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By some estimates, about 40% of marriages end in divorce. Money is often the root cause of the problem. Wallace M. Howick, FCA., joins us to discuss his book, “Love & Money” – a workbook for anyone in love - whether you’ve just started dating or you’ve been married for 15 years already. [0:00 - 0:35] INTRODUCTIONS [2:40 - 5:47] MONEY MISTAKE - Argue credit card charges | Email founders |Battle cell phone companies [5:48 - 9:13] Why are there so many money problems? In your book, we follow Mark and Michelle, they want to start budgeting, you make it clear that’s wrong. Why? Where should we start? [9:14 - 12:45] Walter, in your book you talk about the 4C’s: communication, choices, compromises, and constructing the plan. The book kicks off with a quote from the Dalai Lama - “Mutual respect is the foundation of genuine harmony.” Tell me why communication may be the most valuable piece of advice and why we have to begin with communication? [12:46 - 14:09] Once you figure out values, is that when you talk about budgets? The 4 questions that will build your financial plan together. [14:10 -15:37] After defining what’s important to me and my partner, then I have a budget, right? [15:38 - 17:17] Tyler and his partner are open and share everything. Lisa is independent with her partner. So, are we compromising on everything? [17:18 - 21:59] Lisa tells her story of buying a Chanel purse, but uses insurance to buy it again. Wants vs. needs - downtown vs. suburbs - how do you bring up and solve difficult money conversations? [22:00 - 27:24] I share everything with my wife - one bank account, one credit card, our finances are mostly about simplicity. Most of my friends who are in relationships have their money separate - they share expenses, but have their own accounts. Should we have shared accounts or separate bank accounts? How do you know what’s right for you? [27:25 - 29:13] Is there a safe way to discuss pre-nups? [29:14 - 32:11] Lisa tells a story about her friend and pre--nups. [32:12 - 39:40] Weddings are expensive. When my wife and I got married there were a lot of must-do’s including guest list, open bar, I DJ’d my own wedding to save money. But, it’s hard putting boundaries on parents or in laws. Looking back, my wife and I have said we could have done a wedding with a fifth the list and been just as happy. Weddings didn’t use to be these lavish affairs - what happened? How does a couple afford a wedding? [39:41 - 48:31] Five financial arguments between couples and how to solve them “I spent $2,000 on a purse, but it is an investment.” “I need access to your accounts.” “My partner doesn’t know about my secret credit card.” “We should split everything 50-50, even though I make 30% more.” “Before we move in together, you have to get rid of all your debt.” [48:32 - 54:19] RAPID FIRE QUESTIONS - What’s in your wallet? What’s a book everyone should read? What is one of the best or most worthwhile investments you’ve ever made? Could be an investment of money, time, energy, etc. What’s your number - to live independently wealthy and life on your own terms? What’s next for you? How can people get in touch with you? [54:20 - 55:14] OUTRO
Have you ever noticed that we think we need to control the world, and that – somewhere in the back of our subconscious minds – other people need to behave a certain way so we can feel good?We have so many rules for our relationships that we’ve stopped experiencing them and are locked into the expectations of how the relationship SHOULD be, instead.The secret is this: your relationship with anyone is dependent on your thoughts about them. That means that, in reality, our relationships are simply thoughts about another person.The big kicker here? Your thoughts about them are dependent on your expectations of them and how well they meet those expectations.Here are a few simple truths:You can’t have love for someone – you just have love when you think about themYou can’t be mad at someone – you have thoughts that make you mad.Someone can’t hurt you – you have thoughts that hurt.These can be tough pills to swallow.That’s why this episode is all about getting to know the other person you are in relationship with – whether that relationship is romantic, platonic or professional.In order to get there, we wade through what your thoughts and expectations actually are – how to recognize them – and why you’ve got to eliminate them to truly move toward unconditional love, friendship or respect.Once you truly understand this, your relationships will never be the same – they will be so much better in every way.Because the truth is, while we may not realize it, we all have a manual of expectations that informs how we want others to behave so that we can feel better in the long run.It’s like an operation manual... a book of rules and expectations of what is normal, kind and acceptable behavior according to us. In Buddhist terms we can see this ‘manual’ representing our attachment to how we want other people to behave.When we get along with people or love to hang out with them, it's usually because they are following our manual. We may not even know we have one until someone isn’t following it.And here’s the catch: we often don’t realize we’re doing this.We forget that, as adults, people – including you – have the freedom to behave how they want.Often, relationships morph into two people just following each other’s manuals. This has become a primary focus of modern therapy, and self help too: “What do you want or need? And what does the other person want or need and how can they show the other person this?” And then you meet in the middle and end up with no one getting what they really want. Just a life of compromises.Now, I'm not saying relationships don’t take compromise. That’s a given.But this is also true in any relationship: we are responsible for meeting our own needs.We need to remember our happiness comes from within ourselves – not whether or not our partner/friend/employee lives up to our expectations.Today, I invite you to lean in to the process of letting go of your manual, of setting boundaries and honoring the responsibility we carry to take care of ourselves.Start out by asking yourself: in what ways DO I want to control other people? Why? Where does this come from within myself?Real talk? We lose our power in a situation or relationship in which how we feel is dependent on someone else's behavior.Let’s change that. Choose to focus your brain in ways that serve you. Choose to invest in your relationships in ways that feel good. Choose to shift your expectations and stand in your truth. Cause one thing’s for sure – you won’t regret it.In This Episode You’ll Learn:What ‘The Manual’ is – and how to better understand the expectations we carry that dictate how we want others to behave (so that we can feel better)How to stop trying to control other people – learn instead to control your mind and your response to how other people behaveWhy I believe we are responsible for meeting our own needs in our relationshipsWhy you’ve got to know what makes you happy to do this workThe two main things that have us compromise more than we need to in relationshipsHow to stop denying yourself love when someone doesn’t follow your manualResources:// Want to know more about how to create boundaries like a Buddha? Grab this free training on how to set boundaries that actually work – and how to do this from a place of kindness. And stay tuned for an episode on this coming soon!// If you want more of this Jedi juice, grab the free Rebel Buddhist Training Kit and get insider access to join the free private group where important conversations are happening in a safe place. There’s a weekly FB live called Wake the F*ck Up Wednesday, and it’s a place where you can ask questions that come up as you do this work – in all parts of your life.// Enrollment is currently closed for Freedom School, my one-of-a-kind membership program that helps you free your mind and free your life. If you want to be the first to know when enrollment opens, click here to get on the waitlist.
Martin Johnson is the Founder of Trans 2 Performance, Motivational speaker and Author of I am Human: 30 mistakes to success. In this episode we discuss Martin's Iceberg Analogy for Sense of Purpose. ( How, Why & Where). How people can build resilience from the current Lockdown situation. Change your mindset using an Open Loop thinking approach. Please find below Links to Martin business and social media platforms I hope you enjoy the episode! #StaySafe #StayHumble Instagram @stayhumble___ http://trans2performance.com https://www.youtube.com/channel/UCy6YaIcOHxsiAF1s2RfK5hA https://anchor.fm/martin-johnson3
The #SpeakingOut movement turned the wrestling world upside down yesterday with several promotions such as WWE, NXT NXTUK, All Elite Wrestling (AEW) Impact Wrestling, and PROGRESS in the middle of it with several superstars such as David Starr, Travis Banks, Jordan Devlin, Matt Riddle, Jack Gallagher, The Velveteen Dream, Jimmy Havoc being accused of terrible actions in their sport towards women. All we know is, pro wrestling needs to be better. Also, on this episode of Off The Script, an update on the WWE CV19 testing that started administering this week. The Mayor of Orange County signs an Executive order for mandatory face coverings. The next feud for randy Orton is not a good one if reports are to be believed. The Forgotten Sons could very likely be repackaged if a report that surfaced is true. Which WWE Superstars are safe on Monday Night Raw since Paul Heyman is no longer in charge. and what creative move did Vince McMahon make that flew under the radar? Mustafa Ali, Dolph Zigger and Bobby Roode move to Monday Nigh t Raw but WHY? Where is Bianca Belair? Why is WWE pushing Nia Jax over Shayna Baszler as the top Women's heel on Raw, and what does Vince McMahon think of Angel Garza? Get your Off The Script FACE MASK TODAY! http://www.mouthmasker.com/ots My Latest Videos! Off The Script 331Part 1: ► https://youtu.be/FwxaVeCiyq0 WWE SmackDown 6/19/20 Review:► https://youtu.be/-_83POYZmFM WWE NXT 6/17/20 Review:► https://youtu.be/SeOXIlOeCmU AEW Dynamite 6/17/20 Review:► https://youtu.be/j90ikZPjPCI WWE Raw 6/15/20 Review:► https://youtu.be/sfVPjwz5NSg Subscribe!
Hebrews 4.1-13. Mist is a curious thing, the more we try to get it, the more it disappears. We want to spend time with family, yet when we get too much of it, we want to leave. We often desire a holiday, yet too much rest makes us itchy. We continually look for rest, and yet the people who are often seen as the kings and queens of rest, the rich and famous, seem to be heavily depressed. Why? Where then is rest? The passage Roydon preaches from talks about true rest and how we get it.
Now almost seven years after our respective spouse's deaths, Paige Wilson and I debate finding meaning and purpose. We ponder pandemic personal practices: why do some people wear a mask, and some don’t seem to give a sh*t. Are stay-at-home orders a welcome warning or a lonely look into your future? And much more. Please enjoy this meandering late-night jabber, with my widowed guest co-host Paige Wilson. Los Bullets My Flock of Seagulls Hairdo Poopy Personal Pandemic Practices The Selfish Man Why Won't You Wear a Mask? We All Like Certainty He Who Has a Why… Where to Find Meaning Why I Podcast Forget Meaning, I Want Him Alive! Down Syndrome Parent Circle My Oxygen Thanks for listening. I hope this episode nudges you to think about meaning and purpose. Coming up in part 2, Paige and I continue our late-night foray. We ponder marriage for convenience. When you’re an old fart, and you have no helpful family around, should you marry someone just so you’ll have a nurse? Maybe a paid escort is a better value? Why getting hit by a big truck is a bad option. And Paige’s scary basement incident. I love getting emails. What’s on your mind? Send me a note at myspousediedtoo@gmail.com What other podcasts do you listen to that might be like this one or even not like this? Tell me at myspousediedtoo@gmail.com. Peace, Love, Hope My Spouse Died Too podcast, images, logos, artwork copyright © 2019-2020 by Emeric McCleary. Music and lyrics © 2019-2020 by Emeric McCleary and Elena McCleary
So, Kara is in love, in a new relationship and obsessed. But she is insecure. Why? Where does it come from? How do you prevent insecurities in relationships? Follow Kara on Instagram: @godd8rs and listen on Spotify, YouTube and Apple Podcasts!
So you say I should try a plant based diet... Why? Where do I start? Is it really for me? Coach Doc gets all these questions answered by Dr. Robyn Odeegard of the Whole Food Muscle Club.
Bob Carnegie, Queensland socialist activist, describes how anti-coal mine ″Stop Adani” campaign split the Australian labour movement. Why? Where now?
Flow State of Mind Podcast | Health | Fitness | Physique | Psychology | Business
A former IFCA student has been crushing it lately, so much that we had to have her on the podcast. Ali Larrabee is a 22-year-old fitness coach that was doing a lot of the right things before IFCA but just needed some direction. She had no idea how she would pay for it but knew she needed it. She went all-in on herself and it paid off within that first month. Listen in to Ali's story as we discuss her mindset shift that allowed her to close three thousand dollars in coaching in just four days. Topics include: - Ali Before IFCA - The Enrollment Call - Dealing with Objections - How Ali Paid for IFCA - Shifting to “Hell Yeah!” - Dropping the Excuses - Ali’s Mentality and Why - Where to Find Ali ----------- Follow Ali on Instagram! ---------- IFCA is now OPEN FOR ENROLLMENT! ---------- Want to Join our Team and local to Columbus? Check out this application and email flowstateofmindpodcast@gmail.com if interested! ---------- Click Here for Our Free Content Calendar! (Make sure you are subscribed to the podcast first) ---------- Join the Free IFCA Community for Coaches who want to change lives ---------- Please make sure to follow Erin at @erindimondfitness, Jordan at @duggaestetics, and the official Flow State of Mind Podcast page @flowstateofmindpodcast. Subscribe & Review in iTunes Are you subscribed to our podcast? If you’re not, we encourage you to do that today. We don’t want you to miss out on any episode. Click here to subscribe in iTunes! If you’re a true badass, we’d be super grateful if you left us a review over on iTunes, too. Those reviews help us climb the podcast ranks and extend our listenership and reach. Just click here to review, select “Ratings and Reviews” and “Write a Review” and let us know what your favorite episode was.
What do we automatically hold true, and how to deal with unquestioned truths. Here’s a simple way you can identify them. #stoic #stoicleadershio #stoicism Dear Diary Today I was confronted with an interesting question. What assumptions have I left unquestioned? This sentence needs some deep thought. After being posed the question, I wondered what falls in that category, if anything. Assumptions? Unquestioned? Unquestioned assumptions destroy our efficiency and clarity. What do we assume to be correct? What my parents told me? The happiness of a wife, 2.3 kids, dog and cat? That we need to plan for the long term? That all publicity is good publicity? That there must be winners and losers? Says who? Why? Where’s the proof? One way to examine assumptions is to propose the opposite. Is the opposite proposition equally true? Can someone without the wife and 2.3 kids live a virtuous, happy and fulfilled life? If yes, then surely it must follow that a wife and 2.3 kids is not a pre-requisite to a virtuous, happy fulfilled life. Where does that leave the assumption? Whoa Diary, that’s an interesting way to look at it. In business, is it true that we need to plan 10 years out? Is it true we should pay people as little as possible? Has any company ever succeeded doing to opposite to what we’ve unquestionably believed? If yes, then the unquestioned assumption can't be correct. At the same time, the assumption could be right. Well, kind of. If you examine the facts deeply and the assumption holds true (the sun rises in the East), then the assumption becomes a fact. For example, if we assume you need to earn more money than you spend, and logic shows it to be so, then the assumption disappears, it becomes a fact. Dear Diary, an assumption proven to be correct becomes a fact and ceases to be an assumption. A factual assumption is an oxymoron. The difference between fact and assumption (in this context) is that the fact is tested and proven, the assumption is just accepted. Don’t be distracted with the trifling fluff of assumptions. Look at things directly, look them squarely in the eye and determine if they are assumptions, or fact. If it seems to be an assumption, prove it, otherwise dismiss it and unclutter your mind. Question everything and don’t lose perspective. Is it good or bad for a racetrack to be water-sodden the night before a big race? It depends. Does the horse love the mud, or a firm track? Most (but not all) prefer a solid track, but that doesn’t make it right. A wet track can’t be assumed to be bad. Let me be more dramatic dear Diary. Is it good or bad to have a heart attack? It depends. Over the long term it may bring the family closer together and convince your overweight kids to get healthy and live longer, more prosperous life. Yes, I am talking about finding a silver lining. But not about creating one, it’s there. There is sunshine behind every cloud. Our assumptions are either incorrect in fact or perspective. Banish your assumptions dear Diary. Original Blog article here --- Send in a voice message: https://anchor.fm/steven-di-pietro/message
Jesus thanked God for food. Why? Where does this practice come from? Saying a prayer of thanks for our food has much deeper theological roots than we realize. And it can transform us more than we know. --- Support this podcast: https://anchor.fm/peniel-bible-church/support
What do you want in life? What do you want? It seems we find ourselves always “busy” and mostly “tired.” Why? Where are we rushing to? Who are we hurrying to become? In the midst of ourselves, Jesus invites us to peace, rest, and ease but his invitation has some challenge...it will involve some decluttering. But it is worth it.
Pastor Eric as he invites us to explore another side of Christmas: what if Christmas means more than we've ever realized? What if there's another side to Christmas--and what would that mean for us as the church? Scripture: Revelation 12 What major world historical event could Christmas be compared to? What do you think of that comparison? Do you see Revelation 12 as symbolic of Christmas, or of something else? Why? Where else in Scripture do we see the battle between good and evil? What does it mean to be "Love's Beachhead" here in Springfield?
Are words valuable things? When did you last search for a word? Is the seed of language also the seed of the world? How does art work? Is direct (unmediated) observation possible? Does language have a (biological) organ that works with other cognitive faculties? What is a ‘word’? Does it have an internal structure? Do speakers find various affixes psychologically real? Why is there such a thing as grammar? Are words beginning-less? Does grammar change more slowly than words and phrases? Why? Where do art’s boundaries lie? Does art have a ‘universal grammar’? Does the (real) world determine the grammatical nature of languages? What propels the artistic in us? What does the word Saturn represent? Is the world described by words dissimilar from the world we inhabit? How are ungrammatical sentences sometimes meaningful? What is the link between truth and language? Might truth sometimes be observer dependent? Are there features in natural languages that are tied to our very Being? Is the Tunisian ants’ world discrete? What gives gestures meaning? &, what will Martians understand if/when they land on Earth with their own language? SynTalk thinks about these & more questions using concepts from Sanskrit studies (Prof. Ashok Aklujkar, The University of British Columbia (UBC), Vancouver), art (Jeebesh Bagchi, Raqs Media Collective, New Delhi), & linguistics (Prof. Pritha Chandra, IIT Delhi, New Delhi). Listen in...
Take It Deeper Questions If you need exactly four people to help you with something, who would you ask? Why? Where do you think this desperation to get in front of Jesus came from? What did the paralyzed man think and feel as Jesus said his sins were forgiven? What did Jesus understand about this man’s deepest needs? How do you think the paralyzed man would recount the story twenty years later? How are you challenged, encouraged and/or focused in your loving your neighbors by this story? Bible Reading - Jesus Meets Needs Luke 4:31-37 Luke 4:38-44 Luke 5:1-11 Luke 5:12-15 Luke 5:17-26 Luke 5:27-32 Luke 5:33-39
Psychology, Pastoral Ministry, and Christianity ft. Ptr Jong (Philippines) Dissecting the Heart of a Man of God What is in the heart of one called by God to be a minister of the gospel? Is psychology that wicked? Why? Where do God and The Word of God fit in the life of the Christian? Join Dr Danzie as he spends time reflecting on character building idea in the heart of a Pastor... #newstartpsych #biblicalpsychology #christianity #christianpsychology #gospel #totalmemberinvolvement #TMI #Philippines #Tarlac #Manila #mentalhealth #unstoppable
We did our shouts , Inspiratual quotes , and 30 mins tips for self care. We also talk about faith and fashion week approaching in downtown silver spring , we discuss does how colorism exit ? Why ? Where? . In addition we talk about why “People of Color ” don’t own banks , super market , school and hospital and as well as how to be a healthy person . We were diving deep. I had so much fun creating this show today. Blessup
Ep 29. How have you been triggered? Why? Where has that belief system come from? What is this doing to you? Who are you becoming? Life is choice and ultimately whilst the definition of Reacting and Responding is virtually the same it’s the speed and timing to the stimulus you’re exposed to that causes you to react and be triggered into “choosing” to express a thought, feeling and belief. But this isn’t as concrete as it seems, and you don’t have to let other people control your life, which is exactly what is happening. Join me on this episode to discover how you can free yourself and be liberated to adjust course and take actions that serve you better and at a higher level.
Welcome to episode #67 of ‘Beery Good Entertainment’. Forgiveness in Literature. What topics do you find repugnant in your reading? Why? Where do we draw the line? Lola and Linda discuss this controversial subject as they sip some fine craft brews. Enjoy! Presented by: @S0rceress0 (Linda) @LolaLariscy Producer/Production Manager: @CheDean Show Notes: https://docs.google.com/document/d/1I4WILeUZUCxnIe2iejgEre80EA_tZdJXpa0KQDtdhco/edit?usp=sharing If you're interested in supporting our shows, please check out: https://www.lolalariscy.com https://www.s0rceress0.com/my-books/ https://www.s0rceress0.com/podcast Support the podcast by using our affiliate links: Humble Bundle: https://www.humblebundle.com/store?partner=beerygoodentertainment Good Vibrations: https://www.goodvibes.com/s?/&kbid=260711&m=198&i=975 Brewers Friend: https://www.brewersfriend.com/#a_aid=5c71c6f21643d Join our MeWe group: https://mewe.com/join/beerygoodentertainment Intro and Outro Music by: https://www.bensound.com
DragonFlyBSD's kernel optimizations pay off, differences between OpenBSD and Linux, NetBSD 2019 Google Summer of Code project list, Reducing that contention, fnaify 1.3 released, vmctl(8): CLI syntax changes, and things that Linux distributions should not do when packaging. Headlines DragonFlyBSD's Kernel Optimizations Are Paying Off (https://www.phoronix.com/scan.php?page=article&item=dragonfly-55-threadripper&num=1) DragonFlyBSD lead developer Matthew Dillon has been working on a big VM rework in the name of performance and other kernel improvements recently. Here is a look at how those DragonFlyBSD 5.5-DEVELOPMENT improvements are paying off compared to DragonFlyBSD 5.4 as well as FreeBSD 12 and five Linux distribution releases. With Dillon using an AMD Ryzen Threadripper system, we used that too for this round of BSD vs. Linux performance benchmarks. The work by Dillon on the VM overhaul and other changes (including more HAMMER2 file-system work) will ultimately culminate with the DragonFlyBSD 5.6 release (well, unless he opts for DragonFlyBSD 6.0 or so). These are benchmarks of the latest DragonFlyBSD 5.5-DEVELOPMENT daily ISO as of this week benchmarked across DragonFlyBSD 5.4.3 stable, FreeBSD 12.0, Ubuntu 19.04, Red Hat Enterprise Linux 8.0, Debian 9.9, Debian Buster, and CentOS 7 1810 as a wide variety of reference points both from newer and older Linux distributions. (As for no Clear Linux reference point for a speedy reference point, it currently has a regression with AMD + Samsung NVMe SSD support on some hardware, including this box, prohibiting the drive from coming up due to a presumed power management issue that is still being resolved.) With Matthew Dillon doing much of his development on an AMD Ryzen Threadripper system after he last year proclaimed the greatness of these AMD HEDT CPUs, for this round of testing I also used a Ryzen Threadripper 2990WX with 32 cores / 64 threads. Tests of other AMD/Intel hardware with DragonFlyBSD will come as the next stable release is near and all of the kernel work has settled down. For now it's mostly entertaining our own curiosity how well these DragonFlyBSD optimizations are paying off and how it's increasing the competition against FreeBSD 12 and Linux distributions. What are the differences between OpenBSD and Linux? (https://cfenollosa.com/blog/what-are-the-differences-between-openbsd-and-linux.html) Maybe you have been reading recently about the release of OpenBSD 6.5 and wonder, "What are the differences between Linux and OpenBSD?" I've also been there at some point in the past and these are my conclusions. They also apply, to some extent, to other BSDs. However, an important disclaimer applies to this article. This list is aimed at people who are used to Linux and are curious about OpenBSD. It is written to highlight the most important changes from their perspective, not the absolute most important changes from a technical standpoint. Please bear with me. A terminal is a terminal is a terminal Practical differences Security and system administration Why philosophical differences matter So what do I choose? How to try OpenBSD *** News Roundup NetBSD 2019 Google Summer of Code (http://blog.netbsd.org/tnf/entry/announcing_google_summer_of_code1) We are very happy to announce The NetBSD Foundation Google Summer of Code 2019 projects: Akul Abhilash Pillai - Adapting TriforceAFL for NetBSD kernel fuzzing Manikishan Ghantasala - Add KNF (NetBSD style) clang-format configuration Siddharth Muralee - Enhancing Syzkaller support for NetBSD Surya P - Implementation of COMPATLINUX and COMPATNETBSD32 DRM ioctls support for NetBSD kernel Jason High - Incorporation of Argon2 Password Hashing Algorithm into NetBSD Saurav Prakash - Porting NetBSD to HummingBoard Pulse Naveen Narayanan - Porting WINE to amd64 architecture on NetBSD The communiting bonding period - where students get in touch with mentors and community - started yesterday. The coding period will start from May 27 until August 19. Please welcome all our students and a big good luck to students and mentors! A big thank to Google and The NetBSD Foundation organization mentors and administrators! Looking forward to a great Google Summer of Code! Reducing that contention (http://www.grenadille.net/post/2019/05/09/Reducing-that-contention) The opening keynote at EuroBSDCon 2016 predicted the future 10 years of BSDs. Amongst all the funny previsions, gnn@FreeBSD said that by 2026 OpenBSD will have its first implementation of SMP. Almost 3 years after this talk, that sounds like a plausible forecast... Why? Where are we? What can we do? Let's dive into the issue! State of affairs Most of OpenBSD's kernel still runs under a single lock, ze KERNEL_LOCK(). That includes most of the syscalls, most of the interrupt handlers and most of the fault handlers. Most of them, not all of them. Meaning we have collected & fixed bugs while setting up infrastructures and examples. Now this lock remains the principal responsible for the spin % you can observe in top(1) and systat(1). I believe that we opted for a difficult hike when we decided to start removing this lock from the bottom. As a result many SCSI & Network interrupt handlers as well as all Audio & USB ones can be executed without big lock. On the other hand very few syscalls are already or almost ready to be unlocked, as we incorrectly say. This explains why basic primitives like tsleep(9), csignal() and selwakeup() are only receiving attention now that the top of the Network Stack is running (mostly) without big lock. Next steps In the past years, most of our efforts have been invested into the Network Stack. As I already mentioned it should be ready to be parallelized. However think we should now concentrate on removing the KERNEL_LOCK(), even if the code paths aren't performance critical. See the Article for the rest of the post fnaify 1.3 released - more games are "fnaify & run" now (https://www.reddit.com/r/openbsd_gaming/comments/btste9/fnaify_13_released_more_games_are_fnaify_run_now/) This release finally addresses some of the problems that prevent simple running of several games. This happens for example when an old FNA.dll library comes with the games that doesn't match the API of our native libraries like SDL2, OpenAL, or MojoShader anymore. Some of those cases can be fixed by simply dropping in a newer FNA.dll. fnaify now asks if FNA 17.12 should be automatically added if a known incompatible FNA version is found. You simply answer yes or no. Another blocker happens when the game expects to check the SteamAPI - either from a running Steam process, or a bundled steam_api library. OpenBSD 6.5-current now has steamworks-nosteam in ports, a stub library for Steamworks.NET that prevents games from crashing simply because an API function isn't found. The repo is here. fnaify now finds this library in /usr/local/share/steamstubs and uses it instead of the bundled (full) Steamworks.NET.dll. This may help with any games that use this layer to interact with the SteamAPI, mostly those that can only be obtained via Steam. vmctl(8): command line syntax changed (https://www.openbsd.org/faq/current.html#r20190529) The order of the arguments in the create, start, and stop commands of vmctl(8) has been changed to match a commonly expected style. Manual usage or scripting with vmctl must be adjusted to use the new syntax. For example, the old syntax looked like this: # vmctl create disk.qcow2 -s 50G The new syntax specifies the command options before the argument: # vmctl create -s 50G disk.qcow2 Something that Linux distributions should not do when packaging things (https://utcc.utoronto.ca/~cks/space/blog/linux/PackageNameClashProblem) Right now I am a bit unhappy at Fedora for a specific packaging situation, so let me tell you a little story of what I, as a system administrator, would really like distributions to not do. For reasons beyond the scope of this blog entry, I run a Prometheus and Grafana setup on both my home and office Fedora Linux machines (among other things, it gives me a place to test out various things involving them). When I set this up, I used the official upstream versions of both, because I needed to match what we are running (or would soon be). Recently, Fedora decided to package Grafana themselves (as a RPM), and they called this RPM package 'grafana'. Since the two different packages are different versions of the same thing as far as package management tools are concerned, Fedora basically took over the 'grafana' package name from Grafana. This caused my systems to offer to upgrade me from the Grafana.com 'grafana-6.1.5-1' package to the Fedora 'grafana-6.1.6-1.fc29' one, which I actually did after taking reasonable steps to make sure that the Fedora version of 6.1.6 was compatible with the file layouts and so on from the Grafana version of 6.1.5. Why is this a problem? It's simple. If you're going to take over a package name from the upstream, you should keep up with the upstream releases. If you take over a package name and don't keep up to date or keep up to date only sporadically, you cause all sorts of heartburn for system administrators who use the package. The least annoying future of this situation is that Fedora has abandoned Grafana at 6.1.6 and I am going to 'upgrade' it with the upstream 6.2.1, which will hopefully be a transparent replacement and not blow up in my face. The most annoying future is that Fedora and Grafana keep ping-ponging versions back and forth, which will make 'dnf upgrade' into a minefield (because it will frequently try to give me a 'grafana' upgrade that I don't want and that would be dangerous to accept). And of course this situation turns Fedora version upgrades into their own minefield, since now I risk an upgrade to Fedora 30 actually reverting the 'grafana' package version on me. Beastie Bits [talk] ZFS v UFS on APU2 msata SSD with FreeBSD (http://lists.nycbug.org:8080/pipermail/talk/2019-May/017885.html) NetBSD 8.1 is out (http://www.netbsd.org/releases/formal-8/NetBSD-8.1.html) lazyboi – the laziest possible way to send raw HTTP POST data (https://github.com/ctsrc/lazyboi) A Keyboard layout that changes by markov frequency (https://github.com/shapr/markovkeyboard) Open Source Game Clones (https://osgameclones.com/) EuroBSDcon program & registration open (https://eurobsdcon.org) *** Feedback/Questions John - A segment idea (http://dpaste.com/3YTBQTX#wrap) Johnny - Audio only format please don't (http://dpaste.com/3WD0A25#wrap) Alex - Thanks and some Linux Snaps vs PBI feedback (http://dpaste.com/1RQF4QM#wrap) Send questions, comments, show ideas/topics, or stories you want mentioned on the show to feedback@bsdnow.tv (mailto:feedback@bsdnow.tv) *** Your browser does not support the HTML5 video tag.
Please give us a 5-star rate and review! Become a patron of the show at http://www.patreon.com/mybourbonpodcast Marianne Eaves has left Castle & Key. There is a level of devastation, but what happened? Why? Where can she go from here? The boys chat about all of these possibilities, and more, and ask what is to come? Enjoy. Send us an email with questions or comments to thisismybourbonshop@gmail.com Check out all of our merch and apparel: http://bourbonshop.threadless.com/ Facebook: https://www.facebook.com/mybourbonpod/ Twitter: https://twitter.com/mybourbonpod Instagram: https://www.instagram.com/mybourbonpod/ PayPal: PayPal.me/pritter1492
We touch a bit on how world-views that are represented in Spiral Dynamics, a collective view, affect how each Enneagram number, our personal reactions and motivations. While our personality type is not determined by world view, it is certainly influenced by it. This is why two people with the same Enneagram number can seem so very different when their world views are different. So….let’s talk about Self-Talk. No one is a better representation of positive self-talk than Mohammed Ali. “I am the Greatest” was his motto. But on another podcast a woman, who is very well regarded in the media and has a list of credentials a mile long, was trying figure out her number. She made the comment in an interview that she “just didn’t want to be an 8.” Why? Where did she get the idea that there was anything wrong with being an Enneagram 8? Who told her being an 8 was anything less than perfect? In the beginning of the biblical narrative the story of Adam and Eve introduces the elements of Fear and Shame. They realized they were naked and tried to hide from God. God asked them “who told you you were naked?” Whether you believe this story of Adam and Eve actually happened or you take it as a metaphorical story, the greater message is the point. #1. WHO told you that you were NAKED. In other words, whose voice are you listening to? #2 - Why did it make you feel deficient (naked)? Let's talk about how we can change the conversation we have with ourselves. The Self-Centered Marriage, Hal Runkel The Gifts of Imperfection, Brené Brown Spiral Dynamics Seth Creekmore, Creekmore Music
Where did we come from? What is our WHY? Where are we going?
Heather and Ramsey take it all the way back to 2002 as we see what was considered music back then with "Now That's What I Call Music! 9." What's on a "Now" album today? Who buys them? Why? Where was it the most likely that one would hear a song by Petey Pablo according to Heather? And a variety of epiphanies are reached regarding the "Now" series! All this and MORE! Don't want to end the fun? Check out our Spotify playlists for more music choices from Ramsey and Heather. Wanna get a shout-out on a future episode? Give us a rating on iTunes! It helps us, and it helps you feel good about yourself! Want to suggest a song or album for us to cover? Here’s the link!
In this final episode we see Elijah stand for Yahweh and defeat the 450 prophets of Baal, but then run in fear from a threat from one solitary Queen. Why? Where did his faith go? Join us this week as we see that Elijah is a flawed human being, yet God still chooses to use him to accomplish great things. If you want to follow along in your Bible, turn to I Kings chapter 19 as we see that Elijah is human after all, and how sometimes, the best thing people need is a good nights sleep.
Spirit of 608: Fashion, Entrepreneurship, Sustainability + Tech
How often do you ask questions? Lately, for me, the answer to that has been a lot more than usual. Yes, as the host of the Spirit of 608 podcast, I'm used to posing questions to the guests who come on the show each week. But as many of you who listen know, I've been looking to what the future of the Spirit of 608 will be. And that's led me to ask even more questions. I've asked those of you who listen to the podcast, the members of the Spirit of 608 Facebook group, random people sitting near me in co-working spaces and, practically every minute of every day, myself. Why? Where's the fire, you wonder? We're up to 140 episodes (more if you count the mini 'sodes that pop up in the feed from time to time), our first ever Spirit of 608 Audience Benchmark Survey is underway (cough, take it by Sunday night to get in on the prizes we're slinging because, cough, they're awesome) and we're testing a bunch of new ways to grow the show behind the scenes. It's fun, sure, but it's also one of those things that could go nowhere without the most important part: input from people who keep coming back and listening week after week. So by now, you get it. Asking questions is important, and we're all about it right now. But that's not really what this week's episode is about. Instead, I'm taking a pause from interviewing guests to tell you what I learned when I stopped what I was doing one day recently and got on the phone with 12 FEST founders from the Spirit of 608 community in less than 24 hours. Did you hear about the Spirit of 608 Survey on this episode? Take it for your chance at some amazing prizes. What you'll learn The top things FEST founders tell me they are up against right now as they try to grow their businesses on limited budgets and with small, growing teams. From social media fatigue (seriously, so many of you are o-v-e-r it) to email list longing to the pains of working with consultants, agencies and other B2B providers who don't get it (it being the whole reason all of us are talking about all of this stuff in the first place). How you'll be inspired I hope the fact that so many people in the Spirit of 608 community quickly turned up to help out and talk to me on the phone (like with real voices) when I asked inspires you. Here's why it should do just that: so many of you talk about social missions and helping others when you tell others about your businesses. But you also walk the walk. I showed up in the Spirit of 608 Facebook group with a last-minute request on a Tuesday morning, and I was bowled over to get such an immediate response, so many people willing to stop what they were doing and help and so many insightful, honest thoughts and answers. You're an amazing, solid, strong and resourceful band of founders. Never forget it. Not for one sec. What you'll tell your friends Lorraine might be changing some things over at the Spirit of 608 soon. Yeah, I have no idea what she's going to do, but if you think you know what she should do, you should email her at hello@spiritof608.com. And oh yeah, I almost forgot, Sunday night is the last night to take the Spirit of 608 Audience Benchmark Survey and be in the running for the prizes (one of two free strategy sessions with Lorraine or one of three $100 gift cards to use any which way you want). Resource of the week Spirit of 608 Facebook Group: During the second half of the show, we dive into news from the Spirit of 608 community - and all of that news came directly from the Facebook group we host for FEST founders. Check it. Mentioned in this episode: Facebook Twitter Instagram Spirit of 608 Audience Benchmark Survey GlobeIn Fashion Forward Box Clothing the Loop Maven Women The Crafter's Box Checking one last time: did you hear about the Spirit of 608 Survey on this episode? Take it for your chance at some amazing prizes. Find more episodes featuring women at the forefront of FEST online at www.Spiritof608.com.
This episode will dive into: -The importance of the care plan -The WHY -Where the "YES" starts -Being Mission Driven
The world is messed up. Why? Where did it all go wrong? Who’s fault is it? How do we fix it? Find out what God says about it all as we dig into Genesis 3.
A monk asked Unmon, "What is Buddha?" Unmon replied, "A dry shit stick." Why? Where is Buddha in this regular, shitty, unsatisfactory experience? I've heard a thousand times that ordinary mind is Buddha. Here, I try to explain how to actually practice this truth.
This week we welcome to the show Brian MacKenzie. He is a human performance and movement specialist. He is the innovator of the endurance, strength and conditioning paradigm. He has studied performance and movement since 2001 with altitude, hypoxia, breathing mechanics & methods, along with heat and cold exposure. He has spent a lot of his time training and understanding in and around the water, and desert. He has participated in Ironman (Canada 2004), and has run the Western States 100 and the Angeles Crest 100 mile endurance runs. He co-authored the books Power Speed Endurance, and The New York Times Best Seller UnBreakable Runner. Questions we ask in this episode: When it comes to training, I’ve heard you say quality vs quantity and methods are many, principles are few, please explain? What areas of exercise modalities would you encourage the weekend warrior who wants a rounded approach to their health, movement and longevity? You free dived with Great White Sharks. Why? Where does your passion for breathwork come from? You're currently collaborating with Stanford University's Neuroscience Dept. on how breath can influence our 'state', what have you discovered? I was intrigued by your book Unplugged, what can the reader expect from this? And this week, our fantastic guest is Brian Mackenzie, who is a human performance and movement specialist. Not only that, he's a top bloke and a lot of fun and just got a stack of wisdom and experience behind him, so it was great to have him on the show today. He's studied performance and movement since 2001 with altitude, hypoxia, breathing mechanics, methods along with heat and cold exposure as well. And we also dive into his more recent project, The Art of Breath, which of course I'm pretty passionate about as well. We even get into his book, Unplugged, and why he recently free-dived without a cage with great white sharks as well, which just blew my mind. So it's all in there. I don't care what you do. There's nuggets of wisdom for everyone in this podcast, and I have no doubt you're going to enjoy. And I also want to mention, don't forget guys, we are offering all the podcast listeners a 15% discount on any of our 180 Nutrition products at the moment. All you have to do is go back to the shopping cart and enter the discount code 180 podcast and you can receive a 15% discount. [00:01:30] Yeah, what I will mention as well is check out our new organic hemp blend protein as well, guys. It is phenomenal. We literally just launched it this week, and the laws have been changing around hemp. We've been excited to bring this protein to the marketplace as well, cause it's an all plant-based protein, and personally, I'm in love with it at the moment. Anyway, you can check that out as well, and the discount code applies for that too. Anyway, let's go over to Brian McKenzie. Enjoy! [00:02:00] Hi, this is Guy Lawrence. I'm joined with Stuart Cook, as always. Good morning, Stu. Stu Hello mate! Guy And our awesome guest today is Brian Mackenzie. Brian, welcome to the show, dude. Brian Thanks for having me, boys. Pleasure. Guy It's been a long time coming. Your name has popped up on different views and podcasts over the last 12 months at least. So it's like oh, we gotta get Brian on the show. So yeah, very appreciative of your time, mate. Brian Yeah, absolutely. Guy So we have a question we ask everyone when we kick off, and that is, "If a stranger stopped you on the street and asked you what you did for a living, what would you say? Brian I don't know. Stu Don't speak to strangers. Brian [00:03:30] Yeah. Literally I'd say, "I don't know." I could equate doing yard work to that's part of my job or working out, that's part of my job, or screwing around with breathing or screwing around with a kettlebell or whatever, or walking my dogs. That's part of work, you know? It literally is, because I'm trying to understand things, connect dots, and make things happen in a way that ... you know I've been able to ... I do believe I'm fortunate, but I do believe that I've kept something that a lot of people just really ditch and think that they gotta get in, like "I gotta get a job," which I understand that. I've played that game, but I've remained curious enough to be able to develop things that have allowed me to do what it is I really want to do. http://180nutrition.com.au/180-tv/brian-mackenzie-interview/
We have good friend and comedian ADDIE KAVANAUGH to help us get the dirty thirties started off and make the damn movies. Open them mouseholes, were coming in hot with some damn movies. A mouse revenge flick with the highest budget ever, four dad's named chris, an idea that I'm sorry about, and probably another one that was also kinda good maybe. Look I genuinely don't know why our generation can't focus or remember anything or maybe the lazy have just co-opted that idea to excuse the laziness. I'm not a prophet, I'm just here to profit. Thanks for listening, nerds. ----------------------------------------------------------------------- Now Playing: KIngsmen 3: The Fateful Wedding Dad Trap/Mouse Hole Untitled Flat Earth Project Sock Puppet Muscle Baby Home Improv-ment The writers/artistic producers Eric Jordan Elkin @EricJordanElkin A man is running late to his best friend's wedding and suddenly the plot of every single Stephen King book starts happening to him at once. Eric Jordan Elkin @EricJordanElkin Wanting revenge for their fallen friend, a group of rats decide to create human traps and place them around the house. Sarah @sarahkarolin A movie about the magical creature that steals one sock from the dryer. Why? Where are they all taken? What purpose do they serve? Murphy @Jesus_H_Pharaoh Turns out the Earth really is flat and there's a whole other civilization on the other side. Jordan Broadway @jordobroado An improv group is thrown into chaos when one member suggests writing scripted comedy instead Casting Directors Murphy @Jesus_H_Pharaoh Andrew Garfield, Arnold Shawrtzenager, and John Cena. Jordan Broadway @jordobroado A cast: Chris Pine, Chris Evans, Chris Pratt, Chris Hemsworth --------------------------------------------------------------------------- Eric Lee and Thomas Stapleton takes your suggestions and ideas and adapt them into good movie pitches for the Hollywood big wigs who are straight up desperate for material. --------------------------------------------------------------------------- Our theme was written and recorded by Nate Thompson. For updates on his future projects please follow him on twitter @natepthomps Our logo was done by Kyle Smith. For more of his good stuff please go to https://www.ultrafeel.us/ --------------------------------------------------------------------------- Please follow us on twitter too! Radaptation - @RadaptationPod Eric Lee - @Ericleeeeeee Thomas Stapleton - @Tstape03 --------------------------------------------------------------------------- SUBSCRIBE to RADAPTATION on iTunes: https://itun.es/i67R6gr Google Play: goo.gl/qywr8Bcontent_copy Tunein: http://tunein.com/radio/Radaptation-p981196/ Blubrry: https://www.blubrry.com/radaptation/ RSS: http://radaptation.libsyn.com/rss YouTube: Radaptation Podcast Stitcher: http://www.stitcher.com/podcast/radaptation ------------------------------------------------------------------------------------ Follow RADAPTATION: Twitter: http://twitter.com/RadaptationPod Facebook: http://facebook.com/RadaptationPod ------------------------------------------------------------------------------------ For Inquiries, please email: Radaptation@gmail.com ------------------------------------------------------------------------------------ Things and people we talked about in this episode: Writing, screenwriting, podcasting, podcast, Filmmakersofinstagram, filmmaking, cinematography, movies,
Episode 006: Is There a Cure for GAS? Subscribe via iTunes, Google Play, email or RSS! Thank you for listening to the No Name Photo Show! Connect with Brian Matiash and Sharky James on Twitter, Instagram and Facebook (all @NoNamePhotoShow). Did we mention SUBSCRIBE?!!! Please? ;) Gear Acquisition Syndrome (GAS), that is. Why? Where did your minds go? In any event, Brian and Sharky kick off Episode 6 with a healthy discussion about power editing on the go using a tablet instead of a laptop. There have been some great advancements in mobile hardware and software, but is it a truly viable laptop replacement? Speaking of gear, that segues us into the second topic of the show brought on by Sharky. He has a serious concern that many photographers have a major case of GAS FOMO (you look it up). Is it possible to have too much gear? Is there really such a thing? All that plus a healthy does of What's On Your Gear Shelf?" is what you get for Episode 6. Show Notes Brian's going on a road trip to Grand Tetons and Rocky Mountain National Parks and is seriously considering whether he can use his iPad Pro instead of his MacBook Pro laptop to backup, cull, and edit photos Sharky talks about why he thinks Photo Mechanic is an excellent tool for sports photographers and photojournalists who have to quickly cull through huge numbers of photos [Camera Bits] Brian and Sharky show their age by reminiscing about old photo tech by Epson Sharky questions whether it's worth going into debt to get new gear and Brian expands on that but asking how much gear does a photographer really need? The duo then talks about whether there is something to on-brand vs off-brand lenses (Canon/Nikon/Sony versus Sigma/Tamron) What's On Your Gear Shelf? Sharky: Black Rapid Sport Breathe Shoulder Sling [via Amazon] Brian: Hot Shoe Spirit Level Cube [via Amazon] --- Send in a voice message: https://anchor.fm/nonamephotoshow/message
Episode 006: Is There a Cure for GAS? Subscribe via iTunes, Google Play, email or RSS! Thank you for listening to the No Name Photo Show! Connect with Brian Matiash and Sharky James on Twitter, Instagram and Facebook (all @NoNamePhotoShow). Did we mention SUBSCRIBE?!!! Please? ;) Gear Acquisition Syndrome (GAS), that is. Why? Where did your minds go? In any event, Brian and Sharky kick off Episode 6 with a healthy discussion about power editing on the go using a tablet instead of a laptop. There have been some great advancements in mobile hardware and software, but is it a truly viable laptop replacement? Speaking of gear, that segues us into the second topic of the show brought on by Sharky. He has a serious concern that many photographers have a major case of GAS FOMO (you look it up). Is it possible to have too much gear? Is there really such a thing? All that plus a healthy does of What's On Your Gear Shelf?" is what you get for Episode 6. Show Notes Brian's going on a road trip to Grand Tetons and Rocky Mountain National Parks and is seriously considering whether he can use his iPad Pro instead of his MacBook Pro laptop to backup, cull, and edit photos Sharky talks about why he thinks Photo Mechanic is an excellent tool for sports photographers and photojournalists who have to quickly cull through huge numbers of photos [Camera Bits] Brian and Sharky show their age by reminiscing about old photo tech by Epson Sharky questions whether it's worth going into debt to get new gear and Brian expands on that but asking how much gear does a photographer really need? The duo then talks about whether there is something to on-brand vs off-brand lenses (Canon/Nikon/Sony versus Sigma/Tamron) What's On Your Gear Shelf? Sharky: Black Rapid Sport Breathe Shoulder Sling [via Amazon] Brian: Hot Shoe Spirit Level Cube [via Amazon] --- Send in a voice message: https://anchor.fm/nonamephotoshow/message
Why dwell? Why? Where does it get you? What does it do for you? Seriously?! I mean, it really does nothing but hold you back and keep you from reaching your full potential.
What goes on behind the mic? It's time to answer some dream driver questions! Listen in as I chat staying motivated, my recommended (and favorite) books, getting started, working through plateaus and more! Join in on the conversation on social (@dreamsindrive) and use the hashtag #dreamsindrive. Enjoy! SOME OF THE QUESTIONS I ANSWER:- What's your WHY? - Where do you see yourself in 5 years with Dreams In Drive? - What motivates you to be consistent? - What's your self care routine like? - How do you stay motivated during a plateau? - How did you get started with Dreams In Drive? - How do you find a mentor? - What has been your biggest challenge with building Dreams In Drive? - How does relocation help your life? - What books would you recommend for personal growth? *SHOW NOTES: www.dreamsindrive.com/episode-81 *SUBSCRIBE: www.dreamsindrive.com/join *Follow Dreams In Drive on Social: *twitter.com/dreamsindrive *instagram.com/dreamsindrive *Follow Rana on social: *instagram.com/rainshineluv *twitter.com/rainshineluv *www.ranacampbell.com
Hilary Abell, co-founder of Oakland based startup Project Equity, talks about her organization's mission to help small business owners secure their company's future by transferring ownership to the employees.TRANSCRIPTSpeaker 1:You're listening to cake, a l x Berkeley 90.7 Fam, university of California listener supported radio. And this is method to the madness coming at you from the Public Affairs Department here at Calyx celebrating the innovative spirit of the bay area. I'm your host Ali Nasar. And today we have Hillary [00:00:30] at bell with us. Hi Hillary. How are you? Hi Lee. I'm doing great. And Hillary is the cofounder of project equity. Um, it's a a, is it a startup or as relatively Speaker 2:we are a startup. We'll have our third anniversary and a couple of weeks. Speaker 1:Third Anniversary. Yeah, based in Oakland. That's right. And a really interesting idea we want to get into. And every, uh, cofounder I have on the show, Hillary, I usually start by asking, uh, the same question, which is, uh, you're someone who started an organization from scratch [00:01:00] because you saw an issue. So can you give us the problem statement? What is project equity trying to solve? Speaker 2:We're aiming to address the growing income and wealth gap between the rich and the poor across this country in particular starting in the bay area and in other regions where we're already working. I personally have been working with employee ownership and worker cooperatives for the last 13 years intensively. And, and going back further than that, and I know from my own experience that there are powerful [00:01:30] force for improving job quality and building wealth for low wage workers. And my co founder Alison Lin gain has decades of experience in larger scale social ventures for profit and nonprofit. And we share this passion for addressing the wealth gap, the racial wealth gap and income inequality. And when we realize that my experience in worker cooperative development and employee ownership and her experience with larger scale social ventures, we're a perfect combination. We decided to launch something new to take on this problem. Speaker 1:Okay. Well it's a really fascinating [00:02:00] idea. I'm really excited that you're here today. Really speaks to me. And before we get into kind of what it, what project we does and what a work we're cooperative is. Can you, uh, just give us a little bit about your background. How did you and your journey come to looking at and saw seeing this problem that you want to solve? Speaker 2:Sure. So, so I started out right after college as a teacher in the inner city and that wasn't something I was able to do for a long time. I wasn't great at classroom management, but I did get to see urban poverty up close, get to see the resilience and the amazing [00:02:30] kids that were in those communities. Um, so that was one of my first, um, influences on why I care about this problem. I then worked for a worker owned company called equal exchange. And I got into that not because I was interested in business to be honest. I wanted to be on the front lines of social change. But I came to equal exchange through some community organizing I had been doing in relation to the wars in Central America. And when the war in El Salvador ended, um, equal exchange approached me and others at organization I was working for [00:03:00] at the time about using coffee and fair trade coffee in particular to help promote peace in El Salvador after the war. Speaker 2:And so through that and through the fair trade mission, I got into using business as a tool for social change. And I was in my sort of mid twenties and learned how to be a salesperson, something I never thought I would do. I learned how to work with farmer partners in Latin America who were organized in cooperatives and also got elected to the board of directors of that growing company of equal exchange as a worker [00:03:30] owner. So I also experienced incredible learning. I got to sit next to leaders of larger scale, socially responsible companies on that board and learn about business and how business can be a force for good. So that opened my perspective and helped me see how cooperatives can change the world. And from there I did a bunch of work in the nonprofit sector related to fair trade and other international issues and then found myself working with a local organization in Oakland called wages. Speaker 2:And we were building cooperatives and work around businesses [00:04:00] from the ground up here in the bay area. And that's, I was there for eight years and we saw incredible impact from the work we were doing. We built five eco-friendly home cleaning businesses that were owned by about a hundred immigrant women from Mexico and Central America. Wow. How cool. It was really exciting and I saw an incredible change from the time I started there in 2003 to when I left in 2011 when I first got there, we were doing an impact study that one of our foundation funders had helped us set up and we found that one of the cooperatives [00:04:30] was experiencing 40% increases in household income among their members. Wow. And that was very inspiring. That really mattered Speaker 1:to cut the middleman basically. Like they, they were getting all the income straight to them, Speaker 2:the workers. That's right. And they also built and owned together an infrastructure that would support them growing the company and working full time instead of working part time. Okay. So it was a combination of sort of better hourly pay and full time work and stability instead of just kind of casual variable schedules. And then they [00:05:00] got health insurance as well. And so that inspired us to try to scale up that model. We built a larger cooperative business in Oakland that eventually got to have 35 women [inaudible] owning it and then built a new one in San Francisco as well. And through the one in Oakland, we saw that eventually their household incomes were increasing by 80% wow. So went from 40 to 80 and the good trend. Yeah. Yeah. That was a great, it was a great trend and not all employee on businesses will have, you know, that degree of increase in, in [00:05:30] household income. But in general they do create better quality jobs. And so when I saw that [inaudible] I just knew that I wanted to do more of it and wanted to make the business model of employee ownership more accessible to to more low wage workers. Speaker 1:Yeah. What a, what a fascinating journey that you've been on. And thanks for sharing. Uh, we're talking to Hillary Ebell. She's a cofounder of project equity here on method to the madness on KLX Berkeley. Um, and before we go further into what project equity [00:06:00] does, I'd love to just take a step back and have you define for us what is a worker owned cooperative Speaker 2:project? Equity works with employee on businesses in different forms. And the one that we've started with and work most closely with is the worker owned cooperative. The definition of a Co op is a business that's owned and controlled by its members. So in the case of an employee owned cooperative, it's the people who work there who own the business and control it democratically by having the majority of seats on [00:06:30] the board of directors. So that's kind of the fundamental definition. There are actually seven cooperative principles that govern consumer cooperatives, farmer cooperatives, credit unions, and other kinds of cooperatives that are actually much more prevalent than worker owned cooperatives in this country. So there are seven common principles Speaker 1:and what, what is the, is there a governing body for cooperators? What are those seven principles? Who, who owns those? Speaker 2:There's something called the international cooperative alliance, which is global and does have kind of regional networks [00:07:00] through different parts of the world and has, you know, subsets for the different types of cooperatives. Um, and then there's also the model of employee stock ownership plans, also known as Aesop's, which is a u s specific model that is more commonly practiced than worker cooperatives. And we also see that as having a great role to play in this movement. And it's something that we're looking forward to working with directly as well. Speaker 1:So, um, let's talk a little bit more about the aim of project equity. Um, so you've given us some generalities around, um, your background and, and, uh, [00:07:30] the power that you've seen of unlocking business for, for, uh, for good. But it seems when I was doing some research on your company or your organization, you guys are, um, really focused on transferring, uh, companies and who are currently owned by an owner and a different ownership structure and, uh, having them go through a transition as opposed to starting something from scratch. That's right. You tell, tell me more about why that's the strategy you guys pursued. Speaker 2:That was a very explicit decision [00:08:00] for us in our first year. Um, 2014, we were fortunate enough to have a grant that allowed us to research different pathways to scale as we like to refer to them. So we looked at doing scale oriented startups and we looked at converting successful existing businesses to employee ownership. And we did choose the ladder. We were one of the first movers and an early champion of this strategy, which is actually now, um, being, uh, uh, uptaken has been taken up by, um, actors around the country and we're part of a national [00:08:30] collaborative and a growing movement that's supporting transitioning successful businesses. And there's two reasons that project equity saw this opportunity. One is that demographically the huge shift that we're going through as a country and as a world actually with baby boomer retirements is incredibly significant. We tend to hear a lot about it in terms of the impact on health care and the impact on social security and things like that. It also is already having a big impact on our small business community, about [00:09:00] 50% actually a little bit more nationally of privately held businesses are owned by baby boomers here in the bay area. Project equity has just done some original research that we released back in February that shows that 45% of privately held businesses that employ people in the bay area are owned by baby boomers. 45% 45% Speaker 1:present of, of jobs. Overall jobs are small businesses that provide jobs, Speaker 2:small businesses that provide jobs. Okay. That's right. And it's actually 63,600 [00:09:30] businesses in the nine bay area counties. Wow. And it accounts for about 626,000 employees and almost 150 billion in total sales. 626,000 Speaker 1:employees and there's about six or 7 million people in the bay area. That's right. So 10% of the area is employed by baby boomer businesses that are, that are going to end at some point unless they figure out what to do. Speaker 2:Absolutely. So, so we've been [00:10:00] asking ourselves the question and asking dozens, hundreds of other people this question for the last two years, what's going to happen to these businesses? So it's been known for some time. The SBA actually did a study back in 2004 that showed that only 15% of family owned businesses will pass on to the next generation. And it goes down to about 5% when you go to the third generation. So this classic concept that we have of a business being handed on to a son or a daughter just isn't happening for the vast majority of businesses. So what happened? Speaker 1:It's to them [00:10:30] first. It's only 15% goes to the first or second generation. The other 85% do they die? What happened? Speaker 2:Yes. Um, they, many of them do die. And that's what we're concerned about is there a lot of really healthy, vibrant businesses that contribute so much to our local economies and to the unique nature of our communities that that could actually close. Um, and many are closing already. We're hearing about it every day in the bay area. Um, some many will also get bought out and often that'll be by a large corporation or by an out-of-state buyer and out of area buyer. And usually when there is [00:11:00] an acquisition like that, there's a lot of change that happens. So some people will get jobs in the parent company, but there are always a lot of layoffs and sometimes the companies are even shut down. And you know, just the parts are the like you're like, you would take parts of an old car, you know, they'll take the assets of the business and the client list, but not maintain the role in the community. Sure. Speaker 1:Yeah. Well, we're talking to Hillary Ebell. She's the, uh, Co founder of project equity, a startup based in Oakland that is helping companies transform themselves to uh, uh, [00:11:30] an employee owned cooperatives. Um, so I wanted to ask you about something I like to ask a lot of entrepreneurs like yourself. Um, once you had the idea, it sounds like you have a lot of experience that's led you to see this problem and really and passion around solving a major kind of social issue that we have. Um, but there's a big leap between seeing the issue and then actually starting something. So can you [00:12:00] take us through that process of how you had the spark of like, I got this idea, you and your partner, but then how did you actually get this thing off the ground? You mentioned a grant, like how did you get to that point? Speaker 2:Yeah. Um, so Alison Lynn gain and I spent probably two years meeting weekly or biweekly developing the idea, thinking about who we wanted to talk to about it, where we could potentially get some funding to get going, what we would want the program to look like, what we would actually do, how we would contribute to scale, which really was our [00:12:30] guiding guiding principle. The reason to do something together was this combination of scale and the value of employee ownership and really trying to scale that up for the benefit of, of low wage workers. So we spent a couple of years meeting casually and planning and there were two things that helped us turn it into something that we could pay ourselves a little bit to do and really start focusing our time on. One was that we had a first investors, so there's nothing like a seed investor. Um, my can again of give something back office products, which is an Oakland based, [00:13:00] um, national company, one of the original certified B Corp's and socially responsible businesses. Speaker 2:I'm sure in the country. We buy all our products from them and my work, they're terrific. They're a great company and Mike is a real visionary, has been involved in workforce development locally and also in, in socially responsible business. And we knew Mike and we sat down with him one day and told him what we wanted to do and asked if he would support us with a seed grant. And when he said yes, that was a big boost to our confidence and to our, just our gut [00:13:30] sense that this was something that others were gonna want to support. And then there was a unique program called one bay area. Uh, it was, and they had an economic prosperity pilot program that they did, um, back in 2014 and to be honest, we got very lucky because this was a very unique grant opportunity, one time only as part of this five year initiative called Plan Bay area. Speaker 2:And as a startup, we never would've been able to get it, but we were able to partner with an established organization, [00:14:00] the East Bay Community Law Center and with another partner called the sustainable economies law center. And we designed a program to start, um, an initial community-based training program for worker cooperatives that we called the worker co-op academy. And then also to do research on strategies for scale. So when I talk about Alison and I having looked really closely at what industries we would work in, what would it take to do larger scale startups versus this conversion strategy that grant funded us to do that research. [00:14:30] And when we looked at the conversion strategy, we found that there was a lot of interest. There was a lot of curiosity among business owners. We had a lot of conversations, did some focus groups, and we also did some research on companies that had between 20 and 200 employees in Oakland in particular. And found that there were a handful of industries where there were a good number of, at that size, employing the workforce that we wanted to support. Um, so we could see that there were a lot of opportunities even just in the city of Oakland for businesses that would [00:15:00] potentially benefit from employee ownership. Speaker 1:[inaudible] well, so it sounds like it was a very measured kind of process. Right. We're definitely the sort of, um, logical types of entrepreneurs. And I know a lot of people just go more by Guy, but yeah. Yeah, we got very lucky with that first name later. That's not your style. Not as much as most entrepreneurs. Well, um, you know, one thing I wanted to ask you about, which is, so why I'm very passionate about the topic is I believe in a very, I think it's a very American concept of [00:15:30] ownership and the power of ownership. And I think that's one of the central thesis that you're, uh, basing your organization on. So tell, tell me a little bit about your take on how important ownership is for workers. Speaker 2:It's a game changing concept. Um, and I can talk first maybe from my own experience. I mentioned that when I went to work at equal exchange as a 22 or 23 year old, I wasn't interested in business. It wasn't [00:16:00] anything that was on my mind. Um, and I didn't think of myself as entrepreneurial in any way, but when I got inside of this business that was co owned by all of the worker owners, I started to be able to, to build muscles and get exposed to business concepts and um, business experiences that inspired me and that built my skills. And then getting to work on strategy and financial management and analysis and things like that by being on the board and not just being a front line sales and producer relations person, which [00:16:30] was my day job. Um, I got very passionate about it and learn so much. Speaker 2:So I saw the, how one can build skills through shared ownership and at that time I never would have started something. Um, and in fact, in, in my previous role at wages, I was, was part of the startup team for the two worker cooperatives that we started during my time there. But until project equity never started something on my own. And of course I didn't do it on my own. It was having a great co-founder that I think has been a secret to success for us. And actually for most startups they say that [00:17:00] it's much better to co-found than to found on your own. Yeah. Um, so, so that was my own experience that through shared ownership I was able to become an entrepreneur and I do see that with low wage workers as well. So if you think of, um, women from Mexico and Central America that I worked with in the green home cleaning businesses, uh, this woman named Clementine F for example, who when she started with the cooperative, she was working two jobs and was having to have her older son feed her other three kids, [00:17:30] you know, hamburgers that she would pick up at McDonald's before she ran off to the second job. Speaker 2:Just a very, very hard life. She was a single mom and when the cooperative got going, she was able to leave one of those jobs, go full time with the co op and eventually it became just a really awesome skilled, cleaner using green techniques, very cutting edge. At the time, this was in the mid 1990s, there were green cleaning companies. Um, and then she got trained to, to train other women and served on the board of the cooperative and had that sense of ownership. She, she actually shared literally in the ownership [00:18:00] financially, but she also developed that sense of ownership and leadership roles through being a co owner of a business. So that's another example and I do see it even with the companies that we're working with right now. So for example, there's a pizzeria in San Jose with 33 workers that is about to complete their transition to become a worker cooperative. Speaker 2:We've been working with them for a year and we work most closely with a core team of the two owners and five of the employees who will become co-owners. And as we've taught them about how to read financial statements, [00:18:30] how to understand the finances of this actual business that many of them have been working in for five or 10 years, believe it or not, in a high turnover industry. So this is a company that is much beloved by its employees already, but they go that extra step of taking that ownership perspective. And the owner, Kirk Vartan has actually told us that his conversations with as employees, he's always gotten their input on hiring for example. And he's found that people are starting to have a different conversation with him when we asked when he asked for that input. So they'll say, you know, [00:19:00] this person seems really cool, nice person. But when I think like an owner, I'm not sure I would hire them to work here for x and y reason. So already we're seeing, they haven't even become a cooperative yet, but already that sense of ownership is coming in. Yeah. Speaker 1:Which creates value for the company because people care more. So that's a great example is if you hire the wrong person, it sets a company back in so many different ways. So if you have the actual employees care about who you're hiring because they feel like it's going to hurt their pocketbook, [00:19:30] then it's a very powerful motivating force to do good for the company. Yeah. Um, so you know, we're talking to Hillary Bell. She is the cofounder of project equity, a startup based in Oakland, and it helps companies transition, um, to being worker owned. Tell us, talk a little bit about the actual process of transition. What does, what does that mean? What, how does it work and where do they, where does point a, where are they start or when did they end up at point B? What, what, what changes [inaudible] Speaker 2:it's a really interesting process. I'm, I'm finding [00:20:00] it fascinating and really exciting to, to work on multiple layers with these companies. The first thing we do with a company is to help them assess the, the fit for their company of employee ownership and also what kind of employee ownership. So would a employee on cooperative be the best fit for them? Would an aesop be a better fit? And the way that we look at that is, is through conversation of course, primarily with the owners and also through financial analysis. So we'll, we'll look at the numbers. We'll look at the expected future cash flow of the business. And [00:20:30] we always get asked how can the workers afford to buy the business that they work in. And most of them can't, especially since we focus on on low and moderate wage workers, what happens, many of these transactions have been financed primarily by debt and there are a number of other as well creative forms of equity that can be used. And in fact project equity, we'll be publishing next month a an investor's guide to worker cooperatives. So how can impact investors, for example, play a role in [00:21:00] helping companies transition to become employee owned? Speaker 1:Interesting. A lot. Why? Where does the deck, who would loan the workers that the, the money to buy the company? Is there a community banks or something like that? Speaker 2:It is mostly community development, financial institutions or CDFIs at this point. And there are handful of them around the country that are actually focused on cooperative businesses. So they are the ones, some of them are national, so they're the ones that are stepping up to do some of these early deals and have done the historic deals. So historically [00:21:30] about 40% of today's worker cooperatives were created through the conversion of a successful existing business. But until the last couple of years, there has never been a proactive initiative to encourage and support these transitions. So right now it is these CDFIs that are supporting the Tra the conversions. We have done a lot of work and in fact published a FAQ, if you will, for lenders about this. It's available on project equity's website and we've talked to a lot of community banks as well as more [00:22:00] mainstream banks in the bay area and around the country who are interested in this and trying to figure out how they can make it work. So there's some immediate barriers that they come up against. But some of that is just perception. So education can go a long way and somebody is thinking maybe a little bit differently about underwriting, although of course the businesses would have to meet the normal criteria for being able to pay back loans. Speaker 1:Part of the, the kind of value proposition of project equity is to have the know how but also bring the capital to the table for the right deal. Speaker 2:Absolutely. Yeah. We're not ourselves a capital [00:22:30] provider at this point, but we do have partnerships with capital providers. So that is something that we do bring. Um, and once the feasibility has been established then there is a deeper conversation with some of the employees to just to see if there is a there, there on the other side. Once the owners have said, we think we'd like to do this, then we'll help them gauge the interest among the employees. And if that's a go ahead, we'll bring them formerly in as a longer term project equity client and work with them to create a roadmap for the transition. And that has several layers to it. So first there is that [00:23:00] financial layer and that involves, we know that it's feasible, but what do we think the right prices for the business? Well, we'll recommend an outside formal evaluation that doesn't always happen, but it can be a helpful ingredient in the process, will help the owners. And the employees make an agreement about the price and help them structure the deal. So will it be seller financed at all? Will it be outside finance? Will there be any equity? How much will worker owners put in and how much of that is up front versus paid over time? Speaker 1:Is it, uh, is there a, uh, stipulation [00:23:30] that there must be a majority transfer of, of shares or are you doing somewhere the workers get a minority of ownership and the the owners actually retained control? Like is that a cause it sounds like for you, for this to work they have to have board seats and they have to really have a lot of control in some ways. Is that, is there a percentage that makes, makes it work or is it doesn't matter? Yeah, Speaker 2:we, we support the kind of standard definition of a worker. Unemploy on cooperative would have the majority [00:24:00] of board seats filled by worker owners. Um, but we're also very supportive of phased transitions. Right now. The ones that we're working on are there actually seller financed so that the transition formerly happens in one moment in time. But the, the debt is paid off over about five years. Okay. So the owner, we're right at the point where we're designing in the transitional control and figuring out exactly what that might look like. Okay. But with the owners staying in, in these particular cases, they do play a role that's sort [00:24:30] of akin to a general manager. So they still have a very strong leadership role while they, you know, start to work with a board of directors and, and share, share the um, governance level decision making. Speaker 1:What an exciting project. I'm so thrilled to hear about what you're doing and excited to see what kind of things you guys do. You know, we talked a lot about the, um, the workers and their motivations, but let's talk about the owners for a second. And you know, when I was reading your website, a lot of it is geared towards the owners as you're trying to convince them. And it sounds like you've [00:25:00] got a lot of great owners who want to do the right thing and that's why they're doing it. And the word that Kinda came up for me was legacy. That seems to be like the overarching reason. Why is that? Would you say that that's accurate? Speaker 2:That's exactly the word I would choose and I'm delighted that that's what came across to you because that is our goal with a website is to communicate that that owners who are concerned about their legacy and want to leave a legacy should really consider employee ownership. We had an interesting experience when we did that focus group in Oakland back in 2014 with local business owners and we started [00:25:30] by talking to them about employee ownership and asking what they knew about it, if they'd heard of any employee owned companies, what their impressions were, and then we transitioned to them what they wanted when they left their business or when they retired. And that was when the conversation started to click cause what they said was we want our customers to be taken care of. We want our employees to be taken care of. We want our business to live on this thing that we've put our blood, sweat and tears over years into creating. Speaker 2:We want it to continue to be an important presence in the community. And those three things [00:26:00] are things that employee ownership is uniquely positioned to do. So it is really all about legacy and we think that the companies that we're working with right now are kind of the cutting edge. Maybe you could call it for up from our purposes, the low hanging fruit, the sort of first movers and what we're working towards for the future is getting in conversation with the more mainstream business sellers. And they don't have to be, have any particular attitude for this to be a fit. They don't have to be staying in, they could be leaving, [00:26:30] but if they are concerned about leaving a strong company for the future and their legacy, it could very well be a good fit. Speaker 1:Well I wanted to ask you about, um, like one of the big buzz words around the bay area is liquidity. You know, start companies to get rid of the company a lot of times to sell it or go public and lose control. And is that concept exists and once you've converted over to becoming a worker owned cooperative is how you get money from your equity. Basically just distributions of the profits. [00:27:00] And there's, there's really never a big check that comes from selling it. Speaker 2:That is generally true with worker cooperatives. Um, Aesop's can be different. Um, so ESOPs are created initially with evaluation and then evaluation is done every year and they're owned through a trust. Employees on stock through a trust. And that trust does appreciate or depreciate according to the valuation every year and employees retirement accounts, you know, go up if the company valuation goes up. Um, Speaker 1:and there's a set valuation methodology [00:27:30] every year. That's how, yes. Okay. Yeah. That would take a big controversial how, how'd that happened? Speaker 2:Absolutely. It's a key factor. Yeah. Yeah. And in worker cooperatives, it's a, it's a little bit different in that the cooperative businesses are generally built for longevity. So often there is a provision in the bylaws of the cooperative that would incentivize at staying as a cooperative and not de mu de mutualizing, if you will. So if you go to a place like northern Italy or Spain where the Mondo Ground Cooperative Corporation is the largest worker cooperative in the world [00:28:00] with 100,000, um, workers, you'll, you'll find that they, the workers there will talk about their, um, the next generation in their family working in this company and seeing it as, as part of the community, part of the economy for the longterm. So in, in general, most cooperatives look to maintain being a cooperative in the future and are not valued based on a share price. Yeah, Speaker 1:it's really, it's really great work. A really excited, like I said, to see where you guys go. I always asked, uh, we're talking to Hillary of Bell, she's a cofounder of project equity here [00:28:30] on methods of the Madison KLX Berkeley. And I always, this is my last question. I always ask an entrepreneur like yourself, so you started this journey, you created this thing out of scratch. You have a lot of passion for it. You see a problem in society, you're trying to solve really important one. Um, if everything goes right for you five years from now, what will project equity look like? Speaker 2:I'm looking forward to seeing us with an expanded team. I don't think project equity itself will ever get huge, but maybe we'll be a team of 10 [00:29:00] or 20 people and being a thriving part of an ecosystem in the bay area and in maybe five or 10 other regions around the country where we have a project equity sister organization or a branch of project equity that is doing the same kind of place based employee ownership scaling that we're piloting here in the bay area. And we're also getting started in the twin cities in western North Carolina this year. And I hope that we'll have really strong relationships with everyone from the city economic development [00:29:30] officials to the wealth advisors, to the business brokers, to the boutique investment banks. Um, so that everybody in those regions will have seen enough about employee Speaker 1:ownership have, it will become normalized as an idea and we'll be talking to the businesses that they provide services to. You know, whether you're a CPA or a lawyer or whatever it may be about this business model. Great. Well, good luck on that vision. It sounds like you're on a good path to, to realizing that. [00:30:00] Um, we've been talking to Hillary Bell, she's the Cofounder Project Equity Hillary. How do people get in touch with you guys or learn more if they want to get in contact? Um, please visit our website. It's project hyphen equity.org and um, you can contact us@infoatprojecthyphenequity.org. We would love to hear from you. Great. Okay, well thanks everybody for listening today. This has been method to the madness on KALX Berkeley 90.7 FM. I'm your host is our, thanks for tuning in. Thanks Hillary for joining and have [00:30:30] a great Friday. Everybody. See acast.com/privacy for privacy and opt-out information.
The public loves portrayals of vigilante justice. Memorable vigilantes are sometimes a ‘good guy,’ other times they are … something else. Why? Where did those characters come from? Are there ever ‘good guy’ vigilantes in the real world? These great questions get great answers in this episode of Pop Trends, Prices Culture.
So it turns out God had other plans! Although uncomfortable, going into the wilderness can be a place where we meet with God and are empowered by Him. Jo and Steph share why and how they felt God is leading them to revisit the wilderness and take us along too! In this podcast Jo and Steph share about the ‘desert fathers and mothers’ who deliberately embraced the wilderness as a withdrawal from consumerist ‘Christian’ society. They discuss how the desert fathers and mothers met with God in power and also led others who sought them out to encounter God powerfully. They explore how the same principles could look for us without us leaving our homes and becoming hermits in a physical desert! Discussion questions: 1) What is your gaze on right now? Which of those things are blocking your gaze on God? What are you going to do about it? 2) What do your daily, weekly and monthly rhythms of rest and meeting with God look like right now? How can you be intentional about them this year? 3) Are you scared of the wilderness? Why? Where do you find it hard to believe that God is enough? 4) Where might God be inviting you into the wilderness right now? Check out the new resource study guide for groups and individuals: ‘Life in the Wilderness’. It is an opportunity to dig deeper and explore questions. Find it at: www.leadstoriesmedia.com/resources Check out Lead Stories Community at: www.leadstoriesmedia.com/community Follow Lead Stories Podcast to interact with Steph and Jo: Twitter: @LeadStoriesVox Instagram: @LeadStoriesPodcast Facebook: LeadStoriesPodcast Connect with Jo at: www.josaxton.com @josaxton Connect with Steph at: www.pastorsteph.com @pastorsteph Subscribe on iTunes to have the podcast automatically download to your device every week or listen at www.leadstoriespodcast.com
Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business
Do you really think your financial planner cares about you? Do you REALLY think the people handling your money are on your side? Regardless of the current growth in our economy, you’re unlikely to see many benefits of it. Why? Where is the money going? The answer is NOWHERE. This week we talk with Rana Foroohar (Author: Makers and Takers) about how/why your dollars go into the finance system and never come out. Learn more about your ad choices. Visit megaphone.fm/adchoices
MGosh, Anese Cavanaugh is amazing. She’s authentic, passionate, and deeply committed to helping you show up, powerfully. Whether you’re seeking to strengthen your leadership presence, increase your energy, or improve confidence throughout your team, listen to this interview! Top innovators and executives in companies like IDEO, Zingerman’s, Cooper, Joie de Vivre, Fitbit, and others have engaged with Anese to strengthen team health, maximize leadership impact, and optimize company culture. In addition to appearing in publications like The Huffington Post, CEO.com, and the NY Times, Anese writes regularly for Inc.com in her column “Showing Up”. Follow her @AneseCavanaugh. Anese is the creator of the IEP Method® (Intentional Energetic Presence), an advisor and thinking partner to leaders and organizations around the world, and author of Contagious Culture: Show Up, Set the Tone, and Intentionally Create an Organization That Thrives (McGraw Hill). During the interview, Anese provided a simple strategy to discovering your core values. Knowing, and staying true to, your values, increase confidence. Here’s a part of the process to get you started—Take note: What pisses you off, irritates, or angers you? Why? Where you do tend to spend your money? What’s most important to you? To show up powerfully, Reboot your presence in the moment—get intentional about the impact you want to make and how you want to feel. Set intentional outcomes for your meeting, day, month, year, etc. Take good care of yourself—mentally, emotionally, physically, and spiritually. Here are a few more helpful links, courteously of the superstar herself, Anese. Thank you! IEP QuickStart Toolkit, Presence Guide, and additional resources. Anese’s site (with her blog, articles, interviews, goods galore, and more!) Here’s to Your Greatness,Misti Burmeister
Andy Albright's MOVE: Principles For Getting The Best Results
We all know that there are ONLY 24 hours in a day, right? I was sitting at my table working on a white sheet, knocking out emails I hadn’t gotten to earlier in the day and I stopped to see what time it was … 1 a.m. – already? Where had the day gone? I was sitting at my table working on a white sheet, knocking out emails I hadn’t gotten to earlier in the day and I stopped to see what time it was … 1 a.m. – already? Where had the day gone? I needed to finish this white sheet, I needed to read for 15 minutes, I needed to get through five more emails and I would love to call five more people to get another haystack for the day. I was scheduled to work out at 7 a.m. the next day with my trainer too. I had decisions to make. I could go to sleep, I could keep working or I could watch TV. What do you do when you are in this situation? It’s in those moments when you decide how to spend your minutes and hours that you can probably figure out WHY you are where you are in life. On this night, I finished the white sheet, cranked off five or six more emails and called people on the West Coast that I knew were still awake just like me, working to be more successful. After that, I read for 15 minutes and headed to bed just before 2 a.m. On this night, and most nights, my “WHY” is greater than my desire to sleep. Making decisions about how you spend the 24 hours you are given each day is what makes the difference between an average person and a great person. Your FOCUS on the task at hand is what makes you different from others. Great people focus on what they need to do most. They don’t get distracted. They don’t worry about what other people think. They get the job done and move on to the next goal in front of them. What is your WHY? Where is your FOCUS … right now, today, this hour, this minute? If you can get locked in on that daily, you will see big things start happening for you. Here’s some of the things I am focused on … Reading, conversations, watching educational videos, etc. When your focus is on tasks that help you figure out your why, your dreams and your goals, then you get where you want to go faster. When you are great, you are not focused on weeks, months and years down the road. You focus on the 24 hours you have today. You work on that because all you have is today. Tomorrow is not promised so why would you put something off today when you don’t know if it will be there to tackle tomorrow? The next time you are tired or want to do something unimportant, push yourself to stay focused just a few minutes longer. Make this a habit and I promise you it will pay off. Don’t let up. Chase your dreams every day. You’ve got 24 hours, how are you going to spend it?
The public loves portrayals of vigilante justice. Memorable vigilantes are sometimes a ‘good guy,’ other times they are … something else. Why? Where did those characters come from? Are there ever ‘good guy’ vigilantes in the real world? These great questions get great answers in this episode of Pop Trends, Prices Culture. Plus, read Bob Prechter's original essay that explains the link between pop culture & the stock market (free!).
Think about it! What type of houses should national presidents or prime ministers live in? Why? Where does the president/prime minister of your country live? Do you think it’s fair to charge airline passengers on the basis of how much they weigh? Why? Why not? บ้านแบบใดที่ประธานาธิบดีหรือนายกรัฐมนตรีควรใช้อยู่อาศัย เพราะอะไร ประธานาธิบดีหรือนายกรัฐมนตรีที่ ประเทศคุณอาศัยอยู่ที่ไหน คุณคิดว่ามันยุติธรรมหรือเปล่าที่สายการบินคิดค่าโดยสารผู้โดยสารตามน้ำหนักตัว เพราะอะไร