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Are hidden costs and delayed payments reshaping how we buy and sell? In this episode, guest host Joe Campagna is joined by Trey Swallow, SVP of Strategic Partners at Nuvei. They break down surcharges, the BNPL surge, and the regulatory gaps emerging in today's economy. Learn what merchants must know to stay ahead in the evolving payments landscape today! This podcast is brought to you by Americaneagle.com Studios. Follow this podcast wherever you listen to them! Connect with: Lessons for Tomorrow: Website // Twitter // Instagram // Facebook // YouTube Tim Ahlenius: LinkedIn // Twitter Joe Campagna: LinkedIn Trey Swallow: LinkedIn Resources: Nuvei
De Nederlandse neobank Bunq heeft een opmerkelijke stap gezet: sinds kort kunnen klanten ruim 300 verschillende cryptocurrencies kopen via de Bunq-app. In samenwerking met handelsplatform Kraken kunnen gebruikers nu niet alleen Bitcoin, Ethereum en Solana aanschaffen, maar ook vele kleinere munten. CEO Ali Niknam geeft aan dat hij deze stap durft te nemen dankzij de heldere regelgeving die nu in Europa bestaat rond cryptovaluta. Het staat in schril contrast met de houding van Nederlandse banken in het verleden, toen cryptobedrijven vaak geen bankrekening konden openen. Nu lijkt de trend te keren, en bieden steeds meer traditionele financiële instellingen cryptodiensten aan. Critici vragen zich af of de bank hiermee niet haar beschermende taak uit het oog verliest, aangezien ook twijfelachtige coins als Fartcoin, Trump en Apu Apustaja worden aangeboden. De grote betalingsnetwerken laten ook van zich horen in de cryptowereld. Zowel Visa als Mastercard hebben plannen onthuld om stablecoins te integreren in hun betalingsnetwerk. Visa doet dit in samenwerking met Bridge, een onderdeel van betalingsverwerker Stripe. Mastercard kiest voor een partnership met OKX en Nuvei. De betalingsgiganten willen hiermee hun netwerken moderniseren en zich positioneren in een markt die steeds meer digitaal wordt. Voor deze bedrijven is dit een manier om relevant te blijven in een veranderend financieel landschap. Delen van deze plannen staan direct al live, wat aangeeft dat de ontwikkelingen in hoog tempo gaan. Ook op de cryptomarkt zelf valt er voldoende te melden. De Bitcoin-koers beweegt zich al sinds 23 april net onder de 100.000 dollar. MicroStrategy heeft zojuist weer 15355 BTC bijgekocht, wat bijdraagt aan de positieve prijsontwikkeling. Bij Ethereum-beleggers is de stemming anders - in vergelijking met Bitcoin staat ETH op het laagste punt in vijf jaar. De verhouding tussen deze twee grootste cryptomunten blijft een belangrijk aandachtspunt voor beleggers. Gasten Bert Slagter Links Bunq verkoopt crypto Visa integreert stable coin Mastercard ook! Host Meindert Schut Redactie Wouter HoesSee omnystudio.com/listener for privacy information.
Join Matt and Simon as they discuss the recent gains in the crypto market, highlighting Bitcoin's rise to a nine-week high and the performance of various sectors, including AI and memecoins.Key TakeawaysBitcoin rebounded to $95,500, its highest level since February, and the overall crypto market cap returned to above $3T for the first time since early March.U.S. spot Bitcoin ETFs recorded their biggest week of net inflows in five months, and the second-highest of all time.Mastercard is expanding support for stablecoin payments, working with Circle, Nuvei and Paxos to enable direct merchant settlement. This will allow over 150M merchants across the Mastercard network will now have the option to receive payments in stablecoins, regardless of how a customer pays.Arizona lawmakers passed a bill allowing the state treasurer and retirement system to invest up to 10% of available funds in digital assets, specifically bitcoin, sending it to the governor's desk for approval. If approved, the state would be the first in the U.S. to require public funds to invest in Bitcoin.Token2049 Dubai, one of the largest crypto conferences globally, kicks off this week. Expect many announcements and altcoin updates.Timestamps:00:00 Intro & Crypto Market Overview03:57 Economic Indicators & Their Impact on Crypto08:02 Bitcoin Demand & Institutional Strategies11:56 Mastercard's Stablecoin Expansion15:47 Arizona Bitcoin Reserve Bill19:56 Altcoin Updates & Market Reactions24:00 Regulatory Changes & Future Outlook
See More Here: In this episode of Accrued by FinTech Confidential presented by LoanPro, hosts Tedd Huff and Colton Pond discuss these issues with Jeff Adamson, co-founder and Chief Commercial Officer of the company. Jeff shares how his team built an in-house technology stack to overcome these limitations, allowing them to offer personalized credit rates and a cashback system tailored to spending habits. AI tools further enhance the platform by simplifying financial management and providing actionable insights. Despite navigating complex regulatory requirements like the Retail Payments Activity Act, the company maintains a focus on creating transparent, user-friendly products. By integrating credit, savings, investments, and more into a cohesive system, the organization delivers added value while setting a high standard for customer-focused financial services. The conversation offers practical takeaways for FinTech professionals and entrepreneurs seeking to thrive in a challenging market.Takeaways 1️⃣ Stop Waiting for Support—Build It Yourself2️⃣ Make Fair Lending Your Priority3️⃣ Turn Regulations into Opportunities4️⃣ Create Value Beyond Basic Rewards5️⃣ Focus on Clear and Simple CommunicationFintech Confidential Podcast: https://fintechconfidential.com/listen Notifications: https://fintechconfidential.com/access LinkedIn: https://www.linkedin.com/company/fintechconfidential X: https://x.com/FTconfidential Instagram: https://www.instagram.com/fintechconfidential Facebook: https://www.facebook.com/fintechconfidential SupportersLoanPro: Enhance lending operations with LoanPro's modern core. Learn more at https://loanpro.io/demo CheckAlt ClearingWorks: Your one-stop solution for AR needs. Learn more at https://clearingworks.com Under.io: Revolutionize merchant applications with digital transformation. Discover more at https://under.io/ftc Skyflow, privacy platform trusted by leading financial institutions, to protect customers' data. www.skyflowsecure.com HAWK: Enhance compliance with real-time monitoring and advanced AI. https://gethawkai.com for better complianceThis is a Production of Diamond D3, Media ABOUT: [Guest Name]: [Guest Bio][Company Name] : [Company info]Tedd Huff: Tedd Huff is the Co-Founder of Voalyre, and the President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential.Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally
Charles Cascarilla, CEO of Paxos, joined me to discuss the growing Stablecoin market, PayPal's PYUSD, and the new Global Dollar Network.Topics: - The Stablecoin market's growth - How Paxos helped PayPal to launch PYUSD - The new Global Dollar Network (USDG) backed by Robinhood, Kraken, Paxos, Nuvei, Achorage Digital, and Bullish - Incoming pro crypto president and congress- Stablecoin legislation and what the regulators are requiring of stablecoin issuers - How Stablecoin issuers generate revenue Show Sponsor -
Learn MoreIn this episode of Leaders One on One by Fintech Confidential, Tedd Huff talks with Scarlett Sieber, the Chief Strategy and Growth Officer at Money 20/20, about the key trends and issues shaping the fintech industry. The episode focuses on topics like fraud prevention, artificial intelligence (AI), regulations, and how fintech events like Money 20/20 help companies connect and grow.Key HighlightsHow AI is Redefining Fraud DetectionTightening Regulations in FintechSuper Apps Are Changing Everyday TransactionsSimplifying Cross-Border PaymentsOpen Banking Drives New ServicesFintech Events: More Than Just NetworkingThe Growing Focus on Fraud PreventionThe Power of Networking in FintechFlexibility Is Key for Fintech StartupsCompliance: A Growing Concern for FintechTakeaways1️⃣ Leverage Competitive Networking at Conferences2️⃣ Make the Most of Focused Content Sessions3️⃣ Use Customer Feedback to Improve Fintech Offerings4️⃣ Adapt to Market-Specific Models5️⃣ Capitalize on Strategic Partnerships with Tech GiantsSupportersUnder: Revolutionize merchant applications with digital transformation. Discover more at https://under.io/ftcSkyflow, privacy platform trusted by leading financial institutions, to protect customers' data. www.skyflowsecure.comHAWK: Enhance compliance with real-time monitoring and advanced AI. https://gethawkai.com for better compliance. About: Scarlett Sieber: Scarlett is the Chief Strategy and Growth Officer at Money20/20 and a bestselling author, having recently published "Embedded Finance: When Payments Become An Experience. Scarlett's expertise has been recognized by her appointment as a senior advisor to NASA, and her diverse career spans various roles in the finance and tech sectors. She was previously Vice President at USA where she led their newly created business development initiative and as Chief Innovation Officer of Opus Bank, she led the digital strategy and transformation for Opus and its $15B trust subsidiary, Pensco.Money 20/20: Founded in 2011, Money20/20 creates destination shows where the most innovative people in payments, fintech, and the broader financial services industry connect. Famed for their high-impact networking, theUSA, Europe and Asia editions are regarded as unmissable by financial services professionals. Money20/20 is the space where the industry's smartest visionaries and innovators come together to create the future of money. Money20/20 is an Ascential show.Tedd Huff: Tedd Huff is the Co-Founder of Voalyre, and the President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential.Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.DD3, Media: A media creation, management, and production company delivering engaging content globallyChapters00:19 Episode Highlights02:09 Meet Scarlett Sieber03:39 The Sneaker Contest05:15 What Makes Money2020 Special06:56 Scarlett's Path...
On the latest episode of the Path to Lisbon limited series, we will be taking a deep dive into the world of payments by looking back at one of the most talked about panels from the SBC Summit North America.Titled ‘Payment Leaders Panel: Predicting the tech revolutions of the next 5 years', industry heavyweights predicted the tech revolutions that would transform the payment landscape over the next five years. With the proliferation of digital payment options offering increased anonymity, convenience and choice, gaming and betting have thrived. But are we truly ready for the next wave of transformation? From decentralized currencies like Bitcoin to advanced AI and hyper-automation, the future holds limitless potential.In New Jersey earlier this year, speakers from the likes of Caesars Digital, Nuvei and PXP Financial offered incredible insights on what to expect and as we prepare for SBC Summit Lisbon, many of these predictions remain more relevant than ever. This year at SBC Summit Lisbon, the Payment Expert summit in conference room four will focus on the challenges of thriving in mature, regulated markets. Industry experts from leading companies like LeoVegas, Pinnacle, Trustly, and more will debate critical decisions from direct integration to strategic partnerships.To find out more about SBC Summit Lisbon, check out the link below-https://sbcevents.com/sbc-summit/agenda/?selectedSession=4fgj1fs1r8p224gpje5cm89653&selectedDay=1Remember to check out Optimove at https://hubs.la/Q02gLC5L0 or go to Optimove.com/sbc to get your first month free when buying the industry's leading customer-loyalty service.
In this episode we explore the explosion of the online platforms for gaming, and the challenges and opportunities that they present for money movement. From dealing with evolving regulations to the vast differences and payout amounts, and the critical importance of speed, the online gaming space is a hotbed of innovation and growth. To explore this space, we're going to talk to Warren Tristram from Nuvei, a payments powerhouse, Mickael Marceau, director of payments at Kindred Group, and Christian Reinheimer from LeoVegas. Listen now. Follow Us: Website https://www.visa.com/visadirect LinkedIn @Visa Direct
19 juin 2024 Québec va investir 900 millions $ dans la sobriété énergétiqueLe ministre de l'environnement Benoit Charette a présenté une 4e mise à jour du Plan pour une économie verte 2030. Ce plan est désormais doté de plus de 10 milliards $ sur 5 ans. C'est la première fois qu'il inclut un volet sur l'efficacité et la sobriété énergétiques.Le gouvernement Legault estime que les mesures qu'il vient d'annoncer permettront d'atteindre 67% de sa cible climatique – qui est de réduire, d'ici 2030, les émissions de GES du Québec de 37,5% par rapport à leur niveau de 1990.François Legault et Paul St-Pierre Plamondon s'affrontent au sujet d'un éventuel 3e référendum sur l'indépendanceLe lait canadien ne présente pas de trace de virus de la grippe aviaireOttawa sanctionne d'autres responsables russes pour la mort d'Alexeï NavalnyLa hausse des taux d'intérêt n'a pas encore fait sentir tout son effetLes Canadiens consacrent une part croissante de leur budget à se nourrirLes actionnaires de la firme montréalaise de paiement électronique Nuvei ont approuvé sa privatisation La jeune pousse montréalaise Heylist obtient un financement de 1,6 million $ Nvidia est devenue, en bourse, la première entreprise au monde--- Détails sur ces nouvelles et autres nouvelles: https://infobref.com S'abonner aux infolettres gratuites d'InfoBref: https://infobref.com/infolettres Voir comment s'abonner au balado InfoBref sur les principales plateformes de balado: https://infobref.com/audio Commentaires et suggestions à l'animateur Patrick Pierra, et information sur la publicité-commandite de ce balado: editeur@infobref.com Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Trump Media & Technology Group s'effondre en bourse. Une décision historique pour l'association nationale des courtiers pourrait avoir des impacts sur le courtage immobilier au Canada. Les ventes en baisse à la SAQ. Comment se fait-il que des centaines d'employés de l'ARC aient volé le système. L'entreprise québécoise spécialisée dans les paiements Nuvei quitte la bourse suite à un investissement de plus de 500M$. La Commission de la Construction du Québec a-t-elle toujours une raison d'être?Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr
Join us on The Canadian Investor Podcast as we dive into the latest market trends and financial news. This week, we cover the announcement that Nuvei is going private and the implications for shareholders. We also cover the sentence handed down to Sam Bankman-Fried (SBF) as a result of the fraud he committed while at the head of FTX, the former crypto exchange. We also explore the recent merger of Trump Media and Technology Group with DWAC and why it could be the latest meme stock. We also cover the recent earnings results from BRP and a look back at Cineplex earnings and why it's still struggling to get back to pre-pandemic levels. Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon's twitter: @Fiat_Iceberg Braden's twitter: @BradoCapital Dan's Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Sign up for Finchat.io for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
Value and growth investors don't need to be at odds. They're all playing the same game. (00:21) Jim Gillies and Ricky Mulvey discuss: - Payments company, Nuvei, going private and the deal's winners and losers. - A demand shift to hybrid vehicles. - What Tesla's deliveries miss means for the carmaker. (16:39) Robert Brokamp and Alison Southwick take a look at a couple's real-life finances. Companies discussed: NVEI, PYPL, ADYE.Y, TSLA Host: Ricky Mulvey Guests: Jim Gillies, Alison Southwick, Robert Brokamp, Tyler Satre, Cristen Oehrig Satre Producer: Mary Long Engineers: Dan Boyd, Tim Sparks Learn more about your ad choices. Visit megaphone.fm/adchoices
Easter's four-day break sees the global gambling sector return to the news that Canadian fintech and payments darling Nuvei has been acquired by PE Group Advent International for $6.3bn. Going private, what will be the ramifications of Nuvei's takeover be on gambling incumbents? Taking into account the fast rise of a multi-billion enterprise primarily built on servicing the high-risk payment and customer onboarding duties of operators such as Entain, Flutter, DraftKings and bet365. Elsewhere, Italy's ongoing reorganisation of its gambling laws, hits a stumbling block with regards to how federal rules can be applied across autonomous provinces who demand guaranteed protections and compensation to implement changes.To read more on the topics, click on the following link:- https://sbcnews.co.uk/technology/2024/04/02/nuvei-agrees-final-terms-on-6-4bn-sale-to-advent-pe/Host: Joe StreeterGuests: Ted Menmuir & Ted Orme-ClayeProducer: Anaya McDonaldEditor: James RossRemember to check out our partners Optimove at https://hubs.la/Q02gLC5L0 or go to optimove.com/sbc to get your first month free when buying the industry's leading customer-loyalty service.
Join Jon and Pete Najarian on today's episode of Rebel's Edge as they discuss stocks including Cameco Corp enjoying a favorable uranium market, Advent International's plans to takeover Nuvei, Disc Medicine reporting a placebo problem, and CleanSpark's stellar year. Gain a deeper understanding of these stocks as Jon and Pete share their perspectives, potential growth prospects, and market predictions. They also talk about the Minnesota Timberwolves ownership debacle, and March Madness. Stay on the cutting edge with Rebel's Edge.
Dive into an expanded episode of the Canadian Investor Podcast, where Dan and Simon dissect the recent Canadian CPI data for February 2024 and why it could make the Bank of Canada's rate decisions ever more difficult. They also explore the unexpected partnership discussions between Apple and Google which could have big impacts on the apple ecosystem. They then discuss CBC Marketplace's investigation into the Big 5 Canadian Banks sales practices. In this episode, they also discuss the recent news of a private equity buyout offer for Nuvei as well as Empire's latest results and what it means for the grocery market in Canada. CBC 2017 Go Public investigation CBC 2024 marketplace investigation Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon's twitter: @Fiat_Iceberg Braden's twitter: @BradoCapital Dan's Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Sign up for Finchat.io for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
Colette Markham shared her insights about the Nuvei's marketing approach, which involves understanding the needs of their partners and tailoring strategies accordingly. She mentioned that about 20% of their top Partners are broken down into tiers, and each partner's needs are addressed individually. She also highlighted the shift towards virtual marketing, particularly webinars and podcasts, due to Covid-19, which now constitutes about 60 to 70% of their marketing efforts. Colette acknowledged the challenges of partners being stuck on their own ideas and the need to adapt and learn from trial and error. The conversation ended with an exit question from Ed, asking about Colette's hero. With over 20 years of experience in partner management, channel development, and strategic alliances, Colette Markham is a seasoned executive who delivers strategies that drive growth, profitability, and competitive success. As the Director of Channel Partnerships at Nuvei, Colette oversees the domestic portfolio of B2B strategic partners, aligning with ERP product integrators and leading initiatives to increase year over year revenue, promote product enhancements, and foster organic growth within the channel. Her mission is to add value to the organization and the partners by understanding their different needs, guiding and mentoring them with solid leadership skills, and resolving conflicts that arise on a daily basis.
Nuvei Corporation, Q3 2023 Earnings Call, Nov 08, 2023
Alejandro Gutierrez joins the show as guest co-host in this Money Talks segment. Alejandro is the CEO of Defactor Labs, providing all the required technological and financial tools for traditional companies to tap into alternative sources of financing using tokenized Real World Assets as collateral. Congratulations to Defactor Labs for taking home the gong at the inaugural National Fintech Awards in Ireland for ‘Best Crypto, Blockchain or Digital Asset Offering'. In this episode, Alejandro and Pete Townsend riff on the SEC cracking down on NFTs as a fundraising tool by looking at the Mila Kunis-backed Stoner Cats project and that of LA-based media company Impact Theory. They also step through the story of Visa integrating the Solana blockchain for USDC settlements, Mark Cuban getting hacked, Citi's new token service, and have some fun with emerging tech hype cycles and Patagonia vests. STORIES COVERED: NFT Takedowns What Happens to Mila Kunis' Stoner Cats NFTs After SEC Settlement? (Decrypt, 13-Sep-23) SEC settles first NFT enforcement case, fines LA media company $6M (TechCrunch, 29-Aug-23) Visa+Solana+USDC ‘A Huge Deal'—Visa Reveals Crypto Payments Bombshell (Forbes, 7-Sep-23) Long Take: Visa, Worldpay, and Nuvei settling transactions using stablecoin USDC on Solana (Fintech Blueprint by Lex Sokolin, 6-Sep-23) Mark Cuban Hacked Mark Cuban Loses Nearly $1M to Crypto Scam (CoinDesk, 18-Sep-23) Billionaire Mark Cuban Loses $870,000 In Crypto Scam (Decrypt, 16-Sep-23) Citi's New Token Service Citigroup Debuts Token Service in Latest Foray Into Digital Assets (Bloomberg, 18-Sep-23) Citi Token Services will provide payments, liquidity to institutional customers (Cointelegraph, 18-Sep-23) LINKS: Follow our guest co-host Alejandro Gutierrez on X(Twitter) and LinkedIn Learn more about Defactor Labs and follow them on X(Twitter) Leave a review and subscribe on Apple Podcasts | Spotify Check out our MoneyNeverSleeps website and email us at info@norioventures.com Follow us on X(Twitter): Pete Townsend | MoneyNeverSleeps Follow us on LinkedIn: Pete Townsend | MoneyNeverSleeps --- Send in a voice message: https://podcasters.spotify.com/pod/show/moneyneversleeps/message
gm. Mauricio Magaldi and Cuy Sheffield are back this week, this time talking all things USDC settlement, CBDCs and the difference between CBDCs and stablecoins. Following our discussion around the development of stablecoin in our last episode, we thought it would be fitting to dive deeper into another type of digital currency that is closely related to fiat, CBDC, or Central Bank Digital Currency. Banks are looking to CBDCs as a form of currency that expedites transactions and increases the security of payments between banks, institutions, and individuals and we look at the biggest news stories and developments around the world for CBDCs. Not only that but Visa has some news of its own: Just last week, Visa expanded its use of US Dollar Coin (USDC) for digital currency settlement, adding pilot programs globally with WorldPay, Nuvei, and Xapo, modernising large value, cross-border payments, for end-to-end digital currency settlement over blockchain. We get into that and much more! We are also joined by some amazing guests: * Dante Disparte, Chief Strategy Officer and Head of Global Policy at Circle * Mina Khattak, Senior Director of Crypto, at Worldpay * Catherine Gu, Head of CBDC & Protocols, Visa Just a quick reminder - nothing we share here is legal, tax or financial advice. Views or opinions expressed by the panel are their own and do not necessarily reflect the view of the entities they are representing. This episode is sponsored by Visa. This episode is brought to you by Visa, one of the world's leaders in digital payments. Crypto has opened up a new world of possibilities, and Visa's helping everyone take part. Consumers now can enjoy the freedom and flexibility of using their Visa crypto-linked cards for everyday purchases at millions of Visa-accepting merchant locations around the world. Join us in this new money movement; learn more visa.com/crypto. If you enjoyed the show, don't forget to subscribe and leave a review! Want to join the conversation on all the topics discussed? Tweet the show at: www.twitter.com/bchaininsider Special Guests: Catherine Gu, Dante A. Disparte , and Mina Khattak.
In this episode of The New 1% Podcast, we unravel the story of Ryan Reynolds' strategic investment journey from Mint Mobile to Nuvei. Reynolds, who sold Mint Mobile for $300 million, shared his two key investment principles: Segment 1 - Evaluating Business Structure & Operations Reynolds emphasized the importance of a stellar leadership team at Nuvei and their relentless dedication. This segment highlights the significance of in-depth analysis when considering investments. Segment 2 - Understanding Market Demand Reynolds keenly observed the market demand for Nuvei's services, recognizing a customer profile and investor interest. This part underscores the importance of aligning investments with market trends. In addition to Reynolds' journey, host Timmy shares valuable advice on finding investment opportunities that match your skillset: Podcast - Segment 3 - Aligning with Your Skillset Go Get the Skillset by Solving Your Current Problems: Learn from personal challenges and setbacks. Think About Who You Used to Be and What Obstacles You Overcame: Reflect on personal growth and transformation. Give Them Something for Free: Discover the power of generosity in building connections. This episode unveils the secrets of strategic investments, emphasizing diligence, market awareness, and alignment with one's skillset. Join The New 1% soft launch team at workwithtimmydouglas.com This is for the people looking to buy a business at some point, but not in the next 12 months. The impact here is in spreading the word until you can commit to doing the work Get a FREE Community Investing Course that will set you up to reap the rewards without doing the work by leveraging people and technology. If you're looking to buy a business in the next 12 months, DM me and join the hard core launch team, limited to 100 people! Here you'll get the following for FREE access to a list of Private money partners for buying businesses that I'm building a due diligence checklist a community of people committed to buying businesses essential contacts in major cities for due diligence. --- Support this podcast: https://podcasters.spotify.com/pod/show/timothy-douglas0/support
In this episode of The New 1% Podcast, we unravel the story of Ryan Reynolds' strategic investment journey from Mint Mobile to Nuvei. Reynolds, who sold Mint Mobile for $300 million, shared his two key investment principles: Segment 1 - Evaluating Business Structure & Operations Reynolds emphasized the importance of a stellar leadership team at Nuvei and their relentless dedication. This segment highlights the significance of in-depth analysis when considering investments. Segment 2 - Understanding Market Demand Reynolds keenly observed the market demand for Nuvei's services, recognizing a customer profile and investor interest. This part underscores the importance of aligning investments with market trends. In addition to Reynolds' journey, host Timmy shares valuable advice on finding investment opportunities that match your skillset: Podcast - Segment 3 - Aligning with Your Skillset Go Get the Skillset by Solving Your Current Problems: Learn from personal challenges and setbacks. Think About Who You Used to Be and What Obstacles You Overcame: Reflect on personal growth and transformation. Give Them Something for Free: Discover the power of generosity in building connections. This episode unveils the secrets of strategic investments, emphasizing diligence, market awareness, and alignment with one's skillset. Join The New 1% soft launch team at workwithtimmydouglas.com This is for the people looking to buy a business at some point, but not in the next 12 months. The impact here is in spreading the word until you can commit to doing the work Get a FREE Community Investing Course that will set you up to reap the rewards without doing the work by leveraging people and technology. If you're looking to buy a business in the next 12 months, DM me and join the hard core launch team, limited to 100 people! Here you'll get the following for FREE access to a list of Private money partners for buying businesses that I'm building a due diligence checklist a community of people committed to buying businesses essential contacts in major cities for due diligence. --- Support this podcast: https://podcasters.spotify.com/pod/show/timothy-douglas0/support
Nuvei Corporation, Q2 2023 Earnings Call, Aug 09, 2023
In this episode, the Host, Tedd Huff, interviews Ashley Scott Meyers, the owner of ASM Media, a cutting-edge multimedia production company. Ashley takes us on a thrilling journey into the world of NFTs and reveals how he ingeniously incorporated them into his groundbreaking film, "The Rideshare Killer." Prepare to be amazed as Ashley shares his incredible story of stumbling upon NFTs through TikTok and his unwavering determination to make them more than just digital assets.Amazing takeaways from this episode:1️⃣ Unveiling the Secrets: How Ashley Transformed NFTs into a Game-Changer for Filmmaking2️⃣ The Unpredictable Blockchain: Ashley's Battle with Challenges in NFT Integration3️⃣ Lights, Camera, Engagement: Discovering New Dimensions of Viewer Experience with NFTsAlso, watch the entire episode on youtube. [link here]Links:Ashley Scott Meyers Links Movie: http://www.theridesharekiller.com/ Ashley Scott Meyers Linkedin: https://www.linkedin.com/in/ashley-meyers-3565b1a/ Selling Your Screenplay FaceBook: https://www.facebook.com/sellingyourscreenplay Ashley Scott Meyers Instagram: https://www.instagram.com/ashleyscottmeyers/ Sell Your Screenplay Youtube: https://www.youtube.com/user/SellingScreenplay Ashley Scott Meyers IMDB: http://www.imdb.com/name/nm0583488/" Ashley Scott Meyers Twitter: https://twitter.com/ashleymeyers Ashley Scott Meyers Facebook: https://www.facebook.com/ashleymeyers/ NFT: http://www.theridesharekiller.com/nfts/ Fintech Confidential YouTube: https://fintechconfidential.com/watch Podcast: https://fintechconfidential.com/listen Notifications: https://fintechconfidential.com/accessLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidential Instagram: https://www.instagram.com/fintechconfidential Facebook: https://www.facebook.com/fintechconfidentialSupportersSupport is provided by MPC 2023, the premier event for fintech leaders. This is your chance to shake hands and rub shoulders with the world's top experts in payments, loyalty, blockchain, digital currencies, cybersecurity, consumer privacy, and other emerging fintech solutions connecting you directly with the future of commerce. If you haven't already, mark your calendars for August 23rd through the 25th and join me and Fintech Confidential at the Westin Atlanta Perimeter North. When you sign up for FinTech confidential notifications, you will receive a discount from $50 to 100% off.Or use this link for $50 of registration. https://mpcevent.com/FTC50This is a Production of Diamond D3, Media ABOUT: [Guest Name]: [Guest Bio][Company Name] : [Company info]Tedd Huff: Tedd Huff is the Co-Founder of Voalyre, and the President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential.Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally
FinTechs innovate how we pay and get paid. And their meteoric rise would not have been possible without networks like Visa Direct that help modernize payments by enabling transparent, real-time* money movement through eligible debit cards. Today, hear about the infrastructure behind the rise of FinTechs from Anastasia Serikova, Head of Visa Direct, Europe, and Stergios Tsalis, Vice President of Payments Experience at Nuvei, a payment technology platform that provides processing infrastructure and support for businesses to send and receive money. Press play and enjoy this in-depth new episode of Money Travels, brought to you by Visa.Follow UsWebsite https://www.visa.com/visadirectLinkedIn @Visa DirectPresented by Visahttps://usa.visa.comVisa Direct capability enabled through a financial institution partner.Visa Direct product availability and functionality varies by market.Actual fund availability depends on receiving financial institution and region.The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.The conversion of cryptocurrency (non-fiat currency) to fiat currency (e.g., EUR, USD) occurs outside of Visa's system. Visa's involvement in any of these potential use cases is solely to send fiat currency funds using an OCT or AFT.This podcast contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 that relate to, among other things, our future operations, prospects, developments, strategies, business growth and financial outlook. Forward-looking statements generally are identified by words such as "believes," "estimates," "expects," "intends," "may," "projects," “could," "should," "will," "continue" and other similar expressions. All statements other than statements of historical fact could be forward-looking statements, which speak only as of the date they are made, are not guarantees of future performance and are subject to certain risks, uncertainties and other factors, many of which are beyond our control and are difficult to predict. We describe risks and uncertainties that could cause actual results to differ materially from those expressed in, or implied by, any of these forward-looking statements in our filings with the SEC. Except as required by law, we do not intend to update or revise any forward-looking statements as a result of new information, future events or otherwise.Certain Visa Direct Services involve the use of third party service providers, other financial institutions (such as network partners) and local clearing schemes.Availability varies by market. Please refer to your Visa representative for more information on availability.Visa Direct Wallet capability is under development and not yet commerciallyavailable.This podcast describes controls for Visa's internal compliance purposes. Visa Direct clients and participants should always consult and seek approval from their internal compliance teams on sanctions screening controls and processes. Visa Direct clients and participants are solely responsible for their own compliance with applicable laws and regulations.
Nuvei Corporation, Q1 2023 Earnings Call, May 10, 2023
Jeremy Burt is the head of ERP Business Development at Paya (A Nuvei Company). He is the former founder and CEO of VelocIT Business Solutions. Jeremy has spent 15 years in payments with 10 years specifically in ERP integrations. Outline Introduction to Jeremy Burt, CEO of Piaa. Paya's strengths with the Nuvei platform. An example of a customer success story that he's had. What is an omni-channel processor? Why is Jeremy's father a hero?
Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Nilixa Devlukia, Chair, Open Finance Association Tim Chong, Co-Founder and CEO, Yonder With soundclips from: Alvaro Castillo, Innovation Manager, Caixabank We cover the following stories from the fintech and financial services space: Apple launches high-yield savings account with Goldman in payments push 6:57 Open banking boost as UK regulators vow to support innovation and consumer protection 20:12 Credit card challenger Yonder scores £62.5m Series A 36:15 CaixaBank rolls out metaverse initiative to promote sustainability 49:45 Actor Ryan Reynolds adds payments company Nuvei to portfolio of business interests 58:08 Game of Thrones stars challenge big banks over fossil fuel links 1:00:40 This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. " Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Alvaro Castillo, Nilixa Devlukia, and Tim Chong.
FU Podcast - E166 - APRIL 18, 2023 We Invite Our Listeners To Become Guests LIVE ON AIR!! To interact with our LIVE shows and see the episodes you might have missed go to: https://www.facebook.com/Frustration.Unlimited.Podcast Your Hosts: Devin G Ewart & Andy Henning To Donate to the Show: https://paypal.me/FUPodcast Find Us On: Facebook: Frustration.Unlimited.Podcast Twitter: FrustrationU Instagram: Frustration_Unlimited Youtube: https://dge.dgemedia.com/FU-Podcast Twitch: FU_Podcast Patreon: FUPodcast LOCAL - Police: Fry Street bar owner arrested after being intoxicated inside his business Decriminalize Denton's pledge deadline passes with only one candidate signing in support of Prop B Game Box's Immersive Grandscape—enter into another world Swatting Calls at North Texas Colleges and Universities Cause Concern Mesquite ISD substitute teacher fired after she 'encouraged students to fight each other' SpaceX scrubs test launch of Starship, its heaviest rocket yet Anti-"grooming" Texas lawmaker accused of sex with intern Austin Police Investigate Fourth Death in Lake in Two Months, Raising Fears of Serial Killer Arlington, Dallas Named Two of the Most Diverse Cities in the Country US News - Oregon driver tosses $200K on interstate ‘to bless others' — to family's horror: reports Florida man creates device to ‘kiss' bugs: ‘Wasp was scary, but thrilling' Controversial mayor caught dancing nearly naked at nightclub, faces probe AI clones teen girl's voice in $1M kidnapping scam: ‘I've got your daughter' Furby connected to ChatGPT reveals plan to ‘take over the world' Supreme Court Justice Clarence Thomas has been reporting income from defunct real estate company, report says DOJ accuses China of using 'police station' to spy on, harass dissidents inside US Accused shooter in Kansas City shooting of Black teen who went to the wrong house will face 2 felony charges, Oklahoma County Officials Caught on Audio Talking About Killing Reporters, Complaining They Can No Longer Lynch Black People Florida Governor Ron DeSantis Could Build Prison Near Disney World in Retaliation for Company's Opposition to 'Don't Say Gay' Law WORLD News - Chinese couple trash Airbnb in revenge with 120 tons of water after booking is refused Japan Has Millions of Empty Houses. Want to Buy One for $25,000? BUSINESS News - Only six EVs still qualify for the $7,500 federal tax credit after new rules go into effect These States Will Exempt Your Solar Panels From Property Taxes and Sales Tax Passive aggressive tipping 'trick' has left people furious First Toyota electric sedan powered by BYD earns 5,000 orders on first sales day How to use GPT4ALL — your own local chatbot — for free AI-generated Drake and The Weeknd song goes viral TikTok-Famous Flashfood App Helps Reduce Food Waste How to Start a Beauty Business With Just £250 SCIENCE News - 'Silent killer' takes more American lives than obesity and drug overdoses: new study Giant Spiral Appears Amid the Aurora Lights in Alaska's Night Sky Sound can successfully remove microplastics from water Great Pacific Garbage Patch is now so huge and permanent that a coastal ecosystem is thriving on it ENTERTAINMENT News - Ryan Reynolds Invests in Nuvei as the Fintech Firm Eyes Expansion Into the Metaverse Jamie Foxx Hospitalized in Georgia for Medical Complication Artist Who Won Sony World Photography Awards Disqualifies Himself After Revealing AI-Generated Photo The Biggest Box Office Bombs of 2022 Pizza delivery guy ends police chase with his foot --- Support this podcast: https://podcasters.spotify.com/pod/show/frustration-unlimited/support
Spruce Point Capital released a short report on Nuvei Corp. (NVEI). Spruce Point Founder and CIO, Ben Axler joins Oliver Renick to discuss NVEI. NVEI is a Canadian fintech company. He talks about how NVEI has ties to FTX and crypto exposure and its recent Paya acquisition seems troubled. He also has concerns over Ryan Reynolds' investment. He notes that there is a lack of transparency surrounding Ryan Reynolds' investment. Tune in to find out more about the stock market today.
In his latest business venture, actor, producer, and entrepreneur Ryan Reynolds has invested in fintech company Nuvei. Reynolds and his new partner Nuvei CEO Philip Fayer share how they'll work together, and why they're betting on fintech and on innovation in Canada. Mohamed El-Erian, Allianz and Gramercy advisor and president of Queens' College, discusses his next concern for the markets, as the “higher for longer” interest rate policy continues. Plus, it's game time for the banking industry; big banks have begun to roll out results, and mid-size banks are unveiling financials this week. A month after the collapse of Silicon Valley Bank and the subsequent regional banking crisis, investors will read quarterly financials as indicators of banking instability and the long term impact of SVB's failure. Google CEO Sundar Pichai has big expectations for AI, and Dominion's lawsuit against Fox News will head to trial Tuesday, after a delay. In this episode:Ryan Reynolds, @VancityReynoldsMohamed El-Erian, @elerianmJoe Kernen, @JoeSquawkBecky Quick, @BeckyQuickAndrew Ross Sorkin, @andrewrsorkinKatie Kramer, @Kramer_Katie
Nuvei Corporation, Q4 2022 Earnings Call, Mar 08, 2023
Join Tedd Huff of Fintech Confidential and Bruce Burke of Bullet Point Bulletins as they discuss the latest developments in the world of fintech and web3 technology on this week's episode of the Weekly Wrap-Up of Bullet Point Bulletins. "Get ready for some fresh and thrilling insights on the FItnech and web3 worlds right here. Top stories for this week. 1️⃣ Regulators Warn Banks - Say No To Crypto FinTech Companies2️⃣ Mastercard to allow crypto payments in Web3 via USDC settlements3️⃣ Azra Games, founded by veteran EA game developer, raises $10M for NFT-themed Legions & Legends4️⃣ Electronic Arts Founder Trip Hawkins Is Now Making NFT Games5️⃣ Fake ChatGPT Tokens Are Out And About To Victimize People – What You Need To Know Links:Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupporters: Support is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com This is a production of Diamond D3 Media, with All Rights Reserved. This is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice. We strive to provide accurate and up-to-date information but will not be responsible for any missing facts or inaccurate information. You comply and understand that you should use any of this information at your own risk. Cryptocurrencies are highly volatile financial assets, so research and make your own financial decisions. ABOUT: Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally
"Welcome to Web3 with FTC For February 10th by Fintech Confidential, the place where we keep you up-to-date on the latest developments in the world of Web3, Crypto, Blockchain, NFTs, and Fintech. "Get ready for some fresh and thrilling insights on the crypto and blockchain world right here on Web3 with FTC! No more stale, regurgitated stories. We've got the hottest and newest updates for you."Top stories for today. 1️⃣ Saudi Aramco to Unlock Revolutionary Blockchain Benefits for Employees!2️⃣ Gateway.fm Raising $4.6 Million to Democratize Access Now3️⃣ FTX Japan Resumes Crypto and Fiat Withdrawals!4️⃣ Cameron Winklevoss: US To Miss Out If It Doesn't Embrace Crypto5️⃣ Crypto Hedge Fund Galois Capital Collapses After Suffering $40 Million Loss to FTX6️⃣ Binance in negotiations with US regulators over compliance issues7️⃣ SEC Wants to "Plant Its Flags" on Crypto - Congress Mulls Who Will Police?8️⃣ San Francisco Fed has put out an urgent call for a cryptocurrency specialist.9️⃣ Yuga Labs Gets Roasted on Twitter - BAKC NFT In Tow!Links:Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupporters: Support is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com This is a production of Diamond D3 Media, with All Rights Reserved. This is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice. We strive to provide accurate and up-to-date information but will not be responsible for any missing facts or inaccurate information. You comply and understand that you should use any of this information at your own risk. Cryptocurrencies are highly volatile financial assets, so research and make your own financial decisions. ABOUT: Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media...
"Welcome to Web3 with FTC For February 10th by Fintech Confidential, the place where we keep you up-to-date on the latest developments in the world of Web3, Crypto, Blockchain, NFTs, and Fintech. "Get ready for some fresh and thrilling insights on the crypto and blockchain world right here on Web3 with FTC! No more stale, regurgitated stories. We've got the hottest and newest updates for you."Top stories for today. 1️⃣ PayPal taps into Crypto Market with $500M Investment in Bitcoin & Ethereum2️⃣ Coinbase vs the SEC! Who WILL Win?3️⃣ Binance Transfers $400 Million From U.S Affiliate's Silvergate Bank4️⃣ SEC shook Kraken down for $30M5️⃣ DC For Shooting A Messenger Who Warned of Crypto Debacal6️⃣ SALT Crypto-Lender Bounces Back with a $64.4 Million Funding Splash!7️⃣ Celsius Failed to Record transactions Worth Billions Prior to Bankruptcy 8️⃣ Centre Pompidou Puts NFTs on Display in Spectacular First Exhibition9️⃣ OPNX Bankruptcy Claim Trading PlatformLinks:Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupporters: Support is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com This is a production of Diamond D3 Media, with All Rights Reserved. This is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice. We strive to provide accurate and up-to-date information but will not be responsible for any missing facts or inaccurate information. You comply and understand that you should use any of this information at your own risk. Cryptocurrencies are highly volatile financial assets, so research and make your own financial decisions. ABOUT: Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content...
In today's episode, we'll cover a range of topics, from crypto regulations in New Jersey to the launch of Bit 2 Me's new crypto cashback debit card and more."Get ready for some fresh and thrilling insights on the crypto and blockchain world right here on Web3 with FTC! No more stale, regurgitated stories. We've got the hottest and newest updates for you."Top stories for today. 1️⃣ New Jersey Crypto Bill Could Impact Firms in the State2️⃣ US Missing Crypto Leadership as SEC Clampdown Tightens3️⃣ Metrics Reveal All! Ordinal NFTs Make Waves on Bitcoin Network4️⃣ Starbucks Odyssey Holiday Cheer Edition 1 NFTs Sell for Thousands5️⃣ OpenSea Halts Trading on Rihanna Music NFTs6️⃣ Coinbase Exec Joins a16z Crypto7️⃣ Bit2Me's 9% Crypto Cashback Mastercard Debit Card8️⃣ Mitre Seeks Economist to Analyze Web3 EconomyLinks:Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupporters: Support is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com This is a production of Diamond D3 Media, with All Rights Reserved. This is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice. We strive to provide accurate and up-to-date information but will not be responsible for any missing facts or inaccurate information. You comply and understand that you should use any of this information at your own risk. Cryptocurrencies are highly volatile financial assets, so research and make your own financial decisions. ABOUT: Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally
"Welcome to Web3 with FTC For February 10th by Fintech Confidential, the place where we keep you up-to-date on the latest developments in the world of Web3, Crypto, Blockchain, NFTs, and Fintech. "Get ready for some fresh and thrilling insights on the crypto and blockchain world right here on Web3 with FTC! No more stale, regurgitated stories. We've got the hottest and newest updates for you."Top stories for today. 1️⃣ Paxos in Hot Water with NYDFS and SEC Over BUSD Listing: Will the Stablecoin Giant Survive?2️⃣ Kraken Settles with SEC for $30M: Are Centralized Exchanges Like Kraken and Coinbase Going Extinct?3️⃣ LocalBitcoins Bows Out Due to Crypto-Winter, RoboSats and Bisq Provide P2P Alternatives4️⃣ ReserveBlock's RBX Token Listed on BitMart: Could Eco-Friendly NFTs Be the Future of Crypto?5️⃣ AI Tokens Outshine Bitcoin: Will the Hype Last or Will Bitcoin Reign Supreme?6️⃣ Celsius Denied Extension as Cash Burn Continues: Will the Company Survive Chapter 11?7️⃣ XDC Network Leads the Way in Real-World Decentralized Finance: Enterprise Applications and Trade Finance at the ForeLinks:Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupporters: Support is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com This is a production of Diamond D3 Media, with All Rights Reserved. This is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice. We strive to provide accurate and up-to-date information but will not be responsible for any missing facts or inaccurate information. You comply and understand that you should use any of this information at your own risk. Cryptocurrencies are highly volatile financial assets, so research and make your own financial decisions. ABOUT: Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of...
Your daily dose of Web3 with FTC for February 3rd, 2023 with the latest news and insights in the world of Web3, blockchain crypto, and Fintech. Today, we have a packed show with some of the biggest stories in Web3 . 1️⃣ Senators from both parties demanding answers from Silvergate Capital2️⃣ Strike launches "Send Globally" in the Philippines.3️⃣ Tether CTO, Paolo Ardoino, denies allegations of borrowing from Celsius4️⃣ HSBC, will focus on tokenization and Web3.5️⃣ Twitter to bring payment capabilities6️⃣ Shibuya, disrupts funding models for video content with its NFT-driven production.7️⃣ US Air Force is investing in, SIMBA ChainLinks:Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupport is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com This is a Production of Diamond D3, Media ABOUT: Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally
Web3 with FTC For February 2nd 2023Fintech Confidential's Web3 with FTC your daily dose of the latest news and insights in the world of Web3, blockchain crypto, and Fintech. Today's Updates 1️⃣ Federal Reserve's decision on Custodia Bank's membership application2️⃣ Cardano Launches Sidechain Toolkit 3️⃣ Floor Acquires NFT analytics platform WGMI.io4️⃣ Core Scientific plans to borrow $70 millionAlso, watch the entire episode on youtube. https://youtu.be/CwAbk9xQ0WgLinks:Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupport is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com This is a Production of Diamond D3, Media ABOUT: Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally
In this episode, we discuss the recent acquisition by Nuvei, the roger shaw tribunal approval tech layoffs and troubles at Bed Bath and Beyond. We also look at returns by investment class over the last 37 years and the most traded stocks by Canadians using TD direct investing. Tickers of stocks discussed: NVEI.TO, CRM, AMZN, AQN.TO, TSLA, SHOP.TO, LULU, BNS.TO, SU.TO, TD.TO, ENB.TO, LSPD.TO, AAPL, BBY, NFLX, TSM Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon's twitter: @Fiat_Iceberg Braden's twitter: @BradoCapital Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Sign up to Stratosphere for free
Caleb Avery is the CEO of the SaaS monetization company Tilled. He shares how his college part-time Job turned into a Passion for integrated payments and how he took that passion to create a PayFac as a Service that makes it easy to monetize payments for software companies,Three things in this episode that we dive into. 1️⃣ Profile of a Payfac 2️⃣ The top three mistakes 3️⃣ Choosing your own payments adventureAlso, watch the entire episode on youtube. https://youtu.be/WyWoeeR19dYLinks:TilledWebsite: www.tilled.comLinkedin: https://www.linkedin.com/in/caleb-avery/ , https://www.linkedin.com/company/tilled/ Instagram: https://www.instagram.com/gettilled/Twitter: www.twitter.com/gettilled Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupporting PartnersSupport is provided by the Vital Credit Card.Make a statement in your wallet with a sleek Metal credit card that pays you cashback when you share and spend responsibly while it helps improve your credit health. Request an Invite at vital.fintechconfidential.com This is a Production of Diamond D3, Media ABOUT: Tilled : Tilled empowers ISVs to monetize the payments flowing through their platforms. Through Modern APIs and SDKs, Tilled's turnkey system allows software companies to be set up and running in a matter of weeks, with no upfront costs or additional headcount required. Without any of the headaches, regulatory compliance, or liabilities of becoming a fully registered facilitator, Tilled makes it easy for any software company to take full advantage of the benefits of payment facilitation. Tilled was founded in 2019 by Caleb Avery and is currently based in Boulder, Colorado. For more information, including pricing, contact information and careers, visit www.tilled.com.Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering...
On today's ESI Digest, we cover Wild Rift esports halting its official regional tournaments in 2023 except for Asia, PUBG Esports introducing a partner team programme, VALORANT Game Changers EMEA unveiling its new format and structure for next year, plus more! Don't forget to also view Esports Insider's white paper in collaboration with PayPal and Nuvei! Available on ESI Marketplace now. Hosted by Tom Daniels (@TheTomDaniels)
Nuvei Corporation, Q3 2022 Earnings Call, Nov 03, 2022
Rob Whalen is the Co-Founder & CEO of PTO Exchange, which converts unused paid time off into tangible financial assets, travel, or gifts. He shares his aha moment and insights on how to look at how you should be looking at PTO. Three things in this episode that we dive into. 1️⃣ How PTO Policies may be holding Diversity and Inclusion back 2️⃣ Creative ways to use PTO when you can cash them out 3️⃣ The Mirage, known as Unlimited PTO Watch the full episode on YouTube Links:PTO Exchange Website: https://www.ptoexchange.com (https://www.ptoexchange.com) Linkedin: https://www.linkedin.com/company/pto (https://www.linkedin.com/company/pto) Facebook: https://www.facebook.com/ptoexchange (https://www.facebook.com/ptoexchange) Twitter: https://twitter.com/PTOExchange (@ptoexchange) Crunchbase: https://www.crunchbase.com/organization/pto (https://www.crunchbase.com/organization/pto) Rob Whalen Linkedin: https://www.linkedin.com/in/rob-whalen-1287077/ (https://www.linkedin.com/in/rob-whalen-1287077/) Time Stamps:00:00 PTO Exchange | Rob Whalen, Co-founder and CEO 01:39 Intro 03:51 Lessons from a Serial Entrepreneur 06:31 From Idea to Reality 08:35 Redefining the Perspective of PTO 10:03 Creating Equality and Inclusion with PTO 12:54 How We Look at PTO has Changed 15:45 Creative uses of PTO Value 17:30 Are Americans Using More or Less PTO 20:58 Using Accrued PTO for Employee Retention 23:33 The Unlimited PTO Mirage 27:15 Unlimited means less time off 30:50 PTO the Great Equalizer 32:51 ESG and PTO 36:12 Advice on PTO 36:49 Closing Thoughts Supporting PartnersSupport is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www.getsolvpath.com This is a Production of Diamond D3, Media ABOUT: PTO Exchange: The first platform that allows employees to self-direct the value of their unused paid time off (PTO) for other needs and causes. Rob Whalen: the Co-founder and CEO of PTO Exchange, the first benefits platform that allows employees to self-direct the value of their unused paid time off (PTO) for other needs and causes. He is a serial entrepreneur that has over 25 years selling and developing software and hardware products, and a BA in accounting from Seattle University. While building the company, Rob and his co-founder, Todd Lucas, found their mission was to enable flexibility into those benefits that employees earned but could not utilize. They also discovered that by enabling this capability and accountability, PTO Exchange created equity and inclusion for workers to be compensated for their accrued productivity creating a better benefit. PTO Exchange officially launched in 2017 at the HR Tech Conference and quickly redefined the category in the HR space. The company was featured in top media outlets like Bloomberg and The Washington, was selected as a “Cool Vendor of the year” by Gartner in 2017 and awarded “Awesome New Technologies" at the Health and Benefits Leadership Conference in 2018. Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on, global payments, and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments. Diamond D3, Media: A media creation, management, and production company delivering engaging...
Co-Founders Jodi Durst, CEO, and Kim Coley, President of Payment Processing Firm, ePaymints, share how their decades of experience and the focus on relationships have built a fresh approach to how Paymints are done. Three things in this episode that we dive into. 1️⃣ How they became the Queens of the Pivot 2️⃣ NFT with your Pizza? 3️⃣ Sex, Drugs, and Rock N Roll oh and Fintech LinksWebsite: https://epaymints.com/ (https://epaymints.com/) Linkedin: https://www.linkedin.com/company/epaymints/ Facebook: https://www.facebook.com/ePaymints (https://www.facebook.com/ePaymints) Instagram: https://www.instagram.com/epaymints/ (@epaymints) Twitter: https://twitter.com/ePaymints (@epaymints) Youtube: https://www.youtube.com/channel/UC4l3SvVdFiI-_55EU6yPeqg (ePaymints) Timestamps: [00:01:00]Intro [00:02:17] Falling into Fintech [00:05:03] Building ePaymints [00:07:35] Tech of the Past and Future [00:08:46] Navigating the intersection of CFI and DeFi [00:11:08] The Feeling of Being Left Behind [00:13:57] NFT with your Pizza? [00:16:03] Results not just movement [00:19:33] Helping Underserved Markets [00:22:54] Sex Drugs and Rock n Roll [00:27:51] Female Ran Fintech [00:30:38] The One [00:34:07] Courage to Pivot [00:35:40] Messy Middle Lessons [00:36:50] Closing thoughts Supporting PartnersSupport is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting http://www.getsolvpath.com (www.getsolvpath.com ) This is a Production of Diamond D3, Media ABOUT: ePaymints: Simply put, ePaymints allows vendors and marketplaces to integrate cutting-edge technology into their business with the intent of enhancing their buyer's journey and being able to jump on the next big thing at the drop of a hat. Jodi Durst: Jodi Durst is the CEO and Co-Founder of ePaymints, a women-led fintech striving on bringing the future of payment technology into the present day. Jodi has been working in fintech as long as the word “fintech” has been around, and after logging decades into the industry, decided to start her own company with her and co-founder Kimberly Coley's own vision. Looking at what's on the horizon rather than what's right in front of her, Jodi has positioned ePaymints to be perfectly primed to jump on emerging technologies and provide them the payment processing capabilities necessary to get off the ground, and start changing the game. Kim Coley: Kim Coley is the Co-Founder and President of ePaymints, a financial technology firm focused on bringing the future of payments into the present day. Since the very beginning of her career, Kim has been one of few women in the industry, and has worked extra hard for a place at the table. This hunger carries over to ePaymints, where she does everything possible to put her clients in a position to succeed. Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on, global payments, and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments. Diamond D3, Media: A media creation, management, and production company delivering engaging content globally.
Nuvei is a payments solutions and platform provider that helps customers accelerate their business with modular, flexible and scalable technology to help integrate next-gen payments services into their offerings. Gaming and its popularity skyrocketed during the pandemic, but how important are things like a well designed UI and UX when it comes to monetisation of games?Image Credit: Nuvei Facebook Page
In this conversation, we chat with Meidad Sharon, the CEO and founder of the award-winning retail finance SaaS network platform ChargeAfter, the first global network to provide a complete solution to Point-of-Sale financing from multiple lenders. Meidad is a long-time high-tech industry veteran, with over 15 years of experience scaling global payments and SaaS businesses with a people and customer-first approach. As well as, demonstrating how simple payment processing and fraud prevention solutions can meet complex needs, and lead to maximum profitability and a seamless end-user experience.
The science of indoor air quality UK air quality expert Dr. Andy Dengel on an invisible threat Andy is currently Director of Environment in the Building Technology Group at BRE. He gained a PhD and postdoctoral research experience in chemistry at Imperial College London, publishing extensively on the structures, properties and catalytic oxidising abilities of transition metal complexes. Andy then spent the next 16 years of his career working in and managing contract analytical laboratories. Starting with drinking water analysis, this took in food and consumer product analysis at a Public Analyst laboratory and latterly the operational/site management of a growing suite of contaminated land/water laboratories for ALcontrol. Since joining BRE in 2006 Andy has led the IAQ and Chemical Assessment teams, and in 2008 also assumed overall responsibility for the other BRE environmental engineering and consultancy teams (HVAC, Air Pollution, Lighting and Environmental Noise) and in 2013 he became Deputy to the Director of BRE's 70-strong Building Technology Group. This bio work constitutes a fair-use of any copyrighted material as provided for in section 107 of the US copyright law. View original source here: Andy Dengel Episode transcript: The transcription of this episode is auto generated by a third-party source. While Microshare takes every precaution to insure that the content is accurate, errors can occur. Microshare, Inc. is not responsible for any errors or omissions, or for the results obtained from the use of this information. Michael Moran [00:00:11] This is manifest density. Hello, everyone, and welcome to this edition of Manifest Entity, your host Michael Moran here, and we are here to explore the intersection of COVID 19 global business and society. And unfortunately, war, which has now entered the picture in Ukraine. Manifest density is brought to you by the global smart building in ESG data company Microshare. Unleash the data and today I speak with. I'm pleased to have with me, Dr. Andy Dingell, who is the director of the environment team at Barry, which is the kind of leading building research establishment in in the UK and has global reach and influence. Andy, welcome to the podcast. Andy Dengel [00:01:13] Hello, Mike. Michael Moran [00:01:17] So, Andy, tell us a little about yourself and your work on indoor environments at spirit. Andy Dengel [00:01:29] Yeah, sure. So I started off as a chemist, so my doctorate was in chemistry and then I went on to do a lot of analytical chemistry. In the last 15 years, I've been at body building research establishment and I've headed up what we loosely call prairie environment, but really, really concerns the indoor environments that we find ourselves living and working in learning in. So it's everything from indoor air quality through to ventilation and H-back and also lighting noise and other other parameters that can affect us when we're in the buildings. And in that we we do various types of work. We do a lot of research, both collaborative research but also commercial research. And there's R&D for people with products in this area. And we also do advisory work and sometimes to street testing of other products or materials to do the indoor air quality. Michael Moran [00:02:25] So we were talking before the podcast began about the, you know, really new impetus that air quality has gained throughout the pandemic. Obviously, a virus travels through an airborne virus. It's going to be something that alarms you a bit about. The space you're in makes you wonder about what you might have considered a fairly neutral space. But air quality goes back well before the pandemic. Air quality as a as a capability, as a concern in indoor spaces. Can you give us a little background on where the science has come from? Andy Dengel [00:03:06] Yes, absolutely. I mean, we've been involved here before and before I joined even the last twenty five years when he was some of the the IQ issues that come about and of course, traditionally equality came to the consciousness in terms of external air quality, air pollution and those sort of things. But then gradually over the last maybe 10, 15 years, people start to think, Well, we actually spend more time indoors. Some people spend all of their time indoors. And often they are. The indoor air quality indoors has a great, great potential to affect the health and well-being. So I say the last 15, 20 years, we've seen a gradual increase in awareness, I'd say, of indoor air quality. And of course, the internet and social media really take that to another level in a lot of people start to know, you know, listen to podcasts like they say they they can read things, they can access things and it's getting more on the agenda. And I think before the COVID pandemic, we were starting to see a lot of organizations, whether it be schools, medical corporate offices, whatever. So into place a bit more emphasis on the health and well-being of occupants. Because after all, if your employee isn't happy in their indoor environment, they won't perform as well. They may become ill and they may become absent. So we were starting to see that before the for the pandemic, but I think the pandemic has really thrust it even more into the spotlight. Michael Moran [00:04:36] I want to look state state pre-pandemic for just a moment and talk about some of the research and some of the case studies that were were floating around before anybody really had it focused on COVID 19. I mean, a lot of these things had to do with preventing absenteeism, preventing the the ill effects of CO2 buildup, which which make people drowsy and toward the end of the day, for instance, could really hit productivity in a workforce. And then there was, you know, the pure health care or the health issues which which had to do with things like the humidity and temperature mix, which can affect the spread of disease. What are some of the factors that go into the pure? Air quality concerns that predated the pandemic. Andy Dengel [00:05:31] Yeah, so I think a lot of what we used to do used to be reactive in a way which is a pity where people would contact us when they were experiencing problems enough in an office or a school or hospital. And normally that would be one or two or more people experiencing irritation or discomfort or ill health. Then, of course, you have this sort of psychosomatic factors in the so-called sick building syndrome where, you know, open plan always if three or four people become uncomfortable and attribute that to the indoor environment that can start to to spread. So we were starting to do that sort of work and we were developing protocols ready to go in and assess indoor air quality in indoor environments. And we often call it Iizuka, you know, taking everything into account. But there weren't many standards or guidelines for people to hang their hats on as such. There were a lot of schemes, so voluntary schemes such as Brianna, where you can raise a building for a whole load of factors, one of which is air quality ventilation, but very little proactive stuff. But we had, you know, started to look at ways of, yeah, for a reasonable amount of money to be able to go in and assess what's important. And that, first and foremost, would be things, as you said, the CO2 levels, the level of ventilation and also the effects that can come from, you know, too much ventilation or too little things like dampness or on the other hand, dryness of air is too dry and then particular sources of indoor pollutants bosses, for instance, which can make those effects, you know, two out of nine out of 10 people, but one person could be sensitive and have problems. So we were starting to look at that, but really don't know. So it was one to one basis, but I think we had the advent of more technology is going to thrust us all towards a point where there's more measurement going on. Michael Moran [00:07:30] And you hold that thought we're going to take a break to hear from our sponsor. There will be a little dead air here, and I'll come back. OK, I'm back with Dr. Andy DeAngelo of the British I'm sorry, the building research establishment in the UK. Doctor, is there a. Kind of secret weapon for indoor air quality. We've now seen, as you were mentioning before, we took the break. Technology has really evolved. We've had a pandemic which certainly raised the awareness of the concerns that might be extended in indoor air. But I know iOttie, of course, allows for a certain amount of collection of data. But what's it seems like? There's a real challenge in connecting all the various elements that can affect indoor air quality into a responsive single unit. Is that about is that right? Andy Dengel [00:08:33] Yes, because it can be quite complex, you know, on the level of CO2, that's reasonably straightforward. I mean, but even then, you know, there can be other factors. But you know, there are so many factors. So it really all comes down to something it a balance between. Energy efficiency, I'd say, in ventilation, because more and more we're seeing very airtight buildings relying on mechanical ventilation. And if that doesn't work properly or isn't designed properly, you can have problems. Of course, some places don't have that luxury and they'll still be problems because there's not the opportunity for the cross ventilation, etc. So to the whole thing really makes it quite difficult to know which premises you should look at. And there are certainly some important markers, but I think where is the the iottie and the ability to share data and collate data and do things with data is really going forward. The technology to have really robust and reliable sensors to do continuous monitoring is a little bit behind when it comes to economies, you know, in terms of financial economy, because really the more you spend, obviously the better you you'll be. But you know, some of the sensors do have limitations, and I think those limitations need to be at least understood before data is collected. Michael Moran [00:09:59] You know, we had we've had several experiences at Microshare where clients have gone ahead and deployed air quality monitors, IoT monitors. And discovered the air was less than ideal, and their decision, rather than to take remedial steps, was to remove the air quality monitors and pretend like they'd never found this out. It's not a very progressive way to approach it, obviously. But is that a common problem? Is there is the is the reaction so complex that you find some people would just rather not know? Andy Dengel [00:10:42] Yes, I think I think it's all about, first of all, deciding, you know, what you're trying to do and who you're going to share the data with and how much data because and then more importantly than anything, are you prepared to act on it? I think you just touched on the worst case scenario there they're acting on. It is removing the measurement. But it is important. And I think, you know, all sorts of organizations at the moment, I think, are wrestling with this problem in that, you know, if they're going to do this and they do, and if you do either well or you don't do so well anyway, there'll be lots of data. And if you're if you're sharing that with a with a lot of people, there's a lot of different little subjectivity. People will look at different things and you've got a problem. If, for instance, a red light starts flashing when there's, for instance, voices are deemed to be high and so on. So we're thinking, well, wait a minute, the air quality is not good. What's my employee or my landlord going to do about it when in fact, it could have been a false positive? Because, you know, for the sort of sensors we're talking about, they're not always as selected as he might wish. And things can actually trigger trigger responses. So I think there's a bigger piece here in terms of, you know, really thinking. Do I want to do this? How are we going to do it and how are we going to share data are all prepared to go the whole way and then work with the the people who have effectively been being monitored to try to show that you want to do something about it? Michael Moran [00:12:17] You know, there was a pretty well-traveled story a few months back in the New York Times, where parents of children in the New York City Public Schools were sneaking air quality monitors into their lunchboxes and backpacks and then showing up at the Parent Teacher Association meetings and raising hell about the air quality in the schools. Is that is that indicative of what you think the COVID pandemic has done to people's realization about all this? Andy Dengel [00:12:52] I think so. I think it is a real possibility and I say these things are quite affordable. You know, you can buy some some of some of these things, single parameter things for maybe under $500, I don't know. But even but in our in our experience, even ones that cost multiple hundreds of dollars or pounds, we'll still have limitations in and a lot of cases simply because the parameters that they are trying to measure are very complex in themselves. I think CO2, the sensors there, they're much more mature and at the end of the day, you're looking for one one, one compound or molecule. But if you're looking for bio seeds and you have a sense of the claims, look at total doses or tbose. That's pretty much impossible for that sort of sensor because there are so many different viruses that will give different responses. So it's a very complex parameter and similar. Michael Moran [00:13:45] Can you define viruses? I don't think most of the audience will understand what that Andy Dengel [00:13:48] yes, VOCs, volatile organic compounds. So it's a whole whole range of different chemicals that have to volatile always will be big vapor at room temperature. And they include anything from something like petrol. So if you think of petrol, that's a good example. You can smell the volatile organics and petrol go right through to lots of things we use in in our in our homes and in our offices, the cleaning products. And through to the furnishings of paints and varnishes. Air fresheners, you know, people may have may use plug in air fresheners. They emit VOCs, so there's a whole whole range of seasons. Some are potentially hazardous. Some are potentially irritable. Some won't be. But the point is in anyone's face, there may be dozens of different voices and so sensitive to look at so-called tbo AOC is really oversimplifying. Michael Moran [00:14:50] Does there in any way virus come into this, I mean, things that travel through the air as well, which may not have a particular. Telltale odor sensors, are there sensors that can actually find these kind of things in the air? Andy Dengel [00:15:11] Yeah, we don't know. I don't think at the very top level as we speak, people probably working on ways to, for instance, you know, to to detect COVID 19 in the air, for instance. I think there's been work done on surfaces, but the problem is you're really dealing with surrogates in a way it's a part of the particles. Viruses are particles in very small particle size range, which we call ultra fine particles. So if you can have a sense of it looks for ultra fine particles, that's particles under one micron. So. You know, there's an indication that if you can remove if, for instance, an air purifier or a piece of ventilation reduces the amount of ultrafine particles, then it's a pretty it's a pretty good assumption that you will be doing something to either remove or reduce the amount of virus particles in the air. But as we stand at the moment, there's nothing that I know certainly to be able to do in reducing buildings to actually sense virus particles. So you're really into the realms of, you know, looking at the closest surrogate, which in this case would be small particles. Michael Moran [00:16:22] And there's, you know, one of the things I wanted to talk to you about is the reaction to an indication that air is substandard. So the Environmental Protection Agency in the U.S. has a as a kind of basic best practices guide on its website. And they they run through things like the obvious, which are, you know, open a window, you know, down to, you know, essentially having that tough conversation with your HVAC company to see whether there's something they can do with it. The one thing that stood out for me was they have a very they're they're not saying that air purifiers, even those with HEPA filters are particularly effective and they're not, you know, they're not saying they're useless, but it's not part of their recommended reaction to poor air quality. Why is that? Andy Dengel [00:17:24] I think you know that on top of those, of course, with the things that you probably thought about before resource control, you know, there are things you could do in terms of hopefully reducing sources of air pollution, but coming onto the things like filters and other air purifiers. I think it's because they're all good in principle, but they all have to be used properly and sited properly and maintained properly. And I think that that's the thing where we're lagging behind. So, for instance, the HEPA filters need changing every so often. If you're going to sell air purifiers that are actually using Nuvei or Ozone or combinations of those things to change the chemistry of the air, then you've always you've got problems that you might produce, byproducts you don't want. And certainly in the UK, the Sage Group, which advise the government on COVID and other issues, are saying be very careful before you tax things simply because. There's a chance that you may you may cause other problems. We'd like to see more standards for these sort of things, both filter systems and they have HEROFi assembly so that people can have some confidence but know that their only one. I think only one part of the armament or the armory, if you like to combat bad air quality, I think it's the combination has to be. Things like opening windows, if you can, but then being careful, you don't do so if there's pollution outside. There's a lot of occupant behavior and the way people use buildings. There's a bit about source control. I think if all those fail, then of course you do need to start. First of all, monitoring to some extent and then using some sort of, you know, ventilation or air purification technology on top of what's already there. But I think it's I'm not saying it's the last resort. But I think there's a there's a sort of a hierarchy of things you might want to try and do before you got to that to that extent, because it can be hard to do it in large buildings and complex buildings. Michael Moran [00:19:26] And you mentioned something interesting the the open the window thing. You know, obviously you've got to be selective. If you're in Beijing, you don't open the window. There is, I mean, early in my career, I would say an Associated Press reporter in a city in the U.S., Newark, New Jersey, not notable for its clear air. And in fact, the State Department of Environmental Protection noted that the place where the Associated Press put the bureau, which was at the confluence of some rail yards, the runways at Newark airport and three interstate highways was measured as the worst air in the state. Luckily, because of the Associated Press penchant for trying to save money, we used to say You can't spell cheap without AP. We had no windows anyway, so we couldn't open the windows. But no, but I can totally relate to that because you would walk outside the door and realize that you were surrounded by particulate matter. You know, that brings up an interesting question what is someone to do in an environment which exist all over the world? Places like Mumbai and Beijing and many industrial cities where the air quality outside is is almost certainly worse than whatever you're experiencing inside is. How do you unravel those kind of conundrums? Andy Dengel [00:20:55] And I think that is the big problem when it comes to, you know, just having to shut the windows and knowing when you can open the windows. In other words, almost monitoring or, you know, when there's a time when there's no air pollution outside, so you get some ventilation. But then the rest of the time just keeping it out. I think that that's the big problem here. It was different. All buildings are different. All localities are different. And then, you know, we have the other problem where people are encouraged to open windows, but because they're in high storey buildings, the health and safety regulations say you can only open the windows 10 centimeters. So the opportunity for sort of cross ventilation and proper ventilation is very small because it is only a very small OpenTable amount of windows, so it really is, you know, it can be a varied problem, depending where you are. But it definitely comes down to, I think, more public awareness. And some of that is out there on the internet. But I just we we we feel it needs to be more targeted and almost brought into school curricula because it's such an important thing. You know, bad air quality, as we know, can have the potential to cause health effects, and some of the worst damage can be done to respiratory systems, you know, when people are young. And some of that, some of those things that they may experience due to bad air quality and then, you know, go and live with them for the rest of their lives. So there's some very good work done in this country in the UK by the Royal College of Physicians and also the Royal College of Pediatricians and Child and Child Health. Big studies looking at, you know, scientific indoor air quality and air quality and its effects on people throughout their lives and starting to look at how we can educate people to do the best they can to to limit their exposure. Michael Moran [00:22:52] Andy, hold on right there, we're going to take one more break. OK, we're back with Dr. Randy DeAngelo of the building research establishment in the UK. Any right before the break, we were talking about the studies that were now being mounted to look at the real long term health effects of poor air quality, of course, in my youth. I remember very well in the U.S. it was those kind of studies of outdoor air pollution that led to things like the Clean Air Act and the Clean Water Act as a twin and really kind of in the start of the environmental movement back in the 70s and 80s. Are we now seeing a regulation that's inevitable? I know there is some in the U.K., there's some in in specific jurisdictions in the United States like New York City and some of the more progressive cities around the country. But are we likely now to see much more focus from regulators on indoor air quality? Andy Dengel [00:23:59] I think we're getting towards that. But I say it's always it's always difficult because if you going to do that, you then you need to be able to incentivize house builders and other developers to think more about it. But I think we're starting to see the need to look more indoor outdoor air because as you said, we've known about it a long time and there is a monitoring zone in the UK now, and I'm sure that's the case in the US and other places. Lots of monitoring of outdoor air to the point where you can go on to government website in the UK and find out, you know, the particle level will be an O2 level at any one time near to where you live. But there just isn't the data indoors, and I think this is being recognized by certainly the government departments I talked to. You know, where's the large study that starts to really look at indoor air quality and measuring? The last one that I know of was done by the Bay Area cells 20 25 years ago when we monitored 900 houses for a whole range of parameters that gave some good indications of the salt levels you can get in houses. But of course, twenty five years has seen a whole new way of building more modern methods of construction, the air efficient natural indoor energy efficiency agenda. So things have changed and there are studies out there, but they tend to become just very small samples of houses or or one development. So I think there's very much a call for bigger studies and then link that to the to the effects on health and well-being more. And I think we need quick studies that happened immediately rather than three to four year collaborative research. It's brilliant. But you can often take two years to conceive it and then four years to do the research and another year to disseminate. I don't think we necessarily want to take that long. I think some stuff needs to be done now. To look at the real situation and what what government can then do and use its regulation and use its incentivization to promote change. Michael Moran [00:26:08] And I want to ask a question, it's not about air quality, I know your your title is about the IS reference. Sorry, your title references indoor environments generally, and there's a lot more to indoor environments than air. One of the things that also has been subject to study over the years is the extent to which high decibels or the wrong lumens brightness. You know, getting that kind of a mix wrong can be very damaging to people as well. Could you talk about that for a second? Andy Dengel [00:26:45] You are very important, so a lot like, for instance, is very important for many reasons, not only in having the right amount of light and the right spectrum of light. If you like to do the tasks which you need to do, whether that be reading or some other wherever Typekit might be. And also, there are some big influences on the amount of sunlight the daylight people get. Effects on circadian rhythms. And also, of course, the thing people forget is, you know, too much sunlight into a building then causes heating and thermal discomfort. Settings and lighting is very, very important. And also. A sound and a noise, and there are two two main things here, there's there's plenty about what we call background noise or environmental noise, and then there's. Acute noise due to certain processes, and I think often the more important one is because you can often do something if you know there's going to be some particular noise in there, loud people can take some action. But it's really the background level of background noise and the the frequencies involved that can can cause problems in in workplaces and homes. So very important to take those into consideration, as well as things like ventilation and equality in a holistic. Assessment, and I know that in the UK, there are some moves towards having some some standards which really take in all of these parameters in an overall assessment of an indoor space so that, you know, so that nothing gets left out. Because if you treat one and leave the other three, you can have problems. Michael Moran [00:28:27] I think just as with the pandemic, air quality has become something that people pay attention to tinnitus and issues of hearing loss have have become more focused upon in recent years. I suffer from it myself, I should say, which is not surprising. I spent years in very loud cities and played rock and roll in a band. I ride motorcycles. I covered wars when I was a journalist. I mean, I've been in some pretty loud environments and you know, there's a persistent ring. And I think there's a lot of people now that have this issue and it's become a much more front and center issue. Is that something that you're seeing employers be concerned about because there's not tonight specifically, but just let decibel levels background noise? Is there a demand in the market? I guess is the way I should ask it for it, for the kind of measurements that would help people prevent these problems. Andy Dengel [00:29:34] Overall, not suffice to say, it's another thing that comes into the good. These things are measured for if people want credit for an environmental assessment scheme and they sometimes measure when people have already come forward with problems. Unfortunately, the sort of proactive measurement is quite rare in my experience. And so it's not my particular specialty acoustics, but certainly a lot of what goes in the design stage and stuff like that. And as I said, to get credits for four environmental schemes in terms of actually in occupation measurement. Certainly, I would. I'd say not enough is done. Some some projects have employees will do this, but often in my experience, it's people who are exposed to very loud sounds, for instance, you know, in a workshop or a lab or a factory. They will then have hearing tests as part of their occupational health. But I think we're missing a lot of other people who are exposed, not through, not through the incident to their occupation exposure at work, if you like. So I guess my answer is we probably need to do more and a much more proactive basis. Michael Moran [00:30:48] Any of this has been tremendously fascinating, I could continue forever. And thinking about all the train stations and fire stations I've lived next to in London and New York and other cities in the course of my life and damage that probably did. But in any case, would you give the audience a sense of how they could learn more about these issues and follow your work at? Very. Andy Dengel [00:31:18] Yes, certainly, I mean, the first of will very quickly say is that we some of we see some of the worst cases. So if I've painted a bad picture, you know, always that concern is something to think about. And if you need more information, please go to our website, which is W WW dot Beharie Group dot com. And under testing, you'll see a section on indoor environments that will give you some information and also some some publications that we've done on things like ensuring good air quality and good lighting for for health and well-being. And there's a lot more on on the website connecting that with our aspects of the built environment. Michael Moran [00:32:03] Thank you, Doctor. I'll ask one more question if you were going to read one study on the importance of air quality. What would it be in your recommendation? Andy Dengel [00:32:16] And there's there's a report called Every Breath We Take is the RCP, so if you if you put in Royal College of Physicians, Physicians, RCP, I'm sure it's called every, every breath we take. That's a sort of it was about 2016, but it really sets the scene about air quotes. And although most of it's not outdoor air quality, it references the importance of indoor air quality. And in fact, it's led to another report since when I say every breath we take by the RCP. We'll give you a very good understanding of both air quality and its potential effects on people's physical and mental health. Michael Moran [00:32:58] Well, thank you so much, Dr. Andy Tangle theory, of course, you can learn more about microshare and how we're helping get the world safely back to work with our every smart suite of products, including every smart air, which is directly related to this conversation, every smart, clean, smart space. You can also subscribe to Manifest Density on the website or download it on iTunes, Google Play, iHeartRadio, Spotify and other platforms. But that'll do it for this week. And on behalf of Microshare and its global employees, I want to thank Dr. Randy Dango again and say, This is Mike Moran saying so long. Be well and thank you for listening.