Always and Never About Money

Do you ever feel caught between savoring today and planning for tomorrow? In this episode, we're becoming "time travelers" to explore the delicate balance between living fully in the present and intentionally building the life your future self will thank you for. I share a personal story that dramatically shifted my perspective and offer actionable insights on how to avoid regret, make mindful decisions, and embrace the power of both "now" and "next." Key Highlights:1. The Present vs. Future Dilemma: Understanding the common struggle of balancing immediate gratification with long-term financial and life goals.2. Your Future Self's Perspective: Learning to tap into the wisdom of your future self to guide present decisions and cultivate intentional living.3. The Power of Small Moments: Discovering how seemingly "boring" or small daily actions can be profoundly transformative for your long-term success.4. Overcoming Resistance to Planning: Addressing the reasons we often resist planning for the future and how to integrate strategic thinking without sacrificing present joy.5. Cultivating Peace and Intentionality: Practical insights on how to choose peace, avoid burnout, and make choices that contribute to the story you want to tell 10 years from now.This isn't about rigid rules, but about finding a harmonious strategy for a joyful present and a thriving future. You won't want to miss this!Links:Get Notified: Personal Finance CourseWant to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Think money talk has to be dry and boring? Think again. Join us for a radically different conversation with Cynthia Cramblett, host of the "Her Drive" podcast, as we explore the surprising and powerful connections between your body's pleasure, your sense of personal power, shadow work, and your ability to attract and receive financial abundance. This isn't your typical lecture on savings accounts. We dive deep into how reconnecting with your authentic self, embracing your desires, and even exploring your shadow side can unlock the flow of prosperity in your life. Key Highlights:The Body-Money Connection: Discover how owning your pleasure and reconnecting with your body's sensations directly impacts your self-worth and ability to receive financial abundance without guilt.Pleasure as Prosperity's Teacher: Explore how the energy of desire and creative expression, rooted in your physical being, can act as a powerful magnet for opportunities and financial flow.Unblocking Your Bag: Understand how shame, particularly around sexuality and desire, can create significant blocks to financial abundance and how liberating yourself in one area can positively impact the other.Shadow Work for Wealth: Learn how befriending your "darker" aspects and unconscious patterns can reveal hidden blocks to your financial potential and unlock new pathways to prosperity.Consensual Power & Financial Autonomy: Explore the surprising lessons that ethical power dynamics can teach us about reclaiming our financial sovereignty, understanding leadership, and aligning our earning, spending, and investing with our authentic values.Get ready to challenge your assumptions about money and discover a new path to financial freedom rooted in self-worth and embodied living.Cynthia Cramblett, dynamic businesswoman and host of the "Her Drive" podcast, brings her adventurous spirit and passion for connection to our episode. A Somatic Sexologist and Intimacy Coach, Cynthia guides individuals toward empowered and pleasurable living through coaching, workshops, and her podcast. With a background in travel and a deep dive into somatic practices, she blends playfulness with profound insights, helping women reclaim their power and redefine their lives on their own terms.Cynthia's Links:PodcastWork With Her - CoachingEpisode Links:Mating in Captivity by Esther PerelWant to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Feeling the weight of today's unstable economy? You're not alone. In this crucial episode, I cut through the noise and fear surrounding rising prices, interest rates, and recession talk. I name the anxiety that's in the air and then zoom out to uncover the deeper lessons this moment is trying to teach us. Key Highlights:Naming the Fear: Understand and acknowledge the collective anxiety surrounding the current economic instability, from rising costs to job insecurity.The Power of the Pause: Learn why this "universal pause" offers a valuable opportunity for introspection and re-evaluation of your financial priorities and habits.Mastering Your Financial Equation: Discover the fundamental equation of income, expenses, and savings, and how to actively adjust both sides to build a more secure financial foundation.Shifting Your Perspective on Budgets: Reframe your view of budgeting from a restrictive measure to a tool for creating spending boundaries and protecting your financial freedom.Identifying Opportunities in Uncertainty: Understand how those who are financially prepared can navigate economic downturns to their advantage through strategic investing and a long-term mindset.Discover how to shift your perspective, take control of your financial equation, and even identify potential opportunities amidst the uncertainty. If you're feeling overwhelmed by the current economic climate, this episode offers a path toward calm, clarity, and proactive financial strategies.Links:Get Notified - Personal Finance Course!Want to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Are you ready to master the art of negotiation and transform your life? Join us for an empowering conversation with Tricia Brouk, a renowned director and speaking coach, as she shares her invaluable insights on how to confidently negotiate your worth and unlock unprecedented success. From her days as a dancer in New York City to coaching top speakers on the TEDx stage, Tricia's journey is a testament to the power of knowing your value and refusing to settle. Key Highlights:Overcoming the Fear of Negotiation: Learn how to coexist with fear and confidently ask for what you deserve, turning potential rejection into powerful opportunities.Knowing and Articulating Your Worth: Discover how to quantify your value and articulate your unique contributions, giving you the leverage you need in any negotiation.Expanding Beyond Monetary Compensation: Explore the art of negotiating beyond salary, including travel expenses, testimonials, and access to valuable networks.The Art of Creative Negotiation: Understand that negotiation is a creative, back-and-forth process, where "no" doesn't mean the conversation is over, and alternative solutions can be found.Building a Legacy of Abundance: Recognize the importance of negotiating your worth to not only improve your own life but also to create a legacy of empowerment for future generations of women.Discover practical strategies to overcome fear, identify your leverage, and build a life of abundance. This episode is a must-listen for anyone ready to step into their power and create a lasting legacy.Tricia Brouk, an award-winning director and producer, empowers professionals to become influential speakers through authentic storytelling. Founder of The Big Talk Academy, she's certified countless speakers and produced TEDxLincolnSquare. Author of bestsellers "The Influential Voice" and "The Invitation," Tricia's expertise spans decades, placing speakers on global stages and helping them monetize their expertise. Her podcast, "The Big Talk," ranks in the top 1%. Her work, including the documentary "Big Stages," solidifies her as a leading voice in speaker development.Tricia's Links:WebsiteSocialsFree MasterclassDocumentaryWant to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Join Abbe F. Large and me for a powerful conversation with a seasoned financial advisor who's spent 31 years empowering families and navigating the complexities of wealth. This episode dives deep into the unique challenges women face in the financial world, from male-dominated spaces to the delicate balance of family and career. We explore the importance of open communication about money, the transformative power of personal experience, and how to approach financial planning with both strength and empathy. Key Highlights:Owning Your Power: Understand the importance of women embracing their assertiveness and challenging traditional power dynamics in finance.Family Finances: Open Communication: Learn practical strategies for initiating and maintaining healthy financial conversations across generations.Life's Lessons: Personal Impact: Discover how personal experiences, especially during times of loss, can shape your financial perspective and client relationships.Building Relationships: Beyond Transactions: Explore the value of creating genuine, lasting connections with clients and family members, extending beyond simple transactions.Financial Planning: Proactive Preparation: Gain insights on the necessity of planning for life's uncertainties while healthy and capable, ensuring peace of mind for yourself and your loved ones.Discover how to build lasting relationships, assert your value, and create a legacy of financial security.Abbe F. Large, Managing Director at Lenox Advisors, blends 30 years of financial expertise with deep empathy. Specializing in financial services, estate planning, and employee benefits, she prioritizes clients' well-being. Her personal experience navigating her father's cancer battle fuels her passion for supporting families through financial challenges. A Forbes Top Financial Security Professional, Abbe empowers clients to focus on family. She balances her career with outdoor activities and family time, embodying dedication and excellence.Abbe's Links:Lenox AdvisorsAbbe F. Large - Lenox AdvisorsWant to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

What happens when you reach the pinnacle of your career, only to realize it's not your true calling? Join Caytie Langford and me for an inspiring conversation with a powerhouse who walked away from a six-figure salary to empower women in real estate and wealth creation. We delve into her journey of self-discovery, the courage it takes to pivot, and why now is the most crucial time for women to step into their financial power.Key Highlights:Courageous Pivots: Learn how to recognize and act on your true calling, even when it means leaving a seemingly perfect career.Empowering Women in Wealth: Discover the importance of women's involvement in real estate investing and wealth creation.Aligning Passion & Purpose: Understand how to build a career and business that reflects your authentic self.Embracing Calculated Risk: Gain insights on overcoming fear and taking bold steps towards your financial goals.The Wealth Transfer Opportunity: Explore why this is a pivotal moment for women to secure their financial future.Discover how to align your career with your passion, embrace risk, and seize the opportunities of the greatest wealth transfer in history.Caytie Langford, a real estate investor and empowerment advocate, champions women in finance. As General Partner at Selene Brighthouse, she drives education and community for women investors. Founder of Trailblazers: Women in Real Estate Investing, she aims to boost female participation in the field. With 20+ years empowering executives, Caytie inspires confidence and resilience, sharing her own journey of transformation.Caytie's Links:Website: https://www.selenebrighthouse.com/  Listen to Caytie's Ted TalkWant to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Is money controlling your relationships? In this episode, we tackle two real-life scenarios that expose the hidden power of finances. Chelsea unpacks a story of a young man caught in a web of financial dependence and toxic family behavior, exploring how to break free and set crucial boundaries. Then, she delves into the common dilemma of lending money to family, examining the guilt, the risks, and the importance of clear communication. Key Highlights:Spot Financial Toxicity: Recognize manipulation.Build Financial Boundaries: Set firm limits.Lending Risks: Understand the pitfalls.Communicate Clearly: Transform relationships.Reclaim Your Power: Achieve independence.Learn how to protect your financial independence while maintaining healthy relationships. If you're struggling with financial boundaries in your relationships, this episode is a must-listen.Want to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Chelsea Williams and Justin Krane challenge the traditional views of money and financial independence. Dive into an eye-opening conversation about what it truly means to be financially free. They explore how understanding your personal desires and taking small, intentional steps can unlock a path to financial independence. From shifting your money mindset to trusting yourself through failure, this episode will inspire you to rethink the pressure around financial goals and embrace the journey.Key Highlights:Explore how your upbringing and beliefs shape your financial habits.Learn why clarity about your goals is crucial for financial growth.Discover the power of reframing your mindset from scarcity to abundance.Understand the importance of small, calculated steps toward financial freedom.Embrace mistakes as part of the process and learn to trust yourself on the journey.Tune in and start removing the pressure around achieving financial independence!Justin Krane, a CERTIFIED FINANCIAL PLANNER (TM) professional, is the founder of Krane Financial Solutions. Known for his savvy, holistic approach to financial planning, he advises his clients on how to unite their money with their lives and businesses. Justin received his Certified Investment Management Analyst SM (CIMA®) designation from Investment Management Consultants Association and in conjunction with The Wharton School of Business at the University of Pennsylvania. Using a unique system developed from his studies of financial psychology, Justin partners with his clients to identify and clarify their true life goals. He designs and manages investment portfolios that align with his clients' goals and objectives. Justin also works with entrepreneurs to create a bigger vision for their business with education and financial modeling.Follow Justin on LinkedInWant to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In this episode, Chelsea shares her unforgettable 4th of July experience in Washington, D.C., a trip that led to reflections on personal choices, co-parenting, and redefining financial freedom. Join her as she explores how life's unexpected shifts, like full-time camping and passive income living, require not just changes in money but mindset. This episode is packed with laughs, real talk, and powerful insights on breaking free from money fears.Episode Highlights:A surprising 4th of July moment that changed my perspective on life and finances.Chelsea's ex-husband's bold decision to quit his job and live off passive income.The two schools of thought surrounding big financial life changes.How your money story and lifestyle must evolve together.Overcoming criticism and embracing your version of financial freedom.Tune in for real-life lessons that challenge the traditional “grind” mindset!Want to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In this episode, Chelsea Williams reflects on key lessons from a recent legal industry event, featuring insights from keynote speaker James Clear, author of Atomic Habits. Drawing connections between personal finance, business ownership, and the power of small daily habits, Chelsea emphasizes how law firm owners—and anyone—can transform their financial story. Whether you're a business owner, a parent, or just trying to get a handle on your finances, this episode offers advice for building the future you want.Key Highlights:How the science of habits can fuel financial success for the long term.The power of small, consistent steps toward achieving your "big, hairy, audacious goals" (BHAG).Why AI is an opportunity—not a threat—for law firm owners.The critical shift law firms made during COVID and what it means for the future of legal services.Embracing motivation as a daily practice to stay on track financially and professionally.Dive into the conversation and learn how to use intentional habits to shape your future!Want to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Chelsea Williams sits down with a special guest, Elise Buie, to explore the intersection of financial management, business ownership, and parenting. They dive deep into the complexities of balancing professional success with personal joy, and how setting boundaries can help carve out space for what truly matters. This conversation is all about prioritizing your time, staying true to your values, and embracing the power of decisiveness in both business and life.Key Highlights: How societal expectations shape our financial and personal choices, and the importance of setting boundaries. The liberating feeling of focusing on your highest and best use of time. Why personal well-being should always be at the top of your priority list. The power of being a lifelong student in both business and life. How taking control of your time and attention can lead to greater freedom and fulfillment. Tune in for a conversation that will challenge the way you approach business, parenting, and the balance between the two.Elise Buie is the founder of Elise Buie Family Law, specializing in family law, particularly high-conflict divorce and dependency matters. Elise is dedicated to advocating for families, especially children, during difficult transitions. She brings extensive experience in complex parenting cases and offers personalized, civility-focused legal services. Elise is highly active in various bar associations and her team is available 24/7 to support clients, especially during crises.For more details, visit:WebsiteLinktreeWant to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In this episode, Chelsea explores how the financial habits we pass down shape future generations, emphasizing the importance of teaching kids about money early on. From chore-based earnings to building credit, Chelsea shares practical insights for parents looking to raise financially savvy children. She also touches on the delicate balance of encouraging passion-driven careers over traditional educational paths, and the vital role of wealth management in securing generational financial success.Episode Highlights:Teaching kids responsibility through money management.How to introduce the concept of delayed gratification and compensation for chores.Encouraging kids to make smart purchasing decisions and understand the value of money.Promoting financial literacy and career guidance beyond just the college route.Instilling wealth management knowledge to prepare kids for generational financial success.Tune in to learn how to equip your kids with lifelong financial wisdom!Want to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Chelsea Williams tackles real listener questions about the tricky intersection of money and relationships. From dealing with requests for financial help from family members to addressing money issues with a partner, Chelsea offers honest, actionable advice on how to handle it all.Throughout the episode, the focus is on setting boundaries, resolving underlying issues, and using money as a scapegoat. Whether you're navigating financial conflicts in a relationship or trying to manage requests for money from loved ones, this episode provides insight into how to handle these situations with grace, communication, and accountability.Key Highlights:Setting boundaries with family members who ask for financial help.Understanding how money issues reflect deeper relationship challenges.The importance of honesty, accountability, and communication in finances.How to avoid enabling behavior by lending money.Addressing the role of compromise and introspection in money-related conflicts.Get ready to shift your perspective on how money impacts your closest relationships.Submit your Am I The Asshole money questions here!Want to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In this episode, Chelsea Williams dives into the often-overlooked truths behind why so many people fail to reach their personal and business goals. She explores the essential role of being honest with yourself and others while maintaining consistency in every step of your journey toward success. Chelsea shares how surrounding yourself with the right people and facing hard truths are critical to overcoming challenges and hitting your financial and personal goals.Join the conversation as Chelsea encourages listeners to reflect on their own goals, embrace the importance of accountability, and discuss the realities of money and business.Key Highlights:Why honesty with yourself is key to achieving your goals.The role of personal attributes in business success or failure.The power of consistency in both personal and professional life.How supportive relationships are critical for long-term success.Encouragement to engage in open conversations about money.Tune in and learn how to break the cycle of failure and embrace the practices that lead to sustainable growth.Want to hear a specific topic? Text Us!Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In this heartfelt episode, Chelsea Williams shares her personal journey of navigating hardships while achieving business success, underscoring the crucial role of supportive relationships. Chelsea discusses the transformative power of organizing a women's group, highlighting the importance of uplifting female relationships in our lives.Listeners will be inspired by stories of breaking plates to symbolize releasing negativity and engaging in open conversations through a meaningful card game. Chelsea emphasizes the value of patience, humility, and forgiveness in cultivating strong female bonds and expresses hope in planting seeds for lasting, positive connections.Episode highlights:Chelsea's personal journey through personal challenges and business success.The value of women's support groups in fostering healthy relationships.Symbolic activities for releasing negativity and encouraging open dialogue.The importance of nurturing meaningful and supportive relationships.Encouragement for women to seek out and build strong, positive connections with one another.Tune in to this empowering discussion and discover the strength found in a village of women. Start building your own supportive network today!Want to hear a specific topic? Text Us!Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Join Chelsea in diving into the four essential principles and practices for protecting both financial and mental peace. She emphasizes the importance of knowing your next moves, solidifying your foundation, and setting consistent boundaries. Chelsea encourages you to incorporate these practices into your daily life to evolve your money story and create a path toward lasting success. Episode highlights:The importance creating and protecting your financial peace.Knowing your next financial moves and solidifying your financial foundation.The power of consistent dreaming and envisioning for financial success.Setting boundaries with money and maintaining financial discipline.Embracing consistency, intentionality, and the belief in financial success.Whether you're looking to build your financial foundation or embrace consistency and intentionality in your money management, this episode offers 4 principles to transform your financial journey. Episode links:Law of Attraction Journal Want to hear a specific topic? Text Us!Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Join host, Chelsea Williams, and Sam in this episode as they dive deep into the significance of small, daily decisions and the sustainability of habits, and discover how honoring the process of change can lead to lasting financial success.Haven't listened to Part One yet? Click here!Chelsea shares her personal experiences, including guiding her daughter through the financial discipline needed to purchase her first car, highlighting the profound lessons of patience and delayed gratification. Episode highlights:1. Building sustainable habits for long-term financial success.2. Understanding the psychological and emotional triggers behind money habits.3. Connecting personal and business financial behaviors.4. Breaking down financial goals into manageable, accountable steps.5. Honoring the process of habit change and maintaining financial discipline.This episode sheds light on the connection between personal and business financial habits, advocating for awareness and accountability in managing your finances.Tune in to understand how your financial patterns are tied to psychological and emotional triggers, and learn to proactively manage your finances to avoid hitting rock bottom. Episode links:Rocket MoneyCredit KarmaSam's Links:LinkedInWant to hear a specific topic? Text Us!Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In this inspiring episode, Chelsea Williams and Sam share Chelsea's daughter's remarkable story of buying her first car with equity at just 16. Discover how solid saving habits, resourceful decision-making, and leveraging family connections played pivotal roles in this milestone achievement.Chelsea dives deep into the importance of instilling financial literacy in children, emphasizing the lasting impact of teaching kids about money management, and savings from an early age. Episode highlights:1. A teenager's journey to buying her first car through disciplined saving.2. Teaching children about the importance of financial habits and savings.3. Lessons learned from setbacks in the car buying process.4. Leveraging family connections to make financially savvy decisions.5. Overcoming instant gratification and fostering long-term financial motivation.Tune in to this enlightening conversation that celebrates financial empowerment at any age and learn how to inspire the next generation towards financial success. Stay tuned for Part 2 of this series next Wednesday!Sam's Links:LinkedInWant to hear a specific topic? Text Us!Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In this episode, Chelsea touches on the powerful influence of patterns and habits on our lives, urging us to resist the impulse to quit at the first sign of difficulty.  She highlights the unique purpose of her podcast: to connect the dots between money and human behavior.Episode Highlights:Understanding the impact of money on human behavior and life outcomes.Embracing discomfort and learning from new experiences.Navigating the challenges and intentionality of making friends in adulthood.The importance of patience, persistence, and not giving up too quickly.Challenging negative self-talk and expanding your options in life.Sharing personal experiences from traveling, concerts, and the complexities of making friends in adulthood. Chelsea offers a refreshing perspective on embracing discomfort and staying motivated. She emphasizes the importance of patience and persistence, encouraging listeners to push through challenges and avoid limiting their options.Chelsea also tackles the topic of negative self-talk, providing actionable advice on how to challenge and overcome it. Her insights into the intentionality required for adult friendships, combined with her belief in the power of continuous learning and evolution, make this episode a must-listen.Episode Links:Mel Robins's Podcast Episode Want to hear a specific topic? Text Us!Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Uncover the secrets to financial success with Mindie Smith as she delves into the power of challenging money beliefs, structuring your finances for freedom, and prioritizing purpose over passion. Explore the transformative journey of mindset and intentionality for lasting financial success and personal fulfillment. Join us as we journal our money beliefs, create structured financial systems, and align actions with our true purpose. Don't miss this episode packed with insights on achieving your financial goals and living a purpose-driven life.Episode Highlights:1. From rock bottom to success, Mindie shares her inspiring journey, emphasizing the importance of recognizing self-worth beyond financial measures.2. Together they challenge traditional money beliefs, discussing the fallacies and dispelling common myths.3. Highlighting money as a force for good, the discussion focuses on structuring finances for freedom, resilience, and adapting to varied income streams in 2023.4. Practical insights as the duo explores crafting balanced financial structures for fulfillment, including the significance of having a structured approach to maintain financial balance.5. Unpacking the difference between passion and purpose, the conversation underscores purpose as the anchor for resilience and motivation in the face of challenges. Tune in now and embark on a journey of financial empowerment and intentional living!Mindie Kniss, MFA, PhD, is a coach, speaker, and day trader. After leaving a cushy career at a Fortune 100 corporation, she lost everything during the Great Recession to foreclosure, eviction, and bankruptcy. She then went on a mission to understand how wealth works. Through her coaching and online courses at Lucra.com, Mindie helps thousands of entrepreneurs and traders around the world upgrade their money mindset and get strategic about financial growth through personal growth. Mindie hosts The Lucra® Podcast and is the author of two bestselling books. She was featured in the films The Abundance Factor and Impact.Mindie's Links:Mindie's WebsiteThe Lucra PodcastThe Prison of Your Mind Ted TalkFacebookInstagramLinkedInTwitterMoney is The Root of All Evil EpisodeRocket MoneyAlways and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Discover the profound connection between health and wealth in this eye-opening episode with host Chelsea Williams and Dr. Jermaine Ware, a distinguished functional medicine practitioner and chiropractor. Together, they dive deep into the intricacies of holistic health and its impact on your financial well-being. Uncover the key takeaways from their enlightening conversation.Episode Highlights:1. Functional medicine's role in addressing root causes of health issues. 2. Navigating the world of health marketing and misdiagnosed conditions.3. Making simple daily changes for a healthier life.4. Breaking down the barriers between money and investing in health.5. The link between health, mindset, and financial prosperity.Your path to improved health and financial prosperity begins here. Tune in and embark on a life-changing journey!Dr. Jermaine Ware, an accomplished professional with certifications as a Certified Chiropractic Wellness Practitioner (CCWP), Certified Functional Medicine Practitioner, USA Track and Field coach, and Nutrition coach. He's a graduate of Indiana University, excelling both academically and athletically as a football player and track athlete for the Hoosiers. With educational credentials from Illinois State University and a Doctor of Chiropractic degree from Logan College of Chiropractic, he possesses a comprehensive knowledge base. Dr. Ware worked with Olympic, NBA, WNBA, and professional volleyball athletes. As well as the team chiropractor for a former Olympic gymnast gymnastics team, division one athletic program, and club track team. Dr. Jermaine is the founder of the HEROH Companies, encompassing Chiropractic, Functional Medicine, Publishing, and Clothing, with a mission to Help Everyone Reach Optimal Health (HEROH). He's committed to optimizing human performance, whether working virtually or in person, to enhance overall well-being and health. Check out his books: Elements 4 Optimal Health, The Parents Blueprint for Athletic Scholarships, and Nutrition Secrets for Athletes.Dr. Ware's links:LinktreeThe Blood Sugar ClassElements 4 Optimal Health: The Science, Philosophy and Art of Health BookAlways and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Step back into 2020 with Chelsea Williams, can you remember the heart of the pandemic and the thoughts that were going through your mind with a new year on the horizon that looked somewhat grim at the time?  Chelsea is re-releasing an episode recorded at the heart of the pandemic because the power of reflection can show us that there will always be a crisis that comes along. It's how we prepare for them and the perspective we choose that determines how we navigate the crisis in our lives. Learn some vital lessons of 2020 that are still valid in 2024, and how they can be your stepping stones to prosperity in this coming year. Episode Highlights:1. Reflect on 2020's lessons and growth opportunities.2. The importance of setting a vision and taking small, consistent steps toward your goals in 2024.3. Discover the power of small, consistent steps, the law of attraction, and release negative mindsets4. Find the balance between hard work and self-care for a prosperous 2024.Don't miss the opportunity to learn more about Chelsea's Money Roadmap Experience program. Join Chelsea in this transformative journey and position yourself for an incredible year ahead! https://moneymastery.mykajabi.com/money-roadmap-experienceAlways and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Join host, Chelsea, and special guest, Vasu, in a powerful episode addressing the urgent issue of domestic violence. They emphasize the importance of awareness and proactive action. Vasu, a general practitioner, shares her experiences dealing with domestic abuse cases and highlights the need for healthcare professionals to provide support.Episode Highlights:1. Raise awareness about domestic violence with alarming statistics.2. Cultural and social factors contributing to domestic violence are discussed, emphasizing its impact on all genders.3. Discuss our role in supporting domestic violence victims with empathy and judgment-free spaces is highlighted.4. The importance of self-care, gradual change, self-awareness, and education about domestic abuse is emphasized.This episode is a compelling call to break the silence surrounding domestic violence, promoting a safer and more empathetic world for all. Listen now to join the conversation. Vasumathy Sivarajasingam, known as Vasu, is an accomplished General Practitioner with over two decades of experience as a GP partner at Hillview Surgery in West London. She graduated from Ninewells Hospital and Medical School in 1995 and completed her vocational training scheme at Royal Devon and Exeter Hospital in 1999. Vasu's clinical expertise spans diverse areas, particularly focusing on women's health and family planning. Beyond clinical responsibilities, she actively engages in non-clinical roles, notably in Health and Human Resources. As the Primary Care Clinical Lead for Adult Mental Health, Green Agenda, and Patient Engagement in Ealing Borough, Vasu is dedicated to enhancing healthcare sustainability and patient well-being. She has been recognized for pioneering environmentally conscious practices and actively addressing social issues, including raising awareness about domestic abuse and reducing health inequalities.Children who see domestic abuse are victims too. Insightful DA awareness video accessible via this link: https://hiyos.org/children-who-see-domestic-abuse-are-victims-too/, offers a poignant perspective from a child's viewpoint.Domestic abuse – Ask for help!National Domestic Abuse Helpline: Run by Refuge, this helpline offers free confidential support and advice 24/7. You can reach them at 0808 2000 247Women's Aid: Women's Aid is a national organization that provides support and resources for women experiencing domestic abuse. They have a network of local services across the UK.Men's Advice Line: This helpline offers support and advice specifically for male victims of domestic abuse. You can reach them at 0808 801 0327LGBTQ+ Domestic Abuse Helpline: This helpline provides support for members of the LGBTQ+ community experiencing domestic abuse. You can contact them at 0800 999 5428Childline – 0800 1111 www.childline.org.uk (Free and confidential helpline for children and young adults in the UK)NSPCC - 0808 800 5000 www.nspcc.org.uk(A free, confidential service for anyone concerned about children at risk, including children themselves. The service offers counselling, information and adviceAlways and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Join Chelsea in an eye-opening journey through history, gender dynamics, and the changing roles of men and women in the context of money. Explore the evolution of feminine and masculine energy and how it shapes our lives today. In this thought-provoking episode, we'll dive deep into the impact of economic shifts, the rise of feminism, and the challenges both genders face in redefining their roles. Discover the significance of intention, gratitude, and balance in a world where money is becoming increasingly gender-neutral.Episode Highlights:1. Explore the concept of masculine and feminine energy beyond gender labels.2. Examine the history of gender and money, and how we came to be where we are today.3. Discover how men and women can find equilibrium in their changing roles.Join us for a compelling discussion that challenges stereotypes, fosters understanding, and encourages empowerment for all. Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Get ready for an episode that's bound to change the way you think about money! Join us as Nicole Stork-Hassad, a seasoned money coach, and Chelsea Williams, a financial expert, dive deep into the heart of managing money in relationships. Nicole takes us on her personal journey, from financial struggle to stability, unmasking the toxic beliefs and scarcity mindset that often sabotage our financial growth. She reveals how our brains naturally function and why it's crucial to craft a money system that aligns with our unique needs.Episode Highlights:1. Explores emotional aspects of spending and the importance of facing feelings for better financial choices.2. Addresses the complexities of couples managing money together, advocating for open communication and teamwork. 3. Shares insights for transformative financial journeys and the benefits of financial education and coaching.Ready to revolutionize your relationship with money? Tune in now and discover the power of embracing emotions and proactive financial management.See how we can work together to transform your relationship:https://moneymastery.mykajabi.com/relationship-financial-strategyNicole Stork-Hestad, Money Coach & Wealth Enabler, is on a mission to empower individuals and families to fund lives they're genuinely proud of. With over a decade of immersive learning in personal finance, family economics, financial counseling, and more, she's become a true expert in financial transformation. Armed with a Master's degree in Family Science and ongoing Ph.D. pursuits in Personal Finance and Family Economics, Nicole designs tailored money programs that help clients identify money challenges, understand emotional triggers, and overcome limiting beliefs. She crafts new money management systems, ensuring lasting positive change, all while using her own family's finances as an experimental canvas.Nicole's Links:https://www.nshmoneycoaching.com/https://www.instagram.com/nshmoneycoaching/https://www.linkedin.com/in/nstorkhestad/https://www.facebook.com/nshmoneycoaching/Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In the podcast Always and Never About the Money, host Chelsea Williams discusses the complex relationship between money and our daily lives. Through personal anecdotes and expert insights, she aims to inspire and educate listeners to change their money stories and find a new perspective on how money can enhance their lives. The episode also emphasizes the importance of addressing both the money going out and the money coming in. Williams encourages listeners to enforce clear expectations and track their emotions and facts about money for 30 days to gain awareness and make positive changes.Episode highlights:1. Explores how our habits, beliefs, and emotions shape our financial situations.2. Discussion about the emotions and beliefs tied into our money stories.3. Importance of reevaluating priorities when rebalancing the money equation.Are you ready to rewrite your money story? Tune in now and unlock the potential for a richer, more fulfilling life. Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Get ready for an engaging and insightful conversation with financial advisor Darren P. Wurz, as he shares his expertise on achieving financial success, especially tailored for law firm owners. Join us in this episode as we delve into the world of personal and business finance, uncovering valuable insights, actionable tips, and the psychology behind financial decision-making.Darren's refreshing perspective on financial planning emphasizes the importance of living your ideal lifestyle now while still securing your future. Whether you're a law firm owner, business professional, or anyone interested in mastering your finances, this episode offers valuable insights and actionable advice to help you achieve your financial goals.Episode Highlights:1. Discover why it's crucial to have a clear vision of your financial goals, both short-term and long-term, and how this vision can guide your financial decisions.2. Learn practical strategies for managing cash flow effectively, whether you're just starting or have an established business. 3. Find out how and why it's important to start planning for retirement now. Tune in now to gain valuable financial wisdom and take a step closer to financial success! Visit "The Lawyer Millionaire" website to access additional resources and connect with Darren P. Wurz for personalized financial guidance. Don't miss this opportunity to transform your financial future.Darren P. Wurz, MSFP, CFP®, is a renowned expert in financial planning for law firm owners, the author of "The Lawyer Millionaire," and an engaging public speaker. With over 8 years of experience, Darren specializes in guiding law firm owners to manage their finances wisely, make strategic investments, and plan for retirement. He co-owns Wurz Financial Services, applying his insights as a small business owner to assist his clients. Holding the CERTIFIED FINANCIAL PLANNER™ designation and a master's in financial planning, Darren's expertise is highly regarded. He is also the host of "The Lawyer Millionaire Podcast" and a sought-after speaker at prestigious legal organizations nationwide. Darren's Links:www.thelawyermillionaire.comhttps://linktr.ee/darrenwurz https://wurzfinancialservices.com/the-lawyer-millionaire-the-book/Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Have you ever stopped to reflect on those individuals who have left an indelible mark on your life, shaping the person you've become? In this heartfelt episode, I want to introduce you to the person who has had a profoundly influenced me – my father. In this  conversation, we explore the profound impact our parents can have on our lives, especially during our formative years.Epiosde highlights:1. Parental Impact: Explore the significant role parents, especially fathers, play in shaping the values and character of their children.2. Entrepreneurial Journey: Follow the inspiring journey of her dad's entrepreneurship, starting with a landscaping business and culminating in the founding of his own septic cleaning business.3. Lessons in Teamwork and Communication: Discover valuable insights into building exceptional teams, effective leadership, and the significance of connecting with people from all walks of life.4. Selflessness and Sacrifice: The episode wraps up by acknowledging the selflessness and sacrifices parents make for their children's future. It's a heartfelt tribute to the heroes in our lives who've shaped us into who we are today.This episode pays tribute to the heroes in our lives, showcases the profound influence parents can have on their children, and provides inspiring lessons from a father who led by example. You won't wanna miss this conversation! Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Money is a mirror. See how you can reflect inward to change your money beliefs to make an impactful change with your money story. Welcome to another captivating episode of Always and Never About Money, where we're here to challenge long-held beliefs and inspire fresh perspectives on personal finance and growth (and business, because let's be real personal habit are also our business money habits). In this intriguing episode, Chelsea delves deep into the age-old notion that money is the root of all evil.Episode Highlights:Questioning the Narrative: Chelsea kicks things off by asking the hard-hitting questions: Why do we say this about money? Why do we think it? Why do we choose to believe it?Money as a Tool: Let's shift our focus to the truth—money is not inherently evil; it's a tool. Money empowers individuals with more options and access. What truly matters is how one chooses to leverage it.The Role of Character and Values: Chelsea examine how unchecked character and values can surface in our financial decisions, often amplified by the presence of money. Money doesn't make choices; people do.Reflection and Transformation: Drawing parallels to self-help and personal growth, Chelsea emphasizes the importance of looking in the money mirror. It serves as a reflection of your core values, character, and decision-making patterns.Your Journey to Financial Freedom: Discover the power of reflection in propelling personal growth and financial wisdom. Understand that money is not evil; it merely magnifies the choices we make.Join us on this eye-opening journey as Chelsea challenges the notion that money is inherently evil and offer insights on how to take control of your financial narrative. Tune in now for a transformative episode that will reshape your perspective on money and its role in your life's journey. Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Welcome back! Whether you realize it or not, the placebo effect is at work in your life. So let's see how we can make it work FOR us. In today's episode, Chelsea explores the placebo effect and how altering habits can lead to desired financial outcomes. Williams encourages you to identify their money beliefs and expectations, reverse engineer their financial goals, and take action to change their money story for the better. The podcast also addresses the importance of mindfulness in money management and encourages you to be intentional with your spending and prioritize your values.Episode highlights:1. Introduce the placebo effect and how you can use it to change your money story2. Explains the importance of mindfulness in managing money and how it reflects in our  personal values3. Altering habits in favor of your desired outcome 4. Encourages you to reflect on your money story and face your financial situation head-onEpisode Links:Socials: https://linktr.ee/the_money_whisperGiveaway Form: https://app.lawmatics.com/forms/share/e30ba2df-99d2-4d12-bd86-e02f2cf776beMindvalley Podcast: https://podcast.mindvalley.com/how-marisa-peer-beat-cancer-twice-with-this-powerful-mental-technique/Asana Rebel: https://asanarebel.com/en/Profit First: https://www.amazon.com/Profit-First-Transform-Cash-Eating-Money-Making/dp/073521414X/ref=tmm_hrd_swatch_0?_encoding=UTF8&qid=1692642314&sr=8-1Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Welcome to another episode of Always and Never About Money! In this power-packed episode, your host Chelsea Williams is your guide on an exploration of the 5 fundamental keys to setting your business up for unparalleled success. Laying the foundation correctly is crucial, as many entrepreneurs tend to overlook one of these five vital elements, and pay for it in the end. Avoid putting yourself in a situation where, years down the line, you regret not having implemented these steps from the start.Episode Highlights:1. Define What Your Unique Success Looks Like2. Master Good Habits for Profitability3. Create Scalable Processes for Growth4. Anticipate The Process5. Harness Unstoppable DeterminationTune in to this episode of Always and Never About Money to equip yourself with the essential keys that will transform your business into a resounding success story. From money mastery and scalable systems to unshakeable determination, you'll gain the tools to navigate your entrepreneurial journey confidently and purposefully. Join us as we unveil the blueprint!Remember, the journey to success is paved with intention, innovation, and unyielding dedication. Subscribe now and embark on a transformative adventure!Episode Links:Socials: https://linktr.ee/the_money_whisper Giveaway Form: https://app.lawmatics.com/forms/share/e30ba2df-99d2-4d12-bd86-e02f2cf776beProfit First: https://www.amazon.com/Profit-First-Transform-Cash-Eating-Money-Making/dp/073521414X/ref=tmm_hrd_swatch_0?_encoding=UTF8&qid=1692642314&sr=8-1Good to Great: https://www.amazon.com/Good-Great-Some-Companies-Others/dp/0066620996/ref=tmm_hrd_swatch_0?_encoding=UTF8&qid=1692642326&sr=8-1E-Myth Revisited: https://www.amazon.com/Myth-Revisited-Small-Businesses-About/dp/B0C3CRFFQ3/ref=tmm_hrd_swatch_0?_encoding=UTF8&qid=1692642340&sr=8-1Asana: https://asana.com/Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In the podcast Always and Never About the Money, host Chelsea Williams explores the intricate relationship between money and our daily lives. She discusses the concept of a "money story," which is shaped by our experiences and beliefs about money. Chelsea shares personal anecdotes and insights to inspire and educate you on how you can change your own money stories. She emphasizes the importance of understanding one's values, beliefs, and emotions related to money in order to transform one's financial life. The podcast aims to spread financial literacy and empower listeners to take control of their finances.Episode highlights:1. The importance of understanding and changing one's mindset to change your money story2. Chelsea shares her own personal money story from the impact of her parent's divorce to her young adulthood and how they formed her perception of moneyEpisode Links:Socials: https://linktr.ee/the_money_whisper Giveaway Form: https://app.lawmatics.com/forms/share/e30ba2df-99d2-4d12-bd86-e02f2cf776beAlways and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Click here to check out Money Mastery's Linktree for all socials, upcoming events, services, and so much more!Welcome to the 'Always and Never About Money' Podcast!Are you ready to embark on a transformative journey towards mastering your finances and achieving true financial freedom? Welcome to the very first episode of "Always and Never About Money," the podcast that demystifies the world of finances and empowers you with the knowledge and tools to make informed decisions.In this episode, your host Chelsea M. Williams, a seasoned financial expert and enthusiast, will introduce you to the mission of the podcast and set the stage for the content that awaits you. Whether you understand money or not, "Always and Never About Money" will be your trusted companion on the path to money mastery.Podcast Highlights:✨Unveiling the Podcast's Mission: Discover the core mission of "Always and Never About Money" as Chelsea shares insights into the driving force behind creating this platform. ✨Breaking Down Money Myths: Chelsea will dive into common misconceptions about money that often hold people back from achieving their financial goals. Learn the essential "always" and "never" principles to reshape your money mindset.✨What to Expect in Upcoming Episodes: Get a sneak peek into the exciting lineup of episodes planned. From actionable budgeting tips to understanding complex money beliefs, Chelsea will reveal the topics that will empower you to take control of your financial future.Tune in to "Always and Never About Money" to embark on a transformative exploration of personal and business finance that will empower you to make informed decisions, unlock financial wisdom, and create a brighter financial future. Subscribe now and join the community of savvy individuals dedicated to mastering their finances, one episode at a time.Remember, it's not just about money—it's about embracing a new way of thinking, acting, and achieving the financial success you deserve.Always and Never About Money Episode Links:Socials: https://linktr.ee/the_money_whisperMoney Mastery Website: https://moneymastery.mykajabi.com/Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/