Podcasts about Murs

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Best podcasts about Murs

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Latest podcast episodes about Murs

Secure Your Retirement
One Big Beautiful Bill – Part 2

Secure Your Retirement

Play Episode Listen Later Oct 6, 2025 20:48


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the latest provisions of the One Big Beautiful Bill and how these updates directly affect retirees and pre-retirees. Joined by tax expert Taylor Wolverton, CFP® and EA, they dive into key areas of the 2025 tax changes that could significantly impact your retirement planning strategies. From estate tax exemption levels to the nuances of the QBI deduction, these insights help you better understand how to navigate Taxes in Retirement while maximizing opportunities for long-term tax savings.Listen in to learn about how provisions such as the new auto loan interest deduction, expanded charitable deduction, and the innovative Trump accounts for newborns can play a role in your personal retirement tax planning. With practical explanations and forward-looking strategies, this episode provides essential knowledge for anyone seeking to secure your retirement and prepare a thoughtful retirement checklist.In this episode, find out:· Why the current tax rates are considered “permanent” and what that really means for your tax strategy for retirees.· How the estate tax exemption impacts your legacy and protects families from unnecessary gift and estate taxes.· What the Qualified Business Income (QBI deduction) means for self-employed individuals and small business owners.· The new charitable deduction opportunities even for those who take the standard deduction.· How auto loan interest deduction and Trump accounts for newborns could change the way families plan for the future.Tweetable Quotes:· “There's significant opportunity ahead of us to take advantage of today's lower tax rates before changes come in the future.” – Radon Stancil· “Even small provisions in the One Big Beautiful Bill can create big opportunities for retirees who want to plan smartly.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Le Cours de l'histoire
Traces d'histoire dans la ville 2/4 : Graffitis, marquer les murs, marquer l'histoire

Le Cours de l'histoire

Play Episode Listen Later Oct 4, 2025 51:47


durée : 00:51:47 - Le Cours de l'histoire - par : Xavier Mauduit, Maïwenn Guiziou - Entre les XVIe et XIXe siècles, artistes de grand nom, soldats et touristes anonymes ont creusé dessins et inscriptions au-dessous d'œuvres majeures à Rome. Acte de dégradation ou symbole d'adoration ? Comment interpréter ces graffitis ? - réalisation : Clément Nouguier - invités : Charlotte Guichard Historienne de l'art, directrice de recherche au CNRS et professeure attachée à l'École normale supérieure

L'heure du crime
INCONTOURNABLE - Ed Gein : derrière les murs de la ferme de l'horreur

L'heure du crime

Play Episode Listen Later Oct 3, 2025 37:08


Il est l'homme qui a inspiré le film Psychose et la figure détraquée de Norman Bates. Il est aussi celui qui a donné l'idée de Massacre à la Tronçonneuse. et du Silence des Agneaux. Sauf que Ed Gein n'a jamais été une créature d'Hollywood. Il était bien un tueur- psychopathe, fétichiste et nécrophile, retiré dans une ferme désolée du Wisconsin.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

La libre antenne
La libre antenne - Pour Pascale, nous construisons nos propres murs par peur de la solitude

La libre antenne

Play Episode Listen Later Sep 30, 2025 25:27


Auditrice : - Pour Pascale, nous construisons nos propres murs par peur de la solitude Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Secure Your Retirement
The Fed Just Cut Rates - What It Means for Your Retirement

Secure Your Retirement

Play Episode Listen Later Sep 29, 2025 17:24


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the recent Fed rate cuts and what they mean for your retirement. After years of historically high Federal Reserve interest rates, the first rate cut of 2025 signals an important turning point for retirees and those planning retirement. With retirement interest rates shifting, CDs, bonds, and even savings accounts are no longer producing the same returns as just a year ago. This episode breaks down how the Fed interest rate changes impact your retirement investment strategy, from cash and CDs to fixed index annuities, bonds, and equities.Listen in to learn about how to navigate this new environment. Radon and Murs share insights on how to rethink your retirement income planning, balance safety and growth, and use smart retirement planning strategies to secure your retirement. They also explain why now may be a critical moment to evaluate your options and protect your retirement nest egg so you can focus on retiring comfortably with peace of mind.In this episode, find out:· Why the latest Fed rate cut immediately affects cash accounts and CD rates.· How bonds and interest rates respond differently for new buyers versus existing holders.· Why blindly chasing higher returns in equities can add more risk to your portfolio.· The role of fixed index annuities as a bond alternative in your retirement financial planning.· Practical retirement planning strategies to balance growth, safety, and predictable income.Tweetable Quotes:· “When the Fed cuts rates, cash becomes less effective—so you need to think carefully about where your money works best in retirement.” – Radon Stancil· “Retirement planning today is less about chasing the highest return and more about finding the right return that provides predictability and peace of mind.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Quantum Leap Radio
ASEATOFMYOPINION (Leap 461)

Quantum Leap Radio

Play Episode Listen Later Sep 27, 2025 119:15


Summer is over but the QUANTUM LEAP crew doesn't fall for the Jedi mind tricks currently at play. The FCC and this current administration couldn't stop free speech this past week. Jay Electronica is in another stream of consciousness and are the Clipse the reason veteran acts are winning currently? Tune in for a special GIVEAWAY and details on how to receive it!!! New music from Conway The Machine, Murs, Roc C. and more... Click play and take the leap!!!Follow us NOW on YouTube, iHeartRadio, Apple Podcasts, Google Podcasts, Spreaker, and more...!!You like what hear..? PROVIDE a donation on @kpft.org (DONATE button)QUANTUM LEAP RADIO broadcasting and streaming live from #HUEston T.X.Every Saturday from 4-6p.m. CST (90.1FM KPFT Houston in HD2) & Thursday 1-3a.m. CST (on the F.M. dial)Worldwide@kpft.org/listen

Secure Your Retirement
Is It Possible to Leave Work Before 65?

Secure Your Retirement

Play Episode Listen Later Sep 22, 2025 25:24


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss what it really takes to retire before 65 and the key strategies you need to make early retirement not only possible but sustainable. Many people assume that leaving work before Medicare at 65 is too expensive or too risky, especially when it comes to health insurance before Medicare, tax planning, and long-term income strategies. But with the right process, tools, and guidance, you can build a retirement plan that helps you retire early and retire comfortably.Listen in to learn about the essential areas you must think through: ACA health plans, Medicare at 65, the 59 and a half rule, the 401k rule of 55, Roth conversions, Social Security timing, and more. Radon and Nick Hymanson, CFP®, break down the critical details around investment strategy, retirement withdrawal strategy, sequence of returns risk, and bucket strategy investing. This conversation highlights not just the numbers, but also the emotional side of retirement—building confidence and clarity to truly secure your retirement.In this episode, find out:· Why health insurance before Medicare is the #1 concern for early retirees, and how ACA health plans and subsidies fit into your strategy.· How to navigate tax rules like the 59 and a half rule, the 401k rule of 55, and smart Roth conversions.· The importance of a retirement withdrawal strategy that considers taxes, cash flow, and long-term goals.· How to protect yourself from sequence of returns risk with bucket strategy investing.· Why budgeting for retirement and addressing the emotional side of leaving work is just as important as the numbers.Tweetable Quotes:Radon Stancil: “Retirement planning is like turning knobs—when you adjust one, it impacts the others. The key is making sure they all move in the right direction.”Murs Tariq: “The confidence to retire doesn't come from guessing—it comes from having a written plan that helps you make decisions with clarity.”Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Les Nuits de France Culture
Le plateau Beaubourg : inventer un musée sans murs

Les Nuits de France Culture

Play Episode Listen Later Sep 22, 2025 59:02


durée : 00:59:02 - Les Nuits de France Culture - par : Philippe Garbit - En 1973, au cœur de Paris, Beaubourg n'est encore qu'un immense trou. Écoutons comment, quatre ans avant son inauguration, architectes et spécialistes imaginent le plateau Beaubourg  : un lieu ouvert, vivant, pensé pour le public avant tout, un lieu unique de découverte de l'art contemporain. - réalisation : Virginie Mourthé - invités : Germain Viatte Conservateur de musée

Best Rapper In L.A.
Ep #93 Animal Style pt. 1

Best Rapper In L.A.

Play Episode Listen Later Sep 19, 2025 45:38


In this episode, Murs continues covering the first album of his Love & Rockets trilogy, "Love & Rockets Vol. 1: The Transformation," this time breaking down the motivations behind the anti-bigotry epic "Animal Style". He reflects on taking a stand that stood in opposition to the cultural norms of the community in which he was raised.Purchase Murs' new book, Tour Story Vol. 1, and exclusive F.A.M.I.L.Y themed shirts:https://www.johnnyplantain.com/Buy the new album "Love & Rockets 3:16 (The Emancipation)" now on vinyl, tape, and CD:https://www.mellomusicgroup.com/collections/mursWatch Murs Live Streams on Twitch:https://www.twitch.tv/mursSupport the podcast to get exclusive episodes and BRILA merch here:https://www.patreon.com/Murs316Follow us on IG:https://www.instagram.com/brilapod/ Hosted on Acast. See acast.com/privacy for more information.

Secure Your Retirement
The One Big Beautiful Bill Act: What It Means for Your SALT Deductions

Secure Your Retirement

Play Episode Listen Later Sep 15, 2025 25:55


In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the latest developments around the One Big Beautiful Bill Act and how it may impact your ability to claim a SALT deduction in 2025. From understanding the SALT cap to weighing the benefits of standard vs itemized deduction, they break down what these tax changes could mean for your retirement planning strategy. Taxes are complex, but this conversation aims to simplify what you need to know so you can plan for retirement with confidence.Listen in to learn about how state and local taxes, the property tax deduction, and the mortgage interest deduction might shift under new legislation. You'll also hear strategies that combine charitable giving strategy, donor advised funds, HSA contributions, and 401k contributions to optimize your plan. Whether you're exploring high income tax strategies or building your personal retirement checklist, this episode helps you position yourself to retire comfortably and secure your retirement.In this episode, find out:· What the One Big Beautiful Bill Act could mean for the SALT deduction 2025.· The differences between standard vs itemized deduction in today's environment.· How the SALT cap impacts state and local taxes, and why it matters for retirees.· Ways to leverage a charitable giving strategy or donor advised fund for tax efficiency.· How retirement tax planning integrates with 401k contributions, HSA contributions, and other tools to help you plan for retirement.Tweetable Quotes:· “When it comes to taxes, the goal isn't just to reduce today's bill—it's to create a strategy that works for your entire retirement.” – Radon Stancil· “Understanding the SALT cap and knowing when to use itemized deductions versus the standard deduction can make a huge difference in your long-term retirement planning.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Best Rapper In L.A.
Ep #92 RhymeFest LA & Aesop Tribute

Best Rapper In L.A.

Play Episode Listen Later Sep 12, 2025 71:24


In this special heartfelt episode, Murs reflects on the tragic loss of his Living Legends brother Derick McElroy AKA Aesop The Black Wolf, who passed away unexpectedly on August 17, just one day after Murs' already Legendary performance at RhymeFest LA. Murs shares memories from his relationship with Aesop and takes you behind the scenes of his Iconic set at L.A.'s annual underground Hip Hop Festival.Purchase Murs' new book, Tour Story Vol. 1, and exclusive F.A.M.I.L.Y themed shirts:https://www.johnnyplantain.com/Buy the new album "Love & Rockets 3:16 (The Emancipation)" now on vinyl, tape, and CD:https://www.mellomusicgroup.com/collections/mursSupport the podcast to get exclusive episodes and BRILA merch here:https://www.patreon.com/Murs316Follow us on IG:https://www.instagram.com/brilapod/ Hosted on Acast. See acast.com/privacy for more information.

Interception
L'école hors les murs

Interception

Play Episode Listen Later Sep 12, 2025 48:12


durée : 00:48:12 - Interception - par : Antoine Giniaux - Quatre enfants sur dix ne sortent pas de leur établissement pendant une semaine complète. Dès le début du 20e siècle, l'Education nationale questionnait la place de la nature en milieu scolaire. Aujourd'hui, des enseignants veulent les emmener dehors. Pour leur bien-être. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

Prep Comms
FRS Mini-Series Finale: Where FRS Fits in Your Family Communication Plan

Prep Comms

Play Episode Listen Later Sep 9, 2025 23:14


FRS radios are a great start, but they aren't the whole plan. They work for kids, neighbors, and short-range use — but when the storm hits or the grid goes down, you may need more. In this episode, Caleb Nelson (K4CDN) explains how FRS fits into a complete family communication plan, including: The strengths and limits of FRS radios How GMRS, MURS, and ham radio build on that foundation Why thinking in layers — the Cascade Protocol — makes families stronger How National Preparedness Month is the right time to move from gear to plan FRS is a tool worth having, and combined with clarity, it's what keeps families connected. Mentioned in this episode: BTECH FRS-A1: https://amzn.to/3UTnjgK Retevis RT15: https://amzn.to/3UTedki Retevis RB66P: https://amzn.to/4mIRbZt Retevis RB48: https://amzn.to/47HOP8T Motorola Waterproof FRS: https://amzn.to/4g5oV0Q Family Connect System Webinar Replay: www.familyconnectsystem.com

A bientôt de te revoir
Hors les murs : glamping with Marianna Ladreyt

A bientôt de te revoir

Play Episode Listen Later Sep 8, 2025 16:41


De temps à temps je me balade et rencontre des gens chouettes alors ce serait dommage de pas leur parler. Du coup à la Paris Design Week on est tombés sur Marianna Ladreyt qui fait des supers trucs comme des tentes en bouées croco (NB il faut 35 bouées pour faire un canapé), et avec elle on a parlé d'Hélène Ségara et de coton dans les oreilles. AH et si vous avez des refs de belles poubelles qui coûtent pas un bras envoyez des liens svpbisous

Secure Your Retirement
The One More Year Trap – Knowing When It's Time to Retire

Secure Your Retirement

Play Episode Listen Later Sep 1, 2025 19:21


In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the “One More Year Trap” and why so many people struggle with knowing when it's time to retire. For many, the decision to retire is not just about money—it's about mindset, emotions, and confidence. They explore the common reasons people delay retirement, from financial incentives like bonuses and stock vesting schedules to the emotional ties that come from decades spent in a career. If you've ever wondered how to know when to retire or felt uncertain about stepping away from work, this conversation provides valuable insights and strategies to help you make an informed and confident decision.Listen in to learn about retirement readiness, the importance of a personalized financial plan, and how to prepare both financially and emotionally for this life-changing transition. Radon and Murs break down the role of retirement strategies, retirement income planning, and the retirement mindset needed to confidently step into your next chapter. By focusing on your retirement goals and creating a clear roadmap, you can avoid the trap of delaying retirement year after year and instead secure your financial future.In this episode, find out:How the “one more year trap” keeps people delaying retirement without realizing it.Why creating a personalized retirement plan builds retirement confidence and clarity.The emotional challenges of leaving a career and redefining your retirement mindset.How retirement income planning and Social Security strategies affect your decision.The value of the Peace of Mind Pathway in helping you plan for retirement and retire comfortably.Tweetable Quotes:“When you have a plan in place, the nervousness around retirement fades, and the one more year trap starts to disappear.” — Murs Tariq“The trap isn't about money; it's about clarity. Once you see your retirement roadmap, you gain the confidence to step into the next phase of life.” — Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

S'élever en même temps que son Enfant
Le piège des mots : les mots sont soit des murs soit des ponts entre toi et ton enfant [147]

S'élever en même temps que son Enfant

Play Episode Listen Later Aug 28, 2025 22:24


Best Rapper In L.A.
Ep #91 - 316 Ways

Best Rapper In L.A.

Play Episode Listen Later Aug 27, 2025 60:38


In this episode, Murs continues covering the first album of his Love & Rockets trilogy, "Love & Rockets Vol. 1: The Transformation," this time breaking down the making of "316 Ways," explaining the nuances of sample-based production vs live instrumentation. Murs also shares about his recent experiences at Cazadero Performing Arts Family Camp and Comic Con 2025.Purchase Murs' new book, Tour Story Vol. 1:https://www.johnnyplantain.com/product/tour-story-vol-1Buy the new album "Love & Rockets 3:16 (The Emancipation)" now on vinyl, tape, and CD:https://www.mellomusicgroup.com/collections/mursWatch Murs Live Streams on Twitch:https://www.twitch.tv/mursSupport the podcast to get exclusive episodes and BRILA merch here:https://www.patreon.com/Murs316Follow us on IG:https://www.instagram.com/brilapod/ Hosted on Acast. See acast.com/privacy for more information.

Passion Médiévistes
Hors Les Murs #12 - Étampes au Moyen Âge

Passion Médiévistes

Play Episode Listen Later Aug 27, 2025 60:45


Plongez dans le Moyen Âge en mode immersion sonore avec le format Hors Les Murs du podcast Passion Médiévistes ! Dans cet épisode du format Hors Les Murs, je vous propose une promenade dans l'Étampes médiévale afin de découvrir l'histoire de la ville et les éléments architecturaux accessibles au public. Pour cette visite, nous suivons Aurore Dallérac, directrice du département Musée et Patrimoine de l'Agglomération de l'Etampois Sud-Essonne. Je remercie Jérôme d'avoir commandé cet épisode spécial du Palier Paladru du carnet Passion Médiévistes 2024 ! ▪ Infos sur le podcast Créé et produit par Fanny Cohen Moreau depuis 2017. ➡ Plus d'infos sur cet épisode > passionmedievistes.fr/hlm-etampes ➡ Soutenir le podcast > passionmedievistes.fr/soutenir/ ➡ Instagram > instagram.com/passionmedievistes/ ➡ Facebook > facebook.com/PassionMedievistes Préparation, enregistrement, montage et mixage : Fanny Cohen Moreau Générique : Clément Nouguier Et si vous avez des idées d'endroits qui pourraient être les sujets des prochains épisodes de ce format envoyez moi un mail à passionmedievistes@gmail.com

Secure Your Retirement
The Big, Beautiful Bill – The Standard Deduction Expansion

Secure Your Retirement

Play Episode Listen Later Aug 25, 2025 25:44


In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the newly passed tax legislation known as the Big, Beautiful Bill and its significant impact on retirement tax planning. They are joined by Taylor Wolverton, a Certified Financial Planner and Enrolled Agent, who breaks down how the standard deduction 2025 increase and new senior tax deductions can help retirees save thousands in taxes. If you've been wondering how the new tax bill 2025 affects your retirement income strategy, this episode delivers clarity, practical examples, and actionable tax planning strategies to help you make informed decisions.Listen in to learn about how these 2025 tax law changes may influence your retirement planning. Taylor walks through a real client case study showing how the standard deduction increase and a special $12,000 senior deduction can dramatically reduce taxable income and create more retirement tax savings. Whether you want to plan for retirement, update your retirement checklist, or make adjustments to secure a better financial future, this episode will help you optimize your income tax planning and avoid leaving money on the table.In this episode, find out:· How the Big Beautiful Bill changes the IRS standard deduction 2025 and what it means for retirees.· Details about the new $12,000 senior tax deduction and who qualifies for it.· How these federal tax deductions can reduce your taxable income and save thousands.· Why your tax strategy for retirement must consider these 2025 tax law changes.· Practical steps for using these updates to maximize retirement tax savings and plan for retiring comfortably.Tweetable Quotes:“An increase in the standard deduction is an increase in tax-free income — meaning less taxes paid for the year.” — Taylor Wolverton“Good tax planning is all about control. The more you understand the rules, the better your chances of securing your retirement.” — Murs TariqResourcesIf you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Secure Your Retirement
Investing Before Versus During Retirement

Secure Your Retirement

Play Episode Listen Later Aug 18, 2025 23:12


In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the crucial differences between investing before retirement and investing during retirement, and how your approach to risk, growth, and income changes as you move from the accumulation years to the de-accumulation phase. They break down why the strategies that work in your 30s, 40s, and 50s often need to be adjusted once you reach retirement, especially when protecting retirement savings and managing withdrawal needs.Listen in to learn about how to adapt your retirement investment strategy using tools like the Three Bucket Strategy and strategic asset allocation in retirement. You'll also hear why retirement income planning and retirement withdrawal strategy are essential for retiring comfortably while maintaining a growth mindset. Whether you're 10 years from retirement or already there, this episode will help you refine your retirement savings strategy and create a plan to secure your retirement.In this episode, find out:The key differences in financial planning for retirement during the accumulation and de-accumulation phases.How market downturns affect post-retirement investing compared to pre-retirement.Why the Three Bucket Strategy helps balance growth and safety for your retirement income planning.How asset allocation in retirement can help preserve wealth while still allowing for growth.The importance of retirement withdrawal strategy and tax-efficient income planning.Tweetable Quotes:Radon Stancil: "When you lose 50% of your money in retirement, you don't have decades to make it back—protecting your retirement savings becomes priority number one."Murs Tariq: "The goal isn't to stop growing your money in retirement, it's to grow within reason so you can retire comfortably without unnecessary stress."Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Best Rapper In L.A.
Ep #90 Dream On

Best Rapper In L.A.

Play Episode Listen Later Aug 14, 2025 52:22


In this episode, Murs continues covering the first album of his Love & Rockets trilogy, "Love & Rockets Vol. 1: The Transformation," this time breaking down the making of the Dee-1-assisted track "Dream On." He reflects on his relationship with Dee-1 and the influence of New Orleans on Hip Hop.Purchase Murs' new book, Tour Story Vol. 1:https://www.johnnyplantain.com/product/tour-story-vol-1Buy the new album "Love & Rockets 3:16 (The Emancipation)" now on vinyl, tape, and CD:https://www.mellomusicgroup.com/collections/mursWatch Murs Live Streams on Twitch:https://www.twitch.tv/mursSupport the podcast to get exclusive episodes and BRILA merch here:https://www.patreon.com/Murs316Follow us on IG:https://www.instagram.com/brilapod/ Hosted on Acast. See acast.com/privacy for more information.

Prep Comms
Is MURS Still Worth It?

Prep Comms

Play Episode Listen Later Aug 13, 2025 21:24 Transcription Available


Episode 4 – Is MURS Still Worth It? Why This Forgotten Band Might Be the Most Reliable Tool in Your Family's Kit After four episodes, we're wrapping up the MURS Mini-Series with a hard look at one question—does MURS still have a place in 2025? For 15+ years, I've used MURS radios on our farm for everything from driveway alerts to in-vehicle comms on family road trips. In this episode, I'm breaking down: Real-world MURS performance from long-term use Why antennas matter more than radios (and my trusted picks) How MURS compares to FRS, GMRS, CB, and ham radio today Who MURS is perfect for—and who should look elsewhere If you've been wondering whether to add MURS to your comms plan—or keep using it—you'll have the answers after this. Mentioned in this episode: Amazon Storefront (MURS Gear): https://amzn.to/3DKR8Lx ZBM2 QP Whip (Use Code: PREPCOMMS): https://zbm2industries.com/products/qp-whip-antenna-thicc Ed Fong DBJ-1C Antenna: https://www.kbcubed.com/DBJ-1C-GMRS-MURS-Dual-Band-Base-Antenna-by-Ed-Fong-p406162512 J-Pole for MURS: https://www.jpole-antenna.com/shop/murs-151-154-mhz-land-mobile-j-pole-antenna Centerfire Folded Dipoles: https://centerfire-antenna.square.site/product/folded-dipoles/5 Centerfire Ground Plane: https://centerfire-antenna.square.site/product/vhf-uhf-tunable-ground-plane-antennas/8 Comet GP-9 Vertical: https://rwantennastore.com/comet-gp-9nca-gmrs-frs-commercial-dual-band-vhf-uhf-base-vertical-antennas Low-Loss Coax: https://amzn.to/40xx47F RG8x for shorter runs: https://amzn.to/4m6EuqP 30/30 Ham Radio Challenge: https://www.familyconnectsystem.com/3030welcome Family Connect System Webinar: https://www.familyconnectsystem.com

Secure Your Retirement
Should I Take My Pension as an Annuity or Lump Sum?

Secure Your Retirement

Play Episode Listen Later Aug 11, 2025 18:54


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the most common and important financial decisions in pension and retirement planning—whether to take a pension annuity or lump sum. They explain how this decision can impact your overall retirement income planning, legacy goals, tax strategy, and long-term financial flexibility. This isn't a one-size-fits-all answer, and they dive into the detailed considerations that retirees should think through.Listen in to learn about the pros and cons of pension payout options, such as taking a monthly pension annuity with survivor benefits or opting for a lump sum pension that can be rolled into an IRA. You'll also hear real-life examples of clients who made different decisions based on their financial situations, including tax strategies like Roth conversions and opportunities for guaranteed retirement income outside of the company plan. If you're asking, "Should I take a pension lump sum or income stream?" this episode is essential to retiring comfortably.In this episode, find out:Key differences between a pension annuity and a lump sum.How to leverage a pension rollover to IRA for flexibility and tax advantages.The role of spousal coverage and legacy planning in pension decisions.Risk and reward considerations for managing pension in retirement.How to evaluate which option supports your personalized retirement checklist.Tweetable Quotes:"There's no one-size-fits-all when it comes to pensions—your decision must be based on your entire retirement picture." – Murs Tariq"Pension choices affect your income, taxes, and legacy—we help people analyze their options to secure their retirement." – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Histoire Vivante - La 1ere
Les Murs – Le mur d'Antonin (1/5)

Histoire Vivante - La 1ere

Play Episode Listen Later Aug 11, 2025 29:29


Du Mexique à la Palestine en passant par Berlin, Belfast et les conquêtes d'Alexandre le Grand, les murs incarnent des tentatives ratées de l'histoire. Toujours pour séparer, mais très souvent franchis ou débordés. Vers l'an 140 de notre ère, l'Empire romain construit un mur très loin des siens, sur le sol de l'Ecosse actuelle. Une frontière verticale conçue pour séparer et se protéger de ceux qu'ils ont nommés les Barbares. Une tentative qui intervient par ailleurs vingt ans après la construction du mur d'Hadrien. Etienne Duval en parle avec Séverine Peyrichou, en charge de la valorisation du mur d'Antonin, puisque ce patrimoine est classé par l'UNESCO depuis 2008. Avec Laurent Flutsch, archéologue, ancien directeur du Musée romain de Lausanne-Vidy.

Histoire Vivante - La 1ere
Les Murs – Le mur de Belfast (5/5)

Histoire Vivante - La 1ere

Play Episode Listen Later Aug 11, 2025 28:55


A Belfast, un quart de siècle après les accords du Vendredi saint qui ont mis fin au conflit nord-irlandais, les murs qui séparent les quartiers catholiques et protestants sont toujours en place. Chaque communauté a sa propre interprétation de l'histoire irlandaise et britannique et cette histoire parallèle est représentée sur des fresques toujours renouvelées de part et d'autre de ce qu'on appelle encore les murailles de la paix. Etienne Duval a rencontré un spécialiste de ce conflit, l'anthropologue Dominic Bryan, professeur à la Queen's University de Belfast.

L'heure du crime
L'ENQUÊTE - Marguerite Edwards : quel lugubre scénario s'est déroulé derrière les murs de l'université ?

L'heure du crime

Play Episode Listen Later Aug 8, 2025 15:38


REDIFF - Marguerite Edwards était une Américaine de 25 ans, curieuse et pétillante. Elle était venue étudier en France, inscrite à la faculté de droit de Montpellier. Heureuse de découvrir ce pays qui l'amusait et dont elle parlait parfaitement la langue. Un jour de l'automne 1982, elle s'est volatilisée sur le campus. Plus aucune nouvelle d'elle. Disparue avec sa bicyclette. Les enquêteurs vont se retrouver face à la plus compliquée des énigmes. Pas de témoin. Pas d'indice susceptible d'expliquer cette évaporation soudaine. Pas de suspect évident. Retrouvez tous les jours en podcast le décryptage d'un faits divers, d'un crime ou d'une énigme judiciaire par Jean-Alphonse Richard, entouré de spécialistes, et de témoins d'affaires criminelles.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Moteur de recherche
La consanguinité expliquée, et les murs végétaux

Moteur de recherche

Play Episode Listen Later Aug 8, 2025 53:10


Denis Réale tente de savoir si les animaux sont affectés par la consanguinité; Valérie Levée se demande pourquoi les murs végétaux ne sont pas plus répandus; Tegwen Gadais décrit le concept de la « zone » dans le domaine du sport; et Aurore Courtieux-Boinot explique en quoi le silicone est recyclable.

Secure Your Retirement
NUA 101 – Understanding Net Unrealized Appreciation in Your 401K

Secure Your Retirement

Play Episode Listen Later Aug 4, 2025 24:01


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a powerful and often overlooked tax strategy: Net Unrealized Appreciation (NUA). Joined by their in-house tax and financial strategist Taylor Wolverton, they break down NUA explained in a simple and clear way, helping you understand how company stock inside your 401(k) could lead to significant tax savings in retirement. Whether you're currently working and approaching an in-service rollover 401k, or planning your 401k distribution strategy post-retirement, this episode provides critical insight for your financial decision-making.Listen in to learn about how to leverage Net Unrealized Appreciation 401K rules to potentially pay lower capital gains tax instead of higher ordinary income tax, depending on how your 401(k)-company stock is handled. Radon, Murs, and Taylor walk through real-life examples of 401k retirement scenarios, helping you understand how the NUA strategy compares to traditional retirement account rollover plans such as moving funds into an IRA. If you've ever wondered about the tax difference between an IRA vs brokerage account, this episode helps you clarify your options.In this episode, find out:· What Net Unrealized Appreciation (NUA) is and how it works.· Who qualifies for the NUA tax strategy and how to evaluate eligibility.· The tax differences between Capital gains vs ordinary income on company stock.· When to consider splitting assets between an IRA and brokerage account.· How NUA impacts your broader retirement tax strategy and required minimum distributions.Tweetable Quotes:“NUA lets you convert high-tax ordinary income into lower-tax capital gains—if you qualify, it could be a game changer.” – Radon Stancil“Understanding your cost basis and when to use Net Unrealized Appreciation is key to smart 401(k) distribution planning.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit: POMWealth.net/podcast

Les p't**s bateaux
Pourquoi ne peut-on pas traverser les murs alors que nous sommes tous des atomes ?

Les p't**s bateaux

Play Episode Listen Later Aug 4, 2025 4:06


durée : 00:04:06 - Les P'tits Bateaux - par : Camille Crosnier - C'est la question que Lola pose à l'équipe des P'tits Bateaux. Pour lui répondre Nathalie Besson, physicienne-chercheuse spécialisée dans les particules au CEA. - invités : Nathalie Besson - Nathalie Besson : Physicienne des particules - réalisé par : Stéphanie TEXIER Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

Prep Comms
What MURS Can't (and Can) Really Do

Prep Comms

Play Episode Listen Later Aug 4, 2025 19:09


Digital Modes, Text Messaging, Repeaters—and Why Clarity Matters In this episode of the Prep Comms Podcast, we dive into one of the most misunderstood parts of MURS radio: digital modes. Is digital really banned on MURS? Can you send a text? What about crossband repeaters or modes like MT63, RTTY, or APRS? Caleb clears the air by breaking down what the FCC actually allows—and where people still cross the line. From legal analog data modes to banned digital voice, this episode brings clarity to a confusing corner of the radio spectrum. We'll also hit: Texting over MURS (yes, it's possible) Why repeaters—including crossband—are a no-go How your antenna system makes or breaks signal strength What “manual control” and bandwidth limits really mean Mentioned in this episode:

it's OUR show: HIPHOP for people that KNOW BETTER

Full show: https://kNOwBETTERHIPHOP.com Artists Played: Okito, conshus, MyGrane McNastee, Venna, Count Bass D, Adi Oasis, YOUN, Of Mexican Descent, Limari, Yazmin Lacey, Jim Sharp, Soy is REAL, Ensilence, Tekbeatz, Buscabulla, Murs, Kokoroko, EyeQ, Samantha Schmutz, Adrian Younge, Abstract Orchestra, Guilty Simpson, Khujo and T-Mo, OutKast, GOODie MOb, IMAKEMADBEATS

Prep Comms
MURS: 2 Watts, 5 Channels, & Miles of Range

Prep Comms

Play Episode Listen Later Jul 29, 2025 23:14 Transcription Available


In Episode 2 of the Prep Comms MURS Mini-Series, Caleb Nelson dives deep into what really determines your performance on MURS. Spoiler: it's not power. It's your antenna, your coax, your terrain—and how well you understand what you're working with. This isn't theory. These are real-world setups from real users—from the hills of Pennsylvania to the silence of Utah. You'll learn exactly what works and why, including gear recommendations that Caleb personally uses on his family farm and in mobile scenarios. Topics Covered: Real listener feedback on MURS performance The truth about 2 watts and how far it can really go VHF vs. UHF performance in rural terrain Coax cable explained (RG8X vs LMR-400) Legal antenna height and why it matters Why MURS is not private—and why that's still okay Mentioned in this Episode:

Secure Your Retirement
I'm 55 and Saved $2 Million – Here's What Retirement Really Looks Like

Secure Your Retirement

Play Episode Listen Later Jul 28, 2025 30:08


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a real-life retirement planning case study featuring a fictitious couple, John and Jane, who are 55 and aiming to retire at 62. With $2 million in savings, they're asking the question so many do: Can I retire early and still live comfortably? Using advanced financial planning tools, they break down how income, Social Security timing, healthcare, taxes, and investment decisions work together to determine the answer. Whether you're dreaming of early retirement or refining your retirement strategy, this episode walks you through how to analyze your own plan.Listen in to learn about how a structured, tax-efficient financial plan can help you retire early—even with market volatility and rising healthcare costs. Through this case study, Radon and Murs reveal the strategic decisions behind a successful transition into retirement, including Roth conversion strategies, required minimum distributions (RMDs), and how to manage income during Social Security gaps.In this episode, find out:· How to retire at 55 with 2 million and what that lifestyle really looks like· Why the retirement planning at 55 stage is crucial for tax and investment decisions· The role of Social Security timing and how it impacts your portfolio withdrawals· How to use a Roth conversion strategy during low-income years to reduce long-term taxes· Why healthcare costs and Medicare planning must be part of your early retirement planTweetable Quotes:“The question is never just ‘Can I retire?'—it's ‘Can I retire and still live the way I want to?'” — Murs Tariq“Tax strategy in retirement isn't optional—it's essential if you want to keep more of what you've saved.” — Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit: POMWealth.net/podcast

Best Rapper In L.A.
EP #89 WESTSIDE LOVE, LIFE & TIME, REACH HIRE

Best Rapper In L.A.

Play Episode Listen Later Jul 23, 2025 69:50


In this episode, Murs continues covering the first album of his Love & Rockets trilogy, "Love & Rockets Vol. 1: The Transformation," breaking down the stories behind "Westside Love", "Life & Time", and "Reach Hire." He also reflects on his relationship with Damon Dash and TDE.See Murs at Comic-Con on 7/26:https://comiccon2025.sched.com/event/271Yt/hip-hop-and-comics-cultures-combiningSee Murs at the pre-Comic-Con event at Mixed Grounds on 7/24:https://mixedgrounds.com/pages/eventsPurchase Murs' new book, Tour Story Vol. 1:https://www.johnnyplantain.com/product/tour-story-vol-1Stream 6 brand new songs from the final album in this trilogy: "Love & Rockets 3:16 (The Emancipation)"https://open.spotify.com/album/0ly6pb4WwnQlqyWPYUgToq?si=eMhKS3hCT5Sgoc2hRgGQlwBuy the new album "Love & Rockets 3:16 (The Emancipation)" now on vinyl, tape, and CD:https://www.mellomusicgroup.com/collections/mursSupport the podcast to get exclusive episodes and BRILA merch here:https://www.patreon.com/Murs316Follow us on IG:https://www.instagram.com/brilapod/ Hosted on Acast. See acast.com/privacy for more information.

El vuelo del Fénix
El vuelo del Fénix - Eléctricos Smoking Souls y Desakato - 23/07/25

El vuelo del Fénix

Play Episode Listen Later Jul 23, 2025 59:24


Hoy escuchamos: Smoking Souls: Soledat, Murs, Eterna força , La trinxera , Volves de neu, Nit salvatge , Adéu.Desakato: Tiempo de cobardes, Cuando salga el sol, Estigma, La ira de los hambrientos, Trompetes de Xericó, La hoguera, La tormenta, Pánico en Frankfurt.Escuchar audio

Secure Your Retirement
Patient Advocacy for Retirees and Caregivers

Secure Your Retirement

Play Episode Listen Later Jul 21, 2025 21:14


In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the critical role of patient advocacy with Dr. Elizabeth Mizelle, founder of Palm Wellness. Drawing on her extensive background as a family medicine physician, Dr. Mizelle now serves as a health advocate for seniors and their caregivers, helping them navigate the complex world of senior healthcare. Whether it's understanding a new diagnosis, coordinating follow-up care, or finding the right resources for aging in place, her approach offers clarity and compassionate support for individuals and families alike.Listen in to learn about how a patient consultant can provide peace of mind by helping with healthcare decisions, coordinating communication with providers, and creating safe, functional home environments for aging loved ones. This episode is especially useful for those involved in retirement healthcare planning, acting as advocates for elderly parents, or seeking caregiver resources. Dr. Mizelle explains the unique difference between clinical care and advocacy, and how she supports people looking to stay home longer or adapt to life-changing diagnoses with confidence.In this episode, find out:· What patient advocacy is and how it differs from traditional clinical care· How a health advocate for seniors helps families manage new diagnoses and medical complexity· Real-life examples of how advocacy can ease transitions after hospitalization· The process of aging in place and how to safely adapt a home for long-term care· How to connect with Palm Wellness for personalized healthcare supportTweetable Quotes:“Patient advocacy helps you slow things down, understand what's happening, and make better-informed healthcare decisions.” – Radon Stancil“It's not just about treating the illness—it's about creating an environment where people can heal, live, and thrive.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit: POMWealth.net/podcast

Prep Comms
MURS: The Underdog That Still Works

Prep Comms

Play Episode Listen Later Jul 21, 2025 25:14


Most people don't even know what MURS is—and that's exactly why it works so well. In this first episode of the Prep Comms MURS Mini-Series, Caleb breaks down the quiet power of the Multi-Use Radio Service: a license-free, analog-only VHF service with just five channels and a lot of practical potential. You'll learn about its roots in the old business band, what the “Color Dot” frequencies mean, why MURS is legal without a license, and how it fits into a low-key family comms plan. Privacy, power limits, antenna rules, and gear you can actually use—it's all covered here. Listen in, and discover why MURS might be the perfect base layer in your emergency communications setup. In this episode: The FCC origin of MURS and its roots in the Business Band (DOT and STAR channels) What MURS can and can't do legally (no digital, no repeaters) Antenna height limits and the truth about privacy tones How MURS works around barns, homes, driveways, and family outings Why VHF still outperforms UHF in open terrain My own family's use of MURS as part of the Cascade Protocol Mentioned in this episode: Free MURS + Business Band Frequency Guide PDF: MURS Frequency PDF Recommended MURS radios & antennas (Caleb's gear list): Caleb's Amazon Store: Search MURS Want to go deeper? Watch the free on-demand webinar (Coming August 2025): How to Build a Family Communication Plan in Less Than 30 Minutes—Without Expensive Gear or Tech Confusion www.familyradiowebinar.com

Secure Your Retirement
Mid - Year Economic Update

Secure Your Retirement

Play Episode Listen Later Jul 14, 2025 32:13


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the current state of the 2025 economy with returning guest and economist Tom Siomades. Together, they examine the volatility of the first half of the year and the macroeconomic shifts influencing retirement portfolios. From policy shifts to global uncertainty, this episode offers a comprehensive mid-year economic update designed to help listeners plan for retirement amid ongoing changes. Listen in to learn about the Market Outlook 2025, including how tariffs, interest rates, and the “Big Beautiful Bill” are shaping economic trends. Tom shares insight on how the Federal Reserve may act, what to expect from financial market volatility, and the overall impact of global policies. Whether you're watching the Federal Reserve update or simply seeking stability in your portfolio, this discussion will help you make informed decisions as you secure your retirement. In this episode, find out: What's driving the volatility in the US economy 2025. Why the “Big Beautiful Bill” matters and how its passage (or failure) could reshape policy. The likely direction of interest rates and how it could impact retirees. How tariffs are affecting the markets and the economy globally. Strategies to stay calm and focused through financial market volatility. Tweetable Quotes: “Volatility won't vanish—it's how you respond that determines your financial peace of mind.” – Radon Stancil “Don't let the day-to-day headlines derail your plan. Secure your retirement starts with clarity, not chaos.” – Murs Tariq Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.

it's OUR show: HIPHOP for people that KNOW BETTER

Full show: https://kNOwBETTERHIPHOP.com Artists Played: DJ Center, Oddisee, Shinobi Stalin, conshus, IMAKEMADBEATS, Butta Verses, Erin Buku, Dillon, Batsauce, DJ Spinna, Augustus Pablo, Tetrack, K-Rec, Moka Only, Samantha Schmutz, Adrian Younge, Potatohead People, Slippery Elm, Bahamadia, Cochemea, Rubox, Murs, Chace Infinite, Jesse Shatkin, Tom Misch, Kelly Moonstone, Free Daps, Wrekonize, Brother Ali, Dana and Alden, Cinya Khan, Crafty 893, OutKast, GOODie MOb, IMAKEMADBEATS

Best Rapper In L.A.
Ep #88 Los Angeles Update

Best Rapper In L.A.

Play Episode Listen Later Jul 11, 2025 39:25


In this unique episode, Murs takes a break from covering "Love & Rockets Vol. 1: The Transformation" to share his unbridled thoughts on colonization, immigration, and injustice as federal agents swarm his beloved Los Angeles in response to the anti-ICE rebellion happening on the streets of "South Central America."For resources, legal support, and updates on the ongoing situation in L.A., follow this FYI project:https://fyi.me/p/protectyourrightsPurchase Murs' new book, Tour Story Vol. 1:https://www.johnnyplantain.com/product/tour-story-vol-1Stream 6 brand new songs from the final album in this trilogy: "Love & Rockets 3:16 (The Emancipation)"https://open.spotify.com/album/0ly6pb4WwnQlqyWPYUgToq?si=eMhKS3hCT5Sgoc2hRgGQlwBuy the new album "Love & Rockets 3:16 (The Emancipation)" now on vinyl, tape, and CD:https://www.mellomusicgroup.com/collections/mursSupport the podcast to get exclusive episodes and BRILA merch here:https://www.patreon.com/Murs316Follow us on IG:https://www.instagram.com/brilapod/ Hosted on Acast. See acast.com/privacy for more information.

Passion Médiévistes
Hors Les Murs #11 - Azincourt

Passion Médiévistes

Play Episode Listen Later Jul 11, 2025 55:00


Plongez dans le Moyen Âge en mode immersion sonore avec le format Hors Les Murs du podcast Passion Médiévistes ! On parle assez peu des batailles sans ce podcast, si ce n'est dans le format Super Joute Royale. Peut être que ce qu'on appelle parfois “l'histoire bataille” est passée de mode à l'université, qu'elle a déjà été beaucoup étudié. Et pourtant, l'étude de tels événements a encore largement dû sens aujourd'hui, et partout en France vous pouvez apprendre des choses sur l'histoire, l'histoire de France, mais pas que ! Aujourd'hui, je vous emmène sur un lieu qui revient souvent quand on parle de grande bataille médiévale, de moment important de la guerre de cent ans, et de défaite : Azincourt. Dans cet épisode on est dans le nord de la France, entre Calais et Amiens, entre le Touquet et Béthune, dans un village d'environ 300 habitants aujourd'hui. A Azincourt même le nom des rues est assez centré autour de sa fameuse bataille, la rue des archers rejoint la rue Charles VI qui croise ensuite la rue Henry V. Mais que s'est-il passé à Azincourt en 1415 ? Alors dans le village lui-même, pas grand chose en soi. Mais grâce au Centre Azincourt 1415 vous pouvez (re)découvrir cette bataille qui a marqué l'histoire de France. Au micro j'ai le plaisir de recevoir deux invité.e.s : Ludovic Hiltenbrand, responsable du Centre Azincourt, et Manon Decrouy, chargée de la programmation culturelle et du développement des publics. Merci énormément aux équipes du Centre Azincourt pour l'accueil et pour le financement de cet épisode ! ▪ Infos sur le podcast Créé et produit par Fanny Cohen Moreau depuis 2017. ➡ Plus d'infos sur cet épisode > passionmedievistes.fr/hlm-azincourt ➡ Soutenir le podcast > passionmedievistes.fr/soutenir/ ➡ Instagram > instagram.com/passionmedievistes/ ➡ Facebook > facebook.com/PassionMedievistes Préparation, enregistrement, montage et mixage : Fanny Cohen Moreau Générique : Clément Nouguier Et si vous avez des idées d'endroits qui pourraient être les sujets des prochains épisodes de ce format envoyez moi un mail à passionmedievistes@gmail.com

Secure Your Retirement
Triple Tax-Free – The HSA Advantage

Secure Your Retirement

Play Episode Listen Later Jul 7, 2025 24:43


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the powerful benefits of Health Savings Accounts (HSAs) with in-house tax strategist and Certified Financial Planner, Taylor Wolverton. Often overlooked or misunderstood, HSAs offer a rare and highly valuable triple tax advantage—tax-free contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses. This episode breaks down the core principles of how HSAs work, how they integrate into your financial and retirement planning, and what rules to watch for, especially when transitioning to Medicare.Listen in to learn about how to maximize HSA benefits for both short-term healthcare expenses and long-term retirement planning. Taylor explains how to use your HSA as a stealth retirement savings vehicle, how HSA and Medicare interact, and the critical contribution limits and eligibility requirements. If you've ever wondered how to use an HSA strategically in retirement, this episode is a must-listen.In this episode, find out:What is a Health Savings Account and how does it offer a triple tax-free advantage?HSA contribution limits and eligibility rules under a high-deductible health plan.How HSAs interact with Medicare and when contributions must stop.The best strategies for HSA retirement planning and growing your account long-term.What happens to your HSA when you pass away and how HSA beneficiaries are taxed.Tweetable Quotes:"HSAs are the only triple tax-free account—contributions, growth, and withdrawals can all be tax-free when used correctly." – Taylor Wolverton"A health savings account isn't just for annual expenses—it's a stealth retirement tool when used strategically." – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Secure Your Retirement
Transitioning into Retirement: Key Steps for a Smooth Shift

Secure Your Retirement

Play Episode Listen Later Jun 30, 2025 39:55


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the essential elements involved in Transitioning into Retirement and how to ensure you make a smooth and confident shift into this next stage of life. They walk through practical retirement planning steps that cover everything from creating a reliable retirement income strategy, navigating tax-efficient withdrawals, preparing for healthcare costs, and protecting against common retirement risks like market volatility. The Peace of Mind Pathway—a comprehensive process developed by the team—serves as a guide to address all the complex moving parts of retirement planning.Listen in to learn about crucial financial decisions such as Roth conversions explained, managing Healthcare before Medicare, effective Medicare planning, and Long-term care planning options that protect your assets. Radon and Murs also explore investment strategies like the Bucket investment strategy and how to guard against Sequence of returns risk. Plus, they dive into sophisticated tax strategies like utilizing Donor advised funds, the Direct indexing strategy, and optimizing Charitable giving in retirement. This episode is a masterclass for anyone who wants to plan for retirement, live confidently, and secure your retirement.In this episode, find out:· How to design a reliable retirement withdrawal strategy using the bucket system.· Why Roth conversions may offer powerful long-term tax benefits.· The importance of strategic tax withholding and year-by-year tax planning.· How to evaluate your healthcare options before Medicare and address future Medicare planning.· What to consider for Long-term care planning and protecting your retirement savings.Tweetable Quotes:"Transitioning into retirement isn't just about stopping work — it's about creating a sustainable income plan that gives you peace of mind." – Murs Tariq"Every great retirement plan needs nurturing, because life happens and adjustments are always part of the journey." – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Secure Your Retirement
How to Handle an Inherited IRA Step-by-Step for Beneficiaries

Secure Your Retirement

Play Episode Listen Later Jun 23, 2025 28:07


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the complexities of Inherited IRAs with special guest Taylor Wolverton, a Certified Financial Planner and Enrolled Agent. They break down what beneficiaries need to know about inherited retirement accounts, including crucial updates introduced under the Secure Act. Whether you're a spouse, non-spouse, or special exception beneficiary, this episode helps you understand how to navigate the rules and avoid costly mistakes when it comes to inherited IRA distributions.Listen in to learn about the different rules based on whether the account was inherited before or after 2020, how the 10-year rule inherited IRA provision works, and how it contrasts with the old Stretch IRA rules. They also explain IRA beneficiary rules for both Roth inherited IRA and traditional IRAs, helping you determine the most tax-efficient strategy for your situation. With insights on Inherited IRA RMD rules, Secure Act IRA changes, and options for non-spouse IRA beneficiaries, this is a must-listen episode for anyone dealing with an IRA inheritance.In this episode, find out:What the 10-year rule inherited IRA really means for beneficiaries.How IRA rules for beneficiaries differ for pre- and post-2020 inheritances.The difference between spousal vs non-spouse IRA beneficiary strategies.How to handle Inherited IRA RMD rules and avoid tax penalties.Why Roth inherited IRA strategies may involve waiting until year 10.Tweetable Quotes:“Just because you're not required to take a distribution every year doesn't mean it's the best strategy for your taxes.” – Murs Tariq“Understanding whether you're a spouse or non-spouse IRA beneficiary changes everything about how you manage the account.” – Taylor WolvertonResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Best Rapper In L.A.
Ep #87 International & S-K-I-B-E-A-T-Z

Best Rapper In L.A.

Play Episode Listen Later Jun 19, 2025 51:22


Continuing his coverage of the album "Love & Rockets Vol. 1: The Transformation," Murs shares the stories behind the songs "International," which stem from his many trips touring around the globe, and the classic Locksmith and Ski Beatz collaboration "S-K-I-B-E-A-T-Z"Purchase Murs' new book, Tour Story Vol. 1:https://www.johnnyplantain.com/product/tour-story-vol-1Stream 5 brand new singles from the final album in this trilogy: "Love & Rockets 3:16 (The Emancipation)"https://ffm.to/murs316Buy the new album "Love & Rockets 3:16 (The Emancipation)" now on vinyl, tape, and CD:https://www.mellomusicgroup.com/collections/mursListen to the album on Spotify:https://open.spotify.com/album/6DUdy2eiuji8JlurLj8mgEListen to the album on Apple Music:https://music.apple.com/us/album/the-final-adventure/575079049Support the podcast to get exclusive episodes and BRILA merch here:https://www.patreon.com/Murs316Follow us on IG:https://www.instagram.com/brilapod/ Hosted on Acast. See acast.com/privacy for more information.

L'heure du crime
L'ENQUÊTE - Sophie Lionnet : quel est le scénario qui s'est déroulé derrière les murs de cette maison ?

L'heure du crime

Play Episode Listen Later Jun 17, 2025 16:28


Un an et cinq mois. C'est la durée d'une descente aux enfers. Celle de la jeune fille au pair Sophie Lionnet. En 2016, à tout juste 20 ans, elle était partie à Londres. Embauchée par un couple franco-algérien installé ici avec deux jeunes enfants. Avec l'espoir que ce séjour allait changer sa vie. Lui ouvrir les portes d'une nouvelle existence, enrichissante et forcément heureuse. Mais c'est un piège qui s'est refermé sur elle. Au fil des semaines, la baby-sitter est devenue le jouet de ses employeurs, Sabrina Kouider et Ouissem Medouni. Apeurée, terrorisée, menacée, sous emprise. Retrouvez tous les jours en podcast le décryptage d'un faits divers, d'un crime ou d'une énigme judiciaire par Jean-Alphonse Richard, entouré de spécialistes, et de témoins d'affaires criminelles.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Secure Your Retirement
What You Need to Know About Medicare Part D Changes

Secure Your Retirement

Play Episode Listen Later Jun 16, 2025 20:34


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the important and often confusing world of Medicare Part D with Medicare expert Shawn Southard. With the implementation of the Inflation Reduction Act Medicare provisions in 2025, significant updates have changed the way Medicare drug coverage works, especially for those nearing or already in retirement. Whether you're currently working and covered by an employer plan or about to transition to Medicare, this episode breaks down exactly what you need to know to avoid unnecessary costs and lifelong penalties.Listen in to learn about how Medicare Part D changes affect your coverage decisions, how employer coverage and Medicare interact, and why understanding creditable drug coverage is now more crucial than ever. Shawn also discusses HSA and Medicare rules, key timelines for enrollment, and strategies to avoid the dreaded Medicare late enrollment penalty. This is a must-listen for anyone planning to retire comfortably while staying informed and protected when it comes to their Medicare Part D options.In this episode, find out:· What exactly Medicare Part D covers and how it works.· How the Inflation Reduction Act Medicare provisions lower out-of-pocket drug costs.· What "creditable" drug coverage means and how to know if your employer plan qualifies.· When and how to enroll in Part D to avoid Medicare penalties.· How HSA and Medicare rules impact your decision to delay enrollment.Tweetable Quotes:“With Medicare Part D changes, what used to be a no-brainer may now require a complete reevaluation.” – Murs Tariq“Missing a 63-day window could mean a lifetime of penalties—knowing your coverage status is critical.” – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Secure Your Retirement
Beyond the Nest Egg – Crafting Your Life Plan

Secure Your Retirement

Play Episode Listen Later Jun 9, 2025 22:34


In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the critical but often overlooked topic of Retirement Life Planning with special guest Dr. Corinne Auman a Ph.D. in geriatrics and author of Keenagers While financial strategies and retirement income are vital, this conversation emphasizes the non-financial aspects of retirement, helping you prepare for not just “how much to save for retirement,” but how to truly live well through it. As people live longer, healthier lives, planning for aging with intention has become essential.Listen in to learn about the difference between a financial plan and a Retirement Lifestyle Plan, how to proactively prepare for transitions like moving into a retirement community or making your home age-friendly, and how to find purpose beyond work. Whether you're looking into continuous care, exploring early retirement, or trying to stay mentally and socially engaged, this episode will help you build a vision that goes far beyond your nest egg.In this episode, find out:· Why retirement life planning is just as important as financial planning.· The SPIES framework: addressing Social, Physical, Intellectual, Emotional, and Spiritual needs in retirement.· When to start planning for retirement lifestyle goals and how to structure your future.· The importance of purpose and stimulation after leaving the workforce.· Why being on a waitlist for a retirement community is part of smart planning.Tweetable Quotes:“Retirement planning isn't just financial—it's emotional, intellectual, and deeply personal.” – Radon Stancil “We all need purpose after retirement. Don't wait to plan your next chapter.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Secure Your Retirement
The Good Life Abroad

Secure Your Retirement

Play Episode Listen Later Jun 2, 2025 27:49


In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss how you can design a fulfilling, adventurous, and meaningful retirement through immersive travel. Their guest, Andrew Motiwalla, founder of The Good Life Abroad, introduces an innovative take on retirement lifestyle planning through long-stay and slow-travel experiences in iconic European cities. More than just a vacation, Andrew's approach empowers retirees to live like a local, offering a stress-free way to enjoy extended travel in Europe without the hassle of planning every detail themselves.Listen in to learn about a lifestyle that blends cultural enrichment, flexible exploration, and social connection. Whether you've always dreamed of retiring in Europe, living abroad for a few months at a time, or simply traveling more deeply, Andrew's concierge-style model offers a compelling alternative to rushed tours or crowded cruises. With thoughtful support, vetted accommodations, medical coverage, and built-in community, this is retirement travel planning designed for comfort, fun, and fulfillment.In this episode, find out:· How living abroad in retirement can offer an immersive and stress-free lifestyle.· What makes Andrew's travel concierge service unique for retirees.· Why slow travel Europe is gaining popularity among those 55+.· How the community-based cohort model adds joy and connection to extended trips.· The difference between traditional travel planning and a concierge-guided experience.Tweetable Quotes:“Retirement is your time—and living abroad offers the freedom to enjoy it your way, at your pace.” – Murs Tariq“When you slow down and live like a local, you stop checking boxes and start truly experiencing the culture.” – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Secure Your Retirement
The Peace of Mind Pathway – Step 3 – Nurture

Secure Your Retirement

Play Episode Listen Later May 26, 2025 19:25


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the third and final step in the Peace of Mind Pathway—Nurture. After creating a retirement-focused plan and implementing key strategies, nurturing your plan is what keeps it strong and adaptive for the long haul. Much like maintaining a car on a long road trip, your financial plan needs regular checkups, updates, and care to remain effective. This episode walks through the structure and purpose of your ongoing financial advisor meetings, and how regular reviews help you manage changes in income, required minimum distributions (RMDs), risk tolerance, and personal goals.Listen in to learn about the critical components of an annual retirement planning process—including the Roth conversion strategy, retirement tax planning, and long-term care considerations. Radon and Murs outline the cadence of two core strategy meetings each year: the Financial Plan Review and the Tax Strategy Meeting. You'll also discover how their team supports clients with proactive retirement education, timely updates, and a collaborative, team-based approach to financial planning for retirement.In this episode, find out:· Why nurturing your plan is essential to retiring comfortably.· What happens in the Financial Plan Strategy Meeting and how it supports your evolving goals.· The value of the Tax Strategy Meeting and how it aligns with your retirement tax strategy.· How long term care planning and beneficiary reviews are integrated annually.· The importance of communication and ongoing retirement education to keep your plan on track.Tweetable Quotes:"Building a retirement plan is just the beginning—nurturing it ensures you stay on track through every stage of life." – Radon Stancil "Strategy meetings are not just check-ins; they're where proactive planning meets real-life updates to secure your retirement." – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.