Podcasts about Free Advice

Kole Noble kicked off hour two with a deep dive into Chicago Bears camp! He broke down realistic expectations for the upcoming season, singled out the top performers in practice, and revealed which players are primed for a massive breakout year.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break, it was time to hand out some Free Advice for Damon Bunting.   Writer for the Titans, Terry Mccormick capped off hour two with another NFL preview.

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In hour 2, the guys welcome Carl Dukes to give a preview of the Atlanta Falcons to start off. What is the QB competition in Atlanta? And before the break, it's The Play Alberta Early Bird Bet! Then it's Mmmm That's Good for the Italian Centre where we discuss more of the On-Screen Death Draft and the drama surrounding it. To end the hour, Free Advice for Damon Bunting!  

The Baltimore Banner's Jonas Shaffer kicked off hour two on today's show! Jonas dove straight into Baltimore sports, breaking down the Ravens offseason moves, expectations on the field, and whether the Ravens are the clear-cut favourites to take the AFC North this season. If you wanted answers on the Ravens landscape, Jonas delivered.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break, Blue Jays insider Keegan Matheson joined the show! It's been a crazy, up-and-down season in Toronto, and Keegan broke down all the chaos—offering insight into whether the Jays will be buyers or sellers at the trade deadline, where John Schneider's job security stands, and what's behind Vladdy's roller-coaster year on the diamond.   We finished hour two with some Free Advice for Damon Bunting. The boys are always giving their best advice.

The Athletic's Saad Yousuf stopped by to tee up the upcoming NFL campaign, diving into the biggest headlines from training camp and giving his picks for who holds the best odds to win it all.   The boys locked in their daily best bet to start the morning for the Play Alberta Early Bird Bet of the day.   We then got into some Free Advice for Damon Bunting… How do you deal with wasps? That was the advice the boys were giving today.   Eric Macramalla capped off Hour Two with a deep dive into the crumbling Blue Jays, analyzing their offensive dry spell and Vladdy Guerrero Jr.'s struggles. Plus, Eric shared his thoughts on why ten NHL teams are currently operating without a team captain and gave a quick summer check-in on the Montreal Canadiens.

To start hour one, Edmonton Elks defensive lineman Robbie Smith stops by to talk Elks football, locker room vibes, his daily routine with the club and his thoughts going into Friday's game against BC.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break, we got into some Free Advice for Damon Bunting and The Agency. Plenty of great advice we gave to the nasties today, and the nasties gave some advice right back.   To cap off hour two, Eric Macramalla joined the show. It's been quite sometime since the boys caught up with Macramalla so that's exactly how they started. They then got into some hockey talk, starting with the whole Leo Carlsson offer sheet. We shifted gears to get his thoughts on the Kawhi Leonard situation.

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THE BEST BITS IN A SILLIER PACKAGE (from Friday's Mike Hosking Breakfast) I'd Be Invoicing Them/Your Michelin Questions Answered/Mark the Week/Who's Paying for This?/Not Actually as Corrupt as I ThoughtSee omnystudio.com/listener for privacy information.

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TSN's Craig Button joined us right out of the gate to break down the massive Mike Babcock hiring in Edmonton. We dive into Craig's raw reaction to yesterday's press conference, how the players gave this move the green light after speaking with Babcock, and what D.J. Smith's role will look like on this staff. Plus, Craig gives his take on yesterday's wild NHL trade frenzy—handing out his biggest winners and losers—before we bring it back home for the latest update on Darnell Nurse.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break we got into Free Advice for Damon Bunting. The boys had plenty of advice for the nasties today.   Eric Macramalla finished hour two with his thoughts on the circus currently going on in Edmonton.

Free advice is not always harmless. Sometimes it teaches the market to disrespect your value. In this episode of The Level Up Podcast, Paul Alex breaks down why working for free can destroy your authority, your positioning, and your business. Let's be real… If you keep giving away your best strategies… Over coffee… In casual conversations… Or during “quick favors”… You are not being generous. You are devaluing your knowledge. In this episode, you'll learn: Why people do not value what they do not pay for How free consulting can weaken your premium positioning Why boundaries separate serious clients from tire kickers How charging for your time increases respect, commitment, and authority The truth is simple: Your knowledge came from years of execution. Years of mistakes. Years of pressure. Years of learning what actually works. That is not free. And when someone wants access to your brain, your strategy, or your experience… They need to respect the value behind it. High-level operators do not run free help desks. They set the fee. They protect their time. They filter out unserious prospects. And they deliver massive value to the people who are willing to invest. Stop giving away the blueprint for the price of coffee. Protect your knowledge. Charge your rate. Deliver the goods. And keep leveling up. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: https://jo.my/paulalex2024Facebook: https://jo.my/fbpaulalex2024YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQLinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you: www.CashSwipe.com FREE Copy of my book “Blue to Digital Gold - The New American Dream”www.officialPaulAlex.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Folks are saying that Texas senate candidate James Talarico has the best chance in decades to flip a Texas senate seat blue; his opponent, Ken Paxton, was impeached by his own party in 2023 and is mired in scandals. Our hosts are less optimistic about James’ chances and have some advice for Mr. Talarico… Join hosts Angela Rye, Andrew Gillum, and Bakari Sellers for this segment from episode #133 that aired on 05-28-26 If you’d like to submit a question, check out our tutorial video: www.instagram.com/reel/C5j_oBXLIg0/ Welcome home y’all! —---------See omnystudio.com/listener for privacy information.

TSN's Craig Button kicked off today's show to break down a wild week in the hockey world. We started by getting his reaction to Stan Bowman's recent comments regarding the Kris Knoblauch firing, and looked at how Vegas handled Bruce Cassidy's situation. From there, we debated whether Craig Berube is the best option on the market and if these Oilers specifically need a more stern voice behind the bench. The coaching carousel conversation kept rolling as we shifted to John Tortorella's future in Vegas—is he a lock to stay behind the bench next season? Finally, we got Craig's take on the Vancouver Canucks' massive staff shakeup over the past week before wrapping up with his thoughts on the Eastern Conference Final.   It was then time for the Play Alberta Early Bird Bet of the day.   In the middle of the hour it was time for the boys to give some Free Advice for Damon Bunting.   Eric Macramalla capped off hour two with his thoughts on the Habs moving on to the Eastern Conference Final and shared his expectations for the upcoming series. He then touched on the debacle of a situation the Oilers have put themselves into.

Welcome to The Daily Wrap Up, an in-depth investigatory show dedicated to bringing you the most relevant independent news, as we see it, from the last 24 hours (5/18/26). As always, take the information discussed in the video below and research it for yourself, and come to your own conclusions. Anyone telling you what the truth is, or claiming they have the answer, is likely leading you astray, for one reason or another. Stay Vigilant. !function(r,u,m,b,l,e){r._Rumble=b,r[b]||(r[b]=function(){(r[b]._=r[b]._||[]).push(arguments);if(r[b]._.length==1){l=u.createElement(m),e=u.getElementsByTagName(m)[0],l.async=1,l.src="https://rumble.com/embedJS/u2q643"+(arguments[1].video?'.'+arguments[1].video:'')+"/?url="+encodeURIComponent(location.href)+"&args="+encodeURIComponent(JSON.stringify([].slice.apply(arguments))),e.parentNode.insertBefore(l,e)}})}(window, document, "script", "Rumble");   Rumble("play", {"video":"v77v2gq","div":"rumble_v77v2gq"}); Source Links (In Chronological Order): (21) Five Times August on X: "MAGA went from expecting Nuremberg trials and sending “the swamp” to Gitmo to just being happy with social media memes and White House generated AI slop." / X (21) The Last American Vagabond on X: "@bennyjohnson Additionally, MAGA only ever existed within those who truly wanted to change the country for the better, however they saw that. The only thing DEAD is the fake MAGA politicians and "new media" grifters who have revealed they do not care about Americans or putting America First." / X (7) The Last American Vagabond on X: "@Supernautiloid No, it is an accurate take about average Americans who were played by the #TwoPartyIllusion and Donald Trump. If you are saying MAGA is the Trump admin and the clowns yelling #WINNING, I bet you too are lost in the false binary. https://t.co/N9ESa5XiIz" / X Debunking the False Binary with the Independent Media Alliance New Tab (7) GRANDPA's FREE ADVICE on X: "

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Jamie McLennan joined the show to provide a deep dive into the coaching firestorm in Edmonton. "Noodles" didn't pull any punches, arguing that a change behind the bench was overdue and outlining the specific coaching profile needed to stabilize this roster. Beyond the X's and O's, the former NHL netminder broke down the ongoing crisis in the Oilers' crease and questioned if a coaching swap is enough—or if the real issues stem from the front office. We wrapped up with his pulse check on the rest of the NHL playoff bracket.   It was then time for the Play Alberta Early Bird Bet of the day.   We then gave some Free Advice for Damon Bunting. As always, the boys provided some great advice today.   Chris Morris joined the show to wrap up hour two with a comprehensive update from Edmonton Elks training camp. Chris detailed the aggressive roster overhaul from this offseason and explained why the culture being built in the locker room—and the community—feels fundamentally different this year. We also got his take on the arrival of Cody Fajardo and how the veteran QB fits into the Elks' new-look offense, plus a breakdown of the recent CFL rule changes designed to jumpstart the 2026 season.

We kick off today's show with TSN Scouting Director Craig Button, who pulls no punches regarding the state of the Oilers. Following the raw honesty of Connor McDavid and Leon Draisaitl's year-end comments, Craig breaks down why he believes the organization has taken a massive step backward under the leadership of Stan Bowman and Jeff Jackson. We also put Kris Knoblauch under the microscope—is the bench boss officially on the hot seat? Once the dust settles in Edmonton, we head East to analyze the 'Toronto Takeover,' from the polarizing hire of John Chayka to the lottery shocker that landed the Leafs the #1 overall pick.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break, we got into some Free Advice for Damon Bunting. The boys are always dishing out amazing advice.   We finished hour two off with Eric Macramalla with his thoughts on everything that has happened in Toronto over the past few days, the Habs and Sabres series and…?

In this episode, Josh and Amelie tackle the tricky situation of past clients reaching out for “quick” free advice and how financial coaches can respond professionally, ethically, and without resentment. The hosts explore liability concerns, time boundaries, client expectations, and the importance of avoiding assumptions about a client's motivations. They also share practical scripts and strategies for setting clearer expectations in future engagements.Top takeaways: A client's history matters: a positive past relationship may lower risk, while a contentious one increases liability concerns. Not responding can create more liability than providing advice — or vice versa — depending on the situation. Your time has value; if a question requires more than a quick response, you may choose to offer a paid one‑off session. When you can't responsibly answer, explain why (e.g., I don't have updated information, I have questions for you) and offer factors and questions for them to consider. Provide a path forward; some ideas include: a link to schedule a consultation or coaching session, a short‑term engagement proposal, or suggestion for an annual update. Frequent “quick question” clients may need a gentle nudge toward an ongoing or annual service model. Never assume a client's motivation — many genuinely believe their question is simple and may be reaching out simply because they trust you. Set expectations early: define what follow‑up support includes, what's out of scope, and how additional questions are handled. Avoid reinforcing the pattern by responding with “no problem, reach out anytime,” even when the question is simple. Boundaries protect both sides: responsible advice requires current information, context, and a professional structure. Want help building or growing a successful financial coaching business? Start here: Exploring financial coaching? Join our free community of 6,000+ coaches: https://www.facebook.com/groups/financialcoachescommunity Ready to learn more? Get our free 8‑part email series with 30+ tips: https://www.financialcoachesnetwork.com/pre-launch-email-series Launching your business? Check out FCN Biz DIY, our step‑by‑step program: https://www.financialcoachesnetwork.com/biz-diy Love coaching but not running a business? Beta test MoneyCoach Network: https://form.jotform.com/231063470154043

To kick things off, TSN's Jamie McLennan stops by to break down the Oilers' dominant 4-1 victory. Noodles weighs in on whether the pressure has officially shifted back to the Ducks and if Anaheim is starting to feel the weight of a potential comeback. We dive deep into the crease, discussing Lukas Dostal being chased from the net—have the Oilers finally solved the Ducks' phenom? Jamie also analyzes Connor Ingram's massive bounce-back performance and his elite rebound control. Plus, we give Evan Bouchard his well-deserved flowers after a masterclass on the back end with three huge assists.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break we got into Free Advice for Damon Bunting! The boys gave some great advice today.   Dave Naylor finished things off in hour two with his thoughts on all the league changes the CFL made yesterday.

Kicking off Hour 2, the one and only Jamie McLennan stops by to break down a wild Game 1! 'Noodles' gives his honest take on the quiet opener for McDavid and Bouchard—and what he expects from them tonight. We tackle the lineup debate: who draws in between Szymanski and Lazar? Plus, as a former pro netminder, Jamie analyzes the stellar goaltending battle between Ingram and the Ducks' crease. We wrap up with a tour around the league to see which teams are already in the danger zone.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break, we got into some Free Advice for Damon Bunting. The boys are always giving out great advice.   To finish off hour two, Eric Macramalla stopped on by. You never know where the conversation is going to go with Macramalla…

Jamie McLennan was the first guest on today's show. We got right into the hockey conversation with Noodles. We first got his thoughts on Rick Bowness laying it to the Blue Jackets after their loss from last night… Plenty of teams fell down the stretch, Noodles touched on which team had the most disappointing last handful of games to cap off the season. The goaltending conversation is never-ending here in Edmonton, we got his thoughts on who he thinks should start for game one in the playoffs. We finished with his thoughts on who should win the Hart and Norris Trophies and a preview on some series out East.   It was then time for the Play Alberta Early Bird Bet of the day.   In the middle of the hour, it was time to give some Free Advice for Damon Bunting. Like we always do, some great advice from the boys today.   Eric Macramalla capped off hour two with some laughs, advice and his thoughts on the Habs heading to the playoffs this season.

This is a preview of Unemployed With Mike Schaefer! To hear the entire podcast, subscribe on Apple, Spotify, or wherever you get your podcasts! Or, watch on the I-80 Club YouTube channel.What's the latest in the portal? HuskerMax's Kaleb Henry joins to discuss Nebraska's efforts and offer Free Advice on a Monday.Music: Ian AeilloFor more from the I-80 Club, become a Patron and get bonus episodes, access to the I-80 Club Discord server, and so much more: patreon.com/i80clubSubscribe to the I-80 Club YouTube channel and don't miss any of our public episodes, see shorts, and other videos! Hosted on Acast. See acast.com/privacy for more information.

Free advice is costing you more than you think. In this episode of The Level Up Podcast, Paul Alex breaks down a trap that keeps smart, capable people stuck—the illusion that more free content will finally unlock success. Let's be real… You don't have an information problem. You have an execution problem. And the reason you're not executing? Because you don't have enough skin in the game. In this episode, you'll learn: Why people don't value what they don't pay for How free content creates false progress without real results Why buying mentorship collapses years into months How investing money forces immediate, high-level execution Because the truth is simple: You are always going to pay. Either with your time… Or with your money. And the people who win? They choose speed. They invest in proven systems. They follow the blueprint. They execute relentlessly. No guessing. No wasted years. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: https://jo.my/paulalex2024 Facebook: https://jo.my/fbpaulalex2024 YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQ LinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you: www.CashSwipe.com FREE Copy of my book “Blue to Digital Gold - The New American Dream”www.officialPaulAlex.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jamie McLennan was the first guest on today's show. We first got his thoughts on the team he covers the most which is the Ottawa Senators as they are on the hunt for that final playoff spot out East. We then got into the Oilers talk. Noodles touched on the identity of this Oilers team and what the plan is going forward with Tristan Jarry. We then went around the league and got his thoughts on the new look Golden Knights and how far he sees the Mammoth going this year.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break, we got into some Free Advice for Damon Bunting. Plenty of great advice from the boys today. We mainly focused on how to stop smoking…   Eric Macramalla joined us to cap off hour two. Was Macramalla a smoker? What are his thoughts on the ABS so far in the MLB? As always he gave us some very educated and thought out answers.

Craig Button was the first guest on today's show. He gave his thoughts on the Oilers recent stretch. What in his mind has made this team look so much better defensively. No Leon, no problem has been the mantra as of late, Craig shared his thoughts on why this team is looking so much better since he's been out. We then headed out East to get his insight on the Leafs relieving Treliving of his duties and where they go from here and finished with his thoughts on the Golden Knights recent moves as well.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break we got into some Free Advice for Damon Bunting. Plenty of good advice from the boys today. This took us to the end of the hour.

-Doug the Neighbor- & -TK/Irish- chat about -Free Advice-

Noodles joined us at the top of the second hour. We first got his initial thoughts on the Oilers game from last night, he touched on the Nuge and Roslovic seeming to find some chemistry, how important Jarry's performance was and the Oilers commitment to defense yesterday. We then looked elsewhere and he touched on both the Senators and Golden Knights.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break we got into some Free Advice for Damon Bunting. The boys also give the best advice.   Eric Macramalla capped off hour two with some Batman talk and his thoughts on the baseball season getting underway tonight and his thoughts on the changes going forward.

What The Best Free Advice? | A Guy With No Arms And No Legs Shot A Guy & Is Also A Pro Athlete?? | What Stall Do You Use & Sharks Are On Cocaine! | Joke Text | Some More Great Nicknames | Thrust Count Matters Apparently 

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Luke Gazdic was the first guest on today's show. Dusty caught up with Gaz before we got into the Oilers discussion. We got his thoughts on last night's game and the performance from certain players including Max Jones and Matt Savoie. We then got his thoughts on the Oilers goaltending situation and finished with his thoughts on the Buffalo Sabres.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break the boys got into some Free Advice for Damon Bunting. Good laughs and advice from the boys today.   Eric Macramalla capped off hour two today to discuss…?

Jamie McLennan was the first guest on today's show. He first game some love to Dusty as they were together for Dusty's first ever broadcast in the NHL. We then got right into last night's game where the Oilers were able to come out on top. He touched on all the positives for the Oil. We then got his thoughts on MacKinnon getting ejected from last night's game.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break, we gave some Free Advice for Damon Bunting. Today, everyone was giving YouTube Trev advice…   Eric Macramalla capped off hour two with the same old shenanigans, his thoughts on the Canadiens trade deadline and finished with some words on the World Baseball Olympics.

Jamie McLennan was the first guest on today's show. He gave his initial thoughts on last night's game that saw the Oilers defeat the Senators 5-4 in OT. We then got into Bouchard and the season that he is having, which then led to a conversation on the defence as a whole. Noodles had some good words for Connor Murphy and finished with whether or not he thinks this team can do anything further as the deadline approaches.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break we dove into Free Advice for Damon Bunting! Plenty of good advice from Wil Fraser today.   To finish off hour two we got into MMMMMM That's Good presented by The Italian Centre Shop. How good will this final stretch of Oilers hockey be?

Jamie McLennan was the first guest on today's show. He started off with some Olympic discussion, touched on Connor Hellebuyck's game of his life for the Americans, he then shared his thoughts on 3-on-3 overtime and where Canada's goalies ranks in the entire world. The Oilers back in action tonight and being a former goalie we wanted to get his thoughts on who should start in net for the Oilers going forward. He finished with his thoughts on yesterday's trade.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break, we got into some Free Advice for Damon Bunting. The boys game some amazing advice today. This brought us to the end of the hour.

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Jamie McLennan was the first guest on today's show. He stopped by to discuss all things Olympic hockey. He first touched on the future of hockey in smaller nations like Slovakia and Germany. Then gave his thoughts on the Americans facing Sweden later today. He then gave all his attention to the big one that sees Czechia take one Canada.   It was then time for the Play Alberta Early Bird Bet of the day.   Ryan Rishaug joined us in the middle of hour to talk about his experience in Italy thus far. He gave us all the latest news and stories on this Canadian team.   To finish off the hour, we got into Free Advice for Damon Bunting. Today, Dusty and Lt. Eric asked the nasties for travel advice.

This is a preview of Unemployed With Mike Schaefer! To hear the entire podcast, subscribe on Apple, Spotify, or wherever you get your podcasts! Or, watch on the I-80 Club YouTube channel.Kaleb Henry joins on Monday to talk Nebraska Basketball surviving Northwestern, football's Draft spiral and Free Advice!Music: Ian AeilloFor more from the I-80 Club, become a Patron and get bonus episodes, access to the I-80 Club Discord server, and so much more: patreon.com/i80clubSubscribe to the I-80 Club YouTube channel and don't miss any of our public episodes, see shorts, and other videos! Hosted on Acast. See acast.com/privacy for more information.

I'm unpacking why free advice might be the very thing keeping you underpaid—and how to shift from being consumed to being invested in. In this solo episode of Woman of Influence, I'm sharing what the past few weeks have looked like here in Nashville—from navigating a historic ice storm to hosting my first in-person retreat in over two years—and how all of it led me back to a conversation I've been having repeatedly with my clients: the real cost of free advice. I take you inside the identity shift required to stop over-giving, stop confusing engagement with impact, and start being seen as a paid, trusted authority instead of a generous but invisible one. I break down why free content is a relationship, not a strategy, how it conditions your audience when you're not intentional, and why information alone never creates true transformation. I also share the moment a longtime follower told me exactly why she'd never invest in my work—and how that changed everything. If you've ever felt quietly resentful of giving so much without seeing it convert, this episode will help you reframe free content, clarify where real transformation begins, and step into leadership that's aligned, paid, and chosen. Liked this episode? Make sure to subscribe to our podcast and leave a review with your takeaways, this helps us create the exact content you want!  KEY POINTS:  00:00 Welcome to Woman of Influence 00:49 Surviving the Nashville Ice Storm 02:25 Preparing for the In-Person Retreat 04:08 The Importance of Breaking Up with Free Advice 10:33 Reframing Free Content as a Relationship 16:13 The Identity Elevation Framework 23:01 Final Thoughts and Upcoming Opportunities QUOTABLES: “  We have to make this identity shift. Going from being consumed to being invested in,” - Julie Solomon  “  Free advice might honestly be the very thing keeping you underpaid.”  - Julie Solomon RESOURCES:

Jamie McLennan was the first guest on today's show. He gave his initial thoughts on team Canada's women's team losing to USA yesterday, and how much better they are right now. He then shared why Binnington should be the starting goalie and how long of a leash he has… Noodles finished with his thoughts on the men's USA team and why Canadians should be more worried then previous years…   It was then time for the Play Alberta Early Bird Bet of the day.   After the break, we got into Free Advice for Damon Bunting. Lots of good advice from the boys today.   Eric Macramalla capped off hour two with his some ol' shenanigans.

This is a preview of Unemployed With Mike Schaefer! To hear the entire podcast, subscribe on Apple, Spotify, or wherever you get your podcasts! Or, watch on the I-80 Club YouTube channel.Kaleb Henry joins on a Monday to talk Nebraska basketball getting back on track, assessing Nebraska's offseason in football and offering Free Advice for those in need.Music: Ian AeilloFor more from the I-80 Club, become a Patron and get bonus episodes, access to the I-80 Club Discord server, and so much more: patreon.com/i80clubSubscribe to the I-80 Club YouTube channel and don't miss any of our public episodes, see shorts, and other videos! Hosted on Acast. See acast.com/privacy for more information.

You may think that seeking investments as an Expat in Ireland is as simple as finding the right advice. In practice, though, the conventional wisdom doesn't always mean the best results for you.In Part 2 of my conversation with Paddy Delaney of Informed Decisions, we get into some of the assumptions many people hold about investing as they move closer to retirement, particularly the idea that “de-risking” automatically means safety. Paddy explains why that conventional wisdom doesn't always stack up in practice, and why understanding volatility, time horizons, and having a proper plan matters far more than simply defaulting into a middle-of-the-road fund.We also spend time on something that comes up constantly in my work with expats: fees, transparency, and how to tell whether you're getting advice or being sold a product. We talk about commission, “free” financial plans, what questions you should be asking before you sign anything, and how easily costs can stay hidden in the background for years if you don't know where to look. This is particularly relevant if you've brought pensions or investments with you from another country and are trying to make sense of how everything fits together in Ireland.If you haven't yet, make sure you listen to Part 1 of my conversation with Paddy for all of his advice about financial planning, and to prepare you for this episode.Main Topics Discussed in this Episode:Challenging the “De-Risking” Myth Near Retirement: We unpack why automatically moving into lower-risk, middle-of-the-road funds as retirement approaches can actually reduce long-term outcomes, and why volatility isn't necessarily the enemy if you've planned properly.The Importance of Planning Beyond the Investment Product: This is one of those areas where having a real plan matters — we talk about thinking through “what could go wrong,” having other assets to draw on, and avoiding forced decisions at the worst possible time.Advice vs Product Sales: How to Tell the Difference: We explore the key signals that distinguish genuine financial planning from a transactional product sale, including how advisors are paid and why “free” plans are rarely free.Fees, Transparency, and Asking the Right Questions: From hidden charges to headline Annual Management Charges that don't tell the full story, we explain where fees really sit, why expats can get a nasty surprise, and the direct questions you should feel comfortable asking upfront.What Value for Money Actually Looks Like in Financial Advice: We discuss the wide spectrum of service levels in the market, what ongoing advice should include, and why paying more only makes sense if you're genuinely getting engagement, insight, and support in return.Get in touch with Paddy DelaneyWebsite: InformedDecisions.ieLinkedIn: https://www.linkedin.com/in/paddy-delaney-qfa-rpa-apa-73778969/Podcast:

Jamie McLennan was the first guest on today's show. Dusty and Noodles touched on their first game they'll be calling together in Calgary on March 5th. We then got his thoughts on the Oilers goaltending situation, and whether or not Skinner is in fact better than Jarry. It's speculated that Roslovic is being rumoured to sign around 4 years in Edmonton… Noodles touched on this and finished with his thoughts on what the heck is going on in Toronto.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break we got into Free Advice for Damon Bunting. As always, lots of good advice from the boys today.   We haven't spoke with this guy in a while. Dave Naylor stopped by to finish off hour two with all the latest news in the NFL and his thoughts on the Bills getting bounced just over a week ago.

This is a free preview of Unemployed With Mike Schaefer! To hear the entire podcast, subscribe on Apple, Spotify, or wherever you get your podcasts! Or, watch on the I-80 Club YouTube channel.Kaleb Henry of HuskerMax joins the pod to dive into another win by the now #5 Nebraska Cornhuskers, moving their record to 20-0 on the season! They also discuss which 2025 backups Nebraska seems to trust most for 2026, offer Free Advice, and more!Music: Ian AeilloFor more from the I-80 Club, become a Patron and get bonus episodes, access to the I-80 Club Discord server, and so much more: patreon.com/i80clubSubscribe to the I-80 Club YouTube channel and don't miss any of our public episodes, see shorts, and other videos! Hosted on Acast. See acast.com/privacy for more information.

This is a free preview of Unemployed With Mike Schaefer! To hear the entire podcast, subscribe on Apple, Spotify, or wherever you get your podcasts! Or, watch on the I-80 Club YouTube channel.Mike Schaefer welcomes Kaleb Henry back to the pod to talk through possible issues at defensive line and running back, as Nebraska's offseason makeover continues. Plus, another edition of Blind Rankings, some Free Advice, and a look at Indiana vs. Miami in the national title!Music: Ian AeilloFor more from the I-80 Club, become a Patron and get bonus episodes, access to the I-80 Club Discord server, and so much more: patreon.com/i80clubSubscribe to the I-80 Club YouTube channel and don't miss any of our public episodes, see shorts, and other videos! Hosted on Acast. See acast.com/privacy for more information.

Jamie McLennan was the first guest on today's show. He gave his initial thoughts on last night's game starting with Jarry and the eventual OT winner. This then led to plenty of Oilers  goalie discussion. We then touched on Jake Walman returning to the Oilers lineup last night, the Maple Leafs turning things around and how important goaltending is in today's NHL.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break we got right into Free Advice for Damon Bunting! Today, the nasties were giving Dusty advice on what to order from Popeyes after winning his bet against Tommy and Hernan!   Like always, Eric Macramalla capped off hour two with the same old shenanigans.

This is a free preview of Unemployed With Mike Schaefer! To hear the entire podcast, subscribe on Apple, Spotify, or wherever you get your podcasts! Or, watch on the I-80 Club YouTube channel.Mike Schaefer and HuskerMax's Kaleb Henry discuss a busy weekend for Nebraska football, including a new assistant coach, wins in the portal, and more. They also react to the news of Dylan Raiola heading to Oregon.Plus, the first Blind Top Five and another edition of Free Advice!Music: Ian AeilloFor more from the I-80 Club, become a Patron and get bonus episodes, access to the I-80 Club Discord server, and so much more: patreon.com/i80clubSubscribe to the I-80 Club YouTube channel and don't miss any of our public episodes, see shorts, and other videos! Hosted on Acast. See acast.com/privacy for more information.

Craig Button was the first guest on today's show. He just got back from covering the World Juniors and had a lot to say about this year's tournament! We then switched gears to the Oilers where he touched on Jack Roslovic's time on the third line last night with the two kids, Connor Ingram's play as of late, Curtis Lazar's roll on the squad, etc.   It was then time for the Play Alberta Early Bird Bet of the day.   We then dove into Free Advice for Damon Bunting. Plenty of good advice from the boys today.   Eric Macramalla capped off hour two with lots of laughs, a story about Dr. Phil, some comments on YTT's hack sack days and finished with some words on this years World Juniors tournament.

Jamie McLennan was the first guest on today's show. Lots to talk about with Noodles including the Oilers goaltending situation, what should they do with Mangiapane, who should be the starting goalie for team Canada and what role should Macklin Celebrini play on team Canada.   It was then time for the Play Alberta Early Bird Bet of the day.   After the break it was time for Free Advice for Damon Bunting. Plenty of good advice today, including Dusty's story of the best advice he's ever received… What started with some light hearted content, finished with an all time blunder.   Macramalla capped off the final hour two of the year. He came by with the same ol' shenanigans and finished with the team Canada Olympic talk. 

Three guys giving car advice on the radio and podcast and YouTube for over 35 years. Check us out and ask questions on YouTube.com/underthehoodshow