Podcasts about what this means

This week Coleton guided the congregation through Jesus' teaching on marriage and divorce, helping listeners understand not just the law, but God's heart. 1. The Context Behind the Question (vv. 1–4) The Pharisees weren't genuinely interested in truth—they were trying to trap Jesus, either in conflict with Moses' law or in political danger (like John the Baptist, who spoke against Herod's divorce).
 Their question: “Is it lawful for a man to divorce his wife?”
Jesus' counter: “What did Moses command you?” They referenced Deuteronomy 24, where Moses permitted a man to write a certificate of divorce due to “uncleanness.” But that term was debated. Rabbi Shammai: interpreted it as sexual immorality. Rabbi Hillel: made it overly broad—even burning dinner qualified. Rabbi Akiba: said divorce was valid if a man simply found someone more attractive. The takeaway: People were more focused on when they could exit a marriage than how they could honor it. 2. Jesus' First Hard Truth: There Is No Godly Reason for Divorce (vv. 5–9) Jesus said divorce was never God's idea—it was permitted due to the hardness of people's hearts. God doesn't celebrate divorce; He allows it in certain circumstances (sexual immorality – Matt. 19; abandonment – 1 Cor. 7). But no one is being godly by divorcing. God remains faithful even when we are faithless (2 Tim. 2:13). Jesus is calling us to a higher view of marriage: “What God has joined together, let no one separate.” 3. Jesus' Second Hard Truth: Marriage Was Designed to Be Permanent (vv. 6–9) Jesus brings it back to Genesis: marriage is one man and one woman, united by God to become one flesh. Not just a legal contract or emotional connection—it's a covenant. Jesus says: If you're not ready for that kind of permanence, don't get married. Coleton used a powerful analogy: If you could only live in one house forever, you'd be incredibly picky. You'd inspect it. You'd ask questions. You'd think about the future.
That's how we should approach marriage—slowly, wisely, and with deep respect for the lifelong nature of the covenant. Key Insight for Singles:
Go slow. Be picky. Don't marry because of pressure, fear, or impatience. Culture says marriage is everything—Jesus says it's weighty and sacred. 4. How the Disciples Responded (Matthew 19 parallel) The disciples said, “If this is how serious marriage is, maybe it's better not to marry.”
Jesus agreed: singleness can be a gift. Some are called to it. Others choose it for the sake of the Kingdom. Either way: marriage isn't the only path to purpose and joy. 5. What This Means for Married People (vv. 10–12) Jesus challenges the popular belief that divorce was fine as long as you remarried “legally.”
But He says plainly: Divorcing and remarrying without biblical cause is adultery. Jesus was confronting a culture of easy outs. Instead of working on marriages, people were walking away. Instead of staying faithful, they found loopholes. Coleton gave a stinging but important critique: People say they don't have money or time for counseling—but they find the money and time for lawyers and mediation in their divorce.
If the same effort and energy put into divorce was invested in the marriage, many could thrive. Just like we care for our own permanent bodies—seeking healing, not amputation—we should treat marriage the same. You don't discard your body when it's weak. You work on it. That's how we treat our “one flesh” partner. Final Word: Hope for the Broken (Romans 3:22–25) Coleton closed by acknowledging the reality: many in the room have been through divorce, some in ways Scripture would call sin.
But he declared the good news of the gospel: “All have sinned and fall short of the glory of God, and all are justified freely by His grace through the redemption that came by Jesus Christ.”
Jesus calls sin what it is, but He also took our punishment on the cross for our sin.
For those who believe, we are judged not by our brokenness, but by Christ's faithfulness.
He will never divorce His bride. He is always faithful. Discussion Questions for Personal or Group Reflection Understanding the Message Why do you think Jesus pointed the Pharisees back to the creation account rather than simply debating Mosaic law? What are some common ways our culture treats marriage more like a contract than a covenant? Reflecting Personally If you are single, how does Jesus' teaching on the permanence of marriage shape the way you view dating or engagement? If you're married, what is one way you can invest in your marriage this week—time, money, energy, or attention? Living It Out Are you currently placing more effort into avoiding marital difficulty or addressing it? What step can you take—counseling, prayer, a conversation—to move toward healing and strength in your marriage? Quoted Authors and Sources Søren Kierkegaard:
“Everything essentially Christian needs to be presented in a way similar to the way a physician speaks to someone on their sickbed.”
 David Guzik on Deuteronomy 24:1:
“Rabbi Shammai said that uncleanness meant sexual immorality… Rabbi Hillel understood uncleanness to mean any sort of discretion, even burning breakfast.”
 William Barclay:
“Rabbi Akiba said uncleanness meant ‘if a man found a woman who was fairer in his eyes than his wife was.'” Verses: The Apostle Paul (Romans 3:22–25):
“All have sinned and fall short of the glory of God, and all are justified freely by His grace through the redemption that came by Jesus Christ.”
 The Apostle Paul (2 Timothy 2:13):
“If we are faithless, He remains faithful.”  

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Ohio State has secured a significant commitment from four-star running back Favour Akih, a standout from Hayes high school in Delaware (Ohio). Known for his explosive speed and vision on the field, Akih is poised to make an immediate impact in the Big Ten. In this video, we break down his playing style, what he brings to the Buckeyes, and how his commitment shapes Ohio State's recruiting strategy moving forward.00:00 – Introduction to Favour Akih's Commitment01:15 – Overview of Akih's High School Career03:30 – Analysis of Akih's Playing Style and Strengths05:45 – Impact on Ohio State's Recruiting Class07:00 – What This Means for the Buckeyes' Offensive Strategy08:30 – Expert Opinions and Future Projections10:00 – Conclusion and Final Thoughts 

Today's show: Jason and Alex dicuss stories shaping the tech and startup world: Circle's explosive IPO and what it signals about crypto regulation and public market sentiment, the potential for tokenized venture capital funds to bring liquidity and transparency to startup investing, and Cursor's extraordinary growth—scaling to over $500M in ARR in just six months.Timestamps:(0:00) Episode Teaser(2:25) Circle's IPO is Soaring and What This Means for Tech(10:21) LinkedIn Jobs - Post your first job for free at https://www.linkedin.com/twist(12:00) Is Tokenization the Future of Venture Capital?(20:20) Coda - Empower your startup with Coda's Team plan for free—get 6 months at https://www.Coda.io/twist(22:40) Oh, THAT'S Why Anthropic Cutoff Windsurf(27:06) Can the Rippling - Deel Saga Get Anymore Bizarre?(30:22) Sentry - New users get 3 months free of the Team plan (covers 150k errors). Go to http://sentry.io/twist and use code TWIST(34:08) Cursor Just Keeps on Winning(43:10) Polymarket: What Will Jerome Powell Do?Subscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.comCheck out the TWIST500: https://www.twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcpFollow Alex:X: https://x.com/alexLinkedIn: ⁠https://www.linkedin.com/in/alexwilhelmFollow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanisThank you to our partners:(10:21) LinkedIn Jobs - Post your first job for free at https://www.linkedin.com/twist(20:20) Coda - Empower your startup with Coda's Team plan for free—get 6 months at https://www.Coda.io/twist(30:22) Sentry - New users get 3 months free of the Team plan (covers 150k errors). Go to http://sentry.io/twist and use code TWISTGreat TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarlandCheck out Jason's suite of newsletters: https://substack.com/@calacanisFollow TWiST:Twitter: https://twitter.com/TWiStartupsYouTube: https://www.youtube.com/thisweekinInstagram: https://www.instagram.com/thisweekinstartupsTikTok: https://www.tiktok.com/@thisweekinstartupsSubstack: https://twistartups.substack.comSubscribe to the Founder University Podcast: https://www.youtube.com/@founderuniversity1916

On this episode of THE GEEK BYTES brought to you by The Geek Buddies, John Rocha, Michael Vogel, and Shannon McClung talk massive box office success for the opening weekends of LILO & STITCH and Mission Impossible: The Final Reckoning! They also give you their quick Spoiler Reviews of both movies and discuss if their box office success means that the studios and movie theaters will have a successful 2025 Summer Movie season! Remember to Like and Share this episode on your social media and to Subscribe to The Outlaw Nation YouTube channel below. #disney #liloandstitch #missionimpossible #tomcruise #paramountpictures #thegeekbuddies ____________________________________________________________________________________ Chapters 0:00 Intro, Opening Weekend Box Office Success of Lilo & Stitch and MI 8 12:45 MISSION IMPOSSIBLE THE FINAL RECKONING Review 20:26 LILO & STITCH Review 25:56 What This Means for the Franchises and 2025 Summer Movie Season FOLLOW THE GEEK BUDDIES: Twitter: https://twitter.com/Geek_Buddies Follow John Rocha: https://twitter.com/TheRochaSays​​​​​ Follow Michael Vogel: https://twitter.com/mktoon Follow Shannon McClung: https://twitter.com/Shannon_McClung Learn more about your ad choices. Visit megaphone.fm/adchoices

From UX Burnout to 3D Passion: My eBay Hustle, New Mics, and the Quest for Simpler Tech...Alright, so you know how life just gets… complicated? Especially when you're a bit of a geek and love your tech. Well, I've been on this kick lately, trying to strip things back, find some simplicity, especially with this podcasting thing. Used to overcomplicate it, but now? Recording straight to my phone with this new Shure mic – it's just, well, gold.But this quest for simplicity has kinda snowballed. I'm talking a full-on tech purge. I've been listing SO much old gear on eBay – old computers I've clung onto for years, cameras, microphones… you name it. And you won't believe what I discovered about my ancient Canon G7X Mark II! It's like, suddenly a hot commodity.Why all this? Well, partly to clear my head and my space, but also to fund what might be my next big creative leap: diving deep into 3D design and Unreal Engine. Feeling a bit, I don't know, like the UX world is shifting with AI and all that, and maybe it's time to really lean into something new.So, in this episode, I'm just rambling, thinking out loud about all this stuff – my changing relationship with tech, why holding onto skills still matters (hello, calligraphy!), the surprising ease of selling on eBay, and what this all means for the future. Plus, a little cautionary tale about a very angry electric skateboard battery. You know, the usual.If you're a fellow tech enthusiast, creative, or just someone trying to figure out their next move in this crazy world, maybe you'll find some common ground in my musings.Chapter Marks:(0:00) Intro & The Joy of Simple Podcasting(0:57) Why My Phone is My Best Friend (and My Past Tech Struggles)(1:29) Tech Making Us Dumber? AR Glasses & The Future of Skills(3:30) The Great eBay Tech Purge: Decluttering for a New PC(5:33) Why I'm Selling (Almost) Everything(9:13) My Surprising Canon G7X Goldmine & Old Tech Value(11:11) From UX to 3D Design: AI, Career Shifts & New Passions(14:05) Funding My 3D Dream: The eBay Hustle Continues(16:12) The (Almost) Explosive Skateboard Battery Incident(17:16) Navigating eBay & Shipping Surprises(19:52) What This Means for the Podcast & Connecting with Fellow Geeks(20:50) Final Thoughts & Looking Ahead

Forget product pitches and click-through rates - today's best marketing doesn't just inform, it evokes. In this episode, Chris Boyer and Reed Smith explore the rising influence of vibe marketing in healthcare and how AI is both accelerating and reshaping this emotionally-driven strategy. They dive into: What Is Vibe Marketing: How brands are shifting from storytelling to emotion-driven engagement, powered by AI-generated content and mood-matching media. Why It's Working Now: The collapse of institutional trust, the rise of TikTok-era behavior, and the tech that allows campaigns to adapt in real time to audience feelings. AI's Role in Vibe: From automated content distribution to hyper-personalized interactions, AI is becoming the engine behind emotionally intelligent marketing. What This Means for Healthcare:  In a field built on trust and empathy, vibe marketing may be healthcare's strongest brand strategy…if done right. Later in the episode, they're joined by Matt Cyr of Loop Agency, who shares how health system marketers can use AI as a creative partner, not a job-stealer. He discusses how his work with Roper St. Francis Healthcare is helping lean teams use AI to free up time for storytelling and strategy, while still getting it all done. In 2025, marketing isn't about messaging; it's about vibe. And AI might be the key to capturing it. Mentions from the Show:  What is Vibe Marketing? Beyond Storytelling in the TikTok Era Almost Timely News:

Episode 145: The Science of Creativity: Why Creative Hobbies Fuel Innovation and Healing Have you ever felt stuck in your work, unsure how to break through to the next level of impact and fulfillment? You're not alone. Many therapists, psychologists, and helping professionals find themselves yearning to create something bigger than traditional one-on-one sessions—a book, a podcast, a new therapy approach, a retreat, or an online course. Yet, they feel paralyzed, unsure how to make space for creativity in their already full lives. But what if creativity wasn't a luxury? What if engaging in artistic hobbies wasn't just a way to ‘relax,' but a scientifically-backed method to enhance your innovation, impact, and overall effectiveness? The Nobel Prize Study: Why the Most Brilliant Minds Engage in the Arts A groundbreaking study highlighted in Originals by Adam Grant analyzed Nobel Prize-winning scientists between 1901 and 2005, comparing them to their equally skilled but less accomplished peers. Both groups had deep expertise in their respective fields, yet the Nobel laureates were dramatically more likely to engage in creative pursuits outside of their scientific work (Root-Bernstein, & Root-Bernstein, 2019). Here's what the research found: Artistic HobbyIncreased Likelihood for Nobel Prize WinnersPlaying music (instrument, composing, conducting)2x more likelyVisual arts (drawing, painting, sculpting)7x more likelyCrafts (woodworking, mechanics, electronics, glassblowing)7.5x more likelyWriting (poetry, plays, novels, essays)12x more likelyPerforming arts (acting, dance, magic)22x more likely The pattern doesn't just apply to scientists. A large-scale study of entrepreneurs and inventors found that those who started businesses and contributed to patent applications were also more likely to engage in arts-related hobbies, such as painting, literature, and sculpture (Woronkowicz & Noonan, 2019). What This Means for Therapists, Healers, and Innovators If you're a therapist, psychologist, or wellness professional dreaming of making a greater impact but feeling creatively blocked, this study offers a profound insight: the key to unlocking your next big idea may not be more certifications or academic research, but rather, more time spent in creative play. Creativity Fuels Problem-Solving Engaging in the arts rewires the brain to make novel connections. Just as Nobel laureates use creativity to approach scientific problems in unique ways, therapists and wellness professionals can use it to craft new healing modalities, write transformative books, or design workshops that truly shift paradigms. Creative Hobbies Make You More Resilient Many of us hold deep grief, shame, or burnout from years of emotional labor. Creativity offers a powerful means of processing emotions. Studies in neuroscience show that engaging in artistic pursuits activates the default mode network (DMN), the part of the brain responsible for self-reflection, insight, and emotional integration. This is why many people report breakthroughs in therapy or deep personal healing when they take up dance, writing, or painting. For me, dance has become an essential part of my healing journey. After not dancing for 18 years, I found myself drawn back in through a simple six-week beginner tap class. That one small decision unlocked a deeper connection to my body, my emotions, and my creativity. I've since added contemporary dance back into my life and even choreographed a duet with a fellow therapist. Interestingly, the study shows that performing arts (acting, dance, and magic) had the strongest correlation with innovation, making practitioners 22 times more likely to win a Nobel Prize. That alone is enough for me to believe in the transformative power of creative movement. Creativity is a Form of Rebellion Against Perfectionism Many in our field hesitate to embrace creativity because of what their academic peers might think.

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In this episode of Whistle Talk, Mike D the Referee dives into the latest updates to high school football rules for the 2025 season, as announced by the NFHS. With over 20 years of coaching and officiating experience, Mike will provide insights into how these changes impact players, coaches, and officials alike. Here's what you can expect: Key Topics We'll Cover1. Player Equipment Updates     - The new allowance for fixed electronic signs to relay play signals from the sidelines, while maintaining the ban on in-helmet communication and video access for players between the numbers.   - Stricter guidelines for tooth and mouth protectors to ensure safety and functionality, prohibiting attachments that pose risks.   - Enhanced arm sleeve specifications set to take effect in 2027, requiring compliance with SFIA standards to prevent unfair advantages.2. Rule Changes on Loose Ball Out-of-Bounds     - A significant revision to Rule 4-3-1: forward fumbles that go out of bounds will now return to the spot of the fumble, eliminating potential advantages for fumbling teams.3. Penalty Enforcement Adjustments     - Updates to Rule 10-4-4b, which aim to standardize enforcement for illegal participation fouls.4. Six-Player Football Clarifications     - New provisions allowing offensive players in six-player football to advance the ball beyond the line of scrimmage after a change of possession from the snap receiver. What This Means for YouMike will break down how these changes reflect evolving safety standards and technological advancements in high school football. He'll also discuss their practical implications for game-day operations, player preparation, and officiating. Listener EngagementTune in for Mike's expert analysis and share your thoughts! Do you think these changes improve the game? Are there other areas where rules should evolve? Join the conversation and let us know how you feel about these updates.Don't miss this comprehensive breakdown of the 2025 NFHS football rules changes—essential listening for coaches, players, officials, and fans!

Jeff and Michael are joined by Mushtaq Gunja, Executive Director of the Carnegie Classification Systems and Senior Vice President at ACE, to unpack the sweeping changes to the Carnegie Classifications. They explore how the new system aims to better group institutions, highlight student access and earnings, and shift incentives across funding, accountability, and rankings. The conversation dives into the implications for colleges chasing R1 status, the normative power of classifications, and whether these changes will meaningfully alter institutional behavior or simply create a new hierarchy. This episode is made with support from Ascendium Education Group and the Gates Foundation.Links We Mention2025 Institutional Classifications, Carnegie Classifications of Institutions of Higher Education2025 Research Activity Designations, Carnegie Classifications of Institutions of Higher EducationChapters0:00 - Intro05:50 - The Changing Higher Ed Landscape08:06 - The Impact of the New Classifications10:42 - Anticipating the Normative Effects16:55 - New Funding Criteria18:13 - Shifting to a Focus on Outcomes21:17 - Measuring Access and Earnings24:53 - Encouraging Good Use of the New Classifications34:24 - Considering the Impact on Research Dollars40:28 - Institutional Response to Access and Earnings Designations46:30 - What This Means for Rankings

Actor Steve Toussaint, known for his role as Lord Corlys Velaryon in House of the Dragon, may have inadvertently confirmed a major casting decision for the upcoming third season. In a now-deleted Instagram post, Toussaint shared a cast list for House of the Dragon Season 3, Episode 4, revealing the inclusion of Prince Daeron Targaryen—a character long speculated to appear in the show.The post was quickly taken down, but not before fan accounts captured and circulated screenshots across social media platforms. The list also included Lady Jeyne Arryn, a character who briefly appeared in Season 2, suggesting an expanded role in the upcoming season.Daeron Targaryen is the youngest son of King Viserys I and Alicent Hightower, making him the younger brother of King Aegon II, Queen Helaena, and Prince Aemond. Unlike his siblings, Daeron was sent to be fostered by House Hightower in Oldtown, a decision made to solidify the family's influence in Westeros. Though absent from the first two seasons, his existence has been subtly acknowledged in dialogue, most notably in a conversation between Alicent and her brother, Ser Gwayne Hightower.In Fire & Blood, the novel by George R.R. Martin that serves as the basis for the series, Daeron is known to be a skilled dragon-rider, bonded with Tessarion, a blue-scaled she-dragon. While details about her age and growth differ in the source material, she is expected to be large enough for battle by the time the Targaryen civil war—known as the Dance of the Dragons—reaches its peak.Daeron's arrival is a significant development in the ongoing struggle between Rhaenyra and Aegon II for the Iron Throne. With another dragon-rider entering the fray, the balance of power may shift dramatically. His presence could also deepen the internal conflicts within House Hightower and the Targaryen factions.Additionally, Toussaint's leaked cast list hints at other notable absences and inclusions. Episode 4 will reportedly omit major players such as Prince Aemond, Otto Hightower, and Addam Velaryon, while featuring Lady Jeyne Arryn. If Jeyne plays a more substantial role, this could indicate increased focus on the Vale and its strategic importance in the war.This is not the first time House of the Dragon has faced early leaks. Casting confirmations and behind-the-scenes photos frequently surface online, fueling speculation about future plotlines. While HBO has yet to officially announce Daeron's casting, Toussaint's deleted post serves as the strongest evidence yet of his upcoming debut.Season 3 of House of the Dragon is currently in production, with a release date expected in 2026 on HBO and Max.Who is Daeron Targaryen?What This Means for Season 3A Pattern of Early Reveals

How AI is transforming content creation by removing technical barriers and allowing creators to focus on ideas. Why this matters: AI has changed the way people approach podcasting, video, and written content. Creators are shifting from figuring out how to create content to focusing on what to create. Read the blog post that inspired this episode, from Barry Kantz on the Blubrry team: AI Has Changed My Brain This is an exciting time for podcasters and content creators... How AI Enhances Creative Processes in Podcasting 1. AI and the Shift from “How-To” to “What-To” What was the "How-To"? In early podcasting, creators had to: Manually build RSS feeds. Learn complex audio/video editing. Invest in expensive software and equipment. Overcome a steep learning curve. The problem: Technical challenges took up too much time, limiting creativity. What is the "What-To"? Now, AI helps with: Brainstorming topics → AI can generate ideas based on trends and user preferences. Writing assistance → AI drafts scripts, outlines, and even refines writing style. Image & Video creation → AI generates visuals and edits videos quickly. Podcast automation → AI tools (like Blubrry's services) streamline publishing and promotion. The result: Creators can focus on their ideas, message, and audience engagement instead of technical tasks. AI allows for more experimentation and creativity without being held back by logistics. 2. The Evolution of Podcasting and Content Creation Podcasting Then (2004-2005): Mostly tech-savvy creators due to technical barriers. Recording, editing, and distributing a podcast required expertise. Small niche audience, mostly early adopters. Podcasting Now: More accessible than ever → AI-driven services handle the majority of the work (record, upload, and distribute). Lower barrier to entry → No need for coding, XML feeds, or advanced editing skills. More diverse voices → AI has allowed anyone with ideas to start podcasting, regardless of technical skill. Key Takeaway for Listeners: AI has made podcasting easier, so there's no excuse not to start! If you have an idea, AI can help you bring it to life. 3. The Role of AI in Video Creation How AI is Improving Video Creation: AI automates editing, transcription, and animation. Platforms now generate videos from text (e.g., AI avatars reading scripts). AI enhances video quality, removes background noise, and adjusts lighting automatically. Blubrry's Role in Simplifying Video Content: Pod2Vid → Transforms podcasts into YouTube videos (no extra effort needed). AI tools help convert videos into podcasts → Vid2Pod  (capturing both audiences). Future Trends: AI-generated video content will continue to improve. More seamless integration of podcasts and video across platforms. Eventually, AI will make video content creation as easy as podcasting. What This Means for Podcasters: If you're not using video yet, AI makes it easier than ever. Repurpose your podcast into video content to reach a wider audience. 4. The Impact on Businesses and Creators How businesses and entrepreneurs can leverage AI to create content that connects with their audience: AI enables businesses to: Quickly create valuable content → blogs, videos, and podcasts with minimal effort. Generate topic ideas based on customer interests and industry trends. Repurpose content → Turn one podcast episode into multiple pieces of content (blog posts, video clips, social media posts). Enhance engagement → AI helps personalize content for different audience segments. What This Means for Business Owners & Marketers: Focus on storytelling instead of production logistics. Use AI-powered content to build trust with customers. Consistently deliver high-quality content without needing a big team. Example:

Episode Summary In this episode of the Canadian Immigration Podcast, host Mark Holthe breaks down the latest immigration measures introduced by the Liberal government, focusing on their impact on temporary residents, construction workers, and Canada's housing crisis. With a late Friday night announcement (as usual), Minister Marc Miller introduced new initiatives that aim to support the construction industry, but many are questioning whether these measures are fair to legal workers already in Canada. Mark takes a deep dive into the government's plan to expand the Out-of-Status Construction Worker Pathway beyond the Greater Toronto Area. While the goal is to address the labor shortage in housing, many legal workers—who have followed the rules—are being left behind. Mark is also joined by Miguel, a newly landed permanent resident and carpenter in the GTA, who shares firsthand insight into the real state of construction jobs in Canada. His shocking experience contradicts the government's claim that there is an urgent need for more workers. If you're a temporary resident, construction worker, or someone frustrated with the ongoing changes in Canadian immigration, this episode is a must-listen. Key Topics Discussed

In this episode, Dr. Carolyn Moyers dives into groundbreaking research published in The New England Journal of Medicine (March 6, 2025), shedding new light on bacterial vaginosis (BV) management. A randomized controlled trial from Australia, involving 164 couples, found that treating male partners significantly reduced BV recurrence rates by half over 12 weeks.This study challenges conventional treatment approaches and suggests BV may function more like a sexually transmitted infection (STI) than previously thought. Dr. Moyers discusses the implications for clinical practice, the ongoing challenges in managing persistent and recurrent BV, and the broader health risks associated with bacterial vaginosis.

On this episode of Go Gaddis Real Estate Radio, Cleve Gaddis welcomes Rob Fountain, Associate Broker, Realtor, and District Director of Titan Team Realtors, to explore the risks of an overly rapid real estate market recovery and the increasing presence of corporate landlords in homeownership. Topics Covered: The Downside of a Fast Market Recovery: Why a sudden surge in real estate activity could create instability and affordability issues. Corporate Landlords & Rental Communities: How large investors buying homes to hold and lease—and even building entire rental neighborhoods—are reshaping the housing market. What This Means for Buyers and Sellers: Understanding the impact on inventory, competition, and long-term affordability. Join the conversation at GoGaddisRadio.com—ask questions, share your thoughts, and subscribe to the podcast! If you have a question for Cleve, click here : https://gogaddisradio.com/ask-a-question If you are looking to buy or sell your home with Cleve, click here : https://moderntraditionsrealty.net/contact If you are looking to join a real estate team, click here : https://moderntraditionsrealty.net/careers If you bought a home last year, don't forget to file your Homestead Exemption! https://moderntraditionsrealty.net/homestead-exemption

Mortgage rates have hit a new low for 2025, hovering around 6.75%, down from their peak of 7.25%. This is serious interest rate relief for homebuyers, real estate investors, and anyone getting a mortgage. But will mortgage rates fall even further in 2025? A new article from HousingWire's Logan Mohtashami suggests that even more rate relief could be on the way, but not without a series of caveats.  To give our take, we're bringing you a bonus episode where Dave breaks down Logan's argument, gives his opinion on the hypotheses, and reveals what would have to happen for rates to drop into the low sixes, maybe even into the five percent range! With bond yields ticking down and recession fears mounting, mortgage rates seem poised to improve compared to the past couple of years. Will we have to see economic pain before rates lower? Could rates go back up, even higher than before, if positive economic news emerges? Dave is breaking down both his own predictions and Logan's in this bonus episode.  In This Episode We Cover: Today's mortgage rates and why we're hitting 2025 lows  Two factors that influence mortgage rates and where they both stand now  The bond yield “spread” and how its improvement could keep rates low  What has to happen for rates to fall even more, and why it's not all good news Could mortgage rates get BELOW six percent in 2025? And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Ask Your Question on the BiggerPockets Forums BiggerPockets YouTube Apply to Be a BiggerPockets Podcast Guest! Do mortgage rates have room to drop lower? Invest in Any Market Cycle with “Recession-Proof Real Estate Investing” Sign Up for the BiggerPocket Real Estate Newsletter Find Investor-Friendly Lenders Mortgage Rates Hit 2025 Low as Recession Fears Rise Read Logan's Article, “Do mortgage rates have room to drop lower?” Connect with Dave   (00:00) Intro (02:05) Why Mortgage Rates Are Falling (03:18) Will Mortgage Rates Fall Further? (05:49) What This Means for Investors (07:02) The Mortgage-Bond "Spread" (10:18) What Will Cause Lower Rates Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-bonus Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump's Tariffs: What They Mean for Businesses, Shoppers, and the EconomyWelcome to Wealth Wednesday, where we break down the biggest economic and financial news shaping global markets. In today's episode, we cover two major developments:1. Trump's Tariffs and Their Impact on Businesses and ConsumersTrump's long-threatened tariffs have arrived, placing the U.S. in a trade war with China, Canada, and Mexico.25% tariffs on imports from Canada and Mexico and a 20% tariff on Chinese goods went into effect this week.Experts warn that consumers and businesses will bear the biggest burden, leading to higher prices on everything from cars and appliances to groceries and gasoline.How Will This Impact Everyday Americans?Gas prices may rise since Canada is the U.S.'s largest crude oil supplier ($98 billion in 2024).Electronics, computers, clothing, and toys from China will be impacted, making everyday tech and essentials more expensive.Alcohol prices could increase, affecting tequila and Canadian whiskey imports.Grocery costs will go up, with 47% of imported vegetables and 40% of imported fruits coming from Mexico—a 25% tariff on Mexican avocados alone could drive prices even higher.How Are Canada, Mexico, and China Responding?China has imposed up to 15% tariffs on key U.S. agricultural exports, including chicken, pork, soy, and beef.Canada and Mexico are also retaliating, placing additional taxes on various American goods.Why Is Trump Doing This?To pressure trading partners on illegal immigration, fentanyl trafficking, and manufacturing trade imbalances.Critics argue there is no quantitative target or milestone for evaluating success, making this a strong-arm approach rather than a measured economic strategy.2. Trump Announces U.S. Crypto ReservePresident Trump announced the creation of a U.S. Crypto Reserve to boost the digital asset industry.His executive order on digital assets prioritizes the responsible growth of cryptocurrencies like ETH, BITC, XRP, SOL, and Cardano.Crypto prices surged after the announcement, signaling renewed interest in digital currencies.What This Means for YouTariffs could significantly impact the cost of goods and the stock market—businesses and consumers need to prepare. • ⁃ The crypto market is gaining traction under the new administration—is it time to develop digital asset skills and educate yourself on blockchain opportunities?

Questions? Thoughts? Send a Text to The Optometry Money Podcast!The student loan landscape is shifting again! In this episode, Evon breaks down the latest updates on the SAVE Plan, the recent court rulings, and what these changes mean for optometrists navigating their student loan repayment.With major legal challenges in play, borrowers on SAVE are currently in interest-free forbearance, but the future of the program remains uncertain. Evon unpacks the key takeaways from the recent 8th Circuit Court of Appeals decision, discusses potential next steps, and shares what optometrists should consider when making student loan repayment decisions.What You'll Learn:✅ Background on the SAVE Plan & Legal Challenges – Why the courts put SAVE on hold and what's next✅ What This Means for Optometrists – How the latest rulings impact those on SAVE, PAYE, and IBR plans✅ Should You Switch Plans? – Factors to consider before making a move✅ Tax Strategies for Student Loan Borrowers – Filing tips to optimize student loan repayment✅ Preparing for Uncertainty – Practical steps to protect your financial futureKey Takeaways:

Send us a textAmazon just announced a huge change that impacts agencies, freelancers, and service providers. Starting April 10th, third-party solution providers must register through the Solution Provider Portal to access Seller Central accounts. This could completely shift how businesses operate.Struggling with Amazon PPC? Get our no-fluff, results-driven PPC guide: https://bit.ly/41nII4z#AmazonUpdate #AmazonSellers #EcommerceNews #AmazonFBA #amazonagency Watch these videos on YouTube:A Seller's Struggle to Get Back in Business: https://www.youtube.com/watch?v=XdrwCtsFdH0&list=PLDkvNlz8yl_a9AEo7XKJamoNYxAAf04PL&index=9Proven Strategies for Amazon FBA Success: https://www.youtube.com/watch?v=Cq-1iLNVIkc&list=PLDkvNlz8yl_bgXySsAXtDdy2BLfbQNCmw&index=6-----------------------------------------------Here is the link to Vanessa's post on LinkedIn: https://bit.ly/4kof2NhNeed help with your listing? Send it to us here: http://bit.ly/3B1LvHtGet free expert Amazon advice! Book a call with an expert: http://bit.ly/3B3HMJATimestamps00:00 - Amazon Drops a Huge Change!00:16 - What This Means for Agencies & Freelancers00:40 - How Agencies Like My Amazon Guy Will Be Impacted01:20 - Why This Could Be a Major Industry Shift02:10 - Challenges Agencies & Freelancers Will Face03:06 - How the Solution Provider Portal Works04:10 - Timeline: When Does This Take Effect?05:30 - What Freelancers Need to Do NOW06:15 - Why This Change Could Be a Problem for Some----------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show

You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"You soon will have the power to convert your TSP to a Roth without leaving the system—game-changing for federal retirees."

Judge STOPS Karen Read Trial – Jennifer Coffindaffer on What This Means! What happens when a courtroom bombshell leaves a judge literally shaking? The Karen Read case just took a wild turn as Judge Beverly Cannone slammed the brakes on proceedings, citing “grave concern” over newly uncovered evidence. At the heart of the controversy? Alleged undisclosed financial ties and potential witness coaching between Read's defense and accident reconstruction experts. Jennifer Coffindaffer, retired FBI Special Agent, joins to break down what this means for the defense, the prosecution, and—most critically—Karen Read herself. With emails, payments, and courtroom testimony now under scrutiny, could this unravel the entire case? And if so, does that mean a total reset with a brand-new defense team? #KarenReadCase #TrueCrime #CourtroomDrama #WitnessTampering #LegalEthics #HiddenKillers #JenniferCoffindaffer Want to listen to ALL of our podcasts AD-FREE? Subscribe through APPLE PODCASTS, and try it for three days free: https://tinyurl.com/ycw626tj Follow Our Other Cases: https://www.truecrimetodaypod.com The latest on The Downfall of Diddy, The Trial of Karen Read, The Murder Of Maddie Soto, Catching the Long Island Serial Killer, Awaiting Admission: BTK's Unconfessed Crimes, Delphi Murders: Inside the Crime, Chad & Lori Daybell, The Murder of Ana Walshe, Alex Murdaugh, Bryan Kohberger, Lucy Letby, Kouri Richins, Malevolent Mormon Mommys, The Menendez Brothers: Quest For Justice, The Murder of Stephen Smith, The Murder of Madeline Kingsbury, The Murder Of Sandra Birchmore, and much more! Listen at https://www.truecrimetodaypod.com

Judge STOPS Karen Read Trial – Jennifer Coffindaffer on What This Means! What happens when a courtroom bombshell leaves a judge literally shaking? The Karen Read case just took a wild turn as Judge Beverly Cannone slammed the brakes on proceedings, citing “grave concern” over newly uncovered evidence. At the heart of the controversy? Alleged undisclosed financial ties and potential witness coaching between Read's defense and accident reconstruction experts. Jennifer Coffindaffer, retired FBI Special Agent, joins to break down what this means for the defense, the prosecution, and—most critically—Karen Read herself. With emails, payments, and courtroom testimony now under scrutiny, could this unravel the entire case? And if so, does that mean a total reset with a brand-new defense team? #KarenReadCase #TrueCrime #CourtroomDrama #WitnessTampering #LegalEthics #HiddenKillers #JenniferCoffindaffer Want to listen to ALL of our podcasts AD-FREE? Subscribe through APPLE PODCASTS, and try it for three days free: https://tinyurl.com/ycw626tj Follow Our Other Cases: https://www.truecrimetodaypod.com The latest on The Downfall of Diddy, The Trial of Karen Read, The Murder Of Maddie Soto, Catching the Long Island Serial Killer, Awaiting Admission: BTK's Unconfessed Crimes, Delphi Murders: Inside the Crime, Chad & Lori Daybell, The Murder of Ana Walshe, Alex Murdaugh, Bryan Kohberger, Lucy Letby, Kouri Richins, Malevolent Mormon Mommys, The Menendez Brothers: Quest For Justice, The Murder of Stephen Smith, The Murder of Madeline Kingsbury, The Murder Of Sandra Birchmore, and much more! Listen at https://www.truecrimetodaypod.com

Judge STOPS Karen Read Trial – Jennifer Coffindaffer on What This Means! What happens when a courtroom bombshell leaves a judge literally shaking? The Karen Read case just took a wild turn as Judge Beverly Cannone slammed the brakes on proceedings, citing “grave concern” over newly uncovered evidence. At the heart of the controversy? Alleged undisclosed financial ties and potential witness coaching between Read's defense and accident reconstruction experts. Jennifer Coffindaffer, retired FBI Special Agent, joins to break down what this means for the defense, the prosecution, and—most critically—Karen Read herself. With emails, payments, and courtroom testimony now under scrutiny, could this unravel the entire case? And if so, does that mean a total reset with a brand-new defense team? #KarenReadCase #TrueCrime #CourtroomDrama #WitnessTampering #LegalEthics #HiddenKillers #JenniferCoffindaffer Want to listen to ALL of our podcasts AD-FREE? Subscribe through APPLE PODCASTS, and try it for three days free: https://tinyurl.com/ycw626tj Follow Our Other Cases: https://www.truecrimetodaypod.com The latest on The Downfall of Diddy, The Trial of Karen Read, The Murder Of Maddie Soto, Catching the Long Island Serial Killer, Awaiting Admission: BTK's Unconfessed Crimes, Delphi Murders: Inside the Crime, Chad & Lori Daybell, The Murder of Ana Walshe, Alex Murdaugh, Bryan Kohberger, Lucy Letby, Kouri Richins, Malevolent Mormon Mommys, The Menendez Brothers: Quest For Justice, The Murder of Stephen Smith, The Murder of Madeline Kingsbury, The Murder Of Sandra Birchmore, and much more! Listen at https://www.truecrimetodaypod.com

In this episode, I share two powerful lessons that shifted how I view fitness forever. First, a surprising question from a gym member in 2019 made me rethink why fitness is a lifelong journey. Then, my BJJ dojo moving further away revealed why taking action now makes progress easier—while waiting makes it more challenging. If you've ever struggled with consistency or motivation, this episode will help you change how you see your fitness journey for good. Plus, check out my book in the show notes—it's about making fat loss sustainable and realistic for life.Sign up To Become A 1-2-1 Online Fitness MemberBuy My Book, 'Your Fat Loss Journey Starts Here'Sign-up For My Free 14-Day Fat Loss Kick-StarterMy InstagramMy XMy ThreadsMy YouTube ChannelFree Fitness GuidesTimestamps:(00:12) Introduction: Turning up When You Don't Feel Like it(03:24) Story #1: A Gym Member's Question That Changed My Mindset(05:12) Lessons from Brazilian Jiu-Jitsu: The Power of Consistency(05:41) What This Means for Your Fat Loss Approach(07:32) Story #2: How My BJJ Dojo Moving Further Away Changed Everything(08:58) The Problem with Waiting Until Things Get Worse(09:47) Grab My Book to Make Fat Loss Sustainable for Life

Penn State fans, the Nittany Lions just made a game-changing move by hiring Jim Knowles as the new defensive coordinator! In the debut episode of Road to Happy Valley, host Noah Malone goes in-depth on what this monumental hire means for PSU football and the big picture for the program. With Knowles signing a record-breaking three-year, $3.1M/year contract, Penn State is boldly committed to becoming an elite powerhouse in college football.Don't miss out—subscribe now for more exclusive content on PSU football, and let us know what excites you most about Coach Knowles' joining Penn State in the comments below!FOLLOW STATE MEDIA HERE:► TWITTER | ⁠ / statemediapsu⁠ ► TIKTOK | ⁠ / statemediapsu⁠ ► INSTAGRAM | ⁠ / @statemediapsu ► YOUTUBE | ⁠ / @statemediapsuCHAPTERS:00:00 - Intro01:27 - Jim Knowles Background03:17 - What This Means for Penn State06:57 - Recruiting Impact09:15 - Biggest Signing in Penn State History10:57 - Analysis12:40 - Outro#pennstate #psufootball #cfb #collegefootball #tylerwarren #abdulcarter #pennstatefootball

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Join us, Jeff “Tigger” Erhardt and Rebecca Wanner aka “BEC” as we head down the road for bull sale season.  The bulls, the heifers, the cattle, the people, the food and this one about Red Angus.  Plus we have the latest news and lots more on this all new episode of The Ranch It Up Radio Show. Be sure to subscribe on your favorite podcasting app or on the Ranch It Up Radio Show YouTube Channel. Season 5, EPISODE 223 Highlight: Wasem Red Angus & Beef Industry News Why Wasem Red Angus Discover Practical, Profitable, & Reliable Red Angus Are you in the market for bulls and heifers that have thriving sustainability? Wasem Red Angus, owned by Chris & Jolynn Wasem, have built a program that produces adaptable, practical and profitable offspring. You will find cattle that have a quiet disposition and are easy to handle too.  Wasem Red Angus strives to offer cattle with power and performance through balanced EPD's and phenotype. Learn more about their program, view catalog, videos and bid online HERE. Cattle Industry News NCBA Calls Out Supreme Court Decision on Corporate Transparency Act: A Blow to Family Farms and Ranches The National Cattlemen's Beef Association (NCBA) voiced strong disappointment following the U.S. Supreme Court's decision to lift an injunction that had temporarily halted enforcement of the Corporate Transparency Act (CTA). The CTA introduces new reporting requirements that some say could impose significant burdens on small businesses, including family-owned farms and ranches. NCBA Executive Director of Government Affairs, Kent Bacus, expressed concern about the potential impact by saying the Corporate Transparency Act will blanket family-owned farms and ranches in excessive red tape, placing millions of small business owners at risk of legal trouble.  He went on to say that he is urging President Trump and the Treasury Secretary to intervene and protect small businesses from these onerous requirements by delaying enforcement until a workable solution is found. While NCBA's advocacy primarily focuses on farmers and ranchers, the Act's implications extend beyond agriculture. NCBA's Director of Policy Communications highlighted how the law could also weigh heavily on small and family-owned meat processors, adding to their regulatory challenges. The U.S. Supreme Court's decision overturned a nationwide injunction, allowing the Department of Treasury to enforce the Act while ongoing federal court cases challenge its legality. What This Means for Small Businesses The CTA would require entities to disclose detailed ownership information to the federal government, which could pose administrative and financial challenges for smaller operations.  Given the complexity of these new requirements, it is recommended that whether in agriculture, meat processing, or other industries—seek advice from legal or tax professionals to ensure compliance and mitigate risks. Select Sires New 2025 Spring Beef Sire Directory Is Available Select Sires Spring 2025 Beef Sire Directory is available online for viewing.  A new and powerful lineup of beef sires.  We have the link for the online version in the show notes for this episode at ranch it up show dot com. Or head to Select Sires Beef Dot Com.  Select Sire 2025 Beef Sire Directory Pork Industry Monitors H5N1 Developments The pork industry is closely monitoring the spread of highly pathogenic avian influenza (H5N1), with producers emphasizing preparedness. National Pork Board CEO Bill Even highlighted ongoing collaboration with poultry, dairy and USDA teams to ensure readiness in case of an outbreak. “Fortunately for the pork industry, we haven't had any issues,” Even said. He assured consumers that pork products would remain safe to eat even if H5N1 were to affect the sector. RanchChannel.Com Now Has The Futures Markets & New Listings Futures Markets RanchChannel.com now has futures markets at your fingertips!  Feeder Cattle, Live Cattle, Corn, Wheat, Soybeans, Soybean Oil, Milk Class IV, and Ethanol.  Information is provided by DTN and market information may be delayed by as much as 10 minutes.  Click Here for more information! UPCOMING SALES & EVENTS Spruce Hill Ranch:  February 6, 2025 Prairie Hills Gelbvieh:  February 8, 2025 Bred For Balance: February 14, 2025 Flittie/Schnabel/Lazy J Bar:  February 15, 2025 CK Cattle & Wager Cattle: February 16, 2025 Wasem Red Angus:  February 20, 2025 Pederson Broken Heart Ranch: March 5, 2025 Keller Broken Heart Ranch:  March 6, 2025 Vollmer Angus Ranch:  April 1, 2025 Jorgensen Land & Cattle:  April 21, 2025 World Famous Miles City Bucking Horse Sale: May 15 18, 2025 BULL SALE REPORT & RESULTS Click HERE for the latest Bull Sale Results https://ranchchannel.com/category/past-bull-production-sales-archive/ FEATURING Chris Wasem Wasem Red Angus https://www.wasemredangus.com/ @WasemReds Mark Vanzee Livestock Market, Equine Market, Auction Time https://www.auctiontime.com/ https://www.livestockmarket.com/ https://www.equinemarket.com/ @LivestockMkt @EquineMkt @AuctionTime Kirk Donsbach: Stone X Financial https://www.stonex.com/   @StoneXGroupInc    Shaye Koester Casual Cattle Conversation https://www.casualcattleconversations.com/ @cattleconvos   Questions & Concerns From The Field? Call or Text your questions, or comments to 707-RANCH20 or 707-726-2420 Or email RanchItUpShow@gmail.com FOLLOW Facebook/Instagram: @RanchItUpShow SUBSCRIBE to the Ranch It Up YouTube Channel: @ranchitup Website: RanchItUpShow.com https://ranchitupshow.com/ The Ranch It Up Podcast is available on ALL podcasting apps. https://ranchitup.podbean.com/   Rural America is center-stage on this outfit. AND how is that? Tigger & BEC Live This Western American Lifestyle. Tigger & BEC represent the Working Ranch world and cattle industry by providing the cowboys, cowgirls, beef cattle producers & successful farmers the knowledge and education needed to bring high-quality beef & meat to your table for dinner. Learn more about Jeff 'Tigger' Erhardt & Rebecca Wanner aka BEC here: TiggerandBEC.com https://tiggerandbec.com/   #RanchItUp #StayRanchy #TiggerApproved #tiggerandbec #rodeo #ranching #farming References https://www.stonex.com/ https://www.livestockmarket.com/ https://www.equinemarket.com/ https://www.auctiontime.com/ https://gelbvieh.org/ https://www.imogeneingredients.com/ https://alliedgeneticresources.com/ https://westwayfeed.com/ https://medoraboot.com/ http://www.gostockmens.com/ https://www.imiglobal.com/beef https://www.tsln.com/ https://transova.com/ https://axiota.com/ https://axiota.com/multimin-90-product-label/ https://jorgensenfarms.com/ https://www.bredforbalance.com/ https://ranchchannel.com/ https://www.wrangler.com/ https://www.ruralradio147.com/ https://www.rfdtv.com/ https://www.meatingplace.com/Industry/News/Details/117710 https://selectsiresbeef.com/ https://www.meatingplace.com/Industry/News/Details/117700

Remote work didn't just appear overnight—it's been evolving for decades! In this debut episode of The Evolving Workplace series, Wayne Turmel takes us on a fascinating journey through the history of remote work. From the early days of landlines and fax machines to the game-changing introduction of laptops and video conferencing, he explores how technology, corporate culture, and even a few unexpected moments (hello, AOL free discs!) shaped the way we work today. Understanding the past helps us navigate the future—so how did we get here, and what does it mean for the way we work moving forward? Tune in to find out! Listen For 00:00 Introduction 02:00 How the Workplace is Evolving 03:08 The Early Days of Remote Work (Pre-1990s) 05:54 The 1993 Watershed Moment: Laptops & Internet Access 10:40 The Rise of Email & the Shift in Office Roles 12:36 Video Calls & WebEx: A Game Changer 16:01 The 2013 Remote Work Boom (and Backlash) 19:24 The Shift to Hybrid Work & What's Next 23:50 What This Means for Leaders & Employees Additional Resources Read Wayne's Blog Post Explore more leadership insights from Kevin and Wayne at LongDistanceWorklife.com Leave a Review If you liked this conversation, we'd be thrilled if you'd let others know by leaving a review on Apple Podcasts. Here's a quick guide for posting a review. Review on Apple: https://remarkablepodcast.com/itunes    Podcast Better! Sign up with Libsyn and get up to 2 months free! Use promo code: RLP  

Send us a textA major change is coming for Amazon sellers as Trump's tariffs close the de minimis loophole. This allowed Temu and Shein to ship tax-free under $800, but starting tomorrow, import taxes will hit hard. This could reshape e-commerce, increase costs, and push U.S. manufacturing forward. What does this mean for your Amazon business?Need help optimizing your PPC campaigns? Download our free PPC guide https://bit.ly/3DLhywd#AmazonNews #EcommerceUpdates #TrumpTariffs #AmazonSellers #TemuVsAmazonWatch these videos next:Amazon's Name Generator Isn't Worth Your Time https://www.youtube.com/watch?v=ybK1CJ-qkwg&list=PLDkvNlz8yl_YEKE1B5o1uhbBm1QQcPzmY&index=6AVOID These Common Review Traps! https://www.youtube.com/watch?v=p_HxUxSdANY&list=PLDkvNlz8yl_YEKE1B5o1uhbBm1QQcPzmY&index=5-----------------------------------------------Having issues with your Amazon listing? Get expert help to fix suppressed listings, improve rankings, and drive more sales: http://bit.ly/3B1LvHtWant one-on-one coaching for your Amazon business? Book a call with our experts: http://bit.ly/3B3HMJATimestamps00:00 - Huge Amazon News: Trump Tariffs & Import Loophole Closing00:31 - How This Loophole Helped Shein & Temu Avoid Taxes01:10 - Unsafe Products & Knockoffs – The Hidden Dangers02:06 - How These Changes Help American Businesses02:30 - Amazon's Reaction – Why They're Happy About It03:46 - What This Means for Sellers – Big Changes Ahead04:45 - Can You Start Manufacturing in the U.S. Instead?06:07 - Early Movers: Is U.S. Manufacturing the Future?07:12 - Tariffs vs. Income Taxes – A Major Policy Shift08:06 - Amazon Sellers Feeling the Pinch – What to Do Next10:09 - What You Should Focus on as a Seller Right Now10:34 - Global Politics Are Changing the Game for E-commerce11:00 - Is This Video AI? No, But Here's What's New-----------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show

Markets are shifting fast, and today's video breaks down everything you need to know. The Federal Reserve just released new inflation forecasts and interest rate projections that are already causing ripples. From Tesla's sharp drop to Bitcoin's volatility, let's dive into what's happening and how it could impact your trades.

Luke McCann is the Vice President of Multifamily Investment Sales at NAI, where he leads middle-market and development brokerage efforts across North Florida. A Jacksonville native, Luke has built a loyal client base through his extensive experience selling infill multifamily assets and development sites in the region. He holds dual bachelor's degrees in economics and finance from Flagler College and is a licensed real estate associate in Florida. Outside of work, Luke is passionate about sports and serves as a partner at Mission House, a homeless shelter in Jacksonville Beach.   Here's some of the topics we covered: From Finance Degree to Multifamily Mogul Current Market Insights and What Luke is Seeing Right Now Why Sellers Are Cashing Out Bridge Debt Breakdown and What's Coming Next Interest Rates Finally Dropping and What This Means for You Broker Secrets and How to Communicate Like a Pro How to Stand Out When Submitting with Brokers The Real Way to Find Hot Multifamily Deals Game-Changing Advice for Aspiring Real Estate Investors   To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com    For more about Rod and his real estate investing journey go to www.rodkhleif.com   Please Review and Subscribe  

Space Weather Update: Transformation Through Cosmic Energies. Join us as we explore the latest cosmic events and their profound influence on Earth and our personal energy fields. This episode highlights solar activity, geomagnetic conditions, and the planetary shifts that are shaping our journey toward higher vibrational living. Topics Covered in This Episode: Geomagnetic Activity Update Current conditions are stable, with the Kp index forecasted at 3. While no geomagnetic storms are anticipated, heightened solar activity suggests a need for mindfulness of energy field fluctuations. Learn how these fluctuations mirror Earth's evolving energy fields and invite us into deeper attunement with cosmic dynamics. Solar Flares and Sunspots Solar activity is intensifying with new sunspots emerging, producing five M-class solar flares since midnight UTC. Explore how these solar events enhance Earth's vibrational energy and provide opportunities for transformation and growth. Coronal Mass Ejection (CME) Insights A CME from November 14 has subtly activated the Schumann Resonance, contributing to global energetic uplift and awakening. We discuss the subtle shifts and how they reflect the collective energy field's responsiveness to solar phenomena. Higher Vibrational Energies The interplay of solar flares and CME effects is aligning Earth closer to 5D frequencies. Discover how this "cosmic boost" supports personal and planetary ascension, offering an invitation to stabilize and expand your inner light. Higher Dimensional Energy Transitions This month's theme, Layers of Transformation, highlights Earth's shift from 3D to 5D. Learn about yesterday's collective Light effort, which created a profound breakthrough moment, untethering Earth from the 3D magnetic grid and connecting it to the 5D Golden Grid. The Circle of Green Mist A milestone in planetary ascension: Earth is now aligning with the 5D “circle of green mist.” Understand how this alignment allows for a flow of clearer, purer energy and raises the collective vibration. What This Means for Us Personal Vibrational Alignment: Release outdated patterns and align with Source light. Cosmic Events to Watch: The Love Wave Activation, a global vibrational reset, promises to dissolve remaining ties to the 3D realm. Time Anomalies: Notice shifts in time perception as we transition beyond the linear time matrix into multidimensionality. Takeaway Message:Earth's transition into higher dimensions is a transformative journey, offering us the chance to align with higher vibrational frequencies. Through mindful awareness and intentional energy work, we can harmonize with these cosmic shifts, embracing personal and planetary growth. Resources Mentioned: Space Weather Prediction Center Space Weather Live Let's navigate these cosmic energies together and uncover the opportunities for expansion within these planetary shifts. Subscribe, share, and join the conversation about how space weather impacts our journey to higher consciousness. Much love, care, and gratitude, H

It's tempting to believe that the self is a constant. That it's a core component of who we are from the time we're born. But social psychologist and Stanford Professor Brian Lowery has a different view. He believes the self we are today is a product of our social relationships – our friends, our families, our communities, our technologies, even our geography. That as our circumstances change, so does the self we believe ourselves to be. In this interview, we talk about this and more from his book, Selfless: The Social Creation of You. Brian's argument explains so much about how we operate in the world, and he gives us another reason to prioritize social relationships in our lives. Episode Links A Provocative Theory of Identity Finds There is No ‘You' in Self Brian Lowery on the Myth of Rugged Individualism and What This Means for the America of the 2020s Interview with Gregory Burns The Team Learn more about host, Gayle Allen, and producer, Rob Mancabelli, here. Support the Podcast If you like the show, please rate and review it on iTunes or wherever you subscribe, and tell a friend or family member about the show. Subscribe Click here and then scroll down to see a sample of sites where you can subscribe.

Alessio will be at AWS re:Invent next week and hosting a casual coffee meetup on Wednesday, RSVP here! And subscribe to our calendar for our Singapore, NeurIPS, and all upcoming meetups!We are still taking questions for our next big recap episode! Submit questions and messages on Speakpipe here for a chance to appear on the show!If you've been following the AI agents space, you have heard of Lindy AI; while founder Flo Crivello is hesitant to call it "blowing up," when folks like Andrew Wilkinson start obsessing over your product, you're definitely onto something.In our latest episode, Flo walked us through Lindy's evolution from late 2022 to now, revealing some design choices about agent platform design that go against conventional wisdom in the space.The Great Reset: From Text Fields to RailsRemember late 2022? Everyone was "LLM-pilled," believing that if you just gave a language model enough context and tools, it could do anything. Lindy 1.0 followed this pattern:* Big prompt field ✅* Bunch of tools ✅* Prayer to the LLM gods ✅Fast forward to today, and Lindy 2.0 looks radically different. As Flo put it (~17:00 in the episode): "The more you can put your agent on rails, one, the more reliable it's going to be, obviously, but two, it's also going to be easier to use for the user."Instead of a giant, intimidating text field, users now build workflows visually:* Trigger (e.g., "Zendesk ticket received")* Required actions (e.g., "Check knowledge base")* Response generationThis isn't just a UI change - it's a fundamental rethinking of how to make AI agents reliable. As Swyx noted during our discussion: "Put Shoggoth in a box and make it a very small, minimal viable box. Everything else should be traditional if-this-then-that software."The Surprising Truth About Model LimitationsHere's something that might shock folks building in the space: with Claude 3.5 Sonnet, the model is no longer the bottleneck. Flo's exact words (~31:00): "It is actually shocking the extent to which the model is no longer the limit. It was the limit a year ago. It was too expensive. The context window was too small."Some context: Lindy started when context windows were 4K tokens. Today, their system prompt alone is larger than that. But what's really interesting is what this means for platform builders:* Raw capabilities aren't the constraint anymore* Integration quality matters more than model performance* User experience and workflow design are the new bottlenecksThe Search Engine Parallel: Why Horizontal Platforms Might WinOne of the spiciest takes from our conversation was Flo's thesis on horizontal vs. vertical agent platforms. He draws a fascinating parallel to search engines (~56:00):"I find it surprising the extent to which a horizontal search engine has won... You go through Google to search Reddit. You go through Google to search Wikipedia... search in each vertical has more in common with search than it does with each vertical."His argument: agent platforms might follow the same pattern because:* Agents across verticals share more commonalities than differences* There's value in having agents that can work together under one roof* The R&D cost of getting agents right is better amortized across use casesThis might explain why we're seeing early vertical AI companies starting to expand horizontally. The core agent capabilities - reliability, context management, tool integration - are universal needs.What This Means for BuildersIf you're building in the AI agents space, here are the key takeaways:* Constrain First: Rather than maximizing capabilities, focus on reliable execution within narrow bounds* Integration Quality Matters: With model capabilities plateauing, your competitive advantage lies in how well you integrate with existing tools* Memory Management is Key: Flo revealed they actively prune agent memories - even with larger context windows, not all memories are useful* Design for Discovery: Lindy's visual workflow builder shows how important interface design is for adoptionThe Meta LayerThere's a broader lesson here about AI product development. Just as Lindy evolved from "give the LLM everything" to "constrain intelligently," we might see similar evolution across the AI tooling space. The winners might not be those with the most powerful models, but those who best understand how to package AI capabilities in ways that solve real problems reliably.Full Video PodcastFlo's talk at AI Engineer SummitChapters* 00:00:00 Introductions * 00:04:05 AI engineering and deterministic software * 00:08:36 Lindys demo* 00:13:21 Memory management in AI agents * 00:18:48 Hierarchy and collaboration between Lindys * 00:21:19 Vertical vs. horizontal AI tools * 00:24:03 Community and user engagement strategies * 00:26:16 Rickrolling incident with Lindy * 00:28:12 Evals and quality control in AI systems * 00:31:52 Model capabilities and their impact on Lindy * 00:39:27 Competition and market positioning * 00:42:40 Relationship between Factorio and business strategy * 00:44:05 Remote work vs. in-person collaboration * 00:49:03 Europe vs US Tech* 00:58:59 Testing the Overton window and free speech * 01:04:20 Balancing AI safety concerns with business innovation Show Notes* Lindy.ai* Rick Rolling* Flo on X* TeamFlow* Andrew Wilkinson* Dust* Poolside.ai* SB1047* Gathertown* Sid Sijbrandij* Matt Mullenweg* Factorio* Seeing Like a StateTranscriptAlessio [00:00:00]: Hey everyone, welcome to the Latent Space Podcast. This is Alessio, partner and CTO at Decibel Partners, and I'm joined by my co-host Swyx, founder of Smol.ai.Swyx [00:00:12]: Hey, and today we're joined in the studio by Florent Crivello. Welcome.Flo [00:00:15]: Hey, yeah, thanks for having me.Swyx [00:00:17]: Also known as Altimore. I always wanted to ask, what is Altimore?Flo [00:00:21]: It was the name of my character when I was playing Dungeons & Dragons. Always. I was like 11 years old.Swyx [00:00:26]: What was your classes?Flo [00:00:27]: I was an elf. I was a magician elf.Swyx [00:00:30]: Well, you're still spinning magic. Right now, you're a solo founder and CEO of Lindy.ai. What is Lindy?Flo [00:00:36]: Yeah, we are a no-code platform letting you build your own AI agents easily. So you can think of we are to LangChain as Airtable is to MySQL. Like you can just pin up AI agents super easily by clicking around and no code required. You don't have to be an engineer and you can automate business workflows that you simply could not automate before in a few minutes.Swyx [00:00:55]: You've been in our orbit a few times. I think you spoke at our Latent Space anniversary. You spoke at my summit, the first summit, which was a really good keynote. And most recently, like we actually already scheduled this podcast before this happened. But Andrew Wilkinson was like, I'm obsessed by Lindy. He's just created a whole bunch of agents. So basically, why are you blowing up?Flo [00:01:16]: Well, thank you. I think we are having a little bit of a moment. I think it's a bit premature to say we're blowing up. But why are things going well? We revamped the product majorly. We called it Lindy 2.0. I would say we started working on that six months ago. We've actually not really announced it yet. It's just, I guess, I guess that's what we're doing now. And so we've basically been cooking for the last six months, like really rebuilding the product from scratch. I think I'll list you, actually, the last time you tried the product, it was still Lindy 1.0. Oh, yeah. If you log in now, the platform looks very different. There's like a ton more features. And I think one realization that we made, and I think a lot of folks in the agent space made the same realization, is that there is such a thing as too much of a good thing. I think many people, when they started working on agents, they were very LLM peeled and chat GPT peeled, right? They got ahead of themselves in a way, and us included, and they thought that agents were actually, and LLMs were actually more advanced than they actually were. And so the first version of Lindy was like just a giant prompt and a bunch of tools. And then the realization we had was like, hey, actually, the more you can put your agent on Rails, one, the more reliable it's going to be, obviously, but two, it's also going to be easier to use for the user, because you can really, as a user, you get, instead of just getting this big, giant, intimidating text field, and you type words in there, and you have no idea if you're typing the right word or not, here you can really click and select step by step, and tell your agent what to do, and really give as narrow or as wide a guardrail as you want for your agent. We started working on that. We called it Lindy on Rails about six months ago, and we started putting it into the hands of users over the last, I would say, two months or so, and I think things really started going pretty well at that point. The agent is way more reliable, way easier to set up, and we're already seeing a ton of new use cases pop up.Swyx [00:03:00]: Yeah, just a quick follow-up on that. You launched the first Lindy in November last year, and you were already talking about having a DSL, right? I remember having this discussion with you, and you were like, it's just much more reliable. Is this still the DSL under the hood? Is this a UI-level change, or is it a bigger rewrite?Flo [00:03:17]: No, it is a much bigger rewrite. I'll give you a concrete example. Suppose you want to have an agent that observes your Zendesk tickets, and it's like, hey, every time you receive a Zendesk ticket, I want you to check my knowledge base, so it's like a RAG module and whatnot, and then answer the ticket. The way it used to work with Lindy before was, you would type the prompt asking it to do that. You check my knowledge base, and so on and so forth. The problem with doing that is that it can always go wrong. You're praying the LLM gods that they will actually invoke your knowledge base, but I don't want to ask it. I want it to always, 100% of the time, consult the knowledge base after it receives a Zendesk ticket. And so with Lindy, you can actually have the trigger, which is Zendesk ticket received, have the knowledge base consult, which is always there, and then have the agent. So you can really set up your agent any way you want like that.Swyx [00:04:05]: This is something I think about for AI engineering as well, which is the big labs want you to hand over everything in the prompts, and only code of English, and then the smaller brains, the GPU pours, always want to write more code to make things more deterministic and reliable and controllable. One way I put it is put Shoggoth in a box and make it a very small, the minimal viable box. Everything else should be traditional, if this, then that software.Flo [00:04:29]: I love that characterization, put the Shoggoth in the box. Yeah, we talk about using as much AI as necessary and as little as possible.Alessio [00:04:37]: And what was the choosing between kind of like this drag and drop, low code, whatever, super code-driven, maybe like the Lang chains, auto-GPT of the world, and maybe the flip side of it, which you don't really do, it's like just text to agent, it's like build the workflow for me. Like what have you learned actually putting this in front of users and figuring out how much do they actually want to add it versus like how much, you know, kind of like Ruby on Rails instead of Lindy on Rails, it's kind of like, you know, defaults over configuration.Flo [00:05:06]: I actually used to dislike when people said, oh, text is not a great interface. I was like, ah, this is such a mid-take, I think text is awesome. And I've actually come around, I actually sort of agree now that text is really not great. I think for people like you and me, because we sort of have a mental model, okay, when I type a prompt into this text box, this is what it's going to do, it's going to map it to this kind of data structure under the hood and so forth. I guess it's a little bit blackmailing towards humans. You jump on these calls with humans and you're like, here's a text box, this is going to set up an agent for you, do it. And then they type words like, I want you to help me put order in my inbox. Oh, actually, this is a good one. This is actually a good one. What's a bad one? I would say 60 or 70% of the prompts that people type don't mean anything. Me as a human, as AGI, I don't understand what they mean. I don't know what they mean. It is actually, I think whenever you can have a GUI, it is better than to have just a pure text interface.Alessio [00:05:58]: And then how do you decide how much to expose? So even with the tools, you have Slack, you have Google Calendar, you have Gmail. Should people by default just turn over access to everything and then you help them figure out what to use? I think that's the question. When I tried to set up Slack, it was like, hey, give me access to all channels and everything, which for the average person probably makes sense because you don't want to re-prompt them every time you add new channels. But at the same time, for maybe the more sophisticated enterprise use cases, people are like, hey, I want to really limit what you have access to. How do you kind of thread that balance?Flo [00:06:35]: The general philosophy is we ask for the least amount of permissions needed at any given moment. I don't think Slack, I could be mistaken, but I don't think Slack lets you request permissions for just one channel. But for example, for Google, obviously there are hundreds of scopes that you could require for Google. There's a lot of scopes. And sometimes it's actually painful to set up your Lindy because you're going to have to ask Google and add scopes five or six times. We've had sessions like this. But that's what we do because, for example, the Lindy email drafter, she's going to ask you for your authorization once for, I need to be able to read your email so I can draft a reply, and then another time for I need to be able to write a draft for them. We just try to do it very incrementally like that.Alessio [00:07:15]: Do you think OAuth is just overall going to change? I think maybe before it was like, hey, we need to set up OAuth that humans only want to kind of do once. So we try to jam-pack things all at once versus what if you could on-demand get different permissions every time from different parts? Do you ever think about designing things knowing that maybe AI will use it instead of humans will use it? Yeah, for sure.Flo [00:07:37]: One pattern we've started to see is people provisioning accounts for their AI agents. And so, in particular, Google Workspace accounts. So, for example, Lindy can be used as a scheduling assistant. So you can just CC her to your emails when you're trying to find time with someone. And just like a human assistant, she's going to go back and forth and offer other abilities and so forth. Very often, people don't want the other party to know that it's an AI. So it's actually funny. They introduce delays. They ask the agent to wait before replying, so it's not too obvious that it's an AI. And they provision an account on Google Suite, which costs them like $10 a month or something like that. So we're seeing that pattern more and more. I think that does the job for now. I'm not optimistic on us actually patching OAuth. Because I agree with you, ultimately, we would want to patch OAuth because the new account thing is kind of a clutch. It's really a hack. You would want to patch OAuth to have more granular access control and really be able to put your sugar in the box. I'm not optimistic on us doing that before AGI, I think. That's a very close timeline.Swyx [00:08:36]: I'm mindful of talking about a thing without showing it. And we already have the setup to show it. Why don't we jump into a screen share? For listeners, you can jump on the YouTube and like and subscribe. But also, let's have a look at how you show off Lindy. Yeah, absolutely.Flo [00:08:51]: I'll give an example of a very simple Lindy and then I'll graduate to a much more complicated one. A super simple Lindy that I have is, I unfortunately bought some investment properties in the south of France. It was a really, really bad idea. And I put them on a Holydew, which is like the French Airbnb, if you will. And so I received these emails from time to time telling me like, oh, hey, you made 200 bucks. Someone booked your place. When I receive these emails, I want to log this reservation in a spreadsheet. Doing this without an AI agent or without AI in general is a pain in the butt because you must write an HTML parser for this email. And so it's just hard. You may not be able to do it and it's going to break the moment the email changes. By contrast, the way it works with Lindy, it's really simple. It's two steps. It's like, okay, I receive an email. If it is a reservation confirmation, I have this filter here. Then I append a row to this spreadsheet. And so this is where you can see the AI part where the way this action is configured here, you see these purple fields on the right. Each of these fields is a prompt. And so I can say, okay, you extract from the email the day the reservation begins on. You extract the amount of the reservation. You extract the number of travelers of the reservation. And now you can see when I look at the task history of this Lindy, it's really simple. It's like, okay, you do this and boom, appending this row to this spreadsheet. And this is the information extracted. So effectively, this node here, this append row node is a mini agent. It can see everything that just happened. It has context over the task and it's appending the row. And then it's going to send a reply to the thread. That's a very simple example of an agent.Swyx [00:10:34]: A quick follow-up question on this one while we're still on this page. Is that one call? Is that a structured output call? Yeah. Okay, nice. Yeah.Flo [00:10:41]: And you can see here for every node, you can configure which model you want to power the node. Here I use cloud. For this, I use GPT-4 Turbo. Much more complex example, my meeting recorder. It looks very complex because I've added to it over time, but at a high level, it's really simple. It's like when a meeting begins, you record the meeting. And after the meeting, you send me a summary and you send me coaching notes. So I receive, like my Lindy is constantly coaching me. And so you can see here in the prompt of the coaching notes, I've told it, hey, you know, was I unnecessarily confrontational at any point? I'm French, so I have to watch out for that. Or not confrontational enough. Should I have double-clicked on any issue, right? So I can really give it exactly the kind of coaching that I'm expecting. And then the interesting thing here is, like, you can see the agent here, after it sent me these coaching notes, moves on. And it does a bunch of other stuff. So it goes on Slack. It disseminates the notes on Slack. It does a bunch of other stuff. But it's actually able to backtrack and resume the automation at the coaching notes email if I responded to that email. So I'll give a super concrete example. This is an actual coaching feedback that I received from Lindy. She was like, hey, this was a sales call I had with a customer. And she was like, I found your explanation of Lindy too technical. And I was able to follow up and just ask a follow-up question in the thread here. And I was like, why did you find too technical about my explanation? And Lindy restored the context. And so she basically picked up the automation back up here in the tree. And she has all of the context of everything that happened, including the meeting in which I was. So she was like, oh, you used the words deterministic and context window and agent state. And that concept exists at every level for every channel and every action that Lindy takes. So another example here is, I mentioned she also disseminates the notes on Slack. So this was a meeting where I was not, right? So this was a teammate. He's an indie meeting recorder, posts the meeting notes in this customer discovery channel on Slack. So you can see, okay, this is the onboarding call we had. This was the use case. Look at the questions. How do I make Lindy slower? How do I add delays to make Lindy slower? And I was able, in the Slack thread, to ask follow-up questions like, oh, what did we answer to these questions? And it's really handy because I know I can have this sort of interactive Q&A with these meetings. It means that very often now, I don't go to meetings anymore. I just send my Lindy. And instead of going to like a 60-minute meeting, I have like a five-minute chat with my Lindy afterwards. And she just replied. She was like, well, this is what we replied to this customer. And I can just be like, okay, good job, Jack. Like, no notes about your answers. So that's the kind of use cases people have with Lindy. It's a lot of like, there's a lot of sales automations, customer support automations, and a lot of this, which is basically personal assistance automations, like meeting scheduling and so forth.Alessio [00:13:21]: Yeah, and I think the question that people might have is memory. So as you get coaching, how does it track whether or not you're improving? You know, if these are like mistakes you made in the past, like, how do you think about that?Flo [00:13:31]: Yeah, we have a memory module. So I'll show you my meeting scheduler, Lindy, which has a lot of memories because by now I've used her for so long. And so every time I talk to her, she saves a memory. If I tell her, you screwed up, please don't do this. So you can see here, oh, it's got a double memory here. This is the meeting link I have, or this is the address of the office. If I tell someone to meet me at home, this is the address of my place. This is the code. I guess we'll have to edit that out. This is not the code of my place. No dogs. Yeah, so Lindy can just manage her own memory and decide when she's remembering things between executions. Okay.Swyx [00:14:11]: I mean, I'm just going to take the opportunity to ask you, since you are the creator of this thing, how come there's so few memories, right? Like, if you've been using this for two years, there should be thousands of thousands of things. That is a good question.Flo [00:14:22]: Agents still get confused if they have too many memories, to my point earlier about that. So I just am out of a call with a member of the Lama team at Meta, and we were chatting about Lindy, and we were going into the system prompt that we sent to Lindy, and all of that stuff. And he was amazed, and he was like, it's a miracle that it's working, guys. He was like, this kind of system prompt, this does not exist, either pre-training or post-training. These models were never trained to do this kind of stuff. It's a miracle that they can be agents at all. And so what I do, I actually prune the memories. You know, it's actually something I've gotten into the habit of doing from back when we had GPT 3.5, being Lindy agents. I suspect it's probably not as necessary in the Cloud 3.5 Sunette days, but I prune the memories. Yeah, okay.Swyx [00:15:05]: The reason is because I have another assistant that also is recording and trying to come up with facts about me. It comes up with a lot of trivial, useless facts that I... So I spend most of my time pruning. Actually, it's not super useful. I'd much rather have high-quality facts that it accepts. Or maybe I was even thinking, were you ever tempted to add a wake word to only memorize this when I say memorize this? And otherwise, don't even bother.Flo [00:15:30]: I have a Lindy that does this. So this is my inbox processor, Lindy. It's kind of beefy because there's a lot of different emails. But somewhere in here,Swyx [00:15:38]: there is a rule where I'm like,Flo [00:15:39]: aha, I can email my inbox processor, Lindy. It's really handy. So she has her own email address. And so when I process my email inbox, I sometimes forward an email to her. And it's a newsletter, or it's like a cold outreach from a recruiter that I don't care about, or anything like that. And I can give her a rule. And I can be like, hey, this email I want you to archive, moving forward. Or I want you to alert me on Slack when I have this kind of email. It's really important. And so you can see here, the prompt is, if I give you a rule about a kind of email, like archive emails from X, save it as a new memory. And I give it to the memory saving skill. And yeah.Swyx [00:16:13]: One thing that just occurred to me, so I'm a big fan of virtual mailboxes. I recommend that everybody have a virtual mailbox. You could set up a physical mail receive thing for Lindy. And so then Lindy can process your physical mail.Flo [00:16:26]: That's actually a good idea. I actually already have something like that. I use like health class mail. Yeah. So yeah, most likely, I can process my physical mail. Yeah.Swyx [00:16:35]: And then the other product's idea I have, looking at this thing, is people want to brag about the complexity of their Lindys. So this would be like a 65 point Lindy, right?Flo [00:16:43]: What's a 65 point?Swyx [00:16:44]: Complexity counting. Like how many nodes, how many things, how many conditions, right? Yeah.Flo [00:16:49]: This is not the most complex one. I have another one. This designer recruiter here is kind of beefy as well. Right, right, right. So I'm just saying,Swyx [00:16:56]: let people brag. Let people be super users. Oh, right.Flo [00:16:59]: Give them a score. Give them a score.Swyx [00:17:01]: Then they'll just be like, okay, how high can you make this score?Flo [00:17:04]: Yeah, that's a good point. And I think that's, again, the beauty of this on-rails phenomenon. It's like, think of the equivalent, the prompt equivalent of this Lindy here, for example, that we're looking at. It'd be monstrous. And the odds that it gets it right are so low. But here, because we're really holding the agent's hand step by step by step, it's actually super reliable. Yeah.Swyx [00:17:22]: And is it all structured output-based? Yeah. As far as possible? Basically. Like, there's no non-structured output?Flo [00:17:27]: There is. So, for example, here, this AI agent step, right, or this send message step, sometimes it gets to... That's just plain text.Swyx [00:17:35]: That's right.Flo [00:17:36]: Yeah. So I'll give you an example. Maybe it's TMI. I'm having blood pressure issues these days. And so this Lindy here, I give it my blood pressure readings, and it updates a log that I have of my blood pressure that it sends to my doctor.Swyx [00:17:49]: Oh, so every Lindy comes with a to-do list?Flo [00:17:52]: Yeah. Every Lindy has its own task history. Huh. Yeah. And so you can see here, this is my main Lindy, my personal assistant, and I've told it, where is this? There is a point where I'm like, if I am giving you a health-related fact, right here, I'm giving you health information, so then you update this log that I have in this Google Doc, and then you send me a message. And you can see, I've actually not configured this send message node. I haven't told it what to send me a message for. Right? And you can see, it's actually lecturing me. It's like, I'm giving it my blood pressure ratings. It's like, hey, it's a bit high. Here are some lifestyle changes you may want to consider.Alessio [00:18:27]: I think maybe this is the most confusing or new thing for people. So even I use Lindy and I didn't even know you could have multiple workflows in one Lindy. I think the mental model is kind of like the Zapier workflows. It starts and it ends. It doesn't choose between. How do you think about what's a Lindy versus what's a sub-function of a Lindy? Like, what's the hierarchy?Flo [00:18:48]: Yeah. Frankly, I think the line is a little arbitrary. It's kind of like when you code, like when do you start to create a new class versus when do you overload your current class. I think of it in terms of like jobs to be done and I think of it in terms of who is the Lindy serving. This Lindy is serving me personally. It's really my day-to-day Lindy. I give it a bunch of stuff, like very easy tasks. And so this is just the Lindy I go to. Sometimes when a task is really more specialized, so for example, I have this like summarizer Lindy or this designer recruiter Lindy. These tasks are really beefy. I wouldn't want to add this to my main Lindy, so I just created a separate Lindy for it. Or when it's a Lindy that serves another constituency, like our customer support Lindy, I don't want to add that to my personal assistant Lindy. These are two very different Lindys.Alessio [00:19:31]: And you can call a Lindy from within another Lindy. That's right. You can kind of chain them together.Flo [00:19:36]: Lindys can work together, absolutely.Swyx [00:19:38]: A couple more things for the video portion. I noticed you have a podcast follower. We have to ask about that. What is that?Flo [00:19:46]: So this one wakes me up every... So wakes herself up every week. And she sends me... So she woke up yesterday, actually. And she searches for Lenny's podcast. And she looks for like the latest episode on YouTube. And once she finds it, she transcribes the video and then she sends me the summary by email. I don't listen to podcasts as much anymore. I just like read these summaries. Yeah.Alessio [00:20:09]: We should make a latent space Lindy. Marketplace.Swyx [00:20:12]: Yeah. And then you have a whole bunch of connectors. I saw the list briefly. Any interesting one? Complicated one that you're proud of? Anything that you want to just share? Connector stories.Flo [00:20:23]: So many of our workflows are about meeting scheduling. So we had to build some very open unity tools around meeting scheduling. So for example, one that is surprisingly hard is this find available times action. You would not believe... This is like a thousand lines of code or something. It's just a very beefy action. And you can pass it a bunch of parameters about how long is the meeting? When does it start? When does it end? What are the meetings? The weekdays in which I meet? How many time slots do you return? What's the buffer between my meetings? It's just a very, very, very complex action. I really like our GitHub action. So we have a Lindy PR reviewer. And it's really handy because anytime any bug happens... So the Lindy reads our guidelines on Google Docs. By now, the guidelines are like 40 pages long or something. And so every time any new kind of bug happens, we just go to the guideline and we add the lines. Like, hey, this has happened before. Please watch out for this category of bugs. And it's saving us so much time every day.Alessio [00:21:19]: There's companies doing PR reviews. Where does a Lindy start? When does a company start? Or maybe how do you think about the complexity of these tasks when it's going to be worth having kind of like a vertical standalone company versus just like, hey, a Lindy is going to do a good job 99% of the time?Flo [00:21:34]: That's a good question. We think about this one all the time. I can't say that we've really come up with a very crisp articulation of when do you want to use a vertical tool versus when do you want to use a horizontal tool. I think of it as very similar to the internet. I find it surprising the extent to which a horizontal search engine has won. But I think that Google, right? But I think the even more surprising fact is that the horizontal search engine has won in almost every vertical, right? You go through Google to search Reddit. You go through Google to search Wikipedia. I think maybe the biggest exception is e-commerce. Like you go to Amazon to search e-commerce, but otherwise you go through Google. And I think that the reason for that is because search in each vertical has more in common with search than it does with each vertical. And search is so expensive to get right. Like Google is a big company that it makes a lot of sense to aggregate all of these different use cases and to spread your R&D budget across all of these different use cases. I have a thesis, which is, it's a really cool thesis for Lindy, is that the same thing is true for agents. I think that by and large, in a lot of verticals, agents in each vertical have more in common with agents than they do with each vertical. I also think there are benefits in having a single agent platform because that way your agents can work together. They're all like under one roof. That way you only learn one platform and so you can create agents for everything that you want. And you don't have to like pay for like a bunch of different platforms and so forth. So I think ultimately, it is actually going to shake out in a way that is similar to search in that search is everywhere on the internet. Every website has a search box, right? So there's going to be a lot of vertical agents for everything. I think AI is going to completely penetrate every category of software. But then I also think there are going to be a few very, very, very big horizontal agents that serve a lot of functions for people.Swyx [00:23:14]: That is actually one of the questions that we had about the agent stuff. So I guess we can transition away from the screen and I'll just ask the follow-up, which is, that is a hot topic. You're basically saying that the current VC obsession of the day, which is vertical AI enabled SaaS, is mostly not going to work out. And then there are going to be some super giant horizontal SaaS.Flo [00:23:34]: Oh, no, I'm not saying it's either or. Like SaaS today, vertical SaaS is huge and there's also a lot of horizontal platforms. If you look at like Airtable or Notion, basically the entire no-code space is very horizontal. I mean, Loom and Zoom and Slack, there's a lot of very horizontal tools out there. Okay.Swyx [00:23:49]: I was just trying to get a reaction out of you for hot takes. Trying to get a hot take.Flo [00:23:54]: No, I also think it is natural for the vertical solutions to emerge first because it's just easier to build. It's just much, much, much harder to build something horizontal. Cool.Swyx [00:24:03]: Some more Lindy-specific questions. So we covered most of the top use cases and you have an academy. That was nice to see. I also see some other people doing it for you for free. So like Ben Spites is doing it and then there's some other guy who's also doing like lessons. Yeah. Which is kind of nice, right? Yeah, absolutely. You don't have to do any of that.Flo [00:24:20]: Oh, we've been seeing it more and more on like LinkedIn and Twitter, like people posting their Lindys and so forth.Swyx [00:24:24]: I think that's the flywheel that you built the platform where creators see value in allying themselves to you. And so then, you know, your incentive is to make them successful so that they can make other people successful and then it just drives more and more engagement. Like it's earned media. Like you don't have to do anything.Flo [00:24:39]: Yeah, yeah. I mean, community is everything.Swyx [00:24:41]: Are you doing anything special there? Any big wins?Flo [00:24:44]: We have a Slack community that's pretty active. I can't say we've invested much more than that so far.Swyx [00:24:49]: I would say from having, so I have some involvement in the no-code community. I would say that Webflow going very hard after no-code as a category got them a lot more allies than just the people using Webflow. So it helps you to grow the community beyond just Lindy. And I don't know what this is called. Maybe it's just no-code again. Maybe you want to call it something different. But there's definitely an appetite for this and you are one of a broad category, right? Like just before you, we had Dust and, you know, they're also kind of going after a similar market. Zapier obviously is not going to try to also compete with you. Yeah. There's no question there. It's just like a reaction about community. Like I think a lot about community. Lanespace is growing the community of AI engineers. And I think you have a slightly different audience of, I don't know what.Flo [00:25:33]: Yeah. I think the no-code tinkerers is the community. Yeah. It is going to be the same sort of community as what Webflow, Zapier, Airtable, Notion to some extent.Swyx [00:25:43]: Yeah. The framing can be different if you were, so I think tinkerers has this connotation of not serious or like small. And if you framed it to like no-code EA, we're exclusively only for CEOs with a certain budget, then you just have, you tap into a different budget.Flo [00:25:58]: That's true. The problem with EA is like, the CEO has no willingness to actually tinker and play with the platform.Swyx [00:26:05]: Maybe Andrew's doing that. Like a lot of your biggest advocates are CEOs, right?Flo [00:26:09]: A solopreneur, you know, small business owners, I think Andrew is an exception. Yeah. Yeah, yeah, he is.Swyx [00:26:14]: He's an exception in many ways. Yep.Alessio [00:26:16]: Just before we wrap on the use cases, is Rick rolling your customers? Like a officially supported use case or maybe tell that story?Flo [00:26:24]: It's one of the main jobs to be done, really. Yeah, we woke up recently, so we have a Lindy obviously doing our customer support and we do check after the Lindy. And so we caught this email exchange where someone was asking Lindy for video tutorials. And at the time, actually, we did not have video tutorials. We do now on the Lindy Academy. And Lindy responded to the email. It's like, oh, absolutely, here's a link. And we were like, what? Like, what kind of link did you send? And so we clicked on the link and it was a recall. We actually reacted fast enough that the customer had not yet opened the email. And so we reacted immediately. Like, oh, hey, actually, sorry, this is the right link. And so the customer never reacted to the first link. And so, yeah, I tweeted about that. It went surprisingly viral. And I checked afterwards in the logs. We did like a database query and we found, I think, like three or four other instances of it having happened before.Swyx [00:27:12]: That's surprisingly low.Flo [00:27:13]: It is low. And we fixed it across the board by just adding a line to the system prompt that's like, hey, don't recall people, please don't recall.Swyx [00:27:21]: Yeah, yeah, yeah. I mean, so, you know, you can explain it retroactively, right? Like, that YouTube slug has been pasted in so many different corpuses that obviously it learned to hallucinate that.Alessio [00:27:31]: And it pretended to be so many things. That's the thing.Swyx [00:27:34]: I wouldn't be surprised if that takes one token. Like, there's this one slug in the tokenizer and it's just one token.Flo [00:27:41]: That's the idea of a YouTube video.Swyx [00:27:43]: Because it's used so much, right? And you have to basically get it exactly correct. It's probably not. That's a long speech.Flo [00:27:52]: It would have been so good.Alessio [00:27:55]: So this is just a jump maybe into evals from here. How could you possibly come up for an eval that says, make sure my AI does not recall my customer? I feel like when people are writing evals, that's not something that they come up with. So how do you think about evals when it's such like an open-ended problem space?Flo [00:28:12]: Yeah, it is tough. We built quite a bit of infrastructure for us to create evals in one click from any conversation history. So we can point to a conversation and we can be like, in one click we can turn it into effectively a unit test. It's like, this is a good conversation. This is how you're supposed to handle things like this. Or if it's a negative example, then we modify a little bit the conversation after generating the eval. So it's very easy for us to spin up this kind of eval.Alessio [00:28:36]: Do you use an off-the-shelf tool which is like Brain Trust on the podcast? Or did you just build your own?Flo [00:28:41]: We unfortunately built our own. We're most likely going to switch to Brain Trust. Well, when we built it, there was nothing. Like there was no eval tool, frankly. I mean, we started this project at the end of 2022. It was like, it was very, very, very early. I wouldn't recommend it to build your own eval tool. There's better solutions out there and our eval tool breaks all the time and it's a nightmare to maintain. And that's not something we want to be spending our time on.Swyx [00:29:04]: I was going to ask that basically because I think my first conversations with you about Lindy was that you had a strong opinion that everyone should build their own tools. And you were very proud of your evals. You're kind of showing off to me like how many evals you were running, right?Flo [00:29:16]: Yeah, I think that was before all of these tools came around. I think the ecosystem has matured a fair bit.Swyx [00:29:21]: What is one thing that Brain Trust has nailed that you always struggled to do?Flo [00:29:25]: We're not using them yet, so I couldn't tell. But from what I've gathered from the conversations I've had, like they're doing what we do with our eval tool, but better.Swyx [00:29:33]: And like they do it, but also like 60 other companies do it, right? So I don't know how to shop apart from brand. Word of mouth.Flo [00:29:41]: Same here.Swyx [00:29:42]: Yeah, like evals or Lindys, there's two kinds of evals, right? Like in some way, you don't have to eval your system as much because you've constrained the language model so much. And you can rely on open AI to guarantee that the structured outputs are going to be good, right? We had Michelle sit where you sit and she explained exactly how they do constraint grammar sampling and all that good stuff. So actually, I think it's more important for your customers to eval their Lindys than you evaling your Lindy platform because you just built the platform. You don't actually need to eval that much.Flo [00:30:14]: Yeah. In an ideal world, our customers don't need to care about this. And I think the bar is not like, look, it needs to be at 100%. I think the bar is it needs to be better than a human. And for most use cases we serve today, it is better than a human, especially if you put it on Rails.Swyx [00:30:30]: Is there a limiting factor of Lindy at the business? Like, is it adding new connectors? Is it adding new node types? Like how do you prioritize what is the most impactful to your company?Flo [00:30:41]: Yeah. The raw capabilities for sure are a big limit. It is actually shocking the extent to which the model is no longer the limit. It was the limit a year ago. It was too expensive. The context window was too small. It's kind of insane that we started building this when the context windows were like 4,000 tokens. Like today, our system prompt is more than 4,000 tokens. So yeah, the model is actually very much not a limit anymore. It almost gives me pause because I'm like, I want the model to be a limit. And so no, the integrations are ones, the core capabilities are ones. So for example, we are investing in a system that's basically, I call it like the, it's a J hack. Give me these names, like the poor man's RLHF. So you can turn on a toggle on any step of your Lindy workflow to be like, ask me for confirmation before you actually execute this step. So it's like, hey, I receive an email, you send a reply, ask me for confirmation before actually sending it. And so today you see the email that's about to get sent and you can either approve, deny, or change it and then approve. And we are making it so that when you make a change, we are then saving this change that you're making or embedding it in the vector database. And then we are retrieving these examples for future tasks and injecting them into the context window. So that's the kind of capability that makes a huge difference for users. That's the bottleneck today. It's really like good old engineering and product work.Swyx [00:31:52]: I assume you're hiring. We'll do a call for hiring at the end.Alessio [00:31:54]: Any other comments on the model side? When did you start feeling like the model was not a bottleneck anymore? Was it 4.0? Was it 3.5? 3.5.Flo [00:32:04]: 3.5 Sonnet, definitely. I think 4.0 is overhyped, frankly. We don't use 4.0. I don't think it's good for agentic behavior. Yeah, 3.5 Sonnet is when I started feeling that. And then with prompt caching with 3.5 Sonnet, like that fills the cost, cut the cost again. Just cut it in half. Yeah.Swyx [00:32:21]: Your prompts are... Some of the problems with agentic uses is that your prompts are kind of dynamic, right? Like from caching to work, you need the front prefix portion to be stable.Flo [00:32:32]: Yes, but we have this append-only ledger paradigm. So every node keeps appending to that ledger and every filled node inherits all the context built up by all the previous nodes. And so we can just decide, like, hey, every X thousand nodes, we trigger prompt caching again.Swyx [00:32:47]: Oh, so you do it like programmatically, not all the time.Flo [00:32:50]: No, sorry. Anthropic manages that for us. But basically, it's like, because we keep appending to the prompt, the prompt caching works pretty well.Alessio [00:32:57]: We have this small podcaster tool that I built for the podcast and I rewrote all of our prompts because I noticed, you know, I was inputting stuff early on. I wonder how much more money OpenAN and Anthropic are making just because people don't rewrite their prompts to be like static at the top and like dynamic at the bottom.Flo [00:33:13]: I think that's the remarkable thing about what we're having right now. It's insane that these companies are routinely cutting their costs by two, four, five. Like, they basically just apply constraints. They want people to take advantage of these innovations. Very good.Swyx [00:33:25]: Do you have any other competitive commentary? Commentary? Dust, WordWare, Gumloop, Zapier? If not, we can move on.Flo [00:33:31]: No comment.Alessio [00:33:32]: I think the market is,Flo [00:33:33]: look, I mean, AGI is coming. All right, that's what I'm talking about.Swyx [00:33:38]: I think you're helping. Like, you're paving the road to AGI.Flo [00:33:41]: I'm playing my small role. I'm adding my small brick to this giant, giant, giant castle. Yeah, look, when it's here, we are going to, this entire category of software is going to create, it's going to sound like an exaggeration, but it is a fact it is going to create trillions of dollars of value in a few years, right? It's going to, for the first time, we're actually having software directly replace human labor. I see it every day in sales calls. It's like, Lindy is today replacing, like, we talk to even small teams. It's like, oh, like, stop, this is a 12-people team here. I guess we'll set up this Lindy for one or two days, and then we'll have to decide what to do with this 12-people team. And so, yeah. To me, there's this immense uncapped market opportunity. It's just such a huge ocean, and there's like three sharks in the ocean. I'm focused on the ocean more than on the sharks.Swyx [00:34:25]: So we're moving on to hot topics, like, kind of broadening out from Lindy, but obviously informed by Lindy. What are the high-order bits of good agent design?Flo [00:34:31]: The model, the model, the model, the model. I think people fail to truly, and me included, they fail to truly internalize the bitter lesson. So for the listeners out there who don't know about it, it's basically like, you just scale the model. Like, GPUs go brr, it's all that matters. I think it also holds for the cognitive architecture. I used to be very cognitive architecture-filled, and I was like, ah, and I was like a critic, and I was like a generator, and all this, and then it's just like, GPUs go brr, like, just like let the model do its job. I think we're seeing it a little bit right now with O1. I'm seeing some tweets that say that the new 3.5 SONNET is as good as O1, but with none of all the crazy...Swyx [00:35:09]: It beats O1 on some measures. On some reasoning tasks. On AIME, it's still a lot lower. Like, it's like 14 on AIME versus O1, it's like 83.Flo [00:35:17]: Got it. Right. But even O1 is still the model. Yeah.Swyx [00:35:22]: Like, there's no cognitive architecture on top of it.Flo [00:35:23]: You can just wait for O1 to get better.Alessio [00:35:25]: And so, as a founder, how do you think about that, right? Because now, knowing this, wouldn't you just wait to start Lindy? You know, you start Lindy, it's like 4K context, the models are not that good. It's like, but you're still kind of like going along and building and just like waiting for the models to get better. How do you today decide, again, what to build next, knowing that, hey, the models are going to get better, so maybe we just shouldn't focus on improving our prompt design and all that stuff and just build the connectors instead or whatever? Yeah.Flo [00:35:51]: I mean, that's exactly what we do. Like, all day, we always ask ourselves, oh, when we have a feature idea or a feature request, we ask ourselves, like, is this the kind of thing that just gets better while we sleep because models get better? I'm reminded, again, when we started this in 2022, we spent a lot of time because we had to around context pruning because 4,000 tokens is really nothing. You really can't do anything with 4,000 tokens. All that work was throwaway work. Like, now it's like it was for nothing, right? Now we just assume that infinite context windows are going to be here in a year or something, a year and a half, and infinitely cheap as well, and dynamic compute is going to be here. Like, we just assume all of these things are going to happen, and so we really focus, our job to be done in the industry is to provide the input and output to the model. I really compare it all the time to the PC and the CPU, right? Apple is busy all day. They're not like a CPU wrapper. They have a lot to build, but they don't, well, now actually they do build the CPU as well, but leaving that aside, they're busy building a laptop. It's just a lot of work to build these things. It's interesting because, like,Swyx [00:36:45]: for example, another person that we're close to, Mihaly from Repl.it, he often says that the biggest jump for him was having a multi-agent approach, like the critique thing that you just said that you don't need, and I wonder when, in what situations you do need that and what situations you don't. Obviously, the simple answer is for coding, it helps, and you're not coding, except for, are you still generating code? In Indy? Yeah.Flo [00:37:09]: No, we do. Oh, right. No, no, no, the cognitive architecture changed. We don't, yeah.Swyx [00:37:13]: Yeah, okay. For you, you're one shot, and you chain tools together, and that's it. And if the user really wantsFlo [00:37:18]: to have this kind of critique thing, you can also edit the prompt, you're welcome to. I have some of my Lindys, I've told them, like, hey, be careful, think step by step about what you're about to do, but that gives you a little bump for some use cases, but, yeah.Alessio [00:37:30]: What about unexpected model releases? So, Anthropic released computer use today. Yeah. I don't know if many people were expecting computer use to come out today. Do these things make you rethink how to design, like, your roadmap and things like that, or are you just like, hey, look, whatever, that's just, like, a small thing in their, like, AGI pursuit, that, like, maybe they're not even going to support, and, like, it's still better for us to build our own integrations into systems and things like that. Because maybe people will say, hey, look, why am I building all these API integrationsFlo [00:38:02]: when I can just do computer use and never go to the product? Yeah. No, I mean, we did take into account computer use. We were talking about this a year ago or something, like, we've been talking about it as part of our roadmap. It's been clear to us that it was coming, My philosophy about it is anything that can be done with an API must be done by an API or should be done by an API for a very long time. I think it is dangerous to be overly cavalier about improvements of model capabilities. I'm reminded of iOS versus Android. Android was built on the JVM. There was a garbage collector, and I can only assume that the conversation that went down in the engineering meeting room was, oh, who cares about the garbage collector? Anyway, Moore's law is here, and so that's all going to go to zero eventually. Sure, but in the meantime, you are operating on a 400 MHz CPU. It was like the first CPU on the iPhone 1, and it's really slow, and the garbage collector is introducing a tremendous overhead on top of that, especially a memory overhead. For the longest time, and it's really only been recently that Android caught up to iOS in terms of how smooth the interactions were, but for the longest time, Android phones were significantly slowerSwyx [00:39:07]: and laggierFlo [00:39:08]: and just not feeling as good as iOS devices. Look, when you're talking about modules and magnitude of differences in terms of performance and reliability, which is what we are talking about when we're talking about API use versus computer use, then you can't ignore that, right? And so I think we're going to be in an API use world for a while.Swyx [00:39:27]: O1 doesn't have API use today. It will have it at some point, and it's on the roadmap. There is a future in which OpenAI goes much harder after your business, your market, than it is today. Like, ChatGPT, it's its own business. All they need to do is add tools to the ChatGPT, and now they're suddenly competing with you. And by the way, they have a GPT store where a bunch of people have already configured their tools to fit with them. Is that a concern?Flo [00:39:56]: I think even the GPT store, in a way, like the way they architect it, for example, their plug-in systems are actually grateful because we can also use the plug-ins. It's very open. Now, again, I think it's going to be such a huge market. I think there's going to be a lot of different jobs to be done. I know they have a huge enterprise offering and stuff, but today, ChatGPT is a consumer app. And so, the sort of flow detail I showed you, this sort of workflow, this sort of use cases that we're going after, which is like, we're doing a lot of lead generation and lead outreach and all of that stuff. That's not something like meeting recording, like Lindy Today right now joins your Zoom meetings and takes notes, all of that stuff.Swyx [00:40:34]: I don't see that so farFlo [00:40:35]: on the OpenAI roadmap.Swyx [00:40:36]: Yeah, but they do have an enterprise team that we talk to You're hiring GMs?Flo [00:40:42]: We did.Swyx [00:40:43]: It's a fascinating way to build a business, right? Like, what should you, as CEO, be in charge of? And what should you basically hireFlo [00:40:52]: a mini CEO to do? Yeah, that's a good question. I think that's also something we're figuring out. The GM thing was inspired from my days at Uber, where we hired one GM per city or per major geo area. We had like all GMs, regional GMs and so forth. And yeah, Lindy is so horizontal that we thought it made sense to hire GMs to own each vertical and the go-to market of the vertical and the customization of the Lindy templates for these verticals and so forth. What should I own as a CEO? I mean, the canonical reply here is always going to be, you know, you own the fundraising, you own the culture, you own the... What's the rest of the canonical reply? The culture, the fundraising.Swyx [00:41:29]: I don't know,Flo [00:41:30]: products. Even that, eventually, you do have to hand out. Yes, the vision, the culture, and the foundation. Well, you've done your job as a CEO. In practice, obviously, yeah, I mean, all day, I do a lot of product work still and I want to keep doing product work for as long as possible.Swyx [00:41:48]: Obviously, like you're recording and managing the team. Yeah.Flo [00:41:52]: That one feels like the most automatable part of the job, the recruiting stuff.Swyx [00:41:56]: Well, yeah. You saw myFlo [00:41:59]: design your recruiter here. Relationship between Factorio and building Lindy. We actually very often talk about how the business of the future is like a game of Factorio. Yeah. So, in the instance, it's like Slack and you've got like 5,000 Lindys in the sidebar and your job is to somehow manage your 5,000 Lindys. And it's going to be very similar to company building because you're going to look for like the highest leverage way to understand what's going on in your AI company and understand what levels do you have to make impact in that company. So, I think it's going to be very similar to like a human company except it's going to go infinitely faster. Today, in a human company, you could have a meeting with your team and you're like, oh, I'm going to build a facility and, you know, now it's like, okay,Swyx [00:42:40]: boom, I'm going to spin up 50 designers. Yeah. Like, actually, it's more important that you can clone an existing designer that you know works because the hiring process, you cannot clone someone because every new person you bring in is going to have their own tweaksFlo [00:42:54]: and you don't want that. Yeah.Swyx [00:42:56]: That's true. You want an army of mindless dronesFlo [00:42:59]: that all work the same way.Swyx [00:43:00]: The reason I bring this, bring Factorio up as well is one, Factorio Space just came out. Apparently, a whole bunch of people stopped working. I tried out Factorio. I never really got that much into it. But the other thing was, you had a tweet recently about how the sort of intentional top-down design was not as effective as just build. Yeah. Just ship.Flo [00:43:21]: I think people read a little bit too much into that tweet. It went weirdly viral. I was like, I did not intend it as a giant statement online.Swyx [00:43:28]: I mean, you notice you have a pattern with this, right? Like, you've done this for eight years now.Flo [00:43:33]: You should know. I legit was just hearing an interesting story about the Factorio game I had. And everybody was like, oh my God, so deep. I guess this explains everything about life and companies. There is something to be said, certainly, about focusing on the constraint. And I think it is Patrick Collison who said, people underestimate the extent to which moonshots are just one pragmatic step taken after the other. And I think as long as you have some inductive bias about, like, some loose idea about where you want to go, I think it makes sense to follow a sort of greedy search along that path. I think planning and organizing is important. And having older is important.Swyx [00:44:05]: I'm wrestling with that. There's two ways I encountered it recently. One with Lindy. When I tried out one of your automation templates and one of them was quite big and I just didn't understand it, right? So, like, it was not as useful to me as a small one that I can just plug in and see all of. And then the other one was me using Cursor. I was very excited about O1 and I just up frontFlo [00:44:27]: stuffed everythingSwyx [00:44:28]: I wanted to do into my prompt and expected O1 to do everything. And it got itself into a huge jumbled mess and it was stuck. It was really... There was no amount... I wasted, like, two hours on just, like, trying to get out of that hole. So I threw away the code base, started small, switched to Clouds on it and build up something working and just add it over time and it just worked. And to me, that was the factorial sentiment, right? Maybe I'm one of those fanboys that's just, like, obsessing over the depth of something that you just randomly tweeted out. But I think it's true for company building, for Lindy building, for coding.Flo [00:45:02]: I don't know. I think it's fair and I think, like, you and I talked about there's the Tuft & Metal principle and there's this other... Yes, I love that. There's the... I forgot the name of this other blog post but it's basically about this book Seeing Like a State that talks about the need for legibility and people who optimize the system for its legibility and anytime you make a system... So legible is basically more understandable. Anytime you make a system more understandable from the top down, it performs less well from the bottom up. And it's fine but you should at least make this trade-off with your eyes wide open. You should know, I am sacrificing performance for understandability, for legibility. And in this case, for you, it makes sense. It's like you are actually optimizing for legibility. You do want to understand your code base but in some other cases it may not make sense. Sometimes it's better to leave the system alone and let it be its glorious, chaotic, organic self and just trust that it's going to perform well even though you don't understand it completely.Swyx [00:45:55]: It does remind me of a common managerial issue or dilemma which you experienced in the small scale of Lindy where, you know, do you want to organize your company by functional sections or by products or, you know, whatever the opposite of functional is. And you tried it one way and it was more legible to you as CEO but actually it stopped working at the small level. Yeah.Flo [00:46:17]: I mean, one very small example, again, at a small scale is we used to have everything on Notion. And for me, as founder, it was awesome because everything was there. The roadmap was there. The tasks were there. The postmortems were there. And so, the postmortem was linkedSwyx [00:46:31]: to its task.Flo [00:46:32]: It was optimized for you. Exactly. And so, I had this, like, one pane of glass and everything was on Notion. And then the team, one day,Swyx [00:46:39]: came to me with pitchforksFlo [00:46:40]: and they really wanted to implement Linear. And I had to bite my fist so hard. I was like, fine, do it. Implement Linear. Because I was like, at the end of the day, the team needs to be able to self-organize and pick their own tools.Alessio [00:46:51]: Yeah. But it did make the company slightly less legible for me. Another big change you had was going away from remote work, every other month. The discussion comes up again. What was that discussion like? How did your feelings change? Was there kind of like a threshold of employees and team size where you felt like, okay, maybe that worked. Now it doesn't work anymore. And how are you thinking about the futureFlo [00:47:12]: as you scale the team? Yeah. So, for context, I used to have a business called TeamFlow. The business was about building a virtual office for remote teams. And so, being remote was not merely something we did. It was, I was banging the remote drum super hard and helping companies to go remote. And so, frankly, in a way, it's a bit embarrassing for me to do a 180 like that. But I guess, when the facts changed, I changed my mind. What happened? Well, I think at first, like everyone else, we went remote by necessity. It was like COVID and you've got to go remote. And on paper, the gains of remote are enormous. In particular, from a founder's standpoint, being able to hire from anywhere is huge. Saving on rent is huge. Saving on commute is huge for everyone and so forth. But then, look, we're all here. It's like, it is really making it much harder to work together. And I spent three years of my youth trying to build a solution for this. And my conclusion is, at least we couldn't figure it out and no one else could. Zoom didn't figure it out. We had like a bunch of competitors. Like, Gathertown was one of the bigger ones. We had dozens and dozens of competitors. No one figured it out. I don't know that software can actually solve this problem. The reality of it is, everyone just wants to get off the darn Zoom call. And it's not a good feeling to be in your home office if you're even going to have a home office all day. It's harder to build culture. It's harder to get in sync. I think software is peculiar because it's like an iceberg. It's like the vast majority of it is submerged underwater. And so, the quality of the software that you ship is a function of the alignment of your mental models about what is below that waterline. Can you actually get in sync about what it is exactly fundamentally that we're building? What is the soul of our product? And it is so much harder to get in sync about that when you're remote. And then you waste time in a thousand ways because people are offline and you can't get a hold of them or you can't share your screen. It's just like you feel like you're walking in molasses all day. And eventually, I was like, okay, this is it. We're not going to do this anymore.Swyx [00:49:03]: Yeah. I think that is the current builder San Francisco consensus here. Yeah. But I still have a big... One of my big heroes as a CEO is Sid Subban from GitLab.Flo [00:49:14]: Mm-hmm.Swyx [00:49:15]: Matt MullenwegFlo [00:49:16]: used to be a hero.Swyx [00:49:17]: But these people run thousand-person remote businesses. The main idea is that at some company

Welcome to this week's Wealth Wednesday, where we tackle the latest and most significant news in American politics: Donald Trump has been re-elected as President of the United States, making history as only the second president to win two nonconsecutive terms. This election has changed the political landscape, with Republicans now holding control of the Senate and likely securing the House. In this episode, we're digging into the major shifts this election brings, especially for the Latino community, the economy, and the social policies that may shape America's future. What This Means for America and the Latino Vote One of the biggest takeaways from this election is the Latino voter swing towards Trump. Nationally, Trump won 45% of Latino voters, a significant increase from the 32% he secured in 2020. We discuss what motivated this shift and how it reflects key issues such as inflation, housing, and the economy. Latino voters, who face unique challenges in today's economy, expressed concern over high rent, groceries, and credit card debt—issues Trump highlighted, helping him gain traction among this demographic. The Trump Agenda: What to Expect Over the Next Four Years As we look toward Trump's second term, his administration has outlined significant policies on major topics, including tariffs, immigration, and national security. Here's what we dive into in this episode: Economic Priorities and Tariffs: Trump plans to impose tariffs on all imports to boost American manufacturing. This includes a 10-20% tariff on all imported goods, with a 60% rate on goods from China. We discuss how this could impact consumer prices, businesses, and job opportunities in the U.S. Immigration and Border Security: Trump is set to implement extensive measures on immigration, including large-scale deportations, increased border security, and potential military spending on border infrastructure. We'll explore what this means for immigration policies and communities across America, especially those in border states. International Relations with Ukraine and Israel: Trump has vocalized his expectations for a resolution to the conflicts in Gaza and Ukraine by working with global leaders. What will this mean for U.S. foreign policy, and how might it affect American families and interests abroad? Housing and Cost of Living: With high inflation impacting the housing market, Trump's administration aims to deregulate the industry to help builders increase the housing supply. This could have lasting impacts on home affordability—an issue affecting millions of Americans. Healthcare and Vaccine Skepticism: Trump has proposed giving vaccine skeptic Robert F. Kennedy Jr. a major role in his health administration. We look at how this shift might impact healthcare policies and public health initiatives. How We Can Prepare and Thrive In light of these changes, we emphasize the importance of staying informed and adaptable. We talk about how to position ourselves to take advantage of opportunities, navigate economic shifts, and support our families in this new political environment. We also explore mindset strategies—how focusing on solutions rather than limitations can help us find opportunities even in times of uncertainty. This episode is all about keeping a clear perspective and making the most of what's ahead. Whether it's identifying beneficial policies or rethinking financial priorities, we're here to empower our community to make informed decisions in the face of change. Tune in to this Latin Wealth episode to stay ahead of the curve and prepare for the road ahead. Follow us on IG: @latinwealth Email for questions or inquiries: latinwealthpodcast@gmail.com

Trump Wins! Pags & Megyn Kelly on What This Means for America Joe Pags Breaks Down Last Night's Election Results and Explains Why a Trump Win Could Benefit All Americans! Plus, Megyn Kelly Joins with Her Unique Take on the Outcome and What's Next for the Nation—Don't Miss This Insightful Discussion! Learn more about your ad choices. Visit megaphone.fm/adchoices

As a recruitment business owner, have you considered how to tap into overlooked talent pools while meeting corporate diversity demands? Our special guest, Emma Freivogel, shares how she built two successful organizations - a charity (Radical Recruit) and a profit-for-good consultancy (B Radical) - focused on placing candidates from non-traditional backgrounds into corporate roles.    If you're interested in combining social impact with business success, Emma's insights on structuring support services and creating sustainable revenue through corporate sponsorship could transform your approach to recruitment.   Emma is the Founder and CEO of Radical Recruit, a pioneering charity that supports companies in recruiting talent from diverse backgrounds, including individuals with prior contact with the criminal justice system, victims of domestic violence, and those facing barriers to work. She is also the co-founder of B Radical, a profit-for-good consultancy that supports businesses in implementing inclusive recruitment practices and developing diversity strategies.   Episode Outline and Highlights   [02:06] The history of how and why Emma founded Radical Recruit and B Radical. [05:01] Insights on candidates' backgrounds being advocated for hiring by B Radical. [16:33] Emma expounded on her philosophy of giving people second chances - knowing about Chan's story. [22:23] Interesting story of how Emma got into her field. [24:39] B Radical's business model. [30:11] How receptive are companies to partnering with Radical Recruit? [32:43] Malcolm's powerful and inspiring story. [36:44] What is next for B Radical and Radical Recruit? [39:00] Emma's learnings as a business leader can applied to all business owners and leaders.   The Philosophy Behind Radical Recruit's Advocacy   Recruitment is challenging in general, but for Radical Recruit, it presents additional difficulties. They focus on supporting marginalized individuals often excluded from the traditional labor market. Emma and Radical Recruit advocate for people from underrepresented communities—those who face barriers related to ethnicity, gender, disability, and past adversities such as homelessness, criminal records, addiction, or domestic violence.    You will hear inspiring stories shared by Emma about Channel - a woman who grew up in extreme poverty and violence, with 47 convictions by her early twenties, and how she is now a head Chef in a restaurant.   You will also know about Malcolm - who fell into homelessness as his life turned upside-down when his father passed and how he was able to turn it around.   These stories exemplify Radical Recruit's approach: to show employers the potential in unconventional candidates and advocate for fair hiring practices that embrace diversity.    What This Means for Recruitment Business Leaders & Owners   Emma is doing something fascinating and incredible. Giving second chances to underdogs and advocating for them in the labor market not only gives businesses and individuals mutual benefits but also contributes to a much bigger value to society. Since Emma has been running non-profit and profit-for-good business models for both Radical Recruitment and B Radical, are there transferable learnings that conventional recruitment businesses can apply from a leadership perspective? I echo Emma's response below:   “I think from a diversity perspective, if we treated diversity as seriously as we do things like financial resilience and mitigating the risk of cyber-attacks and this sort of thing, then we would not have a problem filling roles at any level… I think that leaders could just be more human-centric generally, not, not with regard to the way they view and interact with radical talent, but just people in general. We're all looking for the same things. We all benefit from the same things.”   Would You Consider Diversity Recruitment Services? A key discussion topic was Emma's emphasis on how recruitment agencies can build sustainable revenue through diversity recruitment services. She reveals an untapped market opportunity that most traditional agencies overlook. "Unless the executive sponsors this diversity work, unless it's properly resourced, unless there is thoughtful, considered approach unless people are measuring impact and linking it to the business case, the work's probably not going to get done." Market Opportunity Emma highlights a massive untapped talent pool in the UK: 11 million people with criminal convictions, 14 million with disabilities, and 230,000 homeless individuals. With every executive prioritizing diversity, there's strong corporate demand but few agencies are equipped to deliver effectively. Revenue Streams The business model combines traditional recruitment fees with innovative revenue streams. Corporate sponsorship packages start from £3k, supplemented by DEI training, recruitment audits, and comprehensive post-placement support services. This creates multiple recurring revenue opportunities beyond standard placement fees. Success Metrics A client demonstrates the model's effectiveness with a 92% retention rate for diverse hires. Successful placements range from entry-level to £80k senior roles across multiple sectors. The comprehensive support model drives long-term partnerships and repeat business from corporate clients. The key takeaway is that while many recruiters shy away from diversity recruitment, there's a significant business opportunity for those willing to develop expertise in this area. As Emma notes, "Every executive has diversity on their agenda" - the challenge is turning that commitment into action through proper resourcing and support. Emma Freivogel Bio and Contact Info Emma Freivogel is the founder and co-CEO of Radical Recruit, a pioneering charity that assists businesses in recruiting entry-level talent from diverse backgrounds, including individuals with prior contact with the criminal justice system, domestic violence, or homelessness among other barriers to work. She is also the co-founder of B-Radical, a profit-for-good consultancy that supports job seekers from similar communities in securing more senior and skilled appointments, often within the same companies. B-Radical assists businesses in laying the foundations for success or reimagining their usual ways of working through workshops, training, strategy sessions, audits, advisory services, and early career recruitment. By collaborating with the Radical brands, businesses not only diversify their talent pipelines and teams but also enhance their social value and ESG initiatives. Emma's leadership is driven by a commitment to equality and social justice, aiming to create inclusive opportunities in the labor market and transform recruitment practices so they are both welcoming and fair.   Emma on LinkedIn Radical Recruit website link B Radical website link Connect with Mark Whitby Get your FREE 30-minute strategy call Mark on LinkedIn Mark on Twitter: @MarkWhitby Mark on Facebook Mark on Instagram: @RecruitmentCoach   Subscribe to The Resilient Recruiter If you've been enjoying the podcast, please take two minutes to leave a review. Your review is greatly appreciated because it helps us attract a bigger audience and help more recruiters.  

With a heavy heart, I share some news about changes to LinkedIn's collaborative articles. Since their launch, these articles have brought our community together, allowing us to share insights and learn from one another. However, in response to feedback, LinkedIn is making significant changes that will affect how we engage with these valuable resources.

Pray So That You May Do the Will of God! What This Means for Us Spiritually! We are known not only by what we say . . . but what we do. In today's Gospel, Jesus presents us with several things. Jesus is coming from the synagogue. He goes to Simon Peter's house where He lays his healing hands on Peter's mother-in-law. Later, many of the sick come to Jesus, and He heals them all. We are told in scripture that when we go to Jesus in total trust . . . in faith . . . Jesus grants healing. The problem Christians have is we often command what we want from Jesus. Jesus gives us the healing that we need! We need to accept the healing that He gives. That might or might not align with the healing that we want. Again, we need to accept the healing that He gives. Hear more in the Homily. Jesus Prays to Do the Will of God Jesus also gives us another lesson. Scripture tells us Jesus often withdraws to pray so that He may do the will of God. In prayer we align ourselves to the will of God. Prayer allows us to discern the will of God. It allows us to find the will of God. Prayer helps us find peace in the will of God. We pray for healing from God. We are asked also to be healers for others. How do we do that? Listen to this Meditation Media. Listen to: Pray So That You May Do the Will of God! What This Means for Us Spiritually! ----------------------------- Image: Madonna at Prayer: Italian Painter: Giovanni Battista Salvi da Sassoferrato : 1609-1685 The painting now resides in Florence, Italy. ----------------------------- Gospel Reading: Luke: 4: 38-44 First Reading: 1 COR: 3: 1-9

This episode of the Tactical Living Podcast, hosted by Coach Ashlie Walton and Sergeant Clint Walton, offers a unique perspective on the future of social media and its implications for first responders. After attending VIDSummit, we gained valuable insights into how platforms like YouTube are rapidly evolving and how this evolution will change the way we interact online. As these platforms shift toward creating immersive, alter-realities (Amazon Affiliate Link) similar to the movie and book Ready Player One, it's crucial for first responders to understand the landscape of these changes and what they mean for the profession. The Future of Social Media: Social media platforms, particularly YouTube, are moving toward more immersive experiences, where influencers (the hosts) will create spaces for their audiences to interact in new realities. We'll explore how this concept is similar to the world of Ready Player One, where users exist in virtual realities curated by content creators. What This Means for First Responders: As these platforms evolve, first responders need to understand how social media will continue to shape public perception, training, and even real-world applications. We'll discuss the growing need for first responders to stay informed about how social media influences not only public opinion but also how emergencies and crises are communicated. Social Media as a Training Tool: With platforms becoming more immersive, there's a growing potential to use social media as a tool for training and simulation. We'll explore how these changes could be harnessed to create virtual environments for training scenarios, helping first responders practice skills in a digital alter-reality. Building a Personal Brand in the New Social Media Landscape: As social media shifts, first responders who use these platforms for outreach or education may need to evolve their personal brands to adapt to the more interactive, immersive audience experiences. We'll provide tips on how to start preparing for these changes, focusing on creating engaging and meaningful content that resonates in this new digital world. Staying Ahead of the Curve: As platforms like YouTube lead the charge into these new realities, it's important for first responders to stay ahead of the curve by learning about these advancements and preparing for the ways they'll impact the profession. We'll share some key takeaways from VIDSummit that first responders can use to understand how these evolving platforms might affect communication, recruitment, and community engagement. Ethics and Security Concerns in a Virtual Reality: With new social media platforms creating alternate realities, first responders need to be mindful of the ethical implications and potential security concerns. We'll discuss the importance of staying vigilant about data privacy, cyber threats, and how these virtual worlds may impact real-life law enforcement and emergency response. Join us as we provide you with the tools, tips, and insights you need to prepare for the ever-changing landscape of social media. Whether you're actively using social media in your role or just curious about how these changes may impact your career, this episode is packed with valuable information to help you stay informed and ahead of the curve. All viewpoints discussed in this episode are for entertainment purposes only and are simply our opinions based off of our own experience, background and education. #policepodcast #policeofficer #leowarriors #thinbluelineusa #firstresponder #lawenforcementpodcast #LawEnforcement #LEOWarriors #youtube #vidsummit #socialmedia #techupdates   ⩥ PLEASE SUBSCRIBE TO OUR YOUTUBE CHANNEL ⩤ https://geni.us/wAtlvPu     CLICK HERE for Amazon's Today's Deals on TACTICAL GEAR: https://geni.us/KmvaOVM (Affiliate Link) (Ad) Some product links are affiliate links which means if you buy something by clicking on one of our links, we'll receive a small commission.   CLICK HERE to join our free Police, Fire, Military and Families Facebook Group: https://geni.us/YM5tsB   Check out our website and learn more about how you can work with LEO Warriors by going to: https://www.leowarriors.com/   Like what you hear? We are honored. Drop a review and subscribe to our show.    The Tactical Living Podcast is owned by LEO Warriors, LLC. None of the content presented may be copied, repurposed or used without the owner's prior consent.   For PR, speaking requests and other networking opportunities, contact LEO Warriors: EMAIL: ashliewalton555@gmail.com. ADDRESS: P.O. Box 400115 Hesperia, Ca. 92340 ASHLIE'S FACEBOOK: https://www.facebook.com/police.fire.lawenforcement   ➤➤➤➤➤➤➤➤➤➤➤➤➤➤➤➤➤➤ This episode is NOT sponsored.   

In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster dive deep into the current state of the real estate market and why now might be the perfect time to invest in new construction properties. With new home construction at its lowest levels since May 2020 and builders offering unprecedented incentives, this is a unique opportunity you don't want to miss. Key Highlights: [00:00] Introduction - Understanding the current market dynamics. [01:02] Decline in New Construction Starts - New home construction drops to the lowest levels since May 2020. [02:30] Why Builders Are Offering Big Incentives - Higher interest rates and slower sales are leading builders to offer significant incentives. [06:58] What This Means for Investors - How lower new construction starts and upcoming market changes create a prime investment opportunity. [09:15] Crazy Builder Incentives - Discover how you can get up to 10% back on your investment and other incredible offers. [15:32] Strategic Investment Tips - Why timing the market and acting now could lead to massive returns. [20:17] Maximizing Tax Benefits - Learn how to utilize cost segregation and accelerated depreciation to reduce your tax liability. [24:24] Why it's crucial to take action now and how to get started. Don't miss out on these rare opportunities. Visit RentToRetirement.com to explore available properties and incentives. For personalized advice, set up a consultation with one of our investment strategists today! Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg Listen to the RTR Podcast on the go: https://podcasters.spotify.com/pod/show/renttoretirement With the many options available for a real estate investor, some people gravitate towards single-family homes, some to multifamily, and some go the route of buying raw land. Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.com Have questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode! Schedule a Consultation at https://landing.renttoretirement.com/gm-calendar?submissionGuid=62df2bdd-79a2-445c-884b-798daf9e88a9 #RealEstateInvesting #NewConstruction #PassiveIncome #InvestSmart #WealthBuilding #PropertyInvestment #FinancialFreedom #RealEstateTips #RentToRetirement #InvestmentOpportunities #MarketTrends

In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster dive deep into the current state of the real estate market and why now might be the perfect time to invest in new construction properties. With new home construction at its lowest levels since May 2020 and builders offering unprecedented incentives, this is a unique opportunity you don't want to miss. Key Highlights: [00:00] Introduction - Understanding the current market dynamics. [01:02] Decline in New Construction Starts - New home construction drops to the lowest levels since May 2020. [02:30] Why Builders Are Offering Big Incentives - Higher interest rates and slower sales are leading builders to offer significant incentives. [06:58] What This Means for Investors - How lower new construction starts and upcoming market changes create a prime investment opportunity. [09:15] Crazy Builder Incentives - Discover how you can get up to 10% back on your investment and other incredible offers. [15:32] Strategic Investment Tips - Why timing the market and acting now could lead to massive returns. [20:17] Maximizing Tax Benefits - Learn how to utilize cost segregation and accelerated depreciation to reduce your tax liability. [24:24] Why it's crucial to take action now and how to get started. Don't miss out on these rare opportunities. Visit RentToRetirement.com to explore available properties and incentives. For personalized advice, set up a consultation with one of our investment strategists today! Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg Listen to the RTR Podcast on the go: https://podcasters.spotify.com/pod/show/renttoretirement With the many options available for a real estate investor, some people gravitate towards single-family homes, some to multifamily, and some go the route of buying raw land. Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.com Have questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode! Schedule a Consultation at https://landing.renttoretirement.com/gm-calendar?submissionGuid=62df2bdd-79a2-445c-884b-798daf9e88a9 #RealEstateInvesting #NewConstruction #PassiveIncome #InvestSmart #WealthBuilding #PropertyInvestment #FinancialFreedom #RealEstateTips #RentToRetirement #InvestmentOpportunities #MarketTrends

Curious about the latest trends in the Philadelphia real estate market? In this video, we dive into the July 2024 statistics and discuss what they mean for buyers and sellers in the Philadelphia metro area, including the city and surrounding suburbs. Here's a snapshot of what you'll find:

Get Our FREE TSR Compliance Checklist: https://creditrepaircloud.com/tsrJoin Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/   I had to remain silent for 3 years, but now I can finally tell the truth about my lawsuit with the CFPB!The CFPB sued me and Credit Repair Cloud over the Telemarketing Sales Rule (TSR). We don't telemarket, we don't have salespeople, and our software doesn't dial, but they allege that we broke the TSR and CFPA rules by providing tools and services to users who violated the law. Getting sued was really scary. It's been the most stressful time of my life, but with the lawsuit finally settled, I can share some important info and updates with you. I will explain how the TSR could impact your credit repair business and how you can protect yourself and your business from similar legal battles. This information will save you a lot of blood, sweat, and tears, so tune in!Key Takeaways:00:00 Intro 01:39 Everything You Need to Know About the TSR03:40 What This Means for the Credit Repair Industry 04:33 How to Stay Compliant with the TSR 06:37 How to Grow Your Business While Remaining Compliant 10:27 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training Credit Repair Business 101Make sure to subscribe so you stay up to date with our latest episodes.

In this episode, CJ interviews Chuck Fisher, CFO of Turo, the world's largest peer-to-peer car rental marketplace, doing more than $800 million in revenue per year. Chuck breaks down the company's business model, what separates it from traditional car rental companies, and how it differs from marketplaces like Airbnb and Uber. He explains how Turo helps people build micro businesses and sheds light on the company's total addressable market and why it shouldn't be compared to its offline analog. He also talks about the company's take rate, what substantiates it, and the benefits you may reap from keeping the take rate as low as possible, including the story about Turo's own success in 2021. Chuck describes Turo's Risk Score system, the data used in this, and how they use this information to market back to the best prospective customer. He also shares his firsthand account of the fall of Lehman Brothers and what he took away from it.If you're looking for an ERP head to NetSuite: https://netsuite.com/metrics and get a customized KPI checklist.—SPONSORS:Maxio is the only billing and financial operations platform that was purpose built for B2B SaaS. They're helping SaaS finance teams automate billing and revenue recognition, manage collections and payments, and put together investor grade reporting packages.