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Okayyy…the countdown is ON! Our book, Almost 30: A Definitive Guide to a Life You Love For The Next Decade and Beyond, comes out June 3rd, and we CAN'T WAIT for you to have it! In honor of our book baby's birth, we're talking all things Saturn Return in this blast-from-the-past episode.Morning Microdose is a podcast curated by Krista Williams and Lindsey Simcik, the hosts and founders of Almost 30, a global community, brand, and top rated podcast.With curated clips from the Almost 30 podcast, Morning Mircodose will set the tone for your day, so you can feel inspired through thought provoking conversations…all in digestible episodes that are less than 10 minutes.Wake up with Krista and Lindsey, both literally and spiritually, Monday-Friday.If you enjoyed this conversation, listen to the full episode on Spotify here and on Apple here.

Keith Weinhold breaks down how recent presidential housing policies could influence real estate investors and everyday homebuyers.  Then he walks through four different ways to eventually exit your investment properties—including a little-known strategy most investors have never heard of—so you can start thinking about how you'll one day harvest your gains, potentially with minimal or no taxes, while still preserving your wealth and flexibility. Episode Page: GetRichEducation.com/589 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the presidential administration has made some weighty decisions that could affect the real estate market for years. Then when it's time for you to sell your investment property, there are some smart ways to do it and some big mistakes to avoid. We're talking about four options for your real estate exit strategy, including the little discussed 721 exchange today on get rich education.   Keith Weinhold  0:32   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Russell Gray  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE you're inside one of America's longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, if you're working for the weekend, then you had better examine your Monday to Friday and start investing for leverage in income that's generated today. The good news is that down the road, when it comes time for you to sell your investment property, hopefully, after decades of handsome profits, even if that is years away, there are a lot of good options for you, including multiple ones that are tax deferred and effectively tax free. I'll discuss that later today, what we know, and what history has proven, is that savers lose wealth, stock investors maintain wealth, real estate investors build wealth. And I contend that within the discipline of real estate, being the investor is the best job of all of them, because, look, realtors rarely build wealth. Property managers that don't actually own the real estate, they also rarely build wealth. And the people on your maintenance team, they don't build wealth either. Now, as much as we might appreciate all these service professionals, I mean, I sure do this is not meant to disparage them. I'm trying to help you pick the right lane in real estate. Know that you're doing the right thing. Do the right thing before you do things right. By their own admission, the National Association of Realtors, the NAR they will tell you that the median gross income for a realtor is. Do you want to guess? Any guess as to what the median gross income for a realtor is? It is $58,100. that's it.    Keith Weinhold  3:37   And realize that's the figure being reported by the trade organization that represents the industry too licensed sales agents. Median income that's even lower. It is $41,700 also per the NAR I see myself realtors that have been in business 20 years, 30 years, 40 years, and all that time, they have never bought a single investment property for themselves. Instead, a lot of them spend their entire career helping other people get rich while they never get on the treadmill. But do you know what is even crazier to me, crazier than that, it's the number of people that manage properties, including some of my own property managers that I hire, and they don't own any investment real estate themselves. And I think that's crazy, because managers are doing what is one of the toughest jobs in real estate, always having to walk that tightrope, arbitrating between the property owner and the tenant, and as a result, often pleasing nobody. They're sort of like the football referee, the baseball umpire, the property manager they have to deal with The problem tenant. The manager has to bug the tenant to collect the late rent, and then your maintenance people. You know, I just met up with a contractor that's putting new flooring in one of my rentals. He's got a sense of humor, and he wore this great t shirt that says, I'm here because you broke it. I love that. But now his compensation isn't too shabby, but he's trading his time for dollars, and the income stops when his work stops. The lesson is, be the asset owner.    Keith Weinhold  5:35   Now this presidential administration has shaken up a lot of policies, good or bad we've got a bunch of new directives centered on the housing market. And really, this shouldn't come as any sort of surprise, since be mindful, the current White House occupant is a long time New York City Real Estate Investor, some of the more recent weighty moves that can affect you are banning institutional investors from buying single family homes that they turn into rentals, and the other one is a $200 billion bond purchase program aimed at reducing mortgage rates. Okay, whether those two things happen or not, it's good to look at their effect, how they move a real estate market, because when you understand the effects, then you learn a lesson, even if you're listening to this episode 10 years from now, the move to ban institutional investors. We're talking about conglomerate groups like Blackstone and invitation homes. The move to ban them from buying single family rentals is to try to reduce the demand and therefore, hopefully lower the price of single family homes in order to help affordability. Okay, that could work in concept. But here's the other thing that it does, there would be fewer rentals available on the market, because most institutional investors do buy those build to rent properties, that's what they're looking to acquire. So it's sort of what most any real estate investor would want. They would get higher rents and maybe some somewhat lower purchase prices, or at least a lower appreciation rate. But this whole move to ban institutional investors, that is mostly a nothing burger, that's all we're talking about here. And here's why you cannot undo the institutional purchases that were already made, and a lot of those got made, a lot of them during the pandemic. So it would only be banning new purchases. And another important point to consider here is how small this market is. I think these institutional buyers make a whole lot of outsized noise and often get pointed to as the boogeyman for running up prices of real estate. But that's not true. Only about two to 3% of single family rentals are owned by these giant investors, at least the ones that have over 1000 units. Okay, so this all sounds good as a political platitude. You trying to do something about it? I sort of understand that, but this ban, it just would not move the market very much at all now, perhaps a slight move could be triggered in cities that do have a lot of institutional ownership, like Atlanta, Jacksonville, Charlotte, but really little effect. The second directive from the President is having Fannie Mae and Freddie Mac buy $200 billion worth of mortgage bonds. This is really an effort to drive down mortgage rates and bring down monthly payments and make the cost of home ownership more affordable. The translation here for you is that whenever you inject money into something, money tends to flow more freely and rates get lower, kind of lowering the dam wall height, like I have given to you in other examples, when you buy bonds that demand pushes up bond prices, which lowers bond yields. And mortgage rates are tied to those lowered bond yields. And as soon as this was announced, like the very next day, mortgage rates fell into the high fives, yes, under 6% for the first time in three years. But the last thing effect of this that's been studied, and it's been shown to reduce mortgage rates by about three tenths of 1% so not nothing, but sort of small. However, if they're buying down rates like this one time, well then they might do it multiple times. So there you go. There are two recent directives from the president banning institutional investors from buying single family homes and buying mortgage bonds to lower mortgage rates.    Keith Weinhold  10:00   Either one of them with seismic effects. It's sort of like the 50 year mortgage proposal that the administration made a while ago, and that's probably not going to become a reality anytime soon, if ever. Here's a question that I have for you, and I'll let you answer. Do you like free markets, or would you rather have big government? Well, each of these directives are more government intervention into the free market, whether you like that or not. Another way to say it is that stuff like this makes a lot of splashy headlines, but it's not a bigger deal than a Philadelphia Eagles football game,at least. You know how these forces can move markets now    Keith Weinhold  10:46   straight ahead, it's the concise, definitive audio guide to selling your investment property. I'm going to detail four different ways that you can do it in this guide, including tax deferred and effectively, tax free methods. When you're able to defer taxes over and over again throughout your entire life, they effectively become tax free. You never have any tax obligation. Also, I will discuss one way of selling your property that you're probably not familiar with and you might have never heard about before in your life. I'm Keith Weinhold. You're listening to Episode 589 of get rich education.    Keith Weinhold  11:27   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre. Or or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again. 1-937-795-8989,   Keith Weinhold  12:39   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Russell Gray  13:12   Hi. This is Russell Gray, Main Street capitalist. You're listening to the get rich education show with Keith weinholden. Remember, don't quit your Daydream.    Keith Weinhold  13:20   You welcome back to get rich Education. I'm your host, Keith Weinhold, and I'm coming to you from Colorado Springs today, where I'm attending the real estate guys create your future goals retreat event, yeah, a goals event allows one to get introspective. One part of it is learning how I can serve you better on this show. Every week, since I do pour a lot of thought into what I share with you here. How much yeah, just, how much did this event mean to me? Well, my team is in the NFL playoffs, and I was willing to miss some playoff football for this.   Speaker 1  14:07    That's inexcusable, inexcusable. Playoffs. Don't talk about playoffs. You kidding me? Playoffs? I just hope we can win a game.   Keith Weinhold  14:19   Yeah, yeah. That is, that is, of course, the classic rant from a former NFL coach, Jim Mora. Maybe Jim needs to attend the goals retreat to put things into perspective here. now, whether it's just a few years from now or it's decades into your future, at some point we're all going to exit the real estate investing game, even if that's not until the day we die. I'll talk about that with whatever endeavor you're in. It is good to begin with. The end In mind. there's a good chance that you're either in real estate acquisition mode now, or you once were. Or where you're going to be in that real estate acquisition mode in the future, but after this accumulation phase of your life, hopefully, which you've turned into financial freedom through real estate, after that, you're going to be in the mode where, since you've already made it, you're going to want to just maintain the portfolio that you have or stop acquiring or you will want to sell eventually. The good news is that there are a lot of good options for selling your property and doing it, tax deferred and effectively tax free. Now I will not talk about selling your primary residence so much, though, this is focused on exiting from your investment property, primary residence sales rules with the IRS is that your first 250k of gain is exempt from capital gains tax if you're single, and your first 500k is shielded from tax if you're married. Quite a marriage incentive there.    Keith Weinhold  15:59   But as we focus on investment properties. This is influenced by a question from one of our older GRE listeners, 62 year old, Mark, who wrote in last year, was such a good question and I answered his question on air last month. I'll basically expand on that answer today. Mark said he has listened to every GRE episode ever, and therefore, congratulations, he made it. He reached financial freedom, and he's got a sizable portfolio. Some of his properties are paid off. Others are leveraged. But see, Mark is hesitant to buy more property because he's already made it his wife doesn't want more properties because she associates it with him having to do more work. Now, when you're still in pursuit of financial freedom, well, you don't mind investing a small slice of your time each month into real estate, a little light management, remotely, maybe, but once your residual income exceeds all of your expenses, well, then at that point, your time is going to start to become more valuable. So let's look at four here, four solid options for exiting your property, and then I'm going to examine the pros and cons of each one. The first of four is simply to sell real estate in the conventional way, just a plain sale to a buyer, where you see that it gets fixed up and you list it and you sell it outright. Well, the pros of this are is that it gets you to your exit, and it also turns your equity into cash. The cons, the downside of doing it this way is that you're going to give up your ongoing stream of income. Your Cash Flow is going to be gone. You might have to remove tenants, depending on your scenario. You have to fix up and stage the home to prepare it for the market. That could be as little as 5k or as much as 50k or more, depending on the size of your real estate, you're going to have to pay a real estate agent a commission of 3% or more and pay capital gains tax of 15% or more. That's one five. And you'll also have to pay depreciation recapture, and of course, you don't have to pay 15% of the total asset value. It's just 15% of the value gain during the time that you held this property, right? So the tax and fix up cost can eat into your profit with this first of four ways to sell your property, although you are still probably in for a pretty nice windfall upon the sale if you've held it for a while. All right, so the first way is a plain sail, and a lot of people would agree that is not the best way to do it. Okay, it gets far better from here. The second sale option that you have is something that a lot of real estate investors like us are familiar with, or have at least heard of, and the general public has not, and that is the 1031 exchange. You'll also hear it be called the 1031 tax deferred Exchange, or the 1031 like kind exchange, because you trade your property up for another property that's kind of like it. It is a hugely powerful wealth building and wealth preservation tool, okay, section 1031, of the IRS tax code that allows an investor to exit a property without incurring any capital gains taxes. That also does not trigger depreciation recapture when you sell your property, but in order for you to get those tax deferred benefits. Importantly, you have to roll your game into another piece of real estate. Now there are a lot of rules and nuances around 1031 ones. I have done multiple 1030 ones in my life, and they are so worth doing and amplifying your wealth, building power I will not cover all the rules and nuances those things like the three properties rule and the 200% rule, and that rule about how you need to identify your replacement property within 45 days and close on it within 180 days, and all of that. Because what I've done is I've completely broken that down on the show with you here previously, and as always, I explained it in the most clear, incoherent way that I could for you. I best did that on episode 143 of get rich education. The name of that episode is your 1031 exchange guide, tax deferral for life. Now, there do get to be some numbers flying around here, so you want to listen closely, you might find yourself skipping back for simple example purposes, in a 1031assume that you bought a $200,000 duplex 20 years ago, and it's now worth 500k you depreciated the value of the duplex every year, as is actually required by the IRS, assuming you took a total of 100k of depreciation over the life of your ownership of it, and you did not make any improvements to it. The basis of your property is then 100k because it's your 200k purchase price, minus 100k in total depreciation write offs. When you sell the property for 500k you now have a gain of 500k minus 100k which is 400k depreciation, recapture and capital gains are not taxed at the same rate, and it depends on some things, but let's assume that your blended tax rate is 20% that means you would owe 20% on your 400k so that would be 80k in taxes if you just did the plain sale. But not many people want to stroke a check to the IRS for 80k so instead, if you take your 400k of gain and roll it into a new property, or properties, you can defer your obligation to pay this 80k. Yes, you do not owe the IRS a thing. Now this is beautiful. You get that tax break virtually nowhere else in the investing world, okay, so what you've now done is that you have exited the property a duplex, in this case, via 1031 exchange, and you've traded it up for another property. So you're still a real estate investor. You have not exited being one of those, but you sold the duplex and replaced it with another property, or properties, all right, that was the second of four sale options, the 1031, exchange, and, yeah, as you can see, there do get to be some numbers flying around, some deep dive learning for you here. And that's why I lightened it up with the Jim Mora clip before we dove in.   Keith Weinhold  22:54   The third way is called refi for life. Now we could almost put an asterisk on this third way, because with a refi for life, it's not a sale of the property at all. What it is is it's really a way for you to sell your equity to a bank yet still retain the property. Therefore, you access capital without triggering any taxes. You get a nice, big windfall payout while you still hold the asset, and it keeps paying you up to five ways at the same time. Yeah, you will also hear this refi for life strategy referred to as other things. Refi till you die, is one way to put it, as equity accumulates, say, every five or 10 years, you just do another cash out refi, enjoy the tax free windfall and keep holding on to the asset that is the same thing. Other names for this repeated series of cash out refis throughout your life that you might hear, which I'm calling refi for life. Those other names are live on leverage, the equity to income strategy, the infinite hold, the generational hold strategy, hold until step up, or you might hear, buy, borrow, never sell. They all mean the same thing. I'm calling it refi for life. Let me give you a simple refi for life. Example, using conservative assumptions, say that today you put a total of 200k down to control $1 million worth of rental property. Your initial loan balance is 800k we'll just say your cash flow is zero. Your property is appreciated 6% per year. After 10 years, your million dollars of property, growing at 6% annually, is worth almost $1.8 million if you refinance a 75% loan to value your new loan, amount is 1.3 5 million you pay off the original 800k loan, that leaves you with raw. 550k of cash out refinance proceeds. Congratulations, you got a windfall, and your 550k is tax, free loan money to you not income, because the IRS says debt is not income, therefore it's not taxed. Yes, and you heard that right. You can do whatever you want with those funds. What you've now done is you pulled out more than two and a half times your original 200k investment. And yes, while you still own the property, you continue to hold this appreciating asset. Tenants keep paying down your debt over time, and inflation keeps working in your favor, all right, and remember, that's only what you did at the 10 year mark. You are not done. It just keeps getting better. Fast forward five more years to the 15 year mark, at 6% appreciation continuing your original Million Dollar Portfolio is now worth about $2.4 million at 75% loan to value that property supports total debt of roughly $1.8 million at this point, your existing loan balance from the prior refinance, it's still that 1.3 5 million so you pay it off with a new loan. This allows you to extract an additional 450k of tax free cash. So add it up. This means at the 10 year mark, you got 550k and then here, at the 15 year mark, you got another 450k across your two refinances combined, you have now pull out a cool million dollars in tax free loan proceeds. That's nearly $1 million of liquid, usable capital from an original 200k investment that you made 15 years ago, without you ever selling the property. You still own. What's worth now $2.4 million worth of property, you've got the million liquid and you still have not triggered any tax at all. So at this stage, you can just live off your million dollars of refinance proceeds, or you can choose to reinvest it into new assets. Or you can selectively pay down your debt to increase your cash flow, or you can simply hold and let inflation continue shrinking the real value of your loans, and let inflation continue to make your properties go up in price, then down the road when you eventually die, your heirs receive a step up in basis largely eliminating capital gains tax. That is just amazing. That is refi for life in plain English. So that is the third of four exit strategies that I'm sharing with you here today. And understand there are a few caveats here. I only went to the 15 year mark, you can keep doing it every five years. Beyond that, it just keeps getting better as leverage compounds the value of what you own. Now I kept it simple for learning purposes in an audio format with you here, you're probably going to have even more equity than those numbers I gave you because I didn't even include the principal pay down that your tenants make for you.    Keith Weinhold  28:26   And let's discuss a few more pros and cons of this refi for life plan. The pros are that you've borrowed, and you've done that with perhaps a home equity line of credit, home equity loan or a second mortgage, you borrowed against the property in perpetuity and get tax free cash. Interest paid on the amount borrowed is tax deductible too. If you don't have enough tax advantages, there's also that you've got zero property sale, transaction friction or risk, you pass along the value of your home or portfolio to heirs on a stepped up basis. What that means, in essence, is when you pass away your depreciation recapture and your capital gains are wiped out, that's what a stepped up basis means. Okay, those were the pros, the cons, the downsides of doing this, and there aren't very many, but it's that it does not get you out of property ownership while you're still alive. If that's what you're looking for, your property cash flow gets reduced when you do a refi because you have a new debt service obligation. However, you've also got incremental rent increases throughout time that could offset that. And the other thing is, think about your heirs. Sometimes heirs find it challenging to divide homes among themselves, so your heirs need to be pretty well educated on related real estate and tax principles. So those are the cons of refi for Life. We're talking about four distinct access strategies for your investment real estate today on get rich education podcast episode 589 I'm your host, Keith Weinhold    Keith Weinhold  30:09   and the fourth way, the least understood and least utilized way, is known as the 721 exchange. And I want to thank a different GRE listener named Nate in California in his acquire to retire blog. It's worth checking out. I want to thank Nate for his contribution here. Nate heard the GRE episode last year about 62 year old. Listener Mark's desire to sell, and that's what got Nate to write in about the 721 exchange, yes, just like the 1031 exchange is named for that particular section of the IRS tax code, it's just the same with the 721 and of all four methods we're discussing today, it's the only one of the four that I have not done myself. So I have studied it how the 721 exchange works is that say you have a case where you're a rental property owner and you realize that you just don't want the hassles of landlording, but you like the financial benefit that the ownership gives you. What you can do is sell your home to a partnership and receive shares in that partnership. The 721 exchange rules stipulate that this is not a taxable event, and therefore no capital gains tax or depreciation recapture are due. Now that you're an owner in the partnership, you still get the benefits of owning the property, like appreciation and cash flow and such, and you get these benefits across a greater number of properties in markets diversification, because you are a fractional owner in the other properties that are in the partnership, not only your own. And when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs. And see it is surely easier to divide shares among, say, four children than it is to divide your 31 rental houses among four children, because your four children are all going to have different goals and varying degrees of financial savvy. So the 721 exchange really is a great estate planning tool as well. So you will have this partnership that makes an offer to buy your property. Section 721, of the IRS Code allows a property owner to contribute real estate to a partnership in exchange for partnership units. And of course, you are going to need to learn how to vet the partnership. Now let's look at some of the pros and cons of this. The upside the pros are that it gets you out of being a direct property owner, if that's just something down the road that you don't want to do anymore. No more repair requests or HOAs, property tax bills, insurance bills, vacancies or property improvements. And of course, the hedge against that, I favor using a property manager to take care of that for me, but that is a different topic. But in any case, you also defer paying capital gains tax and depreciation recapture by rolling your equity into a qualified real estate fund. Some more upsides of the 721 are that you get shares in the real estate fund that offers you continued cash flow and possible appreciation. There's often no need for you to pay to fix up or stage the property for sale, no agent commissions to pay. You diversify your risk across multiple markets and properties you get to contribute to, and you sort of become part of a like minded community of real estate investors, and you peripherally stay attached to your real estate, even though you're no longer the direct owner of it. Now, of course, being a direct owner of real estate is where you get both the profits and the control, but again, after a decade, or even 50 Years of direct ownership, you're just choosing to be done with that phase. So the 721 is a permanent solution. There's no sort of next decision, stress or risk. It is done. It is solved. But like I said, the shares are easy to divide among heirs compared to a portfolio of homes. All right, how about the cons the negative of a 721 exchange? Well, you're going to forfeit the ability to borrow against your asset, the refi for life plan that I talked about in the third way you can sell your property. Also you're going to have to pay some onboarding fees or some management fees to the partnership, and you're going to lose future 1031 exchange availability. And that is it. That is the 721 exchange. Again, I want to thank GRE listener, Nate from California, for reaching out to the show, and he's got a great blog. That's what got me to study the 721 exchange some more. This can happen with an up rate. You've probably heard of a REIT before, really.   Keith Weinhold  35:00   Estate Investment Trust and upreet, up r, e, i, t, that is in umbrella partnership. REIT, as investors, we acquire and hold real estate for the long term because it provides those real estate pays five ways, benefits of appreciation, cash flow, ROA, tax benefits and inflation profiting. But as you begin with the end in mind, it's going to be aware of your options so that you can optimize that inevitable exit of yours down the row. To summarize what you've learned so far on this segment of the show is that there are four viable exit strategies for real estate investors, the straight sale, the 1031, tax deferred exchange, refi for life, which isn't a sale at all. It's a series of cash out refis, and finally, the 721 exchange, where you sell to a partnership, all with their various pros and cons. So some really good options for you. You can look up Ridge lending group, if you want to do a cash out refi on your investment property, they're very well versed in how to do those things. That was the third strategy, the refi for life. What do I personally recommend that you do? Well, I don't know your situation, but I can just tell you what I do myself, and that is generally, if I like a property, I keep doing the refi for life thing, continued cash out refinances, and I just keep holding onto the property and enjoying that tax free cash. That's if I like a property. If I don't like a property, I will be more likely to 1031 exchange it up into something larger, and when I'm older and done being a direct real estate investor, that's time. I'll probably take a close look at a 721, exchange and see if it's right for me at that time. How can you learn more about these four exit strategies and what professional parties might you want to use to help facilitate it? Well, it is the same place that you get free coaching from us, and it's also the same place where you find just the right next investment property so that you're going to have something to sell in future decades. That is it gre investmentcoach.com that's free consultation with our coaches at greinvestmentcoach.com   Keith Weinhold  37:19   I'm Keith Weinhold, thanks for being here, but you weren't here for me. You were here for you. Don't quit your Daydream.   Speaker 1  37:29   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  37:57   The preceding program was brought to you by your home for wealth building, get richeducation.com you.  

In Cineversary podcast episode #90, host ⁠Erik J. Martin⁠ commemorates the 80th anniversary Notorious, directed by Alfred Hitchcock. Joining him in this installment is Kim Newman, the renowned UK critic and film scholar, esteemed journalist, and award-winning author of The Definitive Guide to Horror Movies. Erik and Kim head down to the wine cellar to uncork exactly what makes Notorious great, why this movie deserves kudos 80 years later, what makes this film different from other Hitchcock works, salient themes, and much more.Learn more about the Cineversary podcast at www.cineversary.com and email show comments or suggestions to cineversarypodcast@gmail.com.

The Omnibus 1 agreement has finally been signed off – but what happens next? In this last episode before the Christmas break, Frank Bold's Senior Policy Officer Julia Otten and Andreas Rasche, Assistant Dean and Professor of Business in Society at Copenhagen Business School, return to the Frankly Speaking podcast, hosted by Richard Howitt, to give their final verdict on what the Omnibus 1 means for the effectiveness of sustainability legislation in the EU. Together they discussed to what extent the final Omnibus package provides certainty to businesses and broke down the key changes to the Corporate Sustainability Reporting Directive (CSRD) and Corporate Sustainability Due Diligence Directive (CSDDD). You'll also hear more about: How the Omnibus 1 changes may impact businesses in the future – including the risk of facing heavier burdens due to less available information The significance of the Ombuswoman's finding of malpractice by the European Commission during this Omnibus 1 process, especially for future simplification packages The role of the far-right in pushing through the final Omnibus 1 text, and why companies have an obligation to speak out  Whether historians writing on this period may still regard this era of simplification as a step forward, not a step back Julia and Andreas's advice to companies on what they should do now the final Omnibus 1 package has been concluded Listen in and follow us on LinkedIn and Youtube! 

Save 20% on all Nuzest Products WORLDWIDE with the code MIKKIPEDIA at www.nuzest.co.nz, www.nuzest.com.au or www.nuzest.comThis week on the podcast, Mikki speaks to Dr Lise Alschuler — a naturopathic oncologist, professor of clinical medicine, and one of the most respected voices in integrative cancer care worldwide. Dr Alschuler is known for bridging rigorous evidence with deeply human practice, helping people navigate not just cancer treatment, but the long arc of survivorship that follows. Her work spans circadian biology, metabolic health, botanical therapeutics, lifestyle medicine, and the psychology of living well after cancer.Their conversation travels through the evolving landscape of survivorship, delves into what high-quality follow-up care actually looks like, how to integrate whole-person philosophy within a conventional and often fragmented medical system, and what an ideal post-treatment care pathway would include. From insomnia to fatigue, melatonin to magnesium, morning light to meal timing, they unpack the practical tools that genuinely help restore circadian regulation — and why circadian disruption is far more consequential than most oncology guidelines acknowledge.They also explore exercise as a survival enhancer, how to guide intensity safely for those wary of over-exertion, and why maintaining muscle may be one of the most under-recognised cancer-prevention strategies. Adaptogens, botanicals, and supplement selection all feature, with clear insight into what works, for whom, and where caution is needed.They close with a deep dive into insulin resistance, nutrition strategies, carbohydrate restriction, soy, alcohol, processed food, vitamin D, and the broader metabolic terrain influencing recurrence risk.Dr. Alschuler is past-President and past-Board member of the American Association of Naturopathic Physicians and a founding board member and Past-President of the Oncology Association of Naturopathic Physicians. She has been an invited speaker to more than 350 scientific/medical conferences, published over 27 peer-reviewed articles, been an investigator on 8 research studies, written 9 chapters for medical textbooks, and has co-authored two books, Definitive Guide to Cancer, now in its 3rd edition, and Definitive Guide to Thriving After Cancer. The American Association of Naturopathic Physicians (AANP) recognized Dr. Alschuler in 2014 as Physician of the Year. She also received an honorary degree from the Canadian College of Naturopathic Medicine and the Joseph Pizzorno Founders award from Bastyr University in the same year. She was honored with the AANP President's award in 2016 and received the Impact award from the National Association of Nutrition Professionals in 2017. In 2020, she received the Sheikh Zayed International Award in Naturopathy. She holds the rank of Professor at Sonoran University and also retains her rank as a Professor of Clinical Medicine at the University of Arizona where she previously served as the Associate Director of the Fellowship in Integrative Medicine at the Andrew Weil Center for Integrative Medicine.For over 10 years, Dr. Alschuler has co-hosted a podcast, Five To Thrive Live! about living more healthfully in the face of cancer and chronic disease. She was the founding Executive Director of TAP Integrative, a nonprofit web-based educational resource for integrative practitioners. Previously, she was the VP of Quality and Education for Emerson Ecologics, a distributor of dietary supplements to healthcare professionals. Prior to that, she was department head of naturopathic medicine at Midwestern Regional Medical Center – Cancer Treatment Centers of America, a JCAHO-certified 95-bed regional medical center. She was also the clinic medical director and botanical medicine chair at Bastyr University. She was on the faculty of Southwest College of Naturopathic Medicine in its early years, helping to establish its botanical medicine curriculum.Outside of her professional commitments, she enjoys early morning walks with her two dogs, relaxing outdoor evenings with her spouse, honing her golf game, and cultivating a deeper sense of purpose and authenticity.https://www.sonoran.edu/faculty/dr-lise-alschuler/https://www.drlise.net/work.html Curranz Supplement: Use code MIKKIPEDIA to get 20% off your first order - go to www.curranz.co.nz  or www.curranz.co.uk to order yours Contact Mikki:https://mikkiwilliden.com/https://www.facebook.com/mikkiwillidennutritionhttps://www.instagram.com/mikkiwilliden/https://linktr.ee/mikkiwilliden

Friedman, Gower, Monomyth, Headfirst. Back for show #11!! Closing out the year with a deep dive on the great mod of all time.

What can you do to help turn the widening gender pay gap around? For 20 years, American workers watched as the discrepancy between men's and women's incomes slowly lessened. Then, this October, a new report showed that the positive trend is reversing. Women in the U.S. are now making 0.76 cents for every dollar men make—a difference of around $14,000 a year. In this episode, I'm breaking down why we're seeing this shift and what we can do about it. Do your part to close the gender wage gap:Learn 3 powerful ways you can make a positive difference in the fight for pay equality;Hear which 36 million households bear the brunt of this impact;And what the data has to say about this shift in momentum.Related Links:National Partnership for Women and Families, “America's Women and the Wage Gap” - https://nationalpartnership.org/report/americas-women-and-the-wage-gap/Equal Employment Opportunity Commission, “Executive Order 11246” - https://www.eeoc.gov/history/executive-order-no-11246Bossed Up, “The Definitive Guide to Negotiating as a Woman” - https://www.bossedup.org/negotiationLinkedIn Learning Course, “Negotiating Your Compensation Package” - https://www.linkedin.com/learning/negotiating-your-compensation-packageEpisode 462, “Understand Pay Transparency and Your Rights as a Job Seeker” - https://www.bossedup.org/podcast/episode462Episode 444, “Are Pay Transparency Laws Working?” - https://www.bossedup.org/podcast/episode444Episode 422, “What Actually Creates Gender Equality at Work?” - https://www.bossedup.org/podcast/episode422Episode 317, “Making Progress on Equal Pay Day” - https://www.bossedup.org/podcast/episode317Bossed Up Courage Community - https://www.facebook.com/groups/927776673968737/Bossed Up LinkedIn Group - https://www.linkedin.com/groups/7071888/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hey, friend. Welcome back to HER Style Podcast! Today's episode is a really fun one because we are digging into some real-life, highly relatable style dilemmas straight from our amazing audience. That's right! This is our last listener Q&A episode for 2025.   If you've ever struggled with finding jeans you actually feel comfortable sitting in all day… or you're tired of wearing the same outfit uniform on repeat… or you wish you had some go-to pieces that feel festive for this time of year — without building a whole special-occasion wardrobe… or maybe you're an over-packer who still somehow never has the right thing to wear on your next weekend away… Then you are going to love today's episode.   We're covering ALL of these topics today and I'm giving you clear, practical, easy-to-implement solutions you can start using immediately. So go refill your mug, settle in, and get ready to tackle this month's listener Q&A with me.   FREE 5-MIN PERSONAL STYLE QUIZ: https://herstylellc.com/quiz HER STYLE ON INSTAGRAM: https://www.instagram.com/heatherriggsstyle/ JOIN HER STYLE COLLECTIVE: https://herstylellc.com/collective GET FEATURED ON A Q&A EPISODE: https://herstylellc.com/podcast   Related Episodes: 161 – Best Packing Practices for Worry-Free Travel 79 – 7 Ways to Improve Your Shopping Experience as a Petite Plus Size Woman 31 – The Definitive Guide to Finding Your Perfect Pair of Jeans

Points of Interest00:01 – 01:28 – Introduction: Marcel and Carson set up the focus of the episode on why cash flow deserves as much attention as profitability in agency businesses.01:28 – 03:31 – Two Extreme Cash Flow Scenarios: Carson shares real client examples of agencies with tight cash despite solid operations and others with healthy bank balances masking eroding profitability, highlighting why cash and profit are easy to confuse.03:31 – 07:35 – Cash Flow vs Profitability and the Accrual Lens: Marcel explains that cash flow and profitability are correlated but distinct, outlining how agencies can be profitable with poor cash flow or unprofitable with strong cash, and introduces the importance of having both cash and accrual views.07:35 – 11:01 – Debt, Leverage, and the Cost of Poor Cash Flow: The conversation turns to agency debt, debt service ratios, and how borrowing is often used to cover weak unit economics, with Marcel warning how costly debt and “poor person pricing” can wipe out thin margins.11:17 – 18:03 – Lever One: Speeding Up Cash Collection: Marcel walks through practical ways to accelerate cash in the door, including stronger payment terms, bigger deposits, earlier invoicing, incentives for early payment, AR processes, auto-pay, and invoice factoring, while stressing how faster cash can create a dangerous illusion of higher profitability.18:03 – 21:28 – Lever Two: Delaying or Spreading Expenditures: The discussion shifts to reducing or smoothing cash outflows via flexible labor, aligning contractor terms with client terms, shortening the “cash down payment” needed to serve large projects, and avoiding unprofitable work chosen only for easier cash flow.21:28 – 26:34 – Variable Cost Models, Leasing, and Refinancing: Marcel outlines options like moving from upfront to usage-based models, leasing instead of buying, using tax planning, and refinancing expensive lines of credit into longer-term, lower-interest loans to ease monthly cash burden.26:34 – 29:04 – The Trap of Short-Term Cash Fixes: They highlight how tactics that conserve cash now—high-interest credit, invoice factoring, short-term debt—often make the business more expensive to run later, and stress the importance of applying for credit while the business is still healthy.29:04 – 33:12 – Lever Three: Building Cash Reserves and Planning for Seasonality: Marcel explains how to build three to six months of operating expenses plus two to four payrolls in cash, manage owner distributions, plan for slow periods like holidays, and use shareholder loans and credit strategically.33:12 – 36:21 – When Big Cash Reserves Hide Problems: The hosts discuss how large cash balances can mask emerging profitability or cash flow issues, arguing for a disciplined cadence of reviewing both cash and accrual metrics so owners see problems before they become crises.36:21 – 40:25 – Key Profitability Benchmarks Agencies Should Track: Marcel summarizes the core accrual benchmarks—delivery margin, direct delivery margin, overhead as a percentage of AGI, operating margin, average billable rate, utilization, and average cost per hour—as the foundation of sound unit economics.40:25 – 43:11 – Cash Flow Metrics and Parakeeto's Evolving Role: The episode closes with a rundown of cash-specific metrics—cash reserves, operating cash flow vs EBITDA, AR/AP days, CAC payback, debt service coverage, and line-of-credit usage—and a look at how Parakeeto is expanding its services to help agencies manage profitability and cash flow holistically.Show NotesPodcast Episode on Revenue Recognition with Marcel & CarsonLink to Notes File For Cash Flow ImprovementLove the PodcastLeave us a review here. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Christian ; Follower of GOD Servant of CHRIST        Decorated Combat VeteranCorporate; U.S. Marine Corps Urban Warfare Instrictor;       S.R.T. Commander Active Shooter Response Team Law Enforcement Los Angeles Police (L.A.P.D.) Police Officer / Fugitive RecoveryF.B.I. Instructor N.R.A Instructor Competition Shooter; Multi Time State Rifle Pistol Champion Hunting; Life Long Hunter Proffessional Hunter and Guide Private Security Contractor; Several Agencies,  Current.Patreon https://bit.ly/3jcLDuZGOD Provides JESUS SavesBecome a supporter of this podcast: https://www.spreaker.com/podcast/gunfighter-life-survival-guns-tactical-hunting--4187306/support.Have a Blessed Day 

“True healing happens when medicine honors both evidence and intuition — when we use science to guide us, and humanity to connect us.” —Dr. Lise AlschulerIn this episode of the Real Health Podcast, Dr. Ron Hunninghake sits down with Dr. Lise Alschuler, a leading naturopathic oncologist, educator, and author who has spent more than three decades advancing integrative approaches to cancer care. Together, they explore how the next generation of oncology is being redefined through the union of measurable science and the wisdom of the human body.Dr. Alschuler shares how her philosophy of medicine has evolved — from recognizing the innate healing intelligence within each person to embracing technology and data as powerful, but incomplete, tools. She discusses the importance of terrain-based care, personalized nutrition, and the role of natural agents like medicinal mushrooms in complementing conventional therapies. She invites us to preserve compassion, connection, and curiosity as medicine grows more data-driven and digitally advanced.

On the Self-Publishing with ALLi podcast, host Orna Ross speaks with Roz Morris, editor-in-chief at ALLi, about ALLi's new marketing guide and why marketing today is less about algorithms and more about authentic human connection. They explore how shifts in the industry, including the rise of AI, are transforming how authors reach readers, and they discuss how understanding your values, reader journey, and publishing personality can lead to more effective, sustainable marketing. Sponsor This podcast is proudly sponsored by Bookfunnel. Do you have reader magnets, ARCs, and direct digital sales? Want to join multi-author promotions? Thousands of authors trust BookFunnel for seamless delivery and real human support. Visit BookFunnel.com. Find more author advice, tips, and tools at our Self-publishing Author Advice Center, with a huge archive of nearly 2,000 blog posts and a handy search box to find key info on the topic you need. And, if you haven't already, we invite you to join our organization and become a self-publishing ally. Show Notes Reach More Readers: ALLi's Definitive Guide to Book Marketing (50 percent off) About the Host Orna Ross launched the Alliance of Independent Authors at the London Book Fair in 2012. Her work for ALLi has seen her named as one of The Bookseller's “100 top people in publishing”. She also publishes poetry, fiction, and nonfiction and is greatly excited by the democratizing, empowering potential of author-publishing. For more information about Orna, visit her website. About the Guest Roz Morris is editor-in-chief at the Alliance of Independent Authors and lead editor of ALLi's new marketing guide. She has extensive experience helping authors develop their publishing strategy and connect more effectively with readers. Roz is also an accomplished writer and mentor known for her clear, human-centered approach to book marketing. Learn more on her website.  

Why Selling Feels Harder in 2025: The Trust Recession and What to Do About ItPart 1 of 2: The Business Whisperer's Definitive Guide to Selling in a Trust RecessionWHAT YOU'LL LEARNWhy selling feels harder even when your strategy hasn't changedWhat the “Trust Recession” means for service-based founders and creative entrepreneursHow buyer psychology, safety, and nervous system capacity shape purchasing behaviorThe connection between uncertainty, AI overload, and buyer fatigueHow to start rethinking launches, campaigns, and visibility through a human-first lensEPISODE OVERVIEWIn this episode, Chelsea unpacks what's really happening in the sales landscape — and why so many entrepreneurs feel like their usual strategies suddenly stopped working.We're living through a Trust Recession: a collective dip in confidence, attention, and willingness to buy. Between economic instability, global violence and political shitstorms, and the emotional aftermath of constant marketing noise, buyers are cautious.For founders, this means the game isn't about louder launches or trend-chasing. It's about timing, empathy, and understanding what people need to feel safe enough to invest again. Chelsea breaks down how buyer psychology has evolved, why nervous system safety plays a critical role in both selling and buying, and what you can do to recalibrate your sales approach for today's reality.This conversation lays the groundwork for part two, where we move from context to application — the empathy-driven strategies that actually work in this new season of selling.KEY TAKEAWAYSThe Trust Recession: what it is and how it's changing sales cyclesVisibility vs. resonance and why the difference matters more than everHow AI and oversaturated markets + platforms have reshaped audience trustWhy launches feel heavier and slower than they used toWhat “selling regulated” really means for sustainable growthWORK WITH CHELSEAThe Empathy Edge (1:1 Mentorship)Your signature offers deserve more than word-of-mouth and make or break launches. Build a human-first sales system that balances strategy and nervous system safety. Learn to sell on evergreen, simplify your campaigns, and stay consistent, without launch stress or relying on referrals.→ Learn MoreSay Less Sales Messaging SprintA one-week sprint to fix stagnant or plateaued sales with emotionally intelligent, conversion-ready messaging that speaks to strangers, not just referrals.→ Book a SprintMarked Up Copy AuditGet detailed, personalized feedback on your sales page or email sequence so you can see exactly what's working, what's not, and what to say next.→ Book an Audit

Selling in a Trust Recession: Empathy-Driven Strategies That Still WorkPart 2 of 2: The Business Whisperer's Definitive Guide to Selling in a Trust RecessionWHAT YOU'LL LEARNHow to sell without pressure, panic, or burnoutThe practical ways to apply empathy, resonance, and trust in your sales processHow to simplify your offers and make buying easier for cautious audiencesHow to create proof people can feel, not just readTen empathy-driven strategies to help you sell with confidence through uncertaintyEPISODE OVERVIEWIn part two of The Resonance Effect's Definitive Guide to Selling in a Trust Recession, Chelsea moves from analysis to action.You'll learn how to rebuild momentum without manipulation by leading with empathy, resonance, and real human connection. This episode is for service-based founders and creative entrepreneurs who are tired of launch panic and being dependent on referrals, and ready to sell with more ease, trust, and repeatability.To wrap up the episode, Chelsea shares ten actionable, empathy-driven strategies to help you sell sustainably through uncertainty: from creating social proof that stands out and simplifying decision-making, to pacing your marketing with your capacity and your audience's readiness.These are the tools that make sales feel calm, repeatable, and truly human again.KEY TAKEAWAYSWhat “human-first selling” really looks like in practiceThe psychology behind resonance and trustHow transparency and repetition create safety for buyersWhy simplifying your ecosystem (both offers and marketing) increases conversionTen empathy-driven strategies to help your next campaign convert with calmWORK WITH CHELSEAThe Empathy Edge (1:1 Mentorship)Your signature offers deserve more than word-of-mouth and make or break launches. Build a human-first sales system that balances strategy and nervous system safety. Learn to sell on evergreen, simplify your campaigns, and stay consistent, without launch stress or relying on referrals.→ Learn MoreSay Less Sales Messaging SprintA one-week sprint to fix stagnant or plateaued sales with emotionally intelligent, conversion-ready messaging that speaks to strangers, not just referrals.→ Book a SprintMarked Up Copy AuditGet detailed, personalized feedback on your sales page or email sequence so you can see exactly what's working, what's not, and what to say next.→ Book an Audit

Alee Anderson and Alice Sullivan are here to celebrate the release of their new book, The Definitive Guide to Ghostwriting! This highly intensive process often requires 300-500 hours of work per book, including extensive interviews and research. Learn the secrets to building a ghostwriting career, marketing to develop a strong client base, and translating a client's unique voice and story to the page.Alee AndersonWebsite: https://aleeandersoneditorial.com/Social: @heyyoungwriterAlice SullivanWebsite: https://alicesullivan.com/Social: @alicewritesGood Story Company: If you have a story in your head, we're here to help you get it out into the world. We help writers of all skill sets, all genres, and all categories, at all stages of the writing process. Need a hand with brainstorming? Want to find a critique partner? Looking for an editor to help polish up your pitch, your idea, or your entire manuscript? We have all of it and more in our community. If you're ready to take the next step (or the first step) on your writing journey, we're here to help you.Website: https://www.goodstorycompany.comMembership: https://www.goodstorycompany.com/membershipWriting Workshop: https://www.storymastermind.comMary Kole: Former literary agent Mary Kole founded Good Story Company as an educational, editorial, and community resource for writers. She provides consulting and developmental editing services to writers of all categories and genres, working on children's book projects from picture book to young adult, and all kinds of trade market literature, including fantasy, sci-fi, romance, and memoir. She holds an MFA in Creative Writing and has worked at Chronicle Books, the Andrea Brown Literary Agency, and Movable Type Management. She has been blogging at Kidlit.com since 2009. Her book, Writing Irresistible Kidlit, a writing reference guide for middle grade and young adult writers, is available from Writer's Digest Books.Manuscript Submission Blueprint: https://bit.ly/kolesubWriting Irresistible Kidlit: http://bit.ly/kolekidlitIrresistible Query Letters: https://amzn.to/3yg511KWriting Irresistible Picture Books: https://amzn.to/3SrApRUHow to Write a Book Now: https://BookHip.com/ZHXAAKQWriting Interiority: Crafting Irresistible Characters: https://amzn.to/4evsX0BWriting Irresistible First Pages: https://amzn.to/4gxgslqNEW! Show and Tell: https://amzn.to/4kCc4noFollow us on social:YouTube: https://youtube.com/c/goodstoryBluesky: https://bsky.app/profile/goodstory.bsky.socialInstagram: https://instagram.com/goodstorycompanyTikTok: https://www.tiktok.com/@goodstorycoFacebook: https://facebook.com/goodstorycoSubstack: https://goodstoryco.substack.com/

This one's for every woman who's ever felt like slowing down isn't safe. Laura sits down with the incredible Krista Williams---cofounder of Almost 30, host of Morning Microdose, and author of Almost 30: A Definitive Guide to a Life You Love---to talk about what it really means to live in your divine feminine.They dive into the tension so many of us feel between hustle and flow, between doing and receiving, and how to finally find balance between the masculine and feminine within us. Krista shares her journey from burnout and body shame to grounded self-trust, feminine embodiment, and a deeper relationship with God. Together, they explore how surrendering control can actually create more success, pleasure, and peace.This is an episode about trusting your body, letting go of the rulebooks, and finding safety in softness---even when it feels rebellious. You'll walk away with a whole new understanding of feminine energy, worthiness, and what freedom can look like when you stop trying to earn it.You'll hear:What the divine feminine really means (and why it's not weakness)How to find safety in rest, softness, and slownessWhy balancing masculine and feminine energy leads to more creativity and easeThe truth about healing your body image and ending the "thin = lovable" lieHow spirituality and self-trust can become your ultimate business strategyThe power of asking: "Do my patterns match my prayers?"✨ Ready to join the movement? Become a founding member of the Free the Moms Membership---where we're doing life, motherhood, and growth our way. Visit lauraconley.com to join today.And don't forget to grab Krista's new book, Almost 30: A Definitive Guide to a Life You Love wherever books are sold.Connect with Krista:Instagram: @itskristaWebsite: almost30.comPodcasts: Almost 30 and Morning Microdose Hosted on Acast. See acast.com/privacy for more information.

Oral sex is one of the most popular bedroom activities. However, while most people say that it can be highly pleasurable, it doesn’t always feels great. So in today's show, we're going to talk about how to make oral sex better. Specifically, we'll explore tips and techniques from the Pleasure Mechanics for being both a good giver and receiver, including what to do if you find yourself getting bored giving oral sex. I am joined by Chris Maxwell Rose and Charlotte Mia Rose, co-creators of PleasureMechanics.com. They have devoted their lives to generating online resources to support folks in cultivating more erotic pleasure, joy, and connection. They also run a podcast called Speaking of Sex with the Pleasure Mechanics. Some of the specific topics we explore include: Why is the idea that there’s just one perfect “recipe” for oral sex a myth? How do you deal with common roadblocks that interfere with your ability to enjoy performing oral sex, like boredom or discomfort? What are some new positions or approaches that can elevate oral experiences? What should you do if oral sex feels like it has become a duty or obligation instead of something you love doing? What are the key factors that make oral sex great? To learn more, sign up for the Pleasure Mechanics Oral Sex Mastery course. Got a sex question? Send me a podcast voicemail to have it answered on a future episode at speakpipe.com/sexandpsychology. *** Thank you to our sponsors!  Expand your sexual horizons with Beducated! Featuring more than 100 online courses taught by the experts, Beducated brings pleasure-based sex ed directly into your bedroom. Enjoy a free trial today and get 50% off their yearly pass by using LEHMILLER as the coupon code. To redeem this offer, visit: https://beducate.me/lehmiller-sept Load Boost is a supplement designed to improve the taste, volume, and overall health of your semen. If you want to elevate your sexual performance, check out Load Boost from VB Health. Visit loadboost.com to learn more and save 10% with code JUSTIN. *** Want to learn more about Sex and Psychology? Click here for previous articles or follow the blog on Facebook, Twitter, or Bluesky to receive updates. You can also follow Dr. Lehmiller on YouTube and Instagram. Listen and stream all episodes on Apple, Spotify, or Amazon. Subscribe to automatically receive new episodes and please rate and review the podcast! Credits: Precision Podcasting (Podcast editing) and Shutterstock/Florian (Music). Image created with Canva; photos used with permission of guest.

Successful marketers are able to anticipate and act on opportunities and trends, but what happens when the next 10 days can be as difficult to predict as the next 10 years? Agility requires not only rapid responses to changing market conditions, but also the ability to anticipate and proactively shape those conditions to your advantage. It's no longer enough to react; you have to predict and influence.Today, we're going to talk about navigating the uncertainties of the current digital advertising environment and maximizing ROI when forecasting feels like gazing into a crystal ball. To help me discuss this topic, I'd like to welcome, Heidi Bullock, CMO at Tealium. About Heidi Bullock Currently the CMO of Tealium, a customer data platform (CDP) provider, Heidi Bullock is an experienced marketing executive who has built a 20+ year career working at both global enterprise technology companies and start-ups. Prior, she was the CMO of Engagio, where she was responsible for the go-to-market strategy, product marketing, internal sales, corporate communications and ABM initiatives. Before Engagio, Heidi was the Group Vice President of Global Marketing at Marketo. Heidi has contributed to key thought leadership guides, including the Clear and Complete Guide to ABM Analytics and the Definitive Guide to Account-Based Marketing, Lead Generation, Content, Mobile Marketing, and Engaging Email. Heidi is a frequent speaker and guest lecturer for B2B marketing. Heidi Bullock on LinkedIn: https://www.linkedin.com/in/hbullock/ Resources Tealium: https://www.tealium.com The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Try ZipRecruiter for FREE at ZipRecruiter.com/audio Don't Miss MAICON 2025, October 14-16 in Cleveland - the event bringing together the brights minds and leading voices in AI. Use Code AGILE150 for $150 off registration. Go here to register: https://bit.ly/agile150 Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company

What's worse than failure? Living a life with no purpose.Most people don't realize they're drifting through life…working jobs they hate, numbing out with distractions, convincing themselves that “this is just how it is.” That's why 75% of Americans say they feel lost, anxious, and unfulfilled.In today's episode of The Bedros Keuilian Show, I'm breaking down why purpose isn't something you “find”… it's something you build. From stacking small daily wins to mastering your craft, I'll show you the exact blueprint to create a life of meaning, impact, and fulfillment.Here's the truth: without purpose, you dig holes in your own life, through bad habits, toxic relationships, or wasted time. But with purpose? You wake up with energy, direction, and the drive to serve at a higher level.You weren't put here to just work, scroll, and survive. You were put here to grow, to create, and to make a difference. Purpose isn't lost…it's waiting for you to develop it.DOMINATION DOWNLOADSTRAIGHT FROM THE DESK OF BEDROS KEUILIANYour weekly no B.S. newsletter to help you dominate in business and in lifehttps://bedroskeuilian.com/MAN UP SCALE BUNDLE: $29 (100% Goes to Charity)Get your Digital Man Up book + Audiobook + 2 Exclusive MASTERCLASSES & Support Shriners Children's Hospital. https://www.manuptribe.com/limited-offerREGISTER FOR THE LEGACY TRIBEGet the Life, Money, Meaning & Impact You Deservehttps://bedroskeuilian.com/legacytribeJOIN MY FREE 6-WEEK CHALLENGE:Transform into a Purpose-Driven Manhttps://bedroskeuilian.com/challengeTHE SQUIRE PROGRAM: A rite of Passage for Your Son as He Becomes a ManA Father and Son Experience That Will Be Remembered FOREVERhttps://squireprogram.com/registerTruLean Supplements | https://www.trulean.com/pages/bedrosGet 50% Off Trulean Subscribe & Save BundleUse Code: BEDROS Few Will Hunt Apparel | https://fewwillhunt.com/Get 20% Off Your Entire OrderUse Code: BEDROSOPEN A FIT BODY LOCATIONA High-Profit, Scalable Gym Franchise Opportunity Driven By Impacthttps://sales.fbbcfranchise.com/get-started?utm_source=bedrosPODCAST EPISODES:https://bedroskeuilian.com/podcast/STAY CONNECTED:Website | https://bedroskeuilian.com/Instagram | https://www.instagram.com/bedroskeuilian/LinkedIn | https://www.linkedin.com/in/bedroskeuilianTwitter | https://twitter.com/bedroskeuilian

Oscar W. “Skip” Brown, MD, is our guest this week on the Faculty Factory Podcast. He lays out the keys to building a fulfilling retirement and acknowledges the severe consequences of simply “doing nothing” with the windfall of time on your hands. As a clinical professor of pediatrics with UTMB in Galveston, Texas, Dr. Brown has accumulated numerous accolades over his illustrious career. He is the immediate past vice chair for clinical affairs and former chief medical officer at UTMB. As a past president of the Texas Pediatric Society (TPS), he is a recipient of the TPS Charles W. Daeschner, Jr. Lifetime Achievement Award, for his contributions to the health and welfare of the children of Texas. He joined us to map out some serious considerations we should all keep in mind as we approach the twilight stages of our full-time careers. "You've got to have a plan for what you're going to do with yourself with all the time you're about to create. And it is very bad for you—very bad for you, emphasized with giant capital letters—to just have time," Dr. Brown stressed. Questions? You can contact him via email here to learn more: owbrown@utmb.edu, and you can visit the Faculty Factory website for more resources: https://facultyfactory.org/.  

When I was pregnant with my kids, I was not a runner.  I did what I could, but I definitely wasn't running. In the years since, I've coached countless women through their pregnancies and postpartum and today, I'm going to share what I've learned from them and from the research. You'll learn: how running can help you have a better pregnancy, an easier delivery, and a healthier baby.   when not to run while pregnant, and how to get back into running shape in a safe and healthy way after delivery. This show is obviously female focused, but that doesn't mean that there is nothing in here for the guys listening.  The human body is capable of incredible things and if there is a woman in your life that has given birth or could in the future, you might want to listen up so that you can understand a little bit more of her experience. Welcome to the Planted Runner. I'm Coach Claire Bartholic and my mission is to help you improve your running, your mindset, and your life with science-backed training and plant-based nutrition. If you need more help, you can order my book The Planted Runner: Running Your Best With Plant-Based Nutrition wherever you get books or request a copy from your local library.  Don't forget to stay tuned all the way to the end of the episode for another Mental Strength Minute. Fortify your mind in 60 seconds or less. LINKS: If you'd like help directly from me, you can check out my freebies, personal coaching, and sign up for my PR Team at https://www.theplantedrunner.com/link. For my recommendations of at-home equipment and other running products I recommend, check out my curated list on Amazon: https://www.amazon.com/shop/theplantedrunner LIQUID IV: Just one stick of LIquid IV + 16 oz. of water hydrates better than water alone.  Get 20% off your first order of Liquid I.V. when you go to https://www.liquid-iv.com/ and use code PLANTED at checkout. RECENT REVIEWS: ⭐⭐⭐⭐⭐Great podcast! “Love listening to the podcast while running! There is a lot of great information!” Sleepy opossum ⭐⭐⭐⭐⭐Great content “Super informative and educational. Really enjoy the content.” Sara75001 ⭐⭐⭐⭐⭐Informative and down to earth “Claire helps to educate her audience on the science of running but does so in a down to earth way. She makes complex things easy to understand. Her ability to understand her audience and passion for running makes this a podcast a must listen for those interested in better understanding running.” SK CND Music Credits: Music from Uppbeat

The ESPN College Football writer on the future of the sport + more

ESPN's Bill Connelly stops by to talk about his new book "The Definitive Guide to The Future of College Football". And we continue taking your phone calls. Learn more about your ad choices. Visit podcastchoices.com/adchoices

After 10 years and 150 episodes, Adam, Helen and Andy have finally got around to recording an actual introductory episode for Page 94, including a guide to the podcast and Private Eye magazine - including some of the best bits of the podcast's archive. Welcome! 

Ep. 144 Do you ever feel like you're behind in life, or like you're living on someone else's timeline instead of your own? Do you have trouble pinpointing your unique gifts or purpose? Krista and Lindsey, my close friends, hosts of the Almost 30 podcast, and authors are breaking down how to navigate hustle culture while still seeing the value in hustle seasons, holding space for both the masculine and the feminine and why discomfort is a good sign. This episode highlights so many of the themes of this season. Krista and Lindsey both share what they see their gifts as at this time in life and remind us that our greatest gifts often sit right on the other side of embarrassment and fear. Their book Almost 30: A Definitive Guide to a Life You Love For The Next Decade And Beyond is out now!     HERE'S THE JUICE Breaking down why hustle seasons are necessary and handling burnout while still creating safety for yourself Why our bodies often are an untapped tool to help move uncomfortable energy out of our system and release emotions A ritual is really just an everyday activity, highlighted with a layer of intention, how rituals can actually be helping us build community Why the “firsts” are ALWAYS uncomfortable – and why that's actually a good sign Krista shares what she has learned about manifestation and why  being unattached is often the key to creating the life you want Discovering your gifts and understanding why they often live on the other side of embarrassment and fear     MY FIRST THREE SONGS, ARE OUT NOW ⭐️❤️

Friends today on the show, we have two of your faves. These women truly embody what it means to live soul led. They are brave. They often blindly trust their inner calling, and they are truly an example of self-expression. Welcome to the show, your favorite podcast besties: Krista Williams and Lindsay Simsek of the widely popular podcast, Almost 30!Krista and Lindsay are the two co-founders and co-hosts of the widely popular podcast, Almost 30, which has reached over 100 million downloads and built a global community around personal growth, spiritual exploration, and conscious living.What started as a conversation between friends navigating the messiness of their late twenties has grown into a trusted platform and movement for anyone going through a major life transition. Their most recent adventure is a book where they have channeled their wisdom, their humor, which is my favorite part, and their heart.The title of the book is Almost 30, A Definite Guide. To a life you love for the next de decade and beyond. It's part memoir, part manual, and all soul-packed with journal prompts, insights from their favorite teachers and stories that will make you feel so seen. Whether you're deep in your Saturn return, building a business, healing a breakup, or simply trying to trust yourself more, Krista and Lindsay offer the kind of sisterhood and guidance that reminds you that you're not alone and that you're right on time. Let's go to the show!-------Almost 30: A Definitive Guide to a Life You Love for the Next Decade and BeyondAlmost 30 Website Almost 30 PodcastJoin Clarity App(now also available on App Store and Google Play!)

The industry is shifting and BACnet Secure Connect (BACnet SC) is becoming the new standard for protecting BAS networks from cyber threats. This episode walks you through what it is, why it matters, and how to prepare for the transition while keeping operations running smoothly. We'll explore: • How BACnet SC strengthens cybersecurity for BAS networks • The key differences from BACnet over IP • Practical considerations before implementation • Real-world migration strategies and lessons learned • The future of BACnet SC in smart buildings Discover how BACnet SC can help secure your BAS network and set the foundation for future-ready building operations.

If you've ever felt like adult friendships are hard (spoiler: they are for everyone!), this episode is for you. I sit down with Lindsey Simcik and Krista Williams, founders, authors, and co-hosts of the wildly popular Almost 30 podcast, who have built a community that's all about navigating the transitions of adulthood. In this episode, you'll learn the art of maintaining friendships through life's many twists and turns, how to honor the different phases of friendships, how to stay connected to friends despite living across the country or world, and why embracing vulnerability is the key to deeper connections. You will also hear specific strategies for maintaining and building friendships, like the clearing conversation. Plus, we tackle the tricky feelings of envy and comparison and offer up how to reframe those emotions into something surprisingly positive. In this episode, we get into: How to make new friends How to maintain a friendship at different stages of life How to navigate conflict with a friend How to have the clearing conversation How to make time for friends when life is busy And so much more! For more from Lindsey Simcik and Krista Williams, find them on Instagram @almost30podcast or online at https://almost30.com. Check out their new book A Definitive Guide to a Life You Love for the Next Decade and Beyond, and their podcast, Almost 30, wherever you listen to podcasts. Listen to Liz interviewed on The Almost 30 Podcast here: The Anxiety Reset: Microhabits That Actually Work. Check out the previous episode of The Liz Moody Podcast discussed today: This Celeb-Beloved Therapy Offers A Radical New Way To Heal With Dr. Richard Schwartz Ready to uplevel every part of your life? Order Liz's book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now!  Connect with Liz on Instagram @lizmoody or online at www.lizmoody.com. Subscribe to the substack by visiting https://lizmoody.substack.com/welcome.  Use our discount codes from our  highly vetted and tested brand partners by visiting https://www.lizmoody.com/codes.  To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast. This episode is brought to you completely free thanks to the following podcast sponsors: AG1: visit DrinkAG1.com/LizMoody and get your FREE year supply of Vitamin D and 5 free travel packs today. LMNT: go to DrinkLMNT.com/LizMoody to get a free LMNT sample pack with any order. OSEA: get 10% off your first order at oseamalibu.com with code LIZMOODY or LIZMOODY10. Evlo: head to EvloFitness.com and use code LIZMOODY to get 6 full weeks completely FREE. Wildgrain: visit Wildgrain.com/LizMoody for $30 off the first box – PLUS a free item in every box. The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy. Formerly the Healthier Together Podcast.  This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions. The Liz Moody Podcast Episode 355. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if you stopped waiting for other people to be ready and started doing and BEING everything you ever wanted?If you've ever questioned whether staying in something familiar—whether it's a relationship, an identity, or a version of success—is costing you your true self, this conversation will crack your heart open.In this raw and deeply expansive episode, Jessica sits down with Almost 30's Krista Williams and Lindsey Simcik to explore the courage it takes to choose true alignment over old patterns. Krista shares the vulnerable, powerful unraveling of her marriage—and how walking away from a misaligned partnership became the portal to her truest glow-up. And Lindsey pulls back the curtain on how motherhood and partnership have sparked curiosity, alignment, and ease beyond what she thought was ever possible. At the center of it all, they explore the sacred role of friendship during life's biggest pivots, and the gift of having someone witness your expansion and invite you towards your most magnetic self, even when you forget your own magic.For anyone walking through a season of shedding, recalibrating, or redefining what success means on your terms—this episode will feel like a breath of truth.Find the complete show notes here -> https://tobemagnetic.com/expanded-podcast Resources: Join the Pathway MembershipUse code EXPANDED for 20% off your first month!Join our membership to access the TBM Money Challenge Now Live! The Pathway Membership gives you unlimited access to all of our manifestation workshops—including How to Manifest, Unblocking Your Inner Child, Shadow, Love, Money, Rock Bottoms, Ruts, and Energetic Updates —plus 70+ self-hypnosis tracks designed to unlock your full potential.LEARN MORE HERE Get the latest from TBMJoin our Money Challenge - 3 weeks to your next level of abundanceTake our Free Money Quiz - find out what level of wealth consciousness you are at Join the Pathway now to get full access to our 2025 Money Challenge and join the Pathway (use code EXPANDED for 20% off first month) New to TBM? Free Offerings to Get You StartedLearn the Process! Expanded Podcast - How to Manifest Anything You Desire Get Expanded! The Motivation - Testimonial LibraryReady to find out what's holding you back? Try our Free Clarity Exercise Be an EXPANDER! Share Your Manifestation StorySubmit to Be a Process GuestWhat did you manifest during the Money Challenge? Share a voice note of your question, block, or Process to be featured in an episode! This Episode is brought to you by: ARMRA - Use code TBM for 15% off Colostrum: Immune Revival - Immune barrier superfood  Fatty15 - go to fatty15.com/TBM use code TBM at checkout to get an additional 15% off your 90-day subscription Starter Kit In This Episode We Talk About:Upleveling as an uncomfortable yet expansive processWriting their book as a cocooning, alchemical experienceComparison traps and letting go of success metricsThe importance of emotional safety for feminine embodimentDivorce as a spiritual portal to authentic selfHealing family dynamics and masculine-feminine imbalancesRecalibrating ambition through motherhood and partnershipCommunal intimacy and in-person connection as soul fuelRedefining worth and value outside of productivityFeminine energy beyond bubble baths: structure, safety, and expressionHow self-respect habits transform your energetic frequencyHuman Design as a permission slip for self-expressionMentioned In the Episode: Krista and Lindsey's book: Almost 30: A Definitive Guide to a Life You Love for the Next Decade and BeyondLet Them by Mel RobbinsExpanded x Ep. 197 - EXPLAINED Divorce and Relationships w. LMFT Janelle NelsonListen to Lacy on Almost 30: Shadow Integration + ManifestationFind our Money Challenge plus all our workshops and all workshops mentioned inside our Pathway Membership! (Including the Conflict DI, Self-Love DI, and Reset DI)  Connect with Krista and Lindsey!Almost 30 | Instagram | TikTok | YouTubeLindsey Simcik (Instagram)Krista Williams (Instagram)Podcast: Almost 30Book: Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond Where To Find Us!@tobemagnetic (IG)@LacyannephillipsLacy Launched a Substack! - By Candlelight - Join Here@Jessicaashleygill@tobemagnetic (youtube)@expandedpodcast

This week, Associate Director of Special Projects Kristen Nichols and senior fashion editor Anna LaPlaca are giving you the definitive report on all things weddings. Kristen runs through the biggest trends from 2026 Bridal Fashion Week, where she saw chiffon capes and voluminous skirts in full force. And Anna has the scoop from experts in the wedding industry about everything beyond dresses—from unique destinations to wax-sealed invitations. They've got everything you need to know if you're walking down the aisle anytime soon. Plus, the pair break down the relationship between bridal fashion and the fashion industry at large.Shop our editor's eBay picks here!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ever find yourself feeling diet-curious because of the latest IG trend, biohacking bro, or promise of fast results? We're going to help you untangle truth from myth and understand what drives interest in trendy diets while adopting a more practical approach to eating. Research mentioned in this podcast: Protein Timing vs Overall Intake Early Time Restricted Eating Limitations of Intermittent Fasting Join our ⁠Patreon⁠ for member's only Episodes and Content! ──────────────────────────── Want to work with us on nutrition? Click here. Want to workout with us? Click here. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Associate Director of Special Projects Kristen Nichols and senior fashion editor Anna LaPlaca are giving you the definitive report on all things weddings. Kristen runs through the biggest trends from 2026 Bridal Fashion Week, where she saw chiffon capes and voluminous skirts in full force. And Anna has the scoop from experts in the wedding industry about everything beyond dresses—from unique destinations to wax-sealed invitations. They've got everything you need to know if you're walking down the aisle anytime soon. Plus, the pair break down the relationship between bridal fashion and the fashion industry at large.Shop our editor's eBay picks here!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Play That Rock n' Roll's interview with Gary Graff, editor of "501 ESSENTIAL ALBUMS OF THE '80s: The Music Fan's Definitive Guide"! In this conversation, we talk about some of the major musical trends of the ‘80s and how Gary felt about them in his early days as a music journalist. And since we had both recently seen Devo on their current tour, Gary shares his review of that show. From there, we dive in on some Classic Rock selections that he wrote the reviews for, specifically albums from Genesis, Steve Winwood, Toto, Night Ranger, Alice Cooper, among others. We also discuss why so many ‘60s artists had comebacks in the ‘80s, and of course I had to ask him about what Bob Seger was up to in that era. Gary on facebook: https://www.facebook.com/GaryGraffonMusic Gary on Bluesky: https://bsky.app/profile/graffonmusic.bsky.social Gary on Instagram: https://www.instagram.com/realgraffonmusic Our Links: https://linktr.ee/playthatpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

In this honest, fun, and nourishing conversation, Rebekka is joined by Lindsey Simcik — a creative force, entrepreneur, and media personality best known as the co-founder and co-host of the critically acclaimed Almost 30 podcast podcast, and writer, mom, human ... and fellow traveler through change and self-discovery. Together, they explore what it means to trust life — and even more, to trust your Self.From Saturn Returns to hearing the quiet soul voice within, this episode is a thoughtful look at transitions, timing, and how to show up fully for the in-between seasons of life.What we talk about:learning to trust yourself through life's transitionsembracing change as adventure & the magic of the unknownsoul stuff Saturn Returns - who, what, when, whythe sacredness of being single & how to know he's the onewriting and publishing a book& more!It's soft, strong, real, and full of reminders that you're right on time and almost something. Mentioned in this episode:Lindsey Simcik on IG → @lindseysimcikGet your Almost 30 BOOK here → {'Almost 30 :  A Definitive Guide to a Life You Love for the Next Decade and Beyond'}& the PODCAST_______________________________________________REBEKKA'S LINKS : *NEW* EXPRESS is live! 5 WEEK COACHING PROGRAM :: JULY 23 START WORK WITH REBEKKA :: START HERE ✨ MEDITATE NOW :: FREE VIDEO + WORKBOOK :: here

You're listening to Voices of Your Village, and in this episode, I got to hang out with my friend Lindsey Simcik.—creative force, co-founder of the Almost 30 Podcast , and co-author of the incredible book Almost 30. We dove into what happens when friendships shift, especially after becoming a parent. This convo was incredible—our podcast editor even messaged me mid-edit to say, “Wow, this is so powerful.” Lindsey shared something she's never shared before, and so did I. It felt like sitting in a cozy, safe space together, talking honestly about identity, motherhood, and change. If you've ever gone through a life shift—or know one is coming—Almost 30 is for you. It's raw, beautiful, and real. 10/10 recommend snagging Almost 30.. All right folks, let's dive in. Connect with Lindsey: Instagram: @almost30podcast Website: https://almost30.com/ Order the book: Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond Podcast: Almost 30 The Podcast Connect with us: Instagram: @seed.and.sew  Podcast page: Voices of Your Village Seed and Sew's NEW Regulation Questionnaire: Take the Quiz Pre-order Big Kids, Bigger Feelings now! Order Tiny Humans, Big Emotions Website: seedandsew.org Music by: Ruby Adams and  Bensound Learn more about your ad choices. Visit podcastchoices.com/adchoices

Max Pearson presents a collection of the week's Witness History interviews from the BBC World Service, all related to trains and journeys which have helped to shape our world.Our guest Nicky Gardner, travel writer and co-author of Europe by Rail: the Definitive Guide, discusses the origins of train travel. The first story involved the hijacking of a train in 1950s communist Czechoslovakia which was driven across the border into West Germany.We also hear about Senator Robert Kennedy's funeral train in 1960s America, and Italy's "happiness train", which took children from the poverty stricken south to wealthier families in the north.Contributors - Archive interview with Karel Ruml. Frank Mankiewicz - Robert Kennedy's former press secretary, and Rosey Grier, his former bodyguard. Bianca D'Aniello - a passenger on the “happiness train”. June Cutchins - received gifts from the Gratitude Train. Tomas Andreas Elejalde - general manager of the Medellin Metro.(Photo: People stand near railroad tracks as a train carries the body of Robert Kennedy on June 8, 1968. Credit: Steve Northrup/The Washington Post via Getty Images)

In today's episode I take the little sister role and speak to Krista Williams and Lindsey Simcik; hosts of Almost 30! These girls are  co-hosts of the hit podcast Almost 30, ahead of the release of their debut book: Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond. In today's episode we touch on SO many topics; life in your 20's, navigating friendships, relationships, being single, going through divorce, college (not being your peak), living different lives, and SO MUCH MORE. This is an episode you DONT want to miss! YOUTUBE PODCAST: https://youtu.be/agxkD9lIDTo In the “Almost 30” book, Lindsey and Krista act as cosmic big sisters, providing encouragement, wisdom, and practical tools to help readers embrace change and thrive and they move into a new chapter of life. Through candid stories of their own experiences, as well as expert insight from podcast guests like Jay Shetty, Gabby Bernstein, and Glennon Doyle, Lindsey and Krista lay out a roadmap for navigating young adulthood, from relationships to spirituality, career to body image, and more. The “Almost 30” podcast is a top wellness, spirituality, and self-development podcast. Since the show's inception, Lindsey and Krista have amassed over 100M downloads, completed a 13-city tour, hosted in-person retreats and online workshops, and built an online membership community platform Lindsey Simcik (Instagram 51.5K) is a content creator, author, and co-host of the successful “Almost 30” podcast. Recently having become a first-time mother, Lindsey is a mainstay lifestyle creator for moms and anyone seeking to live a natural, holistic life. Krista Williams (Instagram 123K) is a content creator, author, and co-host of the successful “Almost 30” podcast. Known for her style and vibrancy, followers flock to Krista for dating, travel and self-care inspiration. BOOK LINK: https://static.macmillan.com/static/smp/almost-30-9781250327208/ WEBSITE LINK: https://www.google.com/search?client=safari&rls=en&q=alomost+30&ie=UTF-8&oe=UTF-8 Follow all my socials here: https://linktr.ee/foryoufromeve Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's episode I take the little sister role and speak to Krista Williams and Lindsey Simcik; hosts of Almost 30! These girls are  co-hosts of the hit podcast Almost 30, ahead of the release of their debut book: Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond. In today's episode we touch on SO many topics; life in your 20's, navigating friendships, relationships, being single, going through divorce, college (not being your peak), living different lives, and SO MUCH MORE. This is an episode you DONT want to miss! YOUTUBE PODCAST: https://youtu.be/agxkD9lIDTo In the “Almost 30” book, Lindsey and Krista act as cosmic big sisters, providing encouragement, wisdom, and practical tools to help readers embrace change and thrive and they move into a new chapter of life. Through candid stories of their own experiences, as well as expert insight from podcast guests like Jay Shetty, Gabby Bernstein, and Glennon Doyle, Lindsey and Krista lay out a roadmap for navigating young adulthood, from relationships to spirituality, career to body image, and more. The “Almost 30” podcast is a top wellness, spirituality, and self-development podcast. Since the show's inception, Lindsey and Krista have amassed over 100M downloads, completed a 13-city tour, hosted in-person retreats and online workshops, and built an online membership community platform Lindsey Simcik (Instagram 51.5K) is a content creator, author, and co-host of the successful “Almost 30” podcast. Recently having become a first-time mother, Lindsey is a mainstay lifestyle creator for moms and anyone seeking to live a natural, holistic life. Krista Williams (Instagram 123K) is a content creator, author, and co-host of the successful “Almost 30” podcast. Known for her style and vibrancy, followers flock to Krista for dating, travel and self-care inspiration. BOOK LINK: https://static.macmillan.com/static/smp/almost-30-9781250327208/ WEBSITE LINK: https://www.google.com/search?client=safari&rls=en&q=alomost+30&ie=UTF-8&oe=UTF-8 Follow all my socials here: https://linktr.ee/foryoufromeve Learn more about your ad choices. Visit megaphone.fm/adchoices

SUMMARY:In this engaging conversation, Krista Williams, co-host of the Almost 30 podcast and co-author of the new book Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond, shares her journey of co-writing her first book and the lessons learned along the way. The discussion delves into the concept of the Saturn Return, the importance of authenticity in modern dating, and the difference between solitude and loneliness. Krista emphasizes the need for flexibility in life, the significance of trust in relationships, and the beauty found in life's uncertainties. The conversation also touches on reclaiming spirituality and the importance of conflict resolution in friendships. Kimberly and Krista also delve into the significance of clearing conversations for deeper integrity in relationships, the underrated value of friendships in emotional health, the importance of understanding money as a neutral energy that can be harnessed for abundance, and the journey of navigating perfectionism and self-worth. They emphasize the need for authentic communication, the richness of deep connections, and the transformative power of a healthy relationship with money.GUEST INFO: WEBSITE: Almost30.comBOOK: Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond,EPSIODE SPONSORS: MOMENTOUSOFFER: Head to livemomentous.com and use code KIMBERLY for 35% off your first subscription. That's code KIMBERLY at livemomentous.com for 35% off your first subscription.USE LINK: livemomentous.com Code: KIMBERLY for 35% off your first subscription.DETOXY OFFER: Go to mysolluna.com and use the CODE: PODFAM15 for 15% off your entire order.USE LINK: mysolluna.com CODE: PODFAM15 for 15% off your entire order.Chapters00:00 Introduction to Krista Williams and Her Journey02:18 The Decision to Write a Book04:41 Understanding the Saturn Return and Life Changes06:58 Embracing Change and Flexibility08:48 Navigating Modern Dating and Authenticity10:11 Solitude vs. Loneliness in Relationships12:03 Reclaiming the Concept of God14:01 The Importance of Trust in Relationships17:29 Finding Beauty in Life's Uncertainties20:34 The Call of Your Soul and Personal Growth22:54 Conflict Avoidance and Clearing Conversations24:25 The Power of Clearing Conversations27:34 The Importance of Friendships30:30 Understanding Money and Abundance40:41 Navigating Perfectionism and Self-WorthSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You know that weird, stuck feeling where everything in your life technically looks fine, but deep down, it just isn't? Maybe you're questioning your career, your friendships, your relationship… or even who you are. You've checked the boxes. You've followed the rules. But you're still thinking, “Is this it?” If any of that sounds familiar, you are not alone. And today's guests? They're here to hand you the manual they wish they had a decade ago. Krista Williams and Lindsey Simcik are the co-hosts of Almost 30, one of the top wellness and personal growth podcasts out there. And now they're launching their book, Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond. It's everything they wish someone had told them during that messy middle between your twenties and thirties! This episode is for you if you've ever asked, “What am I doing with my life?” or Googled “how to be an adult” more than once. Click play to learn what a “Saturn Return” is, how to navigate identity crises, friendship breakups, realignment without shame, and how to embrace the chaos without losing yourself in it. Goal Digger Facebook Community: https://www.facebook.com/groups/goaldiggerpodcast/ Goal Digger Instagram: https://www.instagram.com/goaldiggerpodcast/ Goal Digger Show Notes: https://jennakutcherblog.com/almost-30-podcast-hosts-share-saturn-return-soul-lessons Thanks to our Goal Digger Sponsors: Get $25 off your first purchase at http://therealreal.com/goaldigger. Sign up for your $1/month Shopify trial period at http://shopify.com/goaldigger.  Find a co-host today at http://airbnb.com/host.  Move deals faster with an AI powered CRM your team will actually use. Visit https://monday.com/crm to learn more. Deposit or spend $5,000 in 90 days to earn up to $500 in rewards at ⁠mercury.com/goal⁠. Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard. Working capital loans provided by Mercury Lending, LLC NMLS ID: 2606284.

Welcome to an exclusive audio excerpt from Lindsey Simcik + Krista Williams's new book Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond—available now wherever books, ebooks, and audiobooks are sold. Learn more and grab your copy here! Ahead, Krista + Lindsey school us on the cosmic milestone known as Saturn Return and how it shakes up your late 20s + early 30s. Understand why life might feel like it's crumbling—and how that “breakdown” is actually a cosmic setup for the breakthrough you've been waiting for.We're gifting you Chapter 1…and when you're finished with it, you're going to want to grab the book, because this baby is a one-way ticket onto your highest timeline. No, really—it has everything you need to UPLEVEL in every area of life, right now. Happy reading! ResourcesGet our book, Almost 30: A Definitive Guide To A Life You Love For The Next Decade and Beyond, here: ⁠http://bit.ly/Almost30Book⁠.

I am so thrilled to have my friends and hosts of the popular Almost 30 podcast, Krista Williams and Lindsey Simcik, on the show to talk about their new book, Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond.  If you're going through any sort of transition, I think you'll love it, because the big theme of our conversation is how to weather the storm of transitions. Lindsey and Krista offer the perfect blend of wisdom and curiosity in sharing their stories about questioning societal expectations, walking their own path, and befriending the body. I hope you enjoy this girlfriend jam as much as I did! Read the show notes for today's episode at terricole.com/723

OMFG OUR BOOK IS OUT!!! Hear an exclusive audio sneak peek of Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond by Lindsey Simcik + Krista Williams—available now wherever books, ebooks, and audiobooks are sold. Learn more and grab your copy here! In this special episode, you'll hear the heartfelt introduction to Almost 30, read by Lindsey + Krista themselves. Step into the magic portal of how they met, why they launched the podcast, and how they transformed their confusion into purpose—and built an empire along the way. Whether you're navigating your Saturn return or simply craving permission to change, well, everything—this book is your guide. Expect deeply relatable moments, practical wisdom, and the kind of comforting encouragement only your Almost 30 big sisters can deliver. We also talk about: -The messy magic of your late 20s + why it's totally normal to feel lost  -Healing friendships, soul connections, + finding “your person” in adulthood  -De-conditioning old beliefs + learning to trust your intuition  -The myth of “having it all figured out” by 30  -Navigating career pivots, heartbreaks, + money mistakes  -Awakening to transformation during your Saturn Return  -Permission to not follow the traditional “life timeline”  -Behind-the-scenes of launching Almost 30 from closets to sold-out world tours  -Embracing change as the spiritual rite of passage it truly is Resources -Get our book, Almost 30: A Definitive Guide To A Life You Love For The Next Decade and Beyond, here: http://bit.ly/Almost30Book.  Sponsors: Ritual | Get 25% off your first month at ritual.com/ALMOST30. AX3 | Get 20% off first order when you visit AX3.life and use promo code ALMOST30 at checkout. Pendulum | Go to pendulumlife.com and use code ALMOST30 for 20% off all Pendulum membership first orders. To advertise on this podcast please email: ad-sales@libsyn.com or go to https://advertising.libsyn.com/almost30.  Learn More: -almost30.com/learn -almost30.com/morningmicrodose -almost30.com/courses  Join our community: -facebook.com/Almost30podcast/groups Podcast disclaimer can be found by visiting: almost30.com/disclaimer.  Find more to love at almost30.com! Almost 30 is edited by Garett Symes and Isabella Vaccaro.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Get the book here! https://static.macmillan.com/static/smp/almost-30-9781250327208/Almost 30: A Definitive Guide to a Life You Love for the Next Decade and BeyondKrista Williams (Instagram) RETREAT WAITLIST & EVERYTHING KELA ROSE https://stan.store/soulinprogressDipsea 30 days for free code SKINNYDIPPINGhttps://dipseastories.com/skinnydipping

No matter what stage of life you're in (but especially if you're feeling lost/unbalanced/behind at all), this episode will help guide you. We loved recording with Krista and Lindsey of Almost 30 podcast again and talking about all the changes that have happened in our own lives over the years in friendships, career, romantic relationships, breakups, and more. We discuss Saturn Returns and what age this personal transformation happens, how to trust your own timeline in life even when you feel like you're “behind,” knowing when a relationship isn't right and when to leave, communicating with a partner effectively, body image and changes, and being at your “peace weight.”  We also talk about Krista's dating life post-divorce and Lindsey's motherhood journey. Before they join us, Rayna shares a story about meeting a guy in the wild and the pickup line she used, and Ashley spills some tea on a throuple who came to her recent show. Enjoy! Follow Almost 30 on Instagram @almost30podcast, listen to the  Almost 30 podcast, and get their new book Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond. Follow us on Instagram @girlsgottaeatpodcast, Ashley @ashhess, and Rayna @rayna.greenberg. Visit girlsgottaeat.com for more. Thank you to our partners this week: Boulevard: Get 10% off your first year subscription when you book a demo at http://joinblvd.com/gge.  Article: Get $50 off your first purchase of $100 or more at http://article.com/gge. Better Help: Get 10% off your first month at https://betterhelp.com/gge.  Simply Pop: Go to https://cokeurl.com/simplyPOP to find out where you can try Simply Pop.  Rocket Money: Cancel your unwanted subscriptions at https://rocketmoney.com/gge.

Delanie Fischer is joined by Krista Williams and Lindsey Simcik, hosts of The Almost 30 Podcast, to explore insights from their new book, Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond. They discuss some of their most powerful takeaways from years of podcasting with a diverse range of guests, how they've grown both personally and professionally, and the unique challenges and rewards of navigating life transitions publicly—while evolving together as friends and business partners.Plus:+ A Crash Course in Saturn Return+ Krista's Favorite Therapeutic Modality+ An Exchange That Left a Mark on LindseyAbout the book: https://almost30.com/bookMore episodes related to this topic:Are You Having A Quarter-Life Crisis?: https://www.selfhelplesspodcast.com/episodes/episode/20a07394/are-you-having-a-quarter-life-crisisTips For Dating In Your 30s (On And Off The Apps): https://www.selfhelplesspodcast.com/episodes/episode/31372374/tips-for-dating-in-your-30s-on-and-off-the-appsHow Priorities Change in Your 20s vs. 30s: https://www.selfhelplesspodcast.com/episodes/episode/235c5435/how-priorities-change-in-your-20s-vs-30sSupport the podcast, vote on topics, and more: https://www.patreon.com/selfhelplessYour Host, Delanie Fischer: https://www.delaniefischer.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Okayyy…the countdown is ON! Our book, Almost 30: A Definitive Guide to a Life You Love For The Next Decade and Beyond, comes out June 3rd, and we CAN'T WAIT for you to have it! In honor of our book baby's birth, we're talking all things Saturn Return in this blast-from-the-past episode.   Ahead, Nadine Jane, Ophira Edut, Jennifer Freed, and Chani Nicholas will give you the lowdown on the magical + messy portal that is your Saturn Return. This period of time is like a spiritual bootcamp that will set you up for an expansive + abundant life…that is, if you've got the right tools. Think of this episode AND our book as your trusty companions to the wild ride of your late twenties…or really any major transition. Learn the skills needed to meet your higher self + uplevel in every area of your life. We're cheering you on, in every season…you got this! We also talk about: How to use astrology + transits for self-reflection and growth The significance of the seven-year Saturn cycles—and how they shape relationships, careers, and identity Navigating uncertainty: letting go + embracing change during big transitions Why it's time to stop blaming your parents + fully step into your own power The difference between ego + soul-driven manifestation (and why Saturn cares!) Relationship dynamics through an astrological lens—attachment, independence, and redefining love What to do if your Saturn Return feels brutal… and how to turn breakdowns into breakthroughs Expert advice on astrology for dating, love, + knowing yourself deeper Pre-order our book, Almost 30: A Definitive Guide To A Life You Love For The Next Decade and Beyond, here: http://bit.ly/Almost30Book.  Sponsors: Cymbiotika | Go to Cymbiotika.com/Almost30 for 20% off + free shipping.  Just Thrive | Visit justthrivehealth.com and save 20% on your first 90 day bottle of Just Thrive probiotic with promo code: ALMOST30.  To advertise on this podcast please email: ad-sales@libsyn.com or go to https://advertising.libsyn.com/almost30.  almost30.com/learn almost30.com/morningmicrodose almost30.com/courses  facebook.com/Almost30podcast/groups Podcast disclaimer can be found by visiting: almost30.com/disclaimer.  Find more to love at almost30.com! Almost 30 is edited by Garett Symes and Isabella Vaccaro.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your twenties are a time of major change and transition, and here to help you navigate it all are Krista Williams and Lindsey Simcik - founders, authors, and co-hosts of the Almost 30 podcast. In this soul-nourishing episode, Krista and Lindsey share what their Saturn Return taught them about becoming the most authentic version of themselves, and help Vic work through what's surfacing in her own Saturn Return. From inner child healing to evolving friendships, they explore how to tune into your own energy, recognize patterns, and extend yourself grace through growth. Because the truth is, change isn't something to fear, it's the exact thing that shapes you into who you're meant to be. Tune in for big sister wisdom and a reminder that you're not behind - you're becoming.Book Pre-Order: Almost 30: A Definitive Guide to a Life You Love for the Next Decade and Beyond by Krista Williams and Lindsey SimcikInstagram: @almost30podcastWebsite: almost30podcast.comRelated Real Pod episodes:RAINN WILSON: From The Office to Enlightenment, Why The World Needs A Soul BoomMy Live Therapy Session with Gabby Bernstein!// SPONSORS // LMNT: LMNT is offering a free sample pack with any purchase, that's 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors or share LMNT with a friend. Get yours at DrinkLMNT.com/realpod.Better Help: Visit betterhelp.com/realpod today to get 10% off your first month. Beam: Go to shopbeam.com/realpod and use REALPOD at checkout for up to 40% off! Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode. Produced by Dear Media. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.