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What To Do & When - Wedding Planning Step-by-Step21 Wedding BUDGET SAVING TipsYouTube Video: https://youtu.be/y1veaYbZhpw Want to ask Jamie your wedding planning questions? Join her in The Master Plan!What did you think about this episode? What were your takeaways? I want to hear your feedback! Screenshot the episode and post your thoughts on Instagram and tag us @wolferandco. You can get your Perfect Wedding Timeline - HERE!Be sure to grab your Ultimate Wedding Day Checklist at https://www.wolferandco.com/engagechecklistYou are also invited to join the Facebook Wedding Community she has created for y'all to support each other. ❤️P.S. — These links may use affiliate platforms where commission may be earned based on clicks and/or purchases, and I would love it if you used them! It won't cost you anything extra, but affiliate links are RAD because they help creators like me to fund the free content we provide.
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
AGENDA: 00:04 – Was GPT-5 the Biggest AI Letdown Yet? 00:17 – Is OpenAI's Real Target Anthropic's $6B Revenue? 00:22 – Why Anthropic Might Secretly Be Worried 00:28 – The Hidden Business Strategy Behind OpenAI's “Underwhelming” Launch 00:32 – Should Perplexity Really Try to Buy Chrome for $34.5B? 00:35 – The $3B N8N Deal: Genius Bet or Bubble FOMO? 00:38 – Why Datadog's Best Quarter Ever Still Tanked the Stock 00:44 – Palantir's 50% Growth at Scale – Can It Last? Is Palantir Overpriced? 00:53 – Shopify's Ruthless Path to 91% Revenue Growth With 30% Fewer Staff 01:01 – Are Seed and Series A Valuations Now at Dangerous Highs? 01:06 – What Does The Highest Levels of Capital Concentration Mean For Early Stage Founders? 01:15 – Could Palantir Hit a $2 Trillion Market Cap by 2030?
We love our mid-century houses for many reasons - their enduring design, clean lines and great indoor/outdoor connections. But MANY mid-century homes, both modest and high end, share one glaring omission. They lack of a proper mudroom. This design flaw often vexes my clients and students. Our families and pets come with a whole lot more "stuff" than they did in the 50s and 60s! Let's explore how Mid Mod Midwest has solved the "garage to house” transition problem to offer options for a functional entry that truly works. In Today's Episode You'll Hear:Which entry spot is always the WORST…and is super common in mid-century ranch homes. How to tuck the storage you need into a modest footprint. When you might want more than one mini-mudroom. Get the full show notes with all the trimmings at https://www.midmod-midwest.com/2202Want us to create your mid-century master plan? Apply here to get on my calendar for a Discovery Call! Get Ready to Remodel, my course that teaches you to DIY a great plan for your mid mod remodel! Schedule a 30-minute Zoom consult with me. We'll dig into an issue or do a comprehensive mid century house audit.
Visit RENEW.org for great resources on Disciple Making and Theology. Check out our free eBook on: Revisiting the Master Plan of Evangelism https://renew.org/product/demo-ebook-post-01-copy-2/ Today's episode will help us understand the importance of disciple making and how to practically apply the principles of Jesus' ministry to modern-day church cultures. Josh Howard discusses the crucial importance of good theology and experiencing the love of Christ in relationships. He emphasizes the insufficiency of programs, great preaching, praise, worship, and social justice alone. Instead, it advocates for a return to Jesus' method of disciple making. Josh Howard highlights a recent study revealing that only 1 in 19 churches focus on disciple making. Josh Howard, a missionary in India for 15 years, shares his journey of learning discipleship from Indian believers who modeled profound faith and sacrifice. He notes the success of a disciple-making movement that has led to over 130,000 conversions. The script calls for unity among Christians, focusing on Jesus' mission and the urgent need for discipleship to fulfill the Great Commission.
The 49ers have a lot more question marks going into this season than in the past, but will they be able to answer these early on? I break down the 49ers, their team, and their chances of making it back to the postseason today on another episode of The Master Plan!
Master Plan: How to Discover God's Will For Your Life by Cameron Fry
This week on the BHA podcast, Glenn and Paul sit down with Assistant Technical Director, Mike Cave, a key figure in shaping the club's long-term football strategy.After spending nearly ten years at Fulham, Mike joined the Albion in 2022. Since then he's played a central role in supporting the club's recruitment and development vision, working closely with Technical Director David Weir to help build a squad capable of competing with the Premier League's top sides.In this episode, Mike offers insights into how Brighton's much-admired recruitment model operates behind the scenes, how data plays into decision-making and how the academy continues to align with first-team goals.A must-listen for fans curious about what goes into building a Premier League squad and the people behind the progress. Learn more about your ad choices. Visit podcastchoices.com/adchoices
What To Do & When - Wedding Planning Step-by-Step21 Wedding BUDGET SAVING Tips Want to ask Jamie your wedding planning questions? Join her in The Master Plan!What did you think about this episode? What were your takeaways? I want to hear your feedback! Screenshot the episode and post your thoughts on Instagram and tag us @wolferandco. You can get your Perfect Wedding Timeline - HERE!Be sure to grab your Ultimate Wedding Day Checklist at https://www.wolferandco.com/engagechecklistYou are also invited to join the Facebook Wedding Community she has created for y'all to support each other. ❤️P.S. — These links may use affiliate platforms where commission may be earned based on clicks and/or purchases, and I would love it if you used them! It won't cost you anything extra, but affiliate links are RAD because they help creators like me to fund the free content we provide.
Go to https://surfshark.com/paddock or use code PADDOCK at checkout to get 4 extra months of Surfshark VPN! With other areas of the team now strengthened, the Carlos Baleba links aren't going anywhere as he continues to look like the perfect solution to Manchester United's midfield struggles. Join Joe Smith, Ronaldo Brown & Jay Motty for The Paddock Podcast LIVE! Become a member! - https://www.youtube.com/channel/UC7w8GnTF2Sp3wldDMtCCtVw/join Stretford Paddock has content out EVERY DAY, make sure you're subscribed for your Man United fix! - https://bit.ly/DEVILSsub
Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.
Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.
Another year, another average Cowboys team. The drama is here with Micah Parsons, the averageness is here with their offensive line, and the disappointment is here in the form of Brian Shottenheimer.I break it all down today on another episode of The Master Plan
At one point the fairgrounds master plan considered relocating the La Plata County Fairgrounds facility to Durango Mesa Parks. That turned out to be far too expensive. Find out what upgrades will be made to the Main Avenue fairgrounds facility as a part of the fairgrounds master plan. By Sadie Smith. Watch this story at www.durangolocal.news/newsstories/county-chooses-renovation-over-new-fairgrounds-construction This story is sponsored by Sky Ute Casino and FASTSIGNS Durango. Support the show
Just when you thought the bulging TV, BVOD, streaming and video sector had peaked with too many consumer and advertiser choices, along comes the no-subscription, ad-supported international streamer Tubi with 100 million global viewers dominated by a younger set binging TV shows like the 30 year-old Friends and creating new genre “rabbit holes” like horror and Bollywood ‘vertical fandoms’. To boot, half of Tubi’s 1.3 million younger skewing monthly Australian viewers are regularly missing on most of the international streaming and local BVOD services. Seventy per cent of Tubi’s local viewers, for instance, don’t watch 10Play; 59 per cent are not clocking 7Plus and 53 per cent are avoiding Amazon’s Prime juggernaut. Although it’s commissioning originals globally, mostly to top-up the voracious appetite of the younger set diving into the back catalogues of horror, true crime and old hit shows like Friends, Grey’s Anatomy and Lost, Tubi International’s Executive Vice President and Managing Director, David Salmon, says TV and video are on an “interesting parallel” to music consumption – old is still good and big. “This idea of recency [new titles] not being the only thing that drives value in a viewer’s mind is similar to music not being defined by the latest album being released,” Salmon says. “Yes, people are viewing new releases but it is not actually driving the bulk of engagement on streaming platforms. Instead it’s evergreen, comfort viewing, nostalgic viewing and deep and narrow interests.” And it’s a global phenomenon – Salmon cites Digital i’s top 10 most streamed titles across the major global platforms in the second half of 2024 – six of the top ten were “actually more than 20 years old and rather staggeringly it also includes Friends, now more than 30 years old. Consumers are going deeper and going further back and that’s where they’re choosing to spend their time.” For Pippa Leary, News Australia’s Managing Director & Publisher for Free News and Lifestyle, Tubi completes an “All Screens, All Day” line-up blending news and lifestyle publishing with video across all day parts and demographics. Before Tubi’s arrival, the rapidly reinventing news publisher had already created a “small and medium-sized video ecosystem” which topped 1 billion video views from 5 million users – in the past 12 months video views have surged 85 per cent as the publisher cracked how to bring stories across its news and magazine titles together with video to the same user via vertical and shoppable video formats. News’ massive investment in data and segmentation capabilities for full funnel targeting credentials – it has 3000 audience segments across the portfolio – still needed the big TV screen to round it out.See omnystudio.com/listener for privacy information.
Retail-Clothing, Textile, Footwear & Leather Masterplan- Irshaad Kathrada, Chief Executive Officer of the Localisation Support Fund spoke to Clarence after a study found that about 34 000 jobs could be displaced by 2030 if offshore e-commerce platforms like Shein & Temu continue to grow market share in South Africa. Views and News with Clarence Ford is the mid-morning show on CapeTalk. This 3-hour long programme shares and reflects a broad array of perspectives. It is inspirational, passionate and positive. Host Clarence Ford’s gentle curiosity and dapper demeanour leave listeners feeling motivated and empowered. Known for his love of jazz and golf, Clarrie covers a range of themes including relationships, heritage and philosophy. Popular segments include Barbs’ Wire at 9:30am (Mon-Thurs) and The Naked Scientist at 9:30 on Fridays. Thank you for listening to a podcast from Views & News with Clarence Ford Listen live on Primedia+ weekdays between 09:00 and 12:00 (SA Time) to Views and News with Clarence Ford broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/erjiQj2 or find all the catch-up podcasts here https://buff.ly/BdpaXRn Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
What To Do & When - Wedding Planning Step-by-Step21 Wedding BUDGET SAVING Tips Want to ask Jamie your wedding planning questions? Join her in The Master Plan!What did you think about this episode? What were your takeaways? I want to hear your feedback! Screenshot the episode and post your thoughts on Instagram and tag us @wolferandco. You can get your Perfect Wedding Timeline - HERE!Be sure to grab your Ultimate Wedding Day Checklist at https://www.wolferandco.com/engagechecklistYou are also invited to join the Facebook Wedding Community she has created for y'all to support each other. ❤️P.S. — These links may use affiliate platforms where commission may be earned based on clicks and/or purchases, and I would love it if you used them! It won't cost you anything extra, but affiliate links are RAD because they help creators like me to fund the free content we provide.
Vlad Tenev, CEO of Robinhood, joined me to discuss the company's plans for the crypto asset class, its blockchain initiatives, and more.Topics: - Robinhood's strong business and financial results- Plans for Tokenized Stocks - 24/7 Markets - Launching a public blockchain on Arbitrum - Robinhood's crypto service expansion - USDG Stablecoin and Robinhood's role in the consortium - AI integration into investing and markets - Meme coins - Future of marketsShow Sponsor -
Join us today to talk all things golf, including the FedEx Cup Playoffs, the Tour Championship format, and the Ryder Cup!As always, thank you for listening to another episode of The Master Plan!
MPIC16 - Master Plan Implementation Committee 7/14/25
MPIC17 - Master Plan Implementation Committee 7/23/25
This week Argyle from Pod of Greed returns to the show to talk about a trio of extremely stupid episodes. While Microbots is mostly your average 'guys shrink down to go inside another guy' episode of children's animation it does contain one of the best scenes in all of G1 and introduces us to Perceptor. Then we experience the Television equivalent of being hit over the head with a sack of doorknobs for 45 minutes with the infamous two parter Megatron's Master Plan. Included in this Datatrack are discussions of the following topics; Brawn's rampant homophobia, Autobot HR, EVIL brain impulses, macguffins too stupid to come back in legacy media, the Optimus Prime costume suspiciously fitted specifically for Starscream, Optimus obeying circuit courts, Cosmos, Tracks stealing the Lambo Bros' whole schtick, Thrust's cowriting credit, and the unfortunate parallels to our modern, stupid reality. Also sorry about my audio! I unplugged my mic and forgot to readjust my levels so I might go from being too loud to too quiet at some points here. Hopefully I fixed most of the peaking- Mara. Noise Space | Discord | Patreon This podcast is powered by Pinecast.
Kyle Richards has a really big RHOBH problem which does not seem to be going away anytime soon. Speaking of Kyle, her RHOBH problem and the new season, new leaks from filming have arisen confirming that more than one of our fav diamond holders is having a hard time this season in the hot seat. Erika Jayne's court date has been set and there are many reasons for her to worry these days. RHOC promises a very dark, twisted, not easily able to recover from season finale which will forever change many of the current relationships of the cast. Jax Taylor has had a master plan and it all seems to be falling into line exactly as he has planned. Denise and Aaron's divorce gets stranger by the day in a he said / she said which is dark, low and has left the audience completely divided on exactly what to believe. Finally, Teresa and Louie use each other more as their situation grows more dire by the day. @behindvelvetrope @davidyontef BONUS & AD FREE EPISODES Available at - www.patreon.com/behindthevelvetrope BROUGHT TO YOU BY: TRUDIAGNOSTIC - www.trudiagnostic.com (Use Code VELVET To Get 20% Off To Find Out The “Real” Age Of Your Body) WASHINGTON RED RASPBERRIES - Redrazz.org (Find New Ways To Use American Frozen Red Raspberries & Get More Details On Where You Can Grab a Bag) PROGRESSIVE - www.progressive.com (Visit Progressive.com To See If You Could Save On Car Insurance) MOOD - www.mood.com/velvet (20% Off With Code Velvet on Federally Legal THC Shipped Right To Your Door) ADVERTISING INQUIRIES - Please contact David@advertising-execs.com MERCH Available at - https://www.teepublic.com/stores/behind-the-velvet-rope?ref_id=13198 Learn more about your ad choices. Visit megaphone.fm/adchoices
Documenting what you've designed is a key element to bringing a remodel to fruition. I could have called the last stage of the master plan method Document. But I didn't. I called it Develop. And that's because your vision is subject to change until the last bit of construction dust has been cleaned away. I'm taking July off from recording the podcast this summer but that doesn't mean YOU have to. In fact, I'm actually pretty excited about what I've got planned for you. I took a dip through our deep archives (did you know we have over 250 episodes recorded) and pulled together some throwback episodes that have great content but may be SO FAR BACK in your podcast feed that you're unlikely ever to hit them. For these four weeks I've chosen some fun episode pairings from the past that will take us on a little spin through the master plan method. So sit back and relax and get read to get inspired to do little more for your home and for yourself. Get the full show notes with all the trimmings at https://www.midmod-midwest.com/2123Want us to create your mid-century master plan? Apply here to get on my calendar for a Discovery Call! Get Ready to Remodel, my course that teaches you to DIY a great plan for your mid mod remodel! Schedule a 30-minute Zoom consult with me. We'll dig into an issue or do a comprehensive mid century house audit.
What To Do & When - Wedding Planning Step-by-Step21 Wedding BUDGET SAVING Tips Want to ask Jamie your wedding planning questions? Join her in The Master Plan!What did you think about this episode? What were your takeaways? I want to hear your feedback! Screenshot the episode and post your thoughts on Instagram and tag us @wolferandco. You can get your Perfect Wedding Timeline - HERE!Be sure to grab your Ultimate Wedding Day Checklist at https://www.wolferandco.com/engagechecklistYou are also invited to join the Facebook Wedding Community she has created for y'all to support each other. ❤️P.S. — These links may use affiliate platforms where commission may be earned based on clicks and/or purchases, and I would love it if you used them! It won't cost you anything extra, but affiliate links are RAD because they help creators like me to fund the free content we provide.
Alex Newman! In this interview, he takes us to school on how the United Nations, its agency UNESCO, and its so-called World Court are driving world government and collectivism down each and every one of our throats. He documents how socialism, communism, and collectivism in general are being imposed through brainwashing our children so they cannot think for themselves. It's a war against individual rights, individualism, individual freedom, and God. When people talk of human rights, they have no intention of enforcing the rights of individuals to choose what's good for them with their own individual heart and mind. They never even dare mention the U.S. Declaration of Independence, which states: We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty, and the pursuit of Happiness.–That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed… In the collectivist model of thinking, the Declaration of Independence is considered invalid. There is no God to grant us any individual rights, and in no way do we possess certain unalienable personal rights, such as life, liberty, and the pursuit of happiness. Instead, in their twisted speech and thinking, there are collective “human rights,” which are to be determined and defined by them—the global predators who are forever exploiting, diminishing, and even killing us. The collectivist assault on America and humanity during COVID-19 was coordinated by Bill Gates, acting in part through the UN and its health agency, the WHO. We document this, along with Gates' actual Master Plan, in our book, Covid-19 and the Global Predators: We Are the Prey. In this interview, we further discuss the collectivist brainwashing of our children that has followed a similar pattern starting long before Covid, which has already made us into a dangerously docile nation, vulnerable to such an assault on our individual rights. It again involves Bill Gates and again involves him working with the UN, acting through its education agency, UNESCO. One of their most destructive accomplishments has been imposing the Common Core educational curriculum on every American state. It's a scheme to replace education for independence with behavioral modification to enforce non-thinking conformity. In this brilliant presentation by our guest, Alex Newman, the two of us collaborate with him to describe how global predators have been turning America into a collectivist state. Until Donald Trump entered the picture, they were transforming us from the beacons of freedom into victims accepting enslavement. We also very strongly recommend this show if you want to learn more about the latest of what I call politicopathy imposed on us by politicopaths, especially working through the United Nations. I haven't liked talking about the global predators as psychopaths or sociopaths, because they are so much more grandiose and destructive than most of those miscreants, and also because I don't want ever to use any psychiatric diagnoses, all of which are used to disempower people. But I thought I'd try out politicopaths—powerful megalomaniacal rulers of as many human beings as they can dominate and exploit, enslave, or slaughter. There have been some notable successes for the Trump administration recently, including rejecting the WHO's new “international regulations” aimed at dominating the world and announcing plans to withdraw from UNESCO. But there are some notable failures in the Trump administration dealing with “politicopaths”, including the drug companies that make neurotoxic psychiatric drugs and deadly vaccines. It's an interesting and important discussion that we also touch on. Share this column and this interview. And go to Alex Newman's website, where you can learn about and obtain his new book, Indoctrinating America's Children to Death, endorsed by Peter Hegseth and retired General Mike Flynn. It's a freedom fighter's manual for saving our children from indoctrination by the best-informed person in the world on the subject. Support him in any way you can. ______ Learn more about Dr. Peter Breggin's work: https://breggin.com/ See more from Dr. Breggin's long history of being a reformer in psychiatry: https://breggin.com/Psychiatry-as-an-Instrument-of-Social-and-Political-Control Psychiatric Drug Withdrawal, the how-to manual @ https://breggin.com/a-guide-for-prescribers-therapists-patients-and-their-families/ Get a copy of Dr. Breggin's latest book: WHO ARE THE “THEY” - THESE GLOBAL PREDATORS? WHAT ARE THEIR MOTIVES AND THEIR PLANS FOR US? HOW CAN WE DEFEND AGAINST THEM? Covid-19 and the Global Predators: We are the Prey Get a copy: https://www.wearetheprey.com/ “No other book so comprehensively covers the details of COVID-19 criminal conduct as well as its origins in a network of global predators seeking wealth and power at the expense of human freedom and prosperity, under cover of false public health policies.” ~ Robert F Kennedy, Jr Author of #1 bestseller The Real Anthony Fauci and Founder, Chairman and Chief Legal Counsel for Children's Health Defense.
| Top Of The World (Extended Mix) | Ayce & Spirit Of House, Stephanie Sounds | Quick Love (Frank Blythe Retouch Mix) | Klintmoor, Terri B! | Your Face Makes Me Smile (Radio Version) | Patrice Isley | There's No Better Love (Big People Mix) | Wez | Stand Up For Love | Kenny Thomas | Give Me One More Time | Kamomille | Don't Break My Heart | Kamomille | Cosmic Love | Kamomille | Satisfied | Jafunk, Devin Tracy | If You Get It | Alex Fanjul, Sheree Hicks | Won't You Decide | Mondo Freaks | A Thousand Miles Away | Windy Karigianes | For The Love Of God (Phil's Extended Smooth Mix) | Kimiesha Jones | We Outside | Petawane, Vell Da Artist | You Make Me Happy | Lamone | Echoes In The Sunshine | MJ Soul | Smile (Phil's Special Version) | Jane Handcock | Sorry | Jane Handcock | Just Keep Moving (DJ Mystique Remix) (Radio Edit) | Point 5ve | You're The Best Thing (Radio Edit) | Heidi Tann, Lin Rountree | Make Love (Kenny B. Steppin' Mix) | Jean Carn | Masterplan | Brianna Wyatt | Mutual | Secret Rendezvous | Why | Cler | You | Cler | Wait | Cler | Give My Love | Kem | Love You Like That | The Altons | My Heart Is Yours | Carlos Camilo | Let's Get Started | Carlos Camilo | We Will Be Friends | The 7:45s | Summer Nights ('Pop Pop Pop' Mix) | Shades | Pop Pop Pop (Summer Nights Remix) | The Limit | My Lady | Lukas Setto | Makes Me Wanna Dance (Radio Edit) | Trey Lorenz | Normalize | Most Likely, Amaeya | Thinking Of You | Most Likely, Tolani | Take My Time | Rache | I Need Your Love | Cardell | Message From The Heart | Marcel Anderson | Via Blanca | Rick Habana, Ken Navarro | La Costa | Rick Habana, Michael Lington | Love On It | Nicholas Cole, Kenny Lattimore | Back Here | Sam Brown | Slow Down Mr Easy Now Slow Your Fire | NikGProd | Slide | Jukebox Saints, Ammonae Scott | Brozone | Mnelia | Never Been (Bad Boy) | Libë | Mad Mad World | Siala | Ray Liotta | Kenya Jade | Sober | Taahliya | No Love | Rubii | Fall Into These Arms (A Midsummer's Groove Mix) | Devon Howard
Another great year of watching the Tour de France is complete! I recap the winners, the big moments, and more today on another episode of The Master Plan!
Please visit answersincme.com/860/97851223-replay1 to participate, download slides and supporting materials, complete the post test, and obtain credit. In this activity, experts in lung cancer discuss the practical application of immunotherapy-based regimens for the treatment of extensive-stage small-cell lung cancer (ES-SCLC). Upon completion of this activity, participants should be better able to: Review the clinical impact of immunotherapy-based regimens for the management of small-cell lung cancer (SCLC); and Outline personalized treatment strategies to address key complexities affecting the optimal, real-world management of patients with SCLC.
Summer rewind: Scott Demark, President and CEO of Zibi Community Utility, joins thinkenergy to discuss how our relationship with energy is changing. With two decades of expertise in clean energy and sustainable development, Scott suggests reimagining traditional energy applications for heating and cooling. He shares how strategic energy distribution can transform urban environments, specifically how district energy systems optimize energy flow between buildings for a greener future. Listen in. Related links ● Scott Demark on LinkedIn: https://www.linkedin.com/in/scott-demark-83640473/ ● Zibi Community Utility: https://zibi.ca/ ● Markham District Energy Inc: https://www.markhamdistrictenergy.com/ ● One Planet Living: https://www.bioregional.com/one-planet-living ● Trevor Freeman on LinkedIn: https://www.linkedin.com/in/trevor-freeman-p-eng-cem-leed-ap-8b612114/ ● Hydro Ottawa: https://hydroottawa.com/en To subscribe using Apple Podcasts: https://podcasts.apple.com/us/podcast/thinkenergy/id1465129405 To subscribe using Spotify: https://open.spotify.com/show/7wFz7rdR8Gq3f2WOafjxpl To subscribe on Libsyn: http://thinkenergy.libsyn.com/ --- Subscribe so you don't miss a video: https://www.youtube.com/user/hydroottawalimited Follow along on Instagram: https://www.instagram.com/hydroottawa Stay in the know on Facebook: https://www.facebook.com/HydroOttawa Keep up with the posts on X: https://twitter.com/thinkenergypod ---- Transcript: Trevor Freeman 00:00 Hi everyone. Well, summer is here, and the think energy team is stepping back a bit to recharge and plan out some content for the next season. We hope all of you get some much needed downtime as well, but we aren't planning on leaving you hanging over the next few months, we will be re releasing some of our favorite episodes from the past year that we think really highlight innovation, sustainability and community. These episodes highlight the changing nature of how we use and manage energy, and the investments needed to expand, modernize and strengthen our grid in response to that. All of this driven by people and our changing needs and relationship to energy as we move forward into a cleaner, more electrified future, the energy transition, as we talk about many times on this show. Thanks so much for listening, and we'll be back with all new content in September. Until then, happy listening. Trevor Freeman 00:55 Welcome to think energy, a podcast that dives into the fast changing world of energy through conversations with industry leaders, innovators and people on the front lines of the energy transition. Join me, Trevor Freeman, as I explore the traditional, unconventional and up and coming facets of the energy industry. If you have any thoughts, feedback or ideas for topics we should cover, please reach out to us at think energy at hydro ottawa.com, Hi everyone. Welcome back one of the overarching aspects of the energy transition that we have talked about several times on this show is the need to change our relationship with energy, to rethink the standard way of doing things when it comes to heating and cooling and transportation, et cetera. This change is being driven by our need to decarbonize and by the ongoing evolution and improvement of technology, more things are becoming available to us as technology improves. On the decarbonization front, we know that electrification, which is switching from fossil fuel combustions to electricity for things like space and water heating, vehicles, et cetera, is one of the most effective strategies. But in order to switch out all the end uses to an electric option, so swapping out furnaces and boilers for heat pumps or electric boilers, switching all gas cars to EVs, et cetera, in order to do that in a way that is affordable and efficient and can be supported by our electricity grid. We need to think about multi strategy approaches, so we can't just continue to have this one way power grid where every home, every business, every warehouse or office tower satisfies all of its energy needs all the time directly from the grid with no adaptability. That isn't the best approach. It's not going to be affordable or efficient. We're not going to be able to do it fast enough. The multi strategy approach takes into account things like distributed energy resources, so solar and storage, et cetera, which we've talked about many times on this show, but it also includes approaches like district energy. So district energy is rethinking how energy flows between adjacent buildings, looking for opportunities to capture excess energy or heat from one source and use that to support another, and that is the focus of today's conversation to help us dive into this topic, I'm really happy to welcome Scott demark to the show. Scott has been a champion of sustainability, clean energy solutions and energy efficiency in the Ottawa real estate and development industry for over 20 years now, he has overseen many high performance development projects, and was one of the driving forces behind the Zibi development in downtown Ottawa, and most applicable for today's conversation the renewable district energy system that provides heating and cooling to the Zibi site. Scott is the president and CEO of the Zibi community utility, as well as a partner at Theia partners. Scott the Mark, welcome to the show. Thanks. Nice to see you. Trevor, so Scott, why don't we start with definitions are always a good place to start. So when we talk about a district energy system, give us a high level overview of what exactly that means. Scott Demark 04:15 Sure a district energy system is, is simply the connection or interconnection of thermal energy sources, thermal energy sinks. And so really, in practical terms, it means, instead of buildings having their own furnace and cooling system, buildings connect to a hydronic loop. A hydronic loop is just pipes filled with water, and then the heat or the cooling is made somewhere else, and that heat or lack of heat cooling is in a pipe. They push the pipe to the building, and then the pipe extracts the heat, or rejects the heat to that loop. And so it's simply an interconnection of. Uh, as it forces in sinks for federal energy. Trevor Freeman 05:03 And I guess one of the important concepts here is that buildings often create heat, not just through a furnace or not just through the things that are meant to create heat, but, you know, server racks, computer server racks, generate a lot of heat, and that heat has to go somewhere. So oftentimes we're cooling buildings to remove heat that's being created in those buildings, and then other buildings nearby need to be heated in order to make that space comfortable. Scott Demark 05:31 Is that fair to say? Yeah, absolutely. Trevor, so, a an office building in the city of Ottawa, big old government office building, you'll see a pretty big plume on the roof in the wintertime. That's not just kind of the flue gas from a boiler, but rather it is actually chillers are running inside to make cooling, and they're just selling that heat to the atmosphere, even on the coldest day of the year. So it's people, you know, people are thermal load. Computers are thermal load, and so is solar gain. You know, January is pretty dark period for us, meaning low angle sun, but by this time in a year, you know, at the end of February, there's a lot of heat in that sun. So a glass building absorbs a lot of sun an office building will lead cooling on the sunny side of that building a lot of the time, even in the dead of Trevor Freeman 06:18 winter, yeah. So a district system, then, is taking advantage of the fact that heat exists, and we don't necessarily need to either burn fossil fuels, or, even if it's a, you know, a clean system, we don't have to expend energy to create heat, or create as much heat if we could move that heat around from where it's kind of naturally occurring to where we need Scott Demark 06:41 it. That's right at the very core of a district energy system. You're going to move heat from a place that it's not wanted to a place that it is wanted. And so in our example of the office building, you know, on the February day with the sun shining in and the computers all running, that building's getting rid of heat. But right next door, say, there's a 20 story condo. Well, that 20 story condo needs heating and it also needs domestic hot water. So year round, domestic hot water represents 30, 35% of the heating load of any residential building, so at all times. So a district energy system allows you to take that heat away from the office building and give it to the residential building, instead of making the heat and and dissipating that heat to the atmosphere in the office building. So, yeah, it's, it's really a way to move, you know, from sources to sinks. That's, that's what a district energy system does well. Trevor Freeman 07:37 So we've kind of touched on this a little bit, but let's dive right into, you know, we talk a lot on the show about the energy transition this, this push to one, move away from fossil fuel combustion to meet our energy needs, and two, shifting from a kind of static, centralized energy system like we have right now, big generators, large transmission lines, et cetera, to more of a two way flow, distributed energy system. What is the role of district energy systems within that transition? How do they help us get closer to that sort of reality that we talk about? Scott Demark 08:15 I think the biggest way that they help is economies of scale. Okay, so by that, I'll explain that. Imagine there's a lot of technology that's been around a long time that is very scalable to the building level, but most of them are fossil fire. Okay, so the the cheapest way to heat a building in Ottawa is to put a gas fired boiler in. That's the cheapest capital cost, first cost, and it's also the cheapest operating cost, is to put a gas boiler in that industry is well established. There's lots of trades who could do it. There's lots of producers who make the boilers. When you start to try and think about the energy transition and think about what you may do to be different, to be lower carbon, or to be zero carbon, those industries are, are just starting right? Those industries don't exist. They don't have the same depth, and so they don't have the same cost structure, and oftentimes they don't scale well down to the building. And therefore a district energy system aggregates a bunch of load, and so you can provide a thermal energy so at scale that becomes affordable. And that is, you know, a very good example of that would be where, you know, you might want to go and and recover heat from some process. And we'll talk about Zibi as the example. But if you want to go recover heat from some process and bring it in, it doesn't make sense to run a pipeline to a source to heat one building. You can't make financial sense of it, but if you're heating 20 buildings, that pipeline, all of a sudden makes sense to take waste heat from somewhere, to move it somewhere else. The other advantage is that truly, district energy systems are agnostic to their inputs and outputs for heat. So once you. Establish that hydronic loop, that interconnection of water pipes between buildings. What the source and what the source is doesn't matter. So you may have, at one point, built a district energy system, and Markham District Energy System is a great example of this. Markham district energy system was built on the concept of using a co generation facility. So they burned natural gas to make electricity. They sold electricity to the grid, and they captured all the waste heat from that generation, and they fed it into a district energy system. Well here we are, 20 plus years later, and they're going to replace that system, that fossil fired system Augment, not fully replaced, but mostly replace that system with a sewer coupled energy recovery and drive those heat recovery chillers to a sewer system. So they're putting a very green solution in place of a former fossil solution. They don't to rip up the pipes. They don't have to change anything in the buildings. They only have to change that central concept now, again, Markham could never do that at a one building scale. They're only that at the community scale. Trevor Freeman 11:08 So you mentioned, I want to pick on something you said there. You talked about a sewer heat energy system. They're pulling heat from the sewer. Just help our listeners understand high level kind of, why is there heat there for us to pull like, what's the what's the source there? Scott Demark 11:26 Yeah, so when we shower, when we flush toilets, all, all of that is introducing heat into a sewer system. So we're collecting heat from everybody's house into the sewer system. The sewer system also sits below the frost line. So call it Earth coupled. You know, it's the earth in Ottawa below the frost line sits around eight, eight and a half c and so at that temperature and the temperature of flushing toilets we we essentially get a sewer temperature in the on the coldest day of the year, but it's around 1010, and a half degrees Celsius. And obviously, for lots of the year, it's much warmer than that. And so I think, you know, a lot of people are kind of familiar with the concept of geo exchange energy, or that. Lot of people call it geothermal. But geo exchange where you might drill down into the earth, and you're taking advantage of that 888, and a half degrees Celsius. So you're exchanging heat. You can reject heat to the earth, or you can absorb heat from the earth. Well, this is the same idea, but you accept or reject from this sewer. But because the sewer is relatively shallow, it is cheaper to access that energy, and because it's warm, and on the coldest day, a couple of degrees make a big difference. Trevor and most of the years so much warmer, you're really in a very good position to extract that heat, and that's all it is. You. You are just accepting or rejecting heat. You don't use the sewage itself. It doesn't come into your building. You have a heat exchanger in between. But that's what you do. Trevor Freeman 12:58 I agree. And we've talked before on the show about the idea that you know, for an air source, heat pump, for example, you don't need a lot of heat energy to extract energy from the air. It can be cold outside, and there is still heat energy in the air that you can pull and use that to heat a building, heat water, whatever. So same concept, except you've got a much warmer source of energy, I guess. Yeah, exactly. And you know, Trevor, when you look at the efficiency curves of those air source heat pumps, you know, they kind of drop off a cliff at minus 20. Minus 22 In fact, you know, five or six years ago, they that that was dropping off at minus 10. So we've come a long way in air source heat pumps. But imagine on that coldest, coldest day of the year, you're still your source is well above zero, and therefore your efficiency. So the amount of electricity you need to put into the heat pump to get out the heat that you need is much lower, so it's a way more efficient heat exchange. Great. Thanks for that, Scott. I know that's a bit of a tangent here, but always cool to talk about different ways that we're coming up with to heat our buildings. So back to district energy, we've talked through some of the benefits of the system. If I'm a building owner and I'm have the decision to connect to a system that's there, or have my own standalone, you know, traditional boiler, whatever the case may be, or even in a clean energy want to heat pump, whatever. What are the benefits of being on a district system versus having my own standalone system for just my building? Scott Demark 14:30 Yeah, so when you're wearing the developers hat, you know they're really looking at it financially, if they have other goals around sustainability. Great that will factor into it, but most of them are making decisions around this financially. So it needs to compete with that. That first cost that we talked about the easiest ways, is boilers, gas fired boilers is the cheapest way. And so they're going to look to see it at how. Does this compare to that? And so I think that's the best way to frame it for you. And so the difference here is that you need to install in your building a cooling system and a heating system. In Ottawa, that cooling system is only used for a few months a year, and it's very expensive. It takes up space, whether you're using a chiller and a cooling tower on the roof, or using a dry cooler, it takes up roof space, and it also takes up interior space. If you do have a cooling tower, you have a lot of maintenance for that. You need to turn it on and turn it off in the spring, on and fall, etc, just to make sure all that happens. And you need to carry the life cycle of that boiler plant you need to bring gas infrastructure into your building. You generally need to put that gas boiler plant high in your building, so, so up near the top, and that's for purposes of venting that properly. Now, that's taking real estate, right? And it's taking real estate on the area that's kind of most advantageous, worth the most money. So you might lose a penthouse to have a boiler and chiller room up there. And you also, of course, lose roof space. And today, we really do try to take advantage of those rooftop patios and things. Amenities are pretty important in buildings. And so when I compare that to district energy at the p1 level p2 level in your building, you're going to have a small room, and I really do mean small where the energy transfer takes place, you'll have some heat exchangers. And small you might have a space, you know, 10 or 12 feet by 15 to 18 feet would be big enough for a 30 story tower. So a small room where you do the heat exchange and then Trevor, you don't have anything in your building for plant that you would normally look after. So when you look at the pro forma for owning your building over the lifetime of it, you don't have to maintain boilers. You don't have to have boiler insurance. You don't have to maintain your chillers. You don't have to have lifecycle replacement on any of these products. You don't need anybody operating, those checking in on the pressure vessels. None of that has to happen. All of that happens on the district energy system. So you're really taking something you own and operate and replacing that with a service. So district energy is a service, and what, what we promised to deliver is the heating you need and the cooling you need. 24/7 you second thing you get is more resilience. And I'll explain that a little bit. Is that in a in a normal building, if you if the engineers looked at it and said you need two boilers to keep your building warm, then you're probably going to install three. And that is kind of this n plus one sort of idea, so that if one boilers goes down, you have a spare and you need to maintain those. You need to pay for that. You need to maintain those, etc. But in district energy system, all that redundancy is done in the background. It's done by us, and we have significantly more redundancy than just n plus one in this example. But overall, you know, if you have 10 buildings on your district energy system, each of those would have had n plus one. We don't have n plus 10 in the plant. And so overall, the cost is lower, I would say, if you look at it globally, except the advantages you do have better than N plus one in the plan, so we have higher resiliency at a lower cost. Trevor Freeman 18:26 So we know there's no such thing as a miracle solution that works in all cases. What are the the best use cases for district energy system? Where does it make a lot of sense. Scott Demark 18:37 Yeah, in terms some, in some ways the easiest thing, spray work doesn't make sense. So, so it doesn't make sense in sprawling low rise development. So the cost of that hydronic loop, those water pipes, is high. They have to fit in the roadway. It's civil work, etc. And so you do need density. That doesn't mean it has to be high rise density. You know, if you look at Paris, France, six stories, district energy, no problem. There's there's lots and lots of customers for that scale of building. It doesn't have to be all high rise, but it does. District energy does not lend itself well to our sprawling style of development. It's much more suited to a downtown setting. It also kind of thrives where there's mixed use, you know, I think the first example we're talking about is office building shedding heat, residential building needing heat, you know, couple that with an industrial building shedding heat. You know, the these various uses, a variety of uses on a district energy system is the best because its biggest advantage is sharing energy, not making energy. And so a disparity of uses is the best place to use that, I think the other, the other thing to think about, and this is harder in Canada than the rest of the world. Is that, you know, it's harder on a retrofit basis, from a cost perspective, than it is in a in a new community where you can put this in as infrastructure, day one, you're going to make a big difference. And I'll, you know, give a shout out to British Columbia and the Greater Vancouver area. So the district, you know, down in the Lower Mainland, they, they kind of made this observation and understood that if they were going to electrify then District Energy gave economies of scale to electrify that load. And they do a variety of things, but one of the things they do is, is kind of district geo exchange systems, so, so big heat pumps coupled to big fields, and then bring heat a bunch of buildings. But these are Greenfield developments Trevor. So as they expand their suburbs, they do need to build the six stories. They very much have kind of density around parks concepts. So now Park becomes a geo field, density around the geo field, but this infrastructure is going in the same time as the water pipes. It's going in at the same time as the roads, the sidewalks, etc, you can dramatically reduce your cost, your first cost related to that hydro loop, if you're putting it in the same time you're doing the rest of the services. Trevor Freeman 21:15 So we're not likely to see, you know, residential neighborhoods with single family homes or multi unit homes, whatever, take advantage of this. But that sort of low rise, mid rise, that's going to be more of a good pick for this. And like you said, kind of development is the time to do this. You mentioned other parts of the world. So district energy systems aren't exactly widespread. In Canada, we're starting to see more of them pop up. What about the rest of the world? Are there places in the world where we see a lot more of this, and they've been doing this for a long time? Scott Demark 21:47 Yeah. So I'd almost say every everywhere in the northern hemisphere, except North America, has done much more of this. And you know, we really look to kind of Scandinavia as the gold standard of this. You look to Sweden, you look to Denmark, you look to Germany. Even there's, there's a lot of great examples of this, and they are typically government owned. So they are often public private partnerships, but they would be various levels of government. So you know, if you, if you went to Copenhagen, you'd see that the municipality is an owner. But then their equivalent of a province or territory is, is actually a big part of it, too. And when they built their infrastructure ages ago, they did not have an easy source of fossil fuels, right? And so they need to think about, how can we do this? How can we share heat? How can we centralize the recovery of heat? How can we make sure we don't waste any and this has just been ingrained in them. So there's massive, massive District Energy loops, interconnecting loops, some owned by municipalities, some of them probably, if you build a factory, part of the concept of your factory, part of the pro forma of your factory is, how much can I sell my waste heat for? And so a factory district might have a sear of industrial partners who own a district energy loop and interfaces with the municipal loop, all sort of sharing energy and dumping it in. And so that's, you know, that's what you would study. That's, that's where we would want to be. And the heart of it is just that, as I said, we've really had, you know, cheap or, you know, really cheap fossil fuels. We've had no price on pollution. And therefore what really hasn't needed to happen here, and we're starting to see the need for that to happen here. Trevor Freeman 23:46 It's an interesting concept to think of, you know, bringing that factory example in, instead of waste heat or heat as a byproduct of your process being a problem that you need to deal with, something, you have to figure out a way to get rid of it becomes almost an asset. It's a it's a, you know, convenient commodity that's being produced regardless, that you can now look to sell and monetize. Scott Demark 24:10 Yeha, you go back to the idea of, like, what are the big benefits of district energy? Is that, like, if that loop exists and somebody knows that one of the things the factory produces is heat, well, that's a commodity I produce, and I can, I can sell it if I have a way to sell it right here, you know, we're going to dissipate it to a river. We may dissipate it to the atmosphere. We're going to get rid of it. Like you said, it's, it's, it's waste in their minds, and in Europe, that is absolutely not waste. Trevor Freeman 24:36 And it coming back to that, you know, question of, where does this make sense? You talked about mixed use, and it's also like the, you know, the temporal mixed use of someone that is producing a lot of heat during the day, when the next door residential building is empty, then when they switch, when the factory closes and the shift is over and everybody comes home from work. So that's when that building needs heat, that's when they want to be then taking that heat two buildings next to each other that both need heat at the same time is not as good a use cases when it's offset like that. Scott Demark 25:10 Yeah, that's true. And lots of District Energy Systems consider kind of surges and storage. I know our system at CB has, has kind of a small storage system related to the domestic hot water peak load. However, you can also think of the kilometers and kilometers and kilometers of pipes full of water as a thermal battery, right? So, so you actually are able to even out those surges you you let the temperature the district energy system rise when that factory is giving all out all kinds of heat, it's rising even above the temperature you have to deliver it at. And then when that heat comes, you can draw down that temperature and let the whole district energy system normalize to its temperature again. So you do have an innate battery in the in the water volume that sits in the district energy system, very cool. Trevor Freeman 26:04 So you've mentioned Zibi a couple of times, and I do want to get into that as much as we're talking about other parts of the world. You know having longer term district energy systems. Zibi, community utility is a great example, right here in Ottawa, where you and I are both based of a district energy system. Before we get into that, can you, just for our listeners that are not familiar with Zibi, give us a high level overview of of what that community is, its location, you know, the goals of the community, and then we'll talk about the energy side of things. Scott Demark 26:34 Sure. So Zibi was formerly Domtar paper mills. It's 34 acres, and it is in downtown Ottawa and downtown Gatineau. About a third of the land masses is islands on the Ontario side, and two thirds of the land mass is on the shore, the north shore of the Ottawa River in Gatineau, both downtown, literally in the shadows of Parliament. It is right downtown. It was industrial for almost 200 years. Those paper mills shut down in the 90s and the early 2000s and my partners and I pursued that to turn it from kind of this industrial wasteland, walled off, fenced off, area that no one could go into. What we're hoping will be kind of the world's most sustainable urban community, and so at build out, it will house, you know, about six, 7000 people. It will be four and a half million square feet, 4.24 point 4, million square feet of development. It is master planned and approved and has built about, I think we're, at 1.1 million square feet. So we're about quarter built out now. 10 buildings are done and connected to the district energy system there. And really, it's, it's an attempt to sort of recover land that was really quite destroyed. You can imagine it was a pretty polluted site. So the giant remediation plan, big infrastructure plan, we modeled this, this overall sustainability concept, over a program called one planet living which has 10 principles of sustainability. So you know, you and I are talking a lot about carbon today, but there's also very important aspects about affordability and social sustainability and lifestyle, and all of those are incorporated into the one planet program, and encourage people to look up one planet living and understand what it is, and look at the commitments that we've made at CV to create a sustainable place. We issue a report every year, kind of our own report card that's reviewed by a third party, that explains where we are on our on our mission to achieve our goal of the world's most sustainable Trevor Freeman 28:57 community. Yeah. And so I do encourage people to look at one planet living. Also have a look at, you know, the Zibi website, and it's got the Master Plan and the vision of what that community will be. And I've been down there, it's already kind of coming along. It's amazing to see the progress compared to who I think you described it well, like a bit of an industrial wasteland at the heart of one of the most beautiful spots in the city. It was really a shame what it used to be. And it's great to see kind of the vision of what it can become. So that's awesome. Scott Demark 29:26 Yeah, and Trevor, especially now that the parks are coming along. You know, we worked really closely with the NCC to integrate the shoreline of ZV to the existing, you know, bike path networks and everything. And, you know, two of the three shoreline parks are now completed and open to the public and and they're stunning. And, you know, so many Ottawa people have not been down there because it's not a place you think about, but it's one of the few places in Ottawa and Gatineau where you can touch the water, you know, like it's, it's, it's stunning. Yeah, very, very cool. Trevor Freeman 29:57 Okay, so the. The the next part of that, of course, is energy. And so there is a district energy system, one of the first kind of, or the most recent big energy. District Energy Systems in Ottawa. Tell us a little bit about how you are moving energy and heating the Zibi site. Scott Demark 30:17 Yeah. So, first I'll say, you know, we, we, we studied different ways to get to net zero. You know, we had, we had a goal of being a zero carbon community. There are low carbon examples, but a zero carbon community is quite a stretch. And even when you look at the Scandinavian examples, the best examples, they're missing their they're missing their energy goals, largely because some of the inputs that are District Energy System remain fossil, but also because they have trouble getting the performance out of the buildings. And so we looked at this. We also know from our experience that getting to zero carbon at the building scale in Ottawa is very, very difficult. Our climate's tough, super humid, super hot summer, very cold, very dry, winter, long winter. So it's difficult at the building scale. It's funny Trevor, because you'd actually have an easier time getting to zero carbon or a passive house standard in affordable housing than you do at market housing, and that's because affordable housing has a long list of people who want to move in and pay rents. You can get some subsidies for capital, and the people who are willing to pay rent are good with smaller windows, thicker walls, smaller units, and pass trust needs, all those kinds of things. So when down at Zibi, you're really selling views. You're competing with people on the outside of Zibi, you're building almost all glass buildings. And so it's really difficult to find a way to get to zero carbon on the building scale. So that moved us to district energy for all the reasons we've talked about today already. And so when we looked at it for Zibi, you really look at the ingredients you have. One of the great things we have is we're split over the border. It's also a curse. But split over the border is really interesting, because you cannot move electricity over that border, but you can move thermal energy over that border. And so for us, in thinking about electrifying thermal energy, we realized that if we did the work in Quebec, where there is clean and affordable electricity, we could we could turn that into heat, and then we could move heat to Ontario. We could move chilled water to Ontario. So that's kind of ingredient, one that we had going for us there. The second is that there used to be three mills. So originally, don't target three mills. They sold one mill. It changed hands a few times, but It now belongs to Kruger. They make tissue there so absorbent things, Kleenexes and toilet paper, absorbent, anything in that tissue process. That's a going concern. So you can see that on our skyline. You can see, on cold days, big plumes of waste heat coming out of it. And so we really saw that as our source, really identified that as our source. And how could we do that? So going back to the economies of scale, is could we send a pipeline from Kruger, about a kilometer away, to Zibi? And so when we were purchasing the land, we were looking at all the interconnections of how the plants used to be realized. There's some old pipelines, some old easements, servitudes, etc. And so when we bought the land, we actually bought all of those servitudes too, including a pipeline across the bridge. Canadian energy regulator licensed across the bridge into Ontario. And so we mixed all these ingredients up, you know, in a pot and came up with our overall scheme. And so that overall scheme is is relatively simple. We built an energy recovery station at Kruger where, just before their effluent water, like when they're finished in their process, goes back to the river. We have a heat exchanger there. We extract heat. We push that heat in a pipe network over to Zibi. At Zibi, we can upgrade that heat using heat recovery chillers to a useful temperature for us, that's about 40 degrees Celsius, and we push that across the bridge to Ontario, all of our buildings in Ontario then have fan coil units. They use that 40 degree heat to heat buildings. The return side of that comes back to Quebec. And then on the Quebec side, we have a loop. And all of our buildings in the Quebec side then use heat pumps so we extract the last bit of heat. So imagine you you've returned from a fan coil, but you're still slightly warm. That slightly warm water is enough to drive a heat pump inside the buildings. And then finally, that goes back to Kruger again, and Kruger heats it back up with their waste heat and comes back. So that's our that's our heating loop. The cooling side is coupled to the Ottawa River. And so instead of us, we. Rejecting heat to the atmosphere through cooling towers. Our coolers are actually coupled to the river. That's a very tight environmental window that you can operate in. So we worked with the Ministry of the Environment climate change in Quebec to get our permit to do it. We can only be six degrees difference to the river, but our efficiency is on average, like on an annual basis, more than double what it would be to a cooling tower for the same load. So we're river coupled, with respect to cooling for the whole development, and we're coupled to Kruger for heating for the whole development. And what that allows us to do is eliminate fossil fuels. Our input is clean Quebec electricity, and our output is heating and cooling. Trevor Freeman 35:44 So none of the buildings, you know, just for our listeners, none of the buildings have any sort of fossil fuel combustion heating equipment. You don't have boilers or anything like that. Furnaces in these in these buildings? Scott Demark 35:54 No boilers, no chillers, no. that's awesome. And Trevor Freeman 35:58 That's awesome. And just for full transparency, I should have mentioned this up front. So the Zibi community utility is a partnership between Zibi and Hydro Ottawa, who our listeners will know that I work for, and this was really kind of a joint venture to figure out a different approach to energy at the Zibi site. Scott Demark 36:16 Yeah, that's right. Trevor, I mean the concept, the concept was born a long time ago now, but the concept was born by talking to hydro Ottawa about how we might approach this whole campus differently. You know, one of hydro Ottawa companies makes electricity, of course, Chaudière Falls, and so that was part of the thinking we thought of, you know, micro grids and islanding this and doing a lot of different things. When Ford came in, and we were not all the way there yet, and made changes to Green Energy Act, it made it challenging for us to do the electricity side, but we had already well advanced the thermal side, and hydro, you know, hydro makes a good partner in this sort of thing, when a when a developer tells someone, I'd like you to buy a condo, and by the way, I'm also the district energy provider that might put some alarm bells up, but you put a partnership in there with a trusted, long term utility partner and explain that, you know, it is in the in the public interest. They're not going to jack rates or mess with things, and then obviously just hydro has had such a long operating record operating experience that they really brought sort of an operations and long term utility mindset to our district energy system. Trevor Freeman 37:35 So looking at a system like the Zippy community utility or other district energy systems. Is this the kind of thing that can scale up over time? And, you know, I bring this up because you hear people talk about, you know, a network of district energy systems across a city or across a big geographic area. Are these things that can be interconnected and linked, or does it make more sense as standalone district energy systems in those conditions that you talked about earlier. Scott Demark 38:06 Very much the former Trevor like and that's, you know, that's where, you know, places like Copenhagen are today. It's that, you know, there was, there was one district energy system, then there was another, then they got interconnected, then the third got added. And then they use a lot of incineration there in that, in that part of the world, clean incineration for garbage. And so then an incinerator is coming online. And so that incinerators waste heat is going to be fed with a new district energy loop, and some other factory is going to use the primary heat from that, and then the secondary heat is going to come into the dictionary system. Disciplinary system. So these things are absolutely expandable. They're absolutely interconnectable. There are temperature profiles. There's modern, modern thoughts on temperature profiles compared to older systems. Most of the old, old systems were steam, actually, which is not the most efficient thing the world. But that's where they started and so now you can certainly interconnect them. And I think that the example at Zibi is a decent one, because we do have two kinds of systems there. You know, I said we have fan coil units in in the Ontario side, but we have heat pumps on the other side. Well, those two things, they can coexist, right? That's there. Those two systems are operating together. Because the difference, you know, the difference from the customer's perspective in those two markets are different, and the same can be true in different parts of the city or when different sources and sinks are available. So it is not one method of doing district energy systems. What you do is you examine the ingredients you have. I keep saying it, but sources and sinks? How can I look at these sources and sinks in a way that I can interconnect them and make sense? And sometimes that means that a source or a sink might be another district energy system. Trevor Freeman 39:59 Yeah. Yeah, yeah, systems that maybe work in parallel to each other, in cooperation with each other. Again, it's almost that temporal need where there's load high on at one point in time and low on the other point in time. Sharing is a great opportunity. Scott Demark 40:14 Yeah, absolutely great. Trevor Freeman 40:17 Okay, last question for you here, Scott, what is needed, maybe from a regulatory or a policy lens to encourage more implementation of district energy systems. How do we see more of these things happen here in Canada or in Scott Demark 40:32 North America? The best way to put this, the bureaucracy has been slow to move, is, is what I'll say, and I'll use Zibi as that example. When we, when we pitched the district energy system at Zibi, we had to approach the City of Ottawa, and we had to approach the city of Gatineau, the City of Ottawa basically said to us, No, you can't put those in our streets. Engineering just said, no, no, no, no. And so what we did at Zibi is we actually privatized our streets in order to see our vision through, because, because Ottawa wasn't on board, the city of Gatineau said, Hmm, I'm a little worried. I want you to write protocols of how you will access your pipes, not our pipes. I want to understand where liability ends and starts and all of this kind of stuff. And we worked through that detail slowly, methodically, with the city of Gatineau, and we came to a new policy on how district energy could be in a public street and Zibi streets are public on the Gatineau side today. You know, come forward 10 years here, and the City of Ottawa has a working group on how to incorporate District Energy pipes into streets. We've been able to get the City of Ottawa to come around to the idea that we will reject and accept heat from their sewer. You know, hydro Ottawa, wholly owned company of the City of Ottawa, has an active business in district energy. So Trevor, we've come really far, but it's taken a long time. And so if you ask me, How can we, how can accelerate district energy, I think a lot of it has to do with the bureaucracy at municipalities. And you know, we're we see so much interest from the Federation of Canadian municipalities, who was the debt funder for ZCU. We have multiple visits from people all over Canada, coming to study and look at this as an example. And I'm encouraged by that. But it's also, it's also not rocket science. We need to understand that putting a pipe in a street is kind of a just, just a little engineering problem to solve, whereas putting, you know, burning fossil fuels for these new communities and putting in the atmosphere like the genies out of the bottle, right? Like and unfortunately, I think for a lot of bureaucrats, the challenge at the engineering level is that that pipe in the street is of immediate, complex danger to solving that problem, whereas it's everybody's problem that the carbons in the atmosphere. So if we could accelerate that, if we could focus on the acceleration of standards around District Energy pipes and streets, the rights of a district energy company to exist, and not to rant too much, but give you an example, is that a developer is required to put gas infrastructure into a new community, required, and yet you have to fight to get a district energy pipe in the street. So there needs to be a change of mindset there, and, and we're not there yet, but that's where we need to go. Trevor Freeman 43:54 Yeah. Well, the interesting, you know, in 10 years, let's talk again and see how far we come. Hopefully not 10 years. Hopefully it's more like five, to see the kind of change that you've seen in the last decade. But I think that the direction is encouraging. The speed needs a little bit of work. But I'm always encouraged to see, yeah, things are changing or going in the right direction, just slowly. Well, Scott, we always end our interviews with a series of questions to our guests, so as long as you're okay with it, I'll jump right into those. So the first question is, what is a book you've read that you think everybody should read? Scott Demark 44:29 Nexus, which is by Harari. He's the same author that wrote sapiens. Lots of people be familiar with sapiens. And so Nexus is, is really kind of the history of information networks, like, how do we, how do we share and pass information? And kind of a central thesis is that, you know, information is, is neither knowledge nor truth. It is information, and it's talking a lot about in the age of AI. Uh, how are we going to manage to move information into truth or knowledge? And I think it, you know, to be honest, it kind of scared the shit out of me reading it kind of how, how AI is impacting our world and going to impact our world. And what I thought was kind of amazing about it was that he, he really has a pretty strong thesis around the erosion of democracy in this time. And it's, it was, it was really kind of scary because it was published before the 2024 election. And so it's, it's really kind of a, both a fascinating and scary read, and I think really something that everybody should get their head around. Trevor Freeman 45:47 It's, yeah, there's a few of those books recently that I would clear or classify them as kind of dark and scary, but really important or really enlightening in some way. And it kind of helps you, you know, formalize a thought or a concept in your head and realize, hey, here's what's happening, or gives you that kind of the words to speak about it in this kind of fraught time we're in. So same question, but for a movie or a show, is there anything that you think everybody should watch. Scott Demark 46:16 That's harder, I think, generally from watching something, it's for my downtime or own entertainment, and pushing my tastes on the rest of the world, maybe not a great idea. I if I, if I'm, if I'm kind of doing that, I tend to watch cooking shows, actually, Trevor so like, that's awesome. I like ugly, delicious. I love Dave Chang. I like, I like mind of a chef creativity partnership. So those kind of things I'd say more so if there was something to like that, I think somebody else should, should watch or listen to, I have, I have a real love for Malcolm Gladwell podcast, revisionist history. And so if I thought, you know, my watching habits are not going to going to expand anybody's brain, but I do think that Malcolm's perspective on life is really a healthy it's really healthy to step sideways and look at things differently. And I would suggest, if you have never listened to that podcast. Go to Episode One, season one, and start there. It's, it's, it's fantastic. Trevor Freeman 47:26 Yeah, I agree. I'll echo that one. That's one of my favorites. If we were to offer you or not, but if we were to offer you a free round trip flight, anywhere in the world, where would you go? Scott Demark 47:38 That's hard, so much flight guilt. You know. Trevor Freeman 47:42 I know it's a hard assume that there's carbon offset to it. Scott Demark 47:47 It's an electric plane. Trevor Freeman 47:48 That's right, yeah.s Scott Demark 47:49 My family, had a trip planned in 2020 to go to France and Italy. My two boys were kind of at the perfect age to do that. It would have been a really ideal trip. And so I've still never been to either those places. And if I had to pick one, probably Italy, I would really like to see Italy. I think it would be a fantastic place to go. So probably, probably Italy. Trevor Freeman 48:12 My favorite trip that I've ever done with my wife and our six month old at the time was Italy. It was just phenomenal. It was a fantastic trip. Who's someone that you admire? Scott Demark 48:25 I have a lot of people. Actually have a lot of people in this in this particular space, like, what would I work in that have brought me here to pick to pick one, though I'd probably say Peter Busby. So. Peter Busby is a mentor, a friend, now a business partner, but, but not earlier in my career. Peter Busby is a kind of a one of the four fathers, you know, if you will, of green design in Canada. He's an architect, Governor General's Award winning architect, actually. But I think what I what I really, really appreciate about Peter, and always will, is that he was willing to stand up in his peer group and say, Hey, we're not doing this right. And, you know, he did that. He did that in the early 80s, right? Like we're not talking he did it when it cost his business some clients. He did it when professors would speak out against him, and certainly the Canadian Association of architecture was not going to take any blame for the shitty buildings that have been built, right? And he did it, and I remember being at a conference where Peter was getting a Lifetime Achievement Award from the Canadian architects Association. And so he's standing up, and people are all super proud of him. They're talking about his big life. And he. He, he, he kind of belittled them all and said, You're not doing enough. We're not doing enough like he's still he's still there. He's still taking the blame for where things are, and that things haven't moved fast enough, and that buildings are a massive part of our carbon problem, and probably one of the easier areas to fix. You know, we're talking about electric planes. Well, that's a that's a lot more difficult than it is to recover energy from a factory to heat a community, right? I admire him. I learned things from him all the time. He's got a great book out at the moment, actually, and, yeah, he'd be right up there on my in my top list, awesome. Trevor Freeman 50:44 What is something about the energy sector or its future that you're particularly excited about? Scott Demark 50:48 You wished you asked me this before the election. I'm feeling a little dark. Trevor, I think there needs to be a price on pollution in the world needs to be a price on pollution in America, in Canada, and I'm worried about that going away. In light of that, I'm not I'm not super excited about different technologies at the moment. I think there are technologies that are helping us, there are technologies that are pushing us forward, but there's no like silver bullet. So, you know, a really interesting thing that's coming is kind of this idea that a small nuclear reactor, okay, very interesting idea. You could see its context in both localized electricity production, but all the heat also really good for district entry, okay, so that's an interesting tech. It obviously comes with complications around security and disposal, if you like, there's our nuclear industry has been allowed to drink like, it's all complicated. So I don't see one silver bullet in technology that I'm like, That's the answer. But what I do see, I'll go back to what we were talking about before is, you know, we had to turn this giant ship of bureaucracy towards new solutions. Okay, that's, that's what we had to do. And now that it's turned and we've got it towards the right course, I'm encouraged by that. I really am. You know, there are champions. And I'll, I'll talk about our city. You know, there's champions in the City of Ottawa who want to see this happen as younger people have graduated into roles and planning and other engineering roles there. They've grown up and gone to school in an age where they understand how critical this climate crisis is, and they're starting to be in positions of power and being in decision making. You know, a lot of my career, we're trying to educate people that there was a problem. Now, the people sitting in those chairs, it, they understand there's a problem, and what can they do about it? And so I am, I am excited that that the there is a next generation sitting in these seats, making decisions, the bureaucracy, the ship is, is almost on course to making this difference. So, so I do think that's encouraging. We have the technology. We really do. It's not rocket science. We just need to get through, you know, the bureaucracy barriers, and we need to find ways to properly finance it. Trevor Freeman 53:22 Great. I think that's a good place to wrap it up. Scott, thanks so much for your time. I really appreciate this conversation and shedding a little bit of light, not just on the technical side of district energy systems, but on the broader context, and as you say, the bureaucracy, the what is needed to make these things happen and to keep going in that right direction. So thanks a lot for your time. I really appreciate it. Scott Demark 53:43 Thank you, Trevor, good to see you. Trevor Freeman 53:45 All right. Take care. Trevor Freeman 53:47 Thanks for tuning in to another episode of the think energy podcast. Don't forget to subscribe. Wherever you listen to podcasts, and it would be great if you could leave us a review. It really helps to spread the word. As always, we would love to hear from you, whether it's feedback, comments or an idea for a show or a guest, you can always reach us at thinkenergy@hydroottawa.com.
What To Do & When - Wedding Planning Step-by-Step21 Wedding BUDGET SAVING TipsYouTube Video: https://youtu.be/UPliBXI0YyM Want to ask Jamie your wedding planning questions? Join her in The Master Plan!What did you think about this episode? What were your takeaways? I want to hear your feedback! Screenshot the episode and post your thoughts on Instagram and tag us @wolferandco. You can get your Perfect Wedding Timeline - HERE!Be sure to grab your Ultimate Wedding Day Checklist at https://www.wolferandco.com/engagechecklistYou are also invited to join the Facebook Wedding Community she has created for y'all to support each other. ❤️P.S. — These links may use affiliate platforms where commission may be earned based on clicks and/or purchases, and I would love it if you used them! It won't cost you anything extra, but affiliate links are RAD because they help creators like me to fund the free content we provide.
On this Bonus Episode for July, Bob talks with Colorado Springs Parks, Recreation and Cultural Services Department Director Britt Haley about the 2025 department-wide Master Plan process. It's been almost 12 years since the last department-wide master plan, and Haley talks about what has been accomplished since the last master plan, how the city has grown in the intervening years and how that affects the need for a new plan, what the department expects to learn from the master plan, how this master plan process is different than the last, and most importantly, the need for public involvment in the process. They also discuss the recent Trust for Public Land report on the economic benefits of parks in Colorado Springs, and how the information in that report pertains to the current master plan process. Colorado Springs PRCS Master Plan website: https://coloradosprings.gov/ParkSystemMasterPlan Trust for Public Land report: https://tinyurl.com/39y83yer Please consider becoming a patron of this podcast! Visit: https://www.patreon.com/hikingbob for more information Hiking Bob website: https://www.HikingBob.com Wild Westendorf website: https://wildwestendorf.com/ Where to listen, download and subscribe to this podcast: https://pod.link/outdoorswithhikingbob
Gugga was introduced to Focusing by philosophers at The University of Helsinki. She is a part of the Embodied Critical Thinking and Freedom to Think projects and teaches Focusing and Thinking at the Edge to academics and artists. Gugga came to philosophy after years of being a musician and photographer. Her love of nature made environmental aesthetics and landscape studies an area of philosophy that felt applicable to how she understands the world. In this episode Gugga discusses her interest in the concept of beauty and how it is often narrowed down to something superficial but she redefines beauty as something at the core of being human, an experience that allows us to sense our connection to the world. For Gugga the subtle everyday experiences of beauty can be profound, offering a glimpse of our deep connection to the world. We discussed the meaning of landscape as an interaction between the person and the land and how to be a tourist so that our relation to places is not superficial, taking selfies, but deeper and aesthetic. Guðbjörg (Gugga) Rannveig Jóhannesdóttir is an associate professor at Iceland University of the Arts' department of art education. Environmental philosophy, environmental ethics, phenomenology and aesthetics, and the study of beauty and sensuous knowledge are at the centre of her work. She is a expert group member of the Icelandic government's Masterplan for nature protection and she is an active member of the Embodied Critical Thinking research team and the Freedom to Make Sense research project. She has training in Thinking at the edge and is a certified Focusing trainer. In her teaching at the IUA she has been developing ways to integrate ECT methods into research practices in art and education. Gugga on The Living Process:https://youtu.be/E6WrG8SfP8wA link to one of Gugga's chapters: https://link.springer.com/chapter/10.1007/978-3-031-41344-5_7A video of Gugga's workshop to a group of artists: https://vimeo.com/1053356564The Living Process - all episodes and podcast links: https://www.londonfocusing.com/the-living-process/TLP YouTube video channel: https://www.youtube.com/playlist?list=PLC0TgN6iVu3n9d9q2l43z1xBMYY3p9FQL
Ridderbusch, Katja www.deutschlandfunkkultur.de, Lesart
Andy Murray is here to run through the latest in the Seth Rollins injury saga, and what happens next with WWE's Money in the Bank WORK...ENJOY!Follow us on Twitter:@AndyHMurray@WhatCultureWWE Hosted on Acast. See acast.com/privacy for more information.
July 18, 2025 - We check in with Adam Herbst, a former top health official in the state and now a partner with Sheppard Mullin, who describes the funding demands and other implementation challenges for the state master plan on aging.
July 18, 2025 - State Health Commissioner Jim McDonald and State Aging Director Greg Olsen explain how the state's master plan on aging came together, the process of evaluating proposals, and why federal spending cuts could impact implementation.
Jim Hill and Lauren Hersey are back with a full dose of Disney merch, from the long-awaited debut of the Starlight Dream the Night Away parade to a viral collector toy that's creeping its way into the parks. Lauren breaks down everything she's learned about La Boo Boos (and their knockoff cousins), while Jim connects the dots between Disney's 1950s television strategy and why your Christmas ornaments now cost $80. Also in this episode: What to expect from Disney's first nighttime parade in a decade Meet Whimsy: the LED-faced character pulling the finale float Why Main Street is now a runway for fashion-obsessed toy monsters A closer look at the $29 popcorn bucket ornaments and $80 vault collection set The real reason Disneyland's Opera House almost became a TV studio Walt Disney's early embrace of television—and how it changed everything From collectibles to castle corridors, this episode is packed with surprises and nostalgia. Unlocked Magic Unlocked Magic, powered by DVC Rental Store and DVC Resale Market, offers exclusive Disney & Universal ticket savings with TRUSTED service and authenticity. With over $10 MILLION in ticket sales, use Unlocked Magic to get the BIGGEST SAVINGS. Learn More Learn more about your ad choices. Visit megaphone.fm/adchoices
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Norm Hitzges is back with another hard-hitting, insight-packed episode of Just Wondering — and this time, he's laser-focused on all things DFW sports. ⚾ The Texas Rangers hit the All-Star break with more questions than answers. Injuries, inconsistencies, and a tricky trade deadline loom large. Is Chris Young ready to roll the dice?
What To Do & When - Wedding Planning Step-by-Step21 Wedding BUDGET SAVING Tips Want to ask Jamie your wedding planning questions? Join her in The Master Plan!What did you think about this episode? What were your takeaways? I want to hear your feedback! Screenshot the episode and post your thoughts on Instagram and tag us @wolferandco. You can get your Perfect Wedding Timeline - HERE!Be sure to grab your Ultimate Wedding Day Checklist at https://www.wolferandco.com/engagechecklistYou are also invited to join the Facebook Wedding Community she has created for y'all to support each other. ❤️P.S. — These links may use affiliate platforms where commission may be earned based on clicks and/or purchases, and I would love it if you used them! It won't cost you anything extra, but affiliate links are RAD because they help creators like me to fund the free content we provide.
It's time for the fourth and final Major of the golf season, and with the Ryder Cup just a couple of months away, everyone wants to play well this week. I break down the course, the top golfers, give my winner's pick, and more on another episode of The Master Plan!
Howard, Lloyd and Ahsan talk City squads, transfers both in, out and elsewhere, Pep criticism and much more besides. SIGN UP FOR OUR NEWSLETTER! A FREE WEEKLY UPDATE WITH NEW CONTENT GUARANTEED AND A WHOLE LOT MORE. CLICK THE LINK BELOW AND ENTER YOUR EMAIL IN THE BOX. ninetythreetwenty.com/the-9320-newsletter/ AND - THE NEWSLETTER BOOK WILL BE OUT IN A COUPLE OF WEEKS!
Is LeBron Headed to Dallas? Norm Breaks Down the Possibility
Let's talk about starting your remodel plan from the right place - your own life. Your choices. Your priorities. If you start your remodel planning anywhere other than HERE it will take longer, feel more chaotic, be more stressful and likely end up more expensive. I'm taking July off from recording the podcast this summer but that doesn't mean YOU have to. In fact, I'm actually pretty excited about what I've got planned for you. I took a dip through our deep archives (did you know we have over 250 episodes recorded) and pulled together some throwback episodes that have great content but may be SO FAR BACK in your podcast feed that you're unlikely ever to hit them. For these four weeks I've chosen some fun episode pairings from the past that will take us on a little spin through the master plan method. So sit back and relax and get read to get inspired to do little more for your home and for yourself. Get the full show notes with all the trimmings at https://www.midmod-midwest.com/2120Want us to create your mid-century master plan? Apply here to get on my calendar for a Discovery Call! Get Ready to Remodel, my course that teaches you to DIY a great plan for your mid mod remodel! Schedule a 30-minute Zoom consult with me. We'll dig into an issue or do a comprehensive mid century house audit.
What To Do & When - Wedding Planning Step-by-Step21 Wedding BUDGET SAVING Tips Want to ask Jamie your wedding planning questions? Join her in The Master Plan!What did you think about this episode? What were your takeaways? I want to hear your feedback! Screenshot the episode and post your thoughts on Instagram and tag us @wolferandco. You can get your Perfect Wedding Timeline - HERE!Be sure to grab your Ultimate Wedding Day Checklist at https://www.wolferandco.com/engagechecklistYou are also invited to join the Facebook Wedding Community she has created for y'all to support each other. ❤️P.S. — These links may use affiliate platforms where commission may be earned based on clicks and/or purchases, and I would love it if you used them! It won't cost you anything extra, but affiliate links are RAD because they help creators like me to fund the free content we provide.
The Valley's Janet Caperna has left the United States amid multiple continuous death threats which she has received on line as a result of her edit this season on “Jax's Show”. As The Valley heads into its final weeks with a major cast change on the horizon, Janet's return is uncertain at best. Louie Ruelas appeared on Next Gen this past week. Sources have now come forward explaining exactly why Louie appeared on the show. It seems the motivations behind Louie's appearance are much greater than just supporting step-daughter Gia and that the masterminds at Bravo have a bigger plan at play. Finally, with the RHOC set to return to our screens later this week, Tamra Judge remains as clueless as ever and the entire cast has spilled a ton of tea in a series of interviews which we break down here today! @behindvelvetrope @davidyontef BONUS & AD FREE EPISODES Available at - www.patreon.com/behindthevelvetrope BROUGHT TO YOU BY: WASHINGTON RED RASPBERRIES - Redrazz.org (Find New Ways To Use American Frozen Red Raspberries & Get More Details On Where You Can Grab a Bag) MOOD - www.mood.com/velvet (20% Off With Code Velvet on Federally Legal THC Shipped Right To Your Door) PROGRESSIVE - www.progressive.com (Visit Progressive.com To See If You Could Save On Car Insurance) ADVERTISING INQUIRIES - Please contact David@advertising-execs.com MERCH Available at - https://www.teepublic.com/stores/behind-the-velvet-rope?ref_id=13198 Learn more about your ad choices. Visit megaphone.fm/adchoices
The Cubs have had a great season thus far and are looking to return to the postseason. I break down the Cubs team and their chances of playing some Autumn baseball.All that and more today on another episode of The Master Plan
What To Do & When - Wedding Planning Step-by-Step21 Wedding BUDGET SAVING TipsYouTube Video: https://youtu.be/UPliBXI0YyM Want to ask Jamie your wedding planning questions? Join her in The Master Plan!What did you think about this episode? What were your takeaways? I want to hear your feedback! Screenshot the episode and post your thoughts on Instagram and tag us @wolferandco. You can get your Perfect Wedding Timeline - HERE!Be sure to grab your Ultimate Wedding Day Checklist at https://www.wolferandco.com/engagechecklistYou are also invited to join the Facebook Wedding Community she has created for y'all to support each other. ❤️P.S. — These links may use affiliate platforms where commission may be earned based on clicks and/or purchases, and I would love it if you used them! It won't cost you anything extra, but affiliate links are RAD because they help creators like me to fund the free content we provide.
I sat down with Vlad Tenev, CEO and Co-Founder of Robinhood, at the Bitcoin 2025 conference for an eye-opening chat about the future of finance. From tokenizing stocks to launching AI-driven investment tools, Robinhood is aiming to take over everything from trading to banking. This episode of The Wolf Of All Streets breaks down how one of the world's most recognizable fintech brands is reinventing itself in real time. Vlad Tenev: https://x.com/vladtenev This episode is brought to you by Binance, the world's #1 crypto exchange, trusted by over 270M users worldwide. Start your crypto journey with Binance:
What To Do & When - Wedding Planning Step-by-Step21 Wedding BUDGET SAVING Tips Want to ask Jamie your wedding planning questions? Join her in The Master Plan!What did you think about this episode? What were your takeaways? I want to hear your feedback! Screenshot the episode and post your thoughts on Instagram and tag us @wolferandco. You can get your Perfect Wedding Timeline - HERE!Be sure to grab your Ultimate Wedding Day Checklist at https://www.wolferandco.com/engagechecklistYou are also invited to join the Facebook Wedding Community she has created for y'all to support each other. ❤️P.S. — These links may use affiliate platforms where commission may be earned based on clicks and/or purchases, and I would love it if you used them! It won't cost you anything extra, but affiliate links are RAD because they help creators like me to fund the free content we provide.