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In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss the powerful Mega Backdoor Roth strategy with Director of Financial Planning and Tax Strategy, Taylor Wolverton. They break down how high-income earners can potentially create tax free wealth using advanced Roth 401k strategy techniques, including 401k after tax contributions and in-plan conversions. This episode dives into how these lesser-known financial planning strategies can help individuals who are serious about retirement tax planning and building a strong retirement financial plan.Listen in to learn about the differences between a Mega Backdoor Roth, a Backdoor Roth IRA, and traditional retirement savings strategies. Radon, Murs, and Taylor explain the role of 401k contribution limits, Roth IRA income limits, and how these strategies may help high-income earners implement a smart tax strategy designed to maximize tax free retirement income. If you're focused on planning retirement, creating a retirement checklist, and learning how to retire comfortably, this episode offers valuable insights to help you secure your retirement.In this episode, find out:How the Mega Backdoor Roth works and why it can be a powerful high income tax strategyThe difference between after-tax 401k contributions, traditional 401k contributions, and Roth optionsHow Roth conversion strategies can potentially turn taxable growth into tax free retirement incomeThe key differences between a Backdoor Roth IRA and the Mega Backdoor Roth 401k strategyImportant considerations when including this strategy in your retirement financial plan and overall retirement planning strategyTweetable Quotes:“The reason people call it a Mega Backdoor Roth is because you're not contributing directly to the Roth 401k—you're contributing after-tax dollars and converting them to build a larger tax-free portfolio.” – Radon Stancil“If your income is above the Roth IRA income limits, you may still have options to get money into a Roth through strategies like the Backdoor Roth IRA or Mega Backdoor Roth.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the stock market outlook 2026 and what investors should be paying attention to as headlines around inflation, geopolitical tension, tariffs, and government uncertainty continue to drive market volatility. With markets coming off multiple strong years of performance, they break down what's really happening beneath the surface — and how to think about market risks and market opportunities without letting emotions derail your long-term plan for Retirement.Listen in to learn about how inflation and the stock market are connected, why proper diversification goes beyond simply owning multiple funds, and how a thoughtful retirement investing strategy — built around the three-bucket strategy — can help you stay confident no matter what 2026 brings. If you're focused on retirement income planning, protecting gains after a strong run-up, and building a Retirement financial plan that allows you to retire comfortably, this episode delivers timely perspective and practical guidance.In this episode, find out:Why the stock market outlook 2026 is shaped by inflation, global leadership changes, and concentrated tech exposureHow hidden concentration risk can undermine your diversification strategy — even if you own multiple funds or advisorsThe importance of disciplined portfolio rebalancing after several strong market yearsHow the three-bucket strategy supports stability, growth, and income during periods of market volatilityWhy integrating investments with taxation, withdrawals, estate planning, and income creates a stronger retirement financial planning framework.Tweetable Quotes:"Diversification isn't about how many accounts you have — it's about making sure your investments aren't all exposed to the same risk." — Radon Stancil"There's always going to be something creating market volatility. The key is having a plan in place before it happens." — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
Dave Masa, Owner, Radon Reduction Systems, joins John Williams to talk about the Illinois Radon Protection Act and the importance of ensuring consistent radon testing standards in Illinois schools.
Dave Masa, Owner, Radon Reduction Systems, joins John Williams to talk about the Illinois Radon Protection Act and the importance of ensuring consistent radon testing standards in Illinois schools.
Dave Masa, Owner, Radon Reduction Systems, joins John Williams to talk about the Illinois Radon Protection Act and the importance of ensuring consistent radon testing standards in Illinois schools.
Segment 1: Steven Esposito, President of Yellowstone Wealth Management in Lake Forest, joins John to talk about how the attack on Iran has impacting the markets, why he’s not concerned about the volatility of the market, when oil prices will come down, what he expects from interest rates, and what he’s telling investors right now. Segment 2: Scott […]
Longford Libraries has announced the launch of a new Radon Monitor Loan Scheme, enabling members of the public to borrow digital radon monitors to check radon levels in their homes. The initiative forms part of the national Healthy Ireland at Your Library programme and is supported by the Environmental Protection Agency (EPA). Radon is a naturally occurring radioactive gas that can accumulate indoors. It is the second leading cause of lung cancer in Ireland after smoking. Testing is the only way to know if radon is present in a home. Through this scheme, library members in both Ballymahon and Granard Libraries can borrow a digital radon monitor just like a book, allowing them to gain a snapshot reading of radon levels in their homes. While the monitors do not replace the recommended three-month radon test, they provide a valuable first step in identifying potential radon issues and raising awareness. County Longford County Council Cathaoirleach Cllr Garry Murtagh said, "Longford County Council is proud to support this initiative as part of our wider commitment to public health and community wellbeing. By making radon monitors freely accessible through our library service, we are ensuring that residents have practical tools and reliable information to safeguard their homes and families. This initiative reflects the evolving role of our libraries as accessible, trusted community spaces delivering real and meaningful supports." Deputy Chief Executive of Longford County Council, John Brannigan said, "Longford Library Services is committed to supporting our community in practical and meaningful ways. Libraries today are vibrant community hubs offering far more than traditional book lending. This Radon Monitor Loan Scheme is an important health initiative that empowers people to take proactive steps to protect their wellbeing. We encourage everyone to avail of this free service." The initiative has already seen success in several counties and is now being rolled out in additional library services nationwide. The EPA has supported the scheme by providing monitors, staff training and promotional materials. Chair of the National Healthy Ireland at Your Library Working Group, Amanda Branigan, said, "This scheme demonstrates how libraries can play a vital role in delivering national health initiatives at a local level. From literacy and lifelong learning to health and wellbeing supports, libraries continue to evolve to meet community needs. Making radon monitors available to borrow is another example of how libraries help people make informed decisions about their health." For more information about radon testing, visit www.radon.ie. For further details about the Radon Monitor Loan Scheme, contact your local Longford Library branch or visit www.longfordlibrary.ie. See more stories here.
The head of the Pentagon insists Iran's military is growing weary after five days of strikes. Pete Hegseth also says the U.S. is just getting started.And: CBC News chief correspondent Adrienne Arsenault reports from the northern border of Israel near Lebanon, where strikes and sirens are a persistent fact of life.Also: It's invisible, toxic and lurks in our homes. Radon is the second leading cause of lung cancer in Canada. And scientists say Canada should lower its guidelines on what's an acceptable amount to have in your home.Plus: Canada debates between Gripens and F-35s, Mexico tries to reassure potential FIFA visitors, is the world looking to Canada for safe oil and gas? … and more.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the most common questions in Retirement Planning today: how much cash is too much cash? With Money market rates falling and Interest rates 2026 expected to continue shifting, many retirees are rethinking their cash reserves in retirement. What once felt safe and productive at 5% in a money market or CD now may be losing ground to inflation and creating unintended tax consequences.Listen in to learn about how a proper Retirement financial plan helps determine the right balance between liquidity and long-term growth. Whether you're saving for retirement, saving for retirement at 50, or already focused on Retirement income planning, this episode will walk you through how the Three bucket strategy can help you protect your lifestyle, manage Taxes on interest income, avoid surprises with Medicare income and IRMAA income, and ultimately retire comfortably while maintaining flexibility and peace of mind.In this episode, find out:Why having too much in your Cash bucket could hurt your long-term Retirement investing strategyHow declining Money market rates and Interest rates 2026 impact your retirement savingsThe hidden impact of Taxes on interest income and how excess cash can increase Medicare income and IRMAA incomeHow inflation erodes cash savings and affects Inflation savings over timeHow the Three bucket strategy supports a balanced plan for retirement and helps secure your retirementTweetable Quotes:“Cash feels safe, but too much cash in the wrong environment can quietly cost you millions over a 30-year retirement.” – Radon Stancil“Your financial plan should drive how much cash you hold — not today's money market rate.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
Canadians are among the most radon-exposed people on the planet. Radon is the second leading cause of lung cancer after smoking. It is invisible, odorless, and radioactive. Aaron Goodarzi, a professor at the University of Calgary's Cumming School of Medicine and scientific chair of the Canada-wide Evict Radon study, joined us to explain more about this cancer causing gas and how to get rid of it.
React Native 0.84 is here (with Hermes V1 by default), WebAssembly is landing inside Hermes, Expo is experimenting with AI “Agent Skills,” and there might be a new React Native framework coming from TanStack
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the evolution of investing—from individual stocks to mutual funds to Exchange Traded Funds—and why technology is changing how portfolios are built today. If you've ever wondered about Stocks vs ETFs, Stocks vs mutual funds, or ETFs vs mutual funds, this episode breaks down the differences in a way that connects directly to your long-term Retirement Planning goals and overall Investment portfolio strategy.Listen in to learn about how reducing internal costs, understanding expense ratios explained, and improving portfolio efficiency can make a significant impact on your long-term results. Whether you're focused on Stock market investing, building an Index investing strategy, or refining your Retirement investing strategy, this episode will help you better understand how the right structure can help you plan for retirement, follow a smart retirement checklist, and ultimately secure your retirement.In this episode, find out:The real differences in Stocks vs ETFs, Stocks vs mutual funds, and ETFs vs mutual fundsHow technology now allows for efficient Stock indexing without high internal fund costsWhy lowering expense ratios and reducing hidden fees leads to Lower investment fees and better long-term outcomesHow Portfolio rebalancing and index tracking improve your overall Investment portfolio strategyWhen to use individual stocks, Exchange traded funds, or mutual funds inside a complete Retirement financial planTweetable Quotes:“Technology has now allowed us to replicate an index using individual stocks and eliminate layers of internal fund costs.” — Radon Stancil“Our investment philosophy hasn't changed — but the tools we use to make portfolios more efficient absolutely have.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why retirement stress, retirement anxiety, and fear around market volatility are rarely about the markets themselves—and almost always about unanswered questions. After years of uncertainty driven by inflation, interest rate changes, and economic shocks, many people approaching retirement realize that stress doesn't come from short-term market swings, but from not having a clear retirement financial plan. Without a defined withdrawal strategy, retirement income planning, tax planning in retirement, and estate planning basics, even strong market years can still feel overwhelming.Listen in to learn about how holistic financial planning creates true peace of mind in retirement. Radon and Murs break down how retirement risk management, income planning in retirement, Social Security planning, Medicare planning, long-term care planning, and tax planning strategies work together to reduce anxiety. By focusing on structure—rather than speculation—you can build retirement confidence, follow a clear retirement checklist, and move toward retiring comfortably with a plan designed to secure your retirement.In this episode, find out:Why retirement anxiety is driven more by unanswered questions than market volatilityHow the Three Bucket Strategy supports income planning, withdrawal strategy, and retirement confidenceThe five critical areas of retirement planning, including tax planning, Medicare planning, and estate planningHow holistic financial planning helps manage required minimum distributions and early retirement strategyWhy having a written retirement financial plan reduces stress and supports peace of mind in retirementTweetable Quotes:“A bad market day won't ruin your retirement, and a great market day won't make it successful—it's the plan that matters.” — Radon Stancil“Retirement stress fades when every part of your retirement financial plan is being monitored, implemented, and nurtured.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
c02 The Silent Killers in Your Home | Episode 586 Good morning. It's 45 degrees, I'm dragging butt, and today we're talking about something that quietly kills a lot of people every year. Carbon dioxide. Smoke. Ventilation. The invisible stuff. This isn't sexy prepping. This is boring, basic, “why are we even talking about this?” prepping. Because a $20 device can literally save your life. Carbon Dioxide: The Cheap Life Insurance You're Ignoring I was scrolling headlines this morning and saw another story about deaths from carbon dioxide poisoning. It happens every single year. A lot. And here's the stupid part — a CO₂ detector costs like twenty bucks. Even if you don't run a propane heater, even if you think your house is “fine,” they're cheap enough that not owning one is just negligence. Modern homes are airtight. That's great for energy efficiency. It's not great if something is off-gassing inside. We run: A Mr. Buddy propane backup heater On-demand propane hot water Both can introduce CO₂ into the air. Under normal conditions? Fine. Crank the flame too high? It absolutely spikes. We've set ours off before. We've seen it climb toward 150 parts per million. The alarm goes off, we crack windows, levels drop. If we didn't have the monitor? We'd have no clue. That's the scary part. Without a detector, you literally do not know. Backup Heat Means Backup Monitoring If you're running any kind of propane heater — especially in winter — this is not optional. Yes, some heaters have built-in shutoff sensors. The Mr. Buddy claims it will shut itself off if CO₂ gets too high. Cool. I still want my own monitor. That's a belt-and-suspenders situation. Redundancy matters when the failure mode is “you don't wake up.” Also: crack a window. It feels counterintuitive when you're trying to heat a space, but fresh air matters. Smoke Detectors: The Highest ROI Device in Your House If your house doesn't have smoke detectors, I don't know what to tell you. They are cheap. The return on investment is astronomical. The ROI of not dying in a house fire? I'll take that trade every day of the week. Yes, I've had one fail before. I installed one when I built my house, it broke, and there was a stretch where we didn't have one. It happens. Then you fix it. Also: change your batteries. Do not be the person whose smoke detector chirps for three months. Just replace the batteries. Batteries: The Boring Prep That Matters CO₂ detectors. Smoke alarms. Flashlights. They all need batteries. Stock some. I bought one of those zippered foam battery organizers that holds multiple sizes. It's nerdy, but having a full case of ready-to-go batteries is awesome. Also, don't cheap out on garbage rechargeable batteries. I bought some that were labeled rechargeable and either weren't — or were just trash. They wouldn't hold a charge. When it comes to life-safety gear? Buy decent batteries. Combination Units vs Dedicated Monitors Many modern smoke detectors also monitor CO₂. That's fine. Two-for-one is great. Personally, I like a dedicated CO₂ monitor that shows parts per million in real time. I want to see the numbers. I want to watch them drop when I open a window. But if you're starting from scratch? A combo unit is far better than nothing. The goal is awareness. Radon and Other Invisible Problems Carbon dioxide isn't the only invisible threat. Radon is real. I've watched a YouTube renovation series where a homeowner tested high radon levels in a basement before sealing and fixing it. That's something you may want to test, depending on where you live. Ventilation matters. Fresh air matters. And if you have natural gas? Know where your emergency shutoff is. That's non-negotiable. Final Thoughts This episode isn't dramatic. It's not about collapse. It's about not dying from something preventable. Buy a CO₂ detector.Test your smoke alarms.Stock batteries.Know your shutoffs.Crack a window when running propane. Preparedness isn't always about big disasters. Sometimes it's about the invisible stuff quietly building up in your own house. This is James from SurvivalPunk.com.DIY to survive. Amazon Item OF The Day Carbon Monoxide Detector,Portable CO Alarm CO Gas Monitor Alarm with LCD Digital Display Sound Light Warning,Battery Powered High Accuracy CO Alarm Detectors for Travel Home Office Kitchen Car Hotel Think this post was worth 20 cents? Consider joining The Survivalpunk Army and get access to exclusive content and discounts! Don't forget to join in on the road to 1k! Help James Survivalpunk Beat Couch Potato Mike to 1k subscribers on Youtube Want To help make sure there is a podcast Each and every week? Join us on Patreon Subscribe to the Survival Punk Survival Podcast. The most electrifying podcast on survival entertainment. Itunes Pandora RSS Spotify Like this post? Consider signing up for my email list here > Subscribe Join Our Exciting Facebook Group and get involved Survival Punk Punk's The post The Silent Killers in Your Home | Episode 586 appeared first on Survivalpunk.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the launch of their new retirement planning book, The Peace of Mind Pathway, and why they felt compelled to create a clearer, more practical approach to Retirement Planning. After years of working with families approaching or already in Retirement, they saw a recurring challenge: people could be great savers yet still lack Retirement confidence. This episode explains how a truly holistic financial planning approach helps connect the dots between investments, income, taxes, healthcare, and legacy—so you can truly plan for retirement with clarity and purpose.Listen in to learn about how Peace of Mind Wealth Management designed a comprehensive Retirement financial plan that goes beyond investments and focuses on real-life decision-making. From Income planning in retirement and Tax planning strategies to Medicare planning, Long term care planning, Estate planning, and Social Security planning, Radon and Murs break down the Peace of Mind Pathway framework that helps families retiring comfortably and working toward a goal to secure your retirement.In this episode, find out:Why a retirement planning book focused on holistic planning is critical for today's retireesHow the Peace of Mind Pathway ties together risk management, income, taxes, healthcare, and legacyWhat role Required minimum distributions play in your overall Retirement financial planHow to think through early retirement strategy decisions, including healthcare before MedicareWhy having a connected team matters when planning retirement and following a retirement checklistTweetable Quotes:“Retirement isn't just about having money—it's about having clarity, confidence, and a plan that works together.” — Radon Stancil“Good savers often feel the most anxiety because they don't know what questions to ask when planning retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
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In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a comprehensive portfolio update, economic update, and market update designed to help retirees and pre-retirees stay grounded during uncertain times. With headlines driving fear and optimism in equal measure, they break down how a disciplined retirement portfolio strategy and long-term investment strategy can help investors navigate volatility while staying positioned for growth. From geopolitical uncertainty to inflation pressures, this episode reinforces why planning—not prediction—is essential to secure your retirement.Listen in to learn about how today's economic environment connects directly to your retirement income planning and overall retirement planning process. Radon and Murs revisit the Three Bucket Strategy, explaining how a well-structured core portfolio strategy, tactical investing strategy, and exposure to alternative investments can work together to manage risk. As they explore the stock market outlook 2026, inflation and retirement concerns, and market volatility planning, you'll gain clarity on how to plan for retirement, follow a practical retirement checklist, and ultimately focus on retiring comfortably.In this episode, find out:How the Three Bucket Strategy supports risk management investing and predictable retirement incomeWhy market headlines don't always align with long-term market update realitiesHow tactical investing and alternative investments can reduce portfolio volatilityWhat inflation and retirement trends mean for planning retirement in 2026Why sticking to a disciplined retirement investment strategy matters more than everTweetable Quotes:“You can't control headlines or politics, but you can control your retirement plan and how much risk you take.” — Radon Stancil“When different parts of your portfolio have different jobs, market volatility becomes much easier to live with.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
SubscribeApple Podcasts | Spotify | Overcast | Pocket Casts This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.couchcompany.games
David Hochberg kicks off this week's show with Igor Murakh, Mr. Floor himself, to talk about the cold hard facts of how the bitter cold can affect your floors. Then, Dave “The Radon Man” Masa, from Radon Reduction Systems, introduces himself, his company, and explains what exactly Radon is and its health effects. Next, Jessica […]
Featured on WGN Radio's Home Sweet Home Chicago on 01/31/2026: Dave Masa of Radon Reduction Systems joins the program to talk about why their business is no longer driven by new homes on the market. To learn more about Radon Reduction Systems and what they can do for you go to theradonman.com or call 630-357-9474 […]
Millions of Canadian homes have high levels of cancer-causing radon Learn more about your ad choices. Visit megaphone.fm/adchoices
When Steve Blake was diagnosed with stage 4 lung cancer, he was shocked. The Calgary man was active and was a non-smoker. Eventually, his search for a cause focused on radon. We talk to CBC's Lauren Pelley about how an odourless gas found in many homes became the second-highest cause of lung cancer.
Host: Coach Guests: Karen Sjoberg, Bob Peterson Air date: Jan 26, 2026
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the biggest fears retirees face: How people run out of money in retirement—and more importantly, how to avoid it. Drawing from a widely shared Investopedia article, they break down five common mistakes that can derail even the best-laid plans and apply the Peace of Mind Wealth Management perspective to help you never run out of money in retirement. Whether you're just beginning to plan for retirement or already retired, this conversation highlights why a thoughtful retirement spending plan and proactive retirement income planning are essential. Listen in to learn about practical retirement planning tips that go beyond generic advice and focus on real-world retirement challenges like managing taxes, building a smart retirement withdrawal strategy, and revisiting your plan as life changes. Radon and Murs explain how knowing your spending, understanding IRA withdrawal rules, and implementing strategies like the Three Bucket Strategy and Roth conversion strategy can help you retire comfortably and secure your retirement for decades to come. In this episode, find out: Why knowing your spending is the foundation of a sustainable retirement spending plan How retiring too early without a plan for retirement can increase the risk of running out of money How tax planning in retirement, including Roth conversions and IRA withdrawal rules, impacts long-term success How Medicare IRMAA and the IRMAA surcharge can surprise retirees without proper planning Why revisiting your retirement checklist regularly is critical to retiring comfortably Tweetable Quotes: “It doesn't matter how much money you have—if your spending isn't aligned with your plan, you can still run out of money in retirement.” — Radon Stancil “A successful retirement income plan isn't set it and forget it; it's something you nurture year after year.” — Murs Tariq This episode reinforces why comprehensive retirement planning, thoughtful tax planning in retirement, and ongoing adjustments are key to planning retirement with confidence. By focusing on retirement income planning, balancing growth and protection, and understanding how taxes affect your withdrawals, you can reduce anxiety and move closer to truly retiring comfortably. Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.
Prime Minister Mark Carney announces GST credit top-up for lower-income Canadians, as Parliament returns from winter break. In Minneapolis, demonstrators continue to demand an end to federal immigration operations. Two federal court judges will hear arguments today about ICE operations in Minneapolis, days after Alex Pretti was shot and killed by officers. Houthis in Yemen threaten new attacks on ships in Red Sea, as USS Abraham Lincoln sails in Middle East. Radon gas may be giving more Canadians lung cancer; Scientists are racing to save lives. Police warn people to take precautions when using gay dating apps, following two high-profile killings in British Columbia. B.C. man who uses wheelchair says he is shut out of accessible seating as venues — including Vancouver's Rogers Arena — fail to stop abuse of honour system
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why the beginning of the year is one of the most important times for smart tax decisions and how early planning can prevent costly mistakes later. With the help of their Director of Financial Planning and Tax Strategy, Taylor Wolverton, they walk through practical smart tax strategies designed to support effective tax planning in retirement and help you stay ahead with a proactive tax planning checklist. From contribution rules to charitable strategies, this episode focuses on building a strong foundation for retirement tax planning that supports long-term confidence.Listen in to learn about key decisions that impact your ability to plan for retirement, reduce unnecessary taxes, and ultimately secure your retirement. Whether you are still working, transitioning into Retirement, or already planning retirement income, these insights can help you align your retirement checklist with current rules, deadlines, and opportunities—so you can focus on retiring comfortably without last-minute surprises.In this episode, find out:How the 401k catch up rule works, including 401k catch up contributions and updated 2026 401k contribution limitsWhy the IRA contribution deadline matters and how a Roth IRA contribution can still be made after year-endHow qualified charitable distribution strategies work, including important QCD rulesWhen it may make sense to donate stock to charity versus giving cash and how this affects your charitable deductionHow income choices impact a long-term Roth conversion strategy and overall retirement tax planningTweetable Quotes:“The beginning of the year is where smart tax planning really starts—what you do now determines how much flexibility you'll have later.” — Radon Stancil“Tax planning in retirement isn't just about deductions; it's about choosing the right accounts at the right time.” — Murs TariqUnderstanding how the standard deduction, charitable strategies, and income planning work together is a critical part of Retirement Planning. From managing distributions to timing conversions, early awareness helps avoid mistakes that can limit your ability to secure your retirement and maintain tax efficiency throughout the year.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
FREE Radon Test Kits Available! Visit our offices in New Milford, Sharon, or Southbury to receive your free test kit. Housatonic Valley Health District Housatonic Valley Health District strives to reduce radon exposure and promote wellness through education. Radon is... Read More ›
FREE Radon Test Kits Available! Visit our offices in New Milford, Sharon, or Southbury to receive your free test kit. Housatonic Valley Health District Housatonic Valley Health District strives to reduce radon exposure and promote wellness through education. Radon is... Read More ›
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why Medicare 2026 is shaping up to be one of the most impactful years for retirees and those approaching retirement. With major Medicare updates, rising Medicare costs 2026, and several Medicare new rules taking effect, understanding how these changes affect your overall Retirement Planning is more important than ever. From prescription drug reforms to premium increases and income-based adjustments, Medicare is not something you can afford to “set and forget” when you're planning retirement and working to secure your retirement.Listen in to learn about how Medicare Part B premium 2026 increases, IRMAA surcharges, and Medicare income limits 2026 can directly impact your cash flow in retirement. Radon and Murs also explore how Medicare planning fits into a comprehensive strategy to help you retire comfortably, avoid costly surprises, and align your healthcare decisions with your long-term retirement checklist and broader financial plan.In this episode, find out:How Medicare drug price negotiations and Medicare Part D changes 2026 are lowering costs for certain prescriptionsWhat the new Medicare out of pocket cap means for retirees with high prescription drug expensesWhy the increase in Medicare Part B premium 2026 matters for your monthly retirement incomeHow IRMAA surcharges and income from strategies like Roth conversions can affect your Medicare premiumsWhat Medicare does not cover, including the difference between a Medicare wellness visit and a traditional physical, plus updates on Telehealth MedicareTweetable Quotes:“Medicare isn't separate from your financial plan—it's interconnected with your taxes, income, and investment strategy.” — Radon Stancil“One decision, like a Roth conversion, can trigger higher Medicare premiums if you don't account for IRMAA.” — Murs TariqUnderstanding Medicare 2026 is a critical part of Retirement Planning, whether you're already enrolled or just beginning to plan for retirement. Staying informed about Medicare updates, knowing your coverage gaps, and proactively planning can make a meaningful difference in how confidently you approach Retirement.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
Neue Podcast‑Episode: Film‑Highlights, Serien‑Update und Kino‑News In unserer neuesten Podcast‑Episode analysieren wir die wichtigsten Filmstarts und Serien‑Ereignisse der Saison. Im Fokus stehen Dust Bunny von Bryan Fuller mit Mads Mikkelsen, das familienfreundliche Abenteuer Checker Tobi 3 – Die heimliche Herrscherin der Erde mit Tobias Krell und Marina M. Blanke, das animierte Spektakel Zoomania 2 (DreamWorks), das actiongeladene Karate Kid Legends von Jonathan Entwistle mit Ben Wang, Jackie Chan und Ralph Macchio sowie das dramatische Werk Der Tiger von Dennis Gansel. Außerdem besprechen wir die 2. Staffel von FALLOUT bis zur aktuellen Folge 4 und liefern kompakte Hintergrundinfos zu Themen wie RADON und dem neuen KinoPASS. Was Sie in dieser Episode erwartet: Filmanalysen: Story‑Breakdown, Stil, Regieansatz und was die Filme für Fans bedeuten. Serien‑Update: Handlung, Charakterentwicklung und Spoiler‑freie Einschätzung zu FALLOUT Staffel 2 (bis Folge 4). Branchenthemen: Kurzinfos zu RADON‑Relevanz, KinoPASS‑Modellen und wie sich das auf Kinobesuche auswirken könnte. Empfehlungen: Für wen sich welcher Film oder welche Folge lohnt. Warum reinhören? Unsere Episode kombiniert fundierte Filmkritik mit praxisnahen Infos für Kinogänger und Serienfans. Ideal für alle, die auf dem Laufenden bleiben wollen — ob Streaming, Kino oder Serien‑Binge. Jetzt anhören (Links im ersten Kommentar auf Facebook / in der Episodenbeschreibung). Teilen Sie die Folge, wenn Ihnen die Themen gefallen! Timecodes: 00:00:00 Einleitung 00:02:05 Dust Bunny 00:19:15 Wir tippen den nächsten Sneakfilm 00:21:42 Zoomania 2 00:30:25 Checker Tobi 3: Die heimliche Herrscherin der Erde 00:36:20 Kinocharts und Neustarts 00:43:02 Kinonews 00:49:04 Karate Kid Legends 01:02:42 Der Tiger 01:10:47 FALLOUT Serie 01:18:52 Radon -------
Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.
Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a comprehensive market update 2025 recap and how lessons from last year can help investors confidently plan for retirement as we move into 2026. They reflect on policy changes, inflation trends, interest rate shifts, and how thoughtful portfolio risk management and managing market volatility can turn uncertainty into opportunity—especially for those focused on retiring comfortably and achieving true peace of mind.Listen in to learn about how disciplined retirement investment strategies, including diversification, the three bucket strategy, and proactive tax planning, help create a resilient retirement portfolio. Radon and Murs break down how peace of mind investing isn't about chasing returns, but about building systems that support income, growth, and stability—no matter what the markets bring—so you can confidently secure your retirement.In this episode, find out:How the Market update 2025 sets the stage for smarter investment strategies in 2026Why managing market volatility matters more than chasing high returns in retirementHow the three bucket strategy balances income, safety, and growth bucket investingThe role of tax efficient investing, including direct indexing strategy, tax loss harvesting, and capital gains planningHow alternative investments can reduce volatility and strengthen a long-term retirement portfolioTweetable Quotes:“If your portfolio is designed correctly, you don't have to sweat market corrections—you can still sleep at night and enjoy retirement.” — Radon Stancil“Peace of mind investing comes from managing risk and taxes, not swinging for home runs.” — Murs TariqFrom retirement planning basics and a practical retirement checklist to advanced strategies like direct indexing strategy and alternative investments, this episode ties together everything needed for effective planning retirement. Whether you're years away or already retired, these insights help you build confidence, reduce stress, and move closer to secure your retirement.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In episode 343, Steve talks about an IAQ concern that isn't mentioned very often and that's radon. Radon is the second leading cause of lung cancer next to smoking. Radon is a gas that comes up through the soils in below your slab. You should have your home tested professionally every other year for radon with a CRM (continuous radon monitor). You can also purchase the luft to monitor the radon levels in your home. Copy and paste the link to purchase a luft with out affiliate link. https://www.sunradon.com/luft?aff_key=682KH51M Happy New Year to all of you and we hope you have a wonderful 2026! Stay safe and stay well.
WSJM Afternoon News for 01-05-26See omnystudio.com/listener for privacy information.
WSJM Afternoon News for 01-05-26See omnystudio.com/listener for privacy information.
In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss a major Vanguard announcement that signals a meaningful shift in retirement planning. For years, annuities were often dismissed by large investment firms, yet today we are seeing industry leaders embrace their role in guaranteed income in retirement. Vanguard's move to introduce a 401k annuity option inside the Vanguard retirement plan validates what many retirees already need—predictability, income, and risk control as they plan for retirement.Listen in to learn about why annuities in 401k plans are gaining traction, how fixed annuities can serve as a bond alternative, and why firms like Fidelity retirement, BlackRock retirement, and Vanguard are acknowledging the importance of retirement income planning in the face of ongoing market volatility. Radon and Murs explain how this evolution helps investors create your own pension, supports retiring comfortably, and strengthens efforts to secure your retirement.In this episode, find out:Why the Vanguard announcement is a turning point for annuities retirement strategiesHow guaranteed income in retirement helps offset market volatilityWhat a 401k annuity option really means for retirement planningWhen IRA rollover options may provide more flexibility than a company 401kHow the Three Bucket Strategy simplifies planning retirement and managing riskTweetable Quotes:“As you approach retirement, predictability and reliable income matter just as much as growth.” — Radon Stancil“Annuities aren't about giving up growth; they're about creating confidence and peace of mind in retirement.” — Murs TariqBy combining growth assets with income-focused strategies, retirees can follow a clearer retirement checklist, reduce stress during volatile markets, and build a customized retirement planning approach. Whether inside a Vanguard retirement plan or through broader IRA rollover options, the goal remains the same: thoughtful planning, smarter risk management, and a strategy designed to help you plan for retirement with confidence.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
Iowa has some of the highest radon levels in the nation. By July of 2027, every public school building in Iowa must have tested for naturally occurring, cancer-causing radon gas. They're also required to post the results of that testing on their websites. With two years to go, fewer than half of school districts have met that requirement. We look at why many schools aren't testing for radon — and how the Iowa Department of Education has responded to an investigation by 'The Midwest Newsroom.' (This episode was originally produced Oct. 14, 2025.)
This weekend's episode of Around the House promises to be a delightful romp through the best moments of 2025, showcasing the eclectic tastes of Eric G and John Dudley. Buckle up as we dive into some of our all-time favorite episodes, peppered with the kind of witty banter that makes you feel like you're eavesdropping on a couple of friends having a good time. Nothing says 'quality podcasting' like the absurdity of discussing home maintenance while simultaneously contemplating life choices around radon gas and the structural integrity of bar stools. It's kind of like watching a car crash in slow motion—suddenly you're glued to the chaos, wondering how it could possibly get any more ridiculous. And spoiler alert: it does. We'll also tackle the importance of hiring contractors, because let's be honest, who doesn't want to hear about the wild ride of trusting strangers with your home?Takeaways:This weekend's show is packed with our fave episodes of 2025, so buckle up!We dive into the absurd world of hiring contractors and why it's basically a circus.Radon in your home? Yeah, it's like an uninvited guest that just won't leave.Ever wondered how soil gases sneak into your cozy abode? Spoiler: it's all about that pressure!In the second hour, we chat with some Weekend Warriors about their DIY disasters and triumphs.Join us as we explore home maintenance mayhem and project starting swagger - it's a wild ride!Companies mentioned in this episode:Weekend Warriors PodcastSecure It TacticalThanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listenIf you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on how this information has helped you on your house! Thanks for listening! For more information about the show head to https://aroundthehouseonline.com/Information given on the Around the House Show should not be considered construction or design advice for your specific project, nor is it intended to replace consulting at your home or jobsite by a building professional. The views and opinions expressed by those interviewed on the podcast are those of the guests and do not necessarily reflect the views and opinions of the Around the House Show.Mentioned in this episode:Suscribe to our YouTube Channel Want even more home improvement tips, tricks, and insider advice? Subscribe to my YouTube channel @AroundTheHouseEricG for project guides, product reviews, and behind-the-scenes content you won't hear on the podcast. Don't miss out—hit that subscribe button today! Around the House YouTube
RaeAnn Tucker joined Wake Up Tri-Counties to talk about Christmas closure, radon test kits, the blood panel special, employee years of service recognition, the "Adopt-A-Family" with Central School, and travel safety tips for holiday travel. The Henry and Stark County Health Departments have announced that their offices and First Choice Healthcare Clinics in Kewanee, Colona, and Toulon will be closed December 24th through 26th in observance of Christmas. Essential in-home care services will still be available for those in need. For healthcare assistance or information, community members are encouraged to call their local clinics or visit henrystarkhealth.com. The departments are also urging residents to take precautions against respiratory illnesses as cases rise and reminding everyone that updated COVID-19 and flu vaccinations are available by walk-in or appointment at Kewanee and Toulon locations. As holiday travel surges, health officials in Henry and Stark counties urge drivers to prepare for smooth journeys. They recommend checking your vehicle's condition, planning routes to avoid congestion, and keeping roadside assistance contacts handy. Secure valuables and monitor children closely at rest stops. Meanwhile, the Environmental Health Division is spotlighting an invisible risk: radon gas. Home testing kits are available for $15, with high levels detected locally and health risks even for non-smokers. Finally, a special health screening at local clinics continues through January 1, 2026. Bring non-perishable food and $40 cash for a thyroid and cholesterol panel while supporting food pantries.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a comprehensive year-end tax checklist designed specifically for those in or nearing retirement. As the calendar winds down, it's easy to overlook critical financial decisions that can significantly impact your retirement income tax and long-term retirement planning. This conversation walks through the most important year-end financial checklist items to help you avoid costly mistakes, missed deadlines, and unnecessary taxes as you plan for retirement.Learn how a proactive retirement checklist can help you move from simply reacting at tax time to intentionally planning retirement with confidence. From required minimum distributions and the RMD deadline to charitable giving strategies and health savings account strategy, this episode reinforces why year-end planning is essential for retiring comfortably and helping to secure your retirement.Listen in to learn about the practical steps you should take before December 31st to align your retirement planning with tax efficiency. Radon and Murs break down complex topics like capital gains tax planning, tax loss harvesting, and donor advised fund strategies into clear, actionable guidance. Whether you're already retired or still planning retirement, this episode helps you connect year-end decisions to long-term retirement success.In this episode, find out:How to avoid penalties by meeting the RMD deadline and properly handling required minimum distributionsWhy tax loss harvesting and capital gains tax planning can play a major role in retirement income tax managementHow charitable giving strategies, like a qualified charitable distribution and a donor advised fund can create powerful tax benefitsWhy a health savings account strategy is one of the most overlooked tools in retirement planningHow a year-end financial checklist supports a smarter plan for retirement and long-term peace of mindTweetable Quotes:“If you wait until the end of the year to think about taxes, you're already behind—retirement planning works best when it's proactive.” — Radon Stancil“A simple year-end tax checklist can be the difference between unnecessary penalties and retiring comfortably with confidence.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the real-life complexities behind early retirement planning and what happens when couples don't agree on retirement goals. Using a recent MarketWatch article as a springboard, they explore whether a couple with $2 million can truly retire early while juggling differences in spending expectations, lifestyle priorities, and retirement risk management. This episode offers valuable retirement planning tips for anyone asking “can I retire with 2 million?”, “can I retire at 55?”, or how to secure your retirement when spouses have competing visions for their future.Listen in to learn about how emotions, career stress, financial planning for couples, and the FIRE movement retirement mindset affect early retirement decisions. Radon and Murs break down Medicare retirement considerations, Social Security timing challenges, retirement income strategy development, and the hidden dangers of day trading risks and options trading risks when someone tries to “make early retirement work” through high-risk investing. If you're navigating retirement planning at 50 or planning retirement with a partner who's not on the same page, this conversation offers clarity, humor, and a practical retirement checklist to help you move forward confidently.In this episode, find out:· How couples can resolve conflicting retirement goals when one wants to retire early and the other wants to maintain lifestyle freedom.· Why understanding the real reason behind wanting early retirement is essential to planning retirement effectively.· The major financial risks of relying on day trading or options trading to fund retirement income.· How to build a retirement income strategy that supports Medicare retirement costs, travel goals, and long-term financial security.· Why the Peace of Mind Pathway helps couples retire comfortably and plan for retirement with less stress and more clarity.Tweetable Quotes:“Retirement Planning isn't just about math—it's also about emotions, goals, and making sure both spouses feel secure in the plan.” — Radon Stancil“If early retirement adds more stress than your job does, then it's not truly helping you secure your retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how financial scams are coming from every direction—phone calls, email phishing scams, text message scams, social media, and even door-to-door encounters—and why a little healthy skepticism is now a key part of scam prevention. They share real-world scam alert examples hitting their community right now, especially senior scams, and explain how staying cautious can protect both your money and your mindset as you work to secure your retirement.Listen in to learn about how to avoid scams by slowing down when urgency hits, verifying sources before clicking anything, and recognizing the red flags behind gift card scams, IRS scam calls, and the increasingly convincing threats of AI voice cloning scams and deepfake scam tactics. These practical cybersecurity tips also support smart identity theft prevention—an important part of retirement planning for anyone who wants to keep retiring comfortably on track.In this episode, find out:· How gift card scams exploit the holiday rush and why “pay with gift cards” is a major scam alert· Why IRS scam calls and “official” threats (like unpaid penalties) are designed to trigger fear and urgency· How a jury duty scam can use phone number spoofing to appear like it's coming from a real sheriff's department· The best ways to avoid clicking links in email phishing scams and text message scams, even when they look legitimate· How emerging tech (like AI voice cloning scams and deepfake scam videos) is changing the landscape of senior scams and financial scamsTweetable Quotes:· Radon Stancil: “If you ever get a call from a police department or sheriff's department saying you have a warrant for your arrest or you missed jury duty—it's a scam. Hang up.”· Murs Tariq: “If there's urgency, weird payment methods like gift cards or crypto, or they want you to click right now—pause and ask why.”Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
One zip code in Newark has the nation's highest concentration of the radioactive gas. It's been linked to cancer and other serious health problems.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the November market update and how recent events have shaped the stock market volatility investors have experienced. From a tense government shutdown to missing economic data, rising interest rates, and uncertainty around inflation and investing, November brought no shortage of challenges. Radon and Murs break down what happened—and why staying grounded in long-term strategy is crucial when navigating volatile markets. This episode sets the stage for understanding not just what moved the markets, but how to approach managing market risk with confidence.Listen in to learn about the ripple effects November's disruptions had on the economy, the rapid swings in AI stocks, and what the Federal Reserve is considering as we move toward year-end. You'll also hear how a well-structured retirement portfolio—especially one built on bucket strategy investing—can help you plan for retirement, stay calm, and retire comfortably even when volatility spikes. With long term retirement planning always top of mind, Radon and Murs share insights that promote clarity, stability, and a path to secure your retirement.In this episode, find out:How the November market review was influenced by the extended government shutdown and delayed economic data.Why interest rates, inflation numbers, and Federal Reserve uncertainty added to stock market volatility.What drove turbulence in the technology sector—especially surrounding AI stocks and concerns over an AI bubble.How volatile markets can impact your retirement portfolio and why understanding retirement investing strategies is essential.The importance of a structured Bucket Strategy for managing market risk and creating predictable income in retirement.Tweetable Quotes:Radon Stancil: “One thing that ends up being good can lead us right back to something that causes worry—that's why having a strategy matters, regardless of what the markets are doing.”Murs Tariq: “Volatility is triggered by moments inside and outside the stock market, which is why a well-designed retirement plan must be built to withstand the unexpected.”Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how to approach retirement income planning with confidence so you can retire comfortably and secure your retirement. With people living longer, dealing with market volatility, navigating retirement income and taxes, and planning around retirement and inflation, creating a strategy that works for decades is more essential than ever. They break down how to create retirement income that can last 30–40+ years while maintaining peace of mind in retirement.Listen in to learn about the simple yet powerful Retirement Bucket Strategy—cash, income safety, and growth—and how each piece works together to help you plan for retirement at 50, retirement planning at 55, or retirement planning at 60. You'll also learn how different tax buckets (pre-tax, taxable, and tax-free) impact your retirement withdrawal strategy and long-term retirement planning strategies so you can build an income in retirement that keeps up with life, goals, and inflation.In this episode, find out:How to structure your money using the Retirement Bucket Strategy to create retirement income that lasts.Why market volatility, taxes, inflation, and longevity must be factored into every retirement income plan.The difference between pre-tax, taxable, and tax-free retirement buckets—and how each impacts your long-term plan for retirement.How fixed index annuities, cash reserves, and growth investments can work together within a retirement income planning framework.A real-life scenario showing how to build a retirement withdrawal strategy across multiple buckets for long-term stability.Tweetable Quotes:“When you structure your retirement income the right way, you remove anxiety and gain true peace of mind in retirement.” — Radon Stancil“Diversifying across investment buckets and tax buckets is what makes a retirement income plan strong, flexible, and built to last.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss four powerful tax strategies you can start looking at now to lower your 2025 tax bill and create more long-term flexibility in retirement. They unpack the difference between simple tax filing and true tax planning, walking through how proactive tax projections, IRA tax planning, and coordinated strategies can help reduce taxes over your lifetime—not just this year. You'll hear how their team uses a comprehensive tax checklist and planning process to help you secure your retirement and avoid costly surprises.Listen in to learn about practical ways to reduce taxes, from Qualified Charitable Distributions (QCDs) and Donor Advised Funds to Tax Loss Harvesting inside a Direct Indexing strategy, and long-term Roth conversion planning. Whether you're focused on charitable giving strategies, concerned about Medicare IRMAA surcharges, or just looking for tax savings tips and ideas on how to save on taxes in retirement, this episode will help you think beyond April 15 and build a smarter, more intentional retirement tax plan.In this episode, find out:· The key difference between tax filing and true tax strategy—and why tax moves to lower your 2025 bill must be done before December 31.· How Qualified Charitable Distributions (QCDs) can lower your taxable income, satisfy Required Minimum Distributions (RMDs), and help you avoid Medicare IRMAA surcharges.· Ways a Donor Advised Fund can “bunch” charitable giving, turn what you were already going to give into a bigger deduction, and enhance your overall charitable giving strategies.· How a Direct Indexing strategy with ongoing Tax Loss Harvesting can create “tax alpha,” making your brokerage account more tax-efficient and reducing capital gains over time.· Why a multi-year Roth conversion plan—guided by tax projections—can dramatically lower lifetime retirement taxes for you and your heirs, and support a more confident retirement planning and retiring comfortably strategy.Tweetable Quotes:“Real tax planning is not about what happened last year—it's about using tax projections and tax strategies today so you can decide how and when you want to pay taxes over your lifetime.” — Murs Tariq“When you combine tools like Qualified Charitable Distributions, Donor Advised Funds, tax loss harvesting, and Roth conversions, you're not just checking a tax box—you're building a coordinated tax plan that can help you save on taxes and truly secure your retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.
In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss how alternative investments can play a valuable role in portfolio management and retirement investing. They're joined by Brooke Garcia, a Certified Financial Planner™, Chartered Financial Analyst®, and Chartered Alternative Investment Analyst®, who brings deep expertise in private markets investing, risk management for investors, and portfolio diversification strategies. They explore how adding non-correlated assets such as private equity or private credit investing can help improve portfolio balance and reduce portfolio risk—especially when the traditional 60/40 portfolio approach no longer provides the same stability. This insightful discussion dives into how alternative investments can create a more tax efficient portfolio and contribute to a smoother investment experience during volatile market cycles. Listen in to learn about how alternative investments explained by Brooke can reshape the way you think about diversification and retirement planning strategies. You'll discover how these vehicles can provide access to opportunities outside of the public markets, deliver potential capital gains strategy benefits, and offer unique tools for investment risk management. If you're exploring ways to plan for retirement, retiring comfortably, and secure your retirement, this episode is packed with insights that connect tax planning, index replication, and tax loss harvesting into a broader tax strategy that enhances long-term wealth management. In this episode, find out: What alternative investments are and how they differ from traditional stocks and bonds. Why private markets investing may provide higher returns and smoother volatility. How to use non-correlated assets to build a more diversified portfolio and improve portfolio balance. Key considerations about liquidity, manager due diligence, and position sizing in alternative investments. How a well-designed diversification strategy supports long-term retirement planning and tax efficiency. Tweetable Quotes: “When bonds and stocks fall together, that's when investors start to realize the importance of alternative investments in balancing risk.” — Radon Stancil “Alternative investments aren't perfect for everyone, but everyone should evaluate whether they can play a role in their plan for retirement.” — Murs Tariq Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how today's market update ties directly into smarter portfolio management and building a Tax Efficient Portfolio for your non-IRA accounts. From headlines about new highs to rate cuts and tariffs, they translate noise into strategy—focusing on tax planning, tax strategy, and tax efficiency so you can secure your retirement with confidence.Listen in to learn about using Direct indexing with Tax loss harvesting to mirror an index while managing investment taxes, handling concentrated stock positions, and customizing holdings (think: Index replication without the positions you don't want). You'll also hear practical retirement planning strategies to stay diversified, manage risk, and plan for retirement so you're retiring comfortably with a clear retirement checklist and a resilient approach to Retirement Investing and Investment risk management.In this episode, find out:· How recent Fed moves and headlines factor into a pragmatic market update and what that means for Retirement Planning and risk management.· The core–tactical–bonds/alternatives blend that creates a Diversified portfolio beyond just stocks to smooth volatility.· What Direct indexing is, how Index replication works with 50–75 stocks, and why Tax loss harvesting can add meaningful tax alpha.· Ways to unwind a concentrated position (e.g., long-held company stock) using harvested losses and a phased Capital gains strategy.· How to tailor portfolios (even in IRAs) to exclude specific stocks while still tracking an index—supporting your personalized planning retirement goals.Tweetable Quotes:· “We're not stock-picking heroes—we're replicating the index and using tax efficiency to your advantage.” — Radon Stancil· “With Direct indexing, you can make money and harvest losses at the same time—powerful for investment taxes in non-IRA accounts.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.