Podcasts about ninety

Today's episode is a cautionary tale about real estate, memory, and the story attached to a piece of land.On June 24th, 2021, Champlain Towers South in Surfside, Florida partially collapsed in the middle of the night. Ninety-eight people died. It was one of the deadliest structural failures in American history. Further investigation showed that some of the building columns were showing signs of failure three weeks before the collapse. Not only that, the original design didn't meet structural standards in place at the time the building was built. That land was eventually sold through a court-supervised process. DAMAC Properties, a Dubai-based luxury developer, purchased the site for $120 million. From a conventional real estate perspective, you can understand the thesis. Oceanfront land in Surfside is scarce. The parcel is on Collins Avenue, near Bal Harbour and Indian Creek. It is the kind of location that developers dream about.On paper, it sounds extraordinary.But real estate is not only land, zoning, architecture, and price per square foot. Real estate can have a history. And that history tells a story.In this case, the story was not luxury. It was loss.The mistake was assuming that the story of the future could overwhelm the story of the past.It could not.----------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

https://youtu.be/b_G8krkwKv8 Ganesh Krishnan, CEO of AiHello, is helping Amazon sellers automate advertising, improve profitability, and scale their businesses using AI. Driven by a mission to give entrepreneurs more freedom and enable them to build businesses around products they love, Ganesh shares how AI can eliminate repetitive work while allowing business owners to focus on strategy, innovation, and growth. In this conversation, Ganesh introduces The AiHello Ads Framework: Tap into the Wisdom of Crowds, Find the Right Keywords, Bid at the Right Level, Dynamically Adjust Bids, and Rinse and Repeat. He explains how AI can leverage historical marketplace data to identify profitable keywords, optimize bids automatically, and continuously improve campaign performance. Ganesh also discusses the dangers of AI hallucinations, why Amazon's incentives differ from sellers' incentives, how AI has transformed his own company's operations, and his vision for building zero-hallucination AI systems capable of advancing toward artificial superintelligence. — Build AI Superintelligence with Ganesh Krishnan  Good day, dear listeners. Steve Preda here, and welcome Ganesh Krishnan, the CEO of AiHello, an Amazon Ads automation company helping you grow your revenues, reduce work hours spent on ads management, and decrease your ad costs. Welcome to the show, Ganesh.  Thank you, Steve. Nice to meet you  Well, it’s great to have you here, and let’s jump right in. And my first question is, what is your personal ‘Why,’ and how are you manifesting it in AiHello?  So it started off with my thesis that we all need to do good towards the planet. A long time ago, I started having my own natural things, selling chemical-free, ecological, sustainable, good-for-the-planet, good-for-your-wallet, good-for-your-health items, and I would sell organic items. And eventually, what I realized was that it was taking a lot of my time marketing, managing it, changing the bids, doing everything. I started working more and more on AI because I’ve worked in AI commercially. I worked in AI in my industry. That was my job. So I said, “Why not use, apply that to my own startup, to my own industry for selling organic things?” And once I started selling it, some of my friends reached out and said, “Can we use your AI for our own businesses?” And I said, “Sure, why not?”  And then I started opening it up. And then one person came through and said, “Okay, let’s release it to the general public, see how it goes.” And then as we started earning money, I realized that I don’t need to do a job. I can have this startup, and I can help different people have their own lifestyle. You could have your own lifestyle. You could sell your own stuff that you like, e-commerce, usually on Amazon, and then we help you have your lifestyle. So this is my personal ‘Why’, is we need more equality. We need more people doing stuff they love rather than doing stuff they hate to do, and they hate to wake up and go to work. So do what you love. We are here to empower you.  Wow, that’s amazing. So you are empowering people to start their own e-commerce businesses on Amazon, and you help them with AI tools to get up to speed and compete with the big boys.  That is correct.  Yeah. I love it. So on your LinkedIn profile, you mentioned that you are, I don’t know what the word was that you used, but something to do with superintelligence, AI superintelligence. So what is it that you are doing, and what is your vision of how AI superintelligence can be tapped into?  It’s a very long topic. But to start off with, we used the old form of AI, which is a lot of regression, a lot of statistics, a lot of big data learning, and a lot of neural networks, if you felt fancy. And then LLMs became a huge thing. And we launched AiHello probably six or seven years ago. LLMs became a big thing two or three years ago. And it was pretty fancy. It was very good. It made life easy for us. But we cannot use it within AiHello to give it to clients, primarily because LLMs start hallucinating once you go past a certain context. The problem with hallucination is that it exponentially becomes larger and larger. Because if the previous thesis is wrong, if your previous hypothesis is wrong, then it builds on top of it, and it builds the wrong things.  Hallucination exponentially becomes worse. And when it comes to finance, when it comes to ads, and when you’re working with sensitive data, this can be catastrophic. So you cannot use these large language models for finance, for situations where you need precise data, and especially when you have lots of context. It’s going to lose the context of the first part. Just because you mentioned something at the start of the conversation doesn’t mean it’s not important. It is critical. As humans, we understand what is the most critical part of a conversation, and then we keep that in mind. But LLMs, because of context limitations, just keep on going and start hallucinating.  So a few months ago, we came up with the idea that we could use something like a large language model, but not based on the transformer model. And we could base it on data so that there is almost zero hallucination. So instead of building weights, we build it based on data. And we launched this. We don’t use it on AiHello, but we decided to use it on an email service because we have a lot of emails. We process a lot of emails for clients. We process a lot of emails for specialists. So we could use the zero-hallucination approach within emails, and if it is successful, then we can put it into AiHello.  And we can, of course, release it as an API as well. So this is going to set the basis of artificial superintelligence because what is stopping us right now from reaching or breaching that wall of artificial superintelligence is this hallucination. And of course, there is also logic. LLMs are pretty stup*d. They don’t understand. You can teach them, they learn, but they do not question what you teach them. They always take it on blind faith.  Yeah. Wow. That is genius. I love it. You are going to un-hallucinate AI. And if it stops hallucinating, essentially it becomes a lot more powerful and scalable. AI becomes scalable, or this whole process becomes scalable. That’s fascinating. So your ‘Why’, your mission, is to empower all these people to run their businesses. Do you have a framework for this that you could describe in three to five steps? How do you get someone up and running with their own business on an e-commerce platform? Or do you have any other framework that you could share with the audience? Something simple that they may be able to benefit from? One of the caveats of using AI is that it needs a lot of data. So if you’re just starting out with your e-commerce business, you need to put more of your human intelligence, more of your gut instinct, more of your thoughts, and more of your emotions into building it out. And once you have built up enough data, then you can put it into AiHello and start automating it. So what I would say, if you’re starting an e-commerce business, is hire a specialist who can help you launch off the ground.  Do a bit of the hypothesis work, do a bit of the analysis, and then come to AiHello and start automating it. You can only start automating once you have a good idea of how things work for you. And finding how things work for you is something you need to do on your own. It’s like you can’t start running, or you can’t start driving a car, until you learn how to crawl and until you learn how to walk.  Okay. So basically, it’s the age-old innovation thing that you have to innovate something on your own, and then you can scale it with AI. That is correct.  Yeah. So let’s say I came up with some kind of formula, concept, or product that is currently not being promoted, and I believe it would work. Or maybe I’ve already tested it and I want to scale it. I want to get on Amazon and sell it there. What can you do for me? What are the steps for me to be successful with AiHello’s help? So the first thing when you select a product, is: what are the keywords for it? What keywords do you use for that product? The second would be: what are the bids for that product? For each keyword, what is the right bid to put up? And then you have other things like budgeting. Do you change the bid depending on the time of day? Do you change the bid in total? Those are the things that you need to keep adjusting continuously.  With AiHello, we automatically harvest the right keywords for your product. We change the bid. We optimize the bid. We also do dayparting, where you can change the bid depending on the time of day. So there are different things that you can use AI for. You could certainly do all of it manually, but it’ll probably take you days or weeks to do what AI can do in a couple of minutes.  So a couple of minutes. But doesn’t the AI also need traffic data to be able to define things?  Yeah. So one of the other things about AiHello is that, because we have the wisdom of crowds, if you come up with a keyword, we know exactly how that keyword is going to perform. As you say, you have the wisdom of crowds. Can you extrapolate what you’ve experienced with other products and other customers onto a new product that doesn’t yet have a lot of traffic? Is this what you mean by the wisdom of crowds? Or what do you mean by the wisdom of crowds?  Let me give you an example. Let’s assume you want to sell coffee, and you go to our platform and say, “This is my product. It’s coffee. Help me sell it.” So what we do is, we know this is coffee. What are the keywords around it that are going to help sell it? Because we’ve sold other coffee products, we know that organic coffee sells well. We know coffee in the morning sells well. Black coffee sells well. Caffeine sells well.  And we also know, based on the previous performance of other keywords, what a good bid is for each keyword. If you don’t know the keywords, then of course you have to spend time researching them. And if you don’t know the bids, then you have to spend time researching what bid to put in. But we do all the research for you, and you put it in. And the second part, the bigger part, is that if the bid doesn’t work out, if you’re not selling, then we increase the bid automatically. If you are losing money, then we decrease the bid automatically. So that bid optimization is a critical part of AiHello.  Yeah. We use Amazon ads to promote my books. And yes, it takes a lot of skill to find the keywords, eliminate the negative keywords, adjust the bids, have the right bids, and avoid overspending or underspending. But Amazon also does much of the machine learning. So what is it that Amazon does, and what is it that you have to do? And why doesn’t Amazon do what you have to do?  The most critical piece of information to keep in mind is that your aims and objectives are the opposite of Amazon’s aims and objectives. Amazon’s aim is to make money, and your job is to make money. You don’t care if Amazon makes money or not, and Amazon doesn’t care if you make money or not. So when you put up a bid, when you run ads, Amazon will maximize that ad spend, whatever it is. In some ways, it’s like a casino.  You go to a casino, and the job of the casino is to win money from you, and your job is to win money from the casino. Ads have become a lot like gambling nowadays. You throw money into it. You expect to make money. Ninety percent of people lose money, and they give up. And Amazon always finds fresh sellers to move on. You cannot depend on Amazon because Amazon is not on your side.  Yeah, that makes perfect sense. Yeah, I always thought that on some platforms it was really difficult to make money with ads. Facebook, I think, is so competitive that it’s probably very difficult to make money. I know a lot of people who have spent a lot of money on Facebook, but I don’t know very many who have figured out a formula that continues to work. Okay. So you’ve helped someone find their keywords, the right bids, and how to adjust those bids. But what we’ve found is that at some point, ads die, and then we have to switch things up. It actually happens quite frequently that you have to create new campaigns and new ads. So what’s the dynamic there? How do you optimize so that you’re not still supporting ads that don’t work anymore, and you switch at the right point?  So when we say ads, it’s not technically the campaigns. A campaign is just a container for all of your ads. You have products inside it, and you have keywords inside it. So a campaign is made up of products and keywords. And the question is, when you say ads die, did the keywords die? Then you need to add new keywords, right? You always have to keep adding new keywords and testing new keywords. It’s a continuous job of trying to find the right keywords for your book or your product, and then optimizing the bids constantly to make sure that you’re profitable.  You have to make sure that your ads don’t die because of a lack of fresh keywords. And of course, there’s always a limit to the number of keywords you can add because each product has a limited number of keywords that people are searching for. Maybe there’s a long-tail keyword that’s going to make money, but there’s not enough search volume. Or maybe there’s a high-volume search keyword, but it’s not profitable for you. So you have to figure out what the right strategy is for you. Eventually, if your product is good, you’ll make money. If your product is not good, you won’t make money. That’s the bottom line. With ads, you quickly find out if your product…  So essentially, it’s a cyclical thing. So you find the keywords, you figure out the right bids, you adjust the bids, and then you have to find new keywords and keep doing this.  Yeah.  So why do keywords go stale? Do people not search for certain things anymore?  There could be multiple reasons for it. One reason is that a competitor has come in and taken your search volume. And you have to know: are you losing search volume? Are you gaining search volume? Has your search volume dropped off? The second reason is that people are not searching for that keyword anymore. Is it out of fashion? The third is: are you underbidding? Is the bid too low? Again, you would know by the number of impressions. Have the impressions dropped off?  If the impressions have dropped off, is it because of a competitor? If it’s not because of a competitor, are people searching less? Are your bids too low? If the search volume is the same, are people clicking less? Why are they clicking less? Is it your images? Is it your product? Is your product no longer in fashion? I mean, I don’t know. Maybe a few months ago, fidget spinners were really in fashion, and nowadays no one uses them. So those things go out of fashion.  Yeah. The spinners, I remember. They’ve been out of fashion for a while.  Yeah.  Yeah, that’s fascinating. So it’s a never-ending cycle of innovation and figuring out what works and what doesn’t work. So let me ask you this: What drives growth in your business?  Most of the growth is… There are different ways to put it. Four years ago, we used to create a lot of blogs. We used to create lots of content. We used to create lots of YouTube videos. And then ChatGPT came along. If you ask kids now, “Do you Google that?” They don’t know what Google is. They really don’t know what Google is. And that’s not a cliché. It’s surprising. They’ll be like, “What Google?” Everything goes through ChatGPT.  So for us, growth went from Google to ChatGPT. And we didn’t spend enough time optimizing for LLMs on our site. So what drove growth before was blogs and YouTube. And what drives growth now is large language models like ChatGPT and Claude. People just ask ChatGPT, “What do I do about this on Amazon?” It recommends solutions, and then we go through them.  So how do you leverage large language models or AI applications?  This was one of the biggest boosts to our company. We managed to set the processes right. We managed to create the templates. We managed to bring structure to our company. Development work has become ten times faster. The turnaround is ten times faster. We’re able to release features quickly. We’re able to find bugs in our existing code quickly. There are a lot of things going on. If I were to say that our company is no longer the same company it was even a year ago, that would not be an exaggeration. It would be the truth. What we were a year ago is not at all what we are right now.  So in what way did you change? Is it coding that accelerated and changed everything? I mean, in what other ways did you change as a company?  So the code is all done with AI first. Our developers use AI. They put in the prompt, they check the results. There is a second developer who checks whether everything is okay and whether everything is done. And then finally there’s QA, and then we push it to staging. We used to do roughly one-month or forty-five-day sprints. Now we do weekly sprints. So it has gone four times faster. The biggest hurdle for us was managing clients and how we manage them. We never had any structure.  So we talked a lot with ChatGPT. We talked a lot about what the right way was to bring structure and accountability into the system. We managed to set up all the software required for accountability. It helped us fix those issues. It created structure. It created accountability for all the people, and then we implemented that. Finally, the last one, which was the most debatable, is that we require a lot of content. We require a lot of graphics. We require a lot of videos for clients on Amazon. I actually went to buy something on Amazon a few days back, and what was puzzling was that when I zoomed in on the images, you could see they were AI-generated because they all had these silly AI mistakes—spelling mistakes, random words.  So almost everything on Amazon right now, all the images, are kind of AI-generated. It’s hard to blame them. We ourselves use AI for a lot of the images. We make sure we don’t have the silly mistakes, but we do use AI as well. So the turnaround time for graphics is faster because of AI as well. Though some clients do complain that they don’t like AI-generated assets. And if a person looks a bit too AI-generated, they just reject it outright. So that is the most debatable part of it. But overall, our company is called AiHello. It’s AiHello. And if we don’t say hello to AI, then we’re not AiHello.  Yeah. Love it. I love the head and the one arm.  Yes.  The hello, and that’s it.  Yeah.  So what is one thing that you’re actively trying to figure out in your business right now? We are a remote-first company, and I’m struggling to bring about accountability among all the team members. We do have a good number of employees. Ninety percent of our employees are good. Ten percent still have accountability issues. And for me, that is a bit of a hurdle. It is a bit of a challenge to push those people who are dragging their feet about AI. Yeah. Because they are not comfortable with AI. They want to do what they are good at and don’t want to do something new.  There is also a bit of hesitation that they might lose their jobs because of AI, although we’re not planning to let go of anyone. Rather, we are hiring more people because we’re able to grow faster. There is an old saying that companies won’t go extinct because of AI, but companies that don’t use AI will go extinct because of AI. Because we are using AI a lot, there is a chance for us to scale, for us to expand significantly. And I want to tap into this advantage and grow. I want to hire more people, and I want to grow. I don’t want to let people go.  So this is a very good opportunity. You hear about Coinbase letting people go. You hear about Facebook letting people go because of AI. And I think those are all nonsensical excuses. Those companies are not growing very well, and they are blaming AI for letting people go, which I think is absolutely nonsensical. There is a very good opportunity for people to grow and for companies to grow using AI and increase their hiring. If you’re letting people go because of AI, it’s just a nonsensical excuse.  So what do you think is the mental hang-up for people? What prevents better AI adoption or faster AI adoption? A long time ago, when computers were being introduced into many industries, I remember there were huge protests because people thought computers would take away jobs. And it did happen. People did lose jobs because of computers. There were many people pushing papers who lost their jobs. And a lot of people refused to learn about computers because they said, “This is nonsensical. I can do it better by hand.” Can you imagine telling people right now that it’s better to do things by hand than to use a computer?  I mean, if you want to do calculations, please don’t use Excel or Google Sheets. Use a pen and paper and tell me you can do it better. It would be absurd to think that way. But at that time, people really did have the mentality that it was better to do things by hand than with Excel. Now, the AI revolution is probably a thousand or a million times bigger than that. And you can drag your feet. There will always be people who drag their feet and say, “I can do it better. AI is just nonsensical.” And sure, some of that is true. But the overwhelming majority of tasks are going to be done extremely well with AI.  And it’s not just large language models. It’s everything. Regression analysis, data analytics, big data analytics, forecasting, calculations. I’m not even talking about transformer models. I’m talking about everything related to AI. So much can be automated and done by AI that if you’re not involved with it, you’ll get left behind, just like the people who didn’t use computers. Do you feel like people have to be highly educated to be able to use AI? Or can people with less formal education benefit from it as well?  I don’t think it has anything to do with education. I think the learning curve for AI is smaller than the learning curve for computers. If you’re already using computers, you can just install a command-line interface and have things running. Actually, you can go to ChatGPT and ask some questions, and you can build something. But if you want to build serious applications, you can use a command-line interface and build them out. I think the learning curve is probably just a couple of hours to become proficient with these tools. I’m thinking more about this: As AI tools develop and take many of the routine, repeatable tasks off our shoulders, doesn’t that mean we will spend more of our time on high-level thinking and orchestration? And won’t that require some kind of mental ability to do that? It requires you to understand context, understand the implications of things, and be able to connect the dots. So that’s what I mean. The people who can really use AI tools have this higher level of awareness and thinking. They can combine ideas and create new things. But are there AI tools that people with less advanced analytical skills can also use? Absolutely. And you’re 100% right. You’re 101% right. This is what I’ve been advocating for a very long time. Don’t spend your time doing mundane, repetitive daily activities that can be automated. Let AI handle them. You should focus on the things AI cannot do right now, which is human-level intelligence: Strategizing. Planning. Working on the bigger-picture tasks. So you’re 100% right, and that’s the direction we should be moving in. And this brings me back to the point I made earlier: You should do what you love. The things you don’t love, the repetitive tasks, should be done by AI.  Yeah. Love it. So what is your vision, ultimately, for AiHello?  So my vision for AiHello goes beyond AiHello. We have something called HalZero, which is the engine we want to put behind AiHello. It’s a zero-hallucination LLM. And we are working toward making it happen. We plan to release an API for it soon. If it does happen, then we would probably have a model that can take in data and answer general-knowledge questions with zero hallucination. And we’re building it based on how the human brain works. The human brain is not one-dimensional. ChatGPT is one-dimensional. Transformer models are one-dimensional.  You give them data, they run it through the transformer model—the encoder and decoder—and then they give you an answer. But the human brain is built in layers. What we call the lizard brain sits at the base, and as you go higher, things become more and more complex. So the brain is information and action, and everything is filtered through it. Then we act on the filtered result. Machine learning models right now do not have these kinds of filters. They have something similar, which is called chain of thought, but that’s really thinking out loud. This kind of reasoning should exist within the latent space of the machine learning model. It should be built into the model itself.  I’ll give you an example. If you had been taught all your life that the sun is green, and tomorrow you woke up in Virginia, went outside, and saw that the sun was yellow, you’d say: “Oh my God, I’ve been lied to all my life. The sun isn’t green.” You would question what you had been taught based on a single observation. But if a machine had been trained for years that the sun is green, and then it saw that the sun was yellow, it might conclude: “The sun is wrong today because I’ve been taught that the sun is green.” The real test of intelligence is this: Can it question its training data? And the answer is no. It won’t, because it has been trained on that data. It has been trained on those tokens.  Yeah. So that’s AI superintelligence? The ability to question the training data?  That is correct. Yeah. So we build it based on connections. How strong is this connection? How many people have stated this fact? What is my own observation? Which observation is stronger? There is always conflict. In the human brain, there is always a conflict between what people say and what we think. Then our logical brain chooses what is usually the best answer. That is how we have a collective consciousness. We also have a personal consciousness. We always have to decide which one is best.  Love it. Well, that’s great. So if you’re running a business and you need to sell a product, and you want to figure out how to be successful on Amazon, how to leverage your ads, and how not to overspend, where should you go? How can people get in touch with you, Ganesh, and your team? And what’s the first step for listeners?  You can send me an email at ganesh@aihello.com. You can connect with me on LinkedIn. I’m always available, and I’m happy to have a chat with you.  All right. So if you’re listening out there and you’re in e-commerce, or you want to get into e-commerce, and you don’t know how to leverage all the tools that are out there, don’t forget: Amazon is in the business of making money, not necessarily making your business profitable. So you can use AiHello to help you. Reach out to Ganesh on LinkedIn and get your team involved. And if you enjoyed listening to this episode, make sure you check back every week because I have successful entrepreneurs sharing their ideas—or at least some of the good ones—with you. So thanks, Ganesh, for coming.  Thank you, Steve.  And thank you for listening. Important Links: Ganesh's LinkedIn Ganesh's website Ganesh's email: ganesh@aihello.com

The World Cup is currently underway in North America, so I thought it would be a good opportunity to talk about football, or soccer depending on where you are from. And specifically, we are going to explore the history of the world's most popular sport. Most people probably think football has always looked more or less the same. Two teams with eleven players. Referees and clear rules. Ninety-minute matches. But that is not true at all. If you travelled back a few hundred years and watched a football match in England, you might not even recognise it as football. In this episode, we are going to explore the development of football. I want to talk about medieval folk football, the British schools that helped create modern rules, and cities like Sheffield that played their own versions of the game. We'll also look at why football and rugby developed separately, where the word “soccer” actually comes from, and how industrialisation transformed football into a global professional sport watched by billions of people. By the end of this episode, I think you'll see football very differently. And you will also have learned lots of new English vocabulary! Conversation Club - ⁠https://thinkinginenglish.blog/patreon/conversation-clubs/⁠⁠ TRANSCRIPT - https://thinkinginenglish.blog/2026/06/19/393-history-of-football-english-vocabulary-lesson/ AD Free Episode - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/thinkinginenglish⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Patreon - ⁠https://www.patreon.com/thinkinginenglish⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube Channel -⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@thinkinginenglishpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/thinkinginenglishpodcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) $10 Free Credits on iTalki (Affiliate Link) - https://www.italki.com/affshare?ref=af17506448 ⁠⁠⁠⁠⁠⁠⁠ My Editing Software (50 % Discount Affiliate Link) - https://descript.cello.so/BgOK9XOfQdD Borough by Blue Dot Sessions Contact ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertising@airwavemedia.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to advertise on Thinking in English. Thinking in English is part of the ⁠⁠⁠⁠⁠Airwave Media podcast network.⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of THE MENTORS RADIO, Host Dan Hesse talks with NFL Commissioner Roger Goodell, who, in two decades as Commissioner, has built the NFL into a sports, media and cultural leader—growing the NFL to be not only America's, but the world's top sports league, with 13 of the world's 20 most valuable teams being NFL teams. Ninety-three (93) of the top 100 rated programs on American television were NFL games. Starting as an intern for Commissioner Pete Rozelle in the early ’80s, Roger became the league's first Chief Operating Officer, and he succeeded Commissioner Paul Tagliabue as Commissioner in 2006. Roger has focused on strengthening the game for players and fans alike. He prioritized improving player health and safety through new rules and better equipment, driving down concussions and other major injuries. Under his leadership, the NFL has secured consecutive, ten-year transformative collective bargaining agreements with the NFL Players Association, allowing the league to grow and thrive, enhancing pay and benefits for current and retired players and ensuring decades of labor peace. In 2021, he negotiated long-term media agreements with CBS, ESPN/ABC, FOX, NBC and Amazon, which brought Thursday Night Football to a streaming platform for the first time. He has since spearheaded groundbreaking deals with YouTube for NFL Sunday Ticket and Netflix for the NFL's Christmas games, reaching a generation of younger fans. Under Roger's leadership, an increasing number of regular-season games are played outside of the US, and he's supported the rise of flag football globally. He also moved the NFL Draft from New York to cities and fans across the country. SHOW NOTES: ROGER GOODELL: BIO: BIO: Roger Goodell https://en.wikipedia.org/wiki/Roger_Goodell  BOOKS: Every Day is Sunday, by Ken Belson The Biography of Roger Goodell, by Christopher Mateo

It's tough to negotiate when the other side doesn't give a damn, The World Cup and America is Awesome on social media, the end of another school year, oh Phil and the Knicks bring a title back to NYC.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-death-of-journalism--5691723/support.

Ninety-eight point six. The number's been stamped on every Blood Oath bottle since the line started, and there's a strange little reason why. We poured the Pact Nine and the brand-new Pact Twelve for our first crack at this series, and somewhere between a German doctor with a foot-long thermometer and Houston's backpack full of medical gear, we got into what makes these blends so hard to walk away from. Hosted on Acast. See acast.com/privacy for more information.

In a Cannes Lions special, PRWeek's Beyond the Noise speaks to communications professionals from Edelman, Burson and Smarts about this year's Festival.Ahead of the Cannes Lions International Festival of Creativity, which starts on Monday (22 June), PRWeek UK spoke to Edelman's international chief creative officer, international, Kate Stanners, alongside Burson's chief strategy officer, Eleanor Sullivan, and Smarts' brand futures director, Natalie Moores.Beyond the Noise looks at some of the biggest communications and PR issues. Download the podcast via Apple, Spotify, or listen in the browser above or on your favourite platform.The trio discuss what they are looking forward to at this year's event, whether purpose-led campaigns will win big this year, and the impact of AI technology. They also offer advice on how to get the most out of the festival from a business perspective.Asked whether the festival may look a bit extravagant in 2026, especially given industry consolidation and cost-cutting, alongside the ongoing geopolitical strife, the professionals share their thoughts. As part of the episode, the three comms pros debate earned creativity within the PR Lions, and if the lines between PR and advertising have blurred. Stanners, who spent two decades at advertising agency Saatchi & Saatchi before joining Edelman last year, dismissed the idea of a turf war between PR and advertising agencies.“There is a school of thought where advertising agencies are saying: ‘Watch out, PR companies, we know how to do it,'” she said. “I think, interestingly, it's the wrong discussion to have. This is about recognising the power of a very different media landscape.”In the discussion, Stanners argued that audience behaviour increasingly favours earned communications over traditional advertising.“Ninety-nine per cent of people would like to skip the ads if they could, so that tells us a huge amount,” she said. “People are significantly more likely to trust work that comes in an earned space, which also tells us a huge amount.” PR retains a unique advantage in creating earned impact, added Stanners. “It is a battleground, probably, for all sorts of businesses to be playing in. But a truly earned piece of work plays slightly differently.”The three professionals assess the festival's updated guidelines, introduced following controversies at last year's awards, and whether they will prove effective.And the panel members share their own experiences at Cannes and outline the criteria they use to evaluate what makes a standout PR campaign.  Hosted on Acast. See acast.com/privacy for more information.

The nighness of the end may have been somewhat exaggerated... Hosted on Acast. See acast.com/privacy for more information.

The stock market crashes about once every three years—at least a 20% drop. Most investors panic and sell. But if you understood why markets always recover, you'd do the opposite. Brian Feroldi reveals three mechanical forces that guarantee long-term market resilience, transforming market crashes from terrifying events into predictable opportunities. Key Topics Discussed Introduction to Market Resilience (00:00:00) Brad Barrett introduces the concept of understanding market recovery through fundamental mechanics rather than accepting it on faith. Understanding Market Crashes (00:05:00) Brian explains crash frequency: 10% drops every eleven months, 15% every two years, 20% every three years, 30% once a decade, and 40%+ drops two to three times per century. Force #1: Stocks Follow Earnings (00:10:00) The first fundamental force—stock prices track corporate earnings over time. Brian introduces the man-and-dog analogy: the man (profits) walks steadily uphill while the dog (prices) runs wild on an elastic leash. Watch the man, not the dog. Force #2: Earnings Always Recover (00:25:00) Brian breaks down the five-phase economic recovery process: cost-cutting, cleansing, government intervention, innovation, and emergence. The Forest Fire Analogy (00:32:00) Economic downturns function like forest fires—clearing deadwood, eliminating weak competitors, and creating optimal conditions for new growth. The COVID pandemic demonstrated this: remote work jumped from under 10% to over 90% in four months. Force #3: Profits Rise Over Time (00:48:00) Five systematic drivers cause profits to rise: productivity gains, inflation, innovation, geographic expansion, and population growth. These forces ensure long-term upward trajectory despite temporary setbacks. Investor Psychology and Closing Thoughts (00:55:00) Discussion about investor behavior during crashes and the importance of saving this episode for future market downturns when emotional fortitude matters most. Notable Quotes "Stocks follow earnings. As go the earnings of a company or an index, also goes the price or the market value of that same index." — Brian Feroldi "The best time to buy is at the period of maximum pessimism. And the period of maximum pessimism is precisely when you absolutely do not want to buy." — Brian Feroldi "Ninety percent of good investing is how you behave in the 10% of time that things are not going well." — Brian Feroldi "Think of the man walking a dog on an elastic leash. The man represents profits, the dog represents stock prices. Watch the man, not the dog." — Brian Feroldi "Innovation accelerates when times are tough. Necessity is the mother of invention." — Brad Barrett and Brian Feroldi Key Takeaways Google "S&P 500 earnings" and study the 100-year chart showing earnings rather than just stock prices to see the steady upward march of the "man" Save this episode in your investor policy statement to re-listen during the next market crash when you need psychological reinforcement Set up automatic dollar-cost averaging contributions to retirement accounts and commit to never stopping them during downturns Review your asset allocation if you're within 10 years of financial independence to ensure appropriate risk levels and cash cushions Markets typically bottom when news is worst because prices predict earnings recovery 6-9 months ahead Resources and Links Why Does the Stock Market Go Up? by Brian Feroldi The Simple Path to Wealth by JL Collins JL Collins Guided Meditation for Market Drops Afford Anything Podcast with Paula Pant Camp FI Brian Feroldi on YouTube Brian Feroldi on Twitter/X Brian Feroldi on Instagram Brian Feroldi on Threads

Conventional wisdom says the hardest part of building a startup is building the product. Shanea Leven says the harder challenge is figuring out what customers will actually pay for. Before co-founding Empromptu.ai, Shanea spent more than 15 years building products at companies including Google, eBay, Docker, and Cloudflare. In this conversation, she explains why sales is every bit as complex as engineering, why customer interviews aren't enough to validate an idea, and why early-stage founders need to spend more time testing demand than perfecting roadmaps. We discuss the case-study approach she uses to find customers, the controversial belief that the only real product validation is money, and what happened when a LinkedIn post generated a 1,000-person waitlist almost overnight.  Shanea also shares how she used more than 100 customer calls to shape Empromptu's direction, why she stopped fundraising when the company took  off, and the go-to-market challenges that still keep her up at night. If you're a technical founder trying to figure out whether you're building something people truly want, this episode offers a practical framework for separating genuine demand from wishful thinking. Listen to this episode if you're trying to figure out: why sales validation should happen before you commit to a roadmap how to find your first customers using the case study method what a viral waitlist can teach you about product-market fit how to distinguish customer feedback from customer demand why technical founders need to learn sales earlier than they think which early traction signals are worth trusting — and which aren't how to validate an idea before spending months building it RUNTIME 49:06   EPISODE BREAKDOWN (3:16) What Is Empromptu.ai, and Who Is it For? (6:25) Sales Is Just as Complicated as Engineering (8:14) The Case Study Method for Finding Early Customers (11:56) Why Al Is Rewriting the Product Playbook (13:37)   The Only Real Product Validation Is Money  (17:10) The S***ty Purple Website That Predicted Impromptu's Viral Launch (21:38) What 100 Waitlist Calls Taught Shanea About Customer Demand (26:28) "We evolved the platform." (34:57) "Ninety-nine percent of VCs are great at one thing." (36:20) The GTM Problem That Still Keeps Shanea Up at Night  (39:02) A Process for Selecting Your First Sales/Marketing Hires (40:59) Why She'd Hire a "Scrappy" Marketer Over a Former Meta Employee "Every Time" (44:05) The Early Traction Signal She No Longer Trusts (45:28) A 30-day Experiment Founders Can Run To Validate Their Idea LINKS Shanea Leven Empromptu.ai Empromptu raises $2M pre-seed to help enterprises build AI apps, 12/9/2025, TechCrunch SUBSCRIBE

Ninety-three percent of people die with their calling still inside them. Not because they didn't dream. Not because they weren't talented. But because the moment they stepped toward the arena of play, the moment real opportunity showed up, they short-circuited. The voltage was too high for the identity they were still running on. Today, we're not just talking about stepping in. We're talking about the identity transformation required to stay in, without burning out, selling out, or tapping out. Great morning, humans. Great morning, world. I'm Dr. JC Doornick, the Dragon, and this is Makes Sense.   Follow Dr. JC Doornick and the Makes Sense Academy:► Makes Sense Substack - https://drjcdoornick.substack.com ► Instagram: / drjcdoornick ► Substack: / drjcdoornick ►Facebook:  / makessensepodcast ►YouTube:  / drjcdoornick     MAKES SENSE PODCAST Welcome to the Makes Sense with Dr. JC Doornick Podcast. This podcast explores topics that expand human consciousness and enhance performance. On the Makes Sense Podcast, we acknowledge that it's who you are that determines how well what you do works, and that perception is subjective and an acquired taste. When you change the way you look at things, the things you look at begin to change. Welcome to the uprising of the sleepwalking masses. Welcome to the Makes Sense with Dr. JC Doornick Podcast. SUBSCRIBE/RATE/REVIEW & SHARE our new podcast. FOLLOW Podcast: You will find a "Follow" button in the top right. This will enable the podcast software to alert you when a new episode launches each week. Apple: https://podcasts.apple.com/ca/podcast/makes-sense-with-dr-jc-doornick/id1730954168 Spotify: https://open.spotify.com/show/1WHfKWDDReMtrGFz4kkZs9?si=003780ca147c4aec Podcast Affiliates: Kwik Learning: Many people ask me where I get all these topics, which I've been covering for almost 15 years. I have learned to read nearly four times faster and retain information 10 times better with Kwik Learning. Learn how to learn and earn with Jim Kwik. Get his program at a special discount here: https://jimkwik.com/dragon OUR SPONSORS: Blue Blinds Bakery - Hand Crafted with all natural ingredients - www.blueblindsbakery.com   0:16 - Intro 1:09 - Show premise 3:42 - Stepping Into the Arena Of Play 4:46 - 93% of people die with their song still inside them 10:09 - One of the Biggest Lies we were ever told 11:56 - The Stands 14:51 - Success requires a different identity than survival 16:49 - The Stands are governed by your MFTPSE 19:44 - Self Deception 20:21 - The River of Creativity Beneath You 22:51 - BLUE BLINDS BAKERY - Hand Crafted with all natural ingredients - www.blueblindsbakery.com 24:51 - The Wilderness 28:40 - Kim Tucker Grace - Collective Wilderness of America 36:13 - Playing Big Without Burning Out   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the 10 Ninety podcast, Connie Raschke shares the heartbreaking and inspiring story of her husband, Chris Raschke — a passionate land speed racer, dedicated ARP employee, and beloved father and grandfather from Ventura, California. Chris spent years as a crew member for the legendary Speed Demon race team before stepping into the driver's seat himself, ultimately earning the rare and coveted black hat by setting a 459 mph record at the Bonneville Salt Flats in 2024. Just months later, a tragic tire failure during a shakedown run at Bonneville took his life on August 3rd, 2025. Connie opens up about the chaotic, surreal moments after the accident, the crushing grief that followed, her commitment to counseling and mental health support, and the safety advocacy work she's doing through the Chris Raschke Legacy Foundation. This is a powerful conversation about love, loss, purpose, and resilience.

Trump storms out of MTP, Zig stars on CNN, Scott Pelley's kamikaze mission, college football outrage and more.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-death-of-journalism--5691723/support.

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Tom is joined by guest host, spokesperson for the Anti-Poverty Centre, Kristin O’Connell, to talk welfare. First up, the government plays weird games kicking people accused of crimes off of support, but for what aim? (7:49) Then, the government announced sweeping reforms of the welfare sector and mutual obligations. (27:20) Except, these reforms seem awfully familiar. Do I smell Scomo?---------- Just released on Patreon - "Democracy For CPSU - Inside the fight for reform" The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over NINETY past bonus episodes. https://www.patreon.com/SeriousDangerAU ---------- Links -Anti-Poverty Centre Linktree -https://linktr.ee/antipovertycentProfit from punishment: Inside the welfare compliance scandal (Online, Wednesday June 17th) Free, register at -https://events.humanitix.com/profit-from-punishment-inside-the-welfare-compliance-scandal-online Income Adequacy project (July 7th in Sydney) EOI form: bit.ly/income-adequacy-project Theme by Kye HughesProduced by Michael Griffin https://www.instagram.com/mikeskillz Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.

Ninety-three thousand text messages were reviewed in the Mackenzie Shirilla case. The prosecution selected the most threatening ones and presented them to a judge as proof of a mind capable of premeditated murder. "My way or the highway." "Watch your back, your house, your car, your life." A TikTok persona that screamed narcissism. An arrest where she asked cops to protect her bracelets. The personality profile wrote itself — cold, controlling, dangerous.But psychotherapist Shavaun Scott has spent three decades treating people with exactly this kind of presentation, and she says the clinical read is almost always the opposite of what the public assumes. The narcissism isn't confidence — it's a collapsing sense of self held together by image. The controlling behavior isn't strategic — it's panic. The ultimatums aren't the language of someone planning a murder — they're the language of someone terrified of being left.Shirilla was seventeen when the Strongsville, Ohio crash killed Dominic Russo and Davion Flanagan. She was convicted of four counts of murder. Netflix's The Crash put the case in front of millions. And the question that almost nobody is asking is the one that might matter most: is the personality profile that convicted her actually evidence of premeditated intent — or is it evidence of a teenager in psychological free fall?Shavaun Scott examines the clinical reality behind the behavior — what the texts actually reveal, what the self-obsession masks, and whether any of it crosses the line from emotional volatility into the kind of cold-blooded planning the prosecution described. The answer might change how you see the entire case.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#MackenzieShirilla #TheCrash #TheCrashNetflix #DominicRusso #DavionFlanagan #ShavaunScott #HiddenKillers #TrueCrime #Netflix #CriminalPsychology

Geoff walks amongst the people, and Annabel self-loathes Hosted on Acast. See acast.com/privacy for more information.

Ninety-three thousand text messages. That's how many were reviewed in the Mackenzie Shirilla case. Prosecutors pulled the most threatening ones and presented them to a judge as evidence of premeditated intent. "My way or the highway." "Watch your back." Messages that made Shirilla look controlling, volatile, and dangerous. But the texts closest to the crash — the ones sent in the final hours — were mundane. She complained about their friend Davion Flanagan taking too long to get in the car. No threats. No rage. Just a teenager being impatient.So what do cherry-picked messages from a pool of ninety-three thousand actually prove? That's one of the central questions in Netflix's The Crash, and it's one the documentary raises but doesn't fully answer. Shirilla was convicted of four counts of murder for the Strongsville, Ohio crash that killed Dominic Russo and Davion Flanagan. The prosecution's case relied not just on surveillance footage and data but on a behavioral narrative — that Mackenzie Shirilla was the kind of person capable of this. A judge agreed.Robin Dreeke, who led the FBI's Behavioral Analysis Program for over two decades, examines that behavioral narrative piece by piece. What does the language in her threats actually reveal? Does the prior incident on I-71 — where she said "I will crash this car" and then didn't — read as a rehearsal or as an empty threat from a volatile teenager? Can a personality profile carry the weight of a murder conviction? And what does the gap between the prison Mackenzie and the documentary Mackenzie tell us about which version is real? The evidence might point somewhere very different from where the verdict landed.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#MackenzieShirilla #TheCrash #TheCrashNetflix #DominicRusso #DavionFlanagan #RobinDreeke #HiddenKillers #TrueCrime #Netflix #Justice

Mackenzie Shirilla's text messages were ugly. "My way or the highway — watch your back, your house, your car, your life." She was controlling, explosive, and by every account a difficult person to be in a relationship with. But ugly texts and a bad personality aren't the same thing as premeditated murder — and the question nobody in Netflix's The Crash fully confronts is where that line actually falls.Shirilla was convicted of four counts of murder after driving her car into a building in Strongsville, Ohio at nearly a hundred miles per hour, killing her boyfriend Dominic Russo, twenty, and their friend Davion Flanagan, nineteen. The prosecution built much of its case around who Mackenzie was — the threatening messages, the TikTok persona, a prior incident on I-71 where she reportedly threatened to crash the car during a fight. A judge with no jury called her "hell on wheels" and sentenced her to fifteen years to life.But a behavioral profile isn't the same as evidence of intent. Ninety-three thousand texts were reviewed, and the ones presented at trial were the worst of the worst. The messages closest to the crash were completely ordinary. A fellow inmate's account contradicts the version of Mackenzie the documentary presents. And the detail that prosecutors used as proof of coldness — asking officers not to break her bracelets at arrest — might tell a very different story to someone trained to actually read behavior.Robin Dreeke, former head of the FBI's Behavioral Analysis Program, sits down to analyze what Mackenzie Shirilla's documented behavior actually reveals — and what it doesn't. The personality was loud. The question is whether it was evidence.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#MackenzieShirilla #TheCrash #TheCrashNetflix #DominicRusso #DavionFlanagan #RobinDreeke #HiddenKillers #TrueCrime #Netflix #Justice

Ninety percent of third-generation businesses fail. It sounds like a doom-and-gloom stat, and it should. But Dan Garlock didn't treat it that way. When his dad said second-generation businesses fail at a super high rate, Dan heard it as a challenge. Now, as he prepares his two sons, Noah and Luke, to potentially take over Silver Lake Auto and Tire Centers, he's facing those same odds again. The difference is preparation. Not forcing kids into the business, not assuming they'll magically know what to do, and not waiting until you're ready to retire to start teaching them what you know. Dan is doing something most family business owners skip: he's exposing his kids to every angle of the operation while there's still time to learn.In this episode of Maximum Octane, Kim Hickey and Jason Patel sit down with Dan Garlock and his sons, Noah and Luke, to talk about multi-generational family business succession. Dan walks through his family's three-generation journey, starting with his dad, Wally, opening a Shell gas station in 1973, through the pivots and challenges, to Dan and his brother Darren buying the business in 2015. He explains the decision to let his sons choose whether they want to be part of the family business rather than forcing them into it. Noah and Luke share their experiences working different roles in the shop, what they've learned, and where they want more exposure to understand the business better.The conversation reveals why most families fail at succession and what Dan is doing differently. He emphasizes the importance of starting early, letting kids shadow different areas, and letting them work their way up instead of handing them the keys. Kim and Jason highlight the humility and willingness to learn that Noah and Luke bring to the table, which is the opposite of entitled kids who think the business owes them something. Dan talks about surrounding yourself with mentors who have successfully navigated multi-generational transitions. Tune in to episode 139 of Maximum Octane if you're thinking about family business succession or you have kids who might join your company someday. Dan, Noah, and Luke show what preparation and intentionality look like when the stakes are this high and the odds are against you.Episode Takeaways:01:24 How Dan's family went from gas stations to independent auto repair02:34 Why running a business "like a family" creates problems instead of solutions04:55 The full story of Silver Lake's evolution from his dad's startup to second-generation ownership05:30 Why Dan decided not to force his sons into the family business18:20 The importance of exposing kids to different roles and departments early30:36 What Noah learned from service advising and customer interaction30:54 Luke's perspective on wanting more exposure to the business and management side30:36 The gap in knowledge Noah identified and why that matters for succession33:30 Noah's perspective on acknowledging the head start the business gives him33:46 Luke's advice: start early and get deeper into different business sides33:59 Dan's recommendation: surround yourself with mentors who've done this successfullyConnect with Dan Garlock:LinkedInSilver Lake Auto & Tire CentersLet's connect:WebsiteLinkedInFacebookEmail: info@maximumoctane.com Hosted on Acast. See acast.com/privacy for more information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

January 31st. Scottsdale, Arizona. Two teenagers in fake FedEx uniforms force their way into a home, restrain two adults, and demand access to $66 million in cryptocurrency on instructions from anonymous handlers they'd never met. Investigators log it as the first verified U.S. "wrench attack" of 2026. That same night, roughly ninety minutes south in the Catalina Foothills, Nancy Guthrie is seen alive for the last time.The timing has fueled a theory now backed by former FBI agents and a major blockchain security firm — that Nancy's disappearance is connected to the same organized crypto crime networks carrying out violent home invasions across the globe. The model uses overseas handlers, encrypted communications, and expendable recruits to target wealthy individuals or their family members. Proponents argue Nancy fits the proxy-target pattern and that the operative on her porch looks exactly like the kind of disposable recruit these networks deploy.Tony Brueski walks through the theory with the seriousness it deserves and then puts it through the filter of what the evidence actually shows. The crypto connection that doesn't exist. The camera improvisation that doesn't match a handler briefing. The CertiK classification built on ransom demands already separated from the crime. A theory can sound right and still not hold up — this episode is the difference between the two.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#NancyGuthrie #WrenchAttack #CryptoCrime #Scottsdale #TrueCrimeToday #SavannahGuthrie #FBI #CertiK #TucsonMissing #HomeInvasion

Tom is joined by guest host, co-founder of racial justice organisation Democracy In Colour, a community organiser and a recent panellist on SBS Insight’s episode on the rise of One Nation, Neha Madhok! First up, an introduction to Neha and Tom asks her for the now obligatory take on the state of the Greens. Then, new polling suggests One Nation is very popular and remains so! (15:53) But why? And what was it like when the cameras weren’t rolling at the SBS Insight episode about the rise of One Nation? Then, fallout from the federal budget continues. (55:30) Are we a nation of temporarily embarrassed billionaires? And how can we start to change people’s minds?---------- Just released on Patreon - "Democracy For CPSU - Inside the fight for reform" The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over NINETY past bonus episodes. https://www.patreon.com/SeriousDangerAU ---------- Links -Follow Neha -https://linktr.ee/neha_anti_racist Democracy In Colour -https://democracyincolour.org/ Theme by Kye HughesProduced by Michael Griffin https://www.instagram.com/mikeskillz Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this bonus episode for Patreon subscribers, Emerald and Tom are joined by Chris Warren, union delegate and a convenor of the rank-and-file caucus Democracy For CPSU.Is reform of the public service union possible, or is it captured from within by the ALP? Why should Greens supporters join the cause? How did the unions become public enemy number one?---------- The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over NINETY past bonus episodes. https://www.patreon.com/SeriousDangerAU ---------- Join Democracy For CPSU - email democracy4cpsu@gmail.com Tom on tour!https://linktr.ee/tomballard Produced by Michael Griffinhttps://instagram.com/mikeskillz Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.

Tom is away this week, so we have unlocked a recent favourite bonus episode for Patreon subscribers. We’ll be back with a new episode next week. Emerald and Tom are joined by Tom’s old Tonightly mate, Aussie comedy legend Greg Larsen!Why does life feel crazy these days? Did ASIO hide the truth about Greg Hunt and Chris Pyne getting porno-hacked? Did Geggy’s Patreon get cancelled? How could there be a Michael Jackson movie? And why will no one admit the secret brilliance of Pauline Hanson’s One Nation cartoons?---------- The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over NINETY past bonus episodes. https://www.patreon.com/SeriousDangerAU ----------Greg’s links and tour info and link to new special -https://linktr.ee/greglarsencomedian Tom on tour! -https://comedy.com.au/tour/tom-ballard Please Explain Season 4 Episode 1 -https://www.youtube.com/watch?v=5xDLO1SrkKI Tax the 1% -https://www.taxthe1percent.com.au/Produced by Michael Griffinhttps://instagram.com/mikeskillz Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.

Nobody's talking about Rrump's trip to China. Zigs got a big AI update. Saying goodbye to Stephen Colbert, Now ESPN complains, the death of Mark Fuhrman and the "n" word truth and an interview with Justin Williams the President of the Penn state Letterman's Club.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-death-of-journalism--5691723/support.

Joe Nocera has launched a six part series about the Lindbergh kidnapping. EP01 | The Broken Window One night in March 1932, the infant son of aviator Charles Lindbergh is taken from his nursery. A warped window, a ladder, and a ransom note mark the beginning of a case that will grip the world and launch a hundred conspiracy theories. Ninety-four years later, we return to the scene of the crime to ask: What really happened that night? Learn more about your ad choices. Visit megaphone.fm/adchoices

Cority has been quietly building environmental, health, and safety software for forty years, and Amanda Smith runs the strategy keeping up with AI that changes every six months. She and Chuck get into why a system of record beats raw AI on life or death calls, how a 600 page permit went from months to minutes, the stat that 95 percent of employees are already using shadow AI, and the PDF problem that has every energy company stuck.Click here to watch a video of this episode.Join the conversation shaping the future of energy.Collide is the community where oil & gas professionals connect, share insights, and solve real-world problems together. No noise. No fluff. Just the discussions that move our industry forward.Apply today at collide.ioClick here to view the episode transcript. 0:00 The Cority story and 40 years in EHS software2:30 How the software shows up on a rig and in the office5:45 The SaaS apocalypse question and why context beats raw AI9:30 Amanda's family mining history and why this work is personal11:00 Recruiting AI talent to Houston and the six month change cycle15:00 Shiny objects versus solving real problems18:00 Auditability, HIPAA, and the black box problem19:30 Where Collide is heading as an operating system23:00 Employee resistance and the friction point playbook27:30 Six hundred page permits, 3000 filings, zero mistakes30:00 Agentic workflows as the new source of record34:30 Correlation, causation, and the shale revolution lesson37:30 The PDF problem and using 2 percent of energy data41:30 Learning to drive as the AI adoption analogy43:00 What we are not talking about today that we will be in five years48:30 Ninety-five percent of employees are using shadow AIhttps://twitter.com/collide_aihttps://www.tiktok.com/@collide.iohttps://www.facebook.com/collide.iohttps://www.instagram.com/collide.iohttps://www.youtube.com/@collide_iohttps://bsky.app/profile/collide-ai.bsky.socialhttps://www.linkedin.com/company/collideai

Ninety-five percent of people who are incarcerated in the United States will eventually be released. How they're treated while behind bars profoundly affects their chances of success on the outside. Americans across the political spectrum agree that making prisons more humane and more conducive to rehabilitation is important for the health of our society.

How long does tapping take to work? It's one of the most common questions I get, and the answer is the most unsatisfying one in coaching: it depends. In this post I'll show you why that's actually the most useful answer I can give you, and how to use it. TL;DR: How Long Tapping Takes to Work How long tapping takes to work depends on the issue you're tapping on and how you define success. A 90-second round can shift a present-moment frustration, while a 35-year-old limiting belief usually takes repeated sessions over time. Happiness equals outcome divided by expectation. The same result feels like a miracle or a failure depending on what you expected walking in. You can measure tapping success three ways: frequency (how often the issue shows up), duration (how long it sticks with you), and intensity (how strong it feels). Improvement in any one of the three is a real win. The goal of tapping is to make it better, not to make it perfect. Better is often enough to change the rest of your day. Why "How Long Does Tapping Take to Work?" Is the Wrong Question How long tapping takes to work is the wrong question because it assumes there's one answer that applies to every issue and every person. There isn't. The better question is: what does one step better look like right now? Years ago I had a one-on-one session with a friend whose husband had been telling her for months that she needed to tap with me. I don't think she really wanted to be there. I think she wanted him to stop bringing it up. There was natural resistance at the start of the session, but within fifteen minutes we had surfaced a deep, specific issue and tapped through a round on it. At the end of that round, she was disappointed. Not because nothing had happened. She was disappointed because the issue wasn't completely healed yet. In fifteen minutes she had moved from resistant to disappointed because the work wasn't fast enough. That's the trap built into the question. We're asking how long until the issue is gone, when the more useful question is how much better do I feel right now than I felt three minutes ago. Happiness Equals Outcome Divided by Expectation Happiness equals outcome divided by expectation. The way you respond to any result is determined less by the result itself and more by what you expected walking in. Imagine I tell you at the end of the day that I got six things done. Was that a good day or a bad day? It depends. If I sat down this morning wanting to get eight things done, I'm disappointed. If I sat down wanting to get four things done, I'm doing backflips on my way out of the office. Same six things. Completely different experience. The same dynamic shows up every time we use a transformational tool. If you expect a single round of tapping to permanently resolve a long-standing issue, almost any real result will feel like a failure. If you expect tapping to make the next ten minutes a little easier, the same result feels like a win. This is why unrealistic expectations can quietly sabotage your tapping progress even when the work itself is going well. Key Insight: "Happiness is outcome divided by expectation. The way I respond to something is based on how I expect it to work out." Why No Two Tapping Issues Heal at the Same Rate No two tapping issues heal at the same rate, even when they look identical on the surface. The tool is the same. The timeline almost never is. There's a real difference between me being frustrated in this moment and not wanting to be frustrated, and me dealing with a limiting belief I've carried for the last 35 years. The toolset is exactly the same. The rate at which those two things shift will be completely different. The same is true even when the symptom is identical. I can have pain in my right shoulder because I slept on it wrong, and I can have pain in my right shoulder because I was in a car accident and tore a muscle. Same pain, same location, same intensity on a 0 to 10 scale. The cause is different, so the time it takes to resolve is different. Every time you sit down to tap, recognize this: the goal is to make it better. Not to make it perfect, not to make it gone, but to make it better. That's a frame I keep coming back to with clients, and it's the same spirit behind tapping to embrace progress, not perfection. The Costa Rica Story: When Better Looks Like Failure Almost 20 years ago, brand new to tapping, I was in a coffee shop in Costa Rica when four other Americans walked in and sat down nearby. I struck up a conversation and one of them mentioned he had just tweaked his shoulder zip-lining through the jungle. I was at the stage of my tapping life where I was running everyone I met over with my enthusiasm. So I said, "Let me show you this amazing thing." I had him tap through Gary Craig's basic EFT recipe. Before we started I asked him, 0 to 10, how big is the pain? He said six. We tapped. I asked again. He said four. In my head, my immediate reaction was: it failed. He and his three friends, on the other hand, said, "Whoa, that's amazing." Because it was. Ninety seconds of tapping had taken a third of his pain away on his subjective measure. He had more movement in his shoulder. The rest of his day was going to be better. My expectation was healed. He experienced better. That's the gap this whole post is trying to close. Key Insight: "When I'm tapping, I live in the ERs. Not the emergency room. Better, easier, gentler, calmer." The Three Measures of Tapping Success: Frequency, Duration, Intensity There are three ways to measure whether tapping is working: frequency, duration, and intensity. Any one of them moving in the right direction counts as real progress. I learned this framework from my friend Mary Ayers, and it has changed how I evaluate every session. Frequency is how often the issue shows up. Years ago a client said to me, "Gene, it's great. I'm only having seizures six days a week." For me, six days a week of seizures sounds like a horror show. For her it meant one day a week she was emotionally and physically clear enough to get everything done. The frequency went down by one day, and that one day was her life expanding. Frequency can be the hardest of the three to measure, because if a behavior is still happening at all, you tend to notice the times it happens more than the times it doesn't. If you're trying to reduce how often you doom-scroll to distract yourself, going from ten times a week to five times a week still feels like ten because you're still doing it. When you're tracking frequency, write it down. Duration is how long the discomfort sticks with you after it shows up. Three times in my work I've had legal action threatened against me by clients. One of those times the client was blaming me for their frozen pipes, so you can judge the seriousness for yourself. The first time it happened, it threw me off and kept me emotional for about 36 hours. The second time, it impacted me for the rest of the day. The third time, it took me about 45 minutes to settle. Same kind of event, same intensity in the moment, same response required (call my lawyer, take care of myself). What changed was how long the emotional charge stayed in my body. That's duration, and it's a real measure of progress. Intensity is how strong the response is when it happens. I can be angry about something my neighbor does, or I can be frustrated about the same thing. In both cases I'm having an emotional response, but I'm far less likely to make a harsh, rash, unuseful choice when I'm frustrated than when I'm angry. Same trigger, smaller response. That's intensity going down. If you've ever found the standard 0 to 10 rating frustrating or unhelpful, this three-part frame is a useful alternative. I've written more about that in what to do when the SUD scale doesn't work for you. When Tapping Changes You Without Changing the Situation Tapping often makes things better even when the underlying situation hasn't changed at all. That's not a failure of tapping. That's tapping doing exactly what it's designed to do. Picture this. You're facing real financial pressure and you're overwhelmed by it. You sit down and tap on the overwhelm. Ten minutes later you feel calmer. The financial pressure is still there. Nothing about the bank account has changed. But you can now think clearly about the problem, see options you couldn't see before, and make deliberate choices instead of panicked ones. That's a win, and it's the kind of win we usually undervalue. The situation didn't change, but your relationship to the situation did, and from that calmer place you have actual capacity to act. This is exactly the dynamic at work in tapping for overwhelm when you have too much on your plate. You're not making the to-do list shorter. You're making yourself bigger than the list. The same logic applies to in-the-moment frustration. When something goes wrong at my desk and I get frustrated, I don't need to turn the frustration completely off in order to keep working. I need to turn it down enough that I can focus. There might be residual frustration sitting in the background. That's fine. If 90 seconds of tapping produces an hour of effective work, I'll make that trade every day of the week. The "One Step Better" Approach to Every Tapping Session The most useful question to ask before any tapping session is: what does one step better look like right now? Then use the tool to see if you can get there. If you do, ask the same question again. That iteration is the whole game. It's not how long until this is resolved. It's what does the next small improvement feel like in my body, and can I get there from where I am? Then, from that new place, what does the next one feel like? This is why the work of tapping looks less like a single grand transformation and more like a series of small, real improvements stacked over time. Each one is its own win. Together they become the change you were looking for. The principle that the key to tapping success is more than the right words lives right here: success is less about scripting the perfect setup statement and more about being honest about what better looks like and going after it one increment at a time. Key Insight: "Ask yourself what one step better feels like. Use the tool to see if you can achieve that. Then ask again. That's the work." How to Set Realistic Expectations Before You Tap Setting realistic expectations before you tap is the single most useful thing you can do to make tapping feel like it's working. Before you start a round, answer three quick questions in your head. First, what is one step better for this issue? Not healed, not gone, but better. Name it specifically. "I want to be able to read the email without my chest tightening." "I want to feel calm enough to call my mom back." Second, which of the three measures matters most here? Are you trying to reduce how often this shows up, how long it sticks with you, or how intense it gets? Different issues respond to different measures, and naming the one you care about gives you something concrete to check at the end. Third, what would you accept as a real win? If a 33% reduction in intensity would let you finish what you need to finish today, that's a real win. Decide that before you tap, not after. Otherwise the part of you that wants everything healed in one round will quietly call any real progress a failure. Frequently Asked Questions How long does tapping take to work on anxiety? Tapping can reduce acute anxiety within 90 seconds to a few minutes in many cases, especially when the anxiety is tied to a specific, present-moment trigger. Long-standing anxiety patterns tied to deeper beliefs or past experiences usually take repeated sessions over weeks or months to shift in a lasting way. Why isn't my tapping working? Tapping often is working, but you're measuring it against the wrong yardstick. If you expect a single round to permanently resolve a long-standing issue, almost any real result will feel like failure. Try measuring frequency, duration, and intensity separately, and check whether any one of them is improving even slightly. How many rounds of tapping should I do on one issue? Do as many rounds as it takes to get one step better, then reassess. Some issues shift in a single round. Others need many rounds over multiple sessions. The right number is whatever moves the issue one increment in the direction you want, then you decide whether to keep going. What does it mean if I feel worse after tapping? Feeling worse after tapping usually means you've made contact with something the body had been keeping out of awareness, not that the tapping went wrong. The discomfort is information. Continue tapping on what's now showing up, or pause and come back to it when you have more space. Is tapping supposed to remove the problem completely? Tapping is designed to make things better, not necessarily to remove the issue completely. Sometimes "better" means the external situation changes. More often it means your emotional response to the situation changes enough that you can think, act, and make choices from a calmer place. How do I know if tapping is working long-term? Look at frequency, duration, and intensity over weeks and months, not minutes. Is the issue showing up less often, sticking with you for less time, or hitting with less force when it does show up? Any one of those moving in the right direction is real, durable progress. How long does tapping take to work on chronic pain? Tapping can reduce chronic pain intensity within a single session, sometimes substantially, but lasting change in chronic pain usually involves ongoing tapping practice combined with addressing the emotional and stress components that maintain the pain. Expect incremental progress measured over weeks, not a single permanent fix.

❖ What happens when the warning signs are visible but the human brain refuses to believe in them? This episode explores economic blindness — the deeply human tendency to assume tomorrow will look like today — and how that mental trap is playing out simultaneously across three interconnected crises: a war disrupting global oil and food supplies, a climate system moving faster than the economic models tracking it, and a nuclear arms race quietly rewriting the rules of global security.❖ The insurance industry gets its own spotlight here — because the people whose entire business model depends on accurately pricing danger are now walking away from entire regions. That is not a warning about the future. That is the future, already arriving. We also dig into why the economic models guiding trillion-dollar government and investment decisions are dangerously miscalibrated for the world climate science says we are already living in.❖ But this episode doesn't end in the dark. The same crisis accelerating the damage is also accelerating the solution. Ninety percent of new US energy infrastructure built last year was clean. Countries that couldn't afford to wait are moving faster than anyone predicted. The shock the markets refused to price is now pricing itself — and the people already building what comes next need you in their corner. Find them at acalltoact.world and trumpingtrump.org. LINKS BELOW.A Call to Act Database From Legacy Environmental Organizations to the Ugly Animal Preservation Society, hundreds of groups that would welcome your help to engage in the important work of creating a fossil-free future world where we have clean air and water, energy independence, green jobs, livable cities, and healthy children.Trumping Trump DatabaseOver 300 organizations have united to protect America's vulnerable communities and democratic institutions. Groups defending immigrants, LGBTQ+ individuals, and minorities to supporting teachers, librarians, journalists, and healthcare workers on the frontlines. From protecting government employees, military personnel, and labor rights to advancing gun safety, reproductive rights, and climate action. Each group offers ways to volunteer, donate, or work directly to defend the republic, protect civil rights. Join the resistance – find your place in the fight.

The Tenement Museum preserves and interprets the personal stories of residents of two buildings on the Lower East Side of Manhattan. Ninety-seven Orchard Street opened in 1863 and housed a succession of European immigrants until the double blow of the Great Depression and the impact of the 1924 Johnson Reed Act forced the landlord to evict the tenants. Down the block, 103 Orchard, built in 1888, kept its doors open throughout the twentieth century, hosting Jewish and Italian immigrants in its early years, and Holocaust refugees, Puerto Rican migrants and Chinese immigrants in its later years. This program traces how immigration law impacted the residents of these buildings, and how they carved out new lives once they arrived. Census records, newspaper articles and oral histories—with a focus on YIVO primary sources—will be used to bring the families' situations to life and situate them in their contexts. This lecture originally took place on June 24, 2021. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies

The Tenement Museum preserves and interprets the personal stories of residents of two buildings on the Lower East Side of Manhattan. Ninety-seven Orchard Street opened in 1863 and housed a succession of European immigrants until the double blow of the Great Depression and the impact of the 1924 Johnson Reed Act forced the landlord to evict the tenants. Down the block, 103 Orchard, built in 1888, kept its doors open throughout the twentieth century, hosting Jewish and Italian immigrants in its early years, and Holocaust refugees, Puerto Rican migrants and Chinese immigrants in its later years. This program traces how immigration law impacted the residents of these buildings, and how they carved out new lives once they arrived. Census records, newspaper articles and oral histories—with a focus on YIVO primary sources—will be used to bring the families' situations to life and situate them in their contexts. This lecture originally took place on June 24, 2021. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

The Tenement Museum preserves and interprets the personal stories of residents of two buildings on the Lower East Side of Manhattan. Ninety-seven Orchard Street opened in 1863 and housed a succession of European immigrants until the double blow of the Great Depression and the impact of the 1924 Johnson Reed Act forced the landlord to evict the tenants. Down the block, 103 Orchard, built in 1888, kept its doors open throughout the twentieth century, hosting Jewish and Italian immigrants in its early years, and Holocaust refugees, Puerto Rican migrants and Chinese immigrants in its later years. This program traces how immigration law impacted the residents of these buildings, and how they carved out new lives once they arrived. Census records, newspaper articles and oral histories—with a focus on YIVO primary sources—will be used to bring the families' situations to life and situate them in their contexts. This lecture originally took place on June 24, 2021. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/jewish-studies

The Tenement Museum preserves and interprets the personal stories of residents of two buildings on the Lower East Side of Manhattan. Ninety-seven Orchard Street opened in 1863 and housed a succession of European immigrants until the double blow of the Great Depression and the impact of the 1924 Johnson Reed Act forced the landlord to evict the tenants. Down the block, 103 Orchard, built in 1888, kept its doors open throughout the twentieth century, hosting Jewish and Italian immigrants in its early years, and Holocaust refugees, Puerto Rican migrants and Chinese immigrants in its later years. This program traces how immigration law impacted the residents of these buildings, and how they carved out new lives once they arrived. Census records, newspaper articles and oral histories—with a focus on YIVO primary sources—will be used to bring the families' situations to life and situate them in their contexts. This lecture originally took place on June 24, 2021. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/law

The Tim Conway Jr. Show Hour 1 (5.13) There was a crash today in Santa Clarita when a bus collided with a big ol’ truck on Golden Valley Road leaving a dozen people injured. It’s very hilly out there with windy streets, folks. Thankfully, no-one was injured. Home Depot and Lowe’s are installing license plate readers in their parking lots to combat theft rings. Some people are worried the cameras could be used to track undocumented workers. Despite what Mayor Karen Bass asserts, it would appear crime in the San Fernando Valley is up. Last night there was a home invasion on Bluebell Ave. The thieves got by the home’s high-tech security system. What’s Timmy C’s advice? Best to not indicate that you’re wealthy — cover up those gargoyles and water features. Did you know? Ninety-nine percent of us don’t break into homes or stab people in the neck, et al. But the 1% that does it holds everyone else to ransom. Karen Bass calls policing crime in LA like playing “Whac-A-Mole,” although she can’t pronounce whatever that was. Let's talk about Timmy C’s new Monday-night theme song. And that discrimination PSA we used to play on KFI. Timmy C is still down in the dumps about the demise of Primm, formerly known as State Line, the town you stop at on the way to Las Vegas located on the border of California and Nevada. See omnystudio.com/listener for privacy information.

If you are a woman in midlife who is exhausted, foggy, losing your hair, and being told it is just aging — this episode is going to change how you look at your body forever. I sat down with Julie Sawaya, the co-founder of Needed, and what I learned blew my mind. Julie is a trained nutritionist with a Stanford MBA. She was doing EVERYTHING right — farmer's market every Sunday, nutrition certifications, incredibly intentional about every bite. And then she tested herself. Almost every nutrient came back in the red zone. If two trained nutritionists were massively depleted, what is happening to the rest of us? Here is the kicker. The nutrition standard we are all measured against — the RDA — was created in 1941. For men. Going to war. Based on the minimum needed to keep troops from getting sick. That is the floor we are still being measured against in 2026. As women. In midlife. Going through one of the most nutritionally demanding phases of our lives. Ninety-five percent of women are nutritionally depleted. Ninety-seven percent of pregnant women take a prenatal vitamin and are STILL depleted. And nobody is connecting the dots between pregnancy, postpartum, and perimenopause as one long depletion pipeline. We go DEEP on: The 1941 RDA standard, why it was built for wartime men, and why it is still failing women today The depletion pipeline: how pregnancy, postpartum, and perimenopause stack on top of each other and most women never get to refill the tank CHOLINE — the nutrient behind midlife brain fog that almost nobody is talking about (and the brand new April 2026 fMRI study showing a single dose improved working memory connectivity within three hours) Omega-3 and the midlife brain — why 89% of US adults are in the high cardiovascular risk range and why plant-based sources alone do not cut it Magnesium — the most Instagrammed supplement in the world right now, and why most women are taking the form their body literally cannot absorb The supplement trap: folic acid vs. methylfolate, magnesium oxide vs. glycinate, cyanocobalamin vs. methylcobalamin — and why 40% of us cannot even process the cheap forms because of an MTHFR variant Red flags and green flags to look for the next time you flip over a supplement bottle Why the protein RDA is laughably low for midlife women, and what we actually need to preserve muscle as estrogen declines The "repletion not restriction" reframe — why midlife is the time to add MORE of the right things, not eat less Your action plan for this week: how to get a nutrient panel, what to look at on your labels, and the food-first changes you can start tomorrow morning This is not a thyroid 101. This is not a supplement infomercial. This is the conversation I wish every midlife woman was given the day she started feeling like something was off. You are not broken. You are not crazy. You are not just aging. You may be running on accumulated nutritional debt that nobody told you to repay. That changes today. Use code NATALIEJILL for 20% off your first order at https://needed.sjv.io/c/5810852/1770238/20859    Connect with Julie Sawaya and Needed: Website: thisisneeded.com and use code NATALIEJILL for 20% off your first order Instagram: @needed Backed by 15,000+ practitioners worldwide Connect with Natalie: Instagram: @nataliejillfit Newsletter and resources: nataliejillfitness.com Midlife Conversations is the podcast made for midlife women who refuse to accept "you are just getting older" as an answer APPROXIMATE TIMESTAMPS: 00:00 — The wake-up call: two trained nutritionists, both in the red zone 06:00 — Where the RDA actually came from (spoiler: 1941, wartime, men) 12:00 — The depletion pipeline: pregnancy to perimenopause as one continuum 18:00 — The forgotten gap between postpartum and perimenopause 25:00 — Choline: the nutrient behind midlife brain fog nobody is talking about 32:00 — Omega-3 and the midlife brain: why most women are not getting close 38:00 — Magnesium forms: why the cheap one in your multivitamin is barely doing anything 42:00 — The supplement trap: what is actually in your generic multivitamin 48:00 — Red flags and green flags on a supplement label 55:00 — Protein in midlife: why the RDA is wrong and what you actually need 62:00 — Repletion, not restriction: what an ideal midlife day of eating looks like 65:00 — Your action plan for this week   Thank you to our show sponsors:  QUANTUM UPGRADE: Try Quantum Upgrade completely free for 15 days—no credit card required. Use code NATALIEJILL at checkout on https://quantumupgrade.io/start  Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.

SCOTUS rules on Gerrymandering, the JP Morgan viral story, Tucker caught in a lie, Daily Wire hits big headwinds and an interview with former KTLA anchor Glenn Walker.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-death-of-journalism--5691723/support.

In 1936 George Aiken campaigned for Vermont Governor and also wrote a book entitled, " Pioneering with Fruits and Berries". Ninety years ago he was elected to office and also operated one of the largest plant nurseries in New England. This is the story...

2026-05-02 | UPDATES #190 | How China became the indispensable engine of Russia's assault on Europe. Bloomberg confirms 90% of Russia's sanctioned tech now flows through China. The figure was embedded in a Bloomberg report on Friday, citing officials familiar with private assessments inside European Union institutions. Let's be clear, this war has gone on for longer, and been more intense, with a far greater scale of slaughter because of massive Chinese material support and enablement of Russia. But is this a strategic decision, or more short term and transactional? Ninety percent of all sanctioned technology now entering Russia — every microchip, every integrated circuit, every electronic component, every machine tool that the European Union and its allies have spent four years trying to deny Putin's war machine — is being supplied through one country. That country is the People's Republic of China.Up from approximately 80 percent a year ago. The increase, Bloomberg's sources confirmed, is the direct result of EU sanctions tightening alternative routes — closing Hong Kong shell companies, sanctioning Turkish intermediaries, breaking up Central Asian re-export networks. As the EU squeezes everywhere else, the channel through China widens. As the channel through China widens, Russia produces more drones, more missiles, more artillery shells.----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformation----------A REQUEST FOR HELP!I'm heading back to Kyiv next month, to film, do research and conduct interviews. The logistics and need for equipment and clothing are a little higher than for my previous trips. It will be cold, and may be dark also. If you can, please assist to ensure I can make this trip a success. My commitment to the audience of the channel, will be to bring back compelling interviews conducted in Ukraine, and to use the experience to improve the quality of the channel, it's insights and impact. Let Ukraine and democracy prevail! https://buymeacoffee.com/siliconcurtain/extrashttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformationNONE OF THIS CAN HAPPEN WITHOUT YOU!So what's next? We're going to Kyiv in April 2026 to film on the ground, and will record interviews with some huge guests. We'll be creating opportunities for new interviews, and to connect you with the reality of a European city under escalating winter attack, from an imperialist, genocidal power. PLEASE HELP ME ME TO GROW SILICON CURTAINWe are planning our events for 2026, and to do more and have a greater impact. After achieving more than 12 events in 2025, we will aim to double that! 24 events and interviews on the ground in Ukraine, to push back against weaponized information, toxic propaganda and corrosive disinformation. Please help us make it happen!----------SOURCES: Bloomberg — "Russia Increases Reliance on China for Critical War Technologies" (30 April 2026)The Moscow Times — "China Now Supplies 90% of Russia's Sanctioned Tech Imports – Bloomberg" (1 May 2026) Kyiv Post — "China Becomes Main Gateway for Russia's Sanctioned Tech Imports" (April 2026) United24 Media — "Russia Imports 90% of Sanctioned Military Tech via China" (1 May 2026) UA News — "Russia imports more than 90% of sanctioned technologies via China – Bloomberg" (April 2026) Mezha (NV) — "China expands supply of sanctioned technologies to Russia, fueling weapons production" (April 2026)NBC News / Reuters — "China's Xi Affirms 'No Limits' Partnership With Putin in Call on Ukraine War Anniversary" (24 February 2025)Council on Foreign Relations — "China-Russia-Ukraine: May 2025" (7 July 2025)----------

On this solo episode, Travis Chappell breaks down his personal investment philosophy after a decade of wins and painful losses in the market. He shares why most people are effectively gambling when they chase hot tips and viral clips, and explains the simple rules he now follows to build long-term wealth. Travis uses real stories—from friends blowing up their accounts to his own experience with crypto, real estate, and the S&P 500—to show listeners how to avoid common mistakes and invest with confidence. On this episode we talk about: Why chasing social media stock tips is basically legal gambling. A real story of a friend who put all their cash into one stock and lost 40%. The four core rules of investing Travis follows today. How to think about day trading vs long-term investing. Why most of your money should be in simple, long-term vehicles like the S&P 500. How Travis approaches crypto (Bitcoin, Ethereum, Solana) as a long-term bet vs alt-coins as pure “play money.” Top 3 Takeaways Your first and most important investment—especially if you have under 50k net worth or make under 100k a year—should be in yourself: your skills, knowledge, and connections. Invest for the long term in assets and companies you genuinely believe will be worth more in 10 years, and treat short-term, speculative bets as gambling with a very small percentage of your portfolio. Make decisions based on data and on things you actually understand, not emotion, hype, or someone else's interpretation of information you can't properly read yourself. Notable Quotes "The investment in yourself will always pay great returns." "If you're hoping for a quick three-month cash grab, you're not investing—you're gambling." "Ninety percent of what you invest should be long term, and the other ten percent can be fun money you're totally okay losing." Connect with Travis Chappell: LinkedIn: https://www.linkedin.com/in/travischappell Instagram: https://www.instagram.com/travischappell Other: https://travischappell.com Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis. Learn more about your ad choices. Visit megaphone.fm/adchoices

Big Sal from Peshtigo cannot let it go — and honestly, why would he? The Chicago Bears just walked into the 2026 NFL Draft with a broken pass rush and a prayer, and walked out with three tight ends, a gadget receiver, and a sixth-round defensive tackle. Pack Nation, this is not a bit. This actually happened. The Bears traded UP in Day 2 for their THIRD tight end while ranking near the bottom of the league in sacks — Big Sal has the fishing tackle box analogy that will haunt Ryan Poles in his sleep Ninety-five percent of Bears fans hated the draft — and Big Sal calls it what it is: North Korea numbers, but against your own team Meanwhile, Gutey sat patient with picks 52 and 84, and the Packers get to face this Bears roster TWICE a year with Micah Parsons on the edge and Jonathan Gannon in the film room Ryan and Kullen are LIVE on the Day 2 stream — get in the war room with Pack Nation and watch the real picks roll in It is a beautiful morning to be a Packer fan. Smash subscribe, drop five stars, and go tell a Bears fan — gently — what they did to themselves. GO PACK GO! #Packers #ChicagoBears #NFLDraft2026 #LetMeTellYouSomething #BigSal #PackNation #GoPackGo #NFLDraft #GreenBayPackers #DraftDay #BearsDraft This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Website: https://nfldraftgrades.com/ My Board: https://nfldraftgrades.com/board/83a18c42-7a0b-4590-8d1b-453e49840d02

Big Sal from Peshtigo cannot let it go — and honestly, why would he? The Chicago Bears just walked into the 2026 NFL Draft with a broken pass rush and a prayer, and walked out with three tight ends, a gadget receiver, and a sixth-round defensive tackle. Pack Nation, this is not a bit. This actually happened. The Bears traded UP in Day 2 for their THIRD tight end while ranking near the bottom of the league in sacks — Big Sal has the fishing tackle box analogy that will haunt Ryan Poles in his sleep Ninety-five percent of Bears fans hated the draft — and Big Sal calls it what it is: North Korea numbers, but against your own team Meanwhile, Gutey sat patient with picks 52 and 84, and the Packers get to face this Bears roster TWICE a year with Micah Parsons on the edge and Jonathan Gannon in the film room Ryan and Kullen are LIVE on the Day 2 stream — get in the war room with Pack Nation and watch the real picks roll in It is a beautiful morning to be a Packer fan. Smash subscribe, drop five stars, and go tell a Bears fan — gently — what they did to themselves. GO PACK GO! #Packers #ChicagoBears #NFLDraft2026 #LetMeTellYouSomething #BigSal #PackNation #GoPackGo #NFLDraft #GreenBayPackers #DraftDay #BearsDraft This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Website: https://nfldraftgrades.com/ My Board: https://nfldraftgrades.com/board/83a18c42-7a0b-4590-8d1b-453e49840d02

Now, I'm not in the business of advertising any particular ice cream spot, but let's face it, it's kind of fun to go to Baskin Robbins. You know, they have all those flavors they advertise. Now, you can write to me and tell me that maybe you like another place better, but listen, I know you like to go where there's a lot of flavors. And you know what? It seems like it takes me an hour to decide which one I want. Well, not really, but seems like an hour to the person whose waiting on me. But the variety is a lot of fun. Now, can you imagine an ice cream store that offered only vanilla? Yeah, boring! After a while you get tired of the same old flavor. Can you imagine a person who said, “I only eat vanilla. I never tried anything else.” I'd say to them, “Man, look at the list! You're missing so many flavors. You can have ice cream so many different ways.” How boring to think that all ice cream has to be the one flavor you like. I'm Ron Hutchcraft and I want to have A WORD WITH YOU today about “Many Flavors At God's Place”. Our word for today from the Word of God is found in 1 Corinthians chapter 12. And we go, in a sense, to God's ice cream parlor if you want to put it that way. And it's called the church—the body of Christ. Listen to all the flavors. “There are different kinds of gifts, but the same spirit. There are different kinds of service, but the same Lord. There are different kinds of working, but the same God works all of them in all men.” Verse 12 of 1 Corinthians 12, “The body is a unit, though, that is made up of many parts, and though all of its parts are many, they form one body. So it is with Christ.” Okay, now, if there's one message we could get from these wonderful verses it would be this. Variety is God's plan for His body. He's not interested in cookie cutter Christians. He wants many styles, many flavors of Christians. God likes variety. Guess what we like? Uniformity. We want everybody to be like us—like our group. So as a consequence, generally speaking, Baptist Christians only know Baptist Christians, and Assembly of God Christians only know Assembly of God Christians, and Methodist Christians only know Methodist Christians, and Presbyterian, Presbyterians, etc. The list is infinite. But, you see, none of us has all of Him. But all of us together have all of Him. Don't cut yourself off from all the other flavors; don't just be a vanilla Christian. See, we disagree only about, say, 10% of it. Ninety percent is about Christ, and sin, and salvation, and Christ's return, and the Bible: we tend to agree on those. We need each other. Those different styles and different emphases in the body of Christ are not only God's will, but they make you rich. One group of Christians may teach you how to pray and get a hold of God. Another group may really have a vision for missions, and they'll help you care about a lost world. Others will really get you into personal evangelism. There's another group of Christians who might really help you learn about God's sovereign control over things. And then there's a group over there that may be strong in loving and caring and accepting. And this group over here, they'll teach you a lot about worship. And this one, oh you'll learn a lot about careful Bible study. Hey, listen. We will be together forever. All the labels we have here on earth won't make it past the gate of heaven. Why don't we get together now? You're on God's side when you're against whatever divides His body. It's not all vanilla. Its lots of flavors. It's all ice cream; but it's lots of flavors, and that's what counts. We're all the church. So, celebrate the variety in God's family. And enjoy all those flavors.

More twists and turns with Iran, Elon and Universal High Income, Zig's take on the UFO's, Trump on NIL and sports journo's chicken out on WNBA.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-death-of-journalism--5691723/support.

Ah, 1990...the year of acid washed jeans, Beverly Hills 90210, MC Hammer, Vanilla Ice, and Teenage Mutant Ninja Turtles. Oh, and lots of Bea Arthur. Of course, none of which we really talk about on this episode. Instead, we're focusing on the best (mostly) alternative albums to come out of that fantastic year. Returning to Third Lad-dom is power pop great Jim Basnight, a fixture on the scene since the late '70s. What has Jim been up to in the past two and a half years since his last appearance? Well, good thing you asked, because the answer is "plenty." For starters, his bands The Meice and The Moberlys were honored with tracks on the definitive Cherry Red box sets Looking For The Magic: American Power Pop in the Seventies and I Wanna Be a Teen Again: North American Power Pop of the '80s. He also released a steady stream of singles throughout 2025 that culminated in the full length album release of Under The Rock in December. As a blues devotee and expert, he's finished writing an exhaustive history of Sonny Boy Williamson, which will hopefully see a silver screen adaptation one day. All that, and he's still found the time to partake in his favorite pasttime - hanging out with O3L. Relive the fun, memories and music of this pivotal year. Plus, play along with the brand new O3L game "Ninety...or Nonsense?!?" It's the most fun you can have without telling someone to "eat my shorts, man!" Buy Jim's music at ⁠https://powerpopaholicproductions.bandcamp.com⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.