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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

The Edinburgh Festival Fringe is once again coming this August. This is the place where over 3,800 individual shows - yes - 3 thousand, 800 of them - will take place during the full month in what is billed as a global arts celebration. Last year the Fringe - as the locals call it - featured 53,942 performances over 301 venues with participants from 68 countries with 2.6 million in ticket sales. How good is that? So good that we are diving in to find out all about it with four of the upcoming performers: Liz Coin, Max Davidson, Brendon Lemon and Kristina Libby. We are talking everything from one-person shows to stand-up comedy to magic and illusionists, what it means to them to take part in this festival, and how the arts bring us all together in the best way possible. Grab your seat, the lights are dimming, as the festival is about to begin... This episode is Part 1 of 3 in a series. _______________________ Sunday July 12 - grab your seat to SLIDESHOW: IN COLOR! now playing in London. It's the live storytelling show the Los Angeles Times declares, "Downright magical, uncomfortable and shockingly honest!" and Theatreland Adventures London cheers, "FOUR STARS - This is unlike anything I've seen before, a warm, engaging, and memorable evening!" Tickets & Info: https://www.citizenticket.com/events/etcetera-theatre/slideshow-in-color/ Pre-Order CUPID'S CURSE - the fourth book in Steve's series THE DOG WALKING DETECTIVES MYSTERIES and catch up on the rest: https://www.barnesandnoble.com/s/%22Steven+J+Silverman%22?Ntk=Publisher&Ns.

Get AudioBooks for Free Best Self-improvement Motivation I Almost Quit: The Powerful Speech That Inspires Hope Experience an emotional motivational speech about perseverance, resilience, and never giving up when life's challenges seem overwhelming. ⁠We Need Your Love & Support ❤️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Get 3 Audiobooks Free -

"Many people have their own thing that lights them on fire, for me, it's running" say Katie O'Grady.  CF modulator drugs changes are a game changer for people living with cystic fibrosis. Katie O'Grady's story is a powerful reflection of how dramatically life with cystic fibrosis has changed in the era of CF modulators, and what becomes possible when hope replaces survival mode. A runner, speaker, and cystic fibrosis advocate in Boston, Katie redefined what it means to live with CF. Katie inspires us by talked about her shift in mindset and how it changed everything: she stopped thinking of herself as “a CF patient who runs” and began identifying as “a runner who happens to have CF.” That subtle but profound change transformed not only the way she trained, but the way she cared for herself, viewed her future, and moved through the world. For much of her life, Katie lived the reality many people with CF know too well — moving from infection to infection, never fully certain what the next year, or even the next season, might bring. At 18, she battled a devastating case of pneumonia that forced her to confront the fragility of her health. But in 2019, everything changed with the arrival of Trikafta. For the first time, Katie could imagine a future without immediately attaching fear or limitations to it. She speaks candidly about what it means to rebuild trust in your body after years of illness, and how running became far more than exercise. It became freedom, therapy, identity, and proof that her diagnosis did not get to define the boundaries of her life. Katie opens up about taking the longest break from running she'd ever experienced, wondering if she would ever return, and discovering that what she missed most wasn't competition — it was the clarity, peace, and sense of self she found while moving. To watch on YouTube: https://www.youtube.com/watch?v=zzdQraUAPfc Like, subscribe, and comment on our podcasts!Please consider making a donation: https://thebonnellfoundation.org/donate/The Bonnell Foundation website:https://thebonnellfoundation.orgEmail us at: thebonnellfoundation@gmail.com Watch our podcasts on YouTube: https://www.youtube.com/@laurabonnell1136/featuredNew: Shop our merchandise! https://thebonnellfoundation.org/product-shop/Thanks to our sponsors:Vertex: https://www.vrtx.comViatris: https://www.viatris.com/enRead us on Substack: https://substack.com/@lstb?utm_campaign=profile&utm_medium=profile-pageWatch our trailer of Embracing Egypt: https://youtu.be/RYjlB25Cr9Y

Germany came from behind to secure a dramatic 2-1 victory over Cote d'Ivoire in a thrilling World Cup 2026 Group E encounter, with substitute Deniz Undav scoring twice, including a stoppage-time winner.

Cryptex Esoterica: The Hidden Blueprint of Reality. Uncover the Ancient Code That Connects Consciousness, Geometry, and the Architecture of Existence. Born from six relentless years of research, Cryptex Esoterica is a groundbreaking exploration into the lost science of sacred geometry, temple technology, and the metaphysical principles that once shaped civilizations.If you've ever felt that the world's ancient monuments, myths, and spiritual systems hide something deeper — this book is your map.Inside Cryptex Esoterica:The real science behind temple technology and sacred geometryThe global lattice of the ancient grid — and how energy once flowed through itA new vision of consciousness and reality, rooted in both physics and mysticismThe missing link between ancient knowledge and modern scienceWhy humanity's true story has been fragmented — and how to piece it back togetherEvery chapter connects ancient wisdom with scientific reasoning, creating a unified theory of how consciousness interacts with matter and how geometry underpins all creation.Why Readers Love It:✔ Visually captivating diagrams that make complex ideas simple✔ Written in an engaging, cinematic tone — not a dry textbook✔ Bridges the gap between ancient mystery and modern understanding✔ Inspires deep reflection, creativity, and a new way of seeing the worldAbout the Author: Tyler Engle — creator of BassForge, researcher, artist, and founder of The Forge: Inner Grid Project — has spent years decoding the forgotten intersections of science, symbolism, and spirituality. His work connects ancient wisdom with cutting-edge theory to help readers master both the seen and unseen aspects of reality. The answers were never lost — they were hidden in plain sight.Step inside Cryptex Esoterica and begin decoding reality itself. Perfect for readers who love:The KybalionSacred Geometry DecodedThe Ancient Secret of the Flower of LifeHamlet's MillFingerprints of the Godshttps://www.youtube.com/@BassForge_usBecome a supporter of this podcast: https://www.spreaker.com/podcast/earth-ancients--2790919/support.

What happens when a successful nurse practitioner follows her creative passion and transforms lives through art? In this inspiring episode of The Raw Vibe Podcast, Edi Matsumoto shares her remarkable journey from healthcare professional to acclaimed sea otter artist and creator of the beloved "Otter Therapy" series.Discover how Edi's heartwarming artwork brings joy, healing, hope, and happiness to people around the world while highlighting the powerful connection between creativity, well-being, and purpose. Her story is a reminder that it's never too late to pursue what lights you up and make a meaningful impact through your gifts.Whether you're an artist, entrepreneur, animal lover, or someone searching for inspiration, this conversation will encourage you to embrace your passions and follow your joy at any age.If you enjoy conversations that inspire personal growth, creativity, and positive change, be sure to subscribe, follow, and share The Raw Vibe Podcast. Your support helps us continue bringing meaningful stories and powerful voices to our community.And as fellow animal lovers, we encourage all pet owners to be responsible and help reduce pet overpopulation by spaying or neutering their pets.#TheRawVibePodcast #EdiMatsumoto #SeaOtterArt #OtterTherapy #ArtistJourney #CreativeLiving #FollowYourJoy #PersonalGrowth #Inspiration #AnimalLovers #HealingThroughArt #PodcastInterviewvisit: https://www.TheRawVibe.comvisit: https://www.edimatsumoto.com/

Title of Podcast: Unlocking the Power of Ideas: Why the TEDx Format Inspires & Endures New Podcast Episode: Reflecting on the Power of TEDx Talks Welcome to a special episode inspired by recent exciting news Susan Heaton-Wright has been shortlisted for "Best TEDx Speaker of the Year" at the Speaker Awards, an honor that celebrates her impactful TEDx Northwich presentation. As Susan Heaton-Wright shares her journey and insights, this episode unpacks why the TEDx format is so uniquely powerful, inspirational, and influential.  

There are people who believe that studying ancient history is like exploring early civilizations which provides unique benefits across several areas. It builds critical problem-solving and analytical skills. In the case of Vidia Tallo, what does she really want to achieve by scrutinising ancient history? - Ada orang percaya bahwa mempelajari sejarah kuno seperti menjelajahi peradaban awal yang memberikan manfaat unik di berbagai bidang. Hal itu membangun kemampuan pemecahan masalah dan analitis yang kritis. Dalam kasus Vidia Tallo, apa yang sebenarnya ingin dicapainya dengan menekuni sejarah kuno?

Social media is ablaze with a new dance called the “Austin Bop,” mocking the death of Austin Mecalf. Jason declares the dance satanic. Also, Whoopi Goldberg's inability to clearly define how the Trump Administration is diminishing black culture on The View while interviewing Vice President JD Vance. ➢ Subscribe to Jason's other channel https://www.youtube.com/JasonWhitlock?sub_confirmation=1 https://www.youtube.com/@JasonWhitlockHarmony?sub_confirmation=1 https://www.youtube.com/@JasonWhitlockBYOG?sub_confirmation=1 https://www.youtube.com/@JasonWhitlockClips?sub_confirmation=1 ➢ Connect with Jason on Social Media:  https://x.com/JasonWhitlock  https://www.instagram.com/realjasonwhitlock/ https://www.facebook.com/jasonwhitlock ➢ Send Jason an Email FearlessBlazeShow@gmail.com ➢ Support The Blaze Visit https://TheBlaze.com. Explore the all-new ad-free experience and see for yourself how we're standing up against suppression and prioritizing independent journalism. Support Conservative Voices! Subscribe to BlazeTV at https://www.fearlessmission.com and get $20 off your yearly subscription. Learn more about your ad choices. Visit megaphone.fm/adchoices

Keanan Harmse, People’s Post journalist spoke to Jacob Moshokoa in for Clarence Ford about news from the area. Views and News with Clarence Ford is the mid-morning show on CapeTalk. This 3-hour long programme shares and reflects a broad array of perspectives. It is inspirational, passionate and positive. Host Clarence Ford’s gentle curiosity and dapper demeanour leave listeners feeling motivated and empowered. Known for his love of jazz and golf, Clarrie covers a range of themes including relationships, heritage and philosophy. Popular segments include Barbs’ Wire at 9:30am (Mon-Thurs) and The Naked Scientist at 9:30 on Fridays. Thank you for listening to a podcast from Views & News with Clarence Ford Listen live on Primedia+ weekdays between 09:00 and 12:00 (SA Time) to Views and News with Clarence Ford broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/erjiQj2 or find all the catch-up podcasts here https://buff.ly/BdpaXRn Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

TWS News 1: The World Cup – 00:24 Compassion International – 3:20 Monday School: Heart Health – 5:39 How You Saw Church Before Being Saved – 8:35 TWS News 2: Culture Norms – 16:13 The Place that Inspires You – 18:44 Random Acts of Audio: Window Tinting – 22:51 Rock Report: America’s Next Top Model Lawsuit – 25:26 First or Worst Concert – 28:48 You can join our Wally Show Poddies Facebook group at www.facebook.com/groups/WallyShowPoddies This podcast is crowd funded - that means that you help make it possible. If you like it and want to support it, give here.

Ahead of Atlanta’s hosting of its first FIFA World Cup 2026 match, “Closer Look” host Rose Scott met with Atlanta Soccer in the Streetsexecutive director Kaseem Ladipo at the organization’s mini pitch in East Point. Ladipo discusses the history and mission of Soccer in the Streets, efforts to elevate street soccer on a global scale, and how the organization is preparing local youth to participate in the world’s biggest sporting event. Plus, the Otis Redding Center for the Arts recently celebrated its first anniversary. The Macon-based creative hub continues the philanthropic legacy of legendary soul singer Otis Redding. “Closer Look” producer LaShawn Hudson recently toured the facility and spoke with Otis Redding Foundation leaders Zelma Redding and Karla Redding-Andrews, as well as Otis Redding Foundation All-Star Sara Mazanec. They discussed the center’s signature summer camps and year-round music education and arts programming.See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Here’s a clear, structured summary of the Sean Ilenrey interview with Rushion McDonald from Money Making Conversations Masterclass, including its purpose, key takeaways, and notable quotes.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Here’s a clear, structured summary of the Sean Ilenrey interview with Rushion McDonald from Money Making Conversations Masterclass, including its purpose, key takeaways, and notable quotes.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Here’s a clear, structured summary of the Sean Ilenrey interview with Rushion McDonald from Money Making Conversations Masterclass, including its purpose, key takeaways, and notable quotes.

Evan Roberts and Tiki Barber discuss the New York Knicks' chance to secure an NBA title in Game 5 against the San Antonio Spurs. They debut a viral song inspired by Tiki's criticism of Victor Wembanyama and debate which radio personalities will cry during a championship celebration. They also analyze potential Finals MVP candidates and review the week's funniest verbal slips in "Idiots with Idioms." 01:59 - Knicks Championship Eve 06:20 - Radio Host Tears Debate 16:39 - Analyzing Referee Reports 20:16 - Wembanyama Song Debut 24:51 - Finals MVP Analysis 33:24 - Idiots With Idioms 42:15 - Final Game Predictions

What do you do when almost no one believes that you can win? Find out how Xavier Andanar was instrumental in transforming one of Victoria's weakest-performing football clubs. - Ano ang gagawin mo kung halos wala nang naniniwala na kaya ninyong manalo? Alamin ang kwento ni Xavier Andanar na naging malaking instrumento sa isang itinuturing na pinakamahinang football club na maging finalist sa buong Victoria.

Today I celebrate not just another birthday, but God's faithfulness. This past year I've become wiser, calmer, stronger, and more intentional. I've accomplished goals, learned from mistakes, and discovered strength I didn't know I had.

Empressspeaks Kish Inspires exists to inspire, encourage, and empower women through authentic faith, real-life experiences, biblical wisdom, and daily devotionals that nurture the heart, mind, faith, and purpose.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Karimah McFarlane.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Karimah McFarlane.

From the May/June 2026 edition of The Scottish Rite Journal.  Any accompanying photographs or citations for this article can be found in the corresponding print edition.Make sure to like and subscribe to the channel!  Freemasons, make sure you shout out your Lodge, Valley, Chapter or Shrine below!OES, Job's Daughter's, Rainbow, DeMolay?  Drop us a comment too!To learn how to find a lodge near you, visit www.beafreemason.comTo learn more about the Scottish Rite, visit www.scottishrite.orgVisit our YouTube Page: Youtube.com/ScottishRiteMasonsJoin our Lost Media Archive for only $1.99 a month!https://www.youtube.com/channel/UCv-F13FNBaW-buecl7p8cJg/joinVisit our new stores:Bookstore: https://www.srbookstore.myshopify.com/Merch Store: http://www.shopsrgifts.com/

The growing adoption of instant payments across Europe marks a significant shift, driven by SEPA harmonisation and the introduction of the Instant Payments Regulation (IPR). But for corporates, instant payments are not an end in themselves. Antoine Bourgier, Head of Payment & Cash Management Solutions, Societe Generale, reveals how this world is developing

In today's episode, host Richard Sergay speaks with Erez Yoeli, director of the Applied Cooperation Team at MIT's Sloan School of Management, about how to motivate people to cooperate and behave altruistically during a pandemic. Dr. Yoeli discusses how we can harness the power of reputation to encourage prosocial behavior, and suggests ways to make the message of altruism appeal to everyone in a time when people are receiving conflicting messages about what is right. This is the second episode in a special, five-part Covid-19 conversation series. Learn more about Erez Yoeli Mentioned in this episode: Matthew Rabin Robert Boyd Subscribe to​ ​Stories of Impact wherever you listen to podcasts. More about this episode Read the transcript of this episode Facebook, Twitter, Instagram, YouTube Comments, questions and suggestions info@storiesofimpact.org Supported by the​ Templeton World Charity Foundation  

Hr 4 - Josh Corey joins the show + Former Titans coach inspires new assistantSee omnystudio.com/listener for privacy information.

One year ago, a gunman approached an event for young diplomats at the Capital Jewish Museum in Washington, D.C., and killed two young employees of Israel's U.S. embassy. Yaron Lischinsky was 30 years old and Sarah Milrim was 26. They were about to become engaged. Yaron's father, Daniel Lischinsky, joined Nick Schifrin to discuss fighting antisemitism and preserving his son's legacy. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Gov. Scott announces he'll run again; where the legislature landed on education reform this session; a Vermont artist found inspiration in a kids' book.

Despite rising living costs and economic pressures, millions of Australians are stepping up to support those in need through volunteering. The latest data from Volunteering Australia shows that 9.5 million people volunteered across the country in 2025. While Punjabis call it 'seva' (the spirit of selfless service), Australians often describe it as “helping a mate” or “looking out for each other”. Across cultures, the shared spirit of giving continues to unite communities. SBS Punjabi spoke to several Punjabi volunteers to understand what inspires them to support vulnerable people during times of crisis. Their stories are deeply moving. Click the audio button to listen to the full podcast. - ਰਹਿਣ-ਸਹਿਣ ਦੀ ਵੱਧਦੀ ਲਾਗਤ ਅਤੇ ਆਰਥਿਕ ਦਬਾਅ ਦੇ ਬਾਵਜੂਦ, ਲੱਖਾਂ ਆਸਟ੍ਰੇਲੀਆਈ ਹੋਰਨਾਂ ਦੀ ਮਦਦ ਲਈ ਵਲੰਟੀਅਰ ਵਜੋਂ ਅੱਗੇ ਆ ਰਹੇ ਹਨ। 2025 ਵਿੱਚ ਆਸਟ੍ਰੇਲੀਆ 'ਚ ਕੁੱਲ 9.5 ਮਿਲੀਅਨ ਲੋਕਾਂ ਨੇ ਵਲੰਟੀਅਰ ਕੀਤਾ। ਇਸ ਵਲੰਟੀਅਰ ਹਫ਼ਤੇ, ਐਸ ਬੀ ਐਸ ਪੰਜਾਬੀ ਨੇ ਕੁਝ ਪੰਜਾਬੀ ਵਲੰਟੀਅਰਾਂ ਨਾਲ ਗੱਲਬਾਤ ਕਰਕੇ ਜਾਣਿਆ ਕਿ ਕਿਹੜੀ ਸੋਚ ਅਤੇ ਪ੍ਰੇਰਣਾ ਉਨ੍ਹਾਂ ਨੂੰ ਮੁਸ਼ਕਲ ਸਮਿਆਂ ਵਿੱਚ ਵੀ ਸੇਵਾ ਲਈ ਤਿਆਰ ਰੱਖਦੀ ਹੈ। ਸੁਣੋ, ਇਸ ਪੌਡਕਾਸਟ ਰਾਹੀਂ...

This talk explores the intersection of Japanese craftsmanship (monotsukuri), purpose-driven living (ikigai), and entrepreneurial spirit in the age of digital fabrication. Dr. Naoki Hamanaka will share his journey of using additive manufacturing—specifically 3D printing—to design and produce affordable, customized assistive devices that enhance quality of life. Drawing on real-world examples, he will illustrate how technology can embody empathy, creativity, and social impact, inspiring a new generation of engineers and innovators to pursue entrepreneurship with purpose and soul. Speaker Naoki Hamanaka, Founder of FabLab Shinagawa, and Representative of Hamanaka Design Studio

Welcome to The Oceanside Sanctuary! This week, co-lead minister Jason Coker of Oceanside Sanctuary dives into the complex dynamic of power through the lens of Numbers 11. Through the ancient story of Moses, the manna, and the quail, Jason explores how centralized, hoarded power becomes dangerous and why democratizing power is essential to truly care for our communities. He also shares candid reflections on his background in Pentecostal spaces and sets the stage for our upcoming teaching series, "The Spirit of Power," based on the book of Acts. Key Topics Covered: Moses' frustration and the limitations of centralized authority. The story of Eldad and Medad, and how God's Spirit cannot be contained or controlled. The dangers of craving, concentrating, and hoarding power. Why power is fundamentally good when it is shared and distributed to meet people's needs. To learn more about our community or to support the work we do, visit us at Oceanside Sanctuary. Chapters (00:00:00) - Sunday Teaching(00:02:41) - Power and the Spirit of Power(00:05:41) - Moses and the 70 Elders(00:08:26) - Numbers 11: The Rabble Among Them Cried(00:14:08) - The Story of Power in the Bible(00:22:12) - The Power of Sharing God's Will(00:26:33) - Numbers 11: Crazies for Power(00:29:05) - Power is Good When It's Shared(00:34:49) - Sunday School

Steve Crossman is at Celtic Park with former player Pat Nevin, commentator Conor McNamara and reporter Kenny Crawford with instant reaction to a pulsating title decider between Celtic and Hearts.They pay tribute to the job Martin O'Neill has done in turning Celtic's season around and discuss how unlucky Hearts are to come up just short in the enthralling title race.Plus, former England goalkeeper Paul Robinson is with commentators John Murray and Ian Dennis speaking about the fallout from Manchester City winning an eighth FA Cup against Chelsea at Wembley Stadium.They talk about Bernardo Silva and John Stones ending their City careers on a high and what's next for manager Pep Guardiola.01:02 Unsavoury scenes at Celtic Park 02:08 Pat Nevin talks about the pitch invasion 07:49 Kenny Crawford on the significance of Callum Osmand's goal 15:04 Interview with Luke McCowan 19:19 Celtic boss Martin O'Neill speaks on the pitch 21:37 Manchester City on their way to receive the FA Cup 22:38 Bernado Silva's impact on the club 26:33 The trophy lift 28:20 John Murray describes Pep's fashion choices 29:31 What next for Guardiola? 30:42 Antoine Semenyo on his match winning goal 32:48 Chelsea interim head coach Callum McFarlane

For more than five decades, Craig Robinson has helped shape the future of community health in West Virginia and beyond. Mark Masselli and Margaret Flinter talk with the longtime executive director of Cabin Creek Health Systems to reflect on a career spent expanding access to care in rural communities, building innovative community health models, and […] The post How a West Virginia Community Health Center Leader Inspires the Country appeared first on Healthy Communities Online.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Co-Host Brandon Wade (https://mountaintoppodcast.com/seeking) My first time guest Brandon Wade s the founder and co-CEO of Seeking.com, a dating platform he founded in 2006 after his own frustrations with modern dating and difficulty finding meaningful connection. For nearly 20 years, he has helped build and evolve Seeking around a core idea that now feels more relevant than ever: successful relationships start with honesty, intentionality and aligned expectations. And importantly, if the person you're with isn't inspiring you, that's a major red flag, if not a flat-out dealbreaker. Brandon freely admits that seeking.com started out as a "sugar baby" site, and that description is still somewhat accurate even nowadays. But here's the thing...despite everything I've ever warned you about regarding the whole "sugar daddy" thing, Brandon found the love of his life on his own site, despite his own take that the entire "dating industry" is rigged against successful people! After once cynically (and publicly) questioning love itself, he ultimately met his wife and co-CEO Dana on Seeking, an experience that helped shape the company's current focus on authenticity, trust and intentional dating. This was after using his own site for considerable practice improving his skills with women. So yes, his perspective is not only rooted in operating a dating platform at scale, but in his own lived experience. This wide-ranging discussion covers the rising standards among women, the low-effort dating crisis, male loneliness, and why many men are struggling to adapt to a dating culture that increasingly rewards emotional maturity, clarity and effort. Get in on the new audio program The "Big Four" Woman at https://mountaintoppodcast.com/bigfourwoman === HELP US SEND THE MESSAGE TO GREAT MEN EVERYWHERE === This show is built on the "Big Four": Confidence, Masculinity, Liking Women, and Good Character. Better men get better women. If you love what you hear, please rate the show on the service you subscribed to it on (takes one second) and leave a review.

Northland skin care brand Nudi Point is named after the swimming hole where Blair Coates spent many happy summers. The former banker who suffered bad skin as a teen makes moisturisers and serums in the converted cow shed. With thanks to:Blair CoatesGo to this episode on rnz.co.nz for more details

What IS up?! Join Laura and Bay for today's episode that twists and winds like your favorite rollercoaster through their favorite topic, Disney Parks. Disney Corporate has recently made some nefarious choices, and Laura and Bay had to digest and they have plenty to say. What do you have a high threshold for, or perhaps a low tolerance? Are you simply soooo excited for the Most Magical Retreat?

Did you know there's actually a right and wrong time to implement key practice indicators (or KPIs) in your office? Tiff and Dana reveal what should be firmly in place in a practice before you start assigning metrics for success. They touch on KPIs position by position, staying human amid the numbers, and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:00) Hello Dental A Team listeners. I am so excited to be here with you today. You guys know that I love podcasting. You guys know that I love spending this time with you. And I love getting to spend the time with my consultant team as well. So I have Dana here with us today. Dana, how are you?   DAT-Dana (00:16) doing pretty good. I'm excited to be here. It's not that often that I get get dedicated podcast time with Tiff, so super excited.   The Dental A Team (00:22) I know,   I know it's because I schedule us long and we bust out a ton and then we don't see each other for a month on podcasting at least. So I agree, I agree. Well, Dina, it's springtime here. We like to call it springtime, which I think that Arizona just doesn't know when spring starts and ends because it goes straight into summer. So realistically, these drop in May, recording in April. I don't know when spring is, but it's hot. We've had a little bit of a cool down.   You've had a ton of sports and it's a beautiful time of year. How's everything down in your neck of the woods of Arizona going?   DAT-Dana (01:00) It's good. It is. It's beautiful. Now is the time where like you just love being in Arizona. I feel like, we don't really get a spring. It's kind of like a mismatch of random weather, like week by week. But now is the time where I truly love being in Arizona and get to be outside a ton. And, you know, if we could just get this wind to go away that's been hanging around down here for a couple of weeks, it would be perfect, really.   The Dental A Team (01:05) Yeah.   Yeah.   Yeah, my sister and I were talking about the wind yesterday. It really has been very strong, very strong. Yeah, especially where you are. You guys get whipped real bad with some wind. Yeah. Well, I'm excited that we're here today, that we're inside. It's supposed to warm up again. I think cool down. Who knows? It's going to rain. Maybe you might get rain. I probably won't. It's going to be great. It's going to be great.   DAT-Dana (01:35) Yeah.   Yeah.   The Dental A Team (01:48) I   wanted to chat today, something that keeps coming up for me on client calls, especially for new clients that come in. know that Nikki and Pam and Trish, you and I are pretty tapped out. So we're not getting a ton of new clients, but I know Nikki, Pam and Trish bring ⁓ oftentimes to our co-labs, really doctors looking for how to speak numbers and how to speak KPIs. We get it a lot. get people asking, Hello@TheDentalATeam.com. That is our email address and we have people that   that pop in all the time on really how do we get our team to love doing KPIs and love watching them and kind of a leadership team standpoint, how do we do that? So I thought it would be interesting to chat a little bit today on the flip side of KPIs. And Dana, think we have an interesting perspective. Number one, we say this all the time that we, anything that we train, we try to duplicate in our own company. We try to create that space here. So we do a leadership.   a ton in our company. We train on leadership a ton. That's kind of like our year two process for clients coming in. We work a ton on systems year two, ⁓ or if systems aren't done yet, might be year three, but we really hone in on leadership a ton once practices get kind of the baseline groundwork done. So with that said, would say Dana, number one, I'd want to look at how far are we in our practice? Like, are we to the point now that we've   that KPIs, they matter or that they make sense, right? Because you've probably seen it and I've definitely implemented too early KPIs with Teams too. So finding that perfect timing and then obviously there's other aspects to it. But Dana, how do you feel about that? And what are you seeing with your clients you've worked with for many years, many of your clients? So when do you kind of see that KPI leadership standpoint roll in?   DAT-Dana (03:40) Yeah, I agree with you, Tim. do think it is like practices when you are building systems to like to add KPIs on top of that when it's like we don't even really know what we're doing to kind of get to these points. ⁓ I do feel like that's a little bit too early to kind of roll out KPIs. I think like when you have your systems in place, when you have job descriptions in place and when you really   feel like you have a team that kind of knows what they're doing and knows where the business is headed, I think that is the time to really start to implement KPIs.   The Dental A Team (04:11) I agree. And I think what that really boils down to and what you just described is the basics for so mission, vision, core values, job descriptions, and then looking at like the basic KPIs, even new practice KPIs, but getting a team to like love doing their own KPIs per position is that next step. So those practice KPIs, like you're saying, Dana, those are the ones that are going to tell us if the systems that we're doing are   benefiting the practice. Are they creating the results that we want? So production collections, new patients, maybe marketing RLI, but really narrowing it down and simplifying it so that they can start to see those to-dos, those things that they're doing every single day that are in line with their job description, they're adding value to those KPIs and then kind of taking a step back and layering it. I know when I look at KPIs and I look at our KPIs in our company, I really try to look at, what is like   What do they mean? How do they apply to my position and to your position or marketing's position? Does it make sense for that KPI to be attached to that person or that department? And then ultimately, what's the impact that it's making on the overall results, right? What is the company going for? And Dana, how do you help reverse engineer that? Because I watched you do that with a lot of practices. Dana's like,   Amazing. She's so good at pulling out meaningful, impactful KPIs per position. And I think your hygiene experience helps you to see those spaces because those back office ones are really the hardest. So how do you help practices reverse engineer that? How can they take a look at that today just from maybe from like an overarching big standpoint? And then we'll narrow in.   DAT-Dana (05:59) Yeah, sure. So I think it really comes down to just like you said, Tiff, making it meaningful, making them see that the things that they are doing every single day, we spent times building the system, we created these systems. So let us have an easy tool for you to know that if the input that you are giving every single day is getting you a certain result. And so I think that I love that you use the word meaningful because I feel like that we get asked all the time, like, how do I have   motivate my team to care about numbers? How do I, you have to make them meaningful for them, meaningful for their position, meaningful for their impact that they are putting into the practice and into patients. And so I think that that is, I think that's kind of where the magic happens. It's like, you've got these overarching goals. So then breaking them down into, let's say, quarterly goals. And then what can each team member do daily, weekly, monthly to help impact or move those quarterly pieces. So I think it is chunking it down, but, to the point where   team members feel like they actually, like the things that they're doing impact them. And I think when you can make those connections, we can say, hey, you've got to keep the schedule full. Well, what does full mean? Right? What do, what does full mean that like I am winning that day or I am hitting that goal or I am like being super impactful. And sometimes too, it's just relating it to.   Yes, these are numbers, but at end of the day, typically numbers equal patients, right? Typically numbers equal impact into the community. Typically, like it means how much we're improving the overall oral health of the patients that leave the practice. And sometimes when you can tie that like, yes, you filling the schedule equals that or yes, you hitting your period goal equals comprehensive care.   When you can link those things with team members, that's how you motivate them. That's how you make these numbers meaningful to just say, hey, I need you to hit 95 % of schedule to goal, right? Well, yeah, that's a number, but what does it mean for that person? What is the impact it does for the practice when they hit it? And like taking time too to celebrate it when we see it.   The Dental A Team (08:02) Yeah. And something that that changes for us, Dana, that dentistry has always in my opinion been like a just do it because we said to do it, right? You build the same way we've built since 1995 because that's how we do it. Right. And we've not, we're super innovative when it comes to photos and CBCT scans and tech and all of these cool things that the back office is using. So doctors and dental assistants are like, heck yeah, this is so cool. Dentistry moves so fast. But then the rest of the team is like,   Does it? Like I'm still doing, I'm still scanning papers. Yeah. Like what the heck? It's not, it doesn't innovate in the other areas. I think now with AI, we're seeing a lot of innovation and I think a lot of front office team members are probably like, Whoa, I'm not okay with this because that's never been dentistry from the front office standpoint. So my point in that is when we have a KPI and when you were speaking, I'm thinking like make five calls a day, make 10 calls a day. Why?   DAT-Dana (08:34) Still confirming.   The Dental A Team (09:02) Why am I making 10 calls a day? Because my ultimate goal is that the schedule is full to 95%. So then tracking a KPI of how many calls am I making? So what's the impact that I'm making towards that goal? And then I think, Dana, what you made me think of is really being able to take a step back and saying, is that thing that I'm doing impacting the goal? Because I don't want to just make 10 calls because you told me to make 10 calls. I want to make 10 calls because it's   positively impacting my overarching goal of 95 % scheduleful and that's positively impacting the impact we're having on the community. And so when it rolls up that way and it doesn't feel like they just like do this because I told you to do it, I don't think we work that way anymore. I think in the 90s, 2000s, we did. When I first got into the workforce, I was like, just tell me what to do. I'll just do whatever you, just give me a list, I'll check it off.   But I think as we evolved as humans, as dentistry is evolving, and now as there's more innovation coming to all aspects of dentistry, we're in a space now where we really have to know, why am I doing this thing? What is it for? Because I don't want to work for nothing as in money. I don't want to work for nothing. I don't want to do this if it's not helpful. I want to change it and do something different. And I think, Dana, in my opinion,   you know, the practices that I'm seeing in the forums that I'm seeing, I think there's a big wave of that mindset that really wants to know the impact.   DAT-Dana (10:28) I agree with you. think that like technology is great, but I think some a side effect of technology is it's made us a little bit skeptical, right? So we ask more questions than we have before. think that we do, we want to know why we want to know like all those background pieces. And I think too, like, I will say, I think it's still a side effect from COVID is like we value time. And so I don't, feel like as a society, we don't want to be wasting time. We want to try to get our time back. And so   The Dental A Team (10:36) Yeah.   DAT-Dana (10:56) If I have to spend time making five calls and it's not making an impact or I don't have that link on like why I'm making them and then it's pushing to the goal of my 95 % and that is incorporated into the practice goal, right? I want to know those answers because I don't want to waste time making calls just because you said I agree with you.   The Dental A Team (11:14) Yeah, and we want to feel valuable. So we want to feel like we're valuable in our position. And we want to feel like the things that we're doing are daily, whatever, monthly, weekly, all of those things that we're doing are valuable. Because I also think to your point, Dana, COVID taught us too that like, this is going to sound maybe so controversial. We are not like we don't have to stay stuck anymore. It opened up a whole new world.   I think for a lot of people who felt like they fell into dentistry and that like, this is just their path. This is where they need to be. This is the position they'll always hold. There's nowhere to go. You know, it changed a lot has changed in the last six years that we're still trying to understand. And on that, one of my least favorite questions is how do I motivate my team? And you don't motivate your team. inspire your team.   DAT-Dana (12:05) Thank   The Dental A Team (12:09) by being who you are, your culture, your mission, your vision, like what are we serving? What are we doing here? Inspires people. Motivation is very short. So yeah, like I always say, Dana, I can motivate you. I could probably convince you and motivate you to go for a mile run with me. Does that mean you're gonna be a runner? No. You're gonna do a mile with me because I motivated you to, I motivated my sister to go for a hike with me yesterday, right? Is she gonna go hiking again today? No. Would I? Absolutely.   Cause I'm inspired by how I feel when I'm on the mountain. So that like difference really, it gets me that, that question of motivate and it always Dana, I hate the word always, but I swear to you every time, I don't know if this is just me. They're like, if I give my team these KPIs and I ask them to measure these things and do them, I need to pay them more. And I'm like, they're like, how else do I motivate them? If I get, if I dangle this carrot at the end.   maybe they'll do these things. And I'm like, well, is that not their, like, is their job not this piece? Are you not already paying them for this? We're just not tracking it. So they could be doing 50 things that don't matter, that aren't making an impact. And we may be able to measure and replace them with things that do matter. I'm not necessarily asking for extra work aside from the tracking that takes 30 seconds, but that motivation space.   Like I want to sub box all day, but Dana, are you seeing that too? And how do you feel about that question?   DAT-Dana (13:40) Yeah, absolutely. guess I probably get asked that question at least once a week, right? And I do agree with you. It is, well, what can I do to motivate them as far as bonus, as far as activity, as far as, and like those things are essentially great, right? If there's a space for it. But I don't think that those are tools that are ever really needed to me. If you are feeling that way.   The Dental A Team (13:45) Yep.   DAT-Dana (14:02) Your goals themselves aren't inspiring. Your vision itself isn't inspiring because those should be the inspiring pieces that spur the motivation to do the daily work. And so if you are asking someone in your life that question, if you are asking yourself that question, if you are flat out asking the team, what can I do to motivate you to get there? The there is not inspiring them. And it's probably not inspiring you, which is why you're digging for the next layer or this bonus or this   push of some way because those foundational pieces aren't truly inspiring the team or you yourself.   The Dental A Team (14:39) I was thinking that same thing. If you're not inspired by the work that you're doing, you're not inspired by your vision or why your team's not going to be inspired either. And we've honestly lived that, Dana. We've lived that in this company where we were like, it just doesn't hit and it didn't hit Kiera. And we could tell and Kiera was like robotic because we were trying to hit a goal. So we all became robotic trying to hit a goal and it didn't hit right.   we failed and we had to take like 15 steps backwards and say, why did we fail? Where did we misstep? And it was because our why what we were really going for wasn't inspiring enough. it was like, honestly, even this year's vision is narrowed down to one of the best that we've had in years because it's narrowed down to the impact on a personal basis. And that's what consultants love.   dental team members love, right? Our favorite stories are the patients who came in after traumatic experience or cosmetic work or whitening, or they had a crown that they were afraid to get or fillings that those are first fillings and they're 42 and they're not scared anymore and they're coming in and they're so happy. Their whole demeanor changes because we've been able to change how they view dentistry. That's what we're here for. And when people dig for that, why? And I hear the, I hear the, ⁓   I want to, what is it, delivering smiles, delivering smiles to Maricopa County. Like, are you, is that why you're here? You want to deliver smiles? No, you want to change lives by giving them a different perspective on dentistry. You want to teach them something about dentistry that they never knew existed. You want to make them feel confident because they have a healthy place to go. They have somewhere that they know they're loved, taken care of, seen and heard, and they're getting quality dental care. Like, that's what you're here for.   DAT-Dana (16:29) Yeah, and in the end, are   you creating smiles for Maricopa County? Yes, you are, but like that's not why you show up every day. Yeah.   The Dental A Team (16:34) Yes!   Yeah. Yeah. Yeah.   And when people can key in on that, I literally see that light bulb moment of like, wow, that's exciting. Like I want to go do that crown. Yeah, you do. You do. Because it's more you're not delivering smiles to everyone. Right? It's an impossible feat. Like you're not going to create a new smile for everyone who walks through the door. You're not. Some people don't care about their teeth. And that's okay. Like how they look right aesthetics. Some people   don't need you to aesthetically change their teeth. Some people are coming in with straight teeth, white teeth, already veneered teeth, and you're not doing anything. But what you are doing is you're creating an experience and you're creating a space that they can come feel seen, valued, and heard and leave knowing that they were well cared for and they're a happier human when they leave your practice.   DAT-Dana (17:28) Yeah, I love   that. Because when they can, maybe eventually they will care, right? And you'll be the person that they come to when they do. Or maybe eventually the cosmetic work they already had will need redone and you've created that space that they can say it. And so I agree with you. It doesn't happen every single time, but we're looking for the times that it does and we're making those times incredibly meaningful.   The Dental A Team (17:33) Yeah.   tracks.   Yes, and when we can carry ourselves in a way that no matter what we are looking for, how can we positively impact this patient's experience? How can we make them a better person out to the world when they leave my practice? Like I want to inspire them. I want to make them happy. They leave feeling energized. They carry that on to the next person, right? So when we can make that's our focus that we're positively impacting the person who's standing in front of us, then we're showing up every single time. And our KPIs are like,   Hey, did you make 10 calls to make sure that people get back into this practice for their re-care so that they're well cared for and they don't feel like they have to find another practice that they start all over again? Absolutely, I made 10 calls. And when you get the question of, do I have to call? Can I just text? I don't care what you do, measure it. And if whatever you're doing works, we'll keep doing that. So if you're doing text messages and they're not working, try sprinkling in some calls.   see if the calls work too or double them up. I always say that because I think Dana, we get so rigid on what the system needs to be that we're like, no, Tiff and Dana, they said you need to do 10 calls a day. If that's your only takeaway from today, oh my gosh, right? They go, they're like, 10 calls a day, that's your KPI. And the team, maybe it's, you know, a 23 year old who is like, I don't want to get on, I don't want to get on the phone, I'm 41, I don't want to get on the phone. So like, I want to know that if I'm doing these 10 calls a day,   They are what is going to work. And if they're not, because we're in an age of tech and maybe voice small drops work better or text messages are working better, I want to do that. But it's going to be based on your community and not the person making the outreach. Because here in Phoenix, we got a lot of snowbirds. We got a lot of retirement communities. We've got a lot of people who, heck, like I don't want to, I don't want to do anything with my phone by the time I'm done with the day.   So I think measuring it and making sure those pieces add up to that value that you're trying to perceive to your patients.   DAT-Dana (19:56) Yeah. And I think sometimes there's a misconception with team members in this TIF that like the number tells them something about them, right? And sometimes it can, but for the most part, what it tells us is if our system works or doesn't work. And so I think team members too, just being embracing and open to the fact that this is not necessarily, if you don't hit 95 % scheduled to goal, that doesn't mean you as a human aren't succeeding. It means that there's something in our system or something in our consistency that isn't getting us   The Dental A Team (20:04) Yeah.   DAT-Dana (20:25) there and so I think you can have open and honest conversations with team members too and say like this isn't a value for you as a human. This is a value for the effort, the work and the systems that we've put into place because you're right Tim, if I can get one person scheduled with 40 text messages or one person scheduled with three calls, my gosh, give me the three calls.   Right? So it is being able to evaluate and assess those things too. And I think so many times when we go to roll out KPIs offices get a lot of resistance because it's like, I don't want you to put like a number on me, right? Or I don't want it to feel like it is me, the person that is letting the office down or we're not getting the goals. I think think of it as a tool to evaluate our systems. Yes, our people too, but honestly and truly typically it's a systems problem and not a person.   The Dental A Team (21:15) I 100 % agree. And I think that's where we start measuring the results instead of micromanaging the people. Yeah, I love that. You made me think too, Dana, that if you're not able to get to 10 calls a day or whatever your KPI is, if you can't get to them and you see the consistency is that you're falling behind, you're not able to do it, then take a step back and evaluate your time spent. Like what are the blockers that are coming up? Does this belong to that job description? So is it in the right lane?   Does it impact that person's goals that impact the companies? then like take those steps back. There have been so many times that I'm like, gosh, I just haven't been able to get to this. But next week, let me rearrange my schedule. I'm going to try a couple of things out to get it different so that I can try to get these done. And if it's consistently not happening, there's a blocker. There's something else going on. And it's not just that they're busy. I had this conversation a couple of weeks ago with someone. I'm like, there's no time. They're like, I see time. I'm like, okay, you know what? There is time.   There's no space left. So how do we get rid of some of the other clutter and rearrange to declutter my brain so that I still have output left for this piece of my job? And those conversations are really important. And your leaders, your one up above you should be able to help you unblock those. So Dana, I love this conversation. Thank you for having it. I think motivate versus inspire.   is really, really special. And when they're meaningful, impactful results, it makes a huge difference. So Dana, I would say action items for today. Number one, is your vision, your mission, your core values, are those things inspiring to you as a practice owner? And are they inspiring to your team? Do they fully know the definitions of them? And are we ready to make an impact on that community? Number two, assign some KPIs. If you've got that solid, you've got job description solid, you're working on some systems maybe, but   lot of systems are super clean and clear, then start doing individual KPIs. And Dana, I would say if they're not ready for individual KPIs, take that big, the umbrella, do your production, collections, new patients, and let them see how they're impacting every day. Dana, anything you want to add before we wrap for today?   DAT-Dana (23:31) No, I think you hit it out. This was a good one too.   The Dental A Team (23:33) Awesome.   I agree. Thank you. Thank you for riffing with me and busting this out Dana and you guys go leave us a five star review. We love to hear from you. We love to know how this impacted you and maybe how it impacted your why I always love that piece Dana and I live for a phenomenal why Hello@TheDentalATeam.com. If you need help with KPIs for individual positions, please reach out. Sometimes they get a little tricky with like dental assistance. Hygiene is kind of easy, but you get kind of bored with the flora, the perio. Just reach out.   We've got a million of them and Dana will help with all your hygiene and Britt. So anyways, that's a wrap guys. Thank you so much. We'll catch you next time.  

 For children who felt responsible for their parents' happiness: There's a way to turn that into joy. Anna Konkle is co-creator and co-star of the Hulu series “Pen15,” and she joins host Krys Boyd to discuss her childhood – when her parents fought all the time and she felt like the peacemaker – her complicated relationship with her father and how she turned that experience into comedy for her critically acclaimed series. Her book is called “The Sane One.”  Learn about your ad choices: dovetail.prx.org/ad-choices

Nigel Reo-Coker and The Telegraph's northern football writer Luke Edwards join Rick Edwards to discuss a big weekend at both ends of the Premier League. Bukayo Saka returned to the starting lineup and inspired Arsenal to extend their lead at the top of the table. Meanwhile, Tottenham jump out of the relegation zone with a win over Aston Villa. Plus Manchester United secure Champions League football and will Ipswich stay in the Premier League this time?    TIME CODES: 2:40 Saka gave the whole Arsenal team a boost 4:50 Is Gyokeres a world class striker? 13:40 Huge win for Tottenham 20:10 3-0 loss for West Ham, but were they unlucky? 28:27 Game of two halves at Old Trafford 31:10 Was Sesko's goal handball? 34:43 Is it time to make Michael Carrick the permanent Manchester United manager? 37:56 Has Florian Wirtz been a flop? 38:50 Will Ipswich stay up this time?

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

I didn't expect a surf trip on the coast of El Salvador to turn into one of the clearest business lessons I've seen all year, but that's exactly what happened. I'm down here for an AI conference, I extend my stay, and I end up watching a surf instructor teach with total presence. The instructor is also the owner, Alex Naboa, and seeing him operate in his element makes me ask the question that hits every founder sooner or later: did I design my work around where I actually shine?Alex's project is called Surfing Your Fears, and the name isn't a gimmick. He's lived the reality behind it through years of building a life during uncertainty, serving his community, and pushing through fear when it wasn't optional. We talk about how the ocean mirrors your life, why reactions in the water look a lot like reactions in business and family, and how community becomes part of the “lineup” you earn your place in. His story stretches from scraping by with simple jobs to creating programs like free English schools, water projects, and surf therapy that helps people process trauma.Then I switch gears and demonstrate a practical AI workflow: how I take our messy, rambling interview and use NotebookLM as a grounded content engine. I walk through the Sources approach, why “gold in, gold out” actually matters for accuracy, and the kinds of assets you can generate fast: an infographic story arc, graphic-novel style quote boards, slide-style deep dives, reports, and even a founder profile article ready for a website or magazine. If you want a repeatable system for AI content repurposing, podcast marketing assets, and high-stakes communication prep, you'll get it here.Subscribe, share this with a friend who needs a smarter content workflow, and leave a review with the best asset you'd generate first.Support the show

Scott Rickenberger is a photographer from North Bend, Washington, who shares his passion for the natural world and highlights how trees that were logged more than a century ago can be surprising sources of inspiration and hope. Julinna Wu of our journalism training program, PBS News Student Reporting Labs, has the story. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

What does it really mean to lead with purpose when lives, communities, and futures are on the line? Katherine sits down with Courtney Roberts, President and CEO of the Riley Children's Foundation, to explore how storytelling, empathy, and bold vision can transform leadership into a force for lasting impact. Courtney shares her journey from small town curiosity and global health equity work to leading one of Indiana's most beloved philanthropic organizations. Together, she and Katherine unpack the powerful role leaders play as chief storytellers, bridging mission and meaning while building cultures rooted in trust, innovation, and inclusivity. From engaging the next generation of donors to navigating hard conversations with authenticity and clarity, this episode is a masterclass in people first leadership. If you are striving to connect purpose with performance and lead with both heart and strategy, this conversation will leave you energized and ready to act.   Additional Resources: Connect with Courtney on LinkedIn Learn more about Riley Children's Foundation Connect with Katherine Coble on LinkedIn Learn more about Borshoff Watch Gut + Science (and more) on YouTube! Follow PeopleForward Network on LinkedIn Learn more about PeopleForward Network   Key Takeaways: Purpose driven leadership fuels meaningful community impact Storytelling connects mission, donors, and organizational culture Values alignment strengthens internal and external communication Flex communication styles to meet audience needs Access and equity can guide lifelong leadership decisions  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.