The Finance Diaries

How is debt so incredibly common but so uncommon to talk about? It can become so debilitating to even THINK about the amount of debt hanging over us, but it is possible to get rid of it...and fast.Let's dive into what seems like an impossible idea: getting rid of debt ASAP.As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

Season of "The Impossible" Episode 3, featuring the most EXCITING fun happy business and business owner you could find.Diving into how Denver found the inspiration, motivation, marketing, and mentorship to have the happiest work she could have...while working to financial freedom!Follow Denver on all socials at @CalledToParty As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

I thought self-managing 2 STRs was tough. I couldn't even imagine 3....yet Connor Cushman self manages FIVE short term rentals. Today we talk buying, scaling, and management tools with Connor. Yet another investor who defies the "impossible"Find him on socials @CushmanHomesAs always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

The Finance Diaries Season 4 focuses on all things considered "impossible". From getting out of debt, to starting successful businesses, to doing things out of the norm. This season takes the "im" out of impossible, let's dive in.Jordan is the kind of real estate investor that doesn't have any fear or doubts. His personal motto is to forge ahead with full steam and never take no for an answer, what a perfect first guest to kick off the series!As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

Coming in as a very belated Part 2 of the Relationships and Finances podcast (re: episode 22), here is a discussion on planning relationship goals!As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

I heard the expression "biting off more than you can chew"?I'd heard it plenty but never found it relevant...until now.Let's dive inAs always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

Diving into why I decided to invest in Nova Scotia / Halifax / HRM, and why I continue to feel good about investing there.We can't invest in something just because someone told us to. We always need to draw our own conclusions and gather as much information as possible.As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

Have you ever wondered how someone can start investing locally and grow to investing internationally? How they get the money? Do they do it alone? With partners?Manny Shiferaw did this, and is an amazing story to listen to!Tune in to hear about- Nursing turned investor- Growing real estate from a house hack to an international investor- Property management- and more tid bits!@shifproperties on Instagram@mannyshif on TikTok!As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

Big or small project: you want someone reliable, with any applicable license, and someone honest.Learn from my mistakes...As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

Hello, it's me: your seasoned STR professional.I'm here to help you navigate the things that it took me a while to learn and perfect in order to be a top-performing Short Term Rental host!

Being a bridesmaid is EXPENSIVE, getting asked is a huge honour... but do you have to say yes?Talking all things wedding finances:- Wedding Budgets- Wedding Gifts- and Saying no to attending Bachelorettes / Bridal Showers / Weddings

I decided to go with a tenant that doesn't fit my typical criteria. How do you pick a tenant? What is the typical criteria? How is this situation different?Tune in to find out

Barely able to afford your own house, or even think of it? How ON EARTH is anyone able to buy more than one? Well, it's somewhat easy. Maybe easier said than done, but definitely easy to understand!Let's dive in

Revisiting the concept that "you are the average of the 5 people you spend the most time with" using some concrete examples of both my good and bad experiences.How can you apply this to your life? Let's dive in

You asked, I tell!Have any questions for the next Q&A? Send me them on Instagram (https://www.instagram.com/thefinancediaries/?hl=en) or by email thefinancediaries@gmail.comAs promised, here is my referral link: https://my.wealthsimple.com/app/public/trade-referral-signup?code=I68_3Q

One day, I had a realisation about my finances. It was truly the moment that altered my financial future entirely. I realised that what I was doing wasn't sparking joy, and it left me feeling like I was on autopilot. I didn't like the feeling, so I changed things.Sometimes we just have these moments: thoughts and/or feelings that alter the path of our lives. How can we have these feelings? How can they change us? Let's dive in 

We all have some degree of privilege yes. Some more than others, yes.BUT that  being said, privilege doesn't mean you'll be successful. Just the same as having less privilege doesn't mean you'll be unsuccessful. While privilege certainly does help tremendously (like starting a race earlier than your competitors), it doesn't mean you'll get ahead (especially if you're not even starting the race haha)Let's talk about the kind of work you can do to "be lucky" and what I've done to "be lucky" (while taking my privilege into account)

Okay, so I've been telling you all I'd try to piece my opinion together on Nova Scotia's rental increase caps, fixed term leases, and the short term rental ban in Halifax. I had to take some time to get my opinion together and make it (somewhat) cohesive.The truth is, I've seen the end result in Halifax for the rental/housing market.I'm not clairvoyant, but I've seen Montreal experience the same thing, with a sad sad ending for landlords, homebuyers AND renters.

Any sort of financial change might make you nervous: - Changing your financial habits to address debt- Starting to invest in the stock market- Buying your first rental property- Etc. etc. etc.But how do some people just thrive at the thought of change and stay calm, cool and collected? Find out in today's podcast

Whyyyy so much stigma on trades? Here's the tea. Trades are:- Lucrative- Stable- Needed EVERYWHEREShould you go to uni? grad school? trade school?Let's talk about it!

The concept of "paying yourself first" isn't new, but it comes up a lot recently on social media!It is infrequently applied, but is it worth it?I think so!

How do I deal with feeling unmotivated (yes, it happens to me frequently)? How do you get back on track, or even pivot towards a new goal?Let's discuss

Do you spend every cent you make? Or do you invest every dollar you make?There's a happy medium that I have found. Let's dive in

Everyone has heard financial advice from someone. Whether its good advice or not, that's up to you to find out.Let's look into a few I've heard and that I practice, and learn how to be more critical before accepting "advice"!

Why do we spend money? Have you ever wondered why your credit card bill is so high, or why you have no money in your bank account? Maybe you make good money but don't understand where it's all going.Let's talk about that

It's something we probably all thought about: what would I change if I could go back in time? Truth be told, I don't actually want to change anything because it led me to where I am today, and I am so incredibly happy and bless in my life BH.BUT...things I'll teach my kids one day to be aware of? Things I wish I knew sooner? Things that might be helpful to another person? This is the podcast for you.As always, this is merely my own opinion and not financial advice. Enjoy :)

Do you ever stop and ask yourself "What On Earth Am I Doing?" Do you make yourself panic so much that you give up, or don't even try at all?Well, you're not alone because me too!This applies to pretty much every aspect of life...especially finances.  How do we get over it? Tune in to find out

Have you wanted to buy some sort of investment and gotten stuck in your analysis? Do you feel like you missed out on an opportunity? Or even worse, do you feel like you bought something you shouldn't have?Next time you're considering a purchase, think about these things to never have regrets!

Taking a moment to recollect the last few months of 2022 financially and personally, and setting the scene for financial goals in 2023.New houses, new airbnbs, new cities, new everything!

Do you wonder how some people can come from nothing and become so successful? Or how people from prominent family can be...not so successful? The answer is in staying hungry for more.This week, I talk to you about how to make financial decisions (student loans, mortgages, car financing, etc.) in the most educated and thoughtful way, even if you don't understand anything.

30 + years in real estate, Karen Kurtz has seen it all.Today we are doing a deep dive into the real estate market and how to come out on top in a Buyer's Market

Okay okay okay. I know what you're going to say about a podcast on the drawbacks of financial success.  BUT there are some, and I wasn't expecting them to be such big things to think about.As always, for the purpose of transparency, I'm sharing it alllllllll with yall

Have you ever wanted to do something and pushed it off mentally? Do you get overwhelmed with all of the things that you need to do to actually accomplish your goals?Better yet, do you find yourself taking risks without thinking things through?Achieving your goals has components of risk and fear, but planning it out and thinking everything through will help you squash that ASAP

I get A LOT how I manage to juggle a lot of stress at once. I have a simple strategy that I use to help manage myself, my emotions, and my anxiety when taking on new financial projects.This strategy works for everything financial and otherwise. Are you stressed that you're never able to balance your budget? This strategy works. Are you nervous about getting into a new financial endeavour? This strategy works. Are you scared to change jobs? This strategy works.

It's been a year since I moved to a new province for my REI journey. I've learned a lot: through good choices and bad choicesLet's dive in

Have you ever tried so hard, but feel like you're not getting anywhere?In budgeting, business, relationships, in everything in life.Let me share what I do.

Feelings of self-doubt? Inadequacy? Jealousy?I have it too. We all do,But how can we ignore it, or better yet, make it constructive?

Do you think that someone who makes $1,000,000 a year is wealthy? What is wealth anyways?

Should you rent or own your primary residence? A look into both perspectives

Is there really such thing as true failure? Spoiler alert: I don't think so. You only fail when you stop trying

Unless you've been on a media cleanse, you've probably heard a lot about interest rates. They're up, which is no surprise. But to some, it is a surprise. Possibly a very expensive one.

Ouf it's been a year! So many things have happened to me since that faithful RV trip, but let's deep dive into how I got here and how you can do the same for yourself!

No no not just a vision board. How to truly visualise your dreams and goals to inspire you to achieve them.

After the sudden passing of my friend and mentor, I share with you the most important things she taught me in life, in investing and in real estate.זיכרונו לברכהMay her memory be a blessing 

Okay okay it's been a minute. But I've been busy.Let's catch up, go over lessons learned and let me tell you about finding VALUE

Jack of all trades, master of none. If you try to get everything done at the same time, you'll find yourself failing or being mediocre at everything. So how do you prioritise?

Does skipping out on your daily latte or weekend brunch avocado toast make a difference? Could you in fact buy a house if you skipped out on them?

Do you remember last year's podcast about being the average of the five people you spend the most time with?Here is my one year update, as well as the formula I used to start living my best life in every way

This is a lesson we should learn early on, but for some reason we don't. The amount you generally should spend on a car is shocking to some, and a real eye opener on our financial situations.

Do you think it's impossible to do? It is absolutely possible! I just did it three times (and I didn't overpay!)

Have you ever thought about doing something, but you can't figure out if you're making the right decision?Yeah, me too. That's why today we're diving into decision analysis through opportunity cost!