Podcasts about thebalance

A website called TheBalance.com warns that a big mistake too many married couples make is they think about their retirement future based on “my money, your money.”  But if they look at the picture jointly, their money may last longer.  What problems have you seen couples encounter?  Do you insist on involving both spouses in their retirement planning?  Call Steve today for your customized retirement plan! 

Balance is a critical skill that we must all have. In Matthew 10:16 Jesus gives us the balance that we need to have in this challenging time we live in... "Be wise as serpents and harmless as doves."

Your Summer travel is probably going to cost more this year. Data from the US Travel Association found that the cost of travel in June of this year is up 17.5% since June of 2021. Editor in Chief of TheBalance.com, Kristen Myers, is back to break down travel cost data and what we can expect for the rest of 2022. Sponsors Today's show is brought to you by Money Confidential. Hosted by money expert Stefanie O'Connell Rodriguez, Money Confidential features new episodes about your money, stories, struggles and secrets. Join Stefanie as she sits down with financial experts to answer your biggest money questions and deliver smart, practical solutions that actually work. She covers topics like how much is too much to spend on IVF? Is now the right time to buy a home? How to travel and stay on budget, and much more! New episodes drop every Monday. So follow Money Confidential wherever you get your podcasts. Connect with Kristin Check out Kristin's article on the rising cost of dating at https://www.thebalance.com/millennials-spend-an-average-of-usd69-on-first-dates-5213660  Twitter - https://twitter.com/thebalance  Instagram - https://www.instagram.com/thebalancecom/?hl=en Links Read the full Inflation Survey from The Balance at https://www.thebalance.com/44-percent-of-us-adults-are-not-financially-ready-for-a-recession-5704035 Join Me on YouTube! https://www.youtube.com/c/PopcornFinance Want to submit a question to the show? Send an email to questions@popcornfinance.com Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259 Connect with me Instagram | Twitter | Facebook | YouTube Thank you for listening to today's episode. If you enjoyed it, I'd be grateful for your rating and review! Music from Uppbeat (free for Creators!)

Kristin Myers, editor-in-chief at TheBalance.com joins Rena Sarigianopoulos to share about how the interest rate hike announced yesterday is an important step in getting inflation under control and how it will impact our everyday consumer purchases.

What to rising interest rates mean for the everyday consumer? Rena Sarigianopoulos begins the hour speaking about that with Kristin Myers of TheBalance.com. Later, we talk about the massive flooding in Montana with journalist Maritsa Georgiou and discuss a new survey that says Minnesota is one of the most 'fun' states in the country.

From DailyPodcastPractice.com For the lunatalions, we have a waxing gibbous moon tonight heading toward a full moon that will occur in just two days on February 16. Today is Valentine's Day. According to an article on TheBalance.Com by ELANA DURE and posted on February 4, 2022, Valentine's Day is the fifth-largest spending event in the United States On this day in 1967, soul singer Aretha Franklin, the queen of soul, recorded "Respect" which became the Billboard Song of the Year 1967. Born on this day in 1859 in Galesburg, Illinois, American engineer and inventor, George Washington Gale Ferris Jr., who invented the eponymous Ferris Wheel. A thought from Aretha Franklin, “My upbringing was in the church. We had to attend regularly. And, of course, the church provided a training ground for me, so to speak, as a young vocalist and certainly gave me all of the spiritual values that I needed as a young lady.”

The cost of love, is it increasing with inflation? This week the Editor in Chief of TheBalance.com, Kristin Myers, joins me to break down some stats that show just that. We'll discuss the rising cost of dating in 2022 and what things will be more expensive this Valentine's Day.    Today's bag of popcorn is brought to you by H&R Block! Get 20% off your online tax filing by visit https://PopcornFinance.com/HRBlock   Connect with this week's guest! Check out Kristin's article on the rising cost of dating at https://www.thebalance.com/millennials-spend-an-average-of-usd69-on-first-dates-5213660  Twitter - https://twitter.com/thebalance  Instagram - https://www.instagram.com/thebalancecom/?hl=en    Have a Question? Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259   Connect with me Instagram - @PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance   Come Join Me on YouTube! https://www.youtube.com/c/PopcornFinance  

On this episode, Ami Kassar interviews Dennis Najjar, co-founder of AccountingDepartment.com, to discuss how a business owner knows when they have the right level of accounting and bookkeeping support. As one of the two founding masterminds behind AccountingDepartment.com, Dennis Najjar, CPA, CGMA took his extensive expertise in public accounting and his process-driven approach to problem solving and transformed it into AccountingDepartment.com. Throughout his career, Dennis has worked exclusively with small, medium, and start-up businesses, giving him the knowledge and experience to oversee the AccountingDepartment.com team in helping clients with strategic business planning for future success and growth. In public accounting since 1982, Dennis joined Coopers & Lybrand after graduating from Rutgers University; in 1986, he started the public accounting firm Dennis M. Najjar, CPA; his practice has an emphasis on tax planning and preparation for corporations, partnerships and individuals. This background enabled Dennis to focus on developing an unparalleled solution for business owners to gain control over their accounting departments, which he brought to fruition when he co-founded AccountingDepartment.com in 2004. In addition to founding and managing AccountingDepartment.com, Dennis serves as a speaker for Vistage International, focusing on educating business owners on how to establish accountability in their accounting departments through best practices, processes, procedures, and the integrated use of accounting technology. He was the founding author of the About.com Accounting Channel (now TheBalance.com) and is a current contributor to Vistage Financial Management publications. He has served extensively as an expert source in various financial articles and journals, including Entrepreneur magazine and Lorman educational webinars. He holds an active membership in AICPA, NJCPA, and FICPA; and is also a member of Vistage International. Recorded 09/30/2021.

Are you already overwhelmed with the thought of spending money this holiday season? If so you're not alone. This week I'm joined by Kristin Myers, Editor-in-Chief of https://TheBalance.com, to discuss how you can best prepare yourself and your finances for the upcoming holiday spending rush.   Today's Bag of Popcorn is brought to you by Capitalize! Visit https://PopcornFinance.com/Capitalize to get free expert help rolling over your old 401(k), 403(b), and 457 plans today! Connect with this week's guest Kristin! Twitter - https://twitter.com/KristinReports Check out The Balances Holiday Gift Guide - https://www.thebalance.com/digital-money-gift-guide-5207879   Have a Question? Send me a message at PopcornFinance.com/Voicemail   Connect with me Instagram - @PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance   Come Join Me on YouTube! https://www.youtube.com/c/PopcornFinance 

Comedian and absolute legend Von Roburts joins to discuss America coming off of the gold standard and much more. Von and Strider discuss navigating the life of a comedian, bespoke only fans accounts and much much more! Discover more about Von at vonroburts.com or @vonroburts on the socials! farmersassysauce.com enter code DANK at checkout for 50% off your first order! Sources: History.com, Sunshineprofits.com, Investopedia.com ‘What is Fiscal Policy?' by Leslie Kramer 2021, Thebalance.com ‘What Is The Gold Standard: The Gold Standard Explained' by Kimberly Amadeo 2021 See omnystudio.com/listener for privacy information.

Today on The Real Estate Raw Show Barbara A. Friedberg, MBA, MS is a former investment portfolio manager, expert investor, author of Personal Finance; An Encyclopedia of Modern Money Management, Invest and Beat the Pros-Crete and Manage a Winning Investment Portfolio and How to Get Rich; Without Winning the Lottery. Friedberg is a former university Finance and Investments instructor, and publisher of Robo-AdvisorPros.com and Barbara Friedberg Personal Finance.com. Her work has been featured in Investopedia, U.S. News & World Report, Yahoo!Finance, InvestorPlace, GoBankingRates, theBalance and many more publications. Buy Barbara's books: Invest And Beat The Pros Create and Manage A Successful Investment Portfolio: Best Research Supported Index Fund Strategy https://amzn.to/36rIWMq​ How To Get Rich: Without Winning The Lottery: A Guide To Money & Wealth Building https://amzn.to/3pzXb9z​ About Joe: Mr. Mendoza has a long track record of success. 100's of millions of dollars of real estate transactions. Hundreds of people mentored, coached, and trained. He's been on television, radio, and multiple publications. Are you looking for a trusted advisor in real estate? Perhaps help to get to the next level in business or life? Joe is the MAN! Buy Joe's NEW book "Flex With A Plex" on Amazon: https://amzn.to/30VHBus​ Looking for a new broker, real estate company, brokerage? Join me and EXP Realty now! We are in ALL 50 states, Canada, Australia, and United Kingdom (UK) http://becomearepro.com/​ Add "Joe Mendoza" is my sponsor. Find the deals! http://findhiddendeals.com/​ Hire someone else to answer your phones! http://myvahack.com/​ Having trouble with your real estate calculations? http://bestdarncalculator.com/​ Need an app while looking for deals: http://letsdrivefordollars.com/​ Ready to make some calls to leads? (Caution: Use your discretion and be aware of local and federal laws) http://ineedphonenumbers.com/​ Keep watching, subscribe, or reach out to Mr. Mendoza today for a private consultation, training, or speaking engagements. Joe Mendoza - California Broker DRE #01234540​ Top Real Estate Pro, Coach, Investor, and Speaker 100 E. San Marcos Boulevard, Suite 400 San Marcos, CA 92069 Office (877) 794-5227 --- Support this podcast: https://anchor.fm/therealestaterawshow/support

Trading vs Investing – is there a difference? Today we answer that exact question with help from Caleb Silver of Investopedia.com and Lauren Silbert of TheBalance.com. Find out what Caleb has to say about the two different approaches and learn a simple calculation from Lauren to find out how long your investments will take to double.   Have a Question? Send me a message at PopcornFinance.com/Voicemail   Connect with me Instagram -@PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance   This Is Awkward Check out my new podcast This Is Awkward using the link below. https://podfollow.com/this-is-awkward

On this episode of Money Savage EXPRESS, we talked about how the world of personal finance can be daunting, how it’s natural to feel apprehensive about getting started with investing, and how to accept that you’re not always going to be an expert with Christine DiGangi, Senior Editorial Director at the Balance at Dotdash.  Listen to learn how to start normalizing talking about personal finance! For the Difference Making Tip, scan ahead to 15:48! You can learn more about Christine at TheBalance.com, Facebook, Twitter, Instagram and LinkedIn. Learn more about Money Alignment Academy and bringing Financial Wellness to your organization.   We’re honored to have been named one of the top podcasts from investing! George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2020! Have George speak to your organization. You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.  Check out Money Alignment Academy as well!

Getting rich by investing in the stock market sounds great.  But too often we hear stories of how wealthy you can become by making just a few quick, smart trades.  Caleb Silver from Investopedia.com joins me to break down the difference between stock trading and long term investing. There's also a special guest appearance from Lauren Silbert of TheBalance.com to help us understand the power of the Rule of 72. Connect with me Instagram -@PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance

From how to spend the stimulus check to mortgage forbearance and rent negotiations, Lauren Silbert, VP and General Manager of personal finance website TheBalance.com shares some of the top searches on the site - and answers to people's biggest money questions. More about Lauren: She was named a “Corporate Champion” in Folio Magazine’s 2019 Top Women in Media Awards. She also appears in print, broadcast and streaming media as a personal finance and careers commentator and expert.  The Balance makes personal finance easy to understand. It is home to experts who provide clear, practical advice on managing your money. Whether you’re looking to invest, buy a home, save for retirement, or achieve another financial goal, The Balance will answer your questions with straightforward personal financial advice.

Caleb Silver, Editor in Chief of Investopedia, goes in to detail on how the current economic slow down we are experiencing in 2020 caused by COVID-19 compares to the Great Recession of 2007-2009. You can visit Investopedia.com & TheBalance.com to learn even more about understanding the world of investing. You can also follow Investopedia on IG (@Investopedia) and Twitter (@Investopedia). . . . . . Free Financial Planning Resources Onefpa.org/probonoplanning  SavvyLadies.org . . . . .  Check out my new podcast This Is Awkward! https://podfollow.com/this-is-awkward   Connect with me Instagram -@PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance

This week, we kick things off with Mo from the BS Sports show. We have a 20 million dollar man...maybe. Does this bring back Howard Cosell and Monday Night Football. We will break this down with Mo. We are 1 week away from Selection Sunday!  Next we go to IndyCar...Matthew Embury, our official IndyCar contributor joins us. This is the time of year when we begin to merge IndyCar and Nascar. Steve Wilson from Speedway Digest joins us to breakdown all the Nascar action. Ryan Newman is back at the track drinking Coca-Cola...it's just a matter of time before he is back in the car. To cap things off Tony Donahue from the TonyD Podcast joins us to talk Nascar, March Madness and Sports Book. You don't want to miss this one...it's about to get good! Call in at 917-889-8516 to join us and add your 2 cents!!

Our guest on the podcast today is Dr. Jeffrey Brown, the Josef and Margot Lakonishok Professor and the Dean of the University of Illinois Gies College of Business. A key focus of Dean Brown's research is how to create sustainable retirement income, including the role of annuities, Social Security, 401(k)s, pensions and long-term care planning. He's a research affiliate at the National Bureau of Economic Research, a faculty affiliate of the Institute on Government and Policy Affairs, and a fellow at the TIAA Institute. He also serves as a trustee for TIAA. In addition, he served on the Social Security Advisory Board under President George W. Bush and was also a senior economist at the White House Council of Economic Advisers. He has published extensively on the topic of retirement security and public and private insurance markets, and he has received numerous awards for his research as well. He holds a Ph.D. in economics from MIT, and a master's in public policy from Harvard.BackgroundJeffrey Brown bioJeffrey Brown C.V. Jeffrey Brown publications and working papers  Defined Contribution (DC) PlansDefined contribution plan definition Defined benefit plan definition “A Brief History of the 401(k), Which Changed How Americans Retire,” by Kathleen Elkins, CNBC.com, Jan. 4, 2017.“The Disappearing Defined Benefit Pension and Its Potential Impact on the Retirement Incomes of Baby Boomers,” by Barbara A. Butrica, Howard M. Iams, Karen E. Smith, and Eric J. Toder, Social Security Bulletin, Vol. 69, No. 3, 2009.“What Killed Pensions,” by Mary Beth Franklin, Kiplinger, Oct. 6, 2011.“Public Pensions Are Still Marching to Their Death,” by Jeffrey Dorfman, Forbes.com, Sept. 11, 2014.“House Passes SECURE Act to Ease 401(k) Compliance, Promote Savings,” by Stephen Miller, SHRM.org, May 23, 2019.“How the SECURE Act Would Impact Your 401(k),” by Simon Moore, Forbes.com, June 25, 2019.“Annuities in 401(k)s Won’t Solve the Retirement Crisis. Here’s Why,” by Mary Romano, Barron’s, June 28, 2019.“What Does It Mean to Annuitize?” by Justin Pritchard, Thebalance.com, Jan. 21, 2019.“Crash Course Needed: Four Out of Five Americans Fail When Quizzed on How to Make Their Nest Eggs Last,” by The American College for Financial Planning, Dec. 3, 2014.“401(k) Nudges and Course Corrections,” by Kimberly Blanton, Squared Away blog, Oct. 24, 2017.“Thank Richard Thaler for Your Retirement Savings,” by Ben Steverman, Bloomberg, Oct. 10, 2017.“Plan Quality Varies Significantly by Industry,” by John Manganaro, PlanAdviser, March 20, 2017.“Corporate Profits and 401(k) Plan Performance Go Hand in Hand: T. Rowe Price,” by Michael S. Fischer, ThinkAdvisor, Sept. 17, 2018.“The Conundrum of State-Run Retirement Plans,” by Terry Dunne, InvestmentNews, May 8, 2017.“Reasons to Be Wary of State-Run Retirement Plans,” by Jeffrey Brown, Forbes.com, Feb. 10, 2014.Multiple Employer Plan (MEP) definition“How Hard Should We Push the Poor to Save for Retirement?” by Andrew G. Biggs, The Journal of Retirement, Spring 2019.Thrift Savings Plan  Annuities“Use Annuities to Protect Yourself from Yourself,” by Jeffrey Brown, Forbes.com, May 22, 2014.“Income Annuities Provide Retirees Longevity Protection,” by Wade Pfau, Investment News, Sept. 28, 2019.“Why Don’t People Insure Late-Life Consumption? A Framing Explanation of the Under-Annuitization Puzzle,” by Jeffrey R. Brown, Jeffrey R. Kling, Sendhil Mullainathan, and Marian V. Wrobel, National Bureau of Economic Research, January 2008.Variable annuity definitionEquity-indexed annuity definitionDeferred payment annuity definition“The Main Types of Annuities Made Easy,” by Clair Boyte-White, Investopedia, July 27, 2019.“Annuities and Inflation Risk,” by Robert Bloink and William H. Byrnes, ThinkAdvisor, Sept. 3, 2011.“Lifetime Income for Women: A Financial Economist’s Perspective,” by David F. Babbel, Wharton Financial Institutions Center Policy Brief, Aug. 12, 2008.“Jeff Brown Tackles Tough Annuity Questions,” by Michael Finke, ThinkAdvisor, Sept. 29, 2014.“Annuities and Individual Welfare,” by Thomas Davidoff, Jeffrey Brown, and Peter Diamond, The Center for Retirement Research at Boston College, May 2003.“Behavioral Impediments to Valuing Annuities: Complexity and Choice Bracketing,” by Jeffrey R. Brown, Arie Kapteyn, Erzo F.P. Luttmer, Olivia S. Mitchell, and Anya Samek. National Bureau of Economic Research, Oct. 11, 2019.Intertemporal choice definition  Long-Term Care“Does Medicare Cover Long-Term Care?” Medicare.com"Insuring Long-Term Care in the U.S.," by Jeffrey Brown and Amy Finkelstein, National Bureau of Economic Research, September 2011.“The Interaction of Public and Private Insurance: Medicaid and the Long-Term Care Insurance Market,” by Jeffrey R. Brown and Amy Finkelstein, National Bureau of Economic Research, October 2004.“Can Increasing The Long-Term Care Insurance Elimination Period Make Coverage Appealing Again?” by Michael Kitces, Nerd’s Eye View, Jan. 7, 2015.Long-Term Care Financing Project“Hybrid Long-Term Care Policies,” by Wade Pfau, Forbes.com, Jan. 21, 2016.“Is the LTC Cost Guarantee of Today's Hybrid Life/LTC or Annuity/LTC Insurance Policies Just a Mirage?” by Michael Kitces, Nerd’s Eye View, Oct. 16, 2013.“Life-LTC Hybrid Sales Level Off: LIMRA,” by Allison Bell, ThinkAdvisor, July 22, 2019.  Social SecuritySocial Security Trustees’ Summary Report, 2019.“How Would You Fix Social Security?” The Center for Retirement Research at Boston College.“How the Latest Report on Social Security’s Solvency Changes Your Retirement Plan,” by Bob Carlson, Forbes.com, May 24, 2019.

Just when we thought it was safe to get back in the water...Myles Garrett rips the helmet off Rudolph the Red-Nosed Reindeer, ie Mason Rudolph in the brawl on Thursday night. We will be talking about this all day long! Adam Jividen, Browns SuperFan, joins us at 9am to break this down.  Rick Riggin joins us at 9:30 to talk CFB, top 25. Nascar is at Homestead, it's Championship Weekend! Steve Wilson, our official Nascar contributor is on deck at 10am.  10:30, Ed Kracz, our official NFL contributor, beat writer for SI.com and Philadelphia Eagles and Mo from the BS Sports Show are on deck. We have lots to talk about! Stay tuned to talk about the Brawl in the Pound! Call in at 917-889-8516 to break down this week in sports! Stay tuned, it's about to get good!!  

Less than 5 races remain for IndyCar. Matthew Embury, our official IndyCar contributor breaks that down for us. It is time to talk college football. Rick Riggin, our college football contributor is 40! "I'm a MAN! I'm 40!" We will begin talking college football next week. Guess what is back? I'll give you 3 guesses, the first 2 do not count. You got it right! The NFL! We will talk with Matthew Hicks about the Indianapolis Colts and Ed Kractz our official NFL contributor and beat writer for the Philadelphia Eagles.  Mo from the BS Sports Show joins us in our normal Saturday morning fireside chat It's Saturday morning, welcome aboard 917-889-8516 is our digits. You don't want to miss today's show!  The NFL is back! If you want to be in The Balance Fantasy Football League, let us know!

Episode 8 is a follow up to the budget conversation we started two weeks ago in episode 6. That was the why, this week is a few ideas on the how. The thing about budgeting is that there are plenty of ways to do it that work great. There isn’t a one-size-fits-all budget that works for everyone. Budgets are like fitness programs or diets, the best one for you is the one you stick to and follow! View the full blog post of this episode here: https://wp.me/paQKv1-6z ----more---- We examined two different budgets and compared them against each other to talk about the goods and the bads of both to get your mind thinking about the different options and programs that are out there to follow. The two budget methods we looked at are the APAP budget and the 50/30/20 budget, one of which I teach to small business owners (APAP) and one that was developed by Senator Elizabeth Warren back in 2005 for a book she co-authored with her daughter. Let’s do a quick overview of both: Always Profitable, Always Prepared (APAP): The APAP budget is a variation of Dave Ramsey’s envelope system and is based on the principle of pre-determining what % of your income you will spend in various categories – your expenses, emergency fund, wealth fund, giving/charity, weekly living, family fun, etc. The APAP system is very simple and straightforward, every time you get paid and money is deposited into your account, you immediately transfer funds to several other accounts at pre-determined percentages. It doesn’t matter if your paycheck is big or small, the percentages remain the same. Your deposit represents 100 % of your resources, which would be divided up something like this: 15% - Retirement: This is the account to money in now if you want to have money waiting for you in the future 5% - Ifs and Opps Account: Ifs and Opps stands for what ifs and awesome opportunities. This is a variation of an emergency fund, but I like to think I’ll have more awesome opportunities, so I call it the Ifs and Opps account. 5% - Family Fun: This is for the BIG things you want to do with and for your family. It includes things like a summer vacation or buying your 16-year-old a car. These are the big expenses that you want to have ready to go, so your family doesn’t have to miss out on the things you want them to experience. 10% - Tithe or Giving: This is a personal thing, but it is in my budget 10% - Weekly Living: This is the account for your date nights, movies out with the kids, and “smaller” things you do throughout the week for yourself or your family 55% - Living Expenses: These are your food, clothing and shelter items. It also includes your “must-pay’s”, things like credit cards, car payments and insurance. 50/30/20 Budget: Back in 2005, Elizabeth Warren and her daughter co-authored a book which featured the 50/30/20 budget. It’s a very simple concept that divides your money into three categories – needs, wants and savings. Fortunately, there’s a nifty little infographic that breaks down the categories from a recent article on TheBalance.com.* The 50/30/20 budget does a good job of categorizing your money but requires you to put a lot of things into each category. For example, within the 20% savings, your retirement contributions at work need to be included, as do any EXTRA payments you are making towards debt pay off and your emergency fund. My personal preference is to get more specific with your categories, for the fear of using funds that should be going towards retirement (as an example) to pay extra on a car loan. I’m not saying that is a good or bad thing, but technically either would be in the 20% savings category so funds could have a tendency of being used less-efficiently. While the above two options are great for getting control of your budget, they really are just a few options of the many, many that are available to you. It’s worth repeating, the best budget for you is the one you will stick with and use. Budgeting is just like any other “new” thing you do to make yourself better – it takes a little bit of time to figure it out and get comfortable with it but, once you do, it becomes a part of your life that you look forward to, like going to the gym! Give one of these options a try or develop your own plan. Let me know if you’ve got a great way of budgeting that works well for you so that others can benefit too! *https://www.thebalance.com/the-50-30-20-rule-of-thumb-453922 News Story This week’s news story came from Yahoo Finance and the headline reads: The U.S. is the unhappiest it’s ever been. For the full story and the reason why the U.S. is so unhappy, here is the link: https://finance.yahoo.com/news/u-unhappiest-ever-124845786.html

I'll never forget the first time I heard someone say; "Blessed are the Balanced." It's so easy for us to get out of balance...to rely more on our own ideas, strengths and strategies rather than leaning on and trusting God for the outcome.

I'll never forget the first time I heard someone say; "Blessed are the Balanced." It's so easy for us to get out of balance...to rely more on our own ideas, strengths and strategies rather than leaning on and trusting God for the outcome.

Bhrama & Dj Midas shoot the shit about music issues with some fire Underground tracks Sprinkled in

[rev_slider alias="episode-15-orlando-gomez-recording-engineer"]   Incredible Closeup this week with recording and mixing engineer Orlando Gomez of Beacon Hill Recording studio! Orlando gives us a great insight to the world of producing multi-platinum level musical projects, working with local talent to superstar artists and the teamwork behind the scenes it takes to make it all come together. Orlando discusses his own personal experiences in the industry as well as his recommendations for success in his field. Not surprisingly, his advice will help you succeed in any field.   Time 00:00 Intro 01:06 Role of audio engineer 02:17 The many roles in the production of a song 06:11 At what point did you decide to pursue a career in music? 07:29 How were you able to succeed in both your degree in electrical engineering and still pursue your role in the music industry? 08:58 Where do you see the music industry going with the emergence of sites like Soundcloud, youTube and iTunes? 10:53 What advice do you have for people trying to make it as musicians or producers at these sites? 13:27 What are some of the things you feel have had the most impact on your success as you were going through high school, college, or Apprenticeship? 14:13 Could you share with us some of the resources out there that someone in high school or college could use to help them further their music production knowledge? 15:32 Could you describe an average day of what it is like working as a music producer? 17:52 Are there any eclectic or offbeat ways you tap into your creativity? 19:22 Did you estimate the degree of success Khalid would have as you were working on his music? How did you feel about Grammy nomination? 21:16 Looking back at your success, what advice would you have for yourself when you were starting out? 22:41 What would you like to see happen in El Paso to keep the momentum going in terms of the music scene? 25:55 Working long hours as you mentioned, can you tell us about the challenges you come across in the process? Challenges with an artist, interpersonal challenges, creative challenges? 27:40 Is there anything else you want anyone to know who is interested in the music or production industry? 28:34 Summary   Related Links: Beacon Hill Recording Studio El Paso, TX- See the team at this studio, the artists they work with, and links to samples of their work. Beacon Hill Recording Studio's Soundcloud link Recording Connection  - Real studio education, real studio connections. They offer many certifications in many cities across the United States.  Orlando featured in Recording Connection's Apprenticeship to Employment and  Success stories Audio Engineering Society - for more information on this field. Sokanu - What does an Audio Engineer do? Audio Engineer - career information from TheBalance.com  

Incredible Closeup this week with recording and mixing engineer Orlando Gomez of Beacon Hill Recording studio! Orlando gives us a great insight to the world of producing multi-platinum level musical projects, working with local talent to superstar artists and the teamwork behind the scenes it takes to make it all come together. Orlando discusses his own personal experiences in the industry as well as his recommendations for success in his field. Not surprisingly, his advice will help you succeed in any field.   Time Line: 00:00 Intro 01:06 Role of audio engineer 02:17 The many roles in the production of a song 06:11 At what point did you decide to pursue a career in music? 07:29 How were you able to succeed in both your degree in electrical engineering and still pursue your role in the music industry? 08:58 Where do you see the music industry going with the emergence of sites like Soundcloud, youTube and iTunes? 10:53 What advice do you have for people trying to make it as musicians or producers at these sites? 13:27 What are some of the things you feel have had the most impact on your success as you were going through high school, college, or Apprenticeship? 14:13 Could you share with us some of the resources out there that someone in high school or college could use to help them further their music production knowledge? 15:32 Could you describe an average day of what it is like working as a music producer? 17:52 Are there any eclectic or offbeat ways you tap into your creativity? 19:22 Did you estimate the degree of success Khalid would have as you were working on his music? How did you feel about Grammy nomination? 21:16 Looking back at your success, what advice would you have for yourself when you were starting out? 22:41 What would you like to see happen in El Paso to keep the momentum going in terms of the music scene? 25:55 Working long hours as you mentioned, can you tell us about the challenges you come across in the process? Challenges with an artist, interpersonal challenges, creative challenges? 27:40 Is there anything else you want anyone to know who is interested in the music or production industry? 28:34 Summary   Related Links: Beacon Hill Recording Studio El Paso, TX- See the team at this studio, the artist they work with and links to their social media. Recording Connection  - Real studio education, real studio connections. They offer many certifications in many cities all across the United States. Beacon Hill Recording Studio's Soundcloud link Audio Engineering Society - for more information on this field. Sokanu - What does an Audio Engineer do? Audio Engineer - career information from TheBalance.com  

  1. Music Therapy Science Magazine: How our mind is affected by music CNN: Music Therapy NPR: Music Therapy for Kids 2. Chinese New Year Statista: Largest annual human migrations The Sun: Chinese Zodiac Forbes: Largest human migration 3. Olympics update 4. Plastic pollution BBC: Plastic pollution TheBalance.com: Time taken for garbage to decompose Grist.org: Dump vs Burn for plastic BioCollection: The company that makes bio-decomposable coffee cups  5. "Super Wood" DailyMail: Good coverage on "super wood" Wikipedia: US President Limo, "The Beast" WorldSteel.org: Facts about steel 6. Cancer linked to consumption of ultra-processed foods BMJ: The research Health.com: Ultra-processed foods to throw out CNN: Coverage on the report 7. RocketLab adds to space debris problem TheVerge: Coverage of Launch SpaceSafetyMagazine: Good explanation of Kessler Syndrome    

Spreaker Live Show #136 for Nov 29th, 2017Show Duration: 60 minutesHost: Rob Greenlee, Head of Content, Spreaker @robgreenlee - rob(at)spreaker(dotcom)We stream LIVE every Weds at 3pm Pacific /6pm EST from SpreakerLiveShow.comShow Today:- Help Us Help You: Struggles of New Podcasters- Is Podcast becoming a term to describe all audio content published online?- How to Find the Right Tone of Voice for your Podcast- Listener Comments Spreaker is on Instagram: https://www.instagram.com/spreaker_/Spreaker is also on LinkedIn: https://www.linkedin.com/company/spreaker/Tell your audience that your show is now available on Amazon Echo DevicesOn the show today:Help Us Help You: Struggles of New PodcastersSupport of New Show Creators can be tough for those doing supportOften the support staff does not understand the issues or frustrationEmail can be tough to interpret issuesNeed Reproducible errors and processes that can be replicated on our endSpreaker Support staff is in Europe and is 8-9 hours ahead of you in the USAHave patience with support as we work through issuesSupport team is trained to be patient and be clear and calmingBut caller needs to think clearly about problem and do best to give details on issuesIs there a new trend that if you create online media content of any kind — YouTube, Twitch, Google Hangouts, for example — you call it a podcast? Episodes only on YouTube are more and more being called a podcast. Only place you can find it. Is that a podcast? To be a podcast, media must be hosted for download and an RSS feed. So is this something new? “Oh look, I have a discussion I have recorded. It’s online. I’ll call it my podcast.”How to Find the Right Tone of Voice for your Podcasthttps://blog.spreaker.com/2017/11/28/find-right-tone-voice-podcast/Whether you listen to Common Sense with Dan Carlin, PBS NewsHour, or The New Yorker to get your podcast newsfix you’re aware of the big difference in how the presenters communicate their message; not just in the language they use but also their tone of voice. Tone can convey a thousand things to a listener and is key in getting what you want to say across correctly, how you use it will affect everything from how you’re interpreted as a person to the sincerity of the message you’re broadcasting. The Guardian says tone will “affect how we’re seen in terms of our personality, our emotional state, and even our professional competence”. Let’s take a look at some of the different podcast genres out there and see how you can use tone to create impact for yours! JournalisticGenerally speaking, if you’re reporting news a more ‘formal’ tone of voice is required. You need to sound authoritative and speaking with a lower pitch will help audience members feel confident in your credibility. Speak clearly and enunciate well, putting emphasis on the key facts such as locations and timings of events – there’s no room for misunderstandings with the news. However, you need to find that sweet spot where you aren’t over-enunciating as you could come across as patronizing! Last but not least you must always sound objective, keep a steady tone and try not to put emphasis on words which could imply personal opinion. Check out how Up First report the daily news for some inspiration on how to hit the right reporting note. As a rule of thumb, Jill Geisler advises to “communicate with command, comfort, and clarity”.Intimate - PassionateAt the other end of the spectrum, if you’re planning on sharing intimate details with your audience you need to take on a completely different voice persona, being as natural as possible. Talking about personal matters such as: marital problems, relationships and sexuality need to sound unrehearsed and honest. Imagine you are talking to a friend one-on-one, emphasize words you normally would and add inflection at the end of a phrase, making your speech sound question-like will invite listeners in.Kaitlin Prest’s show The Heart is just the sort of tonal dialogue to be aiming for check out her episode on arranged marriage to get some insight in how to use your voice.ReassuringTo have a voice which makes listeners feel in safe hands you need to sound genuine and warm. Your aim is to communicate with a soothing tone which creates a bubble of trust between you and your audience – opening up the opportunity for sharing. states Low frequency, continuous sounds are seen as comforting and Jennifer Pardo, says “in general people who speak a little slower tend to be perceived as more friendly” – marrying these two elements will help you be accepted as a trusted source by your listeners. ‘Agony aunt’ Dan Savage’s hit podcast, Savage Lovecast gives food for thought on how to master a comforting voice, his recent episode on will idea of what to work towards. To achieve it, imagine how a therapist might communicate with their patient – speak slowly in a stable low tone, inviting listeners into a safe virtual environment.Informative / Educational - PassionateReliability and credibility are the key character traits you want to convey when presenting an educational or informative show. To hit the nail on the head, speak with conviction, have a steady tone, communicate clearly and with confidence and don’t add go up in pitch at the end of your sentences – it will sound like you doubt what you’re saying! Try listening to Flash Forward discussing climate change to get some inspiration on how to use your voice. Sounding like a trusted source means pacing yourself, speaking too quickly and you come off sounding nervous and unsure, and add pauses here and there to add weight to what you’re saying.StorytellingThe key to great storytelling? “Communicating your humanity” according to the Huffingtonpost.com. Performance/acting. Be as human as possible, allow your audience to connect with what you’re saying and this will captivate them and compel them into wanting more. Be playful in where you place emphasis on words, storytelling can also allow you to have fun and take on various voices to convey different characters. Chasing Ghosts is a perfect example of the sort of engaging true-crime storytelling which has taken the world by storm of late – listen and get creative!This American Life’s presenter Ira Glass shares his trick for gripping storytelling, “Any story hits you harder if the person delivering it doesn’t sound like a news robot but, in fact, sounds like a real person having the reactions a real person would”. The overriding tip? Be as natural as possible with how you use your tone of voice, it is how a listener will engage with you as a presenter and ultimately connect with the message and TheBalance.com confirms this “on-air media superstars are those with the natural ability to communicate”.Comments:Adonnis Jamalthe millennial generation born 1981 to 1997. Generation X born 1965 to 1980Linda IrwinI have already gone to other platforms, Wenoo and VidLii. No problems in either places. To clarify the monetizing comment, I mean that people are getting flagged even if they are not monetized. By fair use, I mean reviewing a product or program even if you do not actually use images or clips from what you are reviewing, just flagged for mentioning their name.Spreaker Links:http://Adore.fmhttp://blog.spreaker.comhttp://SpreakerLiveShow.comhttps://Spreaker.comEmail: rob at spreaker.comSend Questions and Comments to:Twitter: http://twitter.com/spreaker using #SpreakerLiveTwitter: http://twitter.com/robgreenleeTwitter: http://twitter.com/alexeum Tech Support: support at spreaker.com

Spreaker Live Show #136 for Nov 29th, 2017Show Duration: 60 minutesHost: Rob Greenlee, Head of Content, Spreaker @robgreenlee - rob(at)spreaker(dotcom)We stream LIVE every Weds at 3pm Pacific /6pm EST from SpreakerLiveShow.comShow Today:- Help Us Help You: Struggles of New Podcasters- Is Podcast becoming a term to describe all audio content published online?- How to Find the Right Tone of Voice for your Podcast- Listener Comments Spreaker is on Instagram: https://www.instagram.com/spreaker_/Spreaker is also on LinkedIn: https://www.linkedin.com/company/spreaker/Tell your audience that your show is now available on Amazon Echo DevicesOn the show today:Help Us Help You: Struggles of New PodcastersSupport of New Show Creators can be tough for those doing supportOften the support staff does not understand the issues or frustrationEmail can be tough to interpret issuesNeed Reproducible errors and processes that can be replicated on our endSpreaker Support staff is in Europe and is 8-9 hours ahead of you in the USAHave patience with support as we work through issuesSupport team is trained to be patient and be clear and calmingBut caller needs to think clearly about problem and do best to give details on issuesIs there a new trend that if you create online media content of any kind — YouTube, Twitch, Google Hangouts, for example — you call it a podcast? Episodes only on YouTube are more and more being called a podcast. Only place you can find it. Is that a podcast? To be a podcast, media must be hosted for download and an RSS feed. So is this something new? “Oh look, I have a discussion I have recorded. It’s online. I’ll call it my podcast.”How to Find the Right Tone of Voice for your Podcasthttps://blog.spreaker.com/2017/11/28/find-right-tone-voice-podcast/Whether you listen to Common Sense with Dan Carlin, PBS NewsHour, or The New Yorker to get your podcast newsfix you’re aware of the big difference in how the presenters communicate their message; not just in the language they use but also their tone of voice. Tone can convey a thousand things to a listener and is key in getting what you want to say across correctly, how you use it will affect everything from how you’re interpreted as a person to the sincerity of the message you’re broadcasting. The Guardian says tone will “affect how we’re seen in terms of our personality, our emotional state, and even our professional competence”. Let’s take a look at some of the different podcast genres out there and see how you can use tone to create impact for yours! JournalisticGenerally speaking, if you’re reporting news a more ‘formal’ tone of voice is required. You need to sound authoritative and speaking with a lower pitch will help audience members feel confident in your credibility. Speak clearly and enunciate well, putting emphasis on the key facts such as locations and timings of events – there’s no room for misunderstandings with the news. However, you need to find that sweet spot where you aren’t over-enunciating as you could come across as patronizing! Last but not least you must always sound objective, keep a steady tone and try not to put emphasis on words which could imply personal opinion. Check out how Up First report the daily news for some inspiration on how to hit the right reporting note. As a rule of thumb, Jill Geisler advises to “communicate with command, comfort, and clarity”.Intimate - PassionateAt the other end of the spectrum, if you’re planning on sharing intimate details with your audience you need to take on a completely different voice persona, being as natural as possible. Talking about personal matters such as: marital problems, relationships and sexuality need to sound unrehearsed and honest. Imagine you are talking to a friend one-on-one, emphasize words you normally would and add inflection at the end of a phrase, making your speech sound question-like will invite listeners in.Kaitlin Prest’s show The Heart is just the sort of tonal dialogue to be aiming for check out her episode on arranged marriage to get some insight in how to use your voice.ReassuringTo have a voice which makes listeners feel in safe hands you need to sound genuine and warm. Your aim is to communicate with a soothing tone which creates a bubble of trust between you and your audience – opening up the opportunity for sharing. states Low frequency, continuous sounds are seen as comforting and Jennifer Pardo, says “in general people who speak a little slower tend to be perceived as more friendly” – marrying these two elements will help you be accepted as a trusted source by your listeners. ‘Agony aunt’ Dan Savage’s hit podcast, Savage Lovecast gives food for thought on how to master a comforting voice, his recent episode on will idea of what to work towards. To achieve it, imagine how a therapist might communicate with their patient – speak slowly in a stable low tone, inviting listeners into a safe virtual environment.Informative / Educational - PassionateReliability and credibility are the key character traits you want to convey when presenting an educational or informative show. To hit the nail on the head, speak with conviction, have a steady tone, communicate clearly and with confidence and don’t add go up in pitch at the end of your sentences – it will sound like you doubt what you’re saying! Try listening to Flash Forward discussing climate change to get some inspiration on how to use your voice. Sounding like a trusted source means pacing yourself, speaking too quickly and you come off sounding nervous and unsure, and add pauses here and there to add weight to what you’re saying.StorytellingThe key to great storytelling? “Communicating your humanity” according to the Huffingtonpost.com. Performance/acting. Be as human as possible, allow your audience to connect with what you’re saying and this will captivate them and compel them into wanting more. Be playful in where you place emphasis on words, storytelling can also allow you to have fun and take on various voices to convey different characters. Chasing Ghosts is a perfect example of the sort of engaging true-crime storytelling which has taken the world by storm of late – listen and get creative!This American Life’s presenter Ira Glass shares his trick for gripping storytelling, “Any story hits you harder if the person delivering it doesn’t sound like a news robot but, in fact, sounds like a real person having the reactions a real person would”. The overriding tip? Be as natural as possible with how you use your tone of voice, it is how a listener will engage with you as a presenter and ultimately connect with the message and TheBalance.com confirms this “on-air media superstars are those with the natural ability to communicate”.Comments:Adonnis Jamalthe millennial generation born 1981 to 1997. Generation X born 1965 to 1980Linda IrwinI have already gone to other platforms, Wenoo and VidLii. No problems in either places. To clarify the monetizing comment, I mean that people are getting flagged even if they are not monetized. By fair use, I mean reviewing a product or program even if you do not actually use images or clips from what you are reviewing, just flagged for mentioning their name.Spreaker Links:http://Adore.fmhttp://blog.spreaker.comhttp://SpreakerLiveShow.comhttps://Spreaker.comEmail: rob at spreaker.comSend Questions and Comments to:Twitter: http://twitter.com/spreaker using #SpreakerLiveTwitter: http://twitter.com/robgreenleeTwitter: http://twitter.com/alexeum Tech Support: support at spreaker.com

join two dollar bill josh and tom as they break down tonites game between the butler bulldogs and the uconn huskies