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The stock market crashes about once every three years—at least a 20% drop. Most investors panic and sell. But if you understood why markets always recover, you'd do the opposite. Brian Feroldi reveals three mechanical forces that guarantee long-term market resilience, transforming market crashes from terrifying events into predictable opportunities. Key Topics Discussed Introduction to Market Resilience (00:00:00) Brad Barrett introduces the concept of understanding market recovery through fundamental mechanics rather than accepting it on faith. Understanding Market Crashes (00:05:00) Brian explains crash frequency: 10% drops every eleven months, 15% every two years, 20% every three years, 30% once a decade, and 40%+ drops two to three times per century. Force #1: Stocks Follow Earnings (00:10:00) The first fundamental force—stock prices track corporate earnings over time. Brian introduces the man-and-dog analogy: the man (profits) walks steadily uphill while the dog (prices) runs wild on an elastic leash. Watch the man, not the dog. Force #2: Earnings Always Recover (00:25:00) Brian breaks down the five-phase economic recovery process: cost-cutting, cleansing, government intervention, innovation, and emergence. The Forest Fire Analogy (00:32:00) Economic downturns function like forest fires—clearing deadwood, eliminating weak competitors, and creating optimal conditions for new growth. The COVID pandemic demonstrated this: remote work jumped from under 10% to over 90% in four months. Force #3: Profits Rise Over Time (00:48:00) Five systematic drivers cause profits to rise: productivity gains, inflation, innovation, geographic expansion, and population growth. These forces ensure long-term upward trajectory despite temporary setbacks. Investor Psychology and Closing Thoughts (00:55:00) Discussion about investor behavior during crashes and the importance of saving this episode for future market downturns when emotional fortitude matters most. Notable Quotes "Stocks follow earnings. As go the earnings of a company or an index, also goes the price or the market value of that same index." — Brian Feroldi "The best time to buy is at the period of maximum pessimism. And the period of maximum pessimism is precisely when you absolutely do not want to buy." — Brian Feroldi "Ninety percent of good investing is how you behave in the 10% of time that things are not going well." — Brian Feroldi "Think of the man walking a dog on an elastic leash. The man represents profits, the dog represents stock prices. Watch the man, not the dog." — Brian Feroldi "Innovation accelerates when times are tough. Necessity is the mother of invention." — Brad Barrett and Brian Feroldi Key Takeaways Google "S&P 500 earnings" and study the 100-year chart showing earnings rather than just stock prices to see the steady upward march of the "man" Save this episode in your investor policy statement to re-listen during the next market crash when you need psychological reinforcement Set up automatic dollar-cost averaging contributions to retirement accounts and commit to never stopping them during downturns Review your asset allocation if you're within 10 years of financial independence to ensure appropriate risk levels and cash cushions Markets typically bottom when news is worst because prices predict earnings recovery 6-9 months ahead Resources and Links Why Does the Stock Market Go Up? by Brian Feroldi The Simple Path to Wealth by JL Collins JL Collins Guided Meditation for Market Drops Afford Anything Podcast with Paula Pant Camp FI Brian Feroldi on YouTube Brian Feroldi on Twitter/X Brian Feroldi on Instagram Brian Feroldi on Threads
Ninety-three percent of people die with their calling still inside them. Not because they didn't dream. Not because they weren't talented. But because the moment they stepped toward the arena of play, the moment real opportunity showed up, they short-circuited. The voltage was too high for the identity they were still running on. Today, we're not just talking about stepping in. We're talking about the identity transformation required to stay in, without burning out, selling out, or tapping out. Great morning, humans. Great morning, world. I'm Dr. JC Doornick, the Dragon, and this is Makes Sense. Follow Dr. JC Doornick and the Makes Sense Academy:► Makes Sense Substack - https://drjcdoornick.substack.com ► Instagram: / drjcdoornick ► Substack: / drjcdoornick ►Facebook: / makessensepodcast ►YouTube: / drjcdoornick MAKES SENSE PODCAST Welcome to the Makes Sense with Dr. JC Doornick Podcast. This podcast explores topics that expand human consciousness and enhance performance. On the Makes Sense Podcast, we acknowledge that it's who you are that determines how well what you do works, and that perception is subjective and an acquired taste. When you change the way you look at things, the things you look at begin to change. Welcome to the uprising of the sleepwalking masses. Welcome to the Makes Sense with Dr. JC Doornick Podcast. SUBSCRIBE/RATE/REVIEW & SHARE our new podcast. FOLLOW Podcast: You will find a "Follow" button in the top right. This will enable the podcast software to alert you when a new episode launches each week. Apple: https://podcasts.apple.com/ca/podcast/makes-sense-with-dr-jc-doornick/id1730954168 Spotify: https://open.spotify.com/show/1WHfKWDDReMtrGFz4kkZs9?si=003780ca147c4aec Podcast Affiliates: Kwik Learning: Many people ask me where I get all these topics, which I've been covering for almost 15 years. I have learned to read nearly four times faster and retain information 10 times better with Kwik Learning. Learn how to learn and earn with Jim Kwik. Get his program at a special discount here: https://jimkwik.com/dragon OUR SPONSORS: Blue Blinds Bakery - Hand Crafted with all natural ingredients - www.blueblindsbakery.com 0:16 - Intro 1:09 - Show premise 3:42 - Stepping Into the Arena Of Play 4:46 - 93% of people die with their song still inside them 10:09 - One of the Biggest Lies we were ever told 11:56 - The Stands 14:51 - Success requires a different identity than survival 16:49 - The Stands are governed by your MFTPSE 19:44 - Self Deception 20:21 - The River of Creativity Beneath You 22:51 - BLUE BLINDS BAKERY - Hand Crafted with all natural ingredients - www.blueblindsbakery.com 24:51 - The Wilderness 28:40 - Kim Tucker Grace - Collective Wilderness of America 36:13 - Playing Big Without Burning Out Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of the 10 Ninety podcast, Connie Raschke shares the heartbreaking and inspiring story of her husband, Chris Raschke — a passionate land speed racer, dedicated ARP employee, and beloved father and grandfather from Ventura, California. Chris spent years as a crew member for the legendary Speed Demon race team before stepping into the driver's seat himself, ultimately earning the rare and coveted black hat by setting a 459 mph record at the Bonneville Salt Flats in 2024. Just months later, a tragic tire failure during a shakedown run at Bonneville took his life on August 3rd, 2025. Connie opens up about the chaotic, surreal moments after the accident, the crushing grief that followed, her commitment to counseling and mental health support, and the safety advocacy work she's doing through the Chris Raschke Legacy Foundation. This is a powerful conversation about love, loss, purpose, and resilience.
Trump storms out of MTP, Zig stars on CNN, Scott Pelley's kamikaze mission, college football outrage and more.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-death-of-journalism--5691723/support.
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Send us Fan MailWe continue our discussion of the Roman Catholic Church's various doctrines that are not found in the New Testament. We begin by discussing Extreme Unction which is anointing a person who is about to die. We next discuss the use of instrumental music which was added in 666AD. We note 15 Catholic doctrines and when they were established. We close out this study by noting that the Catholic Church began after the first century as a result of the apostacy the apostles said would occur, and its organizational structure is foreign to the New Testament pattern. Consequently, it cannot be the Church Jesus built. We move on to the next denomination on our list, which is the Lutheran church. We note when it dates from and why this can be said. We talk about why what Martin Luther did is so important to understand. As a result of his studies, he came to the conclusion that the Catholic Church had many errors in what it did. Consequently, he nailed 95 theses to the door of the Castle Church in Wittenberg, Germany in 1517. We close out this episode by mentioning his greatest objections to what the Catholic Church was doing. Take about 30-minutes to listen in on our discussion. Have your Bible handy so you can verify what we are saying. There is a transcript of this Buzzsprout episode provided for your convenience.
Tom is joined by guest host, spokesperson for the Anti-Poverty Centre, Kristin O’Connell, to talk welfare. First up, the government plays weird games kicking people accused of crimes off of support, but for what aim? (7:49) Then, the government announced sweeping reforms of the welfare sector and mutual obligations. (27:20) Except, these reforms seem awfully familiar. Do I smell Scomo?---------- Just released on Patreon - "Democracy For CPSU - Inside the fight for reform" The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over NINETY past bonus episodes. https://www.patreon.com/SeriousDangerAU ---------- Links -Anti-Poverty Centre Linktree -https://linktr.ee/antipovertycentProfit from punishment: Inside the welfare compliance scandal (Online, Wednesday June 17th) Free, register at -https://events.humanitix.com/profit-from-punishment-inside-the-welfare-compliance-scandal-online Income Adequacy project (July 7th in Sydney) EOI form: bit.ly/income-adequacy-project Theme by Kye HughesProduced by Michael Griffin https://www.instagram.com/mikeskillz Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.
Ninety-three thousand text messages were reviewed in the Mackenzie Shirilla case. The prosecution selected the most threatening ones and presented them to a judge as proof of a mind capable of premeditated murder. "My way or the highway." "Watch your back, your house, your car, your life." A TikTok persona that screamed narcissism. An arrest where she asked cops to protect her bracelets. The personality profile wrote itself — cold, controlling, dangerous.But psychotherapist Shavaun Scott has spent three decades treating people with exactly this kind of presentation, and she says the clinical read is almost always the opposite of what the public assumes. The narcissism isn't confidence — it's a collapsing sense of self held together by image. The controlling behavior isn't strategic — it's panic. The ultimatums aren't the language of someone planning a murder — they're the language of someone terrified of being left.Shirilla was seventeen when the Strongsville, Ohio crash killed Dominic Russo and Davion Flanagan. She was convicted of four counts of murder. Netflix's The Crash put the case in front of millions. And the question that almost nobody is asking is the one that might matter most: is the personality profile that convicted her actually evidence of premeditated intent — or is it evidence of a teenager in psychological free fall?Shavaun Scott examines the clinical reality behind the behavior — what the texts actually reveal, what the self-obsession masks, and whether any of it crosses the line from emotional volatility into the kind of cold-blooded planning the prosecution described. The answer might change how you see the entire case.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#MackenzieShirilla #TheCrash #TheCrashNetflix #DominicRusso #DavionFlanagan #ShavaunScott #HiddenKillers #TrueCrime #Netflix #CriminalPsychology
Geoff walks amongst the people, and Annabel self-loathes Hosted on Acast. See acast.com/privacy for more information.
Ninety-three thousand text messages. That's how many were reviewed in the Mackenzie Shirilla case. Prosecutors pulled the most threatening ones and presented them to a judge as evidence of premeditated intent. "My way or the highway." "Watch your back." Messages that made Shirilla look controlling, volatile, and dangerous. But the texts closest to the crash — the ones sent in the final hours — were mundane. She complained about their friend Davion Flanagan taking too long to get in the car. No threats. No rage. Just a teenager being impatient.So what do cherry-picked messages from a pool of ninety-three thousand actually prove? That's one of the central questions in Netflix's The Crash, and it's one the documentary raises but doesn't fully answer. Shirilla was convicted of four counts of murder for the Strongsville, Ohio crash that killed Dominic Russo and Davion Flanagan. The prosecution's case relied not just on surveillance footage and data but on a behavioral narrative — that Mackenzie Shirilla was the kind of person capable of this. A judge agreed.Robin Dreeke, who led the FBI's Behavioral Analysis Program for over two decades, examines that behavioral narrative piece by piece. What does the language in her threats actually reveal? Does the prior incident on I-71 — where she said "I will crash this car" and then didn't — read as a rehearsal or as an empty threat from a volatile teenager? Can a personality profile carry the weight of a murder conviction? And what does the gap between the prison Mackenzie and the documentary Mackenzie tell us about which version is real? The evidence might point somewhere very different from where the verdict landed.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#MackenzieShirilla #TheCrash #TheCrashNetflix #DominicRusso #DavionFlanagan #RobinDreeke #HiddenKillers #TrueCrime #Netflix #Justice
Hidden Killers With Tony Brueski | True Crime News & Commentary
Mackenzie Shirilla's text messages were ugly. "My way or the highway — watch your back, your house, your car, your life." She was controlling, explosive, and by every account a difficult person to be in a relationship with. But ugly texts and a bad personality aren't the same thing as premeditated murder — and the question nobody in Netflix's The Crash fully confronts is where that line actually falls.Shirilla was convicted of four counts of murder after driving her car into a building in Strongsville, Ohio at nearly a hundred miles per hour, killing her boyfriend Dominic Russo, twenty, and their friend Davion Flanagan, nineteen. The prosecution built much of its case around who Mackenzie was — the threatening messages, the TikTok persona, a prior incident on I-71 where she reportedly threatened to crash the car during a fight. A judge with no jury called her "hell on wheels" and sentenced her to fifteen years to life.But a behavioral profile isn't the same as evidence of intent. Ninety-three thousand texts were reviewed, and the ones presented at trial were the worst of the worst. The messages closest to the crash were completely ordinary. A fellow inmate's account contradicts the version of Mackenzie the documentary presents. And the detail that prosecutors used as proof of coldness — asking officers not to break her bracelets at arrest — might tell a very different story to someone trained to actually read behavior.Robin Dreeke, former head of the FBI's Behavioral Analysis Program, sits down to analyze what Mackenzie Shirilla's documented behavior actually reveals — and what it doesn't. The personality was loud. The question is whether it was evidence.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#MackenzieShirilla #TheCrash #TheCrashNetflix #DominicRusso #DavionFlanagan #RobinDreeke #HiddenKillers #TrueCrime #Netflix #Justice
Ninety percent of third-generation businesses fail. It sounds like a doom-and-gloom stat, and it should. But Dan Garlock didn't treat it that way. When his dad said second-generation businesses fail at a super high rate, Dan heard it as a challenge. Now, as he prepares his two sons, Noah and Luke, to potentially take over Silver Lake Auto and Tire Centers, he's facing those same odds again. The difference is preparation. Not forcing kids into the business, not assuming they'll magically know what to do, and not waiting until you're ready to retire to start teaching them what you know. Dan is doing something most family business owners skip: he's exposing his kids to every angle of the operation while there's still time to learn.In this episode of Maximum Octane, Kim Hickey and Jason Patel sit down with Dan Garlock and his sons, Noah and Luke, to talk about multi-generational family business succession. Dan walks through his family's three-generation journey, starting with his dad, Wally, opening a Shell gas station in 1973, through the pivots and challenges, to Dan and his brother Darren buying the business in 2015. He explains the decision to let his sons choose whether they want to be part of the family business rather than forcing them into it. Noah and Luke share their experiences working different roles in the shop, what they've learned, and where they want more exposure to understand the business better.The conversation reveals why most families fail at succession and what Dan is doing differently. He emphasizes the importance of starting early, letting kids shadow different areas, and letting them work their way up instead of handing them the keys. Kim and Jason highlight the humility and willingness to learn that Noah and Luke bring to the table, which is the opposite of entitled kids who think the business owes them something. Dan talks about surrounding yourself with mentors who have successfully navigated multi-generational transitions. Tune in to episode 139 of Maximum Octane if you're thinking about family business succession or you have kids who might join your company someday. Dan, Noah, and Luke show what preparation and intentionality look like when the stakes are this high and the odds are against you.Episode Takeaways:01:24 How Dan's family went from gas stations to independent auto repair02:34 Why running a business "like a family" creates problems instead of solutions04:55 The full story of Silver Lake's evolution from his dad's startup to second-generation ownership05:30 Why Dan decided not to force his sons into the family business18:20 The importance of exposing kids to different roles and departments early30:36 What Noah learned from service advising and customer interaction30:54 Luke's perspective on wanting more exposure to the business and management side30:36 The gap in knowledge Noah identified and why that matters for succession33:30 Noah's perspective on acknowledging the head start the business gives him33:46 Luke's advice: start early and get deeper into different business sides33:59 Dan's recommendation: surround yourself with mentors who've done this successfullyConnect with Dan Garlock:LinkedInSilver Lake Auto & Tire CentersLet's connect:WebsiteLinkedInFacebookEmail: info@maximumoctane.com Hosted on Acast. See acast.com/privacy for more information.
The headlines say Russia's shadow fleet is cutting cables. The experts say most faults come from clumsy ship anchors. Ninety-nine percent of global internet traffic runs across the ocean floor, and the conversation about what threatens it is mostly wrong.In this episode of Threat Talks, Peter van Burgel, CEO of AMS-IX, sits down with Ernst Noorman, Cyber Ambassador at Large for the Netherlands and member of the ITU Advisory Board on Submarine Cable Resilience, to separate geopolitical noise from engineering reality, and explain what actually puts global internet connectivity at risk.Timestamps00:00:00 Introduction 00:00:55 The ITU Advisory Board on Submarine Cable Resilience 00:05:04 Shadow Fleets, Geopolitics, and the Sabotage Myth 00:10:30 Shunts, Faults, and What Actually Breaks Cables 00:15:47 Why Satellite Cannot Replace Submarine Cables 00:17:06 Digital Sovereignty and the Big Tech Cable Takeover 00:28:16 What Every CEO Should Put on the AgendaKey Topics Covered• Why most submarine cable faults come from anchors, fishing nets, and natural events, not state actors• How aging repair ships and bureaucratic permitting barriers make restoration slow in most of the world• Why satellite (including Starlink) cannot replace subsea fiber at any meaningful scale• How big tech dominance over new cable investment creates digital sovereignty risks for governments and large organizations• What NIS2 means for CEO accountability on digital infrastructure resilienceRelated ON2IT Content & Referenced ResourcesITU Advisory Board on Submarine Cable Resilience: https://www.itu.int/digital-resilience/submarine-cables/advisory-body/ ICPC (International Cable Protection Committee): https://www.iscpc.org Dutch Cybersecurity Council / CEO manual on NIS2: https://www.cybersecuritycouncil.nl Dutch Cybersecurity Act (NIS2 implementation): https://www.dutchncca.nl/the-cybersecurity-actThreat Talks: https://threat-talks.com/russia-cutting-cables-whos-protecting-it/ ON2IT (Zero Trust as a Service): https://on2it.net AMS-IX: https://www.ams-ix.net/amsSubscribe to Threat Talks and turn on notifications for deep dives into the world's most active cyber threats and hands-on exploitation techniques.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
January 31st. Scottsdale, Arizona. Two teenagers in fake FedEx uniforms force their way into a home, restrain two adults, and demand access to $66 million in cryptocurrency on instructions from anonymous handlers they'd never met. Investigators log it as the first verified U.S. "wrench attack" of 2026. That same night, roughly ninety minutes south in the Catalina Foothills, Nancy Guthrie is seen alive for the last time.The timing has fueled a theory now backed by former FBI agents and a major blockchain security firm — that Nancy's disappearance is connected to the same organized crypto crime networks carrying out violent home invasions across the globe. The model uses overseas handlers, encrypted communications, and expendable recruits to target wealthy individuals or their family members. Proponents argue Nancy fits the proxy-target pattern and that the operative on her porch looks exactly like the kind of disposable recruit these networks deploy.Tony Brueski walks through the theory with the seriousness it deserves and then puts it through the filter of what the evidence actually shows. The crypto connection that doesn't exist. The camera improvisation that doesn't match a handler briefing. The CertiK classification built on ransom demands already separated from the crime. A theory can sound right and still not hold up — this episode is the difference between the two.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#NancyGuthrie #WrenchAttack #CryptoCrime #Scottsdale #TrueCrimeToday #SavannahGuthrie #FBI #CertiK #TucsonMissing #HomeInvasion
Tom is joined by guest host, co-founder of racial justice organisation Democracy In Colour, a community organiser and a recent panellist on SBS Insight’s episode on the rise of One Nation, Neha Madhok! First up, an introduction to Neha and Tom asks her for the now obligatory take on the state of the Greens. Then, new polling suggests One Nation is very popular and remains so! (15:53) But why? And what was it like when the cameras weren’t rolling at the SBS Insight episode about the rise of One Nation? Then, fallout from the federal budget continues. (55:30) Are we a nation of temporarily embarrassed billionaires? And how can we start to change people’s minds?---------- Just released on Patreon - "Democracy For CPSU - Inside the fight for reform" The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over NINETY past bonus episodes. https://www.patreon.com/SeriousDangerAU ---------- Links -Follow Neha -https://linktr.ee/neha_anti_racist Democracy In Colour -https://democracyincolour.org/ Theme by Kye HughesProduced by Michael Griffin https://www.instagram.com/mikeskillz Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
In this bonus episode for Patreon subscribers, Emerald and Tom are joined by Chris Warren, union delegate and a convenor of the rank-and-file caucus Democracy For CPSU.Is reform of the public service union possible, or is it captured from within by the ALP? Why should Greens supporters join the cause? How did the unions become public enemy number one?---------- The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over NINETY past bonus episodes. https://www.patreon.com/SeriousDangerAU ---------- Join Democracy For CPSU - email democracy4cpsu@gmail.com Tom on tour!https://linktr.ee/tomballard Produced by Michael Griffinhttps://instagram.com/mikeskillz Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.
Tom is away this week, so we have unlocked a recent favourite bonus episode for Patreon subscribers. We’ll be back with a new episode next week. Emerald and Tom are joined by Tom’s old Tonightly mate, Aussie comedy legend Greg Larsen!Why does life feel crazy these days? Did ASIO hide the truth about Greg Hunt and Chris Pyne getting porno-hacked? Did Geggy’s Patreon get cancelled? How could there be a Michael Jackson movie? And why will no one admit the secret brilliance of Pauline Hanson’s One Nation cartoons?---------- The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over NINETY past bonus episodes. https://www.patreon.com/SeriousDangerAU ----------Greg’s links and tour info and link to new special -https://linktr.ee/greglarsencomedian Tom on tour! -https://comedy.com.au/tour/tom-ballard Please Explain Season 4 Episode 1 -https://www.youtube.com/watch?v=5xDLO1SrkKI Tax the 1% -https://www.taxthe1percent.com.au/Produced by Michael Griffinhttps://instagram.com/mikeskillz Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.
Nobody's talking about Rrump's trip to China. Zigs got a big AI update. Saying goodbye to Stephen Colbert, Now ESPN complains, the death of Mark Fuhrman and the "n" word truth and an interview with Justin Williams the President of the Penn state Letterman's Club.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-death-of-journalism--5691723/support.
Joe Nocera has launched a six part series about the Lindbergh kidnapping. EP01 | The Broken Window One night in March 1932, the infant son of aviator Charles Lindbergh is taken from his nursery. A warped window, a ladder, and a ransom note mark the beginning of a case that will grip the world and launch a hundred conspiracy theories. Ninety-four years later, we return to the scene of the crime to ask: What really happened that night? Learn more about your ad choices. Visit megaphone.fm/adchoices
Cority has been quietly building environmental, health, and safety software for forty years, and Amanda Smith runs the strategy keeping up with AI that changes every six months. She and Chuck get into why a system of record beats raw AI on life or death calls, how a 600 page permit went from months to minutes, the stat that 95 percent of employees are already using shadow AI, and the PDF problem that has every energy company stuck.Click here to watch a video of this episode.Join the conversation shaping the future of energy.Collide is the community where oil & gas professionals connect, share insights, and solve real-world problems together. No noise. No fluff. Just the discussions that move our industry forward.Apply today at collide.ioClick here to view the episode transcript. 0:00 The Cority story and 40 years in EHS software2:30 How the software shows up on a rig and in the office5:45 The SaaS apocalypse question and why context beats raw AI9:30 Amanda's family mining history and why this work is personal11:00 Recruiting AI talent to Houston and the six month change cycle15:00 Shiny objects versus solving real problems18:00 Auditability, HIPAA, and the black box problem19:30 Where Collide is heading as an operating system23:00 Employee resistance and the friction point playbook27:30 Six hundred page permits, 3000 filings, zero mistakes30:00 Agentic workflows as the new source of record34:30 Correlation, causation, and the shale revolution lesson37:30 The PDF problem and using 2 percent of energy data41:30 Learning to drive as the AI adoption analogy43:00 What we are not talking about today that we will be in five years48:30 Ninety-five percent of employees are using shadow AIhttps://twitter.com/collide_aihttps://www.tiktok.com/@collide.iohttps://www.facebook.com/collide.iohttps://www.instagram.com/collide.iohttps://www.youtube.com/@collide_iohttps://bsky.app/profile/collide-ai.bsky.socialhttps://www.linkedin.com/company/collideai
Ninety-five percent of people who are incarcerated in the United States will eventually be released. How they're treated while behind bars profoundly affects their chances of success on the outside. Americans across the political spectrum agree that making prisons more humane and more conducive to rehabilitation is important for the health of our society.
How long does tapping take to work? It's one of the most common questions I get, and the answer is the most unsatisfying one in coaching: it depends. In this post I'll show you why that's actually the most useful answer I can give you, and how to use it. TL;DR: How Long Tapping Takes to Work How long tapping takes to work depends on the issue you're tapping on and how you define success. A 90-second round can shift a present-moment frustration, while a 35-year-old limiting belief usually takes repeated sessions over time. Happiness equals outcome divided by expectation. The same result feels like a miracle or a failure depending on what you expected walking in. You can measure tapping success three ways: frequency (how often the issue shows up), duration (how long it sticks with you), and intensity (how strong it feels). Improvement in any one of the three is a real win. The goal of tapping is to make it better, not to make it perfect. Better is often enough to change the rest of your day. Why "How Long Does Tapping Take to Work?" Is the Wrong Question How long tapping takes to work is the wrong question because it assumes there's one answer that applies to every issue and every person. There isn't. The better question is: what does one step better look like right now? Years ago I had a one-on-one session with a friend whose husband had been telling her for months that she needed to tap with me. I don't think she really wanted to be there. I think she wanted him to stop bringing it up. There was natural resistance at the start of the session, but within fifteen minutes we had surfaced a deep, specific issue and tapped through a round on it. At the end of that round, she was disappointed. Not because nothing had happened. She was disappointed because the issue wasn't completely healed yet. In fifteen minutes she had moved from resistant to disappointed because the work wasn't fast enough. That's the trap built into the question. We're asking how long until the issue is gone, when the more useful question is how much better do I feel right now than I felt three minutes ago. Happiness Equals Outcome Divided by Expectation Happiness equals outcome divided by expectation. The way you respond to any result is determined less by the result itself and more by what you expected walking in. Imagine I tell you at the end of the day that I got six things done. Was that a good day or a bad day? It depends. If I sat down this morning wanting to get eight things done, I'm disappointed. If I sat down wanting to get four things done, I'm doing backflips on my way out of the office. Same six things. Completely different experience. The same dynamic shows up every time we use a transformational tool. If you expect a single round of tapping to permanently resolve a long-standing issue, almost any real result will feel like a failure. If you expect tapping to make the next ten minutes a little easier, the same result feels like a win. This is why unrealistic expectations can quietly sabotage your tapping progress even when the work itself is going well. Key Insight: "Happiness is outcome divided by expectation. The way I respond to something is based on how I expect it to work out." Why No Two Tapping Issues Heal at the Same Rate No two tapping issues heal at the same rate, even when they look identical on the surface. The tool is the same. The timeline almost never is. There's a real difference between me being frustrated in this moment and not wanting to be frustrated, and me dealing with a limiting belief I've carried for the last 35 years. The toolset is exactly the same. The rate at which those two things shift will be completely different. The same is true even when the symptom is identical. I can have pain in my right shoulder because I slept on it wrong, and I can have pain in my right shoulder because I was in a car accident and tore a muscle. Same pain, same location, same intensity on a 0 to 10 scale. The cause is different, so the time it takes to resolve is different. Every time you sit down to tap, recognize this: the goal is to make it better. Not to make it perfect, not to make it gone, but to make it better. That's a frame I keep coming back to with clients, and it's the same spirit behind tapping to embrace progress, not perfection. The Costa Rica Story: When Better Looks Like Failure Almost 20 years ago, brand new to tapping, I was in a coffee shop in Costa Rica when four other Americans walked in and sat down nearby. I struck up a conversation and one of them mentioned he had just tweaked his shoulder zip-lining through the jungle. I was at the stage of my tapping life where I was running everyone I met over with my enthusiasm. So I said, "Let me show you this amazing thing." I had him tap through Gary Craig's basic EFT recipe. Before we started I asked him, 0 to 10, how big is the pain? He said six. We tapped. I asked again. He said four. In my head, my immediate reaction was: it failed. He and his three friends, on the other hand, said, "Whoa, that's amazing." Because it was. Ninety seconds of tapping had taken a third of his pain away on his subjective measure. He had more movement in his shoulder. The rest of his day was going to be better. My expectation was healed. He experienced better. That's the gap this whole post is trying to close. Key Insight: "When I'm tapping, I live in the ERs. Not the emergency room. Better, easier, gentler, calmer." The Three Measures of Tapping Success: Frequency, Duration, Intensity There are three ways to measure whether tapping is working: frequency, duration, and intensity. Any one of them moving in the right direction counts as real progress. I learned this framework from my friend Mary Ayers, and it has changed how I evaluate every session. Frequency is how often the issue shows up. Years ago a client said to me, "Gene, it's great. I'm only having seizures six days a week." For me, six days a week of seizures sounds like a horror show. For her it meant one day a week she was emotionally and physically clear enough to get everything done. The frequency went down by one day, and that one day was her life expanding. Frequency can be the hardest of the three to measure, because if a behavior is still happening at all, you tend to notice the times it happens more than the times it doesn't. If you're trying to reduce how often you doom-scroll to distract yourself, going from ten times a week to five times a week still feels like ten because you're still doing it. When you're tracking frequency, write it down. Duration is how long the discomfort sticks with you after it shows up. Three times in my work I've had legal action threatened against me by clients. One of those times the client was blaming me for their frozen pipes, so you can judge the seriousness for yourself. The first time it happened, it threw me off and kept me emotional for about 36 hours. The second time, it impacted me for the rest of the day. The third time, it took me about 45 minutes to settle. Same kind of event, same intensity in the moment, same response required (call my lawyer, take care of myself). What changed was how long the emotional charge stayed in my body. That's duration, and it's a real measure of progress. Intensity is how strong the response is when it happens. I can be angry about something my neighbor does, or I can be frustrated about the same thing. In both cases I'm having an emotional response, but I'm far less likely to make a harsh, rash, unuseful choice when I'm frustrated than when I'm angry. Same trigger, smaller response. That's intensity going down. If you've ever found the standard 0 to 10 rating frustrating or unhelpful, this three-part frame is a useful alternative. I've written more about that in what to do when the SUD scale doesn't work for you. When Tapping Changes You Without Changing the Situation Tapping often makes things better even when the underlying situation hasn't changed at all. That's not a failure of tapping. That's tapping doing exactly what it's designed to do. Picture this. You're facing real financial pressure and you're overwhelmed by it. You sit down and tap on the overwhelm. Ten minutes later you feel calmer. The financial pressure is still there. Nothing about the bank account has changed. But you can now think clearly about the problem, see options you couldn't see before, and make deliberate choices instead of panicked ones. That's a win, and it's the kind of win we usually undervalue. The situation didn't change, but your relationship to the situation did, and from that calmer place you have actual capacity to act. This is exactly the dynamic at work in tapping for overwhelm when you have too much on your plate. You're not making the to-do list shorter. You're making yourself bigger than the list. The same logic applies to in-the-moment frustration. When something goes wrong at my desk and I get frustrated, I don't need to turn the frustration completely off in order to keep working. I need to turn it down enough that I can focus. There might be residual frustration sitting in the background. That's fine. If 90 seconds of tapping produces an hour of effective work, I'll make that trade every day of the week. The "One Step Better" Approach to Every Tapping Session The most useful question to ask before any tapping session is: what does one step better look like right now? Then use the tool to see if you can get there. If you do, ask the same question again. That iteration is the whole game. It's not how long until this is resolved. It's what does the next small improvement feel like in my body, and can I get there from where I am? Then, from that new place, what does the next one feel like? This is why the work of tapping looks less like a single grand transformation and more like a series of small, real improvements stacked over time. Each one is its own win. Together they become the change you were looking for. The principle that the key to tapping success is more than the right words lives right here: success is less about scripting the perfect setup statement and more about being honest about what better looks like and going after it one increment at a time. Key Insight: "Ask yourself what one step better feels like. Use the tool to see if you can achieve that. Then ask again. That's the work." How to Set Realistic Expectations Before You Tap Setting realistic expectations before you tap is the single most useful thing you can do to make tapping feel like it's working. Before you start a round, answer three quick questions in your head. First, what is one step better for this issue? Not healed, not gone, but better. Name it specifically. "I want to be able to read the email without my chest tightening." "I want to feel calm enough to call my mom back." Second, which of the three measures matters most here? Are you trying to reduce how often this shows up, how long it sticks with you, or how intense it gets? Different issues respond to different measures, and naming the one you care about gives you something concrete to check at the end. Third, what would you accept as a real win? If a 33% reduction in intensity would let you finish what you need to finish today, that's a real win. Decide that before you tap, not after. Otherwise the part of you that wants everything healed in one round will quietly call any real progress a failure. Frequently Asked Questions How long does tapping take to work on anxiety? Tapping can reduce acute anxiety within 90 seconds to a few minutes in many cases, especially when the anxiety is tied to a specific, present-moment trigger. Long-standing anxiety patterns tied to deeper beliefs or past experiences usually take repeated sessions over weeks or months to shift in a lasting way. Why isn't my tapping working? Tapping often is working, but you're measuring it against the wrong yardstick. If you expect a single round to permanently resolve a long-standing issue, almost any real result will feel like failure. Try measuring frequency, duration, and intensity separately, and check whether any one of them is improving even slightly. How many rounds of tapping should I do on one issue? Do as many rounds as it takes to get one step better, then reassess. Some issues shift in a single round. Others need many rounds over multiple sessions. The right number is whatever moves the issue one increment in the direction you want, then you decide whether to keep going. What does it mean if I feel worse after tapping? Feeling worse after tapping usually means you've made contact with something the body had been keeping out of awareness, not that the tapping went wrong. The discomfort is information. Continue tapping on what's now showing up, or pause and come back to it when you have more space. Is tapping supposed to remove the problem completely? Tapping is designed to make things better, not necessarily to remove the issue completely. Sometimes "better" means the external situation changes. More often it means your emotional response to the situation changes enough that you can think, act, and make choices from a calmer place. How do I know if tapping is working long-term? Look at frequency, duration, and intensity over weeks and months, not minutes. Is the issue showing up less often, sticking with you for less time, or hitting with less force when it does show up? Any one of those moving in the right direction is real, durable progress. How long does tapping take to work on chronic pain? Tapping can reduce chronic pain intensity within a single session, sometimes substantially, but lasting change in chronic pain usually involves ongoing tapping practice combined with addressing the emotional and stress components that maintain the pain. Expect incremental progress measured over weeks, not a single permanent fix.
The Green Elephant in the Room: Solutions To Restoring the Health of People and the Living Planett
❖ What happens when the warning signs are visible but the human brain refuses to believe in them? This episode explores economic blindness — the deeply human tendency to assume tomorrow will look like today — and how that mental trap is playing out simultaneously across three interconnected crises: a war disrupting global oil and food supplies, a climate system moving faster than the economic models tracking it, and a nuclear arms race quietly rewriting the rules of global security.❖ The insurance industry gets its own spotlight here — because the people whose entire business model depends on accurately pricing danger are now walking away from entire regions. That is not a warning about the future. That is the future, already arriving. We also dig into why the economic models guiding trillion-dollar government and investment decisions are dangerously miscalibrated for the world climate science says we are already living in.❖ But this episode doesn't end in the dark. The same crisis accelerating the damage is also accelerating the solution. Ninety percent of new US energy infrastructure built last year was clean. Countries that couldn't afford to wait are moving faster than anyone predicted. The shock the markets refused to price is now pricing itself — and the people already building what comes next need you in their corner. Find them at acalltoact.world and trumpingtrump.org. LINKS BELOW.A Call to Act Database From Legacy Environmental Organizations to the Ugly Animal Preservation Society, hundreds of groups that would welcome your help to engage in the important work of creating a fossil-free future world where we have clean air and water, energy independence, green jobs, livable cities, and healthy children.Trumping Trump DatabaseOver 300 organizations have united to protect America's vulnerable communities and democratic institutions. Groups defending immigrants, LGBTQ+ individuals, and minorities to supporting teachers, librarians, journalists, and healthcare workers on the frontlines. From protecting government employees, military personnel, and labor rights to advancing gun safety, reproductive rights, and climate action. Each group offers ways to volunteer, donate, or work directly to defend the republic, protect civil rights. Join the resistance – find your place in the fight.
The Tenement Museum preserves and interprets the personal stories of residents of two buildings on the Lower East Side of Manhattan. Ninety-seven Orchard Street opened in 1863 and housed a succession of European immigrants until the double blow of the Great Depression and the impact of the 1924 Johnson Reed Act forced the landlord to evict the tenants. Down the block, 103 Orchard, built in 1888, kept its doors open throughout the twentieth century, hosting Jewish and Italian immigrants in its early years, and Holocaust refugees, Puerto Rican migrants and Chinese immigrants in its later years. This program traces how immigration law impacted the residents of these buildings, and how they carved out new lives once they arrived. Census records, newspaper articles and oral histories—with a focus on YIVO primary sources—will be used to bring the families' situations to life and situate them in their contexts. This lecture originally took place on June 24, 2021. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies
The Tenement Museum preserves and interprets the personal stories of residents of two buildings on the Lower East Side of Manhattan. Ninety-seven Orchard Street opened in 1863 and housed a succession of European immigrants until the double blow of the Great Depression and the impact of the 1924 Johnson Reed Act forced the landlord to evict the tenants. Down the block, 103 Orchard, built in 1888, kept its doors open throughout the twentieth century, hosting Jewish and Italian immigrants in its early years, and Holocaust refugees, Puerto Rican migrants and Chinese immigrants in its later years. This program traces how immigration law impacted the residents of these buildings, and how they carved out new lives once they arrived. Census records, newspaper articles and oral histories—with a focus on YIVO primary sources—will be used to bring the families' situations to life and situate them in their contexts. This lecture originally took place on June 24, 2021. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
The Tenement Museum preserves and interprets the personal stories of residents of two buildings on the Lower East Side of Manhattan. Ninety-seven Orchard Street opened in 1863 and housed a succession of European immigrants until the double blow of the Great Depression and the impact of the 1924 Johnson Reed Act forced the landlord to evict the tenants. Down the block, 103 Orchard, built in 1888, kept its doors open throughout the twentieth century, hosting Jewish and Italian immigrants in its early years, and Holocaust refugees, Puerto Rican migrants and Chinese immigrants in its later years. This program traces how immigration law impacted the residents of these buildings, and how they carved out new lives once they arrived. Census records, newspaper articles and oral histories—with a focus on YIVO primary sources—will be used to bring the families' situations to life and situate them in their contexts. This lecture originally took place on June 24, 2021. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/jewish-studies
The Tenement Museum preserves and interprets the personal stories of residents of two buildings on the Lower East Side of Manhattan. Ninety-seven Orchard Street opened in 1863 and housed a succession of European immigrants until the double blow of the Great Depression and the impact of the 1924 Johnson Reed Act forced the landlord to evict the tenants. Down the block, 103 Orchard, built in 1888, kept its doors open throughout the twentieth century, hosting Jewish and Italian immigrants in its early years, and Holocaust refugees, Puerto Rican migrants and Chinese immigrants in its later years. This program traces how immigration law impacted the residents of these buildings, and how they carved out new lives once they arrived. Census records, newspaper articles and oral histories—with a focus on YIVO primary sources—will be used to bring the families' situations to life and situate them in their contexts. This lecture originally took place on June 24, 2021. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/law
The Tenement Museum preserves and interprets the personal stories of residents of two buildings on the Lower East Side of Manhattan. Ninety-seven Orchard Street opened in 1863 and housed a succession of European immigrants until the double blow of the Great Depression and the impact of the 1924 Johnson Reed Act forced the landlord to evict the tenants. Down the block, 103 Orchard, built in 1888, kept its doors open throughout the twentieth century, hosting Jewish and Italian immigrants in its early years, and Holocaust refugees, Puerto Rican migrants and Chinese immigrants in its later years. This program traces how immigration law impacted the residents of these buildings, and how they carved out new lives once they arrived. Census records, newspaper articles and oral histories—with a focus on YIVO primary sources—will be used to bring the families' situations to life and situate them in their contexts. This lecture originally took place on June 24, 2021. Learn more about your ad choices. Visit megaphone.fm/adchoices
Tom is joined by guest host, Greens Senator for South Australia, Barbara Pocock! (6:53) Did Labor actually do something and improve the CGT and negative gearing? How has homelessness gotten so bad? Why have the NDIS cuts slipped under the radar? And did renters receive anything whatsoever to help?---------- Just released on Patreon - "Live Q&A with Max Chandler-Mather" The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over NINETY past bonus episodes. https://www.patreon.com/SeriousDangerAU ---------- Links -Barbara Pocock -https://greens.org.au/sa/person/barbara-pocock Inquiry Campaign page - where we're collecting stories from people impacted by the housing crisis: https://greens.org.au/campaigns/share-your-housing-story Tax the 1%: https://www.taxthe1percent.com.au/ Theme by Kye HughesProduced by Michael Griffin https://www.instagram.com/mikeskillz Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.
The Tim Conway Jr. Show Hour 1 (5.13) There was a crash today in Santa Clarita when a bus collided with a big ol’ truck on Golden Valley Road leaving a dozen people injured. It’s very hilly out there with windy streets, folks. Thankfully, no-one was injured. Home Depot and Lowe’s are installing license plate readers in their parking lots to combat theft rings. Some people are worried the cameras could be used to track undocumented workers. Despite what Mayor Karen Bass asserts, it would appear crime in the San Fernando Valley is up. Last night there was a home invasion on Bluebell Ave. The thieves got by the home’s high-tech security system. What’s Timmy C’s advice? Best to not indicate that you’re wealthy — cover up those gargoyles and water features. Did you know? Ninety-nine percent of us don’t break into homes or stab people in the neck, et al. But the 1% that does it holds everyone else to ransom. Karen Bass calls policing crime in LA like playing “Whac-A-Mole,” although she can’t pronounce whatever that was. Let's talk about Timmy C’s new Monday-night theme song. And that discrimination PSA we used to play on KFI. Timmy C is still down in the dumps about the demise of Primm, formerly known as State Line, the town you stop at on the way to Las Vegas located on the border of California and Nevada. See omnystudio.com/listener for privacy information.
In this bonus episode for Patreon subscribers recorded live at Good Chat in Brisbane, Tom asks Max Chandler-Mather questions submitted by our Patreon listeners!What was best and worst about being in parliament? Who is the d***est c***? What movies does he watch? Should Greens stop giving Labor preferences? What are his thoughts on the Stafford by-election and the Queensland Socialists? Has being a dad changed his politics? How can we get people to join the movement? ---------- The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over NINETY past bonus episodes. https://www.patreon.com/SeriousDangerAU ---------- The Green Institute -https://www.greeninstitute.org.au/ Produced by Michael Griffin https://instagram.com/mikeskillz Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerau Support the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.
Leveling Up: Creating Everything From Nothing with Natalie Jill
If you are a woman in midlife who is exhausted, foggy, losing your hair, and being told it is just aging — this episode is going to change how you look at your body forever. I sat down with Julie Sawaya, the co-founder of Needed, and what I learned blew my mind. Julie is a trained nutritionist with a Stanford MBA. She was doing EVERYTHING right — farmer's market every Sunday, nutrition certifications, incredibly intentional about every bite. And then she tested herself. Almost every nutrient came back in the red zone. If two trained nutritionists were massively depleted, what is happening to the rest of us? Here is the kicker. The nutrition standard we are all measured against — the RDA — was created in 1941. For men. Going to war. Based on the minimum needed to keep troops from getting sick. That is the floor we are still being measured against in 2026. As women. In midlife. Going through one of the most nutritionally demanding phases of our lives. Ninety-five percent of women are nutritionally depleted. Ninety-seven percent of pregnant women take a prenatal vitamin and are STILL depleted. And nobody is connecting the dots between pregnancy, postpartum, and perimenopause as one long depletion pipeline. We go DEEP on: The 1941 RDA standard, why it was built for wartime men, and why it is still failing women today The depletion pipeline: how pregnancy, postpartum, and perimenopause stack on top of each other and most women never get to refill the tank CHOLINE — the nutrient behind midlife brain fog that almost nobody is talking about (and the brand new April 2026 fMRI study showing a single dose improved working memory connectivity within three hours) Omega-3 and the midlife brain — why 89% of US adults are in the high cardiovascular risk range and why plant-based sources alone do not cut it Magnesium — the most Instagrammed supplement in the world right now, and why most women are taking the form their body literally cannot absorb The supplement trap: folic acid vs. methylfolate, magnesium oxide vs. glycinate, cyanocobalamin vs. methylcobalamin — and why 40% of us cannot even process the cheap forms because of an MTHFR variant Red flags and green flags to look for the next time you flip over a supplement bottle Why the protein RDA is laughably low for midlife women, and what we actually need to preserve muscle as estrogen declines The "repletion not restriction" reframe — why midlife is the time to add MORE of the right things, not eat less Your action plan for this week: how to get a nutrient panel, what to look at on your labels, and the food-first changes you can start tomorrow morning This is not a thyroid 101. This is not a supplement infomercial. This is the conversation I wish every midlife woman was given the day she started feeling like something was off. You are not broken. You are not crazy. You are not just aging. You may be running on accumulated nutritional debt that nobody told you to repay. That changes today. Use code NATALIEJILL for 20% off your first order at https://needed.sjv.io/c/5810852/1770238/20859 Connect with Julie Sawaya and Needed: Website: thisisneeded.com and use code NATALIEJILL for 20% off your first order Instagram: @needed Backed by 15,000+ practitioners worldwide Connect with Natalie: Instagram: @nataliejillfit Newsletter and resources: nataliejillfitness.com Midlife Conversations is the podcast made for midlife women who refuse to accept "you are just getting older" as an answer APPROXIMATE TIMESTAMPS: 00:00 — The wake-up call: two trained nutritionists, both in the red zone 06:00 — Where the RDA actually came from (spoiler: 1941, wartime, men) 12:00 — The depletion pipeline: pregnancy to perimenopause as one continuum 18:00 — The forgotten gap between postpartum and perimenopause 25:00 — Choline: the nutrient behind midlife brain fog nobody is talking about 32:00 — Omega-3 and the midlife brain: why most women are not getting close 38:00 — Magnesium forms: why the cheap one in your multivitamin is barely doing anything 42:00 — The supplement trap: what is actually in your generic multivitamin 48:00 — Red flags and green flags on a supplement label 55:00 — Protein in midlife: why the RDA is wrong and what you actually need 62:00 — Repletion, not restriction: what an ideal midlife day of eating looks like 65:00 — Your action plan for this week Thank you to our show sponsors: QUANTUM UPGRADE: Try Quantum Upgrade completely free for 15 days—no credit card required. Use code NATALIEJILL at checkout on https://quantumupgrade.io/start Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit For advertising inquiries: https://www.category3.ca/ Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen. Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.
SCOTUS rules on Gerrymandering, the JP Morgan viral story, Tucker caught in a lie, Daily Wire hits big headwinds and an interview with former KTLA anchor Glenn Walker.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-death-of-journalism--5691723/support.
In 1936 George Aiken campaigned for Vermont Governor and also wrote a book entitled, " Pioneering with Fruits and Berries". Ninety years ago he was elected to office and also operated one of the largest plant nurseries in New England. This is the story...
2026-05-02 | UPDATES #190 | How China became the indispensable engine of Russia's assault on Europe. Bloomberg confirms 90% of Russia's sanctioned tech now flows through China. The figure was embedded in a Bloomberg report on Friday, citing officials familiar with private assessments inside European Union institutions. Let's be clear, this war has gone on for longer, and been more intense, with a far greater scale of slaughter because of massive Chinese material support and enablement of Russia. But is this a strategic decision, or more short term and transactional? Ninety percent of all sanctioned technology now entering Russia — every microchip, every integrated circuit, every electronic component, every machine tool that the European Union and its allies have spent four years trying to deny Putin's war machine — is being supplied through one country. That country is the People's Republic of China.Up from approximately 80 percent a year ago. The increase, Bloomberg's sources confirmed, is the direct result of EU sanctions tightening alternative routes — closing Hong Kong shell companies, sanctioning Turkish intermediaries, breaking up Central Asian re-export networks. As the EU squeezes everywhere else, the channel through China widens. As the channel through China widens, Russia produces more drones, more missiles, more artillery shells.----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformation----------A REQUEST FOR HELP!I'm heading back to Kyiv next month, to film, do research and conduct interviews. The logistics and need for equipment and clothing are a little higher than for my previous trips. It will be cold, and may be dark also. If you can, please assist to ensure I can make this trip a success. My commitment to the audience of the channel, will be to bring back compelling interviews conducted in Ukraine, and to use the experience to improve the quality of the channel, it's insights and impact. Let Ukraine and democracy prevail! https://buymeacoffee.com/siliconcurtain/extrashttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformationNONE OF THIS CAN HAPPEN WITHOUT YOU!So what's next? We're going to Kyiv in April 2026 to film on the ground, and will record interviews with some huge guests. We'll be creating opportunities for new interviews, and to connect you with the reality of a European city under escalating winter attack, from an imperialist, genocidal power. PLEASE HELP ME ME TO GROW SILICON CURTAINWe are planning our events for 2026, and to do more and have a greater impact. After achieving more than 12 events in 2025, we will aim to double that! 24 events and interviews on the ground in Ukraine, to push back against weaponized information, toxic propaganda and corrosive disinformation. Please help us make it happen!----------SOURCES: Bloomberg — "Russia Increases Reliance on China for Critical War Technologies" (30 April 2026)The Moscow Times — "China Now Supplies 90% of Russia's Sanctioned Tech Imports – Bloomberg" (1 May 2026) Kyiv Post — "China Becomes Main Gateway for Russia's Sanctioned Tech Imports" (April 2026) United24 Media — "Russia Imports 90% of Sanctioned Military Tech via China" (1 May 2026) UA News — "Russia imports more than 90% of sanctioned technologies via China – Bloomberg" (April 2026) Mezha (NV) — "China expands supply of sanctioned technologies to Russia, fueling weapons production" (April 2026)NBC News / Reuters — "China's Xi Affirms 'No Limits' Partnership With Putin in Call on Ukraine War Anniversary" (24 February 2025)Council on Foreign Relations — "China-Russia-Ukraine: May 2025" (7 July 2025)----------
On this solo episode, Travis Chappell breaks down his personal investment philosophy after a decade of wins and painful losses in the market. He shares why most people are effectively gambling when they chase hot tips and viral clips, and explains the simple rules he now follows to build long-term wealth. Travis uses real stories—from friends blowing up their accounts to his own experience with crypto, real estate, and the S&P 500—to show listeners how to avoid common mistakes and invest with confidence. On this episode we talk about: Why chasing social media stock tips is basically legal gambling. A real story of a friend who put all their cash into one stock and lost 40%. The four core rules of investing Travis follows today. How to think about day trading vs long-term investing. Why most of your money should be in simple, long-term vehicles like the S&P 500. How Travis approaches crypto (Bitcoin, Ethereum, Solana) as a long-term bet vs alt-coins as pure “play money.” Top 3 Takeaways Your first and most important investment—especially if you have under 50k net worth or make under 100k a year—should be in yourself: your skills, knowledge, and connections. Invest for the long term in assets and companies you genuinely believe will be worth more in 10 years, and treat short-term, speculative bets as gambling with a very small percentage of your portfolio. Make decisions based on data and on things you actually understand, not emotion, hype, or someone else's interpretation of information you can't properly read yourself. Notable Quotes "The investment in yourself will always pay great returns." "If you're hoping for a quick three-month cash grab, you're not investing—you're gambling." "Ninety percent of what you invest should be long term, and the other ten percent can be fun money you're totally okay losing." Connect with Travis Chappell: LinkedIn: https://www.linkedin.com/in/travischappell Instagram: https://www.instagram.com/travischappell Other: https://travischappell.com Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis. Learn more about your ad choices. Visit megaphone.fm/adchoices
Much like an aerial threat...much like John "Striker" Slade...much like KFC's popcorn chicken...much like other in-jokes and references you would have to listen to seven years of prior podcasts to understand...WE'RE BACK! After an extended absence, the Brettster and the Ty-man return with a heapin' helpin' of highly original (or is it highly questionable?) content: the first half of the ep is a sort of "catch-up" where everything is on the table. The second half delves into a deep subject: the films of 1991. Expect multiple further installments on the topic. Also Expect No Mercy. As a special Bonus Track, if you will, stay tuned after the episode as we give you a bit of extra content: after so much time away, we thought our most recent mic test was good enough to put out there as a little throw-in for our loyal Comeuppance Warriors. Thanks for sticking with us, and enjoy!
Big Sal from Peshtigo cannot let it go — and honestly, why would he? The Chicago Bears just walked into the 2026 NFL Draft with a broken pass rush and a prayer, and walked out with three tight ends, a gadget receiver, and a sixth-round defensive tackle. Pack Nation, this is not a bit. This actually happened. The Bears traded UP in Day 2 for their THIRD tight end while ranking near the bottom of the league in sacks — Big Sal has the fishing tackle box analogy that will haunt Ryan Poles in his sleep Ninety-five percent of Bears fans hated the draft — and Big Sal calls it what it is: North Korea numbers, but against your own team Meanwhile, Gutey sat patient with picks 52 and 84, and the Packers get to face this Bears roster TWICE a year with Micah Parsons on the edge and Jonathan Gannon in the film room Ryan and Kullen are LIVE on the Day 2 stream — get in the war room with Pack Nation and watch the real picks roll in It is a beautiful morning to be a Packer fan. Smash subscribe, drop five stars, and go tell a Bears fan — gently — what they did to themselves. GO PACK GO! #Packers #ChicagoBears #NFLDraft2026 #LetMeTellYouSomething #BigSal #PackNation #GoPackGo #NFLDraft #GreenBayPackers #DraftDay #BearsDraft This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Website: https://nfldraftgrades.com/ My Board: https://nfldraftgrades.com/board/83a18c42-7a0b-4590-8d1b-453e49840d02
Big Sal from Peshtigo cannot let it go — and honestly, why would he? The Chicago Bears just walked into the 2026 NFL Draft with a broken pass rush and a prayer, and walked out with three tight ends, a gadget receiver, and a sixth-round defensive tackle. Pack Nation, this is not a bit. This actually happened. The Bears traded UP in Day 2 for their THIRD tight end while ranking near the bottom of the league in sacks — Big Sal has the fishing tackle box analogy that will haunt Ryan Poles in his sleep Ninety-five percent of Bears fans hated the draft — and Big Sal calls it what it is: North Korea numbers, but against your own team Meanwhile, Gutey sat patient with picks 52 and 84, and the Packers get to face this Bears roster TWICE a year with Micah Parsons on the edge and Jonathan Gannon in the film room Ryan and Kullen are LIVE on the Day 2 stream — get in the war room with Pack Nation and watch the real picks roll in It is a beautiful morning to be a Packer fan. Smash subscribe, drop five stars, and go tell a Bears fan — gently — what they did to themselves. GO PACK GO! #Packers #ChicagoBears #NFLDraft2026 #LetMeTellYouSomething #BigSal #PackNation #GoPackGo #NFLDraft #GreenBayPackers #DraftDay #BearsDraft This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Website: https://nfldraftgrades.com/ My Board: https://nfldraftgrades.com/board/83a18c42-7a0b-4590-8d1b-453e49840d02
Now, I'm not in the business of advertising any particular ice cream spot, but let's face it, it's kind of fun to go to Baskin Robbins. You know, they have all those flavors they advertise. Now, you can write to me and tell me that maybe you like another place better, but listen, I know you like to go where there's a lot of flavors. And you know what? It seems like it takes me an hour to decide which one I want. Well, not really, but seems like an hour to the person whose waiting on me. But the variety is a lot of fun. Now, can you imagine an ice cream store that offered only vanilla? Yeah, boring! After a while you get tired of the same old flavor. Can you imagine a person who said, “I only eat vanilla. I never tried anything else.” I'd say to them, “Man, look at the list! You're missing so many flavors. You can have ice cream so many different ways.” How boring to think that all ice cream has to be the one flavor you like. I'm Ron Hutchcraft and I want to have A WORD WITH YOU today about “Many Flavors At God's Place”. Our word for today from the Word of God is found in 1 Corinthians chapter 12. And we go, in a sense, to God's ice cream parlor if you want to put it that way. And it's called the church—the body of Christ. Listen to all the flavors. “There are different kinds of gifts, but the same spirit. There are different kinds of service, but the same Lord. There are different kinds of working, but the same God works all of them in all men.” Verse 12 of 1 Corinthians 12, “The body is a unit, though, that is made up of many parts, and though all of its parts are many, they form one body. So it is with Christ.” Okay, now, if there's one message we could get from these wonderful verses it would be this. Variety is God's plan for His body. He's not interested in cookie cutter Christians. He wants many styles, many flavors of Christians. God likes variety. Guess what we like? Uniformity. We want everybody to be like us—like our group. So as a consequence, generally speaking, Baptist Christians only know Baptist Christians, and Assembly of God Christians only know Assembly of God Christians, and Methodist Christians only know Methodist Christians, and Presbyterian, Presbyterians, etc. The list is infinite. But, you see, none of us has all of Him. But all of us together have all of Him. Don't cut yourself off from all the other flavors; don't just be a vanilla Christian. See, we disagree only about, say, 10% of it. Ninety percent is about Christ, and sin, and salvation, and Christ's return, and the Bible: we tend to agree on those. We need each other. Those different styles and different emphases in the body of Christ are not only God's will, but they make you rich. One group of Christians may teach you how to pray and get a hold of God. Another group may really have a vision for missions, and they'll help you care about a lost world. Others will really get you into personal evangelism. There's another group of Christians who might really help you learn about God's sovereign control over things. And then there's a group over there that may be strong in loving and caring and accepting. And this group over here, they'll teach you a lot about worship. And this one, oh you'll learn a lot about careful Bible study. Hey, listen. We will be together forever. All the labels we have here on earth won't make it past the gate of heaven. Why don't we get together now? You're on God's side when you're against whatever divides His body. It's not all vanilla. Its lots of flavors. It's all ice cream; but it's lots of flavors, and that's what counts. We're all the church. So, celebrate the variety in God's family. And enjoy all those flavors.
Crystal Clear opens the episode by contributing a brand-new condition to the diagnostic literature: Delusional Debunking Disorder, or DDD. The case study is Mick West, who has spent twenty years insisting Morgellons fibers are lint and Havana Syndrome is crickets. Crystal pivots to chat about Chen Tianqiao, Shanda Group founder and CCP member, who quietly bought roughly 200,000 acres in Klamath and Deschutes counties through a shell company called Whitefish Forest Resources in February 2015h. Second-largest foreign land purchase in American history. The data point that refuses to sit down: Google Trends shows Oregon Morgellons searches at zero the week of the transaction. Five weeks later, March 29, 2015, the spike hits one hundred. Lagged correlation coefficient 0.92. Top two Oregon metros for Morgellons search interest that year: Bend in Deschutes County, and Medford-Klamath Falls. Whatever drove the search spike was not news. It was something people were feeling in their bodies.Crystal traces what Chen did next. One billion dollars committed to neuroscience. The Tianqiao Chen Institute for Neuroscience at Caltech, $115 million. A Fudan University partnership in Shanghai. And NeuroXess, his implantable BCI company, whose chief scientist Tiger Tao specializes in silktrodes. January 2026: NeuroXess breaks ground on a super factory in Nanshang. March 2026: China issues the world's first commercial approval for an invasive BCI device. Enter billionaire number two. Joe Tsai, Alibaba co-founder, funder of the Wu Tsai Neurosciences Institute at Stanford, the Wu Tsai Institute at Yale, and a $220 million Human Performance Alliance that includes the University of Oregon. Then the digital twin layer. Jensen Huang, NVIDIA CEO and Oregon State alum, donated fifty million dollars for an NVIDIA supercomputer at OSU Corvallis built for “complex twin simulations.” Ninety minutes from Eugene, the number five Morgellons search metro in America. Oklahoma State launched its Digital Human Twin Consortium in January 2025, also NVIDIA-powered, and happens to sit on Dr. Randy Wymore's twenty-year Morgellons patient registry, possibly twelve thousand families, the largest biological data repository on the condition anywhere. They still ignore Crystal's open records requests. The sensor layer is Profusa, DARPA and Shanghai-funded, CEO Ben Hwang, manufacturer of injectable hydrogel biosensors. They just partnered with NVIDIA to build the AI portal reading the data. Sensors in, data out, twin built. The deepest cut is the 2001 material. Weinong Fu, computational electromagnetics specialist at Ansoft in Pittsburgh, the company whose software gets implantable devices through FDA approval, posted a web page from his corporate email in May 2001 collecting Morgellons symptom reports from Americans. His wife Li Honglui was simultaneously co-funding a Fudan University paper documenting an unidentified organism producing “creeping eruptions, migratory pain, and neurofilament damage.” American arm, Chinese arm, Pittsburgh modeling layer.The episode closes on the new Morgellons metagenomics preprint that landed on bioRxiv in April 2026, the first substantial research since Middelveen 2018. Crystal notes the venue: bioRxiv runs on Cold Spring Harbor Laboratory, home of the Eugenics Record Office until Carnegie pulled funding, and has been bankrolled since 2017 by the Chan Zuckerberg Initiative. The paper itself gets its full deep-dive on Jeremy Murphree's Morgellons Discussion podcast. Check it out!A 0.92 correlation does not care about anyone's opinion. A 2001 paper does not retroactively become a coincidence because it is inconvenient. And nobody buys 200,000 acres in the highest-Morgellons-search state while building a silk fiber brain implant factory unless those two investments are chapters in the same business plan.
More twists and turns with Iran, Elon and Universal High Income, Zig's take on the UFO's, Trump on NIL and sports journo's chicken out on WNBA.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-death-of-journalism--5691723/support.
To PasserinePlease visit breakerwhiskey.com for more information or to send a message to Whiskey's radio. Breaker Whiskey is an Atypical Artists production created by Lauren Shippen.If you'd like to support the show, please visit atypicalartists.co/support.If you'd like to send Whiskey a message, click here.----[Transcript]God isn't cutting your hair short. Just the best thing in the world. I definitely feel much better now that I have Harry cutting my hair short again, rather than me hacking away at it. It looks better too. Not that I'm ever looking at myself, but I think Harry appreciates it. I think I would have assumed that your favorite bird was the passerine, given you know the name. But I like that it's a raven. You know, they can live up to three decades. It's a long time to have something squawking nevermore at you.It's weird to think about that. That I've been on this earth for more than three decades now. And as long as I stay healthy and we continue to figure out the food situation, I could be here for three more decades. It seems like a long time, especially when there is so little change. I know you talked about how that's the only certainty in life, but.I don't know, we've settled into stagnation or something. Or. Or maybe. Maybe we're resisting change. Maybe we hit upon some degree of peace that any rupture to that, any shaking of the boat is too unbearable to think about. But it does feel like we should do something. Like we should pursue some change. Some…I don't know, extreme is the wrong word, but just something. Just something I don't know.I'm getting restless, my friend. I am getting restless. I don't know, maybe. Maybe. Right. Maybe change isn't something you ever choose. Maybe it's just something you wait for. And I guess I'll continue to wait.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Ah, 1990...the year of acid washed jeans, Beverly Hills 90210, MC Hammer, Vanilla Ice, and Teenage Mutant Ninja Turtles. Oh, and lots of Bea Arthur. Of course, none of which we really talk about on this episode. Instead, we're focusing on the best (mostly) alternative albums to come out of that fantastic year. Returning to Third Lad-dom is power pop great Jim Basnight, a fixture on the scene since the late '70s. What has Jim been up to in the past two and a half years since his last appearance? Well, good thing you asked, because the answer is "plenty." For starters, his bands The Meice and The Moberlys were honored with tracks on the definitive Cherry Red box sets Looking For The Magic: American Power Pop in the Seventies and I Wanna Be a Teen Again: North American Power Pop of the '80s. He also released a steady stream of singles throughout 2025 that culminated in the full length album release of Under The Rock in December. As a blues devotee and expert, he's finished writing an exhaustive history of Sonny Boy Williamson, which will hopefully see a silver screen adaptation one day. All that, and he's still found the time to partake in his favorite pasttime - hanging out with O3L. Relive the fun, memories and music of this pivotal year. Plus, play along with the brand new O3L game "Ninety...or Nonsense?!?" It's the most fun you can have without telling someone to "eat my shorts, man!" Buy Jim's music at https://powerpopaholicproductions.bandcamp.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Title: Mystery Science Theater 3000: The Movie [Wikipedia] [IMDb] Director: Jim Mallon Producer: Jim Mallon Writers: Trace Beaulieu, Paul Chaplin, Bridget Jones, Jim Mallon, Kevin Murphy, Michael J. Nelson, Mary Jo Pehl (screenplay); Joel Hodgson (original series) Stars: Michael J. Nelson, Trace Beaulieu, Kevin Murphy, Jim Mallon Release date: April 19, 1996 SPECIAL GUEST: CatBusRuss (@catbusruss.bsky.social), I Dig Crazy Flicks Presents: Ninety For Chill – The Podcast with CatBusRuss (@idigcrazyflicks.bsky.social) SHOWNOTES: We hope all of our listeners and fellow podcasters/content creators had a happy 4/20! This year, we celebrated the season with CatBusRuss, reviewing Mystery Science Theater 3000: The Movie. This 74-minute, theatrically released episode of the beloved sci-fi comedy series was the perfect thing to talk about this stoner holiday! Stay tuned for more MST3K reviews on the 4/20 Edition of the Director's Cut!, as well as our Season Finale on Salò, or the 120 Days of Sodom... Collateral Cinema is on Bluesky, Facebook, Instagram, Threads, and Twitter, and is on Goodpods, Apple Podcasts, Spotify, Podbean, Google Podcasts, YouTube, iHeart, and wherever else you get your podcasts! Also, check out Collateral Let's Play! on our YouTube channel. Ninety for Chill – The Podcast with CatBusRuss is available on Apple Podcasts, Spotify, or wherever you get your podcasts! You can also follow I Dig Crazy Flicks on Bluesky or Facebook, and check out their website on Spotify! Collateral Cinema is happy to announce that we are now partnered with Dubby Energy! Use our promo code CCINEMAPOD to get 10% off your first purchase of Dubby Energy drinks on their website: https://dubby.gg/discount/CCINEMAPOD (Collateral Cinema is a Collateral Media Podcast. Intro song is a license-free beat from Purple Planet Music. All music and movie clips are owned by their respective creators and are used for educational purposes only. Please don't sue us; we're poor!)
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.