Podcasts about podcast free

  • 309PODCASTS
  • 665EPISODES
  • 48mAVG DURATION
  • 5WEEKLY NEW EPISODES
  • Dec 8, 2025LATEST

POPULARITY

20172018201920202021202220232024


Best podcasts about podcast free

Latest podcast episodes about podcast free

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Setting Financial Goals in 2026: A Step-by-Step Plan to Align Your Money With Your Dreams | 496

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Dec 8, 2025 32:26


Snag Our Simplified Budget System!Schedule an Annual Planning SessionHey Budget Besties — can you believe it? We're heading into 2026.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The Money Mindset Shift Every Woman Needs to Feel Confident Again | 495

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Dec 5, 2025 48:33


Snag Our Simplified Budget System!Check out Carrie's Podcast!We're bringing back one of our all-time favorite convos with our good friend and Diet Disruptor queen, Carrie Lupoli! If you missed it the first time (or need a refresh), get ready for one seriously powerful conversation on how your financial health and physical health go hand-in-hand.Carrie has called us her besties for years (aw

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
How to Create a Budget That Works with Your Paycheck Cycle with Coach Michelle | 494

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Dec 3, 2025 31:12


Snag Our Simplified Budget System!Check out Office Hours!Guess who's back on the podcast? Our incredible coach Michelle is here, and she's bringing the behind-the-scenes scoop from office hours — aka where the magic happens every single week. Whether you've joined us live or you're wondering what office hours are all about, this episode breaks down the real questions people are asking (and the “aha” moments they're walking away with).From paycheck planning to deciding between savings buckets and spending accounts, this convo is full of clarity, encouragement, and real-life strategy.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Year in Review: How to Reflect on Your Budget, Debt & Goals Before 2026 | 493

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Dec 1, 2025 16:07


Snag Our Simplified Budget System! Schedule an Annual Planning Session.Budget besties, 2026 is almost here—but don't skip the most important step: looking back at your 2025 money moves.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
How to Build Your December 2025 Budget (Step-By-Step Walkthrough) | 492

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Nov 28, 2025 25:59


Snag Our Simplified Budget System!You know what time it is... it's DECEMBER BUDGET TIME!

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Lessons from Real Coaching Clients: How to Set Up Teen Allowance with Bank Accounts, Combine Finances in Marriage, and Rebuild Financial Trust with Your Spouse | 491

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Nov 26, 2025 13:02


The Republic of Football
THE ROOST PODCAST: Free Beer, and All That Jazz

The Republic of Football

Play Episode Listen Later Nov 25, 2025 40:11


Sigh. Well. One longshot chance at a huge upset to secure bowl eligibility for Rice Football down, and one more to go. Matt and Carter are with you as always on this week's Roost Podcast to break the down the highs (the first quarter) and the lows (everything else) of a blowout loss to the surprising juggernaut that is the 2025 North Texas Mean Green. Plus, how do we feel about enticing students to home games with free beer (spoiler: positively!). All that and more! Learn more about your ad choices. Visit megaphone.fm/adchoices

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Emergency Fund vs. Savings Buckets: Why You Need Both and When to Use Each | 490

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Nov 24, 2025 17:36


Snag Our Simplified Budget System!Let's clear the air: an emergency fund is NOT a catch-all for life's expenses. Most of what wrecks your budget month to month? Not true emergencies — just unexpected-but-actually-expected stuff like car repairs, insurance renewals, and holiday madness.In this episode, we're breaking down:The real difference between an emergency fund and savings bucketsWhy saving $1,000 and calling it a day isn't the moveWhat to do before paying off debtThe 6 steps we walk our clients through (and why this order makes your budget work better)Why you're always draining your savings account without realizing it

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Should We Sell Our House to Get Out of Debt? What We're Wrestling With as a One-Income Family | 489

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Nov 21, 2025 21:54


Snag Our Simplified Budget System!Budget besties, whew — grab your tissues and your coffee. In this powerful episode, we sit down with Mackenzie, a wife, mama of two, and full-time working powerhouse navigating a major life pivot after her husband lost his job. Spoiler: this conversation is about so much more than money.From a job loss to reworking their budget and leaning into a new side hustle, Mackenzie walks us through the real life stuff — the stress, the faith, and the tough decisions that so many of us face but don't always talk about.We dig into:

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Lessons from Real Coaching Clients: Why Biweekly Mortgage Payments and Micro-Investing Apps Like Acorns Might Be Keeping You Broke | 488

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Nov 19, 2025 10:36


Snag Our Simplified Budget System!Today, we're bringing you another round of real-life stories and real-life lessons straight from our private coaching sessions. Because if our clients are dealing with it… chances are you are too.Our goal? To help you avoid the same mistakes, feel less alone, and walk away with practical wins you can use today in your budget.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
How to Afford Christmas Without the Credit Card Regret | 487

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Nov 17, 2025 52:38


Snag Our Simplified Budget System!In this replay, we're taking you back to a powerful holiday episode where we teamed up with the amazing Anna from the It's About Time Podcast! If Christmas tends to sneak up on you (and your wallet), this one's a must-listen. We're sharing our best-kept secrets for cash flowing Christmas, ditching the credit cards, and yes—still being bougie on a budget

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
“Using Bonuses and Paychecks to Pay Off Debt Without Feeling Broke | 486

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Nov 14, 2025 21:44


Snag Our Simplified Budget System!In today's episode of Financial Coaching for Women, we sit down with Ashley—newly married, newly budgeting, and ready to take control of her family's finances. Just two months into their budgeting journey, Ashley and her husband are working hard to live on their salaries alone so they can put commission checks toward debt payoff and long-term goals. But with unexpected expenses, consolidated loans, and a busy family life, staying on track isn't always easy.Together, we walk through her real numbers, real questions, and real challenges. If you're early in your budgeting journey—or trying to get back on track—you'll feel right at home in this conversation.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Why Credit Card Points Keep You Broke + When to Refinance Your Mortgage | 485

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Nov 12, 2025 13:04


Snag Our Simplified Budget System!Today, we're bringing you real stories and lessons straight from our private coaching sessions — because if our clients are dealing with it, chances are you are too. From credit card points to refinancing decisions, we're breaking down what's really happening behind the numbers so you can avoid the same mistakes, feel less alone, and walk away with some quick wins for your budget.You'll hear about a client who thought credit card points were the key to “winning” with money (spoiler: they weren't), how another family is tackling a 7% mortgage the smart way, and why simple awareness can transform everything about how you spend, save, and plan.This episode is full of aha moments, real talk, and encouragement for anyone ready to move from surviving to thriving.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Debt-Free College Starts Here: Scholarships, FAFSA Tips, and Helping Teens Find the Right Path — with Shellee Howard | 483

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Nov 7, 2025 37:35


Snag Our Simplified Budget System!Shellee Howard's businessConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
$65,000 Debt Paid Off in Under a Year: How Organized Bank Accounts Changed Everything | 482

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Nov 5, 2025 24:03


Snag Our Simplified Budget System!Michelle is back!

Moms Who Podcast - Simply Start, Grow, or Monetize Your Podcast
140. Introducing the Moms Who Podcast Free Community & Membership!

Moms Who Podcast - Simply Start, Grow, or Monetize Your Podcast

Play Episode Listen Later Nov 5, 2025 22:00


When I launched my podcast back in 2022, I had nowhere to turn for help. I bought the courses, downloaded the PDFs, joined the Facebook groups… but every time I had a real question, there was nobody to ask. There was no personalization, no feedback, no one to actually walk me through what I needed.That's exactly why I created the Moms Who Podcast Community and Membership. You deserve more than another course you'll never finish. You deserve personalized strategy, support, and real connection with other moms building podcasts that actually grow their business.In this episode, I'm taking you behind the scenes of why I rebuilt the membership from the ground up and how it's now built around my full Podcast to Clients™ Framework to help you create a podcast that supports your business and sells your offers without chasing ads, downloads, or sponsorships.Questions answered in this episode:Why did I rebuild the Moms Who Podcast membership from scratch (again)?What went wrong with the first two versions and what finally works now?What's inside the new Moms Who Podcast community & membership in Skool?How does the new membership tie directly into my Podcast to Clients™ Framework?What's the difference between the free community, the premium plan, and the VIP tier?How can you get personalized strategy, audits, and support to grow your show?Links mentioned in this episode: Join the free Moms Who Podcast Community: https://skool.com/podcasters/plans/Start or Grow Your Podcast With Me:Join the FREE Moms Who Podcast Community: https://skool.com/podcasters/Ready to launch your podcast?: https://pamelakrista.com/podcast-launch/Need help with editing and/or managing your podcast? I've got you covered: https://pamelakrista.com/podcast-managementConnect with Pamela:YouTube: https://youtube.com/@pamelakrista/Website: https://www.pamelakrista.comInstagram: @pamelakrista Email: pamela@pamelakrista.com

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Copy of The Budget Besties Method Step 8: Be Bougie on a Budget — How to Spend Freely Without Debt, Guilt, or Overspending! | 481

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Nov 3, 2025 9:11


Snag Our Simplified Budget System!Most people think budgeting means cutting back and saying “no” to everything fun — but we're here to tell you it's actually about saying yes! Yes to dinner out. Yes to vacations. Yes to the things you love — but with cash in hand and zero stress.In this episode, we wrap up the Budget Besties Method with Step 8: Be Bougie on a Budget. You'll hear how real clients and friends are living their best lives — from country clubs and horses to golf memberships and healthy food — all while sticking to their budgets. Because “bougie” looks different for everyone, and it's not about how much you spend; it's about spending with intention.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

MobileViews.com Podcast
MobileViews 585: 17 years of this podcast! Free Affinity creative suite. Azure DNS outage. Jon's Discord bot

MobileViews.com Podcast

Play Episode Listen Later Nov 2, 2025 33:44


In this week's episode, Jon Westfall and I kicked things off by discussing "falling back" for Daylight Saving Time and reminiscing about dealing with dark mornings. We then moved on to some podcast milestones. I realized that MobileViews is about to turn 18, with the first episode dating back to November 26, 2008 . We also noted that Jon's 12th anniversary on the show is coming up in December. This got us talking about the early days of podcasting. I recalled listening to pioneers like Adam Curry (the "Podfather") and Adam Christiansen ("The Mac Cast") , and how I was amazed they could produce so much content solo . We contrasted that with today's landscape, which seems dominated by celebrity-hosted shows, and I made sure to thank Jon, as I'm certain the podcast would have ended years ago without him. We discussed the recently released free Affinity all-in-one creative suite for MacOS, which both Jon and I had previously purchased, becoming a free all-in-one app on the Mac following its acquisition by Canva. We also chatted about the recent Microsoft Azure outage , which briefly gave me trouble accessing a file on OneDrive , and shared a laugh about how "it's always DNS". On the AI front, I shared a song I generated with Suno AI called "DNS Blues" and we discussed the news of an AI artist, Xenia Monet, debuting on the Billboard charts. Jon shared his own impressive AI project: in about 30 minutes, he used ChatGPT to build a Python-based Discord bot that can serve up Disney trivia, psychology questions, or bad jokes pulled from his 12-year spreadsheet archive.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
How This Family Is Navigating the Government Shutdown Without Panic: Budget Tips You Can Use Now | 480

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 31, 2025 33:46


Snag Our Simplified Budget System!Budget besties, they're baaaack! Erin and Sarah return to the mic to share how their family is navigating yet another government shutdown — this time with way more peace of mind, way less panic, and (spoiler alert) a fully funded emergency fund.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Make Your November 2025 Budget with Us: A Step-by-Step Monthly Money Plan | 479

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 29, 2025 30:11


Snag Our Simplified Budget System!Vanessa and Shayna walk you step-by-step through wrapping up October and setting up your budget for the new month — from matching your numbers to planning for Thanksgiving, travel volleyball, and yes… even surprise bills.Because guess what? You don't have to do your budget alone. We've got you. ❤️Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Stop Tracking Every Dollar: Create a Budget That Runs Automatically | 478

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 27, 2025 13:52


Snag Our Simplified Budget System!Here's why most budgets fail: they're manual. Every week, you're trying to remember what's due, what's left, and what you were supposed to transfer. The more hands-on your budget is, the more likely you'll skip a step, make a mistake, or just run out of time.But what if your budget could run automagically? ✨In this laugh-out-loud episode, Shayna and Vanessa show you how to set up your bank so it becomes your personal assistant — moving money to the right place at the right time without you lifting a finger.With the help of one of the funniest metaphors we've ever had (spoiler: it involves curling irons and teenage daughters

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Divorcing Without Drama: Real Coaching on Shared Debt, Separate Accounts, and Transitioning to a Solo Budget | 477

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 24, 2025 20:15


Snag Our Simplified Budget System!Divorce is one of the most emotionally and financially challenging transitions you can go through — but it doesn't have to mean financial chaos.In this episode of Financial Coaching for Women, Shayna and Vanessa sit down with Linda, a listener who's in the middle of an amicable divorce but still navigating shared accounts, joint debts, and a home they co-own.Together, they walk through how to start separating finances, set up a simple money system, and communicate effectively with a spouse during such a sensitive season. You'll hear practical steps for setting boundaries, tracking shared bills, and creating financial independence — even before the divorce is finalized.If you're trying to move forward financially while everything feels messy, this episode will give you both clarity and confidence.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The #1 Budgeting Shift That Will Give You Peace (and Still Let You Live Your Life!) | 476

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 22, 2025 32:20


Snag Our Simplified Budget System!Hey, Budget Besties!

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The Budget Besties Method Step 6: Break Up With Debt — Stop Using Credit Cards, Pay Off Debt, and Stop Chasing Points With Borrowed Money! | 475

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 20, 2025 11:41


Snag Our Simplified Budget System!You make way too much money to be in this much debt — and we say that with love. ❤️If you're swiping your credit card for groceries, juggling balances between cards, and convincing yourself it's worth it “for the points,” this episode is for you. We're breaking down the truth about debt — how it keeps you stuck in the past — and showing you what it really means to fund your future instead.Today, we're talking about why your credit card is not your budget, what it looks like to be your own bank, and the small but powerful steps that help you stop relying on debt once and for all.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
How to Stop Living Paycheck to Paycheck as Two Spenders (and Still Buy a House) | 474

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 17, 2025 28:25


Snag Our Simplified Budget System!In this heartfelt episode of Financial Coaching for Women, we're joined by Kayden — a former coaching client whose story will remind you that it's never too late to turn financial frustration into freedom.Kayden and her husband went from constant miscommunication and missed payments to budgeting as a team, buying a home, and cash-flowing their life — even after a massive income cut. Her journey shows that progress isn't about perfection; it's about persistence, communication, and trusting the process.If you've ever felt like you “make good money but have nothing to show for it,” this one's for you.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Lessons from the Sessions: Stop Paying Bills Through PayPal (and Other Budgeting Mistakes You Don't Know You're Making) | 473

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 15, 2025 11:25


Snag Our Simplified Budget System!Today we're bringing you real-life stories and real lessons straight from our private coaching sessions. If our clients are struggling with it, chances are you are too. We're breaking down the mistakes we see most often, how to fix them, and how to set yourself up for easy, stress-free money wins.In this episode, we're talking about two of the biggest budget busters we see:1️⃣ Overcomplicating your money system with third-party apps like PayPal and Apple Pay.2️⃣ Losing track of your true numbers — like your real minimum payments — and making your budget harder than it needs to be.These stories will help you see how small tweaks can completely change how confident and in control you feel with your money.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The Budget Besties Method Step 5: Start Your Savings Buckets — Say Goodbye to “Surprise” & Unexpected Expenses In Your Monthly Budget! | 472

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 13, 2025 13:51


Snag Our Simplified Budget System!Most people say their budgets get blown by “surprise” expenses — but let's be real: Christmas isn't a surprise. New tires? Not a surprise. Your dog's annual vet visit? Definitely not a surprise. These are expected expenses that just don't happen every month.In this episode, we're tackling how to stop the rollercoaster of “I was fine last month, now I'm swiping the credit card.” The solution? Savings buckets. When you create separate savings accounts for predictable but irregular expenses, you save today to avoid borrowing tomorrow.Why most “surprise” expenses aren't really surprisesHow savings buckets can bring stability to your monthly budgetThe exact steps to set up your own bucketsReal-life stories from clients who've transformed their finances using this method

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
How to Stop Business Travel from Blowing Up Your Family Budget or Using Credit Cards | 471

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 10, 2025 18:53


Snag Our Simplified Budget System!Ever feel like your work life and home budget are in a tug-of-war? Same, bestie — and you're not alone. This week, we sat down with Stephanie, a law professor who's been making huge moves with her money using our budget system. But like many of us, she hit a snag when it came to business travel.Stephanie's story is a masterclass in navigating:Work reimbursements that take monthsWhether credit cards are ever worth it (spoiler: rarely, but sometimes!)How to separate personal and professional expenses without losing your mind (or your receipts)Setting up a system that actually works — especially when math isn't your thingWe cover:✔️ Pre-funding business trips✔️ Why a separate bank account is a game-changer✔️ How to track expenses without burning out✔️ What to do about credit card perks like car rental insurance or international fees✔️ And why setting a weekly “receipt party” on your calendar might be your new best friendStephanie also shares how budgeting is now a whole family thing — from planning for Christmas (without the chaos) to giving her kids their own savings accounts (and real-time money lessons

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Whole Life Insurance: Should I Cancel It and Switch to Term Life? | 470

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 8, 2025 10:44


Snag Our Simplified Budget System!Today's episode is ripped straight from real coaching convos with our clients — because if they're dealing with it, chances are you are too. We're talking about a common money trap that shows up in more budgets than you'd think: whole life insurance.Spoiler alert: It's not a good investment.Not when you're paying hundreds a month, not seeing any return, and living outside your means just to keep it going.We break down:Why whole life insurance is rarely worth it (especially when your budget is tight)The difference between whole life and term life insuranceWhat to do if you've already been paying into a whole life policyHow to reorder your financial steps so you can actually build wealth (on your own terms)We're all about helping you avoid costly mistakes, feel seen, and walk away with quick wins. So whether you're paying $473/month into a policy that's draining you or wondering if your “life insurance” line item is doing anything for you — this one's for you.Remember: we want you to save, invest, and protect your family on purpose — and in the right order. Let's get that money back in your budget and get you back in control.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Money Disappears Too Fast After Payday? Try This Simple Spending Budget Plan | 469

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 6, 2025 11:37


Snag Our Simplified Budget System!Hey budget besties! Today we're cleaning out that messy “junk drawer” bank account and giving your money actual homes. If everything's been tangled together—paychecks in, bills out, Target runs, Starbucks, gas, kids' surprises—no wonder it feels like your money's disappearing. We've got you.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The Art of Delegation: Why Letting Go is the Key to Growth, Freedom, and More Time with Ral West | 468

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 3, 2025 22:58


Check Out Ral's Mastermind Program! We're chatting with our friend Ral West, a powerhouse entrepreneur who's all about building a business that serves your life, not the other way around. Ral's got 40+ years of experience, has built and sold a wildly successful company, and now teaches business owners how to get their time, health, and freedom back.Let's just say… she's walking the walk — 52 podcast interviews, a course, a mastermind, and a month-long vacation on the books.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The Paycheck Plan That Helps Women Stop Living Paycheck to Paycheck with Coach Michelle | 476

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Oct 1, 2025 30:44


Snag Our Simplified Budget System!Learn About Office Hours!Budget besties, we've got a very special guest on the pod today… our very own teammate and financial coaching pro, Michelle!

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The Budget Besties Method: Step 3 Set Up Your Bills Account—When your bills have their own account, they always get paid | 466

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 29, 2025 11:39


Snag Our Simplified Budget System!Ever find yourself nervously swiping your debit card, praying your bills are already covered? You're not alone—and it's not your fault. In this episode, we're diving into Step 3 of the Budget Besties Method: setting up a dedicated Bills account.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Make Your October 2025 Budget with Us: A Step-by-Step Monthly Plan For Your Money | 465

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 26, 2025 29:40


Snag Our Simplified Budget System!Budget besties... it's time.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Real Financial Coaching Lessons: Stewarding Scholarships, Simplifying Business Tools & Sticking to Your Budget | 464

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 24, 2025 12:20


Snag Our Simplified Budget System!Today's episode is packed with real life, real clients, and real money lessons from our coaching sessions — and trust us, if they're going through it, you probably are too. From college kids nearly losing scholarships to business owners buried in tools they don't need, we're breaking it all down.This is the episode where you get to learn through someone else's mistakes (hallelujah), feel less alone, and walk away with quick wins you can apply to your own budget — right now.✨ Today's Lessons From the Coaching Couch

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The Budget Besties Method Step 2: Build Your Budget—Get everything on one page—your income, debt, bills, spending and savings | 463

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 22, 2025 16:49


Snag Our Simplified Budget System!If you've ever felt overwhelmed, annoyed, or just plain lost trying to budget — you are NOT alone. We've seen it all: the scribbled notebook budgets, 111-line spreadsheets with scary color-coding, and "budgets" that are really just transaction trackers in disguise. No wonder budgeting feels like a chore (or a punishment) for so many of us.But good news — it doesn't have to be that way.

The Ricochet Audio Network Superfeed
The Ricochet Podcast: Free Speech, Rightly Handled

The Ricochet Audio Network Superfeed

Play Episode Listen Later Sep 19, 2025 55:22


Steve Hayward is back with James and Charles after a few weeks away, and the trio sits down with Josh Hammer, senior editor-at-large of Newsweek, to talk about his murdered friend, Charlie Kirk. The gang discusses the Turning Point enterprise, the mission of its founder, and the ugly attempts by clickbait peddlers to contort the […]

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Combining Finances After 14 Years: The Budget System That Changed Everything | 462

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 19, 2025 29:51


Snag Our Simplified Budget System!Today's episode is one of those stop what you're doing and listen moments.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
How to Budget for Irregular Income and What to Do When You Can't Pay Your Bills | 461

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 17, 2025 10:46


Snag Our Simplified Budget System!Today, we're bringing you behind the scenes of our private coaching sessions—because if our clients are facing these struggles, chances are you are too.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
How Do You Budget When Your Paychecks Are All Over the Place? | 459

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 12, 2025 22:24


Snag Our Simplified Budget System!Budget besties, today we sat down with Addie—teacher, mom, and three months credit-card free (!!)—to untangle a super common headache: paychecks that land on odd dates and the “why does this still feel tight?” spiral. We walked through how to use a paycheck-ahead system when income hits on the 6th/21st (hers) and 11th/26th (his), how to fund spending on a predictable rhythm, and how to stop robbing Peter to pay Paul when kid expenses pop up (hello, cross-country, art club, school pics). We also dug into savings buckets done right, quick-transfer options for high-yield savings, and gentle ways to build a buffer so everything runs automagically.This is a calm, practical reset if your dates are weird, your brain's tired, and you want your budget to finally feel… easy.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The B Word Isn't a Bad Word: Why Budgeting Is the Key to Freedom, Not Restriction | 458 (Reair)

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 10, 2025 23:53


Snag Our Simplified Budget System! Hey budget besties!We're replaying one of our favorite conversations with our girl Judy Weber from the Bold Business. Bold Faith podcast—and y'all, it's a GOOD one. This episode is a must-listen if you've ever said:“I make good money, but I have nothing to show for it.”“I'm tired of living paycheck to paycheck.”“I have big dreams, but I'm drowning in business and personal expenses.”We got you.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The Budget Besties® Method: A Step-by-Step, Automatic Budget System To Be Bougie On A Budget! | 457

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 8, 2025 21:33


Snag Our Simplified Budget System!Budget Besties, it's finally happening! We're kicking off a brand new series where we take you step-by-step through The Budget Besties Method—our signature system that helps you go from “Where do I even start?” to “Ohhhh, I got this!” This week, we're giving you the big picture—all 8 steps—so you know exactly what's coming over the next several Mondays. Whether you're brand new to budgeting or you've bought our system and are wondering “What do I do next?”... this is for you.This method is everything we teach our clients during coaching, and it's what we wish we had when we were starting out. It's not about restriction—it's about clarity, confidence, and building a financial system that runs on autopilot.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Lori Paid Off 6 Debts in 1 Month Using a Simple Budget System | 456

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 5, 2025 23:58


Snag Our Simplified Budget System!Budget Besties, you are not ready for the glow-up Lori pulled off in just ONE month. ✨In this episode, we chat with Lori — a busy wife, mom, and total rockstar — who used to spend every Friday night buried in a notebook trying to figure out how to pay bills. Sound familiar?

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
From Xbox Charges to Car Repairs: The Real-Life Budget Strategies That Worked | 455

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 3, 2025 11:21


Snag Our Simplified Budget System!This week, we're bringing you all the warm fuzzies and practical wins – especially for the husbands out there! From Xbox subscriptions to DIY car repairs, we're talking about how couples can honor each other while staying on budget (and keeping the peace ✌️).We dive into:

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The Glam Up Budget: How to Plan for Hair, Nails, Facials & More All Year Long | 454

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Sep 1, 2025 11:55


Snag Our Simplified Budget System!How nice would it be to walk into your hair appointment, facial, or nail salon already knowing the money is sitting in your account, ready to go—tip included? Yes, please.In this episode, we're talking all things glam-up budgeting—from facials and eyebrows to lashes, massages, and all the self-care that helps you feel like you.

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
A Simpler Way to Budget: Stop Using Credit Cards and Set Up Accounts for Bills, Groceries, Travel, and Costco Runs | 453

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Aug 29, 2025 16:47


Snag Our Simplified Budget System!Hey Budget Besties!Today we're bringing you behind the scenes of a real coaching call with our friend Rebecca. She's already crushing it — no car payment, no mortgage, and just a small amount of credit card debt left. But like so many of us, she keeps reaching for her card at places like Costco or on PayPal “specials,” even though she wants to pay cash.Together we unpack why this happens and how she can make her budget work with her instead of against her. If you've ever wondered how to balance paying off debt while also funding your savings buckets, this convo is going to hit home.In this episode, we walk Rebecca through:How a 90-day spending audit helped her finally get gas money under controlWhy Costco can sabotage even the best budgets (and how to make it work on purpose)The trick to managing monthly income so you're not stretched thin at the end of the monthHow to fund savings buckets without sacrificing debt payoffThe power of rolling out automation in baby steps — one category at a timeWhy sometimes the solution is as simple as breaking up with your credit card (at least for now!)Rebecca left this call with a clear plan to stop using credit cards, pay off her small balance once and for all, and lean on the systems she's already built — her bills account, her gas vault, and her savings buckets. She's literally this close to being totally credit-card free.✨ Bestie Takeaways:A 90-day audit shows you the truth about your spending.Separate accounts keep you honest and stop you from overspending.You can't fund every bucket and pay off debt at the same time — pick what matters most right now.Automation works best when you roll it out little by little.Debt freedom isn't about luck — it's about the systems you create.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
The Anti-Budget System We Wish Everyone Knew (Money Talk Replay with Skyler Fleming)

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Aug 27, 2025 35:58


Snag Our Simplified Budget System!Hey Budget Besties!We're dusting off one of our favorite convos and bringing it back for you. This replay with our friend Skyler from the Money Talk Podcast is all about the “B word” (nope, not that one — budgets!) and how automation can turn your money from stressful to effortless.We dive deep into what financial automation actually is, why you don't need a zillion apps to make it work, and how to set up a simple bank account system that feels like your personal assistant. From creating separate “spending,” “bills,” and “savings” accounts, to building a month-ahead buffer, to getting those savings buckets growing without lifting a finger — we cover all the steps to put your money on autopilot.You'll hear:Why direct deposit should flow into your Bills Account first (and not your debit card!)How to make automation feel safe when you're not used to trusting your bank accountThe power of multiple accounts for groceries, gas, fun money, and personal spendingWhy having a month's income in reserve is like unlocking Level One of financial independenceThe surprising marriage-saving benefits of separate personal spending accountsHow naming your savings buckets (hello, “Hawaii Trip”!) can keep you from dipping into themWe even tackle the great credit card debate — why we're not fans of using them for everyday spending, and how to transition away from relying on them without feeling deprived.By the end, you'll see why we believe automation is the secret weapon for gaining confidence, clarity, and control over your money — without living in your spreadsheet.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Build Your September Budget With Us: Step By Step Monthly Budget Walkthrough | 451

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Aug 25, 2025 27:10


Snag Our Simplified Budget System!Watch This Episode & See The Budget System In Action!Hey Budget Besties!We're dusting off one of our favorite convos and bringing it back for you. This replay with our friend Skyler from the Money Talk Podcast is all about the “B word” (nope, not that one — budgets!) and how automation can turn your money from stressful to effortless.We dive deep into what financial automation actually is, why you don't need a zillion apps to make it work, and how to set up a simple bank account system that feels like your personal assistant. From creating separate “spending,” “bills,” and “savings” accounts, to building a month-ahead buffer, to getting those savings buckets growing without lifting a finger — we cover all the steps to put your money on autopilot.You'll hear:Why direct deposit should flow into your Bills Account first (and not your debit card!)How to make automation feel safe when you're not used to trusting your bank accountThe power of multiple accounts for groceries, gas, fun money, and personal spendingWhy having a month's income in reserve is like unlocking Level One of financial independenceThe surprising marriage-saving benefits of separate personal spending accountsHow naming your savings buckets (hello, “Hawaii Trip”!) can keep you from dipping into themWe even tackle the great credit card debate — why we're not fans of using them for everyday spending, and how to transition away from relying on them without feeling deprived.By the end, you'll see why we believe automation is the secret weapon for gaining confidence, clarity, and control over your money — without living in your spreadsheet.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
“Budgets Don't Work” — What Changed Their Financial Mindset After 35 Years of Marriage | 450

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Aug 22, 2025 33:16


Snag Our Simplified Budget System!Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
When Paying Off Debt Isn't the Right Move (Yes, Really!) | 449

THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

Play Episode Listen Later Aug 20, 2025 14:50


Snag Our Simplified Budget System!Budget besties — let's talk about a sneaky cycle that keeps so many of us stressed: making quick money decisions that feel productive (like paying off a card) but actually keep us stuck.In this episode, we unpack two real client stories:A teacher who used her savings for summer expenses to pay off a small debt… only to be broke in August (and back in debt)A client who saw cash in her account and immediately threw it at a credit card… leaving herself short for a wedding and pulling from her 401kSound familiar? You're not alone. We get real about:Why quick fixes and “wins” often sabotage long-term stabilityHow to break the stress cycle of reactionary money decisionsWhy using credit cards is more about avoiding money management than “playing the points game”The freedom of becoming your own bank (hint: no more hoping a payment goes through!)How a system — not emotions — is the key to lasting progressIf you've ever felt stuck in a loop of paying off debt only to rack it back up, this conversation will help you see why — and give you a better way forward.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"