The Art of Money Saving

Follow The Art of Money Saving
Share on
Copy link to clipboard

Sharing inspiring financial stories from everyday normal people. Broadcasting from London, the UK, opera singer Joshua interviews guests from all over the world focussing on subjects such as financial freedom, the F.I.R.E movement, student loans, personal finance, and investing. Featuring guests such as MamaFurFur, Catherine Morgan, The Financial Imaganieer, and The Frugal Expat. Tune in every Wednesday to hear brand new episodes.

Joshua


    • May 15, 2025 LATEST EPISODE
    • weekly NEW EPISODES
    • 36m AVG DURATION
    • 191 EPISODES


    Search for episodes from The Art of Money Saving with a specific topic:

    Latest episodes from The Art of Money Saving

    The Financial Independence Dream Is Dangerous! (Designing Your Dream Holiday, F.I.R.E Movement & Digital Nomad Life)

    Play Episode Listen Later May 15, 2025 5:17


    Send us a textWhilst travelling for work and sat on a beach in the Maldives, Joshua reflects on why it's important to have the right mindset when hitting your FI number.Recorded on my mobile phone, but the miracle of audio software seems to have minimised audio disruption. Contact Meinfo@joshuaphilip.co.ukwww.joshuaphilip.co.ukReferral Codeshttps://joshuaphilip.co.uk/links/

    There Is A Path To Paying Off Debt! (Mental Health & Debt Management) #191

    Play Episode Listen Later May 7, 2025 6:12


    Send us a textFrom episode #35 with Alex the mental health nurse. Since recording this Podcast, Alex has started his own Podcast and I have included further details in the show notes below.Contact Meinfo@joshuaphilip.co.ukwww.joshuaphilip.co.ukReferral Codeshttps://joshuaphilip.co.uk/links/Money & Mental Health Policy Institute https://www.moneyandmentalhealth.org/Nursing Your Way To Wealth Podcasthttps://open.spotify.com/show/5A9cUOK1lgr1bELeoaoX2i

    I Made THOUSANDS At The End Of The Tax Year! (Brain Dump, Keeping It Real)! #190

    Play Episode Listen Later Apr 30, 2025 30:17


    Send us a textIn this latest brain dump, I share the pension strategy that has put thousands in my pocket. The only catch, I can't access it for another few decades!Contact Meinfo@joshuaphilip.co.ukwww.joshuaphilip.co.ukReferral Codeshttps://joshuaphilip.co.uk/links/

    How To Make Dave Ramsey Baby Steps Work In The UK! #189

    Play Episode Listen Later Apr 16, 2025 45:27


    Send us a textJonathan and Joshua discuss the Dave Ramsey Baby steps, as well as discussing how the Christian faith helps not only gives hope, but financial clarity too. A Happy Easter to all my listeners. Contact Meinfo@joshuaphilip.co.ukwww.joshuaphilip.co.ukReferral Codeshttps://joshuaphilip.co.uk/links/MoneyinMotion

    Stock Market Crash Guided Meditation (Make Wise Financial Choices) #188

    Play Episode Listen Later Apr 9, 2025 7:41


    Send us a textThe stock market declining may lead to emotionally based financial decisions. In this episode, Joshua guides you through a stock market crash guided meditation. Contact Meinfo@joshuaphilip.co.ukwww.joshuaphilip.co.ukReferral Codeshttps://joshuaphilip.co.uk/links/

    Celebrate The Small Financial Wins! (Saving & Making Money) #187

    Play Episode Listen Later Apr 2, 2025 33:13


    Send us a textCelebrating the small financial wins can give you that buzz to keep going, and to pursue an even more successful financial path. Here, Joshua shares one actionable step he wants to implement for career growth, alongside some entertaining lighthearted financial stories.Email Meinfo@joshuaphilip.comReferral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlnsBig Talk About Small BusinessEmpowering entrepreneurs with the insights to succeed in their ventures. Listen on: Apple Podcasts Spotify

    Want To Be Wealthy? WORK HARDER! #186

    Play Episode Listen Later Mar 26, 2025 5:06


    Send us a textTaxi driver Perry tells us about how grafting hard is the key to building wealth. Full Episode Link #120https://www.buzzsprout.com/1010941/episodes/12181638-a-uk-taxi-driver-s-journey-to-a-million-pound-portfolio-minimum-wage-growth-mindset-120Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlnsEmail Meinfo@joshuaphilip.com

    How to Launch a Successful Online Business (From a TikTok Viral Creator, 1M Views!) #185

    Play Episode Listen Later Mar 19, 2025 61:24


    Send us a textYou may have seen Anna Brading pop up in TikTok, in one of her viral TikTok videos. With an underlying passion to improve financial literacy, in this episode, Anna shares how she started her business, the struggles of dealing with the pressures of creating consistent high level content, all alongside growing a business and focussing on family life too.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlnsAnna Brading - Mentora Moneyhttps://www.instagram.com/mentoramoney/https://www.mentoramoney.com/pre-order-book?fbclid=PAZXh0bgNhZW0CMTEAAaYiz0n45rPdIO1ohV9CpUoZ-TzsHFeUPtsA8_8hhKsbcnVMTLq5D2EHk5M_aem_ZPTbJC5zIScrqgV7Ze0Qqghttps://stan.store/mentoramoney?fbclid=PAZXh0bgNhZW0CMTEAAaYuBlECCozVgTmiwHZokijUfeB8qqxncc4DsyCkbnXaloJTIczzlzEzgAE_aem_zbA6fHahu6KZCQrn7kWqqgIntelligent Investment Today - The Warren Buffett WayINTELLIGENT INVESTMENT TODAY, a Shortcast "mini-podcast" series each around ten...Listen on: Apple Podcasts Spotify

    Money Moments 5 :How Do You Charge Your Worth? (Building Wealth, Running A Small Business & Side Hustle Challenges) #184

    Play Episode Listen Later Mar 12, 2025 5:29


    Send us a textHow to stick to your guns, and charge what you're worth?Episode #138 With Elliehttps://www.buzzsprout.com/admin/1010941/episodes/13268105-female-investing-the-pensions-gap-poor-money-mindset-the-financial-impact-of-diet-culture-138

    Paying Off Debt In A Cost Of Living Crisis (Scottish Full Time Vet & Travel Agent Side-hustler) #183

    Play Episode Listen Later Mar 5, 2025 42:55


    Send us a textFrom North East Scotland, Jennifer found herself in £30,000 of debt during a cost-of-living crisis. She shares how, alongside her job as a vet, she started a travel agency side hustle and is now on the cusp of becoming completely debt-free.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlnsJennifer's Social Media (Instagram)@eskescapes and @alignedandintentionalfiIntelligent Investment Today - The Warren Buffett WayINTELLIGENT INVESTMENT TODAY, a Shortcast "mini-podcast" series each around ten...Listen on: Apple Podcasts Spotify

    Money Moments 4: Debt Nearly Ruined My Life! (Debt Shame, Becoming UK Debt Free!) #182

    Play Episode Listen Later Feb 26, 2025 5:18


    Send us a textAimee describes how she hates owing others money and being in debt. Full Episode#86https://www.buzzsprout.com/1010941/episodes/9944281-paying-off-uk-debt-to-become-a-homeowner-at-30-86Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlns

    Is Complaining A Good Financial Muscle To Flex? #181

    Play Episode Listen Later Feb 19, 2025 26:05


    Send us a textDoes complaining pay, and is it worthwhile? In today's episode, Joshua shares some personal stories on complaining, and how he trains this important communication and financial tool. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlnsHealth Supplement Business MasteryGrow your dietary supplement D2C eCommerce business. Listen on: Apple Podcasts Spotify

    Money Moments 3: 15 Facts About Financial Independence In The UK (F.I.R.E Movement) #180

    Play Episode Listen Later Feb 12, 2025 12:10


    Send us a textJoshua tries out 'Deep Seek', the latest AI tool, to ask it to share some facts on financial independence in the UK. Is it accurate? Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlns

    Reaching Lean F.I.R.E In Your 30's (FIRE Movement) #179

    Play Episode Listen Later Feb 5, 2025 32:13


    Send us a textWhat does it mean to reach LEAN F.I.R.E., and what do you do once you're there? In this episode, Joshua talks about some of the challenges that crop up during this phase and how he plans to navigate to the next stage.Referral Codes (including Top Cashback)Be sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlns4o

    Money Moment 2: The Slow Gradual Path To Financial Independence (UK F.I.R.E. Movement. Savings Rate, Your Post FI Retirement Life) #178

    Play Episode Listen Later Jan 29, 2025 6:56


    Send us a textIs it possible to continue striving for FIRE in a high-inflation environment? Michael, a 39-year-old married father of three, originally from New Zealand, moved to Ireland in 2011.Episode #132https://podcasts.apple.com/ie/podcast/high-inflation-high-ambitions-unlocking-financial-independence/id1508117788?i=1000616927112Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlns

    Spending £4k A Year On Takeaways (Savings Goals, Fast Food Addiction, The Price Of Convenience, UK Frugal Habits) #177

    Play Episode Listen Later Jan 22, 2025 32:52


    Send us a textIt's tempting to live in the moment at the expense of our future self. In this episode, we dive into how small things matter and could make the difference in your financial independence journey.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlns

    Money Moment 1: Warning! Over Optimising Your Portfolio Leads To Bad Results & Burnout (ETF Investing, Financial Indepdence UK, Investing For Beginners)

    Play Episode Listen Later Jan 8, 2025 6:02


    Send us a textIn this Money Moment, Alvar shares why the temptation of finding the best results can sometimes lead to a sub-optimal outcome. More funds to manage, more time researching. Full Episode #109https://www.buzzsprout.com/1010941/episodes/11154239-cheap-etf-investing-vanguard-invest-engine-cruise-hacking-financial-independence-uk-109 Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlns

    Financial Mindset Makeover: Leaving Negativity Behind in 2024. Roll On 2025 (UK Personal Finance, Financial Independence Mindset) #175

    Play Episode Listen Later Jan 2, 2025 46:38


    Send us a textFinancial negativity is everywhere, and it's so tempting for it to fester and develop in our financial lives. In today's episode, Joshua walks through key lessons learned in 2024, and how to develop these ideas further in 2025. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlnsStop Using Filler Words: The Ultimate Guide For Leaders EBookThe cost is £7 for Podcast listeners when using the code 'moneyandcommunication'.For your copy, email info@leadershipjoshua.comPayment can be sent here: https://wise.com/pay/me/joshuam48Profits Through PodcastingHelping health-focused entrepreneurs grow their impact and generate sales.Listen on: Apple Podcasts Spotify

    Why Is Heating My Home A Physiological Financial Trauma? #174

    Play Episode Listen Later Dec 18, 2024 17:35


    Send us a textCrouched over a microphone just before going to bed, Joshua shares in this late-night episode how heating your home may be a bigger indicator of your financial mindset and psychology than you might imagine.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.Stop Using Filler Words: The Ultimate Guide For Leaders EBookThe cost is £7 for Podcast listeners when using the code 'moneyandcommunication'.For your copy, email info@leadershipjoshua.comPayment can be sent here: https://wise.com/pay/me/joshuam48

    Moving To The From Poland To The UK & Starting A Cleaning Business! #173

    Play Episode Listen Later Dec 4, 2024 32:17


    Send us a textMarta moved to the UK in 2013 and has since set up her own cleaning business. In this episode, you can expect to be inspired by her work ethic and business acumen, as well as hear about the challenges of scaling a cleaning business and finding reliable workers.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.Stop Using Filler Words: The Ultimate Guide For Leaders EBookThe cost is £7 for Podcast listeners when using the code 'moneyandcommunication'.For your copy, email info@leadershipjoshua.comPayment can be sent here: https://wise.com/pay/me/joshuam48

    Finding The Fun In Frugality Without Being Excessive! (Invisalign, Cruise Ship Travel, Saving Money In The UK) #172

    Play Episode Listen Later Nov 20, 2024 36:08


    Send us a textJoshua retells some recent stories from his life, covering topics on frugality, when is too frugal too frugal, and how sometimes you need to learn to splurge a little bit.Stop Using Filler Words: The Ultimate Guide For Leaders EBookThe cost is £7 for Podcast listeners when using the code 'moneyandcommunication'.For your copy, email info@leadershipjoshua.comPayment can be sent here: https://wise.com/pay/me/joshuam48Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.4o

    Securing Financial Freedom For Yourself & Your Children (Featuring Emmanuel Asuquo aka Uncle Eman)#171

    Play Episode Listen Later Nov 6, 2024 51:52


    Send us a textBorn in Tower Hamlets, Emmanuel Asuquo went from washing cars to a career in London's financial district. Seeing a lack of financial education, he began sharing clear, transparent money advice online. Featured on BBC, Channel 4, and with 50k+ Instagram followers, Emmanuel uses this podcast to break down budgeting, investing, and wealth-building for listeners looking to take control of their finances.Stop Using Filler Words: The Ultimate Guide For Leaders EBookThe cost is £7 for Podcast listeners when using the code 'moneyandcommunication'. For your copy, email info@leadershipjoshua.comPayment can be sent here: https://wise.com/pay/me/joshuam48Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.Emmanuel Asuquohttps://emmanuelasuquo.com/https://www.instagram.com/theemaneffectuk/?hl=enBook - Ultime Guide to Moneyhttps://www.amazon.co.uk/Ultimate-Guide-Money-mission-pocket-ebook/dp/B0C45FVDGP?ref_=ast_author_dphttps://www.waterstones.com/book/get-your-money-right/emmanuel-asuquo/9780008584405OWNR OPS PodcastStarting a business by offering a service to your local community is one of the...Listen on: Apple Podcasts Spotify

    Stuck In A Job For 14 Years! (Changing Careers, Getting Married, Providing For Your Family) #170

    Play Episode Listen Later Oct 23, 2024 41:03


    Send us a textAfter a discussion with his partner on holiday, Tim had a sudden realisation that his current job would hinder his long-term financial goals, including starting a family. After 14 years of feeling complacent in his role, he recognised that his current salary and stagnant career growth would limit his future earning potential, retirement planning, and ability to build generational wealth. Tim accepted a new job offer from a friend, positioning himself for better income opportunities. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.Public Speaking TrainingEmail Joshua info@leadershipjoshua.com

    Home Exchange Playbook: Family Travel, Swap, Save Money #169

    Play Episode Listen Later Oct 9, 2024 57:37


    Send us a textWe welcome back Dafydd to the podcast, where he shares the one holiday hack that has allowed him to travel around the world on a shoestring budget. In this episode, you can expect holiday hacks, entertaining stories, and practical information on how to get started if you're looking to save money on your holidays.Referral CodesHomexchange.comhttps://www.homeexchange.com/?sponsorkey=joshua-dfab0Be sure to check out this Google Doc which has a whole host of referral codes.Public Speaking TrainingEmail Joshua info@leadershipjoshua.comDafydd Morsehttps://podcasts.apple.com/gb/podcast/life-to-the-full/id1534223587https://www.dafyddmorse.com/https://www.instagram.com/dafyddmorse/Investor's Deep DiveInvestment Insights You've Never HeardListen on: Apple Podcasts Spotify

    How We Doubled Our House Deposit In Two Years! (Buying A Home In Wales, Low Cost Of Living Location, First Time Buyer Steps). #168

    Play Episode Listen Later Sep 25, 2024 44:01


    Send us a textOn the hunt for the perfect house? Well, don't expect to find it. However, what you can find is something that will tick some of your boxes and allow you to live comfortably. In this lesson, we talk about how the Lifetime ISA scheme can help grow your deposit and how avoiding over-leveraging your debt can help you maintain a financially cool mindset.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.Public Speaking TrainingEmail Joshua info@leadershipjoshua.comHow To Come Up With A $19M Skincare Idea In A WeekThe unobvious benefits of having no experience in business when setting up a new startup Listen on: Apple Podcasts Spotify

    Never Stop Learning! Developing Your Mind May Be The Most Valuable Financial Asset To Acquire! #167

    Play Episode Listen Later Sep 11, 2024 64:06


    Send us a textMeet Sara, a university graduate hungry to keep learning and developing her transferable skills. In this area, we'll talk about the importance of continuing to learn beyond university and how that can play out in your personal finance life. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)info@leadershipjoshua.comSara Edwardshttps://www.linkedin.com/in/sara-edwards-3443abb1?originalSubdomain=ukhttps://medium.com/@sara_writes1https://x.com/Sara_Writes1Sara.ghostwriting@gmail.com

    An Idiot's Guide To Buying A Home (Why Is It So Stressful?) #166

    Play Episode Listen Later Aug 29, 2024 36:54


    Send us a textThey say that buying a home is one of the most stressful things in life. Today, Joshua looks at his recent experiences of searching for a UK property, and why it's important to make a wise long-term financial decision. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)info@leadershipjoshua.comThe Growth GearExplore business growth and success strategies with Tim Jordan on 'The Growth Gear.Listen on: Apple Podcasts Spotify

    I'm A Woman Who Invests, But I Keep It A Secret! (My 4 Year Investing Journey) #165

    Play Episode Listen Later Aug 7, 2024 59:41


    Send us a Text Message.Starting your investing journey through the COVID pandemic gave the opportunity to learn some valuable investing lessons. In this episode, we look at what has been learned by consistently investing over the last four years. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)info@leadershipjoshua.comhttps://www.instagram.com/leadershipjoshua1 https://stan.store/leadershipjoshuaThe Growth GearExplore business growth and success strategies with Tim Jordan on 'The Growth Gear.Listen on: Apple Podcasts Spotify PodMatchPodMatch Automatically Matches Ideal Podcast Guests and Hosts For Interviews

    There's A Pension Crisis Coming. We're Not Saving Enough! #164

    Play Episode Listen Later Jul 17, 2024 30:56


    Send us a Text Message.Less than 16% of UK self-employed workers pay into a pension. A pension crisis is coming, but what can we do about it?Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)info@leadershipjoshua.comThe Growth GearExplore business growth and success strategies with Tim Jordan on 'The Growth Gear.Listen on: Apple Podcasts Spotify

    The Highs & Lows Of Pursuing F.I.R.E (Financial Independence Retire Early UK) #163

    Play Episode Listen Later Jun 26, 2024 32:17


    Send us a Text Message.Pursuing financial independence can sometimes feel counter-cultural. In this episode, I walk through some of the highs and lows of my own FIRE journey so that you can learn from my mistakes. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)info@leadershipjoshua.comhttps://www.instagram.com/leadershipjoshua1 https://stan.store/leadershipjoshuaFranchiseU!FranchiseU! is for those in, or considering, careers within the world of franchising. Listen on: Apple Podcasts Spotify

    How To Find Your Dream Remote Working Job - (Working From Home, Changing Careers, Career Loneliness, & Money Mindset) #162

    Play Episode Listen Later Jun 12, 2024 53:46


    Surely there's nothing better than being able to work from the comfort of your home, and choosing a work schedule that works for you? Bekah shares how embracing a growth mindset allowed her to embrace new career opportunities, whilst overcoming fears too. Tune in to learn about career transitions, remote work challenges, coping with loneliness, and money mindset tips from a psychotherapist in training.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)info@leadershipjoshua.comhttps://www.instagram.com/leadershipjoshua1 https://stan.store/leadershipjoshuaBekah Donavonhttps://www.instagram.com/bekahwithakdonovan/?locale=ko-KRhttps://www.listennotes.com/podcasts/humans-in-training-with-bekah-donovan-bekah-sxR3of-qPAl/Recommended Resourcehttps://www.youtube.com/@ramitsethiFranchiseU!FranchiseU! is for those in, or considering, careers within the world of franchising. Listen on: Apple Podcasts Spotify

    Overpay UK Mortgage Or Invest ? (First Time Buyer Dealing With High Interest Rates) #161

    Play Episode Listen Later May 29, 2024 30:07


    With interest rates rising, it's impossible not to hear the talk about interest rates, and the pressures of buying a home. What would you do if you had a large cash position? Pay off the mortgage quickly, or leverage the debt for possible future financial gain? Which option will lead you to true financial independence. Speak Pipe (Add Your Voice To The Conversation)https://www.speakpipe.com/theartofmoneyandcommunicationReferral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)https://stan.store/leadershipjoshuahttps://www.instagram.com/leadershipjoshua1 https://stan.store/leadershipjoshuaFranchiseU!FranchiseU! is for those in, or considering, careers within the world of franchising. Listen on: Apple Podcasts Spotify

    Visiting Europe's Best Value City For Your Vacation In 2024 (Frugal Holidays In Europe) #160

    Play Episode Listen Later May 15, 2024 34:14


    Discover one of Europe's most underrated ans cost effective cities for a frugal getaway!Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)https://stan.store/leadershipjoshuahttps://www.instagram.com/leadershipjoshua1 https://stan.store/leadershipjoshuaCoaching Conversations in 2024In 2024 we're going to be going to monthly themes and I would also encourage you to...Listen on: Apple Podcasts Spotify

    Transforming Your Money Mindset From Poor To Wealthy #159

    Play Episode Listen Later May 1, 2024 27:36


    Why is it so difficult to employ a wealthy mindset? After years of learning about personal finance, I'm on a mission to understand the differences between a poor/wealthy mindset and how to live this out in my day-to-day life.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)https://www.instagram.com/leadershipjoshua1https://stan.store/leadershipjoshuaMake More with Matt HeslinExplore strategies to thrive financially, build legacy, and enhance life experiences.Listen on: Apple Podcasts Spotify

    What I Wish I Knew Before I Started My Investing Journey! #158

    Play Episode Listen Later Apr 17, 2024 27:55


    We all have to start somewhere, but coming to investing can feel so daunting when you don't understand the terminology. In this episode, I reflect on how the first stages of my journey were pivotal, and how it helped me gain enough knowledge to manage things on my own. Allowing me to keep costs low, and invest for the long term. Please keep in mind that these are only my reflections, and whilst I do speak about financial advice and advisors, it's critical that you do your own research.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)https://www.instagram.com/leadershipjoshua1https://stan.store/leadershipjoshua

    Money Hacks From The 1800's That Are Still Relevant Today! #157

    Play Episode Listen Later Apr 3, 2024 23:20


    Finances in the 1800s are not all that different from 2024. Joshua shares the story of Nemorino and Adina, which covers social status, scams, budgeting, and finding the right life partner, encouraging you to reflect on what you can learn from this 19th-century story.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)https://www.instagram.com/leadershipjoshua1https://stan.store/leadershipjoshuaInfo about the opera.Watch the opera (with English subtitles) here.https://www.youtube.com/watch?v=14dAP2z79Go&t=453shttps://en.wikipedia.org/wiki/L%27elisir_d%27amore

    Stop The Financial Blame Game. ("Zennial" Wealth Transfer, Christian Faith & Philanthropy With Investment Banker & Author Ken Costa) #156

    Play Episode Listen Later Mar 20, 2024 42:58


    With over 40 years of experience as a leading global investment banker, Ken Costa helps us understand the landscape of intergenerational wealth transfer. Drawing from his background in finance and his role as a mentor and coach for the new generation, Ken offers invaluable insights into the contrasting perspectives of Boomers and Gen Z/Millennials ("Zennials").Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)https://www.instagram.com/leadershipjoshuahttps://stan.store/leadershipjoshuaKen Costa (The 100 Trillion Dollar Wealth Transfer)https://kencosta.com/https://glorify-app.com/exciting-new-updates-for-the-glorify-app/https://www.instagram.com/kenjcosta/?hl=en

    Changing Careers In Your 30's (Musician Turned Policeman, Paying Off Credit Card Debt, Providing For Family) #154

    Play Episode Listen Later Mar 6, 2024 58:34


    Tom changed his career in the Covid pandemic, and shares how going into a public sector job isn't always as rosy as it's made out to be. With a series of unexpected bills and a career change, Tom shares how he arrived in credit card debt and how he plans to overcome it.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPublic Speaking Training (Leadership Joshua)https://www.instagram.com/leadershipjoshuahttps://stan.store/leadershipjoshuaEpisode #145. Multiple Income Streams As Musicianhttps://www.buzzsprout.com/1010941/episodes/13794751Episode #73 Brian. Ex Police officer turned Tiktokerhttps://www.buzzsprout.com/1010941/episodes/9357272Tom's website.https://thomas-humphreys.com/

    3. The Ultimate Guide To UK Financial Independence (10 Year Plan, Hitting Your F.I Number, Retiring Early) #153

    Play Episode Listen Later Feb 21, 2024 38:28


    As the heart of the FIRE (Financial Independence, Retire Early) movement talks about retiring early, what does that mean for folks in the UK? Is it all about relaxing on a beach or diving into passion projects? In the last episode of this series, we learn that retiring early isn't just about lazing about, but it's more about having the freedom to chase after what you want.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingCommunication Traininghttps://stan.store/leadershipjoshuaGuests In Order Of AppearanceBishoy Abdouhttps://www.mindyourbusiness.bz/Lazy FI Dadhttps://lazyfidad.com/Wendy Moonwww.wendymoon.co.uk@wendymooncouk (Insta)

    2. The Ultimate Guide To UK Financial Independence (Starting A Family, UK Childcare Costs, & DINK Life) #152

    Play Episode Listen Later Jan 31, 2024 44:50


    We look at the growing popularity of the DINK movement (Dual Income No Kids) and whether financial independence affects the number of children you may plan to have. UK childcare costs, and financial independence projections changing due to having children are also topics of discussion. Learn the ins and outs of starting your financial independence journey in the UK from those who are in the 'boring middle' and from those who have already reached their FI number. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingCommunication Traininghttps://teachmecommunication.co.uk/Guests In Order Of AppearanceBishoy Abdouhttps://www.mindyourbusiness.bz/Lazy FI Dadhttps://lazyfidad.com/Wendy Moonwww.wendymoon.co.uk@wendymooncouk (Insta)TRAP (The Real Advisors Podcast) FIRE Discussion:Starts at 4.30 - https://www.youtube.com/watch?v=KszOa6oDy44Many Happy Returns Podcast : Demographic Shifts: Will Population Ageing Derail Stock Returns?https://podcasts.apple.com/dk/podcast/demographic-shifts-will-population-ageing-derail-stock/id1604785417?i=1000640397715Dream Team Couples Article:  https://medium.com/change-your-mind/couple-goals-how-couples-can-create-a-shared-plan-for-the-future-4d5e58d73335

    1. The Ultimate Guide To UK Financial Independence Retire Early (F.I.R.E For Beginners, ISA's or Pensions, Lifestyle Inflation) #151

    Play Episode Listen Later Jan 17, 2024 51:09


    Learn the ins and outs of starting your financial independence journey in the UK from those who are in the 'boring middle' and from those who have already reached their FI number.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingCommunication Traininghttps://teachmecommunication.co.uk/Guests In Order Of AppearanceLazy FI Dadhttps://lazyfidad.com/Wendy Moonwww.wendymoon.co.uk@wendymooncouk (Insta)Bishoy Abdouhttps://www.mindyourbusiness.bz/

    Best Bits 2023 Mega Compilation (Money Habits, Settings Goals, Financial Lessons from UK) #150

    Play Episode Listen Later Dec 29, 2023 38:34


    Looking back at the highlights of the Podcast in 2023!Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingCommunication Traininghttps://teachmecommunication.co.uk/Transition DrillFirst responders and military members start planning today for tomorrow's transitionListen on: Apple Podcasts Spotify

    Developing Your Growth Mindset (Financial Independence Goals & Frugality In Finland) #149

    Play Episode Listen Later Dec 20, 2023 27:10


    Joshua reflects on the past year, and why taking action has been key to continued growth. Listen To The 2021 Christmas Episode (Episode #82)Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingCommunication Traininghttps://teachmecommunication.co.uk/Transition DrillFirst responders and military members start planning today for tomorrow's transitionListen on: Apple Podcasts Spotify

    Travelling In The Boring Middle (F.I.R.E Movement, Working Remotely, Geoarbitrage, Financial Independence Retire Early UK). #148

    Play Episode Listen Later Dec 6, 2023 27:27


    Is traveling part of your FI dream? Joshua reflects on the highs and lows of traveling for work and why you should think twice before making long-lasting life decisions before trying it out first!Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingCommunication Traininghttps://teachmecommunication.co.uk/

    Freebies Frenzy: Are You Really Saving or Just Spending More? #147

    Play Episode Listen Later Nov 15, 2023 27:44


    With the desire to cut expenses on the rise, we ask the question of whether the effort invested in hunting down coupon codes truly translates to financial savings.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingCommunication Traininghttps://teachmecommunication.co.uk/

    Behavioral Impact: Lessons from My Financial Journey (Unexpected Bills & Stupid Money Mistakes) #146

    Play Episode Listen Later Nov 1, 2023 28:03


    Today's episode delves into the impact on my financial journey of both light-hearted and serious behaviors. By learning from these experiences, you can stay one step ahead of me and avoid these mistakes.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingCommunication TrainingFeel free to reach out for more information. Individual sessions start at just £80, with discounts available for group lessons. If you are unable to afford the sessions, please email to join the scholarship waiting list.contactcommunication60@gmail.com Modern Wisdom PodcastInterview with Konstantin Kisin.https://www.youtube.com/watch?v=OqoHt2pUjaE

    Defining Success on TikTok (Building A Business, Learning Your Craft, Making Six-Figures, Social Media Consistentcy)#145

    Play Episode Listen Later Oct 18, 2023 50:14


    Meet Jordan, a New York-based opera singer with a fascinating journey. In this podcast, we'll explore Jordan's story, his passion, and his transformation into a thriving six-figure entrepreneur. Join us to uncover the insights and experiences that have shaped Jordan's path, and how you can implement these lessons in your own business and financial life. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingJordan Schreiner https://linkmate.one/link/jmstenorSuperfans Books: The Easy Way to Stand Outhttps://www.amazon.co.uk/Superfans-Stand-Tribe-Successful-Business/dp/1949709469Money Monday's https://podcasts.apple.com/gb/podcast/the-money-mondays/id1664983297Jessie Lee Wardhttps://www.youtube.com/c/JessieLeeWard/playlists?app=desktop

    Hit Your FI Number? Now What? (Financial Independence, Expanding Income Streams & Financial Goals In Marriage).) #144

    Play Episode Listen Later Oct 4, 2023 66:21


    Join us today for a conversation with Matt, a seasoned expert in financial independence. He'll share his insights into post-financial freedom life, emphasising the significance of maintaining good health, nurturing your mind, and setting meaningful goals with your partner and family. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingLinks To Find Matt (The Financial Imagineer)Website: https://financialimagineer.medium.com/Twitter: https://twitter.com/FI_imagineer?fbclid=IwAR0KKgKto5REhjMWJuHkQBFv2FjhDwd2Fdng_ruIfu15gxZoOS-CQ7VufzsMedium: https://financialimagineer.medium.com/Facebook: https://www.facebook.com/financialimagineerDefying Gravity: https://www.financial-imagineer.com/defying-financial-gravity-achieving-your-first-100k/?fbclid=IwAR3VGlhB4ClQQcdd01bDAExZshsbaoa9Lms27KUH2hZGJ-4kgFOyFDZj5dkMillionaire Lessons: https://www.financial-imagineer.com/12-life-changing-millionaire-lessons-i-learned-from-working-with-the-worlds-richest-people/?fbclid=IwAR35VGqg1MCCcFtou2J08QXYXh0C48pNfGmYY5Zcu_wAE6l8BWxaXhFJwEQDream Team Couples Article:  https://medium.com/change-your-mind/couple-goals-how-couples-can-create-a-shared-plan-for-the-future-4d5e58d73335

    From Homeless To Starting a Six-Figure Business (Youtuber Peter Komolafey, UK Personal Finance Mission) #143

    Play Episode Listen Later Sep 20, 2023 52:02


    Join Joshua as he interviews Peter Komolafe, a fascinating guest with an extraordinary journey from homelessness at 18 to establishing a successful YouTube channel and business. Peter, a best-selling author, award-winning financial content creator, speaker, and TV personality, is dedicated to empowering people to achieve financial security through positive habits. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharingPeter Komolafehttps://peterkomolafe.com/

    Running a Business, Filmmaking, and Debt-Free Living #142

    Play Episode Listen Later Sep 6, 2023 64:57


    Join us for an inspiring journey with Ashley as he transforms from financial hardship during the COVID-19 pandemic to an entrepreneur in the film industry by 2023. Once reliant on credit cards and balance transfers, Ashley's story illustrates how powerful a switch of plan and mindset can be! Today, he owns a successful limited company and enjoys a freelance career in film, and we're thrilled to have him on the Podcast. Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing

    AI's Wake-Up Call & Impact On Financial Independence (Career Pivot, Upskilling, AI Industrial Technological Revolution) #141

    Play Episode Listen Later Aug 22, 2023 26:19


    Claim The Art of Money Saving

    In order to claim this podcast we'll send an email to with a verification link. Simply click the link and you will be able to edit tags, request a refresh, and other features to take control of your podcast page!

    Claim Cancel