Podcasts about four steps

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why the beginning of the year is one of the most important times for smart tax decisions and how early planning can prevent costly mistakes later. With the help of their Director of Financial Planning and Tax Strategy, Taylor Wolverton, they walk through practical smart tax strategies designed to support effective tax planning in retirement and help you stay ahead with a proactive tax planning checklist. From contribution rules to charitable strategies, this episode focuses on building a strong foundation for retirement tax planning that supports long-term confidence.Listen in to learn about key decisions that impact your ability to plan for retirement, reduce unnecessary taxes, and ultimately secure your retirement. Whether you are still working, transitioning into Retirement, or already planning retirement income, these insights can help you align your retirement checklist with current rules, deadlines, and opportunities—so you can focus on retiring comfortably without last-minute surprises.In this episode, find out:How the 401k catch up rule works, including 401k catch up contributions and updated 2026 401k contribution limitsWhy the IRA contribution deadline matters and how a Roth IRA contribution can still be made after year-endHow qualified charitable distribution strategies work, including important QCD rulesWhen it may make sense to donate stock to charity versus giving cash and how this affects your charitable deductionHow income choices impact a long-term Roth conversion strategy and overall retirement tax planningTweetable Quotes:“The beginning of the year is where smart tax planning really starts—what you do now determines how much flexibility you'll have later.” — Radon Stancil“Tax planning in retirement isn't just about deductions; it's about choosing the right accounts at the right time.” — Murs TariqUnderstanding how the standard deduction, charitable strategies, and income planning work together is a critical part of Retirement Planning. From managing distributions to timing conversions, early awareness helps avoid mistakes that can limit your ability to secure your retirement and maintain tax efficiency throughout the year.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this episode of The Daily Mastermind, George Wright III discusses the critical importance of persistence in achieving success. Drawing on quotes and lessons from Calvin Coolidge and Napoleon Hill's 'Think and Grow Rich,' George emphasizes that persistence is not just about sheer will, but a habit developed through four key steps: having a definite purpose backed by a burning desire, creating a definite plan with continuous action, maintaining a mind closed to negative influences, and forming a supportive alliance. Filled with motivational insights, the episode aims to inspire listeners to cultivate persistence to reach their goals.00:30 The Importance of Persistence01:53 Lessons from Napoleon Hill's Think and Grow Rich03:06 Four Steps to Develop Persistence04:24 Deep Dive into the Four Steps07:26 Final Thoughts and EncouragementYou have GREATNESS inside you. I BELIEVE in You. Let's Make Today the Day You Unleash Your Potential!George Wright IIICEO, The Daily Mastermind | Evolution X_________________________________________________________P.S. Whenever you're ready, here are ways I can help you…Get to know me:1. Subscribe to The Daily Mastermind Podcast- daily inspiration, motivation, education2. Follow me on social media Facebook | Instagram | Linkedin | TikTok | Youtube3. Grow Your Authority and Personal Brand with a FREE Interview in a Top Global Magazine HERE.

Let's dive into the final step of our Four Steps to Planning Your Swiss Vacation series. In this episode, we focus on the small details that help your trip feel organized from the moment you arrive. This is where your plans start to feel real, and all the pieces come together in a simple, calm way as you travel to Switzerland.We look at the practical tasks that are easy to overlook when you are busy building your Swiss itinerary. This includes booking popular restaurants, arranging tickets for key attractions, and setting aside time to think through your first day plans. A little preparation here removes so much stress later.You'll hear why it's worth making restaurant reservations and buying tickets in advance for places like the Lindt Home of Chocolate and popular Swiss city tours, especially during busy travel periods. Activities like mountain excursions can depend on the weather, so I share tips on when to book and when to wait. If you're hoping to visit Jungfraujoch, you'll want to have a flexible plan in place.We also talk through the essentials of travel money, including whether or not you should carry some Swiss francs in cash and when to look out for unexpected bank fees. I also cover the best ways to set up mobile connectivity so you're not scrambling to find Wi-Fi on arrival.If you're still building your plans or finalizing the last few things, this episode brings together the most useful Switzerland travel tips to help you feel fully ready. It's the final touch before your bags are packed and your adventure begins.Happy travels,Carolyn

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why Medicare 2026 is shaping up to be one of the most impactful years for retirees and those approaching retirement. With major Medicare updates, rising Medicare costs 2026, and several Medicare new rules taking effect, understanding how these changes affect your overall Retirement Planning is more important than ever. From prescription drug reforms to premium increases and income-based adjustments, Medicare is not something you can afford to “set and forget” when you're planning retirement and working to secure your retirement.Listen in to learn about how Medicare Part B premium 2026 increases, IRMAA surcharges, and Medicare income limits 2026 can directly impact your cash flow in retirement. Radon and Murs also explore how Medicare planning fits into a comprehensive strategy to help you retire comfortably, avoid costly surprises, and align your healthcare decisions with your long-term retirement checklist and broader financial plan.In this episode, find out:How Medicare drug price negotiations and Medicare Part D changes 2026 are lowering costs for certain prescriptionsWhat the new Medicare out of pocket cap means for retirees with high prescription drug expensesWhy the increase in Medicare Part B premium 2026 matters for your monthly retirement incomeHow IRMAA surcharges and income from strategies like Roth conversions can affect your Medicare premiumsWhat Medicare does not cover, including the difference between a Medicare wellness visit and a traditional physical, plus updates on Telehealth MedicareTweetable Quotes:“Medicare isn't separate from your financial plan—it's interconnected with your taxes, income, and investment strategy.” — Radon Stancil“One decision, like a Roth conversion, can trigger higher Medicare premiums if you don't account for IRMAA.” — Murs TariqUnderstanding Medicare 2026 is a critical part of Retirement Planning, whether you're already enrolled or just beginning to plan for retirement. Staying informed about Medicare updates, knowing your coverage gaps, and proactively planning can make a meaningful difference in how confidently you approach Retirement.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Booking the key parts of your Swiss vacation can be challenging, especially when you're trying to figure out what needs to be reserved early and what can wait. Knowing what to secure in advance helps the rest of the process feel more manageable. In this episode, which is Step 3 of our Four Steps to Planning Your Swiss Vacation series, we're covering the bookings that create a strong foundation for your trip: accommodations, panoramic train reservations, and rail tickets and passes. You'll also hear helpful Switzerland travel tips to make this stage of your trip easier to manage.One of the most important things to secure ahead of time is your accommodation. If you're hoping for a balcony with lake views or a room that fits your whole family, it's important to plan early. The same applies to hotels with air conditioning or lifts, which aren't standard in every building. Booking early lets you choose comfort and location, instead of settling for what's left.Scenic rail journeys are a highlight for many travelers. Panoramic trains like the Glacier Express, Bernina Express, and Gotthard Panorama Express are popular for good reason. But they run on limited schedules and require seat reservations, especially if you want to ride in Prestige Class on the GoldenPass Express or sit on a particular side of the train. These panoramic trains are well worth the extra steps, and booking early helps you avoid missing out.Many travelers wonder about train tickets and rail passes. Prices often stay the same, but booking early spreads out costs and gives you one less thing to handle during your trip.If you're creating a Swiss itinerary and feel like the logistics are getting complicated, there are easier paths. Booking a private tour or joining one of the curated small group tours gives you support while still allowing for adventure. For independent travelers, Swiss rail packages offer structure and ease without a guide.Tune in for full details on what elements of your Swiss vacation you should book well ahead of your travel date.Happy travels,Carolyn

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a comprehensive market update 2025 recap and how lessons from last year can help investors confidently plan for retirement as we move into 2026. They reflect on policy changes, inflation trends, interest rate shifts, and how thoughtful portfolio risk management and managing market volatility can turn uncertainty into opportunity—especially for those focused on retiring comfortably and achieving true peace of mind.Listen in to learn about how disciplined retirement investment strategies, including diversification, the three bucket strategy, and proactive tax planning, help create a resilient retirement portfolio. Radon and Murs break down how peace of mind investing isn't about chasing returns, but about building systems that support income, growth, and stability—no matter what the markets bring—so you can confidently secure your retirement.In this episode, find out:How the Market update 2025 sets the stage for smarter investment strategies in 2026Why managing market volatility matters more than chasing high returns in retirementHow the three bucket strategy balances income, safety, and growth bucket investingThe role of tax efficient investing, including direct indexing strategy, tax loss harvesting, and capital gains planningHow alternative investments can reduce volatility and strengthen a long-term retirement portfolioTweetable Quotes:“If your portfolio is designed correctly, you don't have to sweat market corrections—you can still sleep at night and enjoy retirement.” — Radon Stancil“Peace of mind investing comes from managing risk and taxes, not swinging for home runs.” — Murs TariqFrom retirement planning basics and a practical retirement checklist to advanced strategies like direct indexing strategy and alternative investments, this episode ties together everything needed for effective planning retirement. Whether you're years away or already retired, these insights help you build confidence, reduce stress, and move closer to secure your retirement.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3864: Laura Stack explores the growing dependence on smartphones through the lens of nomophobia, and how it sabotages focus, productivity, and workplace boundaries. She offers four practical strategies to reclaim your autonomy and turn your phone back into a tool rather than a master, helping you regain control, attention, and effectiveness in your daily life. Read along with the original article(s) here: http://theproductivitypro.com/blog/2018/01/nomophobia-and-the-dream-of-productivity-four-steps-toward-independence/ Quotes to ponder: "Nomophobia is a frightening example of what happens when we let our tools become our masters." "Few things require an instant response, especially when you're working." "You must take control and turn your phone back into a tool serving you." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3864: Laura Stack explores the growing dependence on smartphones through the lens of nomophobia, and how it sabotages focus, productivity, and workplace boundaries. She offers four practical strategies to reclaim your autonomy and turn your phone back into a tool rather than a master, helping you regain control, attention, and effectiveness in your daily life. Read along with the original article(s) here: http://theproductivitypro.com/blog/2018/01/nomophobia-and-the-dream-of-productivity-four-steps-toward-independence/ Quotes to ponder: "Nomophobia is a frightening example of what happens when we let our tools become our masters." "Few things require an instant response, especially when you're working." "You must take control and turn your phone back into a tool serving you." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3864: Laura Stack explores the growing dependence on smartphones through the lens of nomophobia, and how it sabotages focus, productivity, and workplace boundaries. She offers four practical strategies to reclaim your autonomy and turn your phone back into a tool rather than a master, helping you regain control, attention, and effectiveness in your daily life. Read along with the original article(s) here: http://theproductivitypro.com/blog/2018/01/nomophobia-and-the-dream-of-productivity-four-steps-toward-independence/ Quotes to ponder: "Nomophobia is a frightening example of what happens when we let our tools become our masters." "Few things require an instant response, especially when you're working." "You must take control and turn your phone back into a tool serving you." Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textWe share a simple four-step formula to set clear goals, model proven paths, do the hard work, and pivot with the market. Along the way we talk mindset, habits, networking, and social media tactics that make property investing more focused and sustainable.• defining the life you want and pricing it• modeling mentors to avoid reinventing the wheel• doing uncomfortable work with weekly commitments• resting to reset creativity and energy• staying consistent and persistent in key actions• pivoting strategies as rates and rules change• building skills, habits, and daily inputs• networking with intention and following up• using simple social media to stay visibleCheck out educationtoaction.com for more information thereWe have some fantastic free tools and resources that can help you with your property investingNew for 2026, I am launching a property investing inner circleVALUABLE RESOURCES: Let me help you build your property business, Check out how I can support your investing now. Visit https://www.thepropertyunleashed.com/home My Property Investing Community called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com Apply here: thepropertyunleashed.com — click Inner Circle “Free Goal Setting Masterclass: Build Your Life In Five Days” “If you've enjoyed these episodes, leave us a five-star review” https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community. CONNECT WITH ME: Facebook: https://www.facebook.com/mark.fitzgerald.7921Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/Linkedin: https://www.linkedin.com/in/mark-fitzgerald...

Planning the perfect trip to Switzerland can feel like a puzzle, especially when it comes to choosing where to go, how long to stay, and how to make it all fit together. In this episode, Step 2 of our Four Steps to Planning Your Swiss Vacation series, I'm guiding you through one of the most important steps: designing a Switzerland travel itinerary that lets you see more without overpacking your schedule.We'll cover how to narrow down the best places to visit in Switzerland without overloading your days or bouncing from town to town too quickly. You'll also learn why building in travel time is essential, especially when you're navigating the mountains and how the SBB Mobile app can be your best friend for train schedules and real-time updates.If you're planning a multi-city trip or want to explore several regions, I'll share how to structure your itinerary so it's both exciting and doable. We'll also talk about using tools like AI for trip planning, what they can help with, and where they often fall short, especially in mountainous areas.If you're in the early stages or wrapping things up for your holidays to Switzerland, you'll find tried and tested advice in this episode to help you stay on course. You'll hear practical Swiss travel tips, get links to suggested itineraries, and learn about itinerary services that can take the stress off your shoulders.This is your go-to Switzerland travel guide for turning ideas into action and making sure your time in Switzerland is memorable for all the right reasons.Happy travels,Carolyn

Stuck? Good. That means you're ready. Ashley Jablow shares how getting laid off became the best "career gift" she never wanted, and how she turned that crash into clarity. We talk about discovering who you are now, designing instead of fixing your life, and why "reinvention" beats "midlife crisis" every time. Ashley breaks down her Four Steps of Life Design, Discover, Define, Imagine, Iterate, and how micro-steps can pull you out of autopilot and back into possibility. It's a hopeful, honest roadmap for anyone who's ever looked around and thought, "Is this really it?" Website: www.lifedesignschool.co/kit Website: www.wayfinderscollective.com/intensive LinkedIn: www.linkedin.com/in/ashleyjablow Instagram: www.instagram.com/ashleyjablow   Timestamps: 00:00 — Cold Open & Intro 04:00 — Why Happiness Isn't Constant (and That's Okay) 07:05 — Laid Off After "I've Arrived": The Wake-Up Call 10:25 — The Power of Onlyness: Owning Your Unique Story 13:52 — Stop Fixing Your Life. Start Designing It. 16:20 — The Four Steps of Life Design (Discover, Define, Imagine, Iterate) 23:41 — Midlife Crisis or Midlife Reinvention? 26:18 — The Real Risk of Staying Stuck 32:52 — The Learning Loop: Plan → Act → Update 40:12 — Clarity vs Certainty: The Mistake Every Leader Makes

In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss a major Vanguard announcement that signals a meaningful shift in retirement planning. For years, annuities were often dismissed by large investment firms, yet today we are seeing industry leaders embrace their role in guaranteed income in retirement. Vanguard's move to introduce a 401k annuity option inside the Vanguard retirement plan validates what many retirees already need—predictability, income, and risk control as they plan for retirement.Listen in to learn about why annuities in 401k plans are gaining traction, how fixed annuities can serve as a bond alternative, and why firms like Fidelity retirement, BlackRock retirement, and Vanguard are acknowledging the importance of retirement income planning in the face of ongoing market volatility. Radon and Murs explain how this evolution helps investors create your own pension, supports retiring comfortably, and strengthens efforts to secure your retirement.In this episode, find out:Why the Vanguard announcement is a turning point for annuities retirement strategiesHow guaranteed income in retirement helps offset market volatilityWhat a 401k annuity option really means for retirement planningWhen IRA rollover options may provide more flexibility than a company 401kHow the Three Bucket Strategy simplifies planning retirement and managing riskTweetable Quotes:“As you approach retirement, predictability and reliable income matter just as much as growth.” — Radon Stancil“Annuities aren't about giving up growth; they're about creating confidence and peace of mind in retirement.” — Murs TariqBy combining growth assets with income-focused strategies, retirees can follow a clearer retirement checklist, reduce stress during volatile markets, and build a customized retirement planning approach. Whether inside a Vanguard retirement plan or through broader IRA rollover options, the goal remains the same: thoughtful planning, smarter risk management, and a strategy designed to help you plan for retirement with confidence.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Welcome to Step One of the Four Steps to Planning Your Swiss Vacation series! Before you start filling your trip to Switzerland with scenic train rides and alpine views, let's get your travel dates, flights, and insurance in place.In this episode, I walk you through the very first steps of planning a trip to Switzerland, that will set the tone for your entire adventure. We'll start by figuring out the best time to visit Switzerland, taking into account the different seasons, popular events in Switzerland, and what kind of weather in Switzerland to expect during your stay. I'll also explain why shoulder season travel can be a smart choice if you're hoping to enjoy beautiful landscapes without the crowds.Next, we dive into everything you need to know about flights to Switzerland, including when to start looking, why it's worth comparing prices when flying into Europe, and how booking flights to Europe's other cities, such as Milan, Munich, or Paris, can sometimes save you money. I also share tips for choosing flight times that work well with Swiss train travel so you can hit the ground running.We'll wrap up by covering the importance of Swiss travel insurance, what to look for in a policy, when to buy it, and why it's one of the smartest things you can do before your holidays to Switzerland begin. You'll also hear a few practical tips pulled from my Swiss travel guide that will help you start building a realistic, flexible Switzerland itinerary.Whether you're just dreaming or already in the planning phase, this episode will help you feel clear and confident about taking the first steps toward an unforgettable Swiss getaway.Happy travels,Carolyn

If you've struggled with weight loss despite clean eating, exercise, or fasting and you have a thyroid hormone imbalance or no thyroid at all—this episode is for you. In this episode, Dr. Rebecca Warren shares why weight loss resistance is so common with thyroid conditions and why doing more isn't always the answer. She walks through four essential steps that must be addressed to support metabolism and hormone balance, especially for those with hypothyroidism, Hashimoto's, or living post-thyroidectomy. This episode is about understanding why the body resists weight loss—and what needs to be in place before it can change.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a comprehensive year-end tax checklist designed specifically for those in or nearing retirement. As the calendar winds down, it's easy to overlook critical financial decisions that can significantly impact your retirement income tax and long-term retirement planning. This conversation walks through the most important year-end financial checklist items to help you avoid costly mistakes, missed deadlines, and unnecessary taxes as you plan for retirement.Learn how a proactive retirement checklist can help you move from simply reacting at tax time to intentionally planning retirement with confidence. From required minimum distributions and the RMD deadline to charitable giving strategies and health savings account strategy, this episode reinforces why year-end planning is essential for retiring comfortably and helping to secure your retirement.Listen in to learn about the practical steps you should take before December 31st to align your retirement planning with tax efficiency. Radon and Murs break down complex topics like capital gains tax planning, tax loss harvesting, and donor advised fund strategies into clear, actionable guidance. Whether you're already retired or still planning retirement, this episode helps you connect year-end decisions to long-term retirement success.In this episode, find out:How to avoid penalties by meeting the RMD deadline and properly handling required minimum distributionsWhy tax loss harvesting and capital gains tax planning can play a major role in retirement income tax managementHow charitable giving strategies, like a qualified charitable distribution and a donor advised fund can create powerful tax benefitsWhy a health savings account strategy is one of the most overlooked tools in retirement planningHow a year-end financial checklist supports a smarter plan for retirement and long-term peace of mindTweetable Quotes:“If you wait until the end of the year to think about taxes, you're already behind—retirement planning works best when it's proactive.” — Radon Stancil“A simple year-end tax checklist can be the difference between unnecessary penalties and retiring comfortably with confidence.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the real-life complexities behind early retirement planning and what happens when couples don't agree on retirement goals. Using a recent MarketWatch article as a springboard, they explore whether a couple with $2 million can truly retire early while juggling differences in spending expectations, lifestyle priorities, and retirement risk management. This episode offers valuable retirement planning tips for anyone asking “can I retire with 2 million?”, “can I retire at 55?”, or how to secure your retirement when spouses have competing visions for their future.Listen in to learn about how emotions, career stress, financial planning for couples, and the FIRE movement retirement mindset affect early retirement decisions. Radon and Murs break down Medicare retirement considerations, Social Security timing challenges, retirement income strategy development, and the hidden dangers of day trading risks and options trading risks when someone tries to “make early retirement work” through high-risk investing. If you're navigating retirement planning at 50 or planning retirement with a partner who's not on the same page, this conversation offers clarity, humor, and a practical retirement checklist to help you move forward confidently.In this episode, find out:· How couples can resolve conflicting retirement goals when one wants to retire early and the other wants to maintain lifestyle freedom.· Why understanding the real reason behind wanting early retirement is essential to planning retirement effectively.· The major financial risks of relying on day trading or options trading to fund retirement income.· How to build a retirement income strategy that supports Medicare retirement costs, travel goals, and long-term financial security.· Why the Peace of Mind Pathway helps couples retire comfortably and plan for retirement with less stress and more clarity.Tweetable Quotes:“Retirement Planning isn't just about math—it's also about emotions, goals, and making sure both spouses feel secure in the plan.” — Radon Stancil“If early retirement adds more stress than your job does, then it's not truly helping you secure your retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

What if the reason you feel so anxious, frustrated, or exhausted isn't because your teen is struggling—but because you're fighting reality every single day? In this episode, I'm breaking down what radical acceptance actually means when you're parenting teens or moving through the empty nest. Not acceptance as giving up. Not acceptance as lowering your expectations. But acceptance as a skill that allows you to stop wasting energy on what you can't control and start reclaiming your power in how you show up. I walk you through four practical steps that help you move out of emotional reactivity and into steadiness—so you can acknowledge what's happening, tell the truth about how you feel, work through the pain instead of resisting it, and then decide, with intention, who you want to be in the middle of a hard moment. If you're tired of feeling like your peace depends on your teen's choices or this season being over, this episode will show you how to let go without losing yourself—and how to feel grounded and confident even when parenting gets hard or the empty nest feels heavy.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how financial scams are coming from every direction—phone calls, email phishing scams, text message scams, social media, and even door-to-door encounters—and why a little healthy skepticism is now a key part of scam prevention. They share real-world scam alert examples hitting their community right now, especially senior scams, and explain how staying cautious can protect both your money and your mindset as you work to secure your retirement.Listen in to learn about how to avoid scams by slowing down when urgency hits, verifying sources before clicking anything, and recognizing the red flags behind gift card scams, IRS scam calls, and the increasingly convincing threats of AI voice cloning scams and deepfake scam tactics. These practical cybersecurity tips also support smart identity theft prevention—an important part of retirement planning for anyone who wants to keep retiring comfortably on track.In this episode, find out:· How gift card scams exploit the holiday rush and why “pay with gift cards” is a major scam alert· Why IRS scam calls and “official” threats (like unpaid penalties) are designed to trigger fear and urgency· How a jury duty scam can use phone number spoofing to appear like it's coming from a real sheriff's department· The best ways to avoid clicking links in email phishing scams and text message scams, even when they look legitimate· How emerging tech (like AI voice cloning scams and deepfake scam videos) is changing the landscape of senior scams and financial scamsTweetable Quotes:· Radon Stancil: “If you ever get a call from a police department or sheriff's department saying you have a warrant for your arrest or you missed jury duty—it's a scam. Hang up.”· Murs Tariq: “If there's urgency, weird payment methods like gift cards or crypto, or they want you to click right now—pause and ask why.”Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

What if the only thing standing between you and a job offer you actually want is a strategy you haven't heard yet? In this episode, I'm breaking down the real story behind how Amy went from a brutal late-stage rejection at MongoDB to signing a $150K base offer, PLUS negotiating an extra 10K just weeks later.You'll hear the exact steps she took to rebuild momentum fast, the cold-outreach strategy that had hiring managers responding within 24 hours, the interview storytelling shift that instantly made her stand out from “qualified” candidates, and the pipeline and negotiation moves that turned one solid offer into a life-changing one. By the end, you'll walk away knowing exactly how to regain control of your job search, rebuild confidence after rejection, and create the kind of momentum that makes opportunities come to YOU. If you want a job search process that actually moves you forward without burning yourself out, hit play and let's dive in.0:44 – Why Late-Stage Interview Rejection Doesn't Mean Starting Over4:21 – How Strategic Cold Outreach Can Unlock Interviews at Top Companies8:25 – Why Your Interview Stories Need More “How” (Not Just Results) to Stand Out12:15 – The Secret to Keeping Momentum: Juggling Multiple Opportunities, Even in Final Rounds 13:40 – Why You Should Always Negotiate Your Offer, Even If It Looks Great15:44 – The Four Steps to Rebuild Job Search Momentum After Rejection

In this live conversation, recorded on the podcast stage at SXSW Sydney, two futurists explore the unforeseen future emerging in the workplace. Author and ex-journalist Andrea Clarke, joins host Jo Lepore on stage to discuss the human and talent transformation taking place at work. Our resistance to this kind of change is normal, Andrea says, as our human inclination is to see it as a loss and not a gain. Workers must reframe how they take in and take charge of what's asked of them - becoming discerning of mainstream narratives told to them, building ‘unignorable' human skills, and strengthening the mindset of adaptability to constant change. As change is, after all, the only constant - especially at in how we work and how we lead.Recorded live at SXSW Sydney October 2025. Edited for length and clarity. Published with permission from SXSW Sydney.----------More:Looking Outside podcast www.looking-outside.comConnect with host, Jo Lepore on LinkedIn & Substack & jolepore.comLearn more about Andrea at www.andreaclarke.com.auAndrea's book 'Adapt: Mastering Change in Four Steps' Follow Andrea on LinkedIn & Instagram----------⭐ Follow & rate the show - it makes a difference!----------Looking Outside is a podcast exploring fresh perspectives of familiar topics. Hosted by its creator, futurist and strategist, Jo Lepore. New episodes every 2 weeks. Never the same topic.All views are that of the host and guests and don't necessarily reflect those of their employers. Copyright 2025. Theme songs by Azteca X.

Steve Blank: Blind to Disruption Steve Blank is an Adjunct Professor at Stanford and co-founder of the Gordian Knot Center for National Security Innovation. Credited with launching the Lean Startup movement and the curriculums for the National Science Foundation Innovation Corps and Hacking for Defense and Diplomacy, he's changed how startups are built, how entrepreneurship is taught, how science is commercialized, and how companies and the government innovate. Steve is the author of The Four Steps to the Epiphany and The Startup Owner's Manual and is the author of his recent article at steveblank.com: Blind to Disruption: The CEOs Who Missed the Future. Leaders may see the future coming, but we aren't always incentivized to act on it. In this conversation, Steve and I discuss what we can learn from the common patterns of disruption so we don't miss what's next. Key Points In the 1890s, there were approximately 4,000 carriage and wagon makers in the United States. Only one company made the transition to automobiles. In each of the three companies that survived, it was the founders, not hired CEOs, that drove the transition. Studebaker recognized that it wasn't in the business of carriages; it was in the business of mobility. Clayton Christensen taught us that disruption begins with inferior products that incumbents don't take seriously. The real problem isn't that companies can't see the future. It's that they are structurally disincentivized to act on it. Parsing innovation theatre vs. innovation means paying attention to what's actually shipping. If nothing is and you want to innovate, look elsewhere. Bubbles in the market are normal. Timing may be off, but that doesn't mean disruption isn't happening. Resources Mentioned Blind to Disruption: The CEOs Who Missed the Future by Steve Blank Related Episodes How to Start Seeing Around Corners, with Rita McGrath (episode 430) How to Build an Invincible Company, with Alex Osterwalder (episode 470) How to Pivot Quickly, with Steve Blank (episode 476) Discover More Activate your free membership for full access to the entire library of interviews since 2011, searchable by topic. To accelerate your learning, uncover more inside Coaching for Leaders Plus.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the November market update and how recent events have shaped the stock market volatility investors have experienced. From a tense government shutdown to missing economic data, rising interest rates, and uncertainty around inflation and investing, November brought no shortage of challenges. Radon and Murs break down what happened—and why staying grounded in long-term strategy is crucial when navigating volatile markets. This episode sets the stage for understanding not just what moved the markets, but how to approach managing market risk with confidence.Listen in to learn about the ripple effects November's disruptions had on the economy, the rapid swings in AI stocks, and what the Federal Reserve is considering as we move toward year-end. You'll also hear how a well-structured retirement portfolio—especially one built on bucket strategy investing—can help you plan for retirement, stay calm, and retire comfortably even when volatility spikes. With long term retirement planning always top of mind, Radon and Murs share insights that promote clarity, stability, and a path to secure your retirement.In this episode, find out:How the November market review was influenced by the extended government shutdown and delayed economic data.Why interest rates, inflation numbers, and Federal Reserve uncertainty added to stock market volatility.What drove turbulence in the technology sector—especially surrounding AI stocks and concerns over an AI bubble.How volatile markets can impact your retirement portfolio and why understanding retirement investing strategies is essential.The importance of a structured Bucket Strategy for managing market risk and creating predictable income in retirement.Tweetable Quotes:Radon Stancil: “One thing that ends up being good can lead us right back to something that causes worry—that's why having a strategy matters, regardless of what the markets are doing.”Murs Tariq: “Volatility is triggered by moments inside and outside the stock market, which is why a well-designed retirement plan must be built to withstand the unexpected.”Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this episode of The Learning Vibes Podcast, you will learn the four steps of the Question Formulation Technique (QFT).  Guest-host, Kimberly Douglas and the Right Question Institute's Sarah Westbrook start with a focus prompt and work through the QFT process.  QFT is useful for educators, parents, students, and professionals.  It can help you refine your question-asking skills and elevate critical thinking.  You can learn more about the Right Question Institute at rightquestion.org   Guest-Editor and guest-host:  Kimberly DouglasGuest-Editor:  Brandy Englert

Dash with Carol Dixon is all about life and how to live that life positively, productively, and prayerfully. After decades of ministry, Dr. Dixon is qualified to address any topic of life from a biblical perspective. Let's listen now as Dr. Dixon shares nuggets with us about “Four Steps to Defeat Your Giants.”Send us a textBecome a Dash Legacy Builder Today! For more information go to caroldixon.net/dash

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how to approach retirement income planning with confidence so you can retire comfortably and secure your retirement. With people living longer, dealing with market volatility, navigating retirement income and taxes, and planning around retirement and inflation, creating a strategy that works for decades is more essential than ever. They break down how to create retirement income that can last 30–40+ years while maintaining peace of mind in retirement.Listen in to learn about the simple yet powerful Retirement Bucket Strategy—cash, income safety, and growth—and how each piece works together to help you plan for retirement at 50, retirement planning at 55, or retirement planning at 60. You'll also learn how different tax buckets (pre-tax, taxable, and tax-free) impact your retirement withdrawal strategy and long-term retirement planning strategies so you can build an income in retirement that keeps up with life, goals, and inflation.In this episode, find out:How to structure your money using the Retirement Bucket Strategy to create retirement income that lasts.Why market volatility, taxes, inflation, and longevity must be factored into every retirement income plan.The difference between pre-tax, taxable, and tax-free retirement buckets—and how each impacts your long-term plan for retirement.How fixed index annuities, cash reserves, and growth investments can work together within a retirement income planning framework.A real-life scenario showing how to build a retirement withdrawal strategy across multiple buckets for long-term stability.Tweetable Quotes:“When you structure your retirement income the right way, you remove anxiety and gain true peace of mind in retirement.” — Radon Stancil“Diversifying across investment buckets and tax buckets is what makes a retirement income plan strong, flexible, and built to last.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Life is full of crossroads. Jobs. Moves. Relationships. Direction. Many Christians stress over decision-making because they fear missing God's will. Pastor Jeff and Tiffany discuss how Scripture shows God guiding His people through everyday decisions with wisdom and steadiness. They discuss the four steps that bring clarity and peace, and the five “landing lights” that help believers discern God's voice with confidence. What We Discussed04:11 Double-Mindedness and Spiritual InstabilityJames 1 describes wavering between decisions as “double-mindedness.” He compares it to staggering like a drunk; anxious, unsure, and unstable.05:08 The Wrong Ways We Try to Find God's WillCommon but misguided approaches people use are waiting for emotional tingles, relying on formulas, or looking for mystical signs written in the sky. These methods don't reflect how God normally guides His people.07:00 Four Steps for Discerning God's WillAdmit you need a guide; God leads the humble, not the self-reliant. Ask in faith for direction and listen for God's response. Trust God when you don't understand14:19 The Five Landing Lights of God's GuidancePastor Jeff walks through the five markers that help confirm God's direction:Landing Light #1: A Multitude of Godly CounselorsLanding Light #2: Personal DesiresLanding Light #3: The Peace of the Holy SpiritLanding Light #4: External CircumstancesLanding Light #5: The Word of God22:14 Step 4: Trust God When You Don't UnderstandGod rarely shows the full plan. He often gives light only for the next step. Trust becomes essential when the future is unclear. 23:41 God's Will Is Not HiddenGod delights in guiding His people. The same Shepherd who leads is the One who laid down His life, so His guidance can be trusted fullyBook: Making Life Decisions: Journey in Discernment by Geoff Pound“The Shepherd who directs your steps is the same Shepherd who laid down His life for you. He can be trusted with your next decision.” – Pastor Jeff CranstonWe love your feedback! If you enjoyed this episode, leave us a review. If you have any questions or comments on today's episode, email me at pastorjeff@lowcountrycc.orgVisit my website https://www.jeffcranston.com and subscribe to my newsletter. Join me on Sunday mornings at LowCountry Community Church. Check in with us on Facebook or Instagram @pastorjeffcranstonRemember, the real power of theology is not only knowing it but applying it. Thanks for listening!

In this episode of Wisdom's Table, I, Rachel Wortman, delve into the exciting yet often daunting journey of bringing God-sized ideas to life. We explore the moments when God drops a profound idea into our spirits. Ideas that feel expansive, electric, and capable of changing lives. However, the initial excitement can quickly turn into trepidation as we confront the reality of our limitations and the challenges of execution. I emphasize that while receiving a prophetic word or idea is relatively easy, the real challenge lies in the stewardship and leadership required to manifest that idea into reality. To help you navigate this process, I outline four wise steps to take when you receive a God-sized idea.     Not ready to say goodbye? Pick the link you're looking for and let's keep growing together! Get my insider emails designed for maximum growth Grab my latest book THE MONEY MANDATE Join my coaching community KLC     TIMESTAMPS: 00:00:00 - Welcome to Wisdom's Table Introduction to the podcast and today's topic on God-sized ideas. 00:01:00 - The Challenge of God-Sized Ideas Discussing the excitement and subsequent fear that comes with receiving a prophetic idea. 00:02:10 - The Process of Bringing Ideas to Life Introducing the importance of skill and leadership in executing prophetic assignments. 00:02:30 - Step 1: Find a Mentor The significance of mentorship in executing God-sized ideas and how to find the right mentor. 00:07:45 - Step 2: Stay Flexible and Refine Your Idea Emphasizing the need for flexibility and the refining process of ideas. 00:12:30 - Step 3: Small Steps Towards Monetization Discussing the challenges of monetizing a dream and the importance of taking small steps. 00:18:00 - Step 4: Keep Going Encouragement to persevere through challenges and delays in the fulfillment of prophetic words. 00:20:30 - Understanding the Process Clarifying that the prophetic word is a preview and the process is essential for growth. 00:22:30 - The Importance of Community Highlighting the value of not going through the journey alone and the role of community support. 00:24:00 - Closing Thoughts and Prayer Invitation Encouragement to take action on God-sized ideas and an invitation to join in prayer for those ideas.

I sit down with Dr. David Rosmarin, an associate professor at Harvard Medical School and a pioneer bridging the worlds of spirituality and clinical psychology. We explore a powerful, yet often ignored, truth in mental health: that for many, emotional distress is a crisis of meaning and spirit. David shares the fascinating research from his work at McLean Hospital, and we tackle the tough questions—are we over-medicalizing normal human anxiety? Could connecting with our spiritual nature be a more effective path to healing? This is a crucial conversation about bringing the soul back into mental health care.00:00 Intro02:42 The Genesis of Spirituality05:12 How Do You Define Spirituality?10:32 The Chasm Between Patient Needs and Clinical Training12:08 Humanizing Care: From Medication to Meaning18:21 A Case Study: Crisis of Meaning20:37 The Four Steps to Face Anxiety28:41 Anxiety as an Existential Opportunity31:01 Spiritual Mentorship: Crisis and Healing Are One34:40 Are We Over-Pathologizing Normal Anxiety?37:17 The Benzodiazepine Crisis and Over-Medication41:21 How to Find Dr. Rosmarin's Work42:53 Conclusion Learn more about Dr. David Rosmarin:· dhrosmarin.com· spirit.mclean.harvard.eduIn The Space Between membership, you'll get access to LIVE quarterly Ask Amy Anything meetings (not offered anywhere else!), discounts on courses, special giveaways, and a place to connect with Amy and other like-minded people. You'll also get exclusive access to other behind-the-scenes goodness when you join! Click here to find out more --> https://shorturl.at/vVrwR - IG- https://tinyurl.com/ysvafdwc- FB - https://tinyurl.com/yc3z48v9- YT - https://tinyurl.com/ywdsc9vt- Web - https://tinyurl.com/ydj949kt Life, Death & the Space Between Dr. Amy RobbinsExploring life, death, consciousness and what it all means. Put your preconceived notions aside as we explore life, death, consciousness and what it all means on Life, Death & the Space Between.**Brought to you by:Dr. Amy Robbins | Host, Executive ProducerPodcastize.net | Audio & Video Production | Hosted on Acast. See acast.com/privacy for more information.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss four powerful tax strategies you can start looking at now to lower your 2025 tax bill and create more long-term flexibility in retirement. They unpack the difference between simple tax filing and true tax planning, walking through how proactive tax projections, IRA tax planning, and coordinated strategies can help reduce taxes over your lifetime—not just this year. You'll hear how their team uses a comprehensive tax checklist and planning process to help you secure your retirement and avoid costly surprises.Listen in to learn about practical ways to reduce taxes, from Qualified Charitable Distributions (QCDs) and Donor Advised Funds to Tax Loss Harvesting inside a Direct Indexing strategy, and long-term Roth conversion planning. Whether you're focused on charitable giving strategies, concerned about Medicare IRMAA surcharges, or just looking for tax savings tips and ideas on how to save on taxes in retirement, this episode will help you think beyond April 15 and build a smarter, more intentional retirement tax plan.In this episode, find out:· The key difference between tax filing and true tax strategy—and why tax moves to lower your 2025 bill must be done before December 31.· How Qualified Charitable Distributions (QCDs) can lower your taxable income, satisfy Required Minimum Distributions (RMDs), and help you avoid Medicare IRMAA surcharges.· Ways a Donor Advised Fund can “bunch” charitable giving, turn what you were already going to give into a bigger deduction, and enhance your overall charitable giving strategies.· How a Direct Indexing strategy with ongoing Tax Loss Harvesting can create “tax alpha,” making your brokerage account more tax-efficient and reducing capital gains over time.· Why a multi-year Roth conversion plan—guided by tax projections—can dramatically lower lifetime retirement taxes for you and your heirs, and support a more confident retirement planning and retiring comfortably strategy.Tweetable Quotes:“Real tax planning is not about what happened last year—it's about using tax projections and tax strategies today so you can decide how and when you want to pay taxes over your lifetime.” — Murs Tariq“When you combine tools like Qualified Charitable Distributions, Donor Advised Funds, tax loss harvesting, and Roth conversions, you're not just checking a tax box—you're building a coordinated tax plan that can help you save on taxes and truly secure your retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss how alternative investments can play a valuable role in portfolio management and retirement investing. They're joined by Brooke Garcia, a Certified Financial Planner™, Chartered Financial Analyst®, and Chartered Alternative Investment Analyst®, who brings deep expertise in private markets investing, risk management for investors, and portfolio diversification strategies. They explore how adding non-correlated assets such as private equity or private credit investing can help improve portfolio balance and reduce portfolio risk—especially when the traditional 60/40 portfolio approach no longer provides the same stability. This insightful discussion dives into how alternative investments can create a more tax efficient portfolio and contribute to a smoother investment experience during volatile market cycles. Listen in to learn about how alternative investments explained by Brooke can reshape the way you think about diversification and retirement planning strategies. You'll discover how these vehicles can provide access to opportunities outside of the public markets, deliver potential capital gains strategy benefits, and offer unique tools for investment risk management. If you're exploring ways to plan for retirement, retiring comfortably, and secure your retirement, this episode is packed with insights that connect tax planning, index replication, and tax loss harvesting into a broader tax strategy that enhances long-term wealth management. In this episode, find out: What alternative investments are and how they differ from traditional stocks and bonds. Why private markets investing may provide higher returns and smoother volatility. How to use non-correlated assets to build a more diversified portfolio and improve portfolio balance. Key considerations about liquidity, manager due diligence, and position sizing in alternative investments. How a well-designed diversification strategy supports long-term retirement planning and tax efficiency. Tweetable Quotes: “When bonds and stocks fall together, that's when investors start to realize the importance of alternative investments in balancing risk.” — Radon Stancil “Alternative investments aren't perfect for everyone, but everyone should evaluate whether they can play a role in their plan for retirement.” — Murs Tariq Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.

No.1 vulnerability expert BRENÉ BROWN exposes how shame, fear, and perfectionism secretly control your life - and reveals proven ways to unlock courage, confidence, trust, connection, and joy. Brené Brown is a world-renowned research professor who has spent over two decades studying courage, vulnerability, shame, and empathy. She is also the author of 6 #1 New York Times bestsellers, including her recently published book, ‘Strong Ground', and hosts two award-winning podcasts on leadership and human connection. She explains:  ◼️The marble jar theory that changed how Fortune 100 companies build trust ◼️The 4 skill sets of courage you can train and measure ◼️Why fitting in is the greatest threat to true belonging ◼️How to identify your “armor” when you're afraid and drop it ◼️The gratitude practice that stops catastrophising in real-time (00:00) Intro (02:34) What Made Brené Who She Is? (07:23) Parents Affecting Your View of Love (10:48) 87 Human Emotions (11:50) Why Did Brené Struggle With Self-Love and Belonging? (15:36) How Has the World Changed in the Last Two Decades? (16:23) Is Power Driven by Fear? (19:51) Four Types of Power: How to Be Successful as a Leader (22:54) Systems Theory (26:48) The Role of AI and Social Media in Shaping Society (34:39) Wisdom From Psychology and Life Experience (41:26) What Type of Connection Should People Be Looking For? (44:34) Belonging vs. Standing Alone (47:43) Making a Divisive Podcast (54:07) Pros and Cons of Curiosity (54:50) Responsibility of a Platform to Assess Guest Credibility (1:03:34) Ads (1:04:32) Importance of Vulnerability (1:09:30) Managing Fear of Vulnerability (1:18:36) Overcoming Negative Traits (1:21:06) Improving Self-Esteem (1:25:43) Four Steps to Courage (1:27:44) Building Trust With the Marble Jar Theory (1:32:47) Leaders' Misconceptions of Trust (1:35:05) Cheating (1:36:03) Ads (1:38:11) Relationship Advice (1:41:42) Losing Your Mother to Dementia (1:45:27) How Did You Deal With Grief? (1:48:40) What Are You Optimizing for Right Now? Follow Brené: Website - https://bit.ly/47rISeb  LinkedIn - https://bit.ly/3Jq4T5i  Instagram - https://bit.ly/49rCLt0  You can purchase Brené's book ‘Strong Ground', here: http://bit.ly/47gIWyJ  You can listen to Dare to Lead podcast here: http://bit.ly/3WwlN56  The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/  ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt  ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Shopify - https://shopify.com/bartlett   Pipedrive - http://pipedrive.com/CEO      Vanta - https://vanta.com/steven

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how today's market update ties directly into smarter portfolio management and building a Tax Efficient Portfolio for your non-IRA accounts. From headlines about new highs to rate cuts and tariffs, they translate noise into strategy—focusing on tax planning, tax strategy, and tax efficiency so you can secure your retirement with confidence.Listen in to learn about using Direct indexing with Tax loss harvesting to mirror an index while managing investment taxes, handling concentrated stock positions, and customizing holdings (think: Index replication without the positions you don't want). You'll also hear practical retirement planning strategies to stay diversified, manage risk, and plan for retirement so you're retiring comfortably with a clear retirement checklist and a resilient approach to Retirement Investing and Investment risk management.In this episode, find out:· How recent Fed moves and headlines factor into a pragmatic market update and what that means for Retirement Planning and risk management.· The core–tactical–bonds/alternatives blend that creates a Diversified portfolio beyond just stocks to smooth volatility.· What Direct indexing is, how Index replication works with 50–75 stocks, and why Tax loss harvesting can add meaningful tax alpha.· Ways to unwind a concentrated position (e.g., long-held company stock) using harvested losses and a phased Capital gains strategy.· How to tailor portfolios (even in IRAs) to exclude specific stocks while still tracking an index—supporting your personalized planning retirement goals.Tweetable Quotes:· “We're not stock-picking heroes—we're replicating the index and using tax efficiency to your advantage.” — Radon Stancil· “With Direct indexing, you can make money and harvest losses at the same time—powerful for investment taxes in non-IRA accounts.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.

Welcome to the Victory Church Weekly Podcast! Reach out to me with any questions or comments about the show at pastor@victorychurchraleigh.com You can also read my daily blog at mitchhorton.com Get plugged in at Victory Church at victorychurchraleigh.com Check out my latest book An Appointment with God's Power Hit subscribe, and turn on notifications so that you can get the podcast delivered daily on your phone!

Send us a textWhen life feels chaotic, it's easy to get stuck in your head instead of staying connected to your spouse. In this episode, we share four simple steps to calm the chaos. Each one helps you reset your mind, release stress, and reconnect emotionally. Enjoy.

When we are pressured by life, we tend to regress to old familiar patterns of thinking. We must choose to identify them, challenge them, and change them. In this message, Pastor Mitch talks about how we can gain freedom from wrong thinking. Resources: Stay connected with the new Victory Church app Discover more on our website: victorychurchraleigh.com Subscribe to our Weekly Podcast!

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the key themes shaping the 2025 economic outlook — from the Federal Reserve outlook and potential Fed rate cuts in 2025 to ongoing tariffs, inflation, and the evolving role of AI and the economy. Joined by returning guest Tom Siomades, they break down what retirees and investors need to know as we head toward the end of the year. This conversation goes beyond headlines, providing real perspective on what's happening with the economy, stock market outlook, and how global events—like China trade tariffs and the race for rare earth metals—could influence your retirement investing in 2025.Listen in to learn aboutthe trends behind money market rates, the S&P 500 outlook, and how market volatility in 2025 could shape retirement planning strategies. You'll also hear how shifts in AI, international trade, and interest rates may impact your ability to plan for retirement, stay on your retirement checklist, and continue retiring comfortably with confidence.In this episode, find out:· Why ongoing China trade tariffs and access to rare earth metals are creating ripple effects across global markets.· How the Federal Reserve outlook and potential Fed rate cuts in 2025 could affect money market rates and long-term investing strategies.· Why Inflation in 2025 still lingers above target and how it's influencing both spending and retirement portfolios.· The growing connection between AI and the economy, and whether the market might be in an “AI bubble.”· What retirees can do now to balance safety and growth in a world of market volatility and changing stock market outlooks.Tweetable Quotes:“The most important thing you can do is have a plan—and have people you trust to help you stick with it, especially in turbulent times.” — Radon Stancil“If rates come down, that's good for the economy, but it also means retirees need to rethink how they generate income.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Tom Logue - October 26th 2025 In Jesus' family, loving discipline restores straying sheep and protects the flock. This week, Tom continues our King and His Kingdom series in Matthew 18:15–20, walking through Jesus' four-step process for church discipline within His church (ekklesia). He contrasts biblical friendship (top-shelf friends who love you enough to help you fight sin) with worldly friendship, warns how bitterness is poison, and explains what Jesus means by “binding and loosing” and “where two or three are gathered” in the context of restoring a brother or sister. The goal is never punishment—it's repentance, reconciliation, and restoration. Learn more about our church: https://restoredtemecula.church Follow us on Facebook: https://www.facebook.com/restoredtemecula and Instagram: https://www.instagram.com/restoredtemecula #Matthew18 #ChurchDiscipline #Restoration #Ekklesia #BiblicalFriendship #KingAndHisKingdom #RestoredTemecula Share this message with someone who needs to hear it. Chapters (00:00:00) - Restored Church(00:00:35) - What I Wish I Knew About Child Discipline(00:05:56) - What Discipline Looks Like in the Church(00:10:44) - Matthew 18: If Your Brother Sins Against You(00:15:33) - The Process of Sinning Against a Disciple(00:16:47) - The Goal of Jesus Process for Discipline(00:17:48) - All Right, How to Repentance Through Worldly Friends(00:23:16) - Loneliness and Top-Row Friends(00:28:13) - A Biblical Friend(00:29:57) - Jesus on Sin and Repentance(00:34:06) - Don't Share Bitterness With Others(00:37:59) - Matthew 18: Bitterness in the church(00:40:22) - What is the Ekklesia? (Christian Ecclesia(00:43:55) - Step 3 in the Process of Repentance(00:45:57) - Can a Christian Be a Christian Without Having a Well-Defined(00:51:54) - The Four Steps of Church Discipline(00:57:21) - Matthew 18:18(01:02:01) - God Prays for a Heavy Text(01:02:51) - God's heart breaks for His sheep(01:08:09) - Jesus Wants to Be Your Friend(01:10:50) - God's Mercy for Wayward Sheep

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the power of annuities as part of a holistic retirement income planning strategy. Joined by their guest, Sam Wimpy, an insurance and annuity specialist, they break down the evolving world of fixed indexed annuities and how these vehicles can provide principal protection, guaranteed lifetime income, and a meaningful role in risk management. This conversation challenges traditional ideas about annuities in retirement and highlights how they can act as a bond alternative while helping retirees plan for retirement and retire comfortably.Listen in to learn about the practical and emotional aspects of building a solid financial foundation. The hosts and Sam dive into how annuities have evolved beyond the stereotypes of decades past and now serve as reliable, tax-deferred annuity options that align with today's retirement planning strategies. From creating predictable income streams to securing a financial legacy, this episode provides insights for anyone seeking to secure your retirement with confidence and clarity.In this episode, find out:· What makes a fixed indexed annuity different from traditional annuities and pensions.· How annuities serve as a bond alternative to help manage market volatility.· The role of income riders and guaranteed lifetime income in creating predictable cash flow.· How to use the Three Bucket Strategy for balanced retirement planning and risk management.· Why annuities in retirement can help you enjoy stability, flexibility, and peace of mind.Tweetable Quotes:“When you understand how an annuity fits into your overall plan, it stops being confusing—and starts being a tool for confidence and security.” — Radon Stancil“When we view annuities as a pension alternative or a bond alternative, we open the door to better retirement planning strategies that focus on safety, growth, and flexibility.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Do you ever feel like your to-do list is controlling you instead of the other way around? As a leader, overwhelm can sneak up fast—and it can take a toll on your confidence, focus, and impact. In this episode we're diving into practical strategies to help you pause, regain clarity, and take control of your day. You'll learn four key steps that can shift your mindset, streamline your priorities, and help you feel more grounded—even when the pressure is on. Whether you're juggling multiple projects, managing a team, or just trying to stay sane through back-to-back meetings, this episode is packed with insights to help you work smarter, not harder. Listen in to discover: How a simple shift in perspective can instantly reduce stress Why doing less might actually increase your impact What tasks to start saying no to If you're ready to feel more focused, confident, and in control at work, this episode is for you. This is Influence & Impact for Leaders, the podcast that helps leaders like you increase your impact and build a happy and high performing team. Each episode delivers focused, actionable insights you can implement immediately, to be better at your job without working harder. Work with Carla: Impactful Teams Scorecard – Discover how your team measures up and how you can grow your team's impact. 1:1 Leadership Coaching with Carla – get support to help you get your voice heard at work and develop your career. Book a discovery call

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how modern life insurance can be more than a death benefit—it can be an all-in-one tool for retirement planning strategies, tax advantages of life insurance, and long-term care insurance. With guest expert Jim Bowman, they explain how well-structured cash value policies—especially Indexed Universal Life—can provide tax free retirement income, flexible access to cash, and an efficient way to leave a legacy to family or charity.Listen in to learn about the practical differences between term and cash value policies, how to design funding to avoid MEC rules, why many retirees use unneeded RMDs to create tax-efficient benefits, and how hybrid life insurance can accelerate a portion of the death benefit for qualifying long-term care needs. If you want a clear path to secure your retirement, plan for retirement, and keep a simple retirement checklist for retiring comfortably, this conversation is for you.In this episode, find out:· How to think about life insurance benefits beyond debt protection—legacy, liquidity, and LTC.· The mechanics of life insurance cash value and using policy loans for tax free retirement income.· Why life insurance and taxes can work in your favor when policies are designed to minimize insurance cost and maximize accumulation.· When to consider life insurance for retirement (including for business owners) and how to fund over 5–7 years to avoid MECs.· Using unwanted RMDs to fund life insurance for seniors or a hybrid life insurance policy with long term care insurance riders.Tweetable Quotes:· “Life insurance can be the Swiss Army knife of retirement—growth, tax efficiency, legacy, and long-term care in one plan.” — Radon Stancil· “Design the policy to minimize insurance cost and maximize cash value—then let it do the heavy lifting for tax-free income.” — Murs TariqThroughout the episode, we cover: Retirement Planning, retirement planning strategies, planning retirement with Indexed Universal Life, coordinating with a broader financial plan, and using a straightforward retirement checklist to align cash flow, taxes, and legacy goals—so you can secure your retirement.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the latest provisions of the One Big Beautiful Bill and how these updates directly affect retirees and pre-retirees. Joined by tax expert Taylor Wolverton, CFP® and EA, they dive into key areas of the 2025 tax changes that could significantly impact your retirement planning strategies. From estate tax exemption levels to the nuances of the QBI deduction, these insights help you better understand how to navigate Taxes in Retirement while maximizing opportunities for long-term tax savings.Listen in to learn about how provisions such as the new auto loan interest deduction, expanded charitable deduction, and the innovative Trump accounts for newborns can play a role in your personal retirement tax planning. With practical explanations and forward-looking strategies, this episode provides essential knowledge for anyone seeking to secure your retirement and prepare a thoughtful retirement checklist.In this episode, find out:· Why the current tax rates are considered “permanent” and what that really means for your tax strategy for retirees.· How the estate tax exemption impacts your legacy and protects families from unnecessary gift and estate taxes.· What the Qualified Business Income (QBI deduction) means for self-employed individuals and small business owners.· The new charitable deduction opportunities even for those who take the standard deduction.· How auto loan interest deduction and Trump accounts for newborns could change the way families plan for the future.Tweetable Quotes:· “There's significant opportunity ahead of us to take advantage of today's lower tax rates before changes come in the future.” – Radon Stancil· “Even small provisions in the One Big Beautiful Bill can create big opportunities for retirees who want to plan smartly.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the recent Fed rate cuts and what they mean for your retirement. After years of historically high Federal Reserve interest rates, the first rate cut of 2025 signals an important turning point for retirees and those planning retirement. With retirement interest rates shifting, CDs, bonds, and even savings accounts are no longer producing the same returns as just a year ago. This episode breaks down how the Fed interest rate changes impact your retirement investment strategy, from cash and CDs to fixed index annuities, bonds, and equities.Listen in to learn about how to navigate this new environment. Radon and Murs share insights on how to rethink your retirement income planning, balance safety and growth, and use smart retirement planning strategies to secure your retirement. They also explain why now may be a critical moment to evaluate your options and protect your retirement nest egg so you can focus on retiring comfortably with peace of mind.In this episode, find out:· Why the latest Fed rate cut immediately affects cash accounts and CD rates.· How bonds and interest rates respond differently for new buyers versus existing holders.· Why blindly chasing higher returns in equities can add more risk to your portfolio.· The role of fixed index annuities as a bond alternative in your retirement financial planning.· Practical retirement planning strategies to balance growth, safety, and predictable income.Tweetable Quotes:· “When the Fed cuts rates, cash becomes less effective—so you need to think carefully about where your money works best in retirement.” – Radon Stancil· “Retirement planning today is less about chasing the highest return and more about finding the right return that provides predictability and peace of mind.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Wayne Shepherd talks with Jonathon Seidl about his alcohol addiction and the transforming power of Jesus to deliver him daily from his addictive behavior.  (click for more...)Website and book:  https://www.jonseidl.com  Confessions of a Christian AlcoholicKey ThemesGod only uses sinners: Jonathon emphasizes that aside from Jesus, everyone God uses is imperfect.Shame and vulnerability: He initially resisted going public with his alcoholism due to fear of judgment in Christian circles.Sobriety journey: Now over two years sober; life is richer, though not easier. Alcohol wasn't the problem but the solution he used to escape deeper issues.Root Issues & Turning PointAlcoholism tied to childhood wounds of rejection and abandonment.Turning point came on an anniversary trip where his wife confronted him—she wanted him to address why he drank, not just stop drinking.Four Steps to Break FreeAbiding in Christ – Developing an experiential, daily walk with Jesus (scripture, journaling, stillness).Finding true identity – Seeing oneself in Christ, not in addiction or failure.Radical vulnerability – Going beyond surface-level honesty, sharing deeply with trusted biblical community.Obedience – Trusting and following God's direction, even when it feels small or uncomfortable.Supports & SafeguardsWeekly Christian therapy (counselor Gina) helped uncover root causes.Biblical community and small group provided accountability and openness.Close sobriety group (texts/emails) for immediate honesty when tempted.Practices radical vulnerability—naming struggles before they escalate.Broader LessonsAddiction often stems from escapism, not just the substance.Messy sanctification: the Christian journey involves ongoing struggles, not just “minor sins.”Scripture shows God working through deeply flawed people (David, Abraham, etc.).Encouragement: there is room in the church for imperfect stories and God's redemption.Aims to help others struggling with addiction, break stigma, and point to biblical hope.NEXT WEEK:  Ken Isaacs, Samaritan's Purse Send your support for FIRST PERSON to the Far East Broadcasting Company:FEBC National Processing Center Far East Broadcasting CompanyP.O. Box 6020 Albert Lea, MN 56007Please mention FIRST PERSON when you give. Thank you!

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss what it really takes to retire before 65 and the key strategies you need to make early retirement not only possible but sustainable. Many people assume that leaving work before Medicare at 65 is too expensive or too risky, especially when it comes to health insurance before Medicare, tax planning, and long-term income strategies. But with the right process, tools, and guidance, you can build a retirement plan that helps you retire early and retire comfortably.Listen in to learn about the essential areas you must think through: ACA health plans, Medicare at 65, the 59 and a half rule, the 401k rule of 55, Roth conversions, Social Security timing, and more. Radon and Nick Hymanson, CFP®, break down the critical details around investment strategy, retirement withdrawal strategy, sequence of returns risk, and bucket strategy investing. This conversation highlights not just the numbers, but also the emotional side of retirement—building confidence and clarity to truly secure your retirement.In this episode, find out:· Why health insurance before Medicare is the #1 concern for early retirees, and how ACA health plans and subsidies fit into your strategy.· How to navigate tax rules like the 59 and a half rule, the 401k rule of 55, and smart Roth conversions.· The importance of a retirement withdrawal strategy that considers taxes, cash flow, and long-term goals.· How to protect yourself from sequence of returns risk with bucket strategy investing.· Why budgeting for retirement and addressing the emotional side of leaving work is just as important as the numbers.Tweetable Quotes:Radon Stancil: “Retirement planning is like turning knobs—when you adjust one, it impacts the others. The key is making sure they all move in the right direction.”Murs Tariq: “The confidence to retire doesn't come from guessing—it comes from having a written plan that helps you make decisions with clarity.”Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the latest developments around the One Big Beautiful Bill Act and how it may impact your ability to claim a SALT deduction in 2025. From understanding the SALT cap to weighing the benefits of standard vs itemized deduction, they break down what these tax changes could mean for your retirement planning strategy. Taxes are complex, but this conversation aims to simplify what you need to know so you can plan for retirement with confidence.Listen in to learn about how state and local taxes, the property tax deduction, and the mortgage interest deduction might shift under new legislation. You'll also hear strategies that combine charitable giving strategy, donor advised funds, HSA contributions, and 401k contributions to optimize your plan. Whether you're exploring high income tax strategies or building your personal retirement checklist, this episode helps you position yourself to retire comfortably and secure your retirement.In this episode, find out:· What the One Big Beautiful Bill Act could mean for the SALT deduction 2025.· The differences between standard vs itemized deduction in today's environment.· How the SALT cap impacts state and local taxes, and why it matters for retirees.· Ways to leverage a charitable giving strategy or donor advised fund for tax efficiency.· How retirement tax planning integrates with 401k contributions, HSA contributions, and other tools to help you plan for retirement.Tweetable Quotes:· “When it comes to taxes, the goal isn't just to reduce today's bill—it's to create a strategy that works for your entire retirement.” – Radon Stancil· “Understanding the SALT cap and knowing when to use itemized deductions versus the standard deduction can make a huge difference in your long-term retirement planning.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq sit down with Medicare specialist Shawn Southard to unpack the recent developments around Medicare Advantage brokers, broker compensation, and the impact of a federal court ruling on CMS Medicare rules. With Medicare open enrollment and aggressive Medicare marketing campaigns happening every year, understanding how brokers get paid and how it may influence the advice you receive has never been more important. Shawn explains how the recent court decision effects Medicare plan comparison, Medicare star ratings, and the role of brokers in guiding retirees. If you're planning retirement or reviewing your options during Medicare open enrollment, this episode provides practical insights and unbiased Medicare advice to help you make informed choices. Listen in to learn about: How Medicare broker compensation structures may impact your coverage decisions and what questions you need to ask to protect yourself from Medicare scams. Whether you're seeking SHIP counseling, comparing plans, or building your retirement checklist, this discussion will help you confidently navigate your Medicare options and secure your retirement. In this episode, find out: The details behind the CMS rule, the court ruling, and what it means for Medicare Advantage beneficiaries. How broker compensation can influence recommendations and why questions to ask brokers are critical. Why aggressive Medicare marketing and commercials may increase — and how to stay vigilant. How to leverage Medicare plan comparison tools and SHIP counseling for unbiased Medicare advice. Steps you can take today to make smart, confident decisions for retiring comfortably. Tweetable Quotes: “Understanding how Medicare brokers are compensated empowers you to make better decisions and avoid being swayed by marketing tactics.” — Radon Stancil “Medicare open enrollment is your opportunity to make informed choices — but only if you ask the right questions and focus on what's best for you, not the broker.” — Murs Tariq Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.

welcome to the mental health minis series! every other monday, we will feature a five-minute mini-episode with content from a past she persisted episode. this week's guest is michele rosenthal– an award-winning trauma/PTSD blogger, award-nominated author and keynote speaker.in this mini-episode, you'll learn the number one thing you need to know about trauma & PTSD before hearing the four steps for trauma recovery.  to listen to the full episode, click ⁠⁠HERE⁠⁠!⁠@shepersistedpodcast⁠⁠shepersistedpodcast.com⁠⁠hello@shepersistedpodcast.com⁠ © 2020 SHE PERSISTED LLC. all rights reserved.

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the “One More Year Trap” and why so many people struggle with knowing when it's time to retire. For many, the decision to retire is not just about money—it's about mindset, emotions, and confidence. They explore the common reasons people delay retirement, from financial incentives like bonuses and stock vesting schedules to the emotional ties that come from decades spent in a career. If you've ever wondered how to know when to retire or felt uncertain about stepping away from work, this conversation provides valuable insights and strategies to help you make an informed and confident decision.Listen in to learn about retirement readiness, the importance of a personalized financial plan, and how to prepare both financially and emotionally for this life-changing transition. Radon and Murs break down the role of retirement strategies, retirement income planning, and the retirement mindset needed to confidently step into your next chapter. By focusing on your retirement goals and creating a clear roadmap, you can avoid the trap of delaying retirement year after year and instead secure your financial future.In this episode, find out:How the “one more year trap” keeps people delaying retirement without realizing it.Why creating a personalized retirement plan builds retirement confidence and clarity.The emotional challenges of leaving a career and redefining your retirement mindset.How retirement income planning and Social Security strategies affect your decision.The value of the Peace of Mind Pathway in helping you plan for retirement and retire comfortably.Tweetable Quotes:“When you have a plan in place, the nervousness around retirement fades, and the one more year trap starts to disappear.” — Murs Tariq“The trap isn't about money; it's about clarity. Once you see your retirement roadmap, you gain the confidence to step into the next phase of life.” — Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.