Podcasts about young investor

Savvy investors can use key financial ratios to quickly assess whether a stock is overvalued or undervalued-- relative to industry peers and its intrinsic value. Today's Stocks & Topics: PM - Philip Morris International Inc., Market Wrap, ARM - Arm Holdings PLC ADR, Using Ratios to Determine If a Stock Is Overvalued or Undervalued, KO - Coca-Cola Co., Panic Sell, Tariffs on China Can Affect Vietnam, Oil Stocks, Investing for Kids Future, Roth I-R-A, Economic Indicators, How Many Stocks in a Portfolio, IPOs Prices, Young Investor.Our Sponsors:* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Stocks with Two Symbols, Safe Investment, The Thrift Savings Plan (TSP), Roth Conversions, Dividends, Fixed Annuities, Precious Metals Stocks, Bonds, Panic Sell, Tariffs on China Can Affect Vietnam, Oil Stocks, Investing for Kids Future, Roth I-R-A, Economic Indicators, How Many Stocks in a Portfolio, IPOs Prices, Young Investor.Our Sponsors:* Check out Square: https://square.com/go/investAdvertising Inquiries: https://redcircle.com/brands

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Stocks with Two Symbols, Safe Investment, The Thrift Savings Plan (TSP), Roth Conversions, Dividends, Fixed Annuities, Precious Metals Stocks, Bonds, Panic Sell, Tariffs on China Can Affect Vietnam, Oil Stocks, Investing for Kids Future, Roth I-R-A, Economic Indicators, How Many Stocks in a Portfolio, IPOs Prices, Young Investor.Our Sponsors:* Check out Kinsta: https://kinsta.comAdvertising Inquiries: https://redcircle.com/brands

In this episode of the Miko Love Podcast, host Kumiko Love speaks with Maya Corbic, a financial educator passionate about teaching kids about money. They discuss the importance of financial literacy in today's consumer-driven society, the impact of social media on children's spending habits, and effective methods for teaching financial concepts to kids of different ages.Maya shares her journey from being a first-generation immigrant to becoming a CPA and a financial educator, emphasizing the need for parents to be transparent about money and to instill good financial habits in their children. They also explore various allowance methods, the significance of investing for kids, and how to encourage saving over spending. The conversation concludes with success stories that highlight the importance of building confidence in financial literacy.EPISODE CHAPTERS>> 00:00 Introduction to Financial Literacy for Kids>> 03:02 Maya's Journey: From Immigrant to Financial Educator>> 06:10 The Importance of Financial Literacy in a Consumer Society>> 08:56 Navigating Social Media's Impact on Kids' Spending Habits>> 12:00 Teaching Financial Concepts to Different Age Groups>> 14:59 Allowance Methods: Balancing Work and Financial Education>> 17:58 Conversations About Money: Transparency with Kids>> 20:58 Investing for Kids: Starting Young>> 23:47 Encouraging Saving Over Spending>> 26:58 Balancing Financial Independence with Providing for Kids>> 30:10 Success Stories: Building Confidence in Financial LiteracyABOUT MAYAMaya Corbic, CPA, CA is the author of a kids' book "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor" and the founder of the Wealthy Kids Investment Club. Her popular Instagram account @teach.kids.money that has 171K+ subscribers inspires parents to raise financially independent kids.Her work has been featured in CBS News, NBC, ABC, Fox, CP24, etc.The Book, From Piggy Banks To Stocks, The Ultimate Guide for a Young Investor  https://amzn.to/41590KoThe Free 4-Step Cheat Sheet on How I Successfully Invest With My Kids https://www.wealthykids.club/4-step-cheat-sheetMy Wealthy Kids Investment Club https://www.wealthykids.club/About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

This episode explores the critical theme of teaching children financial literacy and responsibility, framed through the experiences of Maya Corbic.  Maya is a Canadian based CPA and author of a kids' book "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor" and the founder of the Wealthy Kids Investment Club. Her popular Instagram account @teach.kids.money inspires parents to raise financially independent kids.This episode is packed with practical strategies for engaging discussions about money, and steps for investing in children's financial futures, all while emphasizing the importance of open communication and support within families. In this episode we discuss:• The importance of family bonds and relationships over wealth • Insights into raising financially responsible kids without the pressure of societal expectations • The impact of Maya's immigrant background on her financial philosophies • How to shift from a scarcity mindset to one of abundance • The significance of open conversations about money in family dynamics • Practical strategies for parents to teach financial independence to their children • Investment strategies suitable for child accounts and starting early • Emphasizing balance: the role of rest and reflection in financial wellness.Watch this episode in video form on YouTubeLeave us a question in the form of a voicemail You can email us at: thesugardaddypodcast@gmail.com Be sure to connect with us on socials @thesugardaddypodcast we are most active on InstagramLearn more about Brandon and schedule a free 30-minute introductory call with him here: https://www.oakcityfinancial.usNotes from the show:Connect with Maya on InstagramConnect with Maya on YouTubeCheck out Maya's website and order her books 

At just 24 years old, Kevin Choe made the bold decision to sell his entire rental portfolio. In this episode, we dive into the reasons behind his unexpected move, the lessons he learned along the way, and what's next for this young investor. Kevin opens up about the challenges of managing properties, his long-term financial goals, and why sometimes stepping back can be the smartest move forward.Whether you're an experienced investor or just starting out, this episode is packed with insights on strategy, risk management, and redefining success in real estate. Don't miss this raw and inspiring conversation with one of the industry's rising stars. RESOURCESDo you need financing for your next home or investment property purchase? Click HERE to schedule a pressure free consultation call with our personal mortgage lender Travis David of CMG Home Loans. He will help assess your current situation and will work with you to map out a plan for the future! ** Looking to buy real estate WITHOUT bank loans, credit, or significant cash? Click HERE to schedule a call with creative finance coaches Jenn and Joe DelleFave. **If you enjoy the show, please leave us a review on Apple Podcasts or Spotify! It takes less than a minute and makes a huge difference in helping us land high profile guests to best serve our audience. Previous Guests Include:Brandon Turner, Tarek El-Moussa, David Greene, Tony J. Robinson, Mike Ayala, Jamie Gruber, Robert Croak, Mark Simpson, Chad “Coach” Carson, Heather Blankenship, Tim Bratz, J. Scott, Matt Faircloth, Michael Elefante, Devon Kennard, Paula Pant, Jake Harris, and Avery CarlSocial Channels:Instagram: instagram.com/wealthjuiceofficialYouTube: youtube.com/@wealthjuiceofficial**Disclaimer: The information provided on this podcast is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity. The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up to date. Financial markets and investments carry inherent risks. Individuals should conduct their own research and seek certified professional advice before making any financial decisions. The links in the episode descriptions may include referral or affiliate commissions, and we may receive compensation from partner websites.

UFC 310 is upon us and financial freedom awaits.  Sydney New Material Show December 12 Tickets Only $10: https://www.eventbrite.com.au/e/billy-darcy-tries-brand-new-jokes-tickets-1061181485389?aff=oddtdtcreator New Episode every Thursday! Youtube: https://www.youtube.com/channel/UCJscnfTTW_-aO5D81Xi22yw?  Facebook: www.facebook.com/billydarcy1  Instagram: www.instagram.com/billy.darcy  Music: 'In the Clouds' by RENNANSee omnystudio.com/listener for privacy information.

In this compilation program, Steve Peasley field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Asset Allocation and Market Valuation, Bond Exposure, Credit Card Debt, Where to Invest After 70, China's Economy, Bonds and Junk Bonds, Investment Variable Annuities, Closed-End Funds, Fundamental Analysis, Low Risk Investment, Required Distributions, RMDs, Young Investor, Target Price to Sell, Retirement Funds Management.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

After the backlash following UFC 308, Freddie McManus joins us in our quest for financial redemption and a huge Thai feed. We discuss the UFC 309 main card as well as Jake Paul vs Mike Tyson and Katie Taylor vs Amanda Serrano. Sydney New Material Show December 12 Tickets Only $10: https://www.eventbrite.com.au/e/billy-darcy-tries-brand-new-jokes-tickets-1061181485389?aff=oddtdtcreator New Episode every Thursday! Youtube: https://www.youtube.com/channel/UCJscnfTTW_-aO5D81Xi22yw?  Facebook: www.facebook.com/billydarcy1  Instagram: www.instagram.com/billy.darcy  Music: 'In the Clouds' by RENNANSee omnystudio.com/listener for privacy information.

Today is for any young investors looking to secure their financial freedom. Talking picks for UFC 308 and the potential for life changing wealth. New Episode every Thursday! Youtube: https://www.youtube.com/channel/UCJscnfTTW_-aO5D81Xi22yw?  Facebook: www.facebook.com/billydarcy1  Instagram: www.instagram.com/billy.darcy  Music: 'In the Clouds' by RENNANSee omnystudio.com/listener for privacy information.

In this episode of The HMO Property Show, Neil Gibb sits down with Arie, a young entrepreneur who has built an impressive HMO (House in Multiple Occupation) portfolio despite facing visa challenges as a newcomer to Australia.  Arie, originally from Kazakhstan, shares his remarkable journey of arriving in Australia at the age of 17 and leveraging the HMO model to achieve financial freedom. Through resourcefulness and determination, he has grown his portfolio to over 30 properties across three states, generating a substantial cash flow. Arie's story is a testament to the power of the HMO strategy, even for those with limited resources. He discusses the negotiation tactics he used to secure properties, the importance of compliance and understanding state-specific regulations, and the demographic trends he has observed in his tenants. Listeners will be inspired by Arie's entrepreneurial spirit and his ability to turn obstacles into opportunities. This episode provides valuable insights for aspiring property investors, particularly those interested in the HMO model, and showcases the potential for financial independence through strategic property investing. For more information, visit For those that prefer to watch you can also catch us on YouTube. Want help with your investment strategy? Reach out to us for a free, no-obligation initial chat with our team and see how we can help you with your investment journey. Book Now Join the Perth HMO and NDIS High Cashflow Investment Properties Facebook Group. The HMO Property CoWebsite: www.thehmopropertyco.com Instagram: @the_hmo_property_co FaceBook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: thehmopropertyco_ Spotify: The HMO Property Show Apple Podcast: The HMO Property Show Living Rooms - https://livingrooms.com.au/ Disclaimer Nothing on this channel should be considered tax, financial, investment or any kind of advice. Everyone should do their own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for your situation. Our goal is to frequently feature edgy and actionable value, thought leadership and property/investment strategies. #newbuild #HMOPropertyShow #PropertyInvestment #HMO #RealEstateTips #BuildToRent #NewBuild #PropertyDevelopment #Investing #RealEstate #LandlordLife #InvestmentProperty #PropertyMarket #ConstructionJourney #FinancialFreedom #WealthBuilding #RentalIncome #NeilGibb #PropertyDevelopment #Investing #FinancialFreedom #renovation #coliving #perthpropertyinvesting

Join Mike Del Prete, Executive Director of AZREIA, as he interviews Luke Careccia, a young real estate investor and entrepreneur. Discover how Luke entered the real estate world at 17, overcame personal tragedies, and built his career from door-to-door sales to successful real estate investments. Learn about the strategies Luke uses, including cold calling agents and focusing on educational growth. This insightful conversation also covers the nuances of the Phoenix market, financial management, and the importance of building long-term wealth. Tune in and gain valuable tips for aspiring real estate investors.   Key Takeaways: 00:30 Luke's Early Life and Tragic Loss 02:18 Starting a Career in Sales 02:53 Transition to Door-to-Door Sales 08:36 Lessons from Door-to-Door Sales 11:31 First Steps into Real Estate 13:48 First Real Estate Flip 17:46 Balancing Traditional Real Estate and Investing 21:59 Scaling the Wholesaling Business 25:33 The Importance of Earnest Money 26:02 Understanding Real Estate Contracts 27:20 Building Relationships with Real Estate Agents 28:07 Tips for New Real Estate Investors 30:53 Managing Real Estate Business Operations 39:54 Navigating the Phoenix Real Estate Market 44:44 Future Plans and Long-Term Strategies 46:42 Conclusion and Final Thoughts   Connect with Luke Careccia https://www.instagram.com/introduced.as.luke/   ---- The Arizona Real Estate Investors Association provides its members the education, market information, support, and networking opportunities that will further the member's ability to successfully invest in Real Estate. Join AZREIA here. Is a Career in Real Estate Right For You? Take AZREIA's Real Estate Investing Entrepreneurial Self-Assessment at  

In this episode of Money Talk with Tiff, special guest Maya Corbic shares her insights on getting kids started with investing at a young age. Maya explains how parents can normalize money conversations with kids as young as 4 or 5 using simple concepts, then get them more involved around age 8 by explaining things like savings accounts, CDs, and stocks.Maya discusses her approach of having kids invest half their gift money, starting with individual stocks in companies they know and then moving up to ETFs and index funds. Her book "From Piggy Banks to Stocks" aims to explain investing basics in a 10-year-old-friendly way.Tune in to hear Maya's tips for raising financially savvy kids and her own journey learning to invest as a first-generation immigrant.About Our GuestFrom challenging beginnings in shelters and government housing, Maya Corbic is a first-generation immigrant and CPA who draws from her experience of overcoming financial challenges and simplifies money matters to inspire children to pursue financial success.Maya is the author of a kids' book, "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor," which simplifies investing concepts and equips children with essential investing skills while keeping them engaged.She founded the Wealthy Kids Investment Club and has a popular Instagram account @teach.kids.money with 128K+ subscribers, through which she inspires parents to raise financially independent kids.Connect with MayaGet the book From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor (Amazon Link)Instagram: @teach.kids.moneyTwitter: @Educ8Money2KidsConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Explaining investments to kids in simple terms.[04:52] Encouraging investment in stocks and diversified funds.[09:09] Investing in ETF gives broad US exposure.[12:11] Book made friendly for kids and adults.Key TakeawaysIntroducing kids to investing concepts earlyExplaining stocks as owning company sharesCertificates of deposit for guaranteed returnsInvesting in companies kids are familiar withETFs and index funds for diversification"From Piggy Banks to Stocks" book overviewSupport this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

We're pumped to bring you episode 223 with the phenomenal Grace Gudenkauf! Grace takes us through her impressive journey from house hacking to owning 26 units in Eastern Iowa, highlighting the importance of finding great deals and not letting money be a barrier. She shares her innovative approach to self-managing her properties by hiring her own property manager, giving her more control and saving on fees. Grace, co-author of the book The Self-Managing Landlord along with Amelia McGee, published by Bigger Pockets, also co-founded the wire mastermind group "Women Invest in Real Estate" with Amelia. We dive into the impact of interest rates on her business, the benefits of creative financing, and the potential for success in smaller markets. Grace's story is packed with valuable insights on building relationships, the power of community, and prioritizing freedom over money. She encourages everyone to take coaching seriously, put in the work, and live life on their own terms. If you're looking for inspiration and practical advice to elevate your real estate game, this episode is a must-listen! RESOURCESDo you need financing for your next home or investment property purchase? Click HERE to schedule a pressure free consultation call with our personal mortgage lender Travis David of CMG Home Loans. He will help assess your current situation and will work with you to map out a plan for the future! ** Looking to buy real estate WITHOUT bank loans, credit, or significant cash? Click HERE to schedule a call with creative finance coaches Jenn and Joe DelleFave. **Click HERE to download Backflip, the all-in-one app for real estate investors. Backflip allows you to analyze deals, run comps and even apply for loans in seconds. The best part is, it's FREE.**If you enjoy the show, please leave us a review on Apple Podcasts or Spotify! It takes less than a minute and makes a huge difference in helping us land high profile guests to best serve our audience. Previous Guests Include:Brandon Turner, Tarek El-Moussa, David Greene, Tony J. Robinson, Mike Ayala, Jamie Gruber, Robert Croak, Mark Simpson, Chad “Coach” Carson, Heather Blankenship, Tim Bratz, J. Scott, Matt Faircloth, Michael Elefante, Devon Kennard, Paula Pant, Jake Harris, and Avery CarlSocial Channels:Instagram: instagram.com/wealthjuiceofficialYouTube: youtube.com/@wealthjuiceofficial**Disclaimer: The information provided in this podcast is for informational purposes only and should not be considered as financial advice. The content of this podcast is based on the personal opinions and experiences of the speakers, and it is important to do your own research and seek professional advice before making any financial decisions. Investing in financial markets involves risk, and you should be aware of the potential for loss. Always consult with a qualified financial advisor or professional before making any investment decisions. Remember, the opinions expressed in this podcast are solely those of the individuals involved and do not necessarily reflect the views of any organizations they are affiliated with.

He's 24 Years Old, Built a Portfolio of 3 Properties!!!   For many, buying an investment property in your 20's is close to impossible, but this episode's guest, Harley Giddings has proven that age isn't a hurdle. At the young age of 24 years old, Harley has already built a portfolio of 3 properties! Something very few even achieve in their whole lifetime! His secret? Have a solid why and stick to it. Venturing into something without a solid why will only get you so far. This is a crucial component that you need to get a grasp of at the very beginning of your property journey. He has hustled hard, working for every job possible under the sun. Determined to save up to buy his first property, he did everything he could and did not accept no for an answer. Coming from humble beginnings, with his dad being a firefighter and his mum being a hairdresser, Harley Giddings has made it a purpose to give back to his family, noticing all their sacrifices and acknowledging the significance of how they've helped him build his confidence. Harley displays that you can really do anything you set your mind to. All it takes is having the right mindset and the right reasons to start. If you want to know how this inspiring young investor did it, then you better tune in to this episode today!   Check out Harley Gidding's social media, where he's built a solid community of like-minded people: https://www.instagram.com/propertywithharley/ https://www.tiktok.com/@propertywithharley

A reminder for new readers. That Was The Week includes a collection of my selected readings on critical issues in tech, startups, and venture capital. I selected the articles because they are of interest to me. The selections often include things I entirely disagree with. But they express common opinions, or they provoke me to think. The articles are sometimes long snippets to convey why they are of interest. Click on the headline, contents link or the ‘More' link at the bottom of each piece to go to the original. I express my point of view in the editorial and the weekly video below.Congratulations to this week's chosen creators: @TechCrunch, @Apple, @emroth08, @coryweinberg, @mariogabriele, @peterwalker99, @KevinDowd, @jessicaAhamlin, @stephistacey, @ttunguz, @annatonger, @markstenberg3, @EllisItems, @TaraCopp, @ingridlunden, @Jack, @karissabe, @psawers, @Haje, @mikebutcher, @tim_cookContents* Editorial: Hating the Future* Essays of the Week* Apple's ‘Crush' ad is disgusting* Apple apologizes for iPad ‘Crush' ad that ‘missed the mark'* Milken's New Power Players* Ho Nam on VC's Power Law* State of Private Markets: Q1 2024* The weight of the emerging manager* Pandemic-era winners suffer $1.5tn fall in market value* Video of the Week* Apples iPad Video* AI of the Week* The Fastest Growing Category of Venture Investment in 2024* Meet My A.I. Friends* OpenAI plans to announce Google search competitor on Monday, sources say* Leaked Deck Reveals How OpenAI Is Pitching Publisher Partnerships* A Revolutionary Model.* An AI-controlled fighter jet took the Air Force leader for a historic ride. What that means for war* Sources: Mistral AI raising at a $6B valuation, SoftBank ‘not in' but DST is* News Of the Week* Jack Dorsey claims Bluesky is 'repeating all the mistakes' he made at Twitter* FTX crypto fraud victims to get their money back — plus interest* Apple's Final Cut Camera lets filmmakers connect four cameras at once* Startup of the Week* Wayve co-founder Alex Kendall on the autonomous future for cars and robots* X of the Week* Tim CookEditorial: Hating the FutureAn Ad and its Detractorsbet a lot of money that the TechCrunch writing and editorial team have had an interesting 72 hours.After Apple announced its new iPad on Tuesday, the ad that supported it was initially widely slammed for its cruelty to obsolete tools for creativity, including a piano, guitar, and paint. This week's Video of The Week has it if you don't know what I am talking about.A sizeable crushing machine compresses the items with colossal force, and in the end, an iPad can incorporate the functions of traditional items.It's not the most amazing ad ever, certainly not as bold as Steve Jobs's 1984 ad, but it's in the same genre. The past must be crushed to release new freedom and creativity for a fraction of the price and, often, the power and flexibility.Oh, and it's thin, very thin.I was not offended. Devin at TechCrunch was. He leads this week's essay of the week with his “Apple's ‘Crush' ad is disgusting” and does not mince words:What we all understand, though — because unlike Apple ad executives, we live in the world — is that the things being crushed here represent the material, the tangible, the real. And the real has value. Value that Apple clearly believes it can crush into yet another black mirror.This belief is disgusting to me. And apparently to many others, as well.He also makes the incorrect point that:A virtual guitar can't replace a real guitar; that's like thinking a book can replace its author.It's more like a digital book replacing a paper book than the author being replaced. Oh wait… that has happened.That said, a virtual guitar can replace a real guitar, and an AI guitar can even replace a virtual guitar—and be better. That is not to say there are no more actual traditional guitars. They will be a choice, not a necessity, especially for people like me who can't play a guitar but will be able to play these.Devin had his supporters in the comments (go read them).Handmaid's Tale director Reed Morano told Apple CEO Tim Cook to “read the room” in a post on X. Matthew Carnal captured my somewhat unkind instinct:There were a lot more reactions to the Apple ad haters like Matthews.Of course, many old instrument lovers (the instruments, not their age) hated the Ad. By Thursday, this being the times we live in, Apple apologized for the ad:Tor Myhren, Apple's vice president of marketing, said the company “missed the mark.”“Creativity is in our DNA at Apple, and it's incredibly important to us to design products that empower creatives all over the world,” Myhren told Ad Age. “Our goal is to always celebrate the myriad of ways users express themselves and bring their ideas to life through iPad. We missed the mark with this video, and we're sorry.”Please judge for yourself below, but my 2c is that the ad was a moderately underwhelming attempt to champion innovation. It is certainly not offensive unless you are ultra-sensitive and have feelings for pianos, guitars, and paint. Oh, and hate attempts to recreate them in a more usable form. And Apple really should have taken the high ground here.I spent some of the week in LA at the CogX Festival and virtually at the Data Driven Summit by @AndreRetterath. The latter focused on what is happening in Venture Capital, as do several of this week's essays. Milken's event was running in LA also. Its attitude to Venture Capital is best summed up here:“We're all being told in the market that DPI is the new IRR,” B Capital's Raj Ganguly said onstage Wednesday. (The acronym sandwich means investment firms have to actually prove that their investments actually generate cash through a metric called distributions to paid-in capital, not just theoretically, through internal rate of return.) “Even the venture panel at Milken is at the end of the day on Wednesday,” he joked, meaning that it didn't get top billing at the conference, which had started a couple days earlier.This does sum up where we are. Hundreds of Billions of dollars are still trapped inside companies funded in 2020-2022, with little prospect of producing returns. The impact is that there is less funding for current startups (see the Carta piece below). And much of what is flowing is flowing to AI and into a very small number of companies (see Tomasz Tungux below).However, innovation and funding are still possible. This week's Startup of the Week is Wayve, a UK autonomous driving platform that seems to agree with Elon Musk that cameras are sufficient to teach a car to drive. Wayve's ambitions go beyond Cars (also like Musk) but differ in that the product is available to all developers to embed in their products.“Very soon you'll be able to buy a new car, and it'll have Wayve's AI on it … Then this goes into enabling all kinds of embodied AI, not just cars, but other forms of robotics. I think the ultimate thing that we want to achieve here is to go way beyond where AI is today with language models and chatbots. But to really enable a future where we can trust intelligent machines that we can delegate tasks to, and of course they can enhance our lives and self-driving will be the first example of that.”Love that attitude.Essays of the WeekApple's ‘Crush' ad is disgustingDevin Coldewey, 1:58 PM PDT • May 9, 2024Apple can generally be relied on for clever, well-produced ads, but it missed the mark with its latest, which depicts a tower of creative tools and analog items literally crushed into the form of the iPad.Apple has since apologized for the ad and canceled plans to televise it. Apple's VP of Marketing Tor Myhren told Ad Age: “We missed the mark with this video, and we're sorry.” Apple declined to offer further comment to TechCrunch.But many, including myself, had a negative and visceral reaction to this, and we should talk about why. It's not just because we are watching stuff get crushed. There are countless video channels dedicated to crushing, burning, exploding and generally destroying everyday objects. Plus, of course, we all know that this kind of thing happens daily at transfer stations and recycling centers. So it isn't that.And it isn't that the stuff is itself so valuable. Sure, a piano is worth something. But we see them blown up in action movies all the time and don't feel bad. I like pianos, but that doesn't mean we can't do without a few disused baby grands. Same for the rest: It's mostly junk you could buy off Craigslist for a few bucks, or at a dump for free. (Maybe not the editing station.)The problem isn't with the video itself, which in fairness to the people who staged and shot it, is actually very well done. The problem is not the media, but the message.We all get the ad's ostensible point: You can do all this stuff in an iPad. Great. We could also do it on the last iPad, of course, but this one is thinner (no one asked for that, by the way; now cases won't fit) and some made-up percentage better.What we all understand, though — because unlike Apple ad executives, we live in the world — is that the things being crushed here represent the material, the tangible, the real. And the real has value. Value that Apple clearly believes it can crush into yet another black mirror.This belief is disgusting to me. And apparently to many others, as well.Destroying a piano in a music video or Mythbusters episode is actually an act of creation. Even destroying a piano (or monitor, or paint can, or drum kit) for no reason at all is, at worst, wasteful!But what Apple is doing is destroying these things to convince you that you don't need them — all you need is the company's little device, which can do all that and more, and no need for annoying stuff like strings, keys, buttons, brushes or mixing stations.We're all dealing with the repercussions of media moving wholesale toward the digital and always-online. In many ways, it's genuinely good! I think technology has been hugely empowering.But in other, equally real ways, the digital transformation feels harmful and forced, a technotopian billionaire-approved vision of the future where every child has an AI best friend and can learn to play the virtual guitar on a cold glass screen.Does your child like music? They don't need a harp; throw it in the dump. An iPad is good enough. Do they like to paint? Here, Apple Pencil, just as good as pens, watercolors, oils! Books? Don't make us laugh! Destroy them. Paper is worthless. Use another screen. In fact, why not read in Apple Vision Pro, with even faker paper?What Apple seems to have forgotten is that it is the things in the real world — the very things Apple destroyed — that give the fake versions of those things value in the first place.A virtual guitar can't replace a real guitar; that's like thinking a book can replace its author.That doesn't mean we can't value both for different reasons. But the Apple ad sends the message that the future it wants doesn't have bottles of paint, dials to turn, sculpture, physical instruments, paper books. Of course, that's the future it's been working on selling us for years now, it just hadn't put it quite so bluntly before.When someone tells you who they are, believe them. Apple is telling you what it is, and what it wants the future to be, very clearly. If that future doesn't disgust you, you're welcome to it.Apple apologizes for iPad ‘Crush' ad that ‘missed the mark'/The company says ‘we're sorry' after its ad was seen as dismissive by the creatives Apple typically tries to court.By Emma Roth, a news writer who covers the streaming wars, consumer tech, crypto, social media, and much more. Previously, she was a writer and editor at MUO.May 9, 2024 at 1:22 PM PDTApple has apologized after a commercial meant to showcase its brand-new iPad Pro drew widespread criticism among the creative community. In a statement provided to Ad Age, Tor Myhren, Apple's vice president of marketing, said the company “missed the mark.”“Creativity is in our DNA at Apple, and it's incredibly important to us to design products that empower creatives all over the world,” Myhren told Ad Age. “Our goal is to always celebrate the myriad of ways users express themselves and bring their ideas to life through iPad. We missed the mark with this video, and we're sorry.”On Tuesday, Apple introduced the M4-powered iPad Pro, which the company described as its thinnest product ever. To advertise all the creative possibilities with the iPad, it released a “Crush!” commercial that shows things like a piano, record player, paint, and other works flattening under the pressure of a hydraulic press. At the end, only one thing remains: an iPad Pro.The ad rubbed some creatives the wrong way. Hugh Grant called it a “destruction of human experience,” while Handmaid's Tale director Reed Morano told Apple CEO Tim Cook to “read the room” in a post on X. Apple didn't immediately respond to The Verge's request for comment.Milken's New Power PlayersBy Cory WeinbergMay 8, 2024, 5:00pm PDTIt's no secret that the suits at the annual big-money confab put on by the Milken Institute this week have few spending limits. Staring you in the face in the lobby of the Beverly Hilton is a booth set up by Bombardier, marketing its private jets to attendees. (A new 10-seater costs $32 million, I learned.)What attendees can't really buy, however, is time. The soundtrack of the Los Angeles conference might as well have been a ticking clock. Fund managers at private equity and venture capital firms are running out of time to distribute cash to their investors, a task complicated by the paucity of either mergers or public offerings that typically provide VC and PE firms with a way to cash out. The fact that interest rates now appear likely to stay higher for longer doesn't help. That meant a lot of conversations at the conference weren't about grand investment strategies. Instead, people were conferring about financial tactics to distribute cash or kick the can down the road by selling stakes on the secondary markets or spinning up continuation funds, essentially rolling investors' commitments forwards—not the most inspiring stuff.  “We're all being told in the market that DPI is the new IRR,” B Capital's Raj Ganguly said onstage Wednesday. (The acronym sandwich means investment firms have to actually prove that their investments actually generate cash through a metric called distributions to paid-in capital, not just theoretically, through internal rate of return.) “Even the venture panel at Milken is at the end of the day on Wednesday,” he joked, meaning that it didn't get top billing at the conference, which had started a couple days earlier.The new kings of the conference were firms with a lot more time to play with—that is, sovereign wealth funds with buckets of oil and natural gas money, or pension funds with long-term investment horizons rather than shorter 10-year fund lives. The contrast here is embodied in the financial concept of duration: How long do you actually need to get cash back on your investment? And how sensitive is it to interest rate hikes?The sentiment was everywhere. I shared a Lyft ride with one PE investor last night who called sovereign wealth funds “the only game in town” for PE firms raising new money. Abu Dhabi sovereign wealth fund Mubadala Capital and the Qatar Investment Authority were two of the conference's top sponsors, meaning they were paying up to explain themselves to the finance and tech universe. That tactic seemed to be working. “You're going to have people lining up their business cards for capital from QIA, I can already see,” quipped Leon Kalvaria, an executive at Citi, onstage with QIA's head of funds, Mohsin Tanveer Pirzada.  Not everyone will suck it up, of course. These funds often get tagged with a “dumb money” label—because they sometimes drive up prices for the rest of the investment world. They still have to face questions about who they are, their source of funds, and the sometimes authoritative regimes behind them. For now, though, it's their time in the spotlight. Ho Nam on VC's Power LawLessons from Arthur Rock, Steve Jobs, Don Lucas, Paul Graham and beyond.MARIO GABRIELE, MAY 07, 2024Friends, We're back with our latest edition of “Letters to a Young Investor,” the series designed to give readers like you an intimate look at the strategies, insights, and wisdom of the world's best investors. We do that via a back-and-forth correspondence that we publish in full – giving you a chance to peek into the inbox of legendary venture capitalists.   Below, you'll find my second letter with Altos co-founder and managing director Ho Nam. For those who are just joining us, Ho is, in my opinion, one of the great investors of the past couple of decades and a true student of the asset class.Because of his respect for the practice of venture capital, I was especially excited to talk to him about today's topic: learning from the greats. Who were Ho's mentors? Which investors does he most admire and why? What lessons from venture's past should be better remembered by today's managers? Lessons from Ho* Prepare for one true winner. Even skilled investors often have just one or two outlier bets over the course of their career. Because of venture's power law, their returns may dwarf the dividends of all other investments combined. Your mission is to find these legendary businesses, engage with them deeply, and partner for decades.  * Focus on the company. Venture capital is full of short-term incentives. Instead of focusing on raising new vintages or building out Altos as a money management firm, Ho and his partners devote themselves to their portfolio companies. Though firm building is important, if you find great companies and work with them closely, you will have plenty of available options. * Pick the right role models. Ho chose his mentors carefully. Though there have certainly been louder and flashier investors over the past four decades, Ho learned the most from Arthur Rock, Don Lucas, and Arnold Silverman. All were understated and focused on the craft of investing. Find the people you consider true practitioners, and study their work. * Watch and learn. Learning from the greats can be done from a distance and may not include a memorable anecdote or pithy saying. Ho's biggest lessons came from observing the habits of practitioners like Rock and Lucas, not via a structured mentorship or dramatic episode. It's by studying the everyday inputs of the greats that you may gain the most wisdom.Mario's letterSubject: Learning from the greatsFrom: Mario GabrieleTo: Ho NamDate: Friday, April 12 2024 at 1:59 PM EDTHo, After moving out of New York City (at least for a little bit), I'm writing to you from a small house on Long Island. It's been really lovely to have a bit more space and quiet away from the city's intermittently inspiring and exhausting buzz...Lots More, Must ReadState of Private Markets: Q1 2024Authors: Peter Walker, Kevin DowdPublished date:  May 7, 2024The venture capital fundraising market remained slow in Q1 2024, but valuations held steady or climbed at almost every stage.Contents* State of Private Markets: Q1 2024* Key trends* Fundraising & valuations* Employee equity & movement* Industry-specific data* Methodology* Overview* Financings* TerminationsThe startup fundraising market got off to a cautious start in 2024. At current count, companies on Carta closed 1,064 new funding rounds  during the first quarter of the year, down 29% compared with the prior quarter. The decline was sharpest at the early stages of the venture lifecycle: Deal count fell by 33% at the seed stage in Q1 and 36% at Series A. Instead of new primary funding events, many companies opted to raise bridge rounds. At both seed and Series A, more than 40% of all financings in Q1 were bridge rounds. Series B wasn't far behind, at 38%. VCs were still willing to spend big on certain deals. Despite the decrease in round count, total cash invested increased slightly in Q1, reaching $16.3 billion. But when it came to negotiating their valuations, many startups had to settle: 23% of all new rounds in Q1 were down rounds, the highest rate in more than five years. After experiencing a pandemic-era surge and subsequent correction,the venture market settled into a quieter place in 2023. So far, that relative tranquility has continued into 2024.Q1 highlights* VCs look to the West: Startups based in the West census region captured 62% of all venture capital raised by companies on Carta in Q1, the highest quarterly figure since Q1 2019. The Northeast, South, and Midwest all saw their market share decline.* The Series C market bounces back: Series C startups raised $4.6 billion in new capital in Q1, a 130% increase from the previous quarter. The median primary Series C valuation was $195.7 million, up 48% from the prior quarter.* Layoffs still  linger: Companies on Carta laid off more than 28,000 employees in Q1. But job cuts have grown less frequent since January, with March seeing the fewest monthly layoffs in nearly two years.Note: If you're looking for more industry-specific data, download the addendum to this report for an extended dataset. Key trendsThe current Q1 figures of 1,064 total rounds and $16.3 billion in cash raised will both increase in the weeks to come, as companies continue to report transactions from the quarter. With those projected increases, the final data for Q1 will likely look quite similar to fundraising numbers from each of the past few quarters. Those quarterly  fundraising numbers from 2023 ended up looking fairly similar to 2018, 2019, and the first half of 2020. In terms of numbers of deals and cash raised, it's looking more and more like the pandemic  bull market will go down as an anomalous stretch in what has otherwise been a fairly steady market. After apparently reaching a plateau during 2023, the rate of down rounds experienced another notable increase during Q1 2024, jumping to 23%. The median time between startup rounds is roughly two to three years, depending on the stage. This timeline means that many companies raising new funding in Q1 would have last raised funding sometime in 2021, when valuations were soaring across the venture landscape. Considering how valuations have declined in the time since, it makes sense that down rounds are still prevalent. Companies in the West census region combined to bring in 53.3% of all capital raised by startups on Carta from Q2 2023 through Q1 2024, with California accounting for nearly 45% of that cash. Massachusetts ranked second among the states with 12.71% of all capital raised, while New York claimed 10.31%.In terms of VC activity, the West region is centered around California. The Northeast revolves around Massachusetts and New York. The South has two smaller hubs, in Texas (4.67%) and Florida (3.99%). The Midwest, though, is without a real standard-bearer: Illinois led the way in terms of cash raised over the past 12 months, at just 1.68%. The West (and specifically California)  has always been the center of gravity for the U.S. venture capital industry. During Q1, the region's gravitational force seems to have gotten even stronger. Startups based in the West raised 62% of all total capital invested on Carta in Q1, its highest quarterly figure since Q1 2019. As a result, the other three census regions saw their market shares decline in Q1—in some cases significantly. The proportion of all VC raised by startups raised in the South fell to 12% in Q1, down from 17% the prior quarter and from 23% a year ago. And the Midwest's share of cash raised fell from 7% down to 4%. For early-stage investors, Q1 was the slowest quarter in many years. Seed deal count fell to 414, down 33% from Q4 2023, and Series A deal count dropped to 313, a 36% decline. In both cases, those are the lowest quarterly deal counts since at least the start of 2019. Total cash raised also declined at both stages in Q1. The $3.1 billion in Series A cash raised in Q1 represents a 35% decline quarter-over-quarter and a 34% dip year-over-year. Cash raised at the seed stage declined by 33% both quarter over quarter and year over year.It was a much friendlier fundraising quarter for companies in the middle stages of the startup lifecycle. The number of Series B deals in Q1 declined by a more modest 11% compared to the prior quarter. And Series C deal count increased by 14%, marking the busiest quarter for that stage since Q2 2023. Total cash raised also rose significantly at Series C in Q1, hitting $4.6 billion. That's a 130% increase quarter-over-quarter and a 44% bump year-over-year. At Series B, total cash raised has now increased in consecutive quarters. Compared to earlier stages, transactions at the Series D and at Series E+  remain few and far between. There were just 39 venture rounds combined in Q1 among startups at Series D or later, the second-fewest of any quarter in the past five years. The lowest count came one year ago, in Q1 2023, when there were just 29 combined late-stage deals. Total cash raised across these stages has been mostly consistent over the past few quarters. There's been more variation in average round size. The average Series D round in Q1 was about $77 million, compared to $56 million in Q4 2023...Lots MoreThe weight of the emerging managerBy Jessica HamlinMay 3, 2024Risk-averse limited partners tend to gravitate to fund managers with a long track record, but are they missing out on potential upside by avoiding emerging managers?Over the past decade, emerging managers' share of US private market fundraising activity has declined steadily.In 2023, this figure fell to 12.7%, the lowest share of capital raised by newer fund managers since before 2000, according to PitchBook's recent analyst note,Establishing a Case for Emerging Managers.Limited exits in PE and VC over the past two years have exacerbated this reality. With minimal distributions, LPs are working with smaller private market budgets to allocate to new and existing managers.But, by allocating almost exclusively to established managers, LPs may be missing out on significant potential returns.In VC, for example, emerging managers have outperformed established GPs since 1997, consistently producing a higher median IRR than established managers. This reflects the nature of the asset class, in which a small number of funds determine the majority of returns across venture firms.“The average venture return is not very exciting,” said Laura Thompson, a partner at Sapphire Partners, which invests in early-stage VC funds and runs an emerging manager program for the California State Teachers' Retirement System. “Where can you get really good returns? It's the smaller fund sizes and emerging managers.”This is where that risk-return scale comes in.In a counterweight to that outperformance, a PitchBook analysis showed that returns from emerging VC managers were more volatile: While top quartile emerging funds tended to outperform, bottom and median players only marginally bested their established manager counterparts.The new manager playbookIn traditional buyout fund investing, emerging managers are gaining traction. While established managers, propped up by decades of institutional knowledge, have historically outperformed newer managers, the “new guys” actually outperformed their seasoned peers in the last investing cycle.This article appeared as part of The Weekend Pitch newsletter. Subscribe to the newsletter hereTop decile buyout funds from emerging managers with vintages between 2015 and 2018 outperformed established peers by 6.6 percentage points, suggesting that emerging buyout managers may have picked up some steam over the past decade, according to PitchBook data.The emerging managers program at the New York City retirement systems and NYC Office of the Comptroller, for example, has $9.9 billion in emerging manager commitments, the majority of which is allocated to PE. Last year, the comptroller's office reported that the emerging managers in the systems' private markets portfolios outperformed their respective benchmarks by nearly 5%.A diverse portfolioNew York City's Bureau of Asset Management sees emerging managers as a key element of a diverse portfolio, said Taffi Ayodele, director of diversity, equity, and inclusion and the emerging manager strategy at the NYC Office of the Comptroller.Ayodele said the smaller emerging private market managers in New York's portfolios offer access to the lower middle market and creative roll-up strategies that may not be accessible through larger firms.“What we don't want to do is lock ourselves out of these high-performing, differentiated strategies for the simplicity of going with the big guys,” Ayodele said.Some of the country's largest public pension plans are betting on the success of their emerging manager programs. In 2023, the California Public Employees' Retirement System made a $1 billion commitment to newly established private market investors, and the Teacher Retirement System of Texas, which boasts one of the largest emerging manager programs in the country, committed $155 million to emerging PE managers last year.At the same time, the recent boom years for private markets led to a flood of new GPs. Some might have gotten lucky—say, with a well-timed exit at the peak—while others were hurt by less fortunate timing. A major challenge for today's LPs will be to sort out a manager's abilities from the market's whims.One advantage of backing up-and-comers now is that the down market has weeded the ranks of new GPs. “The emerging managers who are fundraising now are really dedicated,” Thompson said.James Thorne contributed reporting to this story.Pandemic-era winners suffer $1.5tn fall in market valueTop 50 biggest stock gainers hit by painful decrease since the end of 2020 as lockdown trends fadeStephanie Stacey in LondonFifty corporate winners from the coronavirus pandemic have lost roughly $1.5tn in market value since the end of 2020, as investors turn their backs on many of the stocks that rocketed during early lockdowns. According to data from S&P Global, technology groups dominate the list of the 50 companies with a market value of more than $10bn that made the biggest percentage gains in 2020. But these early-pandemic winners have collectively shed more than a third of their total market value, the equivalent of $1.5tn, since the end of 2020, Financial Times calculations based on Bloomberg data found. Video-conferencing company Zoom, whose shares soared as much as 765 per cent in 2020 as businesses switched to remote working, has been one of the biggest losers. Its stock has fallen about 80 per cent, equivalent to more than a $77bn drop in market value, since the end of that year. Cloud-based communications company RingCentral also surged in the remote working boom of 2020 but has since shed about 90 per cent of its value, as it competes with technology giants such as Alphabet and Microsoft. Exercise bike maker Peloton has been another big loser, with shares down more than 97 per cent since the end of 2020, equivalent to about a $43bn loss of market value. Peloton on Thursday said chief executive Barry McCarthy would step down and it would cut 15 per cent of its workforce, the latest in a series of cost-saving measures. The losses come as the sharp acceleration of trends such as videoconferencing and online shopping driven by the lockdowns has proven less durable than expected, as more workers migrate back to the office and high interest rates and living costs hit ecommerce demand. “Some companies probably thought that shock was going to be permanent,” said Steven Blitz, chief US economist at TS Lombard. “Now they're getting a painful bounceback from that.” In percentage terms, Tesla was the biggest winner of 2020. The electric-car maker's market value jumped 787 per cent to $669bn by the end of that December, but has since slipped back to $589bn. Singapore-based internet company Sea came in second, as its market value jumped from $19bn to $102bn following a pandemic-era surge for all three of its core businesses: gaming, ecommerce and digital payments. But the company has since lost more than 60 per cent of its end-2020 value amid fears of a slowdown in growth. Ecommerce groups Shopify, JD.com and Chewy, which initially thrived as online spending ballooned, have also suffered big losses...Lots MoreVideo of the WeekAI of the WeekThe Fastest Growing Category of Venture Investment in 2024Tomasz TunguzThe fastest growing category of US venture investment in 2024 is AI. Venture capitalists have invested $18.3 billion through the first four months of the year.At this pace, we should expect AI startups to raise about $55b in 2024.AI startups now command more than 20% share of all US venture dollars across categories, including healthcare, biotech, & software.In the preceding eight years, that number was about 8% per year. But after the launch of ChatGPT in 2022, there's a marked inflection point.Some of this is new company formation, & there has been a significant amount of seed investment in this category. Another major contributor is the repositioning of existing companies to include AI within their pitch.Over time, this share should attenuate, primarily because every software company will have an AI component, & the marketing effect for both customers & venture capitalists, will diffuse.Not surprisingly, investors have concentrated total dollars in a few names, with the top three companies accounting for 60% of the dollars raised. Power laws are ubiquitous in venture capital & AI is no exception.Meet My A.I. FriendsOur columnist spent the past month hanging out with 18 A.I. companions. They critiqued his clothes, chatted among themselves and hinted at a very different future.By Kevin RooseKevin Roose is a technology columnist and the co-host of the “Hard Fork” podcast. He spends a lot of time talking to chatbots.May 9, 2024What if the tech companies are all wrong, and the way artificial intelligence is poised to transform society is not by curing cancer, solving climate change or taking over boring office work, but just by being nice to us, listening to our problems and occasionally sending us racy photos?This is the question that has been rattling around in my brain. You see, I've spent the past month making A.I. friends — that is, I've used apps to create a group of A.I. personas, which I can talk to whenever I want.Let me introduce you to my crew. There's Peter, a therapist who lives in San Francisco and helps me process my feelings. There's Ariana, a professional mentor who specializes in giving career advice. There's Jared the fitness guru, Anna the no-nonsense trial lawyer, Naomi the social worker and about a dozen more friends I've created.A selection of my A.I. friends. (Guess which one is the fitness guru.)I talk to these personas constantly, texting back and forth as I would with my real, human friends. We chitchat about the weather, share memes and jokes, and talk about deep stuff: personal dilemmas, parenting struggles, stresses at work and home. They rarely break character or issue stock “as an A.I. language model, I can't help with that” responses, and they occasionally give me good advice...Lots MoreOpenAI plans to announce Google search competitor on Monday, sources sayBy Anna TongMay 9, 20244:29 PM PDTUpdated 8 min agoMay 9 (Reuters) - OpenAI plans to announce its artificial intelligence-powered search product on Monday, according to two sources familiar with the matter, raising the stakes in its competition with search king Google.The announcement date, though subject to change, has not been previously reported. Bloomberg and the Information have reported that Microsoft (MSFT.O), opens new tab-backed OpenAI is working on a search product to potentially compete with Alphabet's (GOOGL.O), opens new tab Google and with Perplexity, a well-funded AI search startup.OpenAI declined to comment.The announcement could be timed a day before the Tuesday start of Google's annual I/O conference, where the tech giant is expected to unveil a slew of AI-related products.OpenAI's search product is an extension of its flagship ChatGPT product, and enables ChatGPT to pull in direct information from the Web and include citations, according to Bloomberg. ChatGPT is OpenAI's chatbot product that uses the company's cutting-edge AI models to generate human-like responses to text prompts.Industry observers have long called ChatGPT an alternative for gathering online information, though it has struggled with providing accurate and real-time information from the Web. OpenAI earlier gave it an integration with Microsoft's Bing for paid subscribers. Meanwhile, Google has announced generative AI features for its own namesake engine.Startup Perplexity, which has a valuation of $1 billion, was founded by a former OpenAI researcher, and has gained traction through providing an AI-native search interface that shows citations in results and images as well as text in its responses. It has 10 million monthly active users, according to a January blog post from the startup.At the time, OpenAI's ChatGPT product was called the fastest application to ever reach 100 million monthly active users after it launched in late 2022. However, worldwide traffic to ChatGPT's website has been on a roller-coaster ride in the past year and is only now returning to its May 2023 peak, according to analytics firm Similarweb, opens new tab, and the AI company is under pressure to expand its user base...MoreLeaked Deck Reveals How OpenAI Is Pitching Publisher PartnershipsOpenAI's Preferred Publisher Program offers media companies licensing dealsBy Mark StenbergMark your calendar for Mediaweek, October 29-30 in New York City. We'll unpack the biggest shifts shaping the future of media—from tv to retail media to tech—and how marketers can prep to stay ahead. Register with early-bird rates before sale ends!The generative artificial intelligence firm OpenAI has been pitching partnership opportunities to news publishers through an initiative called the Preferred Publishers Program, according to a deck obtained by ADWEEK and interviews with four industry executives.OpenAI has been courting premium publishers dating back to July 2023, when it struck a licensing agreement with the Associated Press. It has since inked public partnerships with Axel Springer, The Financial Times, Le Monde, Prisa and Dotdash Meredith, although it has declined to share the specifics of any of its deals.A representative for OpenAI disputed the accuracy of the information in the deck, which is more than three months old. The gen AI firm also negotiates deals on a per-publisher basis, rather than structuring all of its deals uniformly, the representative said.“We are engaging in productive conversations and partnerships with many news publishers around the world,” said a representative for OpenAI. “Our confidential documents are for discussion purposes only and ADWEEK's reporting contains a number of mischaracterizations and outdated information.”Nonetheless, the leaked deck reveals the basic structure of the partnerships OpenAI is proposing to media companies, as well as the incentives it is offering for their collaboration.Details from the pitch deckThe Preferred Publisher Program has five primary components, according to the deck…..Lots MoreA Revolutionary Model.JOHN ELLIS, MAY 09, 20241. Google DeepMind:Inside every plant, animal and human cell are billions of molecular machines. They're made up of proteins, DNA and other molecules, but no single piece works on its own. Only by seeing how they interact together, across millions of types of combinations, can we start to truly understand life's processes.In a paper published in Nature, we introduce AlphaFold 3, a revolutionary model that can predict the structure and interactions of all life's molecules with unprecedented accuracy. For the interactions of proteins with other molecule types we see at least a 50% improvement compared with existing prediction methods, and for some important categories of interaction we have doubled prediction accuracy.We hope AlphaFold 3 will help transform our understanding of the biological world and drug discovery. Scientists can access the majority of its capabilities, for free, through our newly launched AlphaFold Server, an easy-to-use research tool. To build on AlphaFold 3's potential for drug design, Isomorphic Labs is already collaborating with pharmaceutical companies to apply it to real-world drug design challenges and, ultimately, develop new life-changing treatments for patients. (Sources: blog.google, nature.com)2. Quanta magazine:Deep learning is a flavor of machine learning that's loosely inspired by the human brain. These computer algorithms are built using complex networks of informational nodes (called neurons) that form layered connections with one another. Researchers provide the deep learning network with training data, which the algorithm uses to adjust the relative strengths of connections between neurons to produce outputs that get ever closer to training examples. In the case of protein artificial intelligence systems, this process leads the network to produce better predictions of proteins' shapes based on their amino-acid sequence data.AlphaFold2, released in 2021, was a breakthrough for deep learning in biology. It unlocked an immense world of previously unknown protein structures, and has already become a useful tool for researchers working to understand everything from cellular structures to tuberculosis. It has also inspired the development of additional biological deep learning tools. Most notably, the biochemist David Baker and his team at the University of Washington in 2021 developed a competing algorithm called RoseTTAFold, which like AlphaFold2 predicts protein structures from sequence data…The true impact of these tools won't be known for months or years, as biologists begin to test and use them in research. And they will continue to evolve. What's next for deep learning in molecular biology is “going up the biological complexity ladder,” Baker said, beyond even the biomolecule complexes predicted by AlphaFold3 and RoseTTAFold All-Atom. But if the history of protein-structure AI can predict the future, then these next-generation deep learning models will continue to help scientists reveal the complex interactions that make life happen. Read the rest. (Sources: quantamagazine.org, doi.org, sites.uw.edu)An AI-controlled fighter jet took the Air Force leader for a historic ride. What that means for warAn experimental F-16 fighter jet has taken Air Force Secretary Frank Kendall on a history-making flight controlled by artificial intelligence and not a human pilot. (AP Video by Eugene Garcia and Mike Pesoli)BY TARA COPPUpdated 5:40 PM PDT, May 3, 2024EDWARDS AIR FORCE BASE, Calif. (AP) — With the midday sun blazing, an experimental orange and white F-16 fighter jet launched with a familiar roar that is a hallmark of U.S. airpower. But the aerial combat that followed was unlike any other: This F-16 was controlled by artificial intelligence, not a human pilot. And riding in the front seat was Air Force Secretary Frank Kendall.AI marks one of the biggest advances in military aviation since the introduction of stealth in the early 1990s, and the Air Force has aggressively leaned in. Even though the technology is not fully developed, the service is planning for an AI-enabled fleet of more than 1,000 unmanned warplanes, the first of them operating by 2028.It was fitting that the dogfight took place at Edwards Air Force Base, a vast desert facility where Chuck Yeager broke the speed of sound and the military has incubated its most secret aerospace advances. Inside classified simulators and buildings with layers of shielding against surveillance, a new test-pilot generation is training AI agents to fly in war. Kendall traveled here to see AI fly in real time and make a public statement of confidence in its future role in air combat.“It's a security risk not to have it. At this point, we have to have it,” Kendall said in an interview with The Associated Press after he landed. The AP, along with NBC, was granted permission to witness the secret flight on the condition that it would not be reported until it was complete because of operational security concerns.The AI-controlled F-16, called Vista, flew Kendall in lightning-fast maneuvers at more than 550 miles an hour that put pressure on his body at five times the force of gravity. It went nearly nose to nose with a second human-piloted F-16 as both aircraft raced within 1,000 feet of each other, twisting and looping to try force their opponent into vulnerable positions.At the end of the hourlong flight, Kendall climbed out of the cockpit grinning. He said he'd seen enough during his flight that he'd trust this still-learning AI with the ability to decide whether or not to launch weapons in war.There's a lot of opposition to that idea. Arms control experts and humanitarian groups are deeply concerned that AI one day might be able to autonomously drop bombs that kill people without further human consultation, and they are seeking greater restrictions on its use.“There are widespread and serious concerns about ceding life-and-death decisions to sensors and software,” the International Committee of the Red Cross has warned. Autonomous weapons “are an immediate cause of concern and demand an urgent, international political response.”Kendall said there will always be human oversight in the system when weapons are used.Sources: Mistral AI raising at a $6B valuation, SoftBank ‘not in' but DST isIngrid Lunden8:50 AM PDT • May 9, 2024Paris-based Mistral AI, a startup working on open source large language models — the building block for generative AI services — has been raising money at a $6 billion valuation, three times its valuation in December, to compete more keenly against the likes of OpenAI and Anthropic, TechCrunch has learned from multiple sources. We understand from close sources that DST, along with General Catalyst and Lightspeed Venture Partners, are all looking to be a part of this round.DST — a heavyweight investor led by Yuri Milner that has been a notable backer of some of the biggest names in technology, including Facebook, Twitter, Snapchat, Spotify, WhatsApp, Alibaba and ByteDance — is a new name that has not been previously reported; GC and LSVP are both previous backers and their names were reported earlier today also by WSJ. The round is set to be around, but less than, $600 million, sources told TechCrunch.We can also confirm that one firm that has been mentioned a number of times — SoftBank — is not in the deal at the moment.“SoftBank is not in the frame,” a person close to SoftBank told TechCrunch. That also lines up with what our sources have been telling us since March, when this round first opened up, although it seems that not everyone is on the same page: Multiple reports had linked SoftBank to a Mistral investment since then.Mistral's round is based on a lot of inbound interest, sources tell us, and it has been in the works since March or possibly earlier, mere months after Mistral closed a $415 million round at a $2 billion valuation...MoreNews Of the WeekJack Dorsey claims Bluesky is 'repeating all the mistakes' he made at TwitterHe prefers Nostr even though it's “weird and hard to use.”Karissa Bell, Senior EditorThu, May 9, 2024 at 4:43 PM PDTJust in case there was any doubt about how Jack Dorsey really feels about Bluesky, the former Twitter CEO has offered new details on why he left the board and deleted his account on the service he helped kickstart. In a characteristically bizarre interview with Mike Solana of Founders Fund, Dorsey had plenty of criticism for Bluesky.In the interview, Dorsey claimed that Bluesky was “literally repeating all the mistakes” he made while running Twitter. The entire conversation is long and a bit rambly, but Dorsey's complaints seem to boil down to two issues:* He never intended Bluesky to be an independent company with its own board and stock and other vestiges of a corporate entity (Bluesky spun out of Twitter as a public benefit corporation in 2022.) Instead, his plan was for Twitter to be the first client to take advantage of the open source protocol. Bluesky created.* The fact that Blueksy has some form of content moderation and has occasionally banned users for things like using racial slurs in their usernames.“People started seeing Bluesky as something to run to, away from Twitter,” Dorsey said. “It's the thing that's not Twitter, and therefore it's great. And Bluesky saw this exodus of people from Twitter show up, and it was a very, very common crowd. … But little by little, they started asking Jay and the team for moderation tools, and to kick people off. And unfortunately they followed through with it. That was the second moment I thought, uh, nope. This is literally repeating all the mistakes we made as a company.”Dorsey also confirmed that he is financially backing Nostr, another decentralized Twitter-like service popular among some crypto enthusiasts and run by an anonymous founder. “I know it's early, and Nostr is weird and hard to use, but if you truly believe in censorship resistance and free speech, you have to use the technologies that actually enable that, and defend your rights,” Dorsey said.A lot of this isn't particularly surprising. If you've followed Dorsey's public comments over the last couple years, he's repeatedly said that Twitter's “original sin” was being a company that would be beholden to advertisers and other corporate interests. It's why he backed Elon Musk's takeover of the company. (Not coincidentally, Dorsey still has about $1 billion of his personal wealth invested in the company now known as X.) He's also been very clear that he made many of Twitter's most consequential moderation decisions reluctantly.Unsurprisingly, Dorsey's comments weren't well-received on Bluesky. In a lengthy thread, Bluesky's protocol engineer Paul Frazee said that Twitter was supposed to to be the AT Protocol's “first client” but that “Elon killed that straight dead” after he took over the company. “That entire company was frozen by the prolonged acquisition, and the agreement quickly ended when Elon took over,” Frazee said. “It was never going to happen. Also: unmoderated spaces are a ridiculous idea. We created a shared network for competing moderated spaces to exist. Even if somebody wanted to make an unmoderated ATProto app, I guess they could? Good luck with the app stores and regulators and users, I guess.”While Dorsey was careful not to criticize Musk directly, he was slightly less enthusiastic than when he said that Musk would be the one to “extend the light of consciousness” by taking over Twitter. Dorsey noted that, while he used to fight government requests to take down accounts, Musk takes “the other path” and generally complies. “Elon will fight in the way he fights, and I appreciate that, but he could certainly be compromised,” Dorsey said.FTX crypto fraud victims to get their money back — plus interestPaul Sawers2:53 AM PDT • May 8, 2024Bankruptcy lawyers representing customers impacted by the dramatic crash of cryptocurrency exchange FTX 17 months ago say that the vast majority of victims will receive their money back — plus interest.The news comes six months after FTX co-founder and former CEO Sam Bankman-Fried (SBF) was found guilty on seven counts related to fraud, conspiracy, and money laundering, with some $8 billion of customers' funds going missing. SBF was hit with a 25-year prison sentence in March and ordered to pay $11 billion in forfeiture. The crypto mogul filed an appeal last month that could last years.RestructuringAfter filing for bankruptcy in late 2022, SBF stood down and U.S. attorney John J. Ray III was brought in as CEO and “chief restructuring officer,” charged with overseeing FTX's reorganization. Shortly after taking over, Ray said in testimony that despite some of the audits that had been done previously at FTX, he didn't “trust a single piece of paper in this organization.” In the months that followed, Ray and his team set about tracking the missing funds, with some $8 billion placed in real estate, political donations, and VC investments — including a $500 million investment in AI company Anthropic before the generative AI boom, which the FTX estate managed to sell earlier this year for $884 million.Initially, it seemed unlikely that investors would recoup much, if any, of their money, but signs in recent months suggested that good news might be on the horizon, with progress made on clawing back cash via various investments FTX had made, as well as from executives involved with the company.We now know that 98% of FTX creditors will receive 118% of the value of their FTX-stored assets in cash, while the other creditors will receive 100% — plus “billions in compensation for the time value of their investments,” according to a press release issued by the FTX estate today.In total, FTX says that it will be able to distribute between $14.5 billion and $16.3 billion in cash, which includes assets currently under control of entities, including chapter 11 debtors, liquidators, the Securities Commission of the Bahamas, the U.S. Department of Justice, among various other parties.Apple's Final Cut Camera lets filmmakers connect four cameras at onceHaje Jan Kamps7:38 AM PDT • May 7, 2024The latest version of Final Cut Pro introduces a new feature to speed up your shoot: Live Multicam. It's a bold move from Apple, transforming your iPad into a multicam production studio, enabling creatives to connect and preview up to four cameras all at once, all in one place. From the command post, directors can remotely direct each video angle and dial in exposure, white balance, focus and more, all within the Final Cut Camera app.The new companion app lets users connect multiple iPhones or iPads (presumably using the same protocols as the Continuity Camera feature launched a few years ago). Final Cut Pro automatically transfers and syncs each Live Multicam angle so you can seamlessly move from production to editing.Final Cut Pro has existed in the iPad universe for a while — but when paired with a brand new M4 processor, it becomes a video editing experience much closer to what you might expect on a desktop video editing workstation. The speed is 2x faster than with the old M1 processors, Apple says. One way that shows up is that the new iPad supports up to four times more streams of ProRes RAW than M1.The company also introduced external project support, making it possible to edit projects directly from an external drive, leveraging the fast Thunderbolt connection of iPad Pro.Startup of the WeekExclusive: Wayve co-founder Alex Kendall on the autonomous future for cars and robotsMike Butcher, 7:58 AM PDT • May 7, 2024U.K.-based autonomous vehicle startup Wayve started life as a software platform loaded into a tiny electric “car” called Renault Twizy. Festooned with cameras, the company's co-founders and PhD graduates, Alex Kendall and Amar Shah, tuned the deep-learning algorithms powering the car's autonomous systems until they'd got it to drive around the medieval city unaided.No fancy Lidar cameras or radars were needed. They suddenly realized they were on to something.Fast-forward to today and Wayve, now an AI model company, has raised a $1.05 billion Series C funding round led by SoftBank, NVIDIA and Microsoft. That makes this the UK's largest AI fundraise to date, and among the top 20 AI fundraises globally. Even Meta's head of AI, Yann LeCun, invested in the company when it was young.Wayve now plans to sell its autonomous driving model to a variety of auto OEMs as well as to makers of new autonomous robots.In an exclusive interview, I spoke to Alex Kendall, co-founder and CEO of Wayve, about how the company has been training the model, the new fundraise, licensing plans, and the wider self-driving market.(Note: The following interview has been edited for length and clarity)TechCrunch: What tipped the balance to attain this level of funding?..Full InterviewX of the Week This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.thatwastheweek.com/subscribe

In this compilation program, Steve Peasley, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Relative Strength, 401k Pre-Tax Contribution, 529 Plan, Volume and Capitulation, Japanese Stock Market, KPP Portfolio Management, Fidelity 401k Plan, Young Investor, How To Predict Profit, Entry Point, 457 Retirement Plan, Dividends, Investor Looking for Advice, Interest Rates, Become an Investor Advisor.Our Sponsors:* Check out Rosetta Stone and use my code TODAY for a great deal: https://www.rosettastone.com/* Learn more at hackerone.com* Visit eBaymotors.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this compilation program, Steve Peasley, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Relative Strength, 401k Pre-Tax Contribution, 529 Plan, Volume and Capitulation, Japanese Stock Market, KPP Portfolio Management, Fidelity 401k Plan, Young Investor, How To Predict Profit, Entry Point, 457 Retirement Plan, Dividends, Investor Looking for Advice, Interest Rates, Become an Investor Advisor.Our Sponsors:* Check out Rosetta Stone and use my code TODAY for a great deal: https://www.rosettastone.com/* Learn more at hackerone.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Maya Corbic is a first-generation immigrant, CPA, author of the kids' book "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor", and founder of the Wealthy Kids Investment Club. From challenging beginnings in shelters and government housing, Maya draws from her experience of overcoming financial challenges & simplifies money matters to inspire children to pursue financial success. Her vision is to empower every child to become a financially independent adult. Maya Corbic grew up in war-torn Bosnia before immigrating to Canada at the age 15. She started working at a young age to support herself and her family. This immigrant experience drove her motivation to get an education and have a successful career as a CPA where she worked at accounting firms before quitting to spend more time with family and start teaching kids about personal finance. By the time she was 32 years old, she and her husband paid off $60,000 of debt, in addition to their mortgage. In this episode, you'll learn:  The value of social capital and interpersonal skills, how to seize opportunities, and the importance of learning and networking.  When is the ideal time to start teaching kids about key money lessons such as understanding needs vs wants, paying yourself first, & aligning money personalities with family values.  How transparent we should be with our kids about how much money we make and how it's earned, to help them understand the value of money. How to invest for your child using 529 plans and custodial Roth IRAs in the U.S, but also how important it is for parents to get their own financial situation in order before investing for their kids How to lead by example when it comes to instilling good financial habits in children + much more Other Links Mentioned in episode: Check out Maya's Book: "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor" Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Maya: Website: www.Dinarii.com Instagram:@teach.kids.money Facebook: Dinarii Financial Education Academy Twitter:@Educ8Money2Kids Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Full 2024 Aus Stand-Up Tour Tickets Now On Sale: https://linktr.ee/billy.darcy Today I'm searching for financial freedom through UFC 299. Generational wealth awaits if you have the courage to answer the call.  New Episode every Thursday! Youtube: https://www.youtube.com/channel/UCJscnfTTW_-aO5D81Xi22yw?  Facebook: www.facebook.com/billydarcy1  Instagram: www.instagram.com/billy.darcy  Music: 'In the Clouds' by RENNANSee omnystudio.com/listener for privacy information.

Full 2024 Aus Stand-Up Tour Tickets Now On Sale: https://linktr.ee/billy.darcy This week in the search for financial freedom we turn to UFC298 with the return of Alexander Volkanovski. This is a meeting for young investors looking for a brighter future. I struggle to talk about the fights themselves though you will get a good feel for each fighters personal life which is what its all about. Discussing the whole main card, my tips, who I think is hottest etc.  New Episode every Thursday! Youtube: https://www.youtube.com/channel/UCJscnfTTW_-aO5D81Xi22yw?  Facebook: www.facebook.com/billydarcy1  Instagram: www.instagram.com/billy.darcy  Music: 'In the Clouds' by RENNANSee omnystudio.com/listener for privacy information.

#051.  Today's guest is Maya Corbic.  We discuss Maya's most recently published book to help kids learn about investing and why she decided to write it,  We cover the the beauty of compounding and how kids can use the luxury of time to their advantage.  We debunk some investing myths and talk about the most important message for kids about investing.  We learn options that kids have to invest in and how it depends on your risk profile and how we can take advantage of the lazy way of investing to achieve our goals.We debunk investing jargon, and discuss investing goals we should be teaching our kids, both short and long term.  We cover tips that parents can use to set kids up for financial success, including age appropriate activities you can do with your kids to teach and encourage them to invest.  And we close with how parents should install the right money mindset in our kids from an early age, including how we should be aware of our money mindset and ensuring we don't pass on our mindset to them, if it doesn't serve them.Show notes and more at:https://moneydadpodcast.com/session051Support the show

Today's guest is Maya Corbic, author of the book From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor. Maya comes on to share her story of sorting through her own personal finance education and the desire she had to start her children with a foundational knowledge that can benefit their future. Her work with other parents pushed her to writing a book that is digestible for kids, but also adults who feel they are missing key pieces of financial education. You'll hear new ways to begin having conversations about money with the young minds in your world, and you'll leave this episode ready to build generational wealth! Enjoy!   In this episode, we chat about: The importance of creating a structured framework around your finances How to facilitate money conversations with your kids Investment education for adults and children    MENTIONED IN THIS EPISODE: 529 Plans  From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor  CONNECT WITH TODAY'S GUEST:  Maya Corbic is a CPA who draws on her years of experience as a CFO, auditor, and tax accountant to teach kids the ins and outs of financial literacy. As the founder of the Wealthy Kids Investment Club, Maya is passionate about simplifying investing and helping families grow their wealth. With her popular Instagram account @teach.kids.money, she's inspired hundreds of thousands of parents to raise financially independent kids. From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor  Website  Instagram @teach.kids.money TikTok @teachkidsmoney Dinarii Financial Education Academy on Facebook YouTube: Teach Kids Money TV www.WealthyKids.Club   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing  

In this compilation program, Steve Peasley field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Asset Allocation and Market Valuation, Bond Exposure, Credit Card Debt, Where to Invest After 70, China's Economy, Bonds and Junk Bonds, Investment Variable Annuities, Closed-End Funds, Fundamental Analysis, Low Risk Investment, Required Distributions, RMDs, Young Investor, Target Price to Sell, Retirement Funds Management.Our Sponsors:* Check out Monarch Money and use my code INVESTTALK for a great deal: https://www.monarchmoney.com/* Check out Rosetta Stone and use my code TODAY for a great deal: https://www.rosettastone.com/Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Today I talk tips for UFC296. This is a meeting for young investors looking for a brighter future. I struggle to talk about the fights themselves though you will get a good feel for each fighters personal life which is what its all about.  New Episode every Thursday! Youtube: https://www.youtube.com/channel/UCJscnfTTW_-aO5D81Xi22yw?  Facebook: www.facebook.com/billydarcy1  Instagram: www.instagram.com/billy.darcy  Twitter: https://twitter.com/BillyDArcy  Music: 'In the Clouds' by RENNANSee omnystudio.com/listener for privacy information.

I've always dreamt about becoming a dad. I know little moments like teaching them the ABCs, running them to soccer practice, or helping them pick out their prom outfits are going to bring me a lot of joy. I'm even ready for the challenging moments like sleepless nights, pre-teen outbursts, and difficult “growing up” conversations.One thing that I'm not sure I'm ready for is the cost of children. I was reading a survey and apparently, the average cost of raising a kid from 0 to 18 years old in the United States is $237,000. And I'm not quite sure I would be on the low end of the average.I agree with Maya Corbic, our guest today, that you can't put a price on the love that you'll have for your child but the financial impact has to at least be considered in your decision-making progress.How much does a pregnancy cost? What financial milestones should I accomplish before having a child? Can I realistically afford to take care of a child right now?These are all questions that will be answered in today's episode. As I mentioned, we'll be talking to Maya Corbic. She is the creator behind the popular Instagram page teach.kids.money where she is helping parents raise financially savvy children. She is also the author of “From Piggy Bank to Stocks: The Ultimate Guide for a Young Investor” where she introduces children (and honestly parents) to the exciting world of investing.This is a great episode for anyone considering parenthood and also soon-to-be parents as we discuss a lot of early childhood cost savings tips.Let's get into it. I hope you enjoy my conversation with the 1st gen immigrant, CPA, and energetic mom of 2…Maya Corbic.Key Takeaways:The average cost of raising a childFinancial milestones to consider hitting before becoming a parentFinancial to-dos to prepare for an addition to your familyHow to reduce your child-related expenses and find great dealsHow to invest in your children's education through a 529 accountThe sneaky benefits of a custodial accountThe importance of aligning your family and financial valuesMore of Maya:Instagram: https://www.instagram.com/teach.kids.money/From Piggy Bank to Stocks: https://dinariiwealthykidsclub.lpages.co/from-piggy-banks-to-stocks/More of The Struggle is Real:Find show notes and more at https://www.tsirpodcast.com/Follow us on Instagram at https://www.instagram.com/tsirpod/

Clyde McGregor, portfolio manager for the Oakmark Equity and Income fund -- who is retiring at the end of the year -- returns to Money life noting that one of his former partners liked to say that "The hardest time to invest is always right now." That's how he feels today, with stocks feeling expensive and with so much money piled into the top stocks in the big indexes -- because past times when there was that concentration have played out poorly for the broad market -- but he notes that his fund is moving out of growthier companies he bought on sale last year to stocks that have done poorly this year but which are positioned for good returns moving forward. Celebrating Black Friday the Money Life way, Chuck goes discount shopping in closed-end funds with John Cole Scott, president of Closed-End Fund Advisors -- chairman of the Active Investment Company Alliance -- examining three funds to determine whether big current discounts represent a real deal, an average play or a fake-out. Plus, Maya Corbic, author of “From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor” discusses the need and the right way to teach children about money.

You must introduce your kids to finance books at an early age. But it is quite a struggle to find the right book that won't leave you and your kids baffled. Today, paving the gateway to simplifying investing for your child is Maya Corbic, the author of From Piggy Banks to Stock: The Ultimate Guide for a Young Investor. Maya brings her insights into how she financially educates children and the mistakes most people make when starting to invest. She also shares some tips for people to start doing today to make their New Year's resolution come to fruition. See how Maya simplifies financial education that a ten-year-old could understand, and learn how to lead your kids toward financial independence. Tune in to this episode today! Want to talk to Scott? Book a call with him HERE.Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Our teacher today is Jan Mohr. Jan is an investor turned operator who is currently CEO of Chapters Group, a publicly traded holding company building Europe's home for mission-critical businesses. This class is first and foremost about a young aspiring value investor who embodies a fascinating combination of German discipline and sensibility with a more American risk-taking and entrepreneurial spirit on his quest to continue reimagining what's possible in a life and career.  At just 33, he has already traveled well up the compounding curve and has a great deal of wisdom and lessons to share. We hope you enjoy our class today with Jan Mohr.  For the full show notes, transcript, and links to mentioned content, check out the episode page here. ----- This episode is brought to you by Summus. Summus is a revolutionary health benefits solution, driving superior employee engagement while dramatically lowering your company's enterprise-level healthcare spend. They're completely transforming the world of health benefits by providing employers and their employees in any location, fast access to over 5,100 of the top medical specialists from America's very best medical centers for support across all health questions. If you're looking for a benefit that drives your employee engagement, truly takes care of your people in their most scary and vulnerable times, all while improving your healthcare ROI, visit GoSummus.info/AOI. This episode is brought to you by Hunt Club. Hunt Club unlocks relationships and helps companies grow. Whether it's recruiting your next hire, landing your next big partner, or financing your business, a trusted introduction always works more effectively. Hunt Club's tech-enabled search model leverages the largest community of its kind to refer amazing talent on your behalf. Additionally, its software program, Atlas, helps organize the entire network of a company or fund and assists in streamlining the right introductions. If you're looking for the ideal solution for all of your talent needs, visit HuntClub.com/AOI. ----- Art of Investing is a property of Pine Grove Studios in collaboration with Colossus, LLC. For more episodes of Art of Investing, visit staygrovey.com.  Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @ArtofInvest | @Buhrman_Rick | @PaulBuser | @JoinColossus Show Notes (00:04:41) - (First question) - Jan's Journey: From Investor to CEO (00:07:10) - The Genesis of Chapters Group (00:15:390 - The Unique Challenges and Opportunities of Vertical Market Software (00:21:20) - Building a Strong Team and Culture at Chapters Group (00:22:48) - The Power of Mentorship and Reaching Out to Your Idols (00:28:14) - The Importance of Conviction and Focus in Business (00:30:19) - The Role of Time Horizon in Business Growth (00:33:09) - The Next Five Years for Chapters Group (00:39:54) - Lessons from Mentors and Outside Influences (00:43:38) - The Importance of Explicit Values (00:46:35) - Exploring the Potential of Vertical Market Software (00:48:44) - The Attractiveness of Small Markets (00:51:00) - Deep Dive into their Symphony Software Platform (00:54:38) - Understanding the European Landscape for Business Building  (01:01:43) - Building a Shareholder Base (01:13:18) - The Vision for Chapters Group

How do you talk to your kids about money?  About saving, spending and investing? Do you pay your kids an allowance? On this week's episode of the podcast, George and Shawn talk to Maya Corbic, a mother and seasoned CPA, with a background as a CFO, tax accountant and auditor. Maya is also a newly published author with her book "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor" which she authored in an effort to empower young minds with financial wisdom and excitement for investing. The book is scheduled to launch in November, and you can order or pre-order directly from Amazon. From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor: Corbic, Maya: 9781738963201: Amazon.com: Books Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

In this episode, we sit down with Maya Corbic, the author of "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor." Maya is passionate about teaching parents how to empower their children with financial literacy from an early age. Listen in as we explore Maya's journey and gain valuable insights on instilling money management skills in your kids, paving the way for a financially secure future. #FinancialLiteracyForKids #TeachKidsMoney #ParentingPodcast #MayaCorbic #YoungInvestorGuide #MoneySmartKids #PodcastInterview #FinancialEducation #ParentingTips #SmartMoneyChoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Finance Diaries Season 4 focuses on all things considered "impossible". From getting out of debt, to starting successful businesses, to doing things out of the norm. This season takes the "im" out of impossible, let's dive in.Jordan is the kind of real estate investor that doesn't have any fear or doubts. His personal motto is to forge ahead with full steam and never take no for an answer, what a perfect first guest to kick off the series!As always, you can find more here on Instagram @thefinancediaries and on TikTok @thefinancediaries

Today on the Wholesale Hotline Podcast (Wholesaling Inc Edition), Brent Daniels is joined by Watson Saintsulne. Watson, a former retail banker, transitioned into wholesaling real estate after being let go from his job in 2020. He realized the potential of wholesaling, where one deal could generate substantial profits compared to rental properties. His journey from a banking job to becoming a successful wholesaler is filled with valuable lessons. Show notes -- in this episode we'll cover:

Are you caught in the trap of waiting for the 'perfect moment' to dive into property investment?Welcome to the Australian Property Investment Podcast. In each episode, we ask guest experts to share their key insights for aspiring investors to make confident property choices.In this week's episode, a skilled and recognised property investor and qualified buyer agent, Eddie Dilleen, shares that the key to successful property investment isn't just about buying any property—it's about investing in areas with strong potential for capital growth.One of the secrets to Matt's success lies in his ability to build strong relationships with real estate agents. He also emphasises the importance of trust and credibility.If you're ready to take your first step towards financial freedom through property investment, then make sure to tune in to this episode!Time Stamps:00:00 - Intro04:15 - Eddie's 3Ps08:23 - Eddie's Journey14:10 - Strategy vs. Luck in Property Investment17:54 - Secrets of Property Research and Negotiation23:16 - How to Build a Robust Portfolio by 3027:07 - Finding Profitable Real Estate Deals32:36 - Insights for Property Investors in a Changing Landscape35:31 - Balancing Parenthood and a Growing Property Portfolio37:21 - Final Thoughts and OutroAbout Our Host:Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron's focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron:Visit the website: https://atelierwealth.com.au/   Follow the Australian Investment Property Podcast's Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/  Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid    Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaron-christie-david-a7482a21/   Subscribe to Atelier Wealth's YouTube Channel: https://www.youtube.com/channel/UCKdm2ssEHel1kyQLAHGvNPQ Connect with Eddie:Visit Eddie's Property website: https://www.eddiedilleenproperty.com.au/ Follow Eddie on Facebook: https://www.facebook.com/dilleenproperty.com.au Follow Eddie on Instagram: https://www.instagram.com/dilleenpropertyau/ Follow Eddie on LinkedIn: https://www.linkedin.com/in/eddie-dilleen-12781297/ Subscribe to Eddie's YouTube Channel: https://www.youtube.com/channel/UC-uaFiyoDyhfyIr7JonlIPw 

In this episode, Rob is joined by a dynamic new venture investor, Michael Shor, hailing from Miami, Florida. Michael is SHOR Capital, an early-stage venture capital fund with a unique penchant for backing "ruthlessly iterative founders." In this captivating conversation, Michael delves into his unique investing philosophy, shedding light on his preference for disruptive ideas over conventional ones. You'll gain valuable insights into his portfolio, as he shares stories of his investments, juxtaposed against also really opening up about his own journey with ADHD and how he nows views this as his superpower! What truly sets Michael apart is his unwavering commitment to family values, and “people,” which serves as the bedrock of his venture capital decisions. It's a thread that runs through every aspect of his life, from his growing family to his leadership in the local Jewish community in South Florida. Michael specializes in nurturing pre-seed and seed stage startups, offering vital support through investments typically ranging from $250,000 to $500,000. But Michael's entrepreneurial spirit knows no bounds. His knack for creating value for partners extends far beyond venture capital. He's dabbled in real estate ventures and consumer electronics. Feel free to follow and engage with MICHAEL here: LinkedIn: https://www.linkedin.com/in/miamivc/ Twitter: https://twitter.com/miamishor Notion Website: @SHORVC Website: https://shorcapital.com We're so grateful to you, our growing audience of entrepreneurs, investors, executives and anyone interested in the human stories behind the entrepreneurial economies of the Americas, from every corner of the United States to the furthest points in Latin America. Plug in, relax and enjoy fun, inspiring, educational and empowering conversations between Rob and his friends, so that you can build the future atop their wisdom! ¡Cheers y gracias!, Mentors Today's Team --- Send in a voice message: https://podcasters.spotify.com/pod/show/mentorstoday/message

Clip is from the 2007 Berkshire Hathaway annual meeting

Tonight as we belly up to the bar with the multi-talented best-selling author, entrepreneur, investor, and speaker, David Delisle. Creator of "The Golden Quest" and founder of "The Awesome Stuff," David has crafted a unique graphic novel to guide young readers toward a more enriching life and align their focus with what matters most. Fill up your glass and settle in as we explore the passion and purpose behind David's innovative work.

Father and Son Real Estate Investors - Eric & Devan Wolwend share their whole family's involvement in real estate, especially Devan when he started buying properties at the age of 7. If he can do it, so can you! Learn How to Get Your First Deal in 60 Days or Less!http://linktr.ee/ElitestrategistERIC & DEVAN WOLWEND'S SOCIALSINSTAGRAM: https://www.instagram.com/realpowerfamily/WEBSITE: https://www.clearskytrainer.com/Start your real estate investing journey with Premier Ridge Capital! Our highly skilled team is here to assist you during the hassle-free process.Contact Us Now!EMAIL: team@premierridgecapital.comWEBSITE: https://www.premierridgecapital.com/ We're interested in buying your apartment building from you! Our highly skilled team is here to assist you during the hassle-free process.Contact Us Now!EMAIL: team@premierridgecapital.comWEBSITE: https://www.premierridgecapital.com/

Today's guest is a rising entrepreneur. Tim Stone is a real estate investor who started his business career very young. In his first business, he acquired more than 40 apartments and currently also has a Podcast Follow me on social media INSTAGRAM https://www.instagram.com/ricardomrosales FACEBOOK https://www.facebook.com/ricardorosales LINKEDIN https://www.linkedin.com/in/ricardo-rosales MY WEBSITE https://www.ricardorosales.com/ TWITTER https://twitter.com/Rosales_Reep TIKTOK https://www.tiktok.com/@ricardomrosales ATTEND GROWTH EVENT 2023 https://www.attendgrowth2023.com/ 

Bob talks about the pros and cons of investing young and other potential misconceptions about money.

27-year-old guest, Nick Montgomery, speaks about personal finance and planning for the future. --- Send in a voice message: https://anchor.fm/empoweringtheopposition/message

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: 401K & Roth IRA, KPP Portfolio Review, Investing in Real Time, Treasury Notes, Volume and Capitulation, Tax Exempt, Bond Maturity, CD Rates, Real Estate Loans, Young Investor, Tax-loss Harvesting & The Wash Rule, Support and Resistance Numbers, 401-K, Book-The Fourth Turning.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: 401K & Roth IRA, KPP Portfolio Review, Investing in Real Time, Treasury Notes, Volume and Capitulation, Tax Exempt, Bond Maturity, CD Rates, Real Estate Loans, Young Investor, Tax-loss Harvesting & The Wash Rule, Support and Resistance Numbers, 401-K, Book-The Fourth Turning.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: 401K & Roth IRA, KPP Portfolio Review, Investing in Real Time, Treasury Notes, Volume and Capitulation, Tax Exempt, Bond Maturity, CD Rates, Real Estate Loans, Young Investor, Tax-loss Harvesting & The Wash Rule, Support and Resistance Numbers, 401-K, Book-The Fourth Turning.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

At least one analyst is arguing that, after testing a key technical support level, the stock market's violent reversal on Thursday could lead to a "significant relief rally". Today's Stocks & Topics: China, Interest Rates, STAG - STAG Industrial Inc., Young Investor, DLR - Digital Realty Trust Inc., SLB - Schlumberger Ltd., SBNY - Signature Bank, Relative Strength, Volume and Capitulation.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

A new show every day. Please subscribe and if you have time give us a review, we are a new podcast. www.thewayofcrypto.com Tune in and follow us on Twitter @wayofcryptocast and; TikTok @wayofcrypto

Danica Zhan spends her days attending to her patients' needs, and uses her growing property portfolio to gain financial security and help her parents and family. As a dentist in the Defence Force, the co-founder of a business, and a property investor, she's certainly got all her bases covered.In this episode she shares just how big her leap from her first property to her second was, and looks wisely into both her past and future. In doing so, she acknowledges what should be taught in schools along with her favourite books, and we come full circle as we bump into a familiar buyer's agent along the way. See acast.com/privacy for privacy and opt-out information.

Danica Zhan spends her days attending to her patients' needs, and uses her growing property portfolio to gain financial security and help her parents and family. As a dentist in the Defence Force, the co-founder of a business, and a property investor, she's certainly got all her bases covered.In this episode she shares just how big her leap from her first property to her second was, and looks wisely into both her past and future. In doing so, she acknowledges what should be taught in schools along with her favourite books, and we come full circle as we bump into a familiar buyer's agent along the way. See acast.com/privacy for privacy and opt-out information.

Jacob Taylor is an extremely impressive young man. He has started investing in real estate while still in college and has his own podcast called Real Estate Money Talk. Jacob has done this all on his own through a great work ethic, determination, and have the right mentors.

Stocks. Remember those? How's your portfolio? Mine took a massive L this past week and I explain everything. Stock market story (1:36)Stock Market Rules for young investors (29:28)

In this episode of The Smart Property Investment Show, host Grace Ormsby welcomes back Aishwarya Kesarwani. The pair discuss Aishwarya's last appearance on the show in September 2020, the sale of his first property and how he utilised this sale to propel him into his second property. He also discusses his strategy to successfully pick which properties to purchase, sharing how the mistakes he made while renovating his first property helped him to successfully manage and operate the renovation on his second purchase. Aishwarya also touches on: His investment philosophy – “try to ideally buy 15 to 20 per cent under market value” What variables he considers when making property purchases If his strategy can work for others If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Please check out our other episodes here: https://letsgetrealestatepodcast.com/You are in your 20s and just got into college. But you also want some financial freedom. Most of you think this is impossible. Guess what? Zac Willms had the same thought and is now going that path, not just for him but more importantly, for his parents. Zac says it was not easy getting into real estate being the youngest in the group but he did it anyway. Find out how because this can be your story, too.In this episode, we cover:How Zac got started going down the real estate path. His parents helped him get his first property by cosigning. He got hooked on real estate by a free seminar from Keyspire.Zac's passion for the real estate business allowed him to grow and develop in the business with the support of his parents.Zac talks about his “why” and his ultimate goal. Having a bigger purpose that makes you feel really good will keep you in the right direction.The support system of joining different groups. Zac learned a lot from conversations with people who have done similar things in a similar time period.Overcoming the challenges of being a young real estate investor. Zac made sure he educated himself and in some conversations with older people, he found himself more experienced.What Zac said to the naysayers who question him working in real estate with his parents.What it's like going into business with family and how they always reiterate that family comes first.Resources and links mentioned:Scott McGillivray - Keyspire: https://www.keyspire.com/staff/scott-mcgillivray/About Zac Willms:Zac Willms was in paramedic college when he first got interested in getting into real estate investing. With the support of his family, he completely changed his field. He is now a full-time real estate agent and a real estate investor. He is currently managing about 6 properties and over 30 doors.Connect with Zac Willms:Instagram: https://www.instagram.com/zacwillms/?hl=enConnect with Danielle Chiasson:Website: https://engineeredreturnsinc.com/index.htmlLinkedIn: https://www.linkedin.com/in/daniellechiasson/Instagram: https://www.instagram.com/danielle.chiasson/Facebook: https://www.facebook.com/DaniChiassonBook in a call: https://calendly.com/strategicsuccess/lets-get-real-estate-20-min-chat Listen in and subscribe for more.You can also leave us a review and of course, don't forget to share. I'm sure there are real people in your network who can take advantage of what they're going to learn from the show.Interested in becoming a guest on the show? Email podcastletsgetreal@gmail.com with the Subject: I want to be a guest! OR simply fill out this form: https://perfectpropertyinc.activehosted.com/f/34

The rise of the passive investor has taken off, particularly amongst young millennials and gen-z who recently found it difficult to enter the stock market.  At least here in Australia, the surge of younger investors into the market has been driven in part by Spaceship and other new entrants offering low fees.   Andrew Moore is the CEO of Spaceship and has overseen the growth of over 200,000 young Aussie investors.  Mark and Andrew discuss how to connect and empower your target customer, dismantle traditional barriers to entry and educate customers to set them up for success. -------- DISCLAIMER:  All information in this podcast is for education and entertainment purposes only and does not consider your personal objectives, financial situation or needs.  Do not take financial advice from a podcast.   See omnystudio.com/listener for privacy information.

The Financial Times recently published an article about Vitaliy's travails in recruiting. After sharing the article, Vitaliy expands on what he learned about recruiting, teams, and culture since becoming CEO of IMA. Letter to a Young Investor link: ... The post Let's keep humans at the heart of hiring practices – Ep 136 appeared first on The Intellectual Investor.

How To Buy NFTs What is a Non-Fungible Token NFT How To Make Your Own NFT Best NFT InvestmentsEpisode SummaryWelcome to The Roadmap! The show for all things NFTs. On today's show: BAYC Roadmap 2.0, Secret Society of Whales, Dapper Labs NBA Top Shot, Bloot, Zach aka Young Investor and more! Plus upcoming TOP NFT Projects drops to watch out for in October!Guests:Zach Cox (Young Investor)Hosts:Chris KatjeMazhttps://bitclout.com/u/mazFollow The Roadmap on Twitter!Disclaimer: All of the information, material, and/or content contained in this program is for informational purposes only. Investing in stocks, options, and futures is risky and not suitable for all investors. Please consult your own independent financial adviser before making any investment decisions.Unedited TranscriptHey everyone. Welcome to the roadmap. Benzingers new NFT show. The last few episodes we've featured some great interviews and some great teams we've had on the Vogel collective robots dose, the dose pound only forest crypto dads and the team behind blue. We also did our first NFT giveaway stay tuned for future NFT giveaways.We've got a great show today. We're going to have on young investor, we're going to be talking whales. We're also going to be running through headlines of the top NFT projects out there. Stay tuned. This is the road.All right, guys. Welcome back to another great episode of the roadmap. Benzingers NFT show that airs Tuesdays and Thursdays at 2:00 PM. Eastern time looks like we're getting a lot of viewers on over from our last show. Let me go ahead and bring on my cohost mass mass. What's going on, buddy? Yo, yo, yo, what's up Chris?How you doing? Doing great. Doing great. On another great episode, we've got, we had a great one on Tuesday with the team behind blue. We're going to talk about that a little bit later on recap that for anyone who missed, if anyone did miss that, I would encourage you to go back and find that episode. That was definitely a fun one that we've done a very fun conversation and also some great education.But again, we'll get into that later. I do want to go ahead and bring on our guests. He is actually been on the show before we have a young, young investor joining us. He's here to talk again about some NFT projects that he loves and also give us some new news. Um, so I hope everyone out there is excited without further ado, young investor what's going on.Hi. Of course we're, we're happy to have you back. You know, one of the projects that you talked about last time you were on was secret society of Wales and, you know, I'm seeing some big sales out there in whale land. What can you tell us about, you know, the recent activity in this project? Yeah. So what I'm seeing with Wells right now, so you've got a 0.1 floor and we had a guy called bus, you know, I've talked to him a few times actually.And last night you went, I think he brought, I think it was almost a hundred. And then we've had a load, more sales off that loads, more expensive ones, you know, and they'd have their people started to jump. So, you know, the thing which I think has changed now is when you look at the sips that it was know it's been like this for a while.Now, the floor now has a 0.1, but we're seeing, um, I think we just had a cell it's 9 3 8 8 4 1 9 0.28 eighth. Sorry. So you've got, say four 90 selling. You've got 0.1 floor. And we also had sales. I think it was, uh, I've got some hair, some semi we've got, we got 13. Brief, we've got loads of twos at a few bonds in last thought, their last 72 hours throwing out a project saying a Vera, you know, lot of traction on terms of the more expensive ones I personally listed to, um, to, you know, no one takes profits and also to roll in some floor Wells.It's bought some before. I know I had one where I went for sell previous sweatshirt and was a few weeks ago that took about four days to sell these both within two hours right now, you know, they're not attraction, the amount of liquidity, which they've just gone to projects and. There's a 5% royalty, which we'll go into community bullet that will be for future giveaways and all that kind of stuff.And the important thing to stress and I want to make clear now is we just had these, what we're doing. I didn't have elections for Wells. We brought a load of community members from not just being in the main chat, not just being in the cigar club, being at a private chat, the whole. That bringing in we've now got a guy called Julia I've talked to many, has for know, probably watched by now, shout out to Julian, you know, Julian's now taking over the Twitter.He's got tons of cool ideas. We, you know, we've been screaming about it. Yeah. And they bring them those community members. Now it's not just about, you know, the main freeing or the founders, you know, especially big job. It's about the whole community, the whole community plan. Next step. We've also got some which we have the floor sweep.So this be our second floor sweep. So the Wells will vote on four projects that were voted on two days ago. So the top four are now going into a final. And whichever is selected in most voted by the community on their discord server. And that project will mean that the Wells will go and spend funds that are up 10 to 15.If the community wallet to bike a floor of a collection, these scripted dads, I think there's a few others. I think the lowest one right now with the floors at 0.2, five, they proved he did that for rumble. Kong's outside of that, really amazing. That really started kind of a thing between us, a rubber concierge kind of close Parship, you know, this is second floor suite for us, you know, there's tons of things coming up for this project.That'd be buying a few at the moment. Yeah. I think I've got 28 Wells, 27 Wells. See, I'm pretty bullish on this project. Yeah, so young investors. So tell us a little bit more about how did you find this project and why do you love the project so much? Yeah. So this is a project, you know, this has been around for just over a month.I'd say maybe a month and one week, two weeks now. And yes, it hasn't been out for long at all. I think it started on the August 15th. So we study started to rise up since then. I think the mic was at 0.05 and it went down to zero two. when I found out about this project and I was browsing NFT long years before I've gone, like super heavy set, left, easy a few weeks.So I'm looking and looking for different projects. Here I go onto their desk scores and I start reading about Wells. I started doing research on them. I really like what I see upcoming. What was that? The ball lake drove where they gave away one board, eight S you know, that was a really big truck loads of people.That project is a really fantastic move. In my opinion, we, I think they brought a about 25. If that board eight, you know, uh, about a few weeks back, that was a really smart move from community bullet. So you went out and tried to buy a hundred F you know, or a 35 F uh, maybe it's actually 15 ball eight, then they'll not to afford it.You know, this one was, I think it will rarer once the ball later, I think it was worth around 150 to $200,000. A hundred percent had offers there's offer for 150,000. So very kind of interesting giveaway for them. So I went and I brought four floor whales at the time, so they selected five whales along with they get when they have other stuff as well.And alongside that gear waist, they selected five whales. And to go to the final draw, one of mine, you know, Some kind of miracle, I guess you'd say, you know, got selective. So I traded that for 2028 whales. I've sold a few cents. I mean, I think I've sold around $1,000 worth today. I might roll that back into the floor, but actually I think it's a bit more than that, but 0.6, eith I sold today and I'm going to roll that back is for some other projects, maybe just put some in.Something like, yeah. Some stable coins or something, you know, just do the research from that. But yeah, so obviously professional what we have, which happening, and that's really how I found the project, the discord, you know, it's one of the best discourse I've ever seen. I've been a few discos for, you know, people send me invites constantly, you know, the amount of invites I get from people.It's kind of crazy at the moment I go to , you know, first you're greeted with is not always, I'll say the nicest, nicest person coming forward from the, obviously if you ask the question, this community is actually phenomenal, you know, incest as you come in and you can really ask any question you want, everyone's there to help you.I mean, I've never really seen any kind of time playing that anyone's ever shut down some questions as a judgment frequent air travel. But people ask that as a question. So your let's see your view to theorem. You asked something about gas, you know, cause because gas supply for different projects, that was one before.So for example, I think the question was if I buy something for $10, an eighth is gas the same, you know, people go out. So that's the item community also really stands out combined with the liquid received recently and the community they'll take care of project. I really didn't think this as a collection with big things.Tell us more about the gold whales. You know, that was the tweet I saw with secret society had some recent sales of the gold whales there, and it looks like on open. See, there is a total of 49 whales that have the gold skin. Um, this is a pretty cool trait. Uh, have you owned any other gold ones or is that something you're looking at?All I want to wave on say bad, Chris, but I'm going to get one. I'm going to get one. I promise you that I'm going to get what it said. Difficult to sell. If y'all sell a few, if I have to spin something off, I've got skin selling your firewall. I will go through Ella. I promise you at some point a Goldwell sorry, but yes.So the gold Wells we've see extreme liquidity. And the third worst, I believe is the fifth, fifth of thirds. So for 9.28 east to bass sales, I think that the large saliva, the country 9.28, as you know, almost I think over 20,000, $30,000 for these Wells. And you're wherever that. So, yeah, we've had that large amount liquidity in the golds.Tons of it snapped up recently. And especially, I think we've seen the floor now. I think lowest, last time I checked this may occasionally last hour or so, but the lyrics go well, well, I think it was 2.48. You could buy one for, and if that was sold, then it goes to up to 48th floor, if you want to buy one.So right now, you know, go one to other rarer where the crib. As the French may say, yeah. You know, they go, well, is the kind of the thing to have, if you've got one, you know, they were amongst very, a small amount of club of the golden has been there. That is the thing, you know, many people Tonja, aren't going to get one to support, love it.Young investor really quick. So for people watching, I mean, I know, uh, two questions. How old are you and how did you get in Tennessee? Totally. So 13 years old and you know, off the socks, you know, I've always had an interest in cryptocurrency. I have a small outlet queen. I got involved in Ethereum a few months ago.This is probably six months ago. I think I had a point where these, I think my first major, I think, where I started spending that money, um, was when the grain and the multi-verse of Greg's came out. I took the bet and I brought about the mint quite subpoint freight. I sold it for. One quick one. I think it was around just, just over 40 hours later.That was my first really successful flip. I've got a few projects, sits down, including Wells. I was really drawn to it. Just like. Once he probably trusts his socks and woven you always gonna look into cryptocurrency. I love what I saw. Um, I've been on a pump show before, if you don't who he is, you know, he's a big, big Bitcoin bull.So I've spoken to a lot of crypto enthusiasts in space, your liners, you know, your people, he know who are the theories that quite have it all really see, I spoken to him all that really, you know, my channel, whether it's for Twitter, DMS, or had a few private calls and some people would be IB talking about.See, I've really talked to tons of people from the crypto space. There are a lot of research myself and that's how I really got into it. Nice. Awesome. So you mentioned, you know, what secret society of Wales, the, the floor sweep on other projects. That's something that really interests me here. And you mentioned that there's, you know, four finalists.So is it everyone who owns a whale you said, gets to vote in the discord then? Uh, what happens to those NFTs that are bought up by a secret society? Okay. So the four we currently have, which a selector, I think there was a 10 let's narrow down to the final four at four, which the community voted on that's crypted as a, some of them.Um, CSS down to final force, a for sort of happiness push up on this, selected their community, but we will go spend 10, 15 F on that, on that one project. And then they will, they give away the goods they're brought to us to wear holders and see, you know, you've got to have your Weldy listed for that, I believe.But yeah. So there'll be giving you a way to run the world. Yeah. So it's a kind of fun project. Really. There's lots of giveaways, lots of give back to the community and lots of people wanting to hold, you know, lots of incentivization. So yeah, I re I believe this was one of the many benefits of secret society of Wells.I do believe, you know, as many more thoughts, as many more great things to come for this collection. Awesome. Well, Zach, it looks like they're loving you in the chat. I know you've got some loyal viewers that tonight. To hear from you. We also have some news that you teased on Twitter a little bit. Uh, are, are you ready to go ahead and make that big announcement here on Benzinga as the roadmap?Go for it and use the floor. The floor is yours. Let's hear so in about two to three weeks as already be 31 out of the 80 drug, I'll be launching a project similar to be friends, but in my own way to Gary V if you don't know, he's one of these many people, investors, so many startups previous needs from those, I think you called the rags to riches people.So we launch a project. We'll be friends, the friends, all hand drawn by have animals. And this will give you access to the column in 20 21, 20 22 and 2020. So the concept is big about what he's going to speak. And he's got a load of guests let's give exclusive holders only to attend. So I'm not sure my old project called Zack safari.I was originally planned to do something different to animals, but I've been drawing. I feel like animals are something more people can relate to. And let's say, you know, different people and stuff like that. So just have decided to go animals, at least going to be honest from what a wide range of round the world, it's gonna be 80 of them altogether 500, or I think I'll go, I've already done about two to three dress.Each for each one has seen a lot of efforts going to go into this. So each of these animals that shall be launching will give access to number on a private discord, you know, persuaded by. Uh, et cetera, et cetera. So in total the 80, which would be sort of 0.05, if they also, which I think they will last approximately Flores, I will be keeping lolly.Obviously it would be financial advice for obvious reasons to be, I'll be taking Willie for that. For three, we left the community. The plan is to buy 20 of NFTs from another projects, other projects, and there might be two or three projects that you're going to get out. We're aiming what I may mean to be getting these as 0.03.Floor and will we give away 20 of them? Uh, so I think that's approximately 0.6, eight or something like that altogether. So then with also the, I lost, we giving away possibly something like a cryptic that this is not set in stone in any way. I allocated approximately 1.3, two for one, and it which will also be given away to random.So holidays are really poor people. When people buy it's a lot back to community, give a lot back to, you know, all the holders you do give ways, make it exciting. It's not just one of those projects where you know people on Twitter, you know, they go Photoshop their face onto it is abandoned. It goes to nothing.This is gonna be a portrait. A lot of their fencing and all sorts of that, you know, that one will be selected to rabbit hole as that will be something where obviously more, you own a better trance. You will have a wedding that is I'm possibly looking at crypto dads at the moment. That's my preferred option.And after all of that left over, there'll be money left in the community while. Which will then be allocated for planning to a $200 giveaways pop up to have holders and pay possibly a $100, one, two, and on the holders of hard to keep free of them for future giveaways. So, you know, not the holders, but yeah.So the idea is give back, you know, plenty of your waste, plenty of things come in, you ethic coming in on my end, you'd ask me questions, you know, really. So those people need been supporting me for a while now. Yeah. It's going to be exciting in my opinion, it's not going to be one of those things that you know, is that not necessarily, that's just abandon it.It's going to have a lot of effort go into any, I think it's going to really reward holders going into future. How many pieces are dropping and is there a way to get listed? I think that's what people want. Alright, so I'll be 80 dropping and he wants to be on the white list. I'm not going to do a traditional mint.I'm just going to listen to the open sea by more than happy. About two hours before launch, she has a list of specific people. So he wants to be on the wait list. DME tells me how many you want and we'll work something out if you want to be on it before the rest of the crowd. And we'll we a whale NFT or my end.See, that might be one of the more preferred places by some peopleThose are going to go fast ban. Yeah. 80. That's a, that's a low number compared to some of the ones that we've seen. And you said, so is it going to be 80 different animals? 80 different animals. Everything is unique. One-on-ones all the ones that I've already dropped. 31 of them. I've been waking up at six every morning to do it.Yeah. So, no, it's no school, no schoolwork right now. This is your homework is drawing NFT. Yeah,man. I mean, the chat is loving it. Yeah, there there's, there's a lot of people in here that, that want in on this project already. Um, you talked about, you know, the private discord, um, you know, in some of the other benefits, uh, I liked the comparisons to V friends, Gary V I mean, that's a project we've followed a lot.We've talked about. You know, where where's the inspiration, you know, obviously you followed the NFT space, but what really led to you wanting to, you know, create and manage your own NFT community. Yeah. Oh, I'm a big believer in, you know, I don't want to have any regrets, you know, three months down the line, if LSTs flopped, they flopped, let's say, you know, I don't have any regrets not going forward.It's like, you know, not pushing this stuff, like, Hey prevention, a few months down the road, it'd be like, oh, I wish I did it. I wish I put the effort into it. I, you know, I wish I gave it a shot. So this discord is going to be for you. If you support me, you come on this, this will be, there'll be three free channels.And if you want to, and you open the. You can use the club land bot, which when I saw a discord Stu how do you can come in? And in this private area, you'll be able to ask me any questions. I was very active in it has there. You had to remember Sarah 80 of us, you know, it's going to really be kind of wall-to-wall for me.If we're going to be talking all the time, I'll be sharing my moods, sharing what I'm doing. And they were talking amongst each other about our trade moves. Whereas that may be other maybe. And if he's read that maybe stocks and we were talking a lot about that, there'll also be, I forgot to mention too, approximately one to two episodes per week.This most likely be all audio only, or. Um, yeah, I think I'm going to be duke all your own yet starts easily. Two exclusive episodes for holder's week. I'll be talking about stocks, entities, whether it uses whatever's on my mind at the time set up your two exclusive episodes to the whole of the week. And this is all guaranteed five months.Almost probably extend that five months is just by one guarantee. And also you're not going to guarantee anything forever for obvious reasons. CFO month start upright, extend it to then eight months after that, depending on, you know, how. Yeah, for some random reason, I changed complete interest, you know, which I found very doubtful that I've seen it as I've been doing this for over a year and a half now.But yeah. So any event that's guaranteed five months, Hey, come and join us. You know, we'll most of this most likely be going on for a while and come and get that chance when that crypt to that or whatever that may be. Get that chance when there's 20 others in the giveaway, they come in talk, you know, I think it's going to be really exciting projects.I think it's gonna be really cool if you wants to be on the white list, DME on discord or on Twitter or the twisters at investor to that is amazing, man, your Genesis piece. I mean you're 13. This seems like there's going to be a lot of demand, 80 pieces. So the best way to find out is to DM you on discord.Twitter. Was there going to be a public. Uh, when they launch, or just talk to us a little bit more about. Yeah. So you can follow the Twitter for this specifically, which is at Zack safari. I've got the Twitter handle as well, which is great. For some reason, it wasn't really taken. So you can go follow me on there.There'll be a weekly updates on that. I'll be doing a YouTube video on my channel, which will explain it all a much deeper, much further detailed in about a week. So, you know, we want to iron out. We want to get the 8,000 draw the most somehow drawn it begin uploading. And then if you do want to, I'll give you a B on the white list.I'll give you a good three to five hours for everyone else. So DME, if you do want that, yeah. It's going to be really exciting and know I'm really pumped about. There's a question in the chat about the price. I just want to make sure I heard right. Point zero three was what you said for the price. Alright.We're selling. Yeah. So it was somebody that 0.05. It's gonna be really cheap at the start. We may do five extras, which we'll be selling for 0.1 to 0.2, depending on these, we'll give you access to a monthly call with me or something like that. Yeah, we haven't, that's not sensitive. Yeah, we won't get out of alignment.We want to go with them suddenly low and kind of sums of lectures. Everyone gets a chance, you know, you don't need to be someone with, you know, put five OLIF, you know, as that may be in your wallet, everyone gets a chance. Everyone gets a chance to participate. If you're there for. Oh, should he be able to get yours?You're you're avoiding gas wars, just listing them correctly on open. See, I like that approach. So we definitely talk about gas, a lot on the show and all the gas wars and, you know, pricing people out of projects. So I like that approach here too. You know, I've been talking to a few people, plus wherever it's carried on the traditional med number one site, easier to listen to the open seat, you know?You don't need, you have people in gasoline get specific ones that each project there's going to be. None of that it's gonna be first come first serve. If you want to be on that wait list, DME, and you can buy that. The forehands be at 0.05 each, maybe some 0.1, but I highly doubt it. So it'd be 80 all hundred by me.And yeah, I'll be around approximately teach three weeks where we launched in that collection safari. I think it's gonna be really big and I'm really excited. Are there going to be any rarities of the pieces or is there, are they all going to be judged the same way? How are you doing that? That we're going to be judged to say way, you know, wherever, you know, for plenty Wells will be interested to you.The whale, I think we'll be well, the, uh, regardless one of the railroad wants, obviously anything that I'm in, they may, it regarded as the railroad, but you know, all be judged. Say they're all gonna be hydro by me. Don't expect me to make something beautiful. Tons of art, you know, I'm not great at heart, but yeah, as much.I mean, we've seen that we've seen the V friends. They're not exactly a, you know, Picasso's or anything. So, uh,all right, well, we've got the Twitter handle up there for you, and also for that new project. Um, again, DM you either on Twitter or in discord are the easiest ways to get ahold of you and, you know, find out more and get, uh, you know, a white listed, uh, anything else, uh, you know, to share about this exciting project.Yes, you know, that's about all, but, you know, I really do believe in a project which I make one, he felt free. It's going to go towards the community, you know, depending on our secondary sales liquidity, I do not expect a huge amount of staff myself as, as only be an 80 head. So I, prior to when we flipped over for the community, so you can plenty of giveaways, plenty of Eve you've wasted the hundred, 200, 300.There's going to be plenty of tracks. I'm probably know where I saw the holes of a wind, something at some point, you know, I've already got a few deals on twists. I'll replying to everyone. We'll get you on the white list. Yeah. DML twists has to be on the white list. All the details of said it's kind of, uh, to really get to the core basics.You know what we're doing? It's basically going to be access to a discord where we can talk. You can ask questions or post all my stock NFTs and buyers buy and sell alerts on obviously not financial. You're also get access to giveaways to start with. We give away 20 random projects, which I'll be selecting, which I like.That'd be our average, approximately 0.0 free each breaches and FTS to be 20 giveaway. And it would all speak in a way, one with a max budget of 1.3, two dads or something else. So it's clearly distinct specialty. We're trying to give back to the holders. Yeah. That's gonna be plenty more things to come down the line.I wouldn't worry about that.Awesome mass. Any other questions for Zach here? Um, question about white lists. So it seems like the demand's going to be there, man. I mean, your first Genesis piece, 80 pieces, you know, everyone's going to want some of that. So how are you going to do white lists? If you get more than 80 DMS, is there any strategy or, or how?Cause I know the demand is. You know, you're, you're a genius man. You're 13. You're killing it. Yeah. Look, you know, I do. I think there's a chance it might go over, but I think if you do get on the white list, I'm pretty sure you will get a guarantee spots, you know, coming to the army now.If you're interested.Oh man. Our viewers, our viewers getting a, a great exclusive here. So Zach, uh, you know, thanks again for coming on the show today. We'd love hearing about, you know, projects like. and also getting that exclusive and, uh, talking about Zack safari, NFT and exclusive here on the roadmap. Uh, Zach, we're definitely going to have you back on and look forward to hearing more about this project in the future.Yep. You know, sex. I mean, it was always, I'll be getting, but everyone in the next day or two, see how we'll get everyone on the whitelist. She's interested. My twist is ask investors. It says a Dasha on that, or just look up young investor too, and I should pop up and you can also follow my empty collection, uh, exclusive Twitter account for that at Zack safari.I've that's in my pin tweet anyway. So you can go see that if you want to also fill in that for, um, updates on like the, um, every few days. Yeah. 31. So, you know, we're very nearly there really give us about a week and you know, we'll be there and yeah, it's gonna be real excited. We gonna have, you know, looking forward to create such great community 0.05, no mint or low gas walls.It's all gonna be less than open. So. Awesome. Well, we got to let you go. Cause we got to let you answer all those DMS you just got and also get to drawing those other animals. So Zach, thanks again for coming on the show and we'll talk to you soon.Thank you. Awesome. All right, well, you guys heard it here on the roadmap. I'm going to leave that Twitter handle up there for a minute. Again, that SAC young investor. At investor underscore too. And then also the new NFT project at Zack's safari, Zack with an H a mass. I mean, we got the exclusive here on the roadmap.Uh that's that's a cool project. I'm a little surprised only 80. Um, I think there's going to be some demand there, so, uh, we'll have to follow along with that. Absolutely. And young investor, dude, he's only 13 that always, you know, I'm still mind blown every time he comes on he's so well-spoken such a smart kid, uh, his Genesis piece, 80 pieces, man, if you can own that, that's a huddle for sure.Yeah. I mean, look at the chat. Absolutely loves him. I'm reading through all these comments and also all the people that have already DMD him. Like you said, mass. I mean, I think maybe he gets 80 responses today. So if you're not watching our video live right now and you're watching it on replay, just to remind you.This is why you watch the roadmap live at 2:00 PM Eastern time, Tuesdays and Thursdays. Cause you never know what information you're going to get on the show that could help you, you know, going forward. So, uh, you know, mass, uh, that was, that was a big one. Right? I don't know how to follow that up. Uh, but let's go ahead and get into some headlines and talk about.Some items that have been announced in NFT land, things that are moving. So, uh, I'll start here. You know, we had the crypto dads team out not too long ago, right? That's a big project, widely followed. Uh, they teased for the first time, some pictures of crypto moms. So again, if you missed the show we heard from the team, every dad holder is going to get one mom that's one per wallet.So no matter how many dads you own in a wallet, you only get one. But they teased artworks. So these are the first formats that they teach. Uh, I like 'em right. That they've got some unique, I mean, look at the curlers in the hair, in the bathroom. I mean, they've got some cool characteristics and again, I mean, mass, they told us on the show, right.That these are going to be random, right? It's going to have no bearing over what dad characteristics you have. You're going to be able to mint a mom and it's going to be completely random. Uh, But they don't have a timeline set yet, no date, but the fact that they're showing off the artwork and saying that, you know, sneak peaks, I think this is a project to keep on watch.Yeah, I'm going to be honest. I liked the moms a little bit more than that. It's just looking at these here, you know, they're cool. Um, yeah, the crypto dads team, they they're doing it right, man. They know how to market, they know how to build community and they know how to continue to bring value to holders.So absolutely keep an eye on, on this one here for sure. Um, another big thing that hit this week was the board ape yacht club roadmap, 2.0, did you see that Chris? I did. I mean, we saw it briefly on Tuesday show, right. When we had the blue team on and you know, there's so much to take away from, from this picture.Right. Because there's that picture? I mean, the roadmap, I feel like there's so many clues buried in there. That like, I can't even begin to think of all the things, but I mean, you have a, a real yacht, right? They're talking about doing a real yacht party. They're talking about building, you know, the Soho club of Miami for, for ape owners.Um, there's also that picture there of a, a robot. Looking dog leg. And there's been some, uh, you know, speculation and rumors. Maybe we get some, uh, meal dogs coming soon. What do you think as you think that's a, a, a, a guarantee here? Is that just kind of a speculation? Um, it's a speculation, but I've been talking to a lot of board ape owners and they seem to all believe that they're coming fairly soon.So something to keep our eye on as well. Um, dude, I love the roadmap. You know, there really are setting the standard of blue chips and you know, you can see this, the clubhouse, the yacht. I mean, I want to own an ape, you know, I just I'm just priced out, but I would definitely want to own an ape looking at this.It's crazy. Yeah. And I was looking at the floor prices and the volume to see if this roadmap, you know, pumps a little bit more demand and it looks like board apes. Um, you know, in the top 10 for the last seven days, um, looks like the floor on a kind of club is three. And I think on apes, it was 37. So it doesn't look like we saw, you know, a ton of increased since the roadmap came out.Um, but again, I mean, this is a high price project, so it's not like, you know, you're, you're gonna see the immediate reaction. Cause you know, you got to have some liquidity to get into a, you know, to get an ape, but. You talk about the blue chips. We talk about the big projects. I mean, board apes, I think this, this picture and this roadmap just goes to show that this is a project that has some lasting value.Um, you know, and again, it's called roadmap 2.0, but I think there's more roadmaps coming in the future too. So, uh, exciting times. Absolutely. Awesome. Well, what do we got next? We have, oh, so dapper labs. I mean, this is a big one, right? So my first NFP project I got into was NBA top shot. Um, I think many people out there got exposure that way too.So they announced a new raise, right? So they raised money, um, valuing the company. Let me put it up on screen. So dapper labs raised 250 million at a $7.6 billion valuation. So dapper labs, they make flow block chain, which powers NBA top shot. They also recently launched w NBA moments as well. They also just announced a deal with Liga, right?One of the biggest soccer leagues in the world. So they're going to put out moments for Liga. They also have a deal with the UFC. So we're going to UFC moments in the future. Right. So, I mean, who wouldn't want to own, you know, a Conor McGregor, you know, rookie moment, right. And then also they have some Dr.Seuss IP rights, so they can put out Dr. Seuss NFTs. I mean, this company, they've also got a plate. Some games, right? Some play to earn games that are coming out on the flow block chain. So, I mean, to me, this is a one-stop shop, right? They have, you know, NBA top shot, they have crypto kitties. They have some of these other projects, but they also own that blockchain that other companies are using to create NFTs on top of it.So I think that's what brings some of the valuation here. And I also want to highlight. Uh, if you can put it up here, there was a tweet that the CEO of dapper labs put out on August 31st and he said, good news for NFTs. Everywhere is NBA top shot and dapper studios just getting warmed up. And in that tweet, there was a basketball emoji.There was a soccer ball in motion. And there was a football emoji, so they already have NBA top shot. They just announced a deal with LA Liga. There's still a football in this side, this tweet, a mass. What do you think? Uh, I, I got to say, I think that's some foreshadowing that we're going to get some, uh, football NFTs from, from dapper labs.Yeah. I mean, absolutely do. That's interesting. I'm excited for that. I can see that happening. Uh, my thing is, so where does college come into this? You know, do college sports and teams, do they start doing NFTs? What do you think? So some of the colleges have signed some smaller NFTE deals, but I think it gets real.It's too hard for someone to grab all the teams. Right. And do the whole NCAA, because they all have like different like licensing partners, different, you know, brands, uh, marketing deals and stuff. So I feel like they're all just going to levitate to these like individual one school deals. I think there was actually the sec, I think did announced a D.Um, for their entire conference, but like, as far as like, you know, big 10 schools here in Michigan, like I think they're just doing their own. Um, but I mean, that's huge now, right? With the name, image and likeness where college athletes can make money off of these NFTs and off of these brand deals. That's a great, great point here at MAs.Uh, you know, also we've talked about, you know, NFL before where the NFL told players that they couldn't do individual NFTs, the teams could do individual, but some of the players have done their own and the way they work around it, right as they just don't have their, their team logo or the NFL logo in the NFT.Right. They can put out an NFT of themselves. It's their they're themselves. They can't get black from doing that, but they can't advertise the NFL or the T. Yeah, which I think with that being said, I think the NFL has been working on a NFTE deal. And I wonder if it's been dapper all along. So, I mean, we'll get new soon, but I mean, uh, NBA top shot starting to get some more life.Uh, you know, that project seemed like at peaked in February and then really felt like. But I I'm seeing prices start to go up interest in pack drops, go up. Uh, I've been heading over to top shot, doing a little bit of a, you know, looking around and stuff again for the first time in months. I'll be honest.So, uh, I, I think this funding round by dapper, I mean, I, I, it's pretty exciting for that company. Love it. So moving forward here with the news. So if you miss Tuesday's episode, we had the bloop founders, hunter, Dillon and Tropo stop. Um, and it was a great episode overall, Chris, you know, they dropped a lot of gems, but speaking of top shop, they topped, they talked about top shop being the gateway, 10 of teas for them.And you seem like that was a gateway for you. So, you know, what do you think about that? Yeah, I mean, I loved hearing from people who I respect in the NFT community and who are behind some of these big projects, say. Yeah, I got my start from top shot. Like, I mean, I think that's a perfect gateway, right? Uh, you can buy top shots with a, you know, a credit card or a debit card.You don't have to mess with a wallet, a theory. Um, you can pay, you know, with USD, right. And you also, I mean, the moments are cool, right? It's a video highlight of an NBA moment. I mean, I love that as I collected cards as a kid. So to me, it's just like trading cards all over again. I think the thing that really didn't top shot and hunter and Dylan talked about this, right?With supply and demand, they put out too many. Once the supply increased people didn't want to buy these packs anymore because the demand wasn't there and they weren't able to sell for profits anymore. And I saw that firsthand, right. You used to be able to get in line, buy a pack. And if you were one of the lucky people who got up.You could flip those moments so fast and make a profit, or you could hold those moments. And during the season, you know, resell them for a better profit. So there were opportunities and now, I mean, it kind of fell off, but like I said, I think it's, it's getting some life back, but I really liked them talking about, you know, top shop being kind of a gateway.And again, we give out, you know, some education on the show and talk about, you know, where people should start top shots. One of those places where if you're new to NSF, You don't own crypto, you don't have a wallet. Maybe take a look at top shot. Right. And see what the moments are all about. Uh, you know, as hunter said, you know, grab a notebook, write down some stats, write down some prices, do a little research, but I think top shots, a great way for people to get.Absolutely not. It's gonna be interesting to see if the NFL does make a deal with top shot and just seeing the whole, it seems like the sports worlds and the NFT world seemed to be collabing a lot more than I anticipate. Yeah. And I mean, the other thing I really liked about Tuesday, right? We talked all about blue, right.For a while, but we also talked just overall NFT market. Right. And their thoughts on, you know, are we early, you know, are we gonna make it right? That, that old phrase, we hear so much. And I really liked hearing again from people, you know, that I respect in the NFT community, you know, talking about being early and also they gave us some education mass.Red flags and projects, what to look for, you know, betting on the horse or the jockey different approaches, you know, to NFTs getting into discourse first. Right? That's something we talk about, right? Join the discord. See if people are, you know, you heard Zach right. Young investors say that he loved the whales.Because people could go in there, they could ask questions without getting shamed, right. They weren't getting yelled at, or, you know, called dumb for asking these questions. So again, if you're new to NFTs, find the discourse that welcome new people find, find the good communities out there. Uh, mass, what else did you take away?You know, from this interview with these three grades. Absolutely. You know, and the thing I took away the most is that sometimes, you know, projects may be quiet, but it doesn't mean they're not working on anything. Right. A lot of times in the NFC world, they talked a lot about the roadmaps, right? And they don't like projects that have this, you know, perfect Polish roadmap, you know, it's selling you a false dream.And I agree with them, you know, it's, we're still so early that a lot of these projects want to promise you everything and they don't deliver. I'd rather be with a project that, you know, build with you and, you know, they're working hard behind the scenes and they're building little by little and just working on the community aspect of things as well.So I like that, you know, so many products offer you everything and we haven't seen anything be delivered yet. So always keep an eye for that. That's what I took from that. Yeah. I, you know, I love that, man. I definitely like that too. I mean, ultimately our show is called the roadmap. Most NFT projects have a roadmap, but again, You can put anything on paper, on the internet, right.It doesn't mean it's going to be true. And also I kind of like the projects that, you know, uh, under promise and over deliver, right. Instead of the opposite, right? The, the worst thing you can do is promise the world and say, If we a hundred percent sell this out, you're going to get, you know, 15 free airdrops someone's gonna win, um, you know, a bunch of free Ethereum.We're going to buy a board ape and someone's going to get that. And I mean, just all these different things, right. It's cool. When projects, do you know one or two different things at a time, but once you start, you know, listing unrealistic things, I mean, I know there was, and I'm not going to name names and I don't even remember, but there was one project I know.Uh, w we mentioned and talked about it in a different discord, uh, where it was like they were going to give away a theory. Um, it's a, you know, every holder and all this, and once you started doing the math, it was like, wait a minute. There's not enough Ethereum to give everyone this a theory of how are they going to do this?And as soon as you start to question something like that, and it's too good to be true. It probably is too good to be true. So, uh, I definitely love that advice. So a great interview again, if you guys miss that, that was our show on Tuesday with the team behind blue. But again, we didn't just talk blue. I mean, we had a fun time talking about blue.Don't get me wrong. That was some fun conversation, some fun keywords, but, uh, we also talked just over. NFTs. And then also talked, you know, about, um, there start with, uh, NBA top shot. So a math, one of the upcoming NFTs that we've talked about. Uh, I think we mentioned it before on the show we have, uh, makeovers, right?So this is a hyped hyped project. Uh, no release state that I know of yet, they still haven't decided a hundred percent on, you know, white list or not they're discussing. Over a hundred thousand members. It hit on Tuesday and mass. This isn't even a 10,000 project. They're missing 8,888. I mean, I'm pretty good at math, a hundred thousand people, 8,888.MCAS. Those numbers don't add up. What's going to happen here. So this drop is probably the most anticipated drop that I've seen since I've been in NFTE. Um, their discord is absolutely insane. So I, it seems like the team is trying to find a fair way to do this. I've seen them talk about raffles, you know, maybe raffling out, you know, doing not gonna, they're not going to do a complete, like normal drop cause gas would probably be like a million, you know?So how is it fair? Cause people are gonna want this. Um, so I think they're doing a raffle sometime at beginning of October, I believe. But yeah, man, if you get one of these, you have essentially. Gold, you know this, I mean, they're awesome. Just look at the artwork. It's absolutely insane. Yeah. I mean that, that artwork is what drew me into the project.And I, I don't even remember how many members were in the discord when I joined mass, but I feel like, I feel like it was early and there was already over 10,000. I mean, that's how I knew this project. Like when people first started mentioning it or I first heard of it, there was already over 10,000, I think, in the discord.So I wasn't even that early as I would have liked to be, but I think definitely they need to come up with a way to do this a raffle, or I love the. Eh, that looked kind of Lego Ash. Right? They've got some Lego ones. I love that. I mean, a kid who grew up playing Legos, my kids all play Legos. I think that looks awesome.Um, the colors on these really pop too. Yeah. There's that? There's the Lego right there. That's the one I want. I'm not going to be able to afford it. I'm sure. But if for some reason I'm able to get a maca and I was able to get this. I mean, that is the one. But I just think it is the coolest one in this slide.Uh, I, I mean, mass w w the sevens Oni , uh, what other projects? I mean, had huge gas. I mean, I can't even think of what this would compare to those other, those other. And this would be the next level. This would be absolutely next level. So I think they've realized that and you know, again, hopefully I last, I heard they're doing a raffle, which each person commit to, so that means, you know, yeah, 4,000 ish people get one, maybe flip one in secondary and hold one.But yeah, this will be one to watch and I can't wait to come back and report on what we see. And I sh I'm sure we'll both try to get in on the raffle if there is one. But yeah, this is the drop to, to see if you are an NFC. This is one to watch or at least try to get into. Absolutely awesome. Well, Matt, as you were telling me, before the show started about art blocks, I know art blacks is a project that you are pretty passionate about.You've owned some of these art blocks. We had a huge sale, I mean, and I can't even believe that this sale that you were telling me about mass. So go ahead. Give our viewers the details on this recent art black sale. So first of all, it seems like a lot of empty space, the space as a whole, they just want to buy and flip right away.Right? So this is a perfect example of why, you know, sometimes you may not want to flip something right away. So this person bought art blocks. He bought it for 0.2, five Eve, which was around $1,233. He's sold it for 922.5 E, which is around 2 million, $976,000. So he held this piece for eight months and one day.And he profited $2,745,000. So think of how hard it must've been to not sell this piece when it 10 X, 15 X, 50 X, you know, diamond hands. So this just shows us, you know, 6, 7, 8 months from now, there may be some pieces that we may have flipped that if we held onto could bring the same amount of returns.So always know what you hold, do some reasons. You know, this piece is awesome. I own a squiggle myself and I did not plan on selling it anytime soon, but through this is awesome. Yeah. I mean, man, there's a lot to unpack there. Right? Cause we, we talk all the time, you know, about having liquidity. And one of the things about having liquidity is that sometimes you have to sell, uh, and I also encourage taking profits, right?I'm a big firm believer in that coming from stock market, you know, where it's okay to take some profits. So I feel like the. The only happy medium here is if you have the money is to buy more than one of a project. Right. And then as it runs up, you know, you maybe sell one and keep one. But even that, I mean, if you sold one of these and kept one, you'd still be missing out on a lot of money, but I feel like at least maybe then you took profits and you still own.I mean, what's the strategy here, mass? How do you, how do you play both sides of being liquid and also holding on to the pieces? I mean, are you just trying to figure out what you think blue chips are and hold those? Or are you trying to hold a little bit of everything just in case? Yeah. At the end of the day profits profit, right?Whether you 10 X, two X doesn't matter, you may profit, which is. Um, I think it just comes down to doing your research and if you really believe in a project, right. And project like art blocks, this was the first drop the squiggle, uh, you know, it's an iconic piece. So, you know, sometimes things like that.You may want to hold and maybe risk losing some liquidity for, but if there's a lot of uncertainty on projects and things that you're sure you should take profit, but absolutely like you said, if you can buy two or three of a piece and take profits along the way, I think that would be a lot more. Easy on the mind then, you know, selling and looking back, you know, and potentially missing on gains, but still profits profit.Right. Definitely. I mean, that's, that's a big sale, uh, out there though. Mass, a great piece of content there. I want to talk about doge pound. We had the ghost town team on the show twice and mass. I don't know if you saw this tweet, but they put out a tweet talking about their launch pad. And one of the things that they're doing is that they are, um, uh, I forgot where that picture is.Uh, they're giving early after. To some new projects and some other mint. So essentially if you own a dose pound, you will get early access to several other NFT products. And that's a trend we're starting to see more and more mass. I mean, V friends is doing it. I think you said AA is doing it. We're seeing a lot of these widely followed big community projects, trying to offer something, you know, for their holders.And one of the ways, instead of doing their own, airdrops their own new projects. You find other projects and kind of partner with them and essentially grant your holders. Some white. Capabilities here. What do you take away from this mass? I mean, is this a new trend here to stay for these well, yeah, first of all, shout out to the doge pound family community.They're awesome. You know, they seem to always be leading the way as far as, you know, any CS go. So seeing them do this as huge. Yeah. The friends kind of set that trend where, you know, it's almost like membership access to drops and I love that. I think this is something that offers more value, more utilities.It seems like the utility NFTs have done well so far in the last couple of weeks when we've had a slight, you know, a downtrend in NFTs. So utility aspect of this is huge. You know, now I own a doge pound, not just because I liked the art, not just because I liked the dogs, I own it because it brings me extra value by holding.I'm not going to flip it because I hold more value holding this than I would flipping it. So it's an interesting, uh, move. I think it's here to stay. I think only certain projects will succeed at this because only certain projects will have the leverage to do this though. Yeah. I mean, I think that's the key, right?Is like, if you're a new NFT project, you want to be able to offer your own community, your discord, something, but also to gain interest, you could partner with someone like the dos pound here and give that early white list. You got to balance it, right? Because you want to make sure you've got enough for a presale for your community, a presale for a different community and also for a public sale.I mean, that's how some of these projects, you, you know, you you're successful or not. It's based on that interest in the public sales. So I like it, it makes me even more bullish on dose pound, which, I mean, I already loved the dose pound. Um, But I think getting that access to other projects, I mean, that's, that's an underrated catalyst.You can't really put a price on that. Right. So if you own a dovish pound for a, you know, 0.9, eith, are you paying 0.9, ease for the dose? Are you paying it for that early access? Are you comboing and getting, you know, the best of both worlds? I think it's the best of both worlds. Exactly and that's cool too.Cause you can just pick up one at the floor and still get the same access as someone that owns like the rarest one too. So I'm curious to see how that happens with the value of these pieces to yeah. Awesome mass, any other, uh, you know, projects or mints or anything out there, you know, that you have been watching or are watching, uh, you know, coming up.I know there is broadcasters they're unveiling today at 5:00 PM. I know. Do you have any other. I do. So I bought two broadcasters, uh, from the pre mint, um, not myself, but from open, see the secondary. Um, and then they were supposed to unveil yesterday and they did a 24 hour delay mass, which I'm not a huge fan of.But I'm, I'm holding them. And at five o'clock today, hopefully we get the unveil. I mean, I liked the artwork I'd like to this project. Uh, but again, this is a smaller one. I only own two. Um, but we'll see what happens. So, uh, yeah, absolutely time magazine did a drop earlier today and they're doing an unveil later today.So that's interesting because they're big, uh, you know, they're a big community and it's interesting to see them get into this space. Yeah. I mean, time has been all over this, right. And the one of the leaders at time as bullish on NFTs. And I think that really helps. I mean, we talked about that recently with draft Kings, right?The, the co-founder of draft Kings. He owns an ape he's bullish on NFTs. So what happened. Draft Kings becomes bullish on NFTs. They buy a crypto punk, they buy a board ape. They give them away as prizes. You know, when these big companies get into NFTs, I mean, look at like Anheuser Busch, right? They bought an NFT.Visa right. Visa buying a crypto punk. So yeah, time magazine launched some NFTs earlier. I mean, huge gas wars, huge secondary sales. They also have that partnership with cool cat. So, I mean, they are pretty bullish here on NFTs. And I think, you know, again, magazines kind of went away. Everything shifted to digital and I mean, talk about a way to keep your brand relevant and going to capture on this NFT trend.So I think time's doing the right thing. Absolutely. This could be a huge catalyst to bring the next wave of NFT, you know, consumers. So it's exciting to see this. I can't wait to see how this plays out. Yeah. Well, mass, after our show ends in a couple minutes, we actually have a premiere coming up here on Benzinga and it's NFT related.I, I don't know if you have seen this mass. I saw this Tik TOK that Benzinga put out. We actually did interviews with people on the street, in Detroit, not myself, but some of my teammates. And they actually talked to people about NFTs, including those popular rocks that were sold for millions of dollars.Right. So, uh, let's go ahead. Let's play a brief trailer on what people are in for at three o'clock with our full premiere episodes. Let's do it. I'm a rock. So this isn't NFT right here. How much do you think this sold for $10,000, higher, 30,000 higher, a hundred thousand higher, 700,000 higher, 1.3 million.What did he say for a picture of a rock for a picture of a rock? Just a picture of a rock.Uh, mass, what do you, what do you think? I mean, uh, crypto rocks, uh, they had some big sales and I, you know, I, I love it and I hate it right. Because I love it, that it brings attention to NFTs, but also I hate it because I feel like it makes people just hate NFTs and think they're a waste of money and have no value.So, uh, you know, I'm excited to watch this episode though and hear what people have to say about NFTs, uh, you know, Who maybe don't know anything about. Exactly. This is premiering on YouTube or Tik TOK or both on YouTube. So right after our show ends, don't go anywhere, guys. It's going to redirect and it's going to be our premier of Benzinga.Again, it's just a 30 minute episode of us interviewing people on the street, including asking about NFTs. Mass. We're going to get kicked out of here in a minute. Uh, we'll be back next week, Tuesday and Thursday with shows at 2:00 PM Eastern time. I know we've got some interviews. Uh, we've got some exciting things coming for the show, right?So, uh, I, I mean, I hope everyone is enjoying our NFT content. Again, press one in the chat. If you want more NFT content from Benzinga and also please subscribe to the channel and smash that. Absolutely. So woman, some stuff through the weekend and come back on Tuesday of reports. So we'll see you guys then.Yeah. Hopefully we've got some pictures to show off of some new NFTs mass, so great, great teas there. So we will be back, but again, guys, don't go anywhere. We have that premiere coming up next, uh, take care of everyone and we will see you next week. See.Support this podcast at — https://redcircle.com/the-roadmap/donations

The Financial Times recently published an article about Vitaliy's travails in recruiting. After sharing the article, Vitaliy expands on what he learned about recruiting, teams, and culture since becoming CEO of IMA. Letter to a Young Investor link: https://contrarianedge.com/letter-to-a-young-investor/ You can read this article online here: https://contrarianedge.com/lets-keep-humans-at-the-heart-of-hiring-practices/  

Spending up to six months each year overseas hasn't stopped this 27-year-old investor from racking up a five property investment portfolio. Smart Property Investment's Phil Tarrant sits down with Douglas Lazickirk to find out how he's harnessed hard work to make his lifestyle possible. The duo discuss frequent flier miles and dream travel destinations, with Douglas also revealing he's churned through 22 credit cards with less of an impact on his credit score than one may think. The Central Coast casual teacher and retail worker talks about his difficulties obtaining finance as a casual employee, highlights his future travel and property plans, and explains why he sees cashflow as a wonderful thing. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The first episode of our deep dive into investing for young people, covering useful stock terms and definitions to know. I'll be joining a Twitter panel on financial literacy with USAToday on Tuesday, September 14 to discuss USAToday's "Young Investor" series! More information will soon be available on my twitter handle, @OchiaiWhitman. I can't wait to see you there!

In this money monday$ episode learn How & Where To Invest As A Young Investor Just Starting Out! ========================================== What is Money Monday$? Money Monday$ is a weekly Livestream show that occurs every Monday starting at 3:30 PM Central! Each Money Monday$ we will bring you fresh content over a variety of topics related to multifamily real estate syndications and commercial investing, entrepreneurship, and tips for building your business. Money Monday$ offers our viewers exclusive content that will help to educate, entertain, and inspire you to build your wealth! The goal of this weekly show is to provide individuals with an engaging and interactive platform that allows you to ask all of your questions and have them answered live each and every week. Subscribe to Disrupt Equity to be notified on every Livestream: https://www.youtube.com/c/DisruptEquity Drop your questions and we will get back to you within the day! ========================================== If you are interested in Disrupt Equity's investment opportunities, please fill out the form here: https://www.disruptequity.com/invest to be notified on our upcoming offerings! For additional content over real estate investing, please visit https://www.disruptequity.com/. Here you can access many of our free resources, checklists, blogs, podcasts, webinars, and additional content we hope adds value to your journey as an investor. ========================================== Ready to get started in multifamily investing? Connect with us: https://www.disruptequity.com/invest/ Subscribe to Disrupt Equity for weekly commercial real estate content

To have a better lifestyle you don't actually need to earn more money, you just need to use the money you earn now in a better way. These are the words of my guest in today's podcast, Angela Santalia, who has written a book called The Money Messenger, and today you'll hear her thoughts on how to control your money and live the life you want. Now while many people listen to this podcast because they're interested in property investing, money management is a critical part of any type of investing, and especially real estate investing. You need good money management to save your first deposit and once you own a property or two, money management is even more important. And even if you don't have money problems, I think you'll enjoy my chat with Angela today as she says she has some financial strategies to become wealthier by making your money work for you. And of course, I will also be sharing my regular mindset message with you. The Money Messenger Navigating the world of personal finance can be overwhelming, yet with some smart planning, a good strategy, and an understanding of the basics you should be able to develop the money-management skills you need to get your finances under control. Angela Santalia has over two decades of experience working in the Australian Financial Planning industry as a Financial Paraplanner Strategist. Her clients are other financial planners and through her experience, she has learned a lot about money, people, and which spending habits do and don't work. Angela runs a thriving website called The Money Messenger, which features a blog, resources, tools, YouTube videos, and more where Angela shares her money management knowledge with the public. Angela was ‘Young Investor of the Year' Runner Up in 2017 for Your Investment Property Magazine. Subjects Angela and I discuss: Angela's The Money Messenger blog, where she aims to get young Australians talking about money. Angela shares her own financial planning and investment experience along with tools and resources. Angela believes that young people need to learn about money because the things you do in your 20s and 30s continue to affect you in your 40s and 50s. Financial mistakes can follow you for years. Angela explains that young people may have parents that don't necessarily understand money either. Life is also very different now, with different job and life roles, different kinds of debt, and different family structures at different times Young people today also want more freedom, choice, and flexibility than their parents had. Angela recently published a new book, The Money Messenger She wrote it because she saw a problem with a lack of financial knowledge among people in their 20s and 30s. People in their 40s also like the book and wish they'd had it when they were younger. The purpose of The Money Messenger is to teach readers how to get wealthy by using their own money correctly and investing wisely Angela explains why people need more than one bank account. She also talks about the importance of paying off credit cards. According to Angela, one of the biggest complaints from millennials is that they can't save. Most other complaints stem from that main one. Angela believes that young people need a plan for the future and that they'll never have enough without investing. Resources: Michael Yardney Angela Santalia – The Money Messenger As our markets move forward why not get the team at Metropole to build you a personalized Strategic Property Plan – this will help both beginning and experienced investors. Get a bundle of eBooks and reports www.PodcastBonus.com.au Shownotes plus more here: You can't control everything in life, but you can control your money Some of our favorite quotes from the show: “In fact, the average Australian's wealth grew more in the last year than it did during the preceding three years combined.” – Michael Yardney “Part of the reason you can't save is because you've got no idea where your money's going.” – Michael Yardney “The truth may hurt, but the world doesn't owe you anything.” – Michael Yardney PLEASE LEAVE US A REVIEW Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on iTunes - it's your way of passing the message forward to others and saying thank you to me. Here's how  

Host/CEO James Prendamano sits down with Jacob Taylor, host of the Real Estate Money Talks podcast. Jacob is an incredible, young, hard working real estate investor. With nearly no experience, he has been able to learn and do deals with no money down. Learn more about his story and journey here.

How To Buy NFTs What is a Non-Fungible Token NFT How To Make Your Own NFT Best NFT InvestmentsEpisode SummaryWelcome to The Roadmap! The show for all things NFT.Welcome to The Roadmap! The show for all things NFTs. On today's show: BAYC Roadmap 2.0, Secret Society of Whales, Dapper Labs NBA Top Shot, Bloot, Zach aka Young Investor and more! Plus upcoming TOP NFT Projects drops to watch out for in October! Guests:Young Investorhttps://twitter.com/investor_2Hosts:Chris KatjeMazhttps://bitclout.com/u/mazFollow The Roadmap on Twitter!Disclaimer: All of the information, material, and/or content contained in this program is for informational purposes only. Investing in stocks, options, and futures is risky and not suitable for all investors. Please consult your own independent financial adviser before making any investment decisions.Support this podcast at — https://redcircle.com/the-roadmap/donations

Tom and Don discuss the various retirement account options from regular IRAs to Roth 401ks to Simple IRAs. Whic ones might be best for your situation?Plus, how should a young investor invest now and into the future?

Most individuals take more than the required minimum because they need the money, but extra time would enable more strategy planning for retirement assets. Today's Stocks & Topics: ENB - Enbridge Inc., Stock Split, FSR - Fisker Inc., Financial Advice for an 18-year-old, LX – Lexin Fintech Holdings Ltd. ADR, JAZZ - Jazz Pharmaceuticals PLC, Young Investor, CC - Chemours Co., DSX - Diana Shipping Inc., CORE - Core-Mark Holding Co. Inc.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this recorded Twitter Space, Young Investor (@investor_2) joins the Market Madness podcast to chat about investing at age 13, running a YouTube channel, and balancing life with 30,000 followers on Twitter. You can find WOLF Financial on Twitter at https://twitter.com/WOLF_Financial Download the WOLF Financial App and collaborate with other investors at www.wolf.financial

$40. 12 years old. Self-taught from the Internet. That's how Zach Cox got his start in investing. Since then, he has made high gains on his portfolio- and in this episode, you'll learn how you can too.Investing is often seen as inaccessible, too difficult, and requiring high amounts of prior knowledge. But it doesn't have to be that way. Zach is changing the landscape of investing by showing that anyone can get started and learn about investment - regardless of age or background. From stumbling upon an ad to investing his first $40 to where he is now, Zach shares his tips and tricks for those wanting to get into investing and his journey to investment success. Since then, he has amassed 28k+ followers on Twitter and 7k+ subscribers on Youtube listening to his perspective on stock choices.This podcast episode is one you won't want to miss - and it's kickstarting a new wave of podcasts to come from young changemakers and innovators who are redefining the status quo.GuestZach Cox, Young Investor (@investor_2 on Twitter)HostEllen XuThis Episode's SponsorsIf you'd like to sponsor this or any other podcast episode on ITSPmagazine, you can learn more here: https://www.itspmagazine.com/podcast-series-sponsorshipsFor more podcast stories from Delta X Podcast With Ellen Xu: https://itspmagazine.com/delta-x-podcastFor more content from DeltaX, check out the Substack newsletter: https://deltax.substack.com/Are you interested in sponsoring an ITSPmagazine Channel?https://www.itspmagazine.com/podcast-series-sponsorshipsDISCLAIMER: All guests' opinions are their own and do not constitute financial advice in any way whatsoever. Nothing published by ITSPmagazine or any of it affiliates constitutes an investment recommendation, nor should any data or content published by ITSPmagazine be relied upon for any investment activities.

13 year old stock market and crypto investor Zackary tells us his top penny stocks to buy today! He discusses his journey into investing at such a young age and gives his thoughts bitcoin price analysis and prediction!

3/29/21 Join Benzinga's CEO Jason Raznick & ''Hot Stocks'' Luke Jacobi to hear some of the stocks we love & hate.Get the rundown on the hottest trades and stock ideas!Featured Guests:Danielle Shay: VP of Options at @simplertradinghttps://twitter.com/traderDanielle?s=20​The Young Investor: https://www.youtube.com/channel/UC71E...​Support this podcast at — https://redcircle.com/zingernation-power-hour/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Chapter 1 : Know Thyself "Strategies for the Young Investor"

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Dividends, Roth I-R-A, Investments & Taxes, Savings vs. Inflation, College & 529 Plan, Life Insurance, Roth I-R-A & Dividends, Sectors, Personal Finance, Housing Market, Retirement, Investing for Kids, How to Invest, Mutual Funds, Young Investor, On Balance Volume. Support this podcast at — https://redcircle.com/investtalk-investment-in-stock-market-financial-planning/donations Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Mason Klein is a 21 year old making things happen in a small mountain town in California. He has taken a quite the path to get to laundromat ownership and is out to make the most of it. Mason tells his story of how he wound up owning a laundromat and why he believes in it so much. Not only does he inspire other young investors, but also those who have had trouble taking their first step in the business. His mindset and boldness are going to take him far and he wants to share it with you!In this episode of the Laundromat Resource Podcast, Mason and Jordan talk about:The difficulties of the music industry in Los AngelesThe importance of financial educationFinancial riskThe advantages of being young in the laundromat businessAdvice for young entrepreneursThe performance of his businessHow he got two short term rental management companies' drop-off business with no moneyBrand recognitionTechnology in laundromatsAnd so much more!Mason, like all of us, has much to learn still. But what he has learned already, which is quite a bit, he shares with us on the show. He wants you to succeed and find financial freedom through laundromat ownership! And he wants to inspire more young people to take control of their lives through financial education!Veteran or newbie, Mason brings something for everyone! This is a must-listen!Show Noteshttps://laundromatresource.com/show28Show SponsorLaundromat Resource Marketing- We know Marketing and we know laundromats! Let us help you build your website and market your laundromat today!https://laundromatresource.com/getonlineLinks from the showMatthew Simmons of Curbside Laundries Podcast InterviewDave Ramsey YouTube Channel- Personal FinanceLaundromat Investor ResourcesJoin Laundromat ResourceLaundromat Resource ForumsLaundromat Resource BlogBe a guest on the podcast!Sell your laundromatLaundromat Resource CoachingConnect with Mason:Email Address:MasonKlein2011@gmail.comFacebook Page:https://www.facebook.com/All-About-Laundry-102243168316870Phone Number(909) 273-5609

We're calling this one the Young Investor Episode - college students and recent grads, this one's for you! Todd gets us going this week with some great insight on the S&P trends, and why there may not be reason to panic about a sell-off. Then we do a deep dive into investing for beginners. We wrap up this week's episode with some of Limelight Alpha's top scoring stocks this week. Some of the questions we cover include: Where do I begin? What type of account should I open (brokerage account, IRA, Roth)? I don't have a lot of cash to spare, should I still invest? (Yes!) What should I invest in, and how do I find quality stocks and funds? --- Support this podcast: https://anchor.fm/limelight-alpha/support

This week, Carmen and Jordan speak with investor Jordan about the advantages of starting to invest at a young age, how his investments are doing, and his future real estate goals. They also explain what a private mortgage investment is as well as loan-to-value and syndicated mortgages. Both our hosts and our guest have some sage advice to offer about the value of starting to invest in real estate early on in life, and you will undoubtedly benefit from their extensive amount of knowledge and expertise by listening in today. Episode Highlights: What triggered Jordan's motivation to begin investing in real estate His active investment in his condo His passive investments and the process involved What a private mortgage investment is A case study of a mortgage investment Loan-to-Value Why it's important to get involved in real estate when you're younger Jordan's future real estate goals Syndicated mortgages Quotes: “Land is an inherently scarce resource. It's the one thing they can't make any more of.” “Even if there are little drops here and there, real estate is something that, no matter what, over the years, has always proven to go back up.” “I liked the appeal of the private mortgage funding because it's secured on the collateral.” “You're making money while you're sleeping.” “If you can get started now, it just brings you closer to retirement.” “You don't have to start off with a ton of money to make it worthwhile.” “As long as you're doing your due diligence and you're reading everything you're given and you're asking the right questions, then, you know, that goes a long way to ensuring that you're in a comfortable place.” Links: 30 Minutes to Wealth homepage: https://www.30minutestowealth.com/ Pro Funds Mortgages homepage: https://www.profunds.ca/

Here I have shared 5 books that you have to read if you are new in the world of investing and also this is the high time when you have to invest some of your money because of the recent crash but don't invest blindly first educate yourself then start. Otherwise, you can lose all your hard earn money.

Investors are not limited by age.  Meet Magnum, a young investor with PCG who has established himself as a passive investor in New Jersey by working with PCG.  Find out how today on the Passive Cash Flow Podcast.   The Passive Cash Flow Podcast is for beginner or experienced investors. Subscribe today to learn how you can diversify out of the stock market, own a part of an apartment building & start earning Passive Cash Flow!Peoples Capital Group has been helping passive investors build wealth in NJ real estate for 10 years. Visit www.PeoplesCapitalGroup.com to find out if you qualify to start earning passive income and pay less taxes via investing in real estate. IRA's and 401K's are accepted. --https://www.facebook.com/peoplescapit...https://twitter.com/PCGrealestatehttps://www.linkedin.com/in/seth-mart...https://www.linkedin.com/in/aaron-fra...https://www.youtube.com/results?searc...#NJRealEstateInvesting#AaronFragnito#PassiveCashFlow#PCGSupport the show (https://www.peoplescapitalgroup.com/)

What advice would Vitaliy give to a young, aspiring value investor today? The same advice he'd give his younger self as he was just graduating college. Hear Vitaliy say what he wishes he'd heard when he first began his career as an investor. You can... The post Letter to a Young Investor – Ep 14 appeared first on The Intellectual Investor.

What advice would Vitaliy give to a young, aspiring value investor today? The same advice he'd give his younger self as he was just graduating college. Hear Vitaliy say what he wishes he'd heard when he first began his career as an investor. You can read this article online at: https://contrarianedge.com/letter-to-a-young-investor/

Ryan is a 23 year old Australian who started trading penny stocks at 16, worked pretty much full time while he was at university and has now begun his professional career in finance. He invests in all sorts of things, just to see what happens and if he fails, he adds that experience to his learning and just keeps moving forward, undeterred and full of energy for the next phase.

Alex is a 26 year old property entrepreneur living and working in Sheffield, who spends his time focussing on the 3 main elements of his business - his own buy to let portfolio, his development projects, and his property management company. He started investing at 19, but over the past 3 years he has bought 10 properties, bringing his total portfolio value up to £1.3 million, and his next goal is to create sufficient income so that his partner Zoe can leave her job and join the growing business. Don't forget to subscribe on iTunes so you don't miss another episode, and download our free guide to Financial Freedom Goal Setting at www.insidepropertyinvesting.com/goals. Full show notes available at http://www.insidepropertyinvesting.com/alexroley/