Podcasts about four steps

In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss the powerful Mega Backdoor Roth strategy with Director of Financial Planning and Tax Strategy, Taylor Wolverton. They break down how high-income earners can potentially create tax free wealth using advanced Roth 401k strategy techniques, including 401k after tax contributions and in-plan conversions. This episode dives into how these lesser-known financial planning strategies can help individuals who are serious about retirement tax planning and building a strong retirement financial plan.Listen in to learn about the differences between a Mega Backdoor Roth, a Backdoor Roth IRA, and traditional retirement savings strategies. Radon, Murs, and Taylor explain the role of 401k contribution limits, Roth IRA income limits, and how these strategies may help high-income earners implement a smart tax strategy designed to maximize tax free retirement income. If you're focused on planning retirement, creating a retirement checklist, and learning how to retire comfortably, this episode offers valuable insights to help you secure your retirement.In this episode, find out:How the Mega Backdoor Roth works and why it can be a powerful high income tax strategyThe difference between after-tax 401k contributions, traditional 401k contributions, and Roth optionsHow Roth conversion strategies can potentially turn taxable growth into tax free retirement incomeThe key differences between a Backdoor Roth IRA and the Mega Backdoor Roth 401k strategyImportant considerations when including this strategy in your retirement financial plan and overall retirement planning strategyTweetable Quotes:“The reason people call it a Mega Backdoor Roth is because you're not contributing directly to the Roth 401k—you're contributing after-tax dollars and converting them to build a larger tax-free portfolio.” – Radon Stancil“If your income is above the Roth IRA income limits, you may still have options to get money into a Roth through strategies like the Backdoor Roth IRA or Mega Backdoor Roth.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the stock market outlook 2026 and what investors should be paying attention to as headlines around inflation, geopolitical tension, tariffs, and government uncertainty continue to drive market volatility. With markets coming off multiple strong years of performance, they break down what's really happening beneath the surface — and how to think about market risks and market opportunities without letting emotions derail your long-term plan for Retirement.Listen in to learn about how inflation and the stock market are connected, why proper diversification goes beyond simply owning multiple funds, and how a thoughtful retirement investing strategy — built around the three-bucket strategy — can help you stay confident no matter what 2026 brings. If you're focused on retirement income planning, protecting gains after a strong run-up, and building a Retirement financial plan that allows you to retire comfortably, this episode delivers timely perspective and practical guidance.In this episode, find out:Why the stock market outlook 2026 is shaped by inflation, global leadership changes, and concentrated tech exposureHow hidden concentration risk can undermine your diversification strategy — even if you own multiple funds or advisorsThe importance of disciplined portfolio rebalancing after several strong market yearsHow the three-bucket strategy supports stability, growth, and income during periods of market volatilityWhy integrating investments with taxation, withdrawals, estate planning, and income creates a stronger retirement financial planning framework.Tweetable Quotes:"Diversification isn't about how many accounts you have — it's about making sure your investments aren't all exposed to the same risk." — Radon Stancil"There's always going to be something creating market volatility. The key is having a plan in place before it happens." — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Sermon delivered on Sunday, March, 1st, 2026, at Serious Christian Church in Cape Town, UCT Branch, South Africa

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the most common questions in Retirement Planning today: how much cash is too much cash? With Money market rates falling and Interest rates 2026 expected to continue shifting, many retirees are rethinking their cash reserves in retirement. What once felt safe and productive at 5% in a money market or CD now may be losing ground to inflation and creating unintended tax consequences.Listen in to learn about how a proper Retirement financial plan helps determine the right balance between liquidity and long-term growth. Whether you're saving for retirement, saving for retirement at 50, or already focused on Retirement income planning, this episode will walk you through how the Three bucket strategy can help you protect your lifestyle, manage Taxes on interest income, avoid surprises with Medicare income and IRMAA income, and ultimately retire comfortably while maintaining flexibility and peace of mind.In this episode, find out:Why having too much in your Cash bucket could hurt your long-term Retirement investing strategyHow declining Money market rates and Interest rates 2026 impact your retirement savingsThe hidden impact of Taxes on interest income and how excess cash can increase Medicare income and IRMAA incomeHow inflation erodes cash savings and affects Inflation savings over timeHow the Three bucket strategy supports a balanced plan for retirement and helps secure your retirementTweetable Quotes:“Cash feels safe, but too much cash in the wrong environment can quietly cost you millions over a 30-year retirement.” – Radon Stancil“Your financial plan should drive how much cash you hold — not today's money market rate.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Hoping a case presentation goes well is not a strategy. In this episode, Jeff outlines a proven four step plan that replaces guesswork with consistency and dramatically improves case acceptance.  The MGE Communication & Sales Seminars - https://www.mgeonline.com/abc  DDS Success (coupon code RX269) - https://ddssuccess.com/ 

Frank Otchere

Sweet Influence || 1st Service || Bishop Eddie Fabin || Qodesh Family Church - Mighty God Cathedral       DISCLAIMER: WE DO NOT HAVE ANY COPYRIGHT TO THE SONGS IN THE BACKGROUND

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the evolution of investing—from individual stocks to mutual funds to Exchange Traded Funds—and why technology is changing how portfolios are built today. If you've ever wondered about Stocks vs ETFs, Stocks vs mutual funds, or ETFs vs mutual funds, this episode breaks down the differences in a way that connects directly to your long-term Retirement Planning goals and overall Investment portfolio strategy.Listen in to learn about how reducing internal costs, understanding expense ratios explained, and improving portfolio efficiency can make a significant impact on your long-term results. Whether you're focused on Stock market investing, building an Index investing strategy, or refining your Retirement investing strategy, this episode will help you better understand how the right structure can help you plan for retirement, follow a smart retirement checklist, and ultimately secure your retirement.In this episode, find out:The real differences in Stocks vs ETFs, Stocks vs mutual funds, and ETFs vs mutual fundsHow technology now allows for efficient Stock indexing without high internal fund costsWhy lowering expense ratios and reducing hidden fees leads to Lower investment fees and better long-term outcomesHow Portfolio rebalancing and index tracking improve your overall Investment portfolio strategyWhen to use individual stocks, Exchange traded funds, or mutual funds inside a complete Retirement financial planTweetable Quotes:“Technology has now allowed us to replicate an index using individual stocks and eliminate layers of internal fund costs.” — Radon Stancil“Our investment philosophy hasn't changed — but the tools we use to make portfolios more efficient absolutely have.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Adele Spraggon is an award-winning author, thought leader, and internationally recognized expert in personal development, mindset transformation, and neuroplasticity. With a deep understanding of behavioral change, she helps individuals break free from self-sabotaging patterns and rewire their thinking for success. Adele's innovative four-step approach, rooted in neuroscience, empowers people to shift their mindset and achieve lasting transformation. She has received numerous accolades, including the Woman of Inspiration: Customer Experience Award and Top Behavioral Expert of the Year. As a sought-after keynote speaker and trainer, she inspires audiences worldwide to embrace change and unlock their full potential. Adele is the author of Shift: 4 Steps to Personal Empowerment, a best-selling guide to overcoming mental roadblocks and achieving personal breakthroughs. Passionate about guiding people toward a more fulfilling life, she continues to make a profound impact through her coaching and thought leadership. Adele Spraggon Vroom Vroom Veer Summary Adele discussed her business growth, including her decision to train facilitators, which represents a significant step toward creating a lasting legacy. She shared her personal journey, including her upbringing in Venezuela and her current dual citizenship as a British and Canadian citizen. Adele expressed excitement about transitioning into retirement while ensuring her business continues to thrive. Childhood Experiences with Mental Illness Adele discussed her childhood in Venezuela, where her mother, struggling with a mentally ill husband, moved with their three young daughters to a new country. Adele attended school in Ontario, Canada, where she faced self-esteem issues. They explored how mental illness medications were less effective in the past, with Adele's father being diagnosed with various conditions including bipolar disorder and paranoid schizophrenia. The conversation concluded with a discussion about brain chemistry and overdose prevention, drawing parallels to addiction rituals and the body's natural protective mechanisms. Overcoming Trauma and Finding Fulfillment Adele shared her journey from surviving high school to pursuing accounting despite lacking self-esteem, influenced by childhood trauma. She described her career transition from accounting to running a daycare, which she found fulfilling despite the challenges. Adele also mentioned her struggle with panic attacks and her decision to seek therapy, eventually leading her to write a book about behavior change and the human subconscious. Self-Discovery Technique for Panic Attacks Adele shared her personal journey of overcoming panic attacks and other behavioral issues through a process of self-discovery and reprogramming. She explained how she transformed her understanding of her brain's patterns and developed a technique involving four steps to address and rewire negative thought processes. Adele successfully applied this method to eliminate her panic attacks and quitting behavior, and she later decided to teach this technique to others by gathering 13 friends in her basement to share her approach. Meditation Research and Brain Studies Adele and Jeffery discussed the effectiveness of a four-step meditation process, with Adele sharing her extensive meditation experience and Jeffery exploring how meditation can enhance sensory awareness. They agreed on the potential benefits of using fMRI technology to study brain changes during the meditation process, with Adele mentioning a former participant who is now pursuing a PhD to conduct research on the four steps. Empowerment Technique and Practice Adele shared a technique for personal empowerment involving four steps: identifying a pattern of physical sensation, emotion, and thought without judgment; acknowledging that one created their reality; deconstructing the pattern; and creating a new pattern. She emphasized that this process, similar to exercise, requires daily practice and takes about 6 weeks for the brain to adapt. Adele encouraged Jeffery to try the technique, which is detailed in her free book available at shift4steps.com. Morning Routines Jeffery shared his morning routine tips, including getting morning sunlight before 10 AM, taking electrolytes with water, and delaying coffee for 90 minutes to improve sleep and reduce cortisol levels. Connections Website Shift4steps.com - Free copy of Adele's book

Service from Christian Bible Church in Cissna Park, Illinois.Pastor: Steve Hall1. PURSUE the leading of God.2. PREPARE for the work of God.3. Be PERSUADED of the power of God.4. PROCEED through the impossible with God.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why retirement stress, retirement anxiety, and fear around market volatility are rarely about the markets themselves—and almost always about unanswered questions. After years of uncertainty driven by inflation, interest rate changes, and economic shocks, many people approaching retirement realize that stress doesn't come from short-term market swings, but from not having a clear retirement financial plan. Without a defined withdrawal strategy, retirement income planning, tax planning in retirement, and estate planning basics, even strong market years can still feel overwhelming.Listen in to learn about how holistic financial planning creates true peace of mind in retirement. Radon and Murs break down how retirement risk management, income planning in retirement, Social Security planning, Medicare planning, long-term care planning, and tax planning strategies work together to reduce anxiety. By focusing on structure—rather than speculation—you can build retirement confidence, follow a clear retirement checklist, and move toward retiring comfortably with a plan designed to secure your retirement.In this episode, find out:Why retirement anxiety is driven more by unanswered questions than market volatilityHow the Three Bucket Strategy supports income planning, withdrawal strategy, and retirement confidenceThe five critical areas of retirement planning, including tax planning, Medicare planning, and estate planningHow holistic financial planning helps manage required minimum distributions and early retirement strategyWhy having a written retirement financial plan reduces stress and supports peace of mind in retirementTweetable Quotes:“A bad market day won't ruin your retirement, and a great market day won't make it successful—it's the plan that matters.” — Radon Stancil“Retirement stress fades when every part of your retirement financial plan is being monitored, implemented, and nurtured.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

You're not stuck. You're not broken. You're battling a stronghold.  These invisible barriers often show up as fear, doubt, or repeated cycles that keep you from stepping fully into your purpose. In this solo episode, Emily uncovers how strongholds take root in your mind, how they quietly control your decisions, and the practical and spiritual strategies you can use to break free. She reveals how these hidden barriers can block your purpose, and how to take every thought captive so you can pursue your calling with clarity, confidence, and unshakeable resolve. By the end, you'll know exactly how to stand firm and step fully into the life you were meant to live.  What You'll Learn: The difference between personality and strongholds Common types of strongholds and how they show up The role of spiritual anchoring in overcoming strongholds The four-step framework to break free Why consistency beats intensity in rewiring your mind and building belief Timestamps: (00:29) -  Psalm 16:8 - Never Be Shaken (02:53) - Understanding Emotional Instability & Repeated Cycles (04:30) - God as Our Unshakeable Foundation (07:15) - Strongholds: What They Are & How They Form (08:37) - Identity Strongholds & Limiting Beliefs (12:40) - Fear, Rejection, and Control Strongholds (17:22) - Comparison and Social Media Traps (18:45) - Performance and Perfectionism (21:37) - How Strongholds Grow (23:29) - Awareness as Freedom: Breaking Strongholds Without Shame (24:24) - Four Steps to Break Free from Strongholds (29:49) - Consistency Over Intensity (31:35) - Emily's Prayer: Breaking the Lie and Protecting Your Calling Are You Seen as a True Crowned Authority™ with Your Personal Brand? Take the Crowned Authority™Assessment | https://quiz.fordivine.com/ More from Emily & FORDIVINE: Website |  https://meetemilyford.com   Instagram | https://www.instagram.com/itsemily         Facebook | https://www.facebook.com/itsemilymethod    YouTube | https://www.youtube.com/c/ITSEMILYFORD  Called & Crowned Podcast | https://www.instagram.com  

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the launch of their new retirement planning book, The Peace of Mind Pathway, and why they felt compelled to create a clearer, more practical approach to Retirement Planning. After years of working with families approaching or already in Retirement, they saw a recurring challenge: people could be great savers yet still lack Retirement confidence. This episode explains how a truly holistic financial planning approach helps connect the dots between investments, income, taxes, healthcare, and legacy—so you can truly plan for retirement with clarity and purpose.Listen in to learn about how Peace of Mind Wealth Management designed a comprehensive Retirement financial plan that goes beyond investments and focuses on real-life decision-making. From Income planning in retirement and Tax planning strategies to Medicare planning, Long term care planning, Estate planning, and Social Security planning, Radon and Murs break down the Peace of Mind Pathway framework that helps families retiring comfortably and working toward a goal to secure your retirement.In this episode, find out:Why a retirement planning book focused on holistic planning is critical for today's retireesHow the Peace of Mind Pathway ties together risk management, income, taxes, healthcare, and legacyWhat role Required minimum distributions play in your overall Retirement financial planHow to think through early retirement strategy decisions, including healthcare before MedicareWhy having a connected team matters when planning retirement and following a retirement checklistTweetable Quotes:“Retirement isn't just about having money—it's about having clarity, confidence, and a plan that works together.” — Radon Stancil“Good savers often feel the most anxiety because they don't know what questions to ask when planning retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Struggling to break free from the same old conflicts in your relationship? When Ron and Nan Deal suffered the devastating loss of their child, their marriage could have collapsed. For decades, Ron and Nan were stuck in destructive cycles, experiencing ruptures without repair. They sought help from Dr. Terry and Sharon Hargrave whose transformational Restoration Therapy has helped millions. Now for the first time, Ron and Nan share their journey from a marriage on the brink of collapse to complete transformation. It happened for them and it can happen for you. Their new book is "The Mindful Marriage: Create Your Best Relationship Through Understanding and Managing Yourself." On today's episode, they open up about how they kept repeating negative patterns—despite loving God and each other—until they learned to manage themselves rather than trying to fix each other. Let's listen in as Ron and Nan give practical tools to find peace through humility and Biblical truth. 02:42 The crisis point: when their marriage was coming apart 06:21 Ruptures vs. repair in relationships 09:12 Am I "dysregulated"? 13:09 The shift from fixing your spouse to fixing yourself 18:56 How seeking help and humility can change everything 21:23 These four steps transformed our marriage 30:14 Why saying the steps out loud is critical 33:36 What to do when past trauma gets triggered 37:12 Surviving amidst devastating loss: The story of losing their son Connor Stay connected with Ron and Nan Deal and their ministries at rondeal.org. More Resources from Arlene Pellicane: SUBSCRIBE to Arlene's newsletter "What I'm Learning This Week" and get access to 12 free resources to help you as a parent. Check out Arlene's BOOKS including Parents Rising, Screen Kids, and Making Marriage Easier. Follow Arlene on Instagram and/or Facebook Go to Arlene's YouTube Channel How did Arlene's kids adapt to not having phones, video games or social media? Watch the free video, Screen Kids: In Their Own Words. Have a question for Arlene to address on the podcast? Want to invite Arlene to speak to your group? Email speaking@arlenepellicane.com Not sure about a smartphone for your child? Check out the Gabb Wireless phone for kids and teens (use the promo code ARLENE) Learn more about Every Woman's Bible today by visiting: https://hubs.la/Q0427v7r0 Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a comprehensive portfolio update, economic update, and market update designed to help retirees and pre-retirees stay grounded during uncertain times. With headlines driving fear and optimism in equal measure, they break down how a disciplined retirement portfolio strategy and long-term investment strategy can help investors navigate volatility while staying positioned for growth. From geopolitical uncertainty to inflation pressures, this episode reinforces why planning—not prediction—is essential to secure your retirement.Listen in to learn about how today's economic environment connects directly to your retirement income planning and overall retirement planning process. Radon and Murs revisit the Three Bucket Strategy, explaining how a well-structured core portfolio strategy, tactical investing strategy, and exposure to alternative investments can work together to manage risk. As they explore the stock market outlook 2026, inflation and retirement concerns, and market volatility planning, you'll gain clarity on how to plan for retirement, follow a practical retirement checklist, and ultimately focus on retiring comfortably.In this episode, find out:How the Three Bucket Strategy supports risk management investing and predictable retirement incomeWhy market headlines don't always align with long-term market update realitiesHow tactical investing and alternative investments can reduce portfolio volatilityWhat inflation and retirement trends mean for planning retirement in 2026Why sticking to a disciplined retirement investment strategy matters more than everTweetable Quotes:“You can't control headlines or politics, but you can control your retirement plan and how much risk you take.” — Radon Stancil“When different parts of your portfolio have different jobs, market volatility becomes much easier to live with.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Pastor Jeremiah Gabbard | Mark 4:15-20

I've had many requests from listeners asking for a refresher on the CALM Technique, and while I often direct people to earlier episodes, I think it's time to go over it again.In this replay episode, we'll break down how to use the CALM Technique effectively, especially when dealing with teenage boys, who can sometimes be a little more challenging to connect with.Whether you're parenting a fiery toddler, a sensitive pre-teen, or a moody adolescent, this episode will provide practical examples and real-life scenarios to help you de-escalate conflicts, improve communication, and strengthen your relationship with your child.|If your child isn't a teen yet—don't worry, they will be soon! And if you have daughters, this technique is universally helpful for all kids.Tune in for a deep dive into CALM and how to apply it in everyday parenting.In today's episode, we'll explore:Introduction to the Calm Technique and Oxytocin (00:00)The Four Steps of the Calm Technique (03:35)Scenarios and Practical Applications (08:25)Advanced Techniques and Tips (23:01)Meet Jennifer KolariJennifer Kolari is the host of the “Connected Parenting” weekly podcast and the co-host of “The Mental Health Comedy” podcast. Kolari is a frequent guest on Nationwide morning shows and podcasts in th US and Canada. Her advice can also be found in many Canadian and US magazines such as; Today's Parent, Parents Magazine and Canadian Family.Kolari's powerful parenting model is based on the neurobiology of love, teaching parents how to use compassion and empathy as powerful medicine to transform challenging behavior and build children's emotional resilience and emotional shock absorbers.Jennifer's wisdom, quick wit and down to earth style help parents navigate modern-day parenting problems, offering real-life examples as well as practical and effective tools and strategies.Her highly entertaining, inspiring workshops are shared with warmth and humour, making her a crowd-pleasing speaker with schools, medical professionals, corporations and agencies throughout North America, Europe and Asia.One of the nation's leading parenting experts, Jennifer Kolari, is a highly sought- after international speaker and the founder of Connected Parenting. A child and family therapist with a busy practice based in San Diego and Toronto, Kolari is also the author of Connected Parenting: How to Raise A Great Kid (Penguin Group USA and Penguin Canada, 2009) and You're Ruining My Life! (But Not Really): Surviving the Teenage Years with Connected Parenting (Penguin Canada, 2011).

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the biggest fears retirees face: How people run out of money in retirement—and more importantly, how to avoid it. Drawing from a widely shared Investopedia article, they break down five common mistakes that can derail even the best-laid plans and apply the Peace of Mind Wealth Management perspective to help you never run out of money in retirement. Whether you're just beginning to plan for retirement or already retired, this conversation highlights why a thoughtful retirement spending plan and proactive retirement income planning are essential. Listen in to learn about practical retirement planning tips that go beyond generic advice and focus on real-world retirement challenges like managing taxes, building a smart retirement withdrawal strategy, and revisiting your plan as life changes. Radon and Murs explain how knowing your spending, understanding IRA withdrawal rules, and implementing strategies like the Three Bucket Strategy and Roth conversion strategy can help you retire comfortably and secure your retirement for decades to come. In this episode, find out: Why knowing your spending is the foundation of a sustainable retirement spending plan How retiring too early without a plan for retirement can increase the risk of running out of money How tax planning in retirement, including Roth conversions and IRA withdrawal rules, impacts long-term success How Medicare IRMAA and the IRMAA surcharge can surprise retirees without proper planning Why revisiting your retirement checklist regularly is critical to retiring comfortably Tweetable Quotes: “It doesn't matter how much money you have—if your spending isn't aligned with your plan, you can still run out of money in retirement.” — Radon Stancil “A successful retirement income plan isn't set it and forget it; it's something you nurture year after year.” — Murs Tariq This episode reinforces why comprehensive retirement planning, thoughtful tax planning in retirement, and ongoing adjustments are key to planning retirement with confidence. By focusing on retirement income planning, balancing growth and protection, and understanding how taxes affect your withdrawals, you can reduce anxiety and move closer to truly retiring comfortably. Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.

Four steps to the light that will offer you a roadmap toward God—and toward bringing His transforming light to a world that sorely needs it now.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why the beginning of the year is one of the most important times for smart tax decisions and how early planning can prevent costly mistakes later. With the help of their Director of Financial Planning and Tax Strategy, Taylor Wolverton, they walk through practical smart tax strategies designed to support effective tax planning in retirement and help you stay ahead with a proactive tax planning checklist. From contribution rules to charitable strategies, this episode focuses on building a strong foundation for retirement tax planning that supports long-term confidence.Listen in to learn about key decisions that impact your ability to plan for retirement, reduce unnecessary taxes, and ultimately secure your retirement. Whether you are still working, transitioning into Retirement, or already planning retirement income, these insights can help you align your retirement checklist with current rules, deadlines, and opportunities—so you can focus on retiring comfortably without last-minute surprises.In this episode, find out:How the 401k catch up rule works, including 401k catch up contributions and updated 2026 401k contribution limitsWhy the IRA contribution deadline matters and how a Roth IRA contribution can still be made after year-endHow qualified charitable distribution strategies work, including important QCD rulesWhen it may make sense to donate stock to charity versus giving cash and how this affects your charitable deductionHow income choices impact a long-term Roth conversion strategy and overall retirement tax planningTweetable Quotes:“The beginning of the year is where smart tax planning really starts—what you do now determines how much flexibility you'll have later.” — Radon Stancil“Tax planning in retirement isn't just about deductions; it's about choosing the right accounts at the right time.” — Murs TariqUnderstanding how the standard deduction, charitable strategies, and income planning work together is a critical part of Retirement Planning. From managing distributions to timing conversions, early awareness helps avoid mistakes that can limit your ability to secure your retirement and maintain tax efficiency throughout the year.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this episode of The Daily Mastermind, George Wright III discusses the critical importance of persistence in achieving success. Drawing on quotes and lessons from Calvin Coolidge and Napoleon Hill's 'Think and Grow Rich,' George emphasizes that persistence is not just about sheer will, but a habit developed through four key steps: having a definite purpose backed by a burning desire, creating a definite plan with continuous action, maintaining a mind closed to negative influences, and forming a supportive alliance. Filled with motivational insights, the episode aims to inspire listeners to cultivate persistence to reach their goals.00:30 The Importance of Persistence01:53 Lessons from Napoleon Hill's Think and Grow Rich03:06 Four Steps to Develop Persistence04:24 Deep Dive into the Four Steps07:26 Final Thoughts and EncouragementYou have GREATNESS inside you. I BELIEVE in You. Let's Make Today the Day You Unleash Your Potential!George Wright IIICEO, The Daily Mastermind | Evolution X_________________________________________________________P.S. Whenever you're ready, here are ways I can help you…Get to know me:1. Subscribe to The Daily Mastermind Podcast- daily inspiration, motivation, education2. Follow me on social media Facebook | Instagram | Linkedin | TikTok | Youtube3. Grow Your Authority and Personal Brand with a FREE Interview in a Top Global Magazine HERE.

Let's dive into the final step of our Four Steps to Planning Your Swiss Vacation series. In this episode, we focus on the small details that help your trip feel organized from the moment you arrive. This is where your plans start to feel real, and all the pieces come together in a simple, calm way as you travel to Switzerland.We look at the practical tasks that are easy to overlook when you are busy building your Swiss itinerary. This includes booking popular restaurants, arranging tickets for key attractions, and setting aside time to think through your first day plans. A little preparation here removes so much stress later.You'll hear why it's worth making restaurant reservations and buying tickets in advance for places like the Lindt Home of Chocolate and popular Swiss city tours, especially during busy travel periods. Activities like mountain excursions can depend on the weather, so I share tips on when to book and when to wait. If you're hoping to visit Jungfraujoch, you'll want to have a flexible plan in place.We also talk through the essentials of travel money, including whether or not you should carry some Swiss francs in cash and when to look out for unexpected bank fees. I also cover the best ways to set up mobile connectivity so you're not scrambling to find Wi-Fi on arrival.If you're still building your plans or finalizing the last few things, this episode brings together the most useful Switzerland travel tips to help you feel fully ready. It's the final touch before your bags are packed and your adventure begins.Happy travels,Carolyn

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why Medicare 2026 is shaping up to be one of the most impactful years for retirees and those approaching retirement. With major Medicare updates, rising Medicare costs 2026, and several Medicare new rules taking effect, understanding how these changes affect your overall Retirement Planning is more important than ever. From prescription drug reforms to premium increases and income-based adjustments, Medicare is not something you can afford to “set and forget” when you're planning retirement and working to secure your retirement.Listen in to learn about how Medicare Part B premium 2026 increases, IRMAA surcharges, and Medicare income limits 2026 can directly impact your cash flow in retirement. Radon and Murs also explore how Medicare planning fits into a comprehensive strategy to help you retire comfortably, avoid costly surprises, and align your healthcare decisions with your long-term retirement checklist and broader financial plan.In this episode, find out:How Medicare drug price negotiations and Medicare Part D changes 2026 are lowering costs for certain prescriptionsWhat the new Medicare out of pocket cap means for retirees with high prescription drug expensesWhy the increase in Medicare Part B premium 2026 matters for your monthly retirement incomeHow IRMAA surcharges and income from strategies like Roth conversions can affect your Medicare premiumsWhat Medicare does not cover, including the difference between a Medicare wellness visit and a traditional physical, plus updates on Telehealth MedicareTweetable Quotes:“Medicare isn't separate from your financial plan—it's interconnected with your taxes, income, and investment strategy.” — Radon Stancil“One decision, like a Roth conversion, can trigger higher Medicare premiums if you don't account for IRMAA.” — Murs TariqUnderstanding Medicare 2026 is a critical part of Retirement Planning, whether you're already enrolled or just beginning to plan for retirement. Staying informed about Medicare updates, knowing your coverage gaps, and proactively planning can make a meaningful difference in how confidently you approach Retirement.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

5-Day Evidence-Based Pole Reset starts January 12th! Ready to fall back in love with pole dance? Join us for five days to relight your pole spark (with science!

Booking the key parts of your Swiss vacation can be challenging, especially when you're trying to figure out what needs to be reserved early and what can wait. Knowing what to secure in advance helps the rest of the process feel more manageable. In this episode, which is Step 3 of our Four Steps to Planning Your Swiss Vacation series, we're covering the bookings that create a strong foundation for your trip: accommodations, panoramic train reservations, and rail tickets and passes. You'll also hear helpful Switzerland travel tips to make this stage of your trip easier to manage.One of the most important things to secure ahead of time is your accommodation. If you're hoping for a balcony with lake views or a room that fits your whole family, it's important to plan early. The same applies to hotels with air conditioning or lifts, which aren't standard in every building. Booking early lets you choose comfort and location, instead of settling for what's left.Scenic rail journeys are a highlight for many travelers. Panoramic trains like the Glacier Express, Bernina Express, and Gotthard Panorama Express are popular for good reason. But they run on limited schedules and require seat reservations, especially if you want to ride in Prestige Class on the GoldenPass Express or sit on a particular side of the train. These panoramic trains are well worth the extra steps, and booking early helps you avoid missing out.Many travelers wonder about train tickets and rail passes. Prices often stay the same, but booking early spreads out costs and gives you one less thing to handle during your trip.If you're creating a Swiss itinerary and feel like the logistics are getting complicated, there are easier paths. Booking a private tour or joining one of the curated small group tours gives you support while still allowing for adventure. For independent travelers, Swiss rail packages offer structure and ease without a guide.Tune in for full details on what elements of your Swiss vacation you should book well ahead of your travel date.Happy travels,Carolyn

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a comprehensive market update 2025 recap and how lessons from last year can help investors confidently plan for retirement as we move into 2026. They reflect on policy changes, inflation trends, interest rate shifts, and how thoughtful portfolio risk management and managing market volatility can turn uncertainty into opportunity—especially for those focused on retiring comfortably and achieving true peace of mind.Listen in to learn about how disciplined retirement investment strategies, including diversification, the three bucket strategy, and proactive tax planning, help create a resilient retirement portfolio. Radon and Murs break down how peace of mind investing isn't about chasing returns, but about building systems that support income, growth, and stability—no matter what the markets bring—so you can confidently secure your retirement.In this episode, find out:How the Market update 2025 sets the stage for smarter investment strategies in 2026Why managing market volatility matters more than chasing high returns in retirementHow the three bucket strategy balances income, safety, and growth bucket investingThe role of tax efficient investing, including direct indexing strategy, tax loss harvesting, and capital gains planningHow alternative investments can reduce volatility and strengthen a long-term retirement portfolioTweetable Quotes:“If your portfolio is designed correctly, you don't have to sweat market corrections—you can still sleep at night and enjoy retirement.” — Radon Stancil“Peace of mind investing comes from managing risk and taxes, not swinging for home runs.” — Murs TariqFrom retirement planning basics and a practical retirement checklist to advanced strategies like direct indexing strategy and alternative investments, this episode ties together everything needed for effective planning retirement. Whether you're years away or already retired, these insights help you build confidence, reduce stress, and move closer to secure your retirement.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3864: Laura Stack explores the growing dependence on smartphones through the lens of nomophobia, and how it sabotages focus, productivity, and workplace boundaries. She offers four practical strategies to reclaim your autonomy and turn your phone back into a tool rather than a master, helping you regain control, attention, and effectiveness in your daily life. Read along with the original article(s) here: http://theproductivitypro.com/blog/2018/01/nomophobia-and-the-dream-of-productivity-four-steps-toward-independence/ Quotes to ponder: "Nomophobia is a frightening example of what happens when we let our tools become our masters." "Few things require an instant response, especially when you're working." "You must take control and turn your phone back into a tool serving you." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3864: Laura Stack explores the growing dependence on smartphones through the lens of nomophobia, and how it sabotages focus, productivity, and workplace boundaries. She offers four practical strategies to reclaim your autonomy and turn your phone back into a tool rather than a master, helping you regain control, attention, and effectiveness in your daily life. Read along with the original article(s) here: http://theproductivitypro.com/blog/2018/01/nomophobia-and-the-dream-of-productivity-four-steps-toward-independence/ Quotes to ponder: "Nomophobia is a frightening example of what happens when we let our tools become our masters." "Few things require an instant response, especially when you're working." "You must take control and turn your phone back into a tool serving you." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3864: Laura Stack explores the growing dependence on smartphones through the lens of nomophobia, and how it sabotages focus, productivity, and workplace boundaries. She offers four practical strategies to reclaim your autonomy and turn your phone back into a tool rather than a master, helping you regain control, attention, and effectiveness in your daily life. Read along with the original article(s) here: http://theproductivitypro.com/blog/2018/01/nomophobia-and-the-dream-of-productivity-four-steps-toward-independence/ Quotes to ponder: "Nomophobia is a frightening example of what happens when we let our tools become our masters." "Few things require an instant response, especially when you're working." "You must take control and turn your phone back into a tool serving you." Learn more about your ad choices. Visit megaphone.fm/adchoices

Planning the perfect trip to Switzerland can feel like a puzzle, especially when it comes to choosing where to go, how long to stay, and how to make it all fit together. In this episode, Step 2 of our Four Steps to Planning Your Swiss Vacation series, I'm guiding you through one of the most important steps: designing a Switzerland travel itinerary that lets you see more without overpacking your schedule.We'll cover how to narrow down the best places to visit in Switzerland without overloading your days or bouncing from town to town too quickly. You'll also learn why building in travel time is essential, especially when you're navigating the mountains and how the SBB Mobile app can be your best friend for train schedules and real-time updates.If you're planning a multi-city trip or want to explore several regions, I'll share how to structure your itinerary so it's both exciting and doable. We'll also talk about using tools like AI for trip planning, what they can help with, and where they often fall short, especially in mountainous areas.If you're in the early stages or wrapping things up for your holidays to Switzerland, you'll find tried and tested advice in this episode to help you stay on course. You'll hear practical Swiss travel tips, get links to suggested itineraries, and learn about itinerary services that can take the stress off your shoulders.This is your go-to Switzerland travel guide for turning ideas into action and making sure your time in Switzerland is memorable for all the right reasons.Happy travels,Carolyn

Stuck? Good. That means you're ready. Ashley Jablow shares how getting laid off became the best "career gift" she never wanted, and how she turned that crash into clarity. We talk about discovering who you are now, designing instead of fixing your life, and why "reinvention" beats "midlife crisis" every time. Ashley breaks down her Four Steps of Life Design, Discover, Define, Imagine, Iterate, and how micro-steps can pull you out of autopilot and back into possibility. It's a hopeful, honest roadmap for anyone who's ever looked around and thought, "Is this really it?" Website: www.lifedesignschool.co/kit Website: www.wayfinderscollective.com/intensive LinkedIn: www.linkedin.com/in/ashleyjablow Instagram: www.instagram.com/ashleyjablow   Timestamps: 00:00 — Cold Open & Intro 04:00 — Why Happiness Isn't Constant (and That's Okay) 07:05 — Laid Off After "I've Arrived": The Wake-Up Call 10:25 — The Power of Onlyness: Owning Your Unique Story 13:52 — Stop Fixing Your Life. Start Designing It. 16:20 — The Four Steps of Life Design (Discover, Define, Imagine, Iterate) 23:41 — Midlife Crisis or Midlife Reinvention? 26:18 — The Real Risk of Staying Stuck 32:52 — The Learning Loop: Plan → Act → Update 40:12 — Clarity vs Certainty: The Mistake Every Leader Makes

In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss a major Vanguard announcement that signals a meaningful shift in retirement planning. For years, annuities were often dismissed by large investment firms, yet today we are seeing industry leaders embrace their role in guaranteed income in retirement. Vanguard's move to introduce a 401k annuity option inside the Vanguard retirement plan validates what many retirees already need—predictability, income, and risk control as they plan for retirement.Listen in to learn about why annuities in 401k plans are gaining traction, how fixed annuities can serve as a bond alternative, and why firms like Fidelity retirement, BlackRock retirement, and Vanguard are acknowledging the importance of retirement income planning in the face of ongoing market volatility. Radon and Murs explain how this evolution helps investors create your own pension, supports retiring comfortably, and strengthens efforts to secure your retirement.In this episode, find out:Why the Vanguard announcement is a turning point for annuities retirement strategiesHow guaranteed income in retirement helps offset market volatilityWhat a 401k annuity option really means for retirement planningWhen IRA rollover options may provide more flexibility than a company 401kHow the Three Bucket Strategy simplifies planning retirement and managing riskTweetable Quotes:“As you approach retirement, predictability and reliable income matter just as much as growth.” — Radon Stancil“Annuities aren't about giving up growth; they're about creating confidence and peace of mind in retirement.” — Murs TariqBy combining growth assets with income-focused strategies, retirees can follow a clearer retirement checklist, reduce stress during volatile markets, and build a customized retirement planning approach. Whether inside a Vanguard retirement plan or through broader IRA rollover options, the goal remains the same: thoughtful planning, smarter risk management, and a strategy designed to help you plan for retirement with confidence.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Welcome to Step One of the Four Steps to Planning Your Swiss Vacation series! Before you start filling your trip to Switzerland with scenic train rides and alpine views, let's get your travel dates, flights, and insurance in place.In this episode, I walk you through the very first steps of planning a trip to Switzerland, that will set the tone for your entire adventure. We'll start by figuring out the best time to visit Switzerland, taking into account the different seasons, popular events in Switzerland, and what kind of weather in Switzerland to expect during your stay. I'll also explain why shoulder season travel can be a smart choice if you're hoping to enjoy beautiful landscapes without the crowds.Next, we dive into everything you need to know about flights to Switzerland, including when to start looking, why it's worth comparing prices when flying into Europe, and how booking flights to Europe's other cities, such as Milan, Munich, or Paris, can sometimes save you money. I also share tips for choosing flight times that work well with Swiss train travel so you can hit the ground running.We'll wrap up by covering the importance of Swiss travel insurance, what to look for in a policy, when to buy it, and why it's one of the smartest things you can do before your holidays to Switzerland begin. You'll also hear a few practical tips pulled from my Swiss travel guide that will help you start building a realistic, flexible Switzerland itinerary.Whether you're just dreaming or already in the planning phase, this episode will help you feel clear and confident about taking the first steps toward an unforgettable Swiss getaway.Happy travels,Carolyn

If you've struggled with weight loss despite clean eating, exercise, or fasting and you have a thyroid hormone imbalance or no thyroid at all—this episode is for you. In this episode, Dr. Rebecca Warren shares why weight loss resistance is so common with thyroid conditions and why doing more isn't always the answer. She walks through four essential steps that must be addressed to support metabolism and hormone balance, especially for those with hypothyroidism, Hashimoto's, or living post-thyroidectomy. This episode is about understanding why the body resists weight loss—and what needs to be in place before it can change.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a comprehensive year-end tax checklist designed specifically for those in or nearing retirement. As the calendar winds down, it's easy to overlook critical financial decisions that can significantly impact your retirement income tax and long-term retirement planning. This conversation walks through the most important year-end financial checklist items to help you avoid costly mistakes, missed deadlines, and unnecessary taxes as you plan for retirement.Learn how a proactive retirement checklist can help you move from simply reacting at tax time to intentionally planning retirement with confidence. From required minimum distributions and the RMD deadline to charitable giving strategies and health savings account strategy, this episode reinforces why year-end planning is essential for retiring comfortably and helping to secure your retirement.Listen in to learn about the practical steps you should take before December 31st to align your retirement planning with tax efficiency. Radon and Murs break down complex topics like capital gains tax planning, tax loss harvesting, and donor advised fund strategies into clear, actionable guidance. Whether you're already retired or still planning retirement, this episode helps you connect year-end decisions to long-term retirement success.In this episode, find out:How to avoid penalties by meeting the RMD deadline and properly handling required minimum distributionsWhy tax loss harvesting and capital gains tax planning can play a major role in retirement income tax managementHow charitable giving strategies, like a qualified charitable distribution and a donor advised fund can create powerful tax benefitsWhy a health savings account strategy is one of the most overlooked tools in retirement planningHow a year-end financial checklist supports a smarter plan for retirement and long-term peace of mindTweetable Quotes:“If you wait until the end of the year to think about taxes, you're already behind—retirement planning works best when it's proactive.” — Radon Stancil“A simple year-end tax checklist can be the difference between unnecessary penalties and retiring comfortably with confidence.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the real-life complexities behind early retirement planning and what happens when couples don't agree on retirement goals. Using a recent MarketWatch article as a springboard, they explore whether a couple with $2 million can truly retire early while juggling differences in spending expectations, lifestyle priorities, and retirement risk management. This episode offers valuable retirement planning tips for anyone asking “can I retire with 2 million?”, “can I retire at 55?”, or how to secure your retirement when spouses have competing visions for their future.Listen in to learn about how emotions, career stress, financial planning for couples, and the FIRE movement retirement mindset affect early retirement decisions. Radon and Murs break down Medicare retirement considerations, Social Security timing challenges, retirement income strategy development, and the hidden dangers of day trading risks and options trading risks when someone tries to “make early retirement work” through high-risk investing. If you're navigating retirement planning at 50 or planning retirement with a partner who's not on the same page, this conversation offers clarity, humor, and a practical retirement checklist to help you move forward confidently.In this episode, find out:· How couples can resolve conflicting retirement goals when one wants to retire early and the other wants to maintain lifestyle freedom.· Why understanding the real reason behind wanting early retirement is essential to planning retirement effectively.· The major financial risks of relying on day trading or options trading to fund retirement income.· How to build a retirement income strategy that supports Medicare retirement costs, travel goals, and long-term financial security.· Why the Peace of Mind Pathway helps couples retire comfortably and plan for retirement with less stress and more clarity.Tweetable Quotes:“Retirement Planning isn't just about math—it's also about emotions, goals, and making sure both spouses feel secure in the plan.” — Radon Stancil“If early retirement adds more stress than your job does, then it's not truly helping you secure your retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

What if the reason you feel so anxious, frustrated, or exhausted isn't because your teen is struggling—but because you're fighting reality every single day? In this episode, I'm breaking down what radical acceptance actually means when you're parenting teens or moving through the empty nest. Not acceptance as giving up. Not acceptance as lowering your expectations. But acceptance as a skill that allows you to stop wasting energy on what you can't control and start reclaiming your power in how you show up. I walk you through four practical steps that help you move out of emotional reactivity and into steadiness—so you can acknowledge what's happening, tell the truth about how you feel, work through the pain instead of resisting it, and then decide, with intention, who you want to be in the middle of a hard moment. If you're tired of feeling like your peace depends on your teen's choices or this season being over, this episode will show you how to let go without losing yourself—and how to feel grounded and confident even when parenting gets hard or the empty nest feels heavy.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how financial scams are coming from every direction—phone calls, email phishing scams, text message scams, social media, and even door-to-door encounters—and why a little healthy skepticism is now a key part of scam prevention. They share real-world scam alert examples hitting their community right now, especially senior scams, and explain how staying cautious can protect both your money and your mindset as you work to secure your retirement.Listen in to learn about how to avoid scams by slowing down when urgency hits, verifying sources before clicking anything, and recognizing the red flags behind gift card scams, IRS scam calls, and the increasingly convincing threats of AI voice cloning scams and deepfake scam tactics. These practical cybersecurity tips also support smart identity theft prevention—an important part of retirement planning for anyone who wants to keep retiring comfortably on track.In this episode, find out:· How gift card scams exploit the holiday rush and why “pay with gift cards” is a major scam alert· Why IRS scam calls and “official” threats (like unpaid penalties) are designed to trigger fear and urgency· How a jury duty scam can use phone number spoofing to appear like it's coming from a real sheriff's department· The best ways to avoid clicking links in email phishing scams and text message scams, even when they look legitimate· How emerging tech (like AI voice cloning scams and deepfake scam videos) is changing the landscape of senior scams and financial scamsTweetable Quotes:· Radon Stancil: “If you ever get a call from a police department or sheriff's department saying you have a warrant for your arrest or you missed jury duty—it's a scam. Hang up.”· Murs Tariq: “If there's urgency, weird payment methods like gift cards or crypto, or they want you to click right now—pause and ask why.”Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

What if the only thing standing between you and a job offer you actually want is a strategy you haven't heard yet? In this episode, I'm breaking down the real story behind how Amy went from a brutal late-stage rejection at MongoDB to signing a $150K base offer, PLUS negotiating an extra 10K just weeks later.You'll hear the exact steps she took to rebuild momentum fast, the cold-outreach strategy that had hiring managers responding within 24 hours, the interview storytelling shift that instantly made her stand out from “qualified” candidates, and the pipeline and negotiation moves that turned one solid offer into a life-changing one. By the end, you'll walk away knowing exactly how to regain control of your job search, rebuild confidence after rejection, and create the kind of momentum that makes opportunities come to YOU. If you want a job search process that actually moves you forward without burning yourself out, hit play and let's dive in.0:44 – Why Late-Stage Interview Rejection Doesn't Mean Starting Over4:21 – How Strategic Cold Outreach Can Unlock Interviews at Top Companies8:25 – Why Your Interview Stories Need More “How” (Not Just Results) to Stand Out12:15 – The Secret to Keeping Momentum: Juggling Multiple Opportunities, Even in Final Rounds 13:40 – Why You Should Always Negotiate Your Offer, Even If It Looks Great15:44 – The Four Steps to Rebuild Job Search Momentum After Rejection

Steve Blank: Blind to Disruption Steve Blank is an Adjunct Professor at Stanford and co-founder of the Gordian Knot Center for National Security Innovation. Credited with launching the Lean Startup movement and the curriculums for the National Science Foundation Innovation Corps and Hacking for Defense and Diplomacy, he's changed how startups are built, how entrepreneurship is taught, how science is commercialized, and how companies and the government innovate. Steve is the author of The Four Steps to the Epiphany and The Startup Owner's Manual and is the author of his recent article at steveblank.com: Blind to Disruption: The CEOs Who Missed the Future. Leaders may see the future coming, but we aren't always incentivized to act on it. In this conversation, Steve and I discuss what we can learn from the common patterns of disruption so we don't miss what's next. Key Points In the 1890s, there were approximately 4,000 carriage and wagon makers in the United States. Only one company made the transition to automobiles. In each of the three companies that survived, it was the founders, not hired CEOs, that drove the transition. Studebaker recognized that it wasn't in the business of carriages; it was in the business of mobility. Clayton Christensen taught us that disruption begins with inferior products that incumbents don't take seriously. The real problem isn't that companies can't see the future. It's that they are structurally disincentivized to act on it. Parsing innovation theatre vs. innovation means paying attention to what's actually shipping. If nothing is and you want to innovate, look elsewhere. Bubbles in the market are normal. Timing may be off, but that doesn't mean disruption isn't happening. Resources Mentioned Blind to Disruption: The CEOs Who Missed the Future by Steve Blank Related Episodes How to Start Seeing Around Corners, with Rita McGrath (episode 430) How to Build an Invincible Company, with Alex Osterwalder (episode 470) How to Pivot Quickly, with Steve Blank (episode 476) Discover More Activate your free membership for full access to the entire library of interviews since 2011, searchable by topic. To accelerate your learning, uncover more inside Coaching for Leaders Plus.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the November market update and how recent events have shaped the stock market volatility investors have experienced. From a tense government shutdown to missing economic data, rising interest rates, and uncertainty around inflation and investing, November brought no shortage of challenges. Radon and Murs break down what happened—and why staying grounded in long-term strategy is crucial when navigating volatile markets. This episode sets the stage for understanding not just what moved the markets, but how to approach managing market risk with confidence.Listen in to learn about the ripple effects November's disruptions had on the economy, the rapid swings in AI stocks, and what the Federal Reserve is considering as we move toward year-end. You'll also hear how a well-structured retirement portfolio—especially one built on bucket strategy investing—can help you plan for retirement, stay calm, and retire comfortably even when volatility spikes. With long term retirement planning always top of mind, Radon and Murs share insights that promote clarity, stability, and a path to secure your retirement.In this episode, find out:How the November market review was influenced by the extended government shutdown and delayed economic data.Why interest rates, inflation numbers, and Federal Reserve uncertainty added to stock market volatility.What drove turbulence in the technology sector—especially surrounding AI stocks and concerns over an AI bubble.How volatile markets can impact your retirement portfolio and why understanding retirement investing strategies is essential.The importance of a structured Bucket Strategy for managing market risk and creating predictable income in retirement.Tweetable Quotes:Radon Stancil: “One thing that ends up being good can lead us right back to something that causes worry—that's why having a strategy matters, regardless of what the markets are doing.”Murs Tariq: “Volatility is triggered by moments inside and outside the stock market, which is why a well-designed retirement plan must be built to withstand the unexpected.”Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this episode of The Learning Vibes Podcast, you will learn the four steps of the Question Formulation Technique (QFT).  Guest-host, Kimberly Douglas and the Right Question Institute's Sarah Westbrook start with a focus prompt and work through the QFT process.  QFT is useful for educators, parents, students, and professionals.  It can help you refine your question-asking skills and elevate critical thinking.  You can learn more about the Right Question Institute at rightquestion.org   Guest-Editor and guest-host:  Kimberly DouglasGuest-Editor:  Brandy Englert

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how to approach retirement income planning with confidence so you can retire comfortably and secure your retirement. With people living longer, dealing with market volatility, navigating retirement income and taxes, and planning around retirement and inflation, creating a strategy that works for decades is more essential than ever. They break down how to create retirement income that can last 30–40+ years while maintaining peace of mind in retirement.Listen in to learn about the simple yet powerful Retirement Bucket Strategy—cash, income safety, and growth—and how each piece works together to help you plan for retirement at 50, retirement planning at 55, or retirement planning at 60. You'll also learn how different tax buckets (pre-tax, taxable, and tax-free) impact your retirement withdrawal strategy and long-term retirement planning strategies so you can build an income in retirement that keeps up with life, goals, and inflation.In this episode, find out:How to structure your money using the Retirement Bucket Strategy to create retirement income that lasts.Why market volatility, taxes, inflation, and longevity must be factored into every retirement income plan.The difference between pre-tax, taxable, and tax-free retirement buckets—and how each impacts your long-term plan for retirement.How fixed index annuities, cash reserves, and growth investments can work together within a retirement income planning framework.A real-life scenario showing how to build a retirement withdrawal strategy across multiple buckets for long-term stability.Tweetable Quotes:“When you structure your retirement income the right way, you remove anxiety and gain true peace of mind in retirement.” — Radon Stancil“Diversifying across investment buckets and tax buckets is what makes a retirement income plan strong, flexible, and built to last.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Life is full of crossroads. Jobs. Moves. Relationships. Direction. Many Christians stress over decision-making because they fear missing God's will. Pastor Jeff and Tiffany discuss how Scripture shows God guiding His people through everyday decisions with wisdom and steadiness. They discuss the four steps that bring clarity and peace, and the five “landing lights” that help believers discern God's voice with confidence. What We Discussed04:11 Double-Mindedness and Spiritual InstabilityJames 1 describes wavering between decisions as “double-mindedness.” He compares it to staggering like a drunk; anxious, unsure, and unstable.05:08 The Wrong Ways We Try to Find God's WillCommon but misguided approaches people use are waiting for emotional tingles, relying on formulas, or looking for mystical signs written in the sky. These methods don't reflect how God normally guides His people.07:00 Four Steps for Discerning God's WillAdmit you need a guide; God leads the humble, not the self-reliant. Ask in faith for direction and listen for God's response. Trust God when you don't understand14:19 The Five Landing Lights of God's GuidancePastor Jeff walks through the five markers that help confirm God's direction:Landing Light #1: A Multitude of Godly CounselorsLanding Light #2: Personal DesiresLanding Light #3: The Peace of the Holy SpiritLanding Light #4: External CircumstancesLanding Light #5: The Word of God22:14 Step 4: Trust God When You Don't UnderstandGod rarely shows the full plan. He often gives light only for the next step. Trust becomes essential when the future is unclear. 23:41 God's Will Is Not HiddenGod delights in guiding His people. The same Shepherd who leads is the One who laid down His life, so His guidance can be trusted fullyBook: Making Life Decisions: Journey in Discernment by Geoff Pound“The Shepherd who directs your steps is the same Shepherd who laid down His life for you. He can be trusted with your next decision.” – Pastor Jeff CranstonWe love your feedback! If you enjoyed this episode, leave us a review. If you have any questions or comments on today's episode, email me at pastorjeff@lowcountrycc.orgVisit my website https://www.jeffcranston.com and subscribe to my newsletter. Join me on Sunday mornings at LowCountry Community Church. Check in with us on Facebook or Instagram @pastorjeffcranstonRemember, the real power of theology is not only knowing it but applying it. Thanks for listening!

I sit down with Dr. David Rosmarin, an associate professor at Harvard Medical School and a pioneer bridging the worlds of spirituality and clinical psychology. We explore a powerful, yet often ignored, truth in mental health: that for many, emotional distress is a crisis of meaning and spirit. David shares the fascinating research from his work at McLean Hospital, and we tackle the tough questions—are we over-medicalizing normal human anxiety? Could connecting with our spiritual nature be a more effective path to healing? This is a crucial conversation about bringing the soul back into mental health care.00:00 Intro02:42 The Genesis of Spirituality05:12 How Do You Define Spirituality?10:32 The Chasm Between Patient Needs and Clinical Training12:08 Humanizing Care: From Medication to Meaning18:21 A Case Study: Crisis of Meaning20:37 The Four Steps to Face Anxiety28:41 Anxiety as an Existential Opportunity31:01 Spiritual Mentorship: Crisis and Healing Are One34:40 Are We Over-Pathologizing Normal Anxiety?37:17 The Benzodiazepine Crisis and Over-Medication41:21 How to Find Dr. Rosmarin's Work42:53 Conclusion Learn more about Dr. David Rosmarin:· dhrosmarin.com· spirit.mclean.harvard.eduIn The Space Between membership, you'll get access to LIVE quarterly Ask Amy Anything meetings (not offered anywhere else!), discounts on courses, special giveaways, and a place to connect with Amy and other like-minded people. You'll also get exclusive access to other behind-the-scenes goodness when you join! Click here to find out more --> https://shorturl.at/vVrwR - IG- https://tinyurl.com/ysvafdwc- FB - https://tinyurl.com/yc3z48v9- YT - https://tinyurl.com/ywdsc9vt- Web - https://tinyurl.com/ydj949kt Life, Death & the Space Between Dr. Amy RobbinsExploring life, death, consciousness and what it all means. Put your preconceived notions aside as we explore life, death, consciousness and what it all means on Life, Death & the Space Between.**Brought to you by:Dr. Amy Robbins | Host, Executive ProducerPodcastize.net | Audio & Video Production | Hosted on Acast. See acast.com/privacy for more information.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss four powerful tax strategies you can start looking at now to lower your 2025 tax bill and create more long-term flexibility in retirement. They unpack the difference between simple tax filing and true tax planning, walking through how proactive tax projections, IRA tax planning, and coordinated strategies can help reduce taxes over your lifetime—not just this year. You'll hear how their team uses a comprehensive tax checklist and planning process to help you secure your retirement and avoid costly surprises.Listen in to learn about practical ways to reduce taxes, from Qualified Charitable Distributions (QCDs) and Donor Advised Funds to Tax Loss Harvesting inside a Direct Indexing strategy, and long-term Roth conversion planning. Whether you're focused on charitable giving strategies, concerned about Medicare IRMAA surcharges, or just looking for tax savings tips and ideas on how to save on taxes in retirement, this episode will help you think beyond April 15 and build a smarter, more intentional retirement tax plan.In this episode, find out:· The key difference between tax filing and true tax strategy—and why tax moves to lower your 2025 bill must be done before December 31.· How Qualified Charitable Distributions (QCDs) can lower your taxable income, satisfy Required Minimum Distributions (RMDs), and help you avoid Medicare IRMAA surcharges.· Ways a Donor Advised Fund can “bunch” charitable giving, turn what you were already going to give into a bigger deduction, and enhance your overall charitable giving strategies.· How a Direct Indexing strategy with ongoing Tax Loss Harvesting can create “tax alpha,” making your brokerage account more tax-efficient and reducing capital gains over time.· Why a multi-year Roth conversion plan—guided by tax projections—can dramatically lower lifetime retirement taxes for you and your heirs, and support a more confident retirement planning and retiring comfortably strategy.Tweetable Quotes:“Real tax planning is not about what happened last year—it's about using tax projections and tax strategies today so you can decide how and when you want to pay taxes over your lifetime.” — Murs Tariq“When you combine tools like Qualified Charitable Distributions, Donor Advised Funds, tax loss harvesting, and Roth conversions, you're not just checking a tax box—you're building a coordinated tax plan that can help you save on taxes and truly secure your retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss how alternative investments can play a valuable role in portfolio management and retirement investing. They're joined by Brooke Garcia, a Certified Financial Planner™, Chartered Financial Analyst®, and Chartered Alternative Investment Analyst®, who brings deep expertise in private markets investing, risk management for investors, and portfolio diversification strategies. They explore how adding non-correlated assets such as private equity or private credit investing can help improve portfolio balance and reduce portfolio risk—especially when the traditional 60/40 portfolio approach no longer provides the same stability. This insightful discussion dives into how alternative investments can create a more tax efficient portfolio and contribute to a smoother investment experience during volatile market cycles. Listen in to learn about how alternative investments explained by Brooke can reshape the way you think about diversification and retirement planning strategies. You'll discover how these vehicles can provide access to opportunities outside of the public markets, deliver potential capital gains strategy benefits, and offer unique tools for investment risk management. If you're exploring ways to plan for retirement, retiring comfortably, and secure your retirement, this episode is packed with insights that connect tax planning, index replication, and tax loss harvesting into a broader tax strategy that enhances long-term wealth management. In this episode, find out: What alternative investments are and how they differ from traditional stocks and bonds. Why private markets investing may provide higher returns and smoother volatility. How to use non-correlated assets to build a more diversified portfolio and improve portfolio balance. Key considerations about liquidity, manager due diligence, and position sizing in alternative investments. How a well-designed diversification strategy supports long-term retirement planning and tax efficiency. Tweetable Quotes: “When bonds and stocks fall together, that's when investors start to realize the importance of alternative investments in balancing risk.” — Radon Stancil “Alternative investments aren't perfect for everyone, but everyone should evaluate whether they can play a role in their plan for retirement.” — Murs Tariq Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.

No.1 vulnerability expert BRENÉ BROWN exposes how shame, fear, and perfectionism secretly control your life - and reveals proven ways to unlock courage, confidence, trust, connection, and joy. Brené Brown is a world-renowned research professor who has spent over two decades studying courage, vulnerability, shame, and empathy. She is also the author of 6 #1 New York Times bestsellers, including her recently published book, ‘Strong Ground', and hosts two award-winning podcasts on leadership and human connection. She explains:  ◼️The marble jar theory that changed how Fortune 100 companies build trust ◼️The 4 skill sets of courage you can train and measure ◼️Why fitting in is the greatest threat to true belonging ◼️How to identify your “armor” when you're afraid and drop it ◼️The gratitude practice that stops catastrophising in real-time (00:00) Intro (02:34) What Made Brené Who She Is? (07:23) Parents Affecting Your View of Love (10:48) 87 Human Emotions (11:50) Why Did Brené Struggle With Self-Love and Belonging? (15:36) How Has the World Changed in the Last Two Decades? (16:23) Is Power Driven by Fear? (19:51) Four Types of Power: How to Be Successful as a Leader (22:54) Systems Theory (26:48) The Role of AI and Social Media in Shaping Society (34:39) Wisdom From Psychology and Life Experience (41:26) What Type of Connection Should People Be Looking For? (44:34) Belonging vs. Standing Alone (47:43) Making a Divisive Podcast (54:07) Pros and Cons of Curiosity (54:50) Responsibility of a Platform to Assess Guest Credibility (1:03:34) Ads (1:04:32) Importance of Vulnerability (1:09:30) Managing Fear of Vulnerability (1:18:36) Overcoming Negative Traits (1:21:06) Improving Self-Esteem (1:25:43) Four Steps to Courage (1:27:44) Building Trust With the Marble Jar Theory (1:32:47) Leaders' Misconceptions of Trust (1:35:05) Cheating (1:36:03) Ads (1:38:11) Relationship Advice (1:41:42) Losing Your Mother to Dementia (1:45:27) How Did You Deal With Grief? (1:48:40) What Are You Optimizing for Right Now? Follow Brené: Website - https://bit.ly/47rISeb  LinkedIn - https://bit.ly/3Jq4T5i  Instagram - https://bit.ly/49rCLt0  You can purchase Brené's book ‘Strong Ground', here: http://bit.ly/47gIWyJ  You can listen to Dare to Lead podcast here: http://bit.ly/3WwlN56  The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/  ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt  ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Shopify - https://shopify.com/bartlett   Pipedrive - http://pipedrive.com/CEO      Vanta - https://vanta.com/steven