The Finance Diaries

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No one teaches us about money in school: taxes, budgeting, mortgages, salary negotiations, investing, and other money-related topics. I'm here to help give you the personal finance education that you never got to have, and to help you feel empowered and g


    • Nov 19, 2023 LATEST EPISODE
    • every other week NEW EPISODES
    • 19m AVG DURATION
    • 94 EPISODES

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    Latest episodes from The Finance Diaries

    94. Shaking Crying Screaming Throwing Up - GET ME OUT OF DEBT!

    Play Episode Listen Later Nov 19, 2023 45:15

    How is debt so incredibly common but so uncommon to talk about? It can become so debilitating to even THINK about the amount of debt hanging over us, but it is possible to get rid of it...and fast.Let's dive into what seems like an impossible idea: getting rid of debt ASAP.As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

    93. The Most Exciting Side Hustled Turned [ALMOST] Full Time Business

    Play Episode Listen Later Nov 12, 2023 41:51

    Season of "The Impossible" Episode 3, featuring the most EXCITING fun happy business and business owner you could find.Diving into how Denver found the inspiration, motivation, marketing, and mentorship to have the happiest work she could have...while working to financial freedom!Follow Denver on all socials at @CalledToParty As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

    92. The Airbnb Extraordinaire - Self Managing 5 STRs with Connor Cushman

    Play Episode Listen Later Oct 30, 2023 48:58

    I thought self-managing 2 STRs was tough. I couldn't even imagine 3....yet Connor Cushman self manages FIVE short term rentals. Today we talk buying, scaling, and management tools with Connor. Yet another investor who defies the "impossible"Find him on socials @CushmanHomesAs always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

    91. Season of The "Impossible" - Jordan: Quebec Canada From 1-16 Units in 18 Months

    Play Episode Listen Later Oct 22, 2023 51:01

    The Finance Diaries Season 4 focuses on all things considered "impossible". From getting out of debt, to starting successful businesses, to doing things out of the norm. This season takes the "im" out of impossible, let's dive in.Jordan is the kind of real estate investor that doesn't have any fear or doubts. His personal motto is to forge ahead with full steam and never take no for an answer, what a perfect first guest to kick off the series!As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

    90. Relationship Goals - No But Really, Actual Relationship Goals

    Play Episode Listen Later Sep 13, 2023 32:27

    Coming in as a very belated Part 2 of the Relationships and Finances podcast (re: episode 22), here is a discussion on planning relationship goals!As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

    89. Avoiding "Biting Off More Than You Can Chew" and How To Grow Healthily

    Play Episode Listen Later Sep 6, 2023 31:06

    I heard the expression "biting off more than you can chew"?I'd heard it plenty but never found it relevant...until now.Let's dive inAs always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

    88. How To Find Opportunities To Make Money

    Play Episode Listen Later Aug 29, 2023 25:39

    Diving into why I decided to invest in Nova Scotia / Halifax / HRM, and why I continue to feel good about investing there.We can't invest in something just because someone told us to. We always need to draw our own conclusions and gather as much information as possible.As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

    87. From Nursing to International Multifamily Investor - Interview with Manny Shiferaw

    Play Episode Listen Later Aug 13, 2023 37:32

    Have you ever wondered how someone can start investing locally and grow to investing internationally? How they get the money? Do they do it alone? With partners?Manny Shiferaw did this, and is an amazing story to listen to!Tune in to hear about- Nursing turned investor- Growing real estate from a house hack to an international investor- Property management- and more tid bits!@shifproperties on Instagram@mannyshif on TikTok!As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

    86. How To Pick A Good Contractor - Learn From My Mistakes

    Play Episode Listen Later Jul 24, 2023 26:30

    Big or small project: you want someone reliable, with any applicable license, and someone honest.Learn from my mistakes...As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

    85. How To Start and Run A Successful Airbnb

    Play Episode Listen Later Jul 16, 2023 19:50

    Hello, it's me: your seasoned STR professional.I'm here to help you navigate the things that it took me a while to learn and perfect in order to be a top-performing Short Term Rental host!

    84. How To Say No To Being a Bridesmaid... And Wedding Finances in General

    Play Episode Listen Later Jul 11, 2023 16:42

    Being a bridesmaid is EXPENSIVE, getting asked is a huge honour... but do you have to say yes?Talking all things wedding finances:- Wedding Budgets- Wedding Gifts- and Saying no to attending Bachelorettes / Bridal Showers / Weddings

    83. I Picked a Controversial Tenant ... Here's Why!!

    Play Episode Listen Later Jul 3, 2023 25:42

    I decided to go with a tenant that doesn't fit my typical criteria. How do you pick a tenant? What is the typical criteria? How is this situation different?Tune in to find out

    82. How Are People Able to Buy More Than One Property?!

    Play Episode Listen Later May 28, 2023 24:52

    Barely able to afford your own house, or even think of it? How ON EARTH is anyone able to buy more than one? Well, it's somewhat easy. Maybe easier said than done, but definitely easy to understand!Let's dive in

    81. Getting Held Back Financially By The People Closest To You

    Play Episode Listen Later May 21, 2023 25:51

    Revisiting the concept that "you are the average of the 5 people you spend the most time with" using some concrete examples of both my good and bad experiences.How can you apply this to your life? Let's dive in

    80. The Finance Diaries Q&A Session on Everything Finance and Everything About Me!

    Play Episode Listen Later May 14, 2023 30:28

    You asked, I tell!Have any questions for the next Q&A? Send me them on Instagram ( or by email thefinancediaries@gmail.comAs promised, here is my referral link:

    79. There's Got To Be More To Life Than Just Going To Work and Living For The Weekend...Right?!?!

    Play Episode Listen Later May 7, 2023 24:41

    One day, I had a realisation about my finances. It was truly the moment that altered my financial future entirely. I realised that what I was doing wasn't sparking joy, and it left me feeling like I was on autopilot. I didn't like the feeling, so I changed things.Sometimes we just have these moments: thoughts and/or feelings that alter the path of our lives. How can we have these feelings? How can they change us? Let's dive in 

    78. Why You Need To Work Hard To Be Lucky ... In Your Finances

    Play Episode Listen Later Apr 19, 2023 14:16

    We all have some degree of privilege yes. Some more than others, yes.BUT that  being said, privilege doesn't mean you'll be successful. Just the same as having less privilege doesn't mean you'll be unsuccessful. While privilege certainly does help tremendously (like starting a race earlier than your competitors), it doesn't mean you'll get ahead (especially if you're not even starting the race haha)Let's talk about the kind of work you can do to "be lucky" and what I've done to "be lucky" (while taking my privilege into account)

    77. Nova Scotia Rent Caps, Fixed Term Leases and Airbnb Ban !?!?! How To Build a Sad City

    Play Episode Listen Later Apr 10, 2023 22:34

    Okay, so I've been telling you all I'd try to piece my opinion together on Nova Scotia's rental increase caps, fixed term leases, and the short term rental ban in Halifax. I had to take some time to get my opinion together and make it (somewhat) cohesive.The truth is, I've seen the end result in Halifax for the rental/housing market.I'm not clairvoyant, but I've seen Montreal experience the same thing, with a sad sad ending for landlords, homebuyers AND renters.

    76. Finances Can Be Scary/Frustrating/Annoying : How To Stay Calm, Cool and Collected

    Play Episode Listen Later Apr 2, 2023 26:28

    Any sort of financial change might make you nervous: - Changing your financial habits to address debt- Starting to invest in the stock market- Buying your first rental property- Etc. etc. etc.But how do some people just thrive at the thought of change and stay calm, cool and collected? Find out in today's podcast

    75. I Wish I Went to Trade School!!! University Degrees Are Overrated

    Play Episode Listen Later Mar 26, 2023 20:36

    Whyyyy so much stigma on trades? Here's the tea. Trades are:- Lucrative- Stable- Needed EVERYWHEREShould you go to uni? grad school? trade school?Let's talk about it!

    Paying Yourself First, What Does That Even Mean?!

    Play Episode Listen Later Mar 20, 2023 15:09

    The concept of "paying yourself first" isn't new, but it comes up a lot recently on social media!It is infrequently applied, but is it worth it?I think so!

    Feeling Unmotivated? Yeah, Me Too

    Play Episode Listen Later Mar 13, 2023 11:39

    How do I deal with feeling unmotivated (yes, it happens to me frequently)? How do you get back on track, or even pivot towards a new goal?Let's discuss

    When Should You SPEND Instead of Save?

    Play Episode Listen Later Feb 26, 2023 18:27

    Do you spend every cent you make? Or do you invest every dollar you make?There's a happy medium that I have found. Let's dive in

    Become a Millionaire: Tips and Tricks, Are They Real??

    Play Episode Listen Later Feb 19, 2023 26:30

    Everyone has heard financial advice from someone. Whether its good advice or not, that's up to you to find out.Let's look into a few I've heard and that I practice, and learn how to be more critical before accepting "advice"!

    Spending Money Is All In Your Head

    Play Episode Listen Later Feb 12, 2023 20:44

    Why do we spend money? Have you ever wondered why your credit card bill is so high, or why you have no money in your bank account? Maybe you make good money but don't understand where it's all going.Let's talk about that

    If I Had To Start From Scratch - Improving My Financial Journey

    Play Episode Listen Later Feb 5, 2023 30:30

    It's something we probably all thought about: what would I change if I could go back in time? Truth be told, I don't actually want to change anything because it led me to where I am today, and I am so incredibly happy and bless in my life BH.BUT...things I'll teach my kids one day to be aware of? Things I wish I knew sooner? Things that might be helpful to another person? This is the podcast for you.As always, this is merely my own opinion and not financial advice. Enjoy :)

    What The F@#% Am I Doing?

    Play Episode Listen Later Jan 29, 2023 19:31

    Do you ever stop and ask yourself "What On Earth Am I Doing?" Do you make yourself panic so much that you give up, or don't even try at all?Well, you're not alone because me too!This applies to pretty much every aspect of life...especially finances.  How do we get over it? Tune in to find out

    No Ragrets: Making Sure I Don't Regret Buying (or not buying!)

    Play Episode Listen Later Jan 22, 2023 23:07

    Have you wanted to buy some sort of investment and gotten stuck in your analysis? Do you feel like you missed out on an opportunity? Or even worse, do you feel like you bought something you shouldn't have?Next time you're considering a purchase, think about these things to never have regrets!

    New Year New Financials Goals!

    Play Episode Listen Later Jan 15, 2023 20:24

    Taking a moment to recollect the last few months of 2022 financially and personally, and setting the scene for financial goals in 2023.New houses, new airbnbs, new cities, new everything!

    Staying Hungry: Making Financial Decisions For Your Future

    Play Episode Listen Later Nov 6, 2022 16:00

    Do you wonder how some people can come from nothing and become so successful? Or how people from prominent family can be...not so successful? The answer is in staying hungry for more.This week, I talk to you about how to make financial decisions (student loans, mortgages, car financing, etc.) in the most educated and thoughtful way, even if you don't understand anything.

    Real Estate In A Recession - A How To With Karen Kurtz for Homeowners, Home Buyers and Realtors

    Play Episode Listen Later Oct 30, 2022 30:45

    30 + years in real estate, Karen Kurtz has seen it all.Today we are doing a deep dive into the real estate market and how to come out on top in a Buyer's Market

    Why Are You Talking To Me Like That - And Other Financial Success Drawbacks

    Play Episode Listen Later Oct 23, 2022 34:01

    Okay okay okay. I know what you're going to say about a podcast on the drawbacks of financial success.  BUT there are some, and I wasn't expecting them to be such big things to think about.As always, for the purpose of transparency, I'm sharing it alllllllll with yall

    Taking The Plunge: The Steps I Take When I'm Afraid To Accomplish Goals

    Play Episode Listen Later Oct 16, 2022 28:01

    Have you ever wanted to do something and pushed it off mentally? Do you get overwhelmed with all of the things that you need to do to actually accomplish your goals?Better yet, do you find yourself taking risks without thinking things through?Achieving your goals has components of risk and fear, but planning it out and thinking everything through will help you squash that ASAP

    How To Manage Stress and Fear in Finances

    Play Episode Listen Later Oct 9, 2022 13:23

    I get A LOT how I manage to juggle a lot of stress at once. I have a simple strategy that I use to help manage myself, my emotions, and my anxiety when taking on new financial projects.This strategy works for everything financial and otherwise. Are you stressed that you're never able to balance your budget? This strategy works. Are you nervous about getting into a new financial endeavour? This strategy works. Are you scared to change jobs? This strategy works.

    The Wins and Losses of My Year

    Play Episode Listen Later Oct 2, 2022 29:02

    It's been a year since I moved to a new province for my REI journey. I've learned a lot: through good choices and bad choicesLet's dive in

    When Enough Is Just Not Enough

    Play Episode Listen Later Sep 25, 2022 20:39

    Have you ever tried so hard, but feel like you're not getting anywhere?In budgeting, business, relationships, in everything in life.Let me share what I do.

    The Grass Is Greener Where You Water It

    Play Episode Listen Later Sep 18, 2022 26:02

    Feelings of self-doubt? Inadequacy? Jealousy?I have it too. We all do,But how can we ignore it, or better yet, make it constructive?

    What Is True Wealth?

    Play Episode Listen Later Sep 11, 2022 10:05

    Do you think that someone who makes $1,000,000 a year is wealthy? What is wealth anyways?

    To Rent or To Buy, That Is The Question

    Play Episode Listen Later Sep 4, 2022 14:02

    Should you rent or own your primary residence? A look into both perspectives

    How Failure Helps Us and Others

    Play Episode Listen Later Aug 28, 2022 23:05

    Is there really such thing as true failure? Spoiler alert: I don't think so. You only fail when you stop trying

    How The Heck Do Canadian Mortgages Work and What's a Trigger Rate?

    Play Episode Listen Later Aug 21, 2022 16:20

    Unless you've been on a media cleanse, you've probably heard a lot about interest rates. They're up, which is no surprise. But to some, it is a surprise. Possibly a very expensive one.

    Fill Your Cup - Decisions To Make You Wealthy and Happy

    Play Episode Listen Later Aug 16, 2022 25:28

    Ouf it's been a year! So many things have happened to me since that faithful RV trip, but let's deep dive into how I got here and how you can do the same for yourself!

    Visualise Your Dreams To Make Them HAPPEN

    Play Episode Listen Later Jul 24, 2022 14:26

    No no not just a vision board. How to truly visualise your dreams and goals to inspire you to achieve them.

    Lessons From Julia: An Incredible Mentor, Friend and Human

    Play Episode Listen Later Jul 17, 2022 11:48

    After the sudden passing of my friend and mentor, I share with you the most important things she taught me in life, in investing and in real estate.זיכרונו לברכהMay her memory be a blessing 

    Catching You All Up and Finding VALUE

    Play Episode Listen Later Jun 30, 2022 26:11

    Okay okay it's been a minute. But I've been busy.Let's catch up, go over lessons learned and let me tell you about finding VALUE

    Prioritise Your Goals To Be More Successful

    Play Episode Listen Later Apr 26, 2022 10:39

    Jack of all trades, master of none. If you try to get everything done at the same time, you'll find yourself failing or being mediocre at everything. So how do you prioritise?

    The Latte and Avocado Toast Home Owner

    Play Episode Listen Later Apr 18, 2022 10:31

    Does skipping out on your daily latte or weekend brunch avocado toast make a difference? Could you in fact buy a house if you skipped out on them?

    How To Surround Yourself With People Who Will Help You Thrive

    Play Episode Listen Later Apr 3, 2022 18:38

    Do you remember last year's podcast about being the average of the five people you spend the most time with?Here is my one year update, as well as the formula I used to start living my best life in every way

    How Much Should You Spend On A Car?

    Play Episode Listen Later Mar 27, 2022 17:07

    This is a lesson we should learn early on, but for some reason we don't. The amount you generally should spend on a car is shocking to some, and a real eye opener on our financial situations.

    How To Find Deals In a Hot Real Estate Market

    Play Episode Listen Later Mar 20, 2022 17:57

    Does This Make Sense?

    Play Episode Listen Later Mar 13, 2022 12:48

    Have you ever thought about doing something, but you can't figure out if you're making the right decision?Yeah, me too. That's why today we're diving into decision analysis through opportunity cost!

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