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The most insidious consequence of chasing virality isn't that it makes you look foolish; it's that you're actively poisoning your precious audience.Here's what "playing the algorithm" might do to (instead of for) your personal and professional brand.The blog post: https://thebootstrappedfounder.com/virality-is-poisonous/The podcast episode: https://tbf.fm/episodes/377-virality-is-poisonousCheck out Podscan to get alerts when you're mentioned on podcasts: https://podscan.fmSend me a voicemail on Podline: https://podline.fm/arvidYou'll find my weekly article on my blog: https://thebootstrappedfounder.comPodcast: https://thebootstrappedfounder.com/podcastNewsletter: https://thebootstrappedfounder.com/newsletterMy book Zero to Sold: https://zerotosold.com/My book The Embedded Entrepreneur: https://embeddedentrepreneur.com/My course Find Your Following: https://findyourfollowing.comHere are a few tools I use. Using my affiliate links will support my work at no additional cost to you.- Notion (which I use to organize, write, coordinate, and archive my podcast + newsletter): https://affiliate.notion.so/465mv1536drx- Riverside.fm (that's what I recorded this episode with): https://riverside.fm/?via=arvid- TweetHunter (for speedy scheduling and writing Tweets): http://tweethunter.io/?via=arvid- HypeFury (for massive Twitter analytics and scheduling): https://hypefury.com/?via=arvid60- AudioPen (for taking voice notes and getting amazing summaries): https://audiopen.ai/?aff=PXErZ- Descript (for word-based video editing, subtitles, and clips): https://www.descript.com/?lmref=3cf39Q- ConvertKit (for email lists, newsletters, even finding sponsors): https://convertkit.com?lmref=bN9CZw
What if the key to a life worth living was asking the right questions rather than looking for the right fit answers. Welcome to the visionary Anders Indset. A Norwegian-born writer, deep-tech investor, and former elite athlete, Anders has made a name for himself as a fifth-time Spiegel best-selling author and one of the most influential thinkers in the fields of technology and leadership, as recognized by Thinkers50. What sets Anders apart is his ability to shatter conventional wisdom, pushing boundaries and redefining the way we think about achievement. Get ready for a paradigm-shifting conversation that will challenge your perspectives and propel you from the finite to the infinite - trust us, you won't want to miss this!
Michael Podhorzer is former political director of the AFL-CIO. He publishes at Weekend Reading.
He's lived a rich life as a journalist, a human rights activist, an author, a columnist -- and now he's written a great book on Gujaratis. Salil Tripathi joins Amit Varma in episode 409 of The Seen and the Unseen to discuss his life, his learnings, these times we live in -- and the times that came before. (FOR FULL LINKED SHOW NOTES, GO TO SEENUNSEEN.IN.) Also check out: 1. Salil Tripathi on Twitter, Instagram, Wikipedia, LinkedIn and Amazon. 2. The Gujaratis: A Portrait of a Community -- Salil Tripathi. 3. The Colonel Who Would Not Repent -- Salil Tripathi. 4. Offence – The Hindu Case -- Salil Tripathi. 5. Detours: Songs of the Open Road -- Salil Tripathi. 6. For, In Your Tongue, I Cannot Fit -- Edited by Shilpa Gupta and Salil Tripathi. 7. The Gita Press and Hindu Nationalism — Episode 139 of The Seen and the Unseen (w Akshaya Mukul). 8. Gita Press and the Making of Hindu India — Akshaya Mukul. 9. Saraswatichandra (Gujarati) (English) -- Govardhanram Tripathi. 10. Gujarat Ni Asmita -- KM Munshi. 11. I Follow the Mahatma -- KM Munshi. 12. Devdutt Pattanaik and the Stories That Shape Us — Episode 404 of The Seen and the Unseen. 13. Ahimsa: 100 Reflections on the Harappan Civilization — Devdutt Pattanaik. 14. Until the Lions -- Karthika Nair. 15. Gods, Guns and Missionaries: The Making of the Modern Hindu Identity — Manu Pillai. 16. The Forces That Shaped Hinduism -- Episode 405 of The Seen and the Unseen (w Manu Pillai). 17. Heroic Failure: Brexit and the Politics of Pain -- Fintan O'Toole. 18. Understanding Gandhi: Part 1: Mohandas — Episode 104 of The Seen and the Unseen (w Ram Guha). 19. Understanding Gandhi: Part 2: Mahatma — Episode 105 of The Seen and the Unseen (w Ram Guha). 20. Gandhi Before India -- Ramachandra Guha. 21. Objects From Our Past -- Episode 77 of Everything is Everything. 22. The Diary of Manu Gandhi (Part 1) (Part 2) -- Edited and Translated by Tridip Suhrud. 23. The Ferment of Our Founders — Episode 272 of The Seen and the Unseen (w Shruti Kapila). 24. Lessons from an Ankhon Dekhi Prime Minister — Amit Varma. 25. Akhil Katyal's poem on caste. 26. Midnight's Children -- Salman Rushdie. 27. Bare Feet – a Poem about MF Husain -- Salil Tripathi. 28. My Mother's Fault -- Salil Tripathi. 29. Jejuri -- Arun Kolatkar. 30. Yashwant Rao -- Arun Kolatkar. 31. The Patriot -- Nissim Ezekiel. 32. Goopy Gyne Bagha Byne -- Satyajit Ray. 33. You're Missing -- Bruce Springsteen. 34. Gabriel Garcia Marquez, Salman Rushdie, Milan Kundera, Ved Mehta and John McPhee on Amazon. 35. All We Imagine as Light -- Payal Kapadia. 36. Niranjan Rajadhyaksha Is the Impartial Spectator — Episode 388 of The Seen and the Unseen. 37. On Tyranny -- Timothy Snyder. 38. Lant Pritchett Is on Team Prosperity — Episode 379 of The Seen and the Unseen. 39. Saving Capitalism From The Capitalists -- Raghuram Rajan and Luigi Zingales. 40. Check out Johan Norberg's great work. 41. The Life and Times of the Indian Economy — Episode 387 of The Seen and the Unseen (w Rajeswari Sengupta). 42. India's Problem is Poverty, Not Inequality — Amit Varma. 43. Stay Away From Luxury Beliefs — Episode 46 of Everything is Everything. 44. On Inequality — Harry Frankfurt. 45. Economic growth is enough and only economic growth is enough — Lant Pritchett with Addison Lewis. 46. Sample SSR conspiracy theory: He's alive! 47. Amit Varma's 2022 piece on the mess-up at The Wire. 48. Television Price Controls — Episode 27 of The Seen and the Unseen (w Ashok Malik). 49. The Selfish Altruist -- Tony Vaux. 50. Sadanand Dhume's tweet on the hypocrisy around The Satanic Verses. 51. Bad Elements -- Ian Buruma. 52. Biju Rao Won't Bow to Conventional Wisdom — Episode 392 of The Seen and the Unseen. 53. Can Economics Become More Reflexive? — Vijayendra Rao. 54. The Life and Times of Teesta Setalvad — Episode 302 of The Seen and the Unseen. 55. Aakar Patel Is Full of Hope — Episode 270 of The Seen and the Unseen. 56. The Wal-Mart Effect -- Charles Fishman. 57. Modern South India -- Rajmohan Gandhi. 58. The Adda at the End of the Universe — Episode 309 of The Seen and the Unseen (w Vikram Sathaye and Roshan Abbas). 59. Whatever happened To Ehsan Jafri on February 28, 2002? — Harsh Mander. 60. Jai Jai Garvi Gujarat -- Narmad. 61. The Populist Playbook -- Episode 42 of Everything is Everything. 62. Where the Green Ants Dream -- Werner Herzog. 63. People's Linguistic Survey of India -- GN Devy and others. 64. The Refreshing Audacity of Vinay Singhal — Episode 291 of The Seen and the Unseen. 65. Stage.in. 66. Reading Lolita in Tehran -- Azar Nafisi. 67. Two Concepts of Liberty — Isaiah Berlin. 68. Understanding the State -- Episode 25 of Everything is Everything. 69. The First Assault on Our Constitution — Episode 194 of The Seen and the Unseen (w Tripurdaman Singh). 70. Shruti Rajagopalan's talk on the many amendments in our constitution. 71. Caged Tiger: How Too Much Government Is Holding Indians Back — Subhashish Bhadra. 72. Subhashish Bhadra on Our Dysfunctional State — Episode 333 of The Seen and the Unseen. 73. Amitava Kumar Finds the Breath of Life — Episode 265 of The Seen and the Unseen. 74. Goodbye Solo — Ramin Bahrani. 75. The desire to help, and the desire not to be helped — Roger Ebert's review of Goodbye Solo. 76. Dalit Kitchens of Marathwada -- Shahu Patole. 77. Firaaq -- Nandita Das. 78. How the BJP Wins — Prashant Jha. 79. The BJP's Magic Formula — Episode 45 of The Seen and the Unseen (w Prashant Jha). 80. The Year of Living Dangerously -- Peter Weir. 81. Ingmar Bergman, Satyajit Ray, Francois Truffaut and Aparna Sen. 82. The New Yorker, Vanity Fair and London Review of Books. 83. Ravi Shankar, Zakir Hussain and Vilayat Khan on Spotify. 84. Nadine Gordiner, Fintan O'Toole, Ilya Kaminsky, Karthika Nair, Ruchir Joshi, Kiran Desai, Nilanjana Roy, Sunil Gavaskar and Mike Brearley. This episode is sponsored by CTQ Compounds. Check out The Daily Reader and FutureStack. Use the code UNSEEN for Rs 2500 off. Amit Varma and Ajay Shah have launched a new course called Life Lessons, which aims to be a launchpad towards learning essential life skills all of you need. For more details, and to sign up, click here. Amit and Ajay also bring out a weekly YouTube show, Everything is Everything. Have you watched it yet? You must! And have you read Amit's newsletter? Subscribe right away to The India Uncut Newsletter! It's free! Also check out Amit's online course, The Art of Clear Writing. Episode art: ‘Asmita' by Simahina.
Edward Lorenz, a meteorologist and mathematician, formulated a theory called the butterfly effect—based on a hypothetical scenario in which a butterfly, simply by flapping its wings, affects a tornado weeks later. The butterfly effect illustrates how small actions in complex systems can lead to big changes, underscoring the challenges in making forecasts. This is particularly relevant for investors. A complex global economy often takes unexpected turns, and macro disruptions and uncertainty present challenges for those navigating financial markets. But with this knowledge, investors could make better decisions by challenging conventional wisdom and taking a long-term view. The Season 5 premiere of The Outthinking Investor explores how investors can steer through economic volatility and pursue sound portfolio construction for the long run. Philipp Carlsson-Szlezak, Boston Consulting Group's Global Chief Economist, and Robert Tipp, PGIM Fixed Income's Chief Investment Strategist, discuss the forces that may drive change in the economy, potential risks to the outlook, how market fears can distract from real long-term consequences, emerging opportunities in fixed-income markets, and structural changes resulting from a higher level of expected interest rates. Do you have any comments, suggestions, or topics you would like us to cover? Email us at thought.leadership@pgim.com., or fill out our survey at PGIM.com/podcast/outthinking-investor. To hear more from PGIM, tune into Speaking of Alternatives, available on Spotify, Apple, Amazon Music, and other podcast platforms. Explore our entire collection of podcasts at PGIM.com.
The Real Truth About Health Free 17 Day Live Online Conference Podcast
Rip answers questions live from Starting Strength Network subscribers and fans.
https://Art2Life.com - Have you ever wondered what happens when an artist decides to let curiosity lead the way? This week, we're diving deep into the world of photographic exploration with Arthur Drooker, a visual anthropologist who's made it his mission to capture the essence of diverse communities and environments. From photographing skies in Sea Ranch, California, that evoke the paintings of Mark Rothko to documenting the unique gatherings of furries, Santa Claus impersonators, and even mermaids, Arthur's work is a testament to the power of curiosity—isn't it amazing how following your curiosity can lead to extraordinary creative journeys? Arthur's work encourages us to see the world through a lens of curiosity and open-minded exploration. Join us as we explore the profound impact of curiosity and discover how this seemingly simple act can turn ordinary moments into extraordinary art. ================================ LISTEN IF YOU ARE INTERESTED IN… [6:16] Art as a valuable form of personal expression and identity [12:59] The inspiration for photographic creativity [14:34] Photographing conventions builds unique community experiences [20:03] Capturing spontaneous humanity in photographed moments [24:57] Being consciously present and detached to capture meaningful moments [34:22] The revelation that led to creating his Twilight book [39:31] Curiosity leads to understanding and anticipation [43:43] Unique Golden Gate Bridge photographs that show unseen perspectives [47:45] Painters appreciate unique window reflection perspectives ================================ RESOURCES MENTIONED Elliott Erwitt: https://www.elliotterwitt.com/ Conventional Wisdom by Arthur Drooker: https://www.arthurdrooker.com/conventional-wisdom-book/ Pie Town Revisited by Arthur Drooker: https://www.arthurdrooker.com/pie-town-revisited-2/ Twilight: https://www.arthurdrooker.com/twilight-2/ City Hall: https://www.arthurdrooker.com/city-hall-3/ 36 Views of the Golden Gate Bridge: https://www.arthurdrooker.com/the-bridge/ ================================= CONNECT WITH ARTHUR DROOKER Arthur's Website: https://www.arthurdrooker.com// Follow on Instagram: https://www.instagram.com/arthur_drooker/ ============================= CONNECT WITH NICHOLAS WILTON AND ART2LIFE: Get the Free COLOR TIPS PDF: https://workshop.art2life.com/color-tips-pdf-podcasts/ Follow the Sunday Art2Life Vlog: https://art2life.lpages.co/sign-up-for-the-a2l-vlog/ Follow Nicholas Wilton's Art on Instagram: https://www.instagram.com/nicholaswilton/ Follow Art2Life on Instagram: https://www.instagram.com/art2life_world/?hl=en Subscribe on Youtube: https://www.youtube.com/c/Art2Life #Art2Life #FineArt #AbstractArt #ModernArt #Contemporary
In this episode of Founded & Funded, Madrona Managing Director Tim Porter and Jama Software CEO Marc Osofsky discuss the intentional strategies that fueled Jama's transformation from $20M ARR to a $1.2 billion acquisition by Francisco Partners. Marc shares his blueprint for scaling with purpose, challenging conventional wisdom, and embedding efficiency into the DNA of a company. Key Takeaways Include: Accelerating Growth Conventional Wisdom: Scale your sales team rapidly to hit growth targets. Intentional Wisdom: Focus on improving win rates to double or 2.5x your capacity without adding headcount. TAM Conventional Wisdom: Prioritize the total size of your market potential. Intentional Wisdom: Target activated TAM—the demand being addressed in a given year—and aim to capture a larger share. M&A Strategy Conventional Wisdom: Burn cash and rely on strategic buyers for exits. Intentional Wisdom: Achieve profitable growth and rule-of-40 metrics to attract financial sponsors, giving you more control over the process. Transcript: https://bit.ly/49mMKhp Chapters: (00:00) Introduction (00:52) Challenging Conventional Wisdom (03:48) Focusing on Win Rates (06:13) Efficiency and Culture at Jama (08:45) Vertical Market Focus (10:49) Geographic vs. Vertical-focused GTM Teams (15:28) Culture: Jama's Focus on Habits (19:00) Customer Success Strategies (21:02) The Francisco Partners Acquisition (26:12) Focusing on a GM structure (28:30) Advice for Founders
In this episode, Jennings tackles that common phrase, "It is what it is." Why do we say this? What does it mean? Is it linked to cynicism? Is it arrogant? Let's explore. Listen now! Show Highlights: 3:00 Conventional Wisdom 4:20 Thinking in Bets 7:20 Why do we want an easy solution? 12:10 New thinking 14:20 That's just the way that it is... 15:50 Write it down...
Martin Sokk is the Founder and CEO of Lightyear - the greatest investing app for stocks, bonds, ETFs, you name it. The company raised 25mUSD back in 2022 from such big name investors as Lightspeed venture partners, Virgin Group, Taavet+Sten, Metaplanet and others and has been building relentlessly since. Martin was on our show before on episode 81 shortly after their Series A round, so you are welcome to scroll back!On this episode we talk about:- Navigating Regulatory Challenges in Fintech- The Importance of Localization in European Markets- Building a Simple and Intuitive User Experience- Balancing Sustainability and Profitability- Fundraising Strategies and Longevity in Startups==If you liked this episode or simply want to support the work we do, buy us a coffee or two, or a hundred, with just a few clicks at: https://buymeacoffee.com/pursuitofscrappinessFind all episodes on > https://www.pursuitofscrappiness.co/Watch select full-length episodes on our YouTube channel > https://www.youtube.com/channel/UCP6ueaLnjS-CQfrMCm2EoTAConnect with us on Linkedin > https://www.linkedin.com/company/pursuit-of-scrappiness/===============Support the show
In this episode, we dive into the necessity of adaptive leadership, the power of networks, and the importance of vulnerability in building strong, resilient teams with Steve Garcia. From challenging conventional wisdom to transforming strategic planning into strategic doing, we uncover indispensable strategies for thriving in today's fast-paced environment. Join us in uncovering the future of leadership and how to navigate and capitalize on emerging opportunities.Timestamps: (00:00) Introducing Steve Garcia(08:07) Leaders must adapt quickly to rapid changes.(15:13) Algorithms simplify life but need swift adaptability.(16:18) Integrate strategy and execution for continual improvement.(23:55) Vulnerability in leadership challenges traditional authority norms.(31:50) Leaders should admit mistakes, encourage feedback openly.(35:38) Leadership impact stems from social network connections.(38:29) Introverts' impact, genuine connections, network positioning importance.(44:48) Connect through proximity and shared interests, virtually.(49:11) Manipulation's impact hinges on intention and technique.(57:18) Focus on feelings, not just skills, for relationships.Links and Resources:Home - Contemporary Leadership AdvisorsThe End of Leadership as We Know It: What It Takes to Lead in Today's Volatile and Complex WorldInstitute - Contemporary Leadership AdvisorsSteve Garcia | LinkedInSponsor Links:InQuasive: http://www.inquasive.com/Humintell: Body Language - Reading People - HumintellEnter Code INQUASIVE25 for 25% discount on your online training purchase.International Association of Interviewers: Home (certifiedinterviewer.com)Podcast Production Services by EveryWord Media
What to listen for:In today's episode of K9 Detection Collaborative, our hosts Robin Greubel, Stacy Barnett, and Crystal Wing discuss the keys to cleaning up your dog's behavior chain to help them stay on track and avoid distractions in the field.When it comes to reinforcing behavior, it's just as important to get clear on when not to train particular habits. Their rule of thumb? Avoid reinforcing tactics during moments of frustration in your dog. It's important to be systematic when training for search & rescue scenarios, setting clear boundaries and expectations for your dog, all while respecting their autonomy so that they can make snap decisions with confidence in high-stakes situations.With Deb Jones's Focus Unified Field Theory as their guide, the Dames of Detection navigate the complexities of canine focus in four areas—external, self, trainer, and task focuses. Understanding these focus types is crucial for managing distractions and maintaining a dog's attention during challenging search tasks.They dive into strategies that build a strong reinforcement system, allowing dogs to handle complex searches without becoming overwhelmed. They also explain why it's crucial to actively train blank areas with the intention of striking a balance between engagement and overwhelm for both handler and dog.Finally, Robin, Stacy, and Crystal define “self-employing” actions, and why it's a good idea to steer clear from reinforcing such behaviors, as well as the keys to nurturing understanding when building on and optimizing your dog's behavior chain.Key Topics:Why You Shouldn't Try Reinforcing Behaviors During Moments of Frustration (00:00)Systematic Searching and Maintaining Your Dog's Autonomy (05:51)When and When Not to Praise Your Dog (10:53)Four Types of Focus (17:52)The Importance of Actively Training Blank Areas (25:50)“Don't Reinforce Them For Self-Employing” (29:30)Building the Desire to do the Job Right (35:13)Building Understanding (41:03)Dames of Detection Takeaways (50:48)Resources:Deb Jones and the F.O.C.U.S Dog Training System: https://k9infocus.com/shiny-new-thoughts-on-focus/ | https://k9infocus.com/Join Robin for her winter webinar series!FENZI WebinarsFENZI CampWe want to hear from you:Check out the K9 Detection Collaborative FB page and comment on the episode post!K9Sensus Foundation can be found on Facebook and Instagram. We have a Trainer's Group on Facebook!Scentsabilities Nosework is also on Facebook. Here is a Facebook group you should join!Crystal Wing K9 Coach can be found here at CB K9 and here at Evolution Working Dog Club. Also, check out her Functional Obedience Class here.You can follow us for notifications of upcoming episodes, find us at
Because of the Family First Prevention Services Act passed in 2017, residential care facilities, or “group homes,” for foster youth have lost significant funding—leading to the closure of many residential treatment options. Many advocates of the policy believe that placement with families are always the best option for kids. But what about the numerous foster youth who report immense benefits from their time in residential care? This week, Naomi and Ian are joined by Bruce Henderson, a former professor of psychology at Western Carolina University for over 40 years. Drawing on his background in child psychology, Bruce conducted a comprehensive review of the research on residential care facilities to understand how time spent in these homes affects foster youth. This research led to the publishing of his recent book, Challenging the Conventional Wisdom about Residential Care for Children and Youth. In this episode, Bruce explains the findings of his research and why he believes residential care must continue to be supported as an option for foster youth. Lastly, he shares a way to support The Black Mountain Home for Children and Families, a very impactful residential care home for foster youth in Black Mountain, North Carolina, that has suffered significant damage from Hurricane Helene. We encourage our listeners to give as they are able. Resources• Challenging the Conventional Wisdom about Residential Care for Children and Youth | Bruce B. Henderson• A Critical Dialogue on Residential Care for Children and Youth: What We Really Know and Questions of Quality | Bruce B. Henderson and James P. Anglin• Why Foster Children Are Sleeping in Offices and What We Can Do About It | Naomi Schaefer Riley et al. Show Notes• 00:54 | What motivated your interest in this research topic?• 02:32 | What is the Family First Prevention Services Act?• 05:44 | Why does residential care carry so much stigma today?• 07:09 | What were your findings when you looked at residential care facilities in other countries?• 09:06 | Is there a version of Family First that you would have supported?• 10:51 | What are the circumstances that make it possible for residential care to have a positive impact on a child's life?• 13:17 | Do attitudes around race play a role in the policy conversation around residential care?• 13:51 | How do you make appropriate comparisons when you look at this research and what studies have you found helpful when evaluating the effects of residential care on foster youth?• 17:14 | Does research show if the type of organization plays a role in the success of the residential home (i.e., faith-based, etc.)?• 18:21 | Do you envision a situation where we start to rethink whether we can really do without residential care? Can we go back?• 21:06 | Where does the financing come from for these facilities and programs?• 24:10 | How to Help The Black Mountain Home for Children and Families
Series: Q & A LessonsService: Sun PMType: SermonSpeaker: Josh McKibben
In this episode, Dr. Leon Bynoe shares his journey from following traditional health guidelines to embracing a low-carb, high-fat diet. He highlights how avoiding carbohydrates and industrial oils can improve insulin resistance, boost mitochondrial function, and support overall metabolic health. His radical dietary shift has transformed his own well-being, and together, we're advocating for a fundamental shift in how people approach nutrition. Key Takeaways: Critique of the Mediterranean Diet: Dr. Bynoe criticizes the Mediterranean diet for being evolutionarily incompatible and harmful due to its high sugar and vegetable oil content. Role of Insulin in Health: Emphasizes insulin resistance as a predictor of metabolic diseases, advocating for strategies to minimize insulin secretion. The Impact of Vegetable Oils: Highlights the detrimental effects of polyunsaturated fatty acids from industrial oils on mitochondria and overall health. A New Dietary Paradigm: Advocates for a low-carb, high-fat diet focusing on whole, unprocessed foods to combat modern health issues. Personal Health Victory: Dr. Bynoe shares his transformation from obesity and hypertension to optimal health through innovative dietary choices. More of Dr. Leon Bynoe: Dr. Leon Bynoe is a renowned ophthalmologist specializing in retinal surgery, with a distinguished career that reflects his commitment to advancing eye health. He has built a strong medical foundation through extensive training and many years of experience in the field, ensuring that his patients receive the highest standard of care. Beyond his surgical expertise, Dr. Bynoe has a profound interest in diet and nutrition science, which has significantly influenced his medical practice. He has gained attention for his willingness to challenge conventional dietary guidelines, advocating for low-carb, high-fat diets as a means to improve overall health and manage various conditions. His personal health journey has informed his perspective, leading him to explore the intricate connections between diet, metabolic health, and chronic diseases. Through his work, Dr. Bynoe has positioned himself as a critical voice in rethinking the role of nutrition in modern medicine. He actively shares his insights through lectures, articles, and social media, aiming to empower others to make informed dietary choices that can enhance their well-being. His unique combination of ophthalmology and nutritional advocacy makes him a valuable resource for both patients and the broader community seeking to understand the importance of a holistic approach to health. Website Instagram Facebook Threads Connect with me!: Website Instagram Facebook YouTube
August 2024 saw the World Science Fiction Convention, held in Glasgow, Scotland. Phil stayed at home, but intrepid traveller Colin crossed a continent and an ocean to experience his first Worldcon. Find out how he got on - and how Phil and Colin somehow managed not to meet, despite both being in England at the same time... Also in today's show, a special quiz from friend of the podcast Peter Kuskie (last seen in episode 11), and our usual round up of all good things science fictional. For more details, and links to items mentioned in the pod, look for the shownotes at xxxxxxxxxxxxxxxxxxxxx
The Process for Success. Conventional Wisdom is Poison. Be Antifragile! What is a Greater Fool?…” Well that's easy for you to say!' Be a good steward. 20 years gone by… Wall Street Turns Investments Into A Bad Theme Park! 401K Millionaires at A Record High. Arrogance is a tell. Inside the asylum! The truth about taxes! Here is the illegal immigration bill. Faith in the free market and China.
Harris pulls ahead of Trump but its still a squeaker. With less than 70 days to the finish line, how much do vibes really matter?
You think politics is crazy today? Try electing a Mayor for the Village of Wise Fools. We just experienced the convention of one of the major parties in the United States. Now try it in Chelm. [Note: this story contains a quick reference to the author's collegiate alma mater, Yale.] From "Tales of The Wise Fools of Chelm," available on Amazon.com in paperback and Kindle. https://amzn.to/3VpWj7y
Ever wondered why some adults still passionately follow WWE wrestling? Join us as we take a hilarious trip down memory lane, reminiscing about iconic figures like Roman Reigns and D-Generation X, while humorously critiquing today's avid fans. Then, we switch gears and get serious about the Democratic National Convention in Chicago, breaking down the Democrats' grand plan to challenge Donald Trump. From Kamala Harris's candidacy to Trump's legal woes, we lay out why this election is so crucial for American democracy.We'll also dissect the art of political messaging, drawing fascinating parallels with the rap battles of Kendrick Lamar and Drake. Imagine how the Harris campaign can strategically paint Trump and his allies as out of touch while presenting Harris as the ultimate relatable, family-oriented candidate. And let's not forget the importance of a hopeful vision to contrast the negativity. Plus, we applaud AOC's recent stance and poke fun at some of the more peculiar behaviors within the Republican Party.Ever feel like the media has an unhealthy obsession with President Biden's age? We do too. We'll trace this narrative's roots from Fox News to its adoption by mainstream media, highlighting how it has overshadowed significant achievements and dramatic events involving Trump. The hypocrisy is staggering, especially when accusations fly about Democrats pushing Biden out. Join us as we explore the broader implications of these relentless media narratives on political stability and public perception. Tune in for a thought-provoking episode that peels back the layers of American politics.Support the Show.Support the show:https://www.buzzsprout.com/2003879/supportFollow our show's hosts on Twitter: twitter.com/@CoolTXchicktwitter.com/@Caroldedwinetwitter.com/taradublinrockstwitter.com/blackknight10ktwitter.com/@pardonpodFind Tara's book here:Taradublinrocks.comFind Ty's book here:Consequence of ChoiceSubscribe to Tara's substack:taradublin.substack.comSubscribe to Ty's substack:https://theworldasiseeit.substack.com/ Support Our Sponsor: Sheets & GigglesEucalyptus Sheets (Recommended):Sleep Mask (I use this every night)Eucalyptus Comfortor...
@fabtcg is taking the convention world by storm and who better to give us the beat by beat of our favorite game in the con space than the person in charge of making it happen? Convention Programs Manager Alex Watkins joins the desk to talk about the convention strategy for Flesh and Blood, what draws him to the game that is so near and dear to us, and what the future looks like for FaB in the convention scene! It's a fantastic discussion so tune in and get to know the person behind the incredible convention experiences for Legend Story Studios!Subscribe to our Patreon: https://www.patreon.com/fleshandpodCheck us out on Spotify: https://spoti.fi/3lWbhCfWe're available on Apple Podcast: https://apple.co/3dF4IQ3Join our Discord here: https://discord.gg/nrGegbag4uQuestions and comments can be sent to @FleshPod on Twitter, as well as fleshandpod@gmail.comPod Twitter: @FleshPodCharm3r Twitter: @thatCHARM3RLogan Twitter: @LoganPetersen
Between the cosplay, panels, meetups, screenings, booths, signings and overall excitement, there's nothing better than a convention! Well, at least if you ignore all the crowds, lines, overpriced food, unshowered attendees and the possibility of coming home sick (something one of our hosts knows a lot about). Still, it's hard to deny the appeal of gathering with thousands of fans to celebrate something you love…especially when that celebration also spills over into the local bars. In this week's new episode, we discussing our history with conventions—both as attendees and exhibitors—including our recent trip together to San Diego Comic-Con. We share what it was like seeing Freya Allan, explain some of the issues we had with Comic-Con this year and ponder what we see happening to the convention landscape in the future. Plus, we unpack Netflix's recent Geeked Week announcement. Are we in for a shipload of Sirens news? Or just an ocean of disappointment?
Angus and Sal work on some pretty grim stories and decide to get a snack. After their snack break the boys are joined by Mike Keyes (Velvet Wells) a volunteer who works the lost and found booths at the many conventions of Super City. Can Mike Keyes help the boys find something they've lost? The post EP115 – Seeking Conventional Wisdom appeared first on PodCavern.
He's an economist who cares more about people than numbers -- and he thinks his field needs more sociology and anthropology in it. Vijayendra (Biju) Rao joins Amit Varma in episode 392 of The Seen and the Unseen to talk about what makes him angry and what brings him peace. (FOR FULL LINKED SHOW NOTES, GO TO SEENUNSEEN.IN.) Also check out: 1. Vijayendra (Biju) Rao on Twitter, Google Scholar, The World Bank and his own website. 2. Biju Rao's blog at the World Bank. 3. Localizing Development: Does Participation Work? -- Ghazala Mansuri and Vijayendra Rao. 4. Oral Democracy: Deliberation in Indian Village Assemblies -- Paromita Sanyal and Vijayendra Rao. 5. Can Economics Become More Reflexive? -- Vijayendra Rao. 6. Vamsha Vriksha -- Girish Karnad. 7. ‘I want absolute commitment to our gharana': A tribute to Rajshekhar Mansur and his music -- Vijayendra Rao. 8. The Life and Work of Ashwini Deshpande — Episode 298 of The Seen and the Unseen. 9. Two Hundred and Fifty-Thousand Democracies: A Review of Village Government in India -- Siddharth George, Vijaendra Rao and MR Sharan. 10. Last Among Equals : Power Caste And Politics In Bihar's Villages -- MR Sharan. 11. Lant Pritchett Is on Team Prosperity — Episode 379 of The Seen and the Unseen. 12. National Development Delivers: And How! And How? — Lant Pritchett. 13. The Perils of Partial Attribution: Let's All Play for Team Development — Lant Pritchett. 14. The Rising Price of Husbands: A Hedonic Analysis of Dowry Increases in Rural India -- Vijayendra Rao. 15. The Life and Times of Jerry Pinto — Episode 314 of The Seen and the Unseen. 16. Shephali Bhatt Is Searching for the Incredible -- Episode 391 of The Seen and the Unseen. 17. Jiddu Krishnamurti on Wikipedia, Britannica and Amazon. 18. Biju Rao listens to Jiddu Krishnamurthy. 19. Ben Hur -- William Wyler. 20. Trade, Institutions and Ethnic Tolerance: Evidence from South Asia -- Saumitra Jha. 21. Memories and Things — Episode 195 of The Seen and the Unseen (w Aanchal Malhotra). 22. Remnants of a Separation — Aanchal Malhotra. 23. Deliberative Democracy -- Jon Elster. 24. A Life in Indian Politics — Episode 149 of The Seen and the Unseen (w Jayaprakash Narayan). 25. Subhashish Bhadra on Our Dysfunctional State — Episode 333 of The Seen and the Unseen. 26. Caged Tiger: How Too Much Government Is Holding Indians Back — Subhashish Bhadra. 27. Urban Governance in India — Episode 31 of The Seen and the Unseen (w Shruti Rajagopalan). 28. Understanding Gandhi. Part 1: Mohandas — Episode 104 of The Seen and the Unseen (w Ram Guha). 29. Understanding Gandhi. Part 2: Mahatma — Episode 105 of The Seen and the Unseen (w Ram Guha). 30. Accelerating India's Development — Karthik Muralidharan. 31. The Added Value of Local Democracy -- Abhishek Arora, Siddharth George, Vijayendra Rao and MR Sharan. 32. Some memories of VKRV Rao -- Vijayendra Rao. 33. The Foundation Series — Isaac Asimov. 34. Lawrence of Arabia -- David Lean. 35. Gandhi -- Richard Attenborough. 36. The Story of My Experiments with Truth -- Mohandas Gandhi. 37. Bhagavad Gita on Wikipedia and Amazon. 38. KT Achaya on Amazon. 39. The Emergency: A Personal History — Coomi Kapoor. 40. My Varied Life in Management: A Short Memoir -- SL Rao. 41. The Incredible Curiosities of Mukulika Banerjee — Episode 276 of The Seen and the Unseen. 42. Ram Guha Writes a Letter to a Friend -- Episode 371 of The Seen and the Unseen. 43. Terror as a Bargaining Instrument : A Case Study of Dowry Violence in Rural India -- Francis Bloch and Vijayendra Rao. 44. Domestic Violence and Intra-Household Resource Allocation in Rural India: An Exercise in Participatory Econometrics -- Vijayendra Rao. 45. Immanuel Kant's Categorical Imperative. 46. Narrative Economics -- Robert J Shiller. 47. Culture and Public Action -- Edited by Vijayendra Rao and Michael Walton. 48. The Capacity to Aspire -- Arjun Appadurai. 49. Aspiration: The Agency of Becoming -- Agnes Callard. 50. Dominion: The Making of the Western Mind -- Tom Holland. 51. PV Sukhatme in EPW. 52. India Needs Decentralization -- Episode 47 of Everything if Everything. 53. Deliberative Inequality: A Text-As-Data Study of India's Village Assemblies -- Ramya Parthasarathy, Vijayendra Rao and Nethra Palaniswamy. 54. A Method to Scale Up Interpretive Qualitative Analysis with An Application to Aspirations among Refugees and Hosts in Bangladesh -- Julian Ashwin, Vijayendra Rao, Monica Biradavolu, Aditya Chhabra, Afsana Khan, Arshia Haque and Nandini Krishnan. 55. Using Large-Language Models for Qualitative Analysis Can Introduce Serious Bias -- Julian Ashwin, Aditya Chhabra and Vijayendra Rao. 56. This Be The Verse — Philip Larkin. 57. Audacious Hope: An Archive of How Democracy is Being Saved in India -- Indrajit Roy. 58. Poverty and the Quest for Life -- Bhrigupati Singh. 59. Recasting Culture to Undo Gender: A Sociological Analysis of Jeevika in Rural Bihar, India -- Paromita Sanyal, Vijayendra Rao and Shruti Majumdar. 60. We Are Poor but So Many -- Ela Bhatt. 61. Premature Imitation and India's Flailing State — Shruti Rajagopalan & Alexander Tabarrok. 62. James Wolfensohn in Wikipedia and The World Bank. 63. Arati Kumar-Rao Took a One-Way Ticket -- Episode 383 of The Seen and the Unseen. 64. Marginlands: Indian Landscapes on the Brink — Arati Kumar-Rao. 65. Amitav Ghosh on Amazon. 66. Adam Smith: An Enlightened Life -- Nicholas Phillipson. 67. Elinor Ostrom on Amazon, Britannica, Wikipedia and EconLib. 68. Jane Mansbridge on Amazon, Wikipedia, and Google Scholar. 69. Albert O Hirschman on Amazon and Wikipedia. 70. Mughal-e-Azam -- K Asif. 71. Samskara -- Pattabhirama Reddy. 72. The Wire -- David Simon. 73. Deadwood -- David Milch. 74. Biju Rao on Democracy, Deliberation, and Development -- the Ideas of India podcast with Shruti Rajagopalan. Biju Rao's Specially curated music recommendations: 1. The Senior Dagar Brothers (Moinuddin & Aminuddin Dagar) performing (Komal Rishab) Asavari and Kamboji. 2. Raghunath Panigrahi performing Ashtapadi from the Geeta Govinda and Lalita Lavanga. 3. Amir Khan performing Lalit and Jog. 4. Vilayat Khan performing Sanjh Saravali and Hameer. 5. Ravi Shankar performing Jaijaiwanti and Tilak Shyam (full concert) and Durga. 6. Faiyaz Khan performing Raga Darbari and Raga Des. 7. N Rajam performing a full concert with Gorakh Kalyan, Sawani Barwa, Hamir, Malkauns. 8. Kumar Gandharva performing Tulsidas – Ek Darshan and Surdas – Ek Darshan. 9. Bhimsen Joshi performing Ragas Chhaya and Chhaya Malhar & Jo Bhaje Hari Ko Sada – Bhajan in Raga Bhairavi (original recording from 1960). The Jaipur-Atrauli Gharana: 1. Mallikarjun Mansur in a guided Listening Session by Irfan Zuberi, and performing Basanti Kedar and Tilak Kamod. 2. Kesarbai Kerkar performing Lalit and Bhairavi. 3. Moghubai Kurdikar performing Kedar and Suddha Nat. 4. Kishori Amonkar performing Bhimpalas and Bhoop(ali). 5. Some performances by Rajshekhar Mansur are linked in Biju Rao's piece on him. Karnatic Music: 1. TM Krishna performing Krishna Nee Begane Baaro, Yamuna Kalyani (Yaman Kalyan) and Nalinakanthi (closest Hindustani equivalent is Tilak Kamod). 2. MD Ramanathan performing Bhavayami – Raga Malika and Samaja Vara Gamana – Ragam Hindolam (Malkauns). 3. Aruna Sairam performing a full concert. 4. Madurai Mani Iyer performing Taaye Yoshade. 5. MS Subbulakshmi performing a full Concert from 1966 and Bhaja Govindam (Ragamalika). 6. TR Mahalingam performing Swara Raga Sudha – Shankarabharanam. Jugalbandis: 1. Ali Akbar Khan and Vilayat Khan performing Marwa. 2. Ali Akbar Khan and Ravi Shankar performing Jaijaiwanti. 3. N Rajam with her brother TN Krishnan performing Raga Hamsadhwani. Amit's newsletter is active again. Subscribe right away to The India Uncut Newsletter! It's free! Amit Varma and Ajay Shah have launched a new video podcast. Check out Everything is Everything on YouTube. Check out Amit's online course, The Art of Clear Writing. Episode art: ‘The Iconoclast' by Simahina.
No Panels, No Parties? NO PROBLEM! In Episode 315 of Trek Geeks, hosts Bill and Dan dive into their recent adventure at the Trek Long Island convention. They share their excitement about meeting fellow Trekkies, attending fascinating panels, and exploring the vibrant vendor hall. The hosts recount memorable moments and what made the convention an unforgettable experience. Looking ahead, Bill and Dan eagerly discuss their upcoming trip to Star Trek Las Vegas. They outline their plans for the event which include--for the first time ever--ABSOLUTELY NOTHING! Fret not, though! Despite the fact they have no panels and no parties, they plan to have MORE than their fair share of fun!. Their enthusiasm is palpable as they anticipate the camaraderie and celebration of all things Star Trek. As a special treat for listeners, Bill drops a surprise announcement about an upcoming convention he'll be at on the East Coast. Plus an exclusive reveal for FanSets and all the conventional things on this most unconventional show!
No Panels, No Parties? NO PROBLEM! In Episode 315 of Trek Geeks, hosts Bill and Dan dive into their recent adventure at the Trek Long Island convention. They share their excitement about meeting fellow Trekkies, attending fascinating panels, and exploring the vibrant vendor hall. The hosts recount memorable moments and what made the convention an unforgettable experience. Looking ahead, Bill and Dan eagerly discuss their upcoming trip to Star Trek Las Vegas. They outline their plans for the event which include--for the first time ever--ABSOLUTELY NOTHING! Fret not, though! Despite the fact they have no panels and no parties, they plan to have MORE than their fair share of fun!. Their enthusiasm is palpable as they anticipate the camaraderie and celebration of all things Star Trek. As a special treat for listeners, Bill drops a surprise announcement about an upcoming convention he'll be at on the East Coast. Plus an exclusive reveal for FanSets and all the conventional things on this most unconventional show!
on this link to contribute whatever you can to keep this podcast on the air: https://thechesedfund.com/yeshivaofnewarkpodcast/keeping-the-ark-afloat With downloads approaching themillion mark-and an archival library numbering in the thousands, the Yeshiva ofNewark Podcast has been striving to continuously upgrade our content, andprofessionalize our audio sound, along with altering approaches in light ofmuch appreciated listener feedback. A niche has been carved out thatresonates with many on the wide spectrum of Observant Jews. This explains why we continuallyrank high in independent on-line lists of top Yeshiva podcasts.
Special Episode: Conventional Wisdom Origins Recap Timestamps: 00:00 Introduction 00:45 Topic of the Day! 05:50 Follow and Subscribe 06:10 Origins: New Experiences 16:52 Origins: Kickstarters we sampled - Coalition Councils of the Republic, Sugar Works, Parks and Potions, Natera: New Beginning 39:58: Origins: Takeaways/Highlights/Misses 01:16:04 Origins: Has anyone seen Chris's Cup? 01:18:30 Origins: Purchases 01:24:02 Origins: Final Thoughts 01:26:07 Origins: Bloopers Want to connect with us? Email us at thefifthmeeple@gmail.com
Abe Ashton explains the important aspects of retirement like not losing money, reducing taxes, and achieving the best rate of return. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe's mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they've worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.
(airdate: 6.17.24) Giselle and Joaquim are still together, contrary to popular belief. And still, no one cares. Plus Gordon Ramsay is lucky to be alive after a very bad bicycle accident that left him severely bruised on his torso with pain in his ribcage. He credits his helmet with saving his life. And @HalleBerry Listen to the daily Van Camp and Morgan radio show at: AltBossGold.com 92.5TheBlock RockPartyRadio RiverRatRadio The Mix614 Sunny105 Souldies.com KTahoe.com RetroFM 941now.com ZFunHundred Tucka56Radio.com AmericaOneRadio.com TheMix96.com 100az.live Audacy Lite99Orlando.com PlayFMOnline.com Free99EastTexasRadio FrontierCountryOnline.com Hits247fm.com BossBossRadio.com Hot977FM.com CountryBarnyardRadio.com B98KC.com That70sChannel.com iHeartMedia That90sChannel.com CoolJamzRadio GenerationsX.com MagicRadio.rebelmediagroup.us BossCountryRadio.com Retro80sRadio24/7 NCMCountry OasisRadio Z89.3 StarHit1FM 925The Block 247TheSound.com WMQL War Zone Radio WRSR The Rooster DCXRocks FusionRadio Mix96.1 106.5TrisJamz BigRadio.online 389country.com Hawaiian Pacific Radio i92Knoxville The Rose A Mix That Rocks Camaradio.org Express Radio My Spotlight 105 B106 96 Radio Indonesia Carolina Boomer Country Cover By Damian FM TodaysMixx.com KXOK Camaradio.org HitMusicUSA 517Rocks Audilous.com/TheShark Kick Ass Country Classic Rock Planet Mix 106 Radio find us at: VanCampAndMorgan.com
The problem with conventional wisdom is that it represents the masses, but there's a whole host of things that conventional wisdom gets wrong. By default, that feeds into what investors get wrong. This episode with Ashby Daniels originally aired in 2023 and was a top interview of the year. Although this is a replay, the content shared is just as relevant today and important to consider for your investing strategy and how you think about risk. Listen now and learn: What investors get wrong A new way to think about risk How to define investment success To see the original show notes, YouTube interview, and resources visit this page: EP 104: Challenging Conventional Wisdom with Ashby Daniels. Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions. TIMESTAMPS (3:32) Blaming the Market Instead of Yourself (10:03) Defining Risk (16:49) How to Define Investment Success (21:33) No Need to Be Smart. Just Don't Be Stupid (30:48) Investing Like an Optimist (35:57) The Value of a Financial Advisor
Beyond The Mirror: A Deep Dive into Beauty, Wellness, and Longevity
Key Points Covered: Opening Thoughts: Host expresses apprehension about the challenging topic. Introduction to the idea that current sun exposure and sunscreen beliefs might need reevaluation. Discussion Origin: A conversation in the office sparked the topic. Diverging opinions on sunscreen use, especially between people with different skin types. Personal Backgrounds: Jennifer has fair skin and a history of rigorous sunscreen use. Co-Host Dena has darker skin and rarely uses sunscreen. Emerging Thoughts on Sun Exposure: Jennifer recently encountered new research from a neurologist and quantum biology expert. Key takeaway: No sun exposure can be as harmful as too much sun. The concept of "solar callous" – gradual sun exposure to build tolerance and immunity. Personal Experiences: Jennifer history of skin cancer despite diligent sunscreen use. The revelation that moderated sun exposure might be beneficial for immune health. Morning Sun and Health Benefits: Emphasis on morning sun exposure for mitochondrial health. The benefits of red light in the morning sun for reducing inflammation and improving overall health. Balancing Blue Light Exposure: Negative effects of excessive blue light from screens. The importance of counteracting blue light with natural sunlight. Practical Tips and Personal Experiments: Jennifer and Dena's experiment with reduced sunscreen use and increased sun exposure. Strategies for safe sun exposure: limited morning sun, avoiding midday sun, using mineral-based sunscreens when necessary. Sunscreen Types and Safety: The difference between chemical sunscreens and mineral-based sunblocks. Advocacy for using reef-safe, mineral-based sunscreens to avoid harmful chemicals. Supplements and Additional Precautions: Introduction to astaxanthin as a supplement that may protect skin from sun damage. Personal anecdotes about transitioning away from sunglasses and noticing improved sleep patterns. Circadian Rhythms and Sleep: The importance of aligning sun exposure with natural circadian rhythms. Tips for creating a dark, restful sleep environment. Closing Thoughts: Encouragement to listeners to explore and research further. Acknowledgement of the controversial nature of these ideas and the importance of personal experimentation and consulting with professionals. Hosts Contact Information: Website: www.elementalwellnessandlongevity.com www.elementalesthetics.com Social Media: www.instagram.com/ElementalWellnessandLongevity www.instagram.com/ElementalEsthetics www.facebook.com/ElementalWellnessandLongevity www.facebook.com/ElementalEsthetics
Germinal Van, author of a new intellectual biography of Thomas Sowell, discusses the man's insights into economics, race, the "gender pay gap," and plenty more. Sponsors: & Book Discussed:
James Davolos from Horizon Kineticsm discusses the challenges of conventional wisdom in the world of investing. This exciting discussion delved into the intricacies of market dynamics, particularly focusing on the enduring trend of growth outperforming value. Davolos dissected the evolution of this trend, attributing it to factors such as passive investing, low-interest rates, and fiscal spending. Throughout, Davolos provided nuanced insights and offered a thought-provoking analysis of current market conditions. Today we discuss: Factors contributing to the divergence between growth and value investing Historical context of value outperformance following the tech bubble burst Examination of market structure and the dominance of passive investing Challenges for value investors amid the current market dynamics Potential transition points for a shift in market dynamics Analysis of fundamental and market structure factors affecting investment strategies Consideration of the real estate market's sensitivity to interest rates Debate on the sustainability of fiscal spending and its implications Impact of rising interest rates on the economy and financial markets Davolos' perspective on the significance of real yields and the value of the US dollar Resilience of gold prices despite headwinds from real yields and the US dollar For more information, visit the show notes at https://moneytreepodcast.com/challenging-conventional-wisdom-james-davolos-606 Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast
Nurses Out Loud with Kimberly Overton, BSN, RN – We explore the Bolus Theory's challenging views on vaccine safety and efficacy. Join us as we delve into the risks and benefits of vaccination, guided by the insights of Mark Girardot. Together, we uncover potential vaccine-induced harm and foster informed discussions on health and well-being in today's rapidly changing world.
Nurses Out Loud with Kimberly Overton, BSN, RN – We explore the Bolus Theory's challenging views on vaccine safety and efficacy. Join us as we delve into the risks and benefits of vaccination, guided by the insights of Mark Girardot. Together, we uncover potential vaccine-induced harm and foster informed discussions on health and well-being in today's rapidly changing world.
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
Tom Hulme is a Managing Partner of GV (Google Ventures), and leads the European team. Today, GV has over $10BN in AUM and Tom has led investments in Lemonade.com (IPO), Snyk, Secret Escapes, Blockchain.com, GoCardless, Blue Vision Labs (exited to Lyft), and Currency Cloud (exited to Visa). Prior to joining venture full-time, Tom was one of Europe's most successful angel investors with a 5x DPI track record and 20x+ TVPI. In Today's Episode with Tom Hulme We Discuss: 1. Lessons from a 24x TVPI Angel Track Record: What are Tom's biggest lessons from his biggest winners angel investing? What are Tom's biggest takeaways from the 0's in his angel track record? What is the biggest advice Tom would give to angel investors starting out today? What are the single biggest mistakes Tom sees angel investors make today? 2. The Four Pillars of Venture Capital: What does Tom believe are the four key components of being successful as a VC? Why does Tom describe VC as "being a founder on anti-depressants"? How does Tom categorise the three different types of investors that exist? Sourcing, selecting, servicing: What is Tom best at and what is he worst at? 3. The Conventional Wisdom in Venture That is Not True: Why does Tom believe it is BS that you should never sell your winners? Why does Tom believe he has never had complete conviction in any of the companies he invests in? Why does Tom believe the "everything has to be a fund returner mindset" is BS? Why naivety doesn't lead to great founders? Why employees at rocketships are the best founders? 4. AI: Foundation Models, Generative AI, The Incumbents: Where Does the Value Go: Does Tom believe there is money to be made investing in foundation models? Why does Tom liken investing in foundation models to investing in power stations? Where does Tom believe there is value in the application layer? Why does Tom think that generative AI is largely a sustaining innovation? Why does Tom think Microsoft will win the next wave of AI? Who else is well-positioned? Why does Tom believe there is a correlation between those that fear monger around AGI and those that need funding for their businesses?
This week on “Tips for the Transition: The Career Roadmap,” we delve into a provocative discussion with Tai Goodwin, a visionary coach known as the “vision midwife.” Tai is celebrated for her strategic and intuitive approach to helping trailblazers turn their big visions into impactful realities. With a storied career that spans from award-winning instructional design to empowering entrepreneurs, Tai challenges conventional narratives around life's purpose with transformative insights.Episode Overview:Demystifying Purpose: Tai Goodwin breaks down the myths, exploring why rethinking traditional ideas about purpose is crucial for genuine fulfillment.Personal Insights: Tai shares pivotal experiences that reshaped her understanding of purpose, providing a fresh perspective on what it means to lead a purpose-driven life.Impact on Well-being: Discussion on how our mental health and happiness can be adversely affected when our purpose is tied to other people.Embracing Independence: Tai advocates for detaching purpose from others as a pathway to a more rewarding and spontaneous life.Practical Guidance: Steps to shift focus from a people-based purpose to embracing a life filled with joy and self-discovery.Addressing Criticism: Tai responds to concerns about the potential aimlessness of a life without a conventional purpose, offering insights into how personal fulfillment can be profoundly motivating.Join us as Tai Goodwin inspires us to reconsider the narratives we've been told about purpose, urging us to find freedom and joy in blazing our own trails.Prepare to challenge what you know about purpose and discover a path to personal success that is uniquely yours with Tai Goodwin on “Tips for the Transition: The Career Roadmap.”CONNECT WITH TAI GOODWINVision Midwife & Messaging StrategistWebsite: thatmarketingteam.comLinkedIn: linkedin.com/in/taigoodwinFacebook: facebook.com/tai.goodwinInstagram: instagram.com/taigoodwinCONNECT WITH YOUR HOST, MARÍA TOMÁS-KEEGANCertified Career & Life Coach | Transition ExpertGet Your FREE Career Transition Readiness ChecklistAre you contemplating a career transition but unsure if you're ready to take the leap?This FREE checklist will help you assess your readiness for a career change. It covers five key areas to consider before embarking on this significant journey.thrivewithmaria.com/tv-checklist
Let's talk about Trump, Johnson, and conventional wisdom.... --- Send in a voice message: https://podcasters.spotify.com/pod/show/beau-of-the-fifth-column/message Support this podcast: https://podcasters.spotify.com/pod/show/beau-of-the-fifth-column/support
In this conversation, Mark Kargela interviews Ian Harris, an orthopedic surgeon and researcher, about the challenges and problems in healthcare. Ian discusses his journey from being a practicing surgeon to becoming interested in the scientific method and evidence-based medicine. He talks about the resistance he has faced in challenging the status quo and the difficulties in changing the way surgeons think. They also discuss the placebo response in surgery, the blurring of normal and disease states in healthcare, and the overuse of procedures like spinal fusion and regenerative medicine. Ian shares his projects on placebo studies for rotator cuff repair and spine fusion, which aim to provide high-quality evidence to change practice.TakeawaysThe scientific method and evidence-based medicine are crucial in improving healthcare practices.Surgeons often face resistance when challenging the status quo and trying to change the way they think.The placebo response in surgery is complex, and contextual factors play a significant role.The blurring of normal and disease states in healthcare leads to unnecessary interventions and medicalization of normal conditions.Procedures like spinal fusion and regenerative medicine are often overused despite limited evidence of their effectiveness.Placebo studies for rotator cuff repair and spine fusion aim to provide high-quality evidence to guide practice.Books (Affiliate Links)Surgery: The Ultimate PlaceboHippocrasy: How Doctors are Betraying Their Oath*********************************************************************
It's Possible - Conversations with Successful Online Trainers
Following conventional wisdom can be a mistake. The nature of conventional wisdom is to communicate a broad, widely accepted concept. When it's applied to a nuanced situation, it can backfire. Why two membership sites meant to generate passive income failed Why collaboration sounds great in theory, but isn't the sales fuel you want it to be Your business isn't like the Field of Dreams -- FREE GIFT - Get a free copy of the Wealthy Fit Pro's Guide to Getting Clients and Referrals (digital and audio. Sells for $22.99 on Amazon.) HOW - Rate / review this podcast, take a screenshot, and send it to obviouschoicepod@gmail.com -- Hosts: @itscoachgoodman @fitnessjonestraining @amberreynolds.me -- Join 72,000+ trailblazers, leaders, and coaches who fuel up with our low-stress, high-impact 5 REPS FRIDAY newsletter at www.5repsfriday.com. The Obvious Choice podcast is presented by QuickCoach - free, professional software for fitness and nutrition coaches that elevates the value of what you do. Join 35,000+ coaches and get your account today at www.quickcoach.fit.
Let's talk about Colorado, choices, and conventional wisdom.... --- Send in a voice message: https://podcasters.spotify.com/pod/show/beau-of-the-fifth-column/message Support this podcast: https://podcasters.spotify.com/pod/show/beau-of-the-fifth-column/support
In this episode of Being in the Arena, Zach Arend delves into the intricacies of leadership, challenging conventional wisdom on three key aspects. He begins by dissecting the notion of responsibility, advocating for a shift from "taking" responsibility to "being" responsible, fostering a culture of collaboration and empowerment. Zach then dismantles the idea of leaders empowering others, emphasizing the inherent power within individuals and the role of self-empowerment. Through some anecdotes and introspection, he encourages leaders to embrace a mindset of personal accountability and to recognize the power dynamics at play in their interactions. Tune in for a transformative exploration of leadership dynamics and personal growth.
Get our free real estate course and newsletter: GRE Letter Learn why inflation helps dishonest people and harms honest ones. I use an example of a honeymaker. Both new-build SFRs and apartment units are being shrinkflated. Landlords skimpflate by: delayed maintenance, transferring the electric bill to the tenant, adding a surcharge for storage locker use, firing the doorman, charging to park beneath the carport, or not replacing an old fridge. Instead, raising the rent is the ethical thing to do. To comfortably afford the typical US home, it took $59K in 2020 and $107K today. In a sense, you're both richer and poorer than your grandfather. Learn why investing through IRAs is a poor strategy. I compare RE market conditions from when I bought my first property in 2002 with 2024's conditions. Timestamps: Inflation and Immorality (00:01:51) Explanation of how inflation impacts the economy and the moral dilemma it creates for producers. Housing Affordability (00:04:26) Discussion on the impact of inflation on home affordability and the consequences for renters and homeowners. Rental Affordability and Apartment Shrinkflation (00:05:47) Insights into the shrinking size of new apartment units and the implications for rental affordability. Impact on Middle Class and Homeownership (00:08:29) Analysis of how inflation affects the middle class and the changing dynamics of homeownership. Affordability by Metro Area (00:11:09) Breakdown of home affordability in different metro areas and its correlation with real estate cash flow. Impact of Inflation on Wealth and Society (00:17:11) Discussion on the implications of inflation on wealth accumulation and its societal effects. Conventional Finance and IRAs (00:24:45) Brief mention of conventional investment vehicles like 401(k) and Roth IRA in relation to real estate investing. Conventional Wisdom (00:26:36) Challenges conventional financial wisdom, emphasizing real estate investment over traditional saving and budgeting. Roth IRA vs. Traditional IRA (00:27:45) Discusses the limitations and drawbacks of Roth IRAs and traditional IRAs in relation to increasing income and real estate investment. Market Timing (00:28:59) Emphasizes the importance of having a sound investment strategy and taking advantage of market conditions, using personal experience as an example. Real Estate Market Comparison (00:30:14) Compares the real estate market conditions in 2002 to those in the mid-2020s, highlighting changes in pros, neutrals, and cons. Investment Uncertainty (00:32:53) Addresses the uncertainty of investment and the need to adapt to shifting market conditions, emphasizing the importance of taking what the market offers. Property Highlights (00:34:13) Details three available investment properties in different locations, providing information on purchase price, rent, and potential cash flow. Long-Term Investment Strategy (00:36:55) Advises on the ideal holding period for rental properties and the benefits of new build properties in the current market cycle. New Build vs. Resale Properties (00:38:02) Discusses the advantages of new build properties and the potential impact of declining home price premiums on resale properties. Investment Coach Contact (00:39:12) Encourages listeners to contact investment coaches for assistance in exploring potential income properties. Disclaimer (00:39:42) Provides a disclaimer regarding the information presented in the podcast and advises consulting professionals for personalized advice. Resources mentioned: Show Page: GetRichEducation.com/491 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Complete episode transcript: Speaker 1 (00:00:01) - Welcome to GRE. I'm your host, Keith Weinhold. Sure, you might find monetary inflation annoying today. Learn why inflation is even worse than you think. It is an immoral force. How bad homebuyer affordability has become by metro region. Then why conventional finance and IRAs don't move the meter in your life and more today on get rich education. When you want the best real estate and finance info. The modern internet experience limits your free articles access, and it's replete with paywalls. And you've got pop ups and push notifications and cookies. Disclaimers are. At no other time in history has it been more vital to place nice, clean, free content into your hands that actually adds no hype value to your life? See, this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor and it's to the point to get the letter. It couldn't be more simple. Text gray to 66866. And when you start the free newsletter, you'll also get my one hour fast real estate course completely free. Speaker 1 (00:01:18) - It's called the Don't Quit Your Daydream letter and it wires your mind for wealth. Make sure you read it. Text GRE to 66866. Text GRE 266866. Speaker 2 (00:01:35) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Speaker 1 (00:01:51) - Welcome, Gary. From Gainesville, Florida, to Brownsville, Texas, and across 188 nations worldwide. I'm Keith Weinhold. Hold in your listening to get Rich education. I'm honored to have you here. Inflation is immoral. Now, at best, you might find what the central bank, the fed, does as annoying on the consumer level. It might even severely debase your standard of living, eroding away your one and only quality of life. But how does inflation have an immoral impact on you and the actors? In an economy? A honey maker sells his jars of honey for $20. The fed prints money like crazy. The money supply doubles well. The honey maker now has three options. Keep selling honey for $20, which is where he eats the loss and keeps providing honey for his customers at the same price. Speaker 1 (00:02:51) - Secondly, he can water down the honey or use other inferior ingredients, which is known as skin deflation or shrink the honey jar size known as shrinkflation. The last option is to be honest and increase the honey price to $40. But if he behaves honestly, he drives away his customers and they look for honey elsewhere. So therefore, those that choose to water down the honey will outcompete the honest guy. And over time, what happens with currency debasement is the producers must now weigh their financial well-being with moral integrity. And that is the problem. This is why inflation has an immoral impact on human beings. It's also a contributor to why food quality suffered during the big wave of inflation in the 1970s and 1980s. It led to rampant obesity and prescription drugs, now comprising half of our TV commercials. All these people now walking around as near zombies that need their meds. And on top of that, somehow society has quickly come to believe that this is normalcy. Then the 2020 wave of inflation is both fueling that trend, and it's now making homes unaffordable for the middle class. Speaker 1 (00:04:26) - As a landlord, the honest thing to do then is to raise the rent. It's not honey inflation or rent inflation because the honey maker and the landlord didn't create it. It is central bank inflation. Higher rent is simply the consequence of more dollars in circulation and simultaneously new build homes. They are indeed experiencing shrink inflation as a result of this currency inflation. I discussed the incredible shrinking size of new build single family homes with you last week, where that new home size has fallen 14% in the past decade plus or minus. Well, the average American apartment size that's falling to, yes, apartment developers in their new projects. They're cutting square footage, and they're doing that to try to contain rents. The square footage of apartment units being built has not been this small since at least last century, and maybe ever. Soaring construction cost. That means developers have got to either pass along all of those increases through into the rents, or find ways to limit rent. Or one way to do that is by building smaller units. Speaker 1 (00:05:47) - Yes, apartment construction shrinkflation. And who can blame the builder? Because rental affordability has been of increased importance in recent years, and developers have got to be able to convince their investors and their lenders that there is going to be sufficient demand at proforma rent levels among apartment units completed in 2022. That's the most recent year available. Average unit sizes fell to 1045ft², and that is the lowest level on record for apartments. And we just got confirmation on that through the US Census Bureau figures. Yes, that is for newly built multifamily rental units that therefore apartment sizes are down 8% from just five years ago. And that number could drop a bit further when 2023 stats are released. Yes, American lifestyles are being shrink inflated. All over the place, and it is even worse for those that don't own assets. And a recent peak of apartment sized construction was 2013, when they were just over 130ft². And I told you that the latest figure here is, again, 1045ft². The Covid era really saw new build. Speaker 1 (00:07:12) - Apartment sizes drop fast because that's when people started to split up. Like if they weren't a family. Now, when rents rise, whether that's for apartments or single family homes or self-storage units or whatever it is, most any kind of real estate, you know, when those rents rise, people try to keep from raising the rent sometimes. Now landlords, instead of raising the rent, they can instead skimp flat themselves. They can do that by delaying maintenance, transferring the electric bill to the tenant, adding a surcharge for storage locker use, firing the doorman, charging to park beneath the carport, or not replacing an old fridge. That might have given you some ideas there, but I do not advocate that. That's the best way. The bottom line is that inflation is not just a persistent economic affliction. It's an immoral force. And the ethical thing to do, like you learn with the honey maker, is raise the rent. Now, when wages don't keep up with prices, that's a problem. Let's take a look at just how bad affordability is. Speaker 1 (00:08:29) - All right. Here is the lowest salary amount that US households need to at least earn to comfortably afford the typical priced US home. Okay, we're rounding to the nearest thousand dollars here in 2020. That figure was just 59 K. In 2024 it's 107 K. All right, 59 K in household income up to 107 K today to afford the typical US home. Astounding. That is up more than 80% in four years. But at the same time here's how bad it is. Median US household income did not keep pace. You probably figured that much. American incomes are not up 80% in the past four years, but in 2020, the household income, the median was 66 K. Today it's 81 K. Well, that's up only 23%. So the income needed to comfortably afford a home is up 80%, while the actual median income has risen just 23%. That's per Zillow. Well, who does this hurt the most? Of course, it hurts that prospective first time homebuyer, not just because they usually have entry level incomes as well, but it's because they don't have any equity to roll forward into a purchase. Speaker 1 (00:09:58) - And when first time homebuyers never get that mortgage loan pre-approval, what happens? They have to rent. So this affordability trend is good for income property owners. And you know, this is one big reason why. For a while now, I have said that I expect the homeownership rate to fall and therefore for America to have more renters, more rental demand. Well, that has now begun to fall from 66% in Q3 last year to 65.7% in Q4 of last year, and expect a homeownership rate to keep dropping. And that share of renters in the United States to keep rising. Now, let's break down this poor affordability by city. Let's break it down by metro area. I'll start with some select lowest priced cities, and then let's work our way up to the highest price cities. And I'll tell you as we ascend, when we pass the national mark, and you're going to notice that the lowest price cities, which are the earlier ones that I mentioned here, they tend to be the better areas for real estate cash flow. Speaker 1 (00:11:09) - Here we go. In 2020, the typical Pittsburgh home could be bought with a 35 K household income. Wow, that's low today. It takes 58 K Memphis a very popular investor city here at GRA. Maybe our top investor city that has gone from 38 K in 2020 to a 70 K household income today. And it appears that more people will have to rent in Memphis. Cleveland from 41 K up to 71 K, Birmingham 42 K up to 70 4KD. Fruit 45 up to 76. Buffalo 42 up to 77. Saint Louis 45 up to 77 Kansas City 52, up to 93 Houston 56 up to 95 San Antonio 57. Up to 95. Columbus, Ohio 52, up to 96 Chicago. Still pretty affordable for such a world class city, but the median household income required to afford the average Chicago home in 2020 was 65 K, and today it's 105 K, and then you've got that aforementioned national average, 59 K and income needed four years ago up to 107 K today Philly 61 K up to 109 Jacksonville 58 K up to 109. Speaker 1 (00:12:46) - Minneapolis 72. Up to 114 Baltimore 70. Up to 114 Atlanta 59. Up to 115 Tampa 57. Up to 116 I mean, we're looking at more than a doubling in Tampa. Las Vegas 65 up to 120. Dallas 68. Up to 121. Phoenix 66 up to 131. We're looking at about a doubling of the household income that it takes to afford the median home in Phoenix just over the last four years. Miami 76 to 151. That's another basically a doubler there. Denver 101 up to 173. Boston 118 to 205. New York City 135 to 214. And we just got a few left here as we're getting close to the top. Seattle 120 to 214 and then the top three Los Angeles 158 K to 279 K San Francisco 220 up to 340 K today. And number one San Jose, California Silicon Valley 263 K up to 450 4k. That's how much a household needs to earn to afford the typical home in their local market. Not an extravagant home, not a home that's even above average, just the typical home in their local market, as calculated by Zillow. Speaker 1 (00:14:31) - That's what's happened to affordability, basically since Covid began about four years ago. So some other takeaways from what I just told you about there. The correlation here is that lower priced metros often have high homeownership rates because they are more affordable. Yet, paradoxically, those places, those low cost places with high ownership rates are often the best markets for you to own rental property in due to that affordability. And this is not just true in the United States. When you look at Europe and we shared a map of this on our general education Instagram page last week, Europe also has higher homeownership rates in less expensive nations, led by Kosovo at an astounding 98% homeownership rate. Can you believe that 98% Kosovo, part of the former Yugoslavia and then Kosovo in the high ownership rate, is followed by Albania in second, Romania and third? And again, today's U.S homeownership rate is nearly 66%. And then, conversely, some of Europe's more expensive nations have the lowest homeownership rates. Switzerland is the lowest at just 42%, and that's followed by Germany in Austria, with the next lowest European homeownership rates with declining US affordability. Speaker 1 (00:15:59) - I mean, sometimes, do you ever think that it just feels like dollars are losing all of their value? I mean, some of these figures just look like funny money anymore. If you visited U.S Debt Record recently, you'll see that our national debt keeps ticking up, nearing $35 trillion now. Now, I recently listened to two guys talking about rising prices back when they were kids and when they were kids, they thought that meant that the economy is prosperous. Have you ever thought that even as a kid, I didn't. I never thought that rising prices were some sign of economic prosperity, like when you were a kid, that pack of baseball cards going up from. $0.50 to $0.60 symbolize that economic prosperity was taking place somewhere else. I never thought that. I guess as a kid, though, I thought that if a 100 K home increased in price to 200 K, that it meant that it doubled in value, although it surely did not. I probably thought that as a kid before I understood things like inflation and leverage. Speaker 1 (00:17:11) - But inflation is not some law of nature. Not at all. I mean, if you want to look at what happens is technology progresses. Well, of course prices should go down if we are picking apples by hand and then a machine comes along that picks apples 100 times faster, and you don't need to pay all these human harvesters anymore, well, then the price of apples should plummet. Prices should go way down as we get better at producing things. So just imagine how much higher prices would be today if there weren't these productivity gains that try to hold down the inflated prices just somewhat. My gosh. But instead, governments are incentivized to expand the money supply to pay for programs rather than tax you. What's the easiest way to pay for a $1 trillion federal infrastructure program? Just print a trillion bucks out of thin air. That way they didn't have to send you a tax bill because people don't like seeing tax bills. They didn't have to ask for your vote either. Just quietly print it. And now that they printed $1 trillion more, every single dollar that you're holding on to just got diluted. Speaker 1 (00:18:29) - That's another reason that inflation is immoral. If you hold dollars in a savings account, fed inflation diluted it. If you hold dollars in a stockbroker as account inflation just diluted it. If you hold equity in a property, inflation just diluted it. Well what hedges you against inflation. Gold and bitcoin. They both break the government monopoly on money. That's just simply hedging yourself. And then what doesn't just hedge but help you profit from inflation. As we know that formula is income property with debt. Now the United Nations, they recognize 193 sovereign states across the world, but many with their own currency. And like I said, governments are incentivized to expand the money supply to pay for programs rather than tax you. It's not just an American thing. Everybody does it. It is just a race to the bottom with every currency, all of which eventually go to zero. Historically, they all have. Well, you and I, we actually gotten richer from our technology advancements in some ways. And at the same time, we are horror for our debased dollars by almost any standard out there. Speaker 1 (00:19:59) - You and I are both richer than our grandfathers were. The technology is better. The iPhone in your pocket would blow away your grandfather or your great grandfather. But back in my grandfather's day. See, here's the difference. He could pay for both of his kids to go to college and do it without student loans. Grandpa could easily find a job in a factory, bought a house. His wife didn't have to work. He supported his kids. His wife was home so she could take care of the house and kids. We have lost that. That wave of high inflation in the 70s and 80s made it so that both parents had to soon work, eroding the nuclear family. Inflation destroys families because wages often don't keep up. When you have these ways of inflation, both parents work and the wife cooks last, meaning even more obesity. And now, in this era of inflation, the 2020s, the first time homebuyer has instead become the renter so that the median age of the first time homebuyer is now 36, per the Nar, which I think I mentioned on a show last year. Speaker 1 (00:21:13) - And that number looks to be going higher. So the American dream, owning your home, it looks like that soon won't even begin until you're near 40. And it's not just a result of government inflation. Government regulation has driven up the cost of doing business, hence why the prices are so high. You're seeing more and more evidence of inflation widening this chasm between the haves and the have nots. I mean, Macy's, the department store they recently announced. Plans to reorganize their stores around this hollowing out of the middle class businesses are reacting, and inflation is the problem. In fact, it made a lot of news a few weeks ago. You might have seen this story where, gosh, can you believe that a public figure would say this out loud? Kellogg CEO Gary Pinnick commented on how Americans are dealing with high grocery prices when he was quoted as saying, cereal for dinner is something that is probably more on trend now. And he got blasted for it. From malnutrition to family erosion to unaffordable homes, inflation from the central bank is the culprit and it's reached levels of immorality. Speaker 1 (00:22:35) - More straight ahead. I'm Keith Whitehouse and you're listening to episode 492 of get Rich education. You know, I'll just tell you, for the most passive part of my real estate investing, personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in returns, or better than a bank savings account, up to 12%. Their minimums are as low as 25 K. You don't even need to be accredited for some of them. It's all backed by real estate and that kind of love. How the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 66866. Oh, and this isn't a solicitation. If you want to invest where I do, just go ahead and text family to six, 686, six. Speaker 1 (00:23:47) - Role under the specific expert with income property you need. Ridge lending Group Nmls 42056. In gray history from beginners to veterans, they provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Charlie Ridge personally. They'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com. Hi, this is Russell Gray. Speaker 2 (00:24:27) - Co-host of the Real Estate Guys radio show, and you're listening to get Rich education with Keith Reinhold. Don't quit your day dream. Speaker 1 (00:24:45) - Welcome back to Jewish Education where we are day trading. We are decade trading. I'm your host, Keith Reinhold. As we approach springtime before your tenant considers moving out, this is the time to remind them of the cost of moving. I've seen landlords effectively do this with a well worded letter. If you're raising the rent, this could accompany that notice. Tell them how costly moving is, because tenants often don't realize that until it's too late. Speaker 1 (00:25:16) - And moving is also one of the most stressful things that a human can do. Vacancy and turnover are your biggest expense, so you should consider doing this before your tenant makes moving plans, because by then it's too late. Andrew Carnegie said that 90% of all millionaires become so through owning real estate. I could still believe that 90% figure today. But sadly, Carnegie's quote wasn't quite inflation proofed, and I'm sure he would admit that if he were alive today, a net worth of $1 million today does not make you rich. Millionaire. Yeah, not a wealth marker, but it probably means that you aren't poor. But yeah, a millionaire is no longer that aspirational. multi-Millionaire might not be a net worth of $2 million or more if you're under, say, 60, a $2 million net worth, that probably means that you better keep doing something to generate income. Here at gray, we probably spend less than 5% of our content, or even less than 2% of our content here, describing what most people think of conventional investment vehicles like, say, a 401 K or a Roth IRA. Speaker 1 (00:26:36) - Instead, we follow something more like what Andrew Carnegie said, because being conventional, it just doesn't get you anywhere. And trimming your expenses, that really doesn't move the meter much in your life, unless you do enough of it to make you miserable. Saving money by getting your haircut at home is not going to build financial freedom. How many at home haircuts would you need in order for that to happen? There's no number. Neither will finding a way to get a free Thanksgiving turkey, or saving $90 on a flight itinerary by adding a layover and losing three hours of your time. That's not respecting your own time. So this is why we don't talk about conventional stuff here. Savers lose wealth, stock investors maintain wealth, and real estate investors build wealth. But now really, why else don't we discuss something like the benefits of a Roth IRA or comparing them to a traditional IRA? The main difference there being with a Roth you fund with post-tax dollars, meaning that you pay the tax today versus a traditional IRA where you pay the tax later rather than now. Speaker 1 (00:27:45) - Well, you can't draw the funds penalty free until you're older, for one thing. And also, if you're under age 50, you can only contribute $7,000 a year to an IRA, and it's a care year if you're over 50. It doesn't move the meter in your life. And also, since we're a show about increasing your income, not cutting your expenses in a don't live below your means, grow your means vein. Well, this year's Roth IRA income limits are 161 K for single tax filers in 240 K for those married filing jointly. All right. Well, if you are not there at that income level yet, you are targeting exceeding those limits. So you won't be qualifying to participate anyway. Even if you had wanted to 401 K's in IRAs, they take money out of your pocket every month and every year. And I said with income property, you made a plan to put more money, tax advantaged money in your pocket every month and year. And this is all why I frown on budgeting, too. Speaker 1 (00:28:59) - Now, one classic investor axiom that makes a little more sense to me is that you can't time the market. This is precisely why time in the market beats timing the market. Another phrase you've surely heard. I think that another way to say this is take what you've been given. Yeah. In general, once you've got a sound strategy, take what you've been given. The epiphany of real estate pays five ways is a motivator to adding more property. For example, when I bought my first property, yes, that modest and seminal Blue fourplex in 2002, there were pros and cons to buying 22 years ago. Just like there always are. Well, what I did is I took what I was given because I begin to understand how real estate could benefit me. And do you want to know what the market conditions were like back then? Let's look at this and compare this to today's income property market. This will be really interesting. What are the big factors that have changed in 22 years? Well, back in 2002 there were pros, neutrals and cons to buying. Speaker 1 (00:30:14) - Then back then the pros were a good rent price ratio and I got a historically low six and 3/8 mortgage rate. Yes, I still remember that the neutral back then was an average vacancy rate, and the cons back in 2002 were low inflation, a high housing supply. The fact that I had made a $295,000 full price offer for that fourplex, which felt high at the time. I asked the owner if he'd come down and he said no. And another con is that I own in a small metro area, Anchorage, which was more vulnerable to economic change. That's something that I didn't even realize at the time. And another con to me, buying back then, as successfully as that turned out, was weak. Future demographics. Tenants quickly vacated because it was so easy for them to get first time homebuyer loans, liar loans amidst that loose lending environment. So right there were the pros, neutrals and cons in the marketplace. When I first started out taking what I was given, I took what the market gave me and became a profiteer. Speaker 1 (00:31:32) - Once I had a strategy. Now this current environment, let's look at it. It could very well be better than when I started out. Here's what the market is giving investors here in the middle of the 2020s decade. The pros are low vacancy, higher inflation, though I would not call it high any longer. Another pro low housing supply. The polar opposite of when I begin there is strong future demographic demand. And another pro is like I've been touching on earlier here in that first part of the show, this dreadful first time homebuyer affordability. And what that does is that increases tenancy duration. Those are the pros today. The neutrals are strict loan underwriting and historically average interest rates okay. So those are both neutral conditions. And then the cons today are lower rent to price ratios and higher insurance premiums. So there they are. They're the progression of pros neutrals and cons in the real estate market. Since I bought my first property in 2002, one has got to own assets. When the middle class is hollowing out, it's caving in. Speaker 1 (00:32:53) - No one wants to end up as desperate as Google's. I struggling to catch up with Microsoft and OpenAI. We don't want that to happen. And uncertainty. As you think about the future and growing your portfolio, you know, uncertainty that is an ever present condition with zero antidote. Uncertainty will only disappear when the world ends. These factors oppose neutrals and cons. They constantly shift. And in fact, life is about not knowing. The only safe years of your life are past years. Live in the question. Take what you've been given. That's the message here. Like I discussed last week, investor purchases are breaking records in today's environment. And speaking of today's market conditions, let me give you something tangible that you can really sink your teeth into with some real property addresses. These are ones that you find at Gray Marketplace. Let me start with the most expensive one first in San Antonio, Texas. It is a 2024 new build fourplex for a price of $1,100,000. Yeah. Hey, big spender, $1.1 million. Speaker 1 (00:34:13) - The rent is $7,580. Class A neighborhood 5000ft², three bed, two baths per unit. Gosh, I wish this would have been my first ever fourplex. Mine was two beds, one baths, and when I bought it, it was about 20 years old. Well, the interest rate on this new build San Antonio fourplex is 4.25%. You need to use the seller preferred lender for that you're down. Will be $275. Projected monthly cash flow is $1,413. The second property is at 16 1027 Street Northeast in Canton, Ohio. Yes, canton, Ohio, the home of the Pro Football Hall of Fame, which I visited about five years ago. This is a single family rental in canton. The price is 130 K. The rent is 1125 B class neighborhood 1100 and four square feet. It was built in 1952. It has three beds in one bath. 33 K is the down payment, $279 of projected monthly cash flow. And then the last one that I'll detail here is 8700 East 79th Terrace in Kansas City, Missouri. Speaker 1 (00:35:35) - It's also a single family rental 213 K purchase price. The rent on it is 1875. And gosh, that is a really good rent to price ratio. They're almost 9/10 of 1% here in Kansas City. B is the neighborhood class. It's 1180 eight square feet built in 1967, four beds, two baths. And it is a down payment of 53 K down with a projected monthly cash flow of $449 there in this Kansas City single family rental. Now you don't want to count on rent increases, but rents in the Midwest are now rising faster than any other region in the whole nation. And that's not hard to do, by the way, because in most U.S. regions, rents are hardly rising at all today. Now, as far as homes built in the 50s and 60s, although it's still good for you to mark more for maintenance expenses on properties of that age. You recall that I said earlier that you're likely doing more decade trading than day trading with these rehabbed or new build investor homes and 7 to 10 years. Speaker 1 (00:36:55) - That's typically how long you want to plan on holding for, because by that time, or even earlier, it might have been as little as three years here recently. But by that time, sufficient equity has built up so that you want to sell in order to keep your return high and trade up tax free. Well, you only need new or rehabbed systems or components, therefore, to last 7 to 10 years, and you're typically selling the property before you need anything like a new roof or new Hvac. I personally don't believe I've ever held any rental property for more than ten years now, as I gave details of those three available properties there. This really is a time in the market cycle for you to consider new build properties. If you can swing the higher price, and that's for a lot of reasons you probably realize. The first one is that because builders are still buying your rate down for you to under 6%, you saw their with that San Antonio new construction fourplex, how a builder is buying down your rate to 4.25. Speaker 1 (00:38:02) - Gosh, another trend that's been developing is the new home price. Premium over resale property seems to have declined substantially in the US, but builders just cannot keep doing these rate buy downs forever. Once rates go down, they're going to have less incentive to do them. For one thing, there won't be a need there. And also see, it depends on the builder, but a lot of builders, they bought land back in 2021 that they're only building on today, and those builders got to pay lower 2021 prices for that land that they're now building on. Will in a year or two, when builders are selling property where they had to buy the land in 2023, that is going to be reflected in higher prices in a year or two. So go new build if you can swing it. If not, you've got your 7 to 10 year hold strategy for resale properties, and that's 7 to 10 year hold. Strategy also applies to new builds on a scarce asset that everyone is going to need all 340 million Americans. Speaker 1 (00:39:12) - And if any of these income properties or ones like those seem interesting to you, go ahead and contact your gray investment coach. If you don't have one, they'll help you for free. And our coaches really just make it easy for you. You can book a time right on their calendar, set up a friendly zoom or phone call, and strategize at Gray marketplace.com. Until next week, I'm your host, Keith Weintraub. Don't quit your day dream. Speaker 3 (00:39:42) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get Rich education LLC exclusively. Speaker 4 (00:40:11) - The preceding program was brought to you by your home for wealth building. Get rich education.com.
When was the last time you read a short story? This hour, we talk about why short stories are so popular in the classroom, but why adults don't seem to read them much once they're done with school. And we make the case for why you should. Plus, a look at the art of the short story with some masters of the craft. You can read Rebecca Makkai's Substack post that inspired this show here. Here is the story that is discussed in the final segment, “How I Became a Vet” by Rivka Galchen. As part of this show we asked each of our guests to recommend a short story, a collection, or an author. Here are those recommendations: Rebecca Makkai: “The Dinner Party” by Joshua Ferris George Saunders: “The Stone Boy” by Gina Berriault, “The Conventional Wisdom” by Stanley Elkin Deborah Treisman: Liberation Day by George Saunders, After the Funeral by Tessa Hadley, “The Haunting of Hajji Hotak” by Jamil Jan Kochai Amy Bloom: “The Dead” by James Joyce, stories by Edward P. Jones, essays by Samantha Irby Irene Papoulis: “Drinking Coffee Elsewhere” by ZZ Packer Brian Slattery: “Hell is the Absence of God” by Ted Chiang Colin McEnroe: “The Hole on the Corner” and “What's the Name of That Town?” by R.A. Lafferty GUESTS: Rebecca Makkai: Author of the Pulitzer Prize- and National Book Award-finalist The Great Believers, among other books; her newest book is I Have Some Questions For You, and she is artistic director of StoryStudio Chicago George Saunders: Author of twelve books; his most recent is Liberation Day, a collection of short stories Deborah Triesman: Fiction editor for The New Yorker and the host of their Fiction Podcast Amy Bloom: Author of four novels and three collections of short stories; her most recent book is the memoir In Love Irene Papouli: Teaches writing at Trinity College Brian Slattery: Arts editor for the New Haven Independent Join the conversation on Facebook and Twitter. Subscribe to The Noseletter, an email compendium of merriment, secrets, and ancient wisdom brought to you by The Colin McEnroe Show. The Colin McEnroe Show is available as a podcast on Apple Podcasts, Spotify, Google Podcasts, Amazon Music, TuneIn, Listen Notes, or wherever you get your podcasts. Subscribe and never miss an episode. Colin McEnroe and Cat Pastor contributed to this show, which originally aired on August 7, 2023.Support the show: http://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.
Energetic time management, over capacity, toxic motherhood, rethinking, emotional intelligence, identity death, OH MY! Heather Chauvin, a leadership coach and strategic parenting expert is my guest today and we are giving you the tools you need and discussing shifting identities and the process of letting go and rebuilding. Heather shares her unique and unconventional style, along with simple and effective frameworks to help you and I find sustainability, profitability, and ease in both business and life. Timestamps:[00:01:30] Shifting identities and rebuilding.[00:04:28] Success as a feeling.[00:13:46] Energetic time management.[00:17:37] Changing emotional current.[00:20:45] 10 minute habit on the feelings you want[00:25:57] Contentment in the mundane.[00:31:05] Pushing through self-doubt.[00:34:46] Identity shifting and grieving.[00:39:06] Emotional intelligence in relationships.[00:44:14] Managing energy and decluttering.[00:48:36] Free resources and quizzes.Guest Links for Heather Chauvin:InstagramFacebookFreebiesReferences mentioned:NEW New Year Challenge - Join us and get 31 free ideas to kick off the year RIGHT!AllisonHare.com - You actually WANT to hang out here.Schedule a FREE breakthrough call with me Want to take these ideas and apply them to your life? Let's do it!DOWNLOAD the free PDF - 40 Simple Ways to Add Energy To Your Day- get a quick burst of energy right now and KEEP IT!Launch Your Podcast in 8 weeks BETA - For more info, text PODCAST to 404.999.1418 or email allison@allisonhare.com with PODCAST in the subject lineSurprisingly True Useful Fun Fact Research Be sure to rate, review, and follow this podcast on your player and also, connect with me IRL for more goodness and life-changing stuff.AllisonHare.comFollow me on Instagram, LinkedIn, Facebook, and YouTube.Schedule a FREE breakthrough call with me Want to take these ideas and apply them to your life? Let's do it!DOWNLOAD the free PDF - 40 Simple Ways to Add Energy To Your Day- get a quick burst of energy right now and KEEP IT!GET the Effectiveness Booster - Shift your priorities to what matters most in less than a minute!Reb3l Dance Fitness - Try it at home! Free month with this link.Personal Brand - need help building yours? Schedule a call with me here and let's discuss.Feedback and Contact:: allison@allisonhare.com
Episode 3221: Mainstream Fears The Christian Belief; Conventional Wisdom Of Imperial Capital
Editors' Picks:Rich: Seth Cropsey's magazine piece “Sea Change”Charlie: Phil's piece “Ron DeSantis Is Failing Because He's Campaigning with an Abundance of Caution”Noah: Mark's piece “The Conventional Wisdom on Trump Is Wrong”Dominic: Noah's piece “Nikki Haley Treats You Like an Adult”Light Items:Rich: Unique connectionsCharlie: Florida outdoors lifeNoah: Back to schoolDominic: A recent softball gameSponsors:WaterStoneMadeInThis podcast was edited and produced by Sarah Colleen Schutte.