Podcast appearances and mentions of Jim Mora

Keith Weinhold breaks down how recent presidential housing policies could influence real estate investors and everyday homebuyers.  Then he walks through four different ways to eventually exit your investment properties—including a little-known strategy most investors have never heard of—so you can start thinking about how you'll one day harvest your gains, potentially with minimal or no taxes, while still preserving your wealth and flexibility. Episode Page: GetRichEducation.com/589 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the presidential administration has made some weighty decisions that could affect the real estate market for years. Then when it's time for you to sell your investment property, there are some smart ways to do it and some big mistakes to avoid. We're talking about four options for your real estate exit strategy, including the little discussed 721 exchange today on get rich education.   Keith Weinhold  0:32   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Russell Gray  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE you're inside one of America's longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, if you're working for the weekend, then you had better examine your Monday to Friday and start investing for leverage in income that's generated today. The good news is that down the road, when it comes time for you to sell your investment property, hopefully, after decades of handsome profits, even if that is years away, there are a lot of good options for you, including multiple ones that are tax deferred and effectively tax free. I'll discuss that later today, what we know, and what history has proven, is that savers lose wealth, stock investors maintain wealth, real estate investors build wealth. And I contend that within the discipline of real estate, being the investor is the best job of all of them, because, look, realtors rarely build wealth. Property managers that don't actually own the real estate, they also rarely build wealth. And the people on your maintenance team, they don't build wealth either. Now, as much as we might appreciate all these service professionals, I mean, I sure do this is not meant to disparage them. I'm trying to help you pick the right lane in real estate. Know that you're doing the right thing. Do the right thing before you do things right. By their own admission, the National Association of Realtors, the NAR they will tell you that the median gross income for a realtor is. Do you want to guess? Any guess as to what the median gross income for a realtor is? It is $58,100. that's it.    Keith Weinhold  3:37   And realize that's the figure being reported by the trade organization that represents the industry too licensed sales agents. Median income that's even lower. It is $41,700 also per the NAR I see myself realtors that have been in business 20 years, 30 years, 40 years, and all that time, they have never bought a single investment property for themselves. Instead, a lot of them spend their entire career helping other people get rich while they never get on the treadmill. But do you know what is even crazier to me, crazier than that, it's the number of people that manage properties, including some of my own property managers that I hire, and they don't own any investment real estate themselves. And I think that's crazy, because managers are doing what is one of the toughest jobs in real estate, always having to walk that tightrope, arbitrating between the property owner and the tenant, and as a result, often pleasing nobody. They're sort of like the football referee, the baseball umpire, the property manager they have to deal with The problem tenant. The manager has to bug the tenant to collect the late rent, and then your maintenance people. You know, I just met up with a contractor that's putting new flooring in one of my rentals. He's got a sense of humor, and he wore this great t shirt that says, I'm here because you broke it. I love that. But now his compensation isn't too shabby, but he's trading his time for dollars, and the income stops when his work stops. The lesson is, be the asset owner.    Keith Weinhold  5:35   Now this presidential administration has shaken up a lot of policies, good or bad we've got a bunch of new directives centered on the housing market. And really, this shouldn't come as any sort of surprise, since be mindful, the current White House occupant is a long time New York City Real Estate Investor, some of the more recent weighty moves that can affect you are banning institutional investors from buying single family homes that they turn into rentals, and the other one is a $200 billion bond purchase program aimed at reducing mortgage rates. Okay, whether those two things happen or not, it's good to look at their effect, how they move a real estate market, because when you understand the effects, then you learn a lesson, even if you're listening to this episode 10 years from now, the move to ban institutional investors. We're talking about conglomerate groups like Blackstone and invitation homes. The move to ban them from buying single family rentals is to try to reduce the demand and therefore, hopefully lower the price of single family homes in order to help affordability. Okay, that could work in concept. But here's the other thing that it does, there would be fewer rentals available on the market, because most institutional investors do buy those build to rent properties, that's what they're looking to acquire. So it's sort of what most any real estate investor would want. They would get higher rents and maybe some somewhat lower purchase prices, or at least a lower appreciation rate. But this whole move to ban institutional investors, that is mostly a nothing burger, that's all we're talking about here. And here's why you cannot undo the institutional purchases that were already made, and a lot of those got made, a lot of them during the pandemic. So it would only be banning new purchases. And another important point to consider here is how small this market is. I think these institutional buyers make a whole lot of outsized noise and often get pointed to as the boogeyman for running up prices of real estate. But that's not true. Only about two to 3% of single family rentals are owned by these giant investors, at least the ones that have over 1000 units. Okay, so this all sounds good as a political platitude. You trying to do something about it? I sort of understand that, but this ban, it just would not move the market very much at all now, perhaps a slight move could be triggered in cities that do have a lot of institutional ownership, like Atlanta, Jacksonville, Charlotte, but really little effect. The second directive from the President is having Fannie Mae and Freddie Mac buy $200 billion worth of mortgage bonds. This is really an effort to drive down mortgage rates and bring down monthly payments and make the cost of home ownership more affordable. The translation here for you is that whenever you inject money into something, money tends to flow more freely and rates get lower, kind of lowering the dam wall height, like I have given to you in other examples, when you buy bonds that demand pushes up bond prices, which lowers bond yields. And mortgage rates are tied to those lowered bond yields. And as soon as this was announced, like the very next day, mortgage rates fell into the high fives, yes, under 6% for the first time in three years. But the last thing effect of this that's been studied, and it's been shown to reduce mortgage rates by about three tenths of 1% so not nothing, but sort of small. However, if they're buying down rates like this one time, well then they might do it multiple times. So there you go. There are two recent directives from the president banning institutional investors from buying single family homes and buying mortgage bonds to lower mortgage rates.    Keith Weinhold  10:00   Either one of them with seismic effects. It's sort of like the 50 year mortgage proposal that the administration made a while ago, and that's probably not going to become a reality anytime soon, if ever. Here's a question that I have for you, and I'll let you answer. Do you like free markets, or would you rather have big government? Well, each of these directives are more government intervention into the free market, whether you like that or not. Another way to say it is that stuff like this makes a lot of splashy headlines, but it's not a bigger deal than a Philadelphia Eagles football game,at least. You know how these forces can move markets now    Keith Weinhold  10:46   straight ahead, it's the concise, definitive audio guide to selling your investment property. I'm going to detail four different ways that you can do it in this guide, including tax deferred and effectively, tax free methods. When you're able to defer taxes over and over again throughout your entire life, they effectively become tax free. You never have any tax obligation. Also, I will discuss one way of selling your property that you're probably not familiar with and you might have never heard about before in your life. I'm Keith Weinhold. You're listening to Episode 589 of get rich education.    Keith Weinhold  11:27   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre. Or or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again. 1-937-795-8989,   Keith Weinhold  12:39   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Russell Gray  13:12   Hi. This is Russell Gray, Main Street capitalist. You're listening to the get rich education show with Keith weinholden. Remember, don't quit your Daydream.    Keith Weinhold  13:20   You welcome back to get rich Education. I'm your host, Keith Weinhold, and I'm coming to you from Colorado Springs today, where I'm attending the real estate guys create your future goals retreat event, yeah, a goals event allows one to get introspective. One part of it is learning how I can serve you better on this show. Every week, since I do pour a lot of thought into what I share with you here. How much yeah, just, how much did this event mean to me? Well, my team is in the NFL playoffs, and I was willing to miss some playoff football for this.   Speaker 1  14:07    That's inexcusable, inexcusable. Playoffs. Don't talk about playoffs. You kidding me? Playoffs? I just hope we can win a game.   Keith Weinhold  14:19   Yeah, yeah. That is, that is, of course, the classic rant from a former NFL coach, Jim Mora. Maybe Jim needs to attend the goals retreat to put things into perspective here. now, whether it's just a few years from now or it's decades into your future, at some point we're all going to exit the real estate investing game, even if that's not until the day we die. I'll talk about that with whatever endeavor you're in. It is good to begin with. The end In mind. there's a good chance that you're either in real estate acquisition mode now, or you once were. Or where you're going to be in that real estate acquisition mode in the future, but after this accumulation phase of your life, hopefully, which you've turned into financial freedom through real estate, after that, you're going to be in the mode where, since you've already made it, you're going to want to just maintain the portfolio that you have or stop acquiring or you will want to sell eventually. The good news is that there are a lot of good options for selling your property and doing it, tax deferred and effectively tax free. Now I will not talk about selling your primary residence so much, though, this is focused on exiting from your investment property, primary residence sales rules with the IRS is that your first 250k of gain is exempt from capital gains tax if you're single, and your first 500k is shielded from tax if you're married. Quite a marriage incentive there.    Keith Weinhold  15:59   But as we focus on investment properties. This is influenced by a question from one of our older GRE listeners, 62 year old, Mark, who wrote in last year, was such a good question and I answered his question on air last month. I'll basically expand on that answer today. Mark said he has listened to every GRE episode ever, and therefore, congratulations, he made it. He reached financial freedom, and he's got a sizable portfolio. Some of his properties are paid off. Others are leveraged. But see, Mark is hesitant to buy more property because he's already made it his wife doesn't want more properties because she associates it with him having to do more work. Now, when you're still in pursuit of financial freedom, well, you don't mind investing a small slice of your time each month into real estate, a little light management, remotely, maybe, but once your residual income exceeds all of your expenses, well, then at that point, your time is going to start to become more valuable. So let's look at four here, four solid options for exiting your property, and then I'm going to examine the pros and cons of each one. The first of four is simply to sell real estate in the conventional way, just a plain sale to a buyer, where you see that it gets fixed up and you list it and you sell it outright. Well, the pros of this are is that it gets you to your exit, and it also turns your equity into cash. The cons, the downside of doing it this way is that you're going to give up your ongoing stream of income. Your Cash Flow is going to be gone. You might have to remove tenants, depending on your scenario. You have to fix up and stage the home to prepare it for the market. That could be as little as 5k or as much as 50k or more, depending on the size of your real estate, you're going to have to pay a real estate agent a commission of 3% or more and pay capital gains tax of 15% or more. That's one five. And you'll also have to pay depreciation recapture, and of course, you don't have to pay 15% of the total asset value. It's just 15% of the value gain during the time that you held this property, right? So the tax and fix up cost can eat into your profit with this first of four ways to sell your property, although you are still probably in for a pretty nice windfall upon the sale if you've held it for a while. All right, so the first way is a plain sail, and a lot of people would agree that is not the best way to do it. Okay, it gets far better from here. The second sale option that you have is something that a lot of real estate investors like us are familiar with, or have at least heard of, and the general public has not, and that is the 1031 exchange. You'll also hear it be called the 1031 tax deferred Exchange, or the 1031 like kind exchange, because you trade your property up for another property that's kind of like it. It is a hugely powerful wealth building and wealth preservation tool, okay, section 1031, of the IRS tax code that allows an investor to exit a property without incurring any capital gains taxes. That also does not trigger depreciation recapture when you sell your property, but in order for you to get those tax deferred benefits. Importantly, you have to roll your game into another piece of real estate. Now there are a lot of rules and nuances around 1031 ones. I have done multiple 1030 ones in my life, and they are so worth doing and amplifying your wealth, building power I will not cover all the rules and nuances those things like the three properties rule and the 200% rule, and that rule about how you need to identify your replacement property within 45 days and close on it within 180 days, and all of that. Because what I've done is I've completely broken that down on the show with you here previously, and as always, I explained it in the most clear, incoherent way that I could for you. I best did that on episode 143 of get rich education. The name of that episode is your 1031 exchange guide, tax deferral for life. Now, there do get to be some numbers flying around here, so you want to listen closely, you might find yourself skipping back for simple example purposes, in a 1031assume that you bought a $200,000 duplex 20 years ago, and it's now worth 500k you depreciated the value of the duplex every year, as is actually required by the IRS, assuming you took a total of 100k of depreciation over the life of your ownership of it, and you did not make any improvements to it. The basis of your property is then 100k because it's your 200k purchase price, minus 100k in total depreciation write offs. When you sell the property for 500k you now have a gain of 500k minus 100k which is 400k depreciation, recapture and capital gains are not taxed at the same rate, and it depends on some things, but let's assume that your blended tax rate is 20% that means you would owe 20% on your 400k so that would be 80k in taxes if you just did the plain sale. But not many people want to stroke a check to the IRS for 80k so instead, if you take your 400k of gain and roll it into a new property, or properties, you can defer your obligation to pay this 80k. Yes, you do not owe the IRS a thing. Now this is beautiful. You get that tax break virtually nowhere else in the investing world, okay, so what you've now done is that you have exited the property a duplex, in this case, via 1031 exchange, and you've traded it up for another property. So you're still a real estate investor. You have not exited being one of those, but you sold the duplex and replaced it with another property, or properties, all right, that was the second of four sale options, the 1031, exchange, and, yeah, as you can see, there do get to be some numbers flying around, some deep dive learning for you here. And that's why I lightened it up with the Jim Mora clip before we dove in.   Keith Weinhold  22:54   The third way is called refi for life. Now we could almost put an asterisk on this third way, because with a refi for life, it's not a sale of the property at all. What it is is it's really a way for you to sell your equity to a bank yet still retain the property. Therefore, you access capital without triggering any taxes. You get a nice, big windfall payout while you still hold the asset, and it keeps paying you up to five ways at the same time. Yeah, you will also hear this refi for life strategy referred to as other things. Refi till you die, is one way to put it, as equity accumulates, say, every five or 10 years, you just do another cash out refi, enjoy the tax free windfall and keep holding on to the asset that is the same thing. Other names for this repeated series of cash out refis throughout your life that you might hear, which I'm calling refi for life. Those other names are live on leverage, the equity to income strategy, the infinite hold, the generational hold strategy, hold until step up, or you might hear, buy, borrow, never sell. They all mean the same thing. I'm calling it refi for life. Let me give you a simple refi for life. Example, using conservative assumptions, say that today you put a total of 200k down to control $1 million worth of rental property. Your initial loan balance is 800k we'll just say your cash flow is zero. Your property is appreciated 6% per year. After 10 years, your million dollars of property, growing at 6% annually, is worth almost $1.8 million if you refinance a 75% loan to value your new loan, amount is 1.3 5 million you pay off the original 800k loan, that leaves you with raw. 550k of cash out refinance proceeds. Congratulations, you got a windfall, and your 550k is tax, free loan money to you not income, because the IRS says debt is not income, therefore it's not taxed. Yes, and you heard that right. You can do whatever you want with those funds. What you've now done is you pulled out more than two and a half times your original 200k investment. And yes, while you still own the property, you continue to hold this appreciating asset. Tenants keep paying down your debt over time, and inflation keeps working in your favor, all right, and remember, that's only what you did at the 10 year mark. You are not done. It just keeps getting better. Fast forward five more years to the 15 year mark, at 6% appreciation continuing your original Million Dollar Portfolio is now worth about $2.4 million at 75% loan to value that property supports total debt of roughly $1.8 million at this point, your existing loan balance from the prior refinance, it's still that 1.3 5 million so you pay it off with a new loan. This allows you to extract an additional 450k of tax free cash. So add it up. This means at the 10 year mark, you got 550k and then here, at the 15 year mark, you got another 450k across your two refinances combined, you have now pull out a cool million dollars in tax free loan proceeds. That's nearly $1 million of liquid, usable capital from an original 200k investment that you made 15 years ago, without you ever selling the property. You still own. What's worth now $2.4 million worth of property, you've got the million liquid and you still have not triggered any tax at all. So at this stage, you can just live off your million dollars of refinance proceeds, or you can choose to reinvest it into new assets. Or you can selectively pay down your debt to increase your cash flow, or you can simply hold and let inflation continue shrinking the real value of your loans, and let inflation continue to make your properties go up in price, then down the road when you eventually die, your heirs receive a step up in basis largely eliminating capital gains tax. That is just amazing. That is refi for life in plain English. So that is the third of four exit strategies that I'm sharing with you here today. And understand there are a few caveats here. I only went to the 15 year mark, you can keep doing it every five years. Beyond that, it just keeps getting better as leverage compounds the value of what you own. Now I kept it simple for learning purposes in an audio format with you here, you're probably going to have even more equity than those numbers I gave you because I didn't even include the principal pay down that your tenants make for you.    Keith Weinhold  28:26   And let's discuss a few more pros and cons of this refi for life plan. The pros are that you've borrowed, and you've done that with perhaps a home equity line of credit, home equity loan or a second mortgage, you borrowed against the property in perpetuity and get tax free cash. Interest paid on the amount borrowed is tax deductible too. If you don't have enough tax advantages, there's also that you've got zero property sale, transaction friction or risk, you pass along the value of your home or portfolio to heirs on a stepped up basis. What that means, in essence, is when you pass away your depreciation recapture and your capital gains are wiped out, that's what a stepped up basis means. Okay, those were the pros, the cons, the downsides of doing this, and there aren't very many, but it's that it does not get you out of property ownership while you're still alive. If that's what you're looking for, your property cash flow gets reduced when you do a refi because you have a new debt service obligation. However, you've also got incremental rent increases throughout time that could offset that. And the other thing is, think about your heirs. Sometimes heirs find it challenging to divide homes among themselves, so your heirs need to be pretty well educated on related real estate and tax principles. So those are the cons of refi for Life. We're talking about four distinct access strategies for your investment real estate today on get rich education podcast episode 589 I'm your host, Keith Weinhold    Keith Weinhold  30:09   and the fourth way, the least understood and least utilized way, is known as the 721 exchange. And I want to thank a different GRE listener named Nate in California in his acquire to retire blog. It's worth checking out. I want to thank Nate for his contribution here. Nate heard the GRE episode last year about 62 year old. Listener Mark's desire to sell, and that's what got Nate to write in about the 721 exchange, yes, just like the 1031 exchange is named for that particular section of the IRS tax code, it's just the same with the 721 and of all four methods we're discussing today, it's the only one of the four that I have not done myself. So I have studied it how the 721 exchange works is that say you have a case where you're a rental property owner and you realize that you just don't want the hassles of landlording, but you like the financial benefit that the ownership gives you. What you can do is sell your home to a partnership and receive shares in that partnership. The 721 exchange rules stipulate that this is not a taxable event, and therefore no capital gains tax or depreciation recapture are due. Now that you're an owner in the partnership, you still get the benefits of owning the property, like appreciation and cash flow and such, and you get these benefits across a greater number of properties in markets diversification, because you are a fractional owner in the other properties that are in the partnership, not only your own. And when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs. And see it is surely easier to divide shares among, say, four children than it is to divide your 31 rental houses among four children, because your four children are all going to have different goals and varying degrees of financial savvy. So the 721 exchange really is a great estate planning tool as well. So you will have this partnership that makes an offer to buy your property. Section 721, of the IRS Code allows a property owner to contribute real estate to a partnership in exchange for partnership units. And of course, you are going to need to learn how to vet the partnership. Now let's look at some of the pros and cons of this. The upside the pros are that it gets you out of being a direct property owner, if that's just something down the road that you don't want to do anymore. No more repair requests or HOAs, property tax bills, insurance bills, vacancies or property improvements. And of course, the hedge against that, I favor using a property manager to take care of that for me, but that is a different topic. But in any case, you also defer paying capital gains tax and depreciation recapture by rolling your equity into a qualified real estate fund. Some more upsides of the 721 are that you get shares in the real estate fund that offers you continued cash flow and possible appreciation. There's often no need for you to pay to fix up or stage the property for sale, no agent commissions to pay. You diversify your risk across multiple markets and properties you get to contribute to, and you sort of become part of a like minded community of real estate investors, and you peripherally stay attached to your real estate, even though you're no longer the direct owner of it. Now, of course, being a direct owner of real estate is where you get both the profits and the control, but again, after a decade, or even 50 Years of direct ownership, you're just choosing to be done with that phase. So the 721 is a permanent solution. There's no sort of next decision, stress or risk. It is done. It is solved. But like I said, the shares are easy to divide among heirs compared to a portfolio of homes. All right, how about the cons the negative of a 721 exchange? Well, you're going to forfeit the ability to borrow against your asset, the refi for life plan that I talked about in the third way you can sell your property. Also you're going to have to pay some onboarding fees or some management fees to the partnership, and you're going to lose future 1031 exchange availability. And that is it. That is the 721 exchange. Again, I want to thank GRE listener, Nate from California, for reaching out to the show, and he's got a great blog. That's what got me to study the 721 exchange some more. This can happen with an up rate. You've probably heard of a REIT before, really.   Keith Weinhold  35:00   Estate Investment Trust and upreet, up r, e, i, t, that is in umbrella partnership. REIT, as investors, we acquire and hold real estate for the long term because it provides those real estate pays five ways, benefits of appreciation, cash flow, ROA, tax benefits and inflation profiting. But as you begin with the end in mind, it's going to be aware of your options so that you can optimize that inevitable exit of yours down the row. To summarize what you've learned so far on this segment of the show is that there are four viable exit strategies for real estate investors, the straight sale, the 1031, tax deferred exchange, refi for life, which isn't a sale at all. It's a series of cash out refis, and finally, the 721 exchange, where you sell to a partnership, all with their various pros and cons. So some really good options for you. You can look up Ridge lending group, if you want to do a cash out refi on your investment property, they're very well versed in how to do those things. That was the third strategy, the refi for life. What do I personally recommend that you do? Well, I don't know your situation, but I can just tell you what I do myself, and that is generally, if I like a property, I keep doing the refi for life thing, continued cash out refinances, and I just keep holding onto the property and enjoying that tax free cash. That's if I like a property. If I don't like a property, I will be more likely to 1031 exchange it up into something larger, and when I'm older and done being a direct real estate investor, that's time. I'll probably take a close look at a 721, exchange and see if it's right for me at that time. How can you learn more about these four exit strategies and what professional parties might you want to use to help facilitate it? Well, it is the same place that you get free coaching from us, and it's also the same place where you find just the right next investment property so that you're going to have something to sell in future decades. That is it gre investmentcoach.com that's free consultation with our coaches at greinvestmentcoach.com   Keith Weinhold  37:19   I'm Keith Weinhold, thanks for being here, but you weren't here for me. You were here for you. Don't quit your Daydream.   Speaker 1  37:29   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  37:57   The preceding program was brought to you by your home for wealth building, get richeducation.com you.  

In hour 3 of The Drive, Zach and Phil continue to preview the College Football Playoff with tomorrow night's Sugar Bowl. Will Ole Miss's lack of head finally come back to bite them as they face one of the best coaches in college football in Kirby Smart. What has been the biggest surprise in Denver sports in 2025? We debate between Bo Nix's second half comeback proving he is a franchise quarterback, Gabe Landeskog returning to the ice to be an impact player after missing 3 years, and much more. Who was the biggest disappointment in Denver sports in 2025? We wrap up the show discussing who in Denver sports, the guys are buying stock in for 2026, including Jim Mora and Troy Franklin. 

We’re back with another year-end special pulling from some of the best interviews we did all year—conversations worth revisiting, plus a few moments you may have missed the first time around. This edition features ESPN’s Seth Wickersham, Super Bowl–winning QB Joe Flacco, Chiefs Chairman & CEO Clark Hunt, longtime coach Jim Mora, and college football analyst David Pollack. From inside-the-building reporting and front-office leadership to quarterback longevity, coaching philosophies, and how the sport looks from the booth, these interviews cover a lot of ground—fast. It’s a highlight reel of the stories, perspectives, and straight-talk that made these sit-downs stand out all year.See omnystudio.com/listener for privacy information.

We’re back with another year-end special pulling from some of the best interviews we did all year—conversations worth revisiting, plus a few moments you may have missed the first time around. This edition features ESPN’s Seth Wickersham, Super Bowl–winning QB Joe Flacco, Chiefs Chairman & CEO Clark Hunt, longtime coach Jim Mora, and college football analyst David Pollack. From inside-the-building reporting and front-office leadership to quarterback longevity, coaching philosophies, and how the sport looks from the booth, these interviews cover a lot of ground—fast. It’s a highlight reel of the stories, perspectives, and straight-talk that made these sit-downs stand out all year.See omnystudio.com/listener for privacy information.

Happy holidays—and I hope you enjoyed the first round of the College Football Playoff.With Christmas approaching and another college football season sliding toward its next chapter, Jim Mora is beginning one of his own.The new head coach at Colorado State joined the Y-Option podcast, fueled by our founding sponsor, 76® - keeping you on the GO GO GO so you never miss a beat, to share the why behind his decision to lead CSU in the reborn Pac-12.What struck me most in our conversation wasn't the résumé—NFL head coach, UCLA head coach, program rebuilder at Connecticut, mentor to generations—not even our long friendship.It was the choice.The decision to take on something unfinished. To step into uncertainty. To begin again—not because he had to, but because he wanted to.Y-Option: College Football with Yogi Roth is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.Jim Mora has lived inside football his entire life. Not as a job, but as an inheritance. A family calling that shaped him as a coach, a son, a father, a husband, and a leader. From the Pac-8 days of his father's career, to playing in the Pac-10, to coaching in the Pac-12, his journey mirrors the evolution of the sport itself.Which is why this moment matters.Colorado State isn't a nostalgia play.It's a belief play.Jim is stepping into a re-imagined Pac-12. Into a conference finding its footing again. Into a program searching for identity and traction in a version of college football none of us could have fully imagined five years ago.NIL.The portal.Revenue sharing.An expanded College Football Playoff.Realignment.For some, that landscape feels overwhelming.For Jim Mora, it feels familiar.He sees today's college football ecosystem as closer to the NFL than ever before. The portal functions like free agency. Recruiting resembles a draft. Financial realities echo a salary cap. The guardrails may differ, but the principles remain the same: roster construction, culture, alignment, and adaptability.That word—adaptability—came up again and again.You have to have a plan.You have to believe in fundamentals.You have to hold standards.And you also have to be willing to adjust—often daily—without losing your core.Coach Mora learned that from some of the greatest to ever do it: Hall of Fame coaches and executives who shaped how he views leadership, decision-making, and sustained excellence.But none of it works without people.Coach Mora has always been clear about that.Building programs. Scaling mountains. Taking on challenges without guarantees. College football continues to pull him in because of the impact—the opportunity to shape young people during some of the most formative years of their lives. To teach lessons not only through success, but through failure. To help players grow into men, not commodities.That perspective matters now more than ever.The mountain ahead is clear.A new program.A re-imagined conference.A legitimate—though demanding—path toward competing on the sport's biggest stages.And a daily commitment to do the work required to turn ambition into reality.Jim Mora isn't chasing legacy.He isn't chasing comfort.He's chasing alignment with the work.And maybe that's the clearest lesson of all.After all this time, he finally feels like he knows what he's doing—even as he embraces the truth that the climb never ends.I think you'll enjoy this conversation as we all head into the holiday season, hopefully with a little time off, a good hike, or a fun surf.On behalf of all of us at Y-Option, thank you for your love, support, and community.Much love and stay steady,YogiY-Option: College Football with Yogi Roth is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.y-option.com/subscribe

This RamNation Radio episode is brought to you by Pedersen Toyota, your Local Toyota Dealer Serving Fort Collins, Loveland, Windsor and Timnath for more than 50 years. It is also made possible by Ginger and Baker — our favorite restaurant(s) in all of Fort Collins, and Ram Zone (powered by the CSU Bookstore) — the best place to get all your Ram gear. Former longtime Colorado State athletics beat reporter Matt Stephens joins the show for a candid, wide-ranging conversation on CSU athletics and the state of college sports. He tells stories from the infamous Jim McElwain departure and Jack Graham a decade ago, breaks down the Jim Mora hire and reported coordinator moves, and whether CSU is truly maximizing its expanded coaching salary pool. We also talk CSU men's basketball, Tad Boyle's recent comments, and why Ali Farokmanesh's portal approach has paid immediate dividends. Lastly we tackle major issues facing college football, including the latest NIL chaos, transfer tampering, private equity, and a future playoff system shifting back toward the power leagues — and how college football can fix what's becoming a broken product. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

0:00 - Are Moser and Vic 'fraidy cats? They're being accused of it on the text line. It sounds like they might be scared of the Big Bad Packers.16:31 - CSU Head Football Coach Jim Mora joined us today to disuss his vision for the Rams next season. How can recruit talent from inside Colorado and keep it in Colorado? How will CSU stay competitive in the NIL/Portal era? Can he convince players to stay in Fort Collins? 36:16 - It's our favorite part of the week DRUNK TAKES! We take clips from throughout the week, slow em down to half speed and it makes us sound like we're hammered!Today's edition includes WAITING FOR SPENCER JONES, new space of pleasure, Colorado WagoOoOoOoNnNnNn, and you got Mommed.

CSU Head Football Coach Jim Mora joined us today to disuss his vision for the Rams next season. How can recruit talent from inside Colorado and keep it in Colorado? How will CSU stay competitive in the NIL/Portal era? Can he convince players to stay in Fort Collins? 

This RamNation Radio episode with DA4 is brought to you by Pedersen Toyota, your Local Toyota Dealer Serving Fort Collins, Loveland, Windsor and Timnath for more than 50 years. It is also made possible by Ginger and Baker — our favorite restaurant(s) in all of Fort Collins, and Ram Zone (powered by the CSU Bookstore) — the best place to get all your Ram gear. Joel and Mike recap the week in CSU basketball, including the thrilling 91-86 win over rival CU Saturday at Moby Arena, as well as the Rams' win over Dartmouth Tuesday. Then former Ram WR great David Anderson, who served on the search committee for a new head football coach, joins us to give us the inside scoop on what the 24-day coaching search process looked like, share stories, explain what separated Jim Mora from other candidates, and much more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

(S9, E18) This week on the Colorado State Insider, Brian dives into a strong start for Rams hoops, with both the men's and women's teams sitting at 8–2, highlighted by the men's thrilling 91–86 win over Colorado in front of a packed Moby Arena. Plus, it's football talk as Brian shares comments from head coach Jim Mora and sits down with Deputy Director of Athletics Scott Sidwell to discuss the coaching search, Mora's hiring, and the vision for the future of CSU football.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In hour 3 of The Drive, Zach and Phil are joined by veteran NFL reporter James Palmer to discuss his biggest takeaway from the Broncos win over the Raiders, RJ Harvey's growth in confidence with running between the tackles, and if there is a bigger role for Marvin Mims on offense. How will the AFC playoff picture shake out with the Chiefs not winning the division for the first time in nearly a decade? Zach and Phil question how Sean Payton can use Marvin Mims more after Mims showed off his explosiveness with a punt return touchdown. Are the Avalanche on a collision course to face off with the Stars in the second round of the playoffs? We preview the Avs and Predators game tonight. Could the hire of Jim Mora shift the balance of relevance in college football in Colorado? How will Deion Sanders respond with his "back against the wall" with how poorly CU performed this season?

Hour 1 of The Drive kicks off with Zach and Phil cross talking with Dover and Cecil. The guys discuss the Avalanche championship aspirations. If the Avs fall short from a Stanley Cup again, will it be time to move on from coach Jared Bednar? The guys rank the Denver sports teams from most likely to win a championship to least. Zach and Phil question how Sean Payton can use Marvin Mims more after Mims showed off his explosiveness with a punt return touchdown. Can the hire of Jim Mora shift the balance of relevance in college football in Colorado? How will Deion Sanders respond with his "back against the wall" with how poorly CU performed this season? How will Mora's plan and Sanders' plan differ from a program and roster building standpoint? 

Bruce Haertl and Troy Renck are in for Hot Takes. Quick recap of Thursday Night Football and the Avs loss to the Islanders. Without a dominant team in the AFC, could the Broncos path to the top be any cleaner? With the possibility that Mahomes and Lamar Jackson may not even make it. Herbert is injured in LA—and Daniel Jones is playing on a fractured fibula. Is this just part of the ‘charmed life' that the Broncos have been living all season? A look at the Broncos-Raiders matchup on Sunday. What are the guys most interested in seeing? Is Bo Nix starting to find his rhythm? Who is the AFC team that the Broncos want to avoid seeing in the postseason? Or is there even one? Bruce and Troy give their thoughts on Colorado St. hiring Jim Mora as their next head football coach. Catch a Friday edition of Hot Takes! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ramblers 12/1/2025: Listen as KCSU Sports Directors Adam Gross and John Vu and fellow Rocky Mountain Student Media sports reporters Sophie Webb and Devin Imsirpasic chat about their experience covering the Mountain West Women's Volleyball Championship.Having recently returned from the volleyball championships in Las Vegas (the last round played on Nov. 24), the RMSM sports team has much more to recover from beyond having to cover a three-set loss for the Rams; the team succumbed to an array of scheduling difficulties on their trip. Beyond their abrupt final volleyball game of the semester, the Ramblers have much to report on from the world of football, from the extravagant first press conference from Football Coach Jim Mora, who begins his tenure in Fall 2026, to the end of a rocky season. To close out, Devin Imsirpasic touches on his experience interviewing former Colorado State alumni Nique Clifford of the Sacramento Kings at Ball Arena ahead of their game against the Nuggets, and even making it to the press room following the matchup.Ramblers will return to the airwaves in January 2026. Tune in to 90.5 FM, on our website at kcsufm.com, or on our KCSU app to listen.

(S9, E17) This week on the Colorado State Insider Brian is joined by football radio analyst Marty Lenz for a full breakdown of Colorado State football. The two recap the Jim Mora introductory press conference, discuss rivalries and talk about what's ahead for the program. Later, Brian turns to basketball and looks ahead to Saturday's men's basketball match-up with Colorado. And he sits down with senior guard Hannah Ronsiek for a conversation on Colorado State women's basketball.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Avs beat the Canucks last night, 3-1 and are now up to 44 points on the season and have not lost in regulation at home. The team is on pace for the most points in the history of the NHL, so why aren't the Avs talked about more in the Denver market? A Nikola Jokić vs. Nathan MacKinnon debate - which player is more dominant? Can any team beat the Avs in a 7-game series right now? Plus, are there 10 quarterbacks in the NFL that are currently better than Bo Nix? How many QB's would you take over Nix in the 4th quarter in crunch time? And finally, who is the best college football head coach in the state of Colorado? Troy Calhoun, Deion Sanders or Jim Mora? Eric and Bruce break it all down on a Wednesday morning edition of Hot Takes! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jim Mora left UConn for the top football coaching job at Colorado State University last week. But it's not just sports reporters digging into this; political reporter, Mike Cerulli, has been doing some digging to see how state officials are responding to the news with potential taxpayer dollars. Image Courtesy of Melissa Sheketoff

CT State Comptroller Sean Scanlon joins us for the hour to discuss lowering taxes, his higher hopes, and his disappointment in Jim Mora leaving UConn for Colorado State.

Mike Evans and Brandon Stokley kick off today’s show bouncing around the Denver sports scene between the Broncos’ sleep schedule, the Nuggets’ struggling defense, and the big-boy hire at CSU. They chat about the kinds of things NFL free agents look at when they’re on the market before they examine what makes Bo special in the clutch. There are some Broncos fans concerned about the Patriots after last night’s blowout, Mike and Stoke point out some flaws in the Broncos’ 1 seed rival. Have the Broncos fixed their penalty problem? They get misty-eyed seeing new CSU coach Jim Mora doing it right. Mike and Stoke are joined by our 9News Broncos Insider, Mike Klis, to get some inside info about Sean Payton’s sleep specialist, the Broncos’ confidence, and what makes Bo so good in clutch time.  

In hour 2 of The Drive, Zach and Phil continue to discuss the record setting financial losses the University of Colorado is taking on this year. How much pressure is on Deion Sanders to win big next season with the amount of commitment the school has made to the program? We pivot to the Broncos and react to the latest projections for their playoff odds, Super Bowl odds and more. Today's "Three Count" includes the Broncos signing Elijah Moore to the practice squad to add depth to the WR for their playoff push, the Patriots continuing their win streak and our thoughts on if they match up with the Broncos in the playoffs, and CU Basketball off to their best start in 50+ years at 8-0. We dive through the details of Jim Mora's contract with Colorado State and hear from his opening press contract on why he wanted to be a Ram and what we will see from his team. 

In the 2nd hour, Dover and Cecil talked about Evan Engram finally having a breakout game on Sunday night. Why did Jim Mora take the CSU head coaching job? The fellas reacted to last night's Nuggets game. Why are the Nuggets struggling? The guys gave their thoughts on Cooper Flagg's first ever game against the Nuggets. 

0:00 - Vic, Mose, and Mat discuss which Broncos players are in the groove going into their matchup with the Raiders. Hard for the gang to think of just two or three but they try...and ultimately fail because frankly the whole team is grooving.14:49 - The gang gives their impressions of Jim Mora's press conference/rally as he's welcomed in as Colorado State's new head football coach. They also do some comparisons with other head coaching moves in college football that may have been a little more chaotic than this one.34:53 - The show winds down with an inclement weather update, followed by an important discussion of strange items the gang have used to scrape snow off their car windows. Plus, a fact check from Not Nelly.

0:00 - Vic, Mose, and Mat react to the Nuggets losing 131-121 last night against the Mavericks. What's the diagnosis? Bad defense? Injuries? Either way, the gang is p'd off and some other cuss words you can't say on radio.16:55 - Patriots winning on MNF means the Broncos got some serious competition for that one seed. The gang compares team notes, schedules, rosters, who has the edge?35:59 - Colorado State officially welcomed their new head football coach Jim Mora at a press conference/rally yesterday. Are the boys smitten with Mora before the offseason even starts?

10 am: Dom Amore from the Hartford Courant will talk UConn sports (i.e, Jim Mora, Husky hoops), MLB, and other related topics 11 am: Rickey Hampton from The African-American Athlete Podcast will talk about Thursday's Cowboys-Lions showdown, and other Detroit sports-related topics (i.e., Pistons, Tigers)

This RamNation Radio episode is brought to you by Pedersen Toyota, your Local Toyota Dealer Serving Fort Collins, Loveland, Windsor and Timnath for more than 50 years. It is also made possible by Ginger and Baker — our favorite restaurant(s) in all of Fort Collins, and Ram Zone (powered by the CSU Bookstore) — the best place to get all your Ram gear. Joel and Mike talk about the highlights from Jim Mora's introductory press conference. Plus, T'N'T College Football podcast host Bobby Wilson shares his perspective of Mora, what to expect from the new coach, what players/recruits/coaches could follow, and much more. Lastly, we touch on the hoops team's performance in the Bahamas and look ahead to the rivalry showdown with the Buffs Saturday. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Kyle and Cello recap their Thanksgiving. Football season is flying by - high school has one week left and the CFB conference championship games are coming up. After losing to the Cowboys on Thanksgiving, are the Chiefs done? Are the 9-3 Chicago Bears for real? The Commanders are reeling, so should the Broncos blow them out tonight? Thoughts on the Buffs and Rams and CSU hiring Jim Mora as their next head coach. On the Sunday Stroll, the guys get into the latest with the Nuggets and Avalanche. 

John Davis and Mike Rice are in for Thanksgiving Day. Is Thanksgiving your favorite holiday? Or is Christmas still on top? What is one Thanksgiving food that you do not like? Thoughts on the Broncos contract extensions this week - Will Lutz, Luke Wattenberg and Malcolm Roach. Is John Franklin-Myers now the odd man out? Avs continue to dominate, as they shut out the Sharks last night, 6-0 for their 10th straight win. CSU hires Jim Mora as their next head football coach. 

More on the contract extensions for Lutz, Wattenberg and Roach. Thoughts on the Broncos defense and the ability to stop the run. A look at Colorado and Colorado St. What does Coach Prime's future hold in Boulder? Will CSU turn into a contender with Jim Mora at the helm? Update of the Avs and Nuggets and a closer look at the Avs goaltender situation - is Wedgewood or Blackwood the #1 goalie right now? What about for the playoffs? 

On today's show ‪Torres reacts to the STUNNING news that UConn head football coach Jim Mora leaves UConn. WHY Colorado State? And what's next for the Huskies? Circa is the OFFICIAL hotel and gaming partner of the Aaron Torres Podcast: Check out their NEW sportsbook in Franklin, Kentucky or visit their Las Vegas property! Want to watch your favorite college football team or get tickets to ANY big game - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠at SeatGeek you can use code "TORRES" and get $20 off your first purchase! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Also, thank you to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Caulipuffs, the healthy, yet delicious snack⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ that is taking over Learn more about your ad choices. Visit megaphone.fm/adchoices

In hour 3 of The Drive, Zach and Phil react to Sean Payton's comments on Patrick Surtain returning to the team, the Broncos running game, and how the weather conditions could factor into Sunday's game. Will Payton turn to Jaleel McLaughlin more this weekend? Should we expect a lower scoring game vs the Commanders? We react to Colorado State hiring Jim Mora from UConn to be the next head coach. We explain why Mora was a homerun hire for the program and dive into what he has built in Storrs, Connecticut. We preview the Colorado Buffaloes final game of the 2025 season as they take on Kansas State. What kind of effort will CU play with, with no bowl game on the horizon? In honor of Thanksgiving, we share what we are thankful for in Denver sports and in our personal lives. 

Hour 1 of The Drive kicks off with Zach and Phil cross talking with Cecil and Will. The guys discuss if people would respect a Broncos Super Bowl if they don't go through the tough test of Kansas City in the playoffs. Zach and Phil react to the Broncos making some surprising contract extensions mid-season with Luke Wattenberg and Malcolm Roach. Phil explains why it's important for the Broncos to spend money on their roster now while Bo Nix is on a rookie contract while Zach points out how great the new ownership has been about taking care of their homegrown players that deserve new contracts. We react to Colorado State hiring Jim Mora from UConn to be the next head coach. We explain why Mora was a homerun hire for the program and dive into what he has built in Storrs, Connecticut. In honor of Thanksgiving, we share what we are thankful for in Denver sports. 

Chuck thinks Miami is going to get left out of the CFP. Chuck and Heath discuss a report that Arkansas is hiring USF's Alex Golesh as their next head coach. Jake Reuse of Dawgs HQ looks at Georgia's game with Georgia Tech and their efforts to maintain a high profile QB commitment. See omnystudio.com/listener for privacy information.

Cecil and Will Petersen opened the show reacting to the latest news of CSU hiring Jim Mora as their next head coach. Does CSU have the best college football coach in the state? The guys reacted to the Broncos giving a contract extension to Luke Wattenberg. How important was it to keep Wattenberg on this offensive line? The fellas then reacted to Malcolm Roach getting a new deal from the Broncos. 

In the 3rd hour, Cecil and Will gave their thoughts on the CSU Rams hiring Jim Mora as their next head coach. The guys reacted to Luke Wattenberg and Malcolm Roach getting new deals with the Broncos. The fellas heard from Von Miller saying that he wanted to sign with the Broncos before signing with Washington. Who should we be scoreboard watching for the Broncos? 

(1) John giddy for Thanksgiving & What to do with Joe Burrow? (2) Jim Mora going to Colorado State & more on the coaching carousel (3) Rob Dauster, Field of 68 College Basketball Analyst, on Tigers and CBB (4) Auburn game weird in blowout loss while Bruce Pearl on the call for ESPN

0:00 - Avs are back in action tonight against the San Jose Sharks! Let's preview the game with Head Coach Jared Bednar. We'll also pick Bedsie's brain on Wedgewood's stellar season and get a full injury update. 16:57 - The Thanksgiving NFL Slate is awesome! Tomorrow will be a great day for doing nothing and watching football. 31:58 - CSU hired a new head football coach, and it's a home run hire! Good for them. Jim Mora (not THAT Jim Mora...his son) is a great choice for the Rams. After that...you're in the good ol' days right now, Denver. Enjoy them. 

(S9, E16) This week on the Colorado State Insider podcast, the Rams have their guy as Jim Mora is set to take over the CSU football program. Brian breaks down Mora's background, why Colorado State targeted him, and what his arrival could mean for the future of the Rams. Brian also sits down with CSU tight end Rocky Beers and previews Friday's match-up with Air Force with the voice of the Falcons, Jim Arthur.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This hope-filled RamNation Radio episode is brought to you by Pedersen Toyota, your Local Toyota Dealer Serving Fort Collins, Loveland, Windsor and Timnath for more than 50 years. It is also made possible by Ginger and Baker — our favorite restaurant(s) in all of Fort Collins, and Ram Zone (powered by the CSU Bookstore) — the best place to get all your Ram gear. Joel and Mike discuss the hiring of UConn football coach Jim Mora, and the impressive nature of the coaching search and investment CSU is making to improve the program. They talk about the pros and cons of the hire, as well as the hope it brings to Ram fans starved for winning. They discuss his impressive pedigree, what staff could join him, and what players may follow him. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

High School Football is big in the State of CT and no bigger day than Thanksgiving as rivalry games are featured. WFSB's Joe Zone runs down some good matchups and also comments on the departure of Jim Mora from UConn.

with Adam Giardino afte rthe Huskies close the regular season with a wild 48-45 win at Florida Atlantic

Mike and Jim look ahead to the Huskies trip to FAU Saturday

During the 2pm hour of today's show Chuck & Chernoff presented the audience with their Top Story of the Day before explaining why today is a Good Day with audio from Dennis Green, Jim Mora, Mike Dikta and Jerry Burns.See omnystudio.com/listener for privacy information.

Between the years of 1985 thru 1996, the New Orleans Saints had risen from the cellar of the NFL to become a perennial playoff team. Though they never won a playoff game during that time, the Saints, behind quarterback Bobby Hebert and a legendary linebacking corps known as the Dome Patrol, became one of the NFL's elite teams. Behind it all was the quotable head coach with ties to the USFL, Jim Mora. In this episode of the podcast, hosts Dana Auguster and Charles Combs will talk about the key players and moments from that time in Saints history along with there own personal memories of that team, both growing up in Louisiana at the time. Later in the show we will send a shout out to the Who Dat Chant. a chant, which actually became famous in the 1960s thanks to high school and colleges in the area but actually predates the NFL itself and we will settle....sort of ...the debate which have raged on for decades. Which came first the Who Dat chant in New Orleans or the Who Dey chant in Cincinnati? To contact the show you could send an e-mail to Historically.Speaking.Sports@gmail.com. Mentioned in this episode:Sports History Network Theme SongThis theme song was produced by Ron "Tyke" Oliver of Music Meets Sportz https://sites.google.com/view/sportsfanztastic/sports-history-network?authuser=0

Bill opened the show by reacting to Oklahoma State firing head football coach Mike Gundy and outlined how quickly college coaches can lose it. Bill and Ryan then discussed possible replacements for the Cowboys before getting into the Giants decision to bench Russell Wilson for Jaxson Dart. Start/Bench/Cut was next as Bill ranks the best postgame rants from coaches and his favorite family dramas. World Series champion Jerry Hairston Jr. then joined the show to discuss the historic implications if the Tigers miss the playoffs and who his favorite to win the World Series is. Buy or Sell was next as Bill answers if the Eagles offense is boring and if Oklahoma is still a College Football Playoff contender without John Mateer. The show ends with Bill and Ryan choosing between Russell Wilson as their quarterback or a random backup.

UCONN vs. Syracuse College Football Pick Prediction 9/6/2025 by Tony T. Recent Box Score Key Stats UCONN at Syracuse 12PM ET—Connecticut went 9-4 last year for head coach Jim Mora in his fourth season. The team returns eleven starters. The ground game led the offense with 193 yards rushing per game with 4.9 yards per attempt. Quarterback play was inaccurate and inefficient.

Send us a textCollege Football Analyst and Author of Phil Steele's College Football Preview, Phil Steele joins the podcast to talk the 2025 UConn Football season. We break down the schedule, the job Jim Mora has done, and more. 

New AP Poll just dropped! In this college football podcast episode, we react to the newly-released poll by discussing which teams are too high and which are too low. Plus, we talk through key injury news around the sport, including LSU's Garrett Nussmeier and others. And last but not least, we make our case for the College Football Red Zone channel, and why we think we should be hosts. Finally, we close out our 136-team preview marathon by breaking down Notre Dame and UConn. How close is the quarterback derby between CJ Carr and Kenny Minchey, and how do the Irish stack up this season as compared to last? Then, we examine UConn's fascinating rise under Jim Mora. Timestamps:0:00 - Intro5:53 - AP Top 25 Poll Reactions24:26 - Injury Updates29:37 - CFB Red Zone Channel38:31 - Notre Dame Football Preview1:00:30 - UConn Football Preview Support the show and get perks like ad-free episodes, early releases, bonus content, Discord access and much more: https://www.verballers.com _____ A fan of our college football podcast? Leave us a rating and review, and don't forget to subscribe or follow so you don't miss any of our podcast episodes: Apple Podcasts: https://play.solidverbal.com/apple-podcasts Spotify: https://play.solidverbal.com/spotify Amazon Music: https://play.solidverbal.com/amazon-music Overcast: https://play.solidverbal.com/overcast Pocket Casts: https://play.solidverbal.com/pocketcasts Podcast Addict: https://play.solidverbal.com/podcast-addict CastBox: https://play.solidverbal.com/castbox Our college football show is also available on YouTube. Subscribe to the channel at: https://www.youtube.com/@solidverbal Learn more about the show on our website: https://www.solidverbal.com/about Want to get in touch? Give us a holler on Twitter: @solidverbal, @tyhildenbrandt, @danrubenstein, on Instagram, or on Facebook. You can also find our college football podcast out on TikTok and Threads. Stay up to date with our free weekly college football newsletter: https://quickslants.solidverbal.com/subscribe. College football has been our passion since we started The Solid Verbal College Football Podcast back in 2008. We don't just love college football, we live it!Support the show!: https://www.patreon.com/solidverbalSee omnystudio.com/listener for privacy information.

John Schneider is extended and another 3rd baseman not named Eugenio Suarez is off the board. Mike Morris, Seahawks DE sits down with Ian to preview the season and discuss the defensive personnel this season. He also dives into the veterans in camp right now and how much rivalries matter. Ian compares the last five years of John Schneider and Jerry Dipoto. While they might look the same on paper, there's quite a large difference. Danny O'Neil, The Dang Apostrophe! Danny is LIVE at Seahawks training camp and reacts to John Schneider's contract extension, which he deems warranted. This is also only the second year where Schneider is the main man in charge. Danny maintains they have to find their unquestioned quarterback, and he might be on the roster right now. Ian and Danny discuss the changes we've seen over the years in training camp, especially going back to the Jim Mora era. When looking at Jerry Dipoto's tenure, Danny contends that he's done the best he could with what he's been given - and the consistency shouldn't be overlooked. However, perhaps Jerry should speak as little as John Schneider does. Danny weighs in on the NBA's continued absence in Seattle, why the Sonics left in the first place and why it's taking so long for their return. Corbin Smith, Emerald City Spectrum joins. Checking in on the Text Line! Crosstalk with Softy!See omnystudio.com/listener for privacy information.

Before we can talk about what the Saints might do in the immediate future, we want to take a look at the past and see if there are any similarities for the starting point of Coach Kellen Moore. The past five coaches to start a season as the team's head coach – Dennis Allen in 2022, Sean Payton in 2006, Jim Haslett in 2000, Mike Ditka in 1997 and Jim Mora and 1986 – all were very different. Is Moore like any of those guys? Can he do anything similar to what Payton and Haslett did in finishing 10-6 with multiple playoff games? Host Jim Derry is ready to ask Saints historian Jim Rapier, who just happens to be a former Times-Picayune sports writer. It's all fun looking back on Monday's Dattitude Podcast (Ep. 389) presented by Evangeline Securities, and Gabe Henderson has a very unusual fact to present when it comes to the potential signing of quarterback Tyler Shough and his fellow second-round draft picks.

In this week's mailbag we answer....Outside of the NOLA No Call year, if you could "Angels in the Outfield" any of the Brees Post Season heartbreak losses, which would you choose to help the team make it to and win the Super Bowl?Would you rather the QB room progress to the regular season without a veteran talent or do you feel they need a veteran QB to better the room?Can Ralph beat 90 year old Jim Mora in a fight?What is something Kellen Moore could do around the city to gain favor with the fan base that would make him “less dull”? Wrong answers only?What happens if Shough, Rattler, and Haener are all awful next season?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.