Podcasts about Townhouse

Should You Invest in Vancouver, Montreal or Laval? Plus the 2 Numbers Wayne Uses to Analyze Deals Can you find a good rental property in Montreal or Laval? Should you invest in Vancouver? What numbers actually matter when analyzing a rental property? And if you already bought a bad deal, should you hold it and hope it recovers, or sell it and move on? Today's episode of the Canadian Real Estate Investing Morning Show is another investor Q&A covering exactly those questions. Wayne and Gabby break down how to evaluate a market, how borrowed down-payment funds affect cash flow, why Wayne would personally avoid certain provinces even when the numbers appear to work, and the two metrics he actually uses to compare real estate deals. The main message: Don't force a market to work. Find the market, property type and deal that actually fit your investment criteria. Can You Cash Flow in Montreal or Laval? A listener from Laval, Quebec asks whether it is realistic to find a property in Laval or Montreal that meets Wayne's cash-flow criteria. Wayne says it may be possible. But instead of starting with one predetermined property type, investors should study the entire market. Look at: Apartment condos Townhouse condos Duplexes Single-family houses Houses with secondary suites Small multifamily Larger multifamily Then compare purchase prices across different neighbourhoods with the rents those properties can realistically achieve. The goal is to become a master of the market. You need to know: What different property types cost. What different neighbourhoods cost. What tenants will pay. What areas attract stronger tenants. Which property types produce the best rent-to-price relationship. Only then can you determine which opportunities deserve deeper investigation. Don't Start With the Strategy and Force the Market The listener specifically mentions wanting to purchase a plex. Wayne's approach would be slightly different. Instead of deciding: "I want to buy a plex." Start with: "Which asset type in this city produces the best combination of cash flow, tenant profile, risk and long-term potential?" Maybe that is a plex. Maybe it is a townhouse. Maybe it is a suited house. Maybe it is something completely different. Do not force the property type. Follow the numbers. Borrowing Your Down Payment From Home Equity The listener is also considering borrowing against their existing home to fund the down payment. Wayne likes the concept of taking otherwise unused equity and redeploying it into another productive asset. But there is an obvious trade-off. Borrowing the down payment creates additional debt. Additional debt means additional monthly interest. That increases the risk. If the investment property itself produces $500 per month in cash flow but the borrowed down payment costs $300 per month to service, the investor's actual financial position is very different. That needs to be considered. Look at the Entire Portfolio When investors use equity from one property to fund another, Wayne sometimes prefers looking at the cash flow of the entire portfolio instead of judging only the new property in isolation. Maybe one property produces excellent cash flow. Another is tighter. Together, the portfolio may still be healthy. The question becomes: Does the entire portfolio still pass the cash-flow test and remain resilient? Borrowing money to scale increases potential profits. But it also increases risk. The goal is finding the right balance. Borrowed Investment Funds May Be Tax Deductible Gabby also points out an important tax consideration. When money is borrowed and used for qualifying investment purposes, the interest may be deductible. That can reduce the true after-tax cost of the borrowed funds. Investors should confirm the exact treatment with a qualified accountant based on their specific circumstances. Why Wayne Still Wouldn't Choose Quebec This is where Wayne's answer changes. Could somebody potentially find a property in Quebec that produces good cash flow? Yes. Would Wayne personally want to operate his rental-property business there? No. The issue is the landlord and tenant laws. Wayne views real estate as a business. And if the jurisdiction makes it unnecessarily difficult to operate that business, enforce agreements or manage risk, that becomes a major negative. Even if the numbers work. For Wayne, that can be enough to eliminate the market. A Great Deal in the Wrong Province Can Still Be the Wrong Deal Wayne compares Quebec with other provinces where investors have historically found strong deals. The purchase price might work. The rent might work. The appreciation potential might work. But if the operating environment creates significantly more landlord risk, the deal becomes less attractive. Wayne would rather invest in a market where: The property works. The cash flow works. The tenant profile works. The long-term fundamentals work. And the laws support the operation of the business. Wayne's "Ice Age" Theory Wayne again discusses the idea of real estate markets entering an "ice age." A market can become temporarily unattractive when prices rise faster than rents and household affordability. That does not mean the city is permanently bad. It means investors may need to wait. Calgary is one market Wayne currently describes this way. He believes Edmonton will eventually reach a similar stage. When that happens, he will look for the next market where the fundamentals work better. What Numbers Should Investors Actually Follow? Another listener asks which indicators they should use when analyzing deals. They currently look at: Cap rate Cash flow ROI DSCR The 1% rule Other rules of thumb Wayne simplifies it dramatically. He primarily focuses on two things: Return on Investment and The 5% Rule™ Cash Flow Test That is it. Metric #1: Return on Investment ROI tells Wayne how profitable the investment is. It allows him to compare completely different properties using one common measure. A townhouse. A suited house. A multifamily building. A condo. A garden-suite development. Whatever the property type, the question is: For every dollar I invest, how much profit am I receiving back? Wayne looks at total profits from: Cash flow Mortgage principal paydown Appreciation Then compares those profits with the initial investment. He generally prefers looking over longer holding periods rather than focusing only on year-one returns. Real estate is a long-term investment. Metric #2: The 5% Rule™ Cash Flow Test Profitability is only half the equation. The other half is risk. Wayne uses cash flow as his primary risk measure. The more cash flow a property produces, the greater its ability to absorb: Lower rents Higher mortgage payments Repairs Vacancy Increasing expenses Unexpected economic changes Imagine one property produces $500 per month. Rent falls by $200. You still have $300. Another property produces only $100. Rent falls by $200. Now you are losing money. Multiply that across a 20-property portfolio and suddenly a small monthly problem becomes a very large one. That is why Wayne created the 5% Rule. Profitability + Risk Wayne's approach is to balance: ROI = profitability with Cash flow = risk protection A property can have an incredible projected return but still be dangerously fragile. Another property can be extremely safe but produce disappointing returns. The goal is finding investments that score well in both areas. Wayne Doesn't Use the 1% Rule Wayne considers rules such as the 1% rule outdated and overly simplistic. The bigger question is: Why 1%? What exactly is it measuring? Profitability? Risk? Financing? There is often no clear reasoning behind the number. Wayne prefers metrics where he understands exactly what they are measuring and why they matter. A Listener Bought a Vancouver Condo and Regrets It Another listener writes in after purchasing a condo in the Greater Vancouver area. They say the property is losing several hundred dollars every month. They relied heavily on their realtor. They did not educate themselves first. And after finding the Morning Show, they realized they had done exactly what Wayne warns investors not to do. Their questions: Should they continue investing in Vancouver? Should they invest somewhere else? And how do they get out of the condo? Would Wayne Invest in Vancouver? Wayne's answer: No. He does not believe Vancouver currently fits the five fundamentals he uses when selecting markets and investments. His issue is not whether Vancouver real estate can appreciate. It obviously can. His problem is that Wayne does not buy properties primarily to speculate on appreciation. He wants to purchase a profitable rental business. If the rent cannot pay the operating costs and produce sufficient cash flow, he is not interested. Appreciation Is Not Enough Someone can buy a Vancouver condo and hope it goes up in value. That is a strategy. It is simply not Wayne's strategy. Wayne wants: Positive cash flow Mortgage paydown Long-term appreciation potential A strong tenant profile A supportive operating environment The property needs to make sense without requiring appreciation to rescue the investment. Should You Invest Outside Your Home City? Yes. Wayne believes investors should go where the fundamentals work. You do not need to live in the same city as your rental property. Wayne and Gabby already manage properties they rarely or never physically visit. The solution is building: The right team Communication systems Maintenance systems Inspection systems Contractor relationships Documentation systems Location matters far less once the management system works. How Do You Get Out of a Bad Vancouver Condo? Wayne's first answer is straightforward: Talk to your realtor and understand what the property can realistically sell for. Then calculate: Mortgage penalty Realtor fees Legal fees Current market value Remaining mortgage Potential loss Tax implications Net proceeds Then determine whether continuing to hold the property actually improves the situation. Wayne warns against holding a bad investment indefinitely simply because you want to "break even." Sometimes the best decision is to accept the loss, learn from it and redeploy the remaining capital into a better opportunity. Don't Make the Next Decision Based on the Last Mistake A bad deal does not mean real estate investing does not work. It means that particular deal did not work. The most important thing is learning from it. Get educated. Understand the market. Understand the numbers. Create proper criteria. Then try again with a stronger foundation. Ghost Listings for Rental Research Another viewer asks about posting a rental listing before the property is actually available to test the market rent. Wayne explains that investors sometimes use "ghost listings" to gauge demand at a particular price. But Gabby raises an important concern. If tenants currently occupy the property, posting their home for rent before it is actually available can create unnecessary problems. There is also a timing issue. If you post the listing in September to determine what rent you can get in December, you are collecting September data. Rental markets are seasonal. The information may not accurately reflect what tenants will pay months later. Ask the Right Professional Wayne closes the discussion with another important principle: Use professionals for what they actually specialize in. A realtor brokers real estate transactions. A mortgage broker arranges financing. A lawyer provides legal guidance. A contractor performs construction. That does not automatically make any of them qualified to provide investment strategy. Build a team of strong professionals. But remain the CEO of your own real estate business. Remote Property Management Course – 50% Off This Week Gabby's Remote Property Management Course is currently 50% off. The eight-module course teaches the systems Wayne and Gabby use to remotely manage their own rental portfolio. Use code: 50OFF at: www.reimasters.ca Edmonton Real Estate Investing Course Want to learn Edmonton neighbourhoods, property types, tenant profiles and investment opportunities? The Edmonton Real Estate Investing Course is available at: www.reimasters.ca REI Masters Mentorship Work directly with Wayne and Gabby on market selection, acquisitions, deal analysis, financing, property management, joint ventures and building a profitable Canadian real estate portfolio. www.reimasters.ca The 5% Rule™ Learn Wayne Hillier's cash-flow framework for Canadian rental properties. Search: The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

Should You Invest in Vancouver, Montreal or Laval? Plus the 2 Numbers Wayne Uses to Analyze Deals Can you find a good rental property in Montreal or Laval? Should you invest in Vancouver? What numbers actually matter when analyzing a rental property? And if you already bought a bad deal, should you hold it and hope it recovers, or sell it and move on? Today's episode of the Canadian Real Estate Investing Morning Show is another investor Q&A covering exactly those questions. Wayne and Gabby break down how to evaluate a market, how borrowed down-payment funds affect cash flow, why Wayne would personally avoid certain provinces even when the numbers appear to work, and the two metrics he actually uses to compare real estate deals. The main message: Don't force a market to work. Find the market, property type and deal that actually fit your investment criteria. Can You Cash Flow in Montreal or Laval? A listener from Laval, Quebec asks whether it is realistic to find a property in Laval or Montreal that meets Wayne's cash-flow criteria. Wayne says it may be possible. But instead of starting with one predetermined property type, investors should study the entire market. Look at: Apartment condos Townhouse condos Duplexes Single-family houses Houses with secondary suites Small multifamily Larger multifamily Then compare purchase prices across different neighbourhoods with the rents those properties can realistically achieve. The goal is to become a master of the market. You need to know: What different property types cost. What different neighbourhoods cost. What tenants will pay. What areas attract stronger tenants. Which property types produce the best rent-to-price relationship. Only then can you determine which opportunities deserve deeper investigation. Don't Start With the Strategy and Force the Market The listener specifically mentions wanting to purchase a plex. Wayne's approach would be slightly different. Instead of deciding: "I want to buy a plex." Start with: "Which asset type in this city produces the best combination of cash flow, tenant profile, risk and long-term potential?" Maybe that is a plex. Maybe it is a townhouse. Maybe it is a suited house. Maybe it is something completely different. Do not force the property type. Follow the numbers. Borrowing Your Down Payment From Home Equity The listener is also considering borrowing against their existing home to fund the down payment. Wayne likes the concept of taking otherwise unused equity and redeploying it into another productive asset. But there is an obvious trade-off. Borrowing the down payment creates additional debt. Additional debt means additional monthly interest. That increases the risk. If the investment property itself produces $500 per month in cash flow but the borrowed down payment costs $300 per month to service, the investor's actual financial position is very different. That needs to be considered. Look at the Entire Portfolio When investors use equity from one property to fund another, Wayne sometimes prefers looking at the cash flow of the entire portfolio instead of judging only the new property in isolation. Maybe one property produces excellent cash flow. Another is tighter. Together, the portfolio may still be healthy. The question becomes: Does the entire portfolio still pass the cash-flow test and remain resilient? Borrowing money to scale increases potential profits. But it also increases risk. The goal is finding the right balance. Borrowed Investment Funds May Be Tax Deductible Gabby also points out an important tax consideration. When money is borrowed and used for qualifying investment purposes, the interest may be deductible. That can reduce the true after-tax cost of the borrowed funds. Investors should confirm the exact treatment with a qualified accountant based on their specific circumstances. Why Wayne Still Wouldn't Choose Quebec This is where Wayne's answer changes. Could somebody potentially find a property in Quebec that produces good cash flow? Yes. Would Wayne personally want to operate his rental-property business there? No. The issue is the landlord and tenant laws. Wayne views real estate as a business. And if the jurisdiction makes it unnecessarily difficult to operate that business, enforce agreements or manage risk, that becomes a major negative. Even if the numbers work. For Wayne, that can be enough to eliminate the market. A Great Deal in the Wrong Province Can Still Be the Wrong Deal Wayne compares Quebec with other provinces where investors have historically found strong deals. The purchase price might work. The rent might work. The appreciation potential might work. But if the operating environment creates significantly more landlord risk, the deal becomes less attractive. Wayne would rather invest in a market where: The property works. The cash flow works. The tenant profile works. The long-term fundamentals work. And the laws support the operation of the business. Wayne's "Ice Age" Theory Wayne again discusses the idea of real estate markets entering an "ice age." A market can become temporarily unattractive when prices rise faster than rents and household affordability. That does not mean the city is permanently bad. It means investors may need to wait. Calgary is one market Wayne currently describes this way. He believes Edmonton will eventually reach a similar stage. When that happens, he will look for the next market where the fundamentals work better. What Numbers Should Investors Actually Follow? Another listener asks which indicators they should use when analyzing deals. They currently look at: Cap rate Cash flow ROI DSCR The 1% rule Other rules of thumb Wayne simplifies it dramatically. He primarily focuses on two things: Return on Investment and The 5% Rule™ Cash Flow Test That is it. Metric #1: Return on Investment ROI tells Wayne how profitable the investment is. It allows him to compare completely different properties using one common measure. A townhouse. A suited house. A multifamily building. A condo. A garden-suite development. Whatever the property type, the question is: For every dollar I invest, how much profit am I receiving back? Wayne looks at total profits from: Cash flow Mortgage principal paydown Appreciation Then compares those profits with the initial investment. He generally prefers looking over longer holding periods rather than focusing only on year-one returns. Real estate is a long-term investment. Metric #2: The 5% Rule™ Cash Flow Test Profitability is only half the equation. The other half is risk. Wayne uses cash flow as his primary risk measure. The more cash flow a property produces, the greater its ability to absorb: Lower rents Higher mortgage payments Repairs Vacancy Increasing expenses Unexpected economic changes Imagine one property produces $500 per month. Rent falls by $200. You still have $300. Another property produces only $100. Rent falls by $200. Now you are losing money. Multiply that across a 20-property portfolio and suddenly a small monthly problem becomes a very large one. That is why Wayne created the 5% Rule. Profitability + Risk Wayne's approach is to balance: ROI = profitability with Cash flow = risk protection A property can have an incredible projected return but still be dangerously fragile. Another property can be extremely safe but produce disappointing returns. The goal is finding investments that score well in both areas. Wayne Doesn't Use the 1% Rule Wayne considers rules such as the 1% rule outdated and overly simplistic. The bigger question is: Why 1%? What exactly is it measuring? Profitability? Risk? Financing? There is often no clear reasoning behind the number. Wayne prefers metrics where he understands exactly what they are measuring and why they matter. A Listener Bought a Vancouver Condo and Regrets It Another listener writes in after purchasing a condo in the Greater Vancouver area. They say the property is losing several hundred dollars every month. They relied heavily on their realtor. They did not educate themselves first. And after finding the Morning Show, they realized they had done exactly what Wayne warns investors not to do. Their questions: Should they continue investing in Vancouver? Should they invest somewhere else? And how do they get out of the condo? Would Wayne Invest in Vancouver? Wayne's answer: No. He does not believe Vancouver currently fits the five fundamentals he uses when selecting markets and investments. His issue is not whether Vancouver real estate can appreciate. It obviously can. His problem is that Wayne does not buy properties primarily to speculate on appreciation. He wants to purchase a profitable rental business. If the rent cannot pay the operating costs and produce sufficient cash flow, he is not interested. Appreciation Is Not Enough Someone can buy a Vancouver condo and hope it goes up in value. That is a strategy. It is simply not Wayne's strategy. Wayne wants: Positive cash flow Mortgage paydown Long-term appreciation potential A strong tenant profile A supportive operating environment The property needs to make sense without requiring appreciation to rescue the investment. Should You Invest Outside Your Home City? Yes. Wayne believes investors should go where the fundamentals work. You do not need to live in the same city as your rental property. Wayne and Gabby already manage properties they rarely or never physically visit. The solution is building: The right team Communication systems Maintenance systems Inspection systems Contractor relationships Documentation systems Location matters far less once the management system works. How Do You Get Out of a Bad Vancouver Condo? Wayne's first answer is straightforward: Talk to your realtor and understand what the property can realistically sell for. Then calculate: Mortgage penalty Realtor fees Legal fees Current market value Remaining mortgage Potential loss Tax implications Net proceeds Then determine whether continuing to hold the property actually improves the situation. Wayne warns against holding a bad investment indefinitely simply because you want to "break even." Sometimes the best decision is to accept the loss, learn from it and redeploy the remaining capital into a better opportunity. Don't Make the Next Decision Based on the Last Mistake A bad deal does not mean real estate investing does not work. It means that particular deal did not work. The most important thing is learning from it. Get educated. Understand the market. Understand the numbers. Create proper criteria. Then try again with a stronger foundation. Ghost Listings for Rental Research Another viewer asks about posting a rental listing before the property is actually available to test the market rent. Wayne explains that investors sometimes use "ghost listings" to gauge demand at a particular price. But Gabby raises an important concern. If tenants currently occupy the property, posting their home for rent before it is actually available can create unnecessary problems. There is also a timing issue. If you post the listing in September to determine what rent you can get in December, you are collecting September data. Rental markets are seasonal. The information may not accurately reflect what tenants will pay months later. Ask the Right Professional Wayne closes the discussion with another important principle: Use professionals for what they actually specialize in. A realtor brokers real estate transactions. A mortgage broker arranges financing. A lawyer provides legal guidance. A contractor performs construction. That does not automatically make any of them qualified to provide investment strategy. Build a team of strong professionals. But remain the CEO of your own real estate business. Remote Property Management Course – 50% Off This Week Gabby's Remote Property Management Course is currently 50% off. The eight-module course teaches the systems Wayne and Gabby use to remotely manage their own rental portfolio. Use code: 50OFF at: www.reimasters.ca Edmonton Real Estate Investing Course Want to learn Edmonton neighbourhoods, property types, tenant profiles and investment opportunities? The Edmonton Real Estate Investing Course is available at: www.reimasters.ca REI Masters Mentorship Work directly with Wayne and Gabby on market selection, acquisitions, deal analysis, financing, property management, joint ventures and building a profitable Canadian real estate portfolio. www.reimasters.ca The 5% Rule™ Learn Wayne Hillier's cash-flow framework for Canadian rental properties. Search: The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

Craig is back talking how strata fees can vary significantly depending on the building and its facilities, from swimming pools and gyms to lifts and ongoing maintenance. But buyers should also understand how strata committees operate. Volunteer committees manage day-to-day decisions, and disagreements between owners can sometimes turn surprisingly personal, even over seemingly trivial issues. You can have your say by leaving a voice message ►  https://www.speakpipe.com/realestateradio ► Website: https://aussierealestatepodcast.lovable.app ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com  The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. Gold Coast Real Estate, Adelaide Property Market, Luxury Real Estate Australia, Property Investment Podcast, Real Estate Trends 2026, Median Price Growth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #kiwiProperty  #MortgageRates #HomeLoans  #PropertyMarket #MortgageTips #InterestRates  #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #goldcastproperty #InvestInAdelaide #shellhabourproperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment  #MelbourneMarket  #PropertyInvestment #RealEstateTips #goldcoast #InvestmentStrategy #AustralianProperty   

Grass verges have had their day. These are the areas of grass you see on streets, between the road and the footpath, where people sometimes park their cars. I'll tell you why I think they should go. But first, let me tell you about some residents in the Christchurch suburb of Somerfield who aren't happy about the city council putting in a heap of red and white markers to stop people parking on the verge. Rose Street is where 130 white and red markers, like the ones you see on state highways, have been put in. A move being described today as “ridiculous”, “hideous” and “stupid”. Apparently, since the markers have gone in, some people are parking on the road, next to the markers, which is making the space for vehicles more narrow. Which is crazy, isn't it? I know Rose Street pretty well and it's not off the beaten track. There's a lot of traffic there at times because one of the entrances to Cashmere High School is on Rose Street. There's a couple of rest homes. It's a pretty busy street. The council's not having a bar of the complaints, though. The local councillor, Tim Scandrett, is saying that people parking on verges and damaging them has been a problem for about 40 years. And so they have to try something to stamp it out. Now I've had an issue with grass verges for quite a while. Ever since people started putting rocks on the verges outside their houses, because they were brassed-off with people using the verge as a parking area, and the grass getting damaged and all that. I've had an issue with it because these busy bodies don't own the verge, yet they carry-on as if they do. Rose Street is one of the areas where people have put these blasted rocks. So the council's intervened and installed all of these white and red markers. The same council, might I point out, that has been perfectly happy to issue building consents left, right and centre for in-fill housing. Not just in Somerfield but across the whole city. In-fill housing developments that, most of the time, don‘t have enough space for off-street parking. Which means more people needing to park out on the street. So, instead of putting up markers and closing off the verge areas, the council should be getting rid of verges completely to create more on-street parking spaces. Because the situation at the moment, where more and more people are needing to park on the street and all of this parking space is being chewed up by grass verges, makes no sense to me whatsoever. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Everyone seems to agree Auckland is drowning in townhouses... and that they're dragging the whole market down. But is that actually true, or is it a myth?In this episode, Ed and Andrew are joined by Cotality's Head of Research, Nick Goodall, to test the claim against the data. You'll learn:Whether townhouses really fell harder than standalone houses in AucklandWho's actually buying townhouses (it's not just investors)What the latest building consent numbers say about the market aheadThe main takeaway? The data tells a clearer story than the anecdotes.Make sure to check out the NZ Property Market podcastBook a meeting⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠

**** DISCLAIMER*******LISTEN AT YOUR OWN RISK, NOT FOR THE EASILY OFFENDED. LISTENER DISCRETION ADVISEDThe guys sit back, crack open some beers, pop a bottle of wine, and let the chaos take over.

Jeffrey Epstein's Manhattan townhouse was not merely a private residence or a gathering place for the wealthy and well connected. Federal prosecutors said Epstein recruited and sexually abused numerous underage girls there, often under the pretense of paid massages, while civil lawsuits described more severe assaults occurring inside the property. Survivors also alleged that Epstein and Ghislaine Maxwell trafficked some victims to other powerful men, turning the townhouse into a central location in a much broader system of exploitation. However, allegations against third parties varied in detail and evidentiary support, and association with Epstein or attendance at the townhouse did not by itself establish participation in his crimes.Prince Andrew was among Epstein's most prominent and frequent guests. Records and reporting showed that Andrew stayed at the Manhattan townhouse during visits to New York, attended dinners there and maintained access extensive enough that arrangements were reportedly made to accommodate his police protection officers inside the residence. Virginia Giuffre alleged that Epstein and Maxwell trafficked her to Andrew, including for an encounter in Manhattan, allegations Andrew repeatedly denied before settling her civil lawsuit without admitting liability. His repeated presence at a property where Epstein's abuse was taking place raised enduring questions about what Andrew saw, what he knew and why he continued associating with Epstein, particularly after Epstein's 2008 conviction.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Greater Victoria Real Estate Market Update | July 2026 Sales, Prices & Buyer OpportunitiesWhat is really happening in the Greater Victoria real estate market as we move through the summer of 2026?In this month's market update, Jane Johnston, Andrew Plank and Jen Lowe look beyond the headlines to explain where homes are selling, where activity has slowed and where buyers may now have greater negotiating power.A total of 673 properties sold across the Victoria Real Estate Board region in July—just 1% fewer than July 2025—while active inventory rose 3.9% year over year to 3,847 listings. Detached-home sales increased by 4.1%, but condominium sales fell by 7.1% and townhouse sales declined by 15.5%.We examine why detached homes in Langford and Colwood are holding up comparatively well, while prices have softened across much of the Victoria Core and in areas such as Sooke, View Royal, Saanich West, Metchosin and the Gulf Islands. We also discuss the opportunities developing in the condo market, where benchmark prices have declined in Victoria, Langford, Colwood, Oak Bay and Victoria West.Townhouse sales have slowed, but prices remain relatively resilient—particularly in the Victoria Core—showing why Greater Victoria cannot be described as one single market. Different locations and property types are moving in very different directions.For buyers, this episode identifies where more inventory, longer market times and declining prices may create opportunity. For sellers, we explain why preparation, presentation and accurate pricing are especially important in a balanced but highly selective market.

Mon, Jul 27 10:42 AM → 3:18 PM Dispatched as smoke in the area at 0642. Radio Systems: - Howard County, P25 Phase I

Send Us A Message! Let us know what you think.In this episode of the Week in Review, Debbie Roberts, owner and financial adviser at Property Apprentice, cuts through the noise of policy shifts and headlines to unpack the latest real estate data. Despite quiet buyer demand, banks are quietly loosening lending criteria, with a net 36% of advisers reporting bank willingness to advance funds—up from just 2% two months ago. Meanwhile, high-density "park-free" townhouses are creating real-world friction, leading to street parking issues, a $100,000 garage sale in Wellington, and tradies charging up to a 30% premium to access parking-nightmare streets. Debbie also breaks down the REINZ June figures to show why the national housing market is holding flat rather than collapsing, examines RBNZ Assistant Governor Karen Silk's comments on housing wealth channels, and exposes the 6-year vacancy scandal surrounding Kāinga Ora state housing in Strathmore Park. Topics Covered in This Episode:Banks Easing Criteria vs. Buyer Hesitation: Why banks are opening their doors while buyers stay home, and how experienced investors can take advantage of the pre-approval conversion gap. The Park-Free Townhouse Reality: How government deregulation of parking rules in 2021 is backfiring with street parking chaos, tradie access premiums, and developer catch-22s. REINZ June Data & Regional Splits: Why national median prices held steady at $770,000 (+0.7% YoY) and how Canterbury (+4.1% YoY) is outperforming Wellington (-4.5% YoY). RBNZ OCR Hike & Falling Wholesale Swap Rates: Why retail banks face no commercial pressure to raise long-term fixed rates despite the OCR moving to 2.5%. Wellington Ghost Houses: Kāinga Ora's bureaucratic gridlock in Strathmore Park leaving prime land vacant for up to six years while over 800 people sit on social housing waitlists. Support the showDisclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

The Order of the Heron ascend Astrid's Townhouse, while on the third floor a dark ceremony is taking place...-----Starring:Alex Morrison as Oberon Seeksorrow – BlueskyCharlie Blackadder as Vander Finnick – BlueskyDave Windust as Bennie Quez – BlueskyHarry King as Tock – BlueskyTC Patrick as The Dungeon Master – BlueskyWithMikey Nicolsmith as Lord Brakkus-----Special Thanks To:Richard Godden – Voice of God (Website | Bluesky)Eric Dieter – Credits King (SoundCloud | Bluesky)-----Additional Sound & Music By Syrinscape – Because Epic Games Need Epic Sound!See full music credits on the Dice Company website-----Artwork By:The Red Right Hand - LogoSupport the show and unlock exclusive content:https://www.patreon.com/Dicecompany Visit our website:Dice Company WebsiteJoin the DiceCord community:The DiceCord Follow Dice Company:BlueSkyEnjoying the adventure? Subscribe, leave a review, and share the show with fellow tabletop roleplaying fans.Dice Company creates cinematic actual play podcasts featuring immersive storytelling, original worlds, and unforgettable adventures across D&D, Mothership, Kids on Bikes, Eat the Reich, and more.© Dice Company. All rights reserved. Hosted on Acast. See acast.com/privacy for more information.

Sun, Jul 12 4:37 PM → 4:50 PM Military Housing Radio Systems: - San Diego City Trunk Radio System

Small Embers is a Dungeons & Dragons actual play podcast. The Order of the Heron enter Astrid's Townhouse in Lunadine after a warning from the Bounders on guard.The Order of the Heron head North towards a statue they ignored months previous...----------Starring:Alex Morrison as Oberon Seeksorrow – BlueskyCharlie Blackadder as Vander Finnick – BlueskyDave Windust as Bennie Quez – BlueskyHarry King as Tock – BlueskyTC Patrick as The Dungeon Master – Bluesky----------Special Thanks To:Richard Godden – Voice of God (Website | Bluesky)Eric Dieter – Credits King (SoundCloud | Bluesky)----------Additional Sound & Music By Syrinscape – Because Epic Games Need Epic Sound!See full music credits on the Dice Company website----------Artwork By:The Red Right Hand - Logo----------Support the show and unlock exclusive content:https://www.patreon.com/Dicecompany Visit our website:Dice Company WebsiteJoin the DiceCord community:The DiceCord Follow Dice Company:BlueSkyEnjoying the adventure? Subscribe, leave a review, and share the show with fellow tabletop roleplaying fans.Dice Company creates cinematic actual play podcasts featuring immersive storytelling, original worlds, and unforgettable adventures across D&D, Mothership, Kids on Bikes, Eat the Reich, and more.© Dice Company. All rights reserved. Hosted on Acast. See acast.com/privacy for more information.

Most people think you can't renovate a townhouse. But that's only true if you're thinking about structural changes. In this episode, Ed and Andrew reveal the clever upgrades that can completely transform a standard new-build townhouse, and the renovations that simply aren't worth doing. You'll learn: What you can and can't renovate in a townhouse The upgrades that make a townhouse feel more premium When is it actually worth renovating a new build Sometimes the smallest changes make the biggest difference ... especially when it's time to sell.Check out Mardo's Townhouse renovation here.Book a meeting⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠

Small Embers is a Dungeons & Dragons actual play podcast. The Order of the Heron enter Astrid's Townhouse in Lunadine after a warning from the Bounders on guard.----------Starring:Alex Morrison as Oberon Seeksorrow – BlueskyCharlie Blackadder as Vander Finnick – BlueskyDave Windust as Bennie Quez – BlueskyHarry King as Tock – BlueskyTC Patrick as The Dungeon Master – Bluesky----------Special Thanks To:Richard Godden – Voice of God (Website | Bluesky)Eric Dieter – Credits King (SoundCloud | Bluesky)----------Additional Sound & Music By Syrinscape – Because Epic Games Need Epic Sound!See full music credits on the Dice Company website----------Artwork By:The Red Right Hand - Logo----------Support the show and unlock exclusive content:https://www.patreon.com/Dicecompany Visit our website:Dice Company WebsiteJoin the DiceCord community:The DiceCord Follow Dice Company:BlueSkyEnjoying the adventure? Subscribe, leave a review, and share the show with fellow tabletop roleplaying fans.Dice Company creates cinematic actual play podcasts featuring immersive storytelling, original worlds, and unforgettable adventures across D&D, Mothership, Kids on Bikes, Eat the Reich, and more.© Dice Company. All rights reserved. Hosted on Acast. See acast.com/privacy for more information.

In a fast-paced city like New York, where architectural trends shift by the season, what does it mean to build something that truly lasts?In this episode, we sit down with Carlos Saavedra, Co-Founder and Principal of ECKSTRØM, a Brooklyn-based townhouse development atelier dedicated to the restoration and reinvention of historic properties. Carlos and his team operate on a powerful, defiant premise: Crafted, Not Replicated. Architecture with permanence, not momentum.Tune in as we unpack ECKSTRØM's unique methodology, exploring how they seamlessly integrate deep architectural rigor with behavioral intelligence. We dive into the philosophy of developing physical structure and human experience as a single discipline, the art of honoring historic New York craftsmanship, and how bringing a design-led perspective to real estate development allows them to execute projects with uncompromised quality from acquisition to final detail.

Send us a question/idea/opinion direct via text message!The May Cotality Home Value Index (HVI) results are officially in, delivering a perfectly flat 0.0% national movement. While regional variability persists under the surface - with Christchurch nudging up 0.4% and Wellington softening by 0.3% - the broader market continues to track sideways as buyers hold the pricing power but sellers refuse to capitulate. This week, Nick Goodall and Kelvin Davidson answer a brilliant listener question from Matthew, digging into the data to debunk the mainstream media narrative that a "glut" of townhouses is dragging down the Auckland property market. We also unpack the surprising resilience of the new build sector with building consents climbing to 39,000, dismantle claims that New Zealand has become a "tax haven" for Australian investors, and analyse RBNZ Chief Economist Paul Conway's latest hints on short-term inflation.This week we discuss:May HVI National Breakdown: Why a 0.0% national change signals a long, plain-vanilla winter of sideways tracking.The Auckland Townhouse Myth: Breaking down the suburb-level data proving townhouse values are performing similarly to standalone homes (both down 3% annually).Building Consent Resilience: Why the current annualised track of 39,000 consents shows a construction sector vastly more robust than during the Global Financial Crisis (GFC).The Australian "Tax Haven" Headline: Dismantling trans-Tasman media hype regarding stamp duty, bright-line changes, and cross-border tax complexities.Paul Conway's Inflation Hints: Insights from the RBNZ Chief Economist's recent webinar and what it reveals about the internal vs. external OCR committee split.The 5-Month Election Runway: Anticipating the upcoming structural slowdown as capital gains tax debates re-emerge.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Condo townhouses can be one of the best real estate investing opportunities in Edmonton, but only if you know how to do your due diligence properly. In this episode, Wayne and Gabby answer a listener question from a new investor who is buying a condo townhouse in Edmonton and wants to understand how much weight should be placed on the condo document review, reserve fund study, condo fees, special assessments, and overall strength of the condo corporation. Wayne explains why condo document reviews are one of the most important parts of buying a condo townhouse as an investment property. A townhouse can have great numbers, strong rent potential, and appreciation upside, but a poorly managed condo corporation or weak reserve fund can ruin the deal. Wayne and Gabby also discuss why investors should review condo documents carefully, why hiring a professional condo document review company matters, what to look for in reserve fund studies, and why a special assessment does not always mean the condo corporation is bad. They also share a recent example from one of their own Edmonton townhouse purchases where the reserve fund study history raised questions and required further investigation. Later in the episode, Wayne and Gabby answer another listener question about basement suite layout: is it better to build two small bedrooms or one larger bedroom with more living space? They explain why tenant profile matters, why more bedrooms do not always mean better tenants or better long-term results, and why they often prefer a spacious one-bedroom basement suite for a single person or couple. If you are buying a condo townhouse, reviewing condo documents, investing in Edmonton real estate, or planning a basement suite, this episode will help you think through the decision like a real investor. What You'll Learn in This Episode Why condo document reviews are critical before buying a condo townhouse Why a good rental property can still be ruined by a bad condo corporation Why Wayne puts major weight on the reserve fund and condo corporation Why condo townhouses can be one of the best opportunities in Edmonton right now Why more condo corporations are poorly managed than most investors realize Why investors need to review bylaws, meeting minutes, financials, and reserve fund studies Why a reserve fund study should be updated every five years in Alberta Why a missing or outdated reserve fund study can be a warning sign Why a special assessment does not always mean the condo corporation is bad Why condo fee increases can sometimes be responsible long-term planning Why investors should hire a condo document review company Why Wayne teaches students how to understand condo documents instead of blindly relying on others Why basement suite layout should be based on tenant profile Why two bedrooms are not always better than one bedroom Why Wayne and Gabby prefer basement suites for singles or couples Why natural light and spacious layouts matter in basement suites Why more people in a suite can create more management issues Why strong systems make real estate investing easier Upcoming Events Edmonton Garden Suites 101 June 12, 2026 Edmonton, Alberta www.reimasters.ca/edmontongardensuites101 REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, wholesaling, seller financing, rent-to-own, garden suites, and creative financing. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: info@reimorningshow.com Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group keaton@kbmortgages.ca

Reddit Stories - My Brother Used My Credit Score To Get Our Townhouse And Then Kicked Me Out Before I Moved In. OP put her credit score on the line for a townhouse she planned to share with her brother. Before she moved in, he decided he wanted it for himself and kicked her out.Become a supporter of this podcast: https://www.spreaker.com/podcast/lost-genre-reddit-stories--5779056/support.

Townhouse development has been booming in recent years. But some buyers, particularly those who purchased at the peak of the market, have faced difficulties when they've tried to sell. Money correspondent Susan Edmunds spoke to John Campbell.

The head of a Christchurch-based building co-operative says a flood of townhouses on the market is causing problems.

The crew get into a quick debate about splitting up the Jays. What would it take for you to split them up? Mego finishes the news for the morning

See omnystudio.com/listener for privacy information.

On this week's bonus, Hannah's curated robe collection come under the microscope. How many robes can one woman sensibly have? Should there even be a limit? How many distinct occasions do you even need a specialised robe for? Joel on the other hand, is a crazy-hat man. Like, objectively FAR too many hats. Hats vs Robes, if you will.And oh yeh - Hannah got her boobs out for a 4D scan of her very pregnant self, which will be turned into a lovely little bronze statue that her and the family will get to keep forever! The heart bursts.Email: Hello@NeverEverPod.comInstagram: @NeverEverPodTikTok: @nevereverpodThis episode contains explicit language and adult themes that may not be suitable for all listeners.

In the new revival of the 1989 play "Tru," Jesse Tyler Ferguson stars as famed writer Truman Capote grappling with a social scandal that has left him cut out from his circle of elite New York City women. Ferguson discusses the play, which is staged in the Library of the House of the Redeemer for 34 performances only, running now through April 12. Photo by Emilio Madrid

Jeffrey Epstein's Manhattan townhouse—one of the largest private residences in New York City—became a central location in many of the allegations brought by survivors who said they were trafficked and abused as teenagers. The mansion on East 71st Street was described in multiple lawsuits and depositions as a place where Epstein would bring young girls to meet him and, in some cases, powerful associates. Several accusers said they were recruited under the guise of providing massages, only to find themselves pressured into escalating sexual acts. Survivors described a system in which young girls were transported to the townhouse, introduced to Epstein, and then sometimes directed by his assistants to participate in encounters that prosecutors later described as part of a broader trafficking scheme. The home itself, filled with expensive artwork and unusual décor, was frequently mentioned in testimony as one of the primary settings where Epstein carried out the exploitation.Accounts from victims and witnesses portrayed the townhouse as more than just a private residence; they described it as a hub within Epstein's operation. Some survivors alleged that the building was used to host wealthy guests, where young women and girls were presented in social settings or sent upstairs to meet Epstein. Lawsuits also referenced Epstein's staff—including house managers and assistants—who were said to help manage the flow of visitors and victims. While many details remain disputed and the full scope of what occurred there has never been definitively established in court, the allegations tied to the Manhattan mansion have remained among the most disturbing elements of the broader Epstein case, illustrating how his wealth and access allowed him to operate for years within one of the most prominent neighborhoods in the United States.to contact me:bobbycapucci@protonmail.com

Jeffrey Epstein's Manhattan townhouse—one of the largest private residences in New York City—became a central location in many of the allegations brought by survivors who said they were trafficked and abused as teenagers. The mansion on East 71st Street was described in multiple lawsuits and depositions as a place where Epstein would bring young girls to meet him and, in some cases, powerful associates. Several accusers said they were recruited under the guise of providing massages, only to find themselves pressured into escalating sexual acts. Survivors described a system in which young girls were transported to the townhouse, introduced to Epstein, and then sometimes directed by his assistants to participate in encounters that prosecutors later described as part of a broader trafficking scheme. The home itself, filled with expensive artwork and unusual décor, was frequently mentioned in testimony as one of the primary settings where Epstein carried out the exploitation.Accounts from victims and witnesses portrayed the townhouse as more than just a private residence; they described it as a hub within Epstein's operation. Some survivors alleged that the building was used to host wealthy guests, where young women and girls were presented in social settings or sent upstairs to meet Epstein. Lawsuits also referenced Epstein's staff—including house managers and assistants—who were said to help manage the flow of visitors and victims. While many details remain disputed and the full scope of what occurred there has never been definitively established in court, the allegations tied to the Manhattan mansion have remained among the most disturbing elements of the broader Epstein case, illustrating how his wealth and access allowed him to operate for years within one of the most prominent neighborhoods in the United States.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Anna Foster is the founder and creative director of the sustainable fashion brand ELV Denim – a company that has saved thousands of pairs of jeans from going into landfill, upcycling them into something genuinely desirable instead. She started her career in magazines and worked as a fashion editor for 20 years at titles such as Exit and i-D, before becoming fashion director at Lula and fashion director-at-large at Australian title RUSSH. Since launching ELV – short for East London Vintage – in 2018 she was won a slew of awards, nominations and accolades, including Responsible Brand of The Year from Country & Town House and Walpole's Brands of Tomorrow 2025. In this episode, she talks about: why women are born to innovate; what happens to our old clothes; reworking existing garments into something new; finding all her makers within a three mile radius of the studio; celebrating skill; the issues with denim and how ELV strives to solve them; valuing things other people don't want; her dislike of stretch denim; being an ‘environmental enthusiast'; extending her material palette and making pieces from old hotel linen; the importance of collaboration; and the meaning of the word luxury. Important fact check: Grant misread some of his statistics in this episode. We produce between 4.5 to 6 billion pairs of jeans a year and a pair of jeans uses 3,800 litres of water to produce. We're happy to correct these errors. Support the show

New builds and townhouses alike have become the best option for first home buyers looking to get into the market. Townhouses offer a lower-cost alternative to standalone homes without having to fully commit to apartment living, and new builds often mean low-deposit loans and easier access for first home buyers. Problem is, the boom of new build townhouses is quickly slowing down - they're no longer classed as new builds, thus no longer as easy of a first option. It's not just a problem for potential buyers - it also means that those looking to sell the townhouses they purchased new a few years back, are waiting much longer for them to sell for not much more than what they were purchased for. LISTEN ABOVESee omnystudio.com/listener for privacy information.

In this episode of The Pumped On Property Show, you'll learn about: 1. The 5 specific suburbs showing the strongest growth indicators for 2026. 2. Why Melbourne is currently offering a "second chance" window for savvy investors. 3. The "House vs. Townhouse" debate: Where should you put your $620k? 4. Our 2026 Melbourne Market Outlook and why these suburbs are set to boom. Thinking about buying an investment property in Australia in the next 3 to 12 months?  Then book your free strategy session here: https://www.pumpedonproperty.com/free-strategy-session  What can you expect from your free strategy session? In your strategy session, we will discuss: 1. Where you are right now 2. Where you want to be long-term 3. What's been holding you back from achieving your property investment goals until now 4. Your next action steps      You'll walk away from the call with a clear plan in place and the confidence you need to invest in your next property. DISCLAIMER The viewer acknowledges and agrees that:  (a) Pumped on Property (POP) is not a licensed financial services adviser, accountant, solicitor, builder, engineer, architect, town planner or property manager;  (b) POP is a licensed real estate agent who conducts business as a 'buyer's agent.  (c) POP conveys the information provided on this channel as general information only and is not tailored to the listener's particular financial circumstances or expectations;  (d) The information provided on this channel cannot be relied upon by the listener as providing any advice upon which the viewer might rely in making any decision concerning their financial circumstances or the sale or purchase of any real property;  (e) The use to which the listener may make of the information provided on this video channel is subject to the listener seeking independent professional advice from legal, financial, taxation and accounting advisers before making any decision affecting their financial circumstances or the sale or purchase of any real property;  (f) The information provided in this channel, given that it is general in nature, is not suitable or applicable to the listener's individual circumstances, needs, objectives or expectations;  (g) In providing the information on this channel, POP has made no representation, provided no advice, and given no warranty or promise as to the suitability, or otherwise, of any investment in any real property; (h) POP is unable to predict the short or long-term future of the global Australian financial market or the property markets and acknowledges that prices may rise, fall, or be stagnant for long periods of time, and that POP has no control over the market or any returns to any investor in the market; (i) POP has made no representation, promise or warranty as to the competence of any third-party service providers referred to on this channel. I acknowledge that I have read and understood the disclaimer with respect to POP's services set out above before accessing this channel.

Chelsea Handler has a show that Kellie is excited about, and Paradise is only going to be 8 episodes again. Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Chelsea Handler has a show that Kellie is excited about, and Paradise is only going to be 8 episodes again. Learn more about your ad choices. Visit megaphone.fm/adchoices

Vanessa and Natalie talk to journalist Ezra Marcus about his viral New York Magazine story, “The Crypto Maniacs and the Torture Townhouse.” They unpack the rise of crypto “wrench attacks” and what one bizarre kidnapping case in Soho reveals about the new frontier of digital wealth. Click ‘Subscribe' at the top of the Infamous show page on Apple Podcasts or visit GetTheBinge.com to get access wherever you get your podcasts. Find more great podcasts from Sony Music Entertainment at sonymusic.com/podcasts  Read Vanessa's book, Blurred Lines: Sex, Power and Consent on Campus, and check out Natalie on Instagram at @natrobe To connect with Infamous's creative team, join the community at joincampsidemedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Originally known as the Herbert N. Straus House, this imposing Upper East Side mansion was designed by architect Horace Trumbauer and completed in 1932. Although commissioned for Herbert Straus—the son of Macy's co-owners—he never lived in it. In 1944, Straus's heirs, facing prohibitive property costs, donated the unfinished building to the Roman Catholic Archdiocese of New York, which initially used it as a hospital. Later, from 1962 to 1989, the mansion served as the location for the Birch Wathen School, a private K–12 academy, before being sold to retailer Leslie Wexner (for $13.2 million), who renovated the opulent interior. Eventually, Jeffrey Epstein came to reside in the mansion from the mid-1990s until his death.Over the decades, the building transformed dramatically—from a rare, institutional-like school and hospital to one of Manhattan's largest private residences (estimated at over 20,000 sq ft and spanning nine lavish floors). Under Epstein, it took on a darker reputation, becoming the site of serious criminal investigations into underage sex trafficking. After his death, the townhouse was sold in 2021 for around $51 million, though its legacy—rooted in education and later tainted by abuse—remains a deeply complex chapter in New York's architectural and social history.To contact me:Bobbycapucci@protonmail.comsource:https://www.google.com/amp/s/amp.heraldsun.com/latest-news/article238269028.htmlBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

It's been a dark and stressful winter. This first month has felt like a whole year. We're all just trying to stay sane. Hopefully these songs will help a bit. This week's picks "Town House" by Lana Drincic "Me & Michael" by MGMT "Be Calm" by fun. The Playlist No Repeat Playlist on Spotify No Repeat Playlist on Apple Music B-Sides Unofficial B-Sides Playlist Support the Show No Repeat on Patreon Join our Discord Email us: norepeatpod[at]gmail[dot]com Follow Us Follow Tyler on Instagram Follow Shaun on Instagram Follow Taylor on Instagram

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Missouri Sen. Eric Schmitt stopped by the Townhouse to chat with Jake Sherman and Anna Palmer to break down why he thinks the U.S. should pursue Greenland, the capture of former Venezuela President Nicolás Maduro — and more.  PLUS don't miss the debrief with NBC News's Julie Tsirkin and our very own Anthony Adragna. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the early 1990s, specifically from 1992 to 1995, Jeffrey Epstein leased a former Iranian diplomatic townhouse at 34 East 69th Street in Manhattan—property that the U.S. State Department had taken over after diplomatic relations with Iran ended. He paid $15,000 per month for the lease, and at some point sublet it to attorney Ivan Fisher and others. The State Department later sued Epstein, alleging he had violated the lease terms by subletting without permission and failed to make proper rent payments, ultimately seeking to evict him.This arrangement has drawn attention because, at the same time Epstein was building his reputation as a financial advisor and philanthropist, he leveraged government-leased real estate to house his associates. The legal case underscores a pattern of Epstein navigating institutional systems—from government leases to elite circles—often stretching or disregarding the rules while maintaining a facade of legitimacy.to contact me:bobbycapucci@protonmail.comsource:https://www.buzzfeednews.com/article/rosiegray/jeffrey-epstein-state-department

In the early 1990s, specifically from 1992 to 1995, Jeffrey Epstein leased a former Iranian diplomatic townhouse at 34 East 69th Street in Manhattan—property that the U.S. State Department had taken over after diplomatic relations with Iran ended. He paid $15,000 per month for the lease, and at some point sublet it to attorney Ivan Fisher and others. The State Department later sued Epstein, alleging he had violated the lease terms by subletting without permission and failed to make proper rent payments, ultimately seeking to evict him.This arrangement has drawn attention because, at the same time Epstein was building his reputation as a financial advisor and philanthropist, he leveraged government-leased real estate to house his associates. The legal case underscores a pattern of Epstein navigating institutional systems—from government leases to elite circles—often stretching or disregarding the rules while maintaining a facade of legitimacy.to contact me:bobbycapucci@protonmail.comsource:https://www.buzzfeednews.com/article/rosiegray/jeffrey-epstein-state-department

In the early 1990s, specifically from 1992 to 1995, Jeffrey Epstein leased a former Iranian diplomatic townhouse at 34 East 69th Street in Manhattan—property that the U.S. State Department had taken over after diplomatic relations with Iran ended. He paid $15,000 per month for the lease, and at some point sublet it to attorney Ivan Fisher and others. The State Department later sued Epstein, alleging he had violated the lease terms by subletting without permission and failed to make proper rent payments, ultimately seeking to evict him.This arrangement has drawn attention because, at the same time Epstein was building his reputation as a financial advisor and philanthropist, he leveraged government-leased real estate to house his associates. The legal case underscores a pattern of Epstein navigating institutional systems—from government leases to elite circles—often stretching or disregarding the rules while maintaining a facade of legitimacy.to contact me:bobbycapucci@protonmail.comsource:https://www.buzzfeednews.com/article/rosiegray/jeffrey-epstein-state-departmentBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Adam and Greg are joining us from Comedy Church SLC alongside their local promoter Jessie from Vortexx Events to talk about their upcoming comedy show: "Christmas - A Comedy Show for the Ex-Religious". Hear how they're working together to put on the event at the newly revamped Federal Theatre!   As always, we've got the top Denver news and things to do on our radar this week as well. Follow RGD: YouTube: https://www.youtube.com/channel/UC8u8GmvBi6th6LOOMCuwJKw Instagram: https://www.instagram.com/real_good_denver/ TikTok: https://www.tiktok.com/@realgooddenver   Do you have a Denver event, cause, opening, or recommendation that you want to share with us? We want to hear from you! Tell us what's good at tom@kitcaster.com. We're opening up early access to a custom Denver job alert program through our newsletter thanks to https://www.jobstreamai.com/. Sign up at realgooddenver.com to be the first to know when it's ready!!   Special Guest Jessie, Adam, and Greg   Christmas -- A Comedy Show for the Ex-Religious   Comedy Church - Salt Lake City   Vortexx Events     News & Events:   Probabilistic Snow Forecast This week Steamboat, Eldora and Vail are the places to be!   fulhouse.io and their Congress Park Townhome Sweepstakes!   Light Haus V6 @ The Marigold   House For The Holidays @ Two Moons   Youth on Record Holiday Party @ Two Moons   City Cast Denver - Denverest Denver Awards @ The Oriental Theatre     Promo   New Year's Eve party from our friends over at Drink Denver     Shout Oust:   https://fulhouse.io/   telescopemapping.com   City Cast Denver   Youth on Record   ​​Music produced by Troy Higgins   Goodboytroy.com  

On today's show, we're chatting with Hilliary—a vintage collector and event producer who's building community at the intersection of sustainability and style. Hilliary is the founder of Circle of Friends, where she hosts The Stoop Series—a live interview series that's making circular fashion accessible and inspiring. With Circle of Friends, she's using her platform to elevate the voices of vintage dealers, sustainable brands, and circular economy innovators, showing people why secondhand should always be the first choice. And if you're a collector yourself, you're going to love this conversation. In this episode, Hilliary shares her journey with circular fashion – how she fell in love with vintage markets while studying abroad in Florence, to her growing silver collection of hosting and homewares. Plus, how she's restoring a 1899 Brooklyn townhouse entirely with vintage and secondhand finds. Oh yeah – and we talk Brimfield, she's a Brimfield fanatic, just like me. What I love about Hilliary's approach is that she's building a vintage-filled life through relationships and community – she's built connections with vendors at markets like Brimfield who remember her, save pieces for her, and have become genuine friends. Very within the ethos of Circle of Friends. This is a really fun one – let's dive right in! DISCUSSED IN THE EPISODE: [4:20] Hilliary grew up a fashion-lover, and her first big purchase was saving up to buy a Kate Spade backpack. [7:44] Her journey into a sustainable fashion career. [13:14] Starting "Something Borrowed Never New" - her original Substack focused on re-use during wedding season [17:08] Why she started Circle of Friends  and The Stoop Series [20:37] Conversations that have expanded her understanding of circularity - from fashion to food to home [26:36] Restoring a 1899 Brooklyn townhouse entirely with vintage and secondhand finds.  [35:07] Her go-to Brimfield fields and vendors [42:10] How she's building and using her vintage silver collection for hosting [48:31] Learning upholstery to restore vintage furniture herself EPISODE MENTIONS:  Hilliary Bianca Salamanca @yourcircleoffriends Hilliary's Substack I did the Stoop Series with Circle of Friends! Terratela Terratela on Circle of Friends Helena Elston Studio Helena on Circle of Friends Rachel Glicksberg Don't Let Disco Ashley from Don't Let Disco on Pre-Loved Podcast LET'S CONNECT: 

For your consideration:  TOWNHOUSE Graveyard Bunker is back, but tonight we're not discussing history with a Halloween twist. Tonight, your humble host thought he'd tell you a real spook story.  I don't believe in the supernatural, but I still, almost thirty years later, have no logical explanation for the series of strange events my family experienced in a certain house, in a certain place, over the course of three years in the mid-90s.  Perhaps you do.  Names and certain details/events have been changed or lightly fictionalised to protect the living. Out of respect for the dead, the rest has been told exactly as it occurred.   SUPPORT THE SHOW HERE: https://www.patreon.com/c/GhostStoriesForTheEnd  

Prince Andrew has faced mounting scrutiny over multiple visits to Jeffrey Epstein's Manhattan townhouse, particularly the infamous 2010 trip captured in photos and surveillance footage showing him waving goodbye to Epstein at the door. Andrew has admitted to staying there for several days after Epstein's release from jail, calling it a “mistake” but insisting the purpose was to end their friendship. However, numerous reports, including witness accounts and court filings, indicate his visits were far more frequent and intimate than publicly acknowledged. Epstein's staff, including housekeeper Juan Alessi, alleged that Andrew was seen receiving massages and spending extended time with Epstein and his associates. Other witnesses described Andrew being present during gatherings where underage girls were allegedly trafficked.Despite his repeated denials, the optics of those visits have haunted the Duke of York. The 2010 stay, in particular, took place years after Epstein's 2008 conviction, leading many to question why Andrew would maintain contact with a known sex offender. His 2019 BBC Newsnight interview only intensified criticism after his bizarre claim that he stayed at Epstein's home simply because it was “convenient.” Public outrage grew as court documents tied Andrew's name to Epstein's flight logs, and Virginia Giuffre accused him of sexual abuse at both Epstein's townhouse and other properties — allegations Andrew continues to deny. The scandal has since resulted in his expulsion from royal duties and permanent damage to his public reputation.to contact me:bobbycapucci@protonmail.com

In lawsuits filed beginning in 2022–2023, the central allegation is that Leon Black sexually assaulted a then-teenage girl inside Jeffrey Epstein's Manhattan townhouse in 2002. The plaintiff, referred to as “Jane Doe,” claims she was trafficked by Epstein and Ghislaine Maxwell—and that Epstein directed her to provide Black with a “massage” that escalated into rape in a third-floor massage room. She further contends she was autistic and born with Mosaic Down Syndrome, vulnerabilities that the complaint says were exploited; she alleges Black used force, sex toys, and violence, inflicting physical injuries and psychological trauma.Black's legal team forcefully denies the accusations, calling them baseless and “frivolous.” He has sought to dismiss the case on procedural grounds, challenging the statute of limitations, the revival of old claims under New York law, and jurisdictional issues. A federal judge declined to dismiss one version of the claim, ruling that the victim's pleading under New York City's Victims of Gender-Motivated Violence Protection Law could proceed, while other lawsuits—such as one by Cheri Pierson making similar claims—have been withdrawn or dismissed.to contact me:bobbycapucci@protonmail.com

In which we breakdown New York Mag's major cover story ‘The Crypto Maniacs and the Torture Townhouse' JOIN US ON PATREON BONUS EPISODES + TV TALK EVERY WEEK SPECIAL LINKS: 'DARK SIDE OF THE TRUTH' @ THE ROXIE SF: SEPT 2ND - TICKETS HERE 'When to Critique a Trans Woman' ZINE - HERE Mama Ganuush Digital Zine Fundraiser - HERE About Eating For Free: Hosted by journalists Joan Summers and Matthew Lawson, Eating For Free is a weekly podcast that explores gossip and power in the pop culture landscape: Where it comes from, who wields it, and who suffers at the hands of it. Find out the stories behind the stories, as together they look beyond the headlines of troublesome YouTubers or scandal-ridden A-Listers, and delve deep into the inner workings of Hollywood's favorite pastime. The truth, they've found, is definitely stranger than any gossip. You can also find us on our website, Twitter, and Instagram. Any personal, business, or general inquires can be sent to eatingforfreepodcast@gmail.com  Joan Summers' Twitter, Instagram Matthew Lawson's Twitter, Instagram Sources:  The Crypto Maniacs and the Torture Townhouse [NYMag] The Psychology of Cults [UoT] The Bitcoin Administration: How JD Vance and Trump Establish Crypto Cult in the US [Coinspeaker] Crypto theft is booming as criminals increasingly turn to physical attacks [NBC]

In which we breakdown New York Mag's major cover story ‘The Crypto Maniacs and the Torture Townhouse' JOIN US ON PATREON BONUS EPISODES + TV TALK EVERY WEEK 'DARK SIDE OF THE TRUTH' @ THE ROXIE SF: SEPT 2ND - TICKETS HERE About Eating For Free: Hosted by journalists Joan Summers and Matthew Lawson, Eating For Free is a weekly podcast that explores gossip and power in the pop culture landscape: Where it comes from, who wields it, and who suffers at the hands of it. Find out the stories behind the stories, as together they look beyond the headlines of troublesome YouTubers or scandal-ridden A-Listers, and delve deep into the inner workings of Hollywood's favorite pastime. The truth, they've found, is definitely stranger than any gossip. You can also find us on our website, Twitter, and Instagram. Any personal, business, or general inquires can be sent to eatingforfreepodcast@gmail.com  Joan Summers' Twitter, Instagram Matthew Lawson's Twitter, Instagram Sources:  The Crypto Maniacs and the Torture Townhouse [NYMag] The Psychology of Cults [UoT] The Bitcoin Administration: How JD Vance and Trump Establish Crypto Cult in the US [Coinspeaker] Crypto theft is booming as criminals increasingly turn to physical attacks [NBC]

In which we breakdown New York Mag's major cover story ‘The Crypto Maniacs and the Torture Townhouse' JOIN US ON PATREON BONUS EPISODES + TV TALK EVERY WEEK About Eating For Free: Hosted by journalists Joan Summers and Matthew Lawson, Eating For Free is a weekly podcast that explores gossip and power in the pop culture landscape: Where it comes from, who wields it, and who suffers at the hands of it. Find out the stories behind the stories, as together they look beyond the headlines of troublesome YouTubers or scandal-ridden A-Listers, and delve deep into the inner workings of Hollywood's favorite pastime. The truth, they've found, is definitely stranger than any gossip. You can also find us on our website, Twitter, and Instagram. Any personal, business, or general inquires can be sent to eatingforfreepodcast@gmail.com  Joan Summers' Twitter, Instagram Matthew Lawson's Twitter, Instagram