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In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss four powerful tax strategies you can start looking at now to lower your 2025 tax bill and create more long-term flexibility in retirement. They unpack the difference between simple tax filing and true tax planning, walking through how proactive tax projections, IRA tax planning, and coordinated strategies can help reduce taxes over your lifetime—not just this year. You'll hear how their team uses a comprehensive tax checklist and planning process to help you secure your retirement and avoid costly surprises.Listen in to learn about practical ways to reduce taxes, from Qualified Charitable Distributions (QCDs) and Donor Advised Funds to Tax Loss Harvesting inside a Direct Indexing strategy, and long-term Roth conversion planning. Whether you're focused on charitable giving strategies, concerned about Medicare IRMAA surcharges, or just looking for tax savings tips and ideas on how to save on taxes in retirement, this episode will help you think beyond April 15 and build a smarter, more intentional retirement tax plan.In this episode, find out:· The key difference between tax filing and true tax strategy—and why tax moves to lower your 2025 bill must be done before December 31.· How Qualified Charitable Distributions (QCDs) can lower your taxable income, satisfy Required Minimum Distributions (RMDs), and help you avoid Medicare IRMAA surcharges.· Ways a Donor Advised Fund can “bunch” charitable giving, turn what you were already going to give into a bigger deduction, and enhance your overall charitable giving strategies.· How a Direct Indexing strategy with ongoing Tax Loss Harvesting can create “tax alpha,” making your brokerage account more tax-efficient and reducing capital gains over time.· Why a multi-year Roth conversion plan—guided by tax projections—can dramatically lower lifetime retirement taxes for you and your heirs, and support a more confident retirement planning and retiring comfortably strategy.Tweetable Quotes:“Real tax planning is not about what happened last year—it's about using tax projections and tax strategies today so you can decide how and when you want to pay taxes over your lifetime.” — Murs Tariq“When you combine tools like Qualified Charitable Distributions, Donor Advised Funds, tax loss harvesting, and Roth conversions, you're not just checking a tax box—you're building a coordinated tax plan that can help you save on taxes and truly secure your retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.
“Candidate 1143172 cover letter: Junior pot scrubber” by Emma Burnett Manawaker Patreon: https://patreon.com/manawaker/ Manawaker store: https://payhip.com/Manawaker Manawaker Discord: https://discord.gg/zjzA2pY9f9 More info / Contact CB Droege: https://cbdroege.taplink.ws The Flash Fiction Podcast Theme Song is by Kevin McCleod The Producer, Editor, and Narrator of the podcast is CB Droege Bio for this weeks author: Emma Burnett is a researcher and writer. She has had stories in Nature:Futures, Mythaxis, Northern Gravy, Radon, Flash Fiction Online, Apex, Utopia, MetaStellar, Uncharted, Roi Fainéant, JAKE, and more. She's pretty excited that her first book, Ex Partum, will be coming out in June 2026 with Atthis Arts.
In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss how alternative investments can play a valuable role in portfolio management and retirement investing. They're joined by Brooke Garcia, a Certified Financial Planner™, Chartered Financial Analyst®, and Chartered Alternative Investment Analyst®, who brings deep expertise in private markets investing, risk management for investors, and portfolio diversification strategies. They explore how adding non-correlated assets such as private equity or private credit investing can help improve portfolio balance and reduce portfolio risk—especially when the traditional 60/40 portfolio approach no longer provides the same stability. This insightful discussion dives into how alternative investments can create a more tax efficient portfolio and contribute to a smoother investment experience during volatile market cycles. Listen in to learn about how alternative investments explained by Brooke can reshape the way you think about diversification and retirement planning strategies. You'll discover how these vehicles can provide access to opportunities outside of the public markets, deliver potential capital gains strategy benefits, and offer unique tools for investment risk management. If you're exploring ways to plan for retirement, retiring comfortably, and secure your retirement, this episode is packed with insights that connect tax planning, index replication, and tax loss harvesting into a broader tax strategy that enhances long-term wealth management. In this episode, find out: What alternative investments are and how they differ from traditional stocks and bonds. Why private markets investing may provide higher returns and smoother volatility. How to use non-correlated assets to build a more diversified portfolio and improve portfolio balance. Key considerations about liquidity, manager due diligence, and position sizing in alternative investments. How a well-designed diversification strategy supports long-term retirement planning and tax efficiency. Tweetable Quotes: “When bonds and stocks fall together, that's when investors start to realize the importance of alternative investments in balancing risk.” — Radon Stancil “Alternative investments aren't perfect for everyone, but everyone should evaluate whether they can play a role in their plan for retirement.” — Murs Tariq Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.
X101's Matt Brooks speaks with Courtney Maxson, Senior Public Health Educator from the Cortland County Health Department. In addition to talking Lung Cancer Awareness Month, Courtney encourages all to get[Read More...] The post November is Lung Cancer Awareness Month, and Radon is a Leading Cause of Lung Cancer in Cortland County appeared first on X101 Always Classic - WXHC.com.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how today's market update ties directly into smarter portfolio management and building a Tax Efficient Portfolio for your non-IRA accounts. From headlines about new highs to rate cuts and tariffs, they translate noise into strategy—focusing on tax planning, tax strategy, and tax efficiency so you can secure your retirement with confidence.Listen in to learn about using Direct indexing with Tax loss harvesting to mirror an index while managing investment taxes, handling concentrated stock positions, and customizing holdings (think: Index replication without the positions you don't want). You'll also hear practical retirement planning strategies to stay diversified, manage risk, and plan for retirement so you're retiring comfortably with a clear retirement checklist and a resilient approach to Retirement Investing and Investment risk management.In this episode, find out:· How recent Fed moves and headlines factor into a pragmatic market update and what that means for Retirement Planning and risk management.· The core–tactical–bonds/alternatives blend that creates a Diversified portfolio beyond just stocks to smooth volatility.· What Direct indexing is, how Index replication works with 50–75 stocks, and why Tax loss harvesting can add meaningful tax alpha.· Ways to unwind a concentrated position (e.g., long-held company stock) using harvested losses and a phased Capital gains strategy.· How to tailor portfolios (even in IRAs) to exclude specific stocks while still tracking an index—supporting your personalized planning retirement goals.Tweetable Quotes:· “We're not stock-picking heroes—we're replicating the index and using tax efficiency to your advantage.” — Radon Stancil· “With Direct indexing, you can make money and harvest losses at the same time—powerful for investment taxes in non-IRA accounts.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.
Ne abbiamo parlato con Luca Pampuri del Centro Competenze Radondella SUPSI.Ascolta il podcast e proteggiti.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the key themes shaping the 2025 economic outlook — from the Federal Reserve outlook and potential Fed rate cuts in 2025 to ongoing tariffs, inflation, and the evolving role of AI and the economy. Joined by returning guest Tom Siomades, they break down what retirees and investors need to know as we head toward the end of the year. This conversation goes beyond headlines, providing real perspective on what's happening with the economy, stock market outlook, and how global events—like China trade tariffs and the race for rare earth metals—could influence your retirement investing in 2025.Listen in to learn aboutthe trends behind money market rates, the S&P 500 outlook, and how market volatility in 2025 could shape retirement planning strategies. You'll also hear how shifts in AI, international trade, and interest rates may impact your ability to plan for retirement, stay on your retirement checklist, and continue retiring comfortably with confidence.In this episode, find out:· Why ongoing China trade tariffs and access to rare earth metals are creating ripple effects across global markets.· How the Federal Reserve outlook and potential Fed rate cuts in 2025 could affect money market rates and long-term investing strategies.· Why Inflation in 2025 still lingers above target and how it's influencing both spending and retirement portfolios.· The growing connection between AI and the economy, and whether the market might be in an “AI bubble.”· What retirees can do now to balance safety and growth in a world of market volatility and changing stock market outlooks.Tweetable Quotes:“The most important thing you can do is have a plan—and have people you trust to help you stick with it, especially in turbulent times.” — Radon Stancil“If rates come down, that's good for the economy, but it also means retirees need to rethink how they generate income.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
This week, Ben and Eugene look at the 1956 Japanese Kaiju classic, Rodan! Or, as originally known, Sora no Daikaiju, Radon. I'm dropping a little detour here into the show notes, not directly about Rodan, but just because you may be interested. “Rodan! The Flying Monster” (1957) as it was billed in the US was ... Read more
Es ist ein Rohstoff von strategischer Bedeutung. Einer, der Weltgeschichte schrieb: Ohne Uran aus dem Erzgebirge hätte es keine sowjetischen Atomwaffen gegeben. Alexa Hennings erzählt vom Bergbau in Schlema und Umgebung.
In this episode, we talk with the Vice President of Ecosense, Dallas Jones, who shares how smart sensors and years of science are turning the tide on an invisible threat: radon gas. From tech breakthroughs to policy changes, this is everything you need to know to stay safe, stay informed, and breathe easier. Also, don't forget to subscribe to IE+ for premium insights and exclusive content!
Ali Haji, CEO of American Tungsten Corp. (CSE:TUNG) (OTCQB:DEMRF) (FSE:RK9), joins me to for a financial and operations update on all the exploration, development, and rehabilitation initiatives underway; focused on bringing onshore tungsten mining and production capabilities to the United States through its derisked past-producing IMA Mine in Idaho. Today on October 22, American Tungsten announced that, further to its press releases dated October 14, 2025, October 15, 2025, and October 20, 2025, it completed the first tranche of its non-brokered private placement for gross proceeds of C$16,770,510 from the sale of 6,500,198 common shares of the Company at a price of C$2.58 per Share (the "LIFE Offering") under the Listed Issuer Financing Exemption. We start off discussing this financing, the rationale for both the timing of it, and the subsequent repricing of it lower to gain better traction and confidence with incoming institutional investors. Most importantly, we get into what these funds will enable in terms of future value creation through the ongoing rehabilitation and development work at the IMA Mine. Next, we discussed the Letter of Intent (“LOI”) signed back on September 20th with a prominent U.S-based offtake partner, Global Tungsten & Powders (“GTP”). Ali highlights that their agreement with GTP marks a pivotal milestone in their emergence as a leading domestic supplier of high-grade tungsten, now vetted by one of the largest tungsten processors in the world. This LOI not only affirms the robust market demand for more domestic supplies of tungsten, but also reflects the deep confidence their partners have in their technical capabilities and long-term vision to move from development into near-term production. Then Ali expanded the ongoing IMA Mine Rehabilitation Progress: A total of 115 feet of the Zero Level access tunnel has now been successfully rehabilitated, measured from the portal entrance; with anticipated work on the zero level tunnel approximately 80% complete. Rehabilitation efforts are now within the heart of the main collapsed zone, currently estimated to span approximately 50 feet. At a September site visit the management team reviewed the Zero Level rehab work, the D Level underground workings, the historic tailings area across the road from the canyon, and the broader site area. The MSHA inspector expressed confidence in the site's progress and praised the quality of work completed. A Radon measurement taken within the tunnel yielded a zero reading, affirming a safe working environment. Zooming back to the project level, we shifted over to the tungsten, molybdenum, and silver resources in place and the infrastructure advantages of the IMA Mine as an advanced, past producing brownfields site, located on patented mining claims in Idaho. There has been a substantial amount of capital spent over many years to advance and build the project by various mining companies, including the Bradley Mining Company, Inspiration Development Co. (subsidiary of Anglo American PLC), and American Metal Climax. There is solid infrastructure including roads, tier-1 low-cost power supply, water rights, and a mining-oriented labor force nearby, which can help fast-track this project back into production, with a low capex anticipated to be ~$20 Million. Ali reiterated that they are continuing to work closely with government agencies to build partnerships seeking to secure funding. He believes there is the opportunity to secure key strategic partnerships and non-dilutive financing with the U.S. Department of Defense, Department of Energy, and Defense Advanced Research Projects Agency, and mentioned that those discussions are underway and applications were previously filed. This brought up the critical and strategic nature of tungsten as a defense metal, where the majority of tungsten supply is controlled by China, and why the US government is keen to develop supply chains outside of China which has placed export controls on this metal, and many other critical minerals. Tungsten is a necessary component in a wide array of defense applications, including but not limited to the production of ammunition, armored equipment, artillery, and space exploration. There is planned drill program to expand the known tungsten, molybdenum, and silver mineral resources, and this will be utilized for an updated Resource Estimate, and the upcoming Preliminary Economic Assessment (PEA). The company will also be conducting a trial mining and bulk sample exercise, more metallurgical tests, and the company is now working towards the construction decision on a processing plant on-site, which is a change and upgrade to the previously envisioned direct ship ore (DSO) business model. If you have any questions for Ali regarding American Tungsten, then please email those into me at Shad@kereport.com. In full disclosure, Shad is a shareholder of American Tungsten at the time of this recording, and may choose to buy or sell shares at any time. Click here to follow the latest news from American Tungsten
Dom talks with Mike and Antonia Radon from Arapawa Blue Pearls about how they got started as pearl farmers on Arapaoa Island at the top of the South Island, their farming and agritourism operations and their annual migration to Alaska for commercial salmon fishing. Tune in daily for the latest and greatest REX rural content on your favourite streaming platform, visit rexonline.co.nz and follow us on Instagram, Facebook and LinkedIn for more.
On today's REX Daily Podcast, Dom talks with Jeff Grant, Alliance shareholder and Farmers Own Alliance spokesperson, about the vote in favour of a proposed $270 million investment from Irish meat processor Dawn Meats and what he thinks might happen now... He talks with Mike and Antonia Radon from Arapawa Blue Pearls about how they got started as pearl farmers on Arapaoa Island at the top of the South Island, their farming and agritourism operations and their annual migration to Alaska for commercial salmon fishing... And he talks with Zellara Holden, Meet the Need GM, about teaming up with Metallica’s charitable foundation, All Within My Hands (AWMH), to deliver a unique volunteer food packing event, putting the spotlight on food insecurity and the food charity's new campaign, 'It's Not Always Who You Think'. Tune in daily for the latest and greatest REX rural content on your favourite streaming platform, visit rexonline.co.nz and follow us on Instagram, Facebook and LinkedIn for more.
In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the power of annuities as part of a holistic retirement income planning strategy. Joined by their guest, Sam Wimpy, an insurance and annuity specialist, they break down the evolving world of fixed indexed annuities and how these vehicles can provide principal protection, guaranteed lifetime income, and a meaningful role in risk management. This conversation challenges traditional ideas about annuities in retirement and highlights how they can act as a bond alternative while helping retirees plan for retirement and retire comfortably.Listen in to learn about the practical and emotional aspects of building a solid financial foundation. The hosts and Sam dive into how annuities have evolved beyond the stereotypes of decades past and now serve as reliable, tax-deferred annuity options that align with today's retirement planning strategies. From creating predictable income streams to securing a financial legacy, this episode provides insights for anyone seeking to secure your retirement with confidence and clarity.In this episode, find out:· What makes a fixed indexed annuity different from traditional annuities and pensions.· How annuities serve as a bond alternative to help manage market volatility.· The role of income riders and guaranteed lifetime income in creating predictable cash flow.· How to use the Three Bucket Strategy for balanced retirement planning and risk management.· Why annuities in retirement can help you enjoy stability, flexibility, and peace of mind.Tweetable Quotes:“When you understand how an annuity fits into your overall plan, it stops being confusing—and starts being a tool for confidence and security.” — Radon Stancil“When we view annuities as a pension alternative or a bond alternative, we open the door to better retirement planning strategies that focus on safety, growth, and flexibility.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
Send us a textIf the air in your home could talk, what would it reveal about your health five or ten years from now? We pull back the curtain on radon—the silent, odorless gas that seeps up from soil and quietly becomes a leading cause of lung cancer for non-smokers—and we do it without the myths and fearmongering that clutter the internet. Jim and Laura walk through how radon forms from uranium in rock and soil, why its decay products like polonium are the true lung offenders, and what that means for families in regions like Ohio where geology makes elevated levels common.You'll hear why you can't smell radon, why “feeling sick” isn't a reliable sign, and how smoking multiplies the risk by eight. We get practical about testing: what a 48-hour monitor tells you, why levels swing with weather and seasons, and why winter's closed windows and frozen ground often push readings higher. We also talk dollars and sense—what mitigation typically costs, what “action level” actually means, and why spending around $1,300 to $1,500 can be one of the best health investments you make for your home.We fact-check a claim that radon and natural gas combine into something dangerous. Chemistry check: radon is a noble gas and doesn't react; the rotten egg smell from a leak is mercaptan, which can irritate but doesn't create a new toxin with radon. Our story archive includes a landmark high-radon case that changed policy and a curious call about “radioactive furniture,” both reminding us how invisible exposures leave very real traces. Along the way, we share simple steps for handling small gas leaks, considering VOCs and formaldehyde after renovations, and turning indoor air from a question mark into a plan.Ready to act on what you can't smell? Start with a radon test this winter, fix leaks promptly, and keep your air clear with targeted checks for mold and VOCs when needed. If this conversation helps, follow the show, share it with a friend who's moving or renovating, and leave a quick rating to help others find trustworthy home health guidance.Support the showTo learn more about Habitation Investigation, the Three-time Winner of the Best Home Inspection Company in the Midwest Plus the Winner of Consumer Choice Award for Columbus Ohio visit Home Inspection Columbus Ohio - Habitation Investigation (homeinspectionsinohio.com) NBC4 news segments: The importance of home inspections, and what to look for | NBC4 WCMH-TV Advice from experts: Don't skip the home inspection | NBC4 WCMH-TV OSU student's mysterious symptoms end up tied to apartment's air quality | NBC4 WCMH-TV How to save money by winterizing your home | NBC4 WCMH-TV Continuing Education for Ohio Agents Scheduled classes Continuing Education for Ohio Agents Course lis...
1 - EMPHI - Moongazer / 2 - Exe Cruz - Passion Fruit Perfume / 3 - Hobin Rude - Hollow / 4 - McKeown & Bassiray - An Introduction (Ricky Ryan & Maze 28 Reform) / 5 - RADON, Guuse - Cant Leave / 6 - M.O.S - Without You - Quivver Remix / 7 - Lonya - New Form / 8 - Fernando Olaya, Gorkiz - Soulful Embrace / 9 - Luciano Elvira - Babel / 10 - Gheist - Searching Places (Checo Cotela Edit) / Download episode on MP3 (Right click, save link as...) Help me support NGO Alegría Intensiva, Hospital Clown, in Argentina. Donate now by clicking here!!! Donar desde Argentina haciendo click aquí!!!
Diese Folge geht unter die Haut und das buchstäblich! Wir reden über "Strahlung", ein Thema, das sehr oft missverstanden wird. Zum Glück hat Elka lange als Medizinphysikerin gearbeitet und weiß ganz genau, wann Strahlung für uns gefährlich ist und wann nicht. Wir gehen die Sache von Grund auf an und landen am Ende im Weltall, wenn wir uns überlegen, wie gefährlich eine Reise zum Mars für uns wird. Wir freuen uns, wenn ihr den Podcast bei [Steady](https://steadyhq.com/de/cosmiclatte/), [Patreon](https://patreon.com/CosmiclattePodcast) oder [Paypal](https://paypal.me/cosmiclattepod) unterstützt!
Iowa has some of the nation's highest radon levels. We look at why many schools still haven't been tested for the radioactive gas — and what's at stake.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how modern life insurance can be more than a death benefit—it can be an all-in-one tool for retirement planning strategies, tax advantages of life insurance, and long-term care insurance. With guest expert Jim Bowman, they explain how well-structured cash value policies—especially Indexed Universal Life—can provide tax free retirement income, flexible access to cash, and an efficient way to leave a legacy to family or charity.Listen in to learn about the practical differences between term and cash value policies, how to design funding to avoid MEC rules, why many retirees use unneeded RMDs to create tax-efficient benefits, and how hybrid life insurance can accelerate a portion of the death benefit for qualifying long-term care needs. If you want a clear path to secure your retirement, plan for retirement, and keep a simple retirement checklist for retiring comfortably, this conversation is for you.In this episode, find out:· How to think about life insurance benefits beyond debt protection—legacy, liquidity, and LTC.· The mechanics of life insurance cash value and using policy loans for tax free retirement income.· Why life insurance and taxes can work in your favor when policies are designed to minimize insurance cost and maximize accumulation.· When to consider life insurance for retirement (including for business owners) and how to fund over 5–7 years to avoid MECs.· Using unwanted RMDs to fund life insurance for seniors or a hybrid life insurance policy with long term care insurance riders.Tweetable Quotes:· “Life insurance can be the Swiss Army knife of retirement—growth, tax efficiency, legacy, and long-term care in one plan.” — Radon Stancil· “Design the policy to minimize insurance cost and maximize cash value—then let it do the heavy lifting for tax-free income.” — Murs TariqThroughout the episode, we cover: Retirement Planning, retirement planning strategies, planning retirement with Indexed Universal Life, coordinating with a broader financial plan, and using a straightforward retirement checklist to align cash flow, taxes, and legacy goals—so you can secure your retirement.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
On the phone-in: Ryan Groombridge from Force Radon Solutions gives advice on testing for radon in your home. And off the top of the show, we speak with Jennifer Gillivan -- president and CEO of the IWK Foundation. She discusses the report. "The Voice of Maritime Women -- The Unspoken Burden of Women's Health."
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the latest provisions of the One Big Beautiful Bill and how these updates directly affect retirees and pre-retirees. Joined by tax expert Taylor Wolverton, CFP® and EA, they dive into key areas of the 2025 tax changes that could significantly impact your retirement planning strategies. From estate tax exemption levels to the nuances of the QBI deduction, these insights help you better understand how to navigate Taxes in Retirement while maximizing opportunities for long-term tax savings.Listen in to learn about how provisions such as the new auto loan interest deduction, expanded charitable deduction, and the innovative Trump accounts for newborns can play a role in your personal retirement tax planning. With practical explanations and forward-looking strategies, this episode provides essential knowledge for anyone seeking to secure your retirement and prepare a thoughtful retirement checklist.In this episode, find out:· Why the current tax rates are considered “permanent” and what that really means for your tax strategy for retirees.· How the estate tax exemption impacts your legacy and protects families from unnecessary gift and estate taxes.· What the Qualified Business Income (QBI deduction) means for self-employed individuals and small business owners.· The new charitable deduction opportunities even for those who take the standard deduction.· How auto loan interest deduction and Trump accounts for newborns could change the way families plan for the future.Tweetable Quotes:· “There's significant opportunity ahead of us to take advantage of today's lower tax rates before changes come in the future.” – Radon Stancil· “Even small provisions in the One Big Beautiful Bill can create big opportunities for retirees who want to plan smartly.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the recent Fed rate cuts and what they mean for your retirement. After years of historically high Federal Reserve interest rates, the first rate cut of 2025 signals an important turning point for retirees and those planning retirement. With retirement interest rates shifting, CDs, bonds, and even savings accounts are no longer producing the same returns as just a year ago. This episode breaks down how the Fed interest rate changes impact your retirement investment strategy, from cash and CDs to fixed index annuities, bonds, and equities.Listen in to learn about how to navigate this new environment. Radon and Murs share insights on how to rethink your retirement income planning, balance safety and growth, and use smart retirement planning strategies to secure your retirement. They also explain why now may be a critical moment to evaluate your options and protect your retirement nest egg so you can focus on retiring comfortably with peace of mind.In this episode, find out:· Why the latest Fed rate cut immediately affects cash accounts and CD rates.· How bonds and interest rates respond differently for new buyers versus existing holders.· Why blindly chasing higher returns in equities can add more risk to your portfolio.· The role of fixed index annuities as a bond alternative in your retirement financial planning.· Practical retirement planning strategies to balance growth, safety, and predictable income.Tweetable Quotes:· “When the Fed cuts rates, cash becomes less effective—so you need to think carefully about where your money works best in retirement.” – Radon Stancil· “Retirement planning today is less about chasing the highest return and more about finding the right return that provides predictability and peace of mind.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
The Story of Gainesville's Spoke with Jon, Scott, & Chuck ///////// Have you ever wondered what it would sound like if 90s Gainesville, FL band Spoke, with Jon Resh, Scott Huegel, and Chuck Horne, reunited to tell their story?From their early days growing up in the suburbs of Orlando, moving north to Gainesville, and the band's three-year run, this episode takes you through their journey.The story of Spoke is here.
Saints du jour 2025-09-25 Saint Firmin, Saint Cléophas et Saint Serge de Radonège by Radio Maria France
Dr. Will Cole is joined by Andrea and Emily from his telehealth team for another Ask Me Anything episode, answering your most pressing wellness questions. They cover everything from the launch of his new supplement line, Longevity RX, to navigating radon exposure, the science on nicotine microdosing, the truth about THC and CBD drinks, and whether flaxseed really impacts hormones. Practical, science-backed answers for real-life health concerns. For all links mentioned in this episode, visit www.drwillcole.com/podcastPlease note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Sponsors:Go to Quince.com/willcole for free shipping on your order and three hundred and sixty-five-day returns.You can get the Seven Minerals Magnesium Spray right now on Amazon. Just use code WILLCOLE at checkout to get 20% off your order.Head to moshlife.com/WILLCOLE to save 20% off plus FREE shipping on the Best sellers Trial Pack or the NEW plant-based trial pack.Eat smart at FactorMeals.com/willcole50off and use code willcole50off to get 50% off your first box, plus Free Breakfast for 1 Year. Offer only valid for new Factor customers with code and qualifying auto-renewing subscription purchase,Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss what it really takes to retire before 65 and the key strategies you need to make early retirement not only possible but sustainable. Many people assume that leaving work before Medicare at 65 is too expensive or too risky, especially when it comes to health insurance before Medicare, tax planning, and long-term income strategies. But with the right process, tools, and guidance, you can build a retirement plan that helps you retire early and retire comfortably.Listen in to learn about the essential areas you must think through: ACA health plans, Medicare at 65, the 59 and a half rule, the 401k rule of 55, Roth conversions, Social Security timing, and more. Radon and Nick Hymanson, CFP®, break down the critical details around investment strategy, retirement withdrawal strategy, sequence of returns risk, and bucket strategy investing. This conversation highlights not just the numbers, but also the emotional side of retirement—building confidence and clarity to truly secure your retirement.In this episode, find out:· Why health insurance before Medicare is the #1 concern for early retirees, and how ACA health plans and subsidies fit into your strategy.· How to navigate tax rules like the 59 and a half rule, the 401k rule of 55, and smart Roth conversions.· The importance of a retirement withdrawal strategy that considers taxes, cash flow, and long-term goals.· How to protect yourself from sequence of returns risk with bucket strategy investing.· Why budgeting for retirement and addressing the emotional side of leaving work is just as important as the numbers.Tweetable Quotes:Radon Stancil: “Retirement planning is like turning knobs—when you adjust one, it impacts the others. The key is making sure they all move in the right direction.”Murs Tariq: “The confidence to retire doesn't come from guessing—it comes from having a written plan that helps you make decisions with clarity.”Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the latest developments around the One Big Beautiful Bill Act and how it may impact your ability to claim a SALT deduction in 2025. From understanding the SALT cap to weighing the benefits of standard vs itemized deduction, they break down what these tax changes could mean for your retirement planning strategy. Taxes are complex, but this conversation aims to simplify what you need to know so you can plan for retirement with confidence.Listen in to learn about how state and local taxes, the property tax deduction, and the mortgage interest deduction might shift under new legislation. You'll also hear strategies that combine charitable giving strategy, donor advised funds, HSA contributions, and 401k contributions to optimize your plan. Whether you're exploring high income tax strategies or building your personal retirement checklist, this episode helps you position yourself to retire comfortably and secure your retirement.In this episode, find out:· What the One Big Beautiful Bill Act could mean for the SALT deduction 2025.· The differences between standard vs itemized deduction in today's environment.· How the SALT cap impacts state and local taxes, and why it matters for retirees.· Ways to leverage a charitable giving strategy or donor advised fund for tax efficiency.· How retirement tax planning integrates with 401k contributions, HSA contributions, and other tools to help you plan for retirement.Tweetable Quotes:· “When it comes to taxes, the goal isn't just to reduce today's bill—it's to create a strategy that works for your entire retirement.” – Radon Stancil· “Understanding the SALT cap and knowing when to use itemized deductions versus the standard deduction can make a huge difference in your long-term retirement planning.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
Lung cancer remains one of the leading causes of cancer-related death, yet many cases occur in people who have never smoked. One often-overlooked culprit is radon, a naturally occurring radioactive gas and the second leading cause of lung cancer.
In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the “One More Year Trap” and why so many people struggle with knowing when it's time to retire. For many, the decision to retire is not just about money—it's about mindset, emotions, and confidence. They explore the common reasons people delay retirement, from financial incentives like bonuses and stock vesting schedules to the emotional ties that come from decades spent in a career. If you've ever wondered how to know when to retire or felt uncertain about stepping away from work, this conversation provides valuable insights and strategies to help you make an informed and confident decision.Listen in to learn about retirement readiness, the importance of a personalized financial plan, and how to prepare both financially and emotionally for this life-changing transition. Radon and Murs break down the role of retirement strategies, retirement income planning, and the retirement mindset needed to confidently step into your next chapter. By focusing on your retirement goals and creating a clear roadmap, you can avoid the trap of delaying retirement year after year and instead secure your financial future.In this episode, find out:How the “one more year trap” keeps people delaying retirement without realizing it.Why creating a personalized retirement plan builds retirement confidence and clarity.The emotional challenges of leaving a career and redefining your retirement mindset.How retirement income planning and Social Security strategies affect your decision.The value of the Peace of Mind Pathway in helping you plan for retirement and retire comfortably.Tweetable Quotes:“When you have a plan in place, the nervousness around retirement fades, and the one more year trap starts to disappear.” — Murs Tariq“The trap isn't about money; it's about clarity. Once you see your retirement roadmap, you gain the confidence to step into the next phase of life.” — Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the newly passed tax legislation known as the Big, Beautiful Bill and its significant impact on retirement tax planning. They are joined by Taylor Wolverton, a Certified Financial Planner and Enrolled Agent, who breaks down how the standard deduction 2025 increase and new senior tax deductions can help retirees save thousands in taxes. If you've been wondering how the new tax bill 2025 affects your retirement income strategy, this episode delivers clarity, practical examples, and actionable tax planning strategies to help you make informed decisions.Listen in to learn about how these 2025 tax law changes may influence your retirement planning. Taylor walks through a real client case study showing how the standard deduction increase and a special $12,000 senior deduction can dramatically reduce taxable income and create more retirement tax savings. Whether you want to plan for retirement, update your retirement checklist, or make adjustments to secure a better financial future, this episode will help you optimize your income tax planning and avoid leaving money on the table.In this episode, find out:· How the Big Beautiful Bill changes the IRS standard deduction 2025 and what it means for retirees.· Details about the new $12,000 senior tax deduction and who qualifies for it.· How these federal tax deductions can reduce your taxable income and save thousands.· Why your tax strategy for retirement must consider these 2025 tax law changes.· Practical steps for using these updates to maximize retirement tax savings and plan for retiring comfortably.Tweetable Quotes:“An increase in the standard deduction is an increase in tax-free income — meaning less taxes paid for the year.” — Taylor Wolverton“Good tax planning is all about control. The more you understand the rules, the better your chances of securing your retirement.” — Murs TariqResourcesIf you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the crucial differences between investing before retirement and investing during retirement, and how your approach to risk, growth, and income changes as you move from the accumulation years to the de-accumulation phase. They break down why the strategies that work in your 30s, 40s, and 50s often need to be adjusted once you reach retirement, especially when protecting retirement savings and managing withdrawal needs.Listen in to learn about how to adapt your retirement investment strategy using tools like the Three Bucket Strategy and strategic asset allocation in retirement. You'll also hear why retirement income planning and retirement withdrawal strategy are essential for retiring comfortably while maintaining a growth mindset. Whether you're 10 years from retirement or already there, this episode will help you refine your retirement savings strategy and create a plan to secure your retirement.In this episode, find out:The key differences in financial planning for retirement during the accumulation and de-accumulation phases.How market downturns affect post-retirement investing compared to pre-retirement.Why the Three Bucket Strategy helps balance growth and safety for your retirement income planning.How asset allocation in retirement can help preserve wealth while still allowing for growth.The importance of retirement withdrawal strategy and tax-efficient income planning.Tweetable Quotes:Radon Stancil: "When you lose 50% of your money in retirement, you don't have decades to make it back—protecting your retirement savings becomes priority number one."Murs Tariq: "The goal isn't to stop growing your money in retirement, it's to grow within reason so you can retire comfortably without unnecessary stress."Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
Ksenia Kolyeva, Senior Marketing Manager at Ecosense, a Silicon Valley innovator in smart radon detection technology that helps protect families and homes through fast, accurate … Read more The post Risk by Radon & Business Responsibility: Health Technologies in Property Management, Construction & Real Estate appeared first on Top Entrepreneurs Podcast | Enterprise Podcast Network.
On your Berkshire Hathaway Home Services Family Realty Podcast, realty expert, Katlyn Soli is giving us the complete rundown on what to know for Radon and your home. Show is recorded at Grand Forks Best Source. For studio information, visit www.gfbestsource.com – Or message us at bit.ly/44meos1 – Help support GFBS at this donation link - https://bit.ly/3vjvzgX - Access past GFBS Interviews - https://gfbsinterviews.podbean.com/ #gfbs #gfbestsource.com #grandforksnd #interview #local #grandforks #grandforksbestsource #visitgreatergrandforks @grandforksnd @THECHAMBERGFEGF #belegendary #followers #everyone
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the most common and important financial decisions in pension and retirement planning—whether to take a pension annuity or lump sum. They explain how this decision can impact your overall retirement income planning, legacy goals, tax strategy, and long-term financial flexibility. This isn't a one-size-fits-all answer, and they dive into the detailed considerations that retirees should think through.Listen in to learn about the pros and cons of pension payout options, such as taking a monthly pension annuity with survivor benefits or opting for a lump sum pension that can be rolled into an IRA. You'll also hear real-life examples of clients who made different decisions based on their financial situations, including tax strategies like Roth conversions and opportunities for guaranteed retirement income outside of the company plan. If you're asking, "Should I take a pension lump sum or income stream?" this episode is essential to retiring comfortably.In this episode, find out:Key differences between a pension annuity and a lump sum.How to leverage a pension rollover to IRA for flexibility and tax advantages.The role of spousal coverage and legacy planning in pension decisions.Risk and reward considerations for managing pension in retirement.How to evaluate which option supports your personalized retirement checklist.Tweetable Quotes:"There's no one-size-fits-all when it comes to pensions—your decision must be based on your entire retirement picture." – Murs Tariq"Pension choices affect your income, taxes, and legacy—we help people analyze their options to secure their retirement." – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
Chris and Sophie tackle Radon, the odorless, colorless, tasteless and very toxic gas that is present in about 1 in 5 homes. Why do we care? How do you test for it? What should do about it? And why don't we talk about it more? Also Sophie's mind gets blown by a Patron question. Become a supporter of our show today either on Patreon or through PayPal! Thank you! http://www.patreon.com/thebodyofevidence/ https://www.paypal.com/donate?hosted_button_id=9QZET78JZWCZE Email us your questions at thebodyofevidence@gmail.com. Editor: Robyn Flynn Theme music: “Fall of the Ocean Queen“ by Joseph Hackl Rod of Asclepius designed by Kamil J. Przybos Chris' book, Does Coffee Cause Cancer?: https://ecwpress.com/products/does-coffee-cause-cancer Obviously, Chris is not your doctor (probably). This podcast is not medical advice for you; it is what we call information. References: 1) The 2024 Cross-Canada Radon Survey: https://crosscanadaradon.ca/survey/ 2) How Radon gets in your home: https://www.quebec.ca/en/housing-territory/healthy-living-environment/residential-radon 3) Where to order valid Radon tests: http://takeactiononradon.ca 4) Distribution of Radon geographically across Canada and the US: https://www.epa.gov/radon/epa-map-radon-zones-0 https://ici.radio-canada.ca/nouvelle/1655364/gaz-radon-normes-quebec-canada 5) Cochrane review on balneotherapy: https://www.cochranelibrary.com/cdsr/doi/10.1002/14651858.CD000518.pub2/full?contentLanguage=en
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a powerful and often overlooked tax strategy: Net Unrealized Appreciation (NUA). Joined by their in-house tax and financial strategist Taylor Wolverton, they break down NUA explained in a simple and clear way, helping you understand how company stock inside your 401(k) could lead to significant tax savings in retirement. Whether you're currently working and approaching an in-service rollover 401k, or planning your 401k distribution strategy post-retirement, this episode provides critical insight for your financial decision-making.Listen in to learn about how to leverage Net Unrealized Appreciation 401K rules to potentially pay lower capital gains tax instead of higher ordinary income tax, depending on how your 401(k)-company stock is handled. Radon, Murs, and Taylor walk through real-life examples of 401k retirement scenarios, helping you understand how the NUA strategy compares to traditional retirement account rollover plans such as moving funds into an IRA. If you've ever wondered about the tax difference between an IRA vs brokerage account, this episode helps you clarify your options.In this episode, find out:· What Net Unrealized Appreciation (NUA) is and how it works.· Who qualifies for the NUA tax strategy and how to evaluate eligibility.· The tax differences between Capital gains vs ordinary income on company stock.· When to consider splitting assets between an IRA and brokerage account.· How NUA impacts your broader retirement tax strategy and required minimum distributions.Tweetable Quotes:“NUA lets you convert high-tax ordinary income into lower-tax capital gains—if you qualify, it could be a game changer.” – Radon Stancil“Understanding your cost basis and when to use Net Unrealized Appreciation is key to smart 401(k) distribution planning.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit: POMWealth.net/podcast
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a real-life retirement planning case study featuring a fictitious couple, John and Jane, who are 55 and aiming to retire at 62. With $2 million in savings, they're asking the question so many do: Can I retire early and still live comfortably? Using advanced financial planning tools, they break down how income, Social Security timing, healthcare, taxes, and investment decisions work together to determine the answer. Whether you're dreaming of early retirement or refining your retirement strategy, this episode walks you through how to analyze your own plan.Listen in to learn about how a structured, tax-efficient financial plan can help you retire early—even with market volatility and rising healthcare costs. Through this case study, Radon and Murs reveal the strategic decisions behind a successful transition into retirement, including Roth conversion strategies, required minimum distributions (RMDs), and how to manage income during Social Security gaps.In this episode, find out:· How to retire at 55 with 2 million and what that lifestyle really looks like· Why the retirement planning at 55 stage is crucial for tax and investment decisions· The role of Social Security timing and how it impacts your portfolio withdrawals· How to use a Roth conversion strategy during low-income years to reduce long-term taxes· Why healthcare costs and Medicare planning must be part of your early retirement planTweetable Quotes:“The question is never just ‘Can I retire?'—it's ‘Can I retire and still live the way I want to?'” — Murs Tariq“Tax strategy in retirement isn't optional—it's essential if you want to keep more of what you've saved.” — Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit: POMWealth.net/podcast
In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the critical role of patient advocacy with Dr. Elizabeth Mizelle, founder of Palm Wellness. Drawing on her extensive background as a family medicine physician, Dr. Mizelle now serves as a health advocate for seniors and their caregivers, helping them navigate the complex world of senior healthcare. Whether it's understanding a new diagnosis, coordinating follow-up care, or finding the right resources for aging in place, her approach offers clarity and compassionate support for individuals and families alike.Listen in to learn about how a patient consultant can provide peace of mind by helping with healthcare decisions, coordinating communication with providers, and creating safe, functional home environments for aging loved ones. This episode is especially useful for those involved in retirement healthcare planning, acting as advocates for elderly parents, or seeking caregiver resources. Dr. Mizelle explains the unique difference between clinical care and advocacy, and how she supports people looking to stay home longer or adapt to life-changing diagnoses with confidence.In this episode, find out:· What patient advocacy is and how it differs from traditional clinical care· How a health advocate for seniors helps families manage new diagnoses and medical complexity· Real-life examples of how advocacy can ease transitions after hospitalization· The process of aging in place and how to safely adapt a home for long-term care· How to connect with Palm Wellness for personalized healthcare supportTweetable Quotes:“Patient advocacy helps you slow things down, understand what's happening, and make better-informed healthcare decisions.” – Radon Stancil“It's not just about treating the illness—it's about creating an environment where people can heal, live, and thrive.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit: POMWealth.net/podcast
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the current state of the 2025 economy with returning guest and economist Tom Siomades. Together, they examine the volatility of the first half of the year and the macroeconomic shifts influencing retirement portfolios. From policy shifts to global uncertainty, this episode offers a comprehensive mid-year economic update designed to help listeners plan for retirement amid ongoing changes. Listen in to learn about the Market Outlook 2025, including how tariffs, interest rates, and the “Big Beautiful Bill” are shaping economic trends. Tom shares insight on how the Federal Reserve may act, what to expect from financial market volatility, and the overall impact of global policies. Whether you're watching the Federal Reserve update or simply seeking stability in your portfolio, this discussion will help you make informed decisions as you secure your retirement. In this episode, find out: What's driving the volatility in the US economy 2025. Why the “Big Beautiful Bill” matters and how its passage (or failure) could reshape policy. The likely direction of interest rates and how it could impact retirees. How tariffs are affecting the markets and the economy globally. Strategies to stay calm and focused through financial market volatility. Tweetable Quotes: “Volatility won't vanish—it's how you respond that determines your financial peace of mind.” – Radon Stancil “Don't let the day-to-day headlines derail your plan. Secure your retirement starts with clarity, not chaos.” – Murs Tariq Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the powerful benefits of Health Savings Accounts (HSAs) with in-house tax strategist and Certified Financial Planner, Taylor Wolverton. Often overlooked or misunderstood, HSAs offer a rare and highly valuable triple tax advantage—tax-free contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses. This episode breaks down the core principles of how HSAs work, how they integrate into your financial and retirement planning, and what rules to watch for, especially when transitioning to Medicare.Listen in to learn about how to maximize HSA benefits for both short-term healthcare expenses and long-term retirement planning. Taylor explains how to use your HSA as a stealth retirement savings vehicle, how HSA and Medicare interact, and the critical contribution limits and eligibility requirements. If you've ever wondered how to use an HSA strategically in retirement, this episode is a must-listen.In this episode, find out:What is a Health Savings Account and how does it offer a triple tax-free advantage?HSA contribution limits and eligibility rules under a high-deductible health plan.How HSAs interact with Medicare and when contributions must stop.The best strategies for HSA retirement planning and growing your account long-term.What happens to your HSA when you pass away and how HSA beneficiaries are taxed.Tweetable Quotes:"HSAs are the only triple tax-free account—contributions, growth, and withdrawals can all be tax-free when used correctly." – Taylor Wolverton"A health savings account isn't just for annual expenses—it's a stealth retirement tool when used strategically." – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the essential elements involved in Transitioning into Retirement and how to ensure you make a smooth and confident shift into this next stage of life. They walk through practical retirement planning steps that cover everything from creating a reliable retirement income strategy, navigating tax-efficient withdrawals, preparing for healthcare costs, and protecting against common retirement risks like market volatility. The Peace of Mind Pathway—a comprehensive process developed by the team—serves as a guide to address all the complex moving parts of retirement planning.Listen in to learn about crucial financial decisions such as Roth conversions explained, managing Healthcare before Medicare, effective Medicare planning, and Long-term care planning options that protect your assets. Radon and Murs also explore investment strategies like the Bucket investment strategy and how to guard against Sequence of returns risk. Plus, they dive into sophisticated tax strategies like utilizing Donor advised funds, the Direct indexing strategy, and optimizing Charitable giving in retirement. This episode is a masterclass for anyone who wants to plan for retirement, live confidently, and secure your retirement.In this episode, find out:· How to design a reliable retirement withdrawal strategy using the bucket system.· Why Roth conversions may offer powerful long-term tax benefits.· The importance of strategic tax withholding and year-by-year tax planning.· How to evaluate your healthcare options before Medicare and address future Medicare planning.· What to consider for Long-term care planning and protecting your retirement savings.Tweetable Quotes:"Transitioning into retirement isn't just about stopping work — it's about creating a sustainable income plan that gives you peace of mind." – Murs Tariq"Every great retirement plan needs nurturing, because life happens and adjustments are always part of the journey." – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
Episode 2663: Vinnie Tortorich speaks to Mike Feldstein of Jaspr air scrubbers about health, how much air quality matters, and what you can do about it. https://vinnietortorich.com/2025/06/air-quality-matters-mike-feldstein-episode-2663 PLEASE SUPPORT OUR SPONSORS YOU CAN WATCH ALL THE PODCAST EPISODES ON YOUTUBE - Air Quality Matters Mike is the founder of Jaspr, which makes air scrubbers. (3:00) He has been in the remediation business for over ten years, including fire and mold. Vinnie has a question regarding radon gas: Is it a real thing? (6:00) Radon gas is the number one cause of lung cancer in non-smokers. (9:00) Vinnie asked about outdoor air quality and fire remediation issues. (12:30) The recent fires in Southern California, in Altadena and Pacific Palisades, are challenging. The amount of toxins in the air and soil is dangerous and may not be fully removed, at least not easily. The fight with insurance companies to get proper remediation and rebuilding is a long, frustrating process. Mike shares some of the other services Jaspr will do for their customers. (23:00) He also makes suggestions on how to deal with insurance company adjusters. They discuss how insurance tried to avoid paying, so you need to make a big stink appropriately. Vinnie asks Mike to elaborate and distinguish between air purifiers and scrubbers. (37:00) Warranties and the construction of the product make a difference. Sleep studies have been done where better air quality made a difference in sleep and allergies. (50:00) Mike gives suggestions for DIY options as well. (55:00) Filters and how often you need to change or clean them. (1:02:00) Mike gives other suggestions about things like bathroom and kitchen fans and vents. (1:07:00) He also suggests removing your shoes in the house. More News If you are interested in the NSNG® VIP group, it's closed for registration, but you can get on the wait list - Don't forget to check out Serena Scott Thomas on Days of Our Lives on the Peacock channel. “Dirty Keto” is available on Amazon! You can purchase or rent it . Make sure you watch, rate, and review it! Eat Happy Italian, Anna's next cookbook, is available! You can go to You can order it from . Anna's recipes are in her cookbooks, website, and Substack–they will spice up your day! Don't forget you can invest in Anna's Eat Happy Kitchen through StartEngine. Details are at Eat Happy Kitchen. There's a new NSNG® Foods promo code you can use! The promo code ONLY works on the NSNG® Foods website, NOT on Amazon. https://nsngfoods.com/ PURCHASE DIRTY KETO (2024) The documentary launched in August 2024! Order it TODAY! This is Vinnie's fourth documentary in just over five years. Visit my new Documentaries HQ to find my films everywhere: Then, please share my fact-based, health-focused documentary series with your friends and family. Additionally, the more views, the better it ranks, so please watch it again with a new friend! REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! PURCHASE BEYOND IMPOSSIBLE (2022) Visit my new Documentaries HQ to find my films everywhere: REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! FAT: A DOCUMENTARY 2 (2021) Visit my new Documentaries HQ to find my films everywhere: FAT: A DOCUMENTARY (2019) Visit my new Documentaries HQ to find my films everywhere:
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the complexities of Inherited IRAs with special guest Taylor Wolverton, a Certified Financial Planner and Enrolled Agent. They break down what beneficiaries need to know about inherited retirement accounts, including crucial updates introduced under the Secure Act. Whether you're a spouse, non-spouse, or special exception beneficiary, this episode helps you understand how to navigate the rules and avoid costly mistakes when it comes to inherited IRA distributions.Listen in to learn about the different rules based on whether the account was inherited before or after 2020, how the 10-year rule inherited IRA provision works, and how it contrasts with the old Stretch IRA rules. They also explain IRA beneficiary rules for both Roth inherited IRA and traditional IRAs, helping you determine the most tax-efficient strategy for your situation. With insights on Inherited IRA RMD rules, Secure Act IRA changes, and options for non-spouse IRA beneficiaries, this is a must-listen episode for anyone dealing with an IRA inheritance.In this episode, find out:What the 10-year rule inherited IRA really means for beneficiaries.How IRA rules for beneficiaries differ for pre- and post-2020 inheritances.The difference between spousal vs non-spouse IRA beneficiary strategies.How to handle Inherited IRA RMD rules and avoid tax penalties.Why Roth inherited IRA strategies may involve waiting until year 10.Tweetable Quotes:“Just because you're not required to take a distribution every year doesn't mean it's the best strategy for your taxes.” – Murs Tariq“Understanding whether you're a spouse or non-spouse IRA beneficiary changes everything about how you manage the account.” – Taylor WolvertonResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
This first story of Dan's was mined from a Ghost Stories subreddit full of nothing but supposedly true paranormal encounters. The poster claims to have seen his fair share of all the gruesome horrors mankind has to offer during his time in the service but nothing he ever witnessed as a soldier ever terrified him quite as much as the inexplicable thing he saw in Okinawa. Then we explore the lore that surrounds Edmonton, Canada's supposedly haunted Firkins House, where the ghost of a child, a haunted doll, and more have supposedly been encountered on numerous occasions. Lynze has a fun tale that feels like your brother called you to tell you about his insane day work. What do two men discover while installing a Radon system? Lastly, a fun tale of Bill, a tour bus driving who never wanted to give up his job. Scared To Death Merch:Celebrate 300 episodes of Scared to Death with the killer new '300 Rituals' collection. A fun Midsommer inspired design, featuring a ceremonial ritual site adorned with flowers and bones, marking 300 horror packed episodes of your favorite spoopy podcast. Design available in a tee, mug, and collectable spring tote bag. Also available now is the Redcap tee featuring the Scottish gnome from episode 289. A really cool 70s illustration style of a darkly curious little guy peeking over the letters STDP. badmagicproductions.com Monthly Patreon Donation: Stay tuned for June's donation! Send stories to mystory@scaredtodeathpodcast.comSend everything else to info@scaredtodeathpodcast.comWant to be a Patron? Get episodes AD-FREE, listen and watch before they are released to anyone else, bonus episodes, a 20% merch discount, additional content, and more! Learn more by visiting: https://www.patreon.com/scaredtodeathpodcast.Please rate, review, and subscribe anywhere you listen.Thank you for listening!Follow the show on social media: @scaredtodeathpodcast on Facebook and IG and TTWebsite: https://www.badmagicproductions.com/Facebook: https://www.facebook.com/scaredtodeathpodcastInstagram: https://bit.ly/2miPLf5Mailing Address:Scared to Deathc/o Timesuck PodcastPO Box 3891Coeur d'Alene, ID 83816Opening Sumerian protection spell (adapted):"Whether thou art a ghost that hath come from the earth, or a phantom of night that hath no home… or one that lieth dead in the desert… or a ghost unburied… or a demon or a ghoul… Whatever thou be until thou art removed… thou shalt find here no water to drink… Thou shalt not stretch forth thy hand to our own… Into our house enter thou not. Through our fence, breakthrough thou not… we are protected though we may be frightened. Our life you may not steal, though we may feel SCARED TO DEATH." Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scared to Death ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the important and often confusing world of Medicare Part D with Medicare expert Shawn Southard. With the implementation of the Inflation Reduction Act Medicare provisions in 2025, significant updates have changed the way Medicare drug coverage works, especially for those nearing or already in retirement. Whether you're currently working and covered by an employer plan or about to transition to Medicare, this episode breaks down exactly what you need to know to avoid unnecessary costs and lifelong penalties.Listen in to learn about how Medicare Part D changes affect your coverage decisions, how employer coverage and Medicare interact, and why understanding creditable drug coverage is now more crucial than ever. Shawn also discusses HSA and Medicare rules, key timelines for enrollment, and strategies to avoid the dreaded Medicare late enrollment penalty. This is a must-listen for anyone planning to retire comfortably while staying informed and protected when it comes to their Medicare Part D options.In this episode, find out:· What exactly Medicare Part D covers and how it works.· How the Inflation Reduction Act Medicare provisions lower out-of-pocket drug costs.· What "creditable" drug coverage means and how to know if your employer plan qualifies.· When and how to enroll in Part D to avoid Medicare penalties.· How HSA and Medicare rules impact your decision to delay enrollment.Tweetable Quotes:“With Medicare Part D changes, what used to be a no-brainer may now require a complete reevaluation.” – Murs Tariq“Missing a 63-day window could mean a lifetime of penalties—knowing your coverage status is critical.” – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the critical but often overlooked topic of Retirement Life Planning with special guest Dr. Corinne Auman a Ph.D. in geriatrics and author of Keenagers While financial strategies and retirement income are vital, this conversation emphasizes the non-financial aspects of retirement, helping you prepare for not just “how much to save for retirement,” but how to truly live well through it. As people live longer, healthier lives, planning for aging with intention has become essential.Listen in to learn about the difference between a financial plan and a Retirement Lifestyle Plan, how to proactively prepare for transitions like moving into a retirement community or making your home age-friendly, and how to find purpose beyond work. Whether you're looking into continuous care, exploring early retirement, or trying to stay mentally and socially engaged, this episode will help you build a vision that goes far beyond your nest egg.In this episode, find out:· Why retirement life planning is just as important as financial planning.· The SPIES framework: addressing Social, Physical, Intellectual, Emotional, and Spiritual needs in retirement.· When to start planning for retirement lifestyle goals and how to structure your future.· The importance of purpose and stimulation after leaving the workforce.· Why being on a waitlist for a retirement community is part of smart planning.Tweetable Quotes:“Retirement planning isn't just financial—it's emotional, intellectual, and deeply personal.” – Radon Stancil “We all need purpose after retirement. Don't wait to plan your next chapter.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss how you can design a fulfilling, adventurous, and meaningful retirement through immersive travel. Their guest, Andrew Motiwalla, founder of The Good Life Abroad, introduces an innovative take on retirement lifestyle planning through long-stay and slow-travel experiences in iconic European cities. More than just a vacation, Andrew's approach empowers retirees to live like a local, offering a stress-free way to enjoy extended travel in Europe without the hassle of planning every detail themselves.Listen in to learn about a lifestyle that blends cultural enrichment, flexible exploration, and social connection. Whether you've always dreamed of retiring in Europe, living abroad for a few months at a time, or simply traveling more deeply, Andrew's concierge-style model offers a compelling alternative to rushed tours or crowded cruises. With thoughtful support, vetted accommodations, medical coverage, and built-in community, this is retirement travel planning designed for comfort, fun, and fulfillment.In this episode, find out:· How living abroad in retirement can offer an immersive and stress-free lifestyle.· What makes Andrew's travel concierge service unique for retirees.· Why slow travel Europe is gaining popularity among those 55+.· How the community-based cohort model adds joy and connection to extended trips.· The difference between traditional travel planning and a concierge-guided experience.Tweetable Quotes:“Retirement is your time—and living abroad offers the freedom to enjoy it your way, at your pace.” – Murs Tariq“When you slow down and live like a local, you stop checking boxes and start truly experiencing the culture.” – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the third and final step in the Peace of Mind Pathway—Nurture. After creating a retirement-focused plan and implementing key strategies, nurturing your plan is what keeps it strong and adaptive for the long haul. Much like maintaining a car on a long road trip, your financial plan needs regular checkups, updates, and care to remain effective. This episode walks through the structure and purpose of your ongoing financial advisor meetings, and how regular reviews help you manage changes in income, required minimum distributions (RMDs), risk tolerance, and personal goals.Listen in to learn about the critical components of an annual retirement planning process—including the Roth conversion strategy, retirement tax planning, and long-term care considerations. Radon and Murs outline the cadence of two core strategy meetings each year: the Financial Plan Review and the Tax Strategy Meeting. You'll also discover how their team supports clients with proactive retirement education, timely updates, and a collaborative, team-based approach to financial planning for retirement.In this episode, find out:· Why nurturing your plan is essential to retiring comfortably.· What happens in the Financial Plan Strategy Meeting and how it supports your evolving goals.· The value of the Tax Strategy Meeting and how it aligns with your retirement tax strategy.· How long term care planning and beneficiary reviews are integrated annually.· The importance of communication and ongoing retirement education to keep your plan on track.Tweetable Quotes:"Building a retirement plan is just the beginning—nurturing it ensures you stay on track through every stage of life." – Radon Stancil "Strategy meetings are not just check-ins; they're where proactive planning meets real-life updates to secure your retirement." – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the second step in the Peace of Mind Pathway—Implementation. This is where the planning becomes reality. After building your personalized retirement roadmap, it's time to put your financial planning for retirement into motion. From investment transitions to estate documents and tax strategy retirement planning, this episode walks you through what happens after you say, “I'm ready.” It's not just about moving assets—it's about building a solid structure to retire confidently and comfortably.Listen in to learn about the intentional and methodical approach used at Peace of Mind Wealth Management to ensure your retirement income strategy, healthcare coverage, long term care planning, and retirement tax planning are all set up efficiently. This step-by-step retirement planning process also includes evaluating your current estate plan, understanding your Medicare and retirement options, and implementing a bucket strategy for retirement that aligns with your comfort level and goals. Discover how implementation isn't a one-time task—it's the beginning of a lasting, flexible retirement journey.In this episode, find out:· What happens when you decide to move forward with your retirement plan.· How asset transfers are managed through trusted custodians like Schwab or Fidelity.· Why implementation is paced over months to ensure thoughtful decision-making.· The key components of investment strategy for retirees, tax efficiency, and legal documentation.· How the Peace of Mind Pathway supports retiring comfortably through long-term care and Medicare strategy.Tweetable Quotes:“Implementation is not a one-and-done step—it's the launchpad for long-term retirement success.” – Radon Stancil “We take baby steps with purpose, so every element of your retirement plan gets the attention it deserves.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit: POMWealth.net/podcast
Adam says scouting is introducing young people to trade work. Ian, Grant, and Patrick talk about cooling and preventing radon in a barndominum. Spenser asks if he needs an ERV. Tune in to Episode 683 of the Fine Homebuilding Podcast to learn more about: Making a big building comfortable and radon-free The challenges of hydronic cooling When do you need an ERV and HVAC planning Have a question or topic you want us to talk about on the show? Email us at fhbpodcast@taunton.com. ➡️ Check Out the Full Show Notes: FHB Podcast 683 ➡️ Sign up for Fine Homebuilding All Access ➡️ Follow Fine Homebuilding on Social Media: Instagram • Facebook • TikTok • Pinterest • YouTube ⭐⭐⭐⭐⭐ If you enjoy the show, please subscribe and rate us on iTunes, Spotify, YouTube Music, or wherever you prefer to listen.