Podcasts about hoas

Commercial pool service can look like the fast lane to bigger revenue, until you realize how many forces you do not control. We walk through the real differences between residential pool care and commercial pool maintenance, starting with what “commercial” actually means: community-used pools like apartments, HOAs, hotels, the YMCA, and public facilities that live under health department oversight. That oversight changes your day, your paperwork, and your stress level in ways most new techs do not see coming. We get specific about the operational realities: inspections, daily logs, and shutdown triggers tied to chlorine and pH ranges, plus the unpredictable stuff like user behavior that can close a pool even when you did your job. We also talk about the people side of the business, because commercial accounts often add management companies, approval delays, and the challenge of pleasing 30 or 40 voices instead of one homeowner. If you have ever felt stuck waiting on authorization while a motor is down and the water is slipping, you will recognize this problem instantly. Then we dig into the money, the right way. Yes, commercial accounts can pay significantly more, but they usually demand three to five visits a week, higher insurance limits, and a “headache factor” you should price honestly. We also cover the risk of concentrating your income in a few large accounts and the cash-flow pain that can come with net-30 billing and slow payments. If you are deciding what kind of pool service route to build, this conversation will help you choose with open eyes. If this helped you, subscribe, share it with a pool pro friend, and leave a quick review so more service techs can find the show.We break down why residential pool care often beats commercial pool care for working pool pros, even when commercial accounts look more lucrative. We compare regulation, workload, pricing, risk, and the day-to-day realities that make one route easier to live with and easier to keep stable.  • defining commercial pools vs residential backyard pools  • health department regulation, inspections, and required logs  • certification differences like CPO requirements for commercial work  • dealing with management companies, approvals, and multiple stakeholders  • heavy bather load and why commercial water turns faster  • shutdown triggers and chemistry ranges that can get you closed  • pricing a commercial account, including the “headache factor”  • higher insurance requirements and building costs into bids  • time demands, service frequency, and why mixing routes is hard  • concentration risk when you lose a high-dollar account  • payment delays, net-30 billing, and the hassle of collections  Join the Pool Guy Coaching Program. Get expert advice, business tips, exclusive content, and get direct support. Learn more at swimming poollearning.com.  Send us Fan MailSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y

Shan and RJ analyze the electric atmosphere at Madison Square Garden and discuss the New York Knicks' history of home-court struggles. They transition to evaluating the Dallas Mavericks' draft strategy and the gambling suspension involving Brendan Sorsby before finishing with a community discussion about city council meetings and HOAs. 01:50 - Knicks Atmosphere At MSG 07:19 - Mavericks NBA Draft Strategy 14:15 - NBA Draft Prospect Comparisons 19:29 - Texas Tech Gambling Controversy 24:18 - Sorsby Gambling Suspension Debate 31:44 - Kevin Hageland Cross Talk 34:19 - Local City Council Stories 40:16 - Professional Habits And Observations 43:20 - Impactful Life Advice Sentences

Today on the show, Paul and Ben talk about HOAs, the World Cup, spoilers for episode 8, Reno 911 and del Arte, Clarkson's Farm, quesadillas, weight loss, misdelivered mail, prison breaks, Alpine Divorce, Hippy Hike Fight, seeing Paul Thomas Anderson and Adam Sandler after a screening of Punch Drunk Love, the step-sister and the dogwood trees, Douglas Adams' inspiration for Hitchhiker's Guide, and finally AI Slop.

In this podcast, I sat down with Zoli Honig, founder and CEO of Short Form Media — a creative agency specializing in short-form video production, executive personal branding, and podcast distribution. In this podcast, we explore how TikTok redefined the social media landscape, shifting focus from follower counts to content quality. We discuss strategies to get more views and how creators can achieve significant reach, even with a small following. This episode highlights effective social media marketing techniques and offers insights into how to go viral, demonstrating the power of engaging content.⏱️ TIMESTAMPS / CHAPTERS

We are back and have a special guest! Toys! Movies! HOAs! GLYOS GALORE!

Hey Cinderella! Are you looking for your forever Castle in the mountains? Listen to Real Estate Realities with Justin Hermes as Justin explains the Red Flags with NEW BUILDS. There are many reasons why creating and buying a new build is not for the faint of heart or the pocket book. Listen as Justin, one of the best of the best in Colorado Springs spells it out so you don't end up UPSIDE DOWN in the end!

Hey Cinderella! Are you looking for your forever Castle in the mountains? Listen to Real Estate Realities with Justin Hermes as Justin explains the Red Flags with NEW BUILDS. There are many reasons why creating and buying a new build is not for the faint of heart or the pocket book. Listen as Justin, one of the best of the best in Colorado Springs spells it out so you don't end up UPSIDE DOWN in the end!

This week on North Port Now, we highlight the dedication of the new Circle of Honor, a lasting tribute created to recognize U.S. veterans and active-duty service members from all branches of the military. We also share details about the upcoming Memorial Day Ceremony hosted by American Legion Post 254 and holiday impacts to City facilities and services.Summer hours are returning to the North Port Aquatic Center beginning May 28, giving residents more opportunities to cool off and enjoy the pool, lazy river, slides and splash pad throughout the season. We also share reminders about staying safe in the Florida heat.As hurricane season approaches, North Port Emergency Management is offering free hurricane preparedness presentations for HOAs, businesses and community groups. Learn how to schedule a presentation and sign up for emergency alerts to stay informed during storm season.In this episode's Commission Meeting Highlights, City Manager Jerome Fletcher discusses public engagement during recent Commission meetings, the approved conservation easement option for Warm Mineral Springs Park and the renaming of the Tree Fund to the Environmental Protection Fund.Links and Resources:North Port Aquatic Center: NorthPortFL.gov/PoolEmergency Management and Speaker Requests: NorthPortFL.gov/CommunicationsEmergency Alerts: AlertSarasotaCounty.comCity Meetings and Agendas: NorthPortFL.gov/MeetingsThanks for tuning in to North Port Now. Stay informed, stay engaged and stay connected.

In this episode of the Travis Makes Money podcast, Travis Chappell and producer Eric play a fast-paced game of “This or That,” diving into some of the biggest debates in entrepreneurship, investing, and wealth-building. From buying vs. renting and high-ticket offers to personal branding and business partnerships, Travis shares nuanced takes shaped by interviewing over 1,000 successful entrepreneurs. Along the way, the conversation mixes practical business wisdom with hilarious tangents about HOAs, basketball hoops, Arnold Schwarzenegger quotes, and the realities of building a meaningful life and career. On this episode we talk about: Buying real estate vs. renting and how to evaluate a good deal Whether entrepreneurs should stay solo or bring on business partners Why high-ticket offers are often the fastest path to sustainable income The pros and cons of building a personal brand vs. a faceless company How to balance business success, fulfillment, family, and long-term impact Top 3 Takeaways High-ticket offers generally make scaling easier because they require fewer customers, better cash flow, and lower customer acquisition pressure. A strong business partner can dramatically accelerate growth, but the wrong partnership can create massive problems—choose carefully. Personal branding can create long-term leverage and future-proof opportunities, but it's not required for success and shouldn't come at the expense of your health or family. Notable Quotes “It's always good to buy if it's a good deal.” “If you want to go fast, go alone. If you want to go far, go together.” “Money only solves your money problems, but it's easier to solve the rest of your problems when you got money in the bank.” Connect with Travis Chappell: Instagram: @travischappell LinkedIn: Travis Chappell Website: https://travischappell.com A Word from Our Sponsors: Are you ready to start your own creator journey and make it big? Visit Fanvue today and launch your career! To learn more about Mode Mobile and its investor community, go to Mode Mobile Investments Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

Season 26, Episode 15 - Shaun Boyce, Bobby SchindlerSummaryIn this episode, Bruce, a seasoned tennis coach and software developer, shares insights on modernizing tennis club management with innovative software, the importance of technology in increasing court utilization, and ideas for making tennis more accessible for kids. The discussion covers software features like churn detection, AI-driven court management, and strategies to grow the sport.Key TopicsTennis software development and featuresCourt management and revenue optimizationStrategies to grow tennis participation among youthChapters00:00 Introduction and Guest Background01:23 Bruce's Day-to-Day Tennis Coaching03:00 Teaching Adults vs. Kids in Tennis03:54 Bruce's Passion for Teaching and Longevity05:01 Introduction to Tennis Edge CRM Software05:48 Customizable Features for Clubs and Coaches07:13 Churn Detection and Engagement Strategies08:10 AI-Driven Revenue Opportunities in Tennis Clubs08:50 Filling Open Courts and Lesson Slots with AI09:47 Efficiency and Professionalism for Coaches10:58 Challenges with HOAs and Club Management11:57 Convincing HOAs to Invest in Technology12:58 Pricing Models and Business Sustainability13:57 The Future of Tennis Technology and AI14:48 Cost Structures and Subscription Models16:02 Bruce's Vision for Growing Tennis Participation16:53 Leveling Prize Money and Supporting Players18:02 The Impact of Technology on Tennis Revenue18:49 The Role of Software in Modern Tennis Coaching20:04 Independent Coaches and Cost-Effective Solutions20:54 Customer Service and Reliability in Software21:50 The Evolution of Court Management Technology22:46 Educating HOAs and Facility Managers24:11 Making Tennis More Accessible for Kids24:59 The Importance of Early Exposure to Tennis25:59 Growing the Sport Through School Programs26:52 Reducing Entry Barriers for New Players28:12 The Benefits of Cashless and Automated Payments28:52 The Future of Tennis Software and AI Integration29:51 Bruce's Final Thoughts and Vision for Tennis31:01 King of Tennis: Bruce's Vision for the SportKeywordsTennis software, court management, tennis coaching, sports technology, tennis industry, club management, AI in sports, tennis growth, tennis accessibility, sports innovationFull YouTube Video: https://youtu.be/3vDZmTWDLRQBruce's King of Tennis Answer: https://youtube.com/shorts/V1cjfjm1PJULearn more about TennisEdgeCRM: https://tennisedgecrm.comContact Our HostsShaun Boyce, RSPA: shaun@americanracketsportsassociation.com | https://americanracketsportsassociation.com/Bobby Schindler, RSPA: schindlerb@comcast.net | https://letsgotennis.com/windermereGeovanna Boyce: geovy@regeovinate.com | https://regeovinate.com/GoTennis Website: https://letsgotennis.com/Learn more about the Marc Kaplan Media Excellence Award we (the GoTennis! Podcast) won from USTA Georgia: https://letsgotennis.com/captivate-podcast/gotennis-podcast-wins-the-marc-kaplan-media-excellence-award/Join Our CommunityCheck out the GoTennis! Atlanta Facebook page for deals, updates, events, podcasts, news, stories, coach profiles, club information, and more.Support the ShowDonate Directly: https://gotennispodcast.captivate.fm/supportCrypto Donations: Get into crypto with https://coinbase.com/join/PEWRLWK?src=referral-linkStart Your Own PodcastConsidering your own podcast? We recommend Captivate: This podcast is hosted by Captivate, try it yourself for free.

Are ADUs the next real estate gold rush… or just another permit-powered headache? Accessory Dwelling Units are moving from California trend to national real estate play. Gil Vaisman of Go ADU breaks down why homeowners are turning garages, basements, and backyards into rental income, family housing, and long-term property value. But this is not just about tiny houses with cute countertops. It is about zoning laws, contractor cash flow, city delays, bad deposits, fair pricing, and why building anything still feels like wrestling a fax machine with a clipboard.  

The U.S. State Department's Pax Silica initiative reframes Pax Americana for the AI age — chips, semiconductors, critical minerals, energy, data centers, payment rails. This week in Beijing, two of the Trilogy of Boards Patrick Wood predicted clicked into place. The Trilogy is now whole. In this two-and-a-half-hour conversation, Courtenay Turner and Patrick Wood — co-authors of The Final Betrayal: How Technocracy Destroyed America — walk the architecture being built around you: Pax Silica, the IMEC corridor, the Abraham Accords as the template for the China play, the Five Walls boxing China in, Gaza's new order under the Board of Peace, Taiwan as silicon shield and silicon hostage, the tokenization of property and the New York Stock Exchange, the occult roots of the technocratic movement, and how to think about preserving sovereignty, autonomy, and property in a rapidly closing system. Read the full essay: https://courtenayturner.substack.com/p/pax-silica ━━━━━━━━━━━━━━━━━━━━ CHAPTERS ━━━━━━━━━━━━━━━━━━━━ 0:00 — Opening: The Petrodollar Ends, Pax Silica Begins 1:31 — Welcome to the Technocracy Roundtable 5:11 — Property, Rights, and the Founders' Distinction 6:44 — What Is Pax Silica? (Video Explainer) 9:08 — Locke, Private Property, and Sovereign Property 13:05 — The Regime That Comes With Tokenized Property 14:01 — Tokenization, Titles, and the Loss of Control 21:57 — When Your Home Becomes a Programmable Asset 24:58 — Sovereign Farm Rights and Self-Sufficiency 25:54 — Daniel's Silicon Kingdom: The Biblical Frame 29:22 — The State Department Pax Silica Declaration 30:45 — The Allies Joining the Corridor 34:29 — Terms-of-Service Control of Everything 39:05 — Why Technocratic Countries Rise to the Top 41:53 — Trump's Empire Strategy in Beijing 46:33 — How China Gets Boxed In: The Five Walls 51:46 — Global Power Shifts: BRICS, Gulf, India 58:18 — The Trump-Xi Meeting: Body Language and Substance 1:01:31 — Abraham Accords as the Template for China 1:06:54 — Israel, Zionism, and the Technocracy Conflation 1:11:56 — Gaza's New Order: USD1, CENTCOM, and the Board of Peace 1:15:13 — Gulf Sovereign Wealth, Islamic Finance, and Tokenization 1:25:32 — Pax Silica's New Power Triangle 1:37:53 — Taiwan and the Chip Leverage Question 1:45:02 — How the Trade Boards Replace the Global Order 1:52:25 — Why Technocracy Is Beyond Politics 1:56:04 — Occult Roots, AI Consciousness, and the 2025 Conclave 2:05:21 — HOAs as Control Layers 2:08:40 — Tokenization and the Financial Fallout 2:13:19 — Protecting Assets: Cash, Land Patents, UCC Article 8 2:30:00 — Closing: "Use AI to Destroy AI" ━━━━━━━━━━━━━━━━━━━━ KEY NUMBERS & SOURCES MENTIONED ━━━━━━━━━━━━━━━━━━━━ • New York Stock Exchange (ICE): $25 trillion in U.S. assets targeted for tokenization by end of 2026; $170 trillion globally • UN Security Council Resolution 2803: Board of Peace authorized November 17, 2025 • Trump-Xi Beijing summit: Boards of Trade and Investment agreed May 14, 2026 • Pax Silica Declaration: signed in Washington, December 12, 2025 • H.R. 3633 / Digital Asset Market CLARITY Act: passed July 17, 2025 by 294–134 ━━━━━━━━━━━━━━━━━━━━ FURTHER READING ━━━━━━━━━━━━━━━━━━━━ • Courtenay Turner & Patrick Wood, The Final Betrayal: How Technocracy Destroyed America • Patrick Wood, The New Economics of Technocracy • Patrick Wood, "The China Card: Global Technocracy Is Emerging Under Trump's Reign" • Courtenay Turner, "The Tokenization of Everything" • Courtenay Turner, "The Governance Stack: How Technocracy Was Built Over 200 Years" • Henry Kissinger, Eric Schmidt & Craig Mundie, Genesis: Artificial Intelligence, Hope, and the Human Spirit ━━━━━━━━━━━━━━━━━━━━ CONNECT ━━━━━━━━━━━━━━━━━━━━ Courtenay Turner: • Substack • Website • X: @CourtenayTurner Patrick Wood: • Technocracy.News • X: @StopTechnocracy ━━━━━━━━━━━━━━━━━━━━ The Final Betrayal: How Technocracy Destroyed America — co-authored by Courtenay Turner & Patrick Wood. Available through Coherent Publishing. #PaxSilica #Technocracy #Tokenization #PatrickWood #CourtenayTurner #TheFinalBetrayal #IMEC #CLARITYAct #Geopolitics #BeijingSummit Learn more about your ad choices. Visit megaphone.fm/adchoices

Co-living is one of the most overlooked strategies in real estate investing. While most investors chase single-family rentals generating $200 a month per door, a small group of operators is filling houses with multiple residents, charging per bed, and clearing $5,000 or more on a single property. In this episode, co-living investor and coach Katrina Robinson breaks down exactly how this model works, who it serves, and how she runs three properties in San Antonio, Texas from Los Angeles. About Katrina Robinson Katrina Robinson is the founder of the Group Home on Autopilot coaching program and operator of Roundtable Living, a San Antonio-based co-living company with three properties housing low-income residents including people with disabilities, working-class adults, elderly tenants, and reentry individuals. A former Air Force officer deployed to Iraq, she manages her portfolio remotely and coaches investors nationwide on how to build and run co-living businesses profitably. What We Cover in This Episode What co-living is and how it differs from assisted living and adult foster care Why Katrina targets low-income, disability, elderly, and reentry residents How she went from $200 a month per door to $5,000+ per property The economics of co-living: beds, pricing by market, and the $2,000 monthly target How to choose the right property: bedrooms, bathrooms, layout, and amenities Why she avoids HOAs and how the Fair Housing Act protects her business How to segment residents by house to reduce conflict The systems she uses to manage properties remotely: Rent Ready, Jotform, Calendly, and Google Sheets The operations manager model and how she structured it as an independent contractor Real horror stories from the field and what they taught her about screening and systems Key Insight Katrina's first co-living house has 15 beds at $560 a month each. Gross income: $8,400. Her take-home after expenses: over $5,000 a month on one property. That single result convinced her to open a second house, then a third, and eventually build a coaching business around the model. The math works because the per-bed rate, even at an affordable price point, stacks in a way that single-family cash flow never does. Why This Episode Matters Affordable housing is one of the most pressing problems in the country and also one of the least understood opportunities in real estate. This episode gives investors a clear look at a model that addresses both, with real numbers, real systems, and real stories from someone who built it from the ground up and teaches others how to do the same. Find Out More Website: grouphomeonautopilot.com LinkedIn: Katrina E. Robinson YouTube: youtube.com/@grouphomeonautopilot Sponsors Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. rcbassociatesllc.com

In this episode, I sit down with Maoz Tal, CEO & Founder of But Better Snacks, to talk about what it really takes to build a health-focused food brand in today's market. Alongside his brother Roy Tal, co-founder and COO, Maoz has been building But Better Snacks with one goal in mind — creating snack options that are actually better for you without sacrificing taste.We get into the reality of competing in the health food industry, how consumer habits are changing, the challenges of scaling a physical product business, branding, distribution, and what most “healthy” snack brands are getting wrong. Maoz also shares lessons from building the company from the ground up and the mindset required to survive in a brutally competitive market.If you're interested in entrepreneurship, e-commerce, consumer brands, health products, or building a business from scratch, this episode is packed with insights.Make sure to like, comment, and subscribe if you enjoyed the conversation.----⏱️ TIMESTAMPS / CHAPTERS

In this episode, I sit down with Ben Simonson, the founder of Boresight Solutions, to talk about how he built one of the most respected names in custom polymer pistol modifications. Ben shares the story behind starting the company back in 2002, the evolution of professional frame stippling, and how his innovative approach to ergonomic pistol work helped influence the firearms industry as a whole.We dive into craftsmanship, entrepreneurship, attention to detail, and what it takes to build a trusted brand in a highly competitive space. Ben also breaks down the mindset behind creating duty-grade modifications that balance performance, function, and reliability for serious shooters and professionals alike.Whether you're interested in business, innovation, firearms culture, or mastering a niche craft, this conversation gives an inside look into the journey of a true industry pioneer.⏱️ TIMESTAMPS / CHAPTERS

Revisited: Q&A - HOAs Be Gone

Rover does the show half naked. Banded. JLR is obsessed with HOAs. The word 'tourist' starts another pronunciation debate. Ashley Judd celebrates her birthday like a twelve-year-old.

Rover does the show half naked. Banded. JLR is obsessed with HOAs. The word 'tourist' starts another pronunciation debate. Ashley Judd celebrates her birthday like a twelve-year-old.See omnystudio.com/listener for privacy information.

Rover is half naked. Banded. JLR is obsessed with HOAs. The word 'tourist' starts another pronunciation debate. Ashley Judd celebrates her birthday like a twelve-year-old. Carnival Cruise Line had a glitch on their website, letting people book a cruise for cheap. A woman stole a bottle of alcohol and smuggled it inside her body. What is the biggest object a woman could fit inside of herself? Rover got a c-ring stuck on himself. B2 finally went to get an x-ray of her foot. Did Rover order a knee scooter for B2? What would Duji do if Gia fell off a cruise ship? When was the last time Rover sliced a vegetable? See omnystudio.com/listener for privacy information.

Rover is half naked. Banded. JLR is obsessed with HOAs. The word 'tourist' starts another pronunciation debate. Ashley Judd celebrates her birthday like a twelve-year-old. Carnival Cruise Line had a glitch on their website, letting people book a cruise for cheap. A woman stole a bottle of alcohol and smuggled it inside her body. What is the biggest object a woman could fit inside of herself? Rover got a c-ring stuck on himself. B2 finally went to get an x-ray of her foot. Did Rover order a knee scooter for B2? What would Duji do if Gia fell off a cruise ship? When was the last time Rover sliced a vegetable?

Gun rights were among the first rights given to Americans. We'll learn what that means for us today in 2026. Our guest is attorney Reed Martz from Freeland Martz with offices in Oxford and Chattanooga TN. In Legal Terms, the show where we break down the law, explain how it works, and help make it a little less intimidating for everyday Mississippians hosted by attorney Adam Kilgore. legalterms@mbponline.orgIf you enjoyed listening to this podcast, please consider contributing to MPB: https://donate.mpbfoundation.org/mspb/podcastToday's Legal Terms on In Legal Terms are: Gun Trust, National Fire Arms Act, Prohibited PersonHey, we know it's hard to know where to look for “real” and truthful information. Our guest's website: mid south gun lawyer.com has state laws, information on Restoration of Rights and NFA Gun Trusts plus a FAQ section.Folks are passionate about gun rights. They are also passionate about HOAs. What do those two passions have in common - Reed Martz has talked with us about them on past In Legal Terms!Tuesday, May 26, 2020Tuesday, May 31, 2022Tuesday, October 22, 2024In Legal Terms: Gun Rights 2023You can listen LIVE to us from the MPB Public Media app or from MPBonline.org/radioThursdays, following our over-the-air broadcast, you can hear Next Stop Mississippi on MPB Think Radio at 4pm Central. Hosted on Acast. See acast.com/privacy for more information.

Episode Summary Jamie Barker, Public Information Officer for Boulder Fire Rescue, joins O.P. Almaraz on the All Things Wildfire podcast for an in-depth conversation on wildfire preparedness, community resilience, evacuation planning, and the evolving reality of living in wildfire-prone regions. Drawing from Boulder's experience following the devastating Marshall Fire, Jamie shares how wildfire resilience goes far beyond individual homes — requiring coordination between homeowners, neighbors, local government, and emergency responders. The conversation explores defensible space misconceptions, emotional barriers to preparedness, community-wide mitigation efforts, evacuation drills, insurance concerns, and the concept of "fire adapted communities." This episode offers practical insights for homeowners, HOAs, and communities looking to better prepare for the growing wildfire threat across the Western United States. Show Notes In This Episode: Why wildfire preparedness is a shared community responsibility The biggest misconceptions homeowners have about defensible space Lessons learned from the Marshall Fire Why "it's not if, it's when" has become the new wildfire reality The emotional and financial barriers preventing mitigation work How Boulder Fire Rescue approaches wildfire communication Community evacuation drills and creating muscle memory The relationship between insurance, preparedness, and resilience Why fear can be transformed into empowerment through preparation What "fire adapted communities" actually mean

Homeowners association (HOA) management is playing a larger role in new community development across metro Atlanta than many homebuyers realize. As builders navigate affordability challenges, rising operating costs and shifting buyer expectations, early HOA planning has become increasingly important for protecting long-term community value and financial stability.   Lisa Simmons, chairperson of Beacon Management Services and Tasha Fulk, vice president of the Declarant Services Division, join Host Carol Morgan on Atlanta Real Estate Forum Radio to discuss the evolving role of HOA management, current housing market trends and how proactive planning helps communities operate more efficiently from startup through turnover.  “We're celebrating our 15th year in business, and we've grown from a very small company to one of the largest in Georgia,” Simmons said. “We manage over $15 billion in real estate assets throughout Georgia, and we're the fifth-largest community association management company in Georgia.”  Beacon's portfolio spans a wide variety of community types, including master-planned communities, mixed-use developments, golf course communities and marina properties, along with a growing new-home construction division.  Metro Atlanta Housing Market Stabilizes as Affordability Shapes Demand  The metro Atlanta housing market is currently defined by stability, steady demand and a more cautious, price-sensitive buyer pool. Increased inventory has also created a more balanced environment for builders and developers.  Builders are responding with a more disciplined approach by adjusting incentives, managing supply and refining product offerings to better align with affordability challenges and buyer demand.  Affordability Drives Suburban Expansion & Townhome Growth  Affordability is reshaping where and how communities are being built across metro Atlanta. Development continues moving farther into suburban and exurban markets as buyers seek more space and value.  That shift is also fueling demand for townhomes, allowing builders to maximize density while still offering desirable square footage at a more attainable price point. At the same time, the continued popularity of live-work-play communities is influencing development patterns and design trends.  “Live-work-play is here and popular,” Fulk said. “People like that connectivity. They like being able to meet up with their neighbors down at a local coffee shop or see entertainment and then walk back home.”  Why HOA Management Is Becoming Critical in Early Development  HOA oversight during development helps establish a strong operational foundation while reducing the risk of financial gaps, service disruptions and homeowner dissatisfaction later in a community's lifecycle.  A major part of that early involvement is education, particularly for buyers who may be unfamiliar with how HOAs function or what responsibilities come with living in a managed community.  “We do not make the rules,” Simmons said. “The Board of Directors always sets policy for their respective association based on the governing documents.”  Budgeting, Technology & Long-Term Stability in New Communities  Early planning and budgeting are central to long-term financial stability in new communities. Beacon works with a range of national, regional and private builders across metro Atlanta, helping maintain consistency in community operations and communication during the early phases of development.  “We assist with a six-year proposed budget so that when it does turn over, the community is in a good financial state,” Fulk said.  Rising costs, including insurance, labor and maintenance, are also putting pressure on HOA budgets and increasing the need for realistic financial planning. Technology continues to play a larger role in improving efficiency and communication by centralizing operations and giving homeowners real-time access to important community information.  Protecting Builder Reputation Through Consistent Community Management  “When homeowners associate the builder with quality organization and a positive experience, that is where long-term brand protection happens,” Simmons said.  Beacon works with a wide range of national, regional and private builders across metro Atlanta, supporting consistency in community operations and communication during the early phases of development.  HOA Management Is Now a Core Development Strategy  HOA management is no longer an afterthought in community development. It has become a strategic partner in planning, budgeting, communication and long-term community success.  As rising costs and evolving buyer expectations continue to reshape the housing market, early HOA involvement is becoming increasingly important for building financially stable, well-managed communities across metro Atlanta.  Through early collaboration with builders, proactive budgeting and ongoing homeowner support, Beacon helps communities establish a stronger foundation for long-term stability and success. To learn more about Beacon Management Services, visit www.BeaconManagementServices.com.   About Beacon Management Services  Beacon Management Services is a leading Georgia property management company that offers comprehensive solutions to over 400 community associations, condominiums, commercial and mixed-use properties.  With offices in Atlanta, Athens and Huntsville, Beacon also serves numerous homebuilders and developers throughout the southeastern United States.    Professional, personalized service coupled with the extensive resources of a proven leader; make Beacon the first choice for real estate management.  To learn more about Beacon Management Services, visit www.BeaconManagementServices.com or call (404) 308-3188.   Podcast Thanks       Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com.        About Atlanta Real Estate Forum Radio       Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts.  The post How HOA Management Is Shaping New Home Communities Across Georgia appeared first on Atlanta Real Estate Forum.

HELP US IMPROVE THE PODCAST - TAKE THIS 3 MIN SURVEY:https://forms.gle/fRTV2YiJqncKVpFh7WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comChapters00:00:00 Intro00:01:48 Shout Outs and Community Engagement00:04:59 State Regulations on Short-Term Rentals00:10:19 The Impact of Local Regulations on Property Rights00:16:46 The Role of HOAs in Short-Term Rentals00:23:29 Delta and Airbnb Partnership Overview00:27:55 Maximizing Points and Strategic Partnerships00:29:08 The Importance of Guest Reviews00:30:07 Handling Same-Day Check-Ins and Check-Outs00:33:47 Accounting Software for Short-Term Rentals00:34:58 Understanding Property Classifications and Market Positioning00:36:51 Designing for Success: The Vodacy Algorithm00:49:06 Creating Unique Experiences in Competitive Markets00:51:06 Final Thoughts and Community Engagement

The new MN law (which is expected to be enacted shortly) reins in HOAs in a variety of good ways. https://www.lehtoslaw.com

Hosts Regan Brown, along with co-hosts Bill Mann, General Manager at Paradise Pools, and Brad Bacome, Certified Community Manager at The Manor, are joined by Rick Scheibley, Owner of Reliable Pavement Services, to discuss strategies for extending the lifespan of asphalt through proactive planning and expert evaluation. Rick shares insights on site inspections, strategic scheduling, and owner-focused scope development, while highlighting how HOAs and community managers can avoid common pitfalls such as underfunding, poor repairs, and unexpected damage. The conversation emphasizes the value of annual reviews, thorough property walks, and effective reserve planning to reduce long-term costs and improve pavement performance.

Pool Pros text questions herehosts Steve Sherwood and Pat Rignyan from the California Pool Association take a deep dive into one of the busiest and most overlooked risk seasons in the pool industry: commercial and student housing pools. As pool professionals across the country juggle openings, CPO classes, hotels, HOAs, and large commercial accounts, Steve raises an important question many service companies never stop to ask until it's too late — how much additional liability comes with servicing high-traffic student housing and HOA pools? Pat explains that while most insurance policies don't specifically exclude commercial pools, student housing environments bring a completely different level of exposure due to heavy bather loads, parties, glass breakage, and general “shenanigans.” The conversation explores the importance of umbrella policies, understanding indemnification clauses in HOA contracts, and why pool pros should carefully review agreements before signing. The guys discuss how some HOA contracts place all responsibility on the service company regardless of fault, and why mutual indemnification language matters more than most pool operators realize. Steve also shares real-world frustrations from dealing with hotels and constantly changing management teams, highlighting how turnover, delayed approvals, and lack of communication can create operational nightmares for service companies. The episode ultimately becomes a larger conversation about trusting your gut, setting boundaries with difficult clients, pricing appropriately for high-risk work, and learning when to walk away from accounts that create more headaches than profit. For pool professionals servicing HOAs, hotels, apartment complexes, or student housing, this episode offers valuable insight into protecting both your business and your sanity.  Support the showThank you so much for listening! You can find us on social media:FacebookInstagramTik TokEmail us: talkingpools@gmail.com

For Hour 3 of the show Jon is joined by Andy Manske who is running for Governor in Wisconsin, to talk about his campaign. Then Jon talks about Drinko de Mayo, HOAs, and home made bombs.

For Hour 3 of the show Jon is joined by Andy Manske who is running for Governor in Wisconsin, to talk about his campaign. Then Jon talks about Drinko de Mayo, HOAs, and home made bombs. See omnystudio.com/listener for privacy information.

Ever feel like you're losing commercial jobs… not because of your work, but because of how you communicate? In this episode, we break down how to speak the language of property managers, HOAs, and corporate decision-makers so you can stand out, build trust, and close bigger deals. Learn how to position yourself as a professional vendor, not just another contractor, and start winning the work your business deserves.

In this episode of the YM Show, I sit down with Taylor Avakian to break down the evolving landscape of commercial real estate brokerage. We dive into what it really takes to build a successful career in this space—the persistence, the long game of relationship building, and how modern professionals are starting to leverage artificial intelligence to get ahead.----⏱️ TIMESTAMPS / CHAPTERS

In this episode of the YM Show, I sit down with Jerrick Gonz, a self-made real estate developer who turned his life around after going to jail and built a multi-million dollar business from the ground up.Jerrick opens up about his past, the mistakes that led him to prison, and the moment everything changed. From there, we dive into how he found mentorship, learned construction and real estate, and used that knowledge to completely rebuild his lifeThis isn't just about money. It's about transformation, accountability, and doing the work when nobody believes in you.I encourage you to watch all the way through, it's a conversation I think you will really enjoy and take a lot from.----⏱️ TIMESTAMPS / CHAPTERS

Hosts Regan Brown, alongside co-host Bill Mann, General Manager at Paradise Pools, sit down with Edmund Allcock, Managing Partner at Allcock & Marcus LLC, to unpack a topic that's catching many HOAs off guard—Fannie Mae's “ineligible list." Often referred to as a hidden blacklist, landing on this list can have serious consequences for a community, impacting property values, loan eligibility, and overall marketability. With over 25 years of experience, Ed breaks down the key reasons associations find themselves flagged—and how many of these issues stem from simple oversights. This episode covers what boards and managers need to watch for, how to avoid common pitfalls, and what steps can be taken to regain eligibility and protect the long-term health of the community.

Atlantic Beach Country Club is a private, coastal club in Atlantic Beach, Florida, offering an 18-hole championship golf course, racquet sports, fitness facilities, and dining. Just minutes from the ocean, the club provides a relaxed, family-friendly atmosphere where members can enjoy an active lifestyle and a strong sense of community. On this episode of The Wednesday Match Play Podcast, brought to you by Eden Mill St Andrews, Michael shares insights into his role as CEO, his journey to this prestigious club, and his time at The Beach Club in Santa Monica. He reflects on playing tennis in college and offers insight into HOAs and how they are effectively managed and maintained. He also highlights the club's ambassador program, discusses the dining experience at ABCC, and provides advice for those starting a new role as a GM. This was an insightful conversation, and it was an honor to have Michael on the show. Let's tee off.

Mike and Trey Farley introduce the Luxury Outdoor Living Podcast from Farley Pool Designs, explaining their goal of helping homeowners avoid “dream-to-nightmare” outdoor projects by sharing industry knowledge, trends, and insider tips. In this episode, they outline step one of a homeowner's journey: define the dream and establish a realistic budget using photos to clarify style and features, align priorities with a partner, and identify must-haves versus compromises due to space or cost. They discuss how backyard projects can be major investments that may return value at resale, and how media and social platforms inspire new ideas. Mike describes a “shopping list” budgeting method that factors in site conditions like soil, access, grades, utilities, and HOAs to price features individually. They preview future step-by-step episodes covering site analysis, patios/structures, outdoor kitchens, aesthetic features, and pools. https://www.farleypooldesigns.com/ https://www.instagram.com/farleydesigns/ https://www.instagram.com/luxuryoutdoorlivingpodcast/   00:00 Welcome to the Podcast 01:12 Step One Overview 02:28 Avoiding Backyard Nightmares 03:56 Big Investment Value 06:29 Where Dreams Begin 09:47 Media Inspired Ideas 12:29 Use Photos to Communicate 16:57 Compromise and Priorities 19:27 3D Models and Lot Types 21:04 Outdoor Kitchen Segment 22:14 Warm Towel Hack 22:44 Dream Pool Options 24:35 Water And Fire Features 25:45 Outdoor Kitchens And Comfort 27:00 Tech Wellness And Fitness 28:56 Privacy Landscaping And Budgeting 31:59 Shopping List Budget Method 37:28 Real World Overbudget Story 41:48 Cost Of The Dream Wrap Up 42:26 Next Episodes Roadmap 43:55 Podcast Mission Statement  

Jon is joined in studio by MN Rep Max Rymer and Kathryn Johnson where the group looks at HOAs, HCMC funding, and tax proposals in the State legislature. AK Kamara joins and the convo turns to an ICE agent facing charges in MN.See omnystudio.com/listener for privacy information.

Jon is joined in studio by MN Rep Max Rymer and Kathryn Johnson where the group looks at HOAs, HCMC funding, and tax proposals in the State legislature. AK Kamara joins and the convo turns to an ICE agent facing charges in MN.

For Hour 1 of the show Jon talks about Sydney Sweeney new ad campaign for her jeans, a viral interaction between Tom Pohlad and a fan, as well as a new bill that will add restrictions for HOAs. See omnystudio.com/listener for privacy information.

For Hour 1 of the show Jon talks about Sydney Sweeney new ad campaign for her jeans, a viral interaction between Tom Pohlad and a fan, as well as a new bill that will add restrictions for HOAs.

In this episode of the YM Show, I sit down with Jeff Greene, a Miami-based billionaire known for turning contrarian thinking into massive success.Jeff shares how he built his fortune in real estate, including his legendary bet against subprime mortgages during the 2008 crash. We dive into mindset, independent thinking, market cycles, discipline, and what it really takes to build long-term wealth.This conversation goes beyond money—covering strategy, risk, personal growth, and how to spot opportunities most people miss.If you're serious about leveling up your mindset and business, this is a must-watch.----⏱️ TIMESTAMPS / CHAPTERS

Home ownership can feel like a rollercoaster ride—thrilling, full of unexpected twists, and occasionally, a little nauseating! Eric G and John Dudley dive into this wild journey by unpacking the top 10 truths about being a homeowner. They kick things off with a straightforward truth: the mortgage is only the tip of the iceberg! The sticker price may look good, but as they reveal, the real costs come from property taxes, insurance, HOAs, and maintenance. It's like buying a fancy new car and realizing you need to fill it with premium gas, pay for insurance, and, oh yeah, keep up with the oil changes. These costs can sneak up on first-time buyers, leading to some hefty monthly surprises that could put a dent in your budget. Next, we get into the nitty-gritty of deferred maintenance—the silent killer of home equity. Ignoring those leaky faucets or squeaky doors might seem harmless at first, but as Eric and John illustrate, putting off minor repairs can lead to catastrophic failures down the line. It's like ignoring a tickle in your throat until it turns into a full-blown flu—no one wants to be stuck with a $20,000 HVAC replacement when a $300 annual service would have done the trick! The duo shares anecdotes and practical advice about the importance of regular maintenance to keep your home in tip-top shape and your finances intact. Finally, the conversation takes a humorous turn as they discuss the pitfalls of using cheap products in expensive homes. You wouldn't wear flip-flops with a tuxedo, right? So why would you put cheap vinyl flooring in a million-dollar house? Eric passionately argues that this faux pas can severely impact resale value. The episode wraps up with some sage advice: don't just renovate for the sake of it—know your neighborhood and don't over-improve beyond what's normal for your area. It's a blend of practical wisdom and witty banter that makes this episode a must-listen for anyone navigating the choppy waters of home ownership.Takeaways:Owning a home isn't just about the mortgage; it's a wild ride of hidden costs and surprises lurking around every corner, like your last pair of socks in the dryer that mysteriously vanished!Deferred maintenance is the sneaky thief of your home's value, so keeping up with repairs is like feeding your pet; neglect it, and you'll pay the price later—trust me, I've seen it happen too many times!When it comes to homeownership, location matters until it doesn't; neighborhood changes can turn your cozy abode into a questionable investment faster than you can say, 'What happened to my peaceful street?','If you think renovations will always pay off, think again; over-improving your home can lead to a budgetary disaster that makes your wallet cry, so be smart about your upgrades!HOA fees are the new hidden tax that can sneak up on you, and they can balloon faster than a hot air balloon at a festival, so keep an eye on those rising costs!Every dollar saved from ignoring maintenance can cost you three later on; it's like trying to save on gym memberships while eating cake—good luck with that strategy!Companies mentioned in this episode:Red WingHome DepotLowe'sThanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listenIf you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on how this information has helped you on your house! Thanks for listening! For more information about the show head to https://aroundthehouseonline.com/Information given on the Around the House Show should not be considered construction or design advice for your specific project, nor is it intended to replace consulting at your home or jobsite by a building professional. The views and opinions expressed by those interviewed on the podcast are those of the guests and do not necessarily reflect the views and opinions of the Around the House Show.Mentioned in this episode:Subscribe to the podcast Make sure and Subscribe on your favorite podcast player or the link below! Podcast Subscribe 2026ROCK THE LOCKSThree full days of killer live rock with over 25 bands on two stages, camping, food, beer gardens, and riverfront vibes the whole family will love. And here's the best part — you can hang out with Eric G from Around the House! Tickets are on sale NOW at Rockthelocks.org. That's Rockthelocks.org.Rock the Locks InstaBid: Stop losing jobs to slow estimates Turn 3 hours of manual estimating into 5 minutes. Real material prices. Real labor rates. Professional PDF quotes delivered instantly. Try it free at instabid.pro. Use code ATH50 for 50% off your first month. That's instabid.pro — code ATH50InstabidTake a second and leave us a review on your favorite podcast player! Quick favor—if you're enjoying the show, the absolute best way you can support us is by leaving a quick review on your favorite podcast player. InstaBid: Stop losing jobs to slow estimates Turn 3 hours of manual estimating into 5 minutes. Real material prices. Real labor rates. Professional PDF quotes delivered instantly. Try it free at instabid.pro. Use code ATH50 for 50% off your first month. That's instabid.pro — code ATH50InstabidSubscribe to the podcast Make sure and Subscribe on your favorite podcast player or the link below! Podcast Subscribe 2026Check out our New YouTube channel @AroundtheHouse HQ Make sure you subscribe and RING THE BELL for our brand new channel with 4k content! Click the link to take you there! YouTube Around the House HQ

Welcome to our monthly feature Learn With A Lender with Austin Clarence. In this episode, Austin and D.J. discuss the new Fannie Mae and Freddie Mac rules that will push condo HOAs to increase reserve funds from 10% to 15% and what that means. Next, they discuss how real estate agents can turn these changes into opportunities by educating condo owners and HOA boards, positioning themselves as trusted experts. Austin also explains how bridge loans and HELOCs let homeowners tap into their equity to buy before they sell, and how to navigate today's higher-rate environment shaped by global conflicts, inflation, and oil prices. Subscribe to Austin's newsletter by sending an email to aclarence@nexalending.com. If you'd prefer to watch this interview, click here to view on YouTube! Austin Clarence can be reached at +1 650-906-2376 and aclarence@nexalending.com. This episode is brought to you by Real Geeks and Courted.io.

4-13 Adam and Jordana Full Show

Clint Waltz from UGA answers your lawn questions and poses solutions for potential battles between homeowners and their HOAs

We all say we want affordable housing, but what if the real problem isn't what we think it is? I sat down with mortgage expert Phil Ganz, and let me tell you - he did not hold back. We dig into what's actually driving affordability, what builders are doing behind the scenes, and why some of the "solutions" people push might be making things worse. And just when you think you've got a handle on it, we get into HOAs, condo financing, and one story that proves real estate is never boring.   Key takeaways to listen for Why housing should be viewed as 50 separate state-level markets How building speed directly impacts affordability Reasons some states are seeing more housing growth and some aren't Ways builder incentives and interest rates affect monthly payments Why regulation slows construction and raises costs   About Phil Ganz With over 26 years of experience in the mortgage industry, Phil Ganz has helped thousands of families achieve the dream of homeownership with clarity, confidence, and care. He is a nationally ranked top 1% originator and a Certified Mortgage Planning Specialist. He is passionate about building people-first businesses that empower clients, partners, and teammates alike.   Follow Phil Website: Make Florida Your Home | Next Wave Mortgage LinkedIn: Phil Ganz - Next Wave Mortgage Instagram: @askamortgageexpert TikTok: @askthemortgageexpert Contact Number: (617) 529-9317 Email: phil@nextwavemortgage.com   About Leigh Brown Leigh Brown is a keynote speaker and leadership expert who helps organizations navigate growth, conflict, and change with clarity and courage. Her message resonates with leaders facing real-world pressure—whether that's housing challenges, organizational friction, or cultural shifts. Her latest book, Next Is Now, equips leaders to stop reacting and start leading with intention.

On today's Daily Detroit, I'm joined by the Prince of Brightmoor himself, Norris Howard, for a conversation about what kind of city and community we actually want to build. We start with the University of Michigan men's basketball national championship, how a starting five of transfers signals a new era in college hoops, and why I'm choosing some hope for the Detroit Pistons. From there, we dive into the recent "teen takeover" downtown and what really happened versus the panic you might have seen on social media. Norris talks about growing up in the city, why big groups of kids have always gathered somewhere when the weather turns nice, and how race, class, and whose property we value shape which crowds we call a "problem." We also kick around what it would mean to actually welcome young people downtown with spaces and programming designed for them. Then we pivot to a new Rocket Mortgage survey on the "neighborhood paradox" — most of us say community matters, but only a fraction really know our neighbors. Norris makes the case that HOAs are "the death of the neighborhood," and we swap stories about block‑level care, watching each other's kids, and why I chose to live in a part of Detroit where people still show up for one another. We close with Detroit's surge in office‑to‑residential conversions, from the RenCen and Penobscot to the Guardian, Fisher, and beyond, and imagine a dream list of buildings that should be filled with new Detroiters instead of empty floors. Feedback as always - dailydetroit - at - gmail - dot - com. Make sure you're following us on Apple Podcasts, Spotify, or wherever you listen to shows!

Making smarter investment decisions isn't about finding the perfect investment—it's about understanding how taxes, fees, and risk impact your outcomes over time. In this episode of the White Coat Investor podcast, we break down several real-world scenarios that high-income professionals face. We start by discussing whether it makes sense to sell a legacy investment in order to move into a lower-cost option, and how to weigh fees against potential tax consequences. We also cover how to choose which tax lots to sell in a taxable account, a key strategy that can significantly reduce your tax burden if used correctly. Additional topics include tax strategies for 1099 physicians, whether MYGAs can serve as a bond alternative, and how organizations like HOAs should approach investing reserve funds. If you're a physician, dentist, or high-income earner looking to make more thoughtful, tax-aware investment decisions, this episode provides practical frameworks you can apply immediately. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Send us Fan MailThe hardest part of running a community association right now is that the bills are getting bigger while the margin for error is getting smaller. Insurance costs keep climbing, buildings are aging, milestone inspections and reserve funding expectations persist, and boards are being asked to approve projects that can cost millions of dollars. So how do you fund critical repairs without triggering financial chaos for owners or inviting fraud and mismanagement? In this week's episode of Take It To The Board, host Donna DiMaggio Berger sits down with Meghan Hallinan, Executive Vice President and Managing Director of National HOA and Property Management Banking at BankUnited, to get a lender's view of community association financing. Donna and Meghan walk through how community association loans really work when there is no physical collateral, why incoming assessments and the community's financial track record matter so much, and what red flags can stop a deal in its tracks. They also explain why banks look beyond a single project and want to understand your reserve study, your upcoming capital plan, and whether your owners can absorb the budgetary increase.  They also dig into the operational side: draw schedules on construction-style funding, the role of project managers and inspections, and how boards can avoid common breakdowns when leadership changes mid-project. Then Donna and Meghan shift to risk and controls, including the difference between a term loan and a line of credit for HOAs on balanced budgets, how litigation can affect lending decisions, what to know about the Fannie Mae's “blacklist,” and the fraud prevention tools every association should treat as non-negotiable, including positive pay and ACH controls.  If you serve on a board, manage communities, or advise associations, this conversation will help you build a realistic financing plan and protect your funds at the same time. Conversation Highlights:How banks' views of community associations have shifted—and what's driving the changeWhat lenders evaluate first—before the numbers even come into playThe biggest misconceptions boards have about borrowing—and why they matterCommon deal breakers: delinquencies, underfunded reserves, governance issues, and deferred maintenanceThe Fannie Mae Blacklist explained—and what it really means for your communityLoan vs. line of credit: how to choose the right financing toolWhy reserve funding is under increased scrutiny—and how it impacts borrowingWhat a “financially responsible” board looks like from a lender's perspectiveThe most common fraud red flags banks are seeing in community associationsInternal controls every association should have—and where boards often fall shortHow banks can partner with associations to help prevent fraudNon-negotiable best practices to safeguard association fundsWhat boards should be doing now to become more attractive borrowersThe mindset shift every board needs when it comes to financial decision-makingRelated Links:Podcast: Show Me the Money: Investment Strategies with Michael Coady and Kenny Polcari of Slatestone WealthOnline Class: Budgeting & ReservesResource: 5 Ways HOAs Can Prevent Financial Fraud

Even in a disaster zone, HOAs gonna HOASee omnystudio.com/listener for privacy information.

Hear how real estate investors can transition out of active landlording while staying invested in the asset class.  Keith speaks with Ari Rubin, founder of Flock Homes, about using a 721 Exchange to move from directly owned rental properties into a professionally managed partnership structure.  They discuss why exit planning is essential, how this strategy can defer taxes, reduce hands-on management, and provide diversified, passive income and appreciation potential for long-time landlords and portfolio builders alike. Resources: To see whether a 721 Exchange could work for your rentals, request a free property evaluation at flockhomes.com/gre Episode Page: GetRichEducation.com/598 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, when it's time for you to sell your rental property, there's a vehicle you may not have heard of that allows you to exchange it into a partnership. This makes it hands off for you. Defers your capital gains tax and depreciation recapture, while you still can enjoy appreciation and cash flow. It's the exit strategy that helps you retire from landlording, known as the 721 exchange today on get rich education,   Corey Coates  0:34   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast, sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:17   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com,   Speaker 1  1:51   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:07   Welcome to GRE I'm your host. Keith Weinhold, the voice of real estate investing since 2014 today's show should help a lot of people as you grow your real estate portfolio over time. You add to it and you multiply it. You do that by using more of your own money and more of other people's money and more of your equity from one property to buy another property. But we've all got to begin with the end in mind, today's show is about your exit strategy, how to sell your property, whether it's selling all of them or some of them, and you're doing that in both a tax efficient way and a management efficient way, because it's about how to exchange them into a partnership. Still get financial upside for appreciation and cash flow, but yet you achieve about as much passivity as what you would have with a Schwab or say, Vanguard mutual fund. Now, back when GRE began, over 11 years ago, we wouldn't have done a show like this because most new listeners were in acquisition mode learning about the GRE way, and that might still be true, but today, we've got both new listeners and longtime listeners that have engaged with GRE investment coaches and learned from listening to each weekly episode, and have built their portfolios and have turned get rich education into got rich education. Congratulations. A lot of you have now achieved financial freedom, and you're looking for an eventual exit. Now, even if you own dozens of rental properties like I do, you don't feel much management strain most of the time, because also, like I do, you outsource to property managers, but some of you self manage, and you can then achieve real relief when you exit before we bring in our expert guest and discuss The 721 exchange. Hey, you've seen me write about the Iran war in our newsletter, and you've seen me discussing it on YouTube. The short story is that war is really expensive, war is inflationary, and war in Iran could very well be setting us up for another inflationary wave like we had from 2021 to 2023 I'm probably going to talk more about it next week, if the war is still ongoing, and what it means to real estate investors. Also a lot of great episodes coming up here at GRE including the show debut. Two of Redfin chief economist Darrell fairweather PhD, who will be here with us soon as for this week, let's learn about an efficient real estate exit strategy.   Keith Weinhold  5:17   This week's guest is someone that is going to help a lot of you, so I've really anticipated having him on educated at Harvard and Stanford. He went on to become a somewhat conventional investment manager, until he was motivated by his parents experience as Chicago landlords to launch another venture in 2021 which you'll learn about today. Welcome to GRE Ari Rubin   Ari Rubin  5:42   Keith, thank you so much for having me on the show today, and to all your listeners out there. It's great to meet all of you, and thanks for listening in today.    Keith Weinhold  5:49   Yeah, Rubin is spelled r, u, B, I N, yeah, I understand you've heard from some of our listeners   Speaker 2  5:55    exactly, I actually heard about your podcast and your show from a number of our clients will go more into the problem that we're solving and the types of landlords that we work with, but some of them have been listening you to you for a long time. Some of them got motivated to get into real estate because of your show. So yeah, really excited to be here chatting with you today.   Keith Weinhold  6:17   Well, thanks so much. Basically, what you do is you help people retire from landlording, but not real estate. We'll get more into that later. But a lot of times when investors have been in the direct real estate investing game for a while, they begin to feel like they've got their dollars trapped in this real estate game. And it can be easy to argue there's no other place you'd rather have it, but tell us more about that trapped feeling with managing rental properties.   Speaker 2  6:45   Yeah, So Keith, maybe just to start out, I want to just talk about the problem that we're solving at flock. So as everyone knows, and there's a lot of resources out there, real estate is a great place, a great way to build wealth, and it's a lot of work, and it takes a lot of effort and a lot of skill and a lot of time, but we find that not enough folks think about, once you get in, how do you exit? And just for those on the show who are listening, who aren't even in real estate yet, or maybe they're just a couple of years into real estate, you always want to think about your exit, and at a certain point, once you've owned real estate for five years, 10 years, 30 years, at some point in your life, you're going to want to exit, and that's because, at the end of the day, managing and owning Real Estate takes work. You can hire a property manager, but you still have to manage even the best property manager doesn't really solve all the problems of being a landlord. For example, if you have an eviction, you still have to pay for that. If you have a massive capital improvement, roofs to replace, HVACs to do, you're still on the hook for that. Ultimately, you're liable when you own real estate, right? You could be sued. You have a feeling, and you should be responsible for your residence and for the homes. So at the end of the day, at a certain point, every single person in this world will get to the point where they're like, I'm done owning real estate. I want to retire. I want true peace of mind. But the problem with that is, when you're ready to exit, you got to sell. That's really the only way out. Maybe you're fortunate enough to have some kids who want to take over the business or the properties, but you know, if you're like a lot of clients that we work with, your kids, maybe they're on to bigger and better things. They've moved across the country. Or, you know, this generation doesn't fix things like the last one did, right? And so unless you have kids who are really, really ready to step up and be super hands on, you don't have an exit and selling, of course, triggers a huge tax liability. So when you sell real estate, you not only have to maybe kick out your tenants and stage the house and pay all the frictions and all the fees, the biggest thing is you have to pay capital gains and depreciation or capture taxes. And we'll come back into what all that means and all how that looks like. So in summary, when you sell real estate and you've owned for a long time, you could be faced with losing upwards of 30% of your equity, which is a lot of money. That's a big chunk of your nest egg, of your net worth. You also you love real estate, you've done really, really well with real estate. So at flock, we've built the retirement solution for landlords, and we'll go more into how this all works, but essentially, we help people with the most cost efficient, seamless exit strategy by exchanging their equity for shares. In our larger fund. So that's just very quickly, the problem that we're solving and some of the clients, the problem that we work with   Keith Weinhold  10:08   this is important. I'm a longtime real estate investor. I have not self managed in many years, but I basically asset manage my managers oftentimes reading their monthly statements, replying to emails about various things, but yeah, there is some day in which I probably wish to not have to do that anymore, and indeed, selling it all would incur a steep capital gains tax. Now what I've done is I've done cash out refinances and 1031 exchanges along the way to continue to defer any tax obligation that I have. But of course, when I do a 1031, exchange, I grow my portfolio, and there's more to manage,   Speaker 2  10:50   exactly. So you know, you just laid out two excellent options out there for ways to sort of consolidate, or, you could say, even better, leverage your equity in real estate. You can do a cash out refi, and that's of course, where you pull cash out of the properties so you're more liquid, or you buy more real estate, or you can do something called a 1031 exchange. And Keith, I'm sure a lot of your listeners out there know what a 1031 exchange is, but just for everyone listening in in or in case folks are less familiar, a 1031 exchange is essentially a real estate loophole. It used to apply to artwork and airplanes and a lot of other stuff. Now it's just real estate, and it's a part of the tax code that says you can sell your real estate, and if you follow this process within a certain timeframe, and then use what's called a Qualified Intermediary, you can roll those proceeds forward and buy new real estate and defer that tax liability into the future. Now the benefit to that is you just achieve tax deferral, but as you said, you still own real estate, and so for a lot of younger investors out there, a 1031 exchange is a really effective way to continue to grow their portfolio, or be more thoughtful about their approach. But for longer time real estate investors, a 1031 exchange doesn't really solve your problem. You still own real estate, you're still liable for tenants, for toilets, for trash, right? And so if you're trying to really retire from being a landlord, a 1031 exchange doesn't really do that. And of course, a cash out refi, all that does is just take on more debt and more risk and more liability. Great option if you're young and you're still trying to grow when we hear from a lot of clients, maybe not the best option in the second half of your life as you're really trying to focus on wealth preservation.   Keith Weinhold  12:51   Yes, a lot of our listeners are indeed familiar with the 1031, tax deferred exchange. You're typically trading up and deferring your tax on the way. And that trading up, it really just gets you even more into real estate investing, because with almost every 1031 exchange, you're going to own more doors than when you began the process. However, a lot of people aren't as familiar with the 721 exchange. Why are people less familiar with it? Ari   Speaker 2  13:21   great question, Keith, and you're right, less people are familiar with it. So in plain English, the 721 exchange, it's also part of the tax code. It's not a real estate loophole. It actually applies to equities or many other asset classes. And in plain English, what it says is, Keith, you own, let's say a million dollars worth of assets you can exchange. You can contribute those assets into a partnership and receive back a million dollars worth of shares or units of the partnership. And in doing so, it's a tax deferred exchange. There are some nuances that you have to be mindful of, just like in a 1031 exchange in terms of boots and cash out refis, but as a general rule, it's a lot more flexible and a lot more seamless than a 1031 exchange. And so again, Keith, you sell, you exchange, you contribute your properties into a fund or into a partnership using the 721 exchange. You now own shares of that partnership. You get all the returns and cash flow and ongoing tax benefits from owning shares in the partnership. To your question, why do less people know about the 721 exchange? It's very common in large commercial real estate, big real estate investment trusts have been using the 721 exchange for decades. The problem with it is it's really complicated to do. So these transactions are quite laborious. There's lots of paperwork. Historically, you would need an army of lawyers and accountants and tax professionals just to consummate one of these things. Surely, if you had a $500 million apartment building or office complex, you would be familiar with this. But until now, no one had really built this for the little guy. And I'm putting that in quotes, right? Because, you know, if you own 10 single family rental homes, 50 single family rental homes, even one single family rental home, you could have hundreds of 1000s of dollars, millions of dollars of equity. You're not such a little guy or gal, right? But these are the moms and pops who own the vast majority of real estate in this country. And so our idea at floc was to go out and, for lack of a better term, democratize access, to give access to this really powerful wealth preservation tool, the 721 exchange, a mechanism that's been used by ultra high net worth families and big institutional investors and big Wall Street firms for decades, and really enable it to the masses out there, To the millions and millions of hardworking Americans who have built up these properties, these portfolios, for decades.   Keith Weinhold  16:27   I've got to say I had heard of the 721 exchange quite a long time ago, but it wasn't until last year that I became more familiar with it, and more familiar with what you do, and realizing that this could help an awful lot of people. You're listening to get rich education. We're talking with flock homes founder, Ari Rubin, about the 721 exchange, how it works and how it might be able to help you more when we come back, I'm your host. Keith Weinhold,    Keith Weinhold  16:53   let me throw out a simple idea, sometimes doing nothing with your money is actually a decision. Leaving it parked. Might feel safe, but over time, purchasing power changes. So the conversation isn't about chasing returns, it's about intentionally placing money somewhere. Freedom. Family investments works in real estate people use every day, housing, senior communities, essential properties, things tied to living and not trends. Their freedom notes offering is built for accredited investors looking for structured income backed by real assets, not speculation. I am an investor with them myself. The Freedom team makes themselves available to walk through their approach, structure and operating philosophy so you can ask questions and determine alignment before moving forward, while past performance doesn't guarantee future results, their historical operating philosophy has yielded 100% investor payouts backed by over 20 years of experience. If you want clarity before making any moves. Book, a clarity call at Freedom family investments.com or text family to 66 866, text the word family to 66866   Keith Weinhold  18:15   flock homes helps you retire from real estate and landlording, whether it's one problem, property or your whole portfolio, through a 721 exchange, deferring your capital gains, tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721 the residential real estate request your initial valuation. See if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/g R, E.   Todd Drowlette  18:54   This is the star of the A and E show the real estate commission. Todd rollette. Listen to get rich education with my friend, Keith Weinhold, and don't quit your Daydream. Welcome   Keith Weinhold  19:04   back to get rich Education. I'm your host, Keith Weinhold, here on episode 598 we're talking with flock homes founder, Ari Rubin, where they help real estate investors retire from landlording, but not so much real estate with a 721, exchange is something that can be used for retiring landlords along with active landlords if they're just looking to offload one or two properties to exchange into this partnership that we've been talking about. And Ari on your website. It was interesting. I watched the video of you and a woman where you somewhat had to convince the woman to start this fund that did not have any properties in it yet, which is really interesting. And before we're done, we'll talk about. How many properties you have in the portfolio and how many investors you have, but this is something that an investor can exchange their properties into, and yet they still receive the financial upside of both cash flow and appreciation. So tell us more about that    Speaker 2  20:16   exactly. So I'll just quickly explain how it all works. And I do want to also touch on our first client ever, our first landlord ever. Surely, everyone has their story of how they got started in real estate. But you know, for us, at the end of the day, it's a people business. You know, our clients are the millions and millions of mom and pop landlords out there. Shirley was a single mom, Navy vet physician, had this home that she used to live in. She knew she should be building wealth through real estate, so she held on to the property. It was the middle of covid. She had a long term tenant. The tenant moved out, and she didn't know what to do, and she got mailers every single day on, you know, oh, we'll buy ugly houses and we'll buy this thing, but she didn't want to sell because she knew she didn't want to sell. She wasn't a distressed seller, right? And when she sold, of course, she would be triggering taxes, and she knew real estate was a great asset class to be in, and she didn't want to give up all of that upside. So Shirley was our first client, and she still is with us today, very near and dear to our hearts. And yeah, you should check out the video online. It's an amazing story, and we have many, many stories like that, of families that we've worked with. So Keith, to your question of how it all works, exactly. So Keith or Shirley or Mom and Pop will sell their property. They'll exchange their property for the equivalent value of shares in our fund. So let's say it's a $300,000 house and there's no mortgage on it. We do take properties with a little bit of debt, but let's just say, for easy numbers, you sell the property and you now have $300,000 worth of shares in our fund. So first and foremost, you're no longer responsible or liable for the property. You don't own it anymore. You don't manage it anymore. The tenants, of course, the residents get to stay in the home. It is now one rental property of the many inside of our portfolio that the flock team manages. We collect the rent, we do all the renovations, we hold back for expenses, right? And you are now a fully passive shareholder in this larger partnership. So what does that mean for you? First and foremost, you did not trigger taxes on day one. You get to defer those taxes, just like you would in a 1031, exchange. And of course, you can hold on to it, pass it on to your heirs, who still get the step up in basis. Great. In addition to that, what does this mean that you own shares in this real estate? Well, you're going to get all the returns from the real estate just like you would with your own real estate. So what are the two things that drive returns? The first thing is your paper gains, right? Your equity appreciation. The market goes up in value. Our properties go up in value. You receive appreciation to your equity, to your account. By the way, sometimes markets go down in value. Real Estate doesn't just go up, right? And of course, as that happens as well, your equity account will go down as well. But we believe that over the long term, and if you look back at historical kind of performance of the real estate market, we really believe in single family as an asset class. So that's the first thing that drives your returns. It's the appreciation of the properties. And then, of course, the second thing is the net income. It's the rents that we collect from the properties, less the expenses, property tax, insurance, right, maintenance, vacancy, reserves, all of the regular expenses that you have. We also have, as a large institutional real estate owner, and so those two things together, one, the appreciation, as well as two, the net income drive your total returns from the flock vehicle. You could take cash flow from your investment just like you would from your real estate. We pay that out quarterly. It's never been late. We've been operating since 2021 you know, we have a lot of clients who leave their cash flow in to reinvest it and kind of increase their basis. We have a lot of clients who live on their cash flow like they would Social Security or a pension or something like that, just like they did in their real estate portfolio.   Keith Weinhold  24:44   Now, people sometimes get sentimental about their own home, less sentimental about the rental properties, but if you have any attachment to it, effectively, when you exchange it into this fund, you're still helping get some return from your own. Own properties that you contributed into the fund there, but you're going to be more diversified effectively nationally with the real estate market then   Speaker 2  25:08    exactly. And Keith, you bring up a really great point, which is a lot of our clients and a lot of real estate investors, they're sentimental about their real estate investments, like these are houses that they used to live in, or they built, or they've had the same residents in place for 515, 25, years. I mean, we've literally seen people who have had the same residents in place for a very, very long time, and they have that sentimental attachment. And our clients see one of the benefits to joining flock is they're joining together with other like minded owners to leverage the benefits of scale. They still own that house, but they own it with a bunch of other you know, we now have 1100 homes. We'll soon hit 1500 homes, right? They have some connection to that house, but they're much larger, which means better margins. They're much more diversified. So if, God forbid, something happens that one individual property, their risk is spread out. And of course, you know, they're more passive. They're no longer liable, so on and so forth. So a lot of people really like flock because of that sort of sentimental attachment they have to their real estate. By the way, we also have a lot of people who bought their turnkey providers, or they're just, you know, a business guy or a business gal, and they don't care at all, and they're just like, I don't even know the addresses on these things. Just take this and move on. So we've met and interacted with lots of different types of landlords over the years,   Keith Weinhold  26:43   I'm a turnkey real estate investor. I have not seen most of my properties in person, so there's certainly no sentimental attachment to them. But let's talk more about how it practically works and feels for that investor that say they want to sell three rental, single family homes that total $1 million in value, whether that's their entire portfolio or those three properties are just part of it, would flack do an inspection and then handle the renovations and make an offer   Ari Rubin  27:12   exactly so before I walk you through the process, I want to also just lay out what our incentives Are. We're very different than most real estate buyers. We're not trying to flip houses. We're not a flipper. That's not our business model. That's not how we make money. Our goal is not to buy your houses. You know, in the example, you said three houses worth about a million dollars. Our goal is not to buy them for 900 and flip them and make a quick buck, right? Our goal is to solve this problem for you, to bring you into flock as a client, to of course, then provide you with good financial returns, which means providing the resident with good service, bringing the home up to our standards, hardening the asset and making sure it's a great place to live, and it performs as underwritten. And so what all that means is upfront, we'll give you an initial valuation based on public data, other proprietary data that we have. We'll ask you a couple of questions about the house, and then before we close, we do inspect the property, and after the inspection, our final valuation will either go down in value, if not everything was represented, as you said, or it'll go up in value after inspection, our goal is 50% of the time to increase the value. Okay, which in real estate is kind of a weird concept, because which buyer wants to pay more money? Well, our goal is not to buy low from you, it's to create a fair system for all the clients that have put their properties into flock, right? So we'll then come up with a final valuation. Let's just say, like in your example, a million dollars for those three properties. We then sign what's called a contribution agreement. And by the way, during that period, you're doing due diligence on us. You're getting to know our team. You know people are entrusting us with a lot of money, their real estate, that they've worked, that they know. They know these residents, they know the every corner of that house. So we need to due diligence your real estate, you need to due diligence us, our team, our processes, our systems, our track record, the types of homes that we own. We'll show you every home that we own. We'll walk you through our financials. We get audit. We use a third party fund administrator. We get audited by KPMG every year to make sure our valuations, we use best in class service providers. You'll go through all this information. We do the same. That process typically takes about three to six weeks, and then you come to a decision, Hey, I like flock. I want to move forward. We come to a decision. We like that home. We want to bring it into our fund. It meets our threshold. It's going to be a good investment for all of our investors, all of our clients, in flock. And then we would move forward together that whole process about four to six weeks, and then closing takes about 15 days or so.   Keith Weinhold  30:17   Okay, yeah, it's really important that you offer that renovation and that you take care of that there, I was relieved when I found that out, because really, that's the problem that you're looking to solve to get landlords out of that entire process. And they sure don't want to have to manage another wave of that during their exchange into the fund, and yeah, they want it to be hands off and mostly passive, and therefore have their homes in their flock fund be just about as passive as managing a mutual fund would   Ari Rubin  30:47   be exactly. And that's how we want our clients to think about it. You know, we've seen some folks try to do the renovations on their own. You can do it. We never recommend it, and oftentimes it's more work and more hassle than it's really worth another big thing is, if there's a resident in place, number one for you, kicking out a resident is not a nice thing to do. It's also a drag on your financials. That's several months of no income, right? That you could be earning income, whether it's through flock or elsewhere, and you have expenses, you have insurance, your property taxes during that period. So yeah, we'll take on the whole renovation if required. It's worth adding, by the way, we don't take every property we walk away from, way more properties than we accept. Yeah, you have the buy box. We have a Buy Box, which I'll tell you guys more about. But in addition to having a Buy Box, if a property requires extensive foundation issues or extensive renovations. That's beyond our scope, really, if there's a lot of uncertainty in it, we don't want to be subjecting all of our existing clients to that risk. You know, our view is we never compromise on price, on quality, on risk, and so we don't touch, you know, really messy, really hairy stuff, but we aren't afraid of, you know, rolling up our sleeves, and we'll typically do renovations up to 30% of the value of the home. So we do do a lot of value add work. Some of that is on day one. If it's health and safety and the resident needs certain things, we'll do that on day one. Other things are more value add once the resident decides to leave at some point in the future.   Keith Weinhold  32:23   Well, I'm so glad you brought up earlier about taking care of the tenant, because one of our core missions here at GRE is to do good in the world, provide housing that's clean, safe, affordable and functional. So when it comes to the ongoing property management, I imagine that plays into your Buy Box, where you're only going to have property managers in so many markets, exactly.   Speaker 2  32:45   So we're in about 20 markets around the country. It's kind of a combination of higher yielding markets. These are more like Midwestern markets, Ohio, Michigan, where Memphis, where Baton Rouge. We're also in what I would call more like growth markets, certain markets in Texas where you see really strong net migration right yields are a little bit lower there Denver is similarly as a market where you see a little bit lower yields, but still really positive job growth and economic tailwinds to those markets. We're in about 20 markets. We're open to opening new markets if there's a right kind of partnership and a right strategic portfolio or acquisition or client there. But yeah, we don't take every home, you know. We don't do short term rentals. We really just focus on our bread and butter. What we know how to do, which is one to four unit long term rental properties.    Keith Weinhold  33:39   Well, tell us more about that Buy Box.   Ari Rubin  33:43   So typically, again, we're in about 20 markets or so, also looking to expand. We take single family homes, duplexes, triplexes and fourplexes. We'll look at some condos, but as you know, some HOAs are a little bit too restrictive, and so we just try to stay away from that uncertainty, and then we have a certain yield profile and sort of price range that we're looking to hit. So in every market that differs, in Denver, we wouldn't take over. I think it's a $650,000 home, because once you start getting into the higher which in Denver is actually the median home price is a lot higher in Denver than the national average. Right? In other markets, our average price point, we're in Raleigh and around Raleigh, our average price point in Raleigh is much lower than that. So I'd say on average, our average price point per unit or per door is about $220,000 but yeah, one to four units, we unfortunately don't take pools. Yeah, we don't take properties with pools because of some insurance risks, although we have worked with some owners to bury pools, and it needs to be in a market, just lastly, where we can price it. So if it's a, you know, we're in Denver. That was where we started the business. That's where our headquarters is. You know, if there's a property an hour and two. 20 minutes outside of Denver, kind of in the middle of nowhere on four acres with it's just hard to price that. And so even if we can operate it, we need to make sure we can price it both upfront and then on an ongoing basis. So that's a little bit more about our Buy Box. But if you want to learn more, if you have a larger portfolio, of course, reach out to us. Well, you probably mentioned this, Keith, but it's flatcombs.com/gre, and we'll take a look at your property or your portfolio.   Keith Weinhold  35:29   This can help you retire from landlording, but not real estate. Make it completely hands off for you, but still get financial upside in the form of cash flow and appreciation while getting that tax deferral. And you can effectively make this tax free if these shares are inherited by your heirs with that step up in basis. And you can avoid the capital gains tax, which is typically 15 to 20% depending on your income. And if you have a high income, there's a net investment income tax of 3.8% on top of that, you also had the depreciation recapture to repay if you just sell your property out on the open market, but a 721 exchange prevents you from having to pay for any of that. So you're really solving a terrific problem for people here, Ari and just a great exit strategy for those that want to retire from real estate investing or maybe just sell a smaller portion some problem properties. You have any last thoughts overall about the 721 exchange and how you're helping people with their exit strategy?   Ari Rubin  36:36   Ari, this is like the best kept secret in real estate at the 721 exchange, we're now expanding it to multifamily. Eventually, we want to be doing this for every real estate asset class. I've heard of folks doing this for self storage. One day, we want to do this for gas stations, for small hotels. And really do this across all real estate asset classes. We think the one to four unit space is the most exciting, by far, the largest opportunity, and also the biggest opportunity to really create value for communities and for residents, which is something we're really, really passionate about. And so yeah, I would love to hear from you all. And Keith, thanks again for having me on today. This has been a great show, and I'm a big fan of your listeners and everything you guys are doing here.   Keith Weinhold  37:21   Any savvy investor has to begin with, the end in mind, Ari had a convenient landing page put up to welcome a GRE, listeners again at flockhomes.com/gre this has been valuable, Ari. It's been great having you here.    Ari Rubin  37:36   Keith. Thank you so much. You   Keith Weinhold  37:44   Oh, this has been really informative from Ari Rubin today on an efficient exit strategy that a lot of real estate investors don't know much about, retiring from landlording and yet not retiring from real estate, you're staying in the game, and yet, what you're doing is trading away active management in order to get passive ownership. And it makes sense that they make it hands off and kind of a turnkey exit experience for you. They're not using that term, but I am. If you're looking to retire, you sure don't want to be the one that has to first jump more hurdles at the end and handle an inspection punch list and coordinate with contractors, so they're helping a lot of people, and they seem to be on a good trajectory for success. You know, really, as you're still building your portfolio while you're still in acquisition mode, it's kind of comforting to know that this is out there is an option. It kind of motivates you to want to build your portfolio more now that you know about other options at the end, even if a 721, exchange, time is decades away for you, I don't know if you caught that, they have 1100 homes in their portfolio. Now, as you see over on that landing page that I mentioned, they even simplify your tax filing. You just receive one consolidated annual tax packet prepared by KPMG. If you think it's interesting to you or you just want to learn more about the 721 exchange or get a free evaluation, you can do that again by starting@flockhomes.com slash GRE that's F, l, O, C, K, homes.com/g R, E, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  39:39   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  39:58   The preceding program was brought to you by y