POPULARITY
Singapore’s housing market could be entering a new phase. The BTO household income ceiling is rising to S$16,000, while the Executive Condominium ceiling moves to S$18,000 - potentially widening the pool of households eligible for public and subsidised housing. At the same time, thousands of new BTO flats are coming onto the market, with a growing number of HDB flats reaching their Minimum Occupation Period in the years ahead. Could more supply finally shift some bargaining power back to buyers? And should someone planning to buy over the next year or two move now - or wait? Looking further ahead, could Long Island eventually do for the East Coast what reclamation once did for Marine Parade? Michelle Martin speaks with Ivan Cai, Chairman of Crestbrick, about whether Singapore’s housing ladder is being reshaped, where demand could intensify, what greater supply could mean for resale and private property prices, and the decisions prospective home buyers should be thinking about now.See omnystudio.com/listener for privacy information.
MONEY FM 89.3 - Prime Time with Howie Lim, Bernard Lim & Finance Presenter JP Ong
Prime Minister Lawrence Wong has announced major changes to Singapore’s public housing policies, including higher income ceilings for BTO flats and Executive Condominiums, and more ballot chances for first-timer families with children. But how much difference will these changes actually make for young couples starting a family? Will they ease the financial pressure of buying a home and give parents more room to focus on the rising costs of raising children? On The Agenda, Hongbin Jeong speaks with Dr Lee Nai Jia, Director of PropertyDoctors Singapore, about what the changes mean for young families and whether they could make housing a less daunting part of starting a family.See omnystudio.com/listener for privacy information.
It's 0300 and you encounter a rapidly expanding zone 1 retroperitoneal haematoma. Time to enter “tiger country”. What can you do to make this a more familiar expedition?• Hosts: Bulleted list of host names, including title, institution, & social media handles if indicated1. Mr Prashanth Ramaraj. ST5 General Surgery, George Hospital, Western Cape / Southeast Scotland Deanery. @LonTraumaSchool2. Dr Roisin Kelly. Medical Officer, Emergency Medicine, Sydney, Australia. 3. Mr Max Marsden. Consultant Trauma and UGI Surgeon, Royal London Hospital. @maxmarsden834. Mr Christopher Johnston. Consultant Liver Transplant Surgeon and Transplant Surgery Fellowship Lead, Edinburgh Transplant Unit. @cjcjohnston• Learning objectives: Bulleted list of learning objectives.A) To understand the rationale for thoracic aortic clamping in resuscitative trauma surgery and how this is performed.B) To understand how to access the retroperitoneal structures by means of medial visceral rotation and how this is performed.C) To understand the haemostatic ladder for liver trauma and considerations in hepatic exclusion.Please visit https://behindtheknife.org to access other high-yield surgical education podcasts, videos and more. If you liked this episode, check out our recent episodes here: https://behindtheknife.org/listenBehind the Knife Premium: https://behindtheknife.org/premiumOral Board Review: https://behindtheknife.org/oral-boardOral Board Simulator: https://behindtheknife.org/oral-board/simulatorGeneral Surgery Oral Board Review Course: https://behindtheknife.org/premium/general-surgery-oral-board-reviewTrauma Surgery Video Atlas: https://behindtheknife.org/premium/trauma-surgery-video-atlasDominate Surgery: A High-Yield Guide to Your Surgery Clerkship: https://behindtheknife.org/premium/dominate-surgery-a-high-yield-guide-to-your-surgery-clerkshipDominate Surgery for APPs: A High-Yield Guide to Your Surgery Rotation: https://behindtheknife.org/premium/dominate-surgery-for-apps-a-high-yield-guide-to-your-surgery-rotationVascular Surgery Oral Board Review Course: https://behindtheknife.org/premium/vascular-surgery-oral-board-reviewColorectal Surgery Oral Board Review Course: https://behindtheknife.org/premium/colorectal-surgery-oral-board-reviewSurgical Oncology Oral Board Review Course: https://behindtheknife.org/premium/surgical-oncology-oral-board-reviewCardiothoracic Oral Board Review Course: https://behindtheknife.org/premium/cardiothoracic-surgery-oral-board-reviewOBGYN Oral Board Review Coures: https://behindtheknife.org/course/obgyn-oral-board-reviewEPA Playbook: https://behindtheknife.org/course/epa-playbookSurgical Instrument Flashcards: https://behindtheknife.org/course/surgical-instrument-flashcardsABSITE Review: https://behindtheknife.org/course/absite-2026-exam-reviewDownload our App:Apple App Store: https://apps.apple.com/us/app/behind-the-knife/id1672420049Android/Google Play: https://play.google.com/store/apps/details?id=com.btk.app&hl=en_US
2022年八省联考英语听力第一节(共5小题;每小题1.5分,满分7.5分)听下面5段对话。每段对话后有一个小题,从题中所给的A、B、C三个选项中选出最佳选项。听完每段对话后,你都有10秒钟的时间来回答有关小题和阅读下一小题。每段对话仪读一遍。1.How will the guests goto the airport?A.By car. B.By bus. C.By taxi.2.How long will the manstay if his wife comes?A.4 nights. B.6 nights. C.8 nights.3.Who is in charge of the project?A.Dan. B.Gary. C.Mary.4.What does the man say about the restaurant?A.The waiters were noisy.B.The food was not his thing.C.The atmosphere was friendly.5.What language does Mr.Black speak best?A.Chinese. B.French. C.Spanish.第二节(共15小题;每小题1.5分,满分22.5分)听下面5段对话或独白。每段对话或独白后有儿个小题,从题中所给的A、B、C三个选项中选出最佳选项。听每段对话或独白前,你将有时间阅读各个小题,每小题5秒钟;听完后,各小题将给出5秒钟的作答时间。每段对话或独白读两遍。听第6段材料,回答第6、7题。6.What will the speaker shave to do?A.Send figures to Mr.Jones.B.Draw up the budget for next year.C.Organize an advertising campaign on Thursday.7.What docs the woman ask the man to do?A.Wait for her in his office.B.Go to Mr.Jones' workplace.C.Make a phone call to Mr.Jones.听第7段材料,回答第8至10题。8.What is John doing?A.Doing a fun project.B.Emptying the cupboard.C.Donating unwanted things.9.What is “free cycling”?A.A way of recycling. B.A kind of old junk. C.A travel website.10.What does John want now?A.A gorilla arm. B.A microphone. C.A bicycle.听第8段材料,回答第11至13题。11.What are the speakers discussing?A.The man's house.B.The effects of global warming.C.The man's job.12.What is always nice according to the man?A.He lives by the sea.B.Animals can get more food.C.Green can be seen all year round.13.What could farmers grow before?A.Grass. B.Vegetables. C.Trees.听第9段材料,回答第14至16题。14.Where does the man most probably work?A.At an airport. B.At a hotel. C.At a travel agency.15.Which airport is the best choice for the woman?A.Reagan National. B.Dulles. C.Baltimore-Washington.16.Why is the woman going to Washington DC?A.To visit a friend. B.To meet the man. C.To go sightseeing.听第10段材料,回答第17至20题。17.When docs the speaker usually go to a movie with friends?A.On weekends. B.On weekdays. C.On vacation.18.How docs the speaker learn about a movie?A.By seeing it himself.B.By checking the film reviews.C.By talking to his friends.19.What might the speaker do if the tickets are sold out?A.Steal in without a ticket.B.Go back home and watch TV.C.Buy a ticket for the next show.20.What does the speaker like to do while watching a movie?A.Eat popcorn. B.Talk to others. C.Put his feet up.听力答案:1-5CCCAC 6-10 BCBAC 11-15BAABA 16-20 CABCA听力材料(Text 1)M:The guests are leaving for New York tonight. But there will be no bus then.We need someone to get them to the airport on time.W:I'd be happy to, but my car is under repair now. M:In that case, we have to call a taxi.(Text 2)M:My secretary made a reservation for me for the 14th of January W:For how many nights?M:Six. But if my wife comes, I'll stay for two more nights.(Text 3)M: I heard you were going to attend the meeting on Wednesday, Mary. I didn't know you would go.W:Yes, Gary. I am responsible for the project now. I took Dan's place since he had to be on sick leave.(Text 4)W:Are you satisfied with the restaurant?M:Well, I have to say it's not my thing. The food was fine, but the restaurant was too crowded and the waiters kept shouting all the time. I thought they should be working in a quieter and friendlier way.(Text 5)W:Mr. Black is very good at Spanish and now he is beginning to study French. M:Yeah.And he also knows something of Chinese.(Text 6)W:Has Mr. Jones sent you the figures for next year's advertising campaign yet?M:No. I haven't received anything from him. If we don't get those figures by tomorrow morning, we won't be able to draw up next year's budget on time.W: We have to set the budget before Thursday, so maybe you should call him and find out what happened.M: I think I will. If I don't hear from him by four,I'll try calling his office(Text 7)W:Are you OK, John?M:Yeah, just clearing out this cupboard, Emilly. It's full of old junk W:Ooh, what a lot of stuff. Is that a... gorilla arm? M:Yes! Ah... that was a fun project.W:Interesting.M:Ooh, this is the microphone I recorded my first masterpiece with. A bit dusty.I wonder if it still works. Or maybe I should sell it. Who would buy it? W:Why don't you free cycle it?M:Oh, that's a good idea. I can exchange a microphone for a bicycle, right?W:No. You give it away. You give it to someone for free. It's another way of recycling. There are websites that help match you to people who want these things.M:Free...recycle. Freecycle. Yes,I like the idea. But I would like a free bicycle even more.(Text 8)W:So, Eric, how is life in Greenland these days?M:Oh, you know. Winters are long. I live on the coast, though, so I get to seethe ocean every day. That's always nice.W: I heard that winters in Greenland are somewhat shorter than they used to be ---global warming, I guess?M:Yes, that's true. They're calling it "the greening of Greenland". W:The"greening"? What does that mean?M:Well,the average temperature in Greenland is rising twice as fast as in other places. So now I have a few trees near my house. Trees didn't use to exist in Greenland, you know! Neither did vegetables. So it's amazing! Besides, farmers can grow more grass for their animals.(Text 9)W:Hello, this is Tina. I haven't booked my flight to Washington DC yet, but I was wondering if you have any advice on how to best get to you from the airport?M:Yes, well, if you're flying. Reagan National is the closest. You can take the underground right from there. Dulles is further away and a taxi is probably the easiest. And then Baltimore-Washington Airport connects to a train that you can take right into the main train station in town.W:OK, cool,I think Reagan should be the best. And do you pretty centrally lie in Washington DC? Like, next to all the sights and everything? My friend asked me to stay in her house, but I don't think it would be very convenient.M:Yep. Were in the Dupont Circle area, pretty central to Washington DC. You can walk down to the White House. The underground is right around the corner. W:Do you include breakfast?M:Yes,madam,and we also offer dinner if you like.W:OK.That sounds good. Thank you. I'm going to think about it and once I've got everything booked, I'll give you a call. M:OK.Have a good day.(Text 10)I really enjoy going to the movies with my friends on most weekends. I usually check the movie listings in the newspaper or online to see what is playing. I also check the movie reviews because I don't want to see a bad movie. I like to arrive early at the movie theater so l don't have to stand in line too long to buy tickets. Sometimes, the movie we want to see is sold out, so we might buy a ticket for a later showing. At the theater, I sometimes buy popcorn and a drink. The prices are sometimes high, but I like chewing something during a movie. I usually like to sit in an aisle seat somewhere in the middle of the theater. I think you can see the movie better instead of straining your neck if you are unfortunate enough to sit in the front rows. One thing I don't like is when other people talk during the movie, put their feet up on the back of my seat, or bring crying babies to the theater. Everyone should be able to enjoy the movie.
Send us Fan MailThe good, the bad and the downright disastrous. Tom Pattinson's full of positivity in the garden, harvesting and storing seeds. Tom Cadwallender's scanning the summer skies for swifts and reflecting on the season's birds.We're beach cleaning with Steve Lowe at one of our quietest beaches that used to be a dump, and we look at the disastrous spillage of nurdles into the River Tyne, and how these plastic pellets are affecting our coastline.Plus some top tips for the garden from Tom P.Support the showYou can follow Tom Pattinson, Steve and Tom Cadwallender and our wonderful guests and featured flowers, birds and projects on X via: @gardenersradio @TheNatureGarden and on Facebook: The Nature Garden. And you can also tune in to our monthly live radio show on Saturdays at 11am on www.lionheartradio.com Or email us: gardenersradio@outlook.comThank you for your support!Music link: Gaia by Carl Cape Band on Amazon Music - Amazon.co.uk
O Flamengo anunciou uma nova parceria com a Acronis, empresa global de proteção cibernética, em acordo apoiado pela BTO, provedora brasileira de serviços gerenciados de TI.Com a parceria, a Acronis passa a ser a parceira oficial de proteção cibernética do Flamengo, enquanto a BTO ficará responsável pela entrega, implementação e gerenciamento contínuo das soluções de segurança digital e proteção de dados.O acordo também prevê ativações comerciais em redes sociais, integração ao CRM do Flamengo, inserções nas transmissões da Flamengo TV, exposição da marca no Ninho do Urubu e um futuro estudo de caso.Neste vídeo, analisamos o que essa parceria representa para a infraestrutura digital do Flamengo, para a estratégia comercial do clube e para o novo momento do futebol, em que dados, tecnologia, conteúdo e relacionamento com o torcedor também viraram ativos fundamentais.QUER FALAR E INTERAGIR CONOSCO?: CONTATO I contato@serflamengo.com.br SITE I serflamengo.com.brTWITTER I @BlogSerFlamengoINSTAGRAM I @BlogSerFlamengo#Flamengo #NotíciasDoFlamengo #FlamengoAoVivo
Get insights on latest developments and hot button issues in HDB housing. Will super-tall HDB blocks offer good homes? Are we heading to S$1 million BTO flats and S$2 million HDB resale flats? Learn about how having a 10-year minimum occupation period may impact housing mobility and whether young people here are on track to own their own homes. Leslie Yee is in conversation with NUS’ Prof Sing Tien Foo. Synopsis: Hosted by senior correspondent Leslie Yee, PropertyBT from The Business Times shares insights on all things Singapore property to help you on your property investment journey. Episodes feature views and insights from property analysts. Highlights of the podcast: 00:52 60-storey HDB flats 08:18 Housing needs of singles 13:13 Pricey BTO and resale flats 18:11 Land lease decay of ageing flats Read Leslie’s article: Allow flexibility on 10-year minimum occupation period for homeowners with sufficient deterrents --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Leslie Yee (lyee@sph.com.sg) With Professor Sing Tien Foo, provost’s chair professor in the department of real estate, NUS Business School Edited by: Howie Lim & Claressa Monteiro Produced by: Leslie Yee, Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Correspondents: Channel: bt.sg/btcobt Amazon: bt.sg/btcoam Apple Podcasts: bt.sg/btcoap Spotify: bt.sg/btcosp YouTube Music: bt.sg/btcoyt Website: bt.sg/btcorresp Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Podcasts: bt.sg/pcOM BT Market Focus: bt.sg/btmktfocus BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.
Targeting one-child couples for a second child is lower-hanging fruit than pushing for a third under the Large Families Scheme, says a researcher. Synopsis: On Wednesdays, The Straits Times takes a hard look at Singapore's social issues of the day with guests. Stopping at one or two children is such a norm in Singapore that a 'large family' now means having three or more children. This definition comes after the government launched the large families scheme in 2025, in a bid to encourage Singaporeans to expand their households. In its first year alone, the scheme has already stepped in to help about 5,000 Singaporean children. Each of them received up to $16,000 in additional grants to ease the financial load of multi-child parenting. But can money alone shift a couple’s mindsets to having more children? Senior Research Fellow at the Institute of Policy Studies Kalpana Vignehsa joins assistant podcast editor Lynda Hong to discuss the modern realities, anxieties, and choices of raising children in Singapore. Highlights (click/tap above): 7:27 Why focus on one-child family instead of two-child families under Large Families Scheme 25:48 BTO Co-Living: Building a Child-Raising Community with 12 Families 28:16 $300,000? $500,000? The value of child-raising to society 36:04 Why a family with 3 kids is usually on a single income 50:14 Youth prioritising education, NS and BTO, leaving no room for marriage, let alone babies Read ST’s Opinion section: https://str.sg/w7sH Follow Lynda Hong on LinkedIn: https://str.sg/Gm2v Host: Lynda Hong (lyndahong@sph.com.sg) Produced and edited by: Teo Tong Kai Executive producers: Danson Cheong and Lynda Hong Follow In Your Opinion Podcast here and get notified for new episode drops: Channel: https://str.sg/w7Qt Apple Podcasts: https://str.sg/wukb Spotify: https://str.sg/w7sV Feedback to: podcast@sph.com.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #inyouropinionSee omnystudio.com/listener for privacy information.
Targeting one-child couples for a second child is lower-hanging fruit than pushing for a third under the Large Families Scheme, says a researcher. Synopsis: On Wednesdays, The Straits Times takes a hard look at Singapore's social issues of the day with guests. Stopping at one or two children is such a norm in Singapore that a 'large family' now means having three or more children. This definition comes after the government launched the large families scheme in 2025, in a bid to encourage Singaporeans to expand their households. In its first year alone, the scheme has already stepped in to help about 5,000 Singaporean children. Each of them received up to $16,000 in additional grants to ease the financial load of multi-child parenting. But can money alone shift a couple’s mindsets to having more children? Senior Research Fellow at the Institute of Policy Studies Kalpana Vignehsa joins assistant podcast editor Lynda Hong to discuss the modern realities, anxieties, and choices of raising children in Singapore. Highlights (click/tap above): 7:27 Why focus on one-child family instead of two-child families under Large Families Scheme 25:48 BTO Co-Living: Building a Child-Raising Community with 12 Families 28:16 $300,000? $500,000? The value of child-raising to society 36:04 Why a family with 3 kids is usually on a single income 50:14 Youth prioritising education, NS and BTO, leaving no room for marriage, let alone babies Read ST’s Opinion section: https://str.sg/w7sH Follow Lynda Hong on LinkedIn: https://str.sg/Gm2v Host: Lynda Hong (lyndahong@sph.com.sg) Produced and edited by: Teo Tong Kai Executive producers: Danson Cheong and Lynda Hong Follow In Your Opinion Podcast here and get notified for new episode drops: Channel: https://str.sg/w7Qt Apple Podcasts: https://str.sg/wukb Spotify: https://str.sg/w7sV Feedback to: podcast@sph.com.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #inyouropinionSee omnystudio.com/listener for privacy information.
Shakespearian inspiration, cuddy ducks and saints, and the beautiful sound of sedge warblers. Plus some top tips for the garden from Tom P.Support the showYou can follow Tom Pattinson, Steve and Tom Cadwallender and our wonderful guests and featured flowers, birds and projects on X via: @gardenersradio @TheNatureGarden and on Facebook: The Nature Garden. And you can also tune in to our monthly live radio show on Saturdays at 11am on www.lionheartradio.com Or email us: gardenersradio@outlook.comThank you for your support!Music link: Gaia by Carl Cape Band on Amazon Music - Amazon.co.uk
Could your CDC vouchers, GST vouchers and cash payouts be worth more than you think? Hosted by Michelle Martin, Ayush Goyal, Country Manager of SingSaver and MoneyHero Singapore, shares how households can turn government support into a smarter financial plan. From making the most of payouts and SRS tax savings to getting financially ready for a BTO, discover practical ways to create more breathing room and get ahead in 2026. The show starts with a bite of AI news.See omnystudio.com/listener for privacy information.
MONEY FM 89.3 - Prime Time with Howie Lim, Bernard Lim & Finance Presenter JP Ong
For many young Singaporeans, buying a home used to feel like a clear life milestone, you graduate, get a stable job, apply for a BTO, settle down. But today, with rising property prices, higher cost of living, delayed marriages, and changing priorities among Gen Zs and millennials… the path doesn’t seem so straightforward anymore. So when should you actually start thinking about buying your first home? And is the traditional BTO route still the only sensible option? On The Agenda, Hongbin Jeong speaks to Nicholas Mak, Chief Research Officer, MOGUL.sg to find out when would be a good time to start thinking about purchasing your first home.See omnystudio.com/listener for privacy information.
Hello friends! Don Barnes, singer, songwriter, guitar player, and co-founder of 38 Special is my guest for episode 1569! 38 Special is currently on their 50 Year Legacy Tour, celebrating half a century of the band. They've also released their first album of new music in 20 years, Milestone, available on all streaming services, CD and vinyl. Go to 38special.com for, show dates, music, videos, and more. Don and I have a great conversation about 50 years of 38 Special with over 20 million records sold, the legacy of their classics like "Hold On Loosely", "Caught Up In You" and so many more, making Milestone with long-time collaborator Jim Peternik (Survivor), collaborating with Pat Monahan (Train), Randy Bachman (The Guess Who, BTO), and his wife, Christine on Milestone, bringing people joy through the music of their youth, finding love when you least expect it, songwriting, touring, and much more. I had a great time getting to know Don. I'm sure you will too. Let's get down! Find 38 Special on Instagram, Facebook Follow us on Instagram, TikTok, X, Facebook, Spotify, Apple Podcasts, or anywhere you pod. Go to johnny-goudie.com for all things Johnny. If you feel so inclined. Venmo: venmo.com/John-Goudie-1 Paypal: paypal.me/johnnygoudie
We welcome a long time friend – Canadian music legend Randy Bachman (The Guess Who & BTO) Once again, I was lucky to be in the right place at the right time and got to experience the lift off of the first Canadian artist to hit #1 in the USA. Before they became world famous,... The post EP 390 | Randy Bachman Master Storyteller on The Guess Who & BTO appeared first on Mulligan Stew.
Owning an HDB flat has long been seen as a major milestone for young Singaporeans. But with rising resale prices, higher costs of living and long waiting times for BTO flats, many are feeling increasing pressure when it comes to buying their first home. So are HDBs still keeping pace with what young Singaporeans can realistically afford today and how are expectations around home ownership starting to change? Join Neil Humphreys & Audrey Siek — LIVE every Monday, Wednesday & Friday at 8am for Singapore Unfiltered.See omnystudio.com/listener for privacy information.
In deze aflevering is Roland van Arragon te gast. Hij is arbeidsinspecteur bij de Arbeidsinspectie. We bespreken de vergewisplicht: een wettelijke verplichting voor opdrachtgevers om al in de ontwerpfase na te denken over veilig en gezond werken. Het doel is om risico's niet pas op de bouwplaats te signaleren, maar deze vroeg in de keten te voorkomen. Daarbij komt ook aan bod waarom opdrachtgevers hun verantwoordelijkheid niet kunnen afschuiven. Aan de hand van praktijkvoorbeelden laat Roland zien wat er mis kan gaan wanneer veiligheid niet vroegtijdig wordt meegenomen, zoals ontwerpfouten of samenlooprisico's op de bouwplaats. Daarnaast bespreken we concrete instrumenten zoals het V&G-plan, de arbeidshygiënische strategie, BTO-keuzes, en waarom plannen projectgericht en actueel moeten zijn. Tot slot komt aan bod hoe organisaties de vergewisplicht praktisch kunnen invullen: door kennis op te bouwen, samen te werken in bouwteams en veiligheid structureel onderdeel te maken van het proces. De rode draad: veiligheid begint niet op de bouwplaats, maar bij de eerste keuzes aan de voorkant van een project. Veel luisterplezier!
2017年全国高考II+III卷英语听力第一节(共5小题,每小题1.5分,满分7.5分)听下面5段对话,每段对话后有一个小题,从题中所给的A、B、C三个选项中选出最佳答案。听完每段对话后,你都有10秒钟的时间来回答有关小题和阅读下一小题。每段对话仅读一遍。1.What will the woman do this afternoon?A.Do some exercise. B.Go shopping. C.Wash her clothes. 2.Why does the woman call the man?A.To cancel a flight. B.To make an apology. C. To put off a meeting. 3.How much more does David need for the car?A.$ 5,000. B.$20,000. C.$25,000.4.What is Jane doing?A.Planning a tour. B.Calling her father. C.Asking for leave.5.How does the man feel?A.Tied. B.Dizzy. C.Thirsty. 第二节(共15小题;每小题1.5分,满分22.5分)听下面5段对话或独白。每段对话或独白后有几个小题,从题中所给的A、B、C三个选项中选出最佳选项。听每段对话或独白前,你将有时间阅读各个小题,每小题5秒钟;听完后,各小题将给出5秒钟的作答时间。每段对话或独白读两遍。听第6段材料,回答第6、7题。6. What does Jack want to do?A. Watch TV. B. Play outside. C. Go to the zoo.7. Where does the conversation probably take place?A. At home. B. In a cinema. C. In a supermarket.听第7段材料,回答第8至10题。8. What does Richard do? A. He's a newsman. B. He's a manager. C. He's a researcher.9. Where is Richard going next week? A. Birmingham. B. Mexico City. C. Shanghai.10. What will the speakers do tomorrow? A. Eat out together. B. Visit a university. C. See Professor Hayes.听第8段材料,回答第11至13题。11. What is the probable relationship between the speakers?A. School friends.B. Teacher and student.C. Librarian and library user.12. Why does Jim suggest Mary buy the book?A. It's sold at a discount price.B. It's important for her study.C. It's written by Professor Lee.13. What will Jim do for Mary?A. Share his book with her.B. Lend her some money.C. Ask Henry for help.听第9段材料,回答第14至16题。14.Where does Stella live? A. In Memphis. B. In Boston. C. In St Louis.15.What would Peter and his family like to do on Beale Street? A. Visit a museum. B. Listen to music C. Have dinner.16.What kind of hotel does Peter prefer? A big one. B. A quite one. C.A modern one.听第10段材料,回答第17至20题。17.How many lab sessions will the students have every week?A. One. B. Two. C. Three.18.What are the students allowed to wear in the lab ? A. Long scarves. B. Loose clothes. C. Tennis shoes.19.Why should the students avoid mixing liquid with paper? A. It may cause a fire. B. It may create waste. C. It may produce pollution.20.What does the speaker mainly talk about?A. Grades the student will receive.B. Rules the students should follow.C. Experiments the students will do. 参考答案1—5 BCACB 6—10 ACCBA 11—15 ABCAB 16—20 BACAB2017年全国新课标卷II+III英语听力原文Text 1M: Let's go for a nice walk into the country this afternoon.W: I certainly could enjoy the exercise, but I've agreed to go with Alice to buy some clothes. Text 2W: Hello, Mr. Smith. I'm afraid Dr. Brown won't be able to see you today. He's still waiting for a flight out of New York. He said he would meet you tomorrow afternoon. Is it OK?M: Sounds good. Thank you for calling. Text 3W: David, have you saved enough for the car?M: I have $20,000 now, and the car costs $25,000. My parents said they would like to help, but I don't want to use their money. Text 4W: Dr. Block, I need to take a few days off because my father is coming over to visit. And I need to show him around the city.M: OK, Jane. But be sure to come back to work next week. Text 5M: Amy, my head is spinning! It must be a touch of the sun.W: You'd better lie back still for a while. Take it easy for the rest of the day, and stay in the shade. It's too hot today. Text 6M: Mom, this is going to take forever! Animal World will be on in 20 minutes. It's my favorite program. You know I can't miss it!W: I know, honey. But we have to wait in line to pay for these things we need.M: You promised we'd be home in time.W: Be a little patient, Jack. We'll get out of here soon.Text 7M: Hi, Samantha. Do you have a minute?W: Hi, Richard. Come in, please.M: I've been trying to get hold of you all afternoon.W: I was at the weekly managers' meeting. How are things?M: Oh, splendid. I have some news.W: Good news?M: Wonderful news…to me, anyway! I've been offered a job for three years as an assistant to Prof. Hayes from Birmingham University. I'll join him in Mexico City. What do you think about that?W: Wonderful, Richard! Just what you've always wanted, isn't it? Does it mean that you'll leave soon?M: Next week. But before I go, I'd like to invite you out for dinner — just to thank you for all the help you gave me during my three-month research work here. Would tomorrow evening be a good time for you? We can go to the Shanghai Restaurant in Chinatown.W: Fine with me. Text 8M: What's that book you just picked up, Mary?W: The one Prof. Lee uses in his course.M: Oh, I see. You'd better have it if you want to pass that course.W: But it costs $30. I simply can't afford it.M: Did you check the used book section here? Maybe they have it.W: No, they don't. I asked.M: Why don't you get it from the library?W: I've been trying for months, and it's always out. There are over 50 students in the course, and every single one wants the book.M: Listen, you know my roommate Henry, don't you? He took the same course last year, and I remember he owns a copy. I can borrow it from him for you.W: Oh, that'll be great! Thank you, Jim!text 9W: Hello?M: Hello, Stella. This is Peter.W: Hi, Peter. Fancy hearing your voice! How are you?M: Couldn't be better. I'm planning a trip to Memphis with my family this summer.W: Great! I'd love to host you here. When are you coming?M: We'll leave Boston on June 20th, stay in St. Louis, Missouri for a week, and then fly to your city. We'd probably stay for five days with you and come back, for it's a two-week vacation.W: Is there anything special you'd like to do here?M: We'd love to explore Beale Street, the official home of the blues, where we'd listen to live music. We'd also like to visit Graceland, the popular museum in memory of Elvis Presley. But above all, we want to spend some time with you and your family.W: Of course! It's been ages since we met last time. Let's have a dinner party in my garden.M: Lovely! Oh, could you find for us a hotel near where you live? It doesn't have to be big, but I can't stand noise at bedtime.W: Sure.M: Thank you. See you soon. Text 10M: Hello, everyone. My name is John. I'm the teaching assistant for this lab session. Let me explain a little about it. As you may know already, it's a required meeting once a week. I expect you to do all the experiments and keep the results in your lab notebook. I'll collect the notebooks every two weeks. You'll be graded on lab notebooks and quizzes. But the most important information I want to give you now is about safety. First of all, you must wear shoes that cover your feet in the lab. Tennis shoes are OK. Also, don't wear loose clothes, long scarves, big necklaces, or loose belts — they get caught in something or fall into liquid. Another thing to do for safety is cleaning up. Be sure to put the waste in the correct containers. We can't mix liquid with paper. This is extremely important. I don't want any fires in this room. You are responsible for washing out your own lab equipment and putting it away. If you don't do this, I will take away points from your grade. Nobody's going to clean up after you. OK, any questions?
Case Interview Preparation & Management Consulting | Strategy | Critical Thinking
Far too many candidates demonstrate poor knowledge of consulting by insisting that they want to work for McKinsey strategy and not operations or BTO. This is a flawed strategy which will only hurt their chances in the short, medium and long-term. This podcast explains why and how to compensate for this misunderstanding. Here are some free gifts for you: Overall Approach Used in Well-Managed Strategy Studies free download: www.firmsconsulting.com/OverallApproach McKinsey & BCG winning resume free download: www.firmsconsulting.com/resumepdf Enjoying this episode? Get access to sample advanced training episodes here: www.firmsconsulting.com/promo
Hoy os traemos una banda injustamente olvidada. No está entre las citadas cuando se habla de rock clásico de los 70, pero llenó estadios, vendió millones de discos y definió una forma muy concreta de entender el rock directo, obrero, sencillo y sin adornos: Bachman-Turner-Overdrive, más conocidos como BTO. El disco que vamos a escuchar, es su quinto álbum de estudio, que fue publicado en diciembre de 1975, así que cumplió su 50 aniversario el pasado 2025, y se titula 'Head On', que podríamos traducir como “De frente”, “De cabeza” “A pecho descubierto”, o algo así. Un título que cuadra mucho con su estilo. Este disco llegó en el pico de popularidad del grupo, justo cuando parecían imparables… pero que marcó también el inicio de su desgaste interno. Si recordáis, en el pasado podcast de los discos que cumplieron 50 años en 2025, comentamos que, a pesar de ser un buen año en general, se empezaba a ver ese desgaste en la mayoría de las bandas clásicas, y en el que se estaba cociendo todo el movimiento que eclosionó a finales de los 70 y principios de los 80.
In questo episodio l' intervista a Florenzo Marra, Amministratore Delegato di BTO Research, unaboutique di consulenza che trasforma strategia e tecnologia in risultati misurabili.BTO guida i leader in percorsi di evoluzione su misura, progettando esperienze innovative esostenibili che coniugano precisione operativa e visione strategica.Un lavoro che nasce da ricerca, innovazione ed esperienza sul campo e che oggi si sviluppa da Milano a Roma,Torino, Bologna, fino a Lussemburgo, Monaco e ViennaAlla fine del 2022, BTO è entrata a far parte del gruppo Relatech, rafforzando le propriecapacità di delivery internazionale. Nel 2024, il gruppo è stato acquisito da Bregal Unternehmerkapital, uno dei principali operatori di private equity a supporto di aziende mid-cap ad alta crescita nella regione DACH e nel Nord Italia. Una partnership che accelera ulteriormente l'espansione internazionale e lo sviluppo strategico di BTO sui temi Digitali, Information Technology e Operational Technology.Ed è da questo osservatorio privilegiato che entriamo nel punto che molte aziende italianecontinuano a ignorare: la tecnologia si compra, la cultura no. E senza cultura, la tecnologiadiventa solo un acceleratore di inefficienze.In questo episodio molte idee nette, zero fuffa.Perché tanti progetti “perfetti” falliscono.Perché ruoli, responsabilità e processi decisionali sono spesso disegnati per un mondo chenon esiste più.Perché la vera trasformazione non è fare le stesse cose più velocemente, è ridisegnare iprocessi.Tre passaggi ti restano addosso.Primo. Humanology First. Mettere le persone al centro e usare la tecnologia come leva, noncome sostituto.Secondo. L'elemento umano non delegabile. La responsabilità delle decisioni. L'AIsuggerisce scenari. Tu rispondi delle conseguenze.Terzo. La trasformazione digitale non finisce. Se pensi che sia un progetto con una data dichiusura, hai già iniziato a perdere terreno.Si parla anche di private equity, ma in modo utile. Numeri e cultura non pesano uguale. Inumeri dicono dove sei stato. La cultura dice se puoi replicare, scalare e reggere quando ilcontesto cambia. E oggi il contesto cambia sempre.Chiusura forte. La linea di confine non la decide la tecnologia. La decide l'uomo, con ciò chesceglie di non delegare.A guidare la conversazione di oggi è Marco Mizzau — già CEO di aziende complesse, oggiSenior Advisor per fondi di Private Equity e banche d'affari, investitore e business fixer conil fiuto per le imprese che cambiano davvero le regole del gioco.Marco ha visto cosa succede quando visione e capitale si incontrano… o si scontrano.E, come sempre, lo farà senza filtri.Qui non si fanno PR.Qui si parla di scelte vere, di tensioni strategiche, di futuro industriale — con il coraggio didire le cose come stanno.Se ti occupi di impresa, leadership, organizzazione, questa puntata ti dà un criterio pratico perleggere il presente.Buon ascolto
Ilhan Omar liquid attack, BTO and Lady O, to the text line, Al from Superior, Tim from Two Harbors, Let the Sawdust Fly preview, and more...See omnystudio.com/listener for privacy information.
Seth and Marc listen to the Canadian nepo-baby Tal Bachman and his song She's So High. This song is basically about how even if your dad was in The Guess Who and Bachman Turner Overdrive, you can still think of yourself as somewhere below pond scum and compare beautiful women to a 19 year old who was burned at the stake.
A homespun guide to some of the gifts our contributors are thinking about to make things merry and brighter. The ‘Two Toms' and Steve Lowe with some wonderful ideas, that don't have to cost a fortune, but may help to save the planet and ourselves. Support the showYou can follow Tom Pattinson, Steve and Tom Cadwallender and our wonderful guests and featured flowers, birds and projects on X via: @gardenersradio @TheNatureGarden and on Facebook: The Nature Garden. And you can also tune in to our monthly live radio show on Saturdays at 11am on www.lionheartradio.com Or email us: gardenersradio@outlook.comThank you for your support!Music link: Gaia by Carl Cape Band on Amazon Music - Amazon.co.uk
It's that time of the year known as ‘Nature's planting time' and Tom Pattinson's here with lots of exciting options for reinvigorating your garden… Tom Cadwallender's been observing the changes in his crab apple tree and its attractiveness to birds, and he's been along the Aln estuary enjoying the sound of golden plovers. And, we've got some top tips for the garden from Tom Pattinson.Support the showYou can follow Tom Pattinson, Steve and Tom Cadwallender and our wonderful guests and featured flowers, birds and projects on X via: @gardenersradio @TheNatureGarden and on Facebook: The Nature Garden. And you can also tune in to our monthly live radio show on Saturdays at 11am on www.lionheartradio.com Or email us: gardenersradio@outlook.comThank you for your support!Music link: Gaia by Carl Cape Band on Amazon Music - Amazon.co.uk
In this episode of Nuggets On The Go, Melvin Lim from PropertyLimBrothers explores how to move from a modest property base—say an HDB or BTO—for a disciplined real‑estate portfolio that can grow meaningfully over decades. They introduce the concept of the Equity Triangle and walk through a real‑world case study of how a family scaled from roughly S$800 k in property value to about S$6.5 million by combining utility assets (for stay) with investment properties, and carefully calibrating leverage and timing. They emphasise key strategic themes: choosing asset classes you understand, avoiding over‑diversification that undermines discipline, leveraging “set and forget” real‑estate instruments with appreciation potential, and recognising the co‑investor model where the bank and tenant help you expand. By age 55, you may want freedom and choice—and this episode shows how the journey can begin with one stay‑home and one rental property. 0:00 – Teaser 0:51 – The Starting Point: BTO, Resale HDB or Private Property 1:34 – Growing an $800K Portfolio to $6.5M 1:50 – Key Framework: The Equity Triangle Explained 2:23 – Diversification Depends on Knowledge, Time and Strategy 3:25 – Understanding Set-and-Forget in Real Estate 4:46 – Why Stagnating Assets Can Hurt Your Portfolio 6:07 – Case Example: From $670K to Landed Property at $6.9M 7:06 – Leveraging Time: Holding from Age 39 to 65 8:36 – Portfolio Structure: Living in One, Renting the Other 9:32 – End Goal: Freedom and Choice from Age 55 Onwards 10:04 – Targeting a $6.5M Portfolio by 55–65 11:00 – Case Study: From HDB to Dual Condo Strategy 12:38 – High Growth vs. High Rental Strategy 13:13 – Planning for the Winter Season: Divestment and Income Buckets 14:44 – Property Divestment Strategy: Low Quantum, High Yield 18:00 – Leveraging Tenants and Banks as Co-Investors 23:06 – From Dual Properties to Landed and Beyond 24:35 – Portfolio Status at 40+: $6.5M and Growing 25:15 – Deciding When to Exit or Hold: Based on Income Season 26:05 – Scenario Planning: $800K HDB with $600K Equity 28:41 – Strategic Property Pairing: Stay vs. Investment Property 29:52 – Closing: Planning Property Moves with Numbers in Mind
Label: Mercury 74062 djYear: 1979Condition: M-Price: $10.00This terrific BTO single never saw the light of day on radio airwaves in 1979, unfortunately, but you can be sure it would have been a huge hit back in their mid-1970s heyday. This promo copy has the regular 4:06 album version on one side and a 3:55 "Edited Version" on the other... presumably cut to come just under that four-minute warning marker. This beautiful copy has pristine Mint sound.
It's mid-autumn and Tom Pattinson's making the most of the seasonal changes and preparing for Nature's planting time. Tom Cadwallender's spotted a fabulous kingfisher and he's enjoying the incoming Vs of honking geese Big Butterfly Conservation are here with an update on one of our most important nature counts… Plus some top tips for the garden from Tom P. Support the showYou can follow Tom Pattinson, Steve and Tom Cadwallender and our wonderful guests and featured flowers, birds and projects on X via: @gardenersradio @TheNatureGarden and on Facebook: The Nature Garden. And you can also tune in to our monthly live radio show on Saturdays at 11am on www.lionheartradio.com Or email us: gardenersradio@outlook.comThank you for your support!Music link: Gaia by Carl Cape Band on Amazon Music - Amazon.co.uk
As the song says, Reader is "alone again... naturally," as Grayson's under the weather, and that means Reader's flying solo again! Today, Reader's talking Riders, Jays and local Junior Hockey, as well as Bryan Adams: Animal Crusader, BTO honoured in their hometown, and another sign that maybe the chilly relationship between Stevie Nicks and Lindsey Buckingham is defrosting! As well, a gator on a Mississippi golf course and a special guest stops by to chat about tomorrow's career fair in Yorkton.
As the song says, Reader is "alone again... naturally," as Grayson's under the weather, and that means Reader's flying solo again! Today, Reader's talking Riders, Jays and local Junior Hockey, as well as Bryan Adams: Animal Crusader, BTO honoured in their hometown, and another sign that maybe the chilly relationship between Stevie Nicks and Lindsey Buckingham is defrosting! As well, a gator on a Mississippi golf course and a special guest stops by to chat about tomorrow's career fair in Yorkton.
In Episode 325 of History in Five Songs with Martin Popoff, Martin explores how Randy Bachman's relentless pursuit of hit songs shaped BTO, Trooper, Prism, and beyond, sparking a uniquely Canadian glam-infused rock movement that left both successes and curiosities in its wake. Trooper – “Live from the Moon” 0:28 – 0:58 Prism – “Virginia” 0:30 – 0:59 Union – “Mainstreet U.S.A.” 0:12 – 0:42 Loverboy – “Jump” 0:18 – 0:48 Bachman-Turner Overdrive – “Can We All Come Together” 0:00– 0:30 Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's episode we discuss many things: Overdrive gears, the 1934 Telecommunications Act, Chad Allen. But one thing is more important than all the others. We made it to letter B!Not Fragile by BTO: https://youtube.com/playlist?list=PLJTAVb1bdOBgCQr3yqX37Zd6WXNsa7dS4&si=5faw2lCoW22FM0SMSounds of the 80s:Husker Du: https://youtu.be/lWRX6uKjKUw?si=opAMjEb6nD3O_3XbThe Minute Men: https://youtu.be/AB2xvXlNPt8?si=yTWioX5VyqQsC432Fugazi: https://youtu.be/Og7u3sKuegM?si=O1K9EIqZbb_sra9CMMBT: https://youtu.be/gmOmAuhAQbE?si=G_ELNGtIEoYguavc1970s Top 40:The Beatles studio years: https://youtu.be/3J5QnNV09i8?si=UD3w7cvxQdUoJKe3The Village People: https://youtu.be/CS9OO0S5w2k?si=nUqRF5QTePv2ZRDDDisco Duck: https://youtu.be/97RjuC9YeXg?si=KfriwcGJa6r_Ufh8Chicago: https://youtu.be/Zv0OwvsP0ek?si=kdOndrpYXNXUuX1eTrucker Country:https://youtu.be/wHbGhEfnh2E?si=DbZWXUUYWCPC4oRshttps://youtu.be/Sd5ZLJWQmss?si=OUIDbwwzQcaHzPm_https://youtu.be/10pqRbYlx9Y?si=69F0ff2Jsp9LspY5Bands of Manitoba:Willie Nelson: https://youtu.be/3IB7Xj1-2oo?si=fRpboRQzOk51AQD9The Crash Test Dummies: https://youtu.be/eTeg1txDv8w?si=y74bEGD8DHmLCPQIRed Rider: https://youtu.be/sTFVMMCwsss?si=AMb9HzJuuh3rlQNxPropaghandi: https://youtu.be/n6Uk615UpAw?si=bMXwukTbIhzuEsE1CHad Allen and the Expressions: https://youtu.be/ZQYtkPizcpg?si=kgE_GgNc72v5n4WiThe Guess Who: https://youtu.be/UzWHE32IxUc?si=lURZMCVFspOmgRUv Early Metal Comparison:Black Sabbath: https://youtu.be/bc5Nk1DXyEY?si=KLDIBvo9zHT0idTNCoven: https://youtu.be/ukxvJAHzaMI?si=Yxl_wtoEx0iuayUMIron Claw: https://youtu.be/eSRZz13YiqI?si=5BgT0SH157Y45YE5The Kinks: https://youtu.be/fTTsY-oz6Go?si=MbheR5KGtR-7SbH5 Hosted on Acast. See acast.com/privacy for more information.
In Episode 325 of History in Five Songs with Martin Popoff, Martin explores how Randy Bachman's relentless pursuit of hit songs shaped BTO, Trooper, Prism, and beyond, sparking a uniquely Canadian glam-infused rock movement that left both successes and curiosities in its wake. Trooper – “Live from the Moon” 0:28 – 0:58 Prism – “Virginia” 0:30 – 0:59 Union – “Mainstreet U.S.A.” 0:12 – 0:42 Loverboy – “Jump” 0:18 – 0:48 Bachman-Turner Overdrive – “Can We All Come Together” 0:00– 0:30 Learn more about your ad choices. Visit megaphone.fm/adchoices
Could less waiting time reduce stress on a marriage and how can couples strengthen their relationships in the face of life challenges? Synopsis: Every second Wednesday of the month, The Straits Times takes a hard look at Singapore's social issues of the day with guests. With HDB planning to introduce more Shorter Waiting Time (SWT) Build-To-Order (BTO) flats, buyers can expect to collect keys in under three years, reducing the amount of stress on the couple relationship, say an economist and a counsellor. How can young couples decide if they have found the right life partners to take on the wait for a BTO flat? In this episode, ST assistant podcast editor Lynda Hong hosts two guests. Thr first is National University of Singapore's Professor of Real Estate and Economics Sumit Agarwal. He penned a study on the correlation between early marriages, a higher propensity for divorce and waiting times for a BTO, that was featured in the third book in a series - Kiasunomics 3: Economic Insights For Everyday Life. The book overall, analyses the influence and consequences of economic decisions in Singapore. The second is Mr Neo Eng Huat, a counsellor with over 20 years of experience with helping couples. Highlights (click/tap above): 2:10 Post-Covid: BTO one of the few affordable options for young couples 4:00 The effect of BTO-waiting on marriage 14:11 Is it good to have 'effective fighting' between couples? 18:07 When is it time to cut short your losses? 24:15 Money matters in a marriage Read ST’s Opinion section: https://str.sg/w7sH Host: Lynda Hong (lyndahong@sph.com.sg) Produced and edited by: Natasha Liew and Hadyu Rahim Executive producers: Ernest Luis & Lynda Hong Follow In Your Opinion Podcast here and get notified for new episode drops: Channel: https://str.sg/w7Qt Apple Podcasts: https://str.sg/wukb Spotify: https://str.sg/w7sV Feedback to: podcast@sph.com.sg SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #inyouropinionSee omnystudio.com/listener for privacy information.
It's peak summer and still wonderfully warm in Northumberland and Tom P's ripening crops and harvesting potatoes and onions… Tom Cadwallender's turning the calendar page to a new season of birds and checking the Aln estuary for avian ins and outs… Steve Lowe's reflecting on the life of someone who inspired him to dive deep into conservation... we celebrate the work of Doctor Angus Lunn, a Northumberland Wildlife Trust stalwart and map maker extraordinaire.Plus some top tips for the garden from Tom P.Support the showYou can follow Tom Pattinson, Steve and Tom Cadwallender and our wonderful guests and featured flowers, birds and projects on X via: @gardenersradio @TheNatureGarden and on Facebook: The Nature Garden. And you can also tune in to our monthly live radio show on Saturdays at 11am on www.lionheartradio.com Or email us: gardenersradio@outlook.comThank you for your support!Music link: Gaia by Carl Cape Band on Amazon Music - Amazon.co.uk
In this episode of Nuggets On The Go, Melvin Lim and George Peng from PropertyLimBrothers break down the property strategies available to buyers in their late 40s — from stretching tenure for better cash flow, to deciding between consolidating into a landed home or maintaining two condominiums. They explore the “equity triangle” framework, where age, debt, and equity interact to shape long-term financial outcomes, and unpack how lease reset analysis can reveal hidden pitfalls in older resale projects. The discussion also covers the harmonised layout effect, the strategic use of 2M1B for multi-generational planning, and the concept of a “reverse BTO” — securing a new HDB flat later in life for retirement convenience. For those weighing growth versus preservation, the episode offers grounded perspectives on timing, loan sustainability, and exit planning. If you're in your 40s or 50s and preparing for your final major property move, this is one to take notes on. 00:00 Intro 01:20 George's most stressful deal 07:44 What is "2M 1B"? 10:00 Why is age important? 12:30 Equity triangle 18:33 Real estate investment is also DCA 20:19 2 interest-rate cuts in September 23:50 Resale market movement in the future 27:03 Lease Reset Disparity 31:00 Dual-income, no children investment case study 35:30 Quantum disparity challenge 36:55 What should be the gap for quantum? (New Launch & Resale) 43:14 Future audience of the property you're going to sell 48:33 Effect of TDSR 50:03 Advice 51:50 Landed property to be a dual-key 53:00 Strategy for the case study 58:58 What happens in repricing? 1:02:49 Prioritising your happiness 1:06:07 Outtakes
The dangers of the KISS CAM; #NationalTattooDay; Tin Foil Aliens HOAX; Idiot of the week--The Space Cowboy; Annabelle the "EVIL" Doll; Idiotic dad; Robot Rabbits; Turtle causes fire; Current Events Quiz for BTO tickets.
#NationalHotDogDay; All-Star Game Review; Trainwreck on Netflix--Balloon Boy; Tin Foil Alien Hoax in Xenia 1973; Rent a Grannie business idea; Florida Man Sex Toy Heist; Current Event Quiz for BTO tickets at Rose Music Center.
Mural vandalized downtown; Ohio Woman crashes into Springfield building; Another idiotic Tik Tok trend; Tasty Tuesday; Current Events Quiz for BTO tickets; Gen Z are GRUBBY; Creepy doll dude dies; Animals attacking.
Case Interview Preparation & Management Consulting | Strategy | Critical Thinking
Far too many candidates demonstrate poor knowledge of consulting by insisting that they want to work for McKinsey strategy and not operations or BTO. This is a flawed strategy which will only hurt their chances in the short, medium and long-term. This podcast explains why and how to compensate for this misunderstanding. Here are some free gifts for you: Overall Approach Used in Well-Managed Strategy Studies free download: www.firmsconsulting.com/OverallApproach McKinsey & BCG winning resume free download: www.firmsconsulting.com/resumepdf Enjoying this episode? Get access to sample advanced training episodes here: www.firmsconsulting.com/promo
Are you still reading these silly show notes? Honestly, bless your heart. You're a true Time Machiner. Or you're just really bored at work. Anyway, on this week's episode, Dave and Milt climb into the Time Machine and rocket back to June 21, 1975 — the land of lava lamps, fringe vests, and an absolutely bonkers Billboard Top 10 Albums chart. We're talkin' Elton, Earth, Wind & Fire, The Beach Boys, and even Alice Cooper giving us all the Welcome-to-My-Nightmare vibes (spoiler: it's not a lullaby). But wait — Milt's back from Africa! That's right, our Chartmeister went on a literal safari. Lions. Giraffes. Possibly cursed sand. He's got stories, and Dave is mildly concerned for his health and sanity. Oh, and intern Jack "The Fact Machine" Nathanson drops in to host a chaotic 80s music trivia quiz that somehow leads to Warrant, Mr. Roboto, David Lee Roth, and yes, Michael Bolton co-writing a KISS song. You can't make this stuff up. The episode ends (because it has to) with the boys politely kicking some albums off the list and replacing them with stuff they actually like. Sorry, Chicago, but y'all were in your weird phase.
The boys are tired of all of this drama with our neighbors in the Great White North! So, they decided to fix it the only way they know how… With tariff busting riffage that will have everyone screaming: Oh, Canada!!! To present this cornucopia of uniquely Canadian bands we needed an expert. Welcome the voice of Winnipeg to your earholes; from the SeanGeek & FastFret Podcast: Mr. Sean McGinity! While many of these bands are not super-obscure to Canadians, they are in the States; which is a complete travesty! Join us as we take our rock n' roll pick-axes to the frozen tundra!Our hope is that we turn you on to something new, and what better way than highlighting all of the genres we cover from a specific area of the globe. Hope ya dig in and appreciate the amazing sound of Canada!Songs this week include:The Tragically Hip - “Grace, Too” from Day For Night(1994)The New Meanies - “7620 36th Avenue” from The Blue Meanies (1995) The Tea Party - “Fire In The Head” from The Edges Of Twilight (1995)Trooper - “The Boys In The Bright White Sportscar” from Two For The Show (1976)The Watchmen - “Stereo” from Silent Radar (1998)Propagandhi - “At Peace” from At Peace (2025)Moon Tan - “The Faceless Knight” from The Faceless Night (2016)If anyone wants to do a deep dive introduction to The Hip: four-part documentary series, The Tragically Hip: No Dress Rehearsal, on Prime VideoPlease subscribe everywhere that you listen to podcasts!Visit us: https://inobscuria.com/https://www.facebook.com/InObscuriahttps://x.com/inobscuriahttps://www.instagram.com/inobscuria/Buy cool stuff with our logo on it: InObscuria Store
Back in May 1970, Randy Bachman left the Guess Who after getting into a disagreement with his bandmates. He'd been with the group in its various incarnations for 10 years and was invited to join by its founder, Chad Allan. Interestingly, at the time of Randy's departure, Chad had already been gone for four years, leaving shortly after the arrival of Burton Cummings, and the two teamed up to form Brave Belt in 1971. That group eventually morphed into Bachman-Turner Overdrive, but, before they broke nationwide, Chad left again. In his new article for the Strange Brew, writer Scott G. Shea examines Chad Allan's story, how he softly started a rock revolution in Canada and why he left before each band broke internationally. I hope you'll make some time to have Scott G. Shea, a leading music historian and author of the best-selling book, “All the Leaves Are Brown: How the Mamas & the Papas Came Together and Broke Apart,” on your program to discuss the not only the story of Chad Allan, but the history of the Guess Who and BTO, the incredible music they made and how revolutionary they were. The Guess Who was particularly unique in that they found a place on both the Top 40 AM band and the more progressive album rock stations on the FM side. Theirs is a fascinating story of friendship, luck, breakups, reunions and happenstance.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-unplugged-totally-uncut--994165/support.
Aaron Camaro returns this week to give you an extra edition of Decibel Geek Times! This week on Decibel Geek Times, we remember some of rock's greatest legends on their deathdays — including Bob Kulick, Chris Cornell, David Wayne, Ray Manzarek, Nick Menza, Paul Gray, Bradley Nowell, Duane Allman, Roky Erickson, and Derek Frigo. Then we take a loud trip through time with 2025 album anniversaries, highlighting major releases turning 10, 15, 20, 25, 30, 40, 45, and 50 years old — from Faith No More's Sol Invictus to BTO's Four Wheel Drive, and everything in between. Plus, we cover new music from Deraps, Midnight, Fly!, Animalize, Holler, The Dead Daisies, and a brand-new EP from EightBall, a ROCKNPOD favorite! We hope you enjoy Decibel Geek Times and SHARE with a friend! Decibel Geek is a proud member of the Pantheon Podcasts family. Contact Us! Rate, Review, and Subscribe in iTunes Join the Facebook Fan Page Follow on Twitter Follow on Instagram E-mail Us Subscribe to our Youtube channel! Support Us! Buy a T-Shirt! Donate to the show! Stream Us! Stitcher Radio Spreaker TuneIn Become a VIP Subscriber! Click HERE for more info! Comment Below Direct Download Learn more about your ad choices. Visit megaphone.fm/adchoices
Aaron Camaro returns this week to give you an extra edition of Decibel Geek Times! This week on Decibel Geek Times, we remember some of rock's greatest legends on their deathdays — including Bob Kulick, Chris Cornell, David Wayne, Ray Manzarek, Nick Menza, Paul Gray, Bradley Nowell, Duane Allman, Roky Erickson, and Derek Frigo. Then we take a loud trip through time with 2025 album anniversaries, highlighting major releases turning 10, 15, 20, 25, 30, 40, 45, and 50 years old — from Faith No More's Sol Invictus to BTO's Four Wheel Drive, and everything in between. Plus, we cover new music from Deraps, Midnight, Fly!, Animalize, Holler, The Dead Daisies, and a brand-new EP from EightBall, a ROCKNPOD favorite! We hope you enjoy Decibel Geek Times and SHARE with a friend! Decibel Geek is a proud member of the Pantheon Podcasts family. Contact Us! Rate, Review, and Subscribe in iTunes Join the Facebook Fan Page Follow on Twitter Follow on Instagram E-mail Us Subscribe to our Youtube channel! Support Us! Buy a T-Shirt! Donate to the show! Stream Us! Stitcher Radio Spreaker TuneIn Become a VIP Subscriber! Click HERE for more info! Comment Below Direct Download Learn more about your ad choices. Visit megaphone.fm/adchoices
Back in May 1970, Randy Bachman left the Guess Who after getting into a disagreement with his bandmates. He'd been with the group in its various incarnations for 10 years and was invited to join by its founder, Chad Allan. Interestingly, at the time of Randy's departure, Chad had already been gone for four years, leaving shortly after the arrival of Burton Cummings, and the two teamed up to form Brave Belt in 1971. That group eventually morphed into Bachman-Turner Overdrive, but, before they broke nationwide, Chad left again. In his new article for the Strange Brew, writer Scott G. Shea examines Chad Allan's story, how he softly started a rock revolution in Canada and why he left before each band broke internationally. I hope you'll make some time to have Scott G. Shea, a leading music historian and author of the best-selling book, “All the Leaves Are Brown: How the Mamas & the Papas Came Together and Broke Apart,” on your program to discuss the not only the story of Chad Allan, but the history of the Guess Who and BTO, the incredible music they made and how revolutionary they were. The Guess Who was particularly unique in that they found a place on both the Top 40 AM band and the more progressive album rock stations on the FM side. Theirs is a fascinating story of friendship, luck, breakups, reunions and happenstance.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-like-it-s-live--4113802/support.
For more than 60 years, Canadian rock and roll legend Randy Bachman has been takin' care of business and working overtime. He co-founded not one but two of the most successful rock bands to come out of this country: The Guess Who and Bachman–Turner Overdrive. Randy sits down with Tom Power to look back on his incredible life in music, from leaving The Guess Who at the height of their success, to Neil Young helping him start his new band, all the way up to his new BTO single, which looks back at Winnipeg — the city that he says gave him everything.
Marc welcomes @Ackerman1120 for a jam-packed segment powered by coffee, Cardinals wins, and playoff buzz. Tom shares his take on the Cardinals' energetic young roster, from Walker's spark to Newt Barr's power, and even the unexpected defensive heroics of Pedro Pagés. With a six-man rotation and road games ahead, Ackerman sees real potential if they prove themselves away from Busch. On the Blues front, the NHL playoffs are here, with Winnipeg looming large—BTO concerts and all. From Snuggerud's breakout to fond memories of the 2019 parade, it's a St. Louis sports check-in you don't want to miss.
Case Interview Preparation & Management Consulting | Strategy | Critical Thinking
Far too many candidates demonstrate poor knowledge of consulting by insisting that they want to work for McKinsey strategy and not operations or BTO. This is a flawed strategy which will only hurt their chances in the short, medium and long-term. This podcast explains why and how to compensate for this misunderstanding. Here are some free gifts for you: Overall Approach Used in Well-Managed Strategy Studies free download: www.firmsconsulting.com/OverallApproach McKinsey & BCG winning resume free download: www.firmsconsulting.com/resumepdf Enjoying this episode? Get access to sample advanced training episodes here: www.firmsconsulting.com/promo
This week on the Primo epsiode, Jesse and Katie discuss alleged CEO shooter Luigi Mangione. Plus, Jesse gets blocked. Suspect in CEO's Killing Had Discussed His Health Struggles on Reddit - The New York TimesExclusive: Luigi's Manifesto - Ken KlippensteinPerceptions of Sexual Orientation From Minimal CuesFacial Structure Predicts Sexual Orientation in B… To hear more, visit www.blockedandreported.org