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Snag Our Simplified Budget System!Today, we're bringing you another round of real-life stories and real-life lessons straight from our private coaching sessions. Because if our clients are dealing with it… chances are you are too.Our goal? To help you avoid the same mistakes, feel less alone, and walk away with practical wins you can use today in your budget.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!In this replay, we're taking you back to a powerful holiday episode where we teamed up with the amazing Anna from the It's About Time Podcast! If Christmas tends to sneak up on you (and your wallet), this one's a must-listen. We're sharing our best-kept secrets for cash flowing Christmas, ditching the credit cards, and yes—still being bougie on a budget

Snag Our Simplified Budget System!In today's episode of Financial Coaching for Women, we sit down with Ashley—newly married, newly budgeting, and ready to take control of her family's finances. Just two months into their budgeting journey, Ashley and her husband are working hard to live on their salaries alone so they can put commission checks toward debt payoff and long-term goals. But with unexpected expenses, consolidated loans, and a busy family life, staying on track isn't always easy.Together, we walk through her real numbers, real questions, and real challenges. If you're early in your budgeting journey—or trying to get back on track—you'll feel right at home in this conversation.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Today, we're bringing you real stories and lessons straight from our private coaching sessions — because if our clients are dealing with it, chances are you are too. From credit card points to refinancing decisions, we're breaking down what's really happening behind the numbers so you can avoid the same mistakes, feel less alone, and walk away with some quick wins for your budget.You'll hear about a client who thought credit card points were the key to “winning” with money (spoiler: they weren't), how another family is tackling a 7% mortgage the smart way, and why simple awareness can transform everything about how you spend, save, and plan.This episode is full of aha moments, real talk, and encouragement for anyone ready to move from surviving to thriving.

Snag Our Simplified Budget System!Shellee Howard's businessConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

NB. This is my old podcast channel. My content is now daily, at paulypilot.substack.comAlun's new lookup tool (password is “free”)Kindly sponsored by my favourite shares software provider - ShareScope - signing up using this link really helps us, from commissions earned.Content is entirely my fallible personal opinions only, and never advice. Please do your own research. Hosted on Acast. See acast.com/privacy for more information.

Snag Our Simplified Budget System!Michelle is back!

When I launched my podcast back in 2022, I had nowhere to turn for help. I bought the courses, downloaded the PDFs, joined the Facebook groups… but every time I had a real question, there was nobody to ask. There was no personalization, no feedback, no one to actually walk me through what I needed.That's exactly why I created the Moms Who Podcast Community and Membership. You deserve more than another course you'll never finish. You deserve personalized strategy, support, and real connection with other moms building podcasts that actually grow their business.In this episode, I'm taking you behind the scenes of why I rebuilt the membership from the ground up and how it's now built around my full Podcast to Clients™ Framework to help you create a podcast that supports your business and sells your offers without chasing ads, downloads, or sponsorships.Questions answered in this episode:Why did I rebuild the Moms Who Podcast membership from scratch (again)?What went wrong with the first two versions and what finally works now?What's inside the new Moms Who Podcast community & membership in Skool?How does the new membership tie directly into my Podcast to Clients™ Framework?What's the difference between the free community, the premium plan, and the VIP tier?How can you get personalized strategy, audits, and support to grow your show?Links mentioned in this episode: Join the free Moms Who Podcast Community: https://skool.com/podcasters/plans/Start or Grow Your Podcast With Me:Join the FREE Moms Who Podcast Community: https://skool.com/podcasters/Ready to launch your podcast?: https://pamelakrista.com/podcast-launch/Need help with editing and/or managing your podcast? I've got you covered: https://pamelakrista.com/podcast-managementConnect with Pamela:YouTube: https://youtube.com/@pamelakrista/Website: https://www.pamelakrista.comInstagram: @pamelakrista Email: pamela@pamelakrista.com

Snag Our Simplified Budget System!Most people think budgeting means cutting back and saying “no” to everything fun — but we're here to tell you it's actually about saying yes! Yes to dinner out. Yes to vacations. Yes to the things you love — but with cash in hand and zero stress.In this episode, we wrap up the Budget Besties Method with Step 8: Be Bougie on a Budget. You'll hear how real clients and friends are living their best lives — from country clubs and horses to golf memberships and healthy food — all while sticking to their budgets. Because “bougie” looks different for everyone, and it's not about how much you spend; it's about spending with intention.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

In this week's episode, Jon Westfall and I kicked things off by discussing "falling back" for Daylight Saving Time and reminiscing about dealing with dark mornings. We then moved on to some podcast milestones. I realized that MobileViews is about to turn 18, with the first episode dating back to November 26, 2008 . We also noted that Jon's 12th anniversary on the show is coming up in December. This got us talking about the early days of podcasting. I recalled listening to pioneers like Adam Curry (the "Podfather") and Adam Christiansen ("The Mac Cast") , and how I was amazed they could produce so much content solo . We contrasted that with today's landscape, which seems dominated by celebrity-hosted shows, and I made sure to thank Jon, as I'm certain the podcast would have ended years ago without him. We discussed the recently released free Affinity all-in-one creative suite for MacOS, which both Jon and I had previously purchased, becoming a free all-in-one app on the Mac following its acquisition by Canva. We also chatted about the recent Microsoft Azure outage , which briefly gave me trouble accessing a file on OneDrive , and shared a laugh about how "it's always DNS". On the AI front, I shared a song I generated with Suno AI called "DNS Blues" and we discussed the news of an AI artist, Xenia Monet, debuting on the Billboard charts. Jon shared his own impressive AI project: in about 30 minutes, he used ChatGPT to build a Python-based Discord bot that can serve up Disney trivia, psychology questions, or bad jokes pulled from his 12-year spreadsheet archive.

Snag Our Simplified Budget System!Budget besties, they're baaaack! Erin and Sarah return to the mic to share how their family is navigating yet another government shutdown — this time with way more peace of mind, way less panic, and (spoiler alert) a fully funded emergency fund.

Snag Our Simplified Budget System!Vanessa and Shayna walk you step-by-step through wrapping up October and setting up your budget for the new month — from matching your numbers to planning for Thanksgiving, travel volleyball, and yes… even surprise bills.Because guess what? You don't have to do your budget alone. We've got you. ❤️Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Here's why most budgets fail: they're manual. Every week, you're trying to remember what's due, what's left, and what you were supposed to transfer. The more hands-on your budget is, the more likely you'll skip a step, make a mistake, or just run out of time.But what if your budget could run automagically? ✨In this laugh-out-loud episode, Shayna and Vanessa show you how to set up your bank so it becomes your personal assistant — moving money to the right place at the right time without you lifting a finger.With the help of one of the funniest metaphors we've ever had (spoiler: it involves curling irons and teenage daughters

Snag Our Simplified Budget System!Divorce is one of the most emotionally and financially challenging transitions you can go through — but it doesn't have to mean financial chaos.In this episode of Financial Coaching for Women, Shayna and Vanessa sit down with Linda, a listener who's in the middle of an amicable divorce but still navigating shared accounts, joint debts, and a home they co-own.Together, they walk through how to start separating finances, set up a simple money system, and communicate effectively with a spouse during such a sensitive season. You'll hear practical steps for setting boundaries, tracking shared bills, and creating financial independence — even before the divorce is finalized.If you're trying to move forward financially while everything feels messy, this episode will give you both clarity and confidence.

On this episode of the Hays Post Podcast, news reporter Becky Kiser talks with Brenda Meder, director of school programming for the arts council.   Listen Here

Snag Our Simplified Budget System!Hey, Budget Besties!

Snag Our Simplified Budget System!You make way too much money to be in this much debt — and we say that with love. ❤️If you're swiping your credit card for groceries, juggling balances between cards, and convincing yourself it's worth it “for the points,” this episode is for you. We're breaking down the truth about debt — how it keeps you stuck in the past — and showing you what it really means to fund your future instead.Today, we're talking about why your credit card is not your budget, what it looks like to be your own bank, and the small but powerful steps that help you stop relying on debt once and for all.

Snag Our Simplified Budget System!In this heartfelt episode of Financial Coaching for Women, we're joined by Kayden — a former coaching client whose story will remind you that it's never too late to turn financial frustration into freedom.Kayden and her husband went from constant miscommunication and missed payments to budgeting as a team, buying a home, and cash-flowing their life — even after a massive income cut. Her journey shows that progress isn't about perfection; it's about persistence, communication, and trusting the process.If you've ever felt like you “make good money but have nothing to show for it,” this one's for you.

Snag Our Simplified Budget System!Today we're bringing you real-life stories and real lessons straight from our private coaching sessions. If our clients are struggling with it, chances are you are too. We're breaking down the mistakes we see most often, how to fix them, and how to set yourself up for easy, stress-free money wins.In this episode, we're talking about two of the biggest budget busters we see:1️⃣ Overcomplicating your money system with third-party apps like PayPal and Apple Pay.2️⃣ Losing track of your true numbers — like your real minimum payments — and making your budget harder than it needs to be.These stories will help you see how small tweaks can completely change how confident and in control you feel with your money.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Most people say their budgets get blown by “surprise” expenses — but let's be real: Christmas isn't a surprise. New tires? Not a surprise. Your dog's annual vet visit? Definitely not a surprise. These are expected expenses that just don't happen every month.In this episode, we're tackling how to stop the rollercoaster of “I was fine last month, now I'm swiping the credit card.” The solution? Savings buckets. When you create separate savings accounts for predictable but irregular expenses, you save today to avoid borrowing tomorrow.Why most “surprise” expenses aren't really surprisesHow savings buckets can bring stability to your monthly budgetThe exact steps to set up your own bucketsReal-life stories from clients who've transformed their finances using this method

Snag Our Simplified Budget System!Ever feel like your work life and home budget are in a tug-of-war? Same, bestie — and you're not alone. This week, we sat down with Stephanie, a law professor who's been making huge moves with her money using our budget system. But like many of us, she hit a snag when it came to business travel.Stephanie's story is a masterclass in navigating:Work reimbursements that take monthsWhether credit cards are ever worth it (spoiler: rarely, but sometimes!)How to separate personal and professional expenses without losing your mind (or your receipts)Setting up a system that actually works — especially when math isn't your thingWe cover:✔️ Pre-funding business trips✔️ Why a separate bank account is a game-changer✔️ How to track expenses without burning out✔️ What to do about credit card perks like car rental insurance or international fees✔️ And why setting a weekly “receipt party” on your calendar might be your new best friendStephanie also shares how budgeting is now a whole family thing — from planning for Christmas (without the chaos) to giving her kids their own savings accounts (and real-time money lessons

Snag Our Simplified Budget System!Today's episode is ripped straight from real coaching convos with our clients — because if they're dealing with it, chances are you are too. We're talking about a common money trap that shows up in more budgets than you'd think: whole life insurance.Spoiler alert: It's not a good investment.Not when you're paying hundreds a month, not seeing any return, and living outside your means just to keep it going.We break down:Why whole life insurance is rarely worth it (especially when your budget is tight)The difference between whole life and term life insuranceWhat to do if you've already been paying into a whole life policyHow to reorder your financial steps so you can actually build wealth (on your own terms)We're all about helping you avoid costly mistakes, feel seen, and walk away with quick wins. So whether you're paying $473/month into a policy that's draining you or wondering if your “life insurance” line item is doing anything for you — this one's for you.Remember: we want you to save, invest, and protect your family on purpose — and in the right order. Let's get that money back in your budget and get you back in control.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Hey budget besties! Today we're cleaning out that messy “junk drawer” bank account and giving your money actual homes. If everything's been tangled together—paychecks in, bills out, Target runs, Starbucks, gas, kids' surprises—no wonder it feels like your money's disappearing. We've got you.

Check Out Ral's Mastermind Program! We're chatting with our friend Ral West, a powerhouse entrepreneur who's all about building a business that serves your life, not the other way around. Ral's got 40+ years of experience, has built and sold a wildly successful company, and now teaches business owners how to get their time, health, and freedom back.Let's just say… she's walking the walk — 52 podcast interviews, a course, a mastermind, and a month-long vacation on the books.

Snag Our Simplified Budget System!Learn About Office Hours!Budget besties, we've got a very special guest on the pod today… our very own teammate and financial coaching pro, Michelle!

Snag Our Simplified Budget System!Ever find yourself nervously swiping your debit card, praying your bills are already covered? You're not alone—and it's not your fault. In this episode, we're diving into Step 3 of the Budget Besties Method: setting up a dedicated Bills account.

Snag Our Simplified Budget System!Budget besties... it's time.

Snag Our Simplified Budget System!Today's episode is packed with real life, real clients, and real money lessons from our coaching sessions — and trust us, if they're going through it, you probably are too. From college kids nearly losing scholarships to business owners buried in tools they don't need, we're breaking it all down.This is the episode where you get to learn through someone else's mistakes (hallelujah), feel less alone, and walk away with quick wins you can apply to your own budget — right now.✨ Today's Lessons From the Coaching Couch

Snag Our Simplified Budget System!If you've ever felt overwhelmed, annoyed, or just plain lost trying to budget — you are NOT alone. We've seen it all: the scribbled notebook budgets, 111-line spreadsheets with scary color-coding, and "budgets" that are really just transaction trackers in disguise. No wonder budgeting feels like a chore (or a punishment) for so many of us.But good news — it doesn't have to be that way.

Steve Hayward is back with James and Charles after a few weeks away, and the trio sits down with Josh Hammer, senior editor-at-large of Newsweek, to talk about his murdered friend, Charlie Kirk. The gang discusses the Turning Point enterprise, the mission of its founder, and the ugly attempts by clickbait peddlers to contort the […]

Snag Our Simplified Budget System!Today's episode is one of those stop what you're doing and listen moments.

Snag Our Simplified Budget System!Today, we're bringing you behind the scenes of our private coaching sessions—because if our clients are facing these struggles, chances are you are too.

Snag Our Simplified Budget System!Budget besties, today we sat down with Addie—teacher, mom, and three months credit-card free (!!)—to untangle a super common headache: paychecks that land on odd dates and the “why does this still feel tight?” spiral. We walked through how to use a paycheck-ahead system when income hits on the 6th/21st (hers) and 11th/26th (his), how to fund spending on a predictable rhythm, and how to stop robbing Peter to pay Paul when kid expenses pop up (hello, cross-country, art club, school pics). We also dug into savings buckets done right, quick-transfer options for high-yield savings, and gentle ways to build a buffer so everything runs automagically.This is a calm, practical reset if your dates are weird, your brain's tired, and you want your budget to finally feel… easy.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System! Hey budget besties!We're replaying one of our favorite conversations with our girl Judy Weber from the Bold Business. Bold Faith podcast—and y'all, it's a GOOD one. This episode is a must-listen if you've ever said:“I make good money, but I have nothing to show for it.”“I'm tired of living paycheck to paycheck.”“I have big dreams, but I'm drowning in business and personal expenses.”We got you.

Snag Our Simplified Budget System!Budget Besties, it's finally happening! We're kicking off a brand new series where we take you step-by-step through The Budget Besties Method—our signature system that helps you go from “Where do I even start?” to “Ohhhh, I got this!” This week, we're giving you the big picture—all 8 steps—so you know exactly what's coming over the next several Mondays. Whether you're brand new to budgeting or you've bought our system and are wondering “What do I do next?”... this is for you.This method is everything we teach our clients during coaching, and it's what we wish we had when we were starting out. It's not about restriction—it's about clarity, confidence, and building a financial system that runs on autopilot.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Budget Besties, you are not ready for the glow-up Lori pulled off in just ONE month. ✨In this episode, we chat with Lori — a busy wife, mom, and total rockstar — who used to spend every Friday night buried in a notebook trying to figure out how to pay bills. Sound familiar?

Snag Our Simplified Budget System!This week, we're bringing you all the warm fuzzies and practical wins – especially for the husbands out there! From Xbox subscriptions to DIY car repairs, we're talking about how couples can honor each other while staying on budget (and keeping the peace ✌️).We dive into:

Snag Our Simplified Budget System!How nice would it be to walk into your hair appointment, facial, or nail salon already knowing the money is sitting in your account, ready to go—tip included? Yes, please.In this episode, we're talking all things glam-up budgeting—from facials and eyebrows to lashes, massages, and all the self-care that helps you feel like you.

Snag Our Simplified Budget System!Hey Budget Besties!Today we're bringing you behind the scenes of a real coaching call with our friend Rebecca. She's already crushing it — no car payment, no mortgage, and just a small amount of credit card debt left. But like so many of us, she keeps reaching for her card at places like Costco or on PayPal “specials,” even though she wants to pay cash.Together we unpack why this happens and how she can make her budget work with her instead of against her. If you've ever wondered how to balance paying off debt while also funding your savings buckets, this convo is going to hit home.In this episode, we walk Rebecca through:How a 90-day spending audit helped her finally get gas money under controlWhy Costco can sabotage even the best budgets (and how to make it work on purpose)The trick to managing monthly income so you're not stretched thin at the end of the monthHow to fund savings buckets without sacrificing debt payoffThe power of rolling out automation in baby steps — one category at a timeWhy sometimes the solution is as simple as breaking up with your credit card (at least for now!)Rebecca left this call with a clear plan to stop using credit cards, pay off her small balance once and for all, and lean on the systems she's already built — her bills account, her gas vault, and her savings buckets. She's literally this close to being totally credit-card free.✨ Bestie Takeaways:A 90-day audit shows you the truth about your spending.Separate accounts keep you honest and stop you from overspending.You can't fund every bucket and pay off debt at the same time — pick what matters most right now.Automation works best when you roll it out little by little.Debt freedom isn't about luck — it's about the systems you create.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Hey Budget Besties!We're dusting off one of our favorite convos and bringing it back for you. This replay with our friend Skyler from the Money Talk Podcast is all about the “B word” (nope, not that one — budgets!) and how automation can turn your money from stressful to effortless.We dive deep into what financial automation actually is, why you don't need a zillion apps to make it work, and how to set up a simple bank account system that feels like your personal assistant. From creating separate “spending,” “bills,” and “savings” accounts, to building a month-ahead buffer, to getting those savings buckets growing without lifting a finger — we cover all the steps to put your money on autopilot.You'll hear:Why direct deposit should flow into your Bills Account first (and not your debit card!)How to make automation feel safe when you're not used to trusting your bank accountThe power of multiple accounts for groceries, gas, fun money, and personal spendingWhy having a month's income in reserve is like unlocking Level One of financial independenceThe surprising marriage-saving benefits of separate personal spending accountsHow naming your savings buckets (hello, “Hawaii Trip”!) can keep you from dipping into themWe even tackle the great credit card debate — why we're not fans of using them for everyday spending, and how to transition away from relying on them without feeling deprived.By the end, you'll see why we believe automation is the secret weapon for gaining confidence, clarity, and control over your money — without living in your spreadsheet.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Watch This Episode & See The Budget System In Action!Hey Budget Besties!We're dusting off one of our favorite convos and bringing it back for you. This replay with our friend Skyler from the Money Talk Podcast is all about the “B word” (nope, not that one — budgets!) and how automation can turn your money from stressful to effortless.We dive deep into what financial automation actually is, why you don't need a zillion apps to make it work, and how to set up a simple bank account system that feels like your personal assistant. From creating separate “spending,” “bills,” and “savings” accounts, to building a month-ahead buffer, to getting those savings buckets growing without lifting a finger — we cover all the steps to put your money on autopilot.You'll hear:Why direct deposit should flow into your Bills Account first (and not your debit card!)How to make automation feel safe when you're not used to trusting your bank accountThe power of multiple accounts for groceries, gas, fun money, and personal spendingWhy having a month's income in reserve is like unlocking Level One of financial independenceThe surprising marriage-saving benefits of separate personal spending accountsHow naming your savings buckets (hello, “Hawaii Trip”!) can keep you from dipping into themWe even tackle the great credit card debate — why we're not fans of using them for everyday spending, and how to transition away from relying on them without feeling deprived.By the end, you'll see why we believe automation is the secret weapon for gaining confidence, clarity, and control over your money — without living in your spreadsheet.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Budget besties — let's talk about a sneaky cycle that keeps so many of us stressed: making quick money decisions that feel productive (like paying off a card) but actually keep us stuck.In this episode, we unpack two real client stories:A teacher who used her savings for summer expenses to pay off a small debt… only to be broke in August (and back in debt)A client who saw cash in her account and immediately threw it at a credit card… leaving herself short for a wedding and pulling from her 401kSound familiar? You're not alone. We get real about:Why quick fixes and “wins” often sabotage long-term stabilityHow to break the stress cycle of reactionary money decisionsWhy using credit cards is more about avoiding money management than “playing the points game”The freedom of becoming your own bank (hint: no more hoping a payment goes through!)How a system — not emotions — is the key to lasting progressIf you've ever felt stuck in a loop of paying off debt only to rack it back up, this conversation will help you see why — and give you a better way forward.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Budget besties — you know that feeling when a big bill pops up out of nowhere and completely wrecks your monthly budget? We've been there too, and we're here to tell you: it doesn't have to be that way.In this episode, we're breaking down:What counts as an “annual bill” (and why they always feel like a surprise)How to list and track every big bill you pay only once or twice a year (auto insurance, property taxes, memberships, car registration, etc.)Why separating these expenses into their own account changes everythingHow to use our Annual Bills Savings Bucket system to divide the cost into manageable monthly savingsWhat to do if you're just getting started and don't have a full year saved yetWhether it's your auto insurance, Amazon Prime, or that massive property tax bill, this system takes the chaos out of budgeting for them — and helps you breathe easier knowing the money will be there when you need it.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Hey budget besties — meet Michelle! Her husband is a police officer with a steady paycheck, while she's a hairstylist juggling inconsistent income, business expenses, and taxes (oh, and still trying to make her personal budget work). Sound familiar?In this coaching session, we dive deep into:How to budget when your business income changes every weekWhy separating business income, expenses, and supplies into different accounts creates financial calmThe key difference between bills and spending (hint: it will change how you set up your accounts!)Building a system for saving for taxes, supplies, and business costs — without the last-minute scrambleHow to “pay yourself” a consistent paycheck, even when your income isn't consistentWays to see the big picture of your family's finances (without overspending when you see extra in the account!)Michelle walked away with a clear roadmap: create an income account, separate business and personal money, and finally automate those transfers so her finances feel as steady as her husband's paycheck.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Budget besties — today's conversation is for anyone who feels stuck in the “charge now, figure it out later” cycle. We're sharing a real coaching story about one of our clients who used credit cards for everything in her business and personal life, floating expenses while waiting for cash to come in. Sound familiar?In this episode, we unpack:Why using credit cards feels easier — and why it's actually keeping you stuckHow switching to cash flow completely transformed her business (spoiler: $143K in her account!)Why the “harder way” (paying cash in the moment) leads to better decision-making and growthHow to stop giving your future self problems to solve — and instead create financial peace nowWhat to do if your bank is making budgeting harder than it should be (hint: it's time to break up!)We also get real about outgrowing your current bank, why loyalty doesn't always serve you, and how to find a financial institution that supports your budgeting goals (yes, multiple accounts and debit cards are non-negotiable!).Takeaway:It might feel uncomfortable at first, but cash flowing your life and business puts you back in control — and your future self will thank you for it.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Okay, budget besties — let's clear up some confusion that's been driving us all a little nuts.

Snag Our Simplified Budget System!Hey budget besties — today we're diving into a topic so many of us struggle with: making the leap from credit card reliance to a simple, stress-free budget system. Meet Sam, who (like a lot of us) thought using a credit card for everything was the safest and smartest choice — until she realized it was keeping her family from saving and causing total budget chaos.In this coaching session, we walk Sam through:Why relying on a credit card keeps you a month behind (and how to break that cycle!)How to build a budget that actually works when your partner is on the road for workSetting up separate accounts (groceries, spending, restaurants… yes, even travel volleyball!) so every dollar has a jobThe truth about debit card protections vs. credit cards (hint: you're safer than you think!)What to expect in your first month of making the switch — and why it's worth pushing through the messy middleIf you've been wondering how to get off the credit card hamster wheel, start saving consistently, and feel in control of your money (without micromanaging every purchase), this episode will feel like a deep breath of fresh air.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Snag Our Simplified Budget System!Hey, Budget Besties!

Snag Our Simplified Budget System!Hey budget besties — let's be real: summer is amazing… but also totally chaotic for our routines and our wallets.