Podcasts about tilled

A “green and growing crop” is often perceived as a visual validation of a healthy no-till system. But subsurface investigation is wise to truly understand the biological stability of your soils for long-term success, says Brad Forkner. In the latest edition of the No-Till Farmer podcast, brought to you by NewFields Ag, the seasoned agronomist will explain how to decipher soil biology and soil moisture profiles and utilize the information to determine when to quit on a crop or when to pump it up with biologicals, plant growth regulators, nitrogen and much more.

Tilled has pioneered "PayFac as a Service," creating a new category in the payments space that allows vertical software companies to embed payments within their platforms without becoming registered payment facilitators themselves. With over $40 million in funding, Tilled offers an alternative to industry giants like Stripe, providing better economics while maintaining high-quality developer tools. In this episode of Category Visionaries, I spoke with Caleb Avery, Founder and CEO of Tilled, about his journey from solo founder to category creator, the challenges of competing with established players like Stripe, and how he's built a successful business by identifying and serving an underserved segment of the market. Topics Discussed: Tilled's origin story and Caleb's two-year journey as a solo founder before finding product-market fit The process of creating and defining the "PayFac as a Service" category How Tilled positions itself against industry giants like Stripe Effective content marketing and thought leadership strategies on LinkedIn The power of speaking at industry conferences to build credibility Leveraging a mixed strategy of inbound marketing, digital advertising, and channel partnerships Tilled's vision to expand beyond payments into comprehensive embedded fintech solutions   GTM Lessons for B2B Founders: Create your own category when existing ones don't fit: When Caleb realized that existing terms like "PayFac in a box" didn't accurately describe Tilled's offering, he invented "PayFac as a Service." This new category clearly communicated their value proposition and differentiated them from competitors. He explains, "The concept behind PayFac as a Service was really resonating with these vertical software companies that were saying, 'I don't want to go be a registered PayFac, I want all of the benefits as though I'm becoming a registered payment facilitator with 5% of the effort.'" Educate the market on your category through content: Tilled invested heavily in education through LinkedIn posts, blogs, ebooks, and speaking engagements to establish their category. Caleb notes, "Over a period of three or four months, we started introducing this concept of PayFac as a Service...by the time we actually launched the fundraising process, some of the early investors that I talked to were like, 'Oh, yeah, we've heard of that category.'" Leverage fellow founders for early validation: Even without a product, Caleb reached out to other founders to validate his ideas. "Other founders are very willing to help founders, especially in the early stages where I had nothing to sell them...I was shocked by the response rates that I was getting." This approach helped validate assumptions about pricing, product features, and contractual terms before launch. Balance personal and professional content for thought leadership: Caleb's LinkedIn strategy combined educational content about payments with personal stories about entrepreneurship and family life. "I think by allowing people to understand who I was as a person, it made me more approachable for some of the companies that were coming to us and saying, 'Hey, we're not ready to make a switch, but we are curious.'" Apply to speak at industry conferences: Caleb was surprised by how many speaking opportunities were available simply by applying. "It just shocks me how few founders that I know are willing to go apply for those speakerships, but it's really an incredibly easy thing for them to go do." These speaking engagements provided valuable opportunities to reach ideal customers and establish credibility. Run targeted "conquest" campaigns against market leaders: Tilled runs specific digital advertising campaigns targeting pain points with competitors, using long-tail keywords like "Why is Stripe customer service so bad?" This strategy drives quality leads from customers already experiencing problems with the dominant player in the market. Embrace channel partnerships in B2B SaaS: Unlike many competitors, Tilled welcomes referrals from ISOs, agents, and payment consultants. "We're one of the few folks in our space, which is still bizarre to me, that embraces a channel strategy...it's been an incredibly lucrative strategy...it's still 30 plus percent of the deal flow for Tilled."   //   Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe.  www.GlobalTalent.co

Independent Software Vendors (ISVs) are reshaping the payments landscape, but do they pose a threat or a massive opportunity? This week, James Shepherd sits down with Caleb Avery, CEO of Tilled, to discuss the evolving role of ISVs in payments, the challenges they face, and how to capitalize on the opportunities they present. Then, Patti Murphy breaks down the latest developments in interchange costs, including potential regulations and new state laws impacting fees on tips and surcharges. Don't miss this deep dive into the future of payments!

John 3:15-21, I John 3:1-11, Luke 2:52, Revelation 2

Luke 8:4-15, 15:11-32

The payments processing space has seen a huge amount of innovation in the past decade, maybe more than any other area of fintech. This innovation has presented opportunities for non-fintech companies to earn a new revenue stream via payments processing, which in turn has created a new sub-niche for fintech companies.My next guest on the Fintech One-on-One podcast is Caleb Avery, the CEO and Founder of Tilled. They provide PayFac-as-a-Service to software companies looking to process payments for their customers. Basically, it is a simpler and quicker way for these software companies (called ISVs) to get set up as master merchants and generate payments revenue. Unsure how this all works? We explain in great detail in this interview.In this podcast you will learn:What attracted Caleb to the payments processing space very early on.The founding story of Tilled.The difference between a card-issuing bank and a merchant-acquiring bank.The definition of a payments processor.What an ISO (Independent Sales Organization) does.What an ISV (Independent Software Vendor) is.The definition of a payments facilitator (PayFac).Who the major PayFacs are today.What PayFac-as-a-Service is and why Tilled went all in on this idea.The scale of ISV that is the sweet spot for Tilled.Why ISOs work with Tilled rather than going direct to ISVs.The three key components of Tilled's software.How they are able to compete head to head with Stripe Connect.The different types of support they can provide for the ISVs.How their pricing model works.How the typical credit card fees are broken up between all parties.Caleb's views on the recent ruling between Visa and Mastercard and the Department of Justice.Where embedded payments is going and his vision for Tilled.Connect with Caleb on LinkedInConnect with Tilled on LinkedInConnect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

The payments processing space has seen a huge amount of innovation in the past decade, maybe more than any other area of fintech. This innovation has presented opportunities for non-fintech companies to earn a new revenue stream via payments processing, which in turn has created a new sub-niche for fintech companies.My next guest on the Fintech One-on-One podcast is Caleb Avery, the CEO and Founder of Tilled. They provide PayFac-as-a-Service to software companies looking to process payments for their customers. Basically, it is a simpler and quicker way for these software companies (called ISVs) to get set up as master merchants and generate payments revenue. Unsure how this all works? We explain in great detail in this interview.In this podcast you will learn:What attracted Caleb to the payments processing space very early on.The founding story of Tilled.The difference between a card-issuing bank and a merchant-acquiring bank.The definition of a payments processor.What an ISO (Independent Sales Organization) does.What an ISV (Independent Software Vendor) is.The definition of a payments facilitator (PayFac).Who the major PayFacs are today.What PayFac-as-a-Service is and why Tilled went all in on this idea.The scale of ISV that is the sweet spot for Tilled.Why ISOs work with Tilled rather than going direct to ISVs.The three key components of Tilled's software.How they are able to compete head to head with Stripe Connect.The different types of support they can provide for the ISVs.How their pricing model works.How the typical credit card fees are broken up between all parties.Caleb's views on the recent ruling between Visa and Mastercard and the Department of Justice.Where embedded payments is going and his vision for Tilled.Connect with Caleb on LinkedInConnect with Tilled on LinkedInConnect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Get ready for a rollercoaster of insights in today's podcast! Join Justin and Allen, as they dive headfirst into the vibrant world of entrepreneurship with none other than the mastermind behind Tilled, the one and only Caleb Avery! We ask Caleb about his journey on getting Tilled, Payfac-as-a-service to where it's at now!   Get your popcorn ready, because this episode is about to turn your mundane moments into a front-row seat at the most entertaining business conversation of the century!

Get ready for a rollercoaster of insights in today's podcast! Join Justin and Allen, as they dive headfirst into the vibrant world of entrepreneurship with none other than the mastermind behind Tilled, the one and only Caleb Avery! We ask Caleb about his journey on getting Tilled, Payfac-as-a-service to where it's at now!   Get your popcorn ready, because this episode is about to turn your mundane moments into a front-row seat at the most entertaining business conversation of the century!

This week, we meet up with Caleb Avery, founder of Tilled which is a US based Payfac-as-a-Service provider. The company enables its customers to enjoy all the benefits of a fully registered payment facilitator program without the upfront cost, hassle, or liability. This model allows companies like software vendors, marketplaces, and SaaS providers to generate new revenue from accepting credit cards. In our conversation, we cover Caleb's start up journey and discuss the state of the payment market and the increasing growth of the Payfac model and how it differs in the US and Europe

Caleb Avery is revolutionizing the payments landscape landscape. In 2019, he founded Tilled after spending nearly a decade advising merchants and enterprise software businesses on how to optimize their payment processing solutions. Prior to founding Tilled, Caleb also co-founded a credit card processing ISO while in college, which has expanded nationwide to offer processing services for merchants and software businesses. In this episode, we get into the nuts and bolts of Payfac-as-a-service and how Tilled has carved out this unique niche; the importance of determining what you are “uniquely good at” as a founder; the challenges related to being a solopreneur at the helm of a hyper-growth company and more. Enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

With Tilled PayFac-as-a-Service, B2B software companies get all the benefits of payment facilitation without any additional overhead or liability. Tilled was created to empower software vendors, marketplaces, and SaaS companies to start generating revenue from accepting credit cards. With our suite of powerful financial tools and industry-leading revenue-sharing programs, Tilled will power the financial backend of the next generation of marketplaces, SaaS companies, and integrated software vendors, allowing them to focus on their core product, not payments. Connect with Caleb

More than $1 trillion in payments volume has shifted to vertical software companies over the past 5 years, says Caleb Avery, CEO at Tilled, and that figure continues to grow as software companies discover the value of payments monetization. Learn what ISOs and agents can do to take advantage of this trend. Plus James describes strategies for growing your ISO/agent business.

Join Matt Watson and Caleb Avery, CEO & Founder of Tilled, for a conversation about payment facilitation as a service. Hear them discuss payfac, creating a frictionless merchant experience, and the holy grail of margins. Plus, listen to them share their thoughts on being a solo founder and the importance of having the right people around you.   Find Startup Hustle Everywhere: https://gigb.co/l/YEh5   This episode is sponsored by Full Scale: https://fullscale.io   Learn more about Tilled: https://tilled.com  See omnystudio.com/listener for privacy information.

Do payment facilitators really make life easier when it comes to transactions? In this episode of PayPod, host Jacob Hollabaugh sits down with Caleb Avery of Tilled to discuss PayFac as a service and how It's revolutionizing the payments industry. Tilled was created to empower software vendors, marketplaces, and SaaS companies to start generating revenue from accepting credit cards. So why wait? Listen now and join us exploring the future of payments and fintech. www.soarpay.com/2023/06/tilled

How does your company facilitate online payments? As a merchant, online payment facilitation isn't easy, especially if you're a software company operating in the processing volume of $50M to $2B.In this episode of The Capital Stack, we have Caleb Avery, the CEO and Founder of Tilled, a fintech and PayFac-as-a-service company helping software companies monetize their payments. He is redrawing the map for online payment facilitation—and changing the landscape of fintech in the process.Listen in to learn how Tilled makes payment facilitation easier for software companies and approaches them in an educational and consultative way. You will also learn the importance of getting customer feedback to understand what's working and not working with your payment model. What You Will Discover:· [00:00] Intro· [02:50] Caleb on his background and where he saw the opportunity to help software companies monetize payments.· [04:30] He explains the layers of how payments move from the consumer to the merchant.· [07:17] How risk differs with different payment models, plus the advantages of the PayFac process in risk absorption.· [10:02] The processing volume that would make sense for a PayFac investment.· [12:18] How Tilled makes the PayFac payment model easier, plus where it makes sense to move from ISO to PayFac.· [15:37] The impact of creating a payment monetization strategy that companies are starting to understand.· [17:23] Why Tilled approaches software companies in an educational and consultative way. · [20:17] How effective payment monetization has allowed software companies to compress the margin for their SaaS products.· [21:43] The importance of getting customer feedback to understand what's and what's not working.· [24:33] He describes Tilled future plans in scaling and focusing on customer relations.· [26:33] Random questions with Caleb!Memorable Quote:· “Part of the reason why you're seeing more of that margin compression on the SaaS products is because some of the bigger competitors have figured out how to effectively monetize the payments.”- Caleb [20:53]Connect with Caleb:· LinkedIn: https://www.linkedin.com/in/caleb-avery/

Caleb Avery, CEO of Tilled believes “if you're just trying to compete on salary, you've really already lost. You have to have a mission and a vision and values in the organization that make you a destination that employees want to come to.”His experience has shown him that it's profitable to create an environment where people want to come work. As a leader, he invests in professional development for his team so they can be inspired by the work that they're doing and believe that the work that they're doing as individuals is contributing to the success of the business as a whole. Caleb knows that this requires that each employee understands the vision, and where the business is headed, as well as how their work individually contributes to that success. In this episode, learn about:creating company values for the first timethe importance of investing in coaching and developmentwhy being clear about mission, vision, and values results in less mistakestackling growth challenges as a leaderLove the show? Subscribe, rate, review, & share! https://turningthecornerllc.com/podcast

In this episode, we are joined by Caleb Avery, founder and CEO of Tilled, a successful tech company that has disrupted the payments industry. Caleb shares his journey of starting a business during the pandemic, including the challenges of fundraising and hiring. He also provides insights on recognizing a problem and building a brand around it, even if it's not your area of expertise.We'll explore Caleb's experiences in building his personal brand on LinkedIn and the importance of leveraging social media to grow your business. Whether you're an entrepreneur or simply interested in the world of business, this episode has something for you.Join us as we explore the world of entrepreneurship with Caleb Avery, and learn how to start a successful business and build a brand, even during challenging times. Tune in now to Remote Start Podcast.Learn more about Caleb Avery at:LinkedIn: https://www.linkedin.com/in/caleb-avery/Website: https://tilled.com/Learn more about the Remote Start Podcast at: https://www.remotestartpodcast.com/

Join our resident Business Ninja Jamie together with Caleb Avery, CEO of  Tilled PayFac-as-a-Service, a hybrid payment Facilitation model where payment service providers become PayFac with banks and extend them as services to businesses. Tilled PayFac-as-a-service delivers a competitive payment program with instant onboarding of merchants while creating a seamless customer experience. This model is ideal for software providers looking to get the benefits of PayFac without the burden. Tilled Payment-Facilitation-as-a-service fills the gap between business management and payment acceptance. With this, users can accept credit and debit cards in minutes after filling out a simple application. With their suite of powerful financial tools and industry-leading revenue-sharing programs, Tilled PayFac-as-a-Service will power the financial backend of the next generation of marketplaces, SaaS companies, and integrated software vendors allowing them to focus on its core product, not payments. They enable these companies to enjoy all the benefits of a fully registered payment facilitator program without the upfront cost, hassle, or liability.  Learn more about them and visit their website https://tilled.com-----Do you want to be interviewed for your business?  Schedule time with us, and we'll create a podcast like this for your business:  https://www.WriteForMe.io/-----https://www.facebook.com/writeforme.iohttps://www.instagram.com/writeforme.io/https://twitter.com/writeformeiohttps://www.linkedin.com/company/writeforme/https://www.pinterest.com/andysteuer/Want to be interviewed on our Business Ninjas podcast? Schedule time with us now, and we'll make it happen right away! Check out WriteForMe, more than just a Content Agency! See the Faces Behind The Voices on our YouTube Channel!

Software companies have two major pain points as relating to payment processing. (1)The terrible integration processes provided by legacy solutions. (2)Merchant on-boarding. Software companies want to make signing up for a new payment processing account easy and fully automated. These companies are also looking to make money on payment processing! This edition is sponsored by Tilled. Tilled is not only my preferred provider of payments integration, but my own ISV just finished integrating with them! Check out my new, free training program on how to sell ISVs at https://www.ccsalespro.com/tilled So, how do we sell ISVs to help them solve these two pain points and make money on payment processing? Here are three tips that will help: Step #1 - Find a Vertical where you have a passion or expertise. Step #2 - Find a software company that serves this vertical in way that you understand. Step #3 - Find a payment integration partner that specializes in working with these software companies and connect the dots!

Four Main Factors of A Seed

Caleb Avery is the CEO of the SaaS monetization company Tilled. He shares how his college part-time Job turned into a Passion for integrated payments and how he took that passion to create a PayFac as a Service that makes it easy to monetize payments for software companies,Three things in this episode that we dive into. 1️⃣ Profile of a Payfac 2️⃣ The top three mistakes 3️⃣ Choosing your own payments adventureAlso, watch the entire episode on youtube. https://youtu.be/WyWoeeR19dYLinks:TilledWebsite: www.tilled.comLinkedin: https://www.linkedin.com/in/caleb-avery/ , https://www.linkedin.com/company/tilled/ Instagram: https://www.instagram.com/gettilled/Twitter: www.twitter.com/gettilled Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupporting PartnersSupport is provided by the Vital Credit Card.Make a statement in your wallet with a sleek Metal credit card that pays you cashback when you share and spend responsibly while it helps improve your credit health. Request an Invite at vital.fintechconfidential.com This is a Production of Diamond D3, Media ABOUT: Tilled : Tilled empowers ISVs to monetize the payments flowing through their platforms. Through Modern APIs and SDKs, Tilled's turnkey system allows software companies to be set up and running in a matter of weeks, with no upfront costs or additional headcount required. Without any of the headaches, regulatory compliance, or liabilities of becoming a fully registered facilitator, Tilled makes it easy for any software company to take full advantage of the benefits of payment facilitation. Tilled was founded in 2019 by Caleb Avery and is currently based in Boulder, Colorado. For more information, including pricing, contact information and careers, visit www.tilled.com.Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering...

With experience in the payments industry for over a decade, Caleb Avery was often asked to help software companies who were looking to monetize their payments. Unable to find a solution that didn't require his clients to compromise on either technology, user experience, or economics, he decided that he needed his own solution.That led him to build Tilled and create PayFac-as-a-Service.Caleb first started working in the payments industry while in college, co-founding a credit card processing independent sales organization, or ISO, with a few of his friends. Beginning with very traditional credit card processing customers including restaurants, salons, liquor stores and other brick and mortar businesses, Merchant Services Done Right later expanded into processing services for e-commerce businesses, software companies and now operates in 22+ states across the country.Over the years, he also consulted for larger software companies processing anywhere from $100 million to over a billion in annual payments volume. These clients needed a payments expert to help them negotiate agreements, develop new pricing models, and maximize their revenue from credit card processing.It was while working with these businesses that Caleb had a realization: software companies wanting to optimize their integrated payment processing solution were really looking for two key things. One, an instant digital sign-up experience for their customers. And two, to maximize the revenue they could earn.Tilled's revolutionary PayFac-as-a-Service platform allows software companies to enjoy all of the benefits of becoming a PayFac without any of the upfront investment or ongoing overheads, all while capturing the lion's share of the economics.Connect with Behind Company Lines and HireOtter Website Facebook Twitter LinkedIn:Behind Company LinesHireOtter Instagram Buzzsprout

In this edition of the Merchant Sales Insight, I explain what a vertical specific software company is and what they are looking for from a payment processor. We discuss how to identify a good software company prospect and help you better understand their challenges and needs. This edition is sponsored by Tilled.

In this episode Paul Hadfield and Caleb Avery of Tilled where they discuss payment facilitation and how owning a small business is marathon, not a sprint.

This episode was produced remotely using the ListenDeck standardized audio & video production system. If you're looking to jumpstart your podcast miniseries or upgrade your podcast or video production please visit www.ListenDeck.com. You can subscribe to this podcast and stay up to date on all the stories here on Apple Podcasts, Google Podcasts, Stitcher, Spotify, Amazon and iHeartRadio. In this episode the host John Siracusa chats remotely with Caleb Avery,  Founder & CEO at Tilled.    Tilled is a PayFac-as-a-Service platform that allows B2B ISVs to monetize payments that pass through their platforms. Tune in and Listen. Subscribe now on Apple Podcasts, Google Podcasts, Stitcher, Spotify, Amazon and iHeartRadio to hear next Thursdays episode with Jason Keck from Broker Buddha. About the host:   John is the founder of ListenDeck a full-service podcast and video production company, which has produced over 1000 episodes of various podcasts. He is the host of the ‘Bank On It' podcast, which features over 500 episodes starring high profile fintech leaders and entrepreneurs.      Follow John on LinkedIn, Twitter, Medium

Caleb Avery, Founder & CEO of Tilled, is passionate about software-led payments. That passion shines through in this week's featured interview, where he discusses Tilled's just-announced partnership with Aevi, and how it creates a true omnichannel approach to Tilled's PayFac-as-a-Service solution. James follows with his response to a question from the field on branding, and Patti reports on the blowback over plans for an MCC code for gun shops.

This episode was produced remotely using the ListenDeck standardized audio & video production system. If you're looking to jumpstart your podcast miniseries or upgrade your podcast or video production please visit www.ListenDeck.com. You can subscribe to this podcast and stay up to date on all the stories here on Apple Podcasts, Google Podcasts, Stitcher, Spotify, Amazon and iHeartRadio. In this episode the host John Siracusa chats remotely with Gil Mandelzis,  Co-founder & CEO at Capitolis.    Capitolis is a technology provider addressing capital market constraints in equities and foreign exchange. Tune in and Listen. Subscribe now on Apple Podcasts, Google Podcasts, Stitcher, Spotify, Amazon and iHeartRadio to hear next Thursdays episode with Caleb Avery from Tilled. About the host:   John is the founder of ListenDeck a full-service podcast and video production company, which has produced over 1000 episodes of various podcasts. He is the host of the ‘Bank On It' podcast, which features over 500 episodes starring high profile fintech leaders and entrepreneurs.      Follow John on LinkedIn, Twitter, Medium

Genesis 4:3-5 And in process of time it came to pass, that Cain brought of the fruit of the ground an offering unto the LORD. And Abel, he also brought of the firstlings of his flock and of the fat thereof. And the LORD had respect unto Abel and to his offering: but unto Cain and to his offering he had not respect. And Cain was very wroth, and his countenance fell. To support this ministry financially, visit: https://www.oneplace.com/donate/1232/29

Genesis 4:3-5 And in process of time it came to pass, that Cain brought of the fruit of the ground an offering unto the LORD. And Abel, he also brought of the firstlings of his flock and of the fat thereof. And the LORD had respect unto Abel and to his offering: but unto Cain and to his offering he had not respect. And Cain was very wroth, and his countenance fell. To support this ministry financially, visit: https://www.oneplace.com/donate/1232/29

Paul Taylor Genesis 4:3-5 And in process of time it came to pass, that Cain brought of the fruit of the ground an offering unto the LORD. And Abel, he also brought of the firstlings of his flock and of the fat thereof. And the LORD had respect unto Abel and to his offering: but unto Cain and to his offering he had not respect. And Cain was very wroth, and his countenance fell. To support this ministry financially, visit: https://www.oneplace.com/donate/1232/29 https://www.listennotes.com/e/3c998373be1a479eb7626fe2ee8cda41/

Today we sit down with CEO and Founder of Tilled. He chats with us about his history in entrepreneurship and about Tilled. Tilled is a Payfac-as-a-Service which empowers software companies to create an embedded payments experience that is delightful, transparent, profitable, and stupid simple. www.tilled.com

In this week's edition of the Merchant Sales Insight, I explain how payments professionals can find, contact, and sell software companies on integrating payment processing. This edition is sponsored by Tilled, who has, in my opinion, the best all around package for technology companies who want to monetize payments. Fortunately, they also partner with ISOs and Agents, allowing them to sell software companies that add new MIDs to their portfolio every month on auto-pilot.

Story taken from Majushree Thapa's book, Tilled Earth

I believe a portfolio that grows exponentially without your involvement in the pinnacle of residual income. That is the opportunity that exists by selling software companies that service small business owners. Integrated your payment processing with their software allows you add a new MID every time they sell a new client. Tilled makes it easy to integrate payments into any software solution and allows the software company to remove the merchant enrollment barriers while increase income. Check out this edition of the Merchant Sales Insight to learn more!

Your host, John Laurito, talks with Caleb Avery of Tilled. Tilled PayFac-as-a-Service allows B2B software companies to enjoy all the benefits of becoming a PayFac without any upfront investment or ongoing overhead. All while capturing the lion's share of the revenue. To learn more about Caleb's work, visit https://tilled.com/ (https://tilled.com/) If you'd like to be a guest on Tomorrow's Leader Spotlight, click https://beaguest.johnlaurito.com/apply (HERE)

Caleb Avery has worked in the payments industry for nearly a decade and with the problems that he encountered, he decided to build his own solution, thus the birth of tilled.com. Here are a few of the topics we'll discuss in this episode: Caleb discusses his background and how he got to where he is today. What is PayFac-as-a-Service What was life in the world like for tilled.com customers and how is that different today. Tilled.com's growth progress, where they were, where they're at, and where they're heading. Strategy in scaling clients and moving upstream. Resources: Tilled.com Twitter Instagram Connecting with Caleb Avery:LinkedInConnecting with the host:Sean Boyce on LinkedIn

Sign up for my Daily Fintech or Daily Digital Banking Newsletters here. Check out my latest podcast episode below: This podcast episode is sponsored by Provenir. Provenir does more than help with your current tech challenges. They eliminate them. Designed and built to power agility, their cloud-native technology puts your team in control. Loved by Startups. Trusted by Decacorns. THE NEWS HIGHLIGHT OF THE DAY IS The U.S. Justice Department has tapped a seasoned computer crimes prosecutor, Eun Young Choi to lead its new national cryptocurrency enforcement team and announced that the FBI is launching a unit for blockchain analysis and virtual asset seizure. JUST IN: Klarna, a leading global retail bank, payments, and shopping service, announced that its waitlist for the Klarna Card is now open to all US consumers. ALSO: U.S. Bank announced a new solution with Payactiv to bring Earned Wage Access (EWA) to U.S. Bank clients. FURTHERMORE, Bnext will now use the blockchain technology of their investor Algorand, one of the few decentralized platforms exclusively focused on the exchange of capital worldwide, to develop financial products as well as reduce execution times and costs. WHAT ARE THE LATEST INSIGHTS? Nubank, the Brazilian fintech was able to attain an extraordinary market footing due to its business strategy, one which prioritizes growth and client base expansion over profits. The main points of contact between Nubank and its customers are through the company's online chat and customer representatives. Studies have identified that NuBank's virtual representatives do not utilize traditional scripts, but rely instead on the display of authentic, humorous, outgoing, but effective interactions. LET'S HEAR ALL ABOUT MERGERS AND ACQUISITIONS: SoFi Technologies Inc. is buying banking-software maker Technisys SA for about $1.1 billion, the latest in a string of deals designed to transform the lender into a one-stop financial shop. AS FOR PARTNERSHIPS HooYu is partnering with Virgin Money, the full-service digital bank, to implement a new account opening journey for Virgin Money customers. WHAT ABOUT FUNDING ROUNDS AND INVESTMENTS? Tilled, the leading PayFac-as-a-Service provider, announced the close of a funding round, led by G Squared, with participation from existing investors Peterson Ventures and Abstract Ventures. NOW, LET'S COVER NEW LAUNCHES AND FEATURES. GoDaddy continues to make e-commerce and in-person payments faster, easier, and more accessible to small businesses with its latest release of QR codes for on-the-go transactions.

In this episode, Levvel's Scott Harkey hosts the CEO and Founder of Tilled, Caleb Avery, for a discussion on the ever-changing world of Payment Facilitation (PayFac).Connect with the speakers on LinkedIn:Scott Harkey (Chief Strategy Officer and Head of Payments at Levvel)Caleb Avery (CEO of Tilled)Learn more about the featured companies:LevvelPayCLTTilled

Networking With Investors - Caleb Avery, CEO & Founder | Riderflex - Recruiting & Sourcing Caleb has worked in the Payments industry for over a decade. During the earlier years, he often was asked to help software companies who were looking to monetize their payments. Unable to find a solution that didn't require his clients to compromise on technology, user experience, and economics, he decided to to build his own solution with Tilled. Tilled was created to empower software vendors, marketplaces, and SAAS companies to start generating revenue from accepting credit cards. Our revolutionary PayFac-as-a-Service approach allows our customers to enjoy all of the benefits of becoming a fully registered Payment Facilitator (PayFac) without any of the upfront investment or ongoing overheads. Watch Caleb's Full Interview: https://youtu.be/HKLvBaIJJVw On the Riderflex podcast, CEO Steve Urban interviews some of the most successful entrepreneurs, CEO's, and business leaders. Hear them tell the "REAL" stories of what it's like to start and lead businesses. Riderflex is a national, Colorado based, premier headhunter, RPO and employment agency; recruiting and searching the top talent for staffing your teams. Colorado Recruiting Firm - https://riderflex.com/ Podcast sponsor: Marketing 360 is the #1 platform for small business and it's everything you need to grow your business. marketing360.com/riderflex #CalebAvery #Tilled #FinTech #entrepreneur #podcast #interview #entrepreneur #ColoradoRecruitingFirm #TopExecutiveRecruitingFirm #staffingagency #employmentagency #headhunter #recruitingfirm #staffing #staffingfirm #Denver #Colorado #National --- Support this podcast: https://anchor.fm/riderflex/support

PayFac as a Service is a novel concept that MSPs can leverage to tap into the ISV market, Caleb Avery, CEO of Tilled, explains in this week's featured interview. Plus, Patti reports on an ISO in the legal crosshairs, and James describes the huge opportunity that exists for prospecting & selling cash discounting & surcharging to CNP merchants. Click here to connect with Tilled.

Caleb Avery from Tilled has been on every side of the fundraising arena. He's successfully bootstrapped a business from the ground up to >100 salespeople, he's been an investor for 22 different startups, and now he and the team at Tilled have successfully raised over 13 million dollars in funding to support their PayFac-as-a-Service product. He joins Brett Kistler on the show to discuss the perspective he's gained about the benefits and potential pitfalls of VC funding, lessons learned in listening to the data and ensuring your project has true market fit, scaling up while maintaining team cohesion, and more.

Revelation 17:5-6 KJV And upon her forehead was a name written, MYSTERY, BABYLON THE GREAT, THE MOTHER OF HARLOTS AND ABOMINATIONS OF THE EARTH. (6) And I saw the woman drunken with the blood of the saints, and with the blood of the martyrs of Jesus: and when I saw her, I wondered with great admiration. --- Support this podcast: https://anchor.fm/andrewhorval/support

Check out our interview with Caleb Avery, Founder at Tilled. We get into his journey as a solo founder and how his team is pushing growth forward for his company. https://www.cavesocial.com/caleb-avery/

When was the last time God broke ground in you!?!? I mean really dug deep into your inner most being and brought something to the surface? In today's episode, we want to ask all of you who have been “TILLED” to share how God changed your heart, dug up your soil, and showed you how you can be soft again. We have to allow ourselves to be broken apart if you have become hard soil, if we have been walked over again and again, and we know that nothing is going to sink in to take root in our lives. It is the tilling process that God does in us that can allow us to grow.

Ezekiel 21:18-27

Replay of The Wisconsin Vegetable Gardener Radio Show from 8-10-19 Heard on 860AM WNOV & W293cx 106.5FM Milwaukee, WI Saturday mornings 9-10AM CST Heard on WAAM 1600 AM Ann Arbor, MI Sundays 7-8AM est Heard on WWDB 860 AM Philadelphia, PA Sundays 7-8AM est Heard on KMET 1490 AM Tuesdays 9 - 10 AM pst Banning, CA listen here during show hours for your station: WNOV https://tinyurl.com/y8lwd922 WWDB: https://wwdbam.com/ WAAM https://tinyurl.com/p68cvft KMET https://www.kmet1490am.com/ Check out https://thewisconsinvegetablegardener.com/ In Segment 1 Joey and Holly talk about why Microbes are so important to your garden. Microbes matter in the soil Microbes are tiny!!!!!! There are more microbes in a teaspoon of soil than there are people on the earth. Soils contain about 8 to 15 tons of bacteria, fungi, protozoa, nematodes, earthworms, and arthropods. Soil microorganisms exist in large numbers in the soil as long as there is a carbon source for energy. large number of bacteria in the soil exists, but because of their small size, they have a smaller biomass. Actinomycetes are a factor of 10 times smaller in number but are larger in size so they are similar in biomass to bacteria. Fungus population numbers are smaller but they dominate the soil biomass when the soil is not disturbed. Bacteria, actinomycetes, and protozoa are hardy and can tolerate more soil disturbance than fungal populations so they dominate in tilled soils while fungal and nematode populations tend to dominate in untilled or no-till soils. Organic matter decomposition serves two functions for the microorganisms, providing energy for growth and suppling carbon for the formation of new cells. Soil organic matter (SOM) is composed of the "living" (microorganisms), the "dead" (fresh residues), and the "very dead" (humus) fractions. The "very dead" or humus is the long-term SOM fraction that is thousands of years old and is resistant to decomposition. Soil organic matter has two components called the active (35 percent) and the passive (65 percent) SOM. Soil organic matter can be broken down into its component parts. One hundred grams (g) or 100 pounds (lbs) of dead plant material yields about 60–80 g (lbs) of carbon dioxide, which is released into the atmosphere. The remaining 20–40 g (lbs) of energy and nutrients is decomposed and turned into about 3–8 g (lbs) of microorganisms (the living), 3–8 g (lbs) of non-humic compounds (the dead), and 10–30 g (lbs) of humus (the very dead matter, resistant to decomposition). The molecular structure of SOM is mainly carbon and oxygen with some hydrogen and nitrogen and small amounts of phosphorus and sulfur. Soil organic matter is a by-product of the carbon and nitrogen cycles. Tilled or unhealthy soils release a lower percent of nitrogen due to lower microbial activity For several years, crops on the newly tilled soil will grow better than the surrounding soils, but over time the soil will be depleted of carbon and the newly tilled soil will become less fertile because the carbon is oxidized as carbon dioxide and lost to the atmosphere. Check out the following sponsors that make the radio show possible: Thank you Power Planter of www.powerplanter.com IV Organics of www.ivorganics.com Dr. Earth of www.drearth.com organic Root maker of www.rootmaker.com Flame Engineering Inc. of www.flameengineering.com Use coupon code WVG19 to get free shipping. Pomona Universal Pectin of www.pomonapectin.com Bobbex of www.Bobbex.com: Beans & Barley of www.beansandbarley.com MIgardener of www.MIgardener.com Outpost Natural Foods Co-op of www.outpost.coop Root Assassin of www.rootassassinshovel.com . Handy Safety Knife of www.handysafetyknife.com Use promo code WVG to get 10% off &free shipping one time use only BioSafe of www.biosafe.net Save 10% on your next order use coupon code TWVG at checkout Chapin Manufacturing Inc. of www.chapinmfg.com Pro Plugger of www.proplugger.com Dharmaceuticals of www.dharmaceuticals.com Soil Savvy of www.mysoilsavvy.com Use coupon code TWVG19 to save 10% at checkout Tomato Snaps of www.tomatosnaps.com Drip Garden of www.dripgarden.com Drip Garden Wisconsin Greenhouse company https://wisconsingreenhousecompany.com/ Standard Process Inc. of www.standardprocess.com Big Fat’s Hot Sauce of www.bigfatshotsauce.com Soil Diva of www.soildiva.net World’s coolest floating rain gauge of www.WorldsCoolestRainGauge.com Clyde’s vegetable planting chart of www.clydesvegetableplantingchart.com NuNu Natural Healing of www.nunuhealing.com RowMaker of www.rowmaker.com Eco Garden Systems of www.ecogardensystems.com Use coupon code (wiveg2019) and get $295 off the list price of $1,695 PLUS free shipping (a $250 value). Shield n seal of www.shieldnseal.com Bluemel's garden & landscape center of www.bluemels.com Phyllom BioProducts of PhyllomBioProducts.com Norwalk juicers of www.norwalkjuicers.com Use coupon code Garden talk Free Continental US shipping on the Model 290 Juicer Tree Ripe of https://www.tree-ripe.com/ Hydrobox of https://gohydrobox.com/ Workman's friend brand https://workmansfriendbrand.com/

Replay of The Wisconsin Vegetable Gardener Radio Show from 8-10-19 Heard on 860AM WNOV & W293cx 106.5FM Milwaukee, WI Saturday mornings 9-10AM CST Heard on WAAM 1600 AM Ann Arbor, MI Sundays 7-8AM est Heard on WWDB 860 AM Philadelphia, PA Sundays 7-8AM est Heard on KMET 1490 AM Tuesdays 9 - 10 AM pst Banning, CA listen here during show hours for your station: WNOV https://tinyurl.com/y8lwd922 WWDB: https://wwdbam.com/ WAAM https://tinyurl.com/p68cvft KMET https://www.kmet1490am.com/ Check out https://thewisconsinvegetablegardener.com/ In Segment 1 Joey and Holly talk about why Microbes are so important to your garden. Microbes matter in the soil Microbes are tiny!!!!!! There are more microbes in a teaspoon of soil than there are people on the earth. Soils contain about 8 to 15 tons of bacteria, fungi, protozoa, nematodes, earthworms, and arthropods. Soil microorganisms exist in large numbers in the soil as long as there is a carbon source for energy. large number of bacteria in the soil exists, but because of their small size, they have a smaller biomass. Actinomycetes are a factor of 10 times smaller in number but are larger in size so they are similar in biomass to bacteria. Fungus population numbers are smaller but they dominate the soil biomass when the soil is not disturbed. Bacteria, actinomycetes, and protozoa are hardy and can tolerate more soil disturbance than fungal populations so they dominate in tilled soils while fungal and nematode populations tend to dominate in untilled or no-till soils. Organic matter decomposition serves two functions for the microorganisms, providing energy for growth and suppling carbon for the formation of new cells. Soil organic matter (SOM) is composed of the "living" (microorganisms), the "dead" (fresh residues), and the "very dead" (humus) fractions. The "very dead" or humus is the long-term SOM fraction that is thousands of years old and is resistant to decomposition. Soil organic matter has two components called the active (35 percent) and the passive (65 percent) SOM. Soil organic matter can be broken down into its component parts. One hundred grams (g) or 100 pounds (lbs) of dead plant material yields about 60–80 g (lbs) of carbon dioxide, which is released into the atmosphere. The remaining 20–40 g (lbs) of energy and nutrients is decomposed and turned into about 3–8 g (lbs) of microorganisms (the living), 3–8 g (lbs) of non-humic compounds (the dead), and 10–30 g (lbs) of humus (the very dead matter, resistant to decomposition). The molecular structure of SOM is mainly carbon and oxygen with some hydrogen and nitrogen and small amounts of phosphorus and sulfur. Soil organic matter is a by-product of the carbon and nitrogen cycles. Tilled or unhealthy soils release a lower percent of nitrogen due to lower microbial activity For several years, crops on the newly tilled soil will grow better than the surrounding soils, but over time the soil will be depleted of carbon and the newly tilled soil will become less fertile because the carbon is oxidized as carbon dioxide and lost to the atmosphere. In segment 2 Joey and Holly talk about some odd Garden remedies that actually work The composition of urine varies from person to person, but it generally has an NPK ratio of 11-1-2. The nitrogen found in human urine ensures lush foliage growth; hence, it is best for greens and grassy plants like corn. The high salt content may scorch the plants if you pee directly on them, so it is better to do it a little away from the base of the plant. Better still, collect the pee and dilute it with 10 times water before applying it to the root zone. For tender plants and seedlings, dilute it further. Bury your kitchen scraps Add egg shells Wood ash from wood burning stoves and fireplaces can alkalinize the soil in your asparagus patch and vegetable beds growing broccoli, beans, and beet Get rid of aphids with soap and water Neem oil Baking soda for fungal diseases In segment 3 Joey and Holly welcome their guest Author of The Farm Girl’s Guide to Preserving the Harvest Ann Accetta Scott of https://afarmgirlinthemaking.com/author/ann/ Ann Accetta Scott is an author, blogger, speaker, entrepreneur, and homesteader. A once suburban housewife turned sustainable homesteader. She is passionatr about the movement of cooking from scratch, clean eating, food ownership, preserving the harvest, natural living, and the art of living simply. 1. You did not grow up homesteading - how did you get into it and why? 2. Many people hear the word ferment and think beer, or yeast possibly, but in the world of homesteading or even gardening, fermenting is another way to preserve food. Can you expand on that and what are some ways an urban gardener could use fermenting to help preserve some of their harvest? 3. Many people dont think about using dehydration to preserve their harvest, and you can find dehydrators gently used for a good price. What are some ways you dehydrate to preserve? 4.Tell us about your book - The Farm Girl’s Guide to Preserving the Harvest - what can people expect from it and anything notable in it? 5. Tell us more about where to find you... In segment 4 Joey and Holly answer gardener's questions Q:How can I fix blossom end rot? A: Keep the soil moist. When the soil stays to dry the calcium that is available in the soil is locked out that is the element in which is needed to correctly form the bottom of the tomato. By keeping the soil watered and damp it will not fix the current problem on the plant but will prevent the next generation of fruit development from obtaining the rotten portion on the bottom as it develops. People often say use 2 tablespoons of Epsom salt for 1 gallon of water and water it in this works because you're watering the plants Epsom salt is different than calcium Epsom salt is magnesium sulfate so keep the plants watered if you do see fruit that is rotten on the bottom remove it before it is allowed to fully develop to allow the plant to focus on fruit that is good not rotten. Q:When is the right time to plant fall bulbs A: Not all bulbs should be planted in the fall.keep this in mind Dahlias and gladiolus should be planted in the spring, while daffodils and tulips do well when planted in late summer or early autumn. the rule of thumb: If you are planting a bulb that blooms in the spring, plantit in the fall. Check out the following sponsors that make the radio show possible: Thank you Power Planter of www.powerplanter.com IV Organics of www.ivorganics.com Dr. Earth of www.drearth.com organic Root maker of www.rootmaker.com Flame Engineering Inc. of www.flameengineering.com Use coupon code WVG19 to get free shipping. Pomona Universal Pectin of www.pomonapectin.com Bobbex of www.Bobbex.com: Beans & Barley of www.beansandbarley.com MIgardener of www.MIgardener.com Outpost Natural Foods Co-op of www.outpost.coop Root Assassin of www.rootassassinshovel.com . Handy Safety Knife of www.handysafetyknife.com Use promo code WVG to get 10% off &free shipping one time use only BioSafe of www.biosafe.net Save 10% on your next order use coupon code TWVG at checkout Chapin Manufacturing Inc. of www.chapinmfg.com Pro Plugger of www.proplugger.com Dharmaceuticals of www.dharmaceuticals.com Soil Savvy of www.mysoilsavvy.com Use coupon code TWVG19 to save 10% at checkout Tomato Snaps of www.tomatosnaps.com Drip Garden of www.dripgarden.com Drip Garden Wisconsin Greenhouse company https://wisconsingreenhousecompany.com/ Standard Process Inc. of www.standardprocess.com Big Fat’s Hot Sauce of www.bigfatshotsauce.com Soil Diva of www.soildiva.net World’s coolest floating rain gauge of www.WorldsCoolestRainGauge.com Clyde’s vegetable planting chart of www.clydesvegetableplantingchart.com NuNu Natural Healing of www.nunuhealing.com RowMaker of www.rowmaker.com Eco Garden Systems of www.ecogardensystems.com Use coupon code (wiveg2019) and get $295 off the list price of $1,695 PLUS free shipping (a $250 value). Shield n seal of www.shieldnseal.com Bluemel's garden & landscape center of www.bluemels.com Phyllom BioProducts of PhyllomBioProducts.com Norwalk juicers of www.norwalkjuicers.com Use coupon code Garden talk Free Continental US shipping on the Model 290 Juicer Tree Ripe of https://www.tree-ripe.com/ Hydrobox of https://gohydrobox.com/ Workman's friend brand https://workmansfriendbrand.com/

  Pluralsight is looking to change the way the world learns, and they are using data and human-centered design to do it. That may sound like a big goal, because it is, but I wouldn’t count them out. James Aylward is the… The post Data-Driven Design with James Aylward of Pluralsight appeared first on Fresh Tilled Soil.

Who should talk to users? The answer is EVERYONE should talk to users. That means designers, product managers, sales, marketing, and yes, engineers. Without user research, how will you know you are building products that people will want? But on small, cross-functional… The post Better, Faster User Research Using AI and Machine Learning appeared first on Fresh Tilled Soil.

Did you know that the $700M GPS sports watch business was started by a fifth grader who created a lawnmower out of a coffee can, a fan, and a crutch? Well, sort of. Claudette Stevenson was on the forefront of the GPS-enabled… The post An Interview with GPS Sports Watch Pioneer Claudette Stevenson appeared first on Fresh Tilled Soil.

Genesis 4:3-5 And in process of time it came to pass, that Cain brought of the fruit of the ground an offering unto the LORD. And Abel, he also brought of the firstlings of his flock and of the fat thereof. And the LORD had respect unto Abel and to his offering: but unto Cain and to his offering he had not respect. And Cain was very wroth, and his countenance fell. To support this ministry financially, visit: https://www.oneplace.com/donate/1232/29

What does Peter Drucker have to do with your product team hiring strategy? Turns out not much really, but in this episode of The Dirt we attempt to make that clumsy connection. Fresh Tilled Soil CEO Richard Banfield sits down with Heath Umbach… The post The Dirt: Overcoming Hiring Challenges on Your Product Team appeared first on Fresh Tilled Soil.

Richard did video interviews with smart design leaders across the profession. This desire to know what other design leaders think led to a book called Design Leadership. Richard gets transparent in this interview as he talks about how he had to change as a leader - focus and patience were his initial downfalls that he had to change. True creative leaders will stop doing many things, and will instead focus on the one thing only they can do well.Creation of a vision, and the values that support that vision need to be:- timeless- disconnected from technology, and- have immense focus built into themThere are many more leadership nuggets in this interview!