Podcasts about Friction

In this special CEO Shell-Shedding Moments episode, Sarah interviews Helen, about the uncomfortable moments that help us grow. From difficult interviews to co-founder friction and communication challenges, Helen shares what happens when things feel hard at work and how to fix friction fast before it festers. If you've ever replayed a mistake, avoided an awkward conversation, or felt stuck in a working relationship, this episode is full of practical ideas to help you learn quickly and move forward with confidence.

In this episode, host Kyle Polich speaks with Roan Schellingerhout, a fourth-year PhD student at Maastricht University, about explainable multi-stakeholder recommender systems for job recruitment. Roan discusses his research on creating AI-powered job matching systems that balance the needs of multiple stakeholders—job seekers, recruiters, HR professionals, and companies. The conversation explores different types of explanations for job recommendations, including textual, bar chart, and graph-based formats, with findings showing that lay users strongly prefer simple textual explanations over more technical visualizations. Roan shares insights from his "healthy friction" study, which tested whether users could distinguish between real AI-generated explanations and randomly generated ones, revealing that participants often used explanations as information sources rather than decision-making tools. The discussion delves into the technical architecture behind these systems, including the use of knowledge graphs built from tabular data, inference rules, and large language models to generate human-friendly explanations. Roan explains how his research aims to open the black box of recommender systems, making them more transparent and trustworthy for non-technical users. Looking forward, he discusses ongoing work on automated knowledge graph construction from resumes and job listings, research into fairness considerations around gender and location, and plans for real-world testing with actual job seekers. The episode concludes with Roan's vision for the future: AI systems that support rather than replace human recruiters, making the job search process less grueling while maintaining the essential human judgment that recruitment requires.  

In a special role-reversal episode, host Chris Schembra steps into the hot seat as the interviewee, with award-winning strategist and Culture Changers host Allison Hare leading the conversation. Reflecting on a decade of building human connection, Chris explores why we are entering a new cultural chapter—shifting from the Knowledge Era to the Wisdom Era.The conversation explores the internal shifts required to lead in a world being reshaped by AI. Chris discusses the transition from maternal energy—focused on empathy and nurturing—to a paternal energy that emphasizes resilience, agility, and the strength to face uncertainty. This episode is a deep dive into the friction of human connection, revealing why presence and intimacy are the most valuable currencies we have in an automated world.Chris also shares his personal journey with Dialectical Behavioral Therapy (DBT), offering a raw look at how behavioral skills can help us “go first” into vulnerability. It is a powerful reminder that while technology can provide answers, only human wisdom can provide meaning.Explore more: This conversation builds on three prior Culture Changers episodes where Allison Hare interviewed Chris Schembra on Gratitude, Intimacy & Trust (BDSM and the Boardroom), and Therapeutic Healing (Ketamine Therapy).10 Key TakeawaysThe Shift to the Wisdom EraAs AI takes over the Knowledge Economy, human value will be defined by wisdom—the ability to make sense of lived experiences and apply them to future outcomes.Earned ConnectionReal connection isn't a given; it is earned through the three pillars of Presence, Coherence, and Intimacy.The Power of “Going First”Presence is inconvenient and often creates friction. Leadership requires the willingness to be the first to step into vulnerability.Maternal vs. Paternal EnergyWhile maternal energy provides comfort, paternal energy provides the resilience and backbone needed to navigate high-stakes uncertainty.DBT as a Leadership ToolDialectical Behavioral Therapy isn't just for crisis; its skills in distress tolerance and interpersonal effectiveness are essential for modern leadership.The Friction of IntimacyWe often avoid deep connection because it is inconvenient. Overcoming this internal resistance is the key to psychological safety.Moving Beyond the Cult of TraumaConstant focus on past injustice can weaken our willpower muscle. Growth requires agility and forward motion.Coherence in ContradictionSuccess in the new era demands a both/and mindset—the ability to hold opposing truths at once.Social Health as a PriorityIn an era of isolation, prioritizing human connection is a necessary act of cultural and organizational healing.The Value of InconvenienceThe most human acts—showing up, listening deeply, being present—don't scale, and that's exactly why they matter.10 Key Quotes“The knowledge economy is dying… what human beings need next is the Wisdom Era.”“Wisdom is the ability to make sense of things and apply experience to future outcomes.”“Presence is inconvenient. It is the friction of the human experience.”“We've focused so much on empathy that we've lost our agility.”“Intimacy is the opposite of isolation, but it requires courage.”“DBT taught me how to make things go right, not just analyze what went wrong.”“Your answer matters less than your presence.”“You can't automate wisdom.”“Social health is the great healing opportunity of our time.”“Tomorrow can be better than yesterday if you do it the right way.”

“Friction-maxxing,” a term coined by The Cut columnist Kathryn Jezer-Morton, is the art of adding more inconvenience to our lives —as technology pushes us to eliminate it. That might look like taking the bus to the grocery store instead of DoorDashing meals. Or asking a stranger for directions rather than checking Google Maps. It means putting ourselves in contact with the world, with all of the vulnerability and unpredictability that entails. We'll talk with Jezer-Morton and tech journalists about how doing things the hard way can bring us more joy, serendipity and human connection. How do you friction-maxx? Guests: Morgan Sung, host, "Close All Tabs" podcast - available on KQED's "Political Breakdown" feed Stephen Council, tech reporter, SFGATE Kathryn Jezer-Morton, columnist, The Cut, New York Magazine; author, "The Story of Your Life: How Social Media Shapes the Way We Experience Everything" Learn more about your ad choices. Visit megaphone.fm/adchoices

Tom is catching up on a new type of culture and Molly is friction maxxing. Then Tom discovered Dubai chocolate was not even its final form, while Molly is UpScrolling away from TikTok.Links:Friction maxxingUpScrolled"Catch up" cultureDubai Cookie Hosted on Acast. See acast.com/privacy for more information.

Full Show Notes: bengreenfieldlife.com/foreverstrong Dr. Gabrielle Lyon is an accomplished physician and the New York Times bestselling author of FOREVER STRONG: A New, Science-Based Strategy for Aging Well and author of the just released , The Forever Strong PLAYBOOK. Her groundbreaking Muscle-Centric Medicine® approach places muscle at the center of disease prevention, metabolic health, and true vitality. And while she works with and trains elite athletes, military operatives, and public figures, she's equally focused on building strength and resilience at home, raising two young children while actively living her philosophy with her husband, a retired Navy SEAL. Episode Sponsors: Formula IQ: Recuperate IQ by Formula IQ is a comprehensive copper supplement designed to support mitochondrial energy, iron balance, and metabolic health by pairing bioavailable copper with essential cofactors your body needs for proper utilization, which is especially crucial if you've been under chronic stress or supplementing with high-dose zinc. Try it at formulaiq.com and use code BEN for 10% off. LVLUP Health: I trust and recommend LVLUP Health for your peptide needs as they third-party test every single batch of their peptides to ensure you’re getting exactly what you pay for and the results you’re after! Head over to lvluphealth.com/BGL and use code BEN15 for a special discount on their game-changing range of products. Ultimate Longevity: Ready to hack your sleep and stay grounded while recovering? Head to ultimatelongevity.com/ben to get your hands on grounding mats for your mattress, pillow, blankets, and other valuable tools to help you bring down your inflammation and jump-start your healing. Boundless Bar: If you’re ready to fuel workouts, sharpen your focus, and support whole-body vitality, grab your Boundless Bars now at boundlessbar.com —and save 10% when you sign up for a Boundless Bar subscription. TRIUMPH Coaching: Join me for one-on-one coaching with me and my hand-picked team, custom-built around your labs, your lifestyle, and goals, until you actually hit them. No guesswork. Just results. If you’re finally ready to stop wasting time and money and start living the boundless life you know is possible, go to jointriumphcoaching.com and book your call.See omnystudio.com/listener for privacy information.

Theresa Duringer is the owner and CEO of Temple Gates Games, a San Francisco–based digital board game studio known for best-in-class adaptations of modern tabletop games. Her team has brought Ascension to VR and developed acclaimed digital versions of Dominion, Race for the Galaxy, Shards of Infinity, and more, with a relentless focus on speed, clarity, and intuitive UI. Theresa works closely with designers and publishers to translate complex tabletop systems into digital experiences that feel natural, responsive, and faithful to the original games, helping players around the world connect and play together online. In this episode, she shares insights on what makes a great digital adaptation, why performance and UX are inseparable from game design, and how to bridge the gap between physical and digital play without losing what makes tabletop special. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit justingarydesign.substack.com/subscribe

What is friction maxxing? It sounds dirty, but it isn't; Blake Lively's voicemail message to Justin Baldoni; Brandy Glanville has a new improved face after her facial parasite trauma; One Star reviews and the five second rule See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Meghan Markle unveils As Ever's first Valentine's Day collection, featuring Strawberry Spread now sold on its own, the return of Raspberry Spread, and gift-style bundles with keepsake packaging. U.S. shipping cutoffs are posted for February 2, but the products still aren't available to customers in the United Kingdom, and not everything sold out instantly. We also have a viral-ish unboxing clip from podcast host Dana Bowling, who claims an As Ever candle arrived with no wick, despite instructions that say to trim the wick before lighting.Plus, Heat World claims Harry and Meghan's disagreements follow familiar triggers: the U.K., Harry's relationship to royal life, and how much he's expected to participate in the Hollywood machine. Fox News Digital contributors weigh in on how Spare and the post-royal era continue to shape Harry's role, with some suggesting he risks becoming a supporting character to Meghan's brand strategy. And Closer magazine claims Meghan is unwilling to “play nice” with Queen Camilla, even if security arrangements improve.Palace Intrigue is your daily royal family podcast, diving deep into the modern-day drama, power struggles, and scandals shaping the future of the monarchy.Hear our new show "Crown and Controversy: Prince Andrew" here.Check out "Palace Intrigue Presents: King WIlliam" here.

Let's unpack a truth most people don't want to admit: the thing you're avoiding is action. When you leave inaction untouched, it does not sit quietly. It grows. It drains you. And it quietly reshapes your life through mental drag, stress, and procrastination. Unaddressed conversations don't sit still. Ignored decisions don't pause. Delayed action doesn't disappear. It compounds. It leaks energy, creates anxiety, and slowly trains your nervous system to stay stuck. In this episode, Troy introduces the Bison Theory, a counterintuitive truth rooted in real behavior: while most animals run away from storms and stay trapped in them longer, bison run straight into the storm, shortening how long they suffer. This episode isn't about hype or grit for grit's sake. It's about why facing the thing you're avoiding is the fastest path to transformation, and how movement, not certainty, is what breaks the loop. If you've felt the weight of indecision, the drag of unfinished business, or the mental exhaustion of too many open loops, this conversation will feel uncomfortably familiar in the best way.This Episode Covers:Why avoidance is active, not neutral, and how it quietly compounds stressHow “direction determines duration” when it comes to pain and changeWhy facing the storm creates momentum even before clarity shows upHow anticipation of pain often hurts longer than the pain itselfThe real reason action restores energy faster than motivation ever willHow to stop negotiating with reality and start reclaiming agencyWhy transformation begins the moment you turn toward what you've been running fromBeyond The Episode Gems:Subscribe To My New Weekly LinkedIn Newsletter: Strategize. Market. Grow.Buy My Book, Strategize Up: The Blueprint To Scale Your Business: StrategizeUpBook.comDiscover All Podcasts On The HubSpot Podcast NetworkGet Free HubSpot Marketing Tools To Help You Grow Your BusinessGrow Your Business Faster Using HubSpot's CRM PlatformSupport The Podcast & Connect With Troy: Rate & Review iDigress: iDigress.fm/ReviewsFollow Troy's Socials @FindTroy: LinkedIn, Instagram, Threads, TikTokSubscribe to Troy's YouTube Channel For Strategy Videos & See Masterclass EpisodesNeed Growth Strategy, A Keynote Speaker, Or Want To Sponsor The Podcast? Go To FindTroy.com

Vinnie is updating our vocab. Today's lesson is “Friction Maxing.” Life is getting too convenient as the 2ns half of Wall-E inches closer every day.

First, the wonders of modern lighting technology.. Next, the joys realized by embracing the struggle! See omnystudio.com/listener for privacy information.

Distributors often bemoan the AI "revolution" for its lack of practicality. Fair enough. No one likes an endless loops of recorded prompts or laborious input tasks. Workd helps businesses build AI agents that drive B2B growth in the real world.  Jason caught up with Chris Van Ittersum, CEO and co-founder, and Ryan Carroll, director of development, to learn more. Queue up for the conversation about AI agent solutions for everything from customer relationships to supply chain logistics. Stay for the live AI agent demo! CONNECT WITH JASON LinkedIn CONNECT WITH CHRIS Workd LinkedIn CONNECT WITH RYAN Workd LinkedIn *** For full show notes and services visit: https://www.distributionteam.com Distribution Talk is produced by The Distribution Team, a consulting services firm dedicated to helping wholesale distribution clients remove barriers to profitability, generate wealth, and achieve personal goals.    This episode was edited by The Creative Impostor Studios  Special thanks to our sponsors for this episode: Profit2, helping distributors charge the right price; and INxSQL Distribution Software, an integrated distribution ERP software designed for the wholesale and distribution industry.

Sign me up for friction maxxing. Charlie Berens in the hizzy. Lumberjacks and woodsmen to the rescue. See omnystudio.com/listener for privacy information.

What if we told you the key to a more fulfilling life is by making yourself a little....uncomfortable?We're not just talking about reducing scroll time on your phone or fighting the urge to binge watch a show.We're talking about doing the grocery shopping for a friend that you're about to pick up from the airport, or actually following through on dinner plans you committed to even though you maybe aren't in the mood anymore. The things that inconvenience us, but help create a sense of community and genuine belonging.Host Catherine Jette speaks to Israa Nasir, psychotherapist and author of Toxic Productivity. She also authored a Substack called 'A good life is inconvenient. We need to escape the cult of convenience'. The two discuss how to master the art of friction-maxxing, how to draw back on the systems and technologies that replace basic skills, and how to get comfortable being uncomfortable. Find Israa's article here: https://israanasir.substack.com/p/a-good-life-is-inconvenient We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or @thebigstory.bsky.social on Bluesky

What is 'friction maxing', and do you need more of it in your life?

Carlos Mendoza was on a podcast with Jon Heyman and Joel Sherman and said the Mets clubhouse last year was not "celebrating" each other. He also talked about the differences between Soto and Lindor.

In this episode of the Successful Stylist Academy podcast, Ambrosia Carey breaks down how client booking expectations are evolving in 2026. Learn how automation, transparency, personalization, and seamless systems can improve client trust, reduce no-shows, and create a modern booking experience that supports long-term salon growth. Get 50% off GlossGenius Gold or Platinum for 2 months with code SUCCESSFUL We are choosing 5 Reviewers for a Marketing Strategy call with Ambrosia. Leave your Review HERE. Key Take-aways: 1. Client expectations around booking have shifted dramatically, and stylists who haven't adapted are quietly losing bookings. 2. Today's clients expect access. A 24/7 online booking system isn't a luxury anymore, it's the baseline. If clients can't book when it's convenient for them, they'll move on quickly.  3. Automation plays a critical role in reducing no-shows and cancellations. Automated reminders and confirmations help protect your time while supporting clients with clear communication.  4. Every extra step in the booking process creates friction. Complicated forms, unclear instructions, or delayed responses can quietly erode trust, loyalty, and revenue.  5. Personalized follow-ups matter more than ever. Clients want to feel remembered and valued, and thoughtful touchpoints after booking can dramatically improve retention.  6. Transparency in pricing builds confidence. When clients clearly understand what they're booking and what it costs, it reduces hesitation and strengthens trust before they ever sit in your chair.  7. Clients are researching stylists before they book. Your website, booking flow, and online presence are part of the client experience long before the appointment happens.  8. Technology should support the human experience, not replace it. The most successful systems enhance connection, clarity, and ease rather than creating distance.  9. Offering clients options in how they communicate: whether through text, email, or booking platforms, creates a more inclusive and satisfying experience.  10. A seamless booking process doesn't just make life easier, it builds loyalty. When clients feel respected, informed, and supported, they're more likely to return and refer.  11. Understanding and adapting to modern client expectations is one of the most important skills for stylists who want to thrive in the evolving salon industry.  Get 15% off our favorite skincare line, Pharmagel with code SSA15: https://pharmagel.net/?ref=SSA15

AJ and Johnny sit down with Daniel Coyle, bestselling author and culture researcher, to explore what it actually means to flourish — and why flourishing is never a solo pursuit. Drawing from his research into thriving communities around the world, Daniel explains why growth, meaning, and fulfillment emerge from connection, friction, and shared purpose rather than individual achievement. They unpack how modern life fragments attention, why efficiency and isolation undermine belonging, and how small, human-scale practices — from rituals to shared meals to “yellow door” moments — can reawaken connection. This conversation reframes success away from optimization and toward aliveness, showing how community, presence, and intentional messiness create lives and workplaces that truly thrive. Chapters: 00:00 – Why flourishing is mutual, not individual05:00 – The problem with modern efficiency and isolation10:00 – Task attention vs. relational attention15:00 – Friction, annoyance, and the price of community20:00 – Rituals, stillness, and grounding practices25:00 – Why collision creates creativity and growth30:00 – Building communities that flourish at work35:00 – Designing productive mess instead of control40:00 – Yellow doors, fear, and unexpected connection45:00 – Creating community instead of waiting for it A Word From Our Sponsors Stop being over looked and unlock your X-Factor today at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠unlockyourxfactor.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  The very qualities that make you exceptional in your field are working against you socially.  Visit the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠artofcharm.com/intel ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for a social intelligence assessment and discover exactly what's holding you back. If you've put off organizing your finances, Monarch is for you. Use code CHARM at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠monarch.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in your browser for half off your first year.  Indulge in affordable luxury with Quince. Upgrade your wardrobe today at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠quince.com/charm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for free shipping and hassle-free returns. Grow your way - with Headway! Get started at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠makeheadway.com/CHARM ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠and use my code CHARM for 25% off. This year, skip breaking a sweat AND breaking the bank. Get your summer savings and shop premium wireless plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mintmobile.com/charm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Curious about your influence level?  Get your Influence Index Score today! Take this 60-second quiz to find out how your influence stacks up against top performers at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theartofcharm.com/influence⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Episode resources: DanielCoyle.com Check in with AJ and Johnny! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AJ on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Johnny on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AJ on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Johnny on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Art of Charm on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Art of Charm on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Art of Charm on TikTok⁠⁠⁠⁠ flourishing, human connection, community, belonging, meaning, fulfillment, thriving, shared purpose, modern life, isolation, presence, attention, rituals, shared experience, relationships, creativity, growth, aliveness, togetherness, intentional living, community building Learn more about your ad choices. Visit megaphone.fm/adchoices

Matthew 18:15-3515“If your brother sins against you, go and tell him his fault, between you and him alone. If he listens to you, you have gained your brother. 16But if he does not listen, take one or two others along with you, that every charge may be established by the evidence of two or three witnesses. 17If he refuses to listen to them, tell it to the church. And if he refuses to listen even to the church, let him be to you as a Gentile and a tax collector. 18Truly, I say to you, whatever you bind on earth shall be bound in heaven, and whatever you loose on earth shall be loosed in heaven. 19Again I say to you, if two of you agree on earth about anything they ask, it will be done for them by my Father in heaven. 20For where two or three are gathered in my name, there am I among them.”21Then Peter came up and said to him, “Lord, how often will my brother sin against me, and I forgive him? As many as seven times?” 22Jesus said to him, “I do not say to you seven times, but seventy-seven times.23“Therefore the kingdom of heaven may be compared to a king who wished to settle accounts with his servants. 24When he began to settle, one was brought to him who owed him ten thousand talents. 25And since he could not pay, his master ordered him to be sold, with his wife and children and all that he had, and payment to be made. 26So the servant fell on his knees, imploring him, ‘Have patience with me, and I will pay you everything.' 27And out of pity for him, the master of that servant released him and forgave him the debt. 28But when that same servant went out, he found one of his fellow servants who owed him a hundred denarii, and seizing him, he began to choke him, saying, ‘Pay what you owe.' 29So his fellow servant fell down and pleaded with him, ‘Have patience with me, and I will pay you.' 30He refused and went and put him in prison until he should pay the debt. 31When his fellow servants saw what had taken place, they were greatly distressed, and they went and reported to their master all that had taken place. 32Then his master summoned him and said to him, ‘You wicked servant! I forgave you all that debt because you pleaded with me. 33And should not you have had mercy on your fellow servant, as I had mercy on you?' 34And in anger his master delivered him to the jailers, until he should pay all his debt. 35So also my heavenly Father will do to every one of you, if you do not forgive your brother from your heart.”

Matthew 18:15-3515“If your brother sins against you, go and tell him his fault, between you and him alone. If he listens to you, you have gained your brother. 16But if he does not listen, take one or two others along with you, that every charge may be established by the evidence of two or three witnesses. 17If he refuses to listen to them, tell it to the church. And if he refuses to listen even to the church, let him be to you as a Gentile and a tax collector. 18Truly, I say to you, whatever you bind on earth shall be bound in heaven, and whatever you loose on earth shall be loosed in heaven. 19Again I say to you, if two of you agree on earth about anything they ask, it will be done for them by my Father in heaven. 20For where two or three are gathered in my name, there am I among them.”21Then Peter came up and said to him, “Lord, how often will my brother sin against me, and I forgive him? As many as seven times?” 22Jesus said to him, “I do not say to you seven times, but seventy-seven times.23“Therefore the kingdom of heaven may be compared to a king who wished to settle accounts with his servants. 24When he began to settle, one was brought to him who owed him ten thousand talents. 25And since he could not pay, his master ordered him to be sold, with his wife and children and all that he had, and payment to be made. 26So the servant fell on his knees, imploring him, ‘Have patience with me, and I will pay you everything.' 27And out of pity for him, the master of that servant released him and forgave him the debt. 28But when that same servant went out, he found one of his fellow servants who owed him a hundred denarii, and seizing him, he began to choke him, saying, ‘Pay what you owe.' 29So his fellow servant fell down and pleaded with him, ‘Have patience with me, and I will pay you.' 30He refused and went and put him in prison until he should pay the debt. 31When his fellow servants saw what had taken place, they were greatly distressed, and they went and reported to their master all that had taken place. 32Then his master summoned him and said to him, ‘You wicked servant! I forgave you all that debt because you pleaded with me. 33And should not you have had mercy on your fellow servant, as I had mercy on you?' 34And in anger his master delivered him to the jailers, until he should pay all his debt. 35So also my heavenly Father will do to every one of you, if you do not forgive your brother from your heart.”

France's president sported a pair of sunglasses in Switzerland this week, and shares of the company that owns the brand have soared on the stock exchange in Milan. The AP's Jennifer King has more.

When you get sick, your instinct is to withdraw — crawl into bed, cancel plans, and avoid people. As unpleasant as that feels, it turns out that instinct may be doing something surprisingly important for everyone else. This episode begins with why feeling miserable when you're sick is actually a good thing. https://www.sciencedaily.com/releases/2016/01/160107094128.htm If you really want to know what's most likely to seriously injure or kill you, talk to an ER doctor. They see patterns most of us never think about — and many of the dangers are far more ordinary than you'd expect. Ashley Alker joins me to share the risks she sees again and again — and how to avoid them. She's an emergency medicine physician, medical consultant for shows on Netflix, Hulu, HBO, and Disney, and author of 99 Ways to Die and How to Avoid Them (https://amzn.to/3NlW91w) Friction is everywhere. It slows you down, wears things out, and wastes energy — yet without it, you couldn't walk, drive, or even stand still. What would life actually be like if friction didn't exist? And why is understanding it so important? Jennifer R. Vail explains the invisible force that quietly shapes nearly everything you do. She founded DuPont's first tribology research lab, delivered the TED Talk The Science of Friction (viewed over two million times), and is author of Friction: A Biography (https://amzn.to/454i7wf) And finally, there's a simple way to make coffee or hot chocolate taste better — without changing the recipe. The color of your mug actually alters how your brain perceives flavor. We wrap up by revealing which colors work best for which drinks. https://www.sciencedaily.com/releases/2013/01/130103073238.htm Learn more about your ad choices. Visit megaphone.fm/adchoices

Podcasting shouldn't feel this heavy.And yet there are days when it takes more energy to get started than it should. You sit down to record, and before you even hit record, there's resistance. Not because you don't care, but because something feels off.Most podcasters assume that when things feel hard, it's a motivation problem. Or a consistency problem. Or a discipline problem.I don't see it that way. (That's why I'm hosting the Podcast Flywheel)In this episode, I'm unpacking what's happening when podcasting starts to feel like a grind — and why pushing harder almost never fixes it. This isn't about strategies or systems or doing more. It's about understanding the quiet thing that erodes belief long before people ever quit.If podcasting has started to feel like heavy maintenance, this conversation is for you.In this episode, I talk about:Why podcasting feels hard even when you're showing up consistentlyThe story most podcasters tell themselves when things stop feeling easyWhat changes when your podcast finally feels contained and supportedHow friction quietly drains belief over timeWhy this isn't a personal failureThis episode isn't here to hype you up or give you a checklist. It's here to help you notice what you've been pushing through — and what it's been costing you. 

SummaryIn this episode, AJ Mizes, founder of The Human Reach, shares insights on career coaching, the importance of specialization, and the journey from corporate life to entrepreneurship. He discusses the challenges many face in their careers, the significance of building relationships, and how to craft a standout resume and LinkedIn profile. AJ emphasizes the need for authenticity in job applications and offers strategies for reigniting passion in one's current role.TakeawaysAJ Mizes is the founder of The Human Reach, focusing on helping individuals thrive in their careers.The transition from a stable job at Facebook to entrepreneurship was driven by a fear of regret.Many people feel stuck in their careers due to societal pressures and expectations.Specialization is key in today's job market; companies prefer specialists over generalists.Building relationships is crucial for job hunting; most roles are filled through referrals.A polished LinkedIn profile is essential for visibility in job searches.Quantifiable achievements should be highlighted in resumes to attract attention.The first year of a business often involves trial and error in finding the right services to offer.It's important to assess both the 'what' and 'where' in your career to find fulfillment.Using AI tools for job applications should be done cautiously to maintain authenticity.Chapters00:00 Introduction to Kind Copy and Cath Reohorn04:31 The Journey from Psychology to Copywriting07:54 Empathy in Copywriting: Understanding the Audience10:48 The Shift from Selling to Helping13:39 Current Trends in Marketing and Fitness Industry16:38 Effective Copywriting: Key Elements to Consider19:37 The Importance of Professional Help in Copywriting22:40 Identifying Problems in Marketing Strategies25:29 Optimizing Conversion Rates in Copywriting30:01 Transforming Business Through Clear Problem Definition30:55 The Power of Specificity in Business Requests31:51 Simplifying Messaging for Better Engagement36:28 Building Effective Sales Funnels Without Cold Calls41:46 The Role of Friction in Marketing Strategies46:31 Navigating Content Creation in an AI-Driven World56:55 Finding Your Best Marketing Channel for 2026Connect with Cath: Website: ⁠https://kindcopy.co.uk/⁠Instagram: ⁠https://www.instagram.com/kindcopyuk/⁠Get some free gems: ⁠https://substack.com/@kindcopy/posts⁠ Credits:Hosted by Ryan RoghaarProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM  The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggscast.com@eggshow on X and InstagramOn iTunes: itun.es/i6dX3pCOnStitcher: bit.ly/eggs_on_stitcherAlso available on Google Play Music!Mike "DJ Ontic": Shows and info: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar

Friction is essential for the physical operations of everything from stars to machines to atomic forces. On this episode, Dr. Jennifer Vail discussed her book, Friction: A Biography.

How can you consciously shift timelines by changing the frequency you embody? Josh Trent welcomes Transformational and Manifestation Guide, Daniel Raphael, to the Wellness + Wisdom Podcast, episode 795, to explore how beliefs act as subconscious agreements, why manifesting is a side effect of alignment not force, how dreamporting and timeline shifting work through intuition and coherence, why trauma can dissolve faster than we think when identity loosens, and how ancient teachings, Christ consciousness, and embodied awareness reveal the blueprint for liberation already within you. 33% off the DREAMPORTING QUEST Awaken your natural ability to master frequencies and materialize your dreams. The Dreamporting Quest is a transformative journey that gives you a magic toolkit of brainwave entraining activations to ensure you can fly above the negativity in this time and shine your light to the world on a whole new level. Learn how to use the universal principles and energy techniques Daniel Raphael has learned from spiritual masters, and even lead Silicon Valley CEOs to transform their lives. Start Your Quest Get 33% off with code JOSH33 In This Episode, Daniel Raphael Uncovers: [01:20] Deprogram Your Beliefs How we've been programmed to fear or reject ancient teachings. Why beliefs are agreements that shape our reality. How Daniel experienced miracles in a cave in Java. Resources: Daniel Raphael [04:25] Dreamporting VS Manifesting The difference between dreamporting and manifesting. Why we can't use force and ego for manifesting. How everything around us changes based on the frequency we embody. Why shifting timelines is about making a decision. Resources: 784 Dr. Steven Young: How To Use Your Mind to Shift Reality At Will [08:25] Follow The Synchronicities Why reality is a game. What led Daniel to a dark night of the soul. Why dreamporting is about connecting to synchronicities. How mental and physical blocks stop us from perceiving the full reality. Why every event is redirecting us. How karma is always seeking balance. [11:30] Remote Viewing Why remote viewing is a basic part of life. The key steps to mastering remote viewing. How we're programmed out of our telepathic abilities. Why without safety we cannot experience our psychic skills. Resources: Dreamporting Quest (course): 33% off with code JOSH33 692 Paul Chek | Spirit Gym: How To Find The Truth of Your Soul + Live Your Dream [16:50] Trauma Can Be Healed Faster Than You Think Why we need to feel our emotions with both the heart and the mind. How Daniel helps his clients heal trauma within minutes. Why we need to disidentify from our wounds. The importance of tapping into our intuition to heal our trauma. Resources: 763 You Can't Heal Trauma Without "Time Travel" | Sarah Baldwin [20:55] Ego + Identity The polarity of people who don't know God and people who think they are God. Why manifestation is a side effect of alignment. How the Luciferian energy makes us identify with the ego. Why being aware of our identity dissolved the identity. [24:20] Be Guided by The Christ Consciousness How Daniel was different than other people from a very young age. Why imagination is real. How the Christ consciousness is the center, and the Luciferian energy tries to pull us off center. [27:50] Purification Process: Beware of The Dark Traps Why purification doesn't always have to come from pain. How the parasitic energies have been evolving for centuries. Why the consciousness on Earth is rising. Why we have to watch out for the traps of large organizations. Why we need to understand the darkness in order to become the light. Resources: The Lost Women of NXIVM (2019) 503 Paul Levy | Wetiko: Break Free From Collective Mass Psychosis [34:20] The Key to Manifesting Why we're only one choice away from shifting timelines. What Daniel's first experience with shifting timelines was like. How we can hold the new choice to keep what we're manifesting. What miracles Daniel has manifested by downloading a certain frequency. The importance of healthy anger. How to recognize that we've shifted timelines. [41:15] Don't Go Against Your Intuition Why intention, thought, feeling, and intuition are essential for dreamporting. How Daniel has been tested in timeline shifting. Why he refused to be on stage with famous people. How he didn't want to allow himself to become a sellout. Why safety is an illusion. The purpose of darkness in the world [46:40] Extracting Wisdom from the Bible What led Daniel to go through purification rituals. Why some scriptures were excluded from the Bible. How Christ's words have been twisted and misunderstood. Why we can change our genetics. How we can access the blueprint for liberation. [53:40] You Are Part of The Collective How our individuality impacts the collective. The power of coherence in shifting the quantum field. How Daniel's friend discovered a new brain wave. The definition of miracle. Why miracles only occur when we dissolve the illusions. [59:10] How to Stabilize Your Awareness The importance of observing our inner dialogue. How the content we consume and the people we spend time with impact our frequency. Why our subconscious is more powerful than our conscious mind. [01:02:25] Allow Yourself to Feel What You Resist Feeling Why we incarnate multiple times. How Daniel was born with lots of love, but lost it through trauma. Why there are no bad emotions. How we're shown what we resists. [01:09:05] Science VS Spirituality How science and spirituality are the same. Why we're not living in a materialistic universe. How Daniel forgot God when he was depressed. Why energy healing changed his life. [01:14:40] How to Harness Your Superpowers How Daniel channels jokes as a comedian. Why everyone has their own superpowers. How we should be taught how to harness our superpower. [01:18:10] Switch The Lens Through Which You See The World Why enlightenment is not something to get, it's already there. How nobody is a victim. Why switching our lens through which we see the world can change the reality. How wanting to be a saviour manifests in people who struggle. Why our identity only exists in our mind. "There's a very big difference between God consciousness and God complex. God complex is when it's all about you. It's an ego trap. The goal is to tune in more to your higher self and purify that channel as opposed to trying to manifest from the ego." — Daniel Raphael Leave Wellness + Wisdom a Review on Apple Podcasts

Reports point to a specific meeting where Sean McDermott expressed doubt in the roster of the 2025 Bills in front of G.M. Brandon Beane and owner Terry Pegula. Matt Parrino of Syracuse.com joins Danger and Battaglia in The Sports Bar to try to piece together the series of events that have led to the team looking for a new head coach. Love the show? Share it! Listen, subscribe, and tell a friend!

It's a wintertime question that you may have had as you struggled down a frozen sidewalk, or strapped on some ice skates: Just why is ice slippery, anyway? It turns out the answer is somewhat complicated.Mechanical engineer Robert Carpick studies tribology, the science of surface interactions, from friction to wear to lubrication. He joins Host Ira Flatow to wrangle some new ideas about the slippery science of ice.Guest: Dr. Robert Carpick is the John Henry Towne Professor in the department of mechanical engineering and applied mechanics at the University of Pennsylvania in Philadelphia.The transcript for this episode is available at sciencefriday.com. Subscribe to this podcast. Plus, to stay updated on all things science, sign up for Science Friday's newsletters.

In this episode we'll talk about:Why friction is normal in healthy relationshipsThe difference between conflict and collapseHow emotional safety allows growth to happenWhy avoiding tension creates more damage than facing itWhat it means to “hold” friction instead of escalating itHow trust is built through repair, not perfectionLearning to stay present when things get uncomfortableand more. CONNECT WITH ME…→ Instagram — @mattgottesman→ My Substack — mattgottesman.substack.com → Apparel — thenicheisyou.comRESOURCES…→ Recommended Book List — CLICK HERE→ Masterclass — CLICK HEREWORKSHOPS + MASTERCLASS:→ Need MORE clarity? - Here's the FREE… 6 Days to Clarity Workshop - clarity for your time, energy, money, creativity, work & play→ Write, Design, Build: Content Creator Studio & OS - Growing the niche of you, your audience, reach, voice, passion & incomeOTHER RELATED EPISODES:Faith Isn't Knowing the Whole Path… It's Taking the Next Honest StepApple: https://apple.co/3MB62IuSpotify: https://bit.ly/4rZw3RN

In this episode of Do The Work | Mindset Mastery, I found myself slowing down and paying attention to something that has shaped every area of my life and business over the years. Self awareness. I walked into the studio a little wired, moving fast, thoughts racing, and it reminded me how easy it is to lose control when you are not grounded. That moment pulled me back to a principle I wrote down years ago. My responsibility is to lead myself, lead my family, lead my team, and lead my business. None of that happens without awareness. As I reflected on what I see every week inside the business, I started connecting the dots between friction and lack of growth. Friction shows up when deals fall apart, when clients lose trust, when agents feel blindsided, and when emotions take over. I see it clearly when I look at cancellations. The majority of deals that fall apart come from newer agents or agents with fewer transactions, not because they are incapable, but because expectations were not set and preparation was missing. When you do not explain the process upfront, when you assume clients understand, you create confusion. And confusion always leads to friction. I have learned that friction is not something to blame on others. It is something to look inward at. Every time I felt emotionally charged, defensive, or frustrated, it came back to my own lack of preparation or communication. When clients question your value or your commission, it is not an attack. It is feedback. It means the foundation was not built strongly enough. Confidence does not come from hoping a deal closes. It comes from knowing you prepared, explained, and led with intention. What changed my life was stacking three things together. Self awareness. Self development. Self discipline. Awareness helps you see where things broke down. Development gives you the tools to fix it. Discipline makes sure you do not repeat the same mistakes. When I stopped reacting emotionally and started responding strategically, everything shifted. My communication became clearer. My leadership became stronger. My results became more consistent. I have learned that it does not matter what you think you said. It matters what the other person heard. If clients are surprised, confused, or defensive, that is on us. Our job is to slow down, explain the process, and make sure they understand every step. When expectations are clear, trust stays intact. When trust stays intact, deals move forward. This is not just about real estate. This is about how you show up in life. If there is friction, it is pointing you to something you need to see. You cannot change what you refuse to look at. Growth begins the moment you take responsibility for your words, your actions, and your preparation. The more aware you become, the less reactive you are. The more disciplined you are, the less chaos you create. And the more intentional you are, the faster momentum builds. Reader reflection questions Where in your business are you experiencing repeated friction and what might it be trying to show you How clearly are you setting expectations with your clients before problems arise What daily disciplines do you need to strengthen to lead yourself at a higher level Notable quotes from the episode "You cannot change what you refuse to see." "If you find yourself explaining or defending yourself, there is a wrench in your system." "It does not matter what you think you said. It matters what they heard."   Follow A.Z. Araujo on Social Media: Instagram: @azaraujo Facebook: A.Z. Araujo TikTok: A.Z. Araujo YouTube: Do The Work Podcast   For Real Estate Agents in AZ: Learn more about Do The Work Coaching and A.Z. & Associates: dothework.com/azaa   Upcoming Events: If you're a real estate brokerage owner, sign up for one of our upcoming events. Visit: dothework.com bigmoneybrokerage.com Join my mailing list for updates!   New Do The Work Gear: Check out the latest DTW and Do The Work Gear! Hats, shirts, journals, and more: shop.dothework.com

Welcome to the DMF! I'm Justin Younts, and in this episode, Alexandra Beller takes us deep into the role of movement in acting and how it naturally evolves through collaboration between actors, directors, and designers.Alexandra explains that movement isn't something imposed on a performance—it emerges from the relationship between body language, text, and the energetic exchange between characters. She talks about recognizing when something feels “off” in a scene and how that friction can actually be used as a creative tool to strengthen performance rather than something to avoid.Drawing from examples in television, Alexandra discusses how shows like Gilmore Girls and This Is Us use timing, rhythm, and dialogue to generate emotional impact. She emphasizes the importance of authenticity and stakes, noting how a director's guidance around movement can deepen narrative clarity and emotional truth.Throughout the conversation, Alexandra highlights how physical choices can reveal character intention and elevate storytelling. She also introduces her upcoming book, The Anatomy of Art, which explores the artistic process and includes practical exercises designed to help creatives grow through embodied practice.If you're interested in how movement, energy, and intention intersect in performance, this episode offers valuable insight into how physicality can transform acting from the inside out.00:00:00 - Introduction00:00:18 - Collaboration in Art00:01:05 - Analyzing and Understanding Actors00:01:37 - Interpreting and Directing Dialogues00:02:51 - Stylization and Context in Film00:04:39 - Reading Characters and Predicting Outcomes00:06:12 - Understanding Body Language in Acting00:09:14 - Interpreting Non-Verbal Communication00:11:21 - Experiencing Film and Theater00:11:50 - Engagement and Authenticity in Performance00:12:54 - Influence of Global Theater on Work00:13:07 - Working with Directors00:13:55 - Constellatory Thinking in Directing00:15:45 - The Role of Embodiment in Directing00:17:30 - The Art of Choreography00:18:58 - Influence of Global Theater Styles00:21:21 - Praxis Space: An Artistic Community00:21:22 - The Anatomy of Art: A New Book00:21:22 - The Anatomy of Art: A Deeper Dive00:25:47 - The Role of Directing in Acting00:30:00 - Inside the Actor's Studio: Quick Answers00:31:29 - Reading Habits and Preferences00:32:04 - Listening Preferences00:32:04 - Watching Preferences00:33:16 - Discussion on Recent Movies00:33:22 - In-depth Analysis of Superman Reboot00:36:24 - Contact Information and Course Offerings00:37:24 - Closing RemarksCheck out her website: ⁠⁠⁠⁠https://www.alexandrabellerdances.org/

Could you have guests over without cleaning all the way up? What about turning off the GPS when you're driving? How about not tracking your kids and partner, no matter what? This year, it's all about friction-maxxing. Learning to live without a few of the conveniences that have become crutches, all in the pursuit of becoming - no big deal - more human. Em is horrified and Jessie is inspired by this essay in The Cut by Kathryn Jezer-Morton. Also, Holly's favourite Dax Shepard says that he will pay for his daughter to freeze her eggs when she turns 18. Is this genius, generous parenting, or snow-plough dadding in action? And, is everyone brushing their faces now? Plus, our recommendations include something glowy for your face, the best coffee pot in the world, and a book Jessie cannot stop thinking about. SUBSCRIBE here: Support independent women's media Recommendations Em recommends a Moka Coffee Pot Jessie recommends Heart the Lover by Lily King. Holly recommends the L’Oreal Lumi Glotion. What To Listen To Next: Listen to our latest episode: Our Best Heated Rivalry Theory & Taylor Swift's Mum Listen: A Spectacular Writers' Festival Collapse & The Jennifer Lawrence Dog Drama Listen: Why Mia Really Left... And Why She's Back Listen: Our Notes On The Golden Globes & Hollywood's 'Toxic Mums' Group Listen: One Of Us Has No Charisma & The New Dating Vocabulary Listen: The Fingering Renaissance Listen: Summer Book Club: Great Big Beautiful Life - Emily Henry Connect your subscription to Apple Podcasts MOVE by Mamamia is the app that helps you fit movement into your every day. Whether you have 10 minutes, or 45, we've got the workout that fits your time, space and body. Get $20 off an annual subscription until the end of January when you use code OUTLOUD at checkout. Start your free trial today. SUBSCRIBE here: Support independent women's media Watch Mamamia Out Loud: Mamamia Out Loud on YouTube Discover more Mamamia Podcasts here including the very latest episode of Parenting Out Loud, the parenting podcast for people who don't listen to... parenting podcasts. What to read: 'My word for 2026 is "discomfort." Without it, we're unravelling.' Kristen Bell, a bad joke, and the age of 'moral ammunition'. Why people are face brushing for better skin. Yes, face brushing. THE END BITS: Check out our merch at MamamiaOutLoud.com GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message. Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud CREDITS: Hosts: Emily Vernem, Jessie Stephens & Holly Wainwright Group Executive Producer: Ruth Devine Executive Producer: Sasha Tannock Audio Producer: Leah Porges Video Producer: Josh Green Junior Content Producer: Tessa KotowiczBecome a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

SummaryIn this episode of EGGS: The Podcast, Ryan engages with Cath Reohorn, founder of Kind Copy (https://www.instagram.com/kindcopyuk), who shares her unique journey from a psychology lecturer to a copywriter. They discuss the importance of empathy in copywriting, the shift from selling to helping, and the current state of marketing, particularly in the fitness industry. Cath emphasizes the significance of clear communication, the role of AI in content creation, and the necessity of human connection in marketing. The conversation wraps up with practical advice for entrepreneurs on where to focus their marketing efforts and how to engage their audience effectively.TakeawaysCath transitioned from a psychology lecturer to a copywriter after leaving academia.Empathy is crucial in copywriting to connect with the audience.The shift from selling to helping is essential in modern marketing.Clear communication and a single call to action are vital for effective copy.Hiring a professional copywriter can enhance marketing efforts significantly.Understanding your audience's needs is key to successful marketing.AI can assist in content creation but lacks the human touch.Building a marketing funnel can be done without traditional sales calls.Consistency in content creation is more important than quantity.Finding your unique voice is essential in a noisy market.Chapters00:00 Introduction to Kind Copy and Cath Reohorn04:31 The Journey from Psychology to Copywriting07:54 Empathy in Copywriting: Understanding the Audience10:48 The Shift from Selling to Helping13:39 Current Trends in Marketing and Fitness Industry16:38 Effective Copywriting: Key Elements to Consider19:37 The Importance of Professional Help in Copywriting22:40 Identifying Problems in Marketing Strategies25:29 Optimizing Conversion Rates in Copywriting30:01 Transforming Business Through Clear Problem Definition30:55 The Power of Specificity in Business Requests31:51 Simplifying Messaging for Better Engagement36:28 Building Effective Sales Funnels Without Cold Calls41:46 The Role of Friction in Marketing Strategies46:31 Navigating Content Creation in an AI-Driven World56:55 Finding Your Best Marketing Channel for 2026Connect with Cath: Website: https://kindcopy.co.uk/Instagram: https://www.instagram.com/kindcopyuk/Get some free gems: https://substack.com/@kindcopy/posts Credits:Hosted by Ryan RoghaarProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM  The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggscast.com@eggshow on X and InstagramOn iTunes: itun.es/i6dX3pCOnStitcher: bit.ly/eggs_on_stitcherAlso available on Google Play Music!Mike "DJ Ontic": Shows and info: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar

Brynn Reynolds Seymour and Rachel Harris follow the fault lines: a near-split vote, frustrated translation rates, and tools that promise more than they deliver. What happens when mask tech, software shifts, and courtroom culture collide—and the record still has to be right? Step inside the tension to hear where standards hold, where they bend, and what seasoned reporters are watching next.Guest BioRachel Harris is a court-reporting consultant to the Lagos judiciary, where she's building standards, training judges on effective reporter utilization, and leading projects to retrain voice writers to stenography. A longtime scoping coach, she bridges real courtroom workflows with practical training, helping reporters translate tech into clean, certifiable records.⭐ Leave Us a Review!Enjoyed the episode? Drop a 5-star rating or a quick line about your takeaway—those signals help more reporters and attorneys find the show. Thanks for listening and for supporting the podcast.

Hour 1 of Jake & Ben on January 15, 2026 The Jazz lost a close one at Chicago, with Brice Sensabaugh going off for 43 points.  Top 3 Stories of the Day: ANOTHER Point Shaving Scandal involving several D1 Basketball Programs, BYU Holds off an upset against TCU - are slow starts a problem? And the New York Giants are closing in on John Harbaugh as their next Head Coach.  Is Golden State Warriors Head Coach Steve Kerr causing problems for the franchise? 

On today's episode, host Kate Lindsay is joined by Kathryn Jezer-Morton, writer of The Cut column Brooding, and author of the viral article, In 2026, We Are Friction-Maxxing. Over the past fifteen years, technology has attempted to “fix” every small inconvenience in our lives, which has rendered us completely unable to endure basic hurdles such as sitting in silence, navigating unfamiliar social social interactions, and doing any kind of creative thinking. To reverse this, Kathryn proposes we “friction-maxx,” and rebuild our tolerance for the very things that, it turns out, make us human. This podcast is produced by Daisy Rosario, Vic Whitley-Berry, and Kate Lindsay. Hosted on Acast. See acast.com/privacy for more information.

On today's episode, host Kate Lindsay is joined by Kathryn Jezer-Morton, writer of The Cut column Brooding, and author of the viral article, In 2026, We Are Friction-Maxxing. Over the past fifteen years, technology has attempted to “fix” every small inconvenience in our lives, which has rendered us completely unable to endure basic hurdles such as sitting in silence, navigating unfamiliar social social interactions, and doing any kind of creative thinking. To reverse this, Kathryn proposes we “friction-maxx,” and rebuild our tolerance for the very things that, it turns out, make us human. This podcast is produced by Daisy Rosario, Vic Whitley-Berry, and Kate Lindsay. Hosted on Acast. See acast.com/privacy for more information.

On today's episode, host Kate Lindsay is joined by Kathryn Jezer-Morton, writer of The Cut column Brooding, and author of the viral article, In 2026, We Are Friction-Maxxing. Over the past fifteen years, technology has attempted to “fix” every small inconvenience in our lives, which has rendered us completely unable to endure basic hurdles such as sitting in silence, navigating unfamiliar social social interactions, and doing any kind of creative thinking. To reverse this, Kathryn proposes we “friction-maxx,” and rebuild our tolerance for the very things that, it turns out, make us human. This podcast is produced by Daisy Rosario, Vic Whitley-Berry, and Kate Lindsay. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we chat with Tim den Heijer, co-author of the best-selling book, The Housefly Effect, about how small and often overlooked details can have a large impact on behaviour. Tim unpacks some key ideas from his book, including how to apply loss aversion, how to prevent incentives from backfiring and the importance of product naming. 

In this episode of Partnering Leadership, Mahan Tavakoli sits down with Eric Termuende, leadership thinker, speaker, and author of Rethink Work: Finding & Keeping the Right Talent, for a grounded conversation about what actually holds teams together in times of uncertainty.Rather than focusing on trends or surface-level engagement tactics, the discussion explores why trust, clarity, and human connection remain the real differentiators for leaders trying to reduce friction and sustain performance. Eric shares practical insights drawn from his work with organizations that have stopped chasing big transformation initiatives and instead focus on small, consistent shifts that compound over time.Mahan and Eric examine why many leadership teams feel overwhelmed despite good intentions, and how blind spots, inaction, and excessive control quietly erode trust. The conversation challenges the idea that certainty is required to lead well, replacing it with a more realistic and resilient approach rooted in direction, psychological safety, and shared responsibility.The episode also looks at what makes teams “unwavering” when the environment around them is anything but stable. Through concrete examples and memorable stories, Eric illustrates how leaders can build trust that lasts, reduce unnecessary friction, and create conditions where people contribute their best thinking.This conversation is especially relevant for CEOs and senior executives who sense that the way work gets done needs to change, but who want practical leadership insight rather than abstract theory.Actionable TakeawaysYou'll learn why organizations don't suffer from survey fatigue as much as something far more damaging.Hear how small, intentional “one-degree shifts” outperform large transformation efforts over time.Discover what actually makes teams steady during turbulence, and why trust acts as the stabilizer.Learn why leaders often create friction without realizing it, especially through control and approvals.Hear a real example of how daily, employee-driven improvement can reshape culture and results.Understand why clarity of direction matters more than certainty in today's leadership environment.Learn how shared language and experiences quietly strengthen connection and execution.Explore how trust in human judgment remains essential even as AI tools become part of everyday work.Hear why relationships, not systems, ultimately determine whether teams adapt or stall.Connect with Eric TermuendeEric Termuende Website Eric Termuende LinkedIn Connect with Mahan Tavakoli: Mahan Tavakoli Website Mahan Tavakoli on LinkedIn Partnering Leadership Website

In this episode of BRAVE COMMERCE, hosts Rachel Tipograph and Sarah Hofstetter sit down with John Ferris, President, Consumer at Bausch + Lomb, to discuss how modern consumer behavior is rewriting the rules for legacy brands. John shares how his team is tackling a core challenge in eye health: consumers value vision deeply, but often don't take action until something is wrong, creating a massive opportunity for education-led growth.John also breaks down what it means to market in a world where discovery is increasingly shaped by social platforms and AI tools. He explains how Bausch + Lomb is partnering with eye care professionals who show up as credible “influencers,” and why improving the quality and structure of brand content matters more than ever as chatbots become a go-to source. The episode closes with a look at how the pharmacy channel is evolving, and how “hidden” in-store friction can quietly shift demand online in an instant.Key TakeawaysEducation is a growth lever when consumers delay action until a problem appearsCredibility still wins—but only if you make it easy to understand and easy to trustOptimize content for the new discovery layer (AI + social), not just traditional searchReduce friction everywhere, because shoppers will reroute the moment it gets inconvenient Hosted on Acast. See acast.com/privacy for more information.

While leading L&D at Creative Force, Aaron Horwath and his leaders began treating work as a product to be designed. That shift had wide effects, including something unexpected. Creative Force became one of the few companies to implement AI in a way that actually improved the experience of work. Instead of chasing tools, Aaron and his team started with people. In this episode, Dart and Aaron discuss why starting with people led to AI success, how work can be designed as a product, and what it takes to prepare humans for a fast-approaching future.Aaron Horwath is the Director of AI Operations at Creative Force. He helps teams redesign work by starting with people and using AI to reduce friction and improve the experience of work.In this episode, Dart and Aaron discuss:- Why AI should start with people, not tools- How treating work as a product changes everything- Finding the work that drains people and removing it- Using the bubble chart to redesign jobs- The difference between human work and AI work- How non technical teams are building real software- Why AI shortens the relay race of work- Why soft skills matter more in an AI world- How AI can make work more expressive- What leaders get wrong about AI adoption- And more…Aaron Horwath is the Director of AI Operations at Creative Force, where he leads the company's move toward AI augmented work. He previously led Learning and Development at the company, where he began treating work as a product and focusing on reducing friction in how people do their jobs. His work centers on starting with real business problems, understanding what work people love or hate, and using AI to remove low value tasks. Aaron takes a people first approach to AI, helping teams spend more time on meaningful, value generating work.Resources Mentioned:Creative Force: https://www.creativeforce.ioConnect with Aaron:LinkedIn: https://www.linkedin.com/in/aaronhorwathWork with Dart:Dart is the CEO and co-founder of the work design firm 11fold. Build work that makes employees feel alive, connected to their work, and focused on what's most important to the business. Book a call at 11fold.com.

Donara Jaghinyan – Transformation and Integration Leader Donara Jaghinyan, returns for Part 2 of our conversation on what actually breaks integrations after the deal closes. This episode tackles the messy reality of post-merger execution: integration debt that piles up when long-tail items don't get done, change management as a practical framework (not corporate fluff), and the cultural friction that surfaces in cross-border deals. Donara shares firsthand experiences navigating gender-based hierarchy in Middle Eastern TSA negotiations, building trust across geographies, and managing the communication breakdowns that create employee uncertainty. If you missed Part 1, listen to that first—then come back for the operational realities that determine whether your deal actually delivers value. Things You'll Learn What integration debt actually is and why long-tail items get forgotten six months post-close without a formal tracking system Change management as a framework, not fluff—identifying friction points, enabling change agents, and communicating up to seven times before messages reach end users Cross-border cultural challenges that don't show up in diligence, including hierarchy-based decision-making and relationship-building strategies that work globally  _____________

In this episode, Shintaro dives deep into the concept of NoGi Judo—what it is, what it isn't, and how it fits into today's grappling landscape. He breaks down key differences between gi and nogi stand-up, technique adaptations, and the integration of wrestling into modern judo practice. If you're a coach, competitor, or martial arts nerd, this one's a must-listen.00:00 What Is NoGi Judo?00:40 Traditional vs Sport vs NoGi Judo01:20 NoGi in BJJ, Wrestling & Judo Crossovers01:50 Why Gi Techniques Don't Translate Directly to NoGi02:20 Mechanics: Sleeve Grip vs Wrist Grip03:00 Controlling Distance Without the Gi03:20 Underhooks, Overhooks & Closed Loops04:00 Friction, Sweat & Realistic Contact in NoGi04:30 NoGi Judo Instructional on JudoFanatics & BJJFanatics05:00 Wrestling Integration: Singles, Doubles & Kata Guruma06:00 Using Shots to Close Distance07:00 Strength vs Technique: When Bad Technique Works08:00 Importance of Athleticism & Balance08:30 Why Wrestling Background Is Essential for NoGi Judo09:20 Judo vs NoGi BJJ for NoGi Instruction09:50 Shintaro's Recommended NoGi Judo Coaches10:10 Satoshi Ishii's Body Lock-Based NoGi Judo10:30 Why Judo Dojos Should Add Weekly NoGi Classes11:00 Final Thoughts & Where to Find the Instructionals

Episode web page: https://bit.ly/3Ys2J9d Episode description:  In this episode of Insights Unlocked, Phillip Jackson, CEO and co-founder of Future Commerce, joins the show to explore how commerce is fundamentally shaped by culture, not just technology. Phillip dives into how leading brands use AI in retail to enhance customer experiences quietly and authentically, why friction in the customer journey isn't always a bad thing, and how brands can stand out in a sea of sameness. Key themes and takeaways Commerce is culture, not just tech. Phillip explains that what we buy and how we buy it are deeply tied to identity and culture. The smartest brands are those who see commerce as part of daily life, not just a transaction. The invisible hand of AI in retail. AI can transform retail experiences, but its best applications are often invisible. Using examples like Taco Bell, Phillip discusses how AI can quietly make things easier and more delightful for customers—without being intrusive. Friction's hidden value. Not all friction is bad. While reducing unnecessary pain is important, Phillip argues that some friction helps customers make better decisions, reduces returns, and actually builds trust. Personalization: meaningful, not just flashy. True personalization goes beyond using someone's name. Phillip suggests it's about understanding intent and context, and that surface-level personalization often falls flat or feels invasive. Standing out from e-commerce sameness. E-commerce platforms have made shopping easier, but also more homogenous. Phillip shares research showing that when branding is stripped away, many sites are indistinguishable—and that differentiation is key to long-term loyalty. Clean data is your AI superpower. Brands that want to unlock the full power of AI need holistic, clean data. Phillip shares how brands like Kith leverage years of clean purchase data to launch ambitious customer programs. Invest in what matters. Rather than chasing every trend, Phillip encourages brands to focus on practical, high-value areas—like smarter search, better recommendations, and strong post-purchase support—that truly solve customer pain points. Resources & links Phillip on LinkedIn (https://www.linkedin.com/in/philwinkle/) Mike on LinkedIn (https://www.linkedin.com/in/mmcdowell1/) Nathan Isaacs on LinkedIn (https://www.linkedin.com/in/nathanisaacs/) Future Commerce website (https://www.futurecommerce.com/) UserTesting's 2026 2026 State of AI in Retail Experiences Report (https://bit.ly/4sy3awg) Learn more about Insights Unlocked: https://www.usertesting.com/podcast

If the internet is an AYCE buffet of unlimited, endless options, there's bound to be items you find disgusting, that will make you physically ill. There's also bound to be items you find delicious AND nourishing and can't get enough of. But a majority of that buffet will be… fine. It will be mediocre filler foods that you don't remember eating at all. You may even fill yourself up on the “just okay ” foods and not realize how much better of a meal it could've been if you'd been more patient or critical with filling your plate. Not to say that mindless consumption isn't incredibly healing, sometimes.I just think it's become normal not to think about anything we engage with, and that can be more toxic than medicinal.It is not all bad, it is not all good, but it is not neutral either. It is what I make of it. It is a reflection of how I engage with it.It, like any tool, can be used as a weapon if we're not being conscious with how we wield it.This is why choosing to engage is such a powerful process.Deciding when it's too much, setting boundaries, creating realistic expectations, and being careful with not letting the algorithm co-opt my agency; all these take conscious effort.The key is staying present and conscious as often as you can.Engaging with shit because you want to, because you make the conscious choice to, not simply because it's there.I think a lot of us have become conditioned to believing “inconvenience is a barrier,” and in reality, on the other side of inconvenience is so much freedom and fulfillment.A healthy amount of resistance is what builds muscles, minds, and ideas. Friction is not the enemy.I think a healthy amount of well-placed friction is the only thing that keeps shit from sliding off the shelves and into a heap on the floor.We are constantly bombarded with shit trying to make us numb, sad, hopeless, defeated, so that we become so overwhelmed with the idea of any additional discomfort (even when it's the good kind) becomes absolutely unbearable.The wealth-hoarding class wants us to be good little cattle who give over our time, data, energy, money, and peace without questioning.So every time we act with intention, we push back against the systems of manipulation, profiting off of our misery.Read episode scripts on Julie's Medium Blog.SUPPORT JULIE (and the show!)DONATE to the Palestinian Children's Relief Fund AND THE Sudan Relief FundGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM AND YOUTUBESUBSCRIBE FOR BONUS CONTENT ON PATREON.The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

This episode finishes a week-long runway for ADHD brains, showing how to add or remove friction in your home to make good habits easier and unwanted habits harder. Joy recaps episodes 250–253 and gives concrete examples—reworking a mudroom, adding hooks and a small drawer, using a tray for keys, and a bright sink reminder—to change behavior without relying on willpower. She also invites listeners to a free "Get Your Tools Ready" week with accountability and Zoom body-doubling to organize the tools and spaces that make future projects simple and successful. Join Me for "Get Your Tools Ready" Week! https://bit.ly/joylovinghomecommunity   Connect with Me: Website: https://joylovinghome.com Community: https://bit.ly/joylovinghomecommunity Membership: https://joylovinghome.com/membership Email: joy@joylovinghome.com IG: https://instagram.com/joylovinghome

PREVIEW FOR LATER TODAY CULTURE CLASH: MODERN TRAFFIC VS. AMISH BUGGIES Colleague Jim McTague. Jim McTague details the dangerous friction between Amish horse-drawn buggies and automobiles in Lancaster County. With over 30 collisions in 2024 and a recent fatality, McTague attributes the tragedy to impatient motorists who drive carelessly around the buggies, creating a sad and often deadly situation.1941 LANCASTER COUNTY

James Clear is an expert on behavioral change and habits and the author of the bestselling book Atomic Habits. We discuss the best ways to build new healthy habits and end bad ones without relying on motivation or willpower. Rather than list off categories of tools or acronyms, James explains how anchoring the changes you want to make in your identity and physical environment allows you to make desired changes quickly and ones that stick. Whether your goal is better fitness and physical health, productivity or mental health, you'll learn actionable, zero-cost protocols to build powerful and meaningful habits. Sponsors AG1: https://drinkag1.com/huberman Lingo: https://hellolingo.com/huberman Wealthfront*: https://wealthfront.com/huberman Joovv: https://joovv.com/huberman Eight Sleep: https://eightsleep.com/huberman Function: https://functionhealth.com/huberman Timestamps 00:00:00 James Clear 00:02:57 Common Habits, Tool: Habit Success & Getting Started 00:06:16 Make Starting a Habit Easier, Tool: 4 Laws of Behavior Change 00:10:18 Sponsors: Lingo & Wealthfront 00:13:26 Writing Habits, Seasons & Flexibility; Adaptability, Tool: Bad Day Plan 00:18:42 Consistency, Flow vs Grind, Master Showing Up, Learning & Practice 00:24:54 Chunking, Getting Started at Gym 00:28:01 Flow Don't Fight, Dissatisfaction & Effort, Tool: Identity-Based Habits 00:34:10 Friction, Competition & Effort; Credentials 00:39:38 Make Effort Rewarding, Mindset, Tools: Previsualization, Emphasize Positives 00:45:59 Sponsors: AG1 & Joovv 00:48:56 Reflection & Learning, Tool: Self-Testing; Perfectionism, Tool: Curiosity 00:55:18 Striving vs Relaxation, Balance, Tool: Turn On/Off; Hiking, Nature Reset 01:04:20 Identity & Professional Pursuits; Choosing New Projects; Clinging to Identity 01:14:24 Sponsor: Eight Sleep 01:15:42 Criticism; Identity & Growth 01:21:47 Failure, Identity, Sports, Tool: Rebounding & Reaching; Public Failures 01:30:03 Daily Habits, Tools: Day in Quarters; Never Miss Twice; Meal Timing 01:38:22 Daily Habit Timing & Sequencing, Tool: Mindfully Choose Inputs 01:45:37 Creativity, Specialization vs Generalization; Books 01:51:31 Sponsor: Function 01:53:18 Habits & Context, Environmental Cues, Tools for Minimizing Phone Use 02:02:01 Bad Habits, Checking Phone, Tools for Breaking Bad Habits 02:08:21 Physical & Social Environment, New Habits, Tool: Join/Create Groups 02:18:40 Family, Habits; Kids & Parenting, Tools: Stimulus; Good Conditions 02:26:05 Impact of Habits, Habits as Solutions; Upcoming Projects 02:32:45 Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter *This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC, member FINRA/SIPC.  Wealthfront Brokerage is not a bank. The base APY is 3.50% on cash deposits as of November 07, 2025, is representative, subject to change, and requires no minimum. If eligible for the overall boosted rate of 4.15% offered in connection with this promo, your boosted rate is also subject to change if the base rate decreases during the 3 month promo period. Funds in the Cash Account are swept to program banks, where it earns the variable APY. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments: not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Learn more about your ad choices. Visit megaphone.fm/adchoices