Podcasts about future focus

In this episode of 'Taking on tomorrow, together,' some of NorthStandard's Leadership Group reflect on the key challenges and achievements of 2025. Despite a calmer year for claims, the club highlights the need for caution still amid global conflicts, rising costs, and political uncertainties.Discussions include the Pre Renewal Report, and the strategic initiatives that have fostered diversification and growth. Managing Directors Paul Jennings and Jeremy Grose, Chief Financial Officer Nick Jelley, Chief Claims Officer Sam Kendall-Marsden, Chief Underwriting Officer Thya Kathiravel, and Chief of Specialty Sectors Nick Wolfe provide insights into financial stability, claims performance, and broader forces influencing the shipping industry.Emphasis is placed on maintaining service excellence, supporting members, and adapting to market conditions, ensuring NorthStandard remains resilient and well positioned for the future.00:00 Introduction and Overview of the Year01:25 Key Messages and Financial Performance03:03 Strategic Developments and Diversification04:22 Claims Performance and Market Conditions08:36 Future Focus and Challenges Ahead10:46 Conclusion

Bryan Casella rebuilt his life with discipline, intention, and relentless effort while proving that vision, skill, and daily habits can transform setbacks into fuel for growth and long-term success.See full article: https://www.unitedstatesrealestateinvestor.com/awakening-beyond-the-grind-to-build-your-envisioned-dreams-with-bryan-casella/(00:00) - Welcome Back to The REI Agent(00:04) - Bryan Casella Joins the Show(00:13) - Mattias Notes Bryan's Authentic Spanish Pronunciation(00:31) - Bryan Reveals His Argentinian Family Background(01:08) - Discussing Latin American Influence in LA and Miami(01:22) - Bryan Shares His 13 Years in Real Estate(01:31) - Early Growth Mixing Traditional Real Estate with Social Media(02:00) - Becoming a New Agent Breakout in Los Angeles(02:14) - Building a Massive YouTube Audience(02:31) - Coaching, Speaking, and Nationwide Expansion(02:32) - Entering the LA Market as a New Agent(02:53) - Advice for Agents Entering Competitive Markets(03:05) - Bryan's Extreme Hustle and 50 Conversations a Day(04:57) - Overcoming Lack of Network, Experience, and Resources(05:33) - Mattias on the Grind Phase of Business(06:27) - How Small Town Agents Are Crushing It Too(07:06) - Transitioning From Professional Sports(07:11) - Bryan's Basketball Background and NCAA Career(07:48) - The Second Major Injury That Ended His Career(08:06) - The Intense Childhood Grind Toward Basketball(08:50) - Developing the Competitive Work Ethic(08:59) - Competing to Win in Every Arena(09:54) - Channeling Competitive Drive Into Real Estate(10:46) - Mattias Reflects on Discipline Without Sports or Military(11:38) - The Competitive Mindset in Everyday Life(11:56) - Realizing Basketball Was Over(12:57) - The Mental Toll of Losing the Basketball Dream(13:45) - Returning to the United States to Face a New Life(14:20) - Refusing Workplace Negativity and Choosing Entrepreneurship(15:10) - The Enterprise Job Interview That Changed Everything(15:50) - Returning to His Childhood Coach for Real Estate Guidance(16:50) - Signing Up for Real Estate School and Shadowing Agents(17:24) - Getting the First Listing Within Weeks(17:40) - Why Getting Licensed Does Not Teach Real Estate(17:50) - Turning Trauma Into Drive(19:03) - Learning From Failure and Avoiding Victimhood(19:55) - Work Ethic Rooted in Childhood Passion(20:34) - Keeping Promises to Yourself(22:35) - Obsession, Mastery, and Being Misunderstood(23:13) - Developing Tenacity and Willpower(26:53) - Transforming Through Rejection and Skill Building(27:20) - Relearning Imagination and Vision(28:40) - Vision, Journaling, and Future Focus(29:29) - Envisioning Success Through Daily Habits(30:21) - Symbolism, Visual Cues, and Environmental Programming(31:49) - Living Intentionally Versus Reactively(33:00) - Real Personal Development Is Difficult but Worth It(34:16) - Why Bryan Chose to Build a Team(36:01) - Expanding Nationwide Through Cloud Brokerage(36:38) - Splitting Time Between Team Leadership and Speaking(37:39) - Bryan's Golden Nugget: Back to the Basics(38:58) - Bryan's Book Recommendation: Pitch Anything(39:51) - Where to Find Bryan Online(40:26) - Closing Thanks From Mattias and Bryan(40:36) - Show Outro From Erica(40:38) - Subscribe Reminder(40:42) - Visit REIAgent.com for More(40:45) - Keep Building the Life You Want(40:47) - Final DisclaimerContact Bryan Casellahttps://www.bryancasella.com/https://www.facebook.com/bryan.casellahttps://www.instagram.com/bryan.casella/https://youtube.com/⁨@BryanCasella305⁩ If Bryan's journey taught anything today, it is that discipline and vision can rebuild a life stronger than before. Keep pushing your limits, stay intentional, and visit https://reiagent.com

Watch on YouTube In this in-depth interview, we speak with Thomas Forst, Chief Medical Officer of CRS and the wider hVIVO Group, to explore how the acquisition is reshaping the organisation's clinical research capabilities

In this episode, Dr. Sabba Quidwai explores the deeper cultural implications of AI's evolution from tools to teammates. Using OpenAI's recent personalization shift and the OnlyFans origin story as parallels, she reflects on societal responsibility, educational challenges, and why banning AI is not a solution. Through candid insight and current research, Sabba calls for reflection, redesign, and a commitment to future-focused leadership.Timestamps[00:00:00] The Shift from Clicks to ConversationsHow AI browsers like Atlas signal a fundamental change in how we interact with technology.[00:04:00] The OpenAI Controversy and Culture ClashSabba analyzes the backlash around ChatGPT's personality features and what it says about freedom and responsibility.[00:06:00] Lessons from OnlyFans: When Users Redefine PlatformsA surprising yet powerful comparison showing how user behavior—not company intent—shapes digital culture.[00:14:00] Reports from the Field: The AI Literacy Gap in SchoolsInsights from Oxford University Press and the Center for Democracy and Technology highlighting students' and teachers' lack of AI confidence.[00:24:00] What Bold Leaders Do Differently with AISabba shares leadership lessons from top-performing teams and introduces the Spark Prompting Framework for deeper AI integration.Resources MentionedSam Altman Tweet on ChatGPT UpdatesOxford University Press - Teaching the AI Native GenerationHand in Hand: Schools Embrace of AI Connected to Increased Risk for StudentsExplore More from Designing Schools

Originally uploaded December 31st. Jeffrey Mosher welcomes back, Tony Vernaci, President, AIAM Aerospace Industry Association of Michigan, Rochester, MI. Tony, please remind the Michigan Business community about AIAM? How did the AeroOne 2024 Conference in Rochester go? Are the airlines back to or finally above pre-pandemic levels of business? Long-range forecast for aircraft production is genuinely unprecedented, tell us more? Talent was one of your focuses this year - how is that going? Please share an update on AIAM's charitable foundation AIAMF? What's your focus for 2025? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

James Wood crushed 31 homers in 2025 — but can he sustain that success for six full months? Dylan Crews, meanwhile, battled injuries and inconsistency in his first full MLB season. In this episode of The Talk Nats Podcast, host Dan Holmi breaks down what's next for the Washington Nationals' two cornerstone outfielders: Wood's strikeout problem and how he can adjust to stay hot all season Crews' recovery plan, areas for growth, and signs of a 2026 breakout What it all means for the Nationals' rebuild and lineup next year Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Designing Schools, Dr. Sabba Quidwai breaks down OpenAI's transformative Dev Day announcements and what they mean for the future of education, creativity, and digital life. Exploring the shift from clickable interfaces to conversational AI, she challenges educators and leaders to rethink skills, judgment, and imagination in the age of agents and apps.⏱️ Timestamps[00:53] From Apps to AgentsOpenAI's 2025 Dev Day unveils a new digital world where apps like Canva and Spotify live inside conversations, not screens.[03:00] Redefining Human SkillsSam Altman and Jony Ive discuss focus, speed, and why human creativity and design thinking are more vital than ever.[07:26] Agents That Use Computers Like HumansGoogle's Gemini 2.5 model introduces AI agents that can navigate and interact with digital environments autonomously.[10:25] Sora and the Rise of Generative ImaginationOpenAI's video creation app Sora takes off—sparking excitement, ethical debates, and concerns over deepfakes.[14:35] Deloitte's AI Report ScandalAn AI-generated government report filled with fake citations reveals why discernment, not just tech skills, is critical today.Resources MentionedOpenAI Dev Day AnnouncementsUpdate: Gemini 2.5 Computer Use ModelWalmart Partnership With ChatGPT New App from OpenAI - Sora2Deloitte Pays Money Back After Making AI Errors in ReportStudent Course Waitlist Explore More from Designing Schools

World Space Week is a global celebration of all things space, bringing together thousands of participants from all over the planet to celebrate our future in space. Chartered by the United Nations in 1999, this year's theme is "Living in Space." The many associated events from across the world are a reminder to all of the importance of space in our lives and our future, and a clarion call to international youth of the value of their future involvement. We spoke with the WSW Association's executive director, Alma Okpalefe, who explained their origins, activities, and plans for the future. It's one of the premier space-related events of the year, and when you're done with the episode, you'll want to know more! Headlines: SpaceX Starship Flight 11 Set for Launch 6,000 Alien Planets Discovered—Where's Earth 2.0? Mars Crew Study Reveals Diverse Teams Outperform "Alpha Males" Main Topic: World Space Week 2025 Alma Okpalefe Shares Her Path from Legal Counsel to Space Leadership Global Scope and Organization: 95+ Countries, Thousands of Events Types of World Space Week Activities: School Outreach, Museum Events, Art Competitions 2025 Theme: "Living in Space"—Why It Was Chosen, What It Means Globally Building Space Interest in Regions Without Established Programs Outcomes and Impact: Inspiring Space Agencies, Universities, and Advocacy Accessibility and Inclusion as Future Focus for Space Exploration Advice for Young Space Enthusiasts: Get Involved and Dream Big International Collaboration: Why Working Together Matters for Space Progress Hosts: Rod Pyle and Tariq Malik Guest: Alma Okpalefe Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit

World Space Week is a global celebration of all things space, bringing together thousands of participants from all over the planet to celebrate our future in space. Chartered by the United Nations in 1999, this year's theme is "Living in Space." The many associated events from across the world are a reminder to all of the importance of space in our lives and our future, and a clarion call to international youth of the value of their future involvement. We spoke with the WSW Association's executive director, Alma Okpalefe, who explained their origins, activities, and plans for the future. It's one of the premier space-related events of the year, and when you're done with the episode, you'll want to know more! Headlines: SpaceX Starship Flight 11 Set for Launch 6,000 Alien Planets Discovered—Where's Earth 2.0? Mars Crew Study Reveals Diverse Teams Outperform "Alpha Males" Main Topic: World Space Week 2025 Alma Okpalefe Shares Her Path from Legal Counsel to Space Leadership Global Scope and Organization: 95+ Countries, Thousands of Events Types of World Space Week Activities: School Outreach, Museum Events, Art Competitions 2025 Theme: "Living in Space"—Why It Was Chosen, What It Means Globally Building Space Interest in Regions Without Established Programs Outcomes and Impact: Inspiring Space Agencies, Universities, and Advocacy Accessibility and Inclusion as Future Focus for Space Exploration Advice for Young Space Enthusiasts: Get Involved and Dream Big International Collaboration: Why Working Together Matters for Space Progress Hosts: Rod Pyle and Tariq Malik Guest: Alma Okpalefe Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit

World Space Week is a global celebration of all things space, bringing together thousands of participants from all over the planet to celebrate our future in space. Chartered by the United Nations in 1999, this year's theme is "Living in Space." The many associated events from across the world are a reminder to all of the importance of space in our lives and our future, and a clarion call to international youth of the value of their future involvement. We spoke with the WSW Association's executive director, Alma Okpalefe, who explained their origins, activities, and plans for the future. It's one of the premier space-related events of the year, and when you're done with the episode, you'll want to know more! Headlines: SpaceX Starship Flight 11 Set for Launch 6,000 Alien Planets Discovered—Where's Earth 2.0? Mars Crew Study Reveals Diverse Teams Outperform "Alpha Males" Main Topic: World Space Week 2025 Alma Okpalefe Shares Her Path from Legal Counsel to Space Leadership Global Scope and Organization: 95+ Countries, Thousands of Events Types of World Space Week Activities: School Outreach, Museum Events, Art Competitions 2025 Theme: "Living in Space"—Why It Was Chosen, What It Means Globally Building Space Interest in Regions Without Established Programs Outcomes and Impact: Inspiring Space Agencies, Universities, and Advocacy Accessibility and Inclusion as Future Focus for Space Exploration Advice for Young Space Enthusiasts: Get Involved and Dream Big International Collaboration: Why Working Together Matters for Space Progress Hosts: Rod Pyle and Tariq Malik Guest: Alma Okpalefe Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit

World Space Week is a global celebration of all things space, bringing together thousands of participants from all over the planet to celebrate our future in space. Chartered by the United Nations in 1999, this year's theme is "Living in Space." The many associated events from across the world are a reminder to all of the importance of space in our lives and our future, and a clarion call to international youth of the value of their future involvement. We spoke with the WSW Association's executive director, Alma Okpalefe, who explained their origins, activities, and plans for the future. It's one of the premier space-related events of the year, and when you're done with the episode, you'll want to know more! Headlines: SpaceX Starship Flight 11 Set for Launch 6,000 Alien Planets Discovered—Where's Earth 2.0? Mars Crew Study Reveals Diverse Teams Outperform "Alpha Males" Main Topic: World Space Week 2025 Alma Okpalefe Shares Her Path from Legal Counsel to Space Leadership Global Scope and Organization: 95+ Countries, Thousands of Events Types of World Space Week Activities: School Outreach, Museum Events, Art Competitions 2025 Theme: "Living in Space"—Why It Was Chosen, What It Means Globally Building Space Interest in Regions Without Established Programs Outcomes and Impact: Inspiring Space Agencies, Universities, and Advocacy Accessibility and Inclusion as Future Focus for Space Exploration Advice for Young Space Enthusiasts: Get Involved and Dream Big International Collaboration: Why Working Together Matters for Space Progress Hosts: Rod Pyle and Tariq Malik Guest: Alma Okpalefe Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit

In this solo episode, Dr. Sabba Quidwai explores how leadership is evolving in the age of AI, not through technical mastery, but by cultivating clarity, trust, and shared intelligence. She introduces four transformative leadership personas, explains how AI is shifting from tool to teammate, and unpacks emerging research that paints a bold picture of what the world could look like in 2030.⏱️ Timestamps[00:00] The Leadership Shift in the AI EraWhy your leadership identity—not your AI knowledge—is your greatest strategy during exponential change.[04:00] What Makes a Super Leader?A breakdown of Kelly Jones' four leadership personas: The Technologist, The Empath, The Philosopher, and The Change Agent.[13:00] AI Teammates and Workflow RedesignInsights from Anthropic and OpenAI on training AI to work with humans, not replace them.[28:00] Safety, Skepticism, and the Human Cost of AIReflections on Senate hearings, Pew data, and how leaders can prepare their communities with empathy and literacy.Resources MentionedJoin the AI Power CircleThe AI Era Demands a New Kind of Leader  | CiscoHow Anthropic and OpenAI Are Developing AI Coworkers | The InformationCenter for Human Technology - Senate HearingHow Americans View AI and Its Impact on People and Society | Pew Research CenterGDP Val - Looking at AI CapabilitiesExplore More from Designing Schools

In this episode, Dr. Sabba Quidwai and Stefan Bauschard explore groundbreaking findings from a study released by OpenAI and Anthropic on how people are really using AI tools like ChatGPT. From tutoring and personalized learning to writing assistance and decision-making, they break down what 700 million weekly users reveal about how AI is transforming everyday life. With special focus on education, agency, and future-ready skills, this conversation is a wake-up call for schools, institutions, and leaders to move from committees to action.Timestamps00:01:00 – Inside the Data: 700 Million Weekly Users and What They're Doing with AIA look at the NBER study's key insights, showing a dramatic rise in personal, non-work AI use.00:04:30 – Top 3 Use Cases: Tutoring, Information Seeking, and Writing SupportA breakdown of the three most common AI usage themes and their significance in education.00:13:00 – The Gender Gap Closes and the Myth of Coding-Centric AIExploration of shifting demographics and the broader applications of AI beyond STEM.00:20:00 – Why Agency is the New Literacy in the Age of AIConnecting data trends with the need for self-directed learning and decision-making skills.00:32:00 – Brandeis University's Bold Move to Reinvent Higher Ed for an AI FutureA case study in institutional agility and what it means to act—not wait—in a rapidly evolving world.Resources MentionedHow Are People Using ChatGPTAnthropic Economic IndexBrandeis University: Reinventing the Liberal ArtsExplore More from Designing Schools

Our guest on this week's episode is Doug Cantriel, the head of North American transportation for the Ford Motor Company's Customer Service Division. Accurately delivering more than 400,000 parts every night to 3,000-plus Ford automotive dealers is complex work. Charged with this daily task is the team led by Cantriel. They manage the delivery of parts from suppliers to packagers, distribution centers, and then finally to the dealers. Cantriel will be a keynote speaker at this year's EDGE conference in Washington DC that begins on October 5. Amid economic uncertainty and high prices, consumers are looking for a cost-conscious, seamless online shopping experience in 2025. That's according to data from Ryder System, Inc. The information comes from the company's 11th annual benchmark study on U.S. shopping behaviors, preferences and expectations, and it aims to help brands and retailers optimize their omnichannel sales and supply chain strategies. Ben Ames attended the Zebra conference this week in Nashville, where Zebra executives said the company is moving beyond that pure data collection function  to a broader umbrella function of analyzing the data their devices collect and finding better efficiencies across the entire supply chain enterprise. In their game plan, they will provide not just asset visibility, but also a connection to frontline workers, and ultimately, intelligent automation. Supply Chain Xchange  also offers a podcast series called Supply Chain in the Fast Lane.  It is co-produced with the Council of Supply Chain Management Professionals. A new series is now available on Top Threats to our Supply Chains. It covers topics including Geopolitical Risks, Economic Instability, Cybersecurity Risks, Threats to energy and electric grids; Supplier Risks, and Transportation Disruptions  Go to your favorite podcast platform to subscribe and to listen to past and future episodes. The podcast is also available at www.thescxchange.com.Articles and resources mentioned in this episode:Ford Motor CompanyE-commerce study: Shoppers prioritize cost-savings flexibilityVisit Supply Chain XchangeListen to CSCMP and Supply Chain Xchange's Supply Chain in the Fast Lane podcastSend feedback about this podcast to podcast@agilebme.comThis podcast episode is sponsored by: DHL Supply ChainOther linksAbout DC VELOCITYSubscribe to DC VELOCITYSign up for our FREE newslettersAdvertise with DC VELOCITYJoin the Logistics Matters team at CSCMP EDGE 2025, October 5-8 at the Gaylord in Washington, D.C. Go to CSCMP.org to find out more.

This episode explores the evolving impact of AI on the job market, especially its disproportionate effects on younger workers and recent graduates. Dr. Sabba Quidwai and Stefan analyze the recent paper "Canaries in the Coal Mine", revealing how automation and augmentation are reshaping employment trends and urging educational leaders to rethink how students are being prepared for an AI-driven future.Timestamps[00:02:00] Rethinking the AI and Jobs DebateSabba challenges the binary narrative of “AI taking jobs” and advocates for a more nuanced view focused on redesigning existing roles and preparing for emerging ones.[00:05:00] Key Takeaways from ‘Canaries in the Coal Mine'Discussion of six major findings from the Stanford/Hi-Pact paper, highlighting declines in employment for young workers in AI-exposed jobs like coding and entry-level marketing.[00:10:00] Disconnect Between Education and Workforce NeedsReflection on how high schools and colleges must pivot from traditional learning models to design thinking and durable skills to help students remain relevant.[00:26:00] How to Be ‘AI Capable' at WorkBreakdown of Zapier's model distinguishing AI-capable, adaptive, and transformative roles—with implications for what employers now expect from applicants.[00:32:00] Notebook LM and Smarter Learning WorkflowsIntroduction to Google's Notebook LM as a transformative educational tool, enabling students to better engage with readings and improve learning outcomes using AI.Resources Mentioned

Veterans and First Responders master the skills to identify hidden career paths and prepare for a smooth transition into life after service.In Round 88 of the Tactical Transition Tips on the Transition Drill Podcast, we break down strategies to help you sharpen awareness, act early, and position yourself ahead of the crowd, no matter where you are in your career.Opportunities rarely arrive with a spotlight or a clear invitation. For military veterans, police officers, firefighters, EMS providers, and other first responders preparing for life after service, the most valuable doors often open quietly. They appear in passing conversations, side projects, and subtle relationships most people overlook.Transition Groups:• Close Range Group (transitioning now to within one year) → Read Between the Lines Learn how to spot subtle cues, hidden invitations, and quiet leads before they become public, giving you a competitive advantage.• Medium Range Group (transitioning in approximately five years) → Plant Opportunity SeedsDiscover how volunteering strategically, solving problems, and connecting with decision-makers today builds networks and credibility that shape your future transition.• Long Range Group (transitioning in a decade or more) → Learn to See the Future Focus on personal growth, leadership, and professional excellence while preparing quietly for unexpected changes that could arrive sooner than planned.Your next opportunity may not announce itself. Whether you are nearing transition or just starting your career, knowing where to look — and when to act — can change your path.The best podcast for military veterans, police officers, firefighters, and first responders preparing for veteran transition and life after service. Helping you plan and implement strategies to prepare for your transition into civilian life.Get additional resources and join our newsletter via the link in the show notes.CONNECT WITH THE PODCAST:IG: https://www.instagram.com/paulpantani/WEBSITE: https://www.transitiondrillpodcast.comLinkedIn: https://www.linkedin.com/in/paulpantani/SIGN-UP FOR THE NEWSLETTER:https://transitiondrillpodcast.com/home#aboutQUESTIONS OR COMMENTS:paul@transitiondrillpodcast.comSPONSORS:GRND CollectiveGet 15% off your purchaseLink: https://thegrndcollective.com/Promo Code: TRANSITION15Total Force Plus ConferenceLink: https://totalforceplus.orgPendleton Surf ClubLink: https://pendletonsurfclub.com

This week, Dr. Sabba Quidwai and Stefan explore the rapidly blurring boundaries between humans and machines, from emotional bonds with AI companions to the systemic divide between individual and institutional AI use. With thought-provoking stories, emerging research, and bold perspectives, they uncover how our emotional, educational, and professional systems are unprepared for the new AI-infused reality and what we can do about it.Timestamps[00:00:00] When AI Becomes a Friend: Mustafa Suleyman's WarningSabba opens with reflections on AI's emotional mimicry and the psychological fallout when users felt they "lost a friend" with GPT model changes.[00:03:00] Companions or Crutches? Emotional Overload and Mental HealthStefan shares data on AI addiction, time spent on Character.AI, hospitalizations, and the societal implications of simulated friendships.[00:17:00] The GenAI Divide: Individual vs. Organizational AdoptionMIT's study reveals how individuals thrive using AI, while institutions lag behind—highlighting why experimentation alone isn't enough.[00:26:00] Microsoft's 3 Phases of AI: Why Most Orgs Are Stuck in Phase 1Sabba introduces a powerful framework on AI integration—from assistants to teammates to agents—and why moving beyond Phase 1 is critical.[00:32:00] The Real Divide: Education vs. Workforce and How Youth Must AdaptAs college degrees lose value and entry-level jobs shrink, the hosts argue for design thinking and entrepreneurial mindsets in schools.Resources MentionedMustafa Suleyman's blog: Seemingly Conscious AISpiralBench: Benchmark testing AI models for delusional reinforcementNew York Times article: "What My Daughter Told ChatGPT Before She Took Her Life"MIT study: The GenAI Divide led by Professor Nitin NandaMicrosoft Work Trend Index: Three Phases of AI IntegrationExplore More from Designing Schools

In this episode, Dr. Sabba Quidwai and Stefan explore the evolving relationships people, especially students are forming with AI tools like ChatGPT-5 and other AI tools. From the surprising emotional reactions to AI model updates to the rise of AI-powered toys for children, they dissect what these developments mean for education, ethics, and the future of learning. This conversation challenges educators to reconsider how we define thinking, agency, and integrity in an AI-integrated world.Timestamps[00:01:00] What AI Can Already Do – Sabba outlines the capabilities of the newest AI tools, setting the stage for a deeper conversation on mindset and systems change.[00:05:00] Emotional Attachments to ChatGPT – Stefan discusses the backlash to ChatGPT-5 and the unexpected grief users expressed over losing GPT-4.[00:13:00] Personalization, Vulnerability, and Ethics – The hosts explore how AI companies are leaning into emotional design and what this means for young people's agency and decision-making.[00:20:00] AI-Powered Toys and the Future of Childhood – Sabba introduces the topic of AI toys like Curio and their implications for learning, imagination, and privacy.[00:31:00] Redefining Thinking in an AI World – A reflection on what it means to “think” today, featuring Des Hassabis's definition and how educators can redesign learning for agency and depth.Resources Mentioned⁠ChatGPT-5 - updates + relationship⁠⁠Chatbots + Toys⁠Explore More from Designing Schools

Can you lower your tax burden with a trust? Tax is a large detractor from your total return, can this structure help? Mark and Shani discuss the investors that it may suit and those that it won't. Listen to this before committing, as the establishment and maintenance fees for trusts can put you on the back foot if it doesn't suit your circumstances.You can find the full article here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is currently in presale which is an important time to build momentum. If anyone would like to support this project you can buy the book now. Thanks in advance!Purchase from Amazon or Purchase from BooktopiaIn this week's edition of Unconventional Wisdom, Mark explores whether dividends are the answer for investors, and specifically retirees. Many members of the Morningstar community have shared that the reliable passive income provides them peace of mind. He explores how dividends can bring this for investors, but also improve living standards and provide retirement certainty by reducing longevity and sequence of returns risk. In the next instalment of Bookworm, Joseph turns to the writing of value investing legend Marty Whitman for insight. Joseph highlights Whitman's unusually consistent approach to stock selection over the decades, and looks at how ignoring short-term performance versus benchmarks could unlock a long-term investing edge. In this week's edition of Future Focus, Shani looks at new research from Vanguard regarding how you can improve your retirement income by up to 50%. Many retirees focus on overspending in retirement, but there is a real risk of underspending. Shani runs through the factors that investors need to consider to find the right balance between quality of life and longevity of retirement savings.To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

This episode unpacks the viral claim, “AI won't take your job, but someone who knows how to use it will,” exploring its deeper implications. Sabba and Stefan discuss how cultivating high-agency learners and leaders — who can adapt, make decisions, and build trust — is far more critical than simply learning AI tools. With practical strategies and thought-provoking insights, the conversation challenges educators, parents, and leaders to foster resilience and human connection in a world increasingly shaped by AI.Timestamps00:00 – The Viral Lie: “AI won't take your job…”Sabba challenges the popular soundbite and introduces the real question: Who can lead and adapt when no one else comes to save them?03:00 – Greg Eisenberg's Perspective on AI and JobsExploring Greg Eisenberg's viral post and its implications for the workforce, entrepreneurship, and education.09:00 – Building High-Agency Learners vs. Teaching AI ToolsWhy persistence, curiosity, and decision-making matter more than ever — and why perfection and compliance no longer serve students or employees.27:00 – The Rise of AI Companions and the Loneliness CrisisDiscussing the concerning trend of kids (and adults) turning to AI for companionship, and what it says about human relationships.36:00 – Practical Strategies: Frameworks and Tools to Cultivate AgencyConcrete ways schools and organizations can foster high-agency environments, including examples from Desert Sands USD and Gemini AI.Explore More from Designing Schools

We run through why dividends are valuable for investors, and a valuation technique for shares that investors are usually quick to dismiss.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is currently in presale which is an important time to build momentum. If anyone would like to support this project you can buy the book now. Thanks in advance!Purchase from AmazonPurchase from BooktopiaThis week in Mark's Unconventional Wisdom column, he looks at the investment theory of mean reversion. Simply, what goes down, must come up. A deep exploration shows that this type of strategy can be successful for individual investors, and he calls out 5 ASX opportunities using this strategy. The largest asset manager in the world, Blackrock has declared that the 60/40 portfolio should be rethought. They also believe that a 70/30 portfolio is likely to deliver 6.5% going forward. In this week's Future Focus column, Shani takes a look at what the research says, and what investors can realistically do to still achieve their goals. Over a year has now passed since Guzman y Gomez's ASX debut. So in the latest edition of Ask the analyst, Joseph thought it would be a good idea to catch up with Morningstar's consumer sectors analyst Johannes Faul. Johannes discussed his view on Guzman's long-term prospects in Australia, what might be baked into the share price at recent levels, and why Johannes is more cautious on Guzman's international prospects than the market. The recent surge in crypto - especially Bitcoin - has reignited debate over the role of these alternative assets in modern investing. In this week's Young & Invested, Sim unpacks what's fuelling the latest bull run and explores whether crypto deserves a strategic position in the long-term portfolios of young investors.To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

This episode of Investing Compass reviews the Australian superannuation system. For each aspect of the retirement system, Mark gives it a grade, but also shares the average grade that Morningstar readers gave. This week in Mark's Unconventional Wisdom column, he speaks about how investors can navigate their investments and their portfolio in an age of economic disorder. In a world awash with debt, it's important for investors to understand the impacts on their portfolios and how they're able build resiliency into it. Mark presents three steps to achieve this. Financial advisers are investing in droves in Separately Managed Accounts, or SMAs. In Shani's Future Focus column, she looks at the benefits of this investment product, and why more and more advisers are joining its church. Are investors prone to making the same mistake as many golfers? In a special edition of Bookworm written from his hometown in Scotland, Joseph encourages investors to spend less time obsessing over the next stock idea and more time thinking about their big picture approach. Readers can also laugh at the dreadful score Joseph recorded on one of golf's most historically significant holes during his trip home. Most investors tend to critically analyse their portfolio retrospectively. The recent surge of gold and crypto has proliferated discussions over the optimal asset allocation for modern times. In this week's Young & Invested, Sim unpacks why the price of gold has exploded and whether the asset should hold a place in the portfolios of younger investors. To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Designing Schools, Dr. Sabba Quidwai and Stefan Bauschard explore the transformative shift from individual AI use to organizational deployment. They discuss Google's LearnLM principles, Gemini's enterprise tools, and how AI agents are changing the skills and mindset needed for leadership and collaboration. Through reflections, real-world examples, and critical insights, they outline how to move beyond using AI as an assistant and start managing it as a teammate.⏱️ Timestamps[00:01:00] Resetting for Impact: Sabba reflects on the first half of the year and clarifies her focus on organizational AI deployment.[00:06:00] Students, Parents, and AI: Stefan shares insights from his AI & entrepreneurship class and reactions to AI tools.[00:07:00] Google's LearnLM & Gemini: Unpacking the five principles of LearnLM and their implications for education.[00:19:00] OECD AI Capability Review: What AI can and can't do yet — and how it measures up on skills like creativity, metacognition, and problem-solving.[00:40:00] From AI Assistant to Teammate: Why managing AI agents is a leadership challenge and how to move from individual use to enterprise deployment.Explore More from Designing Schools

Some investors focus on what the markets are doing each day to understand how their portfolio is going to perform. In this episode, we run through the common behavioural mistakes that will likely have an outsized impact on your portfolio, and how investors can prevent making these mistakes.To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton.In this week's edition of Unconventional Wisdom, Mark goes through the process of playing devil's advocate for his ETF choice for Australian equity exposure. An important exercise for all investors, as it ensures that there are no biases at play and helps you make a strong decision about securities that you choose to include or exclude in your portfolio. He runs through detailed analysis for why it should be included in his portfolio. This week in Future Focus, Shani explores trusts. In a meeting with a tax specialist, she was pointed towards them as a way to minimise tax, especially for those individuals on higher tax brackets. She looks at who these vehicles suit and when they might be too much effort with not enough reward. Joseph tapped the insights of Morningstar's energy analyst to compare integrated fuel and gas station company Ampol with its industry peer Viva Energy (the owner of Reddy Express). How might Australia's biggest gas station firms fare in a world with more EVs? Are they likely to keep their Australian oil refineries open amid tough competition? And do the shares offer enough value and yield for income investors to look past these question marks? Find out in Joseph's latest Stock Showdown! Humans have a natural inclination to assume that expensive equals better. But is that the case with investing? Not really. Paying more often means getting less in return. Investors have largely taken this message onboard and clearly favour low-cost funds while rejecting more costly options. But are we missing out on better products by doing so? In this week's Young & Invested, Sim explores if investors are too obsessed with fees and when paying extra may be worth it. Hosted on Acast. See acast.com/privacy for more information.

This week's podcast focuses on traditional metrics for understanding whether you're wealthy, and whether there are better ways to assess your progress towards wealth creation in your End of Financial Year review. We run through the ratios you can use during your portfolio review to conduct a holistic assessment.Mark's Unconventional Wisdom column takes a deep look at the state of housing in Australia. He explores whether housing is the anchor weighing Australia down? Mark explains why he thinks is it, and how the cost of housing is sapping the dynamism of the economy, lowering living standards and hampering our financial independence. This week, Shani's Future Focus column focuses on traditional metrics for understanding whether you're wealthy, and whether there are better ways to assess your progress towards wealth creation in your End of Financial Year review. She runs through the ratios you can use during your portfolio review to conduct a holistic assessment. Joseph's featured article this week takes a deeper look at the "deep value" style of investing. He explores what it involves, potential opportunities and drawbacks for individual investors, and where a high profile fund manager that follows this approach is finding ideas today. The article also reveals the most interesting stock pitch that Joseph heard at Morningstar's recent investment conference for financial advisers in Sydney. ETFs have gained mass investor popularity over the last five years. It's safe to say Aussie investors are a little obsessed with the product. And why not? With instant diversification at relatively low cost fees, no one can argue they aren't an attractive product to build wealth. But is there anything we might be missing with this one-track fixation? Sim explores some of potential drawbacks associated with ETF investing and evaluates how these may effect investor assumptions about the 'safe' investment. To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we dive into private assets. What they are, their history, the risks and benefits and whether they suit investors.In this week's Unconventional Wisdom column, Mark runs through the reason why private credit is a hard no for him. As investors rush into the attractive yield offered by private credit providers, he urges caution and why all that glitters is not always gold.Shani's Future Focus looks at three ways to maximise your returns. Her column looks past how to find the best investments, but how to maximise the returns of the ones that you have.Public companies that are taken over by private equity are usually done so at a premium to recent share prices. But does seeking out potential takeover targets make sense for investors? In the latest edition of Bookworm, Joseph taps the insight of legendary fund manager Anthony Bolton to arrive at three things that might make a company more attractive to acquirers. He also explains why investors should be wary of relying too much on this outcome alone.99% of investors won't be the next Warren Buffett. Luckily, we don't need to be that successful. This week Sim continues to explore products that make investing easier, with the newest edition of Young & Invested featuring a deep dive on one-ETF portfolios. Are they a help or hinderance to your goals? To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

This episode explores how the evolving job market prioritizes AI fluency, adaptability, and mindset over traditional qualifications. Sabba and Stefan dissect recent research and reports, highlighting how education must adapt to prepare learners for a future where AI is a collaborator, not a cheat code. They also spotlight real-world education leaders and systems successfully navigating this transformation.Timestamps[00:01:00] The Résumé is Out, AI Fluency is InSabba unpacks a Fortune article on how companies now prioritize AI skills and mindset over experience or degrees.[00:04:00] Refusing AI Isn't an OptionStefan raises concerns about higher ed's disconnect, especially around ethical objections to using AI in learning environments.[00:10:00] Sandbox Interviews and Soft Skills ReimaginedDiscussion of new hiring practices including live AI collaborations and how soft skills like curiosity are redefined.[00:23:00] Stanford's Human-AI Collaboration StudyDeep dive into new research from Stanford that maps out AI integration across roles, emphasizing shared human-AI agency.[00:36:00] Barbie Gets AI: The Future Starts in the ToyboxInsights on the Mattel–OpenAI partnership and how early AI exposure through toys will shape children's perceptions and skills.Explore More from Designing Schools

This episode explores how emerging signals from viral LinkedIn posts to global entrepreneurship trends are revealing cracks in traditional education. Dr. Sabba Quidwai and Stefan discuss the urgent need to move from robotic, standardized systems toward cultivating creativity, curiosity, and entrepreneurial thinking, especially as AI reshapes what it means to learn, lead, and connect. They share stories that inspire a mindset shift, from kids in Nepal launching businesses to how companies like Zapier are reimagining onboarding with AI.Timestamps[00:00:00] Redefining Human vs. RoboticKevin Scott's insight: AI isn't replacing people—it's replacing people who act like machines.[00:02:00] A Parent's Frustration Goes ViralMatt Pier's viral LinkedIn post sparks a discussion about how current education is misaligned with future needs.[00:05:00] Building Future EntrepreneursStefan shares how AI-powered entrepreneurship camps can help kids generate revenue and creativity in weeks.[00:12:00] Are AI Friends Real Friends?Exploring how AI companions are affecting school life, emotional wellbeing, and our concept of relationships.[00:17:00] Kids Are Learning—Just Not in SchoolOpenAI's finals week data shows students using ChatGPT for deep learning—not cheating.[00:25:00] From Tool to Teammate: Zapier's Onboarding ShiftHow Zapier redesigned its onboarding to emphasize curiosity and AI-integrated workflows.[00:33:00] OpenAI and the NYT Lawsuit: What Educators Should KnowKey updates about data privacy, ChatGPT logs, and what's excluded from court orders.Explore More from Designing Schools

How do we find the strength to stand firm in our faith in a world filled with distractions? For Vision Sunday, Tim shows us what it means to have an eternal mindset and how naming our distractions, following Godly examples, and remembering God's goodness can lead to a transformed life.Watch full video here. 

In this powerful and provocative episode, Dr. Sabba Quidwai and Stefan explore the urgent implications of AI on education, employment, and democracy. They dissect recent comments by Anthropic's CEO, reflect on generational shifts in perceptions of higher education, and challenge educators to embrace change, not resist it. This is a call to action for reimagining learning, relevance, and agency in an AI-driven world.Timestamps[00:01:00] The AI Wake-Up CallDiscussion of Anthropic CEO Dario Amodei's prediction that AI could eliminate half of all entry-level white-collar jobs within five years and its implications for students and educators.[00:06:00] Rethinking Entry-Level WorkStefan unpacks how companies are prioritizing AI fluency over traditional hiring, and why entry-level positions may be disappearing.[00:14:00] College Regret and the ROI CrisisSabba cites a Fortune article on how over half of Gen Z feel college was a waste of money and explores how this sentiment is reshaping higher education.[00:26:00] Why Faculty Must Try, Not DefendA candid critique of higher ed's resistance to AI innovation and a call for professors to collaborate with students in navigating an evolving academic and professional landscape.[00:32:00] Sinek, Struggle, and Staying HumanInsights from Simon Sinek on the importance of struggle in maintaining humanity and creativity amid AI's rise.Explore More from Designing Schools

In this episode, we look at the top shares of Australia's best performing super funds, and our equity analysts' outlook for the stocks.You're able to view the article here.To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton.This week for Mark's Unconventional Wisdom column, he grades the superannuation system in Australia, offering each part of the system a letter grade of A, B, C or D. It allows investors to understand what our super system does well and what it doesn't, and how that might impact them. Shani's Future Focus column looks at a quirk to one of the most generous tax concessions that we have in Australia, the CGT exemption for your home. The CGT exemption also allows for you to rent out your property for a number of years, and still claim the CGT-exempt status. Shani takes a deep dive into the tax policy, the circumstances that it suits and the situations to avoid that would make homeowners pay more tax than they need to. Small caps have historically traded at a premium given conviction behind long term outperformance. Market narratives surrounding their sizeable growth prospects can sway younger investors who performance chase. As a follow up on a previous article 'The Beginner ETF Portfolio', Sim explores the risks and merits of small cap exposure in a beginner's ETF portfolio. AI chatbots and search assistants have transformed the way that many people seek information. But can they be relied upon for investment advice, too? Acting on a recommendation from a recent industry event, Joseph asked ChatGPT to impersonate an investment board of three famous investors. Then, he asked it to discuss some potential investments. What happened next left Joseph impressed and worried in equal measure. Hosted on Acast. See acast.com/privacy for more information.

In this week's special episode, Sabba and Stefan dive into the newly released AI literacy framework from the European Commission and OECD. Highlighting its student-centered vision, they explore how this document finally sets a compelling standard for empowering learners with durable skills, agency, and real-world decision-making tools for an AI-driven future.Timestamps[00:00:00] Introducing the OECD AI Literacy FrameworkSabba shares why this episode is different and introduces the newly released, game-changing AI literacy framework.[00:03:00] Why Students Learn More from Screens than SchoolsEye-opening statistics from the framework spark a conversation about reclaiming the educator's role in AI learning.[00:08:00] Personas and Real-World Scenarios for AI UseThe team explores how scenarios like Sophia's story-writing journey with AI help model responsible use for students.[00:18:00] RISE vs. Traffic Lights: Rethinking AI Decision ModelsSabba and Stefan unveil the RISE framework as a more human-centered alternative to the often-used traffic light system.[00:27:00] A Look at Desert Sands' Leading AI GuidanceCelebrating Desert Sands Unified School District's visionary leadership, the hosts showcase a real-world model of actionable and future-ready AI integration.Explore More from Designing Schools

BONUS: Solution-Focused Coaching: The Game-Changing Method Every Scrum Master Needs With Ralph Miarka and Veronika Jugwirth In this BONUS episode, we dive deep into solution-focused coaching with Ralph and Veronika, co-authors of "Solution Focused Coaching For Agile Teams." This conversation explores how to shift from problem-solving to solution-building, helping Agile teams thrive through a forward-looking approach that empowers teams to find their own path to success. Understanding Solution-Focused Coaching "Solution focus, focuses on the goal itself. We are not talking about 'how', but first start with 'what we want to achieve'." Solution-focused coaching represents a fundamental shift from traditional problem-solving approaches. Rather than diving into root cause analysis and retrospectives focused on what went wrong, this methodology centers on the future and desired outcomes. It operates as a communication system that recognizes the complexity of modern work environments where simple cause-effect relationships don't always apply. In engineering, root causes make sense when dealing with predictable systems, but in complex organizational dynamics, solution-focused coaching acknowledges that we often can't identify clear root causes and instead focuses on creating a "preferred future." In this segment we refer to Solution-focused brief therapy and the Cynefin model.  The Power of Not-Knowing "Instead of suggesting solutions, we should start by asking questions. The “Not-knowing position” is about accepting this." The "not-knowing position" challenges coaches and leaders to resist the urge to immediately diagnose problems and offer solutions. When someone shares their story, they're not sharing the version we think we know. This approach transforms coaching conversations by starting with questions like "What difference would it make for you to solve this problem?" This shift toward asking questions about a positive future can even help identify advocates among those who initially resist change, creating unexpected allies in transformation efforts. Everyone as an Expert "When we help teams change by themselves, they change much faster." The principle that "everyone is an expert in their situation" fundamentally changes how coaches approach team dynamics, especially during periods of pressure or conflict. Instead of imposing external solutions, this approach involves asking teams what they already like about their current practices. For example, when observing daily standups with their natural diversity of approaches, focusing on what teams appreciate about their existing practices creates a foundation for sustainable change. Teams that discover their own path to improvement implement changes more rapidly and with greater commitment than those following prescribed solutions. The Miracle Question Technique "What would be a very small first sign that tells you that there was a small miracle during the night?" The Miracle Question emerges from real coaching conversations where clients express that "only a miracle can help." Rather than dismissing this statement, solution-focused coaches embrace the client's language to create powerful exploration opportunities. The technique involves asking teams to imagine their situation after a small miracle has occurred overnight, then identifying the first small signs they would notice. This approach helps teams explore possibilities and envision concrete steps toward their preferred future, making abstract goals tangible and achievable. Unlearning the Fix-It Mentality "Don't work by yourself in the problems of others, let them work." For Agile practitioners trained to identify and fix problems, solution-focused coaching requires a significant mindset shift. Instead of jumping into problem-solving mode, coaches must learn to hold space for solutions to emerge naturally from the team. This involves trusting that team members are experts in their own situations and developing strong questioning skills. Coaches and Scrum Masters need to clarify their own goals and resist the urge to solve problems for others, instead creating conditions where teams can work through challenges themselves. Practical Questions for Immediate Implementation "What do we want to achieve? What is our goal, and why?" Teams can immediately begin incorporating solution-focused approaches by bringing specific questions into their regular ceremonies. Key questions include exploring what the team wants to achieve and understanding the underlying purpose behind their goals. Additionally, asking "What works already?" helps teams build on existing strengths rather than focusing solely on problems. Confidence-building questions like "How confident are we?" and "What would make you more confident?" create opportunities for teams to identify specific actions that would increase their likelihood of success. About Ralph and Veronika Ralph Miarka is an Agile coach, trainer, and co-author of the book that is our topic for today's episode: Solution Focused Coaching For Agile Teams. Ralph helps teams thrive through solution-focused coaching. With a background in engineering and leadership, he bridges structure and empathy to spark real change. You can link with Ralph Miarka on LinkedIn. Veronika Jungwrith is a coach, consultant, and facilitator, Veronika blends solution-focused coaching with leadership development. Her work empowers individuals and teams to navigate complexity with clarity, meaning, and lasting impact. You can link with Veronika Jungwrith on LinkedIn.

In this episode, Dr. Sabba Quidwai and Stefan discuss the surprising fears at the top of organizations, CEOs worried about their lack of AI strategy and technical confidence. Drawing from the latest research from Day Taku, Microsoft, and the OECD, they unpack how leadership, education, and AI integration intersect, revealing why successful change depends more on mindset and management than on tools alone. From workplace strategies to the classroom crisis, they explore what's needed to empower both leaders and learners in this AI-driven world.Timestamps[00:00:00] CEOs' Hidden Fears About AI LeadershipWhy 70% of global CEOs feel unprepared to lead AI transformation and the risks of lacking a strategy.[00:04:00] The AI Power Circle: A New Model for Executive LearningIntroducing a hybrid learning framework helping leaders align AI adoption with organizational change management.[00:12:00] Google's Alpha Evolve: AI's Leap into Novel Problem-SolvingWhat Alpha Evolve means for coding, innovation, and why this shift demands a leadership mindset reboot.[00:19:00] Microsoft's Four Lessons for AI Adoption in TeamsKey takeaways on why enablement beats access, the role of feedback loops, and why everyone is already an AI user.[00:28:00] The Broken Model of Education Exposed by AI CheatingReflecting on the viral "Everyone is Cheating Their Way Through College" article and the urgent call for instructional redesign.[00:41:00] OECD's Warning on the Digital Well-Being of ChildrenWhy today's always-on digital world is failing young people and how educators can reclaim their role as mentors in the AI era.Explore More from Designing Schools

This episode runs through what the new Division 296 tax is, who it impacts, what investors should do to prepare for it.To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton.Shani's Future Focus column takes a deep dive into the controversial Division 296 tax - also known as the unrealised capital gains tax in super. She runs through how it works, why more Aussies are going to be impacted by it than we think and what investors can do to prepare for it.Buffett has invested for over 7 decades, where his investing style and approach has evolved. There are many lessons, quotes and soundbites that investors take from him. In this week's edition of Unconventional Wisdom, Mark has looked at 3 lessons to ignore from the Oracle of Omaha. With most Aussies now holding at least one ETF in their portfolio, it's a hard proposition to ignore for beginner investors. Following on from her previous column on the beginner ETF portfolio, this week Sim explores the Aussie equity ETF market and compares two investor favourites in this category. Joseph's featured article is the first edition of Stock Showdown, a new series that uses Morningstar insights to compare the business and investment merits of different ASX companies. To kick things off, Joseph enlisted the help of our global mining analyst Jon mills to compare BHP and Rio Tinto. How similar are the two mining heavyweights, where do they differ, and which would Jon choose if he had to? Find out in the first Stock Showdown. Hosted on Acast. See acast.com/privacy for more information.

This episode unpacks the viral claims that AI leadership doesn't exist yet and challenges that view by highlighting the real issue our resistance to change management and leadership development. Sabba and Stefan discuss how organizations can unlock real transformation by focusing on people, teams, and culture rather than just tools, while raising urgent questions about AI's expanding role in social and professional life.Timestamps[00:01:00] Rethinking AI LeadershipSabba and Stefan critique viral LinkedIn posts claiming AI leadership doesn't exist, arguing that this is more about change management than technological gaps.[00:03:00] Defining What AI Leaders Actually DoThey break down what true AI leadership looks like—navigating ambiguity, redesigning workflows, and building learning cultures.[00:08:00] The Career Question Everyone Should Be AskingStefan introduces a provocative reflection: What can you do better without AI than with it? This sparks a conversation about job security, workplace dynamics, and productivity.[00:22:00] Microsoft's Game-Changing People Skills ToolSabba highlights Microsoft's new AI-powered employee skills mapping, pushing organizations to prioritize collaboration, visibility, and culture.[00:34:00] AI Social Companions: The New Mental Health Crisis?The episode wraps by dissecting Mark Zuckerberg's push for AI companions, exploring the blurred lines between tech-driven connection and human relationships.Explore More from Designing Schools

In this listener requested episode, we take a look at how taxes impact you as an investor. Understanding the maths behind all of the variables for your total return means you're able to make better decisions. Tax is a big one.In this week's Unconventional wisdom column, Mark explores whether investor complacency is out of touch with reality. He looks at game theory and a prisoner's dilemma, and the lessons that investors can take from it, especially when it comes to the current market volatility. He looks like at where Trump - and the market, might go from here. Finding superior long-term investments as a stock picker requires you to find companies that defy the laws of capitalism. But how might you go about doing this? In the next edition of his Bookworm column, Joseph explores Marathon Asset Management's capital cycle approach to investing and how it can identify so-called “compounders”. Joseph also highlights a holding from his portfolio that he thinks fits the bill. Successful investing doesn't end as soon as you hit 'buy' in your trading account. Shani's Future Focus column looks at a methodical framework to monitor and maintain your portfolio, to increase your chances of achieving your financial goals. Easy access to technology means younger generations are more informed and confident in their investment decisions than ever. Furthermore, changes to the industry has led to structured financial advice increasingly becoming a luxury to access. In this week's Young & Invested, Sim explores whether financial advisers have any value proposition for young people. To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

This week, Sabba and Stefan explore the increasingly blurred lines between AI as a companion, and AI as chatbot, and what's at stake for today's young people. With urgent reports from Common Sense Media and bold visions from tech giants like Microsoft, Google, and Visa, the conversation uncovers the stark contrasts and underlying truths shaping our AI-driven future. This episode is a call to leadership, urging schools, parents, and communities to move beyond fear and into thoughtful engagement.Timestamps[00:00] Competing Visions of AI's FutureSabba introduces the episode's central theme: AI's dual identity as a supportive teammate and a dangerous emotional influence, especially on youth.[02:00] Common Sense Media vs. Microsoft AIA deep dive into the recent Common Sense Media report flagging AI companions as unsafe for minors and contrasting it with Mustafa Suleyman's optimistic view of AI as a digital species.[14:00] The Inconsistency of AI Ratings in EducationExploring contradictions in Common Sense Media's app evaluations, highlighting the blurred lines between chatbots and AI companions used in educational settings[20:00] Corporate AI First Strategies & Education's Outdated ResponseDiscussion of bold AI-first declarations by companies like Duolingo and Shopify and the disconnect with education's cautious or regressive stance.[37:00] Orbs, World ID, and AI ShoppersIntroduction to Worldcoin's biometric ID system and Visa's vision of AI-powered financial agents—spotlighting how AI is rapidly embedding itself into everyday life.Explore More from Designing Schools

In this week's episode, Sabba Quidwai and Stefan Bauschard dive deep into the implications of the latest U.S. executive orders on artificial intelligence, particularly in education. They explore how policy is setting a new tone for AI integration from K–12 to workforce development and highlight actionable guidance from states like Nevada. The conversation emphasizes the urgent need for leadership, literacy, and learning design to keep pace with the AI revolution.Timestamps[00:02:00] Executive Orders on AISabba and Stefan explore the language and implications of newly issued executive orders focused on AI innovation, particularly their impact on education systems from K–12 through university accreditation.[00:06:00] Breaking Down K–12 AI IntegrationStefan discusses the specifics of how executive orders support AI literacy, including funding strategies, competitions, apprenticeships, and cross-subject integration of AI.[00:18:00] Urgency in Innovation: Lessons from the Book "Click"Sabba shares an excerpt from the book Click by Jake Knapp and John Zeratsky, stressing the importance of focus, momentum, and mindset in organizational change.[00:25:00] Nevada's Stellar AI GuidanceA spotlight on Nevada's forward-thinking AI education framework, “STELLAR,” emphasizing transparency, empowerment, and critical thinking as core components[00:33:00] Enterprise Trends and AI ROI ReportsThe hosts break down the latest insights from Microsoft's Work Trend Index and Google's GenAI ROI report, illustrating how AI is transforming workflows, leadership roles, and job readiness across industries.Explore More from Designing Schools

In this week's episode, Dr. Sabba Quidwai and Stefan Bauschard discuss the significant shifts AI is causing across education, particularly higher education. With the release of OpenAI's latest models, they explore provocative scenarios, including whether universities can survive without radically reimagining their structures, curricula, and roles. Through candid conversations and real-world examples, they challenge the traditional pace of change and advocate for preparing learners, and educators, for an unpredictable, AI-driven world.Timestamps[00:00:00] The $68 Billion Question: California's Higher Ed CrisisSabba opens with a compelling budget scenario that sparks a major rethink of the cost and delivery of general education courses.[00:02:00] Can Universities Survive AI? Stefan's PerspectiveDiscussion on how universities must adapt—or risk obsolescence—by focusing less on content delivery and more on mentorship and hands-on learning.[00:05:00] Why O3 is a Game Changer: Understanding OpenAI's Newest ModelSabba explains the groundbreaking capabilities of the new O3 model, including agentic reasoning and dynamic tool use, and why it's leaving experts stunned.[00:13:00] The Problem with "Traffic Light" AI Policies in K–12Sabba critiques the oversimplified red-yellow-green frameworks for student AI use, urging for deeper decision-making frameworks instead.[00:29:00] Google AI Tools for Education: A Wake-up CallA powerful segment where Sabba highlights the new, free AI tools in Google Workspace for Education and discusses why educators urgently need to shift their mindsets and skillsets.Explore More from Designing Schools

In this episode hosts Dr. Sabba Quidwai and Stefan Bauschard explore the cultural and strategic implications of the Shopify CEO's provocative memo: “Before you ask for headcount, tell me why AI can't do it.” They unpack major updates from Google and OpenAI, offering a compelling case for why AI is redefining collaboration, creativity, and leadership. This isn't just about new tools, it's a call to reimagine how we learn, lead, and live in a world where AI is now a baseline expectation.Timestamps[00:00:00] The Shopify Challenge: A Culture Memo, Not a Tech MemoSabba introduces the CEO's powerful statement and frames it as a leadership challenge rather than a technological one.[00:05:00] Google's Vision for Collaborative AI WorkflowsA deep dive into Google's new Workspace Flows, writing coaches, and AI-powered video/audio tools that reshape how schools and teams operate.[00:16:00] From Tools to Teammates: Shifting Mindsets in EducationStefan and Sabba discuss the transformational potential of AI when viewed as a teammate and explore implications for student learning and entrepreneurship.[00:26:00] Gen Z's AI Literacy Gap and the Urgency for ActionA new Gallup and Walton Family Foundation report highlights the mismatch between Gen Z's usage and understanding of AI—and what schools must do now.[00:35:00] OpenAI's Memory Update: The Future of Personalized IntelligenceWhat it means to have AI remember your interactions—and why this seemingly small update is a massive step toward hyper-personalized experiences.Explore More from Designing Schools

Future-Focus, Well-Being and Resilience focuses on journeys that can keep us well and support our resilience. No two journeys are the same.  We also recognise habits, practices, lessons that nurture us and help us flourish, support us to be fruitful and enable us to move from surviving to thriving. 1.        We love to capture and share pearls of insight and wisdom. These are aired in our podcast, blogs and guest appearances across the world. 2.        We touch on hope as the gift that keeps giving . We explore being future focused as we are shaping our pathway through life and living. 3.        We revisit our definition of success especially in the face of adversity.  How does pain become part of our life story?   4.        Borne out of the Wellbeing and Resilience Leadership initiative, we are taking a pragmatic view of Wellness, Wellbeing and Reliance.  Prepare to be thrilled, informed, inspired and motivated by Future Focus wellbeing and resilience.

In this episode, Sabba and Stefan dive into the rapid acceleration of AI technologies, spotlighting how tools like ChatGPT and Claude are transforming the educational landscape. They explore groundbreaking developments like agentic platforms, transparency in AI reasoning, and what it means for today's students to be the “Class of AGI.” This is a forward-thinking conversation that challenges leaders to rethink how we prepare people for a world led by intelligent systems.Timestamps[00:01:00] The Center of Gravity is ShiftingOpenAI's user explosion in India signals a global shift in AI adoption and influence.[00:10:00] The Class of AGI: Redefining Higher EducationAnthropic and OpenAI unveil initiatives aimed at transforming learning and literacy through AI-powered experiences.[00:22:00] Enter the Age of Agents: Digital Workers in the EnterpriseDeloitte and others launch digital coworkers to automate tasks, revealing how organizations must restructure around AI.[00:32:00] Inside the Mind of Claude: Anthropic's Breakthrough in AI TransparencyA look at how Claude forms ideas and the effort to audit AI behavior through model interpretability research.[00:41:00] Passing the Turing Test and Redefining Human IdentityChatGPT-4.5 convinces users it's human 73% of the time—raising deep questions about identity, agency, and digital discernment.Explore More from Designing Schools

Some investors don't think that they have any goals to work towards, so they are unable to add proper structures and frameworks to their investment portfolios. This episode goes through a framework to dig deeper for your financial goals by exploring what you want from life, and therefore your finances.You are able to find the full article here.As cost of living increases and careers become more demanding, many younger people are also turning to income investing to derive a passive income. As more Aussies move towards this style of investing, we must understand what the opportunity cost is. Mark's Unconventional Wisdom column explores the opportunity cost of being an income investor. In Shani's Future Focus column, she looks at the insights for investors from a man responsible for $16 trillion. Salim Ramji is the new captain at the helm of Vanguard. His recent visit to Australia included a conversation with Johnathan Shapiro which revealed insights into how Salim sees the world, and how investors can apply those insights to how they invest. A study found that younger generations were disengaged when it came to their superannuation – and this isn't surprising. It's hard for young people to be excited at the prospect of retirement. But the reality is, failing to review your super is like cutting a hole in your wallet and walking around as the money falls out. This week Sim explores how your level of engagement with superannuation can have a significant impact on your retirement outcomes. Every big decision in life has trade offs. This can make it hard to make a decision in the first place and, perhaps even worse, lead to regrets seeping in later. In this week's Bookworm, Joseph explores a simple three-step method for tackling life's big choices with confidence. From deciding between two jobs to choosing whether to rent or buy. To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

In this episode, 195 - Is There Something Wrong With Me?, I tackle the common narrative that there is something wrong with today's youth and young adults. I share my frustration with this perspective and explain why it can be so detrimental. The key is understanding confirmation bias - the way our brains seek to prove what we already believe to be true. When we tell someone they are broken or lacking in some way, that's all their brain will focus on. Instead, I encourage focusing on what's going right, looking towards a positive future, and lifting others up. We need to quit pointing out problems and instead empower the rising generation to see their own worth and potential. Ultimately, there is nothing wrong with you. You are a divine creation of our Heavenly Parents, and any struggles you face are part of the human experience. With the Savior's help, you can overcome anything. Let's shift the narrative and start celebrating all the amazing things young people are capable of. As always, if you found this episode helpful, I want to invite you to subscribe if you aren't already, share this episode with your friends and missionaries you know, and write a review. I know this work will help LDS missionaries around the world and it would mean so much to me if you did. Until next week my friends.     Website | Instagram | Facebook   Get the Full Show Notes and Text/PDF Transcripts: HERE   Free PDF Download:  Podcast Roadmap   Free PDF Download:  Preparing Missionary Cheat Sheet   Free Training for Preparing Missionaries:  Change Your Mission with this One Tool   RM Transition Free Video Series:  3 Tools to Help RMs in Their Transition Home   Free Guide:  5 Tips to Help Any Returning Missionary   Schedule a Free Strategy Call:   Click Here

Join us in this episode of the Art Marketing Podcast as we dive into an inspiring conversation with Tom and Mary Putt, a dynamic husband-and-wife team behind the Tom Putt Gallery. Discover how they navigated the challenges of running a photography business during the COVID-19 pandemic, leveraging creativity and resilience to thrive. Tom shares his philosophy of continuous improvement, while Mary discusses the importance of customer experience and effective sales strategies. Tune in for valuable insights on building a successful art business and the power of storytelling in connecting with your audience! (00:00) - Mindset for Success (00:48) - Introduction to Tom and Mary Putt (01:32) - Tom's Journey into Photography (05:06) - The Role of Mary in the Business (06:37) - Opening the Gallery (08:44) - Surviving COVID (10:38) - Continuous Improvement Philosophy (12:34) - Emotional Connection in Sales (14:18) - Customer Experience Focus (16:46) - Leveraging Digital Sales (18:00) - The Impact of AI on Business (20:10) - Using AI for Content Creation (22:20) - The Importance of Live Broadcasting (24:30) - Connecting with Customers Online (26:56) - Creative Marketing Strategies (30:10) - Storytelling in Wildlife Photography (32:30) - The Power of Live Video (35:02) - ROI on Gallery Space (37:04) - Future Focus on Broadcasting Tom's Website https://tomputt.com/ Tom's Instagram https://www.instagram.com/tomputtgallery/ Keep up with the latest https://linktr.ee/artmarketingpodcast Signup for a free account on ArtHelper and use my jazzy coupon code which is POD.  This will give you a free month of the Pro plan that has all the bells and whistles  

In this episode of The Innovation Show, host Aidan McCullen welcomes back esteemed guest Gary Hamel, celebrated business strategist and co-author of the revolutionary article on core competencies. They dive deep into the concept of competence-based competition, discussing the origins, importance, and modern applications of core competencies. Gary shares insights from his extensive work alongside CK Prahalad and reflects on how their ideas shaped corporate strategy. Using historical and contemporary examples, including Tesla and HAIER, they explore how focusing on deep skills can lead to enduring competitive advantages. This episode is a must-listen for anyone interested in innovation, strategy, and the future of business in a rapidly evolving world.   00:00 Introduction and Welcome 00:23 The Concept of Competence-Based Competition 01:24 Historical Context and Development 02:26 Core Competence and Strategic Implications 05:03 Challenges and Misinterpretations 13:37 Modern Examples and Applications 28:23 Strategic Conversations and Future Focus 35:12 The Danger of Viewing Companies as Product Sets 35:33 Intel vs. TSMC: A Strategic Misstep 37:56 Bounded Innovation and Core Competencies 38:49 Uber's Broader Vision Beyond Ride-Hailing 42:23 Amazon's Evolution from Online Retailer to Logistics Giant 43:21 US Car Makers' Myopia and Missed Opportunities 44:24 Historical Examples: Honda and Sony 47:01 Tesla: An Energy Company, Not Just a Car Maker 48:08 Microsoft's Myopic View and Missed Opportunities 56:00 The Importance of Organizational Flexibility 01:02:26 Encouraging Internal Innovation 01:08:42 Conclusion and Next Steps

Making your money more focused on your future expenses, goals, and desires. We were inspired by the updates to the YNAB method to share these powerful questions and help your family become more intentional and proactive. Main themes from today's episode: Use these 5 questions to give every dollar a job for what matters to you What to do when you feel like everyone is coming for your hard-earned dollars Building a system so you can thrive Choosing whether to spend a hard-earned dollar now or put it to work with a productive asset 5 questions to ask: What does this money need to do before I'm paid again? What larger, less frequent spending do I need to prepare for? What can I set aside for next month's spending? What goals, large or small, do I want to prioritize? What changes do I need to make, if any? Links we mentioned today: YNAB (military discount) The updated YNAB method (no more 4 rules) Episode 58 w/ Jesse Mecham, founder of YNAB Kate Horrell's military pay day calendar Personal Finance Club's two variables- income and expenses Monarch Money (military discount) For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.