Podcasts about four steps

You're about to have a really hard conversation with somebody you believed in. Before you do, you need to hear this first. Let's break down why the leader you promoted isn't a bad hire, but a stalled identity shift. I also give you the exact conversation to fix it. Tune in now!Key highlights:00:00 — The Problem: A Leader Who Seems Off01:53 — The One-on-One That Reveals the Problem06:26 — Why You Didn't Make the Wrong Call: Identity Never Changed12:24 — The Three Stall Points Holding Your New Leader Back21:27 — How to Have the Conversation That Actually Fixes ItJoin me live on August 6th at 11am Central for a free workshop, "Four Steps to Build a Business That Runs Without You." Register at chrislocurto.com/build.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss Concentrated Stock Positions and why so many pre-retirees and retirees are sitting on a mountain of Appreciated Stock without a plan for it. Whether it came from Company Stock Options at a long-time employer or from riding a big name higher over the past few years, a single stock that grows into half a portfolio changes the entire risk picture heading into retirement. Radon and Murs break down why Stock Diversification matters more now than it did during your working years, and why Capital Gains Taxes are usually the real obstacle keeping people stuck.Listen in to learn about the Tax-Efficient Investing strategies Nick Hyman is using with clients to unwind large positions without triggering an unnecessary tax bill. You'll hear how Tax-Loss Harvesting through Direct Indexing can offset gains, how a Donor-Advised Fund can move highly appreciated shares to charity with zero tax on the gain, and how bracket-aware selling fits into a coordinated Retirement Investment Strategy. If you're building a Retirement Financial Plan and Company Stock Options or one big winning stock are part of the picture, this episode lays out exactly where to start.In this episode, find out:Why holding a large Concentrated Stock Position is a different risk in retirement than it was while you were workingHow Tax-Loss Harvesting and Direct Indexing can help offset gains when you sell Appreciated StockWhy bracket-aware selling, year by year, is central to smart Retirement Tax PlanningHow a Donor-Advised Fund lets charitably inclined retirees give appreciated shares without paying tax on the gainWhy doing nothing about a concentrated position only compounds the problem instead of solving itTweetable Quotes:"When we're working and we have a salary and income coming in, if a stock goes down 20, 30, 40 percent, it's not as big of a deal because there's still income coming in the door." - Murs Tariq"If you just stay in this place of doing nothing, you only are compounding the problem. It's not getting better." - Radon StancilResources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.

Do you constantly feel exhausted despite getting enough rest? Could persistent fatigue be a sign that your body is trying to tell you something important? In this informative episode of The ‘X' Zone, Rob McConnell welcomes physician and author Linda Hawes-Clever to discuss her book, The Fatigue Prescription: Four Steps to Renewing Your Energy, Health and Life. Dr. Hawes-Clever explores the many factors that can contribute to chronic fatigue, including lifestyle, nutrition, stress, sleep quality, hormonal balance, and underlying medical conditions. She explains her four-step approach to restoring energy and improving overall health, emphasizing the importance of working with qualified healthcare professionals to identify the root causes of persistent fatigue rather than simply treating symptoms. Throughout the conversation, listeners gain practical insights into healthy living, preventive medicine, stress management, and the role of balanced nutrition and exercise in supporting long-term wellness. Dr. Hawes-Clever also discusses how small, sustainable lifestyle changes can make a meaningful difference in improving vitality and quality of life. Whether you're experiencing ongoing fatigue, looking to improve your overall well-being, or interested in preventive healthcare, this episode offers valuable information and practical strategies for pursuing a healthier, more energetic life.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-x-zone-radio-tv-show--1078348/support.Please note that all XZBN radio and/or television shows are Copyright © REL-MAR McConnell Meda Company, Niagara, Ontario, Canada – www.rel-mar.com. For more Episodes of this show and all shows produced, broadcasted and syndicated from REL-MAR McConell Media Company and The 'X' Zone Broadcast Network and the 'X' Zone TV Channell, visit www.xzbn.net. For programming, distribution, and syndication inquiries, email programming@xzbn.net.We are proud to announce the we have launched TWATNews.com, launched in August 2025.TWATNews.com is an independent online news platform dedicated to uncovering the truth about Donald Trump and his ongoing influence in politics, business, and society. Unlike mainstream outlets that often sanitize, soften, or ignore stories that challenge Trump and his allies, TWATNews digs deeper to deliver hard-hitting articles, investigative features, and sharp commentary that mainstream media won't touch.These are stories and articles that you will not read anywhere else.Our mission is simple: to expose corruption, lies, and authoritarian tendencies while giving voice to the perspectives and evidence that are often marginalized or buried by corporate-controlled media

The Fifty Four Steps of the Holy Mass with St. Padre Pio - All the Winds of Heaven - Galactica, 6, Season 6, Out-of-Body Travel FilmsBased on the Book Series 'Galactica: A Treatise on Death, Dying and the Afterlife,' by Marilynn HughesThe Out-of-Body Travel Foundation - https://outofbodytravel.org – Astral Travel and Astral Projection: Download Books, Films, Seminars, Livestreams, Music, Art, Vignettes, Radio and TV Appearances and More on Out-of-Body Experiences. (Ghosts, Reincarnation, Initiations, Heaven, Hell, Angels, Demons.) Out-of-Body Travel Author, Marilynn Hughes (Copyright)Out of Body Travel, Out of Body Experiences, Out of Body, Astral Travel, Astral Projection, Near Death Experiences, Mystical Experiences, OBE, OOBE, NDE

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss what really happens during an evaluation appointment, the first Financial Advisor Meeting most people have when they start exploring what it actually takes to plan for retirement. They break down the five critical areas that determine Retirement Success, known as the ROUTE to Retirement: Retirement Risk Management, Retirement Income Planning, Medicare Planning and Long-Term Care Planning under one unified healthcare umbrella, Retirement Tax Planning, and Estate Planning. If you've ever wondered what separates a real Retirement Financial Plan from a portfolio review with a nice title, this episode lays out exactly where most plans quietly fall short.Listen in to learn about why a simple one-to-ten risk question reveals more about your Retirement Readiness than any account statement ever could, how a written Retirement Investment Strategy and a real Social Security Planning conversation change decision making for the better, and why Retirement Tax Strategies put in place before the calendar year ends can outweigh almost any other move you make on the road to retiring comfortably.In this episode, find out:Why the risk scale used in every evaluation appointment skips the number seven, and what your honest answer reveals about your true Retirement ReadinessHow a written retirement income plan and clear Social Security Planning turn a stressful guessing game into a Retirement Financial Plan with actual data behind itWhy Medicare Planning and Long-Term Care Planning are treated as one Unified Healthcare conversation, and what a dedicated Medicare specialist changes about that experienceWhy most people's Retirement Tax Planning happens too late to matter, and how proactive Retirement Tax Strategies executed before December 31st can beat any adjustment to an investment strategyWhat a five-year-old estate plan gets wrong, and the real story of a client who needed updated documents in a single week before leaving for a cruiseTweetable Quotes:"Retirement planning is a bunch of knobs, and if you turn one, you're turning all the others." - Murs Tariq"It's something people don't want to talk about, and it's easy to procrastinate on it because, hey, I'm good, I'm healthy." - Murs TariqWhether you're years from retiring or already retired, this episode doubles as a retirement checklist for anyone planning retirement who wants a second look at whether their plan for retirement actually holds up across all five areas. Retirement isn't one decision; it's five connected ones, and this episode walks through exactly how those five come together to help you secure your retirement with real confidence instead of a guess.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

The world is changing around us at a pace that is unprecedented in human history, and unless we change ourselves and our organizations at least as rapidly as the world we inhabit, we will fall behind. The implications are staggering. In this podcast, I share another of the 25 most important lessons I've learned over my 30-year career.  ************************************************************* Subscribe to Dave's Newsletters Check out the X-I Community

What if the thing that keeps triggering you is actually trying to heal you? In this solo episode of Harder Than Life, Kelly explores the connection between emotional triggers, childhood wounds, self-awareness, and personal growth. Through a recent experience with a difficult client interaction, he reveals how quickly old patterns can take over — and what to do instead. This episode breaks down why certain situations create outsized emotional reactions, how unresolved experiences shape adult behavior, and why many of our recurring problems aren't happening to us—they're happening through us. Kelly introduces practical tools including the Sacred Pause, boundary-setting, and a simple four-step framework for transforming reactivity into self-awareness and personal power. If you've ever found yourself overreacting, shutting down, avoiding conflict, or repeating the same emotional patterns, this conversation offers a different perspective. Key Topics:

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss retirement planning 2026 with returning guest Tom Siomades, chief market economist, for a mid-year Economic Check on everything that's shaped the markets so far. From the Iran conflict's effect on oil prices and inflation to a new Kevin Warsh Fed chair trying to find footing amid inflation and interest rates that refuse to cooperate, this Markets update covers the headlines retirees are hearing everywhere and translates them into what actually matters for your plan.Listen in to learn about why stock market volatility has made 2026 feel like a tale of two markets, with AI stocks 2026 and tech stock names like SpaceX carrying much of the S&P 500 outlook while the rest of the economy absorbs energy prices US pressure and shifting consumer spending trends. Tom shares his honest read on recession risk, why Federal Reserve rate cuts have stalled out, and where the market uncertainty of the SpaceX IPO and the AI rally could go from here.In this episode, find out:Why 2026 has followed a strikingly similar path to last year, and what that pattern means for retirement advice going forwardHow the Iran conflict pushed oil prices and inflation higher, and why gas prices don't fall as fast as oil doesWhat Kevin Warsh Fed chair is up against, and why Federal Reserve rate cuts have all but disappeared from this year's forecastsWhy Tom is cautious about chasing AI stocks 2026 and tech stock hype, including his candid take on the SpaceX IPOWhat Tom is watching for the rest of the year, and why he still sees a path to retiring comfortably despite the market uncertaintyTweetable Quotes:"We sit here in the middle of 2026, and it's amazing how quickly it's gone by, but there's also been a lot of bumps in the road." – Murs Tariq, Secure Your Retirement Podcast"It's amazing if you think about how important oil is to just making the world go round, not just gas, but manufacturing, shipping, and every cargo carrier out there." – Murs Tariq, Secure Your Retirement PodcastWhether you're actively working on your retirement checklist or still in the early stages of planning retirement, this Economic Check is a reminder that a real Retirement Planning strategy has to hold up no matter what the headlines say. Retirement isn't about predicting the next SpaceX IPO or timing the next rate cut. It's about building a plan for retirement sturdy enough to absorb inflation and interest rates, tech stock swings, and everything in between.Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.

Are you convinced it's too late to build a YouTube presence that actually moves the needle for your business? I interview Ty Myers to discover how to launch and grow a YouTube channel from scratch—including the production steps that build audience trust and the strategies that turn viewers into paying clients.Four Steps to Get Started on YouTubeIdentifying Topics That Will PerformDeveloping Your YouTube Script, Hook, and CTAsHow to End YouTube Videos to Drive Session DurationRecommendations for Video Recording Equipment and SetupGuest: Ty Myers | Show Notes: socialmediaexaminer.com/725Review our show on Apple PodcastsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Medicare's new GLP-1 Bridge Program gives eligible retirees access to Wegovy and Zepbound for $50 a month — but there are three financial catches worth knowing before you enroll.In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the biggest Medicare developments of 2026 — the new GLP-1 Bridge Program, launching July 1, which allows eligible Medicare beneficiaries to access popular GLP-1 weight loss medications like Wegovy and Zepbound for a flat $50 copay per month. Joined by Peace of Mind Wealth Management's in-house Medicare specialist Sean Southard, they break down exactly what this program is, who qualifies, how the approval process works, and what the financial implications look like for retirees on fixed incomes.Listen in to learn about the three financial angles every retiree needs to understand before enrolling in the GLP-1 Bridge Program, including why that $50 copay sits completely outside your normal Medicare Part D protections, what happens when the program ends in December 2027, and how GLP-1 medications and Medicare prescription drug coverage fit into a broader retirement planning conversation around healthcare costs, budgeting, and long-term affordability.In this episode, find out:What GLP-1 medications are, why Medicare historically excluded them for weight loss, and what changed in 2026 to make the GLP-1 Bridge Program possibleWho qualifies for the program based on BMI and health conditions, and how your doctor submits a prior authorization request through Medicare's centralized systemWhy the $50 flat copay does not count toward your Medicare Part D deductible or annual out-of-pocket maximum, and what that means for your retirement budgetWhat retirees need to plan for when the program's temporary status ends in December 2027 and costs could jump significantlyThe health considerations and side effects of GLP-1 medications that matter most for older adults, and why this conversation belongs with your doctor and your financial plannerTweetable Quotes:"Retirees need to avoid assuming that this benefit program is going to be permanent forever. Plan for what happens if that $50 copay jumps back up to several hundred dollars a month." — Murs Tariq"This is both a healthcare conversation and a financial planning conversation. Retirees should evaluate long-term affordability, potential future coverage changes, and how chronic disease management fits into an overall retirement plan." — Shawn SouthardResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

If you want to give through Grace Church you can do so here: https://pushpay.com/g/grace-alone?src=hpp&r=monthlyStories of Struggle: The Pathway Through is a 10-week series where we look at real people in Scripture who faced fear, rejection, waiting, and more—and how God led them through. Discover how He meets us in our struggles and leads us forward with faith, courage, and purpose.To Learn more about Grace Church go to https://gracechurchco.com/In this message titled "When I Feel Unseen or Rejected," Pastor Rick Long explores the biblical story of Hagar, an Egyptian servant in the household of Abraham and Sarah (Genesis 16). The message offers encouragement for anyone feeling overlooked, unwanted, or forgotten, emphasizing that God sees, meets, and speaks to people in their deepest pain.Key Takeaways on Navigating Rejection:Bring God all your pain (19:45): Healing begins when we stop hiding and bring our true, raw emotions to God. He is present in the wilderness of our struggles.Listen for God's voice (31:20): God speaks to those who slow down, eliminate distractions, and prayerfully seek His truth in His Word (36:00).Let God alone define you (38:08): Our identity is not determined by human rejection, societal labels, or social media. We are known, loved, and named by God, who is Jehovah El-Roi—the God who sees (39:28).Follow God's direction (45:12): Even when it requires humility or returning to a difficult situation, following God's path—not necessarily the easiest or most prestigious one—leads to true satisfaction and purpose.Believe God isn't finished yet (50:29): God met Hagar in the desert and promised her a future, reminding us that our current "wilderness" season is often a turning point where God provides and redeems (51:53).Ministry Announcements:Fourth Annual Forge Fury Classic Golf Tournament: Scheduled for September 14th at Arrowhead Golf Course, with a goal of raising $120,000 for the Forge Fieldhouse (58:42).Church Schedule Change: There will be no service next Saturday, but the church is encouraging everyone to pack the house for Sunday services on July 5th to celebrate the nation's 250th birthday (1:00:50 - 1:02:22).0:00 Introduction and Welcome0:40 Pastor Rick Long's Message Begins1:58 The Story of Hagar6:22 Four Deepest Human Struggles10:47 Biblical Context of Hagar's Story15:12 The Trauma of Rejection16:15 The Pathway Through Rejection19:45 1. Bring God All Your Pain24:17 Three Ways We Run Emotionally31:20 2. Listen for God's Voice35:54 Four Steps to Hearing God's Voice38:08 3. Let God Alone Define You45:12 4. Follow God's Direction50:29 5. Believe God Isn't Finished Yet56:33 Salvation and Invitation58:42 Ministry Announcements1:00:50 4th of July weekend service times

Today's Bible Verse: "But you, dear friends, by building yourselves up in your most holy faith and praying in the Holy Spirit, keep yourselves in God’s love as you wait for the mercy of our Lord Jesus Christ to bring you to eternal life." — Jude 20:21 Reflection:Jude 20-21 gives us a clear picture of how to grow and remain strong in our faith. In a world filled with distractions and uncertainty, God calls us to intentionally build our relationship with Him through four key practices: growing in faith, praying through the Holy Spirit, remaining grounded in God’s love, and patiently trusting in Christ’s promises. Become a BibleStudyTools.com PLUS Member today: https://www.biblestudytools.com/subscribe/ Looking for a peaceful way to end your day? Listen to "Your Nightly Scripture" to end your day with God's word Meet Today’s Host: Reverend Jessica Van Roekel

Everything you believe about building a powerful brand is probably wrong.It might not have been wrong a few years ago.  But, a lot has changed.For one thing, the market has gotten hyper competitive - and deafeningly noisy.To win, you need to get out of the mainstream.  Get off the road that's a giant traffic jam of millions of people pitching like mad – and selling very little.In this episode you'll learn a 4-step method to go from barely known to industry authority.You'll also what it actually takes to beat the market (no, its not a better product or bigger budget).Visit A Seat at The Table's website at https://seat.fm

In this episode of the Secure Your Retirement Podcast, Murs and Nick discuss why retirement stress and retirement anxiety don't disappear when the account balance hits a certain number, and what it actually takes to plan for retirement with real confidence. Joined by Senior Wealth Advisor and Certified Financial Planner Nick Hymanson, they walk through the fears and financial stress that show up most often in client meetings, from losing the paycheck to navigating market volatility, long-term care planning, and the weight of protecting a surviving spouse. Whether you are retiring comfortably or still working toward that goal, this conversation gets honest about the gap between having money and having a plan.Listen in to learn about the five critical areas of retirement income planning that form the foundation of a secure retirement, including tax strategy for retirement, healthcare costs in retirement, estate planning, and how to build a financial checklist that actually prepares you for what retirement looks like day to day. Radon, Murs, and Nick explain how financial planning strategies like Roth conversions in retirement and a structured bucket approach to market volatility can shift retirement planning from something that keeps you up at night to something you trust completely.In this episode, find out:Why retirement anxiety hits even high-net-worth retirees, and how the loss of a paycheck changes the entire structure of a retirement planHow market volatility creates sequence of returns risk in the early years of retirement, and what tax strategies for retirees can do to protect against itWhat long-term care planning and healthcare costs in retirement look like inside a complete financial checklist, and why waiting too long to address them is one of the costliest mistakes in planning retirementHow Roth conversions in retirement and other proactive tax strategy tools can reduce your lifetime tax bill, especially in the years between retirement and required minimum distributionsWhy estate planning and protecting the surviving spouse belongs inside every retirement plan, and how the Peace of Mind Pathway™ addresses all five critical areas under one team, one plan, one feeTweetable Quotes:"The only way you overcome these fears is you talk about them. And the only way you get comfortable and confident is there's a plan around it that you can reference and revisit." – Murs Tariq"How do we structure things so there's less risk in the plan and things go the way someone wants them to go? That's what retirement income planning is really about." – Nick HymansonResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Four Steps to Deal with Issues in your Stepfamily Are you struggling with problems in your blended family, such as resentment, lack of co-operation and arguments? In this episode Liam explains the 4 steps you can use to eliminate the problems caused in a stepfamily. Podcasts – Liam Naden

Four Steps to Deal with Issues in your Stepfamily Are you struggling with problems in your blended family, such as resentment, lack of co-operation and arguments? In this episode Liam explains the 4 steps you can use to eliminate the problems caused in a stepfamily. Podcasts – Liam Naden

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the SpaceX IPO and what retirement-age investors need to think about before making any decision with their savings. SpaceX began trading on June 12, 2026, at a $1.75 trillion valuation, the largest IPO in stock market history, and the questions from clients started pouring in almost immediately. Rather than telling you whether SpaceX is a good or bad investment, Radon and Murs walk through a clear, honest framework for making sure whatever you decide is driven by your retirement plan and not the noise of the moment.Listen in to learn about the real data behind how major IPOs have historically performed in their first year of trading, why your 401(k) or IRA may already be buying SpaceX without any action on your part, and the three questions every retiree should answer before putting retirement savings into any newly public company. Whether SpaceX is on your radar or you are simply trying to build better habits around big investment decisions, this episode gives you the tools to think clearly when the headlines get loud.In this episode, find out:What SpaceX actually is as a business, which of its three divisions is profitable today, and why the $1.75 trillion valuation is priced on the future rather than current earningsWhat the last 30 major IPOs over the past 15 years reveal about first-year performance, including an average maximum drawdown of 50% to 55% and why it happens around the six-month markWhy index rule changes mean millions of Americans may already be picking up SpaceX exposure through their existing 401(k) and IRA index fundsThe critical difference between making a trade and making a long-term investment, and why that distinction should shape the entire decision for anyone nearing or already in retirementThree questions to ask before buying any IPO, starting with the one that eliminates most bad decisions before they happenTweetable Quotes:"You can believe in a company and still decide that buying it at IPO price in week one isn't where your retirement money belongs." - Radon Stancil"Waiting twelve months to buy a stock you plan to hold for fifteen years is not missing out. It is just a longer on-ramp, and it might come with a significantly better price." - Murs TariqResources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss some of the most effective ways to lower taxes in retirement before the end of taxes 2026. Drawing from more than 150 client tax strategy meetings conducted by Peace of Mind Wealth Management, they break down the Retirement tax planning strategies that delivered the greatest benefits to retirees. From charitable giving opportunities to Roth conversion strategy analysis, this episode provides actionable insights designed to help retirees make smarter decisions about their future tax liability.Listen in to learn about proven tax strategies including Qualified Charitable Distributions (QCDs), Donor Advised Funds, Tax Efficient Investing, Tax Loss Harvesting, and RMD planning. Whether you're focused on reducing retirement income tax, preparing for future Required Minimum Distributions, creating a comprehensive retirement checklist, or looking for ways to secure your retirement, this episode offers valuable guidance to help you maximize your wealth and keep more of what you've worked so hard to save.In this episode, find out:How a Qualified Charitable Distribution (QCD) can help charitably inclined retirees reduce taxes in retirement while supporting causes they care about.Why a Donor Advised Fund may allow you to maximize charitable deductions and improve your overall tax planning strategy.How Tax Efficient Investing and Tax Loss Harvesting can potentially reduce taxes and improve after-tax portfolio returns.Why Roth conversion analysis can help lower future retirement income tax and reduce the impact of future Required Minimum Distributions (RMDs).How proactive Retirement Planning and annual tax strategy reviews can help you plan for retirement, optimize your finances, and retire more confidently.Tweetable Quotes:"A Qualified Charitable Distribution is one of the few opportunities where you can put money into an IRA, receive the tax deduction, experience growth, and then ultimately distribute those dollars completely tax-free to charity." — Murs Tariq"Everyone should not do a Roth conversion, but everyone should do a Roth conversion analysis because the impact on lifetime tax savings can be substantial." — Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

On this week's episode of Sense by Meg Faure we explore one of the most liberating truths in parenting science: rupture and repair. Meg is joined by guest co-host and Parent Sense COO Tove de Chazal Gant to unpack why getting it wrong is not the problem. What matters most is what happens next.The Myth of the Perfect ParentThe pressure to stay calm and parent perfectly is built on a false foundation. Social media shows curated highlights, not real life. Misinformation from unqualified voices sets impossible standards. Meg is clear: no human parent consistently hits the gold standard, and that is not just okay. It is actually by design.What Rupture Really MeansA rupture is simply a break in connection. It happens when you snap, when you cannot respond quickly enough, or when your attention is pulled elsewhere. Using Ed Tronick's Still Face Experiment, Meg explains what happens in a baby's nervous system in these moments and points out that understanding this is not meant to create guilt. It is meant to show why what comes next matters so much.The Science of RepairThis is where the episode becomes truly transformative. Rupture and repair, experienced repeatedly, writes a neurological story for the child: relationships are safe, disconnection is temporary, and the person who loves me will always come back. This is actively building resilience, emotional intelligence, and the capacity for real relationships in adulthood.The Four Steps of Effective RepairMeg outlines a practical four-step process. First, come back: return your full presence through eye contact and touch. Second, name it: say sorry and give context. This models accountability and teaches children that ruptures can be repaired. Third, reconnect: reading a book or sitting together is enough. Fourth, do not over-apologise or over-explain. One sincere apology and a moment of warmth is all that is needed.Why Perfect Parenting Harms ChildrenChildren raised without rupture are underprepared for the real world. They struggle with peer conflict, frustration, and imperfect relationships. Donald Winnicott's "good enough parent" theory underpins this: getting it right 30% of the time and repairing the rest is genuinely sufficient for secure attachment and healthy development.On GuiltGuilt does not change behaviour. It simply causes suffering. Remorse that drives repair is healthy. Carrying guilt for years over moments long since healed is not. Feel it, repair it, and release it.About Today's Guest Co-HostTove de Chazal Gant is an entrepreneur, COO of Parent Sense, and mother of three. Having navigated the NICU and raising a child with a rare genetic condition, she brings deep personal insight alongside business-scaling expertise. She also chairs Happy Heroes, a charity for children with additional needs. Connect with Tove: linkedin.com/in/tove-de-chazal-gantEpisode References and Links

In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss the difficult but essential topic of what happens financially when a spouse passes away. From understanding Social Security survivor benefits and the widow penalty to navigating Medicare changes, tax planning, and inherited IRA decisions, this conversation highlights why proactive financial planning and estate planning are so important for every surviving spouse. The death of a spouse can create emotional stress and financial confusion, especially when retirement income planning, account access, and beneficiary updates have not been organized ahead of time.Listen in to learn about the most important steps couples should take before tragedy strikes, including creating a financial checklist, organizing documents, simplifying advisors, and preparing a letter to heirs. Radon and Murs explain how a proper retirement checklist and planning retirement strategy can help families avoid unnecessary stress while protecting the surviving spouse financially. If you want to plan for retirement, retire comfortably, and secure your retirement, this episode offers practical guidance for what to do when a spouse dies and how to prepare for life's most difficult transitions.In this episode, find out:How Social Security survivor benefits work when a spouse passes awayWhy the widow penalty can increase taxes and Medicare costs for a surviving spouseThe importance of beneficiary reviews, inherited IRA options, and estate planningHow a letter to heirs and financial checklist can simplify the transition processWhy retirement income planning and organizing financial accounts are critical for a surviving spouseTweetable Quotes:“The last thing you want is for the event to happen, and then you've got someone trying to figure it all out through files and folders during one of the hardest moments of their life.” – Murs Tariq“Both spouses don't have to be the financial gurus, but they both need to see the roadmap.” – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the critical importance of reviewing your Beneficiary Designations and how one simple oversight could create major complications for your loved ones. From 401k Beneficiary forms to IRA Beneficiary rules, they break down real-world examples showing how outdated or incomplete beneficiaries can derail even the best Estate Planning intentions. They also explain why beneficiary forms override wills and trusts and how failing to verify your beneficiaries could unintentionally send your assets to the wrong person.Listen in to learn about key Estate Planning tips that can help Protect Your Family, preserve Family Wealth Planning goals, and reduce unnecessary taxes for future generations. Radon and Murs explain concepts like Spousal Consent, Inherited IRA distribution rules, Per Stirpes, Per Capita, and disclaimer strategies that can dramatically impact your Retirement Beneficiaries. Whether you are building your retirement checklist, planning retirement, or trying to secure your retirement for the next generation, this episode provides practical guidance to help protect your assets and ensure your beneficiary wishes are carried out properly.In this episode, find out:Why Beneficiary Designations override wills and trusts in Estate PlanningThe difference between a 401k Beneficiary and an IRA Beneficiary when it comes to Spousal ConsentHow Inherited IRA rules under the SECURE Act can impact your family's taxesThe difference between Per Stirpes and Per Capita beneficiary designationsWhy reviewing beneficiaries regularly is essential for Retirement Planning and protecting family wealthTweetable Quotes:“The beneficiary form trumps everything. You could have anything you want in your will, but if the beneficiary designation says something different, the beneficiary designation wins.” – Radon Stancil“It's not just about getting the money to the right person. It's about getting it to them in the most tax-efficient way possible.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

A talk by Thanissaro Bhikkhu entitled "Four Steps for the Heart & Mind"

You have done all the lessons, checked all the boxes, and finished the curriculum — but something still feels off. The problem is not your effort. It's the role you have been playing in your homeschool.Today, we talk about real mentoring examples that shift your kids from waiting for direction to thinking for themselves, and what it actually looks like to move from teacher mode to mentor mode in a real homeschool day. You will walk away with one practical step to take tomorrow and four questions that do more for your kids than any worksheet ever could.Homeschool moms who are exhausted from carrying the weight of everything will find this episode both relieving and clarifying. When you stop delivering information and start developing thinkers, your kids grow in ownership and confidence — and you finally get to breathe again.✅Why staying in teacher mode all day is burning you out and creating dependent kids✅The difference between teaching and mentoring — and why it changes everything✅Practical mentoring examples you can use in any subject starting tomorrow✅4 questions to ask yourself instead of answering your kids right away✅How transformation — not information — becomes the goal of your homeschoolJoin the free masterclass mentioned in this episode and take your first step toward mentoring your kids to think, lead, and own their education.Resources for You Free Masterclass: 4 Steps to Raising Christian Leaders in Your Homeschool Show Notes:The Shift That Changes Everything in Your HomeschoolHave you ever done all the lessons, checked all the boxes, finished the curriculum, and you still feel like something is missing? Many moms are working harder than ever, but their kids still struggle with motivation, with ownership, with even really understanding what they're doing.The problem is not your effort, Mom. It's the role that you've been taught to play in your homeschool.The Traditional Mindset Is Burning You OutThe traditional mindset — and we're talking in the last hundred years, not 500 years ago — says your job, mom, is to deliver information and make sure it gets done. Check that checkbox off. But what does this do? It creates dependence. Your kids wait for you to tell them what to do. They follow the teacher. But they are not thinking, or learning, or studying independently.And what are they going to do when they get out on their own? They'll just wait until the boss tells them what to do. They are not thinking critically and they are not making wise decisions.Leaders are not created through constant instruction. They're developed through thinking, ownership, and taking responsibility for their own education. When you stay in teacher mode, you carry the weight of everything and everyone.Now, there is a time to teach. You teach your five-year-old how to read or your eight-year-old the multiplication facts. There is a time to teach. But when you stay in teaching mode all day long, you are going to burn yourself out. You have got to shift from teacher to mentor — to coaching and guiding your kids as they learn independently.The Simple Shift You Can Make TodayInstead of answering your child right away, I want you to pause and ask — what do you think you should do next?When they finish an assignment and ask what to do, say — what do you think your next step should be? Give them a chance to think and make a decision. When they get stuck, ask — what do you think you could try first? When they ask for help right away, ask — what ideas have you already tried? When they rush through their work, ask — what do you think would make this better?This begins to shift the responsibility off of your shoulders and onto your children immediately. It shifts them from waiting to thinking, from depending to deciding. It changes their attitude — and it will change yours. It trains ownership in their education in real time, not just in theory.What Mentoring Actually Looks LikeA lot of people think mentoring is just letting go and not doing very much. It is not about doing less. It is about doing what matters most.You shift from telling to asking. From managing to guiding. From controlling to training.Think of it like a coach. The coach plans the drills and the strategy, but when it comes to the game, they are not pitching the ball or throwing the touchdown. They are on the sidelines coaching and guiding. That is what you need to do. If you are burned out, it's probably because you're doing too much teaching and you're still on that conveyor belt.Instead of correcting every mistake in their writing, ask them to evaluate their work before they give it to you. Ask them — what do you think you could improve in this writing? You are training thinking, not just fixing papers. Especially by high school, they should be editing their own work themselves.Mentoring Examples From HistoryThis is really what early America was all about. Teenagers had apprenticeships. They learned under a mentor — blacksmiths, printers, farmers. They learned by doing, observing, and gradually taking ownership until eventually they could go off and do it all themselves. This built independence, life skills, and leadership.Thomas Jefferson had a mentor named George Wythe who would assign books to read. They would write and they would discuss. That is an academic mentorship. And it produced one of the greatest leaders in American history.Education back then wasn't just about information. It was about transformation. So my question to you is — what transformation is happening in your homeschool?That is the difference between teaching and mentoring. If you are mentoring, you will see transformation over time. Your kids begin to take ownership. They think critically. They develop confidence. And you, mom, begin to feel less pressure. You have more peace. You can actually enjoy your homeschool again.What to Do This WeekChoose one subject today or tomorrow and step back. Let your child take the lead while you guide with questions. Questions are some of the best ways to develop critical thinking skills and wise decision making. Step back from one subject for each of your kids and guide them with questions instead of instruction.We've had moms say that course changed my mindset. It shifted me. And they say — my kids are loving their new teacher because she's not the dictator anymore. She's not the teacher of everything. She is mentoring them.I would love for you to join me for my free masterclass — Four Steps to Raising Christian Leaders in Your Homeschool. We will be talking about questions and how to use them as one of the key steps in mentoring your kids. There are two different dates and times you can join. The link is in the show notes.And be looking out for more information about my Raising Leaders, Not Followers course — it has helped so many moms and dads and kids see real transformation in their homeschool.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the often-confusing world of taxes on sale of home and how different tax rules apply when selling your home versus selling rental property investments. Joined by Director of Financial Planning and Tax Strategist Taylor Wolverton, the conversation breaks down capital gains tax explained in a simple and practical way so retirees and pre-retirees can better understand how home sale taxes may impact their financial future. Whether you are downsizing, relocating, or considering selling rental property as part of your retirement planning strategy, this episode highlights the importance of understanding real estate taxes before making a major financial move.Listen in to learn about home sale exclusion rules, depreciation recapture, capital improvements, and how Tax on home sale calculations can dramatically affect your retirement income and long-term financial security. Taylor explains how proper tax planning retirement strategies can help reduce unnecessary taxes and support your goals for retiring comfortably and helping to secure your retirement. If you are focused on financial planning for retirement, creating a retirement checklist, or trying to plan for retirement with confidence, this episode offers valuable insights into Retirement Planning and planning retirement around real estate decisions.In this episode, find out:How the IRS determines whether a property qualifies for the home sale exclusionThe difference between home sale taxes for a primary residence versus Rental property taxesWhy Capital improvements can help reduce your Capital gains tax when selling your homeHow Depreciation recapture works when selling rental propertyImportant Retirement tax planning strategies to consider before selling real estate in RetirementTweetable Quotes:“The IRS allows married couples filing jointly to exclude up to $500,000 of gain when selling a primary home if they meet the ownership and use tests.” — Radon Stancil“Depreciation on rental property is a tremendous tax benefit while you own the property, but many people forget about depreciation recapture when they sell.” — Taylor WolvertonResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Want to build exclusively by referral? Book a discovery call to see if the 3-month group cohort is right for you.Have questions or need help? 

While annual, special, and capital appeals have a vital role in inviting generosity, they play only a part of a comprehensive generosity/stewardship/fundraising process. This month's Center for Generosity Roundtable will walk through ten steps to success that directly impact your organization's success.www.centerforgenerosity.comwww.gsbfundraising.comStrengthening charitable causes to change the world through generosity. For nearly 50 years, GSB has provided effective counsel to a wide array of non-profit entities, including congregations, camps, healthcare systems, colleges, and other agencies. We have established a formidable reputation for ethical work and consistently meeting or exceeding fundraising goals. Our approach is custom-designed to the needs of the client as well as to the culture of the client organization and constituency.

If your child acts like every lesson is punishment, the problem is probably not laziness — and this episode shows you what is really going on.We are talking about how to motivate students not through pressure or entertainment, but through purpose and ownership. You will walk away with simple activities to try this week and a completely different way of looking at why your child resists learning in the first place.Homeschool moms who are exhausted from pushing, bribing, and wondering what is wrong with their kids will find this episode both relieving and practical. When you understand what actually drives motivation in a child, you stop fighting the resistance and start working with who your child really is.✅Why pressure and entertainment fail to produce lasting motivation✅1 question to ask after any lesson that opens up real conversation✅How one small choice completely shifts your child's attitude toward learning✅Why motivation grows from meaning, not rewards✅What it looks like when learning finally connects to real lifeGrab the free masterclass mentioned in this episode and start raising motivated, purpose-driven learners today.Resources for YouFree Masterclass: Four Steps to Raising Christian LeadersKnowing Rediscovered Course (coming this summer)The Missing Piece in Your Homeschool VisionShow Notes:Why Your Kids Resist Learning — And It's Not What You ThinkIf your child drags through school all day, resists every assignment, and acts like learning is punishment — that doesn't automatically mean you have a lazy child. Often the problem isn't laziness. It's a lack of purpose, a lack of ownership, and the feeling that they are just forced to learn these things. And that forcedness produces resistance.Meaningful learning produces engagement. Kids don't need more constant pressure to go learn something. What do they need? They need a reason to care.John Wesley Was the Fruit of Intentional ParentingLast week we talked about Susanna Wesley and her sons John and Charles. I want to look a little bit at the fruit of what we talked about. Homeschooling should look like it has some kind of purpose and intention besides checking off the boxes. This is not theory. We see so many stories in history that show the fruit.John Wesley is the fruit of Susanna's intention and purpose in raising her kids with a wide variety of types of education. He was shaped by a purposeful home. John Wesley grew up under Susanna Wesley's intentional instruction and discipline. The upbringing didn't simply train him to comply. It prepared him to think, to lead, and eventually shape others along the way. She prepared him spiritually, critically, academically — and he flew with it.How are you raising your kids? Do they see any purpose in what they're doing? Or are they just sitting there waiting for mom to tell them the next thing to do?Motivation Is Connected to Ownership, Not EntertainmentI believe motivation grows when a child knows that his life matters and his learning is going somewhere — instead of just doing something that someone told him to do. When a child feels like school is something being done to them, they're going to resist. They need to understand that learning is helping them grow into who God has made them to be.If you're multitasking, come back to me for this one. Motivation is often connected to ownership, not entertainment. We think if we entertain our kids enough in school, they'll be motivated. That's not right. If every lesson feels like busy work, don't be surprised when your kids tune you out. Kids will lean in when they see some meaning in their lessons and their studies.How to Start Connecting Learning to Real LifeI want to give you a little activity you can do this week. After your kids finish their schoolwork, ask each of them individually one simple question — why does this matter? Then zip your lips and listen. Don't turn it into a lecture. Use your two ears. Let it be a conversation.They may actually have a reason. Or they may not have a reason at all. That will be very eye-opening — to see whether your kids think their learning really matters and what they have to say about it.You want to start helping them connect their schoolwork to real life. My son Hunter was working on a paper and we were supposed to be studying Roman history. He didn't really care about history at the time. So the next day I said — what if we write it about Derek Jeter, the baseball player? Do you think he was motivated? You better believe it. He read the book. He was interested. Do you think he wrote a better paper? Yes. Why? He was motivated. He saw a purpose. He was interested in it.We also ended up doing the science of baseball — the math and science of it — because he loves sports. All of a sudden he's interested because he sees a purpose. It connects to real life.Give Your Kids One Small ChoiceLet your child make one small choice in their subject. Ownership can begin with something very small. Hunter was also into animals, and one year he wrote the ABC Jungle Book — every page had a jungle animal with that letter, a paragraph about it, and an illustration. That was motivating because he thought those jungle animals were really cool.You're not trying to overhaul everything overnight. I'm not telling you to do it all. Just pick one place where your child can make a choice about their school. One. And let them do it. Don't dictate. Don't tell them what to do. Let them learn their way. A little ownership in homeschooling is going to go a long way.Does it really matter what topic they pick for their writing? No. Maybe your child is into animals, or dance, or boats — whatever it is. Especially in elementary, let them go to the library and pick a topic and get some books about it. It's that simple.Traditional school trains children to wait for direction, and that produces compliance — but it does not produce motivation. We're not trying to raise kids who only work when someone is watching or when they get a reward. We want to raise kids who learn in all areas of life.What This Looks Like in Real LifeI've had to learn the hard way too. Many times I told Hunter — no, you're going to write on this, you're going to do this — and it didn't work. They were not motivated. So if you've been feeling like you need to push your kids harder to motivate them, you are not alone.Knowing how to motivate students starts with one simple shift — connecting their learning to purpose. That's where motivation begins to change. And that is a part of raising leaders, not followers.I'm hosting a free masterclass — Four Steps to Raising Christian Leaders — and we will be talking about this very topic, including connecting your child's learning to purpose. It's completely free. The link is in the show notes. I hope to see you there.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the importance of choosing the right Self-Employed Retirement Accounts after transitioning from W-2 employment into the world of consulting, freelancing, or independent contracting. If you are earning 1099 income and wondering how to handle tax planning, build long-term wealth, and create a strategy for retiring comfortably, this episode breaks down the most effective small business retirement plans available today. From understanding tax deductible retirement contributions to comparing a Solo 401k, SEP IRA, Simple IRA, and even a Defined Benefit Plan, this episode helps self-employed professionals take control of their financial future and secure your retirement.Listen in to learn about the different retirement savings options available for entrepreneurs, consultants, and independent contractors who want to maximize savings while reducing taxes. Radon and Murs explain how proper tax strategies for self employed individuals can dramatically impact long-term wealth accumulation and why creating a solid Retirement Planning strategy is essential when managing 1099 retirement income. Whether you are new to self-employment or already generating significant income, this conversation provides practical insights into Financial planning for retirement, minimizing taxes through the self employment tax deduction, and creating a smart path to planning retirement successfully.In this episode, find out:How a Solo 401k, SEP IRA, and Simple IRA compare for self-employed professionalsWhy tax planning is critical when transitioning from W-2 income to 1099 consulting incomeThe benefits of Tax deductible retirement contributions and reducing taxable incomeWhen a Defined Benefit Plan may make sense for high-income business ownersKey strategies to help you plan for retirement and build long-term financial independenceTweetable Quotes:“When you flip over into the 1099 world, while you are receiving income from someone else, you're also your own employer.” – Radon Stancil“The benefit of retirement contributions for self-employed individuals is that you're not paying tax on those dollars today while building wealth for the future.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the important transition from W-2 to 1099 income and what it really means to become a 1099 contractor. Whether you're considering Consulting income as part of a career shift, semi-retirement, or exploring Consulting after retirement, understanding the differences between W-2 vs 1099 is critical. This shift impacts everything from how you receive income to how you handle Estimated taxes, Tax deductions, and overall Tax strategy—all essential components of effective Retirement Planning and Financial planning for retirement.Listen in to learn about the key financial and tax implications of earning Consulting income, including Quarterly tax payments, Estimated taxes, and the realities of managing your own income stream. If you're planning retirement or building a retirement checklist that includes self-employment, this episode will help you better plan for retirement, avoid costly mistakes, and create a path toward retiring comfortably and secure your retirement.In this episode, find out:The key differences between W-2 vs 1099 and what it means to become a 1099 contractorHow Consulting income impacts Estimated taxes, Quarterly tax payments, and overall Tax strategyCommon misconceptions about LLCs and why they don't automatically reduce taxesImportant Tax deductions available to self-employed individuals, including the home office deductionHow Consulting after retirement fits into broader Retirement strategies and Self-employed retirement planningTweetable Quotes:"An LLC is a legal structure for protection—not a tax strategy that changes how your Consulting income is taxed." – Radon Stancil"When you move from W-2 to 1099, you're not just earning income—you're responsible for managing your entire tax strategy and financial future." – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Send us Fan Mail“Culture” is the most overused word in business and one of the least defined, which is exactly why so many teams drift into drama, burnout, and inconsistent performance. We wanted a definition you can actually use, not a slogan on a wall. So we start by grounding everything in experience: the full set of cognitive, emotional, sensory, and behavioral responses people have across the entire journey, before and after they work with you, buy from you, or join your team. When you see experience end-to-end, it becomes obvious why organizational culture is the first lever that shapes every outcome downstream.Click here: Schedule an Online Consultation with our Podcast Host and Founder & CEO, of New Patient Group, Brian WrightListen to Brian Wright on Dr. Glenn Krieger's OrthoPreneur Podcast https://podcasts.apple.com/us/podcast/the-orthopreneurs-podcast-with-dr-glenn-krieger/id1446375553?i=1000751184177Thank you to our Sponsorshttps://newpatientgroup.comhttps://wrightchat.comThen we break culture into four practical parts you can audit immediately. First is the invisible blueprint: what your team does when nobody is watching, especially at the end of a hard day. Second is shared language, because the phrases you allow (“we don't have time,” “we can't,” “why change?”) quietly set the mood, effort level, and follow-through of the whole workplace culture. If you want a proactive team, you have to lead the language from the top and make it consistent across the group.From there we get into behavioral standards, including the uncomfortable truth that your “best performer” can be your biggest culture leak if they treat people badly. Great leadership sets a floor for acceptable behavior and refuses to reward results that come with disrespect. Finally, we talk accountability as the social contract that makes the other three parts real and repeatable, creating a culture that attracts and retains exceptional talent. If you found this useful, subscribe, share it with a colleague, and leave a five-star review so more leaders can build a healthier, higher-performing team.

Dash with Carol Dixon is all about life and how to live that life positively, productively, and prayerfully. After decades of ministry, Dr. Dixon is qualified to address any topic of life from a biblical perspective. Let's listen now as Dr. Dixon shares nuggets with us about “Four Steps to Defeat Your Giants.”Send us Fan MailBecome a Dash Legacy Builder Today! For more information go to caroldixon.net/dash

I've been coaching financial advisors for more than 20 years, and there's one pattern I've seen far too often in our industry…The advisor who builds a successful business, wins the awards, looks like they're crushing it from the outside, but behind the scenes, things at home start falling apart.At the core of it, there's a gap between who you appear to be… and who you actually are.That's exactly what my conversation with Jimmy Rollins is all about. Jimmy is a nationally recognized preacher and marriage coach who's spent decades working with leaders on culture and leadership. He's also lived through this himself when success at work started costing him his marriage.We talk about why so many high performers feel stuck, the difference between transparency, vulnerability, and real accountability, and what starts to happen when you avoid the internal work as a leader.Jimmy also breaks down the four steps to real freedom, why you'll always be as sick as your secrets, and how the things you ignore internally eventually show up in your team, your relationships, and your life outside of work.5 of the biggest insights from Jimmy Rollins…#1.) Why Some Teams Never ThriveA lot of advisors think their team isn't performing because of talent or systems. Jimmy flips that. When people on your team are struggling emotionally or personally, it shows up in how they work. The best firms don't just build better teams, they develop healthier people.#2.) Freedom Comes From Having Nothing To HideMost high performers are chasing success, but still feel stuck or under pressure. Jimmy breaks down the four steps (transparency, vulnerability, accountability, and intimacy) and why real freedom as a leader comes when you stop managing perception and start living with nothing to hide.#3.) When Success At Work Was Costing Him His MarriageJimmy opens up about the breaking point in his marriage and the realization that his success in one area of life was creating damage in another, and what it took to turn things around.#4.) The Work Most Leaders Avoid Is The Work That Matters MostTop-performing advisors are great at building businesses—but many avoid the internal work required to lead well. Jimmy explains why self-awareness, emotional health, and confronting your blind spots are what actually determine how far your business (and life) can scale.#5.) How Advisors Can Open The Door To More DiversityJimmy breaks down why most firms stay the same—and how comfort, preference, and familiarity shape who you hire and connect with. Real diversity starts when leaders intentionally step outside those patterns.SHOW NOTEShttps://bradleyjohnson.com/166FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, host Edward Wagoner sits down with global influencer Brian Haines to demystify artificial intelligence for the facility management community. Together they discuss: Practical steps for FMs to get started with AI. A look at autonomous agents that can monitor building control systems and solve problems. Why it is critical to always verify AI-generated work. What to expect as AI evolves This episode is sponsored by TMA Systems! Discover more at https://www.tmasystems.com/ifmapodcast Timestamps: 00:00 Introduction 02:28 What Is AI in FM 03:53 AI "Aha" Moment Story 06:22 Why FMs Need AI Now 09:22 Sponsor Message 10:16 AI Basics and Safe Use 11:00 Four Steps to Start 14:33 What's Next in AI 16:11 Agentic AI in Buildings 17:43 Conclusion Connect with Us:LinkedIn: https://www.linkedin.com/company/ifmaFacebook: https://www.facebook.com/InternationalFacilityManagementAssociation/Twitter: https://twitter.com/IFMAInstagram: https://www.instagram.com/ifma_hq/YouTube: https://youtube.com/ifmaglobalVisit us at https://ifma.org

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why risk management in retirement planning goes far beyond just investment risk. While markets and portfolios often dominate the conversation, there are multiple retirement planning risks that can derail even the most well-thought-out plan. From income risk and tax planning risk to estate planning risk, liability risk, and the challenges of long-term care planning, this episode expands your perspective on what it truly takes to secure your retirement.Listen in to learn about how overlooking risks like longevity risk, inflation risk, and sequence of returns risk can impact your ability to retire comfortably. Radon and Murs break down practical retirement strategies, including the three-bucket strategy, to help you build a comprehensive approach to retirement income planning and financial planning for retirement. If you're serious about creating a solid retirement checklist and want to confidently plan for retirement, this episode is a must-listen.In this episode, find out:Why risk management includes more than just investment risk in retirement planningHow sequence of returns risk and income risk can impact your retirement income planningThe importance of addressing tax planning risk and coordinating withdrawals strategicallyHow estate planning risk and liability risk can affect your legacy and asset protectionWhy longevity risk, inflation risk, and long-term care planning are critical to planning retirement successfullyTweetable Quotes:“When it comes to retirement, focusing only on investment risk can leave you exposed to the risks that matter most.” – Radon Stancil“A successful retirement plan isn't just about growing your money—it's about protecting it from income, tax, and longevity risks.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Series: N/AService: Sun AM WorshipType: SermonSpeaker: Andy Cantrell

In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss one of the most important decisions in retirement planning—when to take Social Security. Should you take Social Security early at 62, or should you consider delaying Social Security until age 70 to maximize your Social Security benefits? They break down the myths, the math, and the real-life scenarios that go into making the right Social Security decision as part of a well-rounded retirement financial plan.Listen in to learn about how Social Security planning fits into your overall financial planning for retirement, and why there is no one-size-fits-all answer. Radon and Murs explain how factors like longevity, income needs, spousal Social Security benefits explained, and your overall retirement checklist all play a role in deciding whether to take Social Security early or wait. If you want to plan for retirement, understand your options, and retire comfortably, this episode will help you move closer to confidently securing your future.In this episode, find out:The pros and cons of taking Social Security early at 62 versus delaying Social Security to age 70How to evaluate the Social Security decision based on your personal retirement planning strategiesWhy maximizing benefits isn't always the best answer for your retirement financial planKey scenarios where delaying Social Security may make sense, including longevity and income planningHow spousal Social Security benefits and legacy goals impact your decisionTweetable Quotes:“The real question isn't how do I maximize Social Security—it's how does Social Security best complement my overall retirement plan.” – Murs Tariq“If the math shows you can have the same or more money by taking Social Security early, many people choose flexibility and peace of mind over waiting.” – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss emerging Medicare policy changes with Medicare specialist Sean Southard, focusing on a new Medicare pilot program introducing prior authorization into Original Medicare. This important conversation highlights how Medicare prior authorization could reshape retiree healthcare, especially for those relying on Medicare and Medigap plans for flexibility and simplicity in their retirement financial plan.Listen in to learn about how Medicare changes in 2026 may impact Healthcare in retirement, including new Medicare coverage rules and the evolving Medicare approval process. The discussion explains prior authorization explained in simple terms and explores how these changes may affect Medicare costs, access to care, and long-term retirement planning strategies for those looking to retire comfortably and secure your retirement.In this episode, find out:What Medicare prior authorization is and how it changes the current structure of Original MedicareDetails of the Medicare pilot program launching in select states and what it could mean nationwideHow Medicare and Medigap plans may be impacted by new Medicare policy changesWhich procedures may require approval under new Medicare coverage rulesHow these changes could affect your retirement checklist and overall plan for retirementTweetable Quotes:“Prior authorization is about checking before a procedure happens instead of paying first and reviewing later—and that's a big shift for Original Medicare.” – Murs Tariq“Even if this starts as a small pilot program, the writing on the wall suggests it could expand and impact how retirees experience Medicare nationwide.” – Radon StancilAs Medicare for retirees continues to evolve, understanding changes like prior authorization is essential for building a strong retirement financial plan. While the goal of these Medicare policy changes is to reduce fraud, waste, and rising Medicare costs, they may also introduce new administrative steps, potential delays, and added complexity in accessing care.For those focused on planning retirement, staying informed about healthcare in retirement is just as important as managing investments. Whether you rely on Original Medicare, supplement with Medigap plans, or are evaluating options, being proactive about these changes can help you better plan for retirement, update your retirement checklist, and continue retiring comfortably with confidence.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the latest economic update with returning guest Tom Siomades, taking a closer look at retirement and the economy during a season filled with uncertainty. From war and government shutdown concerns to inflation, interest rates, and market volatility, this conversation highlights how today's headlines can influence a thoughtful retirement investment strategy. For anyone focused on financial planning for retirement, this episode offers perspective on balancing retirement risks with long-term confidence.Listen in to learn about how the current market update and broader economic outlook may affect your retirement planning, your portfolio, and your peace of mind. Radon, Murs, and Tom explore the importance of retirement diversification, staying disciplined during uncertainty, and evaluating both retirement opportunities and near-term challenges. Whether you are building a retirement financial plan, reviewing your retirement checklist, or trying to plan for retirement in a changing world, this quarterly market update offers practical retirement tips to help you stay focused on what matters most and continue planning retirement with clarity.In this episode, find out:Why current events are shaping the conversation around retirement and the economy, including war, inflation, and government uncertaintyHow interest rates, oil prices, and tariffs may impact the latest market update and overall economic outlookWhy retirement diversification remains essential when navigating market volatility and long-term retirement risksWhat positive signs still exist in the economy and where potential retirement opportunities may be emergingHow a disciplined retirement investment strategy can support retirement income, help you retire comfortably, and ultimately secure your retirementTweetable Quotes:“The simple question during times like this is: am I still on track? That's what a strong retirement financial plan is designed to answer.” — Radon Stancil“When markets feel uncertain, it's not the time to make emotional decisions. It's the time to lean on your plan, your diversification, and your long-term strategy.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how retirement planning must evolve once you transition from working to living off your savings. They explore why retirement is not a “set it and forget it” phase, but rather a critical shift from accumulation to distribution—where retirement income planning, retirement cash flow, and tax strategies for retirement become the primary focus. This conversation highlights how thoughtful financial planning for retirement can help reduce stress and give you confidence as you plan for retirement. Listen in to learn about how to build a flexible and sustainable retirement distribution strategy, avoid costly mistakes like sequence of returns risk, and implement proven retirement planning tips such as the retirement bucket strategy. Radon and Murs also discuss how ongoing adjustments in your retirement financial plan, including retirement tax planning, retirement healthcare planning, and estate planning in retirement, can help you retire comfortably and truly secure your retirement. In this episode, find out: How to transition from saving to spending with a clear retirement income planning approach Why a well-structured retirement distribution strategy is key to managing taxes and longevity How the retirement bucket strategy helps protect against sequence of returns risk The importance of creating a sustainable retirement cash flow and revisiting it annually How retirement tax planning, retirement healthcare planning, and estate planning in retirement all work together in a complete plan Tweetable Quotes: “Retirement planning doesn't stop when you retire—it evolves into a strategy focused on turning your savings into reliable income for life.” – Radon Stancil “The biggest challenge in retirement isn't building wealth—it's creating a sustainable income plan that reduces stress and adapts as life changes.” – Murs Tariq Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how ongoing Geopolitical Risk and global uncertainty are impacting today's markets and what that means for your retirement financial plan. With rising tensions, inflation concerns, and unpredictable global events driving market volatility, they explore how investors can shift from reactive decisions to proactive smart money investments. This episode highlights how a well-structured retirement investment strategy can help you stay confident—even when headlines create fear.Listen in to learn about how to build a resilient smart investment plan that helps protect your retirement during uncertain times. Radon and Murs break down key financial planning strategies for 2026, including how to reduce sequence of returns risk, incorporate alternative investments and private investments, and utilize tools like fixed index annuities to create stability. If you're focused on planning retirement, creating a retirement checklist, and ultimately retiring comfortably, this episode will help you secure your retirement with confidence.In this episode, find out:How Geopolitical Risk and global uncertainty contribute to market volatility and investor anxietyWhy a balanced retirement investment strategy should include both growth and protectionThe importance of asset location and how it differs from traditional diversificationHow alternative investments and private investments can reduce overall portfolio riskHow fixed index annuities can help manage sequence of returns risk and provide stable incomeTweetable Quotes:“When your income is protected and not tied to the market, it becomes much easier to ride out volatility and stay confident in your retirement plan.” – Murs Tariq“The goal isn't to eliminate risk—it's to design a smart investment plan where your money is working in different ways at different times.” – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss the powerful Mega Backdoor Roth strategy with Director of Financial Planning and Tax Strategy, Taylor Wolverton. They break down how high-income earners can potentially create tax free wealth using advanced Roth 401k strategy techniques, including 401k after tax contributions and in-plan conversions. This episode dives into how these lesser-known financial planning strategies can help individuals who are serious about retirement tax planning and building a strong retirement financial plan.Listen in to learn about the differences between a Mega Backdoor Roth, a Backdoor Roth IRA, and traditional retirement savings strategies. Radon, Murs, and Taylor explain the role of 401k contribution limits, Roth IRA income limits, and how these strategies may help high-income earners implement a smart tax strategy designed to maximize tax free retirement income. If you're focused on planning retirement, creating a retirement checklist, and learning how to retire comfortably, this episode offers valuable insights to help you secure your retirement.In this episode, find out:How the Mega Backdoor Roth works and why it can be a powerful high income tax strategyThe difference between after-tax 401k contributions, traditional 401k contributions, and Roth optionsHow Roth conversion strategies can potentially turn taxable growth into tax free retirement incomeThe key differences between a Backdoor Roth IRA and the Mega Backdoor Roth 401k strategyImportant considerations when including this strategy in your retirement financial plan and overall retirement planning strategyTweetable Quotes:“The reason people call it a Mega Backdoor Roth is because you're not contributing directly to the Roth 401k—you're contributing after-tax dollars and converting them to build a larger tax-free portfolio.” – Radon Stancil“If your income is above the Roth IRA income limits, you may still have options to get money into a Roth through strategies like the Backdoor Roth IRA or Mega Backdoor Roth.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the stock market outlook 2026 and what investors should be paying attention to as headlines around inflation, geopolitical tension, tariffs, and government uncertainty continue to drive market volatility. With markets coming off multiple strong years of performance, they break down what's really happening beneath the surface — and how to think about market risks and market opportunities without letting emotions derail your long-term plan for Retirement.Listen in to learn about how inflation and the stock market are connected, why proper diversification goes beyond simply owning multiple funds, and how a thoughtful retirement investing strategy — built around the three-bucket strategy — can help you stay confident no matter what 2026 brings. If you're focused on retirement income planning, protecting gains after a strong run-up, and building a Retirement financial plan that allows you to retire comfortably, this episode delivers timely perspective and practical guidance.In this episode, find out:Why the stock market outlook 2026 is shaped by inflation, global leadership changes, and concentrated tech exposureHow hidden concentration risk can undermine your diversification strategy — even if you own multiple funds or advisorsThe importance of disciplined portfolio rebalancing after several strong market yearsHow the three-bucket strategy supports stability, growth, and income during periods of market volatilityWhy integrating investments with taxation, withdrawals, estate planning, and income creates a stronger retirement financial planning framework.Tweetable Quotes:"Diversification isn't about how many accounts you have — it's about making sure your investments aren't all exposed to the same risk." — Radon Stancil"There's always going to be something creating market volatility. The key is having a plan in place before it happens." — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the most common questions in Retirement Planning today: how much cash is too much cash? With Money market rates falling and Interest rates 2026 expected to continue shifting, many retirees are rethinking their cash reserves in retirement. What once felt safe and productive at 5% in a money market or CD now may be losing ground to inflation and creating unintended tax consequences.Listen in to learn about how a proper Retirement financial plan helps determine the right balance between liquidity and long-term growth. Whether you're saving for retirement, saving for retirement at 50, or already focused on Retirement income planning, this episode will walk you through how the Three bucket strategy can help you protect your lifestyle, manage Taxes on interest income, avoid surprises with Medicare income and IRMAA income, and ultimately retire comfortably while maintaining flexibility and peace of mind.In this episode, find out:Why having too much in your Cash bucket could hurt your long-term Retirement investing strategyHow declining Money market rates and Interest rates 2026 impact your retirement savingsThe hidden impact of Taxes on interest income and how excess cash can increase Medicare income and IRMAA incomeHow inflation erodes cash savings and affects Inflation savings over timeHow the Three bucket strategy supports a balanced plan for retirement and helps secure your retirementTweetable Quotes:“Cash feels safe, but too much cash in the wrong environment can quietly cost you millions over a 30-year retirement.” – Radon Stancil“Your financial plan should drive how much cash you hold — not today's money market rate.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the evolution of investing—from individual stocks to mutual funds to Exchange Traded Funds—and why technology is changing how portfolios are built today. If you've ever wondered about Stocks vs ETFs, Stocks vs mutual funds, or ETFs vs mutual funds, this episode breaks down the differences in a way that connects directly to your long-term Retirement Planning goals and overall Investment portfolio strategy.Listen in to learn about how reducing internal costs, understanding expense ratios explained, and improving portfolio efficiency can make a significant impact on your long-term results. Whether you're focused on Stock market investing, building an Index investing strategy, or refining your Retirement investing strategy, this episode will help you better understand how the right structure can help you plan for retirement, follow a smart retirement checklist, and ultimately secure your retirement.In this episode, find out:The real differences in Stocks vs ETFs, Stocks vs mutual funds, and ETFs vs mutual fundsHow technology now allows for efficient Stock indexing without high internal fund costsWhy lowering expense ratios and reducing hidden fees leads to Lower investment fees and better long-term outcomesHow Portfolio rebalancing and index tracking improve your overall Investment portfolio strategyWhen to use individual stocks, Exchange traded funds, or mutual funds inside a complete Retirement financial planTweetable Quotes:“Technology has now allowed us to replicate an index using individual stocks and eliminate layers of internal fund costs.” — Radon Stancil“Our investment philosophy hasn't changed — but the tools we use to make portfolios more efficient absolutely have.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why retirement stress, retirement anxiety, and fear around market volatility are rarely about the markets themselves—and almost always about unanswered questions. After years of uncertainty driven by inflation, interest rate changes, and economic shocks, many people approaching retirement realize that stress doesn't come from short-term market swings, but from not having a clear retirement financial plan. Without a defined withdrawal strategy, retirement income planning, tax planning in retirement, and estate planning basics, even strong market years can still feel overwhelming.Listen in to learn about how holistic financial planning creates true peace of mind in retirement. Radon and Murs break down how retirement risk management, income planning in retirement, Social Security planning, Medicare planning, long-term care planning, and tax planning strategies work together to reduce anxiety. By focusing on structure—rather than speculation—you can build retirement confidence, follow a clear retirement checklist, and move toward retiring comfortably with a plan designed to secure your retirement.In this episode, find out:Why retirement anxiety is driven more by unanswered questions than market volatilityHow the Three Bucket Strategy supports income planning, withdrawal strategy, and retirement confidenceThe five critical areas of retirement planning, including tax planning, Medicare planning, and estate planningHow holistic financial planning helps manage required minimum distributions and early retirement strategyWhy having a written retirement financial plan reduces stress and supports peace of mind in retirementTweetable Quotes:“A bad market day won't ruin your retirement, and a great market day won't make it successful—it's the plan that matters.” — Radon Stancil“Retirement stress fades when every part of your retirement financial plan is being monitored, implemented, and nurtured.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.