Podcasts about national financial literacy month

“The Investor Coaching Show” is here to help you relax about money by teaching you the fundamentals of money and investing and helping you avoid common investment traps. Today, Evan jumps into a conversation about financial literacy in light of April being National Financial Literacy Month. Few people are really given a proper financial education growing up, but financial literacy doesn't mean knowing every financial term out there. Listen along as Evan breaks down some basic concepts we use to help investors stay on track and relax about money.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

April is National Financial Literacy Month. The Share the Magic Foundation and the Alliance Group are partnering together to educate kids about financial literacy. They are launching a new 7-episode, YouTube-based edutainment series called “Money Buddies." On Wednesday’s edition of “Closer Look,” we hear from Malcolm Mitchell, a former New England Patriots wide receiver, a children’s book author and the founder of the Share the Magic Foundation, as well as the co-creators of "Money Buddies," Samuel Howe and Travis Grenier of the Alliance Group. At 6:24pm Eastern tonight, history is expected to be made. For the first time since 1972, humans will surpass low-Earth orbit on a return journey around the moon. Artemis II is expected to launch from NASA's Kennedy Space Center in Florida. The lunar mission will take four astronauts — three Americans and one Canadian — on a ten-day mission. NASA Astronaut and Artemis II Pilot Victor Glover spoke to “Closer Look” in 2023. Jud Ready is the Executive Director of the Space Research Institute and the Principal Research Engineer at the Georgia Tech Research Institute. He shares the significance of the moon mission. WABE politics reporter Rahul Bali joins “Closer Look” for an update on the final hours of the legislative session. He says several contentious measures are in play. One proposal would make certain local offices nonpartisan in Clayton, Cobb, DeKalb, Fulton and Gwinnett counties — including the district attorney's office. Gov. Brian Kemp has not indicated whether he will sign some of the bills moving through the gold dome.See omnystudio.com/listener for privacy information.

JPMorgan Chase is scaling its digital resources and fintech integrations to support small business owners through economic uncertainty and continued digital transformation. The effort starts with understanding business owners, John Frerichs, head of global SMB payments at the $4.3 trillion bank, tells Bank Automation News in this episode of “The Buzz” podcast. “Our duty is to be here for our customers in difficult and uncertain times,” he says. According to JPMorgan Chase's March small business sentiment survey, 78% of respondents were optimistic about the future, with about 40% planning to expand, Frerichs tells BAN. However,  tariff concerns could cause confidence to dip slightly in April, he notes. Chase expects the results of its April small business sentiment survey by early May, the bank shared with BAN. With April marking National Financial Literacy Month, Frerichs emphasizes its importance: “We want to make small business owners' life as easy as possible. Part of that is through financial literacy.” For example, the bank's Coaching for Impact program, which provides consulting, on-demand financial education and banking tools for entrepreneurs, has grown from four cities to 38 since its 2020 launch to include 82 senior business consultants. “So far, 7,000 small businesses have gone through the program,” Frerichs says. To help business owners make data-informed decisions, Chase applies AI and analytics to transaction data. “We take anonymized transaction data and spin it back to … a small business owner, showing sales, customer demographics and transaction trends,” he says. Chase also offers SMBs end-to-end digital tools, including: Payroll integration via fintech Gusto; An e-commerce gateway through Visa-owned payment gateway Authorize.net; Real-time, same-day and scheduled payment options;  Digital invoicing; and Omnichannel acceptance for in-store, online and mobile transactions. “We try to always bring that all together in as streamlined a way as possible,” Frerichs says. “Small business owners need time back.” Learn more about how the nation's biggest bank is tailoring solutions for SMBs in this episode of “The Buzz.” 

In honor of April being National Financial Literacy Month, we're revisiting an episode from last year - Money Mindset: Allowance Answers. In this episode, Adrienne speaks with financial expert Mary Dyer about figuring out allowance for your kids. From how much should it be to what chores they should earn allowance for, plus, what our guest says is the *most important thing* when it comes to allowance. They discuss how much should kids earn, what should they earn money for and what should just be considered household chores, and what about those little purchases that seem like no big deal at the store, when should you float them some cash. These are all questions we can face every day as parents as we try to set our kids up for financial success. You may remember Mary Dyer from our previous "Money Mindset" episode. Mary is the Financial Education Program Manager at the Finance Authority of Maine, also known as FAME. She's also navigated these same challenges with her own kids, too. Learn more about your ad choices. Visit megaphone.fm/adchoices

Derek Muller, Money Values Project Lead at Heartlines joined Clarence Ford on air for more on the value of making financial literacy a family affairSee omnystudio.com/listener for privacy information.

Throughout April, banks join various organizations and community groups to celebrate National Financial Literacy Month as they emphasize the important role that budgeting and saving play in managing finances. On this podcast episode, MBA Chairman Adrian Breen, CEO/president of The Bank of Missouri, talks about how his upbringing influenced his banking career and how The Bank of Missouri is guiding customers in their financial journeys. Connect with MBAFacebook | X | LinkedIn | Instagram

In celebration of April as National Financial Literacy Month, Marijan Benric - author of Graduation Gift - discusses his book, and provides perspective on money management and life skills.

Since April is National Financial Literacy Month, the timing couldn't be better to have this conversation with Julia Cook, whose children's books have sold over 3 million copies. Her latest book, I Am Money, helps children understand the value of money in fun and creative ways. I just gifted a copy to my nieces yesterday!

Welcome back to Mindfully Rich Podcast for Part 2 of our special series, "Is The Check Engine Light On In Your Finances?" I'm your host, Gina RichE Richardson. Today, I'll continue the conversation we started last week, moving on to preventative maintenance, which you can do to prevent severe damage to your finances.Drawing parallels between car maintenance and financial health, I stress the importance of regular financial check-ups, even when everything seems to run smoothly. Just as you wouldn't wait for the warning light in your car before taking action, proactive financial management is key to avoiding financial crises.In this episode, I'll share three essential strategies for maximizing your financial health:1. Prevention is Key: Similar to how regular oil changes and tire rotations prevent major issues with your car, staying on top of your finances can prevent small problems from escalating. I'll make sure to emphasize the importance of regularly reviewing your financial plan, budget, expenses, debts, and goals to catch potential issues early and take corrective action.2. Maximize Your Financial Health: I'll highlight the significance of securing more income to increase wealth. Waiting until your financial situation reaches a critical point before seeking help is akin to waiting until you're seriously ill before seeing a doctor. Gina encourages listeners to assess their income streams and align them with their current and future financial goals.3. Empower Yourself with Knowledge: Ignorance is not bliss regarding finances. I'll make sure to emphasize the importance of staying informed about your financial situation through regular check-ups. This knowledge empowers you to make informed decisions and take control of your financial future.Through practical insights and actionable advice, I plan on equipping you with the tools to maintain your financial health and avoid waiting for the "Check Engine" light to come on in your finances. Proactive planning and regular check-ups are the keys to financial success.Tune in to Mindfully Rich Podcast and take control of your financial future today!Remember to subscribe, share, and leave a review!]Book Me As Your Financial GuideOver the past three years, my podcast has been a treasure trove of valuable money tips, with each of its 100 episodes packed with unique insights and strategies. PERIODT!!!If you're ready to take your finances to the next level in 2024 and need a winning strategy to achieve your goals, I encourage you to visit my website, www.iammindfullyrich.com. You can schedule a complimentary consultation with me, during which we can discuss your financial situation and explore how my wealth of experience can benefit you. Let's rise together!Connect With The Podcast on Instagram Keep up with the pod on Instagram - @mindfully_rich_podcast 

Starting with the class of 2027, all Connecticut high school students are now required to take a financial literacy course. April is National Financial Literacy Month, and today, we hear from those that advocated to get this course work in schools. For many, personal finance is just that - it's deeply personal. Later, we hear about efforts to offer financial literacy courses to adults, and the opportunities to learn about financing beyond high school. GUESTS: Nan Morrison: President and Chief Executive Officer of the Council for Economic Education State Representative Corey Paris: Stamford State Representative Barbara Angelicola-Manzolli: Business Education Teacher at Lewis S. Mills High School in Burlington Sabrina Acosta: Connecticut Money School Program Manager Where We Live is available as a podcast on Apple Podcasts, Spotify, Amazon Music, TuneIn, Listen Notes, or wherever you get your podcasts. Subscribe and never miss an episode.Support the show: http://wnpr.org/donateSee omnystudio.com/listener for privacy information.

Overview: Happy April! Tune into this week's episode of Launch Financial as we discuss National Financial Literacy Month and why financial literacy and empowerment is such a core value of Sherman Wealth. In this episode we also delve into a review of the stock and bond market in Q1, as we continue to watch for Fed rhetoric on the future of cutting interest rates. If you have any questions, email info@shermanwealth.com  Show Notes:

April is National Financial Literacy Month. This month we are getting all up in your business by encouraging you to make smart moves to ensure your financial health. It all starts with financial literacy and creating smart money habits. Please listen in as Lou and Teresa talk all things money with Lisa Sakai, a Financial Consultant who works with clients on Bucket List Acceleration, preparing them to  live the life they want now. Lisa is the the co-founder of One Vision Retirement, and has been working with clients across the country for over 12 years. Her advice provides easy to understand, baby steps that people can take action on right away.Lisa's website:https://www.onevisionretire.com/Earrings Off blog post:https://www.earringsoff.com/post/missing-anetraEarrings Off Podcast is on YouTube!  Visit us at: https://www.youtube.com/@earringsoffpodcastPlease subscribe!Marketing and Social Media Strategist:   Tyresa OluyideTheme song:                                                               D-TechneekzLogo Design:                                                               Claire RitterProducers:                                                                   Lou Ali and Teresa VaughanSupport the show

April is National Financial Literacy Month! In honor of that, Evon dives into some foundational topics around how to manage and prioritize your cash flow.He talks about four foundational financial questions you should ask yourself about financial health:Are you taking the right amount of risk?Are you using your income appropriately?Do you have the right mix of assets?How much wealth do you need to make work optional?He guides optometrists on how to quickly track the "health" of your cash flow through four metrics/vital signs:Savings RateSpend RateDebt RateTax RateLastly, he talks about reverse budgeting - a.k.a., the way of budgeting that works.Ultimately, it's about prioritizing the things that are most important to you and creating a system of saving that's automated. Once you've tackled the priorities, you have total freedom to spend what's left however you'd like.Have questions on anything discussed or want to have topics or questions featured on the show? Send Evon an email at evon@optometrywealth.com.Check out www.optometrywealth.com to get to know more about Evon, his financial planning firm Optometry Wealth Advisors, and how he helps optometrists nationwide. From there, you can schedule a short Intro call to share what's on your mind and learn how Evon helps ODs master their cash flow and debt, build their net worth, and plan purposefully around their money and their practices. Resources mentioned on this episode:Get Your FREE Financial Health AssessmentSpreadsheet - Cash Flow AnalysisThe Optometry Money Podcast Ep. 27: How to Check the Health of Your Cash FlowThe Optometry Money Podcast Ep. 23: Is There Balance In Your Balance Sheet?The Optometry Money Podcast Ep. 22: How To Track Progress Toward Financial IndependenceThe Optometry Money Podcast is dedicated to helping optometrists make better decisions around their money, careers, and practices. The show is hosted by Evon Mendrin, CFP®, CSLP®, owner of Optometry Wealth Advisors, a financial planning firm just for optometrists nationwide.

To help retain losses, some online retailers are hoping to persuade consumers to make fewer returns.

This episode is brought to you by Members Choice Credit Union. April is National Financial Literacy Month! Help set your children on the path of financial success with Members Choice. Join for better rates, lower rates and other benefits! Motherhood shouldn't mean we survive on the crumbs and leftovers of our kids… We need to remember that, while we focus so much of our energy on feeding our children nutritious meals to help them grow, we need the same focus on ourselves.  Join Ashley and Jenny as they discuss how they make sure they are nourishing themselves with great food to sustain themselves as well! No more half-eaten chicken nuggets, mamas… Take care to feed your bodies well! “Cream & Sugar” Recommendations: Need a way to always be up to date about what's going on with our incredible Astros team? Become an Astros Insider! Find out about any events and deals that will have you root, root rooting for the home team! The Super Mario Bros. Movie and Air are two big hits to check out on the big screen. Enjoy a movie night, or two, with these incredible flicks! Houston Moms “House Blend” Posts: When you or your children are sensitive to noises, overwhelming lights and colors or any other sensory sensitivities, it can be tough to find places to go and things to see in Houston. This post, Sensory Friendly Events and Play Places in Houston, lists some great ways to venture out with your sensory needs in mind! STAAR Testing doesn't have to be an overwhelming drag!  Check out the post, 4 Tips To Prepare Your Kids for STAAR Testing, to help your kiddos work through any test anxiety and do their very best! The Cold Coffee Club wants to hear from you! If you're a local business owner, media personality, author, influencer, or someone who just has some great insights into Houston, let's have a chat! Email us at admin@houstonmom.com and tell us about yourself and join us on an episode!

As we move toward May and the AP Macro and Micro Economics Exams, the team will be joined by former C-SPAN Classroom Teacher Fellow Patricia Cunningham, as we recognize April as National Financial Literacy Month and learn about economic concepts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Market Recap and News going into Easter Weekend, Ticketmaster and Live Nation in 2023, EP Wealth's CFP Erin Voison talks Budgeting during National Financial Literacy Month

We sat down with Dawn Gonzales, VP, Community Relations and chatted about the importance of financial education and financial literacy for not only adults, but also for kids. April is National Financial Literacy Month and Youth Savings Month and this episode will help plant the seeds of financial well-being. If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.orgFollow Centris on Social!Facebook | Instagram | Twitter | LinkedInA Hurrdat Media Production. Hurrdat Media is a digital media and commercial video production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network and learn more about our other services today on HurrdatMedia.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Market Recap and News going into Easter Weekend, Ticketmaster and Live Nation in 2023, EP Wealth's CFP Erin Voison talks Budgeting during National Financial Literacy MonthSee omnystudio.com/listener for privacy information.

April is National Financial Literacy Month. In observance of this month: Lisa discusses financial wellness and the importance of having a healthy financial portfolio. Four components of financial health: spending, saving, borrowing, and planning are discussed. Check out the latest financial literacy information on the @muslimwomenandfinance Instagram page. As with any business, your results may vary and will be based on your individual capacity, business experience, expertise, and level of desire. All episodes are informational and educational, and do not come with a guarantee as to the level of income you may achieve - you accept the risk that earnings may differ by individual. Each individual's success depends on his or her background, dedication, desire and motivation.   --- Send in a voice message: https://podcasters.spotify.com/pod/show/muslimwomenandfinance/message Support this podcast: https://podcasters.spotify.com/pod/show/muslimwomenandfinance/support

Now more than ever it is important that we all become financially literate because our economy demands it. Our economy demands it because we have to learn how to navigate the cost-of-living crisis, the inflation cycle we are in, and kitchen table issues.Facts:Roughly 62 percent of men are financially literate, compared with 52 percent of women. Similarly, the data show that about 64 percent of adults living in high-income households are financially literate, compared to about 47 percent of adults living in low-income households.Financial literacy helps to improve the quality of financial services and contributes to the economic growth and development of a country. Increasing the complexity of the economy, individual needs, and financial products, the individual must have financial literacy to manage his personal finances.Americans scored an average of 68% on the national financial literacy test. The average score up to date is 67.93%, and the percentage of passing scores is 58.61%. Financial literacy high school statistics show that the average score among Americans aged 15-18 in 2020 was 67.93%.Current financial literacy statisticsRoughly 53% of adults are financially anxiousTwo in three families lack an emergency fundApproximately 78% of adults live paycheck to paycheckFour in five adults experience barriers to homeownershipRoughly 54% of Millenials are concerned about student loansThree in five adults don't keep a budgetThis is the last day of Wealth Academy Podcast's 30-day financial literacy series. Hopefully, you have learned things that will help you become financially literate. It is important that we all become as knowledgeable about financial literacy so we can positively make a difference in our country. Being able to navigate today's economy that is in a historic inflationary cycle demands that we be proactive in accounting for every cent we spend, so we can become debt-free and financially independent, here is to your financial success!Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG  

A recent news broadcast states rents jumped twenty (20%)  in the U.S amid the housing shortage. Rental prices are soaring with the average two-year change coming in at 20% or higher, here is a breakdown by city:Two-Year Rental Increases by city:Miami  +58%Tampa  +45.8%Orlando  +34.7%Jacksonville  + 29.2%Memphis + 41.4%Riverside, CA +48.2%Las Vegas  +34.4%New Orleans -+34.4%Phoenix - +29%There is no projection for when the rental increases will subside due to the shortage of affordable housing for people. The home building industry is impacted by the increase in the price of lumber and a shortage of home builders. Rents will continue to increase in this all-cash buyers market.There will likely be more homelessness in the near term because the average citizen cannot pay a $1,100 increase when renting a house, government intervention is required in matters such as this. Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG

As we all continue recovering from the pandemic, we find ourselves in a space that truly calls upon us all to work smarter to become financially independent. Why?With the cost-of-living crisis in our midst, we must all pull our finances to the level to match the inflation rate. We all knew coming out of the pandemic that the economy would be adjusting and it is. The Federal Reserve raised interest rates by 0.25% in March and we know there will be six additional increases throughout 2022. Kitchen table issues take into account the increase in food prices, gas, and goods. Investing in stocks, bonds, and other commodities will yield dividends that will likely outpace the inflation rate.How to become financially independent:Knowledge is power so study the stock market, have a section with a financial advisor, talk to your local banker and learn as much as you can about investing in stocks, real estate, cryptocurrency, and more. Self-study is important because you won't be going in blind and with a basic knowledge of what can help you assist your family finances in navigating this inflationary cycle.Start investing, there is no perfect formula and or secret sauce, just get started. Why? The sooner you start investing the more you will learn about the process. There is no overnight success, invest from a long-run perspective meaning, you are in it to win it in the long run.Prepare for life events that may take place in your life such as marriage, having a family, moving or going to college. The bottom line is this, just as no one saw the pandemic coming, there will likely be other significant events that come our way in the future. Preparation is the key and we all received experience from COVID-19 and we know what to do if something like this happens again.What about your spending habits? Do you know how to establish a budget, financial plan, and more? Once you establish your financial budget it will be a window into becoming debt-free. You will be able to understand your spending habit and make adjustments to work to become financially free.Work to maximize your credit score. Your credit score is the byproduct of your spending habits, credit card debt, personal and student loans, mortgage, and more. Formulate a spending plan, an emergency fund, and build your credit.Set aside money to help your family. The awesome power of service to the family is priceless, so ensure you have a purpose for working, saving, and building your family one dollar at a time.Retirement is in your future, what you do today has everything to do with your tomorrow. The sooner you start to save, invest, and generate wealth the more you will have in your golden days.There is more, however, this will get you out the door when it comes to becoming financially independent. Everything listed here will help you, start today!  

After observing a news broadcast earlier today, the discussion surrounding the cost of living crisis came up. The focus of the news report was centered on childcare costs and the gender pay gap.Facts: Twenty-five percent (25%) of family budgets go toward childcare expenses. When it comes to the gender pay gap,  it takes Caucasian women three more months to equal the pay of Caucasian men.It takes African American women seven more months of work to equal the pay of Caucasian men.It takes Hispanic women ten more months of work to equal the pay of Caucasian men.Women earn eighty (80) cents for every dollar a man earns which should be corrected considering they work the same job, this is pay inequity of the highest order. Living wages required a per hour wage rate of $35.80 to keep up with inflation, however, the federal living wage rate is only $7.35 an hour.The workforce is feeling widespread burnout. A lot of it is due to the inflation cycle and pay inequality.Fifty-three percent of women surveyed stated stress levels are higher than they were a year ago. All in all, when it comes to financial literacy for women there are still a lot of challenges they face and more effort needs to  be put into correcting the wrongs of pay inequity and flexible work schedules that can accommodate women in all industries.Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG 

My favorite definition of financial freedom reads as follows: "Financial freedom is the ability to live the lifestyle you desire without having to work or rely on anyone else for money."The real question is whether you can survive if your paychecks stopped coming in? Only you can answer this question, and conduct your own assessment pertaining to the question. Some people are transitioning into a movement called Financial Independence Retire Early (F.I.R.E.) which entails spending less than you earn and saving or investing the rest to reach financial independence.Three points of focus for F.I.R.E. practitioners:1. Minimize your expenses in a few key areas2. Grow your wealth3. Never stop learning (self-study, investments, etc.)This is a wonderful segway for Wealth Academy Podcast listeners and subscribers, in that it is time for us all to lock in our financial literacy, and take action to see your financial goals and dreams come to fruition. Recommend your family, friends, and colleagues to listen to episode 233 of day 26 of the NFLM.Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG 

Not only was COVID-19 devastating in 2020, but it is also having an impact on people's finances to this day.  The question people ask is, "Is the pandemic causing stress in their lives and with their finances?"  No doubt about it, people are experiencing mental health issues as a result of the debt they have. The more debt, the more anxiety, stress, and depression people are experiencing.Financial education will play a critical role in the U.S economy turning around as the pandemic abates. A pivot continues to take place within our community of financial educators and advocates to keep services available to teachers and learners, as well as develop plans to respond to the millions who will need financial education as they work toward recovery.The pandemic continues causing stress for people and their personal finances. More than half (54%) of people say they're worried about not having enough money saved, while almost half (48%) are worried about their ability to pay bills. Financial education alone is not enough to foresee economic challenges or remedy a financial crisis. Leveraging the coronavirus outbreak to demonstrate the ineffectiveness of financial education and blaming the individual for not having emergency savings or financial resources to get through this is irresponsible.  Continue discovering  as much as possible so you become financially literate and over time everything will work in your favor.Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG 

People do not talk about divorce they either keep it quiet or close hold as they go through this emotional ordeal. It is important to understand the divorce rate for Americans over the age of 50 has doubled since 1990, an increasing number of divorced people nearing retirement age may find themselves scrambling to solidify their finances as they approach their golden years.Three out of four older divorced people need a better understanding of how to manage their personal finances. While men and women are equally as likely to break good spending habits after divorce, women are more likely than men to take steps to regain their financial health.That's not all, financial planners report their female clients are twice as likely to seek out financial advice after a divorce, find a job, and increase their savings toward retirement. A lack of financial understanding that becomes evident during a divorce illustrates the importance of good financial practices when couples are married. Financial planners participating in the survey said the following steps would have helped their clients who are near retirement age be better prepared for divorce:Understanding how to manage personal finances (76%).Understanding the long-term financial planning consequences of a divorce settlement (73%).Understanding the tax implications of a divorce settlement (57%).Updating wills or trusts (51%).Increasing saving for retirement (51%).Just over one-third (36%) of planners said establishing a prenuptial agreement would have better prepared their clients financially for divorce. There are three components to a divorce—legal, financial, and emotional. The legal aspects of a divorce are complicated, and the emotional upheaval is huge. The financial aspect is challenging because at least one partner may not have a good understanding of the family finances, including retirement savings.Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG 

One of the first things you should do if you receive a summons from the court is to address it. You should respond to a court summons for credit card debt by first trying to settle the issue with your creditor and then by fighting the lawsuit in court if you're unable to come to an agreement. The worst thing you can do is ignore the summons. If you don't know why you received a court summons for credit card debt, contact the debt collector that filed suit and ask for documentation proving you owe the amount in question. The court system relies on evidence, to ensure you owe the debt and or make sure it belongs to you and not someone else. This will give you more information to go on, and if the debt collector doesn't have the necessary paperwork, the suit could go away. Things to do if you receive a summons:Don't ignore itTry to work things outAnswer the summonsConsult an attorneyGo to courtRespond to the rulingThe number one problem people are facing today is the economy and financial challenges. Remember you are not alone, the best thing to do is to face the facts, address the court summons and over time you will be made financially whole again. This information will help you overcome a court summons, and move forward knowing you will and can do this.Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG

The Great Recession that took place in 2007-2009 was more devasting than any time in American history. Home foreclosures are lower than they've been in nearly a decade. While that's certainly reassuring, the U.S. is still averaging more than one million foreclosures each year. In 2021, the share of housing units with a foreclosure filing was 0.11 percent. Foreclosure results when a homeowner fails to pay their mortgage payments on time, so the lender evicts them from a said property and takes control of it. The foreclosure rate reached its peak in 2010, just after the financial crisis of 2007-2009. Since then, the rate has steadily fallen. As the coronavirus (COVID-19) unfolded, the government imposed a foreclosure moratorium, a mortgage forbearance program, and mortgage servicing guidelines which was the reason for the low rates recorded in 2020 and 2021.If you're the owner of a property that's facing the prospect of foreclosure, it's critically important to take immediate action to rectify the situation. Ignoring the situation - or reacting too late - is the worst possible course of action. Banks do not want you to default on your house, so workarounds are provided, thus it is important to open up lines of communication with your lender.If you miss mortgage payments over a 90-day and or three-month period of time, you will be receiving notices from your lender, do not ignore the information you receive. Reach out to your lender, contact a counselor at the Department of Housing and Urban Development and work out a loan modification, repayment, and or refinance your property.Facing a foreclosure is one of the most difficult experiences any homeowner can endure. By taking early action to address the situation, you can put yourself in the best possible position to save your home - or at least walk away with minimal damage to your credit score.Discover more about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG

Are you stressed or overwhelmed with your business finances? April is National Financial Literacy Month, therefore a great time to discuss the importance of having a positive relationship with money. Learn where your attention needs to be focused when it comes to your business finances. Set yourself up for financial success as an entrepreneur with guidance from my guests, Leah Hadley and Shea Newton.   Leah Hadley runs Great Lakes Investment Management and is also the founder of Great Lakes Divorce Financial Services. She is an accredited Financial Counselor, a Certified Divorce Financial Analyst, and she's the Master Analyst for Financial Forensics.    Shea Newton is a Certified Financial Planner and the owner of Financial Journey, LLC.   This episode is for you if you want to learn:   The history and origin of National Financial Literacy Month The 6 main categories of financial literacy How to have a healthy relationship with money What it really means to be financially literate in your business Money mindset vs. financial literacy Top money mistakes that entrepreneurs make 5 things you can do to have a better time at tax time The importance of understanding your taxes and evaluating after each quarter     Watch the Rita Goodroe Show!   Selling in the DMs: The Masterclass How to sell your services in the DMs with confidence (so you can turn connections into sales)!   Join me in my FREE private Facebook community, the All-In Entrepreneur.   Connect with me on Instagram!

Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperGMake no mistake about it, money problems and mental health issues are intrinsically linked. Research from the 2008 great recession and COVID-19 reflect the link between finances and mental health.According to the Money and Mental Health Policy Institute¹, poor finances often lead to stress and anxiety that can further impact finances.Facts: 46 percent of people with debt also have a mental health diagnosis86 percent of people with mental health issues and debt say that their debt makes their mental health issues worsePeople with depression and debt are 4.2 more likely to still have debt at 18-months compared to their counterparts without debtThose with debt are three times more likely to contemplate suicide due to that debtThe Cycle:Mental health problems make it harder to earn, manage money and spending, and to ask for help.Financial difficultyFinancial difficulty causes stress and anxiety, made worst by collections activity or going without essentialsMental health  problemsThis cycle repeats itself over and over againAmericans suffer from financial stress. A Harris Poll conducted in the early months of the COVID-19 pandemic showed that 90 percent of Americans felt financial stress.  Note that financial stress is not limited to hard economic times, such as the fallout from a pandemic.a Northwestern Mutual study found that 44 percent of Americans stated that financial concerns were their number one stressor, with more than one in four feeling depressed about finances at least monthly and two out of ten feeling depressed weekly, daily, or hourly.Continuous financial stress wreaks havoc with mental health. On the Mayo Clinic's website5, the list of mental health issues due to stress includes:AnxietyDepressionFatigueSleeplessnessThe American Psychological Association (APA)6 found that stress can lead to unhealthy habits, including excessive drinking and drug use.Continuous financial stress wreaks havoc with mental health. On the Mayo Clinic's website5, the list of mental health issues due to stress includes:AnxietyDepressionFatigueSleeplessnessThe American Psychological Association (APA)6 found that stress can lead to unhealthy habits, including excessive drinking and drug use.Financial stress can impact employers too. That is because financial stress manifests itself in a variety of ways in the workplace, such as7:Daily tasks going unfinishedLower quality workPoorer relationships with co-workersIndications that an employee is seeking other employmentWhen this happens, employers suffer increased costs from absenteeism, presenteeism, high turnover, high healthcare costs, more on-the-job accidents, less participation in 401(k) benefits, and more.According to Salary Finance8, these issues related to financial stress cost businesses about $3,000 per employee per year. With a financial wellness program created specifically for your employees and their individualized needs, employers can help lessen employee financial stress and improve mental health by providing ways to learn important financial management skills and behaviors.

Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperGLike many things in life if you do not study, research, or experience things, it can be intimidating and yes, experience is the best teacher. Investing in stocks can be intimidating if you have never done it before and do not expect overnight success when it comes to investing in the stock market.One must be risk-averse when it comes to investing in the stock market. But you will most certainly know people who've become incredibly prosperous, or even rich, by doing it but they likely did so over the course of the long run.You will never increase and grow your money by keeping it in a savings account, money responds to movement in the stock market, it is dynamic and if you want to outpace inflation you will need investments that yield more than inflation rates during this inflationary cycle.Different Types of Stock Investment Platforms:Online Brokers/Apps people can use (discount brokers)Traditional Investment Advisors (investment management professionals)Robo-Advisors (similar to investment management professional/less fees)Hire a financial advisor and stockbroker, brokerage firm to assist you with investing in the stock market:You have a choice to make, perhaps start with a robo-advisor since they spread your money across several different ETFs, then provide full portfolio management for you. All you need to do is fund your account.If you are new to investing in the stock market, after starting out with a robo-advisor, consider starting an account with an online broker. The idea is to use the robo-advisor as your primary investment vehicle, while gradually transitioning into self-directed investing.Give consideration to splitting your investments between a taxable brokerage account, and a tax-sheltered account. The taxable account can be used to invest for intermediate goals, like purchasing a house. The retirement account provides tax-deferred investment income, that will enable your portfolio to grow more quickly.It is important to keep debt to a minimum. Why? The interest you pay on debt is often higher than what you can earn on your investments. It will do little good to invest money at 10%, while you're paying 20% or more on credit cards. Work to become debt-free. 

The Basics of Retirement: Contact a financial advisor, speak with the human resource representative, and work with an investment firm, CPA, and or attorney that specializes in retirement and investing. The items covered below entail parts of retirement instruments, however, there are more.You can never start too young, the sooner you start planning for retirement the better.Do not allow the terms associated with retirement to confuse you.Know that social security as we know it today will not be the same in the future, unless changes are made it might not exist.Consider a 401K plan.Consider an IRA.Simplicity is the key to investing, do your homework and self-study to learn as much as you can about investing.The younger you are as an investor, the more aggressive you can be.If you don't understand investment issues, ask for help, contact the professionalsThrough it all, the key is to invest for your retirement, ask a professional and if your financial advisor doesn't help you, get a new one. What is most important is that you control your retirement destiny, not your financial advisor. Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG 

One can say the difference between an individual and or family with insurance and those that don't are like night and day, because of the bottom line on your financial standing. Paul shares insight on the difference between term insurance and whole life insurance and the difference it can make for your life and family.What is term life insurance? Term Insurance covers you for a set period of time or term, anywhere from5 to 30 years, as long as you pay premiums, this is key. If you die during that term, your beneficiaries receive the payment amount of a $25k and or $100k term policy. If you're alive when the policy expires, the insurance coverage ends. You no longer pay premiums and you don't receive any payout from the insurance company. A convertible term policy allows you to switch to a whole life policy when your term insurance ends, but your premium will rise as a result of your age and health at the time. What is whole life insurance? Whole Life Insurance covers you for your entire life and pays the insurance amount to your beneficiaries. Varieties of whole life insurance include straight life, universal life, variable life, and variable/universal life. Talk to CPA or an insurance professional for more details. Unlike a term life policy, whole life policies feature an investment element. Your insurance premiums include not only the cost of the insurance but also an additional amount that is invested and that grows tax-deferred over the life of the policy. You can borrow against this amount and any loans are deducted from the benefit your beneficiaries receive when you die.  A few questions you must address prior to getting an insurance policy:1. How much does it cost? The monthly premiums for a term life insurance policy are generally lower than for a whole life policy. One concern, though, is that if you want a new term life policy when the old one expires, you may have to pay more. That's because life insurance premiums are based at least in part on your age and health. For example, let's say you buy a 30-year term life policy when you are 30 and the term expires when you are 60. If you decide to get another policy you will pay more because you will be a higher risk from an insurance  standpoint.2. What are your goals? If you would like to use insurance to give your heirs a certain amount when you die, whole life is the most reliable option. Remember, though, that insurance is not your only investment choice and that you may get better returns from another investment vehicle, such as stocks and bonds or a wide range of other investments.3. How should you choose your insurance company? Companies like A.M. Best, Fitch Ratings, Moody's Investors Service and Standard & Poor's Ratings Services rate insurance companies based on their financial stability. These ratings can be found online. You can also turn to your state insurance company for information on complaints against different insurance companies. The bottom line is that it is better to have life insurance in your portfolio. Talk to an insurance professional about this to get even more insight as it pertains to your unique situation.Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG                         

Money leaks are expenses that eat away at your bank account unless you pay close attention to them. A dollar here and a dollar or two there will add up quickly, especially if you do not pay close attention to your bank statements and credit cards.While you might not think much of the few dollars you spend every month on take-out or streaming services, these expenses can add up to hundreds or thousands of dollars per year.Money Leaks:Name Brands: Are not always worth the price. For many types of products, particularly cosmetics, clothes, and prescription drugs, generic or off-brand products offer the same quality at a fraction of the price.Clothes: Opting for smaller known brands that produce high-quality, durable clothing means that you'll spend less on clothes in the long-term, and you won't have to sacrifice looks in the process.Cosmetics: Low-quality products with harmful ingredients may cause negative side effects like allergic reactions, breakouts, and more.Prescription Drugs: By opting for generic prescription drugs, which are typically the exact same as the name-brand versions, you could save thousands of dollars per year.TV Services: Compared to streaming services, cable TV costs are pretty high — and they're getting even higher. By switching to a streaming service or an online cable provider, you can save on your monthly cable bill without missing out on your favorite shows.Takeout or Drive Through Foods: US residents from ages 35 to 44 spent an average of $4,429 on take-out, while people ages 25 to 34, spent an average of $3,416. To save on take-out costs, you should make an effort to plan meals and cook more often at home. Skip the take-out lunch breaks and reserve eating out for special occasions.Convenience Store Purchases/Gas Station Purchases: Small purchases from convenience stores and gas stations can easily be eliminated and save you a significant amount of money in the long run.There are many more money leaks to mention, however, these help you better understand the depth to which you may have these expenses tugging at your purse strings, and or wallet. Check your bank and credit card statements and start closing accounts, modifying your account plans, and saving the difference. Recommend this episode to your family, friends, and colleagues.Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG

 It is interesting to discover, one in three Americans delayed a major purchase decision due to financial woes. A recent study reflects that over one third of Americans have postponed a major life purchase decision due to money. The fact of the matter is, it is actually an improvement over a 2015 study, which reports more than half of Americans reported delaying a decision.If you are an American, work to avoid letting money slip through your fingers. Late fees and overdraft charges combined with costs that come with fraud total up to an average of nearly $600. Just imagine what could do with an extra $600 do for you each year.Note that as of 2020, twenty one percent (21%) of American households have no money set aside for emergencies. This can spell financial disaster. But building an emergency fund is no easy task. Many people feel pulled in so many directions.Four out of five parents, wish they learned more about money as a child. The vast majority was really clear about one thing: they wish they knew more about finances when they were younger. Of course, we know  hindsight is  20/20. Rather than spend time fretting over what you wish you learned sooner, commit to learning even more about money now...and take your kids along for the ride. Many parents admitted that they don't always feel confident having money conversations with kids. Pushing for a financial literacy curriculum and conversations in schools can help. Nothing replaces learning about money at home, so set aside some time and have money talks with your children.Overall we can all do better when it comes to our finances. These survey results represent a baseline in which you can measure where you are on your financial journey and work to master your finances.Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG  

The largest purchase most people ever make is a house. Today it is tougher to purchase a house because of the remnants of the pandemic, the inflationary cycle, the great resignation, and the war in Ukraine.Unfortunately, more and more people find themselves forced to put off this purchase. Student loan debt, underemployment, rising home prices, and stringent mortgage standards prevent people from buying their own homes until later in life.Ensure you have your paperwork in order, for example, ensure you calculate all costs and leave some savings untouched for after you have purchased a house. Ensure you add expenses such as taxes, insurance costs, emergencies, and necessary repairs, such as a new roof, basement repairs, remodel a basement, and more.The process of purchasing a house can be a long and drown out process, demanding most people to build up their credit scores, save up for a down payment, commit to a stable job location, earn an income that qualifies for a large enough mortgage, choose a good realtor, find a suitable place to live, find a home inspector than have an offer accepted.Home Ownership in the United States The average home buyer searches 10 weeks and views 10 homes.The median price of a single-family home in 2018 was $261,600.The average price of a new single-family home in 2018 was $299,400.In April of 2014, homeownership for all ages fell to 64.8 percent, the lowest it's been since 1995.Homeownership is not going to be affordable for everyone, however, there are other ways to purchase real estate. Tune in and listen, thank you.Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG 

The spring of the year is the time frame when high school students and their families work to see what college admits them for attendance. Students apply for the Free Application for Federal Student Aid (FAFSA) form in the United States to determine their eligibility for student financial aid. Once the FAFSA form has been processed, students receive a synopsis of the financial aid that is available to them.in support of attending a post-secondary educational institution in the United States. This funding is used to assist in covering the many costs incurred in the pursuit of post-secondary education. Financial aid is available from federal and state governments, educational institutions, and private organizations. It can be awarded in the form of grants, loans, work-study, and scholarships. Facts: 40 million Americans have at least one outstanding student loan.Americans owe more than $1.75 trillion in student loans, making up 6 percent of the total national debt.The average borrower graduates from college owing $39,300.In addition to signing the promissory note for student loans, take the time to examine exactly when your first payment will be due and how much it will be. When the time to start paying comes, you have options for repayment. The Federal government offers longer-term payment plans as well as graduated repayment options which allow you to bulk up your income and get some job experience under your belt before making larger monthly payments.During certain seasons of life, your income may be severely limited, and affording student loan payments just isn't possible. Fortunately, loan servicers are aware that situations like this occur and have precautions in place to help students get through these difficult times. The bottom line for students with student loan debt is to work closely with the loan servicers and work out terms for repayment, transparency is everything.Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG 

An assumption is made when it comes to credit cards and it is this, everyone knows about credit cards. If this were the case people would use them more judiciously and they would not have the massive credit card debt they have. All people do not have credit cards or plastic cards. Credit cards provide people with the ability to purchase large, unexpensive purchases and more expensive items and they do not have to immediately pay back the purchases and it does not come out of the bank account. Credit cards also help people build their credit history. The annual percentage rate (APR) is the amount of interest that you'll owe the credit card issuer on any unpaid balance. You'll want to pay close attention to this number when you apply for a credit card.Debit card purchases result in money coming directly out of your bank account and it does not build your credit history. Debit cards provide a good start for people just starting out managing their credit. You can't borrow money with debit cards.Ensure you recommend this episode to you your family, friends, and colleagues. Please rate and review episode 220 on Apple Podcasts and be so gracious to provide us with a five-star rating.Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG  

For some generations investing in cryptocurrency is the unknown, in others the older generations hold to tradition when it comes to investing thus stocks, bonds, mutual funds, and its a wrap.Generation Z and Generation X invest in cryptocurrency and include it in their retirement strategy. All generational groups continue working to understand the basics of personal finance, thinking about retirement, and investing in crypto. Note that each generation learn differently. 57% U.S. adults are invested, but just 1 in 3 say they have advanced investing knowledge.About half of the surveyed adults feel they have a deep understanding of consuming (managing spending and keeping a budget), paying taxes, and saving.Cryptocurrency and stocks are the most popular assets held by Gen Z, Millennial, and Gen X investors, but overall, many Americans (49%) have only a beginner-level understanding of digital currency.More than half of each generation expects to retire, and 28% of millennials expect to use cryptocurrency to financially support themselves in retirement, and some Gen X and Gen Z respondents said the same (20% and 17%, respectively).The internet is a go-to source for investing and financial education for the young generations: 45% of Gen Z use YouTube, and 30% turn to TikTok. Millennials prefer internet searches (47%), but also lean on YouTube (40%).While about half of Americans feel they have a strong grasp of financial literacy basics, such as spending, budgeting, paying taxes, and saving, far fewer have the same level of understanding when it comes to investing and digital currency. Americans are least educated about digital currency and investing, however, every generation holds cryptocurrency in its portfolio. The following financial skills you need to learn today:How to save for retirementHow to build or improve your credit scoreHow to reduce debtHow to avoid feeshow to plan for financial riskIn essence, no matter what generation you are in you are a part of your financial knowledge is essential to navigating life.  Investing in stocks, bonds, and mutual funds will remain a constant, however digital wallets are not only the future but today as well. Encourage your family, friends, and colleagues to listen to episode #219, it provides a good synopsis of generational investing and who invests in cryptocurrency and other virtual wallets.Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG 

First of all, the financial wherewithal of youth is very important because it is a forecast of future financial decisions and the results from them. Thousands of high school students were surveyed about their preparedness for the kind of financial decisions and tasks that adulthood requires. As students draw closer to their transition to adulthood, the survey reports consistently low levels of readiness to take on financial tasks from evaluating financial products to establishing and maintaining credit to understanding how to pay for college. These results are not surprising considering financial literacy is not mandatory in K-12 or college.So exactly what are financial skills? Financial skills are knowing how to find, process, and take action based on the information and having confidence in one's ability to reach financial goals. Skill and confidence play an important role in building financial well-being, the low levels of preparedness among young people could be a sign of trouble as students finish high school and move toward financial independence.Understand that prior to taking part in financial education, less than a third of high school juniors and seniors reported that they felt prepared to compare financial institutions and select one that best meets their needs. Slightly more students but still less than half felt they could select, open, and manage a savings or checking account. Young people also reported low levels of confidence in their ability to establish financial habits that contribute to long-term financial well-being: budgeting and managing credit. Half of juniors and seniors said they were “prepared” or “very prepared” to set up and follow a budget, while just a third (32%) felt they could check their credit and maintain good credit over time. The skills of budgeting and managing credit are essential as young people move toward financial independence. The decisions they make in the next one to two years begin to carry consequences that can last much longer, directly impacting their lifetime financial well-being.Other important aspects for youth include the ever-changing banking system which is more virtual than ever before, and  navigating the process of applying for college and financial aid for two-year and or four-year colleges. The bottom line is this, youth of today need to be financially literate, and the sooner they discover how to the better. I have confidence in our youth, they will find a way to become financial literate and when they do, we will have a stronger economy, and  country.

Paul Lawrence Vann provides an insight into investing in the stock market. Continue working and focusing on paying off your debts because it will allow you to not only invest in stock but being able to invest even more. One of the first things you should do is research investing in stocks, and how to find a stockbroker, an investment firm, accountant, and or lawyer.It is important to learn about investing in stock by reading books, talking to a stockbroker, obtain a referral for a professional if you do not want to go it alone. Decide what to invest in and how much to invest by understanding the risks (and potential rewards) of different types of investments. So what is the stock market?Glad you asked. It refers to the collection of markets and exchanges where stock buying and selling takes place. Ready to distinguish the different markets? The terms “stock market” and “stock exchange” are considered to be the same. And even though it's called a stock market, other financial securities —such as exchange-traded funds (ETFs), corporate bonds, and derivatives-based stocks, commodities, currencies, and bonds—are also traded in the stock markets.What should you invest in?This is a decision you must make if you go it alone, this is why you should find a stockbroker and investment firm. Consider some of the following:StocksETF'sBondsMutual FundsThe bottom line is this. stocks like all investments have risk. If you are risk-averse and do not plan to invest for the long run, investing in stocks may not be for you.  If you want to invest in stocks conduct your due diligence and work with a stockbroker, financial advisor, and or an investment firm.Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG 

Kristina Ellis is a best-selling author who believes no student should be burdened by student loans. She has helped thousands of students earn a debt-free education by sharing practical wisdom from her personal experience of earning over $500k in college scholarships. Follow Kristina on Twitter, Instagram, and Facebook. April is National Financial Literacy Month! Ramsey Solutions is celebrating with our Teacher Appreciation Giveaway, sponsored by Borrowed Future, LLC. Starting April 1, teachers can go to KristinaEllis.com/Teacher for a chance to win some incredible prizes. We will have two $5,000 winners and three $1,000 winners. Giveaway ends April 30 --- Send in a voice message: https://anchor.fm/cj-reynolds5/message

In this episode of the Balance Boldly Podcast, we are at the top of April! Did you know it is National Financial Literacy Month and you probably knew that it was stress Awareness Month as well, and the two go hand in hand on purpose because finances can make you stressed out depending on what's going on in your life, which is why we have the blessing, privilege, and benefit of having the amazing Tara Jones-Williamson, a well-known financial success coach and lifestyle designer, dedicated to helping women slay their financial and lifestyle goals. What you will learnHow to create a financial plan that helps you execute your financial goals in half the timeTo know that the way you manage your finances leathers intentional or unintentional influences your life.Tips about how do you start creating wealth for the next generation.How do you go from choosing wrong to choosing right financially speaking More about Tara Jones-WilliamsonToday, she is newly married and mothering 3 wonderful children! When she is not coaching, speaking, or mommying, you can find her laying down on her green velvet couch surrounded by her plant babies (#plantmom), eating popcorn while binge-watching a good Netflix series!Contact Tara Jones-WilliamsonYouTube InstagramFacebookSubscribe, REVIEW, Share & Balance BoldlyOn the Balance Boldly Podcast, host Naketa Ren Thigpen talks with ambitious women in business (and a few brave men) from a wide array of industries about their pursuit of success, how they face business burnout, navigate relationship hurdles, and what overall work/life balance looks like for them. Not your conventional personal development podcast, Balance Boldly uncovers real solutions to real problems afflicting real people at home and in the workplace, daily.If you enjoyed this episode, head over to Apple Podcasts, Spotify, iHeart Radio, or your favorite podcast app to subscribe to the show and leave your honest review.If you want to dive deeper into personal development topics shared on the BBP (Balance Boldly Podcast) and get the “how-to” for implementing and infusing these tools, connect on LinkedIn so you get notifications for the Live Fully LinkedIn LIVESTREAMS held every Wednesday at 12pm EST (as long as I'm not selfishly vacationing and intentionally refueling)

April is National Financial Literacy Month and in this week's episode, Julien and Kiersten Saunders (@richandregular) kick it off with an explainer of a few common business structures. If you're an experienced business owner or just thinking about dipping your toe into the world of entrepreneurship, one of the first tasks you have to do is pick a business structure. It's easy to get confused, but once you're clear on the advantages and disadvantages of the most common ones, you can start to determine which is best for your particular business model. Full show notes and resources can be found here: www.richandregular.com/e52shownotes Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It's completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information.

April is National Financial Literacy Month and in this week's episode, Julien and Kiersten Saunders (@richandregular) kick it off with an explainer of a few common business structures. If you're an experienced business owner or just thinking about dipping your toe into the world of entrepreneurship, one of the first tasks you have to do is pick a business structure. It's easy to get confused, but once you're clear on the advantages and disadvantages of the most common ones, you can start to determine which is best for your particular business model. Full show notes and resources can be found here: www.richandregular.com/e52shownotes Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It's completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information.

April is National Financial Literacy Month and in this week's episode, Julien and Kiersten Saunders (@richandregular) kick it off with an explainer of a few common business structures. If you're an experienced business owner or just thinking about dipping your toe into the world of entrepreneurship, one of the first tasks you have to do is pick a business structure. It's easy to get confused, but once you're clear on the advantages and disadvantages of the most common ones, you can start to determine which is best for your particular business model. Full show notes and resources can be found here: www.richandregular.com/e52shownotes Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It's completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information.

April is National Financial Literacy Month and in this week's episode, Julien and Kiersten Saunders (@richandregular) kick it off with an explainer of a few common business structures. If you're an experienced business owner or just thinking about dipping your toe into the world of entrepreneurship, one of the first tasks you have to do is pick a business structure. It's easy to get confused, but once you're clear on the advantages and disadvantages of the most common ones, you can start to determine which is best for your particular business model. Full show notes and resources can be found here: www.richandregular.com/e52shownotes Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It's completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information.

April is National Financial Literacy Month and in this week's episode, Julien and Kiersten Saunders (@richandregular) kick it off with an explainer of a few common business structures. If you're an experienced business owner or just thinking about dipping your toe into the world of entrepreneurship, one of the first tasks you have to do is pick a business structure. It's easy to get confused, but once you're clear on the advantages and disadvantages of the most common ones, you can start to determine which is best for your particular business model. Full show notes and resources can be found here: www.richandregular.com/e52shownotes Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It's completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information.