Perch, the podcast

In the season 4 finale, we discuss the long term economic implications of the Three I's - Inflation, Invasion of Ukraine and Interest rates. Beyond what is happening today, what will the future look like and how can you prepare for these potential realities? Alicia Planincic, Economist & Manager of Policy at the Business Council of Alberta, and Rob Roach, deputy chief economist join Todd Hirsch, ATB Financial Chief Economist to unpack all of the possibilities. The Future Of will be back in the fall with all new episodes, a new host and new guests!  Catch up on all past episodes and learn more at atb.com/thefutureof Subscribe to The Owl, ATB's daily economic report at https://www.atb.com/company/insights/the-owl/  

With a decade of experience and education working and living across Asia, Crystal Nash, ATB's Media Analyst joins Chief Economist Todd Hirsch to talk about the future of economic relations with Asia.  From ESG practices and diversity, to business advice and how brand loyalty - including timbits - are impacting even the smallest local economies - no topic is left behind. Crystal pulls back the curtain to help us understand the opportunities and challenges that are present as we foster postivie economic relations with Asia.  Email Todd your biggest questions about the economy and the future at thefutureof@atb.com Subscribe to The Owl for a daily economic snapshot. Learn more: atb.com/thefutureof Host: Todd Hirsch, Chief Economist, ATB Financial  Guest: Crystal Nash, Media Analyst  Executive Producer: Tia Hagen 

ATB's Cheif Economist is joined by Sharon Sun, Trade Policy Economist at the Canada West Foundation and Distinguished Fellow at Asia Pacific Foundation. How do sectors like education, agriculture and technology amplify economic opportunities between Asia and Canada? Beyond unpacking the future of these sectors, this episode explores the growing middle class in Asia, Canada's opportunity for innovation in spaces like food manufacturing, technological innovation and education. How will Canada go from being a footnote, to noteworthy, when it comes to economic relations with Asia? Email your biggest questions about the economy, the community, and the future to thefutureof@atb.com Guest: Sharon Sun, Trade Policy Economist at the Canada West Foundation and Distinguished Fellow at Asia Pacific Foundation Host: Todd Hirsch, Cheif Economist ATB Financial  Executive Producer: Tia Hagen www.atb.com/thefutureof  

Alberta is uniquely positioned to be a leader in ending homelessness. Tim Richter, president & CEO of the Canadian Alliance to End Homelessness joins Todd Hirsch, Chief Economist, to discuss the current and future state of affordable housing and homelessness in Alberta and beyond.  This episode explores how Medicine Hat ended chronic homelessness, and how other cities and provinces are leveraging solutions to make big impacts.  Economic costs and data is shared throughout the episode to bring understanding to the economic strain homelessness has on communities, versus the economic benefits of ending homelessness and ensuring affordable housing for all.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Subscribe to The Owl and get a quick daily snapshot of what's happening in Alberta's economy

Mike Brown, President of Trico Homes and Todd Hirsch, ATB Financial's Chief Economist discuss the future of homebuilding and communities. They unpack how the COVID-19 pandemic unexpectedly boosted the industry and required homebuilders to align with people's values and needs, and what impact this will have on home ownership and the economy in the future. Mike discusses what you, and generations to come, might expect when pursuing home ownership in the years ahead.  The need to build diverse communities to benefit the economy and businesses is a major theme. Mike also shares what he expects to see for the future for housing affordability, sustainability and intergenerational housing.  Subscribe today to The Future Of on your favorite podcasting app. Connect with us anytime at thefutureof@atb.com and listen for bonus episodes where we tackle your biggest questions about the future.   Check out ATB's free Home Buying Guide.

In this episode, Chief Economist Todd Hirsch connects with Naheed Nenshi. Educator, researcher and former mayor of the city of Calgary.  Cities are hubs for both economic and social innovation. Where communities, policy and creativity come together - amazing potential is unleashed. As the future of cities is explored, how people interact and how resources are utilized will be a determining factor in the resiliency of a city. Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future. Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Subscribe to The Owl and get a quick daily snapshot of what's happening in Alberta's economy

In this extended episode, Chief Economist Todd Hirsch connects with Catherine Warren, CEO at Innovate Edmonton and Jenn Johnson, managing director of sponsorships at ATB Financial.  Towering skyscrapers may be the first thing that comes to mind when you think of cities. But as we explore the topic - intricate layers are revealed to disrupt our current perceptions about cities and their futures. Innovation, space, inclusivity and community are all major themes explored in this episode.  Time stamp: Jenn Johnson 33:13 Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Subscribe to The Owl and get a quick daily snapshot of what's happening in Alberta's economy Learn more about ATB Financials sponsorships and how we help bring communities together by visiting atb.com/community. 

Chief Economists Frances Donald and Todd Hirsch connect to discuss their predictions of the top five economic stories for 2022. By unpacking the complex topics that you see in the headlines like inflation and labor, supply chains and the Central Bank, you can be better prepared for the year ahead and gain a deeper understanding about how these stories impact individuals, businesses and communities. The episode ends with commentary around bright spots in the global and local Alberta economy, and what economists are feeling positive about in the year ahead. atb.com/thefutureof Subscribe to The Owl for daily economic insights  Guest: Frances Donald, Chief Economist Manulife Financial  Hosted by: Todd Hirsch, Chief Economist ATB Financial  Did you know? ATB Wealth® is the wealth management division of ATB Financial. Our team of experts helps our clients sort through the complexities of their financial lives so they can focus on the things that matter most. Learn more. Follow ATB Wealth on LinkedIn.

ATB Financial's Chief Economist,Todd Hirsch, is joined by Rob Roach, deputy chief economist at ATB Financial.  In a moderated discussion, Rob and Todd start the episode by answering listener questions about education, the economy, unemployment and COVID-19.  Next, they continue the conversation on The Future Of Trade.  Our relationship and interactions with trade have transformed dramatically over the years. Beyond goods that Canada imports and exports, the trade of intellectual property and services through virtual and online platforms is on the rise. How will technology and our ability to connect with others across the globe impact trade as we know it?  From free-trade to protectionism, there are ample opportunities for Canada, and each of us, to explore. Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Subscribe to The Owl and get a quick daily snapshot of what's happening in Alberta's economy Connect with ATB Financial by visiting atb.com  Follow Todd on Twitter at @ABeconomist  Guests:  Rob Roach, Deputy Chief Economist, ATB Financial  Tia Hagen, Producer and Senior Communications Manager Hosted by: Todd Hirsch, ATB Financial's vice president and chief economist 

ATB Financial's Chief Economist, Todd Hirsch, is joined by Carlo Dade, Director - Trade and Investment Centre, Canada West Foundation. Todd and Carlo unpack the complex topic of trade and the future of trade with one of Canada's largest trading partners, China. What is the future of trade with China as it emerges as the largest global economy? Since Canada's exports serve the global middle class, as China's middle class continues to grow, the opportunities for Canada to export more goods and services grows as well.  How will entrepreneurs or business owners navigate trade relations and supply chains? How do we create a world where two economic systems co-exist? Answering these questions will guide Canada's policies and thinking into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Subscribe to The Owl and get a quick daily snapshot of what's happening in Alberta's economy Follow Todd on Twitter at @theToddHirsch Connect with ATB Financial by visiting atb.com  Guest: Carlo Dade, Director, Trade and Investment Centre, Canada West Foundation Hosted by: Todd Hirsch, vice president and chief economist, ATB Financial

ATB Financial's Chief Economist,Todd Hirsch, is joined by Dr. Lisa Belanger, PH.D., CEO & Behaviour Change Expert of ConsciousWorks.   Dr. Lisa Belanger discusses the reality of mental wellness, self care and the future of this sector in the second episode in our series on The Future Of Wellness. From the areas individuals have control over, to the impacts of technology and the taboo nature of the topic - nothing is off limits in this conversation.  Lisa is the CEO of ConsciousWorks, a consulting firm that helps leaders apply the findings from leading-edge scientific research to maximize their mental capacity and performance. Lisa has a Ph.D. in Behavioural Medicine, an Executive MBA, and is a Certified Exercise Physiologist and High Performance Specialist. Check out Lisa's podcast, The Science of Work.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future. Please leave a review on your podcasting app and join the conversation!   Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Subscribe to The Owl and get a quick daily snapshot of what's happening in Alberta's economy Connect with ATB Financial by visiting atb.com  Follow Todd on Twitter at @ABeconomist  Guest: Dr. Lisa Belanger, PH.D., CEO & Behaviour Change Expert of ConsciousWorks.   Hosted by: Todd Hirsch, ATB Financial's vice president and chief economist 

ATB Financial's Chief Economist,Todd Hirsch, is joined by bold mental health advocate, Curtis Stange, President and CEO of ATB Financial.  Curtis shares his personal and professional journey on how to introduce mental health initiatives within any organization. He discusses the invisible line item on every income statement that is costing millions of dollars - and how addressing mental health within an organization, and within each other, helps to significantly offset this cost. Curtis shares what conversations CEOs are having behind closed doors around mental health, and what possibilities exist for intervention and the detection of issues in the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Learn more about ATB's Greater Good Strategy Subscribe to The Owl and get a quick daily snapshot of what's happening in Alberta's economy Follow Todd on Twitter at @theToddHirsch Connect with ATB Financial by visiting atb.com  Guest: Curtis Stange, president & CEO of ATB Financial Hosted by: Todd Hirsch, vice president and chief economist of ATB Financial

in this episode, dr. linda manyguns unpacks the current and future state of formal education. in her new appointment as avp of Indigenization and decolonization at mount royal university, dr. manyguns plays a critical role in the accessibility, instruction and accountability of the university within Indigenous relations. infusing her traditional knowledge throughout her formal education created a new opportunity to acknowledge the collaborative possibilities within institutionalized settings. we unpack how organizations, institutions and individuals can begin their decolonization journey, and why it is critical for the future. how will formal education settings need to change to address current and future needs of the workforce? what role do universities play in tearing down systemic barriers? learn more about the lowercase movement ask todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  subscribe to The Owl and get a quick daily snapshot of what's happening in Alberta's economy host: atb financial chief economist todd hirsch guest: dr. linda manyguns avp of Indigenization and decolonization at mount royal university

Education as we know it is on the brink of a massive change. What is the future where formal and informal education collide? How are those not served by traditional institutions empowered to learn in new ways? How do we make education accessible to those who want to explore it and how do we identify and hire the right talent for our organizations outside of formal credentials.  We answer these questions and more in the season 3 premiere of The Future Of podcast. ATB Financial's Chief Economist Todd Hirsch is joined by two guests, Chett Matchett, AVP Strategy, Operations and Social Economics & Chris LaBossiere, CEO & Founder - Altitude Investments.  Connect with Todd and ask him your biggest questions about the future by emailing TheFutureOf@atb.com Learn more about ATB's Greater Good Strategy at www.atb.com/GreaterGood  Visit atb.com/TheFutureOf for more episodes, insight and information.

In this series, we are joined by leaders and community members to hear their perspectives on three big questions; when it comes to the economy, what do you want to see built back better rather than just going back to normal? Post-COVID, what do you think is going to remain a permanent societal or cultural change? And what are you most optimistic about for the future? From the demise of physical currency, to equitable participation in the economy and the opportunity to harness social media to reduce divisiveness - the ideas shared in this episode will help you formulate your own answers to these questions.  Guests include;  Armine Yalnizyan, economist and Atkinson Fellow on the future of workers Brenda Kenny, board chair of Alberta Innovates Carille Mendoza, technical product manager at HelpSeeker Technologies Gary Mar, president & CEO of Canada West Foundation Kerry Clark, artistic director of Calgary Folk Fest Martha Hall Findlay, chief sustainability officer at Suncor Peter Tertzakian, economist & deputy director of the ARC Energy Research Institute Roselle Gonsalves, director of diversity, inclusion and belonging at ATB Financial Ryan Jespersen, host of Real Talk Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future. Please leave a review on your podcasting app and join the conversation!   Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Subscribe to The Owl and get a quick daily snapshot of what's happening in Alberta's economy Follow Todd on Twitter at @ABeconomist  Check out ATB Financial's newest mortgage offer here or visit atb.com. Hosted by: Todd Hirsch, vice president and chief economist, ATB Financial

In this episode Todd Hirsch, ATB Financial’s vice president and chief economist is joined by two guests - Karen Ball, CEO & president of the Calgary Chamber of Voluntary Organization and Tara Lockyer, ATB Financial’s chief people officer.  The episode begins with Karen Ball. We unpack the importance of the social economy in Alberta’s overall economic recovery and discuss what investments should be made in this sector now to ensure a strong sector in the future. What role do nonprofits play in the community, and how might this innovative sector recover and thrive in new ways? Next, Tara Lockyer joins the conversation to discuss building a sense of community within an organization or business. Tara explains the science and must-haves for building a strong workplace culture. Both leaders and team members play an important role in a successful workplace community. We examine these roles and explore how you can foster an award-winning corporate culture, regardless of your title. Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future. Please leave a review on your podcasting app and join the conversation!   Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Connect with ATB Financial by visiting atb.com  Follow Todd on Twitter at @ABeconomist  Guests:  Karen Ball, CEO & president of the Calgary Chamber of Voluntary Organization Tara Lockyer, ATB’s chief people officer.  Hosted by: Todd Hirsch, ATB Financial’s vice president and chief economist 

Harnarayan Singh, Hockey Night in Canada Punjabi, author, & NHL play-by-play commentator joins ATB Financial’s Chief Economist Todd Hirsch to share his insights on the future of community.  Harnarayan’s incredible story is becoming a staple of Canadian and Sikh culture, perseverance and success. In this episode, we go beyond his well-known story and discuss how to build community in the face of adversity, how to amplify individual strengths amongst a community, how to build a thriving community around you and more.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future. Please leave a review on your podcasting app and join the conversation!   Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Purchase Harnarayan’s book, One Game At A Time Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Follow Todd on Twitter at @ABeconomist  Connect with ATB Financial by visiting atb.com  Guest: Harnarayan Singh, Hockey Night in Canada Punjabi Hosted by: Todd Hirsch, vice president and chief economist, ATB Financial

In this episode Todd Hirsch, ATB Financial’s vice president and chief economist is joined by Sam Jenkins, managing partner at Punchcard Systems & co-founder of Covidcontinuity.com  Factoring ‘risk’ into Punchcard’s value proposition is just one of the traits that set Punchcard up to adapt and succeed during the COVID-19 pandemic. As a technology company, Punchcard faced different challenges and hurdles but sharing the common traits of successful adapters meant that Punchcard  not only survived but thrived through the identification of new opportunities. As a leader in this space, Sam talks about the characteristics and traits he and his team drew from to make it through the pandemic, as well as what the future holds for the tech sector in Alberta and beyond. What gaps exist today and what are the opportunities of tomorrow?  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Purchase Spiders in COVID space at www.ToddHirsch.com  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Guests: Sam Jenkins, managing partner at Punchcard Systems & co-founder of Covidcontinuity.com Learn more about Punchcard Systems.   Hosted by: Todd Hirsch, ATB Financial’s vice president and chief economist

In this episode Todd Hirsch, ATB Financial's vice president and chief economist is joined by Jennifer Buchanan, president and founder of JB Music Therapy in Calgary, AB.  JB Music Therapy was built around face-to-face relationships and being centered around its core story of helping clients. When the pandemic hit and in-person meetings were no longer possible and their core story was challenged, how did this organization adapt and find success while still delivering great client experiences? Jennifer’s experience and insights can help businesses and individuals adapt to unwanted change.   Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Purchase Spiders in COVID space at www.ToddHirsch.com Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Guests: Jennifer Buchanan, president and founder of JB Music Therapy. Learn more about JB Music Therapy Hosted by: Todd Hirsch, ATB Financial’s vice president and chief economist 

This episode begins by answering questions from our listeners. What’s the role of cryptocurrency and how has perception changed over time about its value? How will we recover our “Alberta advantage?” These questions and more!  Next, we dive into insights from Todd and Rob’s new book, Spiders in Covid Space. We discuss the unique traits shared by people and organizations that were able to adapt and succeed during the COVID-19 pandemic. By knowing and understanding these traits, you can apply them to your own life when faced with unwanted change. Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future. Leave a review.   Purchase a copy of Spiders in Covid Space at www.ToddHirsch.com Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Hear more from Todd Hirsch and the economics team by visiting atb.com/webinars  Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Guest: Rob Roach, deputy chief economist, ATB Financial  Hosted by: Todd Hirsch, vice president and chief economist, ATB Financial

In this episode Todd Hirsch, ATB’s vice president and chief economist is joined by Nicholas Bell, president of The Glenbow Museum in Calgary, Alberta.  Public health measures during the COVID-19 pandemic halted in-person art and cultural experiences. The Glenbow Museum had to adapt quickly to bring accessible programming to Albertans and beyond. Nicholas shares his experience during this time, discusses what the future might hold for financing and accessibility of cultural spaces, and the role technology can play. Nicholas shares his insights as the Glenbow Museum undergoes both a physical and digital transformation.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Learn more and connect with the Branch for Arts and Culture. Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Guests: Nicholas Bell, president of The Glenbow Museum  Hosted by: Todd Hirsch, ATB Financial’s vice president and chief economist 

The COVID-19 pandemic challenged artists to connect to their audiences in new ways. In this episode ATB Financial’s VP & Chief Economist Todd Hirsch connects with Adrian Stimson, interdisciplinary artist and member of the Siksika Nation (Blackfoot) in southern Alberta, Canada. Adrian shares his journey and experience as a professional artist. He discusses funding the arts, career advice, the future of Indigenous arts and more. Adrian’s work includes installation and performance art, typically experienced in-person. He explores what the future might hold for technology and innovation in the art and cultural space, and how it can be used to improve access for all.  Learn more and connect with ATB Financial’s Branch for Arts and Culture.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Hear more from Todd and the economics team by visiting atb.com/webinars  Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Guest: Adrian Stimson, interdisciplinary artist Hosted by: Todd Hirsch, vice president and chief economist, ATB Financial 

The future of arts and culture is at a crossroads - and which path we choose will affect how accessible arts are down the road and whether people can have a successful career in the arts.   In this episode, ATB Financial’s Chief Economist Todd Hirsch is joined by Derek Stevenson, strategic leader of ATB Financial’s Branch for Arts and Culture. We explore the role of arts and culture within the Alberta economy and beyond. What are the unique financial and business needs of artists and how does ATB’s Branch for Arts and Culture meet those needs? We unpack the future of banking for artists, the importance of valuing the arts, the economic role of arts and culture and much more.  Learn more and connect with the Branch for Arts and Culture.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Guest: Derek Stevenson, strategic lead of ATB Financial’s Branch for Arts and Culture. Hosted by: Todd Hirsch, vice president and chief economist, ATB Financial

In this episode, Todd Hirsch, ATB’s Chief Economist is joined by award-winning Canadian author Aritha van Herk. We explore the effect COVID-19 has had on arts and culture and how it has challenged both accessibility and creativity. What works of art will come out of the pandemic, and how do artists create during a time of adversity? We explore new ways to finance the arts which could provide solutions in the future and help to change the ways we talk about and value different art forms. People have relied on all forms of arts and culture to get through the pandemic, but there is still scope for innovation to ensure the arts are even more accessible in the future.   Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  Learn more and connect with the ATB Financial's Branch for Arts and Culture. Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Guests: Aritha van Herk, Canadian author, critic, editor, public intellectual, and university professor. Hosted by: Todd Hirsch, ATB Financial’s vice president and chief economist

In the Season 2 debut, Pippa and Neige Blair, founders of Routine Natural Goods, join ATB Financial’s Chief Economist Todd Hirsch to discuss the future of retail. Initially operating out of physical storefronts, Routine Natural Goods needed to pivot quickly and amplify their online space due to COVID-19 restrictions. What lessons did they learn when they moved to e-commerce and what did it mean for this local company to move to a global marketplace? Pippa and Neige share their personal insights into building a successful business in what might seem like non-traditional ways. They unpack how focusing on values, community and understanding their own strengths led to a dedicated consumer base. Read: 8 expansion tips from Pippa & Neige.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future. Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com. For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics. Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Guest: Pippa & Neige Blair, Founders of Routine Natural Goods Hosted by: Todd Hirsch Vice President and Chief Economist, ATB Financial

In this episode, Todd Hirsch, ATB’s Chief Economist is joined by Manjit Minhas, co-founder of Minhas Brewery, Dragon on CBC’s Dragon’s Den and member of ATB’s board of directors and John Tarnowski, ATB’s Executive Vice President of Everyday Financial Services. We explore the future of retail for entrepreneurs and hear insights into what retailers should invest in when it comes to innovation and technology. How do retailers differentiate themselves and put customers at the center of everything they do? And as a consumer, what should you consider before doing business with a specific company? Manjit offers her insight as a Dragon from CBC’s Dragon’s Den and discusses what she looks for before she considers investing. Also what stands out for her as a consumer, and how she has seen the retail space change over the years. We discuss the increasing importance of environmental, social and governance policies and what they mean to both retailers and customers. John unpacks what the physical footprint of retail space might look like in the future, and the role data plays for the success of both small and large businesses. How consumers experience retail in the future will be influenced by the technology and innovation that is embraced today. This means there are a lot of areas for today’s retailers to focus on to remain relevant and customer focused. Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future. Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com. For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics. Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Guests: Manjit Minhas, co-founder of Minhas Brewery, Dragon on CBC’s Dragon’s Den and member of ATB’s board of directors and John Tarnowski, ATB’s Executive Vice President of Everyday Financial Services. Hosted by: Todd Hirsch Vice President and Chief Economist, ATB Financial

ATB’s Managing Director of Economics Rob Roach, and Jackie Forrest, Executive Director at ARC Energy Research Institute and co-host of the ARC Energy Ideas podcast join ATB’s Chief Economist Todd Hirsch to count down the top 10 economic stories of 2020. They also answer questions submitted by listeners and cover everything from diversifying Alberta’s economy to the future of nuclear power in Canada.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy

In this episode Dr. Elizabeth Cannon, former President and Vice-Chancellor of the University of Calgary joins Todd Hirsch, ATB’s VP & Chief Economist to discuss The Future Of Leadership. Dr. Cannon reflects on her experience leading the university, the current state of division and how leaders can be successful in the future. She also provides perspective into women in leadership, and what skills leaders will need to possess in the future.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy. Guest: Dr. Elizabeth Cannon, former President and Vice-Chancellor of the University of Calgary Hosted by: Todd Hirsch Vice President and Chief Economist, ATB Financial 

Todd Hirsch, ATB's VP & Chief Economist is joined by Curtis Stange, President & CEO of ATB Financial and Joan Hertz, ATB’s Board Chair. They discuss lessons learned through the COVID-19 pandemic, the need for leadership investment in innovation and technology, the boardroom of the future, and what traits upcoming leaders should focus on harnessing.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Guest: Curtis Stange, President & CEO of ATB Financial and Joan Hertz, ATB’s Board Chair. Hosted by: Todd Hirsch Vice President and Chief Economist, ATB Financial 

Todd Hirsch is joined by Armine Yalnizyan, Economist & Atkinson Fellow. They shift the conversation from the Future Of Work, to the Future Of Workers.  Armine discusses her research and perspective on The Future Of Workers and explains how labour is critical in building the economy of tomorrow. Unpack the economic and personal hurdles of the “she-cession” in the wake of the COVID-19 pandemic, learn about the labor force of the future, and hear different perspectives on why a Universal Basic Income might not be the best solution to reduce poverty.    Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Guest: Armine Yalnizyan, Economist & Atkinson Fellow Hosted by: Todd Hirsch Vice President and Chief Economist, ATB Financial

In this episode, Rob Roach, ATB’s Managing Director of Insights and Economics takes over hosting duties and connects with Todd Hirsch, ATB’s VP & Chief Economist, on The Future Of Work. Todd shares his perspectives on the changing landscape of work, and what is on the horizon. From technology advancements, to the evolution of work, and the new role lifelong learning plays in continued employment - this conversation can help you prepare for what’s ahead.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Subscribe to The Owl and get a quick daily snapshot of what’s happening in Alberta’s economy Guest: Todd Hirsch Vice President and Chief Economist, ATB Financial  Hosted by: Rob Roach, Managing Director of Insights and Economics, ATB Financial

In this bonus episode, Todd Hirsch and Rob Roach sit down to answer your biggest questions about the future. From the future of the family farm, to the upcoming elections, and oil prices in Alberta - no topic is off limits.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Hosted by: Todd Hirsch Vice President and Chief Economist, ATB Financial 

In this episode, ATB's VP & Chief Economist Todd Hirsch connects with Dr. Michael King, Associate Professor and Lansdowne Chair in Finance at the University of Victoria in British Columbia, Canada. Dr. King shares his perspective on what banking and the financial sector will look like in the future - from open banking to fintechs, and how these advances will impact consumers.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Guest: Dr. Michael King, Associate Professor and Lansdowne Chair in Finance at the University of Victoria Hosted by: Todd Hirsch Vice President and Chief Economist, ATB Financial

In this episode, ATB's VP & Chief Economist Todd Hirsch is joined by Curtis Stange, President & CEO of ATB Financial. Curtis shares his perspective of the future of banking, and the shift to focusing on customers - something not traditional in the banking sector. Curtis unpacks data as the new commodity, and what banking might look like, physically and digitally, in the future.  Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Ask Todd your questions about the future and the economy, or share your feedback any time by connecting with us at: thefutureof@atb.com.  For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Guest: Curtis Stange, President & CEO of ATB Financial Hosted by: Todd Hirsch Vice President and Chief Economist, ATB Financial

In this bonus episode, Heather Campbell joins Todd Hirsch to discuss the systemic changes due to the Black Lives Matter demonstrations, the lasting effects of the Covid-19 pandemic, and how these events may shape the future for women in business. Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future. Connect with us anytime at thefutureof@atb.com.   For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Guest: Heather Campbell, Regulatory Compliance Lead, TC Energy Corporation Hosted by: Todd Hirsch, Vice President and Chief Economist, ATB Financial

With a long history as a leader within the banking industry, Teresa Clouston shares her perspective with Todd Hirsch on issues such as pay equity, conscious and unconscious bias and so much more. While people and organizations have made strides, there is still a lot of work and change that needs to happen. Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Connect with us anytime at thefutureof@atb.com For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Guest: Teresa Clouston, Executive Vice-President and Head of Advisory Experience, ATB Financial Hosted by: Todd Hirsch Vice President and Chief Economist, ATB Financial

Lara Murphy, co-owner of female owned Ryan Murphy construction, unpacks the hurdles and successes of entrepreneurship in a male dominated industry. Lara examines what the future might look like for women in all sectors, discusses the harm of stereotypes, and how we might move forward as a society to achieve equal and meaningful participation of women in Canada’s business world. Subscribe to The Future Of where we connect with community and business leaders who are thinking about, planning for and leading us into the future.  Connect with us anytime at thefutureof@atb.com.  For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics Guest:  Lara Murphy, Co-owner of Ryan Murphy Construction Hosted by: Todd Hirsch Vice President and Chief Economist, ATB Financial 

Todd Hirsch, Vice President and Chief Economist at ATB Financial connects with community and business leaders who have insight into a future that is both exciting and often uncertain.  Explore how our economy and communities can not only brace for change, but embrace the opportunities it creates. Subscribe today to The Future Of on your favorite podcasting app. Connect with us anytime at thefutureof@atb.com and listen for bonus episodes where we tackle your biggest questions about the future.  For more on the work of ATB Financial’s Economics and Research team, visit us at www.atb.com/economics. Get daily economic insights from ATB by subscribing to The Owl. We examine the latest statistics on employment, trade, consumer spending, the energy industry and other drivers to provide insight into what is happening in Alberta, and where our economy is heading.

“Will you be able to handle rejection and failure? Because, trust me, it’s coming” – Manjit Minhas Opening the series is a conversation with successful entrepreneur, venture capitalist and TV star Manjit Minhas. From starting a brewery with her brother when they were still in their teens (that is now the ninth largest in the world) to being one of the dragons on TV’s Dragons’ Den, Manjit is someone who has definitely “been there, done that” when it comes to entrepreneurship. Subscribe to Perch, the Podcast where where we listen to Albertans, dig into what’s happening in Alberta’s economy and explore ideas on how to keep our province a prosperous place. For more on the work of ATB Financial’s Economics and Research team, visit us on the web at www.atb.com/economics Guest: Manjit Minhas, co-founder and co-owner of Minhas Breweries, Distillery and Wineries Hosted by: Rob Roach, Director of Insight, Economics and Research, ATB Financial (email: rroach@atb.com - Twitter: @RobRoachCalgary) Music: “Tethered” by Nctrnm

“One of the mistakes is underestimating the need for cash flow. Businesses typically don’t go out of business because they aren’t profitable. They go out of business because they run out of cash” – Myron Feser This episode is the second of a four-part series on entrepreneurs, the challenges they face and how to help them succeed. It focuses on advice for new entrepreneurs and features an interview with a banker who has has helped finance and grow new businesses for more than 25 years: Myron Feser, ATB Financial’s Vice President of Business and Agriculture. Subscribe to Perch, the Podcast where where we listen to Albertans, dig into what’s happening in Alberta’s economy and explore ideas on how to keep our province a prosperous place. For more on the work of ATB Financial’s Economics and Research team, visit us on the web at www.atb.com/economics Guests: Erin Moffatt, Owner of Poop Heart (www.poopheart.com) and Myron Feser, VP, Business and Agriculture, ATB Hosted by: Rob Roach, Director of Insight, Economics and Research, ATB Financial (email: rroach@atb.com - Twitter: @RobRoachCalgary) Music: “Tethered” by Nctrnm

“One of the virtues of working for myself is I can be incredibly agile in terms of what kind of work I can take on” – Zoë Fullen Here we zero-in on millennial entrepreneurs and what it’s like to be starting a business in 2019. We interview one of the founders of Blackberry, Ray DePaul, now the Director of the Institute for Innovation and Entrepreneurship at MRU. It’s the third episode of a four-part series on entrepreneurs, the challenges they face and how to help them succeed. Subscribe to Perch, the Podcast where where we listen to Albertans, dig into what’s happening in Alberta’s economy and explore ideas on how to keep our province a prosperous place. For more on the work of ATB Financial’s Economics and Research team, visit us on the web at www.atb.com/economics Guests: Zoë Fullen, Creative Strategist and Ray DePaul, Director, Institute for Innovation and Entrepreneurship, Mount Royal University Hosted by: Rob Roach, Director of Insight, Economics and Research, ATB Financial (email: rroach@atb.com - Twitter: @RobRoachCalgary) Music: “Tethered” by Nctrnm

“When it comes to entrepreneurship, the one difference that I see is that women tend to start businesses because they are passionate about something. So there is a social change element or some type of change that women are trying to incorporate into their businesses” – Shannon Pestun This is the final episode in a four-part series on entrepreneurs, the challenges they face and how to help them succeed. We take a look at women entrepreneurs in this episode and talk with women’s entrepreneurship expert Shannon Pestun. Subscribe to Perch, the Podcast where where we listen to Albertans, dig into what’s happening in Alberta’s economy and explore ideas on how to keep our province a prosperous place. For more on the work of ATB Financial’s Economics and Research team, visit us on the web at www.atb.com/economics Guests: Kim Good, Co-owner, Farm Fresh Pet Foods and Shannon Pestun, Director, Women’s Entrepreneurship at ATB Financial (Twitter: @shannonpestun) Hosted by: Rob Roach, Director of Insight, Economics and Research, ATB Financial (email: rroach@atb.com - Twitter: @RobRoachCalgary) Music: “Tethered” by Nctrnm

“An investment in knowledge always pays the best interest.” – Benjamin Franklin There are many reasons you might pursue a post-secondary credential like a university degree, college diploma or trade certificate. For many students, the goal of getting a good job is at the top of the list. This raises a key question: does post-secondary education improve your chances in the labour market? While there are no guarantees, the statistics say it does. But what do employers say? To answer this question we spoke with human resources expert Shahzia Noorally about what employers expect with regard to the education section of your resume. Spoiler alert: post-secondary credentials matter. Guests: Patricia Koyich (@foodieforsure), Instructor in Hospitality & Tourism Management, Culinary Entrepreneurship, SAIT Polytechnic and Shahzia Noorally (@shahzianoorally), Senior Leader, Talent Acquisition, ATB Financial. For more on the work of ATB Financial’s Economics and Research team, visit us on the web at www.atb.com/economics. Hosted by: Rob Roach, Director of Insight, Economics and Research, ATB Financial (@RobRoachCalgary). Be sure to subscribe for the latest episodes of Perch, the podcast. Music: “Tethered” by Nctrnm.

“My BA means I can Be Anything.” – University of Calgary Chancellor Deborah Yedlin You’ve decided that it makes sense to pursue post-secondary education, but what should you take if you want a good job at the end? Should you go to university, college or a polytechnic? Can you turn your interest in world history into a job or should you take engineering or learn a trade? To help make sense of the many options facing post-secondary students, ATB's Rob Roach spoke with University of Calgary Chancellor and former business journalist Deborah Yedlin. Deborah argues that what you take is important, but being able to apply it in a variety of ways in the labour market is the key to success. Guests: Zach Lyster (@TheCommonsYYC), Proprietor, The Commons and Deborah Yedlin, Chancellor, University of Calgary (@ddyedlin). For more on the work of ATB Financial’s Economics and Research team, visit us on the web at www.atb.com/economics. Hosted by: Rob Roach, Director of Insight, Economics and Research, ATB Financial (@RobRoachCalgary). Be sure to subscribe for the latest episodes of Perch, the podcast. Music: “Tethered” by Nctrnm.

“The mark of higher education isn't the knowledge you accumulate in your head. It's the skills you gain about how to learn.” – Adam Grant A post-secondary education has the potential to open a lot of doors in the job market and its importance is growing as technology and other forces reshape the world of work. But are graduates coming out of post-secondary with the right mix of skills and experiences? What should students and employers be asking of the education system? This episode answers these questions with the help of human capital expert Janet Lane. While there is a lot our education system is doing well when it comes to preparing people for the jobs of today and tomorrow, there is plenty of room–and need–to strengthen what is being offered. Guests: Todd Hirsch (@ABeconomist), Chief Economist and Vice President, ATB Financial and Janet Lane (@JanetCWF), Director, Human Capital Centre, Canada West Foundation. For more on the work of ATB Financial’s Economics and Research team, visit us on the web at www.atb.com/economics. Hosted by: Rob Roach, Director of Insight, Economics and Research, ATB Financial (@RobRoachCalgary). Be sure to subscribe for the latest episodes of Perch, the podcast. Music: “Tethered” by Nctrnm.

Perch, the podcast is here and its first series is on post-secondary education and the Alberta economy. Is post-secondary education worth the time, money and effort? Should you go? What should you take? Are students learning what they need to succeed? ATB's Rob Roach talks to experts around our province to get the answers. Be sure to subscribe to be the first to hear this three-part series that looks at these questions from the perspective of students, employers and the Alberta economy as a whole.