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This week on bigcitysmalltown, we examine how San Antonio residents are rethinking their relationship with nature—starting in their own front yards. Guest host Cory Ames interviews Monika Maeckle, author, naturalist, and founder of the Texas Butterfly Ranch and the Monarch Butterfly and Pollinator Festival. Maeckle's new book, Plants with Purpose, explores why traditional lawns may be a liability for San Antonio, and how reimagining our landscaping choices can have a measurable impact on water conservation, biodiversity, and the city's resilience to climate extremes.In this conversation, Cory and Monika discuss:• The hidden costs of maintaining lawns in San Antonio's climate• How native and well-adapted plants can contribute to local ecosystems• Strategies for residents—homeowners, renters, and educators—to build greener, more sustainable neighborhoods• Accessible starting points for those new to native gardening, including resources and recommended nurseries• The cultural and historical narratives tied to landscaping in Texas• Examples of successful lawn-to-native transformations around the city, and how attitudes on “curb appeal” are beginning to shiftThe episode also addresses the broader implications for water policy, environmental education, and the role of public utilities and HOAs in shaping San Antonio's urban landscape. For residents seeking practical steps—and inspiration—on making their homes and communities more sustainable, Maeckle's perspective is rooted in decades of local experience.You can find more information about Plants with Purpose, local events, and suggested resources at bigcitysmalltown.com.RECOMMENDED NEXT LISTEN:▶️ #125. The Man Behind Brooks: How Leo Gomez Reimagined the Southside – Explore San Antonio's transformation on a bigger scale as Bob Rivard sits down with Leo Gomez, president and CEO of Brooks, to unpack the revitalization of this former military base into a thriving mixed-use community. Discover how bold leadership, partnerships, and a focus on green space are reshaping the city's Southside—all connecting back to how we can build a more vibrant, sustainable San Antonio.-- -- CONNECT
Hosts Regan Brown and Bill Mann, President of GB Group Construction & Painting, sit down with Brad Bacome, Certified Community Manager at The Manor, to discuss the essential preparations HOAs should make as summer approaches. The conversation touches on the importance of early planning for pool openings, the role of pool monitors, reinforcing community rules, and safety considerations for barbecue areas and pickleball courts.
Dave and The Committee bring us Am I Wrong? to wrap up a Friday with talk about the US Open, HOAs and parents using grad parties to pull money out of their friends' pockets.
June 11, 2025 In this episode, host Pete Neubig sits down with Peter Greeves, CEO and co-founder of EJF Real Estate Services, to explore the nuances of running a successful HOA management company. Peter shares how his firm grew from a downtown D.C. startup to a major player managing 300 HOAs and over 900 single-family units. They cover the slower adoption curve in the HOA space, strategies for gaining referrals from attorneys and vendors, the role of technology and virtual assistants, and how to break into the HOA market with smaller communities. Peter also compares profit margins between HOA and SFR management and shares advice on hiring A-players and maintaining company culture during growth.
Oh Henderson. The cushy Southern Nevada suburb is quickly garnering a reputation for more than just manicured lawns and HOAs — the drama over ousted police chief Hollie Chadwick has bled into City Council politics, and it's the stuff of Bravo TV: A cease and desist over affair rumors, transparency complaints over police bigotry, and snippy retorts in council meetings. To help us break it all down, co-host Dayvid Figler talks with Review-Journal reporter Casey Harrison, who explains how all this beef could affect the upcoming mayoral race. Learn more about the sponsors of this June 9th episode: Southern Nevada Water Authority Want to get in touch? Follow us @CityCastVegas on Instagram, or email us at lasvegas@citycast.fm. You can also call or text us at 702-514-0719. For more Las Vegas news, make sure to sign up for our morning newsletter, Hey Las Vegas. Looking to advertise on City Cast Las Vegas? Check out our options for podcast and newsletter ads at citycast.fm/advertise. Learn more about your ad choices. Visit megaphone.fm/adchoices
HOAs: love 'em or hate 'em, they can make or break your experience as a homeowner—especially when it comes time to sell. In this episode of the State 48 Homeowner Podcast, we're diving into the good, the bad, the ugly—and the downright deal-killing—side of homeowners associations in Arizona.
HOAs and Condo associations have grown to be a big part of the American housing landscape over the last 50 years. In 2025, the Maryland general assembly passed a new law requiring independent third-party elections of HOA/condo boards and the City of Gaithersburg left Montgomery County's Commission on Common Ownership Communities. Sunil Dasgupta talks with Gaithersburg councilmembers Neil Harris and Yamil Hernandez, themselves experienced HOA officials, about how they are thinking of a new regulatory regime. Music by Silver Spring power pop band, The Airport77s.
Send us a textThe 2025 Atlantic hurricane season is already underway—and it's expected to be an active one, with forecasts calling for 17 to 25 named storms, up to 13 hurricanes, and as many as 7 major hurricanes. For Florida's community associations, that means flood preparedness is no longer optional—it's urgent.In this episode of Take It to the Board, host Donna DiMaggio Berger welcomes Maurice Huffman, inventor of StormBag—a revolutionary, sandless sandbag that's changing the way neighborhoods and HOAs prepare for storms. Fresh off his appearance on Shark Tank Season 15, where he secured a $200,000 deal from Mark Cuban and Lori Greiner, Maurice shares the story behind StormBag, how it works, and why it's gaining traction across Florida and beyond.Unlike traditional sandbags, StormBags start out as lightweight, compact one-pound pouches that expand to 32-pound barriers when soaked in water—thanks to a polymer that absorbs 300 times its weight. They're clean, reusable, easy to store, and simple enough for a single person to deploy in minutes—making them ideal for both single-family homes and high-rise buildings.Maurice also opens up about the personal tragedy that led him to create StormBag after losing everything in the Paradise, California wildfires and experiencing flood damage shortly after. His Shark Tank journey provides a rare behind-the-scenes look at pitching to the Sharks and what happens after the cameras stop rolling.As climate risks grow and storms become more intense, this episode offers community leaders and homeowners practical insights on better protecting your property with less effort, expense, and environmental impact.Conversation Highlights:How the StormBag technology worksA breakdown of StormBag's cost and how it compares to traditional sandbags, including those distributed for free by some municipalitiesGuidance on how many StormBags are typically needed to protect the entrance of a multifamily buildingEstimates on the number of StormBags required to safeguard a 3,500-square-foot home from floodingInformation on the storage space required to stockpile StormBags in advance of a stormThe origin story behind StormBag and how the idea came to lifeInsights into Maurice's experience pitching on Shark Tank and securing a deal with Mark Cuban and Lori GreinerThe impact of endorsements from FEMA and the Department of Homeland Security, and examples of how HOAs and local governments are adopting StormBag for flood controlWhat community leaders and homeowners should keep in mind when it comes to flood preparedness and mitigationRelated Links:Resource: Becker Hurricane Preparedness and RecoveryOnline Class: Disaster Preparedness and RecoveryArticle: Shark Tank Episode
Andrew Martin, founder of Urban Landcare, has worked in the landscape industry for 25 years, including 20 years in San Diego. After obtaining degrees in Business and Horticulture, Andrew was recruited by the largest landscape maintenance company in the country, Valleycrest. His primary experience includes managing large-scale, high-demand landscapes, such as military bases and master-planned communities. His career has spanned landscape management for commercial and industrial properties, residential estates, HOAs, hotels, and apartment buildings. After gaining valuable experience in large-scale firms, Andrew followed his passion and pursued his entrepreneurial dream. In 2018, he launched Urban Landcare, a commercial landscape maintenance firm based in Encinitas, CA. The company strives to be the best commercial landscaper in San Diego County. Urban Landcare operates two key divisions: Enhancements/Irrigation and Maintenance. With a strong focus on water management, the company is at the forefront of addressing the unique challenges presented by California's changing environment. In just six years, Urban Landcare has grown from a start-up to serving over 60 maintenance properties and employing 30 people. As Urban continues to grow organically, it remains committed to upholding the highest standards of quality and fostering a culture of care for its clients and employees.
In this 15 minute podcast: -USTL President Philip Blumel shifts focus to term limits in the private sector, highlighting their benefits beyond politics. -Libby Utter discusses how term limits improve board performance in small businesses by encouraging rotation and fresh ideas. -Former Medtronic CEO Bill George supports CEO term limits, citing better leadership outcomes and opportunities for emerging talent. -Experts in nonprofits, PTOs, and HOAs all recommend term limits to prevent burnout, encourage innovation, and maintain organizational health. Stay up to date on the latest Term Limits news! Subscribe for free on Apple Podcasts, Spotify, or wherever you listen to podcasts. You can shop for hats, t-shirts, bumper stickers, and more at http://termlimits.com/store Has your local state Representative or Senator committed themselves to defend Term Limits? See if they are listed, and if not, ask them to sign the pledge at http://termlimits.com/pledge Help U.S. Term Limits fight to place TERM LIMITS on all members of Congress by donating at http://termlimits.com/donate. We will not stop until TERM LIMITS is enacted on ALL members of Congress, NOT JUST THE PRESIDENT!! To check on the status of the Term Limits movement in your state, go to http://termlimits.com/TakeAction
Mike Johnson, Beau Morgan, and Ali Mac let listeners call in and talk about whether or not they like HOAs, and how they feel about 3:30 college football kickoffs in the Wake Up Call!
HR3 - Braves need another big June like they've had in the past to turn season around In hour three Mike Johnson, Beau Morgan, and Ali Mac let listeners call in and talk about whether or not they like HOAs, and how they feel about 3:30 college football kickoffs in the Wake Up Call! Mike, Ali, and Beau continue the final hour by spending some time with 92.9 The Game's own Braves insider and reporter, Grant McAuley! Beau, Mike, Ali, and Grant discuss if Grant and Ali's HOA had any right to send him and Ali pictures of their yard to get them to get rid of their weeds, how big it was for the Braves to avoid being swept by the Phillies yesterday, what the difference between early season Chris Sale and the Chris Sale that's pitching right now is, AJ Smith-Shawver's injury, what Smith-Shawver's injury means moving forward for the Braves, how Ozzie Albies has gotten hot, what has changed for Ozzie at the plate, when Grant expects Ronald Acuña Jr., Spencer Strider, and the Braves to hit their stride, if Ozzie Albies should've tried to steal second in the bottom of the ninth in game one of the doubleheader against the Phillies yesterday, and the umpire's bad strike call at the end of game one of the doubleheader against the Phillies yesterday. The Morning Shift crew also continues to react to the Georgia Bulldogs Football team announcing five kickoff times for their 2025 season, and explain why Georgia fans like the 3:30 kickoff times. Finally, Mike, Beau, and Ali close out hour three by diving into the life of Beau “Squidbilly” Morgan in The Life of Squid
On this "Kim on a Whim" segment of the Marc Cox Morning Show, Kim St. Onge shares the heartbreaking story of a woman in Arizona who was told by her HOA to remove a Memorial Day display honoring her fallen soldier brother. The tribute, which included flags and a photo of Sgt. John Kyle Daggett—killed in Iraq in 2008—was labeled a “nuisance.” Marc and Kim react to the story, questioning how far HOAs should go in regulating patriotic displays and personal tributes.
#12WeeksToPeak #negotiation #SelfImprovement #LifeLessons In this conversation, I sit down with Andres Lares, a negotiation expert, to discuss the intricacies of negotiation, leadership, and sales training. Believe it or not, we get into the importance of goodwill in business relationships. (I always leave a little meat on the bone so my prospects and business partners want to come back to work with me.)As The Sales Whisperer®, of course, we discuss the value of training.As a Brazilian Jiu-Jitsu practitioner, I discuss being adaptable as a key component of a negotiation training program.As an Air Force veteran, we get into the role of leadership in employee retention. (Unfortunately, leadership is sparse in the military, the private sector, schools, churches, HOAs, PTAs, Little League, and everywhere in between...But I digress.)As usual, balance is key in business and in life, so we look at the need for creating a balance between structure and flexibility in sales processes, as well as the significance of self-reflection and feedback for personal growth."The worst-case scenario is not a no."We agree on the philosophy of incremental improvement and the necessity of practice and preparation in negotiation and in life.We also agree on the intricacies of negotiation and the importance of tailored training for effective communication. You must understand the buyer's perspective and maintain integrity in your business: prospecting, selling, and fulfillment roles.As we say in the military, the more you bleed in training, the less you bleed in battle, so we dive into the significance of preparation, emotional intelligence, and the role of negotiation training in building confidence and credibility.Finally, Lares shares insights on the challenges of hiring skilled facilitators and the value of asking the right questions to uncover the truth in negotiations."Nothing convinces like conviction."GUEST INFO:Guest Site: https://www.shapironegotiations.com/resources/books/Guest LinkedIn: https://www.linkedin.com/in/andreslares/Guest X: https://x.com/sninegotiationsGuest Instagram: https://www.instagram.com/shapiro_negotiations_institute/00:00 Introduction to Negotiation and Leadership02:49 The Power of Nice in Negotiation06:08 Value-Based Negotiation Strategies09:05 The Importance of Training and Adaptability11:59 Balancing Structure and Flexibility in Sales14:55 The Role of Leadership in Employee Retention18:10 Investing in People for Long-Term Success20:56 The Incremental Improvement Philosophy24:04 The Role of Feedback and Self-Reflection27:11 The Importance of Practice and Preparation30:48 The Art of Negotiation and Training39:41 Understanding the Buyer's Perspective42:15 The Importance of Integrity in Sales46:43 Tailored Training for Effective Negotiation53:19 Books and Resources for Negotiation SkillsNot for the mediocre majority: Learn how I get more done in a quarter than most achieve in a decade in 12 Weeks To Peak™ https://wesschaeffer.com/12wConnect with me:X -- https://X.com/saleswhispererInstagram -- https://instagram.com/saleswhispererLinkedIn -- http://www.linkedin.com/in/thesaleswhisperer/#12WeeksToPeak #SalesTraining #GoalSetting #PersonalDevelopment
Segment Teaser – On this episode of Go Gaddis Real Estate Radio, we're sitting down with Expert Advisor Michael Crew, CEO of Homeowner Management Services, Inc, to answer the most common (and often misunderstood) questions about Homeowners Associations (HOAs). Whether you're already living in an HOA-governed neighborhood, considering buying in one, or planning to sell, this conversation will shed light on what to expect from HOA management in 2025 and beyond.
Segment Teaser – What does the future hold for Homeowners Associations (HOAs) in 2025 and beyond? This week on Go Gaddis Real Estate Radio, we're joined by Expert Advisor Michael Crew, CEO of Homeowner Management Services, Inc, to dig into the evolving landscape of HOAs and what homeowners, buyers, and even investors should be aware of as we move further into the year.
On today's Wholesale Hotline Podcast (Subto Edition), Pace reveals how he bought a property on Sonnet Drive with no money down, no credit, and 2% seller finance, eventually profiting over $200,000 through appreciation and cash flow.. Show notes -- in this episode we'll cover: Why Airbnb is a dying model, especially in HOAs and strict cities like Atlanta and Vegas—Pace explains why he's exiting the short-term rental game completely in favor of more scalable strategies. Powerful insight into balloon payments and automatic extensions—Pace details how he negotiated a 5-year renewal clause on all 31 seller-financed properties he bought from the same seller. Why Pace agreed to pay Zillow price + $10K and how he used that to negotiate 0% down—breaking down the “teeter totter” method of trading higher price for better terms. Final takeaway: Single-family real estate is a long game—cash flow is minimal, but equity and appreciation create massive wealth when you roll profits into bigger deals like RV parks using 1031 exchanges. ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ ☎️ Welcome to Wholesale Hotline & Subto Breakout✌️✌️! ☎️ Need discounts and free trials!? Check this out for the softwares/websites/contracts/scripts/etc we use in our business: ✌️ https://shor.by/pace-youtube ✌️ ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖
This episode is presented by Create A Video – North Carolina lawmakers are pushing changes to state law to limit abuses by homeowners associations. But there's still a massive gap in current law that leaves homeowners unprotected. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: If you choose to subscribe, get 15% off here! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.
This week, we dive into TD's latest saga with the HOA (spoiler: it's somehow worse than last time), relive a Divorced Dad Dating Disaster courtesy of Chris that's both tragic and hilarious, and nerd out over the upcoming Naked Gun movie. From petty neighborhood drama to romantic misfires and classic comedy reboots—this episode has it all. Buckle up.
In this conversation, OP Almaraz and Paul Brady discuss the complexities of wildfire risk and insurance. Paul shares his unique background in wildfire mitigation and how it informs his work at Green Shield Risk Solutions. They explore the challenges of modeling wildfire risk compared to other perils, the importance of understanding wildfire behavior, and the innovative solutions being developed to assess and mitigate these risks. The discussion emphasizes the need for better communication and understanding between insurance providers and homeowners regarding wildfire risks and safety measures. In this conversation, Paul Brady and OP Almaraz discuss the complexities of insurance coverage in wildfire-prone areas, emphasizing the importance of community efforts, vegetation management, and the role of designations like Firewise. They explore the challenges faced by homeowners with high-value properties, the dynamics of the real estate market, and the future of insurance models in the context of increasing wildfire risks. Innovations in insurance products aimed at high-value homes are also highlighted, along with the need for standardized mitigation practices to restore confidence in the insurance market. Highlights: Paul Brady has a unique background in wildfire mitigation and insurance. There is a significant gap in the insurance industry's understanding of wildfire risk. Wildfire risk modeling is more complex than modeling for other perils like floods. Wildfire behavior is influenced by topography, weather, and fuels. The radiant heat from a wildfire can cause significant damage to nearby structures. Green Shield Risk Solutions aims to make homes more insurable against wildfires. Their technology utilizes updated aerial imagery for risk assessment. Homeowners can order wildfire risk reports directly from Green Shield. Defensible space around properties is crucial for wildfire safety. Community efforts are essential in mitigating wildfire risks. HOAs can benefit from hiring firms to visualize community impact. Firewise designation can positively influence insurance coverage. Reducing vegetation can lower risk assessment models over time. High-value properties face unique insurance challenges post-wildfire. The real estate market is affected by insurance availability and risk perception. Wildfire risk is becoming a nationwide concern, not just localized. Insurance companies are hesitant to insure properties in high-risk areas. Standardizing mitigation practices is crucial for restoring insurance confidence. Innovative insurance products are being developed for high-value homes. Community efforts in wildfire mitigation can lead to better insurance outcomes. Closing Thoughts This episode of All Things Wildfire serves as both a wake-up call and a guidepost for navigating wildfire disasters. Remember, preparation and community effort are key to reducing future risks. For more tips and updates, follow us on social media and visit our website.
¿Todo listo para cerrar… y el prestamista te falla?
In this episode of the Real Estate Investing School podcast, host Joe Jensen sits down with Scott Durham, a 20-year veteran real estate agent based in Reno, Nevada, who made the pivot into investing in 2019. Scott shares how he transitioned from a high-volume agent to a savvy investor doing 10 to 12 flips a year while slowly building a rental portfolio focused on short-term rentals. The conversation dives deep into the stark contrast between being a real estate agent and being an investor, and how Scott strategically blends both roles to maximize profit and flexibility in his life. He shares how flipping created the capital he needed to fund long-term passive income investments—and how buying right from day one is the key to success. Throughout the interview, Scott and Joe unpack topics like lifestyle design, escaping the hamster wheel of high-commission work, leveraging your position in the real estate world to find hidden deals, and the pros and cons of investing in HOAs. Scott also talks about why he prefers short-term rentals over long-term holds in high-cost markets and the systems he's built to keep things lean and automated. From tax strategies like cost segregation to practical deal-finding tips and mindset shifts, this episode is packed with actionable insights for agents, flippers, and aspiring investors alike. Book a free real estate investing strategy call! No experience necessary. Check out the Real Estate Investing School Youtube Real Estate Investing School Instagram Brody's Instagram Joe's Instagram Scott's Instagram
¿Vecinos "vigilantes"? Es como si le dieras balas a la "vieja del visillo"...Acompáñame por las HOAs, las patrullas vecinales, los foros conspiparanoides y los timbres con cámara en Estados Unidos, entre otras cosillas.Y si quieres apoyarnos, apúntate a nuestro canal de Patreon y consigue acceso a muchísimos otros podcasts y vídeos que subimos por allí en exclusiva.¡Muchas gracias por escucharnos!
Ever tried brushing your teeth while scrolling through Instagram? Guilty as charged! Join me and my buddy Pat, aka Blackbird RVA, as we embark on a hilarious journey through daily distractions and the art of multitasking. From unexpected podcast setup mishaps to debating the pros and cons of phone usage while brushing, our chat is as lively as it gets. We navigate through bathroom etiquette—bidets versus traditional toilets, anyone?—and dive into the nuances of adult friendships, where breakups can make you question your loyalty to the friend group. And let's not forget the quirks of height dynamics and the playful banter that only true camaraderie can bring. As we venture further, our conversation takes on the social intricacies of house parties, weddings, and the strategic seating arrangements essential to avoiding drama. We reminisce about niche movie classics and the recent buzz around Shannon Sharpe's controversies, all while injecting humor with each twist and turn. The Vatican, the curious nature of clear energy drinks, and even conspiracy theories make their way into our banter, leaving no stone unturned. Expect laughter, nostalgia, and a unique take on current events as we blend the past and present with a touch of friendly rivalry. And of course, we dive into the intricacies of real estate investment and the challenges of dealing with HOAs, spicing up the conversation with personal anecdotes about neighborhood dynamics and entrepreneurial endeavors. Whether it's the trials of running a men's clothing store or grasping friendship dynamics among tall men, our dialogues are filled with humor, insight, and a genuine appreciation for the bonds that tie us together. So, plug in, sit back, and enjoy an episode packed with stories that will make you laugh, ponder, and maybe even question your own screen time habits.
Kinsella on Liberty Podcast: Episode 463. A followup discussion with André Simoni of Brazil about some questions he had about applying my/Rothbard's title-transfer. See also KOL457 | Sheldon Richman & IP; Andre from Brazil re Contract Theory, Student Loan Interest Payments, Bankruptcy, Vagueness, Usury. Grok Shownotes: 0:00–29:42] In this episode of the Kinsella on Liberty podcast (KOL463), Stephan Kinsella engages in a follow-up discussion with André Simoni from Brazil, building on their prior conversation with Sheldon Richman (KOL457). The dialogue begins with André revisiting his concerns about usury, fractional-reserve banking, and the nature of loan contracts, proposing a libertarian limit on interest rates to prevent exploitative lending practices that could lead to effective enslavement. He argues that modern financial systems, including fractional-reserve banking and fiat currency, are interconnected mechanisms designed to promote unsustainable economic activity, drawing insights from Doug French's book Walk Away. Kinsella challenges André's framing, particularly his view of loan contracts as bilateral exchanges, asserting instead that they are unilateral title transfers under Rothbard's title-transfer theory of contract. The discussion delves into the impracticality of “smart contracts” and escrow-based performance bonds, highlighting the inherent uncertainties in contractual damages and future obligations. [29:43–1:39:34] The conversation shifts to a deeper exploration of risk, inalienability, and the moral hazards embedded in modern banking systems. André connects usury and fractional-reserve banking, arguing that banks exploit depositors and borrowers by offloading risk while profiting as intermediaries, creating a system akin to a Ponzi scheme propped up by state interventions like deposit insurance. Kinsella agrees that the current system is corrupt but emphasizes that in a free market with full disclosure, such practices would be unsustainable due to economic realities and the inability to insure against systemic risks. They discuss the legitimacy of loan contracts, with André expressing concern about contracts that shift excessive risk to borrowers, potentially violating inalienability principles. The episode concludes with a discussion on corporations and limited liability, with André suggesting that corporate structures exacerbate risk-shifting, while Kinsella defends the contractual basis of corporations, referencing his prior discussions with Jeff Barr (KOL414, KOL418). Links to further resources and a promise to continue the dialogue are provided. Youtube Transcript and Detailed Grok Summary below. https://youtu.be/8AfTdeiDJD0 Links: Mercadente, The Illiberal Nature of Limited Liability: A Libertarian Critique Recent Grok conversation Libertarian Answer Man: Legal Entities and Corporations in a Free Society (Feb. 29, 2024) Libertarian Answer Man: Corporations, Trusts, HOAs, and Private Law Codes in a Private Law Society (Nov. 11, 2023) KOL414 | Corporations, Limited Liability, and the Title Transfer Theory of Contract, with Jeff Barr: Part I KOL418 | Corporations, Limited Liability, and the Title Transfer Theory of Contract, with Jeff Barr: Part II On Coinbase, Bitcoin, Fractional-Reserve Banking, and Irregular Deposits UK Proposal for Banking Reform: Fractional-Reserve Banking versus Deposits and Loans Musings on Fractional-Reserve Banking in a Bitcoin Age; Physicalist Shock Absorber Metaphors The Great Fractional Reserve/Freebanking Debate Jesús Huerta de Soto, Money, Bank Credit, and Economic Cycles Stephan Kinsella, “The Title-Transfer Theory of Contract,” Papinian Press Working Paper #1 (Sep. 7, 2024) Corporate Personhood, Limited Liability, and Double Taxation Doug French, Walk Away: The Rise and Fall of the Home-Ownership Myth My thoughts on bankruptcy and inalienability: see Areas that need development from libertarian thinker...
Jehoahaz, re d'Israele. Joas, re d'Israele. Vittoria di Hoas sopra i Siri. Morte di Eliseo.
Send us a textHave you ever stopped to think about what's really coming out of your faucets? This week on Take It To The Board, host Donna DiMaggio Berger sits down with Ed Padula of Quality Water Consultants to uncover the hidden truths about the water we drink, cook with, and bathe in every day. You might be surprised by what's flowing through your community's pipes and what is contributing to the inevitable water leaks in multifamily buildings.Donna and Ed's conversation reveals how municipal water treatment has changed dramatically over the years, with many cities switching from chlorine to chloramines—a combination that addresses one health concern but creates new problems with corrosion, water color, and infrastructure damage. As they explain, what municipalities consider "safe" water often still contains chemicals that affect both human health and building systems.The distinction between water softening and purification emerges as a critical misunderstanding for many associations. While softening removes calcium and magnesium to prevent spotting and extend appliance life, it doesn't address chemical contaminants or color issues. Perhaps most alarming is how water quality accelerates the deterioration of aging pipes in multifamily buildings. The corrosiveness of chloramines causes pipes to deteriorate faster, leading to more frequent leaks and eventually requiring expensive re-piping projects. Simultaneously, deteriorating pipes leach contaminants back into water, creating a vicious cycle.Ready to take a deep dive into what's flowing through your community's pipes? Listen now and, hopefully, start a much needed conversation for your board.Conversation Highlights Include:Why community associations should prioritize water quality—even if no issues have been reportedWater purification considerations for multifamily buildingsCommon—and often overlooked—water quality issues in condos, HOAs, and co-opsThe impact of aging pipes, boilers, and water systems on water quality in older buildingsHow water quality affects the lifespan of plumbing and piping systemsThe link between water quality and leaksUnderstanding the difference between filtration systems and softener systemsRoutine testing and inspections community associations should conductThe connection between poor water quality and health risksEarly warning signs of deteriorating water qualityWhat a community's emergency plan should include in the event of water contaminationRelated Links:Online Class: Anatomy of a Water Leak
In this episode of The Chicagoland Guide, host Aaron Masliansky sky introduces Inside the Skev listeners to the Chicagoland Guide, reconnects with longtime friend, scientist, and conservationist Dr. Becky Barak of the Chicago Botanic Garden to explore how native plants can play a key role in the future of urban and suburban living across the region.Becky will be speaking at Skokie Public Library on April 24, 2025, at 6:30 p.m. in an event titled “Rethinking Lawns: Incorporating Native Plants into Home Landscapes.” In this conversation, we go in-depth on what native plants are, why they matter for our local ecosystems, how they can help with flood prevention, and how homeowners, HOAs, and municipalities can shift their approach to landscaping.Aaron and Becky also discuss practical advice for how to:Introduce native plants into townhome communities like College HillTalk to landscaping professionals about transitioning away from traditional turf grassSelect beginner-friendly native species for home gardens or rain basinsAvoid common mistakes in native lawn conversionIf you care about water management, storm resilience, biodiversity, and beautiful, low-maintenance alternatives to traditional lawns — this episode is for you.
Life & Listings: Balancing Real Estate, Scaling Your Future w/ Jennifer Staats
Want to up your game in real estate, especially when it comes to working with HOAs? Don't miss Episode 78 of the Life and Listings Podcast, where Jennifer Staats sits down with Brandon Barnum. Brandon shares how AI is transforming the HOA space, why over half of U.S. homes being in HOAs means agents must get educated, and how his new certified HOA specialist course can help you stand out. Plus, they dive into the art of getting referrals, building powerful partnerships, and finding the right mentors to elevate your business. Listen to this episode now for insights you don't want to miss! “A lot of real estate agents don't ask for referrals because they don't feel comfortable and confident, they don't know how to ask the right way at the right time, and so that we teach the art of the ask, but in your system, you can actually automate the ask, so that you've got touch points at the end of the transaction, you're asking for a testimonial, you're asking for referral, and you're asking for reviews.”- Brandon Barnum You'll learn: Why understanding HOAs is crucial—53% of homes in the U.S. are in one! How agents can become Certified HOA Specialists through a new course The “Art of the Ask” – a 3-step system to boost your referrals How Brandon scaled his income 10x through strategic partnerships Mentorship Matters: Find mentors aligned with your goals—long-term guidance accelerates success. Partnerships Create Leverage: Smart, win-win partnerships can rapidly boost income and opportunity. About Brandon Barnum: While a single dad in 1997, Brandon was an early technology innovator featuring real estate property listings from Realtors he partnered with and promoted. After learning the art and science of referrals, he increased his annual income 10X from $20K to $200K in just 18 months. Brandon has since closed over $500 million in transactions by referral and has founded multiple local and online referral platforms and networks connecting more than 5 million members in 195 countries. Connect with Brandon: Website: https://ravingreferrals.com Raving Referrals/Speaking: https://ravingreferrals.com/ HOA.com Introduction: https://hoa.com/how-it-works/ LinkedIn: https://www.linkedin.com/in/brandonbarnum/ Facebook: https://www.facebook.com/ravingreferralsdotcom Twitter: https://twitter.com/RavingReferrals Instagram: https://www.instagram.com/raving_referrals/ Connect with Jennifer Staats: Website: staatssolutions.com Staats Solution Instagram: https://www.instagram.com/staatssolutions/ Jennifer Staats Instagram: https://www.instagram.com/jennifertherealtor LinkedIn: https://www.linkedin.com/company/staatssolutions/
In this episode, Daniel and Ron Apke break down the worst states in the U.S. to flip land—so you don't waste time and money targeting the wrong areas. From steep slopes and wetlands to restrictive HOAs and tricky title issues, they reveal the biggest red flags that make certain markets a nightmare for land flippers.With thousands of land deals under their belt, the Apke Brothers share real-world insight into what makes a state bad for land investing—from physical attributes to legal restrictions and everything in between. They also touch on which regions of the country are the most difficult and why some areas are better suited for other strategies like wholesaling or infill lots.Whether you're new to land or scaling your business, this episode will help you avoid costly mistakes and choose better markets. Stay tuned—an episode on the best states to flip land is coming soon.================================
In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson examine two urgent real estate issues facing buyers and investors in 2025. First, they take a close look at the growing interest in office to housing conversion, especially in cities struggling with high vacancy rates and lack of affordable housing. They explore how local governments are incentivizing developers to repurpose commercial buildings, and why co-housing might be the only financially viable option in many of these conversions. Erin shares why the rise in remote work is pushing companies to reevaluate office space, while James warns of the unintended consequence of turning corporate buildings into glorified company dorms. Then they unpack the implications of the Fannie Mae condo blacklist, which quietly renders thousands of condo buildings ineligible for traditional financing due to stricter post-Surfside regulations. From insurance issues with HOAs to outdated building maintenance, Erin and James reveal how being labeled a non-warrantable condo can trap sellers and scare off buyers—especially since there's no public access to the list. They offer a helpful reminder to always ask about a condo's loan eligibility and recommend working with agents who understand how to interpret HOA financials and compliance documents. Whether you're looking to invest in co-living spaces or buy a condo, this episode is packed with actionable advice and critical insights into the realities of urban housing in 2025. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/
You solicit your opinions on HOAs, Nico Iamaleava, broadcasters in Nebraska, Gatorade bottles, breaking the seal, the price of deodorant, and more.
Before you dive headfirst into condo investing, make sure you're prepared for the potential pitfalls with HOAs. My latest lesson breaks down the top three red flags every investor should be aware of—from the financial health of the HOA to fees and special assessments. With a decade of experience in real estate, I've learned some hard truths, and now I'm sharing them with you. Don't miss these critical insights that could make or break your investment. Watch now and be informed! Contact me! greg@velocityhousebuyers.com Instagram @grego_37
Erica discusses the various dog waste removal services offered by her company. She differentiates between residential services, such as weekly, bi-weekly, and twice-weekly scooping, explaining the nuances and her preference for recurring weekly plans. The episode also covers one-time cleanings and add-on services like deodorizing, while cautioning against sanitization due to liability concerns. Finally, Krupin explores commercial services for properties like HOAs and apartment complexes, emphasizing the importance of relationships and the different financial and logistical considerations compared to residential clients. Scoop Con 2025 (May 23-24, 2025) https://scoopcon.com/ Comments and Questions are welcome. Send to: thescooppodcast22@gmail.com
Host Bill Mann, President of GB Group Construction & Painting, sits down with Laura Young, General Manager at FirstService Residential, and Jennifer Jacobsen, Partner at Baydaline & Jacobsen LLP, to dive into the rising presence of e-bikes and e-scooters in communities. They discuss the challenges and legal implications for HOAs, explore their impact on community safety, and examine the need for regulations and potential partnerships with e-bike rental companies.
Send us a textCondominiums and HOAs may dominate Florida's shared ownership landscape, but cooperative associations offer a fascinating alternative with their own distinct legal framework and operational quirks. This week, Board-certified community association attorney and Becker shareholder David Rogel joins Take It To The Board host Donna DiMaggio Berger to unravel the mysteries of this older form of shared ownership that continues to house Floridians in everything from high-rises to single-family homes. At its core, understanding cooperatives requires grasping their fundamental difference from condominiums: in co-ops, the association owns the entire property, while residents own shares in the corporation with exclusive use rights to their units. This structure creates unique dynamics in financing, governance, and property transactions that directly impact property values and owner rights. Donna and David navigate the evolution of cooperative law, explaining how these communities—many established in the 1950s and 1960s—operate under bylaws and articles of incorporation rather than declarations. They dispel common misconceptions, including the notion that Florida cooperative boards have unlimited discretion to reject potential buyers, a practice more commonly associated with New York City co-ops. For those curious about conversion options, Donna and David outline the process of transforming a cooperative into a condominium, a trend gaining momentum as owners seek to increase property values despite the potential for higher property taxes. They also address the unique challenges of cooperative terminations, which lack the statutory framework available to condominiums. Whether you're a cooperative resident wondering about your property rights, a board member navigating governance questions, or simply curious about alternative forms of community living, this episode provides valuable insights into a housing model that has served Floridians for generations and continues to evolve alongside its more prevalent condominium counterpart.Conversation Highlights Include:Typical governing documents for a cooperativeDifferent types of housing that can be used for a cooperative (e.g., vertical construction, mobile home, single-family homes)Legal implications of being a shareholder vs. unit ownerBiggest misconceptions about co-opsCooperatives and cash-only salesWhy developers stopped using the cooperative form of ownership in FloridaProcess of converting cooperatives to a condominium form of ownershipProcedural and Substantive differences in Chapter 718 and Chapter 719 of Florida StatutesRelated Links:Podcast: Contemplating Condo Terminations with John Cadden of the Condominium Advisory GroupArticle: Legislative Changes Opens the Door to New Options for Resolving ‘Disputes' In Condominium and Cooperative AssociationsOnline Class: Knowledge is Power: Navigating Florida Condo & HOA Laws
This is happening in MN. https://www.lehtoslaw.com
2-27 Adam and Jordana 11a hour
Have questions? Send me a text hereIn this episode I talk about an amazing opportunity in real estate/business investing. Truck parking is one of those examples of real estate that is also a business. Department Of Transportation regulations, city ordinances, and HOAs have created a high demand opportunity for investors. Let's dig in!You're invited to send me a text message by clicking the link above this description. You can ask a question, leave a comment or just say hello. I look forward to hearing from you!Subscribe to the Financial Momentum Newsletter where we discuss ideas and tools to build momentum in your business and life! The newsletter is FREE and delivered to your inbox once a week. Click here to subscribe! DISCLAIMER: This video/audio content is intended only for informational, educational, and entertainment purposes. Neither Real Estate Revenue, Financial Momentum or Paul Ary are registered financial advisors, financial planners, attorneys, tax professionals or economists and the contents of this video and/or audio podcast should not be considered investment, financial, legal or tax advice. Your use of Financial Momentum or Real Estate Revenue's channel either on YouTube or on any audio podcast, and your reliance on any information from these sources is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, Instagram, Twitter, LinkedIn) for communications with The Financial Momentum Podcast, Real Estate Revenue or Paul Ary does not establish a formal business relationship. This is not financial advice. These are my personal opinions on real estate and the world in general.
Catherine Dupont is a solar advisor at Oxford Intelligent Energy. She guides homeowners, business owners and nonprofits with affordable solar and backup battery solutions. Prior to solar, Catherine was in IT program management. She received her BA from the University of California, Berkeley. Perform commercial and residential solar installation. Provide range of battery backup storage solutions from 10 kW to 4 Megawatts We specialize in providing a variety of solar solutions for residential, affordable housing, entire co-ops and HOAs, hotels, and solar farms. Many financing options available, including zero down for large commercial solar projects. We warranty all our equipment for 25 years.Oxford Intelligent Energy | www.oxfordintelligentenergy.com | catdupont@oxfordintelligentenergy.com | 415.510.0078 | Sign up for one of our negotiation courses at ShikinaNegotiationAcademy.comThanks for listening to Negotiation with Alice! Please subscribe and connect with us on LinkedIn and Instagram!
In this episode of Go Gaddis Real Estate Radio, Cleve welcomes Michael Crew, CEO of Homeowner Management Services, Inc, to discuss the rising cost of HOA fees and whether purchasing a home with monthly dues still makes sense in today's market. Segment Teaser: Listener Question: "We have a home in a neighborhood where the HOA was never established, but there were always CCRs. A developer is coming in and wanting to establish an HOA after 10+ years—do we have to join?" (Chetina, Tybee Island) HOA Fees Are Increasing: What's driving these hikes? Is Buying in an HOA Community Still Worth It? The pros and cons. What Can Homeowners Do If Their HOA Fees Keep Rising? Cleve Gaddis: Helping listeners go from real estate novice to expert, ensuring that home buying and selling can be done with total confidence and without the usual worries of life's biggest investments. Let's Talk: Visit GoGaddisRadio.com to ask questions, leave comments, push back, share ideas, and explore our Neighborhood Spotlight. Don't forget to subscribe to our podcast!
In this episode of Go Gaddis Real Estate Radio, Cleve Gaddis is joined by Michael Crew, CEO of Homeowner Management Services, Inc, to continue the conversation about Homeowners Associations (HOAs)—the good, the bad, and the unexpected. Segment Teaser: What Do HOA Dues Actually Cover? Are they worth the cost? Pros of Living in an HOA Community: Maintenance, amenities, and property value protection. Cons of HOAs: Rising fees, restrictions, and unexpected assessments. Listener Question: "I'm considering a home in an HOA neighborhood, but I've heard horror stories. What should I look for before committing?" Can You Negotiate HOA Fees? What buyers and sellers need to know. Cleve Gaddis: Helping listeners go from real estate novice to expert, ensuring home buying and selling can be done with total confidence and without the usual stress of life's biggest investments. Let's Talk:
When an engineer builds a press to help his son start a clothing line, there's a high chance they may get bit by the print bug. In Jeremy Ray's case, he fully changed careers and has been playing the print game with engineer cheat codes on ever since. This experience of entering the industry ‘late in the game' lends to a unique perspective, and we're happy we got to pick his brain and get his story. Topics of discussion include: Doing live podcasts, finding your audience, HOAs, shop mergers, moving spaces, taking conscious steps to elevate your business, starting a side business, having an owner's retreat, core values, and rucking.
In this episode, we sit down with Joseph from North Georgia Landscape Management to discuss his journey into the landscape industry. Joseph shares how he transitioned from the automotive industry into landscape design and maintenance, and how he has built a successful career in the Green Industry We dive into the operational structure of NGLM, including their separate maintenance and design/build divisions, as well as the importance of strong client relationships and communication as an account manager. Joseph provides valuable insights on bidding projects, managing crews, and delivering high-quality service to commercial clients like apartment complexes and HOAs. This episode offers a behind-the-scenes look at running a thriving commercial landscape company. https://www.instagram.com/nglm.landscapes/ Connect with Jason and Jordan https://greensideuppodcast.com/ greensideuppodcast@gmail.com https://www.instagram.com/greensideuppodcast/ https://www.instagram.com/skyfroglandscape/ www.skyfroglandscape.com www.indepenttreeservice.com Mention Green Side Up or use the link below to get $500 off with your SingleOps subscription! https://referral.singleops.com/l/JORDANUPCA68/ Intrigue Media IG:@imintriguemedia Podcast Produced by Mr. Producer - https://www.instagram.com/mrproducerusa/
Podcast Summary In this episode of All Things Wildfire, we dive deep into groundbreaking wildfire protection technology with Gadi, founder of FireDome, and Wade White, retired Assistant Chief of the Los Angeles Fire Department. Gadi, a former Israeli Defense Intelligence officer, discusses how military-grade technology is being applied to wildfire mitigation, inspired by Israel's renowned Iron Dome missile defense system. FireDome is a revolutionary autonomous wildfire suppression system that detects spot fires in seconds and launches fire-retardant capsules to extinguish them before they spread. The discussion explores the challenges of integrating new technology into the fire service, the growing need for proactive wildfire protection, and the potential impact on high-risk properties, businesses, and entire communities. With insights from Wade, who led innovations like the first robotic firefighter in LA, this episode highlights how technology can disrupt traditional firefighting methods and provide property owners with a powerful new defense against wildfires. Show Notes Gadi - Founder of FireDome, former Israeli Defense Intelligence officer Wade White - Retired Assistant Chief, Los Angeles Fire Department Topics Covered: The inspiration behind FireDome and its military-tech roots - How FireDome detects and suppresses fires within seconds - Challenges of introducing disruptive technology to firefighting - The growing need for private wildfire protection solutions - Why high-net-worth homeowners and businesses are looking for alternatives to costly insurance - Future vision: Deploying FireDome across wildfire-prone regions Notable Quotes: "We don't have to put our lives at risk anymore. We can let technology protect us from wildfires." "FireDome creates an invisible shield around properties, launching fire-retardant capsules in seconds—just like Iron Dome intercepts missiles." "This isn't just about detection; it's about reaction. We're bringing innovation to wildfire suppression in real-time." Episode Highlights ⏳ 00:02 - 00:15 | How FireDome creates a protective barrier using fire-retardant capsules ⏳ 00:15 - 00:43 | The role of real-time fire suppression and why current methods fall short ⏳ 00:57 - 02:28 | Why insurance brokers, real estate agents, and government agencies should pay attention to FireDome ⏳ 05:03 - 09:08 | How Gadi's military background led to the development of FireDome ⏳ 09:32 - 13:31 | How Wade pioneered robotic firefighting technology in Los Angeles ⏳ 17:00 - 22:00 | The mechanics of FireDome: Detection, launching capsules, and stopping fires before they spread ⏳ 27:14 - 30:50 | How FireDome could be a game-changer for vineyards, hospitals, and HOAs ⏳ 33:53 - 37:11 | When FireDome will be available in the U.S.
As insurance companies increasingly drop coverage for homeowners' associations, potential buyers are deterred, and the market could be destabilized. Today's Stocks & Topics: BCE - BCE Inc., UPS - United Parcel Service Inc. Cl B, WHR - Whirlpool Corp., Market Wrap, Insurers are Dropping HOAs, Threatening the Condo Market, CLS - Celestica Inc., PYPL - PayPal Holdings Inc., The Fed Meeting, Roth 403b vs. Roth I-R-A, AOS - A.O. Smith Corp., Oil Companies and The Electricity Market.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Indochino: https://indochino.com/INVEST* Check out Kinsta: https://kinsta.com* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands
The collectivism of a homeowner's association is something that you can use to your advantage during your doorknocking. This episode is gonna show you a golden nugget for building rapport in a community ran by HOAs through a very simple strategy. SOLARCON 25% Off for a Limited Time! https://apply.solarpreneurs.com/ https://zendirect.com/ https://crmx.app/ https://zapier.com/ https://www.solarscout.app/taylor TOP 10 MOST DOWNLOADED EPISODES OF ALL TIME https://www.youtube.com/@solarpreneurs goals.solarpreneurs.com oneliners.solarpreneurs.com https://solciety.co/ - JOIN SOLCIETY NOW! SIRO APP - LEARN MORE!
It's episode 250 of the Backpacking Podcast!!! What have we learned? Are we growing as backpackers? Do we still succumb to our ADHD during each episode? Tune in and find out! Check out our title sponsor, Outdoor Vitals: www.outdoorvitals.com
Subscriber-only episodeSend us a textNothing says leadership like fighting an HOA while managing a possibly racist military working dog. Trent and Aaron break down team room chaos, dysfunctional command moments, and why ‘SOF SERE' paperwork is the worst kind of clutter. From war dogs to coffee mugs labeled ‘HOA Rules,' we're unpacking the absurd and inspiring truths about special operations life. Like, subscribe, smash the bell, and leave a review—because even HOAs couldn't keep us quiet. Oh, and consider joining the Ones Ready membership to fuel this madness!Join this channel to get access to perks: HEREBuzzsprout Subscription page: HERECollabs:Ones Ready - OnesReady.com 18A Fitness - Promo Code: 1ReadyATACLete - Follow the URL (no promo code): ATACLeteCardoMax - Promo Code: ONESREADYDanger Close Apparel - Promo Code: ONESREADYDFND Apparel - Promo Code: ONESREADYHoist - Promo Code: ONESREADYKill Cliff - Promo Code: PODCASTKC20...
Q disses Bry, the importance of hydration, HOAs, winter ❄️ penis, underwater UFOs