Podcasts about reduce risk

Dr. Sterling Elliott, clinical pharmacist at Northwestern Medicine and assistant professor of orthopaedics at Feinberg School of Medicine, joins Lisa Dent to discuss several pharmaceutical stories. And, as always, he answers questions from listeners.

This is Part 10 of Steve Coughran's book Cash Flow. Steve unpacks the sixth lever of cash flow: risk. He explains how uncertainty lowers valuation multiples and raises the cost of capital, the biggest risks that scare investors, and the steps business owners can take to de-risk their company and build more stable, predictable cash flow.LinkedIn | YouTube coltivar.com

This is Part 12 of Steve Coughran's book Cash Flow. Steve introduces the Cash Flow Scorecard—a simple framework to diagnose where your business is leaking cash across the seven key levers. By scoring each area, you can pinpoint constraints, prioritize fixes, and build a roadmap for stronger free cash flow and long-term value.LinkedIn | YouTube coltivar.com

This is Part 13 of Steve Coughran's book Cash Flow. Steve introduces the Cash Flow Playbook—a step-by-step plan to apply the seven levers, use the scorecard, and build a resilient, cash-generating business. He shows how to prioritize the right levers, implement changes, track progress, and create a company that thrives in any economy.LinkedIn | YouTube coltivar.com

Discvoer 14 surprising strategies to finally speak up at work with confidence. These practical tips will help you stop holding back and start owning your seat at the table. In this episode, discover how to find your confident voice to share ideas (even half-baked ones), set boundaries, negotiate with ease, and stop people-pleasing for good.  These are practical, tested tips, not the tired “just breathe” or "use positive affirmations" advice. 

This is Part 10 of Steve Coughran's book Cash Flow. In this section, Steve unpacks the sixth lever of cash flow: risk. He explains how uncertainty lowers valuation multiples and raises the cost of capital, the biggest risks that scare investors, and the steps business owners can take to de-risk their company and build more stable, predictable cash flow.LinkedIn | YouTube coltivar.com/byfiq

This is Part 12 of Steve Coughran's book Cash Flow. In this section, Steve introduces the Cashflow Scorecard—a simple framework to diagnose where your business is leaking cash across the seven key levers. By scoring each area, you can pinpoint constraints, prioritize fixes, and build a roadmap for stronger free cash flow and long-term value.LinkedIn | YouTube coltivar.com/byfiq

This is Part 13 of Steve Coughran's book Cash Flow. In this section, Steve introduces the Cash Flow Playbook—a step-by-step plan to apply the seven levers, use the scorecard, and build a resilient, cash-generating business. He shows how to prioritize the right levers, implement changes, track progress, and create a company that thrives in any economy.LinkedIn | YouTube coltivar.com/byfiq

As a passive investor, one way to reduce risk and also participate in the upside usually reserved for General Partners, is to invest in a GP fund. By investing in a GP fund, you get to participate in the fee income generated by the fund while also sharing in the upside economics of the individual deals. Instead of achieving mid-teen returns, you can potentially do considerably better, even as high as mid 20's. John Azar, Founder, CEO, and Fund Manager of Peak 15 Capital, is a Private Equity expert and capital allocator who provides investors access to these attractive economics through his multi-asset class alpha fund.

Amid growing uncertainty in the U.S. regulatory landscape, sponsors are increasingly looking to ex-U.S. markets as a strategic way to reduce clinical trial risk and maintain momentum. In this episode, Novotech experts Renita Hite and Scott Schliebner discuss how biotech and small to mid-sized pharma companies are adapting their global trial strategies—leveraging regions like APAC and Eastern Europe for faster startups, strong data quality, and significant cost savings. They explore: -Why sponsors are increasingly looking outside the U.S. amid regulatory and political uncertainty -Key benefits of ex-U.S. regions like APAC and Eastern Europe, including speed, quality, and cost savings -Strategic considerations for integrating global sites into clinical development plans -Common pitfalls and risk mitigation strategies when operating in international markets -How ex-U.S. trials support greater flexibility and resilience heading into 2025–2026 This episode is part 3 of 4 in the series “Navigating Regulatory Changes & Market Dynamics: CRO Perspectives on the Future of Clinical Trials”, featuring insights from Novotech on evolving trends impacting global clinical development. Stay tuned for the next episode, where we'll continue exploring the key forces shaping the future of clinical trials. Listen to part 1 here: Podcast Series: Navigating Regulatory Changes & Market Dynamics: CRO Perspectives on the Future of Clinical Trials Listen to part 2 here: Podcast Series: Navigating Regulatory & Market Shifts — CRO Perspectives on Clinical Trials

Boost revenue. Build loyalty. Increase what your business is worth.  That's exactly what Kevin Thornton of JB Warranties unpacks in this can't-miss episode of The Successful Contractor.  Host Bob Houchin sits down with Kevin—VP of Dealer Business Services—for a high-impact conversation full of strategic insights for contractors who want to scale smarter. Kevin explains why warranties aren't just an upsell—they're a business tool that drives profitability, deepens customer relationships, and increases valuation when it's time to sell.  

Send us a textIn this episode of the Family Office Podcast, host Andrés Ospina sits down with Van Carlson, founder and CEO of SRA 831(b) Admin — the nation's leading administrator of 831(b) plans. With 25+ years of experience, Van unpacks how traditional insurance is failing today's business owners and reveals powerful, compliant strategies to self-insure risk using pre-tax dollars.You'll learn how smart risk management can:Help businesses weather economic stormsTurn tax liabilities into financial assetsFund deductibles, protect brand reputation & survive disruptionsProvide a competitive edge through 831(b) plansTimestamps 00:00 – Meet Van Carlson: Coast Guard vet turned insurance innovator01:37 – How the 2008 recession exposed traditional insurance gaps05:10 – What is an 831(b) plan and why was it created?06:40 – How 831(b) helps manage unfunded liabilities with pre-tax dollars08:58 – How 831(b) plans reduce tax burdens and boost financial stability13:01 – How 831(b) covers cyber risk, brand protection & supply chain risk19:38 – 831(b) vs. 401(k): tax implications & exit strategies21:31 – What business owners must understand before setting up an 831(b)26:01 – The future of risk management: what's coming next32:49 – Today's world is riskier — here's how to stay resilientWhether you're an investor, advisor, or entrepreneur, this episode offers real tools to protect what you've built and position your business for long-term success.

I'm diving deep into the fascinating connection between your gut and your brain with the world's leading expert on the gut-brain connection, Dr. Emeran Mayer. Whether you're looking to prevent neurodegenerative diseases, struggling with mental health, or just want to optimize your gut health, this episode is packed with insights that will change the way you think about your mind and body. Tune in for practical tips, cutting-edge research, and empowering ways to take charge of your health. In this episode, we get into: Exactly how your brain and gut are connected Brain development during pregnancy  Why autism rates are going up If GLP-1s are good or bad The surprising effects of stress on your gut health If you're gut health is putting you at risk for neurodegenerative diseases What to eat for optimal gut-brain health What sugar substitutes are the best Positive emotions on the microbiome Practical tips to improve your gut-brain health For more from Dr. Emeran Mayer, find him at emeranmayer.com or check out his books: The Mind-Gut Connection or Interconnected Plates: A Mediterranean-Inspired Gut Healthy Cookbook. Support the non-profit mentioned in the episode: eatreal.org. Ready to uplevel every part of your life? Order Liz's book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now!  Connect with Liz on Instagram @lizmoody or online at www.lizmoody.com. Subscribe to the substack by visiting https://lizmoody.substack.com/welcome.  To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast. This episode is brought to you completely free thanks to the following podcast sponsor: Masa: visit MASAchips.com/MOODY and use code MOODY for 25% off your first order. The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy. Formerly the Healthier Together Podcast.  This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions. The Liz Moody Podcast Episode 347. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Highlights With JessicaWhy does cardiovascular disease risk rise in menopause to match the rate of men?What happens to hormones and the heart when a woman goes through menopause?45% of women have some marker of cardiovascular diseaseHow the loss of estrogen in menopause is the tipping point1 in 3 women will die of cardiovascular disease which is more than all cancers combinedWhat to monitor and look out for starting in our 20s50% of people in the US have high blood pressure and this is a marker of metabolic diseaseHow insulin comes into play and why this marker is so importantWhat metabolic markers to start tracking to know your riskHow visceral fat comes into play and why this is importantWhat causes visceral fat to accumulate in the bodyHer take on microdosing GLP-1 medication and if you lose lean muscleResources MentionedThe Loving Diet - websiteJessica's Instagram

Learn why sunscreen alone isn't enough to prevent dark spots. From anti-inflammatory ingredients to retinoids and vitamin C, Revoderm Pharma shares the complete science-backed strategy for maintaining even-toned skin, especially vital for those with darker skin tones. Visit https://www.revoderm.com/ for details. Revoderm Pharma City: Calgary Address: 4411 16 Avenue Northwest Website: https://www.revoderm.com/

In combat medicine, every second matters. A recent multi-national training exercise in Europe tested one new way to reduce risk and improve outcomes. Here with more on that game-changing innovation is the Commander of the 30th Medical Brigade, Colonel Anthony King.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Discover the hidden influence of anchoring bias on investment decisions and learn actionable strategies to overcome it. Lance Roberts and Jonathan Penn share behavioral finance concepts and provide practical solutions for navigating cognitive pitfalls in today's markets. Lance and Jon examine the literal ramifications of anchoring (example: real estate prices); why headlines are to be avoided; Lance's Calculus anecdote; secrets clients don't tell advisors. Lance provides a Nvidia Earnings Preview and a look at building AI factories; how deficit trajectories can be changed by higher industrial output; how much money is lost in corrections; what is your time frame for savings. SEG-1: Waiting on Nvidia SEG-2: Solving the Challenge of Anchoring SEG-3: Headlines are Meaningless SEG-4: Changing the Trajectory of Deficits Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=6t41x9fsYv8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Articles mention in this show: "The Anchoring Problem And How To Solve It" https://realinvestmentadvice.com/resources/blog/the-anchoring-problem-and-how-to-solve-it/ ------- The latest installment of our new feature, Before the Bell, "Today's the Day to Reduce Risk," is here: https://www.youtube.com/watch?v=1gbbRIpFRqE ------- Our previous show is here: "Are There Warts on The One Big Beautiful Bill?" https://www.youtube.com/watch?v=HLSBdKV-eO0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=152s ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketPullback #BuyTheDip #ReduceRisk #RaiseCash #MarketConsolidation #20DMA #50DMA #100DMA #200DMA #AnchoringBias #BehavioralFinance #CognitiveBiases #InvestmentPsychology #SmartInvesting #InvestingAdvice #Money #Investing

The markets sold off last week in a much-needed correction. Market support coalesced around the 100- and 200-DMA at 5,790. Markets will bounce off that level today. A MACD sell signal is being triggered at a very high level, and we're not over sold quite yet, so markets are not finished with the relaxation/consolidation phase. There is still risk for markets, temporarily; there could be a pullback to the 50-DMA. The 6,000 level on the S&P will be a challenge at this point. Remember, June tends to be a weaker month for markets (and corporate share buy backs go away); July tends to be stronger (and buy back activity returns). If you have not yet rebalanced your portfolio against risk, today would be a good day to do so. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO  Produced by Brent Clanton, Executive Producer ------- Watch the video of this report here: https://www.youtube.com/watch?v=1gbbRIpFRqE ------- Get more info & commentary:  https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketPullback #BuyTheDip #ReduceRisk #RaiseCash #MarketConsolidation #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

This week, Bobbi Conner talks with MUSC's Dr. Jane Scribner about sun protection strategies to reduce the risk of skin cancer.

Although the margins are thin in Multifamily, there are niches that provide outsized returns without undue risk. One example is government-sponsored affordable housing. By creating public-private partnerships, it takes a lot of risk off the table, Jesse Sells, Co-Founder and COO of Impact Growth Capital, recently began a partnership with the Southern Nevada Regional Housing Authority for a $300 million development to develop 600 new Multifamily units in Las Vagas. Jesse, with his brother Sam, are raising a $300 million fund to create similar opportunities in other similarly growing MSA's.

Today's guest is Nathaniel Bell, Director of Data Management at Wells Fargo. Nate joins Emerj Managing Editor Matthew DeMello on the show today to discuss the practical application of AI within internal audit workflows, focusing on tools that are already delivering results. He explains how deterministic models are transforming information gathering, testing internal controls, and identifying risks earlier in the process. The conversation also covers the transition from manual audits to continuous auditing, emphasizing the importance of foundational capabilities like data quality and system integration. For audit and compliance leaders, Nathaniel provides valuable insights into where AI is driving impact today and the ongoing role of human oversight in these processes. This episode is sponsored by MindBridge. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the ‘AI in Business' podcast!

In 2025, Creating Dementia Solutions is looking deeper into what The Lancet Commission on dementia prevention, intervention and care has indicated are ways people can reduce their risk of dementia.Lancet includes addressing depression as one of those potential factors which could help a person reduce dementia risk. Creating Dementia Solutions asked Dr. Sean Field, clinical director at Summit Pointe, what comes to mind for him, as a doctor, when connecting the dots between depression and dementia.Episode ResourcesThe Lancet Commission Risk Factors for DementiaMiles for Memories websiteMiles for Memories technologySherii Sherban talks to Community Matters about MFM technologyMore Creating Dementia Solutions episodes ABOUT MILES FOR MEMORIESMiles For Memories is a Calhoun County, Michigan organization created in 2013 to raise awareness and funds for Alzheimer's Disease. Later in 2014, the vision was expanded to include all types of dementia. MFM raises money each year through sponsorships, community events, and grants to gather funds to create local programming for both the person living with dementia and the caregiver. Along with local efforts, 20% of the funds to prevention-related dementia research. Miles for Memories is a committee of 70-plus volunteers and are always looking for more to get involved.

Are there signs of life on another planet? Could a shingles vaccine prevent dementia? Do artificial sweeteners increase our appetite? How is obesity measured? Could there ever be a dementia vaccine? Dr Chris Smith and Clarence Ford have all the answers... Like this podcast? Please help us by supporting the Naked Scientists

Are there signs of life on another planet? Could a shingles vaccine prevent dementia? Do artificial sweeteners increase our appetite? How is obesity measured? Could there ever be a dementia vaccine? Dr Chris Smith and Clarence Ford have all the answers... Like this podcast? Please help us by supporting the Naked Scientists

AuGold IRA can help you to make more informed decisions about your retirement. Read the full gold IRA guide today! Learn more at: https://augoldira.com/gold-backed-roth-ira-explained-precious-metals-ira-gold-ira-my-audiobook-podcast-ep-91/ AuGold IRA City: Cushing Address: 2340 East Main Street Website: https://augoldira.com

This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/MOC/CC/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/DEJ865. CME/MOC/CC/NCPD/CPE/AAPA/IPCE credit will be available until March 26, 2026.Intelligently Achieving the Potential of Adjuvant CDK4/6 Inhibition in Reducing Risk of Recurrence While Maintaining QOL in HR+, HER2- EBC: An AI-Driven Educational Resource for Improving MDT Collaboration and Patient-Clinician Communication In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from Lilly.Disclosure information is available at the beginning of the video presentation.

This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/MOC/CC/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/DEJ865. CME/MOC/CC/NCPD/CPE/AAPA/IPCE credit will be available until March 26, 2026.Intelligently Achieving the Potential of Adjuvant CDK4/6 Inhibition in Reducing Risk of Recurrence While Maintaining QOL in HR+, HER2- EBC: An AI-Driven Educational Resource for Improving MDT Collaboration and Patient-Clinician Communication In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from Lilly.Disclosure information is available at the beginning of the video presentation.

This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/MOC/CC/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/DEJ865. CME/MOC/CC/NCPD/CPE/AAPA/IPCE credit will be available until March 26, 2026.Intelligently Achieving the Potential of Adjuvant CDK4/6 Inhibition in Reducing Risk of Recurrence While Maintaining QOL in HR+, HER2- EBC: An AI-Driven Educational Resource for Improving MDT Collaboration and Patient-Clinician Communication In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from Lilly.Disclosure information is available at the beginning of the video presentation.

This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/MOC/CC/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/DEJ865. CME/MOC/CC/NCPD/CPE/AAPA/IPCE credit will be available until March 26, 2026.Intelligently Achieving the Potential of Adjuvant CDK4/6 Inhibition in Reducing Risk of Recurrence While Maintaining QOL in HR+, HER2- EBC: An AI-Driven Educational Resource for Improving MDT Collaboration and Patient-Clinician Communication In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from Lilly.Disclosure information is available at the beginning of the video presentation.

Honoring National Colon Cancer Awareness Month & National Nutrition Month! In this episode, we take note of the fact that March is National Colon Cancer Awareness Month. Importance of Nutrition to our Well-being and the importance of being aware of the factors that can impact on our good health. Over the last 40 years, the rates of certain cancers, especially the GI cancers like Colorectal Cancer, Pancreatic Cancer and Stomach Cancer are being diagnosed in those less than 50. Today, we discuss some of the factors that may be contributing as well as what we can do to reduce any risk to our family., especially our children. watch here: https://youtu.be/M2kbJ8yn-cU

Honoring National Colon Cancer Awareness Month & National Nutrition Month! In this episode, we take note of the fact that March is National Colon Cancer Awareness Month. Importance of Nutrition to our Well-being and the importance of being aware of the factors that can impact on our good health. Over the last 40 years, the rates of certain cancers, especially the GI cancers like Colorectal Cancer, Pancreatic Cancer and Stomach Cancer are being diagnosed in those less than 50. Today, we discuss some of the factors that may be contributing as well as what we can do to reduce any risk to our family., especially our children. watch here: https://youtu.be/M2kbJ8yn-cU

Can you build a 7-figure e-commerce business without a massive team? In this episode of the eCom Ops Podcast, host Norbert Strappler interviews Elaine Pofeldt, journalist and author of The Million-Dollar, One-Person Business, to uncover how solopreneurs are scaling smarter—not harder.

Success is a poor teacher, we learn more from our failures than our successes, The key is to be resilient and adaptable. After starting over 70 companies, most of which didn't make money, Damion Lupo is experienced with the ups and downs of entrepreneurship. His latest endeavor, Frametech, is streamlining and revolutionizing the home construction industry in order to solve the housing shortage. Damion is also the founder of eQPR, a platform and community that helps people self-direct investments in their IRAs into alternative investments not available on Wall Street. 

Most new businesses fail within their first five years. That's why if you're considering going into business, investing in a franchise can be the best option. Investing in a successful franchise mitigates a lot of risk by aligning yourself with a proven concept and a leadership team that teaches you the operational components of the business and how to become successful. There are over 3000 franchise concepts in the U.S., both brick-and-mortar and service business you can work full or part time. Greg Mohr, the Franchise Maven, is one of America's leading franchise consultants. Greg matches people with vetted franchises that fit their strengths, experience, and personalities.

This episode delves into strategies for enhancing influence, motivation, and success, featuring elements like goal setting and mindfulness. Kurt Mortensen shares personal anecdotes, such as a dentist's poor follow-up, to highlight the importance of persistence. He discusses human motivation, emphasizing the balance between minimizing risk and maximizing reward in decision-making. Listening to audience feedback and personal motivation techniques are explored, including intrinsic versus extrinsic incentives. The episode also features a listener question on effective sales tactics, reinforcing the importance of understanding individual motivations in persuasion. Mortensen encourages continuous learning and provides an offer of the week for personal and professional growth. Self-awareness can drive behavior change, reprogram the brain's reward system GOALS OFFER OF THE WEEK

Brian Skrobonja discusses the crucial role a well-defined investing strategy plays in making smarter financial decisions. He covers ways to create an investing framework you can follow, why blindly taking investing risks is a recipe for disaster, and ways to navigate financial decisions with confidence and clarity. Brian starts by highlighting the crucial role a well-defined investing framework plays in securing your financial future. He highlights a common misconception about retirement: many people think retirement is the final destination. In reality, it's just a transition point, and how you prepare for this phase can shape your financial future. Brian explains how having a defined strategy can simplify your retirement journey and help ensure a smooth transition. Brian compares retirement to halftime in a game: it's a moment to reassess, adjust your strategy, and return to the field with more clarity. Do you have a system for achieving your financial goals? Brian encourages you to create a framework that delivers consistent, predictable results. Many people misunderstand what it takes to build an effective investing system. Brian stresses that reshaping your thinking and approach is key to achieving larger financial goals and breaking free from outdated processes. The multitude of paths available can make financial decision-making feel overwhelming. Brian's advice: to find success, you must be open to learning and reshaping your thinking about investing. Learn how to assess and manage risk effectively and align your investments with your goals. Understand that quantifying risk can be challenging because the outcome of an investment may not be clear until much later. Second-generation business owners often struggle with newfound wealth and responsibilities. Brian shares insights on how to overcome these challenges and ways to help secure your financial legacy. According to Brian, a solid investing formula can help you navigate risk and enhance your financial outcomes. How do you define risk? For Brian, your level of education and understanding shapes your personal risk tolerance--being aware of this helps you make more informed decisions. The true level of risk you're carrying when investing can be difficult to assess. Understanding your financial situation and making educated choices helps reduce uncertainty. Brian reveals how having a clear plan empowers you to make smarter decisions and manage your portfolio more effectively. Brian reveals why a solid investing formula should be built on a checklist focused on proven rules rather than past market performance or others' opinions. If you don't have a framework for making financial decisions, now is the time to create one. Building wealth is not about random decisions or chance—it's about following a well-designed formula. Trying to prepare a financial plan without a clear system leads to wasted time and unpredictable results. Brian's recommended approach ensures you follow a formula that drives consistent and measurable success. Many people misunderstand the concept of diversification. Brian explains that it's not just about picking stocks—it's about creating a broader asset allocation framework that works for your unique goals. Hoping for a good future is much different than mapping out your future. Brian shows how having a clear strategy ensures you make the right decisions at every stage of your financial journey. It's not enough to simply create a framework—you must commit to following it. Brian explains how dedication to your strategy is the key to achieving the financial results you desire.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify How to Make a Few Billion Dollars by Brad Jacobs     Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. This material contains forward looking statements. Forward looking statements are not guarantees of future performance and involve certain risks and uncertainties, which are difficult to predict.  Actual future results and trends may differ materially from what is forecast. Investing involves risk, including the potential loss of principal. It is not possible to invest in an index. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only.  It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.   This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.  Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency.  The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC. Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets. Endowment funds are managed for institutions not individuals. An endowment-like strategy is not an endowment or an endowment fund.

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Neil Patel's story shows how hard work, persistence, and learning from failure lead to success. As a teenager, he started businesses, including building websites, but struggled with ineffective marketing agencies. This pushed him to learn digital marketing, and by 16, he helped a client make $20M, marking the start of his career. After facing challenges with his earlier ventures, he shifted from starting businesses to acquiring and turning underperforming ones into successes. Now, as the founder of NP Digital, he runs a global marketing company that helps businesses grow. In this episode, Neil talks with Ilana about his journey, the strategies behind his success, and how businesses can overcome challenges and scale in today's competitive market. Neil Patel is a New York Times bestselling author, digital marketing expert, and the founder of one of the top 100 most brilliant companies, according to Entrepreneur Magazine. With over 15 years of experience, Neil has been instrumental in helping businesses grow their online presence and revenue. In this episode, Ilana and Neil will discuss: (00:00) Introduction  (01:11) The Power of Hard Work Over Privilege (01:39) From Teenage Hustle to Launching His First Website (08:01) Learning Digital Marketing After Agency Failures  (08:55) Helping a Client Reach $20M in Revenue at Age 16 (10:17) Attending College Due to Family Expectations (11:55) How Experimentation Reveals Your True Strengths (14:26) Lessons from Surviving Legal Battles at Kissmetrics (19:53) Businesses That Found Success Despite Their Flaws (22:35) Balancing Personal and Corporate Branding for Success (25:24) Shifting from Building to Acquiring Businesses (27:10) Neil's Strategy for Improving Acquired Businesses (31:15) Why “Renting Your Dreams” Can Lead to Future Success (33:29) How Consistency and Networking Create Opportunities (35:48) Empowering and Trusting Your Team for Results (37:44) Hiring Experts to Reduce Risk and Drive Growth (40:57) Neil Patel's Digital Marketing Services Neil Patel is a New York Times bestselling author, digital marketing expert, and the founder of one of the top 100 most brilliant companies, according to Entrepreneur Magazine. Recognized as a top influencer by The Wall Street Journal and one of Forbes' top marketers, Neil has helped companies like Amazon, Microsoft, and Google grow through marketing. He is also the co-founder of NP Digital, a leading marketing agency. With over 15 years of experience, Neil has been instrumental in helping businesses grow their online presence and revenue. Connect with Neil: Neil's Website: https://neilpatel.com/  Neil's LinkedIn: https://www.linkedin.com/in/neilkpatel/  Neil's YouTube: https://www.youtube.com/neilpatel  Resources Mentioned: NP Digital: https://npdigital.com/  Neil's Book, Hustle: The Power to Charge Your Life with Money, Meaning, and Momentum: https://www.amazon.com/Hustle-Power-Charge-Meaning-Momentum/dp/1623367166  Leap Academy: Ready to make the LEAP in your career? There is a NEW way for professionals to Advance Their Careers & Make 5-6 figures of EXTRA INCOME in Record Time. Check out our free training today at leapacademy.com/training

Did you know while hospitalization is uncommon, respiratory syncytial virus (RSV) is the leading cause of hospitalization for babies under 1? RSV season is typically fall – spring but can vary by local areas and today I'm sharing about a preventative antibody which can help protect against severe RSV lung infections. I'm joined by Shawn Johnson East and Dr. Natalie Barnett, Vice President of Clinical Research at Nanit, to discuss the importance of RSV protection for babies. They share personal experiences, including Shawn's family's journey with RSV, and offer expert insights on how parents can help protect their little ones during RSV season.  They join me to discuss:  How RSV is common and can be a serious virus for infants. Beyfortus (nirsevimab-alip) 50mg and 100mg Injection, a preventative antibody that helps give babies an extra layer of protection against severe RSV lung infection for babies under age 1 born during or entering their first RSV season and certain kids up to 24 months. Your child should not take Beyfortus if your child has a history of serious allergic reactions to nirsevimab-alip or any of the ingredients in Beyfortus. Beyfortus may not protect all children. That parenting can be scary but navigating the journey with monitors like Nanit, and knowledge of prevention measures for RSV can be empowering. To connect with Shawn Johnson East follow her on Instagram @shawnjohnson. Visit Nanit.com to see their products and learn more about their research. For more about Beyfortus visit http://beyfortus.com. Our podcasts are also now on YouTube. If you prefer a video podcast with closed captioning, check us out there and subscribe to PedsDocTalk TV. We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on the PedsDocTalk Podcast Sponsorships page of the website. INDICATION Beyfortus is a prescription medicine used to help prevent a serious lung disease caused by Respiratory Syncytial Virus (RSV) in: Newborns and babies under 1 year of age born during or entering their first RSV season. Children up to 24 months of age who remain at risk of severe RSV disease through their second RSV season. IMPORTANT SAFETY INFORMATION Your child should not take Beyfortus if your child has a history of serious allergic reactions to nirsevimab-alip or any of the ingredients in Beyfortus. Before your child receives Beyfortus, tell your healthcare provider about all of your child's medical conditions, including if your child: has ever had a reaction to Beyfortus. has bleeding or bruising problems. If your child has a problem with bleeding or bruises easily, an injection could cause a problem. Tell your healthcare provider about all the medicines your child takes, including prescription and over-the- counter medicines, vitamins, and herbal supplements. Your infant should not receive a medicine called palivizumab if they have already received Beyfortus in the same RSV season. Serious allergic reactions have happened with Beyfortus. Get medical help right away if your child has any of the following signs or symptoms of a serious allergic reaction: swelling of the face, mouth, or tongue difficulty swallowing or breathing unresponsiveness bluish color of skin, lips, or under fingernails muscle weakness severe rash, hives, or itching The most common side effects of Beyfortus include rash and pain, swelling, or hardness at the site of your child's injection. These are not all the possible side effects of Beyfortus. Call your healthcare provider if you have questions about side effects. Full Prescribing Information: https://products.sanofi.us/beyfortus/beyfortus.pdf Patient Information: https://products.sanofi.us/beyfortus/beyfortus_patient-info.pdf Learn more about your ad choices. Visit megaphone.fm/adchoices

People who have a higher daily step count have a lower risk of depression, according to a new global study.SUBTITLES AND WORKSHEET Find full subtitles and a worksheet for this episode at: https://www.bbc.co.uk/learningenglish/english/features/learning-english-from-the-news_2024/2411218 FIND BBC LEARNING ENGLISH HERE: Visit our website ✔️ https://www.bbc.co.uk/learningenglish Follow us ✔️ https://www.bbc.co.uk/learningenglish/followus LIKE PODCASTS? Try some of our other popular podcasts including: ✔️ 6 Minute English ✔️ Learning English for Work ✔️ Learning English Stories

Did you know while hospitalization is uncommon, respiratory syncytial virus (RSV) is the leading cause of hospitalization for babies under 1? RSV season is typically fall – spring but can vary by local areas and today I'm sharing about a preventative antibody which can help protect against severe RSV lung infections. I'm joined by Shawn Johnson East and Dr. Natalie Barnett, Vice President of Clinical Research at Nanit, to discuss the importance of RSV protection for babies. They share personal experiences, including Shawn's family's journey with RSV, and offer expert insights on how parents can help protect their little ones during RSV season.  They join me to discuss:  How RSV is common and can be a serious virus for infants. Beyfortus (nirsevimab-alip) 50mg and 100mg Injection, a preventative antibody that helps give babies an extra layer of protection against severe RSV lung infection for babies under age 1 born during or entering their first RSV season and certain kids up to 24 months. Your child should not take Beyfortus if your child has a history of serious allergic reactions to nirsevimab-alip or any of the ingredients in Beyfortus. Beyfortus may not protect all children. That parenting can be scary but navigating the journey with monitors like Nanit, and knowledge of prevention measures for RSV can be empowering. To connect with Shawn Johnson East follow her on Instagram @shawnjohnson. Visit Nanit.com to see their products and learn more about their research. For more about Beyfortus visit http://beyfortus.com. Our podcasts are also now on YouTube. If you prefer a video podcast with closed captioning, check us out there and subscribe to PedsDocTalk TV. We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on the PedsDocTalk Podcast Sponsorships page of the website. INDICATION Beyfortus is a prescription medicine used to help prevent a serious lung disease caused by Respiratory Syncytial Virus (RSV) in: Newborns and babies under 1 year of age born during or entering their first RSV season. Children up to 24 months of age who remain at risk of severe RSV disease through their second RSV season. IMPORTANT SAFETY INFORMATION Your child should not take Beyfortus if your child has a history of serious allergic reactions to nirsevimab-alip or any of the ingredients in Beyfortus. Before your child receives Beyfortus, tell your healthcare provider about all of your child's medical conditions, including if your child: has ever had a reaction to Beyfortus. has bleeding or bruising problems. If your child has a problem with bleeding or bruises easily, an injection could cause a problem. Tell your healthcare provider about all the medicines your child takes, including prescription and over-the- counter medicines, vitamins, and herbal supplements. Your infant should not receive a medicine called palivizumab if they have already received Beyfortus in the same RSV season. Serious allergic reactions have happened with Beyfortus. Get medical help right away if your child has any of the following signs or symptoms of a serious allergic reaction: swelling of the face, mouth, or tongue difficulty swallowing or breathing unresponsiveness bluish color of skin, lips, or under fingernails muscle weakness severe rash, hives, or itching The most common side effects of Beyfortus include rash and pain, swelling, or hardness at the site of your child's injection. These are not all the possible side effects of Beyfortus. Call your healthcare provider if you have questions about side effects. Full Prescribing Information: https://products.sanofi.us/beyfortus/beyfortus.pdf Patient Information: https://products.sanofi.us/beyfortus/beyfortus_patient-info.pdf Learn more about your ad choices. Visit megaphone.fm/adchoices

“Like, suddenly it's, ‘Uh, yeah, I agreed to do your payroll, and now you're asking me to get all this paperwork filled out for the employee.' Or, ‘Oh, you do my payroll, can you handle the workers' comp?' Or, ‘Hey, you said you do payroll, can you track what job every single employee works on at any given moment?' And that creep of scope is tough, especially because I'm a bit of a people pleaser. I had real trouble just saying, ‘No, you didn't pay for that.'” -Rhamy Alejeal Rhamy Alejeal discusses how financial professionals can support businesses in navigating HR challenges. He shares insights on scaling HR operations, mitigating risk, and enhancing efficiency through partnerships and specialization. In this interview, you'll learn: How HR services reduce risk and increase return on labor The crucial role of financial professionals in addressing compliance How partnerships enhance services while avoiding risk and scope creep Connect with Rhamy on LinkedIn and YouTube.  Click here to learn more about People Processes. Time Stamp: 05:57 - Challenges in Scaling HR Operations 11:53 - Navigating Client Needs and Referrals 17:52 - Partnership Opportunities for Bookkeepers 23:53 - Broadening Discovery for Client Needs 29:55 - Conclusion and Resources

The Ennis-based Chief Executive of FASD Ireland is urging prospective fathers to play their part in ensuring their child isn't born with Foetal Alcohol Spectrum Disorder. The HSE estimates that up to 7.4% of the population live with FASD, which is associated with a range of physical, mental, educational, social, and behavioural difficulties. Studies show that no amount of alcohol is safe to drink in the six weeks prior to conception, or at any time during pregnancy. Launching the organisation's annual Christmas appeal, CEO of Ennis-based FASD Ireland, Scott Casson-Rennie says staying alcohol-free prior to conception is essential, not just for the mother.

Welcome to Wednesday Q&A, where you ask questions and we answer them! In this Wednesday Q&A, we answer your questions about exercise routines for individuals with mobility issues or chronic pain, balance and coordination exercises in reducing the risk of falls, how does outdoor exercise differ from mental clarity and physical vitality compared to indoor activities. Your questions:*How can exercise routines be adapted for individuals with mobility issues or chronic pain while still promoting long-term health?*What is the role of balance and coordination exercises in reducing the risk of falls and maintaining independence in older age?*How does outdoor exercise, in natural settings, contribute to both mental clarity and physical vitality compared to indoor activities? To learn more, and for the complete show notes, visit: lytyoga.com/blog/category/podcasts/ Do you have a question?DM Lara on Instagram: @lara.heimannDM Kristin on Instagram: @kbwilliams99Email us at support@lytyoga.com Sponsors:Check out and sign up for LYT Daily and The LYT Studio, including our 1-week FREE trial of each here:https://lytyoga.uscreen.io/Learn more and sign up for the LYT Yoga teacher trainings here:https://www.lytyogatraining.com/ Hosted on Acast. See acast.com/privacy for more information.

Discover the future of IT efficiency and risk management as Six Five Media host Mike Vizard delves into BMC's AIOps advancements at BMC Connect. He is joined by BMC's Kiran Diwakar, Area VP of Product Management, for an in-depth discussion on the newest AI-powered innovations. Their discussion covers: The current state of AIOps and BMC's role in it How BMC AIOps innovations are driving efficiency and reducing risks for businesses Future directions for AIOps technology at BMC Case studies showcasing BMC AIOps in action Advice for organizations looking to implement AIOps solutions  

Show Summary: Patrick Stroth returns to M&A Talk to discuss the ins and outs of directors and officers insurance – also known as D&O insurance – and why it is a standard component of a transaction for buyers of middle-market businesses. Patrick highlights how the D&O tail can work along with reps and warranties insurance and tips on how to make it fairly painless for a seller to get D&O insurance even if they have never had this type of insurance before. This must-know topic applies to sellers now or planning to sell in the future. View the complete show notes for this episode. Want To Learn More? M&A Roundtable M&A Reps & Warranties | A Complete Guide Indemnification in Purchase Agreements | M&A Basics Additional Resources: Selling your business? Schedule a free consultation today. Download The Art of The Exit: The Complete Guide to Selling Your Business Download Acquired: The Art of Selling a Business With $10 Million to $100 Million in Revenue Download Food and Beverage M&A: An Insider's Guide to Selling a Food or Beverage Manufacturing, Distribution, or Grocery Business. If you have any topic or guest suggestions please email them to podcast@morganandwestfield.com.

Is it possible to de-risk your CPG business?   We're exploring three financial models that every founder should use to make smarter decisions and mitigate business risks.    Discover how a Pricing Model can align production costs with market expectations and reveal hidden margin opportunities, and dive into the practical application of the Good Food CFO's Perfect Pricing Calculator, a versatile tool for navigating various pricing scenarios and negotiations.  Learn how to create a Breakeven Model to identify critical sales numbers and break-even points to shape effective sales and spending strategies. Uncover the value of the Cash Flow Model in predicting future liquidity, ensuring that your business can meet its financial obligations even in challenging times. Packed with actionable insights, this episode is a must-listen for founders looking to ensure the financial health and success of their food business.   From our News Segment: How a Vermont Cheesemaker Helps Local Farms Thrive   Stay Connected! Instagram: @TheGoodFoodCFOYouTube: @thegoodfoodcfo Join us in The Good Food CFO Community   

Today, I'm diving into part two of our Small Cap Value investing series. Specifically, I'm addressing three big questions: ➤ How do small-cap value stocks reduce risk + improve returns  ➤ What criteria does an investment need to meet to be included in a portfolio ➤ Why value investing is still alive and well While there is no shortage of research in favor of this dominant asset class... ...I'm also sharing why investors don't necessarily need small-cap value stocks to reach their retirement goals. *** FREE RETIREMENT PLANNING RESOURCES: Subscribe to the Stay Wealthy Retirement Newsletter! As a thank you, you'll receive three (3) of my MOST popular retirement & tax cheatsheets.  You'll also receive my weekly retirement newsletter!

View the Show Notes Page for This Episode Become a Member to Receive Exclusive Content Sign Up to Receive Peter's Weekly Newsletter Mark Rosekind is an expert on road safety and a policy leader with more than 30 years of experience enacting strategic, practical, and effective data-based solutions that enhance driver and pedestrian safety and health in complex environments. In this episode, Mark delves into the persistent issue of accidental deaths resulting from roadway accidents, a concern for those focused on longevity given its consistent risk throughout life. From exploring statistics on car crashes to identifying the demographics most at risk and the key locations of incidents, he uncovers various risk factors including distractions like smartphone usage, the influence of alcohol and cannabis, the dangers of sleep deprivation, and speeding. Mark also provides practical advice for both drivers and pedestrians to enhance safety, while delving into the potential and challenges of emerging technologies such as autonomous vehicles. Additionally, Mark provides valuable resources for listeners, particularly parents navigating the road safety landscape with teenage drivers. We discuss: Mark's background and education, and the profound impact of transportation accidents on human lives [4:15]; From sleep science to safety leadership: Mark's journey in transportation innovation [14:15]; Stats on transportation accidents and fatalities [18:00]; Historical trends in road fatalities and the key contributors—impairment, distraction, and more [28:00]; The demographics of drivers involved in crashes, and the life-saving potential of better driver education programs [34:30]; The most critical areas where drivers need to be hyper-aware to protect themselves [41:00]; The role of the National Transportation Safety Board (NTSB) in accident investigations, and the importance of data sources like event data recorders (EDRs) in accident reconstruction and investigations [47:00]; The dangers of phone use while driving [53:45]; How drunk driving was addressed through advocacy and legal changes [1:01:30]; The need to address distracted driving and the psychological impact of distracted driving accidents on both victims and perpetrators[1:07:15]; Navigating the roads and lowering your risk of accidents: weather, human error, and defensive driving [1:15:45]; The impact of impaired driving: alcohol, cannabis, prescription drugs, and more [1:26:15]; Mitigating the effects of vehicle speed [1:38:15]; The promise and challenges of autonomous vehicles for road safety [1:44:15]; Automatic emergency braking (AEB): the effectiveness and challenges of implementing AEB as a standard feature in new vehicles [1:53:00]; Sleep deprivation: the impact of poor sleep, drowsiness, and disrupted circadian rhythm on driving [1:58:15]; Protecting pedestrians: strategies for reducing the risk of fatal accidents with pedestrians on foot or bicycle [2:02:30]; Empowering safe driving: essential resources and tips for parents and teenage drivers [2:14:00]; Promoting a culture of proactive safety: parting thoughts from Mark [2:19:15]; and More. Connect With Peter on Twitter, Instagram, Facebook and YouTube