Podcasts about mental health policy institute

Send us a textFrom episode #35 with Alex the mental health nurse. Since recording this Podcast, Alex has started his own Podcast and I have included further details in the show notes below.Contact Meinfo@joshuaphilip.co.ukwww.joshuaphilip.co.ukReferral Codeshttps://joshuaphilip.co.uk/links/Money & Mental Health Policy Institute https://www.moneyandmentalhealth.org/Nursing Your Way To Wealth Podcasthttps://open.spotify.com/show/5A9cUOK1lgr1bELeoaoX2i

This podcast is brought to you by Outcomes Rocket, your exclusive healthcare marketing agency. Learn how to accelerate your growth by going to outcomesrocket.com Telehealth initiatives in schools are expanding access to mental health services, ensuring students receive the care they need. In this episode of the Expanding Access podcast by Behavioral Health Tech, Kacie Kelly, Chief Innovation Officer at Meadows Mental Health Policy Institute, explains how the Institute bridges policy and practice in mental health technology through innovative partnerships. She highlights significant advancements, including Medicare's decision to finance mobile applications and digital therapeutics, enabling clinician reimbursement. Kacie also discusses the collaborative care model, integrating mental health care into pediatric and primary care, and praises its sustainable financing. With increased funding and community involvement, she is optimistic about transformative changes in mental health care. Tune in to gain valuable insights and be inspired by the innovative approaches in mental health care! Resources: Connect with and follow Kacie Kelly on LinkedIn. Follow Meadows Mental Health Policy Institute on LinkedIn and discover their website.  Fill out the Digital Behavioral Health Technology Company Policy Survey. Visit the Behavioral Health Tech website. Fast Track Your Business Growth: Outcomes Rocket is a full service marketing agency focused on helping healthcare organizations like yours maximize your impact and accelerate growth. Learn more at outcomesrocket.com

Money is more than just a tool for paying bills or buying things, it can be deeply symbolic and emotionally charged. For many, financial struggles are closely intertwined with mental health challenges. Research conducted by the Money and Mental Health Policy Institute, revealed that in England alone, over 1.5 million people struggle with both problem debt and mental health issues. Of those surveyed, 86% said their financial situation had worsened their mental health. Becoming more aware of how our thoughts, emotions, and past experiences shape our money habits, may not magically solve financial hardships, but it can be a positive step toward building a healthier relationship with money and regaining a sense of control. The complexities of money, which is crucial for our survival, highlight the profound connection between financial well-being and mental health, offering a pathway to greater understanding and empowerment. The Happier Life Project welcomes Vicky Reynal a London-based psychotherapist specialising in the psychology of money. Vicky is author of the award-winning book 'Money on Your Mind: The Psychology Behind Your Financial Habits', which is being translated into eight languages, and will land in the US on January 7th (available to pre order now). In her psychotherapy clinic, Vicky works with clients on a range of issues including; debt, excessive greed, financial conflict, and money secrecy. Using psychodynamic principles, she helps people uncover and address the emotions driving their financial behaviours. Vicky's expertise has been featured in The Financial Times, The Guardian, The Times, The Daily Mail and Psychologies. ​​In this episode of The Happier Life Project host Gabby Sanderson speaks to Vicky about why money can feel so emotionally charged, and why people often react defensively when it comes to financial matters. Vicky explains how decoding the hidden emotions behind spending, saving, and financial conflict, can help foster understanding and drive meaningful change. The money and mental health expert also explains why being more open and honest in communication about our finances—whether with friends, family members, or even bill companies—can help alleviate stress and build a healthier relationship with our bank balance. By addressing financial concerns directly, rather than burying our heads in the sand and reacting with "vague defences" like avoidance or procrastination, Vicky discusses how most people feel much better after opening up, realising that often things aren't as bad as they seemed. Vicky also shares practical advice on creating a healthier relationship with money to reduce stress and improve mental well-being. Tune in to discover how decoding the emotional connection to your finances can transform your mental wellness, and your approach to money. To download the My Possible Self app: https://mypossibleself.app.link/podcast To follow My Possible Self on Instagram: https://www.instagram.com/mypossibleself To follow Vicky Reynal on Instagram: https://www.instagram.com/vickyreynalpsychotherapy/ Vicky's website: https://www.reynal-psychotherapist.co.uk/ Buy now Vicky's book: Money on Your Mind: The Psychology Behind Your Financial Habits

How important is the role of social determinants of health in the context of mental healthcare, particularly for children and adolescents? In this episode, Saul interviews Malekeh Amini, Founder & CEO at Trayt.Health and Roshni Koli, Chief Medical Officer Meadows Mental Health Policy Institute, share their personal journeys and insights into the future of mental healthcare, shedding light on the crucial role of social determinants of health, the impact of data in mental healthcare delivery, and the need for policy changes to drive equitable access and early intervention. Malekeh Amini and Dr. Roshni Kohli emphasized the importance of understanding an individual's environment, recognizing that factors such as trauma, family support, and childhood experiences greatly influence mental health symptoms and treatment outcomes. Both guests highlight the need for comprehensive data collection and analytics in mental health, emphasizing the role of technology and AI as tools to empower clinicians and provide better, more informed care for patients. Dr. Roshni Kohli and Malekeh Amini underscore policymakers' need to focus on standardization, consistency, and equitable access to mental healthcare.  Tune in for a compelling and insightful discussion that offers practical advice and calls to action in mental healthcare. Resources: Connect with and follow Malekeh on LinkedIn. Follow Trayt on LinkedIn and visit their website. Connect with and follow Roshni on LinkedIn. Follow Meadows Mental Health Policy Institute on LinkedIn and visit their website.

"I fundamentally believe we cannot have equality at work until we have equality at home."This week we welcome change maker Polly Mackenzie to the podcast.Driving change has been central to Polly's career which has spanned several high-profile roles. Polly was previously Director of Policy to then Deputy Prime Minister Nick Clegg. After leaving Government, Polly established the operations of the Women's Equality Party as well as founding the Money and Mental Health Policy Institute alongside Martin Lewis. She was also the Chief Executive of the think tank Demos.Polly is currently the Chief Social Purpose Officer at University of the Arts London. In this powerful discussion, Verena and Polly discuss driving real change and creating meaningful policies for working parents. Follow Polly on Twitter @pollymackenzieShow Notes:Herb Cohen - You Can Negotiate AnythingJames O'Brien - How to be Right in a World Gone WrongEmail verena@leadersplus.org.uk if your organisation is doing awesome policy work and you want to be included on the list of companies

Hi everyone, in our latest episode I have Conor D'Arcy Head of Research and Policy at the Money and Mental Health Policy Institute joining me. They have recently published a report about their findings into how insurance and mental health are mixing together.Titled the ‘Written Off? report the institute have highlighted where things are not necessarily working well for consumers that are wanting to get insurance, when they have a mental health condition.The key takeaways:They found that someone with mental health can potentially pay up to 27x the base premium for travel insurance3 in 10 respondents did not disclose their mental health condition to insurersThe inability to get insurance at an affordable price can further exacerbate mental health symptoms and lead to a lack of financial securityThe protection insurance industry has made significant improvements in terms of mental health underwriting over the years. I have personally experienced this from when I first took out my insurances in 2010, compared to my applications in the last few years and even recently. But, the research shows that there is still a lot of distrust in the insurance world over how decisions are made and the fairness of decisions. I know many underwriters that make incredibly fair decisions of protection insurance applications detailing mental health. It's our job to make sure that we are getting the message out to the public and organisations like the MMHPI about the good work that is being done. There may not always be solutions that all parties are happy with, but open and transparent discussions are key to us changing the way that the insurance sector is viewed.Next time I will we will have Charlotte Rogers joining us, she is an adviser that is incredibly passionate about Trusts and making sure people know what can go wrong if they're not in place. Tune in to hear her personal story and how it's made her determined to have Trusts as a key part part of her advice.Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.If you want to know more about how to arrange protection insurance, take a look at my 13 hour CPD Protection Insurance in Practice course here and 1 hour CPD Protection Competency Exam here.

This week Nikki Bond joins us from Martin Lewis' Money and Mental Health Policy Institute. Which was setup to specifically tackle the relationship between finances and mental health.   Kris and Nikki discuss many different subjects relating to finances and it's impact on our mental health as well as the impacts the our mental health can have on our finances. As Kris said on the episode, he's been in debt, he knows how it feels and you aren't alone. If you have been impacted by the topics discussed on today's episode please contact any of the following services and remember.   We've got your back   Help and Support | The Burnt Chef Project   Sign Up for the Money and Mental Health Community: https://www.moneyandmentalhealth.org/community/ Get Advice on Mental Health and Money (UK): Managing mental health and money : Mental Health & Money Advice (mentalhealthandmoneyadvice.org) Access Support (UK): Citizens Advice or StepChange Debt Charity - Free Expert Debt Advice. Access Support (USA): Debt Relief - Money Advice USA Access Support (Canada): Managing debt - Canada.ca and Home - Debt Advice Canada Access Support (Aus): Help when you're in debt | ACCC and Debt Advice Australia - Australia's Debt Advice Specialists (debt-advice-australia.com) Access Support (NZ): New Zealand Debt Management - The Treasury |and Debt management - reduce debts and get help - MoneyHub NZ

In 2022, we saw four different Chancellors, a ‘Mini-Budget' and a major U-turn on some of those measures. All the while, cost of living increases from food shops to forecourts are still impacting us all. On top of this, everyday life events can impact our finances. So, what effect does this have on us, and what can we do if we find ourselves in debt? On this month's episode, we hear listeners' stories about their own debt struggles and discussion from: Research Officer at the Money and Mental Health Policy Institute; Chris Lees Personal Finance Expert, Founder of Mrs Mummypenny, Author of 'The Money Guide to Transform Your Life and PensionBee customer; Lynn Beattie    PensionBee's COO and Mental Health First Aider; Tess Nicholson   Episode Breakdown:  The causes of debt The effects of debt on your mental health  The help available if you're struggling financially Listeners' debt stories Lynn Beattie's personal debt recovery story *If you're struggling with your mental health because of concerns about debt or anything else and need to talk to someone, call SAMARITANS on 116 123 - they are open 24 hours a day, 365 days a year. You can also text the word ‘SHOUT' to 85258 and speak to a volunteer, anonymously.  If you're concerned for the immediate safety of yourself or someone else, then always call 999. For non-emergencies, call 111, or speak to your GP who can refer you to your local NHS Mental Health Trust.    Further reading: For more information on the issues raised in this episode, follow these useful links from the PensionBee website:  Six ways to manage your money and your mental health What is the impact of debt on mental health? How to talk about money Pensions Academy: What happens to pensions in special circumstances? The effects of debt and how we can break the cycle  How do you pay off a credit card? Introducing our Mental Health First Aiders Recovering mental health and recovering finances 4 reasons why sorting your pension is important for your health   Other useful resources: National Debtline  Step Change debt charity  Christians Against Poverty charity  Citizens Advice Service Turn2Us charity Mrs Mummypenny Talks podcast  Money and Mental Health Policy institute Dealing with the financial impact of rising costs of living (FCA) Your credit score and debt help (Money Saving Expert)    Catch up on the latest news, read our episode transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn. Follow @MoneyandMentalHealth on Facebook, X and LinkedIn and Lynn @MrsMummyPenny on X, TikTok, Instagram, LinkedIn and Facebook. Enjoying the podcast? Then don't forget to give us a review! As always, we'd love to hear your stories and feedback. Send us an email: podcast@pensionbee.com 

According to research from the Money and Mental Health Policy Institute, 46% of people who're struggling with household debts also suffer from a mental health problem. So, how can we reduce the risk of money worries impacting our mental health? Philippa Lamb is joined by: CCO of the Financial Services Compensation Scheme (FSCS); Lila Pleban Founder and Managing Director of Psychreg; Dennis Relojo-Howell PensionBee's COO and Mental Health First Aider; Tess Nicholson   Episode breakdown: Personal experiences from Dennis, Lila and Tess Who might be most affected by money worries What you can do to protect yourself What the government should do to alleviate the problem *If you're struggling right now and need to talk to someone, call SAMARITANS on 116 123 - they are open 24 hours a day, 365 days a year. You can also text the word ‘SHOUT' to 85258 and speak to a volunteer, anonymously.  If you're concerned for the immediate safety of yourself or someone else, then always call 999. For non-emergencies, call 111, or speak to your GP who can refer you to your local NHS Mental Health Trust.    Further reading: Read more about the relationship between your finances and mental health on our website: Six ways to manage your money and your mental health What is the impact of debt on mental health? Introducing our Mental Health First Aiders Recovering mental health and recovering finances   Other useful resources:  The Money and Pensions Service (MAPS) Money Saving Expert Citizens Advice Service Money and Mental Health Policy Institute National Debtline 'Breathing Space' Budget planner (Money Helper) Turn2us charity Mental health articles (Royal College of Psychiatrists) Mind Shelter   Catch up on the latest news, read our episode transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn. Follow @FSCS on Facebook, X, Instagram and LinkedIn and Dennis @Psychreg on X, Instagram, Facebook, LinkedIn and YouTube. Enjoying the podcast? Then don't forget to give us a review! We're keen to hear your feedback. Contact us on: podcast@pensionbee.com

How do you feel when you think about your finances? Does it bring up difficult emotions? Money can be a hard thing to talk about and is often closely linked to our mental health. I decided to dig into the common issues that link money and mental health with Helen Undy, who's the Chief Executive of the Money and Mental Health Policy Institute.If you'd like to access any of the helpful resources Helen mentioned in the interview, you can find them here.If you have personal experience of mental health problems and would like to get involved in Money and Mental Health's work, you can sign up to their Research Community here. It's a chance to share your story, and to help break the link between mental health and money problems. The Samaritans can be contacted on the phone on 116 123 or click here for their website.Please get in touch if you have anything to say about this episode, or any other. We'd love to hear from you. You can contact the lab on the links below:Instagram, Facebook, Twitter or Email: hello@wellbeinglabpodcast.comThe Wellbeing Lab is produced by AudioAF and is part of the Acast creator network. Hosted on Acast. See acast.com/privacy for more information.

Recorded May 30, 2022. I discuss the connection between mental health and personal finance, ways to change the stigma of both mental health and financial topics, reasons people behave out of fear or pain when dealing with these issues, and some personal experience with my own reasons for caring about personal finance as it relates to mental health. Listen anywhere: https://linktr.ee/Spare_Change_Podcast Sources: “Money Talks, People Don't - the Negative Social Stigma behind Money - Enrich.” Www.enrich.org, www.enrich.org/blog/Money-negative-social-stigma-financial-wellness. “Money Basics: Dealing with Financial Anxiety.” GCFGlobal.org, edu.gcfglobal.org/en/moneybasics/dealing-with-financial-anxiety/1/. Vlaeyen, Johan W.S., et al. “The Fear-Avoidance Model of Pain.” PAIN, vol. 157, no. 8, Aug. 2016, pp. 1588–1589, 10.1097/j.pain.0000000000000574. “Money and Mental Health Facts and Statistics - a Money and Mental Health Policy Institute Factsheet. ” Money and Mental Health Policy Institute, www.moneyandmentalhealth.org/money-and-mental-health facts/#:~:text=Having%20a%20mental%20health%20problem%20can%20affect%20your. Accessed 31 May 2022. #mentalhealthawarenessmonth #financialliteracy #personalfinance #suicide #depression #fear #anxiety #FOMO #FUD #punishment #incentive #maslow #barret #globaleconomics #mentalhealth #statistics #painavoidance #fearavoidance --- Support this podcast: https://anchor.fm/spare-change-podcast/support

On Prime Minister Boris Johnson's leadership, Conservative MP and Commons Defence Committee chair, Tobias Ellwood, says 'there has been a breach of trust with the British people.' In dealing with President Putin, he tells Bloomberg's Yuan Potts and Caroline Hepker, we are being far too timid, and what happens now will determine how the next decade plays out. Plus: money problems and mental health. We discuss how the two are linked, with Conor D'Arcy from Money & Mental Health Policy Institute. See omnystudio.com/listener for privacy information.

This week we start our special episodes about mental health.  Since May is Mental Health Awareness Month and it's a focus area for our organization, we thought it would be the perfect time to talk about our partnership with Meadows Mental Health Policy Institute.  Dr. Amanda Tinsley-Mathias sits down with us to talk about this collaborative care model of mental health resources. More about Meadows Mental Health Institute: https://mmhpi.org/ Tune in to the entire series!

This year households across the UK are facing the biggest squeeze in living standards since the 1950s. Most of us will feel the impact, but poor households are being hit the hardest. We know that poverty and the stress of debt harms our health in the short and long term.  One role of the state is to provide a welfare safety net. After last month's Spring Statement, what should the government do now to support those experiencing the worst effects of rising costs? What impact on households and health are we already seeing? And what more can be done to help? Our Chief Executive Dr Jennifer Dixon discusses this with expert guests: Dame Clare Moriarty is chief executive of Citizen's Advice. She's a former senior civil servant and served as permanent secretary at the Department for Environment, Food and Rural Affairs and the Department for Exiting the European Union. She was also chair of our COVID-19 Impact Inquiry.  Bim Afolami MP has been the Conservative MP for Hitchin and Harpenden since 2017. He's on the advisory board of the Money and Mental Health Policy Institute and is chair of the All-Party Parliamentary Group for Financial Markets and Service. He's also patron of two mental health charities in his constituency. Show notes The Health Foundation (2022) Response to the Spring Statement Resolution Foundation (2022) Inflation Nation: Putting Spring Statement 2022 in context Institute for Fiscal Studies (2022) Analysis of the Spring Statement The Health Foundation (2022) Debt The Health Foundation (2022) Debt and health The Health Foundation (2020) Living in poverty was bad for your health long before COVID-19 Financial Times (2022) Chancellor provides minimal help to households on cost of living crisis The Trussell Trust (2022) Debt to government, deductions and destitution 

Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperGMake no mistake about it, money problems and mental health issues are intrinsically linked. Research from the 2008 great recession and COVID-19 reflect the link between finances and mental health.According to the Money and Mental Health Policy Institute¹, poor finances often lead to stress and anxiety that can further impact finances.Facts: 46 percent of people with debt also have a mental health diagnosis86 percent of people with mental health issues and debt say that their debt makes their mental health issues worsePeople with depression and debt are 4.2 more likely to still have debt at 18-months compared to their counterparts without debtThose with debt are three times more likely to contemplate suicide due to that debtThe Cycle:Mental health problems make it harder to earn, manage money and spending, and to ask for help.Financial difficultyFinancial difficulty causes stress and anxiety, made worst by collections activity or going without essentialsMental health  problemsThis cycle repeats itself over and over againAmericans suffer from financial stress. A Harris Poll conducted in the early months of the COVID-19 pandemic showed that 90 percent of Americans felt financial stress.  Note that financial stress is not limited to hard economic times, such as the fallout from a pandemic.a Northwestern Mutual study found that 44 percent of Americans stated that financial concerns were their number one stressor, with more than one in four feeling depressed about finances at least monthly and two out of ten feeling depressed weekly, daily, or hourly.Continuous financial stress wreaks havoc with mental health. On the Mayo Clinic's website5, the list of mental health issues due to stress includes:AnxietyDepressionFatigueSleeplessnessThe American Psychological Association (APA)6 found that stress can lead to unhealthy habits, including excessive drinking and drug use.Continuous financial stress wreaks havoc with mental health. On the Mayo Clinic's website5, the list of mental health issues due to stress includes:AnxietyDepressionFatigueSleeplessnessThe American Psychological Association (APA)6 found that stress can lead to unhealthy habits, including excessive drinking and drug use.Financial stress can impact employers too. That is because financial stress manifests itself in a variety of ways in the workplace, such as7:Daily tasks going unfinishedLower quality workPoorer relationships with co-workersIndications that an employee is seeking other employmentWhen this happens, employers suffer increased costs from absenteeism, presenteeism, high turnover, high healthcare costs, more on-the-job accidents, less participation in 401(k) benefits, and more.According to Salary Finance8, these issues related to financial stress cost businesses about $3,000 per employee per year. With a financial wellness program created specifically for your employees and their individualized needs, employers can help lessen employee financial stress and improve mental health by providing ways to learn important financial management skills and behaviors.

Chief Executive of Demos Polly Mackenzie joins It's Bloody Complicated to look at what's gone wrong with our democracy and how we can fix it. Polly builds on the insights from her series of papers for Demos – Making Democracy Work. Polly Mackenzie was Director of Policy to Deputy Prime Minister Nick Clegg from 2010–15, helping to write the 2010 Coalition Agreement. After leaving Government, Polly established the operations of the Women's Equality Party and founded the Money and Mental Health Policy Institute. Produced by Compass and distributed by The Real Agenda Network

Chief Executive of Demos Polly Mackenzie joins It's Bloody Complicated to look at what's gone wrong with our democracy and how we can fix it.Polly builds on the insights from her series of papers for Demos – Making Democracy Work.Polly Makenzie was Director of Policy to Deputy Prime Minister Nick Clegg from 2010–15, helping to write the 2010 Coalition Agreement. After leaving Government, Polly established the operations of the Women's Equality Party and founded the Money and Mental Health Policy Institute.Read the Making Democracy Work papers (https://demos.co.uk/making-democracy-work/).It's Bloody Complicated is recorded every second and fourth Tuesday of the month. Become a Compass member to join our live recordings and put your questions to our guests: https://action.compassonline.org.uk/podcastSupport the show (https://www.compassonline.org.uk/podcast/)Support the show (https://www.compassonline.org.uk/podcast/)

Off the back of the Chancellor's Spring Statement, and the forthcoming huge increases in the cost of living, Mick speaks to Conor D'Arcy. Conor is from the Money and Mental Health Policy Institute, who as an organisation, want to break the cycle of money and mental health problems that people can face. The UK is facing an inflation rate on 8.7% in 2022, and families are facing large energy bills, as well as increased prices at the pumps and in shops. The Money and Mental Health Policy Institute provide links to a series of organisations you can speak to if you're worried about money and your mental health. There are further, more general links at the end of the podcast. Follow host Mick Coyle on Twitter And join the Mental Health Monday Facebook Group

I catch up with Cat & Dan and we discuss Cat's research on disability in publishing, as well as all things friction, especially related to accessibility and disability. We talk about CV gaps, how accommodating accommodations are, the way reasonable adjustments can make a huge difference to people, and how reducing friction can make things more accessible.Cat's TwitterDan's TwitterCat's report Access DeniedCat's piece in The Bookseller about the research findingsCat's piece on the disability networkDan's website Rogue InterrobangMoney and Mental Health Policy Institute's work on the disability income gap FIDO Alliance

In this episode, Helen is joined by Helen Undy, the Chief Executive of the Money and Mental Health Policy Institute.Helen shares insights of the latest Money & Mental Health report 'The State We're In' discussing the financial and mental well-being of people in the UK during the pandemic.PLEASE NOTE: This episode discusses the subject of suicide that some people may find distressing.Download the report here:https://www.moneyandmentalhealth.org/publications/the-state-were-in/Find out more about Mental Health Accessible here:https://www.moneyandmentalhealth.org/mentalhealthaccessible/Download 'The Need to Know' guide here:https://www.moneyadvicetrust.org/media/documents/The_need_to_know_February_2020.pdfConnect and contact Helen Undy using these links - Website - https://www.moneyandmentalhealth.org/LinkedIn - https://www.linkedin.com/in/helen-undy-63334b29/ About the Money & Mental Health Policy Institute:The Money and Mental Health Policy Institute is a research and campaigning charity, aiming to better understand and tackle the link between financial difficulty and mental health. The policy institute focuses on conducting high quality, rigorous and innovative research to develop practical policy solutions. From this research we know that the symptoms of mental health problems, like poor memory and concentration, low energy levels, or feelings of anxiety, can make engaging with essential services like banks a stressful, sometimes overwhelming, task. You can also follow Helen Pettifer for future episodes and more consumer vulnerability information:Email - info@helenpettifer.comTwitter - https://twitter.com/hpettifertrainLinkedIn - https://www.linkedin.com/in/helen-pettifer-unlocking-vulnerability/Website - https://www.helenpettifer.com

Embedding mental health care in primary medical care settings, and redesigning 911 to have integrated police and mental health care response to the crisis are two of many initiatives Dr. Keller and the Institute are driving forward. 

In this episode we discuss the FCA’s final guidance on the fair treatment of vulnerable customers. Regular host Andrew Strange is joined by PwC Partner Angus Goldie and Conor D’Arcy, Head of Research and Policy at the Money and Mental Health Policy Institute, to discuss how the guidance will impact both firms and consumers. We cover how the guidance will be supervised and enforced, the challenges firms face in meeting regulatory expectations, and the extent to which the guidance will help consumers. Please contact our PwC speakers if you’d like to discuss any of the topics covered, at andrew.p.strange@pwc.com and angus.goldie@pwc.com.

By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. Analysis has shown that people with bipolar disorder, depression or obsessive compulsive disorder (OCD) are more prone to overspending and potential problems with money management and debt, the BBC reports. Now the Money and Mental Health Policy Institute is calling on banks and building societies to monitor customers' data to spot signs of problems, such as sudden drops in income, dramatic increases in spending, or persistent use of unauthorised overdrafts. Banks argue that many customers would have more than one account, making it difficult to gather a comprehensive picture of a customer's finances. There are also data protection rules in place that would make any intervention difficult. The institute wants regulators to publish guidance on how customer data can be used legally and safely. Helen Undy, chief executive of the institute said: "About 100,000 people in problem debt attempt suicide each year in England, with many suffering in silence and struggling to ask for help. Having worked in financial services, including banks, insurance companies and my own IFA practice, for over 25 years, I have seen first-hand how people manage their money. This is why I wrote Yes, Money Can Buy You Happiness to help people feel better and manage their money more effectively. If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Other articles at www.moneytipsdaily.com Brexit Property Effect – Invest or Wait? Boris has got his deal through Parliament, but not on his timescale. Brexit Property Effect – Invest or Wait? Wait or Invest Is this a flip market? Are we due for a correction? Long term... There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. Analysis has shown that people with bipolar disorder, depression or obsessive compulsive disorder (OCD) are more prone to overspending and potential problems with money management and debt, the BBC reports. Now the Money and Mental Health Policy Institute is calling on banks and building societies to monitor customers' data to spot signs of problems, such as sudden drops in income, dramatic increases in spending, or persistent use of unauthorised overdrafts. Banks argue that many customers would have more than one account, making it difficult to gather a comprehensive picture of a customer's finances. There are also data protection rules in place that would make any intervention difficult. The institute wants regulators to publish guidance on how customer data can be used legally and safely. Helen Undy, chief executive of the institute said: "About 100,000 people in problem debt attempt suicide each year in England, with many suffering in silence and struggling to ask for help. Having worked in financial services, including banks, insurance companies and my own IFA practice, for over 25 years, I have seen first-hand how people manage their money. This is why I wrote Yes, Money Can Buy You Happiness to help people feel better and manage their money more effectively. If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Other articles at www.moneytipsdaily.com Brexit Property Effect – Invest or Wait? Boris has got his deal through Parliament, but not on his timescale. Brexit Property Effect – Invest or Wait? Wait or Invest Is this a flip market? Are we due for a correction? Long term... There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

Welcome to episode three of our second season of the Mental Health Podcast from Unite/Mental Health Nurses Association. This episode looks at money and mental health and includes interviews with Nikki Bond (Senior Research Officer at the Money & Mental Health Policy Institute) and Sarah Murphy (Associate Director for Advice, Information & Training at Mental Health UK) following an introduction from lead professional officer Dave Munday and Mental Health Nursing journal Editorial Board member Nicky Lambert. Please note the interviews were carried out in December 2019 and the introduction recorded in February 2020. Since then the world has been dealing with the #COVID19 crisis which makes this issue even more acute. Links: 
You can follow Dave, Nicky and Nikki on Twitter: www.twitter.com/davidamunday www.twitter.com/niadla www.twitter.com/nikbond1 You can find out more details about the Money & Mental Health Policy Institute via their website (https://www.moneyandmentalhealth.org/) and follow them on Twitter (www.twitter.com/mmhpi). You can find out more details about Mental Health UK via their website (https://mentalhealth-uk.org/) and follow them on Twitter (www.twitter.com/mentalhealthuk). Dave mentioned hardship support that Unite the union offers. Members can find more details about this via: https://unitetheunion.org/why-join/member-offers-and-benefits/member-offers/benevolent-fund/. Credits: 
Theme music: Tony Gillam
 Image: #MHpod logo typeface: Gilbert colour (www.typewithpride.com) 
Editing: Dave Munday

Should banks control our spending? By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. Analysis has shown that people with bipolar disorder, depression or obsessive compulsive disorder (OCD) are more prone to overspending and potential problems with money management and debt, the BBC reports. Now the Money and Mental Health Policy Institute is calling on banks and building societies to monitor customers' data to spot signs of problems, such as sudden drops in income, dramatic increases in spending, or persistent use of unauthorised overdrafts. Banks argue that many customers would have more than one account, making it difficult to gather a comprehensive picture of a customer's finances. There are also data protection rules in place that would make any intervention difficult. The institute wants regulators to publish guidance on how customer data can be used legally and safely. Helen Undy, chief executive of the institute said: "About 100,000 people in problem debt attempt suicide each year in England, with many suffering in silence and struggling to ask for help. Having worked in financial services, including banks, insurance companies and my own IFA practice, for over 25 years, I have seen first-hand how people manage their money. This is why I wrote Yes, Money Can Buy You Happiness to help people feel better and manage their money more effectively. If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Other articles at www.moneytipsdaily.com Brexit Property Effect – Invest or Wait? Boris has got his deal through Parliament, but not on his timescale. Brexit Property Effect – Invest or Wait? Wait or Invest Is this a flip market? Are we due for a correction? Long term... There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

Welcome back to Ctrl Alt Delete. This episode is a special live recording in partnership with Natwest (#ad). I recently featured in a video with NatWest and Refinery29 looking at the challenges the modern workforce faces, with a spotlight on finances. We discussed mental health, late payments and how to prepare to quit your job. So this time I wanted to ask two very knowledgeable people their thoughts on these topics. Recorded Live with Natwest at RocketSpace in London, Polly, Otegha and I discussed some of the insights from the early stages of a piece of research NatWest and Demos have been undertaking into the financial lives of the modern liquid workforce. The aim of the research is to identify what changes or solutions the financial services industry could make to improve the financial lives of people like myself and I’m sure many of you listening to this podcast. The 'liquid workforce' is an umbrella term for a variety of jobs that don’t fit the 9 – 5 (I hadn't actually heard of it before) consisting of gig-economy workers, partial-freelancers and different types of self-employment. In many ways it's a great time to be going it alone, running a side-hustle or working flexibly, but there's also many challenges we still face as our working lives and working cultures continue to change and evolve. This is particularly true as some sectors are still slightly behind the curve in catering for us, be that childcare services, housing or banking. In this episode I chat to Otegha Uwagba (founder of Women Who and author of forthcoming book We Need To Talk About Money) and Polly Mackenzie (CEO of Demos and founder of the Money and Mental Health Policy Institute, a charity working to break the link between financial difficulty and mental health problems). Hope you enjoy! See acast.com/privacy for privacy and opt-out information.

On todays live show in the Spice FM Studios, Steven and Ricky are joined by some amazing guests! Starting with Rosie Fewings & Michael Rickwood, from 'Connecting Communities' (part of British Red Cross) Brian Semple, from Money & Mental Health Policy Institute, Di Keller, head of workplace wellbeing at Be Wellbeing and finally Nicky Robertson, director & wellness therapist from Back To Balance to talk about being and staying motivated!

There's no question about the impact finances have on mental health and with today being Time to Talk Day (7th February) we wanted to take a closer look at how finance interacts with the mental health problems that affect 1 in 4 of us. Time to Talk Day wants to break down the stigmas around mental health and get people talking more openly about it. Sarah's joined by Katie Evans, Head of Research and Policy, Money and Mental Health Policy Institute, Joe Surtees, Policy Manager at the Single Financial Guidance Body and James Nicholson, Engineer at Monzo to discuss why money's such a taboo subject in everyday discussion, spending for stress and whether technology can solve the problem or if it'll just exacerbate it. The group also discuss positive friction, the trap of frictionless finance those who struggle with spending and the reality that some people will simply never have enough money for their needs. We take a look at these issues and many more on this week's episode of Fintech Insider. We hope you enjoy the show and, as ever, don't forget to subscribe! Want to join the conversation on all the topics discussed? Tweet the show @fintechinsiders and if you really love the show, please leave us a review on iTunes. This episode was produced by Laura Watkins. Edited by Alex Woodhouse. Special Guests: James Nicholson, Joe Surtees, and Katie Evans.

A question often asked about vulnerability, is where does the responsibility of consumers and firms begin and end? This exclusive podcast, developed in conjunction with UK Finance and the Money Advice Trust for the new Vulnerability Academy programme looks at three main areas: - Responsibility of firms: What should we expect as a minimum from firms in terms of identification and support and is this being met? - Responsibility of consumers: Is it unreasonable to expect a consumer to disclose a vulnerable situation to a firm, rather than requiring a firm to identify this? - Digital vulnerability: Do digital platforms and banking apps require new thinking around consumer 'responsibility'? With exclusive podcasts comprising a regular component of the Vulnerability Academy curriculum (see below), this discussion is hosted by the Money Advice Trust's Vulnerability Lead Chris Fitch who is joined by: - Martin King, Head of Customer Vulnerability, Lloyds Banking Group - Helen Undy, Director, Money and Mental Health Policy Institute. - Jim Fearnley, Senior Policy Adviser for financial services, Macmillan Cancer Support.

Money - with Laura Whately, Author of Money: A User's Guide Freaking the F*ck Out is a podcast where Kelsey Bennett and Maddy Scott examine the inner workings of their anxious minds.  Covering everything from the minute to the very big and life changing, they’re not mental health professionals but they do happen to have some experience in the field. This week's episode is all about MONEY! Mortgages, savings, pensions, debt...the list of things to worry about just goes on. Not to mention the emotional side of it all - we're secretive about our salaries and our savings. No wonder we sometimes just go out and blow too much of it on a big spending spree. Luckily, there is a very clever guest on to help with all this muddle. Laura Whateley is a money journalist and author of the fantastic book 'Money: A User's Guide'. She had some very interesting things to say that really helped! Contact: Email: hello@freakingthefuckout.com Twitter: @ftfopod Instagram: @ftfopod Facebook: Freaking the F Out Artwork by Chris Hastings-Spital (@chrismhs) Laura Whately: Twitter - @LWhately  Instagram - laurawhateley Links: Money: A User's Guide: https://www.harpercollins.co.uk/9780008308315/money-a-users-guide/ Money and Mental Health Policy Institute: https://www.moneyandmentalhealth.org        

Our colleagues at the Money and Mental Health Policy Institute have recently published their new report on the link between financial difficulty and suicide: The report is a significant contribution to the vulnerability debate, and raises questions such as what can creditor staff can do to prevent lives being lost to suicide, and what can be achieved in partnership with voluntary sector agencies, charities, and the emergency services. In our exclusive recording at the Royal London Hospital, the Money Advice Trust's Vulnerability Lead Chris Fitch discusses the findings of the report and more with a panel of experts comprising: - Katie Evans, Head of Research and Policy at the Money and Mental Health Policy Institute - Gareth McNab, Money Advice Liaison Manager at Nationwide, who shares his personal experience - Rikke Albert, Practice Nurse at the East London Foundation Trust

“#Securethebag” is what we constantly see and hear on social media yet so many of us are unfilled and putting on a facade. Did you know that there is a connection between your finances and mental health? So, if you want to really secure the bag, make sure your mental health is in check! In fact, some individuals with bipolar disorder go on shopping splurges when they are in a manic episode. 86% of people who participated in a Money and Mental Health survey of nearly 5,500 people said that their financial situation made their mental health problems worse. Financial difficulties are linked to low mood, anxiety, guilt, panic attacks, insomnia, suicide ideation, and self-harm. Not to mention, stress can cause a heart attack and so many other health problems. To help me with today’s episode, I am joined with American’s Money Maven & Financial Expert Patrice Washington of The Redefining Wealth Podcast. Patrice is a nationally recognized best-selling author, featured columnist, television commentator, transformational speaker, spokesperson, radio host and leading authority on personal finance. Patrice is committed to redefining the term “wealth”, encouraging women to have “wealth” in all aspects of their lives by pursuing their dreams, being fulfilled, and earning more without ever chasing money. Patrice’s wisdom on money matters has been tapped as a recurring voice by national brands such as NBC, FOX News, Black Enterprise, The Huffington Post, Essence Magazine and more. She’s been profiled by The New York Post, SUCCESS Magazine and Women of Wealth Magazine and is most known as the personal finance voice of the top-rated and nationally syndicated Steve Harvey Morning Radio Show where she hosts her own weekly segment, Real Money Answers with Patrice Washington. Patrice is the author of three books, including bestseller, Real Money Answers for Every Woman, Real Money Answers College Life & Beyond  and Real Money Answers for Men. References/Resources: Connect With Patrice Website: www.patricewashington.com Twitter: https://twitter.com/seekwisdompcw Instagram: https://www.instagram.com/seekwisdompcw/ Facebook: https://www.facebook.com/SeekWisdomPCW YouTube: https://www.youtube.com/user/SeekWisdomPCW Patrice Books: https://www.amazon.com/s/ref=la_B00G5D34XQ_B00G5D34XQ_sr?rh=i%3Abooks&field-author=Patrice+C.+Washington&sort=relevance&ie=UTF8&qid=1508241699 Therapist Shout-Out: Sadie F Sheafe, Clinical Social Work/Therapist, PhD, LCSW, ABSDip, BCD Based in Hampton, VA Area https://www.psychologytoday.com/us/therapists/sadie-f-sheafe-hampton-va/53670?sid=1527778468.7616_12724&search=hampton&city=Hampton&state=VA&ref=2&tr=ResultsName STUDY: Money and Mental Health Policy Institute: https://www.moneyandmentalhealth.org/money-and-mental-health-facts/

Mental health affect us all, not least when we have financial difficulties or worries. Time to Talk Day opens up the conversation around mental health and removes the taboo, asking all of us to be more open about our mental health. Simon Taylor chaired a panel discussing how financial services can be more astute about mental health and how they can improve the relationship between their products, customers and mental health challenges. We invited along subject matter expert James Routledge from Sanctus, an organisation specifically challenging perceptions of mental health, with the aim of normalising conversations around mental health and how workplaces can better accommodate this, as well as FS experts Ghela Boskovitch and Jo Ann Barefoot and the FCA's Nick Cook to tackle how financial services can offer more frictionless services that better accommodate customers' mental health as well as financial situation. If you’d like to know more, do take a look at some of the Money and Mental Health Policy Institute’s work in the area, and if you’d like to talk about some of the issues raised in the show, visit Sanctus.io, jsbarefoot.com or fca.org.uk. We hope you enjoy the show - spread the word, tell your friends and don't forget to leave us a review on iTunes. If you want to get in touch, drop us a line at podcasts@11fs.com or on Twitter @FintechInsiders and follow us on Facebook. Special Guests: Ghela Boskovich, James Routledge, Jo Ann Barefoot, and Nick Cook.

As part of Mental Health Awareness week, this week's Cash Chats podcast is a little different. Rather than chat about different things myself and my guest have written, we’re going to focus on one topic - mental health. I'm joined by Helen Undy from the Money and Mental Health Policy Institute to talk about how the two are interlinked.

My guest on the podcast today is Tasneem Clarke, Research Officer at the Money and Mental Health Policy Institute. This is a really important conversation, and here's why. People with mental health problems are three times as likely to be in problem debt. The Money and Mental Health Institute was created to change that. They are an independent charity, committed to breaking the link between financial difficulty and mental health problems. To do this, Money and Mental Health conduct research, develop practical policy solutions and work in partnership with both those providing services and those using them to find what really works. The charity was launched last year by MoneySavingExpert.com founder Martin Lewis, who funded it with a donation of two million pounds. My guest from Money and Mental Health is Research Officer Tasneem Clarke. Tasneem is a social worker currently practising in a mental health crisis team. She has previous experience conducting research for policy and campaigns work in various organisations including Oxfam, Earthrights International, and the UN High Commissioner for Refugees. In this episode of Informed Choice Radio, I speak to Tasneem about the link between money problems and mental health problems, why people fail to seek help when they need it, how different mental health issues make it harder to deal with personal finances, the impact of austerity on vulnerable members of society, gaps in the public health system when it comes to helping those with mental health and money problems, what the regulator and others are doing about the issue, and much more. Welcome to Money & Mental Health with Tasneem Clarke, in episode 190 of Informed Choice Radio.   Some questions I ask: -What's the relationship between mental health problems and money troubles? Does one cause the other? -Does a failure to talk about money contribute to these issues? -How can mental health problems affect the way we make important financial decisions? -What impact is austerity having on services for the most vulnerable in society? -Are there any particular gaps in our health system when it comes to mental health and money problems? -Is the Financial Conduct Authority doing enough? -What steps could the banks take to improve their services for people with mental health problems? -Where can people turn for help in times of a mental health and money crisis?   Thank you for listening! To get new episodes of Informed Choice Radio sent directly to your device as soon as they are published, you can subscribe on iTunes or Stitcher Your reviews on iTunes are incredibly helpful and really appreciated. We get notified about each one; please leave a note of your name and website URL so we can mention you in a future episode.  

Have you ever received a marketing email at 3am? A cynic might think these types of communications are targeted at people who are having trouble sleeping. But maybe the cynic would be right? We asked Katie Evans of the Money and Mental Health Policy Institute to talk us through the ways in which the business community and the media could cater better for people experiencing mental health issues.