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It's our turn to rank the league's quarterbacks as Jalen Hurts' game continues to be disrespected despite his Super Bowl MVP performance as the likes of jabronis like Dak Prescott, Justin Herbert, Jordan Love and Baker Mayfield get ranked above him by unbelievable non-ball knowers. Factoring in the entire QB room, where do the Eagles rank with Jalen Hurts, Tanner McKee and Kyle McCord? Zach Berman is back with a vengeance to rank it up with Bo Wulf.
In this inspiring episode of the BulkLoads Podcast, host Jared Flinn sits down with Roger Zima, a trucking legend who's driven over 4 million miles without a single accident. Recently named the 2024 Minnesota Driver of the Year by the Minnesota Trucking Association, Roger shares the wisdom, discipline, and heart behind his 40-year career with Foltz Trucking. From early gravel hauls to hauling canola and beans across the Midwest, Roger opens up about how he's stayed safe on the road, what makes Foltz a standout company for drivers, and why patience, prayer, and good people matter. You'll also hear about the life-changing support he received after a devastating accident, and what makes his trucking family different. This is a must-watch for anyone in the trucking world who wants to hear from one of the best to ever do it. Watch this episode on YouTube & Subscribe! https://youtu.be/SKNaFnwK6go Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/sign_up/create_account/?utm_source=youtube&utm_medium=audio&utm_campaign=podcast Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/
In der Krise sollte die Stunde des Factoring schlagen – doch tut sie das auch? Und wie reagieren die Finanzierer und die Warenkreditversicherer auf die aktuellen Unsicherheiten im Markt? Will noch jemand Neugeschäft, und warum wollen manche Anbieter Bestandskunden loswerden? Darüber und über vieles mehr haben wir mit einem absoluten Marktkenner in dieser Episode gesprochen.
Please text us at 559-701-8000Sponsor www.DrugTestingSites.com & www.LoadBroker411.com to sign up for FREESign up for Ticket Fighting Defence for $29.95. Please text us at 559-701-8000Reach NAPTA at 877-622-1313Post your jobs at www.CDLJobsGuru.comPlease text us at 559-701-8000 for excellent rates on Factoring & ELDPunjabi Trucking 360 can be reached by texting at 559-701-8000 or info@ramandhillonshow.com for advertisement and show inquiries.Support the showThank you for listening & please share with your friends and family. Please follow us on SoundCloud, Spotify, or any other major podcast platform.
In this episode of the BulkLoads Podcast, guest Jace Young shares his compelling journey from growing up on a family feed yard in Western Kansas to founding Legacy Farmer. He discusses the hard lessons learned from his family's farm loss, the emotional and financial struggles of generational operations, and the critical need for financial clarity and open communication in ag businesses. Watch this episode on YouTube & Subscribe! https://youtu.be/sGWRYZrDjxY Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/sign_up/create_account/?utm_source=youtube&utm_medium=audio&utm_campaign=podcast Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 0:00 - 2:40 Introducing Jace and Early Family Farm Experiences 2:40 - 7:03 The Rise and Fall of the Family Operation 7:03 - 12:08 Emotional Impact of Losing the Farm 12:08 - 16:25 Lessons Learned: Hindsight on the Operation's Downfall 16:25 - 19:37 Family Dynamics and Communication Challenges in Family Businesses 19:37 - 24:09 Lingering Family Conflicts & Financial Fallout 24:09 - 29:29 What is Legacy Farmer? Elevating Farm Financial Management 29:29 - 33:38 Bringing Clarity to Farm and Trucking Finances 33:38 - 40:02 Business Owner Mindset: Shifting Roles and Responsibilities 40:02 - 45:00 Legacy Farmer Community, Coaching, and Real-World Lessons 45:00 - 46:33 Final Thoughts on Mission, Impact, and Continuing the Conversation
Please text us at 559-701-8000Show Guest: KP Dhillon of Valley Properties 916-676-6459Sponsor www.DrugTestingSites.com & www.LoadBroker411.com to sign up for FREESign up for Ticket Fighting Defence for $29.95. Please text us at 559-701-8000Reach NAPTA at 877-622-1313Post your jobs at www.CDLJobsGuru.comPlease text us at 559-701-8000 for excellent rates on Factoring & ELDPunjabi Trucking 360 can be reached by texting at 559-701-8000 or info@ramandhillonshow.com for advertisement and show inquiries.Support the showThank you for listening & please share with your friends and family. Please follow us on SoundCloud, Spotify, or any other major podcast platform.
Non-Dilutive Funding Options Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. Startup funding comes in two forms: dilutive and non-dilutive. Equity funding is dilutive in that the fundraising reduces the ownership of the founders. Debt is non-dilutive in that the fundraise doesn't change the founders' ownership. Here's a list of non-dilutive funding options. Loans -- these tend to be short-term loans from a bank. Grants -- these are most often acquired from government agencies that make grants to startups to foster innovation. Rewards/prepay crowdfunding -- this generates funding for startups in the form of prepayment for a product to be delivered later. Licensing -- funding comes in the form of licensing the technology to other companies who use the technology in their product. Tax credits -- funding comes in the form of tax breaks, such as an angel tax credit offered by many states. Factoring -- funding comes in the form of short-term loans for manufacturing the product. Venture debt -- a form of loan that uses the startups' raised capital as collateral. Subscription-based financing -- loans to startups with recurring revenue that use the subscription revenue as collateral. Consider these non-dilutive funding options for your startup. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _______________________________________________________ For more episodes from Investor Connect, please visit the site at: Check out our other podcasts here: For Investors check out: For Startups check out: For eGuides check out: For upcoming Events, check out For Feedback please contact info@tencapital.group Please , share, and leave a review. Music courtesy of .
En la hora de la inversión Javier Riaño, Fundador de IronIA Fintech nos cuenta sobre nuevas herramientas para invertir nuestros ahorros. Además en el foro de la inversión entrevistamos a Sergio Antón, Ceo y fundador de Mytriplea para hablar sobre Factoring y confirming: Soluciones de financiación para empresas. Y Fernando Luque, editor de Morningstar ayuda a nuestra audiencia con las mejores ideas de inversión en el consultorio de fondos.
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En Empresas con Identidad conocemos a Héctor Mata, CEO y cofundador Shaker. Plataforma tecnológica que permite a las empresas crear y gestionar equipos híbridos de talento freelance en cuestión de minutos gracias a la inteligencia artificial. Y en Digital Business hablamos de financiación alternativa Fintech con Diego Azorín, CEO de Lea Bank; Patricia López, Direstor de Marketing de Sego Finance; Carlos García Casas, Secretario General de la Asociación Española de Factoring y con Salvador Molina, presidente de ECOFIN y MADFinTech.
Timestamps1:17 - What it takes to get to a 500+ DOTS6:26 - How fatigue management & microcycle design changes in programming as you get stronger11:11 - How Caden thinks of specificity in programming and applies it to his lifters17:54 - Designing secondary days based off of what makes the lifter feel best on their primary day from a movement quality perspective22:14 - Signs of detraining vs overtraining/overreaching & troubleshooting lifts that give the lifter chronic aches and pains & how to reduce risk of overuse injuries29:54 - How variations can help the lifter unlearn inefficient technique patterns & why they tend to work better than cueing for teaching movement 33:30 - Microcyle design for well-leveraged lifts vs poorly-leveraged lifts40:00 - Difference between pain symptoms from too much intensity vs too much volume 43:19 - Squat & Deadlift microcycle design 47:07 - Factoring in fatigue cost from the primary session in the secondary session & identifying early vs late signs of fatigue Caden's Instagram - https://www.instagram.com/coach_caden?igsh=MXRqbjduZ2U5cHZzag==Apply For Coaching - https://bit.ly/3QpfduxGet My FREE Programs - https://bit.ly/4fF4wPcMy Instagram - https://bit.ly/3Uy2zfbMacroFactor Diet Tracking App (Use code PEELER for a 2-Week FREE Trial!) - https://bit.ly/49Vz2ADLeviathan Nutrition (Code: ADAM10) - https://leviathan-nutrition.com/Built Bar (code PEELER for 10% off) - https://builtbar.com/
In dieser Woche treffen hier zwei Podcaster aufeinander, denn ich begrüße Simon Schach in meinem Podcast für authentischen Vertrieb, den ich wiederum kennengelernt habe, als ich zu Gast in seinem Podcast ‘Mittelständisch' war.
Wenn die Aufgaben groß und die Aussichten ungewiss sind, dann schlägt die Stunde der asset-basierten Finanzierungen (ABF). Sie stehen sowohl für rasches Wachstum als auch für Restrukturierungen zur Verfügung. Und sie helfen, eigentlich zu große Projekte zu stemmen, die Grundpfeiler der Energiewende und die Unabhängigkeit der Unternehmen vom Energiepreis zu finanzieren. Grund genug für uns, ABF in dieser Episode unter die Lupe zu nehmen.
“I am reminded of your sincere faith, which first lived in your grandmother Lois and in your mother Eunice and, I am persuaded, now lives in you also.” – 2 Timothy 1:5Mother's Day invites us to reflect on the deep, often quiet influence of a mother's faith. The Apostle Paul's words to Timothy reveal that sincere faith often passes from one generation to the next through the loving guidance of mothers and grandmothers. Today, we celebrate that legacy.A Mother's Work: Beyond MeasureWhen we think about the value of moms, it's usually in terms of intangible gifts—love, wisdom, compassion, and sacrifice. These are treasures that can't be priced.But what if we did try to measure the economic value of a mother's daily work?According to Salary.com, a working mother averages 54 hours a week managing her household in addition to her job. Stay-at-home moms? They often work the equivalent of 15-hour days, seven days a week. The roles include everything from chef and nurse to financial manager, event planner, and counselor.Based on these duties, a mother's annual salary would exceed $185,000—and that's before bonuses, overtime, or hazard pay. Factoring in those extras, a stay-at-home mom could easily command over $200,000 a year. And truthfully, she's worth every penny.Still, even that figure falls short of her true worth. The value of a mother's love and faithfulness can't be calculated. It's personal. It's spiritual. It's eternal.How Scripture Calls Us to Honor MothersThe Bible doesn't just acknowledge the role of mothers—it esteems it. Proverbs 31:28 paints a moving picture of a godly woman's reward:“Her children rise up and call her blessed; her husband also, and he praises her.”Honoring your mother starts with your words. Tell her what she means to you. Thank her for the sacrifices she has made and the ways she has reflected God's love in your life.But biblical honor doesn't end with gratitude. It matures into care, especially as our mothers age.Honoring Through Care: A Biblical MandateIn Mark 7:10–13, Jesus rebukes the Pharisees for neglecting their duty to care for their parents, even though they claimed their resources were dedicated to God. Their so-called righteousness became a mask for selfishness. Jesus made it clear: caring for your parents is not optional; it's a direct expression of your devotion to God.In today's terms, honoring your mother might look like:Making time for her amid your busy scheduleOffering financial assistance or managing her needsIncluding her in decisions that affect the familyListening with patience and respectPraying for and with her regularlyThese acts aren't just thoughtful gestures—they reflect the heart of Scripture and offer a meaningful way to live out our faith in everyday life.Honoring a Legacy of FaithWhether it's your biological mom, your wife, a grandmother, or a spiritual mother who's poured into your life, this Sunday is your opportunity to show them they're not alone or forgotten.Let her know she's seen. Let her know she's loved. Let her know that her quiet faithfulness—the prayers whispered, the tears cried, the meals made, the lessons taught—isn't wasted. It is, in fact, shaping generations and pointing hearts toward Jesus.Because when a mother models faith, she's not just building a home—she's shaping eternity.This Mother's Day, let's rise up and call her blessed, not just with words, but with actions that honor God and her.On Today's Program, Rob Answers Listener Questions:Is Bitcoin something that someone should have in their portfolio? I don't necessarily know much about it, so I don't invest in it, especially since I'll be going into retirement.My husband and I have an annuity, and I'd like to know how we can make charitable donations from it.My daughter has two student loans totaling approximately $15,000, with Mohela serving as the loan servicer. With the interest deferment ending in September, I'd like to know if we can negotiate to pay off the loans at a reduced amount, or should we pay them off if we have the funds available?I am the executor of my father's estate, and I'm 67 years old. Last December, the estate planner surprised me by saying we had to take a required minimum distribution (RMD). This year, I would like the RMD to be donated to a charitable organization. How do I set that up?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineNational Christian Foundation (NCF)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Scale Your Therapy Practice Fast: Clinicians, Clients, Cash & Space In this episode, Julie walks you through the four critical systems you need to grow your therapy practice quickly and sustainably. You'll learn how to recruit clinicians before you need them, attract a steady stream of clients, plan for cashflow dips, and optimize your office space.By the end, you'll have a clear roadmap to coordinate all four factors—so your practice can expand without burning out your team or your bank account.Listen for solutions:If you're hiring more clinicians but are worried about cash flow, you'll learn how to budget and finance growth.If you need a reliable client‑generation system, you'll discover the metrics and processes to track.If your office feels maxed out, you'll get practical tips to squeeze more value from every square foot.Highlights: 00:00 – Julie opens Therapy for Your Money and today's growth topic 00:32 – Introducing Profit First for Therapists book 00:45 – The four pillars of fast scaling: Clinicians, Clients, Cash, Space 01:25 – Building recruiting systems and runway planning 03:19 – Why you must start hiring months before you need capacity 04:23 – Factoring team attrition into your hiring goals 05:00 – Budgeting for clinician recruitment ads (Indeed, LinkedIn, ZipRecruiter) 05:59 – Setting up client‑attraction systems (ads, referrals, tracking) 07:48 – Speed of response: converting inquiries in 24 hours 10:01 – Planning for a temporary profit dip during rapid growth 11:39 – Financing options: owner's pay, lines of credit, loans 14:00 – Maximizing physical space: shifts, weekend hours, telehealth 15:46 – Knowing when to add locations or telehealth roles 16:53 – Integrating all systems for efficient, profitable expansion 17:46 – Key takeaways and next steps for scaling successNeed Help Growing:Need a tailored growth plan? Visit Green Oak Accounting for free guides and tools. If you found this episode helpful, share it with a colleague or leave a review!Links and ResourcesMoney for Therapists Practice Startup - https://www.greenoakaccounting.com/startupGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comProfit First Academy - www.ProfitFirstForTherapists.com/Academy Podcast Production and Show Notes by Course Creation Studio
Die Themen im heutigen Versicherungsfunk Update sind: Getsafe holt ehemaligen HDI-Vorstandsvorsitzenden an Bord Das Insurtech Getsafe hat sich die Dienste von Christopher Lohmann gesichert. Der ehemalige Vorstandsvorsitzende der HDI ist bereits zum 1. April 2025 eingestiegen und soll die Versicherungsplattform auf Board-Ebene unterstützen. Das Board des Unternehmens setzt sich bislang vor allem aus Partnern führender Venture-Capital-Gesellschaften zusammen – darunter Earlybird und CommerzVentures. Mehr dazu >>> Verdi weist unzureichendes Angebot der Arbeitgeber zurück Die zweite Runde der Tarifverhandlungen für die etwa Beschäftigten im Innendienst der privaten Versicherungsbranche ist aus Sicht der Vereinten Dienstleistungsgewerkschaft Verdi sehr enttäuschend verlaufen. „Die Versicherungsunternehmen streichen Rekordgewinne ein – und legen ihren Mitarbeiterinnen und Mitarbeitern ein Angebot vor, das noch nicht einmal die Einkommensverluste durch die Inflation wettmacht“, sagte Verdi-Verhandlungsführerin Martina Grundler. Der Arbeitgeberverband hatte unter anderem Gehaltserhöhungen von 8,63 % über die Laufzeit von 35 Monaten angeboten. Mehr dazu >>> STC Unternehmensgruppe erweitert Geschäftsleitung Die STC Unternehmensgruppe hat Lisa Ala Rashi mit sofortiger Wirkung in die erweiterte Geschäftsleitung berufen und ihr Prokura erteilt. Ala Rashi war seit Anfang 2024 als HR Managerin bei der STC tätig. In ihrer neuen Rolle als Head of Human Resources soll sie sämtliche strategischen und operativen Personalthemen der Gruppe leiten. Talanx steigert Quartalsergebnis Der Talanx Konzern ist mit einem sehr guten ersten Quartal in das laufende Geschäftsjahr 2025 gestartet und hat trotz einer überdurchschnittlich hohen Großschadenbelastung mit einem vorläufigen Konzernergebnis von 604 Mio EUR den Vorjahreswert von 576 Mio EUR übertroffen. Der Versicherer hält deshalb an seiner Gesamtjahresprognose für das laufende Geschäftsjahr 2025 fest und erwartet, ein Konzernergebnis von mehr als 2,1 Mrd EUR erwirtschaften zu können. MRH Trowe verstärkt Finance-Geschäft MRH Trowe baut das Geschäftsfeld Finance weiter aus und gewinnt mit Stefan Jörißen zum 1. Mai einen ausgewiesenen Experten. Als Head of Surety & Bonding wird er künftig die strategische Weiterentwicklung des Bereichs Kautionsversicherung verantworten, den digitalen Wandel in diesem wachsenden Markt mitgestalten sowie die Vernetzung mit den ergänzenden Finanzierungsbausteinen Leasing und Factoring vorantreiben. Der Diplom-Kaufmann kommt von der Gothaer Allgemeine Versicherung AG, wo er seit 2022 als Abteilungsleiter den Bereich Kautionsversicherung erfolgreich aufgebaut und etabliert hat. Defino Institut als Zertifizierungsstelle akkreditiert Die Deutsche Akkreditierungsstelle DAkkS hat das DEFINO Institut für Finanznorm in Heidelberg als Zertifizierungsstelle akkreditiert. Die Akkreditierung gilt zunächst für die Personen-Zertifizierung auf die DIN 77230 „Finanzanalyse für Privathaushalte“. Als Zertifizierer soll die präzise Normumsetzung durch Berater sowie in Software-Applikationen geprüft und testiert werden.
In this episode of the BulkLoads Podcast, guest Austin Hammen of AH Trucking shares the inspiring growth story from a small family operation to a 35-truck fleet. Austin discusses transitioning through dump, livestock, and hopper hauling, the value of in-house maintenance, and lessons in leadership after his father's passing—while offering honest insights on building culture, cost-saving strategies, and future expansion plans. Watch this episode on YouTube & Subscribe! https://youtu.be/T1uMLzYvSP Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/sign_up/create_account/?utm_source=youtube&utm_medium=audio&utm_campaign=podcast Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Family Business: From Dump to Cow Trucks 05:10 Balancing College and Truck Work 06:51 "Bulk TMS: Streamlining Freight Management" 12:53 "Heirloom Truck's Legacy" 13:32 Drone Surprise Snapshot 16:48 Delegating Tasks to Build Relationships 21:39 "Father's Health Challenges Remembered" 23:18 "Transition to Leadership and Mentorship" 27:31 Melvin Bowman's Impact on Truck Management 29:48 DIY Maintenance Saves Costs 34:09 Motor Restoration Project Update 38:37 No-Violation Inspection Reward Program 41:35 On-Site Fuel Tank Savings 45:26 Transition to Cummins Fleet 47:49 DPF Cleaning Takes Three Days 49:45 "Declining Requests Due to Liability" 54:08 "Managing Team Dynamics" 58:06 Future Family Business Hopes 59:03 Appreciation for Jared's Visit
In this conversation, Sabrina Maddeaux and Mike Moffatt are joined by co-host of the Prof G Markets podcast with Scott Galloway, and host the First Time Founders podcast Ed Elson to discuss the economic challenges faced by Gen Z, including their financial struggles, housing affordability, and the rising costs of education. Ed highlights the generational wealth gap, the impact of debt, and the political engagement of Gen Z, emphasizing the need for action beyond social media advocacy. Together they delve into the disconnect between wealth and economic outcomes, particularly focusing on the impact of tariffs and taxation on different socioeconomic classes. They discuss the need for wealth redistribution through new tax policies and the challenges faced by younger generations in navigating financial landscapes. The conversation also touches on the importance of civic engagement and voting, as well as the growing epidemic of loneliness in society. Chapters:00:00 Introduction01:49 Understanding Gen Z's economic struggles06:22 Comparative analysis of the US, UK, and Canada08:34 Factoring in the housing affordability crisis13:29 The debt dilemma: Buy Now, Pay Later (BNPL)17:26 The rising cost of education in America21:35 Gen Z's political engagement and activism25:17 Tariffs, stocks, assets and wealth inequality27:38 Taxation and wealth redistribution31:23 The disconnect between wealth and economic outcomes34:08 Investing in stocks and not in crypto38:04 Seeing an opportunity in A.I.41:44 The power of voting and civic engagement44:33 Addressing loneliness and societal trends46:36 The time to turn it around is nowResearch/Links:Can Homes Become Affordable Without Prices Going Down?Trade War Chaos Drives Massive Volatility — ft. Gary Stevenson | Prof G MarketsWhy Tariffs Could Crush Canada's Economy — ft. Mike Moffatt | Prof G MarketsAverage Age Stat of a Home Buyer in America:AI vs. Gen Z: The Hiring War Has BegunExtended Cut: A$AP Rocky Gets Smoooth | KlarnaThe whole E.S.G. thingGuest:Ed Elson https://x.com/edels0nhttps://podcasts.voxmedia.com/host/ed-elsonHosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by Meredith Martin This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.
Have you been relying on endless algebra flowcharts to nowhere?Are your students relying on tricks and shortcuts instead of truly understanding math? Are they seeing math as a set of disconnected procedures to apply and success comes when you figure out which procedure applies given a set of inputs? Whether you teach elementary or high school, the tension between teaching for deep understanding and preparing students to "just get the answer" is real. In this episode, veteran math educator Maryann Greenholt shares her candid journey of grappling with how to move beyond procedural teaching—especially in the context of factoring—and what it really takes to help students understand the why behind the math.You'll learn:Why students at all levels often cling to memorized steps—and how to shift that mindsetHow using visual and concrete models can deepen understanding, from basic operations to polynomialsWhat it looks like to create a calm, concept-first math classroom that builds confidence and curiosityIf you're ready to move beyond surface-level math instruction and foster real meaning for your students, press play now and walk away with insights you can use at any grade.Not sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & UnitsShow NotesLove the show? Text us your big takeaway!Get a Customized Math Improvement Plan For Your District.Are you district leader for mathematics? Take the 12 minute assessment and you'll get a free, customized improvement plan to shape and grow the 6 parts of any strong mathematics program.Take the assessmentAre you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.
Kevin Hincks composes two example trades in Mag 7 stocks: Nvidia (NVDA) and Meta Platforms (META). Factoring in the companies' upcoming earnings reports, Kevin looks at a long call diagonal strategy for NVDA and META.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
Please text us at 559-701-8000Sponsor www.DrugTestingSites.com & www.LoadBroker411.com to sign up for FREESign up for Ticket Fighting Defence for $29.95. Please text us at 559-701-8000Reach NAPTA at 877-622-1313Post your jobs at www.CDLJobsGuru.comPlease text us at 559-701-8000 for excellent rates on Factoring & ELDPunjabi Trucking 360 can be reached by texting at 559-701-8000 or info@ramandhillonshow.com for advertisement and show inquiries.Support the showSupport the showThank you for listening & please share with your friends and family. Please follow us on SoundCloud, Spotify, or any other major podcast platform.
In this episode of the BulkLoads Podcast, guest Jared Holmes shares his expertise on livestock trucking operations, detailing the shift to owner-operator models and the challenges of truck insurance. He offers insights into his innovative show cattle business, emphasizing strategic growth and efficiency. Holmes passionately highlights the importance of resilience and adapting within the ever-evolving trucking industry landscape. Watch this episode on YouTube & Subscribe! https://youtu.be/UkSy8Z00jtE 2025 Bulk Freight Conference Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/sign_up/create_account/?utm_source=youtube&utm_medium=audio&utm_campaign=podcast Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Visit to Jared's Livestock Operation 05:53 "Difficult Farming Transition" 14:28 Nebraska Agricultural Tour Insights 20:21 Efficient Cattle Breeding Process 25:43 Truck Drivers' Home Time Management 31:28 Balancing Trucking and Family Life 34:48 "No Backhauls for Cattle Sector" 37:21 Trailer Wash Incentive Plan 44:30 Trucking Loss Challenges Rates 51:57 Dispatching and Road Success 55:19 Culture of Mutual Success 58:03 "Embrace Learning and Humility" 01:03:52 "Rethinking Growth and Succession" 01:08:28 "Grateful Blessing"
"I don't care about which spirit ladies do what to which Cajuns, I'm here to stop a wedding." One of the gradual changes apparent in season two's more episodic format, with more zoomed-in, character-centric stories is the corresponding zoom-out on human-mutant relations as a unifying theme. That's not to say it's gone entirely by the wayside - domestic terrorist group the Friends of Humanity and President Kelly's unpopular newfound support for mutants were introduced as conflicts in the season premiere and continue to simmer in the background. The more globe-trotting adventures of subsequent episodes are less overtly concerned with these familiar social dynamics than with the exploration of character backstories, but they can still be read as having something to say about the issue, albeit through more of a geopolitical lens (i.e. the oppression or exploitation of mutants by the state, as dictated by wavering national interests). So while the societal angle might have ceased to be the driving force of every plot, it has managed to play some small part at least in all of this season's one-and-done installments. That is, until "X-Ternally Yours." Here we have the first episode of X-Men to be completely divorced from the social implications of mutants in the world at large. That's not necessarily to say the plot is worse off for it -- just that it is undeniably laden in backstory and melodrama. It's Gambit's turn to play protagonist, in a tale of star-crossed lovers with a little Cajun flair. There's perhaps an irony to be observed in the fact that the Thieves and Assassins, so caught up in their insular, centuries-old feud, fail to recognize how the existence of mutants could drastically shift the balance of power, absent the involvement of an ...external... benefactor. As it stands, both Guilds are completely indifferent to Gambit's status as a mutant, which could serve as a convincing motive for the Thieves in particular to bring him back into the fold. The episode has no time for that, however, as it must devote its runtime to establishing the stakes between these warring factions, the role of the tithing ceremony, contrivances to undermine said ceremony, Gambit's history with his jilted bride-to-be, and the X-Men doing their level best to untangle it all. Much of this is deeply silly, of which the script seems keenly aware as it gives Wolverine in particular some choice one-liners that threaten to invalidate the entire conflict. And yet, "X-Ternally Yours" manages to remain more charming than it is disposable by taking advantage of a fun setting and ratcheting up the soapy entertainment so intrinsic to some of the most memorable X-Men comics. Marvel was understandingly eager to capitalize on Gambit's growing popularity at this time as a new, breakout star character. Striking while the iron was hot, and in an effort to gauge the X-Man's potential as a solo headliner, an eponymous limited series was published that would provide much of the source material for "X-Ternally Yours." In another serendipitous example of cross-media symmetry, said series wound up being released concurrently with the episode's airing (issue #3 of 4 was a little over two weeks away from hitting stores and newsstands). As a standalone television episode, it is less successful than its comics counterpart in giving Gambit a mythology to call his own. That said, given Gambit's versability as a natural lead in any number of genres, from action, to adventure, to romance, to crime, it's curious why Marvel felt that such convoluted world-building was additive in the first place. Regardless, positioning Gambit as a spin-off character was less of a concern for the animated series. Factoring in the production timeline for comics versus that of animation, the show staff would've been working from incredibly early drafts and concept art. When taken as an adaptation of a story that had yet to even be told, it could've turned out a lot worse. X-TRA: Ghost Rider, who "appeared" as a brief mental image during Gambit's mind scan in "The Final Decision" (S1E12), regrettably does not factor into this blast from the past. Other than serving as one of the series many cameos inserted by director Larry Houston, character's significance to Gambit is presumably referencing an unlikely comics crossover: the team-up between Ghost Rider and the X-Men against parasitic aliens the Brood set in New Orleans! Spanning X-Men #8-9 and Ghost Rider #26-27 during the tail end of Jim Lee's tenure as X-Men co-plotter and artist in 1992, this story features the first appearance of Bella Donna Boudreaux and introduction of the Guilds, setting the stage for Gambit's 1993 limited series and its deep dive into the lore.
In this episode of the BulkLoads Podcast, Mike Bennett shares his inspiring journey from humble beginnings to success in the trucking industry. He emphasizes hard work, faith, and seizing opportunities. Mike discusses the importance of diversification within trucking businesses, the role of innovation in shop operations, and the unique challenges and rewards of entrepreneurship, offering valuable insights for aspiring business owners. Watch this episode on YouTube & Subscribe! https://youtu.be/MOqg_2ycTcI 2025 Bulk Freight Conference Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/sign_up/create_account/?utm_source=youtube&utm_medium=audio&utm_campaign=podcast Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Pursuing Mechanical Entrepreneurial Dreams 05:17 Career Reflections and Transition 06:49 Trailer Leasing and Trucking Expansion 09:38 Repair Shop's Heavy Equipment Focus 13:51 "Shop Skills Over Office Work" 18:58 Balancing Tradition and Innovation 21:09 Business Venture Sale in Idaho 24:13 Expanding Trailer Maintenance Facility 26:49 Commitment to Business Growth 31:50 "Shifting Focus from Engine Overhauls" 33:59 "Business Risks and Financial Strategy" 37:34 Streamlining Operations with In-House Resources 42:02 Second-Guessing Decisions Adjustable 43:44 Gratitude and Faithful Reflection 45:38 "Insightful Podcast Interview"
CME credits: 1.50 Valid until: 14-03-2026 Claim your CME credit at https://reachmd.com/programs/cme/factoring-solutions-to-the-management-of-stroke-care-in-the-settings-of-secondary-prevention-and-af/29099/ Despite significant efforts to prevent stroke in patients, there remains an unmet need among providers regarding the optimization and benefit-risk profile of anticoagulation therapies. Learn how these therapies may impact the prevention of ischemic stroke and secondary stroke in patients with atrial fibrillation. =
Photographers often react instinctively against artificial intelligence, typically focusing on controversial generative AI. Meanwhile, a different branch of AI technology—machine learning systems—has been making remarkable progress helping photographers manage overwhelming image workflows under tight deadlines. In today's show, we explore this trending topic in a discussion with Justin Benson and Sam Hurd, both accomplished wedding photographers and tech entrepreneurs. Justin begins by clarifying the distinction between machine learning and generative AI before taking us behind the scenes of Aftershoot, the workflow tool he co-founded. He highlights the key advantages of culling and editing images locally rather than using cloud-based alternatives. We also explore the question of trusting automated workflows and discuss how aesthetics factor in, particularly since machine learning systems adapt to a photographer's culling and editing preferences over time. Our conversation naturally addresses the ethical concerns surrounding AI. Sam's posing tool, Insight, uses generative AI to offer photographers fresh creative suggestions, but importantly, it trains exclusively on images from his own extensive collection. You'll hear about his journey developing this tool initially for personal use before scaling it as a service for others. By the end, you'll have gained fresh perspective on how these AI-powered tools can enhance your current workflow, along with hearing some thought-provoking predictions about what the future may hold. Guests: Sam Hurd & Justin Benson Episode Timeline: 3:34: Sam's background in the creative arts complimented his love of technology in developing his photography career. 7:26: Justin's busy wedding workload and how his photography knowledge became an asset in developing an AI-powered culling & editing software. 9:35: Differentiating between machine learning and Generative AI, plus ethical concerns related to companies using cloud-based systems. 12:49: The influence of AI-related processes to a photographer's creative output, plus the significance of the human element in generating new creative content. 18:43: Factoring for aesthetics when it comes to AI-powered culling and editing software, plus how much to trust the process. 30:34: Implementing an AI-powered software program in a photographer's overall workflow process, and reallocating time to details that really matter. 42:00: Episode Break 42:50: The backstory to Sam Hurd's AI-powered posing tool Insight, plus why posing people is so hard. 54:59: Staying ahead of the curve with various AI-powered workflow tools, plus essential differences to Insight as a text-based service instead of an app. 1:02:57: How the increasing use of generative AI is causing a shift in assumptions about posting portrait pictures to the Internet. 1:07:30: Debating future advancements to AI technology, image generation at the pixel level, and comparing this to the shift from analog to digital. 1:12:23: The importance of the user community in making further advances to AI-powered software tools. 1:17:34: What's next with AI, a real-world comparison to the original Blade Runner movie, plus the dynamic of scary vs cool. Guest Bios: After starting as a political news and celebrity portraitist in Washington, DC., Sam Hurd was quickly drawn to wedding photography as a way to explore more inventive ideas. He focuses on deceptively simple photographic techniques with the potential to transform difficult or uninspiring environments into unique creative visions. A hallmark of his work are several in-camera techniques he developed such as Prisming, Lens Chimping, Color Spreading, and his Ring of Fire effect for in-camera flare. In addition to his long-held passion for photography and creative reinvention, Sam is equally skilled in information technology and computer science since majoring in this field during college. That background, combined with a belief that modern AI tools can offer new avenues for creative exploration when thoughtfully leveraged, has led Sam to build several services to assist and inspire photographers. These include Insight, which analyses images in real time, returning visual pose ideas based on the actual environment and subjects in front of the lens - an entirely new process for breaking through creative blocks while working. Justin Benson started out photographing sets and location scouting for film and TV. But in 2011 his life changed after he answered a last-minute call from a family friend in need of a wedding photographer. Justin quickly discovered wedding photography was his true calling and he's been at it ever since, with his wife joining him as a second shooter in 2016. Based in Connecticut, Justin works in a modern traditional style, combining a hint of candid moments with posed scenes. In 2019, just before COVID started shutting things down, Justin learned about an enterprising developer who was seeking photographer input to incorporate in an AI-powered image culling app he was cooking up. After much discussion and advice about how to improve this product, Justin signed on and became a co-founder of the AI-based software company Aftershoot. Stay Connected: Sam Hurd Website: https://samhurdphotography.com/ Sam Hurd Instagram: https://www.instagram.com/iamthesam/ Sam Hurd Facebook: https://www.facebook.com/samhurdphotography Sam Hurd Youtube: https://www.youtube.com/@iamsamhurdphotography Sam Hurd Linktr.ee: https://linktr.ee/iamthesam Sam Hurd Patreon: https://www.patreon.com/samhurd Insight Photo Website: https://www.insight.photo/ Sam Hurd on the B&H Photography Podcast: https://www.bhphotovideo.com/explora/podcasts/photography/photographic-craft-connections-sam-hurd-dixie-dixon Blade Runner movie clip: https://youtu.be/IbzlX43ykxQ?si=g9NG8TPkRskGsvW6' Justin Benson Website: https://jbensonphotography.com/ Justin Benson Instagram: https://www.instagram.com/Jbensonphotography/ Justin Benson Facebook: https://www.facebook.com/jbensonphotography Aftershoot Website: https://aftershoot.com/ Justin Benson & Aftershoot on the B&H Explora blog:
Have you ever been jealous of someone in your life? Of course you have! Often, we get jealous of the upside of someone's decisions (such as the house they live in or the car they drive). However, we rarely think about the cost of these decisions. In today's episode, host Travis Shelton explains why we must factor in both sides of the equation before we form an opinion (or become jealous). Often, if we actually knew the consequences of such decisions, we wouldn't be jealous at all. When we look at life and decision-making through this lens, we all might get a little less jealous. If you have questions or would like to connect with us outside of the podcast, here's where you can find us: Instagram: https://www.instagram.com/meaning_over_moneyTikTok: https://www.tiktok.com/@meaning_over_moneyDaily Blog: https://travisshelton.com/blog Subscribe to the daily blog: https://shorturl.at/ipS35 Podcast Facebook Group: https://www.facebook.com/groups/370457478238932 Podcast website: https://www.travisshelton.com/podcast Travis's Instagram: https://www.instagram.com/travis_shelton_ YouTube: https://www.youtube.com/channel/UCasnj17-bOl_CZ0Cb9czmyQ
In this episode of the BulkLoads Podcast, Rodney Garber discusses his entrepreneurial journey, highlighting the rich Garber family history of farming, transportation, and biblical leadership. He shares insights into business challenges, personal growth, and mindset transformation. The conversation explores Rodney's coaching philosophy, emphasizing the importance of activating potential and maintaining perspective during challenging times in the transportation industry. Watch this episode on YouTube & Subscribe! https://youtu.be/BXuV1gn_eaI 2025 Bulk Freight Conference Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z Rodney Garber: https://www.linkedin.com/in/rodney-garber-0811a2151/overlay/photo/ How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/sign_up/create_account/?utm_source=youtube&utm_medium=audio&utm_campaign=podcast Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Farm Life to Family Business Transition 03:17 Garber Farms: A Business Family Approach 08:01 Breaking the Cycle of Family Failure 12:08 "Finding Purpose After Loss" 15:21 The Impact of Executive Coaching 17:49 "Entrepreneurs vs. Business Operators" 21:26 Strategic Partner for Business Growth 25:05 Executives Succeed with Business Coaching 27:40 Avoid Panic; Build Strategic Alliances 31:10 "Unexpected Blessings from Destruction" 33:43 Plant Seeds for Future Growth 36:21 "Value Through Conversation"
In today's episode, Jessie and Anita talk about what to do regarding abdominal bulging in core exercise. What is it? Is it something that needs to be modified for? Is it a problem? Learn all that and more, today on the To Birth and Beyond Podcast.- - - - - - - - -If you liked this episode of To Birth and Beyond, tell your friends! Find us on iTunes and Spotify to rate/review/subscribe to the show.Want more? Visit www.ToBirthAndBeyond.com, join our Facebook group (To Birth and Beyond Podcast), and follow us on Instagram @tobirthandbeyondpodcast! Thanks for listening and joining the conversation!Resources and References Jessie's FREE 7 Day Sample Strength Training PlanShow Notes 0:55 - Jessie's FREE 7 Day Sample Strength Training Plan2:41 - What we are talking about today!3:13 - What is abdominal wall bulging?4:21 - Is it bad? Is it something we need to stop from happening? What is the abdominal bulging telling us? We discuss considerations around it10:25 - Factoring in symptoms11:10 - Bulging might appear differently in folks with larger bellies, than those with less belly fat on them13:45 - Episode wrap up
In this episode of the BulkLoads Podcast, Jesse Runions deep dives into the outlook for bulk freight in 2025. Highlighting the economic pressures on consumers post-pandemic, Jesse discusses their ripple effect on the trucking industry, emphasizing the challenges in food production and trucking demands. The conversation also underscores practical tips for trucking businesses to navigate these turbulent times. Watch this episode on YouTube & Subscribe! https://youtu.be/UqEPh7H9kTA 2025 Bulk Freight Conference Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z Jesse Runions: https://www.linkedin.com/in/jesserunions/ https://www.linkedin.com/posts/jesserunions_trucking-fundamentals-accounting-activity-7108872426360373248-lq1Z/?utm_source=share&utm_medium=member_desktop&rcm=ACoAAAMylZ0Biyz0jahH4gYpl7qDgT1Tjqg05-E https://www.linkedin.com/posts/jesserunions_2025-executive-economic-estimate-activity-7269179503820644354-Xj8D/?utm_source=share&utm_medium=member_desktop&rcm=ACoAAAMylZ0Biyz0jahH4gYpl7qDgT1Tjqg05-E https://www.linkedin.com/posts/jesserunions_addendum-2025-executive-economic-estimate-activity-7299280782504644608-4EDb/?utm_source=share&utm_medium=member_desktop&rcm=ACoAAAMylZ0Biyz0jahH4gYpl7qDgT1Tjqg05-E How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/sign_up/create_account/?utm_source=youtube&utm_medium=audio&utm_campaign=podcast Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Post-Pandemic Consumer Spending Slowdown 05:36 Aging, Shrinking Population Impacting Food Demand 08:40 Pandemic Cooking vs. Restaurant Efficiency 11:30 Freight Demand Impact from Food Production 13:15 Rising Costs and Parts Shortage 17:35 Global Feedstock and Export Dynamics 21:22 DIY Vehicle Maintenance Tips 25:24 Record Revenues, Record Expenses 26:39 Trucking Accounting: Choose Experts 29:53 Overcoming Business Challenges in 2026 33:04 Daily Financial Insight Essentials 38:24 "Plan for Work-Life Balance Event" 39:47 New Year Prayer for Protection
In this episode of the BulkLoads Podcast, Evan Shelley from Truck Parking Club talks about his innovative solutions for truck parking, addressing challenges faced by truckers like the average 56-minute parking search and costs. Evan emphasizes the importance of efficient parking systems for owner-operators, highlighting how technology and real estate can enhance productivity and operational efficiency in trucking. Watch this episode on YouTube & Subscribe! https://youtu.be/C4byWaQ3sy8 2025 Bulk Freight Conference Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z Evan Shelley & Truck Parking Club: https://www.linkedin.com/company/truckparkingclub-com/ https://www.facebook.com/profile.php?id=61565492051383 https://truckparkingclub.com/ https://www.linkedin.com/in/evan-k-shelley-%F0%9F%9A%9B%F0%9F%85%BF%EF%B8%8F%E2%99%A3%EF%B8%8F-a247ba126/ How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/sign_up/create_account/?utm_source=youtube&utm_medium=audio&utm_campaign=podcast Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Truck Parking Shortage and Driver Impact 06:40 Truck Parking Solutions in Springfield 09:32 Truck Parking Real Estate Demand 12:24 Paid Parking Evolves at Truck Stops 16:59 Parking Costs Driven by Location 18:46 Drivers' Decisions Shaped by Economics 21:33 Trucking Expertise for Road Planning 26:55 Planning Ahead for Travel Efficiency 29:15 Flexible Pay-Per-Use Parking 32:12 "Bi-Weekly Podcasts with Videos"
“What you ought to say is, ‘If the Lord wants us to, we will live and do this or that.’ Otherwise you are boasting about your own pretentious plans, and all such boasting is evil.” (James 4:15–16 NLT) James is talking to successful Christian business leaders. These are people who worked hard to reach the top of their field. You’ll notice that he doesn’t rebuke them for their success or their efforts to be the best. No matter what you do for a living, if you’re a follower of Christ, you should strive to be the best at what you do. You should work harder than anybody else. You should arrive early to your job. You should leave a little later than others do. You should work cheerfully. And you should do everything for the glory of God, wherever you are. God hasn’t called everyone into so-called ministry. He hasn’t called everyone to be a preacher. But He has called us all to minister and to serve Him and to bring honor and glory to Him, whatever our profession is. If you’re a doctor, attend to your patients for the glory of God. If I need surgery, I don’t want a preacher. I want a godly surgeon who knows what he’s doing. I may need a Christian attorney. I may need someone else in another field—in construction, in music, in art, in politics. We need strong believers in all fields to represent us well. But in your striving to be the best, you need to maintain your focus and priorities. That’s what James is saying. He offers you a valuable reminder. He gives you the key to maximize your success. The people James was talking to had lost their focus. They were believers, but they were living like atheists. They weren’t factoring God into their plans. So James reminded them to keep God’s will at the forefront of their lives. Ultimately, every plan anybody ever makes is dependent on “if the Lord wants us to.” If you humbly acknowledge that and plan accordingly, God will bless your plans. That’s why Paul told the believers in Ephesus, “I will come back later, God willing” (Acts 18:21 NLT). And it’s why he wrote to the believers in Corinth, “I will come—and soon—if the Lord lets me” (1 Corinthians 4:19 NLT). God’s will covers a lot of ground—everything you do, in fact. If you’re going to give it the consideration it deserves, it must be one of the first things you think about in the morning and one of the last things you think about at night. It needs to be a frequent topic of conversation with your spouse or loved ones. It needs to be the main focus of every prayer, every business meeting, and every decision-making process. No matter what field you’re in, keeping God’s will at the forefront means thinking about what you’re sacrificing, thinking about what you’re prioritizing, thinking about how you’re using your resources—including your time, finances, and people—and making sure that they align with God and His will. You can glorify God wherever you are and in whatever you do. Just remember to factor in His will. Reflection question: How do you factor God’s will into your workday? Discuss Today's Devo in Harvest Discipleship! — Listen to the Greg Laurie Podcast Become a Harvest PartnerSupport the show: https://harvest.org/supportSee omnystudio.com/listener for privacy information.
In this episode of the BulkLoads Podcast, guest Dalton Cloyd, a race car driver sponsored, provides an intriguing look into the intersection of trucking and racing. Dalton discusses his journey into motorsports, influenced by his father's legacy, and shares insights into the family dynamics and financial commitments involved. The conversation offers a fascinating view into the motorsport culture prevalent in the trucking community. Watch this episode on YouTube & Subscribe! https://youtu.be/najFdPTi5Yc 2025 Bulk Freight Conference Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z Dalton Cloyd: https://www.facebook.com/dalton.cloyd How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/sign_up/create_account/?utm_source=youtube&utm_medium=audio&utm_campaign=podcast Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Submit Suggestions, Feature on Podcast 05:56 Racing Journey with Dad 06:34 Father's Racing Journey Begins Early 11:10 Dad's Racing Achievements in 90s 14:01 DIY Racing Motor Challenges 17:32 Racing Reality: Ups and Downs 22:23 Racing's Evolving Appeal 24:18 "Amazing Commitment and Family Bonding" 26:31 Race Car Sponsorship Opportunities 32:00 Prayer Request and Praise Line 32:55 Prayer for Strength and Safety
In this episode of the Building Better Developers podcast, hosts Rob Broadhead and Michael Meloche dive deep into a topic that many entrepreneurs and business owners tend to avoid—business finance management. While it might not be the most exciting aspect of running a business, understanding how to manage your income, expenses, and overall financial health is crucial for sustainability and growth. Why Business Finance Management Matters for Entrepreneurs and Small Businesses Many developers enjoy working with numbers, but business finance management often feels like a tedious chore. However, tracking finances is essential for knowing what comes in and what goes out. Having a clear understanding of your financial health allows you to make informed business decisions, whether you're a solo entrepreneur, a small business owner, or scaling a larger company. Rob emphasizes that businesses must manage their budgets wisely, just like homeowners must budget for their mortgages. Technology investments often make up a significant portion of business expenses, second only to payroll. Without proper planning, these costs can spiral out of control. Essential Business Finance Management Strategies Managing business finances is more than just tracking revenue and expenses; it's about planning ahead and making sure you have the funds necessary to sustain and grow your business. Whether you're launching a startup or managing an existing business, financial planning ensures that you allocate resources efficiently. Key financial management steps include: Identifying Income Streams: Understand where your revenue comes from, whether it's client payments, product sales, or subscriptions. Tracking Business Expenses: Separate fixed costs (like software subscriptions, rent, and utilities) from variable costs (such as marketing campaigns or project-based expenditures). Understanding Business Cash Flow: Cash flow is the lifeblood of your business. Having a profitable business on paper doesn't help if you don't have enough cash available to cover immediate expenses. Anticipating Future Business Costs: Many business expenses, like software renewals, tax payments, and equipment upgrades, occur periodically. Planning for these in advance prevents financial surprises. Managing Business Owner's Time in Finance Management Michael points out a commonly overlooked aspect of business finance management: the cost of your own time. As a business owner, your hours should be accounted for just as you would budget for an employee's salary. If you're working 100-hour weeks and not factoring that into your budget, your effective hourly rate might be much lower than you think. Additionally, as businesses grow, owners find themselves outsourcing more tasks—whether it's hiring a bookkeeper, delegating customer support, or investing in automation tools. Factoring in these future costs early helps ensure a smooth transition when the time comes. Best Practices for Managing Personal and Business Finances A critical mistake many entrepreneurs make is blending their personal and business finances. Rob strongly advises setting up a separate business bank account and keeping clear records of all transactions. This not only simplifies tax filing but also provides a more accurate picture of the company's financial health. By treating business expenses separately, you can: Avoid confusion at tax time Properly allocate costs for operational efficiency Track business performance more accurately Conducting Effective Business Finance Reviews Regular financial reviews help businesses stay on track. Rob suggests conducting a monthly or quarterly review of all income and expenses to ensure everything aligns with your budget. Reviewing financial statements allows you to identify trends, cut unnecessary expenses, and make data-driven decisions. Michael also highlights the importance of forward planning—especially for recurring costs that may not be top of mind. Many businesses start with free trials or promotional discounts, only to face unexpected expenses when those expire. Keeping an organized financial calendar helps avoid surprises. Key Business Finance Management Steps for Success To wrap up the discussion, Rob and Michael challenge listeners to take immediate action: Create a Business Finance Plan: If you don't have one, start with a simple spreadsheet listing your expected income and expenses. Separate Business and Personal Finances: Open a dedicated business bank account and track all transactions separately. Account for Your Time: Calculate how much you work and determine an appropriate hourly rate to ensure your business is truly profitable. Plan for Recurring Business Expenses: Identify costs that may increase over time and plan accordingly. Review Business Finances Regularly: Set a monthly or quarterly schedule to review financial statements and adjust budgets as needed. Final Thoughts Business finance management may not be the most exciting aspect of running a business, but it is vital for long-term success. By tracking expenses, planning ahead, and treating your time as a valuable resource, you can build a more sustainable and profitable business. Stay tuned for more insightful episodes in the Building Better Businesses season, where we tackle key aspects of entrepreneurship, development, and business strategy. For questions, feedback, or topic suggestions, reach out to the team at Developerneur—your go-to resource for building a better business. Until next time, go out there and make smart financial decisions! Stay Connected: Join the Develpreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Accounting Tips for Side Hustles: How to Manage Invoicing and Billing Like a Pro Accounting For The Entrepreneur Customer Success: Delivering Value on a Budget Bootstrapping Success Building Better Businesses – With Bonus Content
In this episode of the BulkLoads Podcast, guest Nathan Faleide provides a candid perspective on the AgTech industry. He discusses the cultural impact of technology, the emotional connection to farming, and the importance of humor in addressing industry issues. Nathan offers insights into his unique approach of depicting the ag industry through memes, challenging conventional narratives and encouraging fresh perspectives. Watch this episode on YouTube & Subscribe! https://youtu.be/rpC1ygz65l0 2025 Bulk Freight Conference Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z Nathan Faleide: https://www.linkedin.com/in/nathanfaleide/ https://www.linkedin.com/company/aguncensored/ BarnTalk Episode: https://www.youtube.com/channel/UCrAZv0LnmDVIZNItYCE-lOQ How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/sign_up/create_account/?utm_source=youtube&utm_medium=audio&utm_campaign=podcast Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 "Pioneering Roots in Ag Tech" 03:51 Comedy in AgTech Communication 08:34 Cultural Stereotypes in Media 12:37 Tech Evolution: From Farmers to Startups 13:30 Opportunism in Major Deals 16:39 Agricultural Growth: Cycles, Not Steady 20:39 Emotion in Farming vs. Ag Tech 26:16 Encouraging New Perspectives 27:38 Humor's Role in Relating Stories
Inflation has been a hot topic for years, and it's still a major concern as we move through 2025. While some reports suggest that inflation rates are decreasing, many consumers continue to feel the financial pinch. Because of this, inflation's impact on retirement planning could be bigger than ever. In this episode, we'll explore how to adjust your retirement strategy to stay ahead. Here's some of what we discuss in this episode: 0:00 – Intro 3:24 – The rate of inflation to account for 6:43 – Planning for inflation and market downturns 10:47 – Factoring in taxes when planning for retirement Resources for this episode: Check out the Bucket Plan & Tax Funnels Diagrams mentioned in today's show: https://centrusfs.com/resources/#downloads-resources S&P 500 Average Returns and Historical Performance for the 2000s: https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp Connect: Website: https://centrusfs.com/podcast/ Call: 800-779-4592 Schedule your complimentary review with Jude: https://calendly.com/centruscalendar-/30min Watch on YouTube: https://www.youtube.com/channel/UCOyRZhgLenTC49qNZH9mEuQ/
A smart-port project is designed to move freight more efficiently and could lead to shorter wait times for truckers working in the area. Then, what is factoring? And when should a trucker use it? Our experts offer some advice on how it could help – or hinder – your operation. 0:00 – Newscast 09:46 – The upsides and downsides of factoring 24:24 – Texas smart port could offer truckers big benefits
In this episode of the BulkLoads Podcast, guest Brett Williams shares his inspiring journey from playing in the NFL with the Kansas City Chiefs to his current role at BulkLoads. Williams discusses his unique background with truck driver parents, his football career highlights, and the influential role faith has played throughout his life, all with engaging anecdotes, including meeting celebrities like Kenny Chesney and Dennis Rodman. Watch this episode on YouTube & Subscribe! https://youtu.be/qeO2uBwlFgM 2025 Bulk Freight Conference Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z BarnTalk: https://www.youtube.com/channel/UCrAZv0LnmDVIZNItYCE-lOQ How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/sign_up/create_account/?utm_source=youtube&utm_medium=audio&utm_campaign=podcast Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Career Shift: From AT&T to Trucking 05:22 Florida State Scholarship Offer 06:43 Undefeated Season to Championship Loss 11:34 Meeting NFL Coaches: A Surreal Experience 14:12 Player Negotiation Challenges 17:00 Joining Kansas City Chiefs Experience 22:11 Kenny Chesney Joins Football Practice 24:46 Unexpected Encounter with Dennis Rodman 27:35 Life-Changing Faith Awakening 29:40 Brett's Transformation Through Faith 32:13 "Fateful Meeting at Conference" 35:45 Homeschool Football Tournament Leadership Transition 41:14 NFL Player's Pre-Game Pressure 42:09 Hiring Athletes for Strong Character
Stress isn't just bad for you — it's also bad for your employer. Factoring in absenteeism, diminished productivity, turnover, medical costs, and accidents, the non-profit American Institute of Stress estimates that workplace stress costs U.S. businesses over $300 billion annually. One way to measure stress is by monitoring cortisol levels. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Please text us at 559-701-8000Please text us at 559-701-8000Sponsor www.DrugTestingSites.com & www.LoadBroker411.com to sign up for FREEReach NAPTA at 877-622-1313Post your jobs at www.CDLJobsGuru.comPlease text us at 559-701-8000 for really good rates on Factoring & ELDPunjabi Trucking 360 can be reached by texting at 559-701-8000 or info@ramandhillonshow.com for advertisement and show inquiries.Support the showThank you for listening & please share with your friends and family. Please follow us on SoundCloud, Spotify, or any other major podcast platform.
In this episode of the BulkLoads Podcast, Jesse Bounds shares his journey from farm laborer to entrepreneur, focusing on agriculture and trucking. He reveals lessons learned in scaling a business, discussing the role of pivoting strategies, and the importance of understanding finance. Jesse also introduces the concept of 10-4 Coaching, fostering community among business owners in agriculture and trucking. Watch this episode on YouTube & Subscribe! https://youtu.be/D6bFidG8Tr8 2025 Bulk Freight Conference Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z Jesse Bounds: https://www.linkedin.com/in/jesse-bounds-710a6419a/ https://www.youtube.com/@jessebounds6795 How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/ Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Oregon: Grass Seed Capital 07:33 Pivoting Every 5 to 7 Years 12:26 The Need for Hauler Control 16:46 Forklifts, Clamps, and Plant Logistics 21:47 "Milk Prices Rising, Hay Movement Impact" 29:50 Transparent CFOs Prevent Fraudulent Practices 33:04 Struggling with Accrual Accounting Transition 38:35 Coordinating Schedules for Diverse Workers 45:16 Pre-Launch Community for Online Presence 52:17 Trucking Challenges: Costs and Compliance 57:57 Focus on the Critical Details 01:03:32 Switching to Accrual Solved Pricing Issue 01:04:53 Truck Revenue Analysis Strategy
In this episode of the BulkLoads Podcast, Justin Sturgill reveals the challenges plaguing the new semi-truck industry, including part shortages and assembly issues. He candidly shares insights on maintaining equipment quality, navigating the dump truck business's intricacies, and the importance of forging strong relationships with general contractors. This engaging discussion uncovers valuable strategies for thriving in today's trucking landscape. Watch this episode on YouTube & Subscribe! https://youtu.be/iVDGEBf-w5c 2025 Bulk Freight Conference Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z Justin Strugill: https://www.youtube.com/@JUSTINSTURGILLTRUCKING/featured https://www.patreon.com/profile/creators?u=6755676 https://www.facebook.com/justinsturgilltrucking/ How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/ Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Dump Truck Industry Insights 03:42 Guest Spotlight: Justin Sturgill 08:24 Diversify Clients in Dump Truck Business 11:57 Construction Trucking: Brokers vs. Direct Contract 16:10 Trucking Brokers Exploitation by Contractors 18:17 GPS Monitoring in Ohio DOT Trucks 21:32 Getting In: Networking Tactics 24:46 Bad Practices in Trucking Industry 27:52 Truck Upgrade Decision Factors 31:15 "Manufacturing and Service Experience" 34:11 Truck Mechanic Resolves Fuel Efficiency Issue 38:39 Learning from Billionaires 41:55 Global Shift Towards Conservative Policies 45:50 Trucking Costs and Investment Insights 48:48 Discounted Rates for Partial Attendance 50:04 Wishing for 2017 Market Rates 52:51 Community Support and Gratitude
Two truckers are suing Minnesota over the state's refusal to recognize their concealed carry permits. Also, we'll report on what happened at the confirmation hearing for Sean Duffy, the president-elect's pick to run the Department of Transportation. Then, Tom Crowley and Aron Lynch of OOIDA's Compliance Department explain the basics of factoring and offer some advice on when to use it. And the spot market is expected to heat up this year. Brent Hutto with Truckstop says overall freight market rates are expected to increase. 0:00 – Sean Duffy spells out his vision for the DOT 09:46 – Truckers sue state over concealed carry refusal 24:24 – The upsides and downsides of factoring 39:23 – 2025 may be a hot year for the spot market
In this episode of the BulkLoads Podcast, guest Steve Miller from Reliant Transportation gets into the crucial role of Standard Operating Procedures in bulk transportation, the nuances of contractual liability, and the necessity of proactive risk management. He highlights the escalating stakes in shippers' contract demands and the importance of specialized insurance advice for effective decision-making. Watch this episode on YouTube & Subscribe! https://youtu.be/umhF7BdpOZQ 2025 Bulk Freight Conference Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z 2025 Bulk Freight Conference Reliant Transportation: https://reliant-transportation.com/ How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/ Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Steve and I connect over insurance industry discussions. 05:19 Shippers seek more liability coverage in contracts. 07:19 Contractual liability insurance protects motor carriers. 12:10 Unrealistic insurance demands on motor carriers. 17:00 Hidden contract clauses cause insurance carrier tensions. 20:42 Risk management crucial for protecting family assets. 21:39 Progressive removing wetness exclusion from coverage. 27:20 Choose a knowledgeable, specialized trucking agent. 29:35 Industry issue: load contamination remains problematic. 33:00 Discuss cargo policy proactively to avoid liability. 36:43 Join the bulk freight conference this April. 40:59 Reviewed contract, provided insights for client's understanding. 42:19 Sign up now for upcoming conference event. 45:21 Subscribe, share, and support the Bulk Loads podcast.
In this episode of the BulkLoads Podcast, Rhett Roberson from Rush Truck Centers reveals insights into trucking services, emphasizing fast response times, the appeal of the HX model, and leadership in fostering open dialogue. With discussions on transparent communication, fleet dynamics, and the importance of understanding safety scores, this episode offers a comprehensive look at enhancing operations and team culture. Watch this episode on YouTube & Subscribe! https://youtu.be/c7MzysyeS9g Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z 2025 Bulk Freight Conference Rhett Roberson: https://www.rushtruckcenters.com/ https://www.linkedin.com/in/rhett-roberson/ robersona1@rushenterprises.com How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/ Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Set goals and share them in comments. 06:04 Considering monthly or quarterly podcast content edits. 06:40 Unexpectedly lengthy process, valuable insights gained throughout. 12:45 International diversification crucial; competition fosters collaboration. 15:12 Maintain fleet variety for market insights and costs. 18:57 International's engine issues persist despite new platform. 23:48 Efficient service with frequent updates and communication. 25:32 Team praised for excellent customer service. 30:05 Exploring work motivation and finding personal joy. 32:18 Transitioned to consulting, leadership, culture, and impact. 34:45 Leadership requires asking questions, not directives. 38:43 Reflect on leadership: improvements require effort, vulnerability. 43:10 Focus on understanding cab reports and safety scores. 47:01 Looking for feedback and offering prayer support. 47:51 Praying for blessings, perseverance, and submission.
In this episode of the BulkLoads Podcast, guest Josh Gentry shares captivating insights from his life as the son of an Alabama band member. He recounts his passion for agriculture, trucking, and music. Josh discusses challenges of life on tour, balancing farming with work, and the band's legendary hit, "Roll On," providing a heartfelt look into his journey and future aspirations. Watch this episode on YouTube & Subscribe! https://youtu.be/8pMJAlLQEnw Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z 2025 Bulk Freight Conference 2025 Calendar Request Alabama Band: https://www.facebook.com/TheAlabamaBand How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/ Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Stay tuned for secret revealed at outro. 06:02 Interconnected blessings from family and trucking passion. 07:26 Three guys loved playing music together. 11:23 Join Bulk Loads for daily freight opportunities. 14:33 "Appreciate driving an AM General truck." 17:55 Pursued sports medicine in college, lacked passion. 22:51 Alabama band toured heavily, paused, resumed touring. 23:52 Balanced work life with farm and weekend shows. 29:39 Meeting members on tours and hauling jobs. 31:19 Jeff Davis and Alabama manager simplify work. 34:02 One truck, one hopper, dream come true. 38:26 Fans mistaken for original signers, trucks altered. 42:05 Farming and trucking intertwined; discussing fan experiences. 43:47 Everyone relates differently based on personal experiences. 47:30 Tyler curious about touring logistics; fascinating story. 51:12 Now is the best time for bulk trucking. 52:36 Prayer for blessings, guidance, and prosperity this year.
In this episode of the BulkLoads Podcast, guest Dominic Antonini from Wilkens Trailer shares insights on the company's history and their expertise in specialized walking floor trailers. Dominic explores the advantages of using these trailers over others, their unique manufacturing capabilities, and the growth in demand across the country. He also highlights their exceptional tarp service and Wilkens' strong family-owned business ethos. Watch this episode on YouTube & Subscribe! https://youtu.be/Zrvtehir6dg Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z 2025 Bulk Freight Conference 2025 Calendar Request Wilkens Trailers: https://wilkensusa.com/ https://wilkensusa.com/tarps-unlimited/ How can we pray for you? Email us: prayer@bulkloads.com Check out our companies! BulkLoads - https://www.bulkloads.com/ Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/ Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/ Timestamp: 00:00 Free semi Sam coloring books available now. 05:50 Excited to host Wilkins Manufacturing on show. 07:01 Started Bulk Insurance for exclusive bulk carriers. 12:09 Hydraulically-driven trailers haul various commodities. 13:20 Belt trailers offer high capacity and efficiency. 17:47 Custom tarps for various measurements and items. 21:16 Highlights tribute video celebrating Christmas week.
Are new construction homes a good investment right now? Well, that depends. If you want a lower price for a property in a better condition, with a lower mortgage rate and the ability to charge more rent, then new construction homes are what you need. This “sleeper” investment is now cheaper to buy than a regular rental property, but since it's a new build, it comes with a fraction of the headaches and repairs than most “used” homes. So if they're cheaper, better, and make you more money, why isn't everyone buying a new home? Kathy Fettke has been investing in new construction homes for decades. At first, it was just a way for her to have a more passive real estate portfolio. But now, she knows she can make much more with new homes than buying existing rentals. Since so much of her portfolio is new builds, we brought her to the show to share why this investment may be the best on the market. We'll get into new construction pricing and why new homes are CHEAPER than existing homes but offer better amenities, safer structures, and often much lower insurance prices. Next, how to get a rock-bottom mortgage rate by negotiating with builders (we're talking three or four percent interest rates!). Plus, Kathy shares precisely how to ensure you're buying a new home in the path of progress so you can rake in appreciation. In This Episode We Cover Why new construction rental properties may be one of the best investments of 2024 Saving serious money on your mortgage with rate buydowns paid for by the developers Why new construction home prices are CHEAPER than existing home prices in 2024 Buying in the “path of progress” to ensure your home value keeps growing Factoring in appreciation into your next deal and whether you should account for it at all And So Much More! Links On the Market Podcast Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1013 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices