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Hidden Killers With Tony Brueski | True Crime News & Commentary
There are ninety minutes in the Nolan Wells timeline that nobody has ever fully explained, and they sit right at the center of everything. Nolan was eighteen, a wide receiver at Southwest Mississippi Community College from Ocean Springs, Mississippi. The timeline itself is mostly machine-logged and undisputed. A boat left a dock outside Ocean Springs at 9:56 on the morning of the Fourth of July. The group reached Horn Island by 11:14. The boat left the island at 4:31 that afternoon, passed Fort Bayou near 5:52, reached a dock at 6:06, and was pulled from the water at a launch by 7:19 before heading overland to Biloxi. Between those clean, logged numbers sits the gap. Nolan was last seen on the island around three in the afternoon. Around four, the boat's operator called a towing company to report the boat was taking on water. Investigators haven't publicly explained those ninety minutes. Neither have the friends who were out there. Neither has the family's own legal team. A National Park Service ranger recovered Nolan's body at 8:45 Monday morning off the island's northwestern tip, in the exact patch of water that had turned up nothing during a search the day before. There's a phone left on the dashboard with two competing explanations, an empty photo roll with two competing explanations, and a video that circulated widely with two competing accounts of how it surfaced. Attorney Ben Crump says Nolan's friends had his phone after he was left behind, and that messages had been deleted by the time the family got it back. No agency has released a cause or manner of death. Ninety minutes is a long stretch of ocean to leave unaccounted for. Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePod This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice. Hashtags #NolanWells #BenCrump #HiddenKillers #TrueCrime #HornIsland #OceanSpringsMS #MississippiNews #JusticeForNolan #ColdCase #TrueCrimePodcast
Better Business Better Life! Helping you live your Ideal Entrepreneurial Life through EOS & Experts
In this episode of Better Business, Better Life, Debra Chantry-Taylor is joined by Kris Snyder, Chief Advocate at Ninety.io, to explore how EOS® Powered by AI is helping leadership teams work smarter, run better meetings & build scalable businesses.Kris shares his journey from building five software companies & surviving the dot-com crash to becoming an EOS® Implementer & one of the driving forces behind Ninety.io. Today, the platform supports more than 18,000 companies & over 300,000 users, while staying grounded in the core principles of EOS®.A major focus of the conversation is how AI is transforming the way businesses use EOS®. Kris explains that AI is not replacing the EOS® process or the role of the EOS® Implementer. Instead, it removes administrative work, surfaces insights & helps leadership teams spend more time solving real business issues.Debra & Kris discuss how AI-powered tools within Ninety.io can improve meeting preparation, identify patterns, provide visibility into team performance & help leaders ask better questions. They also explore how Ninety.io is balancing innovation with the simplicity that makes EOS® so effective.Beyond technology, Kris shares why exit planning should begin long before a business owner is ready to sell. He explains how EOS® helps businesses become less dependent on the founder by building stronger leadership teams, clearer accountability & systems that allow the business to thrive independently.Throughout the episode, Debra & Kris reinforce that while AI can improve productivity & efficiency, lasting business success still depends on clear leadership, disciplined execution & meaningful human relationships.This episode is essential listening for entrepreneurs & leadership teams who want to understand how EOS® Powered by AI can improve meetings, strengthen accountability, simplify operations & build a business ready for the future. CONNECT WITH DEBRA: ___________________________________________ ►Debra Chantry-Taylor is a Certified EOS Implementer® | Entrepreneurial Leadership & Business Coach | Business Owner►Connect with Debra: debra@businessaction.com.au ►See how she can help you: https://businessaction.co.nz/►Claim Your Free E-Book: https://www.businessaction.co.nz/free-e-book/___________________________________________ GUEST'S DETAILS: ► Kris Snyder – LinkedIn: https://www.linkedin.com/in/krissnyder/► Website – Kris Snyder: https://krissnyder.com/ Ep 281 Chapters:00:00 – Introduction47:04 – Transition to EOS and Ninety.io47:19 – Changes in Ninety.io and EOS Purity47:33 – Impact of AI on EOS and Ninety.io47:47 – Challenges and Opportunities in EOS Implementation50:11 – Planning for Exit and Personal Growth50:44 – Advocacy and Community Building53:26 – Final Thoughts and Tips
Well, I think we can probably call it: in the end, no one cared enough about the controversies at the Football World Cup. We all just had a really good time watching it. Anyone hoping, and there were definitely people hoping, that this would be the World Cup where the corruption would finally be too much, the controversies would finally be too much, and something would be done about it, will be horribly disappointed. Already, it sounds like UEFA is ignoring calls to deal with FIFA president Gianni Infantino after US President Donald Trump involved himself in getting the red card overturned. And already, more than 200 of FIFA's member associations have formally backed Infantino for re-election. I think those two things should tell you more than anything else that nothing is going to come from any of the politics or any of the controversies. Instead, what's going to happen is that Infantino will celebrate yet another successful tournament. The football was great. It wasn't diluted by the extra teams, which is what people were worried about. It wasn't predictable. You had surprise successes like Cape Verde. Nearly seven million fans passed through the gates. That is, by the way, enormous. That's double the previous record, which was set in the US 32 years ago. Ninety-nine-point-seven percent of tickets were sold. They think the final will be the most-watched football match on record. Now, sure, in years to come we're going to remember that Trump got a red card overturned, just as we're going to remember the rainbow armband drama in Qatar. But, we're also going to remember that the Argies got really heated up and had a fight after the final, that Lionel Messi got a hat-trick and that Eli Just scored a double for the All Whites, who actually turned out to be not half bad and gave us some hope that maybe quality football is finally improving in this country. In the end, the controversies are just part of the story but they didn't stop people going to the games or watching the games, which is so predictable because this is what happens every single time.See omnystudio.com/listener for privacy information.
Headline news for July 20, 2026: A third US service member is confirmed killed in the Iran conflict, bringing the total death toll to seventeen since February. Brent crude crosses ninety U.S. dollars a barrel as fighting enters its ninth consecutive night. The Strait of Hormuz traffic crashes to just four vessels on Sunday, its lowest in weeks. Synopsis: A round up of global headlines to start your day by The Business Times. Written by: Claressa Monteiro (claremb@sph.com.sg) Produced and edited by: Claressa Monteiro or Nicole Teo Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.
Autism and Diagnosis Metabolites and Phenotypes In a brand new paper entitled. “Elevated Microbially-Derived Metabolites in Autism: A Possible Diagnostic Screening Test for a Distinct ASD Phenotype,” Dr. Flynn and colleagues investigated whether specific urinary metabolites produced by intestinal microbes could serve as predictive biomarkers for autism spectrum disorder. The study proposes that a large subset of children with autism may represent a biologically distinct phenotype characterized by markedly elevated microbial metabolites, which the authors term ASD-MDM (Autism Spectrum Disorder associated with Microbially-Derived Metabolites). The investigators analyzed urine samples from 52 children with ASD and 47 typically developing (TD) controls, ages 2–11 years. They measured microbial metabolites derived primarily from phenylalanine metabolism, tryptophan metabolism, and yeast metabolism. These were chosen because decades of autism, microbiome, and metabolic research have repeatedly implicated abnormalities in microbial metabolism of aromatic amino acids, especially phenylalanine and tryptophan, along with evidence of elevated fungal/yeast metabolites in subsets of children with ASD. The findings were striking. Children with ASD demonstrated significantly higher concentrations of many microbial metabolites than controls. Some metabolites were elevated by hundreds to thousands of percent, and in certain children concentrations were reported to be 100–1000 times higher than the highest levels observed in any control participant. Twenty-three of twenty-four measured microbial metabolites were higher in ASD participants. Ninety percent of the ASD participants (45 of 50) had one or more extremely elevated MDMs. Particularly notable were elevations in compounds related to p-cresol, p-cresol sulfate, phenylacetylglutamine, indole derivatives, and arabinitol, suggesting abnormalities in microbial metabolism involving aromatic amino acids and yeast overgrowth.... Also, Inflammation and Allergy. Enjoy, Dr. M
Our UFO Sighting and Real Aliens From Altered States Niles Heckman Download In late 2025 to early 2026, we may have done a bit of helping out working on the Spielberg film Disclosure Day. Theodore Sturgeon, the science fiction writer, when responding to critics who said "ninety percent of science fiction is crap" said "Ninety percent of everything is crap". This is one of the most useful epistemological tools ever invented. It applies to anything made by man. Including start ups and religion! And nowhere does it apply more beautifully than to crop circles and UFO's!The mistake made by both believers and debunkers is that they refuse to acknowledge Sturgeon's Law. The believer says: "Every UFO is an alien spacecraft." The debunker says: "Every UFO is Venus or a weather balloon." Neither position survives contact with reality. The mature position begins with: "Most reports are probably mundane. The interesting question is the remainder." That is how science actually works.These insight sub-episodes are mirrored on our primary YouTube channel which can be found at https://www.youtube.com/@NilesHeckman/videos
From time to time I have given you updates on teenagers and drug use. The latest data from the National Institute on Drug Abuse show us that while the use of drugs and alcohol continues to be a problem among our kids, there is some good news. The majority of our teenagers report no use of substances during the previous thirty day period. Ninety one percent of eighth graders, eighty two percent of tenth graders, and sixty six percent of twelfth graders report using no marijuana, alcohol, or nicotine in the last thirty days. This trend reflects a steady decline that's held since twenty twenty. However, the most frequently used substances by our kids are alcohol, nicotine via vaping devices, and marijuana. What this means is that our work is not done. The ready availability of these substances coupled with the adolescent bent towards experimentation and self-medication, requires our constant diligence, our educational efforts, and our willingness to intervene when necessary.
Something is trending among British teenagers that has left us wondering if we will ever see it here. A survey of two thousands parents and their teenage children offered some insight into how social interactions are changing in our increasingly digitized world. Ninety two percent of the teenagers surveyed said that they are much more comfortable and at ease communicating with someone via text or emoji than they are at communicating face-to-face. In addition, fifty-six percent of the teens surveyed are uncomfortable engaging in small talk, and they admit that they'd go to lengths to avoid it. And finally, twenty four percent of the teens say they cannot deliver a handshake that's confident. Parents, I'm guessing that you were trained to look people in the eye, carry on a conversation, and deliver a firm handshake. We need to foster face-to-face intergenerational communication, and our churches are a great place for making that happen!
Geoff takes the law into his own hands, and Annabel is plagued with bad luck Hosted on Acast. See acast.com/privacy for more information.
Le 90 fait sa star sur le podcast cet été ! Un nombre dont les multiples aspects sont présents sur le podcast. Je vous raconte comment un simple « Pomme F » sur mon Mac a fait surgir cette série de l'été. Ninety. In French, there's no single word for it – you have to say ‘quatre-vingt-dix,' literally ‘eighty-ten.' It's one of those quirks that makes French famous among learners. In this launch episode, I explain how a simple search on my computer turned ‘ninety' into the theme of this summer's rebroadcast series: nine archive episodes, from 2013 to 2025, all connected by the many faces of this number. This episode kicks off ‘Les épisodes du 90,' a special summer collection open to both One Thing In A French Day and Cultivate Your French listeners. Expect real, both crafted and unscripted storytelling – the kind of French you'll actually hear in Paris, not in a textbook. This summer, no pen, no notebook – just listening and speaking. Subscribers receive a podcast letter with this episode: a question to think about before pressing play, cultural markers to go deeper into the episode, three natural expressions to practice out loud, and a comprehension question to answer once you've listened all the way through. A different way to make progress in French.
More wild fire smoke is possible today along with hot weather.
Ninety-four 100-mile races finished. 14 DNFs. A bartending shift that turned into a Red Bull sponsorship. Karl Meltzer, known as the "Speedgoat," sits down with Joe De Sena to talk about what it actually takes to keep showing up to the start line at 58 years old. They break down his mental strategy for surviving the darkest hours of a hundred-miler, the races he dropped out of, why 11 of his 14 DNFs were mental, and what that taught him about headspace. Karl walks through the three non-negotiables he gives anyone who wants to stay in the game: get outside every day, build a routine you protect, and keep moving even when the first ten minutes fight you. Things You Will Learn: A single-word mental reset that keeps you moving when everything in your body says quit. Why most DNFs are mental, not physical and what that means for your own breaking points. The three daily non-negotiables that sustain performance across decades, not just seasons. Tools & Frameworks Covered: The Blink Reset: When suffering peaks, compress your timeline. Tomorrow at this time, you will be done. That reframe keeps your legs moving now. Headspace Audit: If your mind is checked out before the start line, the race is already lost. Identify whether the resistance is physical or mental before you act on it. Three-Point Daily Standard: Get outside. Protect your routine. Start moving even when the first ten minutes resist you. Consistency across years beats intensity across weeks. If this episode moved you, do not just listen. Do something about it. Sign up. Show up. Do the work. Spartan.com. No more excuses. Chapters: 00:00 Intro: 94 hundred-milers and counting 01:23 How Karl Meltzer found his distance at 100 miles 03:00 The bartending shift that landed a Red Bull sponsorship 04:36 Why luck only works if you follow up 07:58 Going from 71 to 100 finishes raising the bar at 58 10:15 What Karl tells people who have never run 100 miles 11:15 The dark place: how to fight the urge to quit at mile 60 13:00 The DNFs that still haunt him and what headspace really costs 15:01 Three daily non-negotiables: outside, routine, and just start 17:29 Nutrition, burgers, and refusing to be methodical 20:36 What Karl would tell his 10-year-old self 21:40 The plan to reach 100: Hard Rock, Wasatch, and the final six Karl Meltzer, known as "Speedgoat," is the most accomplished 100-mile trail runner in history, with 50 wins at the distance and nearly 100 career 100-mile finishes. Over a 25-year career, he has built a reputation for treating extreme suffering as a mechanical problem to be solved rather than a reason to quit. From failing twice before conquering the Appalachian Trail FKT to redefining what elite endurance looks like in his 50s, Karl represents resilience, longevity, and relentless discipline. His story is about consistency, mental toughness, and finding what actually works instead of following trends. Connect to Karl: Website: https://karlmeltzer.com/ Instagram: https://www.instagram.com/meltzerkarl/ Facebook: https://www.facebook.com/MeltzerKarl/
We've all heard how AI has been eliminating entry level jobs. Byron V. Garrett has a different story to tell. He's a Time Magazine Visionary Honoree and CEO of Genesys Works, and he runs a draft day. Not for football. Not for basketball. For high school students from the most underserved zip codes in the country, drafted by JP Morgan, Target, Deloitte, and 240 other companies across 9 cities. Seventy five percent of these students start earning more than one of their parents, sometimes both, for internships while they're still in high school. Ninety percent go on to college. Since 2002, more than 14,000 kids have come through this pipeline. This isn't the AI story you've been told. There's no doomsday. No dystopia. Just proof that the right training turns kids who might be overlooked into in-demand hires.
In 2022, EVONA had eighty staff, a Manchester office, a six-hundred-thousand-pound monthly cost base, and had just spent three hundred thousand pounds flying the whole company to Monaco. Tom Kelly calls it the moment four first-time founders lost perspective.What followed was one of the more honest rebuilds you will hear in recruitment. Contract team gone. Marketing team gone. Management team restructured. Tom moved to the US, took the wheel as sole decision-maker, and rebuilt around two metrics: twenty-five interviews per person per rolling four weeks, and a thirty-day close on every job.Three years on, EVONA is projecting ten million pounds net fee income this year. Three and a half million EBITDA. Thirty-five people. Two inbound client enquiries arrive every single day.Tom Kelly has been in the space sector since 2018. He has never taken outside investment. And last month was the largest in the company's history.On this episode of The RAG Podcast, Tom breaks down exactly how they got there.EVONA is now the dominant name in space sector recruitment. Ninety-five percent US clients. No cold outreach. No single client above nine percent of revenue. A thirty-two day average time to fill on roles that take competitors sixty.Tom Kelly is thirty-nine. He does not have a rigid three-year exit plan, but he does think there is a short window, and he does believe AGI changes the calculus for anyone thinking about an acquisition in this space. What he is building now is the version of the business that is worth something, the lean, high-output, brand-trusted version that took cutting fifty people to find.If you have ever wondered what it actually looks like to rebuild a recruitment business properly after it nearly breaks, this episode has the blueprint.Episode Sponsor: AtlasAdmin is a massive waste of time. That's why there's Atlas, the AI-first recruitment platform built for modern agencies.It doesn't only track CVs and calls. It remembers everything. Every email, every interview, every conversation. Instantly searchable, always available. And now, it's entering a whole new era.With Atlas 2.0, you can ask anything and it delivers. With Magic Search, you speak and it listens. It finds the right candidates using real conversations, not simply look for keywords.Atlas 2.0 also makes business development easier than ever. With Opportunities, you can track, manage and grow client relationships, powered by generative AI and built right into your workflow.Need insights? Custom dashboards give you total visibility over your pipeline. And that's not theory. Atlas customers have reported up to 41% EBITDA growth and an 85% increase in monthly billings after adopting the platform.No admin. No silos. No lost info. Nothing but faster shortlists, better hires and more time to focus on what actually drives revenue.Atlas is your personal AI partner for modern recruiting.Don't miss the future of recruitment. Get started with Atlas today and unlock your exclusive RAG listener offer at https://recruitwithatlas.com/therag/Episode Sponsor: HoxoEvery recruitment founder is investing in LinkedIn, but AI has turned templated posts and outreach into a commodity. When everyone sounds the same, the market stops listening. The recruiters winning now are the ones the market trusts.At Hoxo we help recruitment founders become the most influential name in their niche, using AI to multiply output while trust stays the product. Our clients turn their existing networks into £100K to £300K in new billings within months. Watch the free RAG listener training to see how: https://hubs.ly/Q03lBpYC0
It's not just growth.Full show notes here.The DisruptorsWith Liz FarrFor CPA TrendlinesScaling a business successfully usually doesn't happen automatically when top-line revenue grows, as Jason Blumer and Ian Vacin explain in their new book, “Scale with Purpose: The Service Entrepreneur's Guide to Intentional Growth.”MORE Streaming NetworkVacin, co-founder of Karbon, had seen a peculiar pattern across Karbon's Practice Excellence survey over the last eight years. Instead of smooth growth curves, firm data showed distinct scaling plateaus at specific headcounts. “Ninety-five percent of firms had this going up motion. Generally, we get to 12 to 16 employees, and then go backward, and they would tell us, ‘Yeah, it grew too fast. It didn't feel like the company that I wanted,' ” he explains.READ MORE > > >
Le 90 fait sa star sur le podcast cet été ! Un nombre dont les multiples aspects sont présents sur le podcast. Je vous raconte comment un simple « Pomme F » sur mon Mac a fait surgir cette série de l'été. Ninety. In French, there's no single word for it – you have to say ‘quatre-vingt-dix,' literally ‘eighty-ten.' It's one of those quirks that makes French famous among learners. In this launch episode, I explain how a simple search on my computer turned ‘ninety' into the theme of this summer's rebroadcast series: nine archive episodes, from 2013 to 2025, all connected by the many faces of this number. This episode kicks off ‘Les épisodes du 90,' a special summer collection open to both One Thing In A French Day and Cultivate Your French listeners. Expect real, both crafted and unscripted storytelling – the kind of French you'll actually hear in Paris, not in a textbook. This summer, no pen, no notebook – just listening and speaking. Subscribers receive a podcast letter with this episode: a question to think about before pressing play, cultural markers to go deeper into the episode, three natural expressions to practice out loud, and a comprehension question to answer once you've listened all the way through. A different way to make progress in French. D'autres épisodes à écouter aujourd'hui : 1698 — Raconter les vacances à Dieppe — la rencontre avec Olwen Morris, pianiste anglaise nonagénaire à Dieppe 2484 — Voyage mère-fille, deux épées à Lyon — pour le clin d'œil kung-fu (les épées !) en écho au 90 mains nues Jean-François, la série de l'été — pour la continuité avec la série de l'été précédent Why does French say eighty-ten instead of ninety? What is quatre-vingt-dix in French? Best summer French podcast series 2026 French podcast for intermediate learners What is a nonagénaire in French? Difference between chiffre and nombre in French French podcast with real conversations not scripted How to improve French listening comprehension this summer What is Cultivate Your French podcast quatre-vingt-dix · nombre vs chiffre · french numbers · spoken french · learn french · french stories · real french · podcast d'été · rediffusion · authentic french · french daily life · Dieppe
Ninety-six per cent of Black British adults don't swim regularly. That's the statistic from the Black Swimming Association that my guest came across while she was deep in research about bodies of water / about what they hold, what they absorb, what they promise. Phoebe Boswell is a Kenyan-British artist whose work has been shown at the Venice Biennale and in major institutions and collections worldwide. In this conversation, Phoebe talks about her latest large-scale commission for Art on the Underground, we move through scales of blue, now running alongside the escalators at Notting Hill Gate and Bethnal Green subway stations in London. She shares how she works with communities without extracting from them, why she stopped painting for twenty years and what brought her back, and what she has come to understand about figuration, freedom and the responsibility that comes with the work. You will leave with a deeper sense of what it means to make work that holds rupture and joy at the same time - and the courage it takes not to resolve them. KEY TAKEAWAYS Phoebe holds two things at once - A figurative practice that she describes as lovemaking - a sustained attention to the body, particularly the Black female body, as a way of truly seeing. And alongside it, a refusal to stay in the language of identity alone. Making work that holds rupture and joy at the same time isn't a flaw to be fixed. It's a way of working: that stays true to pain, history and politics while refusing to let go of tenderness, nuance, and beauty. Phoebe's approach to figuration, community and public space asks us to think more deeply about how we see who we work with. What we owe the people in and around our work, not just as subjects or audiences, but as co-holders of meaning. BEST MOMENTS “Art became a way of coming back to myself… it was a process of trying to re-see the self that had been kind of shattered. It was proclaiming myself, reminding myself that I'm still here.” “Art is this place for me to sense, to taste, or to test the borders of my own truth in a way that I don't think is always possible in real life. I think you go through seasons.” “Trust the porous borders between your projects. To return to what you left, changed. And to keep making work that is for the people in it, before it is for anyone else.” “I don't want to be free off the back of anyone else.” EPISODE RESOURCES https://www.phoebeboswell.com/ https://www.instagram.com/phoebe.boswell/ HOST BIO With over 35 years in the art world, Ceri has worked closely with leading artists and arts professionals, managed public and private galleries and charities, and curated more than 250 exhibitions and events. She has sold artworks to major museums and private collectors and commissioned thousands of works across diverse media, from renowned artists such as John Akomfrah, Pipilotti Rist, Rafael Lozano-Hemmer and Vito Acconci. Now, she wants to share her extensive knowledge with you, so you can excel and achieve your goals. ** Ceri Hand Coaching Membership: Group coaching, live art surgeries, exclusive masterclasses, portfolio reviews, weekly challenges. Access our library of content and resource hub anytime and enjoy special discounts within a vibrant community of peers and professionals. Ready to transform your art career? Join today! https://cerihand.com/membership/ ** Unlock Your Artworld Network Self Study Course Our self-study video course, "Unlock Your Artworld Network," offers a straightforward 5-step framework to help you build valuable relationships effortlessly. Gain the tools and confidence you need to create new opportunities and thrive in the art world today. https://cerihand.com/courses/unlock_your_artworld_network/ ** Book a Discovery Call Today To schedule a personalised 1-2-1 coaching session with Ceri or explore our group coaching options, simply email us at hello@cerihand.com ** Discover Your Extraordinary Creativity Visit www.cerihand.com to learn how we can help you become an extraordinary creative. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
-Start therapy with BetterHelp and get 10% off at https://betterhelp.com/whyfiles. #ad -Make your summer wardrobe easier—go to https://quince.com/thewhyfiles for free shipping on your order and 365-day returns, now available in Canada. -Let Rocket Money help you find and cancel unwanted subscriptions, monitor your spending, and lower your bills—join at https://RocketMoney.com/thewhyfiles. -Discover how to move your IRA or 401k into physical gold and silver — with no taxes or penalties. Get your free portfolio review and free gold & silver guide from GoldenCrest Metals: visit https://GoldenCrestMetals.com/thewhyfiles or call (888) 949-9172 now.
In 1935, a viceroy ordered a vineyard planted in the hills between Florence and Arezzo. Not to make wine. To mark a military conquest. Ninety years later, that same vineyard is producing one of the most celebrated Sangiovese in all of Tuscany. This is the story of Tenuta Sette Ponti — an estate that began as a hunting retreat, became a family obsession, and is now home to Oreno, a wine that has gone toe to toe with the great Bordeaux blends of France. Blind. And won. Alberto Moretti Cuseri, third generation of the Moretti Cuseri family and Export Director of the estate, sits down with Pierre Ferland to talk about the Valdarno di Sopra, one of Italy's oldest wine zones, certified fully organic and still largely unknown outside serious wine circles. The conversation covers the Vigna dell'Impero and its 90-year-old vines, the portfolio from Crognolo to Oreno, a pure Merlot called Sette, and a Trebbiano that makes a quiet argument for one of Italy's most underrated white grapes. And at the very end, Alberto says something about wine and identity that lands differently than anything else in this conversation. Featuring: Tenuta Sette Ponti, Valdarno di Sopra, Oreno, Crognolo, Vigna dell'Impero, Tuscany wine, Super Tuscan, Sangiovese, Italian wine podcast, Alberto Moretti Cuseri
For the 4th of July, the 250th birthday of America, Adam did the most Okie thing a man can do to celebrate: he took the family to a rodeo. Both boys went mutton busting, Friday and Saturday. Leo, six, drew a slow sheep the second night and rode it a full 17 seconds, hanging on and hollering "keep going, keep going!" into its ear because he knew he needed that sheep to move to score.-----------Sponsor: The Amen app (from the Augustine Institute)The Amen app is the free Catholic prayer app the guys use to prep the family for Sunday, listening to the Sunday Gospel on the way to Holy Mass so the kids are ready to receive it before they walk in. No paywall, no subscription trap, no upfront cost. Download the Amen app right now.Sponsor: Select International Tours: selectinternationaltours.comWhen Adam and Dave decided to lead their first pilgrimage, one name kept coming up: Select International Tours. Having used them, the guys can vouch for it. Wherever in the world you want to go, Select has a tour ready. Whether you want to lead a pilgrimage or attend one, head to selectinternationaltours.com and see everything they offer. You won't regret it.----------He placed top three, took home a little money and a free snow cone, and nobody's sure which one he was prouder of. John, three, puffed his chest out all day, crumbled at the chute, rode two seconds, hit the dirt, cried, and then immediately declared he was doing it again tomorrow. He did. Same result. He was in it for the story.Then there's Adam and the bull. He's always had the itch to put himself on the line, to go where it takes fortitude and prudence and a whole lot of luck. So he slipped up to the chute with the cowboys, just to feel the atmosphere next to something that powerful. A storm blew in and cut the bull riding short. Adam's calling that one Providence, same as the fight that got cancelled back when COVID shut down the world. Some signs you don't get to ignore.The pour is Teeling Wonders of Wood Single Pot Still, Virgin Swedish Oak. Ninety three dollars, and worth it. No Jim on hand to work the yummy scale, so the guys guessed it might've metamorphosed into a 7.321. Deep, resonant, dangerously delicious.The prayer request is Mary. She's a little over four months now, still in the NICU. Adam sent a photo of her smiling right through all the tubing, and it melted everybody. It's been a hard stretch, a step back, but she recovered fast, her breathing's improving, and there's talk of scheduling open heart surgery in the next four to six months. Adam described the NICU "tree," the pole that once held fifteen to twenty bags and lines and now holds four. Look where they were. Look where they are. Thank you for the prayers. They have not been in vain, and Lady Haylee has been heroic through all of it.Then the topic: what to do when you're struggling. Not just spiritual struggle. Focus, work, sin, the whole weight of it. Most of it isn't laziness. It's disorder, a misalignment between the intellect and the appetites, an internal civil war stoked by stress and exhaustion and distraction. Aquinas names it. Augustine sharpens it: the mind commands the body and it obeys instantly, but the mind commands itself and is resisted. Adam's own admission cut deepest. There is a part of him that does not want to be holy. Naming that was the whole battle. Once he saw the enemy clearly, fasting and prayer stopped feeling like punishment and started feeling like war worth waging. Protect, provide, establish, and fight for your own soul while you're at it. Win the next 15 minutes. Then win the next one. Raise your glass.TOPICS COVEREDCelebrating the 4th of July, America's 250th, the most Okie way possible: a rodeoLeo and John mutton busting both nights, and Leo riding a slow sheep 17 seconds while yelling at it to keep goingJohn, three years old, crumbling at the chute, crying, and immediately signing up to do it againThe bull that jumped the arena into the stands, and Adam's lifelong itch to ride oneAdam sneaking up to the chute and the storm that cut the bull riding short as ProvidenceCarl's 4th of July party, the Declaration recited by teenagers, the bike parade, and drinking a beer while riding a bike ("bunking")Bourbon of the week: Teeling Wonders of Wood Single Pot Still, Virgin Swedish Oak, $93Running the yummy scale without Jim and guessing at a 7.321Prayer update on baby Mary: four months in the NICU, a smiling photo through the tubing, and open heart surgery on the horizonThe NICU "tree" as a visualization of progress, from twenty lines down to fourWhy most struggle is not laziness but disorder and a lack of a clear vision of the endThe human person broken down: intellect, will, and appetites, each with different triggersSt. Thomas Aquinas on the harmony between intellect and appetite, and the civil war when they misalignSt. Augustine on the mind that commands the body instantly but resists commanding itselfThe full life of St. John Paul II as a case study in struggle met with faith and joyWhy you should tell your kids and grandkids your real struggle stories, not hide themRedemptive suffering, and the shortage of real perseverance stories for kids raised on pop cultureTolkien on dragons: children already know dragons exist; they need to know dragons can be beatenCuriosity as the quiet vice, and choosing the good over even a lesser goodWhy it's about atmosphere and scenarios, not willpower, because willpower gives out fastAdam's admission that part of him does not want to be holy, and going to war against itFortitude as the virtue of winning by not losing, and building a habit of small victoriesThe Dave Ramsey debt snowball as a picture of stacking winsCustody of the eyes, stopping the struggle before it starts, and "today, I will be a saint"REFERENCED IN THIS EPISODEBooks & Writings:Confessions by St. Augustine (the mind commands itself and is resisted)Summa Theologiae by St. Thomas Aquinas (harmony and misalignment of intellect and appetite)The Aeneid by Virgil (Adam reading it aloud with his boys over the summer)Tolkien's line on dragons in children's stories (misremembered on air as "Jetson")Saints & Church Figures:St. John Paul II, Karol Wojtyła (the extended story of his life and suffering)St. Thomas AquinasSt. AugustineThe bishop referenced in the "bishop's flattery" aside, may he rest in peacePeople:Adam Minihan (host; the rodeo, the chute, baby Mary, M6 Marketing, The Grounded Builder on Substack)Dave Niles (host; Lady Pamela and the kids)Lady Haylee (heroic through Mary's NICU stay)Leo and John Minihan (the mutton busters)Karl Graham (friend of the show; the 4th of July party)Dave Ramsey (the debt snowball and the philosophy of stacking wins)
Moving Towards Stewardship Leaders Make It Better Matthew 25:29 (ESV) — "For to everyone who has more will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away." I've had the privilege of visiting Notre-Dame Cathedral in Paris on four separate occasions. Every visit left its own unique impression. The first time, it was the awe of standing beneath those soaring ceilings, seeing the beautiful stained glass and the iconic art. It was nine hundred years of church history silently speaking through the cathedral itself. Notre Dame is a masterpiece. On my second visit, I had the privilege of taking my daughter. It was special experiencing the church through the eyes of a child. You notice things, new things, and appreciate them even more. Then came April 15, 2019. The world watched as fire broke out beneath the roof. For nearly fifteen hours, flames consumed one of the most recognizable structures on Earth. The ancient oak roof collapsed and the iconic spire crashed through the ceiling. For a moment, it felt like history was reduced to ashes. No one thought Notre-Dame could ever be rebuilt. My most recent visit was in 2022, during the restoration. This time the crowds were not there to admire the cathedral, they were watching the craftsmen. Massive scaffolding surrounded the building as stone masons carefully replaced centuries-old limestone, one block at a time. Carpenters hand-shaped oak beams using techniques that had nearly disappeared from history. I later watched a documentary about the restoration and learned that many of these craftsmen had to relearn forgotten skills just to faithfully restore what had been entrusted to them. This is a picture of stewardship in the kingdom! None of those craftsmen were restoring something that belonged to them, they were rebuilding something sacred that was entrusted to them. They gave every stone, every beam, and every detail the care of an owner because they understood their assignment as faithful stewards. Page 1 of 4 Own what you don't own. Grace World isn't nine hundred years old, but it is over ninety. Our church was built by faithful men and women who came before us, and it is now entrusted to us in the same way that one day it will be entrusted to those who come after us. We know that Grace World does not belong to us, it belongs to the Lord. We simply have the privilege of stewarding it for this season. That understanding carries a weight. One day, each of us will give an account for how we led in this season. The question that matters is, did we lead with the heart of the master or did we behave like a foolish servant? The Talent Was a Test, Not a Reward Jesus tells a parable in Matthew 25 about a master preparing to leave on a journey. Before he departs, he entrusts his property to three servants. He gives them no detailed instructions. He simply places what belongs to him into their hands and leaves. Two of the servants immediately go to work. They invest what they have been entrusted, and each doubles it. When the master returns, he speaks the words every follower of Christ longs to hear, "Well done, good and faithful servant." But the third servant responds differently. Out of fear, he buries his talent in the ground. When the master returns, he explains himself: "I knew you to be a hard man… so I was afraid, and I went and hid your talent in the ground," (Matthew 25:24-25, ESV). Get this! It is entirely possible to become so afraid of getting it wrong that you bury the very thing God trusted you with. You keep the ministry small enough to manage instead of growing it large enough to require faith. You hold tightly to your roles and responsibilities rather than delegating. You hold off on the decision or the opportunity because it feels risky. You call it being careful. God calls it burying the talent. When the master comes to demand an account, he isn't angry because the servant failed to double the talent like the other two. He is angry because the servant didn't even try. The issue was never what the servant was given. The issue was always what the servant did with what he had been given. THE TALENT WAS NEVER THE REWARD. THE TALENT WAS THE TEST. "For to everyone who has, more will be given, and he will have an abundance. But from the one who has not, even what he has will be taken away." Matthew 25:29 (ESV) The principle here is clear—God entrusts us before He increases us! We Are Entrusted with Two Treasures Every leader is currently stewarding two kinds of treasure. And it is so much more than finances. These are the decisions, the appointments, the meetings, the ministry, and every conversation you have. Kingdom treasure fits in two different chests. First — I steward WHAT God places in my hands. These are the resources you are entrusted with. Your time. Your treasure. Your talents. Your opportunities. Every one of them is a Kingdom tool, and every one of them is on loan. Am I maximizing what God has already placed in my hands or am I sitting on it? Second — I steward WHO God places in my care. These are the relationships you are entrusted with. Your soul. Your family. Your team. Your church. Your neighbor. Kingdom leadership is not the stewardship of programs. It is the stewardship of people. Remember, in the kingdom, we are entrusted with resources so that we can better steward the relationships because in the kingdom, people are the mission! What A Faithful Steward Knows Everything belongs to God. A faithful steward understands that they own nothing but steward everything. The moment I start treating a role as mine, resources as mine, the platform as mine, results as mine, I am no longer behaving as a faithful steward but a foolish servant. The foolish servant says, "My ministry. My people. My success." They forget that a faithful steward holds everything with an open hand because they know whose hand it actually came from. Stewardship dies the moment our possessions replaces our surrender. Faithfulness comes before increase. God doesn't send more until we've proven faithful with what we already have. Before asking God for more, have you fully stewarded what you already have? Where you see lack, ask two questions. First: Where is waste quietly eating away at my resources and my relationships? And second: Where do I have a surplus I've been protecting instead of investing? The increase you're praying for usually walks in through the door of the small thing you've been faithful with. God is watching how you steward the little before He entrusts you with the large. 3. Stewardship is measured by multiplication, not accumulation. God does not measure what you accumulate. He measures what multiplies because it passed through your hands. Everything that passes through a faithful steward should become more fruitful. That means the ministry is healthier, the leaders are more capable, and the people are further along than when you first met them. This means the ultimate test of your stewardship is not what you hold on to but what you hand off. That is our assignment. Not to accumulate resources and relationships around ourselves but to steward those things so well that we hand them back to the Lord stronger than the day it was handed to us. If your area of ministry could not survive your absence, you have been accumulating. If it is being built to outlast you, you are multiplying it. Putting Your Talent to Work Carry your area like the outcome is yours to answer for. Notice the broken thing before it becomes a crisis. Invest the talent instead of burying it out of fear. Treat the people entrusted to you as a trust you will one day give an account for. We are all stewards of something we did not build and will not lay the final stone in place. We are the current stewards. Ninety-two years of faithfulness came before us, and generations will come after us. We are craftsmen on a very long project. Refuse to be the ones who cut corners or fail to invest in the present. Carry this house with the master's heart one stone, one beam, one leader, one person at a time. Questions What am I under-stewarding? What gift, person, or opportunity have I been sitting on instead of investing? What have I over-controlled instead of entrusted? Where have I buried a talent by holding on too tightly and calling it "being careful"? Who needs more of my attention than my agenda? Which person entrusted to me have I been managing around instead of investing in? What resource am I sitting on instead of multiplying? What has God already placed in my hands that I keep meaning to put to work? If God evaluated my stewardship today, where would He say "Well done" and where would He ask me to grow?
The final episode in the series. Over eight episodes, you built a product, a platform, and four marketing funnels. Now: how do you grow without chasing every new trend?The answer is the Simple Six — six metrics that drive every business: client headcount (HEAD), average revenue per client (ARM), length of engagement (LEG), return on investment (ROI), effective hourly rate (EHR), and net owner benefit (NOB). These six multiply each other, creating compounding growth when improved systematically.The process: brainstorm tactics for each metric (the SixStorm), set a 6% improvement goal, focus on one metric at a time for a maximum of one month, execute, then move to the next. If you improve one metric by 6% every month, you double your business in a year — that's math, not motivation.For single-person businesses without staff, the "hold the gains" mechanism is systems and AI. When a tactic works, build it into a repeatable process and automate what you can. Your four marketing funnels are the foundation; the Simple Six is how you improve them, one lever at a time, forever.The episode emphasizes consistency over novelty. Ninety percent execution on what works, ten percent experimentation. Your business is limited by its leadership — you are the ceiling, not the floor.This episode includes three concrete examples across different industries, plus the SixStorm exercise you can complete immediately.This concludes the Starting A Single-Person Business series.Connect with Chris Cooper:Website - https://businessisgood.com/
Geoff celebrates the latest in a run of special occasions, and Annabel wishes she'd looked after her teeth Hosted on Acast. See acast.com/privacy for more information.
Nir Levy was nineteen years old when he was already commanding a unit in the Israeli army. He managed hundreds of people and logistics with life or death stakes, at an age when most of us were figuring out laundry. After the Israeli army came Amazon, where Nir eventually ran a full manufacturing facility. There, he learned to live by the company's obsession with getting it right, every package, every time. Now he’s Vice President of Operations at Final Frontier Manufacturing, a high precision aerospace shop in Colorado. A company that pulled him out of Chicago because they wanted someone who could build a world-class operation from the ground up. ******** Listen on your favorite podcast app using pod.link. . View the podcast at the bottom of this post or on our YouTube Channel. Follow us on Social and never miss an update! Facebook: https://www.facebook.com/swarfcast Instagram: https://www.instagram.com/swarfcast/ LinkedIn: https://www.linkedin.com/company/todays-machining-world Twitter: https://twitter.com/tmwswarfblog ************* Link to Graff-Pinkert's Acquisitions and Sales promotion! ************* Interview Highlights The Israeli Army Was His First School of Management In Israel, mandatory military service begins at eighteen, with assignments based on testing and advancement based on merit. Within a year and a half, Nir was a commanding officer, first as a frontline mechanic for a Navy SEALs unit, then staffing a maritime border patrol unit on the Gaza coast, then running HR and logistics for a unit of about 500 people in the Red Sea. “At a very impressionable age, you see what a world class operation looks like,” he said. The Amazon Standard: 99.65 Percent On Time After the army, Nir did his undergrad, worked in management consulting, and got an MBA from the University of Chicago. Amazon recruited him during his MBA through their Pathways program, which started him as a manager in a warehousing and fulfillment facility. After a few roles and promotions, he ended up running the manufacturing side, printing and binding books on demand with zero inventory sitting around. “Books are somewhat simple,” he told me, “but they can vary by any means.” Different paper, laminate, covers, cuts. Ninety five percent of orders shipped within four hours of the click. “That’s a world class operation right there,” he said. Across everything Amazon shipped, the standard was 99.65 percent on time or better. He says the principle behind it is customer obsession, treating every package like it has to arrive in time for Christmas, and building every process backward from the moment the customer needs it. The Amazon Playbook Meets Aerospace Final Frontier makes CNC parts for aerospace and defense, including a gear housing that sits on top of a rocket engine (pictured above). Cost runs anywhere from double digits to five figures depending on the part. Manufacturing at Final Frontier isn’t linear the way book printing was. Scheduling has to account for outside processing and raw material lead times on top of the work itself. Nir is applying what Amazon taught him about backlog management, planning weeks out instead of days, to a business with more variables. Near the end of the interview, I asked Nir what he enjoys outside of work. “I like organizing my pantry,” he said. “My pantry is very organized.” Somehow, knowing that, all of it made a little more sense. The post Army, Amazon, Aerospace, with Nir Levy — EP 269 appeared first on Today's Machining World.
Just after midnight on March 18, 1990, two men dressed as Boston police knocked on the door of the Isabella Stewart Gardner Museum, claimed they were responding to a disturbance, and were calmly let inside. Ninety‑one minutes later, the guards were tied up in the basement, thirteen masterpieces, including a Rembrandt seascape and a rare Vermeer, had been sliced from their frames, and more than $500 million in art had vanished into the night, leaving behind empty gold frames that still hang on the museum walls as taunting reminders of the biggest unsolved art heist in modern history.
The first ninety days of a client relationship teach a client more about working with you than anything you said to win them. In the second episode of the after-the-yes arc, Sheena reframes onboarding from paperwork to belief-building, and shows how an improvised onboarding teaches clients that everything will require the founder — building the bottleneck right into the start of the engagement. She walks through the three things a strong first ninety days does: it handles the trust handoff from sale to delivery, it sequences the early experience so the client always knows what comes next, and it delivers an early, visible signal of value. The episode includes a direct translation for product-based businesses, where onboarding is the post-purchase experience, and closes with the core challenge for this audience — taking the onboarding excellence that lives in your instincts and building it into a sequence that runs without your memory holding it up.Key Topics CoveredWhy onboarding is belief-building, not paperworkHow improvised onboarding trains clients to need the founderThe trust handoff from sale to deliverySequencing the early experience to reduce client anxietyDelivering an early, visible signal of valueOnboarding as the post-purchase experience for product businessesKey TakeawaysClients grade the first ninety days on whether the experience matches the promise.Uncertainty makes clients anxious, and anxiety makes clients high-maintenance.The bottleneck you feel later is often built in the first ninety days.A designed onboarding builds confidence in the structure, not just in you.Resources MentionedThe Strategic Discovery Audit — the diagnostic gateway to working with The DeVain CollectiveThe CEO Self-AssessmentBeyond Founder-Led newsletterConnect with The DeVain Collective:LinkedInInstagramWebsite: thedevaincollective.comConnect with Sheena:LinkedInInstagramAbout Beyond Founder-LedBeyond Founder-Led is the podcast for mission-driven founders — primarily women scaling service-based businesses from $500K to $5M — who are ready to move beyond being the bottleneck in every decision. Hosted by Sheena Hunt, founder of The DeVain Collective, each episode delivers frameworks, honest reflection, and practical tools for building a business that grows without sacrificing the founder or the mission.Support this show http://supporter.acast.com/beautifullycomplicated-podcast. Hosted on Acast. See acast.com/privacy for more information.
Rohan McCloskey refunded $350,000 in donations, gave up his salary for a year, and nearly lost everything. He's still building GoGenerosity. And he'd do it again.That kind of conviction usually comes from one of two places: delusion or proof. In Rohan's case it's the latter. One in six customers at his best-performing store donate every single time they shop. Ninety-eight percent of mystery shoppers said they were more likely to return to a brand running GoGenerosity than a competitor selling the same product. Only one merchant in his ideal customer profile has ever churned, and that was because the merchant's business hit financial difficulty, not because the product failed.Rohan is Founder and CEO of GoGenerosity, a Shopify app that turns small customer contributions at checkout into real goods delivered to charity partners. The model is cleaner than it sounds: a customer adds a $2 or $3 donation at checkout, those donations pool, and the charity receives a gift card at full retail value redeemed in-store. One hundred percent goes through. GoGenerosity charges merchants a monthly SaaS fee on top. Before all of this, Rohan ran three restaurants in Mount Maunganui through COVID, survived, and then decided to start a tech company instead.Today, we're discussing:How the GoGenerosity checkout model works in practice and why 100% of customer donations reach charity partners [05:03]The Hume mystery shopping data: 98% of shoppers were more likely to return to a brand running GoGenerosity than a direct competitor [15:26]Why one in six customers at Rohan's best-performing store donates $5 every single visit, and what two years of that data actually proves [18:07]The no-login product philosophy: why GoGenerosity deliberately has no merchant portal and sends monthly reports by email instead [28:38]Why raising capital too early nearly killed the business and what a two-year enterprise sales cycle actually costs a startup [47:35]What Rohan's psychologist told him on Christmas Day 2023 and how he kept building through a serious burnout [44:16]Connect with Rohan McCloskey | Explore GoGenerosity | Connect with Rosa Willis | Connect with Nathan BushSubscribe to the Add To Cart newsletter SMS us to Suggest a Guest Connect with Nathan Bush Join the Add To Cart Community
Our guest is Stacey Knight Mejia, an attorney by training but better known throughout Acadiana as “Sensei Stacey,” co-owner and chief instructor of Acadiana Karate. A ten-time national forms and weapons champion, Stacey has spent decades teaching martial arts, confidence, and practical self-defense to children and adults. Her message is simple but powerful: “The goal isn’t to live in fear. The goal is to live with awareness, confidence, and the ability to trust yourself.” As Stacey explains, avoiding violence begins long before physical self-defense becomes necessary. “Ninety to ninety-five percent of all self-defense scenarios can be avoided by pre-planning.” That single statement frames our entire discussion. Stacey explains that every attack begins with three elements: a predator, a victim, and an opportunity. Predators are looking for easy targets and easy opportunities, which is why awareness matters so much. “You are what you look like. How you stand, how you walk. Eye contact is huge because remember, the predator doesn’t want to get caught.” She encourages women to walk with purpose, maintain awareness of their surroundings, know where exits are located within seconds of entering a building, lock vehicle doors immediately, and always have a response plan before something happens. “Have a plan. What am I going to do? Where are the exits? How am I going to get out of here?” Throughout the interview, Stacey returns repeatedly to the importance of using your voice. “When I teach women physical self-defense classes, I sometimes have issues getting them to use their voice. They feel, ‘I’m silly,’ or they’re shy. I need you to become a tiger or a lion because the guy that’s coming at you has a criminal mindset.” One of the strongest themes of our discussion is learning to trust intuition. Gavin de Becker’s landmark book The Gift of Fear, was discussed and he argues that our instincts often recognize danger before our conscious minds do. “Trust your instinct. Trust your gut. It’s so important.” She tells parents to teach their children the same lesson. “No is a one-word sentence. No means no. Say no and run.” Rather than encouraging people to become fearful, Stacey wants them to become intentional. “I don’t want you to live in fear. But you need to be aware.” We discuss numerous real-world situations that women encounter every day, including shopping centers, grocery stores, parking lots, gas stations, DoorDash deliveries, ride-share services, parks, jogging alone, and even sitting in your own driveway scrolling through your phone. Stacey points out that today’s criminals are increasingly sophisticated, posing as delivery drivers, utility workers, or even leaving seemingly harmless items such as money dropped on the ground, windshield wipers moved out of place, or objects on door handles to create distractions. Her advice remains remarkably practical: “Verify, verify. Do not open the front door of your house for a delivery person or a utility worker until you verify.” She also recommends limiting distractions. “The cell phone can be very helpful but it’s a huge distraction.” Instead, she encourages using technology wisely by sharing locations with friends and family, calling 911 immediately if something feels wrong, and trusting that internal warning system. Another phone trick is to put your camera on if someone is stalking you. “Turn around and say, ‘Do I know you? Do you need anything? and take a picture. If they hurry away, you know they weren’t up to any good.” One of Stacey’s most moving stories involves a woman who survived a brutal sexual assault and eventually found her way to Acadiana Karate. Initially unable to speak about what had happened, she slowly rebuilt both her confidence and her life through training. “She came out victorious. She got her life back.” Stacey also offers reassurance to anyone who has survived an attack. “You survived. You shouldn’t feel shame about that.” Although Stacey has earned national championships in martial arts competition and even performed stunt work on the television series Mortal Kombat: Conquest after being recruited from the national karate circuit, she emphasizes that most people will never need advanced martial arts techniques if they develop strong situational awareness. Stacey recommends simple, easy-to-use personal safety devices such as Birdie or Hootie personal alarms that emit a piercing sound to attract attention and create an opportunity to escape. She is less enthusiastic about pepper spray, guns or knives. “I’m not an expert on those tools. I don’t advocate for it. I’ve heard so many horror stories about the attacker grabbing it and turning it on you.” She also recommends an inexpensive glass breaker/seatbelt cutter device that can be used both in vehicle emergencies and, if necessary, to escape from a locked vehicle. Her philosophy focuses on escape rather than confrontation. “The goal is to escape.” Stacey also explains why a single two-hour self-defense seminar cannot replace consistent training. “Don’t think that you’re an expert after one seminar.” Karate develops something much deeper than physical techniques. Through repetition, students build muscle memory so that, under the stress of an actual attack, simple defensive movements become automatic. “We just drill it, drill it, drill it.” Every August I get calls about teaching safety classes to daughters right before they go iff to college. ‘Please, can you teach self-defense in a week?’ The best thing I tell my parents is to buy this book: Confidence in Conflict for Campus Life, by Jill Weisensel . It goes through all things addressing personal safety awareness like theft in the dorm, sorority parties, how to address hazing and sexual assault, just really great tips on how to address high-risk behaviors.” Stacey also follows Dannah Eve who recently wrote a book called Street Smarts. Introduced to karate by her future husband, Pablo Mejia, while attending college, she earned her first-degree black belt before entering law school. She credits martial arts with helping her persevere through one of the most demanding periods of her life. “There are times in law school where we all just want to quit. Karate really helped me.” The discipline she learned on the mat carried directly into her legal career. Today, Stacey continues serving the community through Acadiana Karate while also sharing health and wellness advice through her “Stacey’s Optimal Health” platform. Whether discussing nutrition, exercise, parenting teenagers, or personal safety, her underlying message never changes: preparation creates confidence. This episode is for every woman, every parent, every college student, and every family member who wants practical, thoughtful guidance on staying safe while living life with confidence instead of fear. “Don’t live in fear. Just be aware.” For more information about Stacey Knight Mejia and Acadiana Karate, visit https://acadianakarate.com/
One of the things that hasn't gotten a lot of attention in the menopause space is the gut. It's one of those symptoms that you may have not even thought was related to this stage in life. You may find that you have diarrhea, constipation, and less tolerance with certain foods. Or like my guest Cynthia Thurlow, one bout of food poisoning can turn your gut upside down and have lasting effects for years.Cynthia is a nurse practitioner and metabolic health expert who explains why the gut matters in midlife and also gives us education on what is actually going on. How estrogen and progesterone directly impact your gut bacteria, motility, and inflammation. And while there are many modalities to treating it, some with good intentions moving from pharmaceutical drugs to vitamins isn't really giving the relief that many women are looking for.We get into the gut-brain connection, why fiber might be causing bloating, and how to start with the basics to getting your gut health on a good path.HighlightsThe gut microbiome contains 40 trillion bacteria, viruses, fungi, and protozoa. There are actually more cells in your microbiome than in your entire body.Most of the communication on the gut-brain axis goes from gut to brain, not the other way around. What happens in your gut directly affects your brain and mood.Ninety-five percent of patients don't eat enough protein. That's problem number one before worrying about fiber or any other intervention.Sitting down to eat and taking four to five deep breaths before meals shifts you out of sympathetic and into parasympathetic mode. This alone can improve digestion.There's a direct connection between gut microbiome health and vaginal microbiome health. They're not separate systems.Screening for adverse childhood events and trauma changes how you approach treatment because it rewires the autonomic nervous system and affects gut health.If you're experiencing digestive changes during perimenopause or menopause, this episode is for you. Understanding your gut is the first step to feeling better. If you found this helpful, please subscribe so you don't miss future conversations about what real midlife health looks like.Note: We experienced some audio technical difficulties during this recording. We've worked to enhance the sound quality as much as possible. Thank you for your patience and for listening.Get in tough with Cynthia:WebsiteBookInstagramFacebookTwitter/XYoutubePodcastSubstackGet in Touch with Me:WebsiteInstagramYoutubeSubstack
Ninety years ago, in 1936, American football underwent transformative developments that continue to resonate within the sport today. This episode provides a comprehensive examination of the pivotal events of that year, encompassing both college and professional football. We delve into significant occurrences, such as the inaugural NFL draft, where the Philadelphia Eagles selected Jay Burwanger, the first Heisman Trophy winner, thereby establishing a precedent for future drafts. Furthermore, we highlight the remarkable triumph of the Stanford Valboys in the 22nd Rose Bowl, a defining moment in collegiate athletics. As we traverse this remarkable year, we invite listeners to appreciate the foundational changes that have shaped the evolution of football in America.Don't forget to check out and subscribe to the Pigskin Dispatch YouTube channel for additional content and the regular Football History Minute Shorts.Miss our football by the day of the year podcasts, well, don't, because they can still be found at the Pigskin Dispatch website. Do you want more football history? Test your Gridiron Knowledge, we feed you Daily with our new FREE activity, The Pigskin Trivia Drive.Grab a copy of our latest book, "Marooned," on the 1925 Pottsville Maroons NFL franchise saga.*OR* Grab a copy of our book on Western Pennsylvania football history, "World's Greatest Gridiron Team" on the 1903 Franklin All-StarsDrop us a line at PigskinDispatch@gmail .com and check out and subscribe to the Pigskin Dispatch YouTube channel.Contact us directly at PigskinDispatch@Gmail.comMiss our football by the day of the year podcasts, well, don't because they can still be found at the Pigskin Dispatch website. Takeaways: The year 1936 was monumental in the history of American football, impacting both college and professional levels significantly. The introduction of the first NFL draft in 1936 revolutionized player selection and team strategies in American football. Stanford's Valboys, a group of dedicated players, achieved their vow of defeating rival teams during the 1936 season. The inaugural Associated Press writers poll introduced a new method of ranking football teams, emphasizing human judgment over mathematical formulas. Larry Kelly of Yale became the first winner of the Heisman Trophy in 1936, marking a significant milestone in collegiate football. The Green Bay Packers secured their first NFL championship victory in 1936, defeating the Boston Redskins in a neutral-site game.
It's July 1st — the halfway point of the year and the official start of Q3. Brian From opens with the domino chain in Romans 5:3-5 that most comfortable American Christians would rather skip: suffering produces perseverance, perseverance produces character, and character produces hope. In a culture that idolizes comfort, this is genuinely countercultural news. The Supreme Court ruled six to three that states may bar biological males from competing in women's and girls' sports, returning the issue to state law in the same way Dobbs returned abortion — and Brian walks through what that actually means practically. A sobering new study shows the percentage of regular churchgoers identifying as pro-life has dropped from 63% to 43% in just two years, with no significant difference now between church attendance and likelihood of supporting or choosing abortion — a discipleship crisis, not a political one. Ninety percent of pastors recommend counseling to their congregations, but only 9% go themselves, and Brian challenges pastoral culture directly. Christian college students share their honest takes on how to celebrate America 250 well. Michigan's legislature unanimously passes a bill allowing kids to run lemonade stands without permits. Happy Bobby Bonilla Day. And a closing reflection from Brian's former co-host Ian Simkins on the miracles that only come slowly, and why mistaking slow for absent is one of the great dangers of an impatient faith.See omnystudio.com/listener for privacy information.
World-class honours have been dished out to select New Zealand restaurants, with hopes they'll lead to a much-needed boost for the industry. Queenstown's Essence has been crowned our only two star Michelin restaurant - alongside 14 others awarded a single star, like Auckland's Tala and Christchurch's Inati. Ninety-five other venues received the Bib Gourmand and Michelin Selected accolades. Newstalk ZB senior political correspondent Barry Soper explained how this development will boost tourism. LISTEN ABOVE See omnystudio.com/listener for privacy information.
Episode Description Yesterday, we revealed the patterns. Today, we put a name on them. Here's what I've learned in twenty years of coaching. You wear labels whether you choose them or not. Most people are walking around with a tag somebody else stuck on them decades ago, or a borrowed one they wish were true. A fake label feels good for a while. It just doesn't hold up, and life is long. Today, I'll show you how to write a who-I-am document built on what you actually do, not what you pretend to be. It's freeing. Come find out. Featured Story My daughter caught me reading the Bible on my phone and got curious. I told her I'd asked ChatGPT to walk me through all sixty-six books, one at a time, with a summary and a handful of quotes, written so anyone could understand it. Four hours of work. Ninety thousand words. I'd been reading it like a story. She said, " You can't do that. That's not how it's supposed to be done. I said, " That's exactly who I am. I make sense of things, and I lead people through them. That's not breaking a rule. That's my label, right there on full display. Naming it changed nothing and everything. Important Points You already label yourself constantly. The question is whether the label is honest or one you borrowed to feel safe. A who-I-am document built on your actions beats any identity a chatbot or an old boss ever handed you. Write yours down. Writing it down makes it real. The thoughts floating in your head turn solid the moment they hit the page or screen. Memorable Quotes I keep a daily awareness diary to reveal who you actually are through your actions, not by what you think you are inside. Calling yourself what you want to be feels good, but it's not who you are. It's not real. You're lying to yourself. There's something about taking the thoughts in your mind and writing them down. When you write it down, it becomes real. Scott's Three-Step Approach Start from your actions, not your wishes, because the daily awareness diary already shows you who you really are. Next, write a who-I-am document for your eyes only that names your real values, your identity, and how you want to live. Then own that honest label out loud, even a rough one, so the person on paper becomes the person you live as daily. Chapters 0:02 - America, freedom, and the case for Buc-ee's 0:44 - The Disney World of roadside gas stations 2:45 - Choosing the one area of life to fix first 4:17 - The next step is naming exactly who you are 5:00 - The borrowed labels you're already wearing 7:05 - How a who-I-am document actually works for you 9:32 - Reading all sixty-six Bible books with AI Connect With Me Search for the Daily Boost on YouTube, Apple Podcasts, and Spotify If you enjoy the Daily Boost, you might like Notes From Scott. A few mornings each week, I send a short note with something I've been thinking about or noticing lately. Sometimes those ideas turn into podcast episodes later. You can sign up at https://notesfromscott.com. Email: support@motivationtomove.com Main Website: https://motivationtomove.com YouTube: https://youtube.com/dailyboostpodcast Instagram: https://instagram.com/heyscottsmith Facebook Page: https://facebook.com/motivationtomove Facebook Group: https://dailyboostpodcast.com/facebook Learn more about your ad choices. Visit megaphone.fm/adchoices
We're officially halfway through the year.This is your reminder to stop, reassess, and be honest with yourself.What's working? Double down.What's not? Cut it.What's distracting you? Let it go.You don't need a new year to make a change—you just need a decision.One focused month can build momentum.Ninety disciplined days can completely change where you finish the year.The second half of the year starts now. Make it count.
Robin Bronk is the CEO of The Creative Coalition, the leading nonprofit and nonpartisan advocacy organization representing the entertainment industry. Working alongside actors, writers, producers, directors, and executives, Robin helps leverage the power of storytelling and the arts to drive social impact and public policy initiatives. In this episode, she shares her unconventional career journey from small-town South Carolina to Washington, D.C., discusses the economic impact of the arts, and reveals the leadership, communication, and problem-solving skills that have helped her successfully navigate politics, advocacy, and nonprofit leadership. On this episode we talk about: How the arts contribute to economic growth and workforce development Robin's journey from aspiring filmmaker to lobbyist and nonprofit CEO The realities of lobbying, advocacy, and influencing public policy Why research, curiosity, and asking better questions create better leaders Building confidence through preparation, presence, and active listening Top 3 Takeaways The arts are not just cultural assets—they're economic drivers. Every dollar invested in arts programs can generate significant returns for local communities. Confidence comes from preparation and presence. The more deeply you understand a subject and actively listen to others, the more effective you'll be as a leader. Complex challenges become manageable when broken into smaller pieces. Whether you're leading a nonprofit, building a business, or solving a personal problem, progress often starts by simplifying the objective. Notable Quotes "Don't be afraid to say, 'I don't understand.'" "Ninety-nine percent of the time, there is a way through." "Go in deep. You'll almost never regret it." Connect with Robin Bronk: Organization: https://www.thecreativecoalition.org Instagram: https://www.instagram.com/robin_bronk/ Learn More: https://www.thecreativecoalition.org/about A Word from Our Sponsors: If you're looking to connect with entrepreneurs, creators, business owners, and high-performing professionals, sponsoring the Travis Makes Money podcast is a powerful way to reach an engaged audience focused on growth, impact, and success. Contact the Travis Makes Money team to learn more about sponsorship opportunities. - Are you ready to start your own creatorjourney and make it big? Visitwww.fanvue.com today and launch yourcareer! - To learn more about Mode Mobile and its investor community, go to https://invest.modemobile.com/travismakesmoney -Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.Capture leads, nurture them, and close more deals—all from one powerful platform.Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices
Today's episode is a cautionary tale about real estate, memory, and the story attached to a piece of land.On June 24th, 2021, Champlain Towers South in Surfside, Florida partially collapsed in the middle of the night. Ninety-eight people died. It was one of the deadliest structural failures in American history. Further investigation showed that some of the building columns were showing signs of failure three weeks before the collapse. Not only that, the original design didn't meet structural standards in place at the time the building was built. That land was eventually sold through a court-supervised process. DAMAC Properties, a Dubai-based luxury developer, purchased the site for $120 million. From a conventional real estate perspective, you can understand the thesis. Oceanfront land in Surfside is scarce. The parcel is on Collins Avenue, near Bal Harbour and Indian Creek. It is the kind of location that developers dream about.On paper, it sounds extraordinary.But real estate is not only land, zoning, architecture, and price per square foot. Real estate can have a history. And that history tells a story.In this case, the story was not luxury. It was loss.The mistake was assuming that the story of the future could overwhelm the story of the past.It could not.----------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1) iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613) Website: [www.victorjm.com](http://www.victorjm.com) LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce) YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734) Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso) Email: [podcast@victorjm.com](mailto:podcast@victorjm.com) **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com) Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital) Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)
https://youtu.be/b_G8krkwKv8 Ganesh Krishnan, CEO of AiHello, is helping Amazon sellers automate advertising, improve profitability, and scale their businesses using AI. Driven by a mission to give entrepreneurs more freedom and enable them to build businesses around products they love, Ganesh shares how AI can eliminate repetitive work while allowing business owners to focus on strategy, innovation, and growth. In this conversation, Ganesh introduces The AiHello Ads Framework: Tap into the Wisdom of Crowds, Find the Right Keywords, Bid at the Right Level, Dynamically Adjust Bids, and Rinse and Repeat. He explains how AI can leverage historical marketplace data to identify profitable keywords, optimize bids automatically, and continuously improve campaign performance. Ganesh also discusses the dangers of AI hallucinations, why Amazon's incentives differ from sellers' incentives, how AI has transformed his own company's operations, and his vision for building zero-hallucination AI systems capable of advancing toward artificial superintelligence. — Build AI Superintelligence with Ganesh Krishnan Good day, dear listeners. Steve Preda here, and welcome Ganesh Krishnan, the CEO of AiHello, an Amazon Ads automation company helping you grow your revenues, reduce work hours spent on ads management, and decrease your ad costs. Welcome to the show, Ganesh. Thank you, Steve. Nice to meet you Well, it’s great to have you here, and let’s jump right in. And my first question is, what is your personal ‘Why,’ and how are you manifesting it in AiHello? So it started off with my thesis that we all need to do good towards the planet. A long time ago, I started having my own natural things, selling chemical-free, ecological, sustainable, good-for-the-planet, good-for-your-wallet, good-for-your-health items, and I would sell organic items. And eventually, what I realized was that it was taking a lot of my time marketing, managing it, changing the bids, doing everything. I started working more and more on AI because I’ve worked in AI commercially. I worked in AI in my industry. That was my job. So I said, “Why not use, apply that to my own startup, to my own industry for selling organic things?” And once I started selling it, some of my friends reached out and said, “Can we use your AI for our own businesses?” And I said, “Sure, why not?” And then I started opening it up. And then one person came through and said, “Okay, let’s release it to the general public, see how it goes.” And then as we started earning money, I realized that I don’t need to do a job. I can have this startup, and I can help different people have their own lifestyle. You could have your own lifestyle. You could sell your own stuff that you like, e-commerce, usually on Amazon, and then we help you have your lifestyle. So this is my personal ‘Why’, is we need more equality. We need more people doing stuff they love rather than doing stuff they hate to do, and they hate to wake up and go to work. So do what you love. We are here to empower you. Wow, that’s amazing. So you are empowering people to start their own e-commerce businesses on Amazon, and you help them with AI tools to get up to speed and compete with the big boys. That is correct. Yeah. I love it. So on your LinkedIn profile, you mentioned that you are, I don’t know what the word was that you used, but something to do with superintelligence, AI superintelligence. So what is it that you are doing, and what is your vision of how AI superintelligence can be tapped into? It’s a very long topic. But to start off with, we used the old form of AI, which is a lot of regression, a lot of statistics, a lot of big data learning, and a lot of neural networks, if you felt fancy. And then LLMs became a huge thing. And we launched AiHello probably six or seven years ago. LLMs became a big thing two or three years ago. And it was pretty fancy. It was very good. It made life easy for us. But we cannot use it within AiHello to give it to clients, primarily because LLMs start hallucinating once you go past a certain context. The problem with hallucination is that it exponentially becomes larger and larger. Because if the previous thesis is wrong, if your previous hypothesis is wrong, then it builds on top of it, and it builds the wrong things. Hallucination exponentially becomes worse. And when it comes to finance, when it comes to ads, and when you’re working with sensitive data, this can be catastrophic. So you cannot use these large language models for finance, for situations where you need precise data, and especially when you have lots of context. It’s going to lose the context of the first part. Just because you mentioned something at the start of the conversation doesn’t mean it’s not important. It is critical. As humans, we understand what is the most critical part of a conversation, and then we keep that in mind. But LLMs, because of context limitations, just keep on going and start hallucinating. So a few months ago, we came up with the idea that we could use something like a large language model, but not based on the transformer model. And we could base it on data so that there is almost zero hallucination. So instead of building weights, we build it based on data. And we launched this. We don’t use it on AiHello, but we decided to use it on an email service because we have a lot of emails. We process a lot of emails for clients. We process a lot of emails for specialists. So we could use the zero-hallucination approach within emails, and if it is successful, then we can put it into AiHello. And we can, of course, release it as an API as well. So this is going to set the basis of artificial superintelligence because what is stopping us right now from reaching or breaching that wall of artificial superintelligence is this hallucination. And of course, there is also logic. LLMs are pretty stup*d. They don’t understand. You can teach them, they learn, but they do not question what you teach them. They always take it on blind faith. Yeah. Wow. That is genius. I love it. You are going to un-hallucinate AI. And if it stops hallucinating, essentially it becomes a lot more powerful and scalable. AI becomes scalable, or this whole process becomes scalable. That’s fascinating. So your ‘Why’, your mission, is to empower all these people to run their businesses. Do you have a framework for this that you could describe in three to five steps? How do you get someone up and running with their own business on an e-commerce platform? Or do you have any other framework that you could share with the audience? Something simple that they may be able to benefit from? One of the caveats of using AI is that it needs a lot of data. So if you’re just starting out with your e-commerce business, you need to put more of your human intelligence, more of your gut instinct, more of your thoughts, and more of your emotions into building it out. And once you have built up enough data, then you can put it into AiHello and start automating it. So what I would say, if you’re starting an e-commerce business, is hire a specialist who can help you launch off the ground. Do a bit of the hypothesis work, do a bit of the analysis, and then come to AiHello and start automating it. You can only start automating once you have a good idea of how things work for you. And finding how things work for you is something you need to do on your own. It’s like you can’t start running, or you can’t start driving a car, until you learn how to crawl and until you learn how to walk. Okay. So basically, it’s the age-old innovation thing that you have to innovate something on your own, and then you can scale it with AI. That is correct. Yeah. So let’s say I came up with some kind of formula, concept, or product that is currently not being promoted, and I believe it would work. Or maybe I’ve already tested it and I want to scale it. I want to get on Amazon and sell it there. What can you do for me? What are the steps for me to be successful with AiHello’s help? So the first thing when you select a product, is: what are the keywords for it? What keywords do you use for that product? The second would be: what are the bids for that product? For each keyword, what is the right bid to put up? And then you have other things like budgeting. Do you change the bid depending on the time of day? Do you change the bid in total? Those are the things that you need to keep adjusting continuously. With AiHello, we automatically harvest the right keywords for your product. We change the bid. We optimize the bid. We also do dayparting, where you can change the bid depending on the time of day. So there are different things that you can use AI for. You could certainly do all of it manually, but it’ll probably take you days or weeks to do what AI can do in a couple of minutes. So a couple of minutes. But doesn’t the AI also need traffic data to be able to define things? Yeah. So one of the other things about AiHello is that, because we have the wisdom of crowds, if you come up with a keyword, we know exactly how that keyword is going to perform. As you say, you have the wisdom of crowds. Can you extrapolate what you’ve experienced with other products and other customers onto a new product that doesn’t yet have a lot of traffic? Is this what you mean by the wisdom of crowds? Or what do you mean by the wisdom of crowds? Let me give you an example. Let’s assume you want to sell coffee, and you go to our platform and say, “This is my product. It’s coffee. Help me sell it.” So what we do is, we know this is coffee. What are the keywords around it that are going to help sell it? Because we’ve sold other coffee products, we know that organic coffee sells well. We know coffee in the morning sells well. Black coffee sells well. Caffeine sells well. And we also know, based on the previous performance of other keywords, what a good bid is for each keyword. If you don’t know the keywords, then of course you have to spend time researching them. And if you don’t know the bids, then you have to spend time researching what bid to put in. But we do all the research for you, and you put it in. And the second part, the bigger part, is that if the bid doesn’t work out, if you’re not selling, then we increase the bid automatically. If you are losing money, then we decrease the bid automatically. So that bid optimization is a critical part of AiHello. Yeah. We use Amazon ads to promote my books. And yes, it takes a lot of skill to find the keywords, eliminate the negative keywords, adjust the bids, have the right bids, and avoid overspending or underspending. But Amazon also does much of the machine learning. So what is it that Amazon does, and what is it that you have to do? And why doesn’t Amazon do what you have to do? The most critical piece of information to keep in mind is that your aims and objectives are the opposite of Amazon’s aims and objectives. Amazon’s aim is to make money, and your job is to make money. You don’t care if Amazon makes money or not, and Amazon doesn’t care if you make money or not. So when you put up a bid, when you run ads, Amazon will maximize that ad spend, whatever it is. In some ways, it’s like a casino. You go to a casino, and the job of the casino is to win money from you, and your job is to win money from the casino. Ads have become a lot like gambling nowadays. You throw money into it. You expect to make money. Ninety percent of people lose money, and they give up. And Amazon always finds fresh sellers to move on. You cannot depend on Amazon because Amazon is not on your side. Yeah, that makes perfect sense. Yeah, I always thought that on some platforms it was really difficult to make money with ads. Facebook, I think, is so competitive that it’s probably very difficult to make money. I know a lot of people who have spent a lot of money on Facebook, but I don’t know very many who have figured out a formula that continues to work. Okay. So you’ve helped someone find their keywords, the right bids, and how to adjust those bids. But what we’ve found is that at some point, ads die, and then we have to switch things up. It actually happens quite frequently that you have to create new campaigns and new ads. So what’s the dynamic there? How do you optimize so that you’re not still supporting ads that don’t work anymore, and you switch at the right point? So when we say ads, it’s not technically the campaigns. A campaign is just a container for all of your ads. You have products inside it, and you have keywords inside it. So a campaign is made up of products and keywords. And the question is, when you say ads die, did the keywords die? Then you need to add new keywords, right? You always have to keep adding new keywords and testing new keywords. It’s a continuous job of trying to find the right keywords for your book or your product, and then optimizing the bids constantly to make sure that you’re profitable. You have to make sure that your ads don’t die because of a lack of fresh keywords. And of course, there’s always a limit to the number of keywords you can add because each product has a limited number of keywords that people are searching for. Maybe there’s a long-tail keyword that’s going to make money, but there’s not enough search volume. Or maybe there’s a high-volume search keyword, but it’s not profitable for you. So you have to figure out what the right strategy is for you. Eventually, if your product is good, you’ll make money. If your product is not good, you won’t make money. That’s the bottom line. With ads, you quickly find out if your product… So essentially, it’s a cyclical thing. So you find the keywords, you figure out the right bids, you adjust the bids, and then you have to find new keywords and keep doing this. Yeah. So why do keywords go stale? Do people not search for certain things anymore? There could be multiple reasons for it. One reason is that a competitor has come in and taken your search volume. And you have to know: are you losing search volume? Are you gaining search volume? Has your search volume dropped off? The second reason is that people are not searching for that keyword anymore. Is it out of fashion? The third is: are you underbidding? Is the bid too low? Again, you would know by the number of impressions. Have the impressions dropped off? If the impressions have dropped off, is it because of a competitor? If it’s not because of a competitor, are people searching less? Are your bids too low? If the search volume is the same, are people clicking less? Why are they clicking less? Is it your images? Is it your product? Is your product no longer in fashion? I mean, I don’t know. Maybe a few months ago, fidget spinners were really in fashion, and nowadays no one uses them. So those things go out of fashion. Yeah. The spinners, I remember. They’ve been out of fashion for a while. Yeah. Yeah, that’s fascinating. So it’s a never-ending cycle of innovation and figuring out what works and what doesn’t work. So let me ask you this: What drives growth in your business? Most of the growth is… There are different ways to put it. Four years ago, we used to create a lot of blogs. We used to create lots of content. We used to create lots of YouTube videos. And then ChatGPT came along. If you ask kids now, “Do you Google that?” They don’t know what Google is. They really don’t know what Google is. And that’s not a cliché. It’s surprising. They’ll be like, “What Google?” Everything goes through ChatGPT. So for us, growth went from Google to ChatGPT. And we didn’t spend enough time optimizing for LLMs on our site. So what drove growth before was blogs and YouTube. And what drives growth now is large language models like ChatGPT and Claude. People just ask ChatGPT, “What do I do about this on Amazon?” It recommends solutions, and then we go through them. So how do you leverage large language models or AI applications? This was one of the biggest boosts to our company. We managed to set the processes right. We managed to create the templates. We managed to bring structure to our company. Development work has become ten times faster. The turnaround is ten times faster. We’re able to release features quickly. We’re able to find bugs in our existing code quickly. There are a lot of things going on. If I were to say that our company is no longer the same company it was even a year ago, that would not be an exaggeration. It would be the truth. What we were a year ago is not at all what we are right now. So in what way did you change? Is it coding that accelerated and changed everything? I mean, in what other ways did you change as a company? So the code is all done with AI first. Our developers use AI. They put in the prompt, they check the results. There is a second developer who checks whether everything is okay and whether everything is done. And then finally there’s QA, and then we push it to staging. We used to do roughly one-month or forty-five-day sprints. Now we do weekly sprints. So it has gone four times faster. The biggest hurdle for us was managing clients and how we manage them. We never had any structure. So we talked a lot with ChatGPT. We talked a lot about what the right way was to bring structure and accountability into the system. We managed to set up all the software required for accountability. It helped us fix those issues. It created structure. It created accountability for all the people, and then we implemented that. Finally, the last one, which was the most debatable, is that we require a lot of content. We require a lot of graphics. We require a lot of videos for clients on Amazon. I actually went to buy something on Amazon a few days back, and what was puzzling was that when I zoomed in on the images, you could see they were AI-generated because they all had these silly AI mistakes—spelling mistakes, random words. So almost everything on Amazon right now, all the images, are kind of AI-generated. It’s hard to blame them. We ourselves use AI for a lot of the images. We make sure we don’t have the silly mistakes, but we do use AI as well. So the turnaround time for graphics is faster because of AI as well. Though some clients do complain that they don’t like AI-generated assets. And if a person looks a bit too AI-generated, they just reject it outright. So that is the most debatable part of it. But overall, our company is called AiHello. It’s AiHello. And if we don’t say hello to AI, then we’re not AiHello. Yeah. Love it. I love the head and the one arm. Yes. The hello, and that’s it. Yeah. So what is one thing that you’re actively trying to figure out in your business right now? We are a remote-first company, and I’m struggling to bring about accountability among all the team members. We do have a good number of employees. Ninety percent of our employees are good. Ten percent still have accountability issues. And for me, that is a bit of a hurdle. It is a bit of a challenge to push those people who are dragging their feet about AI. Yeah. Because they are not comfortable with AI. They want to do what they are good at and don’t want to do something new. There is also a bit of hesitation that they might lose their jobs because of AI, although we’re not planning to let go of anyone. Rather, we are hiring more people because we’re able to grow faster. There is an old saying that companies won’t go extinct because of AI, but companies that don’t use AI will go extinct because of AI. Because we are using AI a lot, there is a chance for us to scale, for us to expand significantly. And I want to tap into this advantage and grow. I want to hire more people, and I want to grow. I don’t want to let people go. So this is a very good opportunity. You hear about Coinbase letting people go. You hear about Facebook letting people go because of AI. And I think those are all nonsensical excuses. Those companies are not growing very well, and they are blaming AI for letting people go, which I think is absolutely nonsensical. There is a very good opportunity for people to grow and for companies to grow using AI and increase their hiring. If you’re letting people go because of AI, it’s just a nonsensical excuse. So what do you think is the mental hang-up for people? What prevents better AI adoption or faster AI adoption? A long time ago, when computers were being introduced into many industries, I remember there were huge protests because people thought computers would take away jobs. And it did happen. People did lose jobs because of computers. There were many people pushing papers who lost their jobs. And a lot of people refused to learn about computers because they said, “This is nonsensical. I can do it better by hand.” Can you imagine telling people right now that it’s better to do things by hand than to use a computer? I mean, if you want to do calculations, please don’t use Excel or Google Sheets. Use a pen and paper and tell me you can do it better. It would be absurd to think that way. But at that time, people really did have the mentality that it was better to do things by hand than with Excel. Now, the AI revolution is probably a thousand or a million times bigger than that. And you can drag your feet. There will always be people who drag their feet and say, “I can do it better. AI is just nonsensical.” And sure, some of that is true. But the overwhelming majority of tasks are going to be done extremely well with AI. And it’s not just large language models. It’s everything. Regression analysis, data analytics, big data analytics, forecasting, calculations. I’m not even talking about transformer models. I’m talking about everything related to AI. So much can be automated and done by AI that if you’re not involved with it, you’ll get left behind, just like the people who didn’t use computers. Do you feel like people have to be highly educated to be able to use AI? Or can people with less formal education benefit from it as well? I don’t think it has anything to do with education. I think the learning curve for AI is smaller than the learning curve for computers. If you’re already using computers, you can just install a command-line interface and have things running. Actually, you can go to ChatGPT and ask some questions, and you can build something. But if you want to build serious applications, you can use a command-line interface and build them out. I think the learning curve is probably just a couple of hours to become proficient with these tools. I’m thinking more about this: As AI tools develop and take many of the routine, repeatable tasks off our shoulders, doesn’t that mean we will spend more of our time on high-level thinking and orchestration? And won’t that require some kind of mental ability to do that? It requires you to understand context, understand the implications of things, and be able to connect the dots. So that’s what I mean. The people who can really use AI tools have this higher level of awareness and thinking. They can combine ideas and create new things. But are there AI tools that people with less advanced analytical skills can also use? Absolutely. And you’re 100% right. You’re 101% right. This is what I’ve been advocating for a very long time. Don’t spend your time doing mundane, repetitive daily activities that can be automated. Let AI handle them. You should focus on the things AI cannot do right now, which is human-level intelligence: Strategizing. Planning. Working on the bigger-picture tasks. So you’re 100% right, and that’s the direction we should be moving in. And this brings me back to the point I made earlier: You should do what you love. The things you don’t love, the repetitive tasks, should be done by AI. Yeah. Love it. So what is your vision, ultimately, for AiHello? So my vision for AiHello goes beyond AiHello. We have something called HalZero, which is the engine we want to put behind AiHello. It’s a zero-hallucination LLM. And we are working toward making it happen. We plan to release an API for it soon. If it does happen, then we would probably have a model that can take in data and answer general-knowledge questions with zero hallucination. And we’re building it based on how the human brain works. The human brain is not one-dimensional. ChatGPT is one-dimensional. Transformer models are one-dimensional. You give them data, they run it through the transformer model—the encoder and decoder—and then they give you an answer. But the human brain is built in layers. What we call the lizard brain sits at the base, and as you go higher, things become more and more complex. So the brain is information and action, and everything is filtered through it. Then we act on the filtered result. Machine learning models right now do not have these kinds of filters. They have something similar, which is called chain of thought, but that’s really thinking out loud. This kind of reasoning should exist within the latent space of the machine learning model. It should be built into the model itself. I’ll give you an example. If you had been taught all your life that the sun is green, and tomorrow you woke up in Virginia, went outside, and saw that the sun was yellow, you’d say: “Oh my God, I’ve been lied to all my life. The sun isn’t green.” You would question what you had been taught based on a single observation. But if a machine had been trained for years that the sun is green, and then it saw that the sun was yellow, it might conclude: “The sun is wrong today because I’ve been taught that the sun is green.” The real test of intelligence is this: Can it question its training data? And the answer is no. It won’t, because it has been trained on that data. It has been trained on those tokens. Yeah. So that’s AI superintelligence? The ability to question the training data? That is correct. Yeah. So we build it based on connections. How strong is this connection? How many people have stated this fact? What is my own observation? Which observation is stronger? There is always conflict. In the human brain, there is always a conflict between what people say and what we think. Then our logical brain chooses what is usually the best answer. That is how we have a collective consciousness. We also have a personal consciousness. We always have to decide which one is best. Love it. Well, that’s great. So if you’re running a business and you need to sell a product, and you want to figure out how to be successful on Amazon, how to leverage your ads, and how not to overspend, where should you go? How can people get in touch with you, Ganesh, and your team? And what’s the first step for listeners? You can send me an email at ganesh@aihello.com. You can connect with me on LinkedIn. I’m always available, and I’m happy to have a chat with you. All right. So if you’re listening out there and you’re in e-commerce, or you want to get into e-commerce, and you don’t know how to leverage all the tools that are out there, don’t forget: Amazon is in the business of making money, not necessarily making your business profitable. So you can use AiHello to help you. Reach out to Ganesh on LinkedIn and get your team involved. And if you enjoyed listening to this episode, make sure you check back every week because I have successful entrepreneurs sharing their ideas—or at least some of the good ones—with you. So thanks, Ganesh, for coming. Thank you, Steve. And thank you for listening. Important Links: Ganesh's LinkedIn Ganesh's website Ganesh's email: ganesh@aihello.com
The World Cup is currently underway in North America, so I thought it would be a good opportunity to talk about football, or soccer depending on where you are from. And specifically, we are going to explore the history of the world's most popular sport. Most people probably think football has always looked more or less the same. Two teams with eleven players. Referees and clear rules. Ninety-minute matches. But that is not true at all. If you travelled back a few hundred years and watched a football match in England, you might not even recognise it as football. In this episode, we are going to explore the development of football. I want to talk about medieval folk football, the British schools that helped create modern rules, and cities like Sheffield that played their own versions of the game. We'll also look at why football and rugby developed separately, where the word “soccer” actually comes from, and how industrialisation transformed football into a global professional sport watched by billions of people. By the end of this episode, I think you'll see football very differently. And you will also have learned lots of new English vocabulary! Conversation Club - https://thinkinginenglish.blog/patreon/conversation-clubs/ TRANSCRIPT - https://thinkinginenglish.blog/2026/06/19/393-history-of-football-english-vocabulary-lesson/ AD Free Episode - https://www.patreon.com/thinkinginenglish Patreon - https://www.patreon.com/thinkinginenglish YouTube Channel - https://www.youtube.com/@thinkinginenglishpodcast INSTAGRAM - https://www.instagram.com/thinkinginenglishpodcast/) $10 Free Credits on iTalki (Affiliate Link) - https://www.italki.com/affshare?ref=af17506448 My Editing Software (50 % Discount Affiliate Link) - https://descript.cello.so/BgOK9XOfQdD Borough by Blue Dot Sessions Contact advertising@airwavemedia.com to advertise on Thinking in English. Thinking in English is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of THE MENTORS RADIO, Host Dan Hesse talks with NFL Commissioner Roger Goodell, who, in two decades as Commissioner, has built the NFL into a sports, media and cultural leader—growing the NFL to be not only America's, but the world's top sports league, with 13 of the world's 20 most valuable teams being NFL teams. Ninety-three (93) of the top 100 rated programs on American television were NFL games. Starting as an intern for Commissioner Pete Rozelle in the early ’80s, Roger became the league's first Chief Operating Officer, and he succeeded Commissioner Paul Tagliabue as Commissioner in 2006. Roger has focused on strengthening the game for players and fans alike. He prioritized improving player health and safety through new rules and better equipment, driving down concussions and other major injuries. Under his leadership, the NFL has secured consecutive, ten-year transformative collective bargaining agreements with the NFL Players Association, allowing the league to grow and thrive, enhancing pay and benefits for current and retired players and ensuring decades of labor peace. In 2021, he negotiated long-term media agreements with CBS, ESPN/ABC, FOX, NBC and Amazon, which brought Thursday Night Football to a streaming platform for the first time. He has since spearheaded groundbreaking deals with YouTube for NFL Sunday Ticket and Netflix for the NFL's Christmas games, reaching a generation of younger fans. Under Roger's leadership, an increasing number of regular-season games are played outside of the US, and he's supported the rise of flag football globally. He also moved the NFL Draft from New York to cities and fans across the country. SHOW NOTES: ROGER GOODELL: BIO: BIO: Roger Goodell https://en.wikipedia.org/wiki/Roger_Goodell BOOKS: Every Day is Sunday, by Ken Belson The Biography of Roger Goodell, by Christopher Mateo
It's tough to negotiate when the other side doesn't give a damn, The World Cup and America is Awesome on social media, the end of another school year, oh Phil and the Knicks bring a title back to NYC.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-death-of-journalism--5691723/support.
Ninety-eight point six. The number's been stamped on every Blood Oath bottle since the line started, and there's a strange little reason why. We poured the Pact Nine and the brand-new Pact Twelve for our first crack at this series, and somewhere between a German doctor with a foot-long thermometer and Houston's backpack full of medical gear, we got into what makes these blends so hard to walk away from. Hosted on Acast. See acast.com/privacy for more information.
The nighness of the end may have been somewhat exaggerated... Hosted on Acast. See acast.com/privacy for more information.
The stock market crashes about once every three years—at least a 20% drop. Most investors panic and sell. But if you understood why markets always recover, you'd do the opposite. Brian Feroldi reveals three mechanical forces that guarantee long-term market resilience, transforming market crashes from terrifying events into predictable opportunities. Key Topics Discussed Introduction to Market Resilience (00:00:00) Brad Barrett introduces the concept of understanding market recovery through fundamental mechanics rather than accepting it on faith. Understanding Market Crashes (00:05:00) Brian explains crash frequency: 10% drops every eleven months, 15% every two years, 20% every three years, 30% once a decade, and 40%+ drops two to three times per century. Force #1: Stocks Follow Earnings (00:10:00) The first fundamental force—stock prices track corporate earnings over time. Brian introduces the man-and-dog analogy: the man (profits) walks steadily uphill while the dog (prices) runs wild on an elastic leash. Watch the man, not the dog. Force #2: Earnings Always Recover (00:25:00) Brian breaks down the five-phase economic recovery process: cost-cutting, cleansing, government intervention, innovation, and emergence. The Forest Fire Analogy (00:32:00) Economic downturns function like forest fires—clearing deadwood, eliminating weak competitors, and creating optimal conditions for new growth. The COVID pandemic demonstrated this: remote work jumped from under 10% to over 90% in four months. Force #3: Profits Rise Over Time (00:48:00) Five systematic drivers cause profits to rise: productivity gains, inflation, innovation, geographic expansion, and population growth. These forces ensure long-term upward trajectory despite temporary setbacks. Investor Psychology and Closing Thoughts (00:55:00) Discussion about investor behavior during crashes and the importance of saving this episode for future market downturns when emotional fortitude matters most. Notable Quotes "Stocks follow earnings. As go the earnings of a company or an index, also goes the price or the market value of that same index." — Brian Feroldi "The best time to buy is at the period of maximum pessimism. And the period of maximum pessimism is precisely when you absolutely do not want to buy." — Brian Feroldi "Ninety percent of good investing is how you behave in the 10% of time that things are not going well." — Brian Feroldi "Think of the man walking a dog on an elastic leash. The man represents profits, the dog represents stock prices. Watch the man, not the dog." — Brian Feroldi "Innovation accelerates when times are tough. Necessity is the mother of invention." — Brad Barrett and Brian Feroldi Key Takeaways Google "S&P 500 earnings" and study the 100-year chart showing earnings rather than just stock prices to see the steady upward march of the "man" Save this episode in your investor policy statement to re-listen during the next market crash when you need psychological reinforcement Set up automatic dollar-cost averaging contributions to retirement accounts and commit to never stopping them during downturns Review your asset allocation if you're within 10 years of financial independence to ensure appropriate risk levels and cash cushions Markets typically bottom when news is worst because prices predict earnings recovery 6-9 months ahead Resources and Links Why Does the Stock Market Go Up? by Brian Feroldi The Simple Path to Wealth by JL Collins JL Collins Guided Meditation for Market Drops Afford Anything Podcast with Paula Pant Camp FI Brian Feroldi on YouTube Brian Feroldi on Twitter/X Brian Feroldi on Instagram Brian Feroldi on Threads
Ninety-three percent of people die with their calling still inside them. Not because they didn't dream. Not because they weren't talented. But because the moment they stepped toward the arena of play, the moment real opportunity showed up, they short-circuited. The voltage was too high for the identity they were still running on. Today, we're not just talking about stepping in. We're talking about the identity transformation required to stay in, without burning out, selling out, or tapping out. Great morning, humans. Great morning, world. I'm Dr. JC Doornick, the Dragon, and this is Makes Sense. Follow Dr. JC Doornick and the Makes Sense Academy:► Makes Sense Substack - https://drjcdoornick.substack.com ► Instagram: / drjcdoornick ► Substack: / drjcdoornick ►Facebook: / makessensepodcast ►YouTube: / drjcdoornick MAKES SENSE PODCAST Welcome to the Makes Sense with Dr. JC Doornick Podcast. This podcast explores topics that expand human consciousness and enhance performance. On the Makes Sense Podcast, we acknowledge that it's who you are that determines how well what you do works, and that perception is subjective and an acquired taste. When you change the way you look at things, the things you look at begin to change. Welcome to the uprising of the sleepwalking masses. Welcome to the Makes Sense with Dr. JC Doornick Podcast. SUBSCRIBE/RATE/REVIEW & SHARE our new podcast. FOLLOW Podcast: You will find a "Follow" button in the top right. This will enable the podcast software to alert you when a new episode launches each week. Apple: https://podcasts.apple.com/ca/podcast/makes-sense-with-dr-jc-doornick/id1730954168 Spotify: https://open.spotify.com/show/1WHfKWDDReMtrGFz4kkZs9?si=003780ca147c4aec Podcast Affiliates: Kwik Learning: Many people ask me where I get all these topics, which I've been covering for almost 15 years. I have learned to read nearly four times faster and retain information 10 times better with Kwik Learning. Learn how to learn and earn with Jim Kwik. Get his program at a special discount here: https://jimkwik.com/dragon OUR SPONSORS: Blue Blinds Bakery - Hand Crafted with all natural ingredients - www.blueblindsbakery.com 0:16 - Intro 1:09 - Show premise 3:42 - Stepping Into the Arena Of Play 4:46 - 93% of people die with their song still inside them 10:09 - One of the Biggest Lies we were ever told 11:56 - The Stands 14:51 - Success requires a different identity than survival 16:49 - The Stands are governed by your MFTPSE 19:44 - Self Deception 20:21 - The River of Creativity Beneath You 22:51 - BLUE BLINDS BAKERY - Hand Crafted with all natural ingredients - www.blueblindsbakery.com 24:51 - The Wilderness 28:40 - Kim Tucker Grace - Collective Wilderness of America 36:13 - Playing Big Without Burning Out Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Trump storms out of MTP, Zig stars on CNN, Scott Pelley's kamikaze mission, college football outrage and more.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-death-of-journalism--5691723/support.
Is there an unread message from The Drifters in the inbox? hello@adriftpodcast.com Hosted on Acast. See acast.com/privacy for more information.
Geoff walks amongst the people, and Annabel self-loathes Hosted on Acast. See acast.com/privacy for more information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Joe Nocera has launched a six part series about the Lindbergh kidnapping. EP01 | The Broken Window One night in March 1932, the infant son of aviator Charles Lindbergh is taken from his nursery. A warped window, a ladder, and a ransom note mark the beginning of a case that will grip the world and launch a hundred conspiracy theories. Ninety-four years later, we return to the scene of the crime to ask: What really happened that night? Learn more about your ad choices. Visit megaphone.fm/adchoices