Podcasts about nonperforming

Chesapeake Financial Shares CEO Jeff Szyperski joined Steve Darling from Proactive to shared the company's financial results for the third quarter of 2024. The company reporting earnings of $2,600,159, marking a 5% increase over the same period in 2023. The company's earnings per share reached $0.550 fully diluted, up from $0.526 in Q3 2023. Total assets as of the end of the quarter stood at $1.59 billion, reflecting an 8% increase from year-end 2023. Nonperforming assets were reported at 0.421%, slightly up from 0.376% in the previous year. Szyperski highlighted the positive impact of stabilized and slightly declining interest rates, which have helped the company maintain its net interest margin. Chesapeake's lending activity continues to outperform industry peers, with an 8.1% annualized increase year-to-date in 2024. Additionally, Chesapeake Payment Systems and Flexent, both subsidiaries of the company, are experiencing strong performance this year. In further positive news, Chesapeake announced an increase in its quarterly dividend by $0.05 to $0.16 per share. Notably, the company has raised its dividend for 32 consecutive years, reflecting its commitment to delivering value to shareholders. #proactiveinvestors #chesapeakefinancialsharesinc #otcqx #cpkf #JeffSzyperski #Q3Earnings #DividendGrowth #LoanGrowth #ChesapeakePaymentSystems #Flexent #CommunityBanks #FinancialServices #ProactiveInvestors #invest #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews

Strategies to Target Regional Banks with Distressed Commercial DebtIf you're feeling overwhelmed by the sheer volume of distressed commercial real estate notes and unsure where to start, then you are not alone! With so many banks holding underwater assets and a tsunami of commercial debt on the horizon, it's easy to feel lost in the sea of potential opportunities. But what if I told you there's a strategic approach to identifying and accessing these high-potential investment opportunities? Let's dive into the proven methods for finding distressed commercial real estate notes and unlocking your path to lucrative deals.Here is the link to the report: https://snip.ly/BanksCREIn this episode, you will be able to:Discover the untapped potential of buying commercial real estate notes.Uncover high-potential distressed commercial real estate investment opportunities.Learn effective strategies for acquiring bank-owned assets in the commercial real estate market.Identify the banks with distressed assets and gain an edge in the investment game.Understand the foreclosure process for commercial properties and how it can work to your advantage.Watch the original VIDEO HERE!Book a call with Scott HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest

It's not every day that a nonperforming note pops up in Austin, TX that can be purchased as a one-off deal. So, when one does, you have to jump fast to do your quick up-front due diligence and get an offering into the seller as soon as possible! But how do you tell if this nonperforming note is a deal or a dud? How do you determine if the value is accurate or which exit strategy is more likely to happen depending on what the borrower has done in the past and the condition of the property? That's exactly what Scott Carson breaks down and shares in this episode of the Note Closers Show. In this episode, Scott shares:· How he discovered this nonperforming deal.· What upfront due diligence he did to help him make an offering in under two hours to the seller.· What information he found on the borrower by doing a quick skip trace?· What the potential profit margin and ROI would be on the different strategies?· Why the lender is selling this note and what information they shared on the borrower that can determine their mindset when it comes to foreclosing.· Why it's always important to put eyes on an asset quickly to help you submit your bids.· What online websites can you use to help you with your due diligence.Watch the original VIDEO HERE!Book a call with Scott HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Chesapeake Financial Shares CEO Jeff Szyperski joined Steve Darling from Proactive to report stable earnings for the second quarter of 2024, with the company achieving earnings of $3,036,512, closely matching the $3,036,660 reported in the same period of 2023. Earnings per share were $0.646 fully diluted, slightly down from $0.648 in the previous year's second quarter. Total assets grew to $1,533,102,804, an increase of $62 million from year-end. Nonperforming assets decreased to 0.237% as of June 30, 2024, compared to 0.327% in the second quarter of 2023. Szyperski noted that the rapid rise in interest rates over the past two years has put pressure on the company's net interest margin, though this impact has started to diminish. Chesapeake Financial Shares was also named in American Banker magazine's "Top 100 Community Banks" for the 17th consecutive year. Additionally, the company announced a quarterly dividend of $0.155 per share, highlighting a 31-year consecutive dividend increase streak. The stock currently offers a 3.54% dividend yield, reflecting the company's strong commitment to returning value to shareholders. #proactiveinvestors #chesapeakefinancialsharesinc #otcqx #cpkf #JeffSzyperski, #Q2Earnings, #BankingSector, #FinancialStability, #Dividend, #LoanDemand, #NetInterestMargin, #EconomicOutlook, #BankConsolidation, #BankingChallenges, #FinancialPerformance, #CommunityBank, #BankAnniversary #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews

Equity deals can often be difficult to make happen with market pricing being often at 80% of the legal balance and in states with longer foreclosure time frames. But that's not the case for nonperforming notes in Texas, where foreclosure is the fastest in the United States.In this specific Round Rock, Texas nonperforming note case study, Scott Carson breaks down and walks you through the possible exit strategies and potential profit margins on this deal. Scott shares how to leverage the fast foreclosure timeframe and process to help create win-win solutions for you and the borrower. In this episode Scott shares:- Why it's not always about owning the property in equity deals.- How to calculate the different exit strategies to identify the best path to profits.-How working with an elderly borrower on a reverse mortgage can be a win-win.-How to work with a borrower on a cash-for-keys deal can help you take the property back without the risk of foreclosure or bankruptcy.-Time frame and pricing for a distressed borrower to list their house for sale in this market.-Why sharing daily case study videos like this one will help you grow your following, find more deals, and raise more capital.Watch the original video HERE!Book a call with Scott HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

How do you evaluate a tape of nonperforming notes to find the deals? How do you calculate the potential profits on a nonperforming note deal and decide which one to move forward with? Scott Carson will show you the way.In this episode taken from a current Money Monday Coaching Call, Scott Carson breaks down three nonperforming notes (one in TX, IN, and FL) by evaluating the tape, equity, and potential exit strategy (and potential profit margins) by going through the upfront due diligence. Scott looks at values, occupancy, taxes owed, and shares what he finds by doing a little social sleuthing on the borrowers to identify which of these three deals is worth pursuing. Watch the original video HERE!Book a call with Scott HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

When buying nonperforming notes with equity you have to take a lot of things into consideration before closing. Scott Carson shares one such case study on a nonperforming note is Opa Locka, Florida which has $90K in equity but is just starting on the legal path to foreclosure. Scott shares his insight, numbers, expected exit strategies, and other things to consider if this note is a deal or a dud.Watch the original video HERE!Book a call with Scott HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Texas is a great state to invest in especially with notes if you can find something that makes sense number-wise. Scott Carson discusses this nonperforming note deal in Weatherford Texas with a decent amount of equity and at a price that might make sense for a note investor to buy and then foreclose out the borrower on. Scott breaks down the numbers and insight into his thinking on whether this is a deal or a dud!Watch the original video HERE!Book a call with Scott HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

On this episode of Note Night in America, Scott Carson breaks down several performing and nonperforming notes in Texas, Florida, Illinois, Georgia, and Pennsylvania. He shares strategies, pricing from the seller, and expected exit strategies and returns.Scott also shares about his upcoming in-person Virtual Note Buying Workshop taking place in Austin, TX on July 21-23rd. RSVP your spot at http://notebuyingfordummies.com.Book a call with Scott HERE!Watch the original video HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest

Are you looking for nonperforming notes in Texas? Then this is one case study that you might want to look at. Scott Carson breaks down a 1st lien, nonperforming note deal located in Sugar Land, TX. Scott discusses the numbers and the back story of the borrower along with his potential strategy for making money on this deal. To learn more about how to invest in notes, check out http://NoteBuyingForDummies.com.Watch the original video HERE!Book a call with Scott HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

With a break from the regular programming, in this episode I share parts of my story as Josh Kalinowski, former pro baseball player and now CEO, interviews me. We talk about what it's like for me to raise an autistic son, the growth of my mortgage note business and loan servicing business, what I do to prepare myself for life's inevitable challenges, and my goals for 2023 - all in light of some of the most important lessons I learned from interviewing more than # people on their journey from adversity to abundance. “I think of Jocko Willink and extreme ownership - people will ask him, well, it's my fault I got cancer or something like that, and what he says is no, it is not necessarily your fault, but it's your, problem.” “Trying to focus on others, I truly believe, will give you the most purpose and the most value in your own life.”This episode will also air on the Leading and Living with Impact and Influencepodcast.Tune in as Josh and Jamie talk about:(00:00) Do sports make you a better entrepreneur?(04:45) Why I joined (and left) the military(07:45) How the economy affected my mortgage business(10:02) Performing notes vs. non performing notes(12:52) Parenting an autistic son(17:21) How to get closer to your spouse in tough times(23:16) What if vs. even if (mindset hack)(26:44) How to have extreme ownership(31:43) Why I stopped watching the news(34:27) Why focus on others3 nuggets from the episode: Non-performing notes are notes where you're buying the debt on a mortgage in which the borrower isn't making payments. After buying the debt, you would add value so that the note reperforms and you can resell it at a higher price than you bought it to another investor. Performing notes are cash flow plays. Nonperforming notes are exit plays.Focusing on others is a critical part of getting through adversity. It's not enough to just focus on yourself, at some point you have to shift your focus to serving others.Instead of asking yourself “what if” so and so happens, calmly tell yourself that “even if” something you're dreading happens, you'll find a way through.Links Josh Kalinowski: How a Professional Baseball PlayerOvercame a Crushing End to His Career to Become a Purpose-Driven Leader and CEOConnect with Josh Kalinowski:PODCAST: https://www.joshkalinowski.com/podcastLINKEDIN: https://www.linkedin.com/in/joshkalinowski/INSTAGRAM: https://www.instagram.com/joshuadkalinowski/ Follow Labrador LendingWEBSITE: https://labradorlending.com/LINKEDIN: https://www.linkedin.com/company/71512077/ FACEBOOK: https://www.facebook.com/labradorlendingINSTAGRAM: https://www.instagram.com/labradorlendingllc/YOUTUBE: https://www.youtube.com/channel/UChYrpCUlqFYLy4HngRrmU9QConnect with JamieLINKEDIN: https://www.linkedin.com/in/jamie-bateman-5359a811/TWITTER: https://twitter.com/batemanjamesINSTAGRAM: https://www.instagram.com/batemanjames11/ Investment OpportunityAre you an accredited investor interested in monthly cash flow from an investment backed by physical real estate?Our income fund--which is uncorrelated to publicly traded stocks and bonds--invests in first-lien mortgage notes diversified by geography, property value and borrower type. The fund aims to pay its investors monthly distributions at a preferred rate of return of 8% annually. And possibly the best part? The fund showcases a short, 12-month commitment. Check it out today! https://investors.appfolioim.com/labradorlending/investor/public_opportunities/5

On this episode of the Note Closers Show, Scott Carson discusses the different exit strategies that you need to know as a performing and nonperforming note investor. He discusses how investors start at one end and work their way to the other end of the list depending on what they find out from the borrower. He also discusses the importance of dictating terms to the borrower but working to achieve a win-win scenario. If you would like to find out more information about note investing, make sure to check out Scott's Virtual Note Buying workshop at http://NoteBuyingForDummies.com.Watch the original video HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Would a 44% ROI in 45 days get you excited? That's exactly what happened to one of our newer note coaching students who recently purchased a nonperforming note in December and had it turn into a performing note when the borrower brought $25K to the table days before the foreclosure auction. Scott Carson breaks down how this deal happened on this win-win note deal that was a win for the borrower and a homerun for our student!Watch the original video HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Many homeowners in America are dealing with the struggle of paying their mortgages – a challenge that has been compounded by the pandemic. What can these distressed homeowners do to relieve these debts? Sam Wilson finds out in this discussion with the founder, chairman and CEO of AHP Servicing, Jorge Newbery. Jorge has been in the same position as many financially distressed Americans and has been able to pull his way back. In this episode, Jorge discusses how he and his company help both investors and homeowners resolve mortgage difficulties and he talks about helping debt-riddled people achieve freedom from debt.Love the show? Subscribe, rate, review & share! https://www.brickeninvestmentgroup.com/podcast

This week we discuss using mortgage notes as an asset class to build wealth and move towards FIRE. Martin Saenz is an experienced note investor, and he has published multiple books on the topic including Note Investing Made Easier, Note Investing Fundamentals, Cashflow Dojo, and several others. He shares his wisdom on how purchasing other people's mortgage debt can be lucrative even if they are not making payments. There are Many paths to FI! Where to purchase Mortgage Notes:  www.Paperstac.com  Share your wisdom on your path to FI by reaching out to us: Thegolcrownpodcast@gmail.com www.thegoldcrownpodcast.com  

This week's podcast episode is packed full of great information! After Saeed covers market data for Bellflower, Compton and Lakewood, our first guest is Anita Jones. She offers several crucial tips to first time homebuyers. With today's historically busy housing market, first-time homebuyers have it tough. Don't get into buying your first property without listening to Anita's advice. Our next segment features Mike Rus, an expert investor specializing in nonperforming mortgage notes. Mike and Saeed explain what nonperforming mortgage notes are, and Mike also shares how he first got into the business. Through hard work and seizing the right opportunity, you too can make money while you sleep.

Although nonperforming loans (NPLs) are toxic, there is a market for securitizing NPLs. We're joined by analyst Fabio Alderotti this week to discuss the trends we are seeing in the southern European NPL market, and what we expect to see from that market in the future. We also deep dive into the different factors we consider in our rating analysis of NPL securitizations.

On this episode of Tech Guys Who Invest, we talk to note investing expert, Bill McCafferty. We learn information and techniques about certain types of note investing that you can use to invest while helping people going through hard times. We also talk about mindset and overcoming obstacles. This is a great episode to learn an uncommon approach to real estate investing that is profitable and also charitable.  To view the full show notes, head over to tgwipodcast.com/bill-mccaferty

In this episode, Dan Deppen goes through three case studies – two notes that re-performed and one that became an REO – to give an idea of the ROIs that you can see when notes reperform along with some of the problems you can run into with REOs. By giving a representative sample of what he has seen in some of his ideals, he gives everyone a good idea of the reality of what happens in these note deals. Love the show? Subscribe, rate, review, and share! Here's How » Join the The Note Investor Community today: fusionnotes.com

America is going through a housing crisis, and people like Gail Villanueva, a seasoned real estate agent, is taking this problem seriously by figuring out ways to come up with properties that can get people off the streets. In this episode, Gail wakes people up to the reality of settling their debts or paying off their homes. As a resource to note investors and brokers, she talks about how she guides others on their financial decisions through her meetup group she calls Runs. Listen to Gail The Note Gal as she offers her insights on non-performing notes and how you can invest in them, too! Love the show? Subscribe, rate, review, and share! Here’s How » Join the Kevin Shortle Show community today: kevinshortle.com Kevin Shortle on Twitter Kevin Shortle on LinkedIn

What are LTV and ITV? In this episode, Dave Franecki of Capstone Capital USA, LLC explains what these terms mean and dives deeper on how we can use them in our note investment conquests. Having 30+ years of experience in various aspects of the real estate industry, Dave’s range of experiences includes real estate brokerage, landlord, rehabber, fix and flips, loan officer, credit repair, investor mentor, building and land development, and note investing. With people constantly getting confused with loan to value and investment to value, Dave helps us clear up this confusion by citing some real deal applications and examples. Love the show? Subscribe, rate, review, and share! Here’s How » Join the Kevin Shortle Show community today: kevinshortle.com Kevin Shortle on Twitter Kevin Shortle on LinkedIn

Welcome to Capital Markets Today and the MWM Fund Note Investing podcast series.This is the 2nd in a series of 5 podcasts discussing the creation and strategy of the MWM Fund, a req A fund enabling the smaller investor to participate in the non-performing note investment niche. Joining the podcast today is TJ Osterman and Rick Allen, founders of the MWM Fund.  In the last podcast, we discussed the opportunity in the note space as well as the overall strategy of the MWM Fund.  Today, we will get more into the weeds and discuss the fund structure, how to participate, fees and anticipated return.

The inventory is not gone, especially on the nonperforming side. It has simply shifted and it's going in a different direction. Chaz Guinn has been on the side of the industry that most people don't get to see, those people that buy in bulk and then go through due diligence to get that inventory out to individual investors. Chaz is the President and Managing Director of Revolve Capital Group, a real estate firm that is an active purchaser of seasoned or re-performing loans. He shares some tips on how you can get your hands on quality note deals and shares his insights on the quality of inventory he’s seen, why they created the firm, and the key focuses they’re looking at.  Love the show? Subscribe, rate, review, and share! Here’s How » Join the Kevin Shortle Show community today: kevinshortle.com Kevin Shortle on Twitter Kevin Shortle on LinkedIn  

As with any business, relationship building is always a critical part. Kim Tucker, the owner of Realty Resource, talks about bringing more notes in Kansas City or even across the country by running a real estate association for a wider notes business scope. Kim discusses their real-estate investment club and how they are different from the average with their advocacy and system. She notes the issues with real estate that are going on nationwide and says that doing events allows real estate investors, sellers, and buyers to share ideas and raise funds for certain causes. Kim adds that being in a group is priceless because you have people who are going to share information and can help you in preventing mistakes. Love the show? Subscribe, rate, review, and share! Here’s How » Join the Kevin Shortle Show community today: kevinshortle.com Kevin Shortle on Twitter Kevin Shortle on LinkedIn  

Welcome to Capital Markets Today and the IMN NPL Notes & Default Servicing Forum podcast series.The forum is being held Dana Point on June 3rd & 4th.Listeners of the podcast can use code NSCM30 when registering for a 30% discount A new foreclosure bill in New Jersey was just signed into law by Governor Phil Murphy.  The objective of the new Bill is to resolve the surge of new foreclosures and streamline pending cases.  In 2017 New Jersey led the country with nearly 70k foreclosures. Some highlights of the new Bill are Increasing the notice of intention to foreclose notice from 30 days to 180 days. Require any person acting as a mortgage servicer to obtain a license from the Commissioner of Banking and Insurance for each main office and each branch office where business is conducted. Reduce the statue of limitations in foreclosure actions from 20 years to 6 years. Revise certain procedure under the “Fair Foreclosure Act” to expedite foreclosure proceedings Require the county sheriff to conduct a foreclosure sale within 120 days of the sheriff’s receipt of a writ of execution. Joining the podcast to discuss the changing default environment is David Chen, Partner with Activist Legal. Activist Legal is a nontraditional law firm based in District of Columbia.  Activist Legal LLP facilitates legal services in the areas of real estate, mortgage, banking and private investor transactions for non-performing loans & assets.      

The outlook for the U.S. economy is dimming with several institutions lowering their growth forecast after April economic reports were published.  JPMorgan Chase cut its forecast for second-quarter economic growth to 1% from 2.25% Oxford Economics lowered its estimate to 1.3% from 1.6% and Barclays forecast went down to 2% from 2.2% April reports showed retail sales unexpectedly declined, factory output was below forecasts, business equipment orders declined, sales of previously owned homes fell and permits for single-family homes hit the lowest in almost two years. April data is does not consider Trump ratcheted up his trade war with China this month by raising tariffs on some goods and threatening more levies. Joining the podcast to discuss the economic outlook and how it could impact the NPL market is Daren Blomquist, Vice President of Market Economics at Auction.com. CREATE VALUE WITH STATE OF THE ART PORTFOLIO MANAGEMENT TECHNOLOGY

In todays episode of “Real Estate Nerds”, the Scotts (Smith and Carson) meet together to talk about a ‘Bad Beat’ S. Carson encountered earlier in his career. Scott Carson has been actively buying notes on residential and commercial properties since 2005 but this one stood out as a particularly tough deal. Todays episode covers tough […]

Have you ever heard about someone who “invests in notes” and wondered what this means? Co-host Kevin Galang is a note investor and in this episode of TGWI Kevin teaches us what note investing is. Some topics he covers are: The difference between performing and non performing How one makes money in note investing How you find notes What Kevin likes about note investing and why he choose this identity How you can be creative with note investing   Referenced in the show: Bigger Pockets and Dave Van Horn: https://www.biggerpockets.com/users/DaveVanHorn

In this week's episode of The Crushing Debt Podcast, we interview our friend Scott Carson of We Close Notes.  We first met Scott at Podfest 2018 and look forward to spending time with him again at Podfest 2019.  We were also happy to be a guest on Scott's Show - The Note Closers show. Scott buys and teaches others to buy non-performing debt at a discount, and then negotiates to help people stay in their homes (or leave with dignity and little to no liability). Scott and I discuss what types of loans Scott buys (from big banks, from private investors, etc.), why bad debt may be good debt, old loan modifications that may turn into bad debt, and different types of loans. To contact Scott, visit www.WeCloseNotes.com or email Scott at Scott@WeCloseNotes.com.

The IMN NPL Mortgage Notes Forum is being held on February 7th and 8th in Fort Lauderdale.  Listeners of the podcast can use code SP20 when registering for a 20% discount According to the annual Altisource 2018 default survey published last week, servicers are expecting increased delinquencies in their FHA loan portfolios in 2019. Post-crash, FHA, which some consider as government backed non-prime lending, is at least 50% of new originations.  In addition, Experian recently put out a report that indicates defaults across all loan types increased in the last quarter of 2018. Joining the podcast to discuss the note investing business is Paige Panzarello, founder of The Tryllion Group, an NPL investment firm.    Paige also teaches the “Building Wealth with Notes” workshops.  The workshops train on buying non-performing notes, what to look for in due diligence and how to mitigate risk.

IMN NPL Mortgage Notes Forum is being held on February 7th and 8th in Fort Lauderdale.  Listeners of the podcast can use code SP20 when registering for a 20% discount One of the more notable trends in the mortgage servicing business is the continuous growth of non-bank servicers.  Non-bank servicers pursue efforts to expand their servicing business through portfolio purchases and consolidation. Just this month, Mr. Cooper announced the acquisition of Seterus Mortgage Servicing adding over 300,000 customers to its platform. Joining the podcast to discuss the NPL servicing business is John Dunnery, Vice President of Government Loan Servicing at Bayview Loan Servicing.  Bayview is a nationwide servicer of both residential and commercial mortgage loans.

IMN NPL Mortgage Notes Forum, February 7th and 8th in Fort Lauderdale.  Listeners of the podcast can use code SP20 when registering for a 20% discount The U.S. housing market will continue to face headwinds that likely will grow in strength according to seven leading housing economists interviewed by Think Realty’s Housing News Report for their annual housing outlook. Home affordability challenges exacerbated by rising mortgage rates will slow home price appreciation in 2019 to the low single digits.  In addition, a slowing economy and inflated equity markets could further weaken demand for housing Joining the podcast to discuss the investment landscape in 2019 is Jay Tenebaum, Founder & Vice President at AZP Capital.  AZP Capital is a real estate investment firm specializing in acquiring assets nationwide. Jay is also Editor in Chief of the US Real Estate Journal, an online publication covering all facets of real estate for investors.

NoteExpo, November 2nd and 3rd, Dallas Tx. - www.noteexpo.com Today, Fannie Mae announced the winning bidder for its fourteenth Community Impact Pool of non-performing loans. The transaction is expected to close on December 18, 2018 and includes approximately 66 loans totaling $22.9 million in unpaid principal balance; the loans are geographically focused in the New York City area. The winning bidder was VWH Capital Management, a minority woman owned business.  The cover bid, which is the second highest bid, for the Community Impact Pool was 90.0% of UPB or 48% of the home value. Joining the podcast today to discuss the acquisition of NPLs and REO is Fuquan Bilal, CEO of NNG Capital Fund.  Fuquan heads up a multi-million-dollar alternative investment fund that Primarily invest in Real Estate Notes and REO's 

NoteExpo, November 2nd-3rd, Dallas TX Sharestates, an online crowdfunding real estate investment platform, has introduced financing for non-performing loans aimed at providing private real estate investors access to leverage.  By offering to finance up to 80% of the unpaid principal balance or value of the NPL, the crowdfunding company is opening up the NPL market up to a much larger pool of potential private investors.  This is yet another indication that private investors will continue to expand and maintain their presence in the NPL space. Joining the podcast to discuss the buying of mortgage notes is Eddie Speed.  Eddie founded NoteSchool which is a highly recognized training company specialized in the teaching of buying both performing and non-performing discounted mortgage notes. He is the owner and president of Colonial Funding Group LLC, which acquires and brokers discounted real estate secured notes.

NoteExplo - November 2nd-3rd 2018 - Dallas TX Freddie Mac announced this week that it sold via auction 3,247 delinquent non-performing loans from its mortgage investments portfolio. The loans, totaling $569 million and settling in December, are currently serviced by Specialized Loan Servicing LLC.  The loans were offered in three separate pools of which the winners were Balbec Capital, Lone Star and MCM Capital Joining the podcast to discuss the non-performing loan market is Bob Repass, Managing Director at Colonial Funding Group.   Over the course of his career, Bob has purchased over 40,000 performing and non-performing mortgage loans totaling over $2.5 billion dollars in volume.  In addition to managing the firm, Bob is a Managing Partner for Colonial Capital Management, where he is the Chief Investment Officer of CCM’s Colonial Impact Fund II.

In the note business, the primary intent is to let the borrowers keep their home and happy about their choices. When you're a nonperforming first note holder, you are first in line, you have a lot of flexibility going there, and you have a lot of options that you could provide the borrower to ensure that they can keep their home. Patty Ped of Aider Financials shares it's more challenging to provide the help that they want to in a second mortgage rather than the first, and so the first is a better option for them. With nonperforming seconds, with the ROI being more, the risk is also more. Join Patty Ped and Bill Griesmer as they discuss the differences between the second space and the first space, the way you deal with things, your due diligence, your focus, the amount of time and work you would spend on the borrower and the note itself, the servicing, managing it, the entire thing. Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

At the MBA Secondary Marketing conference last week, it was apparent that investor appetite for non-QM loans is growing at a brisk pace. Qualified mortgage applicants are getting harder to find and the market potential for non-QM borrowers is only growing. It’s estimated by many that the huge swath of would-be non-QM borrowers are likely the future of the mortgage industry.  Growth in non-QM lending is predicted to grow by over 400% next year.  It’s reasonable to associate increased non-QM lending with a stable NPL and RPL business for the foreseeable future. Joining the podcast to discuss the non-performing asset space is Tom Constantine, Executive Vice President and Chief Credit Officer at BofI Federal Bank.  Prior to joining BofI in 2010, Tom was a senior examiner with the Office of Thrift Supervision.  BofI Federal Bank is unique in that it is a branchless bank with over 10 billion in assets.

Fannie Mae announced its latest sale of non-performing loans, including the company's thirteenth Community Impact Pool know as (CIP).  The CIP pool will consist of roughly 700 loans totaling $134 mm in UPB.  States include New Jersey, New York, Baltimore, Maryland, Cook County, Illinois, Miami and other Florida areas. CIP pools are designed in to increase the inclusion of non-profits and minority & women owed business and have subtle requirements to increase the chance of home owner retention and neighborhood stabilization. Joining the podcast to discuss the NPLs and distressed real estate is Marcos Morales, Executive Director of Hogar Hispano, Inc.  Marcos is very active in the non-profit NPL and real estate space and manages a portfoliol of over $30mm from recent acquisitions.

Fannie Mae announced its latest sale of non-performing loans, including the company's thirteenth Community Impact Pool.   The four larger pools include 10,300 loans totaling $1.7 billion in unpaid principal balance and the Community Impact Pool of 700 loans totaling $134 million in UPB. Among other elements, terms of Fannie Mae's non-performing loan transactions require the buyer of the loans to pursue loss mitigation options that are sustainable for borrowers. In the event a foreclosure cannot be prevented, the owner of the loan must market the property to owner-occupants and non-profits exclusively before offering it to investors, similar to Fannie Mae's FirstLook® program. Joining the podcast today to discuss NPL & real estate opportunities is Alex Goldovsky, Founder and CEO of ProTitle USA.  ProTitle is a Nationwide Residential and Commercial Title Search, Analysis and Due Diligence firm. 

There has been an uptick in subprime mortgage securitizations issued by private lenders.  In 2014, $100 million in mortgage-backed securities were issued and in just the first half of 2017, $2.6 billion in subprime mortgage-backed securities were issued.  With the increase in subprime origination, we will likely see an increase in defaults as the market evolves and normalizes. Joining the podcast to discuss managing non-performing mortgage loans is Ron Brandenburg with Cal RE Fund Management.  Cal RE Fund is a real estate investment management company which has overseen and co-invested in the acquisition, restructuring and liquidation of $350 million of non-performing mortgages and REO since 2008.

The DDC Financial's European Investment Summit is being held on May 8th and 9th in Athens, Greece.  Listeners can use code NSCM30 for a 30% discount when registering.  According to the European Central Bank’s Chief supervisor, Daniele Nouy, Greek banks need to do more to reduce their very high stock of non-performing loans.  Nouy indicated that NPLs are the biggest challenge facing the banking sector in the country which is set to exit its third international bailout in August.  European Central Bank regulators are attempting to shrink NPLs by 40 percent by the end of 2019.  The reductions will be driven by restructurings, collections, write-offs and loan sales. Joining the podcast to discuss Greek NPLs is Dr George Mountis, Managing Partner at Delfi Partners & Company.  Delfi Partners specializes in corporate finance, strategy advisory, turnaround & restructuring, real estate asset management & NPL workouts.   

"This is episode #378, and my guests today are Rick Allen and TJ Osterman from Paperstac. Rick and TJ are not investors, but before they started in notes, they were wholesalers focused on wholesaling properties. As the market started to rebound and become more competitive, they fell into the note space, and have never looked back. Today we talk about why they invest in notes, instead of properties directly, and what the pros and cons are between traditional property investing and note investing. As you'll see, they're not as different as you might think. Let’s get started demystifying the world of note investing. Please help me welcome Rick and TJ to the show. Try out our FlipNerd Elite Membership for $1 for 7-days! Learn more about our premium training HERE!"

"This is episode #378, and my guests today are Rick Allen and TJ Osterman from Paperstac. Rick and TJ are not investors, but before they started in notes, they were wholesalers focused on wholesaling properties. As the market started to rebound and become more competitive, they fell into the note space, and have never looked back. Today we talk about why they invest in notes, instead of properties directly, and what the pros and cons are between traditional property investing and note investing. As you'll see, they're not as different as you might think. Let’s get started demystifying the world of note investing. Please help me welcome Rick and TJ to the show. Try out our FlipNerd Elite Membership for $1 for 7-days! Learn more about our premium training HERE!"

Entrepreneurs looking for lucrative and impactful investments have an opportunity to solve the mortgage crisis and make massive gains. Serial entrepreneurs Rick Allen and TJ Osterman are seizing that opportunity. They believe in this real estate investment strategy so much that they’ve built an online tool to help other investors get in the game. In this episode of the Capital Gains podcast, Rick and TJ show how it’s achievable by detailing their own success and explaining the process for other investors who want to enter this lucrative market. Why Invest In Non-Performing Mortgages? For the past five years, they have been purchasing non-performing mortgage loans and returning double-digit profits. Not only that, they have given low-income families the opportunity to keep their homes removing the stress and low confidence that comes with being on the brink of a foreclosure. Purchasing these seemingly unattractive loans is an opportunity that more and more investors are exploring, and there are educators, resources, and technologies which open the world up to anyone interested in moving into this attractive space. But, how easy is it to get into? Rick and TJ talk to us about the strategy, how to make that strategy successful for you, and making social responsibility a component of your business. Earning A Substantial Yield from Untapped Inventory Five years ago, Rick and TJ were offered the opportunity to purchase their first small balance mortgage loan when a bank agent called them and asked if they wanted a frame duplex. The property had $100,000 of debt attached to it, but they took a chance and bought it for $8,400. The first five properties they invested in within this market went so smoothly, they couldn’t believe how easy it was. They were contacting borrowers and offering to take their vacant properties off their hands, arranging foreclosure agreements, and paying them for their time. In one case Rick and TJ acquired a vacant property from a lady who was happy to hand over the keys in lieu of foreclosure. They gave her $100 for her time and sold the property for $28,000. From contacting the borrower to selling the house, the whole process took 15 days. The discounts on a mortgage note can range anywhere between 20-50% and can cost from $25,000 to $150,000. Why are the discounts so big? Because no institution has the ability to handle them. The discounted purchase of the mortgage means that Rick and TJ are able to offer a lowered rate for the borrower. In this episode of the podcast, they say that they have sometimes initially been out of pocket as they work to build the trust with the borrower. But because of the cut-price they paid out, in the beginning, they are able to create an affordable home for the borrower and still make a double-digit profit from their investment. Creating Affordable Home Payment Plans For Struggling Americans   Rick and TJ soon learned that the reward from investing in mortgage notes was more than just financial. The unexpected but emotional impact of helping buyers to keep their homes was huge. Rick and TJ are passionate about their business because it has the ability to improve the lives of thousands of homeowners. That’s why they launched paperstac.com. Rick and TJ created paperstac.com to help people find buyable mortgage notes. With around $400bn of unpaid principal balance non-performing loans still waiting unclaimed, it’s a market with massive financial and emotional gains to be had. Borrowers have had the fear of losing their home hanging over them, and investment serves as an opportunity to remove that fear with an affordable housing plan. The pair has the goal of saving 10,000 low-income family homes in the future. Learn more in this episode of the Capital Gains podcast. Connect with Rick and TJ Visit CloudCapitalManagement.com for more information on their fund if you are interested in learning more as a passive investor. Check out Paperstac.com where you can buy and sell mortgage notes and learn more about what’s available. More to come soon on the Money With Meaning website: mwmfund.com Richard Allen on LinkedIn Richard Allen on Facebook Richard Allen on Twitter TJ Osterman LinkedIn TJ Osterman on Twitter Papterstac on Twitter   Connect with Jonathan Twombly at www.twobridgesmgmt.com Jonathan Twombly on Twitter Jonathan Twombly on LinkedIn

According to Sal Buscemi, the commercial real estate bubble that's about to burst will make what happened with sub-prime mortgages like "Sunday School". He tells about some of the awesome opportunities that are coming up in the commercial space....don't miss this insightful episode of the FlipNerd.com Expert Interview! For a limited time, access a FREE Master Class called the "Real Estate Millionaire Blueprint" HERE!

If you think 'buying notes' is something that only 'secret society' members can do...think again. Gordon Moss buys non-performing junior liens, and today shares the details with us...as well as tell us how to learn more. Don't miss this episode of the FlipNerd.com Expert Interview! Try out our FlipNerd Elite Membership for $1 for 7-days! Learn more about our premium training HERE!

We have a little fun on this one and practice making phone calls to borrowers about their subperforming loans. For show notes, visit http://noteinc.com/18

Prepare yourselves! Listen, learn and laugh as Czarina breaks down Performing and NonPerforming Notes in ways you’ve never experienced before. Packed with education, excitement, a villain, an epic battle and a wonderful song… well, it’s an episode you will not soon forget. For show notes, visit: http://noteinc.com/10

BawldGuy audio with Jeff Brown and our guest Dave Van Horn.     Topics: 1.… The post What Happens With Performing And Nonperforming Discounted Notes And Land Contracts When There Is An Economic Turndown appeared first on BawldGuy Investing.

This is the first of twelve strategies that we use to create win-win strategies for our investors and homeowners.