Podcasts about j j

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  • 419PODCASTS
  • 715EPISODES
  • 46mAVG DURATION
  • 5WEEKLY NEW EPISODES
  • Dec 7, 2021LATEST

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Best podcasts about j j

Latest podcast episodes about j j

Venture Unlocked: The playbook for venture capital managers.
Lux Capital's co-founder Peter Hebert on the firm's 20 year journey, creating multi-generational success, and the changing dynamics in VC (including their use of SPAC's)

Venture Unlocked: The playbook for venture capital managers.

Play Episode Listen Later Dec 7, 2021 63:13


This week we have the treat of hosting Peter Hébert, co-founder and managing partner of Lux Capital, a 21-year-old firm that is a pioneer of deep-tech investing. The firm has nearly $4B in AUM and has led investments in Desktop Metal, Latch, Matterport, and Auris Health which was acquired by J&J in a $6 billion transaction.Prior to Lux, Peter began his career at Lehman Brothers, where he worked in the firm’s Equity Research group. He did his undergrad at Syracuse University and was the Founding President of its first venture organization, Future Business Leaders and Entrepreneurs.I’ve known Peter for nearly a decade and have found the Lux story to be so enjoyable to follow. This episode was a real treat as Peter spoke about the 20+ year “overnight success” story of Lux, which included many difficult times in the early days. Over the years, they had many inflection points and in our episode we talk through those inflection points, how they’ve managed a bi-coastal firm, and Peter’s general thoughts on the market.  Subscribe at ventureunlocked.substack.com

The Athletics Of Business
Episode 138: Process Over Outcome with Todd Becker

The Athletics Of Business

Play Episode Listen Later Dec 1, 2021 47:00


Todd Becker has done everything from successful basketball coach, sales representative, and nonprofit warrior. Currently the Managing Director of Clubfoot Solutions- a nonprofit to free the world of untreated clubfoot deformity. Before that, he was in charge of Zimmers- one of the world's leading orthopedic device services where he successfully managed sales, marketing, distribution, and warehousing. He served as a regional manager for Johnson & Johnson and coached college athletics at the College of St. Ambrose and St. Francis.    Forming a Coaching Style (5:41) Todd has had the opportunity to learn from some of the best in the business world as well as the athletics world. One of his most important lessons: organizing everything from on-the-field coaching to off-the-field details like uniforms and scheduling. Leaving St. Ambrose for St. Francis opened up a whole different world. He also learned how to set and exceed exceptional standards from his Dad. It's not lost on Todd that his first bosses in both fields took chances on him. The medical device field was tough to break into, and Todd entered with no sales or medical background. But, looking back, one of the reasons Todd landed the position was because of the work ethic he established during his coaching career. There's a lot involved in the medical sales industry, such as terminology and hospital protocol. That dedication to putting in the work to learn gave Todd an edge over others with more experience.    The Need for Good Coaching (16:20) Throughout his career, mentorship and consistent coaching have proved to be invaluable for Todd. Dennis Worth, whose son Jason Worth won a World Series with the Phillies. His hands-on coaching techniques were pivotal to teaching a young Todd how to engage with highly educated individuals like orthopedic surgeons. If you ask the right questions, those doctors will teach you more than you'll ever understand. So let them engage with you and teach you their business.  From his days at J & J, he didn't feel like he had that mentorship he wanted, which led him to Zimmer. His mentor, Paul Daniel, taught him the importance of wearing different hats in management positions and how valuable transformational relationships are. If someone is willing to help you, it's essential to follow up and send a thank you. We can all do a better job at it, and it's critical to forming and maintaining both personal and professional relationships.    The Ability to Have Fierce Dialogue (25:35) Frustration is part of the process, both in athletics and business. But the problem is when you express that frustration and scold them for messing up, it's easy to forget to bring them back up—but lifting them back up after is so important. Again, becoming a parent drove this concept home for both Todd and Ed because it's not just what you say but getting them to understand why you're saying it.   However, if something isn't clicking with a player or an employee, it's tough, but you have to know when to let them go. As coaches, we naturally want to help, but Todd learned the importance of getting the right people on the bus and the wrong people off.    VICTORY and Clubfoot Solutions (35:12)  Right now, 7.5 million people are walking around with uncorrected clubfoot, and it impacts their ability to do things like function all day on their feet or even hold steady jobs. One contributing factor is that there aren't enough corrective braces available to support them through the 4-5 years of healing after surgery.  Through his work, Todd's mission provides support braces to children in need to help them heal and perform the day-to-day tasks they need to succeed. Clubfoot Solution has distributed over 11K Iowa Braces around the world. The best part about working with nonprofits is that Todd can serve others over himself.  Additional resources: www.clubfootsolutions.org/ www.clubfootsolutions.org/make-a-donation/ LinkedIn Facebook

Echo der Zeit
Neue Biodiversitäts-Initiative: Zu viel des Guten?

Echo der Zeit

Play Episode Listen Later Nov 13, 2021 28:41


In den nächsten Jahren kommen einige Initiativen an die Urne, die alle auf weniger Umweltbelastung zielen. Nun will die Grüne Partei eine weitere Initiative zu Biodiversität lancieren, wie sie am Rande ihrer Delegiertenversammlung bestätigt hat. Das kommt selbst in Umweltschutzkreisen nicht überall gut an. Weitere Themen: (01:20) Neue Biodiversitäts-Initiative: Zu viel des Guten? (09:34) J&J spaltet sich auf - und folgt damit dem Zeitgeist (12:30) Bulgariens «Superwahl» und das Ewigthema Korruption (18:44) Schwer, breit, elektrifziert: Der Trend auf Schweizer Strassen (23:38) Showdown an der Weltklimakonferenz

All-In with Chamath, Jason, Sacks & Friedberg
E55: Valuing crypto projects, Rivian worth $100B+, inflation: causes and corrections and more

All-In with Chamath, Jason, Sacks & Friedberg

Play Episode Listen Later Nov 13, 2021 92:06


0:00 Bestie intro and Solana Breakpoint talk 4:43 Covering the censored segment from last week, how to value crypto projects and general investing, what to take away from the podcast 30:45 Rivian's >$100B valuation, greatest CNBC hit of all time 42:06 Inflation: reacting to the CPI number, problems with MMT, strategies to curb it 1:01:34 Xi Jinping becomes China's "Supreme Leader" 1:08:35 GE, Toshiba, and J&J break up into separate businesses: is this the end of the conglomerate? Insights from PayPal breaking off from eBay, what buybacks signal 1:24:44 Besties wrap the show Follow the besties: https://twitter.com/chamath https://linktr.ee/calacanis https://twitter.com/DavidSacks https://twitter.com/friedberg Follow the pod: https://twitter.com/theallinpod https://linktr.ee/allinpodcast Intro Music Credit: https://rb.gy/tppkzl https://twitter.com/yung_spielburg Intro Video Credit: https://twitter.com/TheZachEffect Referenced in the show: https://www.wsj.com/articles/us-inflation-consumer-price-index-october-2021-11636491959 https://twitter.com/denverbitcoin/status/1458900776747737093/photo/1 https://www.dtnpf.com/agriculture/web/ag/crops/article/2021/11/10/nitrogen-fertilizer-prices-shatter-1 https://www.wsj.com/articles/u-s-tests-israels-iron-dome-in-guam-as-defense-against-chinese-cruise-missiles-11636455224 https://twitter.com/Sen_JoeManchin/status/1458443966135902221 https://fredblog.stlouisfed.org/2017/02/two-tales-of-federal-debt https://www.wsj.com/articles/chinas-xi-gains-power-as-communist-party-designates-him-historical-figure-11636635312 https://www.cnbc.com/2021/11/09/ge-to-break-up-into-3-companies-focusing-on-aviation-healthcare-and-energy.html https://www.wsj.com/articles/toshiba-like-ge-plans-to-split-into-three-parts-11636700609?st=e6zgv5yq433lvr3&reflink=article_imessage_share https://investor.pypl.com/news-and-events/news-details/2021/Response-to-Market-Rumors-of-Discussions-Between-PayPal-and-Pinterest/default.aspx https://www.marketwatch.com/story/apple-spent-nearly-20-billion-on-stock-buybacks-in-q4-at-average-prices-below-the-vwap-2021-10-29 https://www.nasdaq.com/articles/which-companies-spend-the-most-in-research-and-development-rd-2021-06-21

Mad Money w/ Jim Cramer
Next Week's Game Plan, Duolingo CEO & American Electric Power CEO

Mad Money w/ Jim Cramer

Play Episode Listen Later Nov 13, 2021 44:48


With the Dow, S&P and Nasdaq closing up to end the week, Jim Cramer's giving you his Game Plan for the week ahead as Mad Money gets ready for a trip to San Francisco. Then, Duolingo CEO Dr. Luis von Ahn joins Cramer for the first time and explains how millions use the company's app and platforms to learn new languages. Then, American Electric Power CEO Nick Akins shares plans for his company's shift to renewable energy. Plus, Cramer breaks down this week's breakups - General Electric and J&J.

The Real Investment Show Podcast
What Happens If You Retire in Debt?

The Real Investment Show Podcast

Play Episode Listen Later Nov 12, 2021 44:08


Johnson & Johnson's announced division into three entities offers interesting options for investors; what happens if you retire in-debt? Rosso's Inflation Station Blues; Transitioning from portfolio accumulation- to withdrawal-mode in retirement; the thrift philosophies of Grandma Rosso. ------ SEG-1: What Opportunities Does a J&J split offer investors? SEG-2: What if you retire in debt? SEG-2B: Richard Rosso's Inflation Station Blues SEG-3: Shifting from Accumulation to Withdrawal Mode in Retirement SEG-4: Grandma Rosso's Thrift Philosophy NOTE: You can watch the commercial-free version of this video here: https://www.youtube.com/watch?v=hFvYUmBHkmY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP w Sr. Relationship Mgr., Jon Penn, CFP -------- Our Latest "Three Minutes on Markets & Money: Markets Smacked Down by Higher Inflation" is here: https://www.youtube.com/watch?v=PKTnsX3XhyU&list=PLVT8LcWPeAujOhIFDH3jRhuLDpscQaq16&index=1&t=12s -------- Our previous show, "CPI is "en fuego" --What does it mean for Investors?" is here: https://www.youtube.com/watch?v=hFvYUmBHkmY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6816352856714/WN_p3ja8GYaQROUvj65YhbyuQ -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to RIA Pro: https://riapro.net/home -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Retirement #Debt #Johnson&Johnson #Portfolio #Accumulation #Withdrawal #Inflation #Thrift #Markets #Money #Investing

The Adam and Dr. Drew Show
#1496 Drew Orleans

The Adam and Dr. Drew Show

Play Episode Listen Later Nov 12, 2021 36:10


Adam and Dr. Drew open the show with a topic from the very end of the last show, the newfound ability of Twitter being able to silence a fake news shit storm that starts on TV. They then turn to the phones and speak with a caller who wants their thoughts on the trial of Kyle Rittenhouse and what they see as the likely outcome of that trial. They also speak to a caller with a question about the J&J vaccine and if a booster is warranted at the moment. Next Drew recounts his trip to New Orleans where he hung out with Joe Rogan, Jeff Ross, Dave Chappelle and many more. Drew reveals that he has been invited on The Joe Rogan Experience and gives some insights on his interactions with Dave Chappelle. Please Support Our Sponsors: CandidCO.com/ADS enter ADS JoinFightCamp.com/ADS Lifelock.com, promo code ADAM For PaintYourLife text ADS to 64-000

Loop Matinal
Quinta-feira, 11/11/2021

Loop Matinal

Play Episode Listen Later Nov 11, 2021 10:31


Patrocínio: Podcast Startup Life O seu podcast sobre negócios, tecnologia e inovação. Em cada episódio, os anfitriões, Layon Lopes e Cristiane Serra, receberam importantes players do mercado brasileiro para debater ideias, projetos e tudo o que cerca as mais novas soluções do ecossistema de tecnologia e inovação. Acesse: https://link.chtbl.com/startup-loop. -------------------------------- Sobre o Podcast O Loop Matinal é um podcast do Loop Infinito que traz as notícias mais importantes do mundo da tecnologia para quem não tem tempo de ler sites e blogs de tecnologia. Marcus Mendes apresenta um resumo rápido e conciso das notícias mais importantes, sempre com bom-humor e um toque de acidez. Confira as notícias das últimas 24h, e até amanhã! -------------------------------- Apoie o Loop Matinal! O Loop Matinal está no apoia.se/loopmatinal e no picpay.me/loopmatinal! Se você quiser ajudar a manter o podcast no ar, é só escolher a categoria que você preferir e definir seu apoio mensal. Obrigado em especial aos ouvintes Advogado Junio Araujo, Alexsandra Romio, Alisson Rocha, Anderson Barbosa, Anderson Cazarotti, Angelo Almiento, Arthur Givigir, Breno Farber, Caio Santos, Carolina Vieira, Christophe Trevisani, Claudio Souza, Dan Fujita, Daniel Ivasse, Daniel Cardoso, Diogo Silva, Edgard Contente, Edson  Pieczarka Jr, Fabian Umpierre, Fabio Brasileiro, Felipe, Francisco Neto, Frederico Souza, Gabriel Souza, Guilherme Santos, Henrique Orçati, Horacio Monteiro, Igor Antonio, Igor Silva, Ismael Cunha, Jeadilson Bezerra, Jorge Fleming, Jose Junior, Juliana Majikina, Juliano Cezar, Juliano Marcon, Leandro Bodo, Luis Carvalho, Luiz Mota, Marcus Coufal, Mauricio Junior, Messias Oliveira, Nilton Vivacqua, Otavio Tognolo, Paulo Sousa, Ricardo Mello, Ricardo Berjeaut, Ricardo Soares, Rickybell, Roberto Chiaratti, Rodrigo Rosa, Rodrigo Rezende, Samir da Converta Mais, Teresa Borges, Tiago Soares, Victor Souza, Vinícius Lima, Vinícius Ghise e Wilson Pimentel pelo apoio! -------------------------------- Netflix Games terá spinoff de League of Legends: 
https://www.theverge.com/2021/11/9/22772338/league-of-legends-spinoff-netflix-games-nintendo-switch-hextech-mayhem Netflix volta a ter assinatura via iOS: https://macmagazine.com.br/post/2021/11/09/netflix-games-chega-ao-ios-ipados-servico-volta-a-poder-ser-assinado-pelo-app/ Positivo lança a Tab Q8: https://tecnoblog.net/530506/positivo-tab-q8-e-lancado-com-tela-de-8-polegadas-e-android-11-go/ Apple perde processo no Brasil: https://macmagazine.com.br/post/2021/11/09/dono-de-iphone-11-recebera-carregador-e-indenizacao-de-r3-mil/ Google perde recurso na França: 
https://www.theverge.com/2021/11/10/22769823/google-eu-antitrust-shopping-comparison-loses-appeal Google se livra de processo sobre privacidade: https://macmagazine.com.br/post/2021/11/10/google-escapa-de-acao-envolvendo-donos-de-iphones-no-reino-unido/ Google anuncia o Project Relate: 
https://www.theverge.com/2021/11/9/22772535/google-project-relate-euphonia-voice-recognition-command-control-assistant Google Maps para iOS ganha Modo Escuro: 
https://www.b9.com.br/153391/google-maps-ios-modo-escuro-saiba-como-ativar/ Microsoft anuncia o Windows 11 SE: 
https://tecnoblog.net/530784/microsoft-anuncia-windows-11-se-focado-em-pcs-baratos-para-estudantes/ Twitter Blue é lançado nos EUA: 
https://macmagazine.com.br/post/2021/11/10/twitter-blue-chega-aos-eua-e-ganha-artigos-sem-anuncios/ Facebook diz que não aguenta ritmo do painel de revisão: https://www.protocol.com/facebook-oversight-board-pace CEO da J&J entra para o painel da Apple: https://9to5mac.com/2021/11/09/johnson-johnson-ceo-alex-gorsky-joins-apples-board-of-directors/ Apple volta atrás em limitação de reparo do iPhone 13: 
https://9to5mac.com/2021/11/09/iphone-13-screen-repairs-face-id/ Beta 2 do iOS 15.2 ganha função de proteção infantil: https://9to5mac.com/2021/11/09/ios-15-2-communication-safety-features/ Apple perde pedido de adiar mudanças na App Store: https://www.theverge.com/2021/11/9/22773082/epic-apple-fortnite-lawsuit-ruling-injunction-stay-app-store-anti-steering-rules?scrolla=5eb6d68b7fedc32c19ef33b4 -------------------------------- Site do Loop Matinal: http://www.loopmatinal.com Anuncie no Loop Matinal: comercial@loopinfinito.net Marcus Mendes: https://www.twitter.com/mvcmendes Loop Infinito: https://www.youtube.com/oloopinfinito

Canary Cry News Talk
ONE WORLD RITUAL

Canary Cry News Talk

Play Episode Listen Later Nov 4, 2021 218:33


Canary Cry News Talk #406 - 11.03.2021  ONE WORLD RITUAL: Flippy 2, Covid Crispr Cyborgs, Gaia, Genetic Era - CCNT 406 WEBSITE/SHOW NOTES: CanaryCryNewsTalk.com LINKTREE: CanaryCry.Party SUPPORT: CanaryCryRadio.com/Support MEET UPS: CanaryCryMeetUps.com ravel Podcast (Basil's other podcast) Facelikethesun Resurrection (Gonz' new YouTube channel) Truther Dating experiment   INTRO   FLIPPY UPDATE Flippy has evolved into Flippy 2!! Flippy 1 needed too much human assistance (Tech Crunch)   CYBORG Most people are ok with cyborg enhancements (PC Mag)   CRISPR Moderna moves into CRISPR deal with Metagenomi for “irresistible data” (Fierce Biotech)   COVID19/I AM WACCINE Clip: NZ PM ends press conference due to heckler DARPA responds to Dr. Carrie Madej claims about hydrogel and nanobots (Lead Stories) Researcher blows whistle on data integrity issues in Pfizer trials (BMJ)   BREAK 1: Executive Producers, Paypal, Patrons   NEW WORLD ORDER Clip: Weird RCC video ritual Gaia might destroy the earth if we don't act on climate change (Guardian) If we're serious about Sustainability, we must have new era of global law (WEF)   POLYTICK Clip: Republican's outperformed in the suburbs, major boom for democrats Dems considering taking Biden off the 2024 ticket (NY Post) The “Covid Conspiracy Theorist” in the White House press corp (Wapo)   SPACE POPE REPTILIAN/DEBUNKER BUNKER Claims, Arrest warrant out for Pope Francis [everything is sus]   BREAK 2: Art, Reviews, Jingles, Meet Ups   SPACE Chinese Satellite evades US Satellite surveillance probe (SCMP)   BEAST SYSTEM/DNA Google executive collects presidential hair (Insider)   ADDITIONAL STORIES: Astrocyte might be key for AI brain machine learning (Science Daily) Positive test shuts down Shanghai Disneyland (Bloomberg) Marilyn Manson seen at Ye's Sunday service (USA Today) Page 14 of FDA paper shows different anti-inflammatory for children shots (FDA) Why secret symbols for magic and witchcraft fascinate us (BBC) Prison dorm on the UCSB campus (LA Times) Turning ghosts into humans, surveillance as social engineering in China (WOTR) Jungle Freaks by Trosley gets exposed, 1/3 sell off (Input) Urgent need for MORE surveillance from chronic covid (Forbes) CRISPR to help make more durable strawberries (Smithsonian) Researchers boost brain function with brain stimulation (Science Daily) Brain clot risk higher for J&J shot recipients (SciTechDaily) Republican Youngkin wins Virginia Governor, Democrats shook (AP)   PRODUCER'S 406: Veronica D** Aaron J* Brichelle, 57 Chevy Girl, Sir Sammons Knight of the Fishes, HeatheRuss, Gail M, Scott K, Sigrah the Beast, Laura C, Amanda R, JC, Morv, Sir Casey the Shield Knight, Child of God, DrWhoDunDat, Brandt W, Runksmash, Ciara   TIMESTAMPS: Jade Bouncerson   JINGLES: LeirBag3000 Jack V Psalm 40 Marty B   ART: Dame Allie of the Skillet Nation Sir Dove, Knight of Rustbeltia Ryan N   MICRO FICTION: Runksmash: BASIL and NFG park the MagOctoPod behind a ride and head out to save the future, but NFG catches two men stalking them through the crowd, they begin to run as the others begin to chase, but one of them stops to destroy a caricature artist's set up.

Fairygodboss Radio
Wanda Hope - Chief Diversity, Equity & Inclusion Officer, Johnson & Johnson

Fairygodboss Radio

Play Episode Listen Later Nov 3, 2021 35:00


In this episode of Fairygodboss Radio, Romy is joined by Wanda Hope, Chief Diversity, Equity & Inclusion Officer at Johnson & Johnson. Wanda shares her experiences (and advice!) of her flourishing 30-year career at J&J – from being the first in many roles as a young sales professional to advancing DEI as a thought leader. Wanda Bryant Hope is an accomplished business executive with significant experience in general management, marketing, sales, commercial operations, and human resources. She currently serves as Chief Diversity, Equity & Inclusion Officer at Johnson & Johnson, and is responsible for globally advancing the company's diversity, equity and inclusion (DEI) outcomes, strengthening DEI capabilities, and driving growth through innovation. Prior to this role, Wanda held a variety of leadership positions across Johnson & Johnson including Vice President, Sales & Marketing; Vice President, Commercial Analytics, Development & Operations; and Vice President, Global Performance & Development. She has been recognized for her ability to exceed business results, deliver innovative solutions to complex challenges, lead global change, develop people for optimal results and DEI global outcomes. Wanda is a sought-after speaker and thought leader on advancing DEI to drive business performance and results. Her passion and performance have been recognized with several awards including the Elite 100 of Black Women leaders by Diverse Women Media, Penn State Smeal Diversity Award, and the Most Powerful Women in Corporate Diversity by Black Enterprise Magazine. Wanda received her Bachelor of Science degree in Marketing from The Pennsylvania State University. She and her husband Bobby are the proud parents of Tyler, their 14-year-old son.

Last Born In The Wilderness
The Art That Is Aware Of You w/ Jean-Jacques Martinod | Patron Appreciation Series

Last Born In The Wilderness

Play Episode Listen Later Nov 3, 2021 7:44


This is a segment of “The Art That Is Aware Of You w/ Jean-Jacques Martinod” on Patreon. Listen to the full discussion: https://www.patreon.com/posts/patron-series-is-57486524 Experimental filmmaker and multimedia artist Jean-Jacques Martinod joins me for this Patron Appreciation Series conversation to discuss phenomenology, art, and the creative process. Jean-Jacques Martinod works oscillate between modalities of hybrid cinemas using methodologies that experiment with archival materials, celluloid film, analog tape, digital media, synesthetic operations, personal mythologies and travelogues. His work has screened in a variety of museums, festivals, galleries, and artist-led spaces. His most recent film, DATURA'S AUBADE, was co-directed with Bretta C. Walker and premiered at the Camden International Film Festival (CIFF) in September. J-J is also the co-founder, along with Bretta, of Evidence House, "a living / breathing / micropublishing project." Two of his films are available to the public, La Bala de Sandoval (https://bit.ly/3nTPUSe), and Grabados del Ojo Nocturno (https://bit.ly/2ZNYARF). WEBSITE: https://www.lastborninthewilderness.com PATREON: https://www.patreon.com/lastborninthewilderness DONATE: https://www.paypal.me/lastbornpodcast / https://venmo.com/LastBornPodcast BOOK LIST: https://bookshop.org/shop/lastbornpodcast EPISODE 300: https://lastborninthewilderness.bandcamp.com BOOK: http://bit.ly/ORBITgr ATTACK & DETHRONE: https://anchor.fm/adgodcast DROP ME A LINE: Call (208) 918-2837 or http://bit.ly/LBWfiledrop EVERYTHING ELSE: https://linktr.ee/patterns.of.behavior #JJMartinod #Filmmaking #Art

Charlottesville Community Engagement
November 2, 2021: Council indicates support for Food Equity Initiative but funding decisions to come later; Office vacancy rate at 4.9 percent in Charlottesville

Charlottesville Community Engagement

Play Episode Listen Later Nov 2, 2021 18:29


Let’s begin today with two Patreon-fueled shout-outs. One person wants you to know "We keep each other safe. Get vaccinated, wear a mask, wash your hands, and keep your distance."And in another one, one Patreon supporter wants you to go out and read a local news story written by a local journalist. Whether it be the Daily Progress, Charlottesville Tomorrow, C-Ville Weekly, NBC29, CBS19, WINA, or some other place I’ve not mentioned - the community depends on a network of people writing about the community. Go learn about this place today!On today’s show:COVID update from Dr. Denise Bonds of the Blue Ridge Health District Charlottesville Council indicates support for Charlottesville Food Equity Initiative, but funding decisions will come in the months to come A quick look at commercial office space in the Charlottesville areaCharlottesville’s public housing agency is owed $52,000 in unpaid rent Two million for affordable housing projectsThe Thomas Jefferson Planning District Commission is seeking applications from private, public, and nonprofit developers for projects to increase affordable housing stock throughout the region. The TJPDC received $2 million from the entity formerly known as the Virginia Housing Development Authority for the purpose of building actual units. The first step is for applicants to submit a proof of concept. “This proof of concept will be issued to collect key details about the proposed project, including number of proposed units to be constructed, partner development experience, and location of development,” reads the release. “The requested proof of concept will serve as a precursor to a more detailed formal project application.”The funding is part of a $40 million statewide initiative. Proposals are due on November 29 at 5 p.m. Visit the TJPDC’s website to learn more about the application.Sixth Street site planTomorrow, the city of Charlottesville will hold a site plan conference for the next public housing project to be redeveloped by the Charlottesville Redevelopment and Housing Authority. Plans for 39-units at Sixth Street will be reviewed. The CRHA Board of Commissioners’ got an update on this topic at their meeting on October 25. Brandon Collins is now the redevelopment coordinator for CRHA. (read his report )“Resident-led planning continues and to update you all in case you don’t know, the plan is in the space along Monticello Avenue where the garden currently is we’re going to knock down six apartments on the end of the garden to get a little extra room and build an apartment building,” Collins said.Collins' redevelopment report for October states that a three-story building had been originally, but architects suggested a fourth story would make the project more competitive for Low Income Housing Tax Credits.“Residents seem to be generally in favor of that,” Collins said. “There’s a lot of process questions that we’re all going to work through to get a decision on that.”The site plan conference begins at 10 a.m. on Wednesday. (meeting info)Former Planning Commissioner Lisa Green resigned from the CRHA Board of Commissioners on October 5. No reason was given but Green had been on the Redevelopment Committee. Council is seeking applications to fill the vacancy as well as other open positions on boards and commissions. Take a look at the list on the Charlottesville City Hall website. At the CRHA meeting, Executive Director John Sales reported that some tenants owe tens of thousands in back rent. The U.S. Department of Housing and Urban Development currently considers CRHA a “troubled” agency which requires additional scrutiny from the federal agency including increase inspections. “A big item that we should always discuss is the delinquency account for tenants,” Sales said. “We’re currently at $52,000. That is probably our biggest concern in terms of exiting out of troubled status. The $52,000 represents about a hundred tenants.”Sales said that represents about a third of public housing residents. He said there is a CRHA staff member working on rental assistance to help cover the back log and to find out what barriers are in place to paying the rent. Office space check-inThe Charlottesville office market had a vacancy rate of 4.9 percent in the second quarter of this year according to an analysis from Cushman & Wakefield | Thalhimer. That’s less than the same period in 2020, but below the forecasted amount. The report states that office space remains high in demand. “Absorbency in the market was down for the quarter but that is more a reflection of large new deliveries than lack of demand and remains net positive for the past 12 months,” reads the report. “In fact, 87 percent of the nearly 380,000 square feet of office space under construction is already pre-leased and since Q1 2020 there has been more space delivered than in prior decades.” The report states that rents continue to rise. The current average is $27.52 per square foot, a 55 percent increase over the 2015 average. Pinkston’s bountyElection results will come tomorrow. One final piece of information before the votes are tallied. Brian Pinkston’s campaign for one of two seats on City Council received a last-minute contribution of $3,000 on Monday from the Democratic Party of Charlottesville.COVID updateThe number of new COVID cases reported each day continues to decline. “If you look at the trend over the past couple of weeks here, a month or so, it’s really been on a downward trajectory indicating that we may be past the worst with regards to the Delta virus,” Bonds said.Today the Virginia Department of Health reports another 1,245 new cases today, and the Blue Ridge Health District reports 41 new cases. There have been 12 deaths reported in the district since October 25. Since Dr. Bonds last addressed Council, booster shots are now available for all of the three major vaccines. The Moderna booster is available for those over the age of 65 or those with some underlying condition or situation. “If you got [Johnson and Johnson] as your first one, it’s a little different,” Bonds said. “Anyone who got J&J as their first vaccine for COVID is eligible as long as you’re over the age of 18.”Bonds said anyone who got the J&J vaccine can also opt to switch to the Moderna or Pfizer as a booster. “Really the best person to talk to about this would be your physician,” Bonds said. “There are some reasons to think that mixing and matching may be beneficial. You get higher antibody levels with the rMNA boosters but there’s some evidence that if you get J&J it activates more of a different part of your system called T-cells.”Vaccines are available at the Community Vaccination Center at the former Big Lots in Seminole Square Shopping Center. Visit the Blue Ridge Health District website to learn more. Dr. Bonds said the district will have a limited quantity of Pfizer doses for children between 5 and 11 when they are available next week.“It’s going to one third of the amount that anyone 12 and over gets,” Dr. Bond said. Because there is a limited amount, the District is prioritizing shots for the most vulnerable children, working with school districts and pediatricians to identify those people and schedule shots. “There will be a small amount of vaccine that is available at our Community Vaccination Center,” Dr. Bonds said. “It is by appointment only and those vaccines.gov should be out and available by Friday of this week we believe.” In all, the District will get an initial distribution of 6,300 doses. You’re reading Charlottesville Community Engagement. In today’s second Patreon-fueled shout-out, Code for Charlottesville is seeking volunteers with tech, data, design, and research skills to work on community service projects. Founded in September 2019, Code for Charlottesville has worked on projects with the Legal Aid Justice Center, the Charlottesville Fire Department, and the Charlottesville Office of Human Rights. Visit codeforcville.org to learn about those projects. Dr. Denise Bonds spoke at the City Council meeting last night. The meeting was overseen by the two deputy city managers in the wake of the resignation of former City Manager Chip Boyles on October 12. That meant it was up to Sam Sanders to provide responses from previous comments for the public. Who maintains the mall side streets?“The first item was in regards to side street maintenance near the Downtown Mall and I did check in with staff in regards to who is responsible for maintaining those side streets and that is a function of Parks and Recreation,” Sanders said. “They have been short-staffed and struggling to keep up with everything that needs to be done is what I am hearing at this moment.”The second item dealt with a request to install a four-way stop on Rose Hill Drive at Burley Middle School, which is owned and operated by Albemarle County Public Schools.“There is a speed study underway and its in relation to the configuration that’s being proposed for Walker Upper Elementary, “ Sanders said. “Even though it is not the same impact area, they will be able to take a look at what is happening on Rose Hill Drive.”Sanders said the last study of the area around Burley dates back to 2004 and some traffic calming efforts were installed in the second half of the decade. He referred people interested in the topic to the city’s Traffic Calming Handbook as well as the petition to begin the process. Food Equity discussionThe main item last night was a report on Charlottesville’s Food Equity Initiative. The nonprofit group Cultivate Charlottesville has been the recipient of city funding for the past three years and seek additional money for years to come. They also want two percent of the meals tax to go a new Food Equity Fund.“We believe that food is a human right and we operate from that perspective that everyone, all Charlottesville residents, deserve access to fresh produce and high quality food,” said co-executive director Richard Morris.Morris said food equity is an outcome where all residents have access to food that meets nutritional and cultural needs. Earlier this year, Council was presented with a Food Equity Initiative Policy Platform which seeks to serve as a strategic plan to fund a variety of initiatives, and they’ve sought support for funding through an online petition. Much of this work is also finding its way into the draft Comprehensive Plan which Council will consider on November 15. One challenge is that the Urban Agricultural Collective has lost or soon will lose control of land it has used for community gardens. Land at the public housing site at Sixth Street SW is slated to be used for redevelopment. “The overall budget for the Food Justice Network has been about $400,000, $155,000 of what was the Food Equity Initiative contributed,” said co-director Jeanette Abi-Nader. “And you’ll note that the majority of the budget goes toward staffing.” The group is seeking a multiple year commitment, despite the fact that elected bodies in Virginia cannot appropriate money beyond the next fiscal year. The request comes outside of the budget cycle, as well as the Vibrant Communities process through which nonprofits apply for funding. That process used to be conducted jointly with Albemarle County. Mayor Nikuyah Walker praised the report submitted with the funding request, but had concerns. “If we are adding this as a three-year item, that the way other nonprofits have to compete for funding, I have some reservations there,” Walker said. Abi-Nader said Cultivate Charlottesville did not apply for Vibrant Community funds in the past two years because they had been funded by Council outside of that process. She explained how she thinks the current request is different. “We see the Vibrant Communities funds as really about programs that impact the community, like direct support programs and engagement, and this program is seen as a support for a function of city government,” Abi-Nader said. Walker noticed there have been several groups funded outside of the budget cycle and the Vibrant Community fund, such as the B.U.C.K. Squad and Peace and Streets.“I think our whole process needs to be reviewed and if there is a list of community partnerships that are doing the work the city thinks is essential that can’t be done without that partnership, then that needs to be a separate list from the Vibrant Communities but the way things are set up now, I don’t think it’s a fair process,” Walker said. Councilor Lloyd Snook appeared to agree that the resolution as presented was not appropriate. “Franky it appears to me to be an attempt to circumvent the budget process,” Snook said. Misty Graves, the interim director of the city’s Human Services Department, said the resolution came up because the initiative was a creature of City Council. “So I think that’s why it’s coming to back to City Council for whether or not it is a renewed commitment and if this is still a priority of City Council,” Graves said. Next year will be the fourth year of the initiative. The $155,000 will be built into the general fund budget that will be introduced by whoever will be City Manager early next March. The vote was 3 to 2 with Walker and Snook voting against and the resolution does not guarantee funding for FY23. The other request was for two percent of the meals tax proceeds to go to a Food Equity Fund. In Fiscal Year 2020, the city collected $12.6 million from the meals tax, which would have generated just over $250,000 for this purpose. (Charlottesville’s 2020 annual report) Abi-Nader said this fund would cover infrastructure to support food equity goals.“And by infrastructure, I mean that informally, not like literally always physical things, but infrastructure support for our city to move from a foodie city to a food equity city as an overall goal,” Abi-Nader said. “There are things that go beyond what an individual nonprofit can do.” One idea is a cooperative grocery store to be located near subsidized housing. Another is to build a new community garden in a section of Washington Park.“There’s space there to sight a quarter-acre park,” Morris said. “We’re talking about 10,000 square feet which from a growing perspective that’s a space that can grow a lot of food.”Councilors did not commit to the idea at this point in the budget cycle, but there was general support for the initiative. “For the record, I really support this group,” said Vice Mayor Sena Magill. “What they are doing is amazing work and it’s greatly needed work. I know I’ve been learning from them for the last three years now.” Another issue worth continuing to track into the future. Special announcement of a continuing promo with Ting! Are you interested in fast internet? Visit this site and enter your address to see if you can get service through Ting. If you decide to proceed to make the switch, you’ll get:Free installationSecond month of Ting service for freeA $75 gift card to the Downtown MallAdditionally, Ting will match your Substack subscription to support Town Crier Productions, the company that produces this newsletter and other community offerings. So, your $5 a month subscription yields $5 for TCP. Your $50 a year subscription yields $50 for TCP? The same goes for a $200 a year subscription! All goes to cover the costs of getting this newsletter out as often as possible. Learn more here! This is a public episode. Get access to private episodes at communityengagement.substack.com/subscribe

Generations Radio
How to Fix an Economic Nightmare - Self Government and Economics

Generations Radio

Play Episode Listen Later Nov 2, 2021 34:00


Campaign donations or bribes- Government favoritism for Elon Musk. Big Pharma has increased from -20 billion to -310 billion per year, and Pfizer, J-J, and the rest are benefiting big time by government mandates. The high level occupation is far more sophisticated than the dime a dozen bribes collected by petty bureaucrats in third world nations. How do you fix all of that- How do you rebuild freedom and integrity into a system this messed up--The answer is self-government.--This program includes---1. The World View in 5 Minutes with Adam McManus -G20 nations concerned about -climate change-, not God's judgment- Senator Manchin blocks Biden's -1.75 trillion spending bill- Afghani-American veteran now rescuing Christians from Afghanistan---2. Generations with Kevin Swanson

Dr. Howard Smith Oncall
How Protective Are CoVid Vaccines Over Time?

Dr. Howard Smith Oncall

Play Episode Listen Later Oct 30, 2021 1:37


  Vidcast:  https://youtu.be/kzFG3OplOJk   After 7 months, overall vaccine effectiveness preventing any CoVid infection drops from a peak of 95-96% to 70% for Pfizer and 82% for Moderna.  Over a 5 month period, vaccine effectiveness for the J&J vaccine drops from a peak of 79% to 64%.  Public health investigators at the University of North Carolina tabulated state-wide data on over 10 million persons from December, 2020 to September, 2021.   Looking at protection against hospitalization and death from CoVid: for Pfizer the number dropped from a peak of 96% to 88% at 7 months; for Moderna, a peak of 98% to 92%; and for J&J, a peak of 90% to 80% after 5 months.    These vaccines are remarkably effective over time, but less so against the Delta variant which increased over the time of the study.  Bottom line: you receive optimal protection, especially if you are in a high risk group, from a booster dose of CoVid vaccine.   https://www.medrxiv.org/content/10.1101/2021.10.25.21265304v1.full.pdf+html   #CoVid #vaccine #booster #pfizer #moderna #jandj  

Dr. Howard Smith Oncall
CDC Booster Recommendations

Dr. Howard Smith Oncall

Play Episode Listen Later Oct 30, 2021 3:05


  Vidcast:  https://youtu.be/n-fNckTsLvo   Let's look at the latest CDC guidelines regarding who should receive booster doses. Who needs a booster shot? A 3rd shot should be given as a booster for those who received complete vaccination with an mRNA vaccine, either Moderna or Pfizer, at least 6 months earlier and; are 56 years or older; 18 years or older in a long-term care facility; 50-64 years of age with cancer, stroke, chronic heart, kidney, lung or liver disease, diabetes, obesity, pregnancy, smoking habit, tuberculosis, or significant mental health disorders. A 2nd shot as a booster should be given to all those who received complete vaccination with the  Johnson & Johnson-Janssen vaccine at least 2 months earlier.  That's it.  Any of the vaccines may be used.   Immunocompromised persons more than 28 days following initial vaccination with either Moderna or Pfizer should immediately receive a 3rd shot consisting of a full 100 ug dose of Moderna or a 30 ug dose of Pfizer.   Which booster shot to receive? Clinical trials show that each booster shot including a full dose of Pfizer, a half dose of Moderna, or a full dose of the J&J significantly increases anti-CoVid immunity as measured by antibody levels.  One study of mix and match strategies showed that both work and any of the vaccines would produce the same or higher level of anti-CoVid immunity.   Discuss your options with your provider.  Each vaccine has slight associated risks for the booster as they did for the initial vaccination: Pfizer and Moderna - myocarditis more frequent in men and younger adults; J&J - thrombosis with platelet depletion for women 18-49 and Guillain-Barré syndrome for men 50-64.  If you are in these groups, the CDC recommends consideration of an mRNA booster with Moderna or Pfizer.   The CDC just added several recommendations for those moderately or severely immunocompromised.  Those 6 months or more after their 3rd shot or booster should consider a 4th shot or 2nd booster.   These are the CDC booster guidelines as of October 26, 2021.   https://www.cdc.gov/vaccines/covid-19/clinical-considerations/covid-19-vaccines-us.html#considerations-covid19-vax-booster   #CoVid #vaccine #booster #cdc #pfizer #moderna #jandj  

Rio Bravo qWeek
Episode 72 - Depression in Adolescents

Rio Bravo qWeek

Play Episode Listen Later Oct 30, 2021 22:50


Episode 72: Depression in Adolescents.  COVID-19 vaccine updates including booster shots and mix and match options. Depression in adolescents is discussed by Virginia Bustamante, Charizza Besmanos, and Hector Arreaza. Introduction: COVID Vaccines Update October 2021Written by Hector Arreaza, MD. Participation: Lillian Petersen, RN, and Nathan Heathcoat, MS3.  The FDA granted emergency use authorization for a booster shot with the Pfizer/BioNtech COVID-19 vaccine in September 2020.On October 20, 2021, the FDA also granted emergency use authorization for a booster shot with the Moderna AND Johnson & Johnson (also known as Janssen or J&J) COVID-19 vaccines. Pfizer/BioNtech: Brand name Comirnaty®. It has full FDA approval for patients who are 18 years and older for the prevention of COVID-19. The rest of the indications of this vaccine are under the Emergency Use Authorization (EUA). It is authorized for 12 years and older. Total of two doses, 21 days apart. Authorized for 3rd dose in immunocompromised patients (on active cancer treatment, organ transplant recipients, taking immunosuppressive or high dose corticosteroids, have moderate to severe immunodeficiency). 3rd dose is given at least 1 month after the second dose. It is authorized for a single booster shot in special populations (older than 65 years of age OR 18-64 years of age at high risk of severe COVID-19 or with frequent occupational exposure). The booster shot must be given 6 months after the primary series is complete.Moderna: No brand name yet. All uses are under emergency use authorization. It is authorized for 18 years and older for the prevention of COVID-19. Give a total of two doses, 4 weeks apart. A third dose is authorized to be given 1 month after the second dose. Patients who can receive a third dose include patients on active cancer treatment, organ transplant recipients, taking immunosuppressive or high dose corticosteroids, or have an immunodeficiency. It is authorized for a single booster shot 6 months after completing primary series. The booster shot of Moderna should be half dose. People who may receive a booster shot are those who are older than 65 years of age OR 18-64 years of age at high risk of severe COVID-19 or with frequent occupational exposure.Johnson & Johnson (Janssen): No brand name yet. Authorized as a single dose vaccine. Authorized for a single booster shot 2 months after the first dose. Mix and Match Approval: The FDA authorized on October 20, 2021, heterologous booster dose for currently approved or authorized COVID-19 vaccines. You can give a booster shot with a different vaccine than the one you received primarily. For example, a patient who received J&J vaccine may receive a booster shot with Pfizer or Moderna 2 months later. Another example, a patient received primary series of Pfizer vaccine, may receive a booster shot with Moderna, Pfizer or J&J 6 months after completing primary series. Booster shots are authorized, again, for patients who are 65 years and older, 18-64 years of age at high-risk for severe COVID-19 or with frequent occupational exposure.The vaccination of children 5-11 years old is still under discussion, more updates coming soon.This is Rio Bravo qWeek, your weekly dose of knowledge brought to you by the Rio Bravo Family Medicine Residency Program from Bakersfield, California. Our program is affiliated with UCLA, and it's sponsored by Clinica Sierra Vista, Let Us Be Your Healthcare Home. ___________________________Depression in Adolescents. By Virginia Bustamante, MS4; Charizza Besmanos, MS4; and Hector Arreaza, MD.  Vicky: We will talk about adolescence and depression today. I was reading a piece on the Impact of COVID-19 Pandemic on Adolescent Mental Health on Psychiatry Advisor by Tori Rodriguez. She is a licensed professional counselor with a master's in arts in counseling psychology. This article really got me thinking, how prevalent is depression in adolescents? Even before COVID-19. I read the article and I wasn't even aware of the numbers. So, I decided to do some research on the topic. Charizza: When you brought up the topic for discussion, I asked myself how much do I even know? I found that the CDC reported that “more than 1 in 3 high school students had experienced persistent feelings of sadness or hopelessness in 2019.” This was a 40% increase since 2009. It also said that, “in 2019 about 1 in 6 youth reported making a suicide plan in in the past year. That was a 44% increase since 2009.” 44% increase! That is almost unbelievable. Now I'm asking myself what is causing such a drastic increase.Vicky: When I read Rodriguez's piece it really got me thinking. What is or are there even known causes linked to this huge increase?Charizza: Are adolescents more open to talk about mental illness? Or are there other factors affecting their mental illness? For example, increasing social media presence or other home/ social pressures. Vicky: Actually, that may be partially why. The U.S. News and World Report wrote a piece that highlighted the possible contributing factors that have led to this increase. They stated that data hasn't really shown a conclusive answer but there are some common themes that have emerged. And I'd like to spend much of this podcast really going into those themes and discussing them. The U.S. News and World Report listed five common themes. Theme one, what they called “a modern-day diagnosis” - where they reference a John Hopkins Health Review which explained that adolescent depression is somewhat of a new diagnosis. Charizza: Up until about the 1980's mental health professionals were reluctant to diagnose adolescents with a mood disorder. Because their brains were still developing, they thought it was not appropriate to diagnose someone so young with, for example depression. Vicky: Yes exactly, so the current thought is, that perhaps this change of thinking has played a part in the increasing numbers in the form of increased reporting and/or documentation. The second theme they listed was “hyper-connected & overstimulated.” This stems from how our world is today. Where electronic devices and social media are a big part of young people's lives. The idea that they have a life in the real world and the virtual world.  Charizza:  I read a study on Teens, Social Media and Technology, a Pew Research Center study, that more than 95% of teenagers have access to a smartphone and 45% of them described themselves as being online “almost constantly.”  Vicky: To think, how does this affect the way they see themselves? For maybe a lot of us listening right now we've been on social media. That could be Facebook, Instagram, Tik-Tok, and going way back Myspace. We know that social media can be an amazing place to share our lives but can also be filled with a lot of criticism.Arreaza: Have you heard of “FOMO”? It's “Fear of Missing Out”. It's a condition that can cause severe anxiety because others are having fun, or you missed a particular event, memorable experience, or an opportunity to connect with someone famous, or an online investment. People with FOMO need to stay always connected. Vicky: The Journal of Abnormal Psychology explained that the spike in depression and suicidal tendencies may be connected to social media among young people. They went on to describe how it's not uncommon for young people to measure their self-worth based on the likes. I've been there. Questioning myself whether to post or not post a picture based on whether it's “Instagram worthy”? Will it get enough likes to be posted? Rather than sharing moments of my life with friends and family as the platform was intended to. Charizza: It's not something I'm proud of but I've gotten sucked into the fake reality of online. That's why I reduced my social media presence. Vicky: Was there a specific reason or situation that led to that?Charizza: I just felt like that it was taking more energy than it was meant for. And honestly I've felt happier since not really using my Facebook anymore. Vicky: If that makes you happier, I support it. I mean I might consider it myself. Arreaza: Yes, a social media “fasting” may be beneficial for some people. Vicky: For the third theme, the article referred to what they called “uncertain times.”Charizza: What does that even mean?Vicky: Each generation is influenced and shaped, in a positive or negative way, by the events happening at that time in history. And sadly, today's young people have grown up in a post-9-1-1 world, mass terrorist attacks, and shootings whether that be high schools, malls, and even churches. All these events mean that young people may know the fear of terrorism. A sense of security has been taken from them by these awful and cowardly attacks of others. Charizza: I had a friend who was afraid to go to the movies after the 2012 Aurora Colorado shooting. For a long time, every time she went, she couldn't sit there and enjoy the movie. She kept turning around looking at the door every time it opened. Afraid something would happen. So, thinking of that and thinking that others may be going through similar and even more difficult times, I can completely understand this contributing depression among young people. Vicky: This fear and stress appears to be contributing to the increase in depression. The fourth theme was “not enough sleep.” The Nation Sleep Foundations recommends teens get 8.5 to 9.5 hours and instead teens get around 7 hours. When I am well rested, I perform my best. My energy, memory and overall mood is better. But with school, work, and everything else it's hard sometimes to get the hours I need. I mean I don't know about you Charizza, but I can work on getting more sleep. Charizza: Sadly, I struggle with it too. But for adolescents where they're still developing and undergoing different physiological changes those hours are especially important. The Sleep Foundation stressed the importance of sleep for teens. They talk about how it helps with physical development - with all the changes they are undergoing, academic achievement - by promoting attention, improving memory (like you brought up), and definitely helps with emotional health. The website states that mental health disorders for example anxiety, depression, and even bipolar disorder have been linked to poor sleep. They even stated that sleep deprivation in teenagers can increase the risk for suicide.Arreaza: A poor sleep also can lead to obesity in adolescents and adults. Something we should remember is also the timing of sleep for adolescents. The sleep pattern changes over the lifetime of people, and it's not only in duration, but also the time they sleep. Normally, a teenager tends to go to bed late and wake up late. For this reason, high school schedules are being changed in California to start at 8:00 AM. Vicky: It sounds like improving sleep in adolescents can be a great way of preventing mental health disorders or even reducing their symptoms. The last and fifth theme discussed in The U.S. News and World Report as a possible contributing factor to the increase in adolescent depression is a “lack of community.” This goes back to the world we live in today. We live with this - what the article quotes as - “go-go mentality” and the community we would have previously built or created around us have gotten smaller. So as they quoted “our face-to-face connections” have decreased.Charizza: Is there anything they suggest?Vicky: The U.S. Preventive Services Task Force recommends primary caregivers screen adolescents 12-18 for depression. But this doesn't always happen. They suggested that identifying adolescent depression should NOT be something that only falls on the medical provider but something we should ALL be responsible for. We can do this by building healthy and trusting relationships with our young people. Hopefully also rebuild this sense of community. Today we highlighted some themes that are possibly related to the increase in adolescent depression. Those were: the idea of a modern-day diagnosis, second being hyper-connected & overstimulated, third the uncertain times we live in, fourth not enough sleep, and lastly the sense of a lack of community. Charizza: We hope you guys all really enjoyed listening. And remember if you are or know someone struggling with depression and/or suicide thoughts reach out to someone. Let someone know how you are doing. Tell a teacher, adult, someone. Vicky: If you for whatever reason don't feel comfortable doing that or feel you may not have someone to reach out to and are in danger of hurting yourself or others please call 911. Charizza: There are also national suicide prevention hotlines. That is 1-800-SUICIDE and that's 1-800-SUICIDE. There is also 1-800-273-TALK, again that's 1-800-273-TALKVicky: There is also the Mary K Shell Mental Health Center with a walk-in crisis center. They are located here in Bakersfield on College and Mt. Vernon. They are actually in the same parking lot as Kern Medical Center. Their number is 661- 868-8123.________________________________Conclusion: Now we conclude our episode number 72 “Depression in Adolescents.” Our adolescent patients are a special population, so special that you can even do a fellowship after finishing your residency. Our adolescents are under a lot of pressure, especially during this era of social media. Remember to screen for depression and start treatment right away with behavioral therapy and medications as needed or refer your depressed patients to a psychiatrist to start treatment promptly. Do not forget to assess risk of suicide and act fast to prevent suicide in your patients. Even without trying, every night you go to bed being a little wiser.Thanks for listening to Rio Bravo qWeek. If you have any feedback about this podcast, contact us by email RBresidency@clinicasierravista.org, or visit our website riobravofmrp.org/qweek. This podcast was created with educational purposes only. Visit your primary care physician for additional medical advice. This week we thank Hector Arreaza, Lillian Petersen, Nathan Heathcoat, Virginia Bustamante, and Charizza Besmanos. Audio edition: Suraj Amrutia. See you next week! _____________________References:Mental Health, Adolescent and School Health, Centers for Disease Control and Prevention, CDC.gov,  https://www.cdc.gov/healthyyouth/mental-health/index.htm, accessed on September 20, 2021.  Lohmann, Rachel Cassada, What's Driving the Rise in Teen Depression?, US News, April 22, 2019. https://health.usnews.com/wellness/for-parents/articles/2019-04-22/teen-depression-is-on-the-rise.  Anderson, Monica and Jingjing Jiang, Teens, Social Media and Technology 2018, Pew Research Center, May 31, 2018. https://www.pewresearch.org/internet/2018/05/31/teens-social-media-technology-2018/.  Rodriguez, Tori, Impact of the COVID-19 Pandemic on Adolescent Mental Health, Psychiatry Advisor, April 30, 2021, https://www.psychiatryadvisor.com/home/topics/child-adolescent-psychiatry/adolescent-mental-health-issues-are-further-exacerbated-by-the-covid-19-pandemic/. 

Illinois News Now
Wake Up TriCounties COVID 19 Booster Clinic

Illinois News Now

Play Episode Listen Later Oct 29, 2021 7:18


The Henry and Stark County Health Department is holding a series of COVID-19 Booster Clinics beginning Friday, October 29th, 2021 at Black Hawk College. The clinic will be open to anyone age 18 years or older from 9 Am to 3 Pm. The Moderna vaccine is what is being given out but if you received J & J or Pfizer you can still get a booster of Moderna. Other Booster Clinics at Black Hawk College are set for Tuesday, November 2nd; Thursday, November 4th; and Saturday, November 6th at Black Hawk College-East Campus, 26230 Black Hawk Road, Galva, IL.

We Chat Divorce Podcast
5 Critical Considerations When Dividing Executive Compensation In Divorce with Marianna Goldenberg, CDFA®

We Chat Divorce Podcast

Play Episode Listen Later Oct 27, 2021 46:53


On the newest episode of We Chat Divorce we're speaking with Marianna Goldenberg, the Founder and CEO of Curo Wealth Management in Langhorne, PA. Marianna is a Certified Divorce Financial Analyst (CDFA®). Marianna was just eighteen years old when she left behind the oppression and dangers of living in the Soviet Union, with a mere fifty dollars in her hand. Seeking a better life and a safe place to rebuild where opportunity was the reward for integrity and ambition, she and her immediate family left everything and everyone they knew in Russia for a fresh start in Pennsylvania. Hard work, big dreams, and an undeniable determination to succeed led Marianna to UPenn's Wharton School of Business. At Wharton she earned degrees in mathematics and finance, thus kick-starting the financial career she is so passionate about today.   Learn More >> https://www.curowm.com/ Connect with Marianna Goldenberg on LinkedIn >> https://www.linkedin.com/in/mariannagoldenberg   The We Chat Divorce podcast (hereinafter referred to as the “WCD”) represents the opinions of Shanahan, Chellew, and their guests to the show. WCD should not be considered professional or legal advice. The content here is for informational purposes only. Views and opinions expressed on WCD are our own and do not represent that of our places of work.  WCD should not be used in any legal capacity whatsoever.  Listeners should contact their attorney to obtain advice with respect to any particular legal matter. No listener should act or refrain from acting on the basis of information on WCD without first seeking legal advice from counsel in the relevant jurisdiction. No guarantee is given regarding the accuracy of any statements or opinions made on WCD.  Unless specifically stated otherwise, Shanahan and Chellew do not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned on WCD, and information from this podcast should not be referenced in any way to imply such approval or endorsement. The third-party materials or content of any third-party site referenced on WCD do not necessarily reflect the opinions, standards or policies of Catherine Shanahan or Karen Chellew.    Karen Chellew:           Welcome to We Chat Divorce. Catherine and I are happy to welcome Marianna Goldenberg, CDFA®, to our podcast today. In this episode, we're going to discuss five critical considerations when dividing executive compensation in divorce. But, first, let me take a couple minutes to introduce Marianna. With thirty years of experience, Marianna is founder and CEO of Curo Wealth Management. Curo Wealth Management is a financial planning firm located in Bucks County, Pennsylvania. Curo in Latin means to take care, and this is exactly what they do for a select group of families, women, and busy executives. When it comes to her clients, Marianna takes care of everything relating to their finances. She loves teaching and empowering people to make important decisions for their financial future, helping to set them off on a better path than where they started. Marianna especially loves it when they bring their kids into the conversation so that they can learn, too, and she can help them save for their futures. Welcome, Marianna. Marianna Golden...:    Thank you, Karen. Thank you, Catherine. Delighted to be part of your podcast today. Catherine Shanah...:    Oh, we're so happy to have you. And boy, oh, boy, could we go on and on about this conversation because I don't think that there's a day that goes by that I don't get frustrated of what people overlook when it comes to executive compensation, so this will be a great conversation for people listening. So thanks for coming on board. Marianna Golden...:    Of course. Catherine Shanah...:    You are a wealth of knowledge and often a resource I go to when we're doing our financial portraits to get some more input from you because you really are an expert when it comes to executive compensation. Marianna Golden...:    Thank you. Catherine Shanah...:    It's my pleasure. Karen Chellew:           I completely agree. What would we do without Marianna some days? Catherine Shanah...:    The only thing I think was missing from your intro there, which was a nice long intro, Karen, thank you for that, was when you said, "She looks after families and teaching children." Where are the dogs? Marianna's always including her dog in something. Marianna Golden...:    Absolutely. Karen Chellew:           Lola. Marianna Golden...:    It's a big part of our firm. The board of stress management. Catherine Shanah...:    Oh, yeah. So let's jump into this, five things to consider. I know there's more than that, and we'll tackle five of them today. This is just such a topic that people are afraid of, their attorneys steer away from sometimes, and the individuals, the non-employees, in particular, and even the employees themselves sometimes, a little bit of it is over their heads on what's considered marital and what's not considered marital. So what's the first thing somebody should consider? Marianna Golden...:    That's a great question, Catherine. What's really important to understand is, these days, a lot of companies change the way they reward their employees. They used to have lifetime pensions or cash bonuses, but the employers really tried to tie the success of the company to the compensation that they leave to their employees. Part of that is something that's called long-term incentives or executive compensation, and it's a really involved and very important concept. A lot of times, even the employees themselves don't understand how it works. Then you put divorce on top of that, and you have parties that are not privy to that, and it becomes a very complex issue that we always come across during the divorce and distribution of assets.                                     There are various kinds of long-term care incentive or executive compensation, and the most common ones are restricted stock units, performance stock units, stock options, which are then divided into qualified and non-qualified, and restricted stock units or RSUs for short. Those are the kinds of executive compensation that we normally see. Catherine Shanah...:    And how do you know if your spouse has that? Marianna Golden...:    That's a great question. A lot of times, it's really overlooked because, as part of discovery, attorneys usually ask for tax returns or other documents that don't include this particular type of compensation. Really, if someone works for especially publicly-traded companies and they are of a senior management position, chances are a part of their compensation is executive comp or LTI. The best way to determine if someone has one is obviously to ask, but not everybody is going to be forthcoming in sharing that information. The best way I've found to understand if someone has this type of compensation is ask for a few documents. The first one is a total compensation package, and it's really a printout that the employee gets every year that shows everything that they receive as part of their overall compensation.                                     The second one is to request their 1231 pay stub, and the reason I say 1231 is because different companies have different timing of when their executive compensation gets paid. Some do it in the beginning of the year, some do it in the middle, some do it quarterly, so it's really important. If you request 1231 pay stub, it will show up on that pay stub. It will not show up on W-2. It will not show on tax returns. So those are usually the two main documents that are requested, and if you just have those, you won't know. The other thing that's important, too, is to Google. We all know you can get any answer in Google these days. So part of discovery should be Googling the compensation for the company, and chances are you'll find out a lot about the plans by doing that in conjunction with the rest that I just mentioned. Catherine Shanah...:    I want to just expand a little bit on that 1031, I mean, 1231 pay stub or pay statement or however you want to reference it. So often, Karen and I, when we're putting together the financial portraits for individuals, will hear, "No, I got this pay stub or I got that pay stub," and, "No, they said that we can look at a W-2 with it," or, "What's the big deal? I have this quarter's pay stub." It really is a big deal to get that last year-end statement. There's a lot of valuable information in there, you're saying. Marianna Golden...:    Yep. There is additional bonus that was paid that wasn't outlined before this new project or patent or some kind of additional recognition, all going to show up there. It's such a great source for discovering compensation that wasn't disclosed. Karen Chellew:           And I'm going just going to ask because this is really not my area of expertise, except I'm in the document collection piece a lot. You're identifying the existence of the executive compensation because I know a lot of the other party or the spouse with the executive compensation will say, "Well, it exists. Yes, I agree with that, and here is this spreadsheet defining what the it is." So, to your point, that compensation package is important as to how it plays out. I just wanted to make the differentiation there from the existence of it to the valuation of it that's two different perspectives. Marianna Golden...:    So true, Karen, and it's a really valid point because a lot of people do just what you said, spreadsheets, and this is not a valid document from the company. Something that's called a stock or options ledger, which is the official document from the company, will identify... Once we know there is an existence of the executive compensation, it will be an official record that will identify what particular compensation we're talking about, all the particulars, the dates that they were awarded, the dates that they become available to the employee, and the taxes that will be taken. So it's really a wealth of information as well. Catherine Shanah...:    Can you compare that to a screenshot of someone logging into their net benefits statement on the computer? Is that the actual ledger? Because, often, when we're... Karen, when you're collecting the documents, you'll see the screenshot or someone just logging into their net benefits on a certain date, and it'll show what's vested, what's not vested. Is that the same thing as asking for the company's ledger? Marianna Golden...:    Depends on the screen and depends on the company, but I would say this is a good beginning because in order to be really fully disclosed, right, say, the screenshot is terrific. The other thing that's important is something that's called the summary plan description or SPD because that's going to really spell out the ins and outs of the specific plan. Also, if there are any historical vesting or exercise that happened before, we need those exercise invoice to determine if the actual shares were sold or kept after the vesting. So it'll show us if that happened, when it happened, what was the cost basis of those shares and the taxes withheld. The historical part of that, during marriage, during separation, and then the future are all important parts for the overall picture. Karen Chellew:           I- Catherine Shanah...:    That's great. Karen Chellew:           Yeah. To your point there, too, Marianna, where you said that's a good beginning, I think sometimes it can stop there. As they're collecting documents, they get a couple pieces of paper and say, "Oh, this is a good beginning," whether it's the mediator or the attorney or whoever they're working with, and they assume that as they get closer to the agreement or to the trial or the master's conference or wherever they're going to be hashing out the logistics... No one has gone back to pull that ahead to get all the information. So I know when I'm working with clients, I'm saying, "Let's just get this out of the gate. It's easy to get. If you're getting one thing, you might as well get all of it," so that everybody has that fund of information from which to work. I think that's so important because, by the end of it, if you're not staying on top of it to collect all the relevant information, you've got a lot of information to collect and things get easily overlooked when you're trying to hash out a settlement. Marianna Golden...:    I totally agree. I really believe in saying, "You don't know what you don't know." So in order to have the good understanding, you have to have all the documents and make the conclusions. But then you have the facts. That's what you need. Karen Chellew:           Yeah. Catherine Shanah...:    Yes. And it's much easier to get those facts, to Karen's point, when you're in the process of collecting and you're not getting fatigued by the whole process and just over it. By the time that you really need the facts, you just don't want ... You want to be done with it. So I totally agree with that. What's the next tip, number two, for you to consider? Marianna Golden...:    So we just discussed how do you even know someone has that particular asset. The second one, once you determine if someone does have the executive compensation plan, you really have to understand what it is that you're looking at. As I mentioned, there is various types of executive compensation stock options, restricted stock units, performance stock units, long-term deferred comp. The important thing is to make sure you get a summary plan description for each document and really outline what it is that you're dealing with. If it's stock options, are they incentive stock options or they're non-qualified stock options? What are the terms? When do they vest? When you exercise, do you hold the stock or do you sell the stock?                                     Each award is very different. And I see it a lot in the property settlement agreements where they use the word vested or exercise for the wrong time of the executive plan, so you really want to make sure if it's options, they're vesting and they're exercised. If these are restricted stock units you're talking about, they cannot be exercised. They can only vest, and you have no control with when, where with the stock options, you do have control when you can exercise. So it's very different terminology that gets often mixed up between different awards. So that's- Catherine Shanah...:    Which seems like an easy thing, right? But now you've signed your agreement and you have to make sure that you're able to execute your agreement. So if the language is not properly written, how does that happen? So these are really good points, and I know if you're listening to this podcast right now, your head is probably doing a whole spin-around because you've mentioned a lot of big words like vesting and non-qualified and qualified. So it's really important, I'm hearing you say, to get that summary plan description so that you do not have to be a genius with this but you have to be able to have the document to actually outline what it is that you're doing with it. Marianna Golden...:    That's exactly right because I often see the document that spells something out about the plan, something like let's divide this particular asset in half or the employee can do this or that, and it's really important to know that if your legal document says that you can do something but the document that the plan is based on doesn't allow for it, you can't do anything. The divorce document becomes obsolete if the plan document doesn't allow for a certain transaction. If you don't have the summary plan description that you incorporate into your divorce document, it's not going to work. It's just useless piece of paper at that point, and guess what? You have to go back and negotiate and pay additional fees to get it resolved. Karen Chellew:           That's such a good point, Marianna. I know when we're compiling the MDS portrait for our clients and they have executive compensation, we'll put that in the table of recommendations and considerations. We'll say, "This is what you have, this is what you need, and this is who can help you," because a lot of attorneys frankly aren't financially trained. Of course, it takes a village. It takes a team when getting through any kind of difficult challenges. So even if your attorney may not understand how the executive compensation works or all the nuances of it or the complexities of it, you can take that to your financial planner, just like Marianna, who can help you know how that plays out so that your attorney has the information he or she needs then to get that agreement rock solid for you. Marianna Golden...:    It's so true. I often work with couples where they do have their financial planners but these particular people are not specialized in the executive compensation. So they might say this is what they suggest, but it's not going to be really useful if that's not their specialty. I would highly recommend to talk to your financial professionals and see do you work with executive compensation, do you understand how it works, do you have specific companies and plans that you are really familiar with because although it's a common asset, but each plan might has its own specifics and you need to know those specifics. Catherine Shanah...:    And let me piggyback off of what you were saying, Karen, because let's take a look at the downside to all of this, I guess. So let's just say I'm sitting here and I have this agreement and I'm listening to you guys speak and I say, "Okay, great, my language isn't saying what Karen just said." Now, Marianna, you're my financial planner and I bring you my agreement. Are you going to force me to go back to my ex-spouse to get this plan description because it was never requested before? How are you going to help me if I don't have that information? Marianna Golden...:    That's a really unknown question. It really is because I did have situations where someone comes with a document and says, "Can you help me execute the terms?" It's really hard when the other spouse isn't open or amicable. It's really hard to put it for something that's not spelled out. So it might be case where you need to back and have the agreement rewritten if the other side is not cooperating with the terms. I often recommend for people even to have a separate agreement which is not part of the overall MSA that states how to exactly go about and execute the terms of the executive compensation.                                     Also, a lot of times... And we might talk about it more. A lot of times, you have to understand that the executive compensation is only an asset when it becomes vested. So doing something beforehand, the employee even doesn't own that asset until it's vested, so it might take a couple years before it becomes a real asset. But then the considerations have to be made. Is it an asset subject to support, or is it an asset subject to equitable distribution? You can't double-dip, so that really has to be outlined as well in the property settlement agreement. So it really- Catherine Shanah...:    Oh, boy, do we need to do a... We need another podcast just on that. I know that if you're listening, you might write in and give us some questions on that, and I'm sure Marianna will come back because that's such an important realization to make when you're negotiating. A lot of people don't really want to sit back in that seat and say no. They want to double-dip and the other party doesn't. And to round out what we just said a second ago, if you're listening, whether you're the employee spouse or the non-employee spouse, if you do not want to communicate after the fact, which is in most cases, make sure you give the documentation that's needed now and make sure you ask for the documentation needed now so that you can ensure that the proper language is in your agreement or that you have another agreement, which I love that idea, so that you do not have to communicate on these issues moving forward. Great point there. Marianna Golden...:    Yep. Karen Chellew:           And I'm just going to give a little case, I guess, summary of something that we experienced not too long ago, where the couple had an agreement and, for whatever reason, it said the spouse was supposed to give the other spouse a copy of the W-2. So that didn't happen, but the pay stub what was needed, Marianna, to your point. Marianna Golden...:    Yes. Yes. Karen Chellew:           And they only got the W-2. But the agreement didn't call for the W-2. I mean, the agreement did not call for the pay stub. It only called for the W-2. So that became a real issue because, now, the spouse was without the proper documentation for her accountant to work with. Marianna Golden...:    Yep. And that's the thing. You need to know what to ask for because if you don't know what you don't know, the agreement will not be complete and filed properly. Catherine Shanah...:    I totally agree. Can you all hear me? I thought I lost my audio there. Karen Chellew:           Yes. Catherine Shanah...:    Okay, great. Marianna Golden...:    Nope. Catherine Shanah...:    Sorry for the little delay. Karen Chellew:           Can you hear me, by the way? Catherine Shanah...:    A little low. Karen Chellew:           Okay. Marianna Golden...:    Yep. Catherine Shanah...:    That's a little sidebar there if you're listening to us. It's technical day on Monday, right? So that brings us to your third consideration, which is really, really important, and, boy, I could go on forever about this one. A lot of times, you have an agreement written up or you're negotiating and your attorney or your mediator, they're leading that negotiation and they don't even realize if these awards are transferrable or even dividable. So how do you suggest somebody considers that? Marianna Golden...:    Great question. I do see it quite a bit, where attorneys state in the property settlement agreement that here is options or issues or what have you, and they should be divided 50/50, 60/40, whatever that might be. As I said before, if the summary plan description or plan document does not allow for transferability, which is probably 90% of the time, you can't divide this. It doesn't matter what your document says. So the first thing, what's really important, is to, a., define what you're trying to divide. Don't just say stock option, which is a generic term. Put the stock options for restricted stock units. Attach the ledger that we discussed, which clearly indicates the numbers, what's the grant number, what's the date of the grant, the vesting schedule, and so forth so you have the exhibit outlining that. Then that exhibit should, and we didn't talk about it yet, but that should state what part of those options or issues are marital property and what are not. Because the ledger might show and will show all of them, you have to identify specific lots that are subject to division.                                     Then, if you understand the plan document after you request it, you will know that it has to be done on the specific terms in order to be divided. So, as we mentioned, if they are non-transferrable, the only way you can give the non-employee spouse their portion is by non-employee spouse giving a written authorization to their ex-spouse of the action they wanted to complete. Is it an action of exercising their option after vesting? Do they want to keep the stock after they exercise? Do they want the employee spouse sell the stock and send them the proceeds and how much tax to withhold? So there is a lot of moving parts. They all make sense once you do it once, and they're a specific order. But that's the only way pretty much with few exceptions that transferability has to take place, and it has to be outlined very specifically in the document, which I, again, suggest to be a separate document aside from the property settlement agreement. Is that what you're asking? Catherine Shanah...:    Boy. Again, we're throwing out a lot of terms. I know if you're listening to this and your head's spinning again, that's a lot to consider, right? Marianna Golden...:    Yeah. Catherine Shanah...:    So, again, we're going to go back to getting the documentation so you can absorb it all a little bit at a time, not when you're forced to go to a settlement hearing and not when you're forced to negotiate. If you can digest this information beforehand, you'll make smart decisions. So, really, the transferability and the division, because there's other things to consider and some of that money was taxed already, so now you don't want to be told that it's going to be taxed again, right? So it depends on the reward that's given. There's so much to consider. Marianna Golden...:    Yeah, it's a very complex asset, if you will, but it could be used as a very rewarding asset if you know what you're doing because it's easily overlooked but it's also easily used improperly. Sometimes, it's by design. Sometimes, it's just because someone doesn't know or understand how it works. Even people that work for a company, they're busy executives. They keep running and building their corporate career, and they don't have, often, time to slow down and understand how it works. So they might not themselves understand what's involved, let alone someone who's not involved in the company. Catherine Shanah...:    That's a really good point because often everyone takes the position that my spouse is lying to me about this or they're hiding this from me, and maybe we can look at it from a different point of view saying maybe they just don't understand it themselves, right? So, again, it goes back to really requiring the documentation so that everybody's working uniformly on the same information. Also, yes, this is such a complex asset, but, remember, a lot of wealth today was built off of this asset, so don't be afraid of it. Don't walk away from it and choose your home or something else because it's an easier solution. Take the time to understand what's on the table here before you make that decision. Marianna Golden...:    And if you don't understand, work with professionals. That's really important because, just like you wouldn't want to make your healthcare decisions without going to different specialists and getting second opinions and really making an informative decision, it's the same thing in place here. If you don't know, ask. If you're not sure whoever you ask is giving you information that you can easily understand and process, go somewhere else. It's much easier and plus the fact that it's time-effective to do it all up-front than deal with it at the end.                                     One of the reasons I became a CDFA fifty years ago was because someone came to me with this specific situation, where they gave up their rights to the executive compensation because it was something difficult and something they couldn't quite understand and decided to take their home as an asset and gave up the executive compensation. Guess what happened? 2007, 2008, when real estate market collapsed, they had an asset that they thought worth a lot of money that was not liquid. They couldn't refinance because they didn't have the income to get approved for a refinancing, and they couldn't really sell it because the prices dropped significantly. So they didn't have choices, and you always want to be in control of your financial situation. The only way you can, if you look at all the choices and then you make a decision that's based on data and your understanding, not because somebody said so. Catherine Shanah...:    Exactly. If you ask a question once to your advisor... Marianna knows this for a fact. I must've asked 15 times the same question, just so I had complete understanding of something, and that's okay. That's really okay. Marianna Golden...:    Yep. Karen Chellew:           From the perspective of choosing your battles, this is one of them where you definitely want to lean in and make sure you have all of the documentation necessary so that you can make an informed decision. It is so important because it could be the difference of 100, 200, 300,000 dollars. It's to that level. I know a lot of people have a budget when it comes to divorce and they can only spend so much money, and I completely get that, and we respect that. But this is one of those assets that you definitely want to make sure you have the information and documentation you need to make that really good decision for yourself. Marianna Golden...:    So true. So true. And another important consideration for that, if you already listened to us and you've done all the work and you've made the right decision, it's the follow-up or follow-through that I often see people overlook because once the proper documents are executed, then somebody actually needs to follow up and put them into work. If you are working with the incentive compensation that is going to stand over a number of years and you already moved on with your life, it's hard to remember, yes, you have to go back every year, and not only do you have to make sure that you give your ex-spouse instructions how to execute the share that you were rewarded, because it's done on the annual basis, you also have to make sure that the taxes or tax consequences are addressed, and that's on the annual basis as well. So who wants to be attached by the hip every year, which is true, but, also, if there is lots of money, like Karen said, involved, perhaps that's something you want to do. Catherine Shanah...:    Well, that's one thing I love about you and your practice. You are diligent and almost sometimes probably a thorn in my side because you follow up so much on these kind of things, right? That's so important because time goes so quickly. Even myself personally, I can't believe I was divorced 11 years ago, I think it is, 11 years ago, or 10 year. You probably can't believe it, right? It goes so fast with the blink of an eye. So you can very easily let that vesting date or let that sales, if you had just sold the shares or whatever, and you're not following it... So if you don't have a good financial planner who's working on your team to keep you in line with this, then you can lose out. So, yes, I do think that's a great interview question when picking a financial planner. What is their expertise in this field, and how do you help me stay in line with this? Those are really good questions, and I know you really cover that quite well. Karen Chellew:           Very true. Great question. Catherine Shanah...:    So what is the timing and the tax consequences? I know that's another consideration and maybe the fifth consideration for handling these types of complex issues. Marianna Golden...:    And yet another great question. So it's really important to go back to the beginning where we said, in 90% of the cases, the executive compensation is owned by the employee and it's not transferrable. What that means, that that employee will have to go through the steps of exercising or selling the asset or vesting, if it's related to restricted stock units. Any of those transactions mean the next step is taxes because when you are awarded executive compensation, they're not taxed at the time of the reward. They're taxed at the time of vesting when it's related to RSUs or at times of exercise as related to stock options. When those two events happen, that's when that taxation occurs.                                     A lot of times, companies change their rules. They will do the mandatory tax withholdings on your behalf. When I say mandatory, that means federal tax, state tax, local tax, FICA, Medicare tax, Social Security tax. So all that is subtracted before the employee gets their net check. Some companies allow for the employee to increase their federal withholding if they already know they're in a higher tax bracket. Some companies are going to do it the same across the board. For example, I work with a lot of J&J employees. They're across the board. Federal withholdings is 22%. You can't increase it, you can't make it lower, so that's what it is. You have to remember that when you get that check, it's already net of taxes.                                     Now, if they attached a 22% on the exercise or vesting, it's not necessarily means that what you pay at the end of the year or in the beginning of the following year when you do your taxes. If you are in a lower effective tax bracket, that means you're going to get some of the tax back when you file your taxes. If you're in a higher effective tax bracket, you're going to have to pay more. That's where the confusion comes in. The employee got taxed. They give the net proceeds to their ex-spouse, but it's on them to pay the tax. So the reconciliation has to be made every year where both parties should have their tax return side by side and they should see, okay, well, if the employee's spouse had paid 22% federal withholding but their actual effective tax rate or how much they've paid on their tax return is only 20%, they owe the difference of extra tax up-front to their non-employee spouse.                                     I know it's really confusing, and I explain it to my clients every year, and I have to repeat it again. But it's so important because most people don't follow through with this. On the flip side, if the employee spouse paid 22% withholding but they are actually in the 35% effective tax rate because of other compensation or other income sources, the non-employee spouse now owes money to them. So some people, when they reconcile it, they sometimes split money in escrow so there is not much going back and forth. But it has to be all spelled out in the document because if it's not, who's going to enforce it? Catherine Shanah...:    Exactly. And, really, it's important to use your own independent accountant to reconcile this from your spouse's accountant because numbers could be interpreted differently. Marianna Golden...:    Yep. I've heard this phrase once and I really liked it. It made a lot of sense to me. Everybody's entitled their own opinion, but no one is entitled to their own facts. Facts are facts. So- Catherine Shanah...:    I like that. Marianna Golden...:    I really love it. So you're absolutely correct. Independent accountants because here's the fact, that's how you reconcile it. If you use the same accountant, in my opinion, it's a conflict of interest. Catherine Shanah...:    And, in my opinion, don't be afraid that you might potentially owe back your spouse money because if your spouse is having that much more income that it's pushing their bracket up, it might be a reason for a support modification. Marianna Golden...:    That is true. Catherine Shanah...:    So they may not even ask you for that. Marianna Golden...:    Very true. Karen Chellew:           Good point. Good point. Well, this concludes our episode on five critical considerations when dividing executive compensation in divorce. Thank you, Marianna, for a great conversation. Marianna Golden...:    Thank you, ladies, for having me. It's something that fascinates me. The more complex it is, the more excited I get. So I hope that I was able to communicate it properly so to give, at least, people a sense of if you don't understand, ask. You don't know what you don't know. So I hope I was able to convey that. Catherine Shanah...:    And before we sign off, please tell us how our listeners can reach you. Marianna Golden...:    Great question. So the best way to reach us is to go to our website. It's www.curowm.com, and Curo is spelt C-U-R-O. WM stands for Wealth Management. So it's www.curowm.com. Our email address, our phone number, all our social media platforms are there. So we'd be more than happy to hear from our listeners. Karen Chellew:           Thank you. Marianna Golden...:    Thank you. Karen Chellew:           Okay. That's good. Catherine Shanah...:    Okay. Karen Chellew:           All right. Catherine Shanah...:    Oh my gosh. It's so much information, and it's so... I know it's just so scary for a lot of people. Even when we had a case and the financial planner gave the recommendation that our joint client just negotiate away the LTIs and the RSUs just to keep the home, I was like, "What?" Sometimes, I feel like some financial planners do that because they know they're not going to invest that money for a long time so there's no income for them. They're not making any money off this advice or what have you, and that's so annoying to me. Marianna Golden...:    It is so true. A lot of times, too, because they think it's complex, they don't understand it. They just want to give it away so they don't have to deal with it. It's really interesting because I had a case where they were dividing everything properly. I looked at the documents. Everything was properly executed. Then I said to both parties, because they were amicable, I said, "Look, it's really important for you guys to communicate and coordinate the timing of the exercise because the less taxes the employee will pay, the more it's going to go to your boss' pocket. Then that number will be higher, so it's in your best interest to communicate." What I suggested to do is, instead of exercising a lot in one year, split it over a three-year period. Their reaction was so interesting because the employee spouse said to me, "How come my advisor never suggested that? That makes all the sense in the world." I go, "Well, chances are he doesn't understand how it works." Catherine Shanah...:    Right. Karen Chellew:           Yeah. Catherine Shanah...:    Right. Karen Chellew:           I don't think it's that unusual, and I think, from my experience, because I'm typically over in the attorney's office with the clients, they're saying, "Well, we got this piece of paper from the other side, and so that's what we're using." That piece of paper can be completely missing a lot of documentation. It's routine that Catherine finds money that would've been just lost had we not dug in and said, "You really need this information to clarify the documentation that supports this data because that often is the missing piece." Marianna Golden...:    Yep. Catherine Shanah...:    Well, how about the client that we actually went to you for some advice on as well, your input? That attorney tells client, "Just go ahead and sell your RSUs and pay off your marital debt," and he ends up selling the non-marital portion to pay off the marital debt. Marianna Golden...:    Yep. Catherine Shanah...:    Crazy. Yeah. Marianna Golden...:    So common. Karen Chellew:           So, Marianna, do you see often where an employee spouse will work with their employer to change their compensation during divorce so that it's not on the table? Sometimes, I get that question, well, whether it's support or ED. I know we can cover that in another podcast. But, often, the non-employee spouse will say, "Well, can they change their compensation package so that this doesn't exist anymore or so that they're compensated in a different way that they don't have to share this with me?" Marianna Golden...:    That's a good question. I feel that it would be really near impossible to do it for a publicly traded company. Obviously, if you're in a really high C-suite position, maybe. But, generally, you don't. This is how the company does this. They want to tie their performance with the compensation they give you, so they as well, your compensation. But I do believe that it can be easily structured if it's non-public, if it's a private company, and they still issue this form of communication. It's probably easily manipulated. Karen Chellew:           Especially if they have a close relationship with their employer. Yeah. Marianna Golden...:    Exactly. Catherine Shanah...:    Right. Right. Karen Chellew:           Yeah. Marianna Golden...:    Yeah. Karen Chellew:           Wow. Marianna Golden...:    And that's why we need history. We need to see the pattern. Because it was never done before, then we know something's up, and so historical data is important just as the future data. Karen Chellew:           Right. Okay. Catherine Shanah...:    There's definitely a great follow-up podcast to this. Marianna Golden...:    Yeah. Karen Chellew:           Yeah. It's very complex. But it's complex for all parties involved, all professionals involved. It really takes a village to get to the bottom of a lot of these calculations and valuations. Yeah. Marianna Golden...:    A lot of times, knowing that's my area of expertise, the more complex, the better. I thrive on that. I would get a call from an attorney or a client who's not even a client say, "Hey, I was told you understand this. Here's the document. Can you just make sure we didn't miss anything, or can you interpret this for me?" So it's just a piece of information that they wanted to make sure that they're properly handling. Karen Chellew:           Yeah. Yeah. And- Catherine Shanah...:    That's great. Keep at it. Karen Chellew:           Yeah. All right. Catherine Shanah...:    Yeah. It's so needed. You got to keep this as your thing because- Marianna Golden...:    It's getting more and more popular. Catherine Shanah...:    Yes. Karen Chellew:           Yeah. Oh, yeah. Marianna Golden...:    More and more companies, instead of doing cash compensation, do the performance type compensation. Catherine Shanah...:    Yeah, because it's lowering their turnover. It's so hard now to get employees and keep- Marianna Golden...:    … Catherine Shanah...:    Yeah. Yep. Marianna Golden...:    Yeah, because you give someone something today which they can't touch or feel, but if they stay for three or five years, all of a sudden, it becomes quite a sizable asset. Catherine Shanah...:    Yeah. Yeah. Yep. Karen Chellew:           Yeah. Catherine Shanah...:    All right. Well, we're going to have to chat again. Marianna Golden...:    Of course. Catherine Shanah...:    Thank you so much. This was great. Marianna Golden...:    Always a pleasure, ladies. Catherine Shanah...:    This is so good. You look fantastic. This is really good. Marianna Golden...:    Thank you. Thank you so much for having me.  

AMA COVID-19 Update
Dr. Sandra Fryhofer shares the latest on boosters and the new "mix-and-match strategy"

AMA COVID-19 Update

Play Episode Listen Later Oct 26, 2021 16:48


AMA CXO Todd Unger discusses what physicians need to know about boosters for Moderna, J&J recipients, and the newly approved mix-and-match strategy, with Dr. Sandra Fryhofer, AMA's liaison to the Advisory Committee on Immunization Practices (ACIP), and a member of ACIP's COVID-19 Vaccine Workgroup.

NBC Nightly News
Thursday, October 21, 2021

NBC Nightly News

Play Episode Listen Later Oct 22, 2021 21:04


The FBI confirms Brian Laundrie's remains found in Florida reserve, CDC panel signs off on J&J and Moderna Covid vaccine boosters, and the House votes to hold Steve Bannon in contempt of Congress.

El Daily con el Gato
#598 El Daily con El Gato 10_21_21

El Daily con el Gato

Play Episode Listen Later Oct 21, 2021 8:36


Día Mundial del Ahorro de Energía; EEUU ha donado 200 millones de dosis de las vacunas anticovid; FDA da su visto bueno a las dosis de refuerzo de J&J y Moderna; Trump anuncia el lanzamiento de su propia empresa mediática y de una red social; Detectan virus en murciélagos de Asia que podrían generar otras epidemias; NY anunció que obligará a vacunarse a todos sus funcionarios; Beneficios netos de Tesla aumentaron un 389 %; Presidente Iván Duque rechaza propuesta de reactivar las relaciones con Venezuela; Djokovic deberá vacunarse contra el coronavirus; Legoland anuncia que abrirá parque de Peppa Pig en Florida; Coldplay, junto al Imperial College de Londres, medirá el impacto climático de su próxima gira

Bill Handel on Demand
Handel on the News [EARLY EDITION]

Bill Handel on Demand

Play Episode Listen Later Oct 21, 2021 30:15


Bill Handel is joined by Wayne Resnick and Jennifer Jones Lee to provide updates on news topics that include: The Dodgers have fallen 3 games to 1 in the NLCS against the Atlanta Braves, an update on the Brian Laundrie situation, and the FDA as given the OK to mixing COVID vaccines and approves Moderna and J&J boosters.

En Un Minuto
En un minuto: jueves 21 de octubre, 2021

En Un Minuto

Play Episode Listen Later Oct 21, 2021 1:13


Abogado de la familia Laundrie dice que es 'probable' que restos sean del novio de Petito; la FDA autoriza los refuerzos de vacunas de Moderna y J&J y la posibilidad de optar por refuerzos con otras fórmulas aprobadas y reportes oficiales de abusos contra solicitantes de asilo durante sus detenciones, entre otras noticias. Más información en UnivisionNoticias.com.

Why Do People Like Anime
Why Do People Like Star Wars: Visions??!?!?!?

Why Do People Like Anime

Play Episode Listen Later Oct 21, 2021 57:07


John's back! Just in time to watch Star Wars: Visions, the latest anime collection from a western studio that explores a larger story through the lens of its different studios. J+J talk the sequels, Knocked Loose and whether or not Jabba the Hutt is a good character. Head to @whydopeoplelikeanime on IG to check out our new merch, send us an email to whydopeoplelikeanime@gmail.com 

Doug Stephan presents the DJV Show
DJV Download - 10/20/21 – Mix & Match COVID-19 Vaccines

Doug Stephan presents the DJV Show

Play Episode Listen Later Oct 20, 2021 18:48


Let's take a minute and think about all of the topics we could have been talking for the last year and a half instead of COVID-19 . . . In COVID news, medical experts reverse their thoughts on mixing vaccines. A new study takes a look at how their test subjects responded to mixing and matching. A big find is if you got the J&J one-and-done-shot, you might want to consider getting a dose of Moderna or Pfizer vaccines. In related news, Southwest Airlines changes plans in how they handle unvaccinated staff – and – hockey star, Evander Kane, gets a 21-game suspension over a fake vaccine card. A-Rod gets heckled by Red Sox fans on live TV . . . Celine Dion suffers health issues, causing her to postpone her Vegas residency . . . Meghan McCain gets candid about postpartum anxiety . . . and more! Follow us @DJVShow on Facebook, Twitter and Instagram. More information on DJVShow.com.

The Financial Exchange Show
Industrial Production Drops // J&J Beats on Earnings // Congress' Letter to Amazon - 10/19 (Hour 1)

The Financial Exchange Show

Play Episode Listen Later Oct 19, 2021 40:34


(1:01) - It seems as if current supply chain issues are never-ending, and these issues caused a sharp decline in industrial production for September. The U.S. experienced a 1.3% decline in industrial production last month, which was the steepest drop since February.(12:54) - Johnson & Johnson beat on Q3 earnings, and a big reason for that was their COVID-19 vaccine brought in $502 million in sales. J&J raised its estimates for the rest of the year on the back of the solid earnings report.(26:27) - The SEC has released its report that investigated the meme stock craze earlier in 2021. The report did not find anything substantive, although it does question whether or not trading platforms are trying to entice their clients to trade more.(31:54) - Amazon CEO Andy Jassy received a letter from Congress that requested additional evidence to back Amazon's testimony in 2019 and 2020 that refuted claims of the company being a monopoly. There is ongoing concern that Amazon is taking advantage of third-party sellers on its platform.

Insight with Beth Ruyak
COVID-19 booster shots explained | How vaccine and testing mandates affect school staffing | Social media's impacts on teen body image | Sacramento Philharmonic and Opera's new executive director

Insight with Beth Ruyak

Play Episode Listen Later Oct 18, 2021


As the FDA reviews the safety of mixing and matching COVID-19 vaccines, we'll get the latest developments on the Moderna and Johnson and Johnson boosters. Amid the push to have all teachers, staff and students vaccinated or regularly tested, we look at how the mandates could exacerbate ongoing staffing shortages. Despite many body-positivity campaigns across social media, teen girls still face body image issues; we learn what the research says about social media and body image. Finally, we speak with the Sacramento Philharmonic and Opera's outgoing and incoming executive directors about the challenges and successes over the past six years. Today's Guests Dr. Donald J. Alcendor, Associate Professor at Meharry Medical College and former voting member on the FDA Antimicrobial Drug Advisory Committee, explains the latest developments regarding Moderna and J&J booster shots. Diana Lambert, a senior education reporter with EdSource, shares her reporting about whether new Covid testing and vaccine mandates will worsen school staffing shortages throughout California. Jessica Grose, parenting columnist at the New York Times, on what research says about teen girls, body image and Instagram.  Executive Director Designate for The Sacramento Philharmonic and Opera, Giuliano Kornberg, and Executive Director, Alice Sauro, discuss the transition for the organization

The Ron and Brian Podcast
Halloween Shills

The Ron and Brian Podcast

Play Episode Listen Later Oct 18, 2021 72:50


What Are We Watching? The new Dave Chappelle special and Halloween Kills - here our review of both! Moderna is the latest in the booster shot brigade, Merck has a pill that can help treat COVID, and J & J is like having water in your veins after 6 months. Herschel Walker had some bad PR in Texas, Smash Mouth needs a new lead singer, and the Rolling Stones have a song they're leaving off of their set list! We've got a bi Superman, Tom Cruise looks puffy, and Philly SEPTA trains are a dangerous place to be. Your weekly favorites are here, and don't forget we're one week away from the Dave Hill show!

Rant and Rave
Rant and Rave, Episode #65, Oct. 17, 2021: Consequences of Liberal Policies

Rant and Rave

Play Episode Listen Later Oct 18, 2021 19:21


Rant and Rave discuss specific examples of how Radical Far Left policies are destroying our culture, including the recent killing of a conservative British MP by an illegal Somali terrorist; the VA Governor race and how Terry McAuliffe was caught in a dead to right lie on CNN saying he never promoted CRT in VA school systems, when in fact he did; and of course we have to tackle the COVID stories of the week, including J&J doing a "woops" and so much for the "one and done" jab, now its 2 ! Sorry guys, we screwed up, go get another jab ! Got to love the boosters ! Courtesy of Sleepy Joe Biden. 

Squawk Pod
What's in a Mandate? Vaccine Politics

Squawk Pod

Play Episode Listen Later Oct 14, 2021 29:51


The U.S. is reporting an average of about 362,000 booster vaccine shots administered per day over the past week, 57% higher than the 231,000 average daily first doses. A key FDA advisory panel is meeting today and tomorrow to discuss the efficacy and safety of extra doses of the Moderna and J&J vaccines. Shellye Archambeau, former MetricStream CEO and Verizon, Okta and Nordstrom board member, discusses how Covid-19 has disrupted the workplace. Carlos Gutierrez, Empath co-founder, former commerce secretary and former Kellogg CEO, and Hubert Joly, former Best Buy CEO, advise CEOs to navigate Covid-19 vaccine requirements while keeping workers safe. Plus, CNBC's Ylan Mui reports millions of women are missing from the U.S. workplace, and schools reopening in September didn't help.In this episode:Shellye Archambeau, @ShelArchambeauCarlos Gutierrez, @carlosgutierrezHubert Joly, @HubertJoly_Ylan Mui, @ylanmui Joe Kernen, @JoeSquawkBecky Quick, @BeckyQuickAndrew Ross Sorkin, @andrewrsorkin

En Un Minuto
En un minuto: jueves 14 de octubre, 2021

En Un Minuto

Play Episode Listen Later Oct 14, 2021 1:14


 Al menos 46 muertos en un incendio de un edificio de apartamentos en Taiwán; la policía sabía que el supuesto atacante de Noruega estaba radicalizado y la FDA evalúa las dosis de refuerzo de las vacunas de Moderna y J&J, entre otras noticias. Más información en UnivisionNoticias.com.

The 11th Hour with Brian Williams
DAY 267: Jan. 6 Committee issues a new subpoena for Trump DOJ official

The 11th Hour with Brian Williams

Play Episode Listen Later Oct 14, 2021 42:55


Depositions for the first four subpoenaed Trump aides come due tomorrow and Friday. Former Trump advisor Steve Bannon has already indicated he will defy the summons. Rep. Adam Schiff has said the Committee intends to respond with criminal referrals to the Justice Department. Meanwhile, the Biden agenda is stalled on  Capitol Hill and the FDA weighs booster data for the Moderna and J&J vaccines. Yamiche Alcindor, Claire McCaskill, Robert Costa, Eugene Robinson, Tim Miller and Dr. Peter Hotez join.

The 11th Hour with Brian Williams
DAY 266: Children 5-11 could be vaccinated by early November

The 11th Hour with Brian Williams

Play Episode Listen Later Oct 13, 2021 43:19


The FDA is weighing booster shots for those who got Moderna and J&J this week. Also, the Texas governor's ban on vaccine mandates tees up a legal battle with the federal government. And former Trump aides may also face legal consequences for snubbing subpoenas from the Select Committee on January 6th. Peter Baker, A.B. Stoddard, Dr. Kavita Patel, Juanita Tolliver, Stuart Stevens and John McKown all join.

Canary Cry News Talk
TALE OF TWO FRANCIS'

Canary Cry News Talk

Play Episode Listen Later Oct 7, 2021 251:14


Canary Cry News Talk ep. 398 - 10.06.2021 - TALE OF TWO FRANCIS': Collins Steps Down, RCC Corruption, Reset This! - CCNT 398 HOME: CanaryCryNewsTalk.com LINK TREE: CanaryCry.Party SUPPORT: CanaryCryRadio.com/Support MEET UPS: CanaryCryMeetUps.com ravel: Ravel Podcast Facelikethesun Resurrection YouTube channel Truther Dating experiment   INTRO Clip: Biden on how we always pay off debt (Real Time US Debt Clock) Trillion dollar platinum coin to raise debt ceiling (Axios) CRISPR: Japan rolls out first commercialized CRISPR tomatoes (Genetic Literacy Project) Clip: Truth Bomb on Sky News Australia    FLIPPY Flippy gets Fired   COVID 19/I AM WACCINE Three Amigos, down to two! Francis Collins steps down (NIH) Side Note: NIH New Innovator award for AI-powered Brain Machine Interface Clip: Ted Nugent on Off the Record PBS Clip: Alberta Premiere Jason Kennedy, Thanksgiving restrictions Clip: Project Veritas records Pfizer scientist admit natural antibodies better than shot  Clip: Dr. Leanna Wen makes no sense Less than 500 children have died from pandemic (DailyMail) Headline: Satan has nothing to do with waccine, says satanist with Phd in theology (Citizen) Chinese News: China bought a TON of PCR ahead of pandemic (Bloomberg)   BREAK 1: Executive Producers, Paypal, Patrons   CYBERPANDEMIC Facebook says sorry for outage (CNBC) Facebook whistleblower testifies to Congress (Guardian) Note: [Was this a psyop to create MORE censorship on social media?] Leak reveals Google search warrant for keywords (DailyMail)   GREAT RESET/GEOENGINEERING 3 Nobel prize winners for climate change science (NY Times) Psyop: Defending Bill Gates depopulation claims, fringe doctors discredited (AP) Clip of note: Bill Gates actual TED talk   BREAK 2: Art, Reviews, Jingles, Meet Ups   POLITICS Clips: Biden speech on Infrastructure bill   SPACE POPE REPTILIAN French Clergy abused over 200k children since 1950's, probe finds (CBC News) Note: Pope Francis learns abuse case with sorrow (Reuters) Note: Pope Francis and 40 faith leaders combat climate change (Jesuit Review)   ADDITIONAL STORIES Circuitry Man trailer from 1980's How AI will change Music (DJ Mag) Gmail, TikTok, Snapchat users complains App is slow (Independent) Waccine: Dr. Francis Collins final blog post, hope for hesitant  J&J seeking approval for booster (The Record) Arkansas lawmakers seek to sue Biden mandates (UALR Public Radio) Pre-print study shows mRNA shots only last a couple months (BioRxiv) Clip: Senator Ron Johnson shares UK and Israel data because US CDC data unavailable  No Waccine, No transplants (Denver Post) Loch Ness caught on scan?    PRODUCERS ep. 398: Dame of Rivendell**, Aaron J, John R, Anon, Daniel S, Child of God, Sir Sammons the Knight of the Fishes, Morv, LearBag3000, JC, HeatheRuss, Juan A, Scott K, Anonymous, Malik, Gail M, DrWhoDunDat, Brandt W, Sir Casey the Shield Knight, )Daniella O, Ciara, Runksmash   TIMESTAMPS: Christine C   JINGLES: DrWhoDunDat LearBag3000   ART: Dame Allie of the Skillet Nation Sir Dove, Knight of Rustbeltia Ryan N

AMA COVID-19 Update
Andrea Garcia, JD, MPH, discusses trends and urgent call for pregnant people to get vaccinated

AMA COVID-19 Update

Play Episode Listen Later Oct 6, 2021 13:00


AMA CXO Todd Unger reviews COVID-19 vaccine numbers and trending topics related to the pandemic over the past week with AMA Director of Science, Medicine and Public Health Andrea Garcia. Also covering movement on FDA's J&J and Moderna booster EUA consideration, New York's vaccine mandate, and Merck's antiviral COVID-19 treatment pill.

SoFi Daily Podcast
SoFi Daily Podcast - 10/6/2021

SoFi Daily Podcast

Play Episode Listen Later Oct 6, 2021 5:25


US stocks rose Tuesday. Plus, J&J asks the FDA for booster shot approval, US Bank launches bitcoin custody service, and Pepsi is expecting to hike prices next year.

KOIN PODCAST NETWORK
The Daily 6: 10/5/2021

KOIN PODCAST NETWORK

Play Episode Listen Later Oct 5, 2021 2:25


Facebook whistleblower heads to Washington, J&J applies for booster shot authorization, and history in NASCAR

Canary Cry News Talk
CYBER ECO RESET

Canary Cry News Talk

Play Episode Listen Later Oct 5, 2021 268:45


Canary Cry News Talk ep. 397 - 10.04.2021 - CYBER ECO RESET: Waxxinated Economy, Nano Flags, Outages, Oil Spill - CCNT 397 HOME: CanaryCryNewsTalk.com LINK TREE: CanaryCry.Party SUPPORT: CanaryCryRadio.com/Support MEET UPS: CanaryCryMeetUps.com ravel: Ravel Podcast Facelikethesun Resurrection YouTube channel Truther Dating experiment   INTRO 2:00 Monday Jingle Show Notes and website (Over 60 sources on this episode) Nano Monument of World Flag Greta's mic has a mask Clip: Biden Infrastructure bill on hold, 6 hours, 6 days, 6 weeks Developing: CyberPandemic: Facebook, massive Internet outage [Down Detector]   FLIPPY 28:20 Flippy trying to boost business in downtown Portland (KGW8)   DNA/BIBLICAL 38:29 Scientists restore vision in legally blind people by editing their DNA (India Times)   COVID 19/I AM WACCINE 49:00 Clip: Keith Oberman is unhinged Clip: Fauci on Mandates Clip: Fauci won't step down ever Clip: Fauci is the Grinch who stole Christmas Note: Judicial Watch receives Fauci Emails, affirms Wuhan, Bill Gates, et al (Judicial Watch)  Note: What are they hiding? Mail receives ridiculous redacted emails (DailyMail)   Australia 1:17:04 Clip: Aussie nurse begs for people to get waxxed Clip: Daniel Andrews, Victoria Premiere, blaming citizens for freedom   J&J now linked to another blood clotting condition (DailyMail) Note: “Mysterious rise in Heart Attacks from blocked arteries” (Times UK)   Clip: Dr. Vladimir Zelenko warns, 2 billion could die from inoculation  Notes: Zelenko on HQC treatment PDF, Russian-American Jew, his Wiki and Mysticism   Merck pill molnupiravir to be released (Telegraph UK)   BREAK 1: Executive Producers, Paypal, Patrons 1:50:00   POLYTICKS 2:25:13 Newsom Science Clip: All children in CA to be inoculated after FDA approval OC Coast Oil Spill, animals dead [Environmental False Flag? Climate Action bill] (Wapo) Image: Elly, oil leak source   Clip: Border patrol has new tool, Autonomous Surveillance Towers (NBC/KTSM 9)   Brexit paves way for GMO crops (BBC/Yahoo)   Highlights: Leak, “Panama Papers” world leaders and their offshore wealth (DailyMail)   BREAK 2: Art, Reviews, Jingles, Meet Ups 3:09:02   GREAT RESET/METAVERSE/called it 3:25:10 Give Amazon and Facebook a seat at the UN (Wapo) Facebook Whistleblower going viral (BGR) Note: Facebook wants to build Metaverse but it's full of challenges (Times India)   AI 3:54:27 Chinese AI gets ethical guidelines (SCMP) [Clip: Drones falling, Internet Failing] Note: Brazil lawmakers approve bill to regulate AI (Jurist Org) Note: N.Korea develops enhanced AI translation tool (Yonhap News) Microbes, Natural Intelligence, AI and Aliens (Scientific American)   NEPHILIM UPDATE 4:15:13 Darksiders III for Switch Review   ADDITIONAL STORIES Social media “rescues” tarot card readers in pandemic (Free Press) Three guards for the pope refuse jab, resign, three more suspended (ilmessaggero) Sodom and Gomorrah paper retracted (Retraction Watch) Archeologist claims Mt. Sinai is found (NY Post) Man who kidnapped child thought to be SRA, jailed for 63 years (The Sun) Earth losing shine due to warming oceans (Weather) China green lights three Sci-Tech innovation IPO's English speaking narrator for ISIS propaganda arrested (CNN) Dolly the sheep has a prosthetic leg (SA People) The truth about AI, it's not honest (Guardian) Have you heard about Wasteland Weekend? Insurers are investing in drones and robots (WSJ) Robots solving labor crisis? (Guardian) 27 million workers, no jobs because of robots (Market Watch) Guinness World Record, 100 Peppers cheer at Japanese baseball game (HinduTimes) Robots takeover Vineyards in Italy (WSJ) Netflix installed replica of murdering Squid Game robot doll at mall (Variety) Honda progress on robots (News Atlas)   China: China unveils new surveillance drone and mini drones (Bloomberg) China threatens Taiwan with fly over (Asian Poly Glot View)   Great Reset: Digital Equity for all Ages (NST) One World Religion progressing, Pope Francis, Muslims talk future (Georgetown) COP26 summit, Pope Francis, other faith leaders, join appeal on Climate Change (NCR Online) Korean Smart Plant awarded title by WEF (Korean News)   Cryptocurrencies: Crypto clash, futures ETF likely soon, but not spot (MarketWatch) Texas poised to become world leader in Bitcoin and blockchain (Forbes) New opera, Upload: Do Blockchains dream of Electric Lizards, reviewed (NY Times) Old Clip: Scrooge McDuck teaching young Huey, Dewey, and Louie about sound money   Waccine: Israel reports more than 3,500 new C19 cases (Xinhua Net) Reuters fact checking a retracted study that said 1/1000 jabs caused myocarditis (Reuters) Deadline for LA County, people must show passport to work (Fox LA) Delta caused spike in deaths at nursing homes (NY Times) Kyrie Irving is the face of anti-vaxx for NBA (the Hill) Long Covid study reveals, there's kind of a thing that seems like long covid (Journals Plos) Israel now requires booster to be fully inoculated (NY Times)   PRODUCERS ep. 396-7: Aaron J, Child of God, Michelle E, JoeOhs, Ryan M, Sir Casey the Shield Knight, JC, Scott K, GfromOZ, HeatheRuss, Daniella O, Albie S, Jared S, Malik W, Craig B, SouffleGirl, GiantsBane16, Gail M, Brandt W, Sir Sammons the Knight of the Fishes, Veronica D, Drwhodundat, Runksmash, Ciara, Shagan, Daryl H, Juan A   TIMESTAMPS: Christine C   ART: Dame Allie of the Skillet Nation Sir Dove, Knight of Rustbeltia Ryan N MikeB

TIME's The Brief
FBI Data Shows a Surge in Murders in 2020. That's Not the Full Story... and More Stories

TIME's The Brief

Play Episode Listen Later Oct 4, 2021 28:15


Included in this episode: 1. FBI Data Shows a Surge in Murders in 2020. That's Not the Full Story 2. Juul Is No Longer U.S. Teenagers' Preferred E-Cigarette. Puff Bar Seems to Have Taken Over 3. Why Can't I Get A COVID-19 Booster Shot If I've Been Vaccinated With Moderna or J&J? 4. The Facebook Whistleblower Revealed Herself on 60 Minutes. Here's What You Need to Know

Raging Romantics
#27 Howling for Werewolves

Raging Romantics

Play Episode Listen Later Oct 1, 2021


It's spooky season!!!!! FINALLY! Jen and Jackie dedicate this month to paranormal romance lovers everywhere...because it's WEREWOLF MONTH!Thank you to everyone who listens and supports the show, and don't forget to keep tuning in for some exciting changes coming soon! Remember, you can always visit Northern Onondaga Public Library (NOPL) online or in person to find any of the books J+J talk about.Have a book you want us to read or a topic to discuss? Email us at our new address: Ragingromantics@nopl.org!Want to join a great book club? Discover Between the Covers, a monthly book club run by NOPL devoted to romance books! We meet virtually and in-person.Content Warning: Discussion of mental health and historical mental health diagnoses. Please contact a mental health professional for an actual medical diagnosis. EDIT- In this episode Jackie had said that wolf hunting was made illegal in the 19th and 20th centuries in the US, but this was not the case. Wolf hunting was actually encouraged throughout US history, and at times bounties were even awarded to hunters.Terms:Lycanthropy - Once believed to be a supernatural condition in which men actually assumed the physical form of werewolves or other animals, now used as a clinical diagnosis for a mental disorderShifter - Short for Shapeshifter, refers to a creature that shifts between a human and non-human (usually animal) formOmegaverse- a subgenre of speculative erotic fiction, and originally a subgenre of erotic slash fan fiction. Stories in the genre are premised on societies wherein humans are divided into a dominance hierarchy of dominant "alphas", neutral "betas", and submissive "omegas"Clinical lycanthropy - Clinical lycanthropy is a rare form of reverse inter-metamorphosis wherein patients believe that they are undergoing transformation or have transformed into a non-human animal.Hypertrichosis - excessive hair growth over and above the normal for the age, sex and race of an individualLunacy- From Roman "Luna" meaning the moon, related to the goddess of the moon, Luna/Selenefrom late 13th century "lunatic" meaning "affected with periodic insanity dependent on the changes of the moon;" in turn from Old French lunatique "insane," or directly from Late Latin lunaticus "moon-struck," from Latin luna "moon" Dionysian Mysteries - a cultish celebration devoted to the celebration of the god DionysusSee this thesis for classical researched-based informationBacchanalia/Bacchanalian rites - Greco-Roman religion, any of the several festivals of Bacchus (Dionysus), the wine godAuthors/books we mention:Cynthia PelayoRachel HarrisonWilderness, Dennis DanversThe Werewolf of Bamberg (Pötzsch)Articles/sources we read:Epic of GilgameshLycaonSaga of the VolsungsThe Werewolf of BedburgPeter the Wild Boy"Werewolf Fiction" (Wikipedia)"Werewolves in Literature (Delahoyde, n.d.)"The Ancient Origins of Werewolves" (Koosmen, 2018)"A literary History of Werewolves" (Thomas, 2019)"The Modern Literary Werewolf: A Critical Study of Mutale Motif" (Hatter, 2013)"Skin-changers: Werewolves in the Medieval and Modern Imagination" (Fahey, 2017)"You Sexy Beast: Our Fascination With Werewolves" (NPR, 2009)"Urban Fantasy 101: A Quick Guide to Shifter Romances" (Stitch, 2018)"Werewolf Legends" (History.com, 2017)"Hypertrichosis" (Ngan, 2016)"Real-Life Werewolves: Psychiatry Re-Examines Rare Delusion" (Gholipour, 2014)"Urban Fantasy 101" (Stitch, 2017)"Blackfoot Legends - The Wolf Man" (Grinnell, n.d.)"Native American Werewolves" (werewolves.com)"The Terror of the Skinwalker" (River City Ghosts, n.d.)Naked Came the Wolf" (British Library, 2013)"Deep dive: The mythology of full moons" (Donaldson, 2018)"What is it about a full moon that makes people do crazy things and commit crimes?' (Baird, 2012)"Here Is What Happens To Werewolves On The Moon, According To Geophysics" (Andrews, 2018)"Lunacy" (Gabour, 2012)

Public Health On Call
COVID-19 Boosters Q&A With Dr. Josh Sharfstein

Public Health On Call

Play Episode Listen Later Sep 30, 2021 18:16


What, exactly, is a booster shot? For which groups has the FDA authorized Pfizer boosters? What about boosters for Moderna and J&J? Will we need a fourth shot in the future? Will there be a delta-specific booster? Would it make a difference in world vaccine supply if the US refrained from giving any boosters? Stephanie Desmon interviews cohost Dr. Josh Sharfstein about these and more COVID-19 booster questions.

The Patriotically Correct Radio Show with Stew Peters | #PCRadio
First U.S. Lab Examines ”Vaccine” Vials: HORRIFIC Findings! - George Papadopoulos Doubles Down: Durham Will Prove ”Massive Conspiracy” - Bryson Grey ATTACKED by Commies!

The Patriotically Correct Radio Show with Stew Peters | #PCRadio

Play Episode Listen Later Sep 29, 2021 55:50


Dr. Carrie Madej joins Stew to reveal her findings after examining the Moderna and J&J vials. What she found will absolutely make your skin crawl! George Papadopoulos is the author of "Deep State Target", who was framed and set up by the globalists that targeted Flynn and Donald Trump. Papa joins Stew to discuss the John Durham indictments, and what it means for Hillary Clinton. Bryson Grey is a Christian hip hop artist who's being targeted by Pelosi and Biden as the communists attempt to topple God in America.  

Echo der Zeit
Dritter Impfstoff für die Schweiz: Bund kauft Dosen von J & J

Echo der Zeit

Play Episode Listen Later Sep 29, 2021 44:16


Ab Mitte nächster Woche werden der Schweiz 150'000 Dosen des Impfstoffes des US-Konzerns Johnson & Johnson zur Verfügung stehen. Das neue Produkt sehen die Behörden vor allem als Angebot für Leute, die auf die beiden mRNA-Impfstoffe allergisch sind oder diese aus anderen Gründen ablehnen. Weitere Themen: (01:32) Dritter Impfstoff für die Schweiz: Bund kauft Dosen von J & J (08:52) Migranten als Spielball zwischen Belarus und Polen (19:54) Vertrauensvorschuss für den neuen Bundesanwalt Blättler (24:51) Kantone für Einhaltung der Mindestlöhne zuständig (29:16) Erstes Handelstreffen EU-USA in Pittsburgh (33:28) Eric Zemmour - er könnte Le Pen im Wahlkampf gefährlich werden (39:02) Noch ist das Nachtleben in Beirut nicht tot

Eric Chase
Side Effects

Eric Chase

Play Episode Listen Later Sep 28, 2021 63:29


Alex is headed for a COVID test. A local woman may have suffered some very severe side effects from a J+J vaccine.  These keep popping up local without any fanfare. Sex Life season 2, Goliath, Midnight Mass, Squid Game. NO SPOILERS. Some love to the Ability Center! Dress your dogs up for me this weekend.  Snooping on Britney.   

Generations Radio
US Ripe for Judgement - Worse and Worse With Biden

Generations Radio

Play Episode Listen Later Sep 27, 2021 36:00


Things are getting worse and worse for the nation under President Biden.---What can possibly protect us now from the day of God's judgment - We develop the spiritual prepper plan on this edition of the program.--Also, we analyze the Southern Baptist Ethics and Religious Liberty Commission's lax view of the use of aborted fetal tissue for the J-J vaccine. We excoriate their ethics team for failing to consider the biblical principles tied into it.---This program includes---1. The World View in 5 Minutes with Adam McManus -DeSantis vs. Biden on monoclonal antibody treatment availability, Biden vs. patriot singer Lee Greenwood, Amtrak derails in Montana leaving 3 dead - 50 injured---2. Generations with Kevin Swanson

The Ron and Brian Podcast
Butt Lifts, Subways & Massage Parlors

The Ron and Brian Podcast

Play Episode Listen Later Sep 27, 2021 70:27


When there's stories about subways and illegal massage parlors, that's when you know NYC is back, baby! Pfizer and J & J keep talking boosters shots, insurance companies aren't letting COVID patients slide anymore, and Eric Clapton broke his own concert rule. Elvira has a new book out, we discuss the Petco Park tragedy, we review Celebrity Obits, and we give you our NFL Locks of the Week! All this along with What Are You Watching? and everyone's favorite new bit, Dead Anti-Vaxxer of the Week!

This Week in Virology
TWiV 808: Clinical update #81 with Dr. Daniel Griffin

This Week in Virology

Play Episode Listen Later Sep 25, 2021 51:39


In COVID-19 clinical update #81, Daniel Griffin discusses vaccine boosters, vaccination during pregnancy, mRNA vaccine comparison, J&J vaccine booster, EUA expansion for Lilly monoclonals, remdesivir reduces risk of hospitalization, and anticoagulation regimens. Hosts: Daniel Griffin and Vincent Racaniello Subscribe (free): iTunes, Google Podcasts, RSS, email Become a patron of TWiV! Links for this episode Pfizer phase III results in 5-11 year olds (Pfizer) FDA authorizes booster (FDA) V-safe vaccine pregnancy registry (CDC) High antibody levels in cord blood (Am J Ob Gyn) mRNA vaccines compared (MMWR) Effectiveness of single shot J&J (medRxiv) J&J booster results (J&J) EUA expansion for Lilly mAbs (Lilly) Remdesivir reduces hospitalization risk (Gilead) DisCoVeRy on Remdesivir (Lancet) Prophylactic anticoagulant dosing (Eur Heart J) Letters read on TWiV 808 Timestamps by Jolene. Thanks! Intro music is by Ronald Jenkees Send your questions for Dr. Griffin to daniel@microbe.tv

Law360's Pro Say - News & Analysis on Law and the Legal Industry
Ep. 217: Discovery Debacle At Arnold & Porter

Law360's Pro Say - News & Analysis on Law and the Legal Industry

Play Episode Listen Later Sep 24, 2021 39:12


Endo Pharmaceuticals and its attorneys at Arnold & Porter are facing accusations of serious discovery misconduct during opioid litigation across the country, threatening the company with huge liability and the lawyers with reputational damage. On this week's show, we break down the growing debacle, plus: Cancer patients accuse J&J of planning an untested “Texas Two Step” to avoid huge liability over baby powder; Twitter pays more than $800 million to settle claims that it lied about user engagement; and the Pro Say hosts ugly cry on air as Bill says goodbye in his final episode.

American Conservative University
American Thought Leaders- PART 1. Dr. Robert Malone, mRNA Vaccine Inventor, on Latest COVID-19 Data

American Conservative University

Play Episode Listen Later Sep 11, 2021 41:21


American Thought Leaders- PART 1. Dr. Robert Malone, mRNA Vaccine Inventor, on Latest COVID-19 Data AMERICAN THOUGHT LEADERS https://www.theepochtimes.com/c-american-thought-leaders  PART 1: Dr. Robert Malone, mRNA Vaccine Inventor, on Latest COVID-19 Data, Booster Shots, and the Shattered Scientific ‘Consensus' “We need to confront the data [and] not try to cover stuff up or hide risks,” says mRNA vaccine pioneer Dr. Robert Malone. What does the most recent research say about the efficacy of COVID-19 vaccines? In this two-part episode, we sit down again with Dr. Malone for a comprehensive look at the vaccines, booster shots, repurposed drugs like ivermectin, and the ethics of vaccine mandates. Jan Jekielek: Dr. Robert Malone, it's such a pleasure to have you back on American Thought Leaders. Dr. Robert Malone: Always my pleasure, Jan, and thank you for the chance to come back and visit. Mr. Jekielek: I want to read you a few headlines that I've come across in the last few weeks since we did our recent interview, and give you a chance to speak to them. This is a drophead: “Robert Malone claims to have invented mRNA technology. Why is he trying so hard to undermine its use?” How do you react to this? Dr. Malone: That's the Atlantic hit piece. It was a very interesting article because it has a number of logic jumps and irregularities. Then it ends up contradicting itself in the last paragraph, and basically confirming that my assertions about having being the originator of the core technology are valid. I'm subjected to this meme that you didn't really do the things that you did in the late 1980s almost continuously, usually from internet trolls.  So really what the young author was picking up on was some internet memes that have been wrapped around the prior press push that Katie Kariko and Drew Weissman were the ones that had originated the technology. Now that was clearly false, but it was very actively promoted by their university, which holds a key patent, and then advanced through Stat News, Boston Globe, CNN, and then finally the New York Times. We challenged that, and in the case of the New York Times, they actually recut their interview and podcast with Katie Kariko to cut out the parts where she had claimed that she was the original inventor.  But how do I react to it, this kind of pejorative use of language to cast shade? It doesn't really bother me. I know what the facts are, and I have this massive amount of documentation. When people come at me with those things, I just say, “Hey, look, here it's on the website. Here are the documents, you can make your own assessment.”  The thing that bothers me about all of this, when they're personalizing character assassination on me and character attacks, is that it distracts from the issues. And it's not about me, this kind of chronic questioning of why would I be saying things about the ethics of what's going on? Why would I be raising concerns about the safety signals? I must have some ulterior motive.  There's an underlying theme to all this, that I must have some ulterior motive. This particular journalist asked me again, and again, and again, trying to get at, “What was my ulterior motive for trying to undermine these vaccines based on my technology?” It was so paradoxical, the push of a whole series of questions that he raised with me.  I don't know what it says about journalism or what it says about our culture, that we always assume that someone must have an ulterior motive. It's not sufficient to just be addressing an issue because it matters, because it is the ethically correct thing to do. There seems to be this assumption that everybody's got an angle. It says more about the author than it says about me.  This kind of casting shade and aspersions on me personally as a way to avoid addressing the underlying issues, I just see it as a kind of noise and also a little bit sad. It's almost an affirmation. If the strongest thing they can come up with is to try to attack and cast shade on whether or not I made a significant contribution that led to over nine patents during the late 1980s—if that's the worst they can throw at me, I'm doing pretty good. So that's how I see it. Mr. Jekielek: So you're not trying, “So hard to undermine the use of this vaccine technology.” Dr. Malone: No. My concern here, as I said in our prior interview, is that there's been a series of actions taken, policies taken, regulatory actions taken, that are at odds with how I've been trained with the norms as I've always understood them. The regulatory norms, the scientific norms—these things have been waived. For a lot of people, it doesn't make sense.  And recall, reeling back, what triggered this was this amazing podcast with Bret Weinstein and Steve Kirsch, where I don't think at that point in time the world had really heard anyone questioning the underlying safety data assumptions and ethics of what was being done. There was a widespread sense of unease about these mandates and efforts to force vaccinations, and expedite the licensure of this and deploy it globally on the basis of very abbreviated clinical trials. There was a widespread sense of uneasiness.  But people didn't really have language to express it. When that podcast happened, for some reason, it catalyzed global interest in a way that I didn't expect. I still have people writing me, “I just saw the Bret Weinstein DarkHorse Podcast.” Something happened there, where events came together. I expressed some things that I had just been observing that I felt were anomalous in how the government was managing the situation, in the nature of the vaccines, in the testing of the vaccines, and in the ethics of how they were being deployed and forced on children, plus other things in various countries, including the United States.  That triggered a whole cascade, but it wasn't because I had concerns about the technology or was casting shade on the technology, I've repeatedly made it clear that, in my opinion, these vaccines have saved lives. I get challenged on that all the time, by the way. There's a whole cohort that says, “Oh no, these aren't worth anything. They shouldn't be used at all. They're not effective.”  In my opinion, they've saved a lot of lives and they're very appropriate at this point in time. The risk benefit favors administration of these vaccines, even with all we've learned since in these last few months, it favors their administration to the elderly and the high-risk populations. So contrary to this thread of I'm trying to denigrate these and tear them down—no, I'm trying to say I'm all in favor, strongly in favor of ethical development and deployment of vaccines that are safe, pure, effective, and non-adulterated.  I'm really strongly dug in that we need to confront the data as it is, and not try to cover stuff up or hide risks or avoid confronting risks. In my opinion, the way that we get to good public policy  in public health is we not only recognize those risks, but we also constantly take the position of looking forward, looking for leading indicators of risk, performing risk mitigation, and monitoring for black swans and unexpected events surrounding that. That's where I come from, strongly believing that the norms that have been developed over the last 30 to 40 years in vaccinology should be maintained. We shouldn't jettison them just because we're having a crisis. Mr. Jekielek: Why don't we do a review? There's been a number of very significant papers in the last week or two that have come out with very robust data sets telling us, to my less educated eye, some very valuable information. If you agree, maybe you can review some of these for us. I know you've been studying every one of these in some detail. Dr. Malone: The emergence of the Delta variant, whether originally in India and then subsequently in the UK and then in Israel, has really thrown back the public health enterprise globally and in these countries, because there were assumptions made about the effectiveness of the current vaccines and their ability to contain the outbreak. There was almost a social contract set up between the vaccine recipients and the governments and public health authorities. That social contract was, “Despite what you may have heard about the risks of some of these products and the fact that we admittedly did rush them, we're protecting your health. If you take these products, you will be safe.” That's the social contract. “Despite all these other concerns, you will be safe, and you won't have to retake them. You'll be protected.” People believed they had a shield if they bought in and did this. And then the Delta variant came along, and suddenly that was no longer valid. The assumption that had been made, the social contract, was somehow broken. First we found out, if you'll recall this cascade of events—we had Pfizer disclose that the durability, the length of time that the vaccine would provide protection was not as expected. It was something like six months. This came out of the Israeli data. Mr. Jekielek: Just to be clear, are we talking about protection from infection or protection from disease? Dr. Malone: That's a whole other rabbit hole. It really was protection from infection and spread that was the main parameter of concern with the six month data. You may recall that announcement was made unilaterally by Pfizer based on the Israeli data, and then immediately contradicted by Dr. Fauci saying that this wasn't true and Pfizer had no right to make these statements, and they hadn't discussed it with him. Pfizer then apologized and backed down.  And a week later, the U.S. government announced, that in fact, we were going to need to have boosters. Then there was the announcement that the government had contracted to buy the boosters that were going to be deployed at eight months. Then more data came out. Now most recently the government is saying, “We may have to have boosters at five months.” There was emergency use authorization that this third dose would be deployed to elderly and immunocompromised. And now we're talking about everybody needing it.  So this was the logic, “Take the dose, take the two shots or the one-shot for J&J and you'll be protected. We'll get out of this because we'll reach herd immunity. The whole problem is that we just don't have enough people that are being compliant with this.” Remember, this goes back to July 4th.  July 4th was the goal when we were going to have 70 per cent vaccine uptake. We didn't meet that. And there was a lot of discomfort with the Israeli data. Then all of this new information is rolled out, the Israeli data in particular, having to do with the increasing number of infections and hospitalizations.  At first the position was that this was only occurring in the unvaccinated cohort. Then that became increasingly untenable and it became clear that it was occurring in the vaccinated cohort. The same became true with the UK data set, which is stronger than the American monitoring system. They do a lot more sequence analysis.  So now we had this paradox that those that had been vaccinated, while the data still suggested that they're largely protected from disease and death and more protected than the unvaccinated from disease and death, they're no longer protected from infection. It became clear within the data, and through multiple sources, that the levels of virus replication in the individuals, even who had been vaccinated previously, was the same or higher as the levels of virus replication in those that had been un-vaccinated. And also that those that had been vaccinated and had breakthrough infections, which is what we're talking about, were also shedding virus and able to spread virus.  So that raised the prospect that they were kind of the new super spreaders, because they would have less apparent disease and yet still be shedding high levels of virus. Then we started to see some signs suggesting that there may be some differences in the nature or onset or titers of disease in those that had been infected beyond six months after their vaccination point. This is the waning phase.  That set up a situation where a lot of folks were on edge. There were still a lot of media pushing that this was a pandemic of the unvaccinated, but that became increasingly untenable as the data rolled in. You've referred to this paper that came out. There were actually three in a row that came out almost immediately after the license was issued for the BioNTech product.  There was a paper published in the New England Journal of Medicine that had an odd structure in which they related adverse events associated with the virus infection and a much more comprehensive assessment of adverse events associated with the vaccines. By juxtaposing these two data sets in the same manuscript, the case was made that, “Yes, we have this significantly enhanced spectrum of adverse events associated with the vaccine beyond what had been previously disclosed. We were all focused on the cardio-toxicity.”  But now, additional adverse events, and things that we discussed when we had our last chat as parent adverse events, these are now fairly well-documented in this New England Journal article, things like viral reactivation. So this is the shingles, for instance.  The paper attempts to make the case that, “The vaccines have a lot of adverse events, but the disease has a lot of adverse events also, and the disease is worse. Also there's a lot of overlap between these adverse events associated with the disease and the vaccine.” But the messaging was focused in that manuscript that it was far worse to get the disease than to have the adverse events associated with the vaccine.  That's a little bit of a false analogy, because the vaccine ostensibly would be deployed to 80 or 90 per cent of the population. And in terms of this wave of Delta, we might see something like 20 or 30 per cent of the population infected if we're lucky. Then there's an imbalance of who's at risk with the vaccine versus who's at risk for the infection, but that was the construct. Mr. Jekielek: And just to be clear, what do you mean by 20 to 30 per cent, if we're lucky? Where do those numbers come from? Dr. Malone: I've seen data suggesting that the total population right now that's been infected in the United States is something like about 20 per cent of the total population. We don't have that widespread of an uptake of infection in the U.S. or in the UK. UK data also shows those kinds of numbers. They're reflected in a cohort that have had a natural infection and recovered from that, and then acquired the immune response associated with that.  It's seen in the numbers, for instance, in those cases where there is an accounting, such as in the Great Britain database, the British database, where they say the fraction of the population that's been vaccinated, and then the fraction of the population that's acquired natural immunity. It's also covered in the CDC slide deck that was leaked. I don't think that was available when we had our last conversation.  At the early outset, at the front edge of the Delta outbreak here in the United States, there was a key slide deck that was disclosed to the Washington Post without approval by a CDC employee. Within that slide deck, it showed a number of confidential internal assessments that weren't intended to be shared with the public. Those assessments also included an estimate that we had something like 50 per cent of the population that had accepted vaccine at that point in time. In addition, there was something like 20 per cent of the population that had been infected.  So if you add those two, if you were to consider natural infection as providing some degree of protection against the virus, then we would move from something like 50 per cent vaccine uptake to something like 70 per cent of the population at that point in time that had actually acquired some form of immunity either through vaccination or infection. So that's the basis of my seat-of-the-pants estimate.  In addition, in the CDC slide deck, the government revealed in two key slides that were at the center of that deck, that their epidemiologic calculations and projections were such that the reproductive coefficient of Delta was something in the range of eight. There's other papers that suggest it's more like a little over five, that it was as infectious as chickenpox approximately, which is highly infectious, about two to three times more infectious than the Alpha strain was.  Based on those projections and some assumptions about the percent of the population that had been naturally infected, and the percent of the population that had taken up vaccine, and some assumptions about the effectiveness of mask use in protecting either an individual from being infected by a third party that wasn't using masks or protecting a third party from infection from somebody that was using a mask and was infected—there were a series of projection curves about how that could impact on the spread of the virus.  Basically when you work through those curves, what they demonstrated was that even if we had 100 per cent vaccine uptake with these vaccines, where the technical term is leaky, that do not provide perfect protection against infection, that we would not be able to stop the spread of the virus through the U.S. population. We would slow it. So that's where those estimates come from.  That's where that assessment that is being used as the basis for advocating widespread mask deployment throughout the United States, that's where that policy comes from. It's a CDC analysis that if we don't use masks, then the virus will spread quite rapidly. If we do have full compliance with mask use, we can slow it down a bit. And so that's why we have these various mask mandates throughout the United States now. Mr. Jekielek: Fascinating. You started talking about natural immunity here. I thought it was some of the most interesting, robust data, at least to my eye. Again, you're the one who's going to be speaking on this. Dr. Malone: I agree, and a lot of people agree. It was covered in Science magazine. It's still a pre-print, but it was robust enough, and well enough constructed that even on the basis of the pre-print, Science magazine went ahead and made the clear point. Really, throughout the world, there was recognition that this new data coming out of Israel, as I recall, demonstrated that the term that's often used is natural immunity. It's an odd term, but it's now in common language.  What that means is protection afforded by having been infected and recovered from infection, which will generate a broad immune response. And it's now been shown in that paper and others that the breadth of that immune response in terms of memory T and B cell populations is more diverse and more long lasting than the breadth of immune response elicited by the spike based vaccines alone.  That data that you're alluding to showed that this natural immunity is broader and more durable, which contradicted some studies that the CDC had developed. So we were in a kind of tension. Which is the real data, the CDC data, or these other papers that are evaluated memory T and B cell populations? Which is true? We have multiple truths or multiple pieces of data, plus different groups claiming it's one way or the other.  Then this data was dropped about the evidence of protection. It seems to indicate and be consistent with the claims that the breadth and durability of the immune response was superior with the natural infection in recovery. There's also evidence that there's a significant, depending on the timeframe, six to twenty-fold improvement in protection from infection and disease associated with the natural immunity acquired from prior infection, compared to that conferred by the vaccine.  So now the public, in their social contract with the public health agencies, is faced with the situation where they had been told that natural immunity was not as protective, and that they can't rely on that. If you've been previously infected, you should still get both doses of vaccine, and this vaccination would provide broad, durable protection. It would protect you, and it would protect your elders from you potentially spreading disease to them.  Now, those things have all come into question. The population is still reeling from that. We have kind of dug into these camps. My sense is that people haven't really fully processed what this means. It is profound.  We were discussing before we started shooting, that I had a long podcast interview today and a kind of advisory session with a group of Latin American physicians and scientists that were evaluating public policy for vaccine rollout versus early treatment options for the different cohorts that they have to protect. They were seeing this data from the eyes of folks that really haven't had good access to vaccines, but are facing the prospects that their countries could execute vaccine contracts and bring in these vaccines. They are asking the question, “Does this make sense for us? Is this good policy? Should our country invest in these mRNA vaccines?”  That is why they were talking to me. “What are we going to get for it if we do this? What's going to be the benefit to our population?” It was a very level-headed discussion. But they were pushing me in this, getting back to this theme of me being the vaccine skeptic. They were the ones pushing me saying, “We just don't see the value here for our populations. We don't see a compelling case when these products aren't stopping the spread. They are going to have to be re-administered fairly frequently if they're to be effective?”  Now, the other thing that comes out of this, a concern that the World Health Organization hasn't really come to terms with—I'm speaking of the CDC and the WHO and the whole global infrastructure, including the Israeli government—is one of now mandating a third jab. So in Israel, if you haven't received all three, you're not considered fully vaccinated. Mr. Jekielek: You have a six month window, if I'm not mistaken. Dr. Malone: Precisely. But one of the things about the Israeli data is that they vaccinated in such a bolus, in such a short push, because they have such a compliant population, that essentially, they have a spike in vaccinated persons. So they're all moving concurrently through that six month window now.  There was a pivotal interview with the director of the CDC and she was asked, “Do we have any data? Do we have data, or do we just have hope about the benefits of the third dose?” And she, to her credit, acknowledged that we don't have data. All we have is hope.  Here's the problem with that. Vaccine responses are not linear. More is not better. There are many cases where if you dose more or dose more frequently or move beyond a prime and a boost, you can actually quench the immune response. You can move into “high zone tolerance.” You can move into a situation where your immune responses drop.  Now there's a little bit of foreshadowing on this in another paper that's out where they looked at the effects of vaccination post-infection. Remember this was the policy, that those like me that have been infected should go ahead and take two jabs, take two doses of vaccine. Mr. Jekielek: Which you did. Dr. Malone: Which I did, hoping that it would be helpful for a long COVID period. That data hasn't really played out that way. And there's a paper showing that you can actually quench T-cell responses. You get an improved kind of a super immune response, they assert in that manuscript, after a single dose when you've been previously infected. But with the second dose, your T-cell population actually gets quenched, which is consistent with high zone tolerance.  So if that paper was to be expanded and verified with more robust numbers, it would suggest that one dose after natural infection would be a good thing. Two doses would be a bad thing. Now that's the equivalent of three doses if you think about it, natural infection being dose one. So to say that we don't have any data is a little misleading. We have some leading indicators that suggest that it might not be such a good idea. And now, that data will come out from Israel. The conservative position to take is time will tell, and then we will know.  The Israelis continue to be in the throes of a very active Delta virus infection surge right now. There's some other very intriguing tidbits going on here in this whole public policy of vaccines versus no vaccines, versus universal vaccines, versus the Barrington position that we should selectively vaccinate those that are at high risk. Mr. Jekielek: The Great Barrington Declaration? Dr. Malone: Yes, the Great Barrington Declaration. After that whole matrix of decisions, in comes Sweden. You may recall that Sweden was roundly criticized for this naive notion that they weren't going to vaccinate. They were going to allow the virus to have its will with the population. They have backtracked from that now, to be technically accurate. They have about 40 per cent vaccine uptake and they've acknowledged that position was naive and counterproductive. They had excess deaths initially in the high-risk cohorts.  But what they did do was have a lot more natural infection with alpha and beta strains. And now that Delta is moving through the region, they have an extremely low mortality rate, often hitting zero on any one day—in comparison to some of their neighbors that didn't take that policy, and didn't have such widespread natural infection. Like Finland, for example, where they deployed vaccine very avidly and had good uptake, they're having the exponential growth rate curve that's happening in many other Northern European countries right now. Mr. Jekielek: I'm going to comment here. This is very interesting because you're interpreting this data a bit differently than Dr. Martin Kulldorff, who is from Sweden.  His commentary in a recent interview we did was simply that there were no mandates of any sort ever in Sweden, yet their vaccine use is actually quite high. He said it's one of the higher rates that exist. But he didn't factor in this time period that you said at the beginning, where there was this idea of letting the natural infections happen. And you're saying the reason their rates are zero mortality is because of that. Dr. Malone: Yes. It is a very reasonable explanation for what's happened there. It's a differentiator between them and some of their neighboring countries. They did have that early policy and they did have fairly widespread infection. So that would be consistent with the data suggesting that natural infection is providing broader and more durable immunity.  This gets to the logic of a selective deployment of vaccines to those that are at highest risk. For that fragment of the population, let's say below 65, depending on where you want to cut the line, 60, 65, 70, some people go down to 55, not providing vaccine coverage to those individuals unless they're in a very high risk population, morbidly obese, or with immunologic deficiencies—that may be a more enlightened public policy.  By the way, it is one more consistent with the WHO position that we still have limited vaccine supply, and it would be far more appropriate and equitable to deploy that vaccine supply more broadly globally to protect the elders in particular throughout the world, rather than this focus on universal vaccination.  Now with a booster, a third booster, a third dose, there's been multiple statements by the WHO that they believe this is not ethical. Now, I had another interview today with a journalist podcaster who is from South Africa but living in France, and very aware of the French resistance that's developing now to vaccines with all those protests. Mr. Jekielek: To vaccine mandates, correct? Dr. Malone: In particular, yes. His point was that if you look at this through the eyes of emerging economies, this Western focus on universal vaccination of their populations and now a third vaccine for their populations and their unwillingness to share the technology is a form of imperialism and hegemony. The Western nations have access to this technology and these doses and they're not willing to share it with the rest of the world.  So we've got a series of things here where this kind of imbalance in distribution of these vaccines as a resource is creating or exacerbating concerns that exist widely in economically disadvantaged countries. There's just not a level playing field and we're all in this boat together with this disease. Yet we're not being equitable in distribution of the countermeasures that are available. Mr. Jekielek: This is fascinating, even as others that you're speaking with are asking, “Do we even need these at this point?” That's fascinating. Dr. Malone: Yes, I agree. So what does this mean? I don't know. What I sense is, again, we're in one of those moments where there is chaos. There's lack of structure and consensus about how to move forward. And my sense is, getting back to the U.S. government, we're in a position now where a lot of the core assumptions underlying the vaccine strategy have been called into question. We don't really know what's on the other side.  Then on top of that, it's becoming increasingly apparent that these repurposed drugs and other agents that could provide protection and mitigate death and disease, if they were deployed early in outpatient environments, access to those that are being actively suppressed. That's another one of those, “This doesn't make sense,” kind of problems. It is causing a lot of questioning about the motivations of those that are guiding public policy right now. The second part of this episode will be released on Saturday, Sept. 4, at 7 p.m. ET. Below is a list of references mentioned or related to the discussion in this episode:  “Vaccinated and unvaccinated individuals have similar viral loads in communities with a high prevalence of the SARS-CoV-2 delta variant” (Note: This is a preprint). “Fauci: Amount of virus in breakthrough delta cases ‘almost identical' to unvaccinated” — The Hill CDC: “Outbreak of SARS-CoV-2 Infections, Including COVID-19 Vaccine Breakthrough Infections, Associated with Large Public Gatherings — Barnstable County, Massachusetts, July 2021” “Predominance of antibody-resistant SARS-CoV-2 variants in vaccine breakthrough cases from the San Francisco Bay Area, California” (Note: This is a preprint) “New delta variant studies show the pandemic is far from over” — ScienceNews “Read: Internal CDC document on breakthrough infections” — The Washington Post “New UCSF study: Vaccine-resistant viruses are driving ‘breakthrough' COVID infections” — The Mercury News “Comparing SARS-CoV-2 natural immunity to vaccine-induced immunity: reinfections versus breakthrough infections” (Note: This is a preprint) “Having SARS-CoV-2 once confers much greater immunity than a vaccine—but vaccination remains vital” — Science “Differential effects of the second SARS-CoV-2 mRNA vaccine dose on T cell immunity in naïve and COVID-19 recovered individuals” (Note: This is a preprint) “SARS-CoV-2 variants of concern and variants under investigation in England” — Public Health England “Safety of the BNT162b2 mRNA Covid-19 Vaccine in a Nationwide Setting” — The New England Journal of Medicine “Real-World Study Captures Risk of Myocarditis With Pfizer Vax” — MedPage Today CDC: “Effectiveness of COVID-19 Vaccines in Preventing SARS-CoV-2 Infection Among Frontline Workers Before and During B.1.617.2 (Delta) Variant Predominance — Eight U.S. Locations, December 2020—August 2021” “CDC: Covid-19 Vaccine Effectiveness Fell From 91% To 66% With Delta Variant“ — Forbes “SARS-CoV-2 infection induces long-lived bone marrow plasma cells in humans” — Nature CDC: “Reduced Risk of Reinfection with SARS-CoV-2 After COVID-19 Vaccination — Kentucky, May-June 2021” “Causes and consequences of purifying selection on SARS-CoV-2” — Genome Biology and Evolution “The reproductive number of the Delta variant of SARS-CoV-2 is far higher compared to the ancestral SARS-CoV-2 virus” — Journal of Travel Medicine “Mutation rate of COVID-19 virus is at least 50 percent higher than previously thought” — Phys.org “Differential effects of the second SARS-CoV-2 mRNA vaccine dose on T cell immunity in naïve and COVID-19 recovered individuals” (Note: This is a preprint) Subscribe to the American Thought Leaders newsletter so you never miss an episode. You can also follow American Thought Leaders on Parler, Facebook, or YouTube. If you'd like to donate to support our work, you can do so here. Follow Epoch TV on Facebook and Twitter. 

The Resetter Podcast
Moving From A Negative To A Positive You – With JJ Flizanes

The Resetter Podcast

Play Episode Listen Later Sep 6, 2021 55:58


// R E A D Y • S E T • R E S E T This episode is all about understanding the connection between diet and emotions. Plus, we talk about how to turn any negative into a positive. JJ Flizanes is an Empowerment Strategist and the host of several podcasts, including People's Choice Awards nominee Spirit, Purpose & Energy. She is the Director of Invisible Fitness, a best-selling author of Fit 2 Love: How to Get Physically, Emotionally, and Spiritually Fit to Attract the Love of Your Life and The Invisible Fitness Formula: 5 Secrets to Release Weight and End Body Shame. Named Best Personal Trainer in Los Angeles for 2007 by Elite Traveler Magazine, JJ has been featured in many national magazines, including Shape, Fitness, and Women's Health, as well as appeared on NBC, CBS, Fox, the CW, and KTLA. In this podcast, we cover: How your emotions affect your eating habits Reassessing your hunger and how to recognize your level of hunger or fullness How to identify your emotional eating needs and ways to stop it What to do once you identify your emotional eating patterns Simple tips for putting yourself first // R E S O U R C E S  M E N T I O N E D Feel the impact of Organifi - use code PELZ for a discount on all products!  15-Day Fat-Burning Experience Dr. Mindy on JJ Podcast Book: The invisible fitness formula: 5 secrets to release weight & end body shame Needs & Feelings Checklists Book: The Big Leap // M O R E  O N  J J  F L I Z A N E S Instagram Facebook // F O L L O W Instagram | @dr.mindypelz & @theresetterpodcast Facebook | /drmindypelz & /theresetterpodcast Youtube | /drmindypelz Please note the following medical disclaimer: By listening to this podcast you understand that this video is for educational purposes only. It is not intended to substitute for professional medical advice and should not be relied on as health or personal advice. Always seek the guidance of your doctor with any questions you may have regarding your health or medical condition.