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MRKT Matrix - Monday, May 12th Dow surges more than 1,100 points after China and U.S. agree to temporary tariff cuts (CNBC) Treasury Secretary Bessent says he's likely to meet with China again in ‘next few weeks' to work on bigger agreement (CNBC) Expect China to help Trump on fentanyl, TikTok and midterm elections, says Evercore ISI strategist (CNBC) Traders See Fed Cutting Rates Just Twice in 2025 on Cooling Trade War (Bloomberg) Trump Wants Medicare to Pay Less Than Foreign Countries for Drugs (Bloomberg) Rest of Year Isn't Looking Good for Retail-Property Market (WSJ) Apple Considers Raising iPhone Prices, Without Blaming Tariffs (WSJ) Perplexity AI wrapping talks to raise $500 million at $14 billion valuation (CNBC) SoftBank Stargate Venture With OpenAI Hits Snags on Tariff Fears (Bloomberg) --- Subscribe to our newsletter: https://riskreversalmedia.beehiiv.com/subscribe MRKT Matrix by RiskReversal Media is a daily AI powered podcast bringing you the top stories moving financial markets Story curation by RiskReversal, scripts by Perplexity Pro, voice by ElevenLabs
Send us a textWhy do we judge people by their sneakers instead of their spirit? Why do we stay in relationships that look good but feel wrong? This week on The Heavyweight Podcast, we're pulling back the curtain on shallow behaviors, materialism, and the illusions we cling to in the name of status.
In this week, we breakdown Leinster's exit in Investec Championship. Bordeaux vs Saints in the finalWe also cover Super Rugby - Hurticanes | Drua | Moana | Chiefs
#playstation5 #PS5 #ps5pro #xbox #gtavi #GTA6 #2025games Tonight @HargeetChani1, and I discuss all the gaming news of the last week and more... Hargeet's new book : https://shop.chani.us/Hargeet can be found on Discord at "HChani" on YT: @HargeetChani1 GTL Merch: https://tinyurl.com/2vfse7pdFollow Me: @JFonzerrelli on TwitterEmail Contact: TheGamerFonz@Gmail.com
4.17.25, Kevin Sheehan on the RFK Stadium deal looking good for 2030 and talks NFL draft for the Commanders.
SummaryIn this episode of The Straight Shift, The Car Chick© and guest, Dr. Swirl Killer, discuss the decline in the quality of car paint, the challenges of the trendy matte paint finishes, and why GM black paint is the worst in the industry. They explore the differences between ceramic coatings and paint protection films, and emphasize the importance of protecting your vehicle's exterior. Finally, they explain why brush car washes are terrible for your paint, and they provide tips for finding a top quality, professional auto detailer.TakeawaysModern car paints are thinner and more fragile.Matte finishes are difficult to maintain and repair.Ceramic coatings offer long-lasting protection.GM black paint is notorious for its poor quality.Protecting your car's paint is essential for resale value.Avoid brush car washes to prevent swirls and scratches.Research and choose a reputable car detailer for your vehicle.Resources:www.CarolinasFinestDetailing.comwww.TheCarChick.comwww.CarBuyingCourse.comYou can view a full list of resources and episode transcripts here. Connect with LeeAnn: Website Instagram Facebook YouTube Work with LeeAnn: Course: The No BS Guide to Buying a Car Car Buying Service Copyright ©2024 Women's Automotive Solutions Inc., dba The Car Chick. All rights reserved.
Luke and Alex went live on YouTube earlier this week to chat about the start of the season, and how this team has kept the good vibes from last year, even as they are not at full strength right now.Want to watch instead of listen? Want to join in the conversation when they go live? Make sure to like and subscribe to the show on YouTube. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit michiganandtrumbull.substack.com
2025-04-06_pete_lillestolen.mp3File Size: 16473 kbFile Type: mp3Download File [...]
There's a long history of humanity trying to earn God's favor. Pharisees believed salvation came from keeping every command. Catholicism believed you could purchase pardons for sins to make Him happy. Some religions even promote doing specific deeds to achieve enlightenment. Maybe you've been taught that God won't love you unless you do X, Y, or Z. Today, Pastor Ken teaches that this couldn't be further from the truth. Jesus loves you so much that He died on a cross for you to prove it.
Have you ever been scammed? Ever been emailed by a Nigerian prince trying to offer you a large sum of money for a bit of private information? Do you get those pesky texts or calls trying to deceive you into paying money for a service you'll never receive? Today, Pastor Ken teaches that humans are naturally deceptive. We take the beautiful gift of intellect and creativity, and twist it into something used to hurt others for our personal gain. Are there areas in your life where you've been deceitful?
S&P 500 Bounce? After a rough start, Monday's trading saw a small recovery. But with Trump's "Liberation Day" tariff announcements looming, markets could be in for more volatility. Budget Vote Approaches: The ANC lacks votes to pass the postponed budget, with opposition parties like MK and EFF holding out. Political and economic uncertainty remains high. Commodities on a Quiet Rally: Gold (+19.5%), Copper (+26.5%), and Rhodium (+24.5%) lead the way, while oil and aluminium lag. The CRB Index is up 5.4% year-to-date. Atlanta Fed GDP Now Update: Q1 GDP estimate revised to -0.5% from -2.8%. Adjustments for gold trade data make the outlook slightly less dire. Amazon at a Discount? Stock down 20% from its highs, with a historically low P/E ratio of 34. Analysts see upside potential. Amazon | Weekly Chat | 31 March 2025 Johnson & Johnson's Dividend Appeal: Trading near $165, with a potential drop to $150 making its 3% yield even more attractive. Johnson & Johnson | Weekly Chat | 31 March 2025 New ETNs on the JSE: Nvidia, Palantir, Novo Nordisk, and more available via FNB, offering exposure to top global stocks with local accessibility. Simon Brown * I hold ungeared positions. All charts by KoyFin | Get 10% off your order 00:00 Market Overview and Economic Indicators 03:09 US Tariff Implications and Market Reactions 05:45 Commodities Performance and Economic Impact 09:03 Stock Analysis: Amazon's Market Position 12:00 Stock Analysis: Johnson & Johnson's Stability 14:38 Investment Strategies and Innovations
Life is pretty tough, isn't it? Sometimes, we can get caught up in the coming and going, that we forget to breathe. We work ourselves to death, and our mental capacity is so low when hardships hit, that we don't know how to handle them. Today, Pastor Ken teaches that you may be wondering why God isn't answering any prayers. The question should really be, “How's your prayer life?” Are you walking with God daily? Have you considered the answer may be outside of your understanding?
In this episode of the show, Binksy, Baldy, Jamie and Stu look back at week 1 of IPL 2025 through a stock market lens. Who are we buying? Who are we selling? And what are we watching with our fingers poised ready to pounce in the coming weeks? We start on a positive note, highlighting a balanced RCB side unbeaten at the time of recording thanks to a bowling attack featuring the quality of Josh Hazlewood and a top order that's firing thanks to Phil Salt, Virat Kohli, Rajit Patidar and co. In the Buy section of the show there's also praise for Sai Sudharsan, MS Dhoni and wicketkeepers in general. We're watching the impact player performances and how that's impacting games and batting lineups. We're selling a star-studded Mumbai Indians batting lineup featuring Rohit Sharma, Suryakumar Yadav, Tilak Varma, Hardik Pandya and friends because we can't understand why they're continuing to struggle, and watching closely to see how much tinkering do with their teamsheet, tactics and batting lineup with the likes of Curran, Dhoni, Jadeja and Ashwin who could all slide up and down the middle order. To round out the show, there's chat about whether teams will score 300, how home ground advantage could play a role and if it is too early to be worried about Pat Cummins and his SRH bowling attack. We'll be back in your feed later in the week with more of a game review style show. If you're enjoying our content then please take the time to give us a like, follow, share or subscribe on all our channels (@toporderpod on Twitter & Facebook, and @thetoporderpodcast on Instagram & YouTube) and a (5-Star!) review at your favourite podcast provider, or tell a friend to download. It really helps others find the show and is the best thing you can do to support us. You can also find all our written content, including our Hall of Fame series, at our website. You can also dip back into our guest episodes - including conversations with Mike Hesson, Shane Bond and Mike Hussey, current players such as Matt Henry, Sophie Devine and Ish Sodhi, coaches Gary Stead, Jeetan Patel and Luke Wright, as well as Barry Richards, Frankie Mackay, Bharat Sundaresan and many more fascinating people from all across the cricketing world. And if you'd like to reach out to us with feedback, questions or guest suggestions, get in touch at thetoporderpodcast@gmail.com. Thanks for listening. 0:00 Intro 2:00 Buy - RCB top of the table thanks to Hazlewood, Salt, Patidar & co. 5:05 Buy - Wicketkeepers: MS Dhoni, Jurel, Kishan, Buttler, De Kock, Pooran 7:05 Buy - Sai Sudharsan & GT's batting lineup 9:00 Watch - Impact player performances 17:50 Sell - Mumbai Indians - Why are they struggling with the bat? 24:05 Sell - Umpire review of wides 26:20 Sell - Do seam bowlers need more craft? 33:20 Sell/Watch - CSK's batting order Ashwin/Jadeja/Curran/Dhoni 37:45 Watch - Will we see 300 scored this season? 41:55 Watch - Is SRH's bowling lineup a concern? 45:05 Watch - Variation across venues Learn more about your ad choices. Visit podcastchoices.com/adchoices
Healthy-Lean-Looking Good…Is the bathroom the best place to check? Could the mirror, and the toilet tell us all we need to know about how we are doing on the inside and the outside without expensive, invasive, uncomfortable tests? www.maxfitnesscollege.com
The first 5 star PWA/IWT wave event of the year is just kicking off in Chile. But who has been looking good in the warm up? who's i for a shout of the title? We bring in Lucas and Finn to help us get the word from the beach.
I don't normally gravitate towards people with the huge followings and big brand personalities. But I also like a good, down to earth story of personal evolution, and this is one I'm bringing back. A few years ago I got to have a long conversation with Chalene Johnson. We recorded a couple of shows and talked for hours longer about our sordid fitness and athletic journeys. Chalene literally holds a Guinness World Record for having starred in the most fitness videos. An odd title to me, and one she questions as well. It's part of her story. She's a billboard ad for being fit, trim, and sexy. And yet along the way to achieving this, she hurt herself, physically and mentally. She was selling an image and killing herself to maintain it. Today she is still leading women to looking good, but feeling good as well. And one of the reasons so many people connect to her is her openness about her journey. If she realizes she's been wrong about something, she admits it. When she tries something that doesn't work, she shares it. We talk through her story some and lead up to to her having a big health decline that included debilitating brain fog, mood swings, and chronic pain and injuries. This is what started her questioning of the diet and fitness industry she was helping promote. She taught herself to read scientific studies and wisely evaluate the research. Sign up for your $1/month trial period at shopify.com/kevin Go to shipstation.com and use code KEVIN to start your free trial. Use my promo code WHATDRIVESYOU for 10% off on any CleanMyMac's subscription plans Join millions of Americans reaching their financial goals—starting at just $3/month! Get $25 towards your first stock purchase at get.stash.com/DRIVE. Learn more about your ad choices. Visit megaphone.fm/adchoices
Marc Marquez continues to storm through the start of the season - can anyone catch him? I recap the MotoGP action in Argentina, including Honda's promising step forward. Plus - Trackhouse makes an unusual mistake, the MotoGP Championship picture, and my take on the ArgentinaGP!The Rundown:- Qualifying: Marc chases laptimes instead of poles- Sprint Race: Carbon copy of Thailand, but here comes Honda- MotoGP Race: Marquez vs. Marquez? I am here for it- Did Valentino Rossi and Jorge Loreno pave the way for Marc at Ducati?- Little brother stands tall once again- Multiple riders step up to the challenge early in the season- Has Pecco lost confidence in his bike?- Aprilia and/or Trackhouse makes a big mistake, and ruins a great performance- The MotoGP Championship picture- My take on the ArgentinaGPWhat did you think of Argentina? Let me know on Facebook or the Motoweek Reddit Sub.Find all of the latest episodes at Motoweek.net, follow on Twitter and Instagram – and you can support the show on Patreon!Thanks for listening!
@PermissionToStanPodcast on Instagram (DM us & Join Our Broadcast Channel!) & TikTok!NEW Podcast Episodes every THURSDAY! Please support us by Favoriting, Following, Subscribing, & Sharing for more K-POP talk!The post concert depression "PCD" is real for BABYMONSTERKIIS FM Wango Tango Concert drops lineup including XIKERS, KATSEYE, NMIXX HEARTS2HEARTS, A2O MAYBIBI announces world tourMarch comebacks: LE SSERAFIM, THE BOYZ, NMIXX, STAYCMusic Videos: ILLIT, TXT, SEVENTEEN's HOSHI & WOOZI, ITZY's YEJI, XGALX XG, BLACKPINK's JENNIE, BTS JHOPEAllegations towards BLACKPINK's LISA & JENNIE for falsely advertising signed albums with autopen signaturesRecap of JENNIE The Ruby Experience Day 1 of LA: one of the best shows/performances ever!New NEWJEANS NJZ x Coca Cola collab songNEWJEANS NJZ vs HYBE trial begins (Grab some popcorn)G-DRAGON's new solo lightstick design is amazingSEVENTEEN hangs out and goes full fangirl with G-DRAGON for his show Good Day: Includes DK confessing his love & asking for his phone numberBTS back in 100 days!JHOPE collecting idols for dance challenge collabs: JIN, ATEEZ SAN, TXT YEONJUN, TAEMIN, HOSHI x WOOZI, TWICE MOMO & NAYEON, ENHYPEN NIKI, AESPA KARINA, LE SSERAFIM YUNJINJIN goes live and plays online for one of his video game promotions for WWHSTRAY KIDS HYUNJIN & ITZY YEJI (The JYPE HWANG siblings) dance challenge togetherFELIX is back from his car accident and injury and dyes his hair yet again!Hints of BANGCHAN & HUNJIN Red Lights 2.0? for DOMINATE MIXTAPESupport this podcast at — https://redcircle.com/permission-to-stan-podcast-kpop-multistans-andamp-weebs/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Apple is sued over carbon-neutral claims, and they try to explain why the 16e is such a terrible phone. NVIDIA might be purposely holding back stock to inflate prices. AMD announced some GPUs that might be actual competition for a change. Microsoft is shutting down Skype. OpenAI's new model seems like a dud, but it's MUCH more expensive. EA released the source code for one of my all time favorite classic PC games. MWC kicks off today, but the news has been pretty quiet. And we HAVE to talk about all this Xiaomi stuff! Let's get our tech week started right! Show Notes and Links https://somegadgetguy.com/b/4JL Video Replay on YouTube https://youtube.com/live/EeyeQPOnM84 Support Talking Tech with SomeGadgetGuy by contributing to their tip jar: https://tips.pinecast.com/jar/talking-tech-with-somegadgetgu Find out more at https://talking-tech-with-somegadgetgu.pinecast.co This podcast is powered by Pinecast. Try Pinecast for free, forever, no credit card required. If you decide to upgrade, use coupon code r-c117ce for 40% off for 4 months, and support Talking Tech with SomeGadgetGuy.
Post-Gazette Pirates insiders Noah Hiles and Andrew Destin discuss their key takeaways from the team's 2-1 spring training loss to the Atlanta Braves on Tuesday at LECOM Park in Bradenton, Fla. How did Jared Jones look in his first appearance of the spring? Did his new two-seam fastball show signs that it could be a potentially solid pitch for him? How did prospect Thomas Harrington fare in his inning of action, and what should we expect from him this season? Plus, the guys analyze Ke'Bryan Hayes' hot start to spring training. Could this be a sign of things to come with Hayes' back starting to cooperate with him? Or will he fizzle out and spend time on the shelf like he has in recent seasons? Our duo answers those questions and more.
And is that Normal or Nope??
Froggy and Farley discuss the two nice Celtics' victories after the All-Star Break, and they also describe their adventure in Philadelphia!
Bri likes Canada to win 4 Nations hockey due to US injuries. Dodgers payroll is up to $393 MM (9 times the Florida Marlins). Brewers 6 foot 7 inch 1B Ernesto Martinez is looking good in spring training. We review the latest sweet 16 in men's college hoops-SEC dominance is 'unprecedented' with 5 of the top 7 teams and Wisconsin Badgers offense is on a roll.
This episode of Mega Dads Live Antonio is going into the virtual realm with his brand-new Meta Quest 3!
Hour 2 of Baskin and Phelps
On this episode of The Sick Podcast, Eric Engels joins Tony Marinaro to discuss the Canadiens' uphill battle for the remainder of this season, Jake Evans seemingly far away from reaching an agreement with the Canadiens, Martin St-Louis demoting Juraj Slafkovsky, Cayden Primeau playing his best hockey yet in Laval, what could David Savard fetch on the trade market, the buzz around the city of Montreal with the start of the 4 Nations Face-Off and much more! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mind control, government secrecy, and hidden influences. A new congressional committee is handling Kennedy assassination documents. Concerns about the U.S. Department of Defense managing school lunches and potential hidden motives. Analyzing the U.S. energy map: improvements but rising anger. Elon Musk's well-being. And on another note, shame around sexuality. MANTRA: Even though I'm ashamed of my sexuality, I love and accept myself. ▶️ Stream Mantrista Music by Mateo Cuarón: www.youtube.com/watch?v=O3ugx5NdlQk
Grant opens the show by reminding everybody that DeMarco Murray and Joe Jon Finley continue to be on staff and presents a new conspiracy theory. We transition smoothly to OU bringing on Nate Dreiling and Wes Goodwin to coach linebackers. Brent Venables also announced that he will be calling plays in 2025 (7:45). Ben Arbuckle is going to make $1.5M per year (25:05). Thoughts on John Mateer and Ben Arbuckle in Washington State's win in Week 3 over Washington. There's a lot of good with this duo through three games (28:10). Brian Hartline is going to be the next OC at Ohio State. Grant really likes this guy (1:04:45). Obligatory thoughts on the upcoming Super Bowl matchup (1:07:05). | Like the show on Facebook: @westofeverest | Follow Grant on Twitter: @GrantBenson25 | Follow Lee on Twitter: @LeeBensonTweets
Ben Ennis and Brent Gunning discuss William Nylander's impressive second career hat trick, coinciding with the anniversary of his first. They analyze the Leafs' performance when scoring 4+ goals and highlight Bobby McMann's significance to the offense. Later, the duo delves into the Raptors' "ethical tank," RJ Barrett's concussion concerns, and potential trades before the NBA deadline. They wrap up by contemplating a tweet hinting at Vlad Guerrero Jr.'s impending contract extension with the Jays (30:19).The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliate.
Are you ready to finally get over your resistance to being on camera?Do you feel hesitant to turn your camera on during a Zoom call (or even record a voicemail message?)You're not alone.In this special coaching style episode I'm sitting down with Habit Coach Ronnie Loaiza to talk about practical strategies to overcome your resistance to being on camera so that you can come across as the smart, put together professional that you are.We're sharing everything from adjusting camera angles to optimizing lighting and audio quality, plus actionable steps that can transform your virtual presence, boosting both your confidence and your message's impact.Listen up if you want to overcome camera shyness and really stand out in the business world.Resources: Take the Standout Business Scorecardhttps://awesomevideomakers.com/scorecard/Connect with Ronnie LoaizaThanks for listening to The Standout Business Show: Content Marketing Tips, Personal Brand Tips & Video Marketing Tips for coaches, consultants & agencies.If you liked this episode please leave us a 5 star review & share it with a friend!
So much healthier than they were earlier this season.
On this episode, we talk with Klassic Frescobar. Klassik's blend of Jamaican Dancehall influence fused into Soca & Calypso sound is the perfect mix. His commanding high energy vocals with the sweet soca vibe creates a unique style that is radiant. Klassik Frescobar's musical influence began in the early ‘90s in his hometown of Kingston, Jamaica in the Constant Spring Gardens area. After getting a hold of his mother's cassette player and hearing early tunes from Bounty Killa, Sean Paul and Beanie Man his mind was committed to music. After migrating to the Bronx in New York, Klassik spent most of his time creating rap music but stayed close to his roots by attending local Dancehall parties. Throughout that time he built relationships with local DJs and producers including the Jamaican born Brooklyn native Ricky Blaze. In 2014 Klassik would migrate to Miami where he would work closely with Guyanese rapper Red Cafe who would introduce him to local DJs and party scenes. After hard work and deliberation Klassik made a name in the Miami Soca scene with records “Boom” , “Bee Sting” & “Chair” His current viral record "Looking Good" on the "Code Red Riddim", facilitated the #LookingGoodChallenge which garnered over three million Twitter and TikTok views respectively. The challenge promotes dancers from around the world to record themselves dancing to the song . Since then Klassik has released bigger records such as “Like Dat Remix” featuring GBM Nutron, “Whoopsy” featuring Boidingo and “Too Much” with Marzville.
It's the first of 4 Clippers vs Lakers games and whoooboy is it an important one. Adam, Will, and Chuck talk what needs to happen to get a dub against the Lakers, Kawhi's performance/look in the Nets bloodbath, + we examine a Clippers trade idea and Charles Barkley comment that was positive....and get a little upset at the current Clippers game schedule
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What defines beauty? Who decides which features are "acceptable" or "professional"? In this thought-provoking episode, we dive deep into the complex realities of colorism, hair discrimination, beauty standards, and self-worth—especially as they impact black women in professional and social spaces. I share my personal journey of struggling with self-acceptance, societal pressures, and internalized bias. From being told that my natural hair was “unprofessional” to experiencing the painful realities of the brown paper bag test, I unpack the deep-rooted narratives that shape our perceptions of beauty.
The guys spend hour one talking about hair transplants and the Warriors struggles recently.
We’ll do anything to look fabulous these days—Ozempic, Botox, plastic surgery—but we have nothing on our ancestors. Sounds unpleasant, but they used face creams made from animal and human pee. They glued animal pelts on surprising body parts. And they literally poisoned themselves in their quest for perfect skin and hair. See omnystudio.com/listener for privacy information.
Matt Thomas and Ross Villarreal of "The Matt Thomas Show with Ross" recap the Houston Texans losing to the Baltimore Ravens 31-2 on Christmas Day. Cornerback Kamari Lassiter forced a safety with the tackle of running back Derrick Henry to score the Texans' only points. Quarterback C.J. Stroud threw an interception and held a 59.2 passer rating in one of his worst performances of the season. With a playoff spot secured after clinching the division, how can the Texans improve in the coming weeks to earn a postseason win? Matt and Ross also:talk with Rockets head coach Ime Udoka about tonight's matchup against the Pelicansreact to Beyoncé's halftime performancereview the NFL's worst teams in "Ross' Rotten Five"have Dr. Roto cure their fantasy football bluestell people to "Shut Yo Bum Ass Up, Ain't Nobody Got Time" and more.
Matt Thomas and Ross Villarreal of "The Matt Thomas Show with Ross" recap the Houston Texans losing to the Baltimore Ravens 31-2 on Christmas Day. Cornerback Kamari Lassiter forced a safety with the tackle of running back Derrick Henry to score the Texans' only points. Quarterback C.J. Stroud threw an interception and held a 59.2 passer rating in one of his worst performances of the season. With a playoff spot secured after clinching the division, how can the Texans improve in the coming weeks to earn a postseason win? Matt and Ross also:talk with Rockets head coach Ime Udoka about tonight's matchup against the Pelicansreact to Beyoncé's halftime performancereview the NFL's worst teams in "Ross' Rotten Five"have Dr. Roto cure their fantasy football bluestell people to "Shut Yo Bum Ass Up, Ain't Nobody Got Time" and more.
Officiating hasn't been great this season and was noticeable on both sides in the Steelers-Eagles game Sunday. Denver plays at the Chargers on Thursday and Bo Nix is turning into a star.
In this episode, Bill Bellows and Andrew Stotz dive further into acceptability versus desirability in the quality world. Is it enough that something is "good" - meets requirements - or do you need to focus on degrees of "good"? How can you tell the difference? TRANSCRIPT 0:00:02.5 Andrew Stotz: My name is Andrew Stotz, and I'll be your host as we dive deeper into the teachings of Dr. W Edwards Deming. Today, I'm continuing my discussion with Bill Bellows, who has spent 31 years helping people apply Dr. Deming's ideas to become aware of how their thinking is holding them back from their biggest opportunities. Episode, today is episode eight, Beyond Looking Good. Bill, take it away. 0:00:25.4 Bill Bellows: Hi, Andrew. How are you doing? 0:00:29.1 AS: Beyond looking good. So beyond my good looks, that's what you're saying. Okay. 0:00:33.6 BB: No, but it's funny, this beyond looking good and so I could say, Andrew, how you feeling? Oh, I'm feeling good. Right? I'm feeling good. So we have this, and that's part of why I think is funny is how are things? Things are good, things are good. 0:00:49.3 AS: Looking good. 0:00:51.0 BB: And that's what I find is, I mean, and it's not that people are necessarily honest, but when somebody says how was your day? Good. Or it could be the extreme other, and we won't use any foul language, but it's like, but I find it's just a very common, how are you feeling? Oh, I'm feeling good. Or I could say, great, which is better than good. So anyway, so I'm gonna pick up on, well first say that a heavy focus of this series, Misunderstanding Quality, is for you, quality professionals out there around the world that are excited by Deming's work, learning about Deming's work, trying to bring Dr. Deming's ideas to your organization in your quality function. 0:01:41.6 BB: Or it could be, you're elsewhere in the organization and you believe that...you're inspired to realize that there's something about how quality is managed in your organization, whether you're in design or manufacturing, which is inhibiting what you might want otherwise to do. And what I'm hoping is that the examples and concepts presented here can help you, one, absorb the ideas yourself, begin to absorb them, eventually explain them to people at work. At least once a month I'm contacted by someone listening to the podcast who says, hey, they wanna connect with me on LinkedIn, and then quite often I reach out to them and ideally end up in a conversation with them to find out more about what they're trying to do. 0:02:38.7 BB: But what I'm hoping is that this fundamental information, knowledge, wisdom is useful to you and personally learning, but then depending on what you wanna do with it, you have to engage others. And that's why I've been encouraging, and this is what I do with people I mentor, is you have to develop the ability to explain it to others. 'Cause you can't be the only one talking about these differences. You're gonna drive your coworkers nuts. You might get in a jam where somebody's confused by what you're trying to do, and you need help, or you need help in implementation, help in explaining. 0:03:17.6 BB: So I'm gonna go back to acceptability and desirability. And I was in the Finland, the Netherlands and the Sweden about a month ago with friends in each of those countries. And what came up was, again, this acceptability/desirability and that contrast. So acceptability again, as a reminder is, there's no need to know where we are within the requirements. It is absolutely good. All we know is that it meets requirements for whatever the requirements are. It is you're comfortable with good versus bad. I was talking with somebody, some clients today and we were talking about, pass versus fail. And I said, 'cause it's really a pass. Acceptability is a pass-fail system. And what does passing mean? 0:04:17.5 BB: Passing means not failing. It's like, years ago when I was a summer student working for this jet engine company in Connecticut and got together for beers one Friday night with a couple of the executives, and there were a couple of us summer interns there with these directors. Yeah. Senior directors. And one of the senior directors says to us, says, so what's the difference between business and crime? And we're like, this and this and this and this. And I don't know what our answers were, but we. And finally one of them said, no, no, no, no, no, no. He said, the basic difference is crime's illegal. 0:05:03.0 BB: So you end up with what is bad, what is bad is what's not good. And what is good, good is what's not bad. And so what is passing? Passing is not failing. And so when I was explaining to somebody today I was asking him, what's the letter grade? What letter grade? In fact, I asked a very senior NASA executive this question once. What letter grade do they expect for everything they buy that put into their missions? And he said, A plus. And I said, A plus is not the requirement. He said, what's the requirement? I said, D minus. And he is like, nah, it's not D minus. I said, your procurement system is based on things being good or things being bad. He said, yep. 0:05:45.7 BB: I said, well, what is good but passing? Right. Good is not... Good is... To be good is to not be bad, to pass is to not fail. What is crime? What is crime is what's illegal versus legal. It's one or the other. We talked once on the previous podcast about Kepner-Tregoe problem solving, decision making. And part of decision making I mentioned is you come up with a bunch of characteristics of a decision. You're buying a house and you want it to be one story, three bedrooms, two bathrooms, whatever it is. And you put down all the requirements and then you ask for each of those requirements. Is it a must or a want? And a must is yes or no. It has it or it doesn't. So it must have three bedrooms, must be one story. The must could be must be under a million dollars or whatever the number is. 0:06:53.5 BB: And then you get into, well, is that really a must or is that a high weighted want? For our daughter, Allison, I remember taking her out to buy a bike for her birthday one year and she said, well, how much can we spend? And I said, $200. So, what did she say, Andrew? "What if it's 201?" Well, then you get into, well, is that a must or a high weighted want? You know what I say? Depends on how much money's in your wallet. If you don't have $201, it is a must if you're... 0:07:34.7 AS: I thought she was gonna say, if I can get it for 150, can I keep the 50 bucks? 0:07:41.3 BB: But that's it. So acceptability is like treating it as a must. It is absolute. It has to be three bedrooms. And then what is desirability? Desirability is the lower the cost, the better, the higher the performance, the better. And so acceptability is absolute, it is good versus bad. Desirability there's relativeness. And the next thing I wanna say is why should we be interested in desirability? Which also based on what we've talked about before, is to be appreciative of desirability in regard to the Dr. Deming's Red Bead Experiment. Deming Red Bead Experiment, we had red beads and white beads the customer wanted white beads. And then one of the things we looked at was, if all the red beads are gone, can we still improve? 0:08:46.1 BB: And then people would say, well, we can make the white beads faster, we can make them cheaper, but can we make the white beads better? And the huge blind spot and asking that question to audiences on a regular basis is, they get stuck. Well, then we got into, well, what if there's variation in the white beads? So part of desirability is that there's variation in good. And that allows us to go beyond just being good to better. But what is better than? Well, better than is, I mean, what would be better for the organization would be a better appreciation of the white bead variation. One, could prevent red beads from happening in the first place. And so why do we have a gas gauge that goes anywhere from E to full? It allows us to watch the gauge go down and go down and go down. 0:09:39.7 BB: What does that? It's watching variation in good and then getting gas before it runs out. So if we use a run chart and monitor vacuum level in a braze oven if we're monitoring something on a variable way, not just saying it's good or it's bad, that allows us to see trouble coming before it happens. We could use that information to create a control chart and go one step further. And so relative to a given characteristic, what we're doing is trying to prevent non-conformances, trying to prevent bad from happening by monitoring what is good. What we can also do and what I shared is with appreciation of Dr. Taguchi's insights, the idea that the closer we are to that ideal value so when we're at home cutting the piece of wood really close to that line, why do we do that? 0:10:33.7 BB: Because at home we have to get those pieces of wood together and they're not quite square or straight, then that's extra work over there. So those are two aspects of the value proposition for desirability. And then I wanted to mention is, our son is a handyman and a pet sitter. And he is self-employed in both. And the handyman stuff involves and sometimes it involves woodworking. And recently he's doing some work in our house and some really cool stuff. So he experiments in our house, which is great for us. He also experiments in our daughter's condo. So there's great opportunities for him to practice doing something. So he was cutting some long pieces of wood and they weren't, he was very frustrated. They weren't coming out straight. So we called a friend who's a master craftsman over, and he gave us both a lesson on how to, how desirability, how to get a really straight cut, not just anywhere within spec, but you need a really straight cut so they fit together well. 0:11:38.6 BB: Well, this carpenter friend, Alex, shared with me a while ago, years ago, what it's like in the construction industry. 'Cause I explained to him acceptability, desirability, focusing on the target. And in the world of construction, he gets involved, he'll be involved on a team building a multimillion dollar home for six months to a year. And it's not uncommon he's called in to have to deal with everybody else barely meeting requirements. And his job is to go in there and straighten things up because they're not quite right. And that's all this compensation stuff. And that's what with his insights trying to help our son get around that. All right, so, I do wanna share a couple anecdotes from Rocketdyne the world of acceptability and so it was a fun story. 0:12:41.2 BB: I was meeting with a small team and one of them was a senior quality manager and in the quality organization. And he says, you know what the problem is Bill? He says, what's, you know what the problem is? He said, "the problem is the executives VP of quality and as directors are not getting the quality data fast enough." So I said, "well, what data?" And he says, "scrap and rework data. He said, "they're just not getting it fast enough." So I said, "I don't care how fast they get it it's already happened." [laughter] 0:13:18.9 BB: And I kept saying to him, the speed doesn't matter. And so how many red beads did we have today? Well, we gotta instantly report the number of red beads on a cell phone. No. If you monitor the white bead variation, then that's a means to do that. Also say, when I joined Rocketdyne in 1990, there was a big movement on the space shuttle main engine program. And I don't know what instigated this, but Rocketdyne developed, designed and developed and then produced for many years the space shuttle main engine. I mean the world's first reusable rocket engine. And there was a movement before I got there to change the drawings. And so a set of manufacturing drawings will have a nominal value, let's say 10. And then it might be something must be 10 plus or minus one. 0:14:19.4 BB: And what does that mean in terms of acceptability? It means anything between nine and 11. And then what I learned was they'll say that the number 10, that's the nominal value. And then we have 10 plus or minus one. Well, what matters to the person downstream is not the 10 plus or minus one. What matters to the person downstream is it's gotta be between nine and 11. So no matter what that nominal is, the nominal goes out the window. So there was a movement to get rid of the nominal value. 'Cause now the machinist has to do the math, 10 plus or minus one. Okay? Anything between nine and 11. So we're gonna save you all that trouble and just give you two numbers. The min and the max. And so what is that system? That is a system based on acceptability. 0:15:07.0 BB: And so that was the starting point when I joined. And so what I wanted to add for our listeners, if you're in an organization, this came up recently with one of my clients, and they're talking about the nominal value of that 10. The 10 plus or minus one, or it could be the nominal value is 11 and they'll say 11 plus nothing minus two. And so what does that mean? 11 plus nothing means eleven's the max minus two means nine and 11. So when I saw it doesn't really matter what the nominal value is, 'cause all that's gonna happen is gonna get translated to a minimum and max. And so in this client, they're talking about nominal values, nominal values. And I said, my recommendation is when it comes to desirability, don't say nominal. 0:16:00.3 BB: 'Cause I'm not convinced we use that term the same way. What I would suggest, again, this is for those listening to the podcast on a regular basis, is don't use the word nominal. It's confusing. Use the word target. Say that is the ideal. And the idea, by using the word target, which may not be part of the vocabulary, you can differentiate from nominal, which I find to be confusing and just say that's what we want. I'm gonna give you another fun story relative to acceptability. I was at a supplier conference, so in the room are a couple hundred Rocketdyne suppliers. And the person speaking before me says, and there was some very heavy duty brow beating. 0:16:48.0 BB: And the person ahead of me says, when we give a Rocketdyne employee a job and they sign that it's good, that's their personal warranty, Andrew. That's their personal warranty. So for you suppliers, when you tell us something is good, that's your personal warranty to us. And so that has to be transmitted to your organization. That's personal warranties. We take it seriously. This is the space business, Andrew. So that was going on and there was some heavy duty browbeating. And on the one hand I'm thinking, I wonder what happened recently where somebody said, Andrew, get up there on stage and go browbeat 'em, go browbeat 'em. And so this guy's up there, browbeating, browbeating. 0:17:42.7 AS: We need people to take this serious. 0:17:44.0 BB: Well, this is personal warranty, Andrew. When you say it's good, that's your warranty. So I got up and I told the story of the bowling ball being left in the doorway of the bedroom. And I said, the fact of the matter is, Wilson gave us his personal warranty that the bowling ball was in the bedroom. And just trying to say, 'cause the personal warranty is not a personal warranty of an A plus Andrew. It's not a personal warranty. It's a personal warranty that it's good and what is good, Andrew? Not bad. And so when I hear this talk of personal warranty, it's like it's not all that it's cracked up to be. When you start to look at what is good is what's not bad. 0:18:36.4 AS: By the way, I have a funny one to share in this one. And that is, every time I start my ethics in finance class with a new batch of fourth year finance students here in Thailand, class starts at 9:00 AM and the students think that the time to arrive is somewhere a little bit before or a little bit after nine. And when they arrive at the class at 9:01 or actually just after 9:00, they find the door is locked. 0:19:12.3 BB: Yeah. 0:19:13.3 AS: And then I leave them outside. And then after about five minutes, I go out after they've built up a group of people out there and I come out and I talk to them. I said just so you know I want you to be on time for my class. Don't tell me about traffic. Don't tell me you're busy. I got a full-time job and I'm working like crazy and I'm here for you. I'm not making much money out of this. So show me the respect and be here on time. They come in, they walk in shame, past all their classmates, and then they sit down and then I lock the door again, and of course another batch comes at about 9:05 or 9:10. 0:19:46.0 AS: And then I do the same. And then I bring them in, and then next week they come and they're all there at 8:58, let's say 8:59, but nobody arrives past 9:00. And then in the following weeks, I never locked a door anymore. Curious how things change. And of course, things start to shift back to that range around it, but it just made me think about what I do in trying to communicate that, whether it's right or wrong or whatever. But I like doing it because I want the students, I wanna set the parameters from the beginning. Like, take it seriously. 0:20:26.4 BB: Oh yeah. I go to a daily meeting and it starts exactly on the hour and it's done exactly. And everybody knows that. And the degree to which things are accomplished and 'cause the whole strategy was to develop a cadence that, yeah, no, that's... 0:20:56.8 AS: And I have a hard time. I want to, with my valuation masterclass bootcamp, which I do have classes at 6:00 PM. I'm generally pretty lenient letting students come in, but there's a part of me that has... I've started locking the room after 6:03 or so, and then I'll unlock it five minutes, 10 minutes later and let a few people that are... But I've had some questions in my mind as to whether I should just be hard line and say, it starts at 6:00, if you don't make it, see you next time. Now we also record it so they can watch it. But I don't know, I haven't really figured out whether I should be that tough or not. 0:21:35.0 BB: Yeah. And that's what it comes down to. I think depending on the environment, there could be, I mean, it's about synchronizing watches, right? 0:21:48.9 AS: Well, yeah. And the other thing that you could say is that, well, Andrew, come on if you understand variation, then you understand that there's gonna be some people that are gonna be late, and there's gonna be some people that are gonna be early. You set the target at 6:00 PM what else would you expect? But I guess what I'm thinking is, if for a student they should be thinking, I need to shift my target to be 8:00, sorry, 5:55 if the meeting's at 6:00, that way I could be a little bit late, you know? 0:22:16.2 BB: Exactly. 0:22:16.7 AS: And it's same concept, it's just that shifting that target. So maybe I need to start working on that one. 0:22:25.3 BB: No and it's respect for the other 15 people in the meeting that... you know, and this idea that we are... This meeting is designed for this reason, but it has to fit the work. And, yeah, I mean, so is that necessary for a college class? Again, I mean, if it depends on how much you wanna squeeze in. And five minutes if you're trying to get a whole bunch in and develop a cadence, then, yeah. 0:23:07.6 AS: Well, it also depends. What are you teaching. 0:23:11.4 BB: Exactly. 0:23:12.5 AS: In my Valuation Masterclass about valuing companies, I've decided I'm not teaching Excel. You can go somewhere else and get that, and people ask me for it, and I let them use my Excel model that I've created, but I've just decided that's not what I'm gonna teach. And so in this case, with being an ethics class, I think it is probably important to teach about the importance of time and understanding that. And so for that, but for the bootcamp, Valuation Masterclass Bootcamp, I am trying to teach discipline and helping young people realize you gotta deliver. And so that's it. By the way you're looking good, Bill. So let us summarize beyond looking good. How would you like people to... What would you like them to take away from our discussion on this topic? 0:24:07.3 BB: It goes, this is...I mean, we started off this whole series talking about quality and the eight dimensions of quality and the book and the article by David Garvin of the Harvard Business School. So to first introduce in this series called Misunderstanding Quality, that there are dimensions of quality. And amongst those dimensions were capacity and reliability and repairability. And one was aesthetics, and one was a sense of a reputation that through everything else, you're developing a reputation. Well, one of them was acceptability, and that then was the inspiration to get into the contrast between acceptability and desirability. 0:25:05.6 BB: And there's a lot to that. And so what I found in the beginning I had a little bit in mind based on some things I've seen. And then the more I researched it, the more I saw and what I wanna get into next time is, and these are questions I was asking people in the trip to Europe is, first is, can acceptability - a focus on acceptability explain the incredible reliability of Toyota products? At least that I have experienced. Can you explain that with acceptability? And I don't think so. Next, okay, I'll go back to my notes here. 0:25:57.7 BB: Next is, does your organization, again, for those calling in, the better you understand this distinction between acceptability and desirability. Does your organization distinguish those? Does your quality system... Is your quality system based on acceptability? Does it have acceptability and desirability? That is a question for our audience. What I want to get into next time is, and I think I've mentioned this before, I've read much a great deal about Lean. I've gone to Lean conferences. I've written plenty of articles for the Lean Management Journal involving reading articles and commenting on them. Everything I see within Lean is acceptability. I don't see any mention of desirability. Six Sigma quality is that we wanna have 3.4 defects per million. There's no mention in acceptability, either explicitly or implicitly to this difference between acceptability and desirability nor in Lean. 0:27:04.9 AS: Sorry, can you clarify that for just a second? Okay. So you said Lean was one and Six Sigma was the other, which was focused on which? 0:27:13.4 BB: Well, what I'm saying is that I don't see explicitly... I don't see a call out in the Lean literature a conversation about acceptability and desirability. What I see is plenty of evidence of an acceptability-based quality mindset in Lean, in Six Sigma quality, in Lean Six Sigma, in Operational Excellence, in the Toyota Production System is what I see is a heavy emphasis directly about things being good versus bad. I don't see any inference to desirability that there's something beyond good in that system. 0:28:06.4 BB: And that's what I've been wanting to point out, is I think Dr. Deming's work is unique in its appreciation of that distinction in explaining the difference and the value of understanding when acceptability makes sense, when desirability makes sense. And that's what this whole Misunderstanding Quality series, a big part that I'm trying to introduce through my experiences is, if you're interested in moving your organization or just your personal awareness beyond a good mindset into continual improvement, that's what I'm trying to bring about in this series. 0:28:50.5 AS: Fantastic. 0:28:50.9 BB: That's my story, Andrew, and I'm sticking to it. 0:28:53.7 AS: Yeah. Exciting. Exciting. Well, Bill on behalf... 0:28:58.9 BB: It'll be on my tombstone, acceptability is not desirability. 0:29:01.7 AS: Yeah, exactly. We have accepted the death. It is acceptable. It's not desirable, but... On behalf of everyone at The Deming Institute, I want to thank you, Bill, for this discussion. Again, it's a fun one to hear what you're thinking about. And for listeners, remember to go to Deming.org to continue your journey. Any final thoughts Bill? 0:29:31.4 BB: Keep looking good Andrew, keep looking good. 0:29:34.0 AS: I wanna go beyond looking good. If you wanna keep in touch with Bill, just find him on LinkedIn. He responds. This is your host, Andrew Stotz, and I'll leave you with one of my favorite quotes from Dr. Deming. People are entitled to joy in work.
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