Podcasts about shp financial

Many people nearing retirement focus on their portfolios but neglect one of the most important components of a fulfilling life—genuine human connection. Especially in today's world, where negativity dominates the headlines and technology often replaces personal interactions, gratitude can help us build more meaningful relationships and improve our well-being. In this episode, SHP Financial's Derek Gregoire and Matthew Peck welcome keynote speaker, author, and professional gift giver John Israel—also known as Mr. Thank You. After launching a social experiment in which he hand-wrote five thank-you cards a day for a year, John uncovered profound insights into how deeper human connections are all about feeling seen, safe, and supported. His Mr. Thank You Project has since inspired thousands of people and companies to create cultures of gratitude and authenticity. In our conversation, you'll hear the science behind why it's easy to focus on the negative, how vulnerability leads to stronger relationships, and how you can use gratitude—even in tough times—to unlock personal and business growth and foster deeper connections. John offers a refreshing perspective on the little things that can make a huge impact. In this podcast interview, you'll learn: Why gratitude is a learned skill—and how to practice it daily How handwritten thank-you notes transformed John's personal and professional life The hierarchy of human connection and cornerstones of deeper relationships How to find meaning and purpose—even in life's most painful experiences The ways SHP builds authentic, long-lasting client relationships through service and care Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

When it comes to high-net-worth retirement planning, having a robust investment portfolio is only part of the equation. Without a comprehensive strategy for generating income, minimizing taxes, and protecting against volatility, you could leave your financial future and legacy exposed to unnecessary risks.  In this episode, SHP Financial's co-founder Derek Gregoire sits down with Planning Solutions Advisor Alina Osokhovska to explore what it really means to have a complete retirement plan—not just a portfolio. Alina shares insights on cash flow management, tax diversification, and proactive planning techniques that can add significant long-term value to your financial outlook.  In this conversation, you'll learn how a strategic mix of pre-tax, after-tax, and tax-free accounts can reduce your lifetime tax burden, how Roth conversions can help your portfolio recover in down markets, and how estate planning documents and gifting strategies can help preserve your legacy. In this podcast interview, you'll learn: Why a strong portfolio isn't enough—and what makes a full financial plan. How cash flow and tax planning work together to protect your retirement income. Factors to consider when pulling from taxable, pre-tax, or Roth accounts. How Roth conversions during market downturns can unlock long-term value. Why annual plan reviews and updated estate documents are essential to safeguard your legacy. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Estate planning is arguably the most important of the five areas of financial planning. When protecting your legacy, having a comprehensive financial plan is only half the battle. Without the proper legal documents—wills, trusts, powers of attorney—you risk leaving behind confusion, the lengthy probate court process, and unintended tax burdens for your loved ones.  Today's episode features “Two Matts” as SHP Financial co-founder Matthew Peck welcomes Matthew Karr back to the podcast. Matt Karr is the founder and principal attorney of the Heritage Law Center in Woburn, Massachusetts, who's been a tremendous resource and ally for us and our clients for many years. With more than 15 years of experience in estate planning and elder law, Matt Karr has helped countless families ensure their wishes are fulfilled and their wealth and legacy are protected.  You'll hear Matt Karr break down the differences between wills and trusts, the benefits of using irrevocable trusts for asset protection, and actionable tips to help your beneficiaries avoid probate court when planning your estate. You'll also learn valuable insights for safely and securely storing your estate documents and why working with an attorney will help your loved ones settle your affairs the way you intended. In this podcast interview, you'll learn: The key differences between wills and revocable vs. irrevocable trusts—and when each is appropriate. How irrevocable trusts can help protect your assets from lawsuits, creditors, and nursing home costs. Why the 30 day waiting period is necessary prior to starting the estate process. How unsecured debts that credit card bills and some medical bills are treated in an estate without sufficient assets. The importance of retaining original copies of estate documents and tips for storing them in a secure but accessible way. Why reviewing and updating your estate plan regularly is essential as laws, assets, and life circumstances evolve. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Losing a spouse is one of life's most challenging experiences—both emotionally and financially. When it happens, the surviving partner is left to navigate complex decisions while grieving at the same time. And without the right preparation, it can feel overwhelming. Today, Keith Ellis is joined by SHP's Laura Russo, a lead advisor at SHP Financial with years of estate and trust administration experience, to discuss the critical steps every couple should take to prepare for the inevitable. From ensuring both spouses are educated on financial matters to structuring an estate plan that avoids unnecessary stress, Keith and Laura provide invaluable insights that can help make a difficult transition manageable and reduce stress. In this conversation, you'll also hear some of the most common estate planning mistakes, the role of financial advisors and attorneys in estate settlements, and the importance of creating a plan and reviewing it periodically. In this podcast interview, you'll learn: Understand why both spouses should be familiar with accounts, passwords, and investments. Why estate planning is an ongoing process that requires periodic reviews.  Trusts and wills need to be funded to avoid unnecessary taxes, probate, and legal hurdles. How a trusted support system, including financial advisors and attorneys, is essential for a smooth transition. Why life insurance policies should be reviewed periodically to ensure they still meet financial goals. How most families don't realize that some estate attorneys draft documents but don't handle settlements. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

When it comes to retirement planning, many people focus on investments, income strategies, and estate planning—but tax planning is one of the biggest factors that can impact your financial future. Without a proactive approach, taxes can take a bigger bite out of your retirement savings than you might expect. In this episode, Derek Gregoire and Matthew Peck are joined by Peter Roache, a tax expert and longtime partner of SHP Financial. Peter shares important insights on how taxes affect retirement planning, the impact of Required Minimum Distributions (RMDs), and how smart tax strategies—like Roth conversions and tax-loss harvesting—can help you keep more of your hard-earned wealth. We'll also discuss how tax laws are evolving, why planning around IRMAA is key, and how to minimize taxes for your heirs when passing down assets. If you're nearing retirement or already retired, this episode is packed with practical strategies to help you optimize your tax situation. In this podcast interview, you'll learn: Why tax planning is one of the most overlooked aspects of retirement. How RMDs can push retirees into higher tax brackets. Why Roth conversions can be a powerful tool to reduce long-term tax burdens. How IRMAA can increase your Medicare premiums and what you can do to avoid it. How inherited IRAs are taxed and why proper planning is essential for your beneficiaries. The benefits of tax-loss harvesting and how to use it to offset capital gains. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

It's a new year, and what better way to kick things off in 2025 than by revisiting your financial plan or creating your first one. We've seen huge fluctuations in inflation, interest rates, and market swings in recent years, and having a plan is the best way to be prepared for when things change. Most people spend their working years grinding, saving, and looking forward to their retirement date. But when the moment actually arrives, many of them wind up feeling unprepared for what they'll do with all the extra time and financial freedom. In this episode, SHP Financial's Matthew Peck and Keith Ellis Jr. dive into the one resolution every retiree (or pre-retiree) needs to make this year: Start asking yourself questions now and paint a picture of your dream retirement. The SHP team is here to help answer those questions and give you the “why” behind our recommendations so you have confidence and know what's possible in retirement. In this podcast interview, you'll learn: Why so many retirees struggle with "What's next?" once they stop working. The biggest mistakes people make when transitioning from a paycheck to financial independence. How to create a flexible retirement plan that lets you enjoy your money instead of worrying if it's enough. The most overlooked financial factors that determines whether you're truly free in retirement How comprehensive financial planning allows you to dream bigger with confidence. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

In recent years, there has been plenty of talk about the burden of paying for a college education, and student loan forgiveness has been a hot topic. If it's in the news, then weighing on the minds of our clients. That's why we're so grateful to have Mark Kenney, CERTIFIED FINANCIAL PLANNER and CERTIFIED TAX SPECIALIST here at SHP Financial. With college tuition soaring, preparing for your children's or grandchildren's education is more important than ever. In our conversation, you'll learn some shocking truths about how much student loan debt is being carried in the US, which assets are included in FAFSA's (Federal Application for Student Aid) calculations, and which aren't, and 529 accounts are a great way to save for college education.  In this podcast interview, you'll learn: Why most of the $1.75 trillion in student loan debt is being carried by people over 60 years of age. How to differentiate between the assets that are included and excluded in FAFSA applications. Some of the myths about 529 accounts and why they're an important part of a college education plan. The eligibility requirements, interest rates and repayment terms of Parent PLUS loans. Mark's advice on how to decide between helping to pay for college education vs leaving a legacy with your investments. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Now that the 2024 Election is in the books, we know that a new and yet familiar President-elect will take control of the Whitehouse in 2025. So, what does that mean for your investments and finances?  To help answer that question, Matthew Peck highlights some of the economic factors that SHP Financial will be keeping a close eye on that will impact the markets. While inflation and taxes have been hot topics for some time now, many people are undoubtedly concerned about what the next administration will do to address these issues. In this episode, Matthew breaks down the state of the U.S. economy, how tariffs impact the cost of consumer goods, and how new corporate tax cuts could negatively impact inflation. In this podcast interview, you'll learn: The state of our economy in terms of GDP, inflation, and jobs in late 2024–and how this will influence policy in the years to come.  How Trump's proposed tariffs could dramatically drive up prices for American consumers.  Possible loopholes to be created by new tax codes.  How difficult it is to cut taxes while still addressing inflation and the national debt. How mass deportations, if they happen, will massively reshape America's labor industry. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

If you've been following the podcast, you've likely heard us talk about Roth conversions many times. At SHP, we use Roth conversions as a tool on a daily basis. But it occurred to us, a lot of our listeners might not fully understand what it means or might not be aware of the pros and cons to completing a Roth conversion. So we decided to dedicate a full episode on this very topic today. In this episode, Matthew Peck is once again joined by Nick Nelson, VP of Advisory Solutions at SHP Financial. Together, they'll cover all the basics and the ins and outs of why Roth conversions are such an important tool that we use in our financial planning process. Matt and Nick dive deep into the mechanics of a Roth conversion, who benefits the most from them, and when the best time for a retiree or pre-retiree should consider a Roth conversion to minimize taxes in retirement.  In this podcast interview, you'll learn: What money gets converted when moving into a Roth IRA. Key factors to consider before doing a Roth conversion. How a Roth conversion potentially creates additional flexibility down the road.  The best time to consider a Roth conversion. When the Tax Cuts and Jobs Act (TCJA) will expire and what that means for investors. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

You've had a successful career, you've invested well, and you have everything you need to live comfortably in retirement. Sounds perfect, right? While that would be a dream scenario for some, others often want to do more by giving back and paying it forward. Such is the case with today's returning guest. Matt Flynn owned Glynn Electric for over 30 years, serving Massachusetts, Rhode Island, and New Hampshire residents. But today, he's the VP of Project Trinitē, a non-profit organization on a mission to connect remote communities with global employment opportunities through the deployment of cost-effective globally connected work centers. In today's episode, Matthew Peck is also joined by SHP Financial's Laura Russo to talk about the great things Matt Glynn and Project Trinitē are doing abroad and what compels and motivates him to give back to help those in need. He also shares some excellent advice for anyone who is interested in charitable work and what he looks for in a charity before making donations. In this podcast interview, you'll learn: Matt's advice on where to start when choosing a charitable organization to give to. How his work experience has been an asset in getting projects off the ground in several countries. How Project Trinitē helps by empowering the people they serve to support themselves. That's it's okay to say no and protect your time once you get involved in charitable work. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

In just a few weeks, Americans will vote to decide who will become the next President. With all the commercials and political coverage dominating our screens, it's easy to get caught up in the media circus during the election season. It's also difficult to determine how much elections should weigh on your mind, as well as your investing strategies and retirement plans. In today's episode, SHP Financial's Matthew Peck and David Hathaway discuss how our elections impact the economy and your investing mindset. We've been hearing about market volatility, inflation, and a potential recession for some time now, but is it all doom and gloom? In this conversation, we dive into why we let elections influence our investing decisions, the roles that our elected officials have in shaping our economy, and what to pay attention to and what to ignore in the weeks ahead before the next President is elected. In this podcast interview, you'll learn: How much impact presidents (and presidential elections) have on our economy–and why it's actually less than you think. Why Congressional and local elections are equally or maybe even more important than who is elected as President.  The downside of letting elections influence your investing mindset and overall outlook on the economy. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

This new age of AI is undoubtedly one of the most significant advancements in technology that we've seen since the dot-com boom in the 1990s. Whether we like it or not, it's already here and growing in popularity. In today's episode, we'll examine the impact that Nvidia is having on the AI revolution and things to consider when adding tech stocks to your portfolio. Joining Matthew Peck for this conversation is SHP Financial's Raphael Hanna. Together, they share valuable insights to help you better understand why Nvidia is at the forefront of the latest boom in technology. You'll learn how Nvidia pivoted from gaming and graphics to become the leading supplier of AI hardware and software, the importance of portfolio diversification and the risk of overexposure when purchasing a tech stock like Nvidia, and what makes the boom in artificial intelligence technology different from the dot-com bubble. In this podcast interview, you'll learn: How Nvidia's market capitalization has grown from $350B to 3 trillion dollars in the past 18 months. How Microsoft is directly responsible for 19% of Nvidia's annual revenue. The amount of exposure (and risk) that investors holding growth or index funds already have in Nvidia. Why Nvidia's revenue is declining in China, but growing exponentially in the U.S. What makes the boom in AI different from the dot-com bubble and likelihood of the AI bubble bursting. Reasons for tempering expectations for the long-term with companies that report huge short-term gains. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Alternative investments: Perhaps you've heard of them or even dabbled with them in your portfolio. The alternative marketplace has grown rapidly over the past few decades, with no signs of stopping. If you have questions about what they are and how they can add value to your portfolio, we've got you covered. We're excited to have Mike Prescott on the podcast today to help guide us through this landscape. Mike is a Trading Specialist here at SHP Financial and a level 2 CAIA (Chartered Alternative Investment Analyst) with over 10 years of experience in the industry.  In this episode, Mike walks us through some of the most common types of alternative investments (including private equity and private credit), how to determine when investing in alternatives is right for you, and the critical questions you need to ask any advisor before you take the plunge in the alternatives marketplace that continues to grow in popularity.  In this podcast interview, you'll learn: What defines alternative asset classes and the five most common types.  What alternative asset classes all have in common–and what sets them apart. Questions to ask any advisor managing an alternative investment before making those decisions. The three common structures for alternative asset classes. How experts like Mike vet alternative assets before recommending them to clients.  Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

What's happening in the markets? What indicators should we look at right now, and what can we expect to see in the coming months?  In today's episode, Matthew Peck is joined once again by SHP Financial's Laura Russo to answer these questions in a special podcast edition of our quarterly update.  We'll explore how AI continues to power large-cap positions, what to expect from the Feds with potential interest rate cuts, and what that means for the bond markets. Matt also shares an important message as we steam full speed ahead into another election and the impact that changes in the government have on the markets. Enjoy! In this podcast interview, you'll learn: Why we still recommend people own bonds–and why they deserve their place in a diversified portfolio.  Why indicators show that global economies are continuing to do well despite worldwide political uncertainty.  How AI spending is expected to transform our economy over the next 5-10 years. Why 10 companies are driving 37% of the S&P 500 right now–and why this could be worrisome. The dangers of FOMO when it comes to rational investing.  Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

In early 2023, SHP Financial passed the $1 billion threshold in AUM, or assets under management. If you've ever wondered what goes into running a firm of this size, how we choose our managers, and how we help our clients create comprehensive financial plans, today's episode is for you. Today's guest is William Malagodi. William has extensive experience building out hugely successful firms. In this conversation, we explore the art of manager selection, how we manage our day to day operations, and go above and beyond to deliver for our clients. In this podcast interview, you'll learn: How financial planners learn about the firms and resources they work with and recommend to clients.  Why it's all but impossible to use just free information from the internet to build a robust, stress-tested portfolio.  SHP's philosophy on risk based and allocation based portfolios. What a comprehensive portfolio review at SHP looks like.  Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Whether we like it or not, our tax laws will be changing again soon. That's why it's so important to keep your tax planning needs top of mind and be aware of what those changes are and how they factor into your retirement plan. Today, we're once again joined by Chase Reardon to talk about some important changes to the Tax Cuts and Jobs Act and how you can take advantage of opportunities that exist to mitigate taxes.  We'll discuss why tax planning and portfolio planning have to go hand in hand, how Chase and the SHP Financial team works with clients to build a tax plan for their specific needs, and what you can do right now to save money in retirement.  In this podcast interview, you'll learn: Why tax planning can never be a set it and forget it strategy.  The major advantages of the Tax Cuts and Jobs Act–and why these benefits will mostly go away at the end of 2025. How to know whether a Roth conversion is right for you.  Assets you can use to change your tax structure, including trusts, charitable gifts, and 529 accounts.  Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Welcome to the kickoff of 2024 as we explore the evolving economic terrain. Join us for valuable insights shared by SHP Financial's Co-founder, Matthew C. Peck, CFP® CIMA®, who brings clarity to dissect the latest updates in the financial landscape. Alongside him is our co-host and Sr. Service Representative, Laura Russo, ready to provide an insightful perspective and make sense of the dynamic changes in store for this year. In this episode, we'll navigate through the intricacies of the financial world, uncovering key trends, potential challenges, and exciting opportunities that lie ahead. Matt and Laura will break down the essential updates, ensuring you're well-informed and prepared to navigate the economic landscape in 2024!

Today, I'm sitting down with Michelle Short, the COO of SHP Financial — a Triad member firm that manages more than $1B in assets.In the years leading up to Michelle's hiring in 2014, SHP was generating about $10M in annual new assets. Fast forward to 2022 and SHP was bringing in more than $250M in new assets, with roughly 32% of those assets coming via referrals. As the operations architect, Michelle has plenty of insights into how SHP scaled — and advice for those who want to do the same.In this episode, you'll hear how SHP streamlined its operations to allow for such rapid growth while easing advisor workloads. You'll also learn about how to save team members from their personal “Drudge Zones,” how to evaluate both team members and clients for culture fit, and how to build referrals within your own practice. 3 of the biggest insights from Michelle Short … How identifying the roles and responsibilities each team member is best suited to handle can help you build your internal operations and scale your revenue. How to construct a client experience like SHP's that has led to more than 33% of its new business being generated from referrals. Advice for hiring and retaining talent that creates an internal culture you're excited to do both business and life with. JOIN THE DBDL INSIDER CREWTo become a DBDL Insider and get VIP access to free resources and exclusive content, text "DBDL" to 785-800-3235. *Message and data rates may apply. Reply STOP at any time to opt-out of receiving text messages.SHOW NOTEShttps://bradleyjohnson.com/36FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTube - Full InterviewsYouTube - Clips from the ShowTwitterInstagramLinkedInFacebookDISCLOSURE These conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into the advisory practice, advisors are responsible for ensuring implementation of anything discussed is in accordance with any and all regulatory and compliance responsibilities and obligations.Summary

Every client should have a plan for their income, investments, taxes, health care, and legacy. Unfortunately, most firms just offer products and rarely help implement strategies in each of these areas of life–which is why it's so important to us at SHP Financial. With that in mind, I'm excited to be joined by Laura Russo and Natalia Carmago to give you a behind the scenes look at how we set our clients up for long-term success. Laura comes from the world of trust administration at a major bank, where she worked with ultra high net worth clients, and Natalia brings decades of experience from a large investment firm.  In this episode, we dig into what goes into our client review process, how we create whole-person plans for our people, what your first meeting with us might look like, and the value of keeping things small.  In this podcast interview, you'll learn: Why so many firms don't give their clients a comprehensive picture of their life, health, or finances through their offerings.  What happens in the typical first meeting–and why it's all about getting to know the client, and not the other way around. The difference between reactive and proactive planning. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Amidst the headlines about Congress debating the Federal Government's debt ceiling, it's easy to feel overwhelmed by all the details. But worry not, because we have Matthew Peck, CFP® CIMA®, co-founder of SHP Financial! Listen as he shares his knowledge and brings clarity to the confusion so that we can get a better understanding of how this issue impacts us in the long run. Connect With Us on Social Facebook LinkedIn YouTube

Contrary to popular belief, all financial firms and their advisors are not created equal. It's actually a common myth that all financial advisors do the same thing and give the same advice. What they do–and how they do it–can be drastically different from company to company.  We started SHP Financial in the early 2000s, but it wasn't until the 2010s that we really began to scale our practice–and it couldn't've happened without today's guest. Brad Johnson is a principal at Triad Partners, and he's coached thousands of financial advisors to hone their craft and become the best of the best in the industry. Brad played an instrumental role in our growth, and his knowledge and experience has improved the lives of countless retirees and the advisors who work with them.  In today's conversation, we dig into the difference between independent and captive financial advisors, the key questions you should ask any potential advisor, and why there's so much more to retirement planning than creating a portfolio of stocks, bonds, and mutual funds.  In this podcast interview, you'll learn: Why some financial advisors and insurance agents choose products that aren't in their clients' best interest.  The difference between people who call themselves fiduciaries in their commercials and actual fiduciaries. Why the best advisors have every tool at their disposal to help you. Why an investment portfolio alone is not a plan. The big questions you need to ask as you plan the retirement of your dreams.  Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Once per month, we're going to release a special episode with one of our Triad members that highlights their story and shares the lessons learned from building and scaling an advisory practice. My goal is to have genuine conversations that dig into the good, the bad, and the ugly so that we can help as many other offices out there who are listening in. This week, I'm talking with the co-founders of SHP Financial: Matthew Peck, Derek Gregoire, and Keith Ellis. Last year alone, their team brought in $250M of new assets—one-third of which came from client referrals. And the best part? They've avoided falling into the trap of “more growth = more work.” Today, we will deconstruct how they went from being the only 3 revenue producers in the firm, carrying the weight of everything on their shoulders, to building and scaling a team that freed up their time and allowed them to create ultimate freedom in their business and life. 3 of the biggest insights from this episode … #1 The power of a proprietary process—and how SHP used one to create better solutions for their clients, differentiate themselves from their competition, and build a business that's exploded in growth. #2 Why growing your business does not have to come at the cost of your time and freedom. #3 What it takes to build a revolving door of client referrals. For SHP, ~$80M of new assets came from client referrals in 2022 - and you'll hear exactly what caused that. JOIN THE DBDL INSIDER CREWTo become a DBDL Insider and get VIP access to free resources and exclusive content, text "DBDL" to 785-800-3235. *Message and data rates may apply. Reply STOP at any time to opt-out of receiving text messages.SHOW NOTESTo get access to today's show notes, including links to all the resources mentioned, visit https://bradleyjohnson.com/4FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTube - Full InterviewsYouTube - Clips from the ShowTwitterInstagramLinkedInFacebookDISCLOSURE These conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into the advisory practice, advisors are responsible for ensuring implementation of anything discussed is in accordance with any and all regulatory and compliance responsibilities and obligations.

It's a new year and on behalf of everyone here at SHP Financial, we hope you had a wonderful holiday season and a great start to 2023. For many people, a new year starts off with a New Years' resolution. Perhaps one of your resolutions is to take a closer look at your finances and reduce your stress about money. If that's the case, you'll want to ring in the new year with Matthew Peck and Keith Ellis, Jr. as they share their top 3 financial planning tips for a new year. Whether you need help with making the changes to your portfolio, managing your monthly budget, or making your 401(k) and IRA contributions, that's what we're here for because that's what comprehensive financial planning is all about. In this podcast interview, you'll learn: The value of rebalancing and readjusting your portfolio. Whether you're investing on your own or you're already working with SHP, a new year is an opportunity to reevaluate your circumstances. How target date funds can help rebalance your portfolio, especially as you get closer to retirement. Review your monthly budget and expenses. Especially with high inflation. Make sure that you're fully benefiting from new 401(k) and IRA contribution limits and maximizing the income tax benefits. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

During the first ten years of SHP Financial–2003 thru 2012–we had a team that deeply understood how to build great financial plans and do right by our clients. However, we had work to do on the business side of our operations.  When we realized we needed to hire a COO, we interviewed Michelle Short–and quickly realized how much talent she brought to the table. She's helped us scale our business, delivers incredible experiences for our clients, and created new career paths for our team. In this episode, we go behind the scenes to talk about how we transformed our company culture to create better client experiences, as well as share some of the lessons Michelle has learned–and taught us–over the years. In this podcast interview, you'll learn: What makes the client experience at SHP so unique. How Michelle delivers a great client experience, helps us to stay organized, and improve our processes.  The goals that we're aiming to achieve at SHP over the next 10 years. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

When most folks come into our offices for the first time, they have a portfolio of mutual funds, stocks, bonds, annuities, cash, real estate, and other assets. What they don't have is a full financial plan. At SHP, we have a team dedicated just to financial planning, and today's guest, Nick Nelson, leads that team. Nick joined SHP Financial in June 2016 after beginning his career with an independent financial planning firm in downtown Boston. He's a registered Financial Advisor, is Securities licensed, and he's motivated and passionate about making a difference in the everyday aspects of people's lives. In today's conversation, Nick joins the podcast to talk about his financial planning process with new clients, the risk factors you should be thinking about as you approach retirement age, and the key components of a comprehensive financial plan designed to allow you to live comfortably into old age and protect your legacy. In this podcast interview, you'll learn: How strong financial planning helped us add a million dollars of value to a client's portfolio. Why so many people are comfortable with not having a plan–and how this can negatively impact them sooner than later. The three worlds of money you can invest in in retirement. Why tax strategy is coming up more than ever–and how to manage your liability when investing in a 401(k), IRA, 403(b), or 457. The five key areas where retirees make critical mistakes when it comes to planning. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

In our industry, there's a saying: the two people in your life that you want to make sure are younger than you are your financial advisor and your doctor. After all, if you're 50 or 60 and working with a financial advisor who's the same age as you, guess what they're going to be doing in 5, 10, or 15 years? When you retire, they'll probably retire too! To discuss this topic, we're thrilled to be chatting with Chase Reardon, who's in-house with us here at SHP Financial–and one of our younger advisors. He's passionate about getting to know his clients on a personal level and a financial level to help them retire successfully. In this podcast, we discuss the advantages–logistical, technological, and otherwise–that come with working with a younger advisor. You'll learn about the unique mindset that younger advisors bring to our industry, how they're working to evolve the field, and several factors to consider as you build your retirement plan, no matter your (or your advisor's) age. In this podcast interview, you'll learn: Why you may need a succession plan not just for yourself, but for your financial advisor, when you work with someone your age or older. How working with a younger advisor can give you access to new financial planning tools, including cloud-based modeling and risk analysis solutions. Why COVID, interest rates, and inflation have changed how younger advisors think about, approach, and build financial plans. How to ensure you'll have long-term continuity with your financial advisor. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Derek Gregoire is a co-owner of SHP Financial, an independent RIA based in Plymouth, Massachusetts that oversees nearly $1.2 billion of total assets for over 1,200 clients. Derek and his firm have centralized the execution of multiple marketing strategies to increase the amount of prospective client leads the firm provides to its advisors, so they in turn can concentrate more on developing client relationships, rather than chasing prospects. Today Derek joins the show to discuss how his firm has built a combination of radio programming, short interview-style television ads, seminars, and digital marketing to bring in prospects.  Listen in as we talk in-depth about the simplified three-meeting sales process his firm developed that aims to avoid overwhelming prospects with choices and how his decision to centralize marketing has ultimately freed up the budget to maintain a larger service staff to ensure a more personal experience for his clients. You will learn the hard lesson Derek and his partners learned after almost reaching burnout and how he got his firm back on track for long-term growth.  For show notes and more visit: https://www.kitces.com/278 

Everyone has an origin story—including SHP. Today's first episode of the Retirement Road Map® podcast is all about our backgrounds, who we are, and why we hold the values of financial planning so true to our heart. For us, it's all about the ripple effect. It's not just our clients that we're helping win at life, but it's their families and friends. We believe what we do here at SHP really does make a difference and can change the lives of many people, both directly and indirectly.  We share the stories of how we came to this industry, the hard work we did along the way, and how we discovered explicitly what we did not want to be as we created a highly accomplished client-focused financial advisory firm over the last twenty years. In this podcast discussion, you'll learn:  The massive trap that so many financial advisors currently fall into. Why Derek, Matt, and Keith launched their own company in their mid-twenties. Why so many clients feel like the victims of a bait and switch after signing on with a financial advisor. What makes SHP's five-step process to financial advisory so unique. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube  

In this episode, your host, Timmy Bauer speaks with the co-founder of SHP Financial, Matthew Peck, about selling yourself, connecting with others, balancing your ego, and more.

How Client Communication Can Lead to More Clients Matt Peck, SHP Financial – The Sharkpreneur podcast with Seth Greene Episode 491 Matt Peck Matt Peck obtained his Certified Financial Planner (CFP®) certification in 2015 and is a member of the Financial Planning Association®. He is insurance licensed and holds his Series 65 securities license, which allows him to provide financial and investment advice as a fiduciary advisor. He is required to avoid conflicts of interest, operate with full transparency and always do what is in the best interest of his clients. In 2019 Matt became a Certified Investment Management Analyst (CIMA®). This certification is an advanced professional education and certification program for advisors who desire to serve their clients with the most sophisticated investment and portfolio management knowledge. Matthew is the author of the book “Mind the Gap: The Cracks in the American Retirement System” and co-author of the book “SHP Retirement Road Map: Your Map to Financial Freedom.” For over seven years, he has co-hosted the popular financial radio show “Retirement Road Map Radio Show,” which airs on WBZ, WRKO and WXTK. Listen to this informative Sharkpreneur episode with Matt Peck about using effective communication as a tool for more clients. Here are some of the beneficial topics covered on this week’s show: ● How you can contend with the competitors when it comes to service. ● Why it’s important to teach your team to treat each client like their own. ● How getting client referrals is vital to building your client base up. ● Why you can always do more to cultivate relationships with clients. ● How to promote referral consciousness with your existing clients. Connect with Matt: Guest Contact Info Facebook facebook.com/SHPFinancial LinkedIn linkedin.com/company/shp-financial Links Mentioned: shpfinancial.com Learn more about your ad choices. Visit megaphone.fm/adchoices

VB speaks with Joe Anderson of SHP Financial on Donald Trump and Joe Biden's plans for taxes, Social Security and healthcare, and their effects on the forthcoming election. Text SHP to 21000 or visit shpfinancial.com to schedule a complimentary virtual review from SHP Financial.

Amy Coney Barrett's SCOTUS nomination hearing begins. It's Columbus Day today, or is it Indigenous People's Day? Joe Biden is still confused about everything. Gal Gadot is the new Cleopatra. Joe Anderson from SHP Financial joins us. VB is back from vacation with a full plate!

*This portion of programming was brought to you by SHP Financial*Matthew Peck of SHP Financial checks in with VB about how the elections are affecting the market right now. Find out more about how you can be protected, here.

SHP Financial Co-Founder Keith Ellis joins VB to discuss how best to handle retirement in this age of economic uncertainty. SHP Financial Retirement Road Map Radio with Keith Ellis airs Saturday mornings at 7 AM on WRKO.

The goal at SHP Financial is to provide as much value and information as possible. In this bonus episode, SHP Co-founders Derek Gregoire and Keith Ellis discuss the different levels of financial planning. There are many different types of advisors, offering different advice. You may want to make sure you have one that puts your interests first and understands your goals.

The goal at SHP Financial is to provide as much value and information as possible. In this bonus episode, SHP Co-founder Derek Gregoire and Financial Advisor Joe Anderson discussed Social Security benefits. Social Security can be a very important part of having a solid income plan. Joe and Derek addressed common concerns a lot of people have regarding Social Security benefits.

The main goal at SHP Financial is to provide as much value and information as possible, around what's happening in the world right now. People have been affected by COVID-19 in so many different ways. In this bonus episode, SHP Founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis talked about the stock market closing on a high note. They also discussed whether or not drug companies are making any progress. You don't want to miss this one!

Our main goal at SHP Financial is to provide as much value as we can around what's happening in the world right now. People have been affected by COVID-19 in so many different ways. In this bonus episode, we are talking with guest speaker, Attorney Keith McManus of McManus Estate Planning. He will talk about some of the important basics of Estate Planning. You don't want to miss this one!

Our main goal at SHP Financial is to provide as much value as we can around what's happening in the world right now. People have been affected by COVID-19 in so many different ways. In this bonus episode, we focus on three things you can do right now during these trying times. We give you some planning tips and discuss what is going on with oil. Tune in on Facebook Live every Monday, Wednesday, and Friday for instant access to special information like this.

Our main goal at SHP Financial is to provide as much value as we can around what's happening in the world right now. People have been affected by COVID-19 in so many different ways. In this episode, we focus on the CARES Act and how it relates to your IRA or 401k. Tune in on Facebook Live every Monday, Wednesday, and Friday for instant access to special information like this.

This week, SHP Co-Founders, Derek Gregoire, and Matthew Peck CFP® CIMA® thank the people on the front lines dealing with the COVID-19 crisis. The team at SHP Financial will continue to pray for everyone struggling in this uncertain time. As financial advisors, Derek and Matt focus on the state of the market and what’s going on financially. They share stories of adaptation and what to do if you are unexpectedly unemployed. They also share some resources, that you may be able to take advantage of if you are laid off or just nervous about your financial situation in general. Finally, during the weekly market report, Matt discusses the theory “Can the market predict the future?”

Derek Gregoire of SHP Financial talks to VB about the market right now and what people can do to help protect their retirement plan. Hear more here!

Co-Founder Derek Gregoire of SHP Financial talks to VB about this new SECURE Act Law and how it might impact someone approaching or already in retirement. Additionally, he brings on guest David McKnight, author of the book "The Power of Zero" to talk about his book and his upcoming appearance at SHP Financial's upcoming workshop. Find out more here!

This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis are talking about decisions. Your whole life is made up of decisions and that goes for your financial situation as well. The guys will bring back Attorney Keith McManus, of McManus Estate Planning, to talk about the 4 major benefits of setting up a trust. Setting up a trust, is a very important decision to consider in regards to the estate planning part of SHP’s 5 step Retirement Road Map® process. Retirement planning comes with a lot of decision making and SHP Financial wants to help make sure you are prepared for that. Also, if you haven’t already done so, make sure to download our audio book by texting shpbook to 21000.

This segment of "VB in the Middle" is brought to you by SHP Financial. Derek Gregoire of SHP Financial talks to VB about helpful financial planning tips around the holidays! Hear more about how to plan wisely during this holiday season!

This week, SHP founder, Matthew Peck CFP® CIMA®, introduces special guest, SHP Financial Advisor, Joe Anderson to the show. Joe will explain what got him started in the industry and why he chose SHP Financial. Next, Attorney Keith McManus, of McManus Estate Planning, is back to discuss how to know whether or not your estate plan is up to date. Finally, Matt will present the weekly market update and talk about a very special offer going on with SHP's Retirement Road Map audio book.

Matthew Peck of SHP Financial talks to VB about market volatility and the market's pattern on average during the month of October. Listen here.

This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, talk about the top 3 or 4 areas that everyone needs to take into account, when planning for retirement. Many people who come into SHP Financial, just have a pile of investments and that’s it. The guys talk about the importance of having a full plan, making sure you have an income stream to last for the rest of your life, risk, and fees. While planning for retirement, it is extremely important to price out your relationship with your advisor. Finally, Derek, Matt, and Keith introduce a huge opportunity for current tax planning and a first ever High Net Worth Tax Summit, SHP is hosting, coming up in September.

Derek Gregoire, co founder of SHP Financial joins VB to talk about market correction and how it can affect you. What should you do if you are facing a down market? Hear from the experts at SHP Financial, here!

This week, SHP founders, Derek Gregoire and Keith Ellis will discuss going against conventional wisdom. In retirement planning, there are things people may think are the norm, like when to take social security, contributing a specific amount to your pre-retirement accounts etc. The guys will share some ideas, of ways to go against conventional wisdom that may be beneficial for you. Next, Derek and Keith welcome back Attorney Keith McManus, of McManus Estate Planning. Attorney McManus, will tell you the four major benefits of setting up the proper trust. Finally, Derek and Keith, want to know who is on your team. They will explain how things are done at SHP Financial and talk about the importance of having a solid team working on your retirement plan.

This week the theme of the show is market volatility. SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, want to know if your retirement is based solely on the stock market or if you have a solid plan. If it is based on the market, it could be a scary time for some of you with the recent volatility. Next, the guys are joined by Attorney Keith McManus of McManus Estate Planning. Attorney McManus is asking how familiar is your advisor with your estate plan or trust? It is very important to have and advisor, who knows all aspects of your financial situation. In the SHP Story Segment, Keith Ellis will share a story from 10 years ago, about a couple who came into SHP Financial and how lack of planning affected their retirement negatively, until SHP was able to intervene. Finally, in the weekly market report, what exactly is going on in the stock market and what do they see moving forward?

This week, SHP Financial co-founders, Derek Gregoire, Keith Ellis, and Matthew Peck CFP® are joined by Attorney Keith McManus of McManus Estate Planning. Attorney McManus discusses exactly what steps need to be taken in order to prepare for a first estate planning meeting. In the SHP story segment, Derek shares a story about a couple named Steve and Liz, who came in to SHP four weeks prior to their planned retirement date. They had been working with an advisor for over 20 years and this advisor never helped develop an actual retirement plan for them. Steve and Liz wanted to come in strictly for a second opinion and Derek explains exactly how he was able to help them. Finally in the weekly market report, the guys discuss international stocks. Are they a good opportunity or a land mine?

This week, SHP founders, Derek Gregoire, Keith Ellis, and Matthew Peck CFP®, have designed a show specifically for the folks who are 1 year to a couple years away from retirement. So many people come in to the SHP Financial office thinking they have a plan, but really all they have is a portfolio. It is extremely important to have a well thought out plan, developed specifically for you. In this show the guys talk about the 6 steps that are necessary to take as you are planning for retirement. Don't miss this episode!

In this week's episode SHP Financial Partners, Matthew Peck CFP®, Keith Ellis, and Derek Gregoire take you on a journey through the 5 Steps to a successful retirement. The 5 Step SHP Financial Retirement Road Map®, is something that we hope makes an impression because no one should enter retirement without a solid financial plan! They'll explain why you should choose SHP and let us guide you on your road to retirement. Don't miss this one!!

There are approximately 13,554,000 millionaires in the United States. Some of them were born into money and some are self-made. However, more often than not, they didn’t become millionaires overnight.Who's on: Certified financial planner Mark Kenney, with SHP Financial in the Boston area is here with millionaire money lessons to help you live the luxe life. Big Vision: You too can become a millionaire by adopting the traits of other millionaires. What's Shared:What Millionaires know that you don'tWhy poverty is all in your headAnd other millionaire lessonsLearn More with Guests Links: Mark Kenney, CFP® Investment Advisor Representative Phone: 508-746-2400 x. 223 markk@shpne.com http://www.shpfinancial.com/ This Week's Key: Learn to curb your impulse spending this Black Friday with the Eighth Key in the Keys to Riches© Financial Philosophy-No Seasonal Exceptions Special Offers: Get 50% off for Black Friday's Sale of The Unlock Your Wealth Foundation's Goal Achievement Strategy January Bootcamp Tags: Millionaires, Black Friday, impulse spending, Mark Kenney, Heather Wagenhals

There are approximately 13,554,000 millionaires in the United States. Some of them were born into money and some are self-made. However, more often than not, they didn't become millionaires overnight. Who's on: Certified financial planner Mark Kenney, with SHP Financial in the Boston area is here with millionaire money lessons to help you live the luxe life. Big Vision: You too can become a millionaire by adopting the traits of other millionaires. What's Shared: What Millionaires know that you don't Why poverty is all in your head And other millionaire lessons Learn More with Guests Links: Mark Kenney, CFP® Investment Advisor Representative Phone: 508-746-2400 x. 223 markk@shpne.com http://www.shpfinancial.com/ This Week's Key: Learn to curb your impulse spending this Black Friday with the Eighth Key in the Keys to Riches© Financial Philosophy-No Seasonal Exceptions Special Offers: Get 50% off for Black Friday's Sale of The Unlock Your Wealth Foundation's Goal Achievement Strategy January Bootcamp   Tags: Millionaires, Black Friday, impulse spending, Mark Kenney, Heather Wagenhals

Tom Hopkins carries the standard as a master sales trainer and is recognized as the world's leading authority on selling techniques and salesmanship.Over 4 million people on five continents have attended Tom's high-energy live seminars. Tom personally conducts 30+ seminars each year traveling throughout the world. He is the author of 17 books, including “How to Master the Art of Selling™,” which has sold over 1.6 million copies worldwide. This mega-selling book is considered a must-have reference guide for top selling producers in every field of sales. He has also authored three selling-skills books in the popular “…for Dummies®” series Matthew Peck co-founded SHP Financial in 2003. In 2012, he began his second decade of retirement income planning, and he continues helping SHP Financial clients navigate a constantly-evolving retirement planning landscape. Matthew holds his Series 65 securities license, insurance license and acts as a Fiduciary for his clients. He is author of the book “Mind the Gap:  The Cracks in the American Retirement System” . He is also co-host of the popular financial radio show “Retirement Road Map” which airs on several radio stations in New England Mike Archambalt has been a CEO and CFO with Leadership, Financial Management, Strategic Development, and Healthcare experience. He has served as an Operating Partner in a leading private equity firm; where he focused on leverage buyouts in turnarounds, and directed companies ranging from $100 million to $1.5 billion in revenue  

Debra Shifrin managing partner at Shifrin Newman Smith Inc., an Ohio law firm focused on representing the disabled before the Social Security and Veterans Administrations.  Debra is the immediate past president of the National Organization of Social Security Claimants' Representatives  Devin Herz CEO and Founder of DMC a full service Marketing Agency handling campaigns for clients across North America including Canada & Mexico, as well as the UK and Australia.  DMC incorporates highly customized outrageous and different marketing campaigns that garner attention & demonstrably grow clients' business with improved ROI.  DMC is an Addy(tm) Award & Gold Ink Award winning agency as well as having "Best Selling Author Status" from Amazon.com Derek Gregoire one of the co-founders SHP Financial in Plymouth Massachusetts. He co-wrote a chapter in the Best-Selling Book “Victory:  Winning in Health, Wealth & Success.”  Derek is also host of the popular radio show “Retirement Road Map“, which airs on several stations in the Greater Boston & Southeastern Massachusetts area Floyd Smith CEO of Petron Energy II, Inc., the stock symbol is “PEII” the company is in the oil and gas space