Podcasts about queer money

Don't Let a Market Tantrum Wreck Your Retirement Glow-UpThe stock market's throwing a fit again—cue the dramatic music and the ghost of 1930s-style tariffs. But before you clutch your pearls and cash out your 401(k), let's talk strategy. On this episode of Queer Money, we break down what all this market chaos actually means for your retirement dreams—and why it's not the time to panic.We're serving up calm, clarity, and a reminder that emotional investing is so last season. Selling in a panic? That just locks in your losses and wrecks your long-term glam plan. Instead, we spill the tea on why keeping those retirement contributions flowing—rain or shine—is the best way to build true wealth.Because here's the truth: retirement should be a well-planned runway strut, not a frantic sprint in heels during a hurricane. Takeaways:✨ Don't sell in a snit - Panic selling when the market dips is like breaking up with your sugar daddy during a minor disagreement—it might feel right in the moment, but you'll miss the long-term benefits. Hold steady and don't lock in those losses.✨ Keep those contributions coming, honey - Whether you're 25 or 65, consistency is key. Retirement investing isn't a short fling—it's a committed relationship. Keep funding those accounts, even when the market feels like it's ghosting you.✨ History's got your back (and your portfolio) - Markets have been drama queens before—wars, recessions, scandals—but they always bounce back. Think of downturns as the messy middle of a glow-up montage.✨ Check your financial feng shui - Now's a great time to review your portfolio. Is your asset mix aligned with your risk vibe and retirement goals? If not, it might be time for a little financial redecorating.Topics Covered:00:01 - The Gala Event Dilemma00:39 - The Impact of Tariffs on the Stock Market02:57 - Understanding Market Corrections and Bear Markets06:41 - Strategies for Portfolio Management During Volatility07:45 - Rebalancing Your Portfolio StrategiesMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletterSupport the Queer Money podcastWe love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community.Support the Queer Money podcast - Buy us some coffeeQueer Money KickstarterWhether you're starting your money journey or your exit plan to retirement, get the free Queer Money Kickstarter here to succeed with both.QM Kickstarter

How can you guarantee a fabulous retirement?Retirement isn't just about the dollars—it's about designing a life of freedom, security, and fierce self-expression.In this episode, we're diving into nine essential money moves every LGBTQ person (especially fabulous folks over 45) should make to retire with confidence, not chaos.Because let's face it—only 35% of LGBTQ Americans over 45 feel financially ready for retirement. And we deserve better.From ditching debt and dodging tax traps to building a “bitch, I'm fine” fund and finding your post-career purpose, we're breaking down the strategies to help you retire with peace of mind and a little sparkle.This episode is your mini masterclass in queer retirement prep—with just the right amount of sass, stats, and soul.

Stop Gaslighting Yourself About Your Money, Darling!Let's spill the financial tea, shall we? In this episode, we dive into the sneaky, self-sabotaging habit of self-gaslighting—yes, it's a thing—and how it's keeping too many in the LGBTQ community stuck in a cycle of overspending, under-planning, and telling themselves it's totally fine when it's anything but.We're calling out the little lies we tell ourselves: “I deserve this splurge,” “I'll save later,” “Debt is just a part of life.” Sound familiar? From lifestyle inflation to credit card quicksand, we break down the psychological traps and societal pressures that trick queer folks into trading long-term stability for short-term fabulousness.But don't worry—this isn't about guilt. It's about waking up, owning your truth, and making money moves that serve your future self. Tune in for real talk, mindset shifts, and tips to help you stop faking financial security and start building it—for real this time.Takeaways:

Are Gay GenXers Too Broke to Retire?Are gay Gen Xers destined for a financially fabulous retirement

Is the LGBTQ+ community improving financially?Good news, fam! The LGBTQ+ community is stepping up its financial game, and we've got the receipts.

Are You Stuck in the Debt Depression Spiral?Do you find yourself swiping your credit card to cure a bad day, only to wake up with a financial hangover and a side of regret? Welcome to the debt depression spiral, where retail therapy turns into retail tragedy. But don't worry, bestie—we're here to throw you a fabulous financial lifeline.In this episode, we break down five game-changing strategies to help you snap out of this vicious cycle and reclaim your coins (and your sanity). From no-spend weekends that don't feel like punishment to ditching social media FOMO, we've got the tea on how to stop stress-spending and start thriving. Let's recognize the spiral, call it out for the messy queen it is, and get the F out—for good!Show NotesWhat's gayer than a brunch mimosa and messier than a Real Housewives reunion? The debt depression spiral. It's that toxic little loop where you spend money to feel better, then feel worse because you spent money. Rinse, repeat, regret.But here's the good news: You don't have to stay stuck in this budgetary Bermuda Triangle! We're serving up five life-saving strategies to break free:✨ No-Spend Weekend, But Make It Fun – Step away from the checkout cart and rediscover joy without the price tag.

How can LGBTQ+ folks get financially organized?The intricate tapestry of financial organization is unraveled in this episode, as we delve into the essential strategies that can significantly impact the financial lives of LGBTQ individuals. The conversation is anchored around five indispensable recommendations designed to foster financial security and promote a sense of agency within the community. We begin by emphasizing the critical need for an emergency savings account, advocating for a more robust financial cushion than traditional advice suggests. Given the systemic challenges faced by LGBTQ individuals—including discrimination in housing and employment—our proposal of nine to twelve months of savings is not merely prudent; it is imperative for financial resilience. Continuing our discourse, we introduce the concept of a happiness budget. This innovative approach encourages individuals to assess their spending habits critically, redirecting financial resources towards experiences and purchases that yield genuine happiness and fulfillment, rather than transient pleasures. This discussion serves to challenge conventional notions of budgeting by advocating for intentionality over mere restriction. We further investigate the alarming statistic that a significant portion of the LGBTQ community lacks access to basic banking services, underscoring the urgency of becoming financially literate and engaged with available banking resources. As we transition into the realm of retirement planning, we confront the disheartening reality that a vast majority of LGBTQ individuals are not participating in employer-sponsored retirement plans. This oversight poses a considerable risk to long-term financial health and necessitates immediate attention. Finally, we explore the multifaceted nature of insurance, emphasizing its role as a safeguard against unforeseen circumstances. By addressing these five pivotal areas, we aspire to empower our listeners to take actionable steps towards financial organization, ultimately leading to a more secure and fulfilling life.Takeaways: Building an emergency savings account is crucial for financial security, especially for LGBTQ individuals. Creating a happiness budget allows individuals to prioritize spending on meaningful experiences and values. Engaging with traditional banking services is essential for managing finances effectively and securely. Saving for retirement should begin early, even with small contributions, to ensure future stability. Purchasing appropriate insurance is vital to protect against unexpected events and to secure one's financial future. Topics Covered:Chapters:00:15 - Focusing on Financial Happiness02:58 - Getting Financially Organized05:31 - Creating a Happiness Budget09:12 - Saving for Retirement11:49 - Planning for Retirement: The Importance of Saving13:16 - Financial Insurance StrategiesLet's connect:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedIn

Is your financial future fabulous or basic? Your daily financial habits are the unsung heroes of your money story—they shape everything from your short-term wins to your long-term dreams (hello, cozy retirement!).In this episode of Queer Money®, we're diving into the magic of a solid daily financial plan that syncs with your bigger money goals.

What’s wrong with living and spending like a fabulous rockstar? Well, it might get you $51,000 in debt. That’s what happened to John and David Auten-Schneider. The married couple successfully paid off their debt in just three years, and they're on a mission to help others spend, save and retire well. They are also using their platform to provide financial education to the LGBTQ+ community. John and David tell X why personal finance is actually different for queer people and how to get a return on happiness. Post-inauguration, this convo is all about how we can empower others and fight back with our money. This series was created in partnership with Flourish Ventures, an early-stage global investment firm backing mission-driven entrepreneurs and industry influencers working toward a fair financial system for all. Learn more at flourishventures.com. Stay up to date with us on Twitter, Facebook, and Instagram at @LemonadaMedia. You can find John and David on Instagram @queermoneypodcast. Joining Lemonada Premium is a great way to support our show and get bonus content. Subscribe today at bit.ly/lemonadapremium. See omnystudio.com/listener for privacy information.

Does your short-term financial plan work? Does it align with your long-term goals?Creating a short-term financial plan that aligns with your long-term goals is essential for achieving financial independence and well-being. In this episode, we share five actionable steps to help you establish one to three short-term money goals that will support your broader financial aspirations. By focusing on improving cash flow, growing your net worth, and strategically planning your social life, you can ensure that your day-to-day spending aligns with your long-term objectives. We also emphasize the importance of selecting goals that are not only achievable but also complement your larger financial vision. Join us as we dive into practical strategies that will set you on the path to financial success while still enjoying life along the way.Takeaways: Creating short-term financial goals that align with your long-term objectives is essential for success. It's important to improve your cash flow by spending less than you earn consistently. Paying off high-interest debt is one of the fastest ways to increase your net worth. Be proactive in planning your social life to avoid overspending and debt accumulation. Finding cheaper alternatives to your favorite activities can help you save money effectively. Setting one to three short-term goals creates a clear focus and direction for your finances. Topics Covered00:07 - Creating Short Term Financial Goals01:12 - Transitioning to Short Term Financial Goals04:55 - Strategies for Achieving Financial Goals09:02 - Planning Your Social Life Budget11:47 - Five Steps to Financial SuccessLet's connect:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedIn

How to Achieve Your Long-term GoalsAchieving long-term financial goals can be challenging due to a phenomenon known as delayed reward discounting, where individuals struggle to prioritize future gains over immediate gratification. This podcast episode delves into the importance of setting clear, quantifiable Queer Money goals that resonate personally, as well as understanding the underlying motivation behind these goals. The hosts discuss the significance of taking action by establishing dedicated accounts for each goal and automating savings to streamline the process. By sharing financial aspirations with friends and family, especially within the LGBTQ community, individuals can create accountability and inspire one another. Ultimately, listeners are encouraged to focus on both the practical steps of financial planning and the psychological aspects that can lead to sustained success.The psychological phenomenon of delayed reward discounting often impedes our ability to achieve long-term goals, leading many to set the same New Year's resolutions year after year without progress. This episode addresses this issue head-on, inviting listeners to explore the intricate relationship between our aspirations and the actions—or inactions—that follow. The hosts introduce the concept of 'Queer Money Goals,' a framework designed to help individuals articulate their financial objectives in a way that is not only measurable but also exciting and relevant to their lives. This framework encourages the identification of significant long-term goals, or 'rocks,' while also acknowledging the importance of 'pebbles' (medium-term goals) and 'sand' (short-term desires) in the overall financial landscape.Show NotesA captivating metaphor of a jar filled with rocks, pebbles, sand, and water is utilized throughout the discussion to illustrate how prioritizing major goals can create a solid foundation for achieving smaller, immediate aims. The hosts stress the necessity of understanding one's 'why' behind each goal, which serves as a key motivator during challenging times. Furthermore, they advocate for automation in financial planning, suggesting that setting up direct deposits and automated savings can streamline the process and eliminate the temptation to divert funds from important goals. This not only simplifies budgeting but also contributes to building a healthier financial future.The episode culminates in a call to action for listeners to socialize their goals, particularly within the LGBTQ community, to foster accountability and inspiration. By sharing financial aspirations with friends and family, individuals can create a supportive network that encourages progress and celebrates milestones. The hosts conclude by outlining five essential steps for effective long-term financial planning, leaving listeners with a clear roadmap to navigate their financial journeys. This episode serves as an empowering guide for anyone looking to redefine their financial future by embracing both the challenges and triumphs of goal-setting.Takeaways: Delayed reward discounting makes achieving long-term goals difficult, leading to procrastination and distraction. Success is not a one-time event but a series of small, consistent actions over time. Establish your Queer Money goals by ensuring they are quantifiable, understandable, and relevant to you. Automate your savings and bills to simplify your financial journey and reduce stress. Involve your friends and family in your financial goals to create accountability and support. Understanding your 'why' behind your goals helps maintain motivation during challenging times. Chapters:00:08 - Understanding Delayed Reward Discounting02:11 - Understanding Delayed Reward Discounting06:13 - Introducing Queer Money Goals08:29 - Understanding Your Goals and...

Do you really love your gay life? I mean really?Many queer folks, especially queer men express this feeling to us. They've been struggling all their lives to feel accepted, feel whole and feel like they're really happy. So, this week, we share some tips on what it takes to build the kind of gay life you love.Let's connect:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Should we quit the LGBTQ+ community?In episode 572 of the Queer Money Podcast, hosts David and John discuss the potential future of the podcast after learning their primary sponsor will not renew sponsorship for 2025. They share the impact of this news on their revenue and reflect on the journey of the podcast since its inception, highlighting milestones and significant contributions to the LGBTQ community. The hosts request feedback from listeners to help determine whether to continue the podcast and in what new directions it might go. Special gratitude is extended to Capital One and other sponsors for their support over the years. The episode concludes with a call to action for listeners to share their thoughts via social media or email.Topics Covered:00:00 Introduction and Announcement00:48 Reflecting on Queer Money's Journey03:28 The Birth and Evolution of Queer Money05:04 Impact and Achievements09:27 Challenges and Future Plans13:36 Audience Engagement and ConclusionLet's connect:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Medicare is a confusing soup of letters, from Medicare part A to part D. What are they and what is the difference?Many of us will rely on Medicare as we age. So, what are the various parts of Medicare, and what do they cover? Let's find out on this Queer Money.Let's connect:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedIn

Money can't buy happiness, but it can buy something pretty close to it.In this episode of the Queer Money Podcast, hosts David and John discuss how money contributes to happiness by providing five key freedoms: financial freedom, location freedom, time freedom, relationship freedom, and 'you' freedom. The episode explains how each freedom significantly impacts the lives of LGBTQ+ individuals, from reducing financial stress to enabling a true expression of self. They emphasize that while money can't buy happiness directly, it offers these freedoms, which are critical to achieving long-term happiness and well-being. Topics Covered:00:55 The Five Freedoms Money Can Buy 01:58 Freedom #1: Financial Freedom03:44 Freedom #2: Location Freedom05:31 Freedom #3: Time Freedom06:46 Freedom #4: Relationship Freedom07:45 Freedom #5: You Freedom09:04 The Pursuit of True Happiness11:16 Steps to Achieve Financial IndependenceLet's connect:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Does retirement seem like a million years away? Want to retire earlier?On this Queer Money we tap into the desire to retire earlier or more confidently. Check out these seven tools to help you retire earlier and more fabulously than you ever dreamed.Follow us:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Do you want to invest in real estate but have no extra cash? How about investing with the money you have in your retirement accounts? On this episode of Queer Money, the hosts discuss strategies for increasing retirement income with Christopher Price, managing partner at Boost Capital Group, and Founder/CEO of Red Fox Multifamily. Christopher shares his approach to investing in hands-off, revenue-generating real estate to diversify retirement portfolios. Chris explains the benefits of self-directed IRAs, emphasizing the potential for tax savings and passive income through real estate syndications. They explore various investment strategies, the process of setting up these accounts, and the importance of due diligence in selecting reliable investment opportunities.Topics Covered: 00:09 Guest Introduction: Christopher Price01:00 Exploring Investment Options Beyond Traditional Accounts01:45 Understanding Self-Directed IRAs and Solo 401(k)s05:22 Key Differences Between Self-Directed IRAs and Solo 401(k)s09:57 Passive Real Estate Investing Explained15:24 Real Estate Syndications and Their Benefits23:08 Investment Strategies and Velocity of Money31:10 Understanding 401k Loans and Real Estate Investments32:14 Repaying 401k Loans with Real Estate Income34:19 Rolling Over IRAs into Solo 401ks35:05 Facilitating the Transfer to Solo 401ks38:36 Addressing the Housing Crisis and Real Estate Investments42:32 Improving Multifamily Properties for Better Living45:02 Finding and Vetting Real Estate Syndicates49:23 Key Considerations for Real Estate Investments55:51 Learning More and Connecting with Experts58:07 Conclusion and Final ThoughtsLet's connect:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

How does being married affect my retirement, especially in light of the Supreme Court's possible challenges to marriage equality?On this Queer Money®, we discuss marriage equality and tackle the ever-so-romantic question: Should you marry your BFF as part of your retirement plan? Spoiler alert—it might be worth the paperwork. Follow us:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Are you tired of fighting about money with your spouse? How can you get on the same page?On this episode of Queer Money® podcast, hosts John and David explore a frequently asked question from members of the audience: “How can couples get on the same page about money?” This episode features Adam Kol, the couple's money coach who discusses effective strategies for financial planning and communication between partners. Adam emphasizes starting conversations about general money attitudes rather than specific numbers initially, understanding each other's financial backgrounds, and building trust over time. He also provides practical tips on setting financial goals, managing differences, and fostering a team-like approach toward financial planning. The discussion highlights the importance of emotional and financial intimacy and offers actionable steps for couples to align their financial priorities.Topics Covered:00:00 Introduction and Common Questions00:09 Introducing the Guest: Adam Kol01:28 Effective Strategies for Financial Communication07:17 Aligning Financial Goals and Priorities12:53 How to Work Together as a Couple Towards Goals15:20 Why it Can be Hard For Couples to Talk About Money18:33 Using Bio-Hacks to Ensure Smooth and Peaceful Conversations21:42 Finding Common Ground When Each Partner has Different Levels of Comfort with Financial Discussions26:19 Managing being in Different Financial Stages in Your Lives32:25 Building Financial FlexibilityLet's connect:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Want to retire outside the United States in 2025? You probably won't and here are the 5 biggest reasons holding you back from doing it. BTW, they're not all money-related.Follow us:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Life changes aren't easy and one of the biggest, transitioning from work to retirement can cause a lot of stress and anxiety. How can you be more prepared?On this episode of the Queer Money® Podcast, hosts John and David dive into the often daunting topic of retirement planning with retirement planner Suzanne Campi. Suzanne shares insights on alleviating retirement anxieties by envisioning a desired lifestyle. She discusses her unique retirement wheel, which helps clients consider essential life aspects beyond finances, such as health, relationships, purpose, and legacy. Highlighting the importance of being proactive, nurturing community ties, and having a flexible retirement plan, the episode emphasizes that retirement planning should encompass more than just financial stability. Topics covered:00:00 Introduction to Retirement Fears00:23 Guest Introduction: Suzanne Campi01:38 Understanding Retirement Anxiety02:51 Redefining Retirement for Boomers and Gen Xers05:00 The Importance of Purpose in Retirement08:20 Building Community and Relationships09:59 Staying Active and Engaged14:28 Fostering New Friendships17:23 Balancing Friendships in Retirement18:13 Finding LGBT-Friendly Retirement Locations20:39 Planning Your Ideal Retirement23:13 Ritualizing Retirement Transitions31:24 Financial Planning for a Fulfilling Retirement35:05 Connecting with Suzanne Campi36:32 Conclusion and Upcoming EpisodesLet's connect:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Confession time! We made a big mistake on a previous episode and we're here to fix that mistake today.What is an RMD or Required Minimum Distribution? Today we clarify the mistake we made regarding when and how RMDs must be taken in retirement. Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

How do the election results impact your finances? Are you making any changes?On episode 562 of the Queer Money podcast, hosts David and John discuss five essential post-election moves for LGBTQ+ individuals, following the unexpected political shift with Harris not becoming president. The episode underscores the importance of financial security and preparedness in challenging political climates, addressing concerns about Project 2025 and its potential impacts on LGBTQ+ rights. Emphasizing collective financial strength, the hosts recommend supporting LGBTQ+ organizations, businesses, and building personal financial resilience through savings and debt reduction. This episode serves as a call to action for the community to leverage financial well-being as a form of protest and protection.Topics covered:02:06 The Impact of Project 2025 04:01 Call to Action: Financial Security 07:13 Supporting LGBTQ+ Organizations and Businesses 13:51 Building Emergency Savings and Debt-Free Living 18:50 Breaking the Addiction to Consumerism 25:19 Conclusion and Final ThoughtsFollow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Taxes! Love them or hate them, either way, they'll have a big impact on your retirement. Which state you live in during retirement could seriously affect your Social Security income. These are the 10 states that could ruin your retirement.Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

You've heard the adage, "Pay yourself first." So, why is that bad advice?In Queer Money episode 560, hosts John and David debunk the traditional 'pay yourself first' advice and provide a comprehensive approach to managing finances tailored for the LGBTQ+ community. They explain the importance of prioritizing savings and retirement accounts before spending on discretionary items. The episode introduces a new strategy of allocating funds to your future self, past self, and present self in that order. This approach aims to enhance financial well-being and ensure long-term financial security while still enjoying present-day pleasures.Topics Covered:00:00 Introduction: Busting the Myth of 'Pay Yourself First' 00:12 What Does 'Pay Yourself First' Really Mean? 01:33 The Reality of Paying Yourself First 03:07 A New Approach: Paying Yourself in Three Ways 04:39 Why This New Approach Works 06:43 Conclusion and Upcoming EpisodesFollow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Will your retirement rock or suck? Depending on if you qualify for social security you may already know the answer to most of that question. On this week's Queer Money Fabulous Gay Retirement bonus episode, we break down how social security will affect your retirement and show how to check to see if you're set to receive it as well as how much you may be getting. Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Changes to 401(k)s are coming in 2025!In this episode of the Queer Money Podcast, hosts David and John talk with LGBTQ+ financial advisor Jake Skellhorn about significant 401k changes coming in 2025. They highlight five key changes, including updated catch-up contribution limits for those aged 50 and above, mandated Roth catch-up contributions for high income earners in 2026, and automatic 401k enrollments. Jake also explains the Secure Act 2.0's rules on inherited IRAs and the implications for the LGBTQ+ community. They delve into strategies for investing in retirement accounts and the potential benefits for younger and late-start savers in making the most out of these new rules.Topics Covered:00:00 Introduction to 401k Changes in 202500:15 Meet Jake Skellhorn: LGBTQ+ Financial Advisor03:39 Catch-Up Contributions Explained05:26 Investment Strategies for Near-Retirees07:55 Changes for High-Income Earners17:57 Automatic Enrollment in 401ks22:07 Inherited IRA Changes26:57 Conclusion and Final ThoughtsFollow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Will you get Social Security benefits when you retire?For many of us, Social Security benefits will make up a sizeable portion of our income in retirement. Are you sure you'll get it? On this Queer Money, we break down the steps you need to take to not only find out if you qualify but to see what the Social Security Administration estimates you will get. This episode is visually intensive. If you would prefer to watch the steps we are outlining, you can do so here.Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Would you like to have benefited from recieveing generational wealth from within the LGBTQ+ community?In this episode of the Queer Money podcast, hosts and married Financial Power Couple David and John dive into a crucial conversation about generational wealth within the LGBTQ+ community, noting that for many LGBTQ+ people, traditional family paths to wealth, mentorship, and inheritance simply aren't there, and that it's time to break the cycle. David and John outline five impactful ways in which you can foster wealth for future queer generations, even if you're not a millionaire yourself. They go over everything from establishing scholarships and grants for LGBTQ+ students, creating family or community trusts, offering low-interest loans or microfinancing for LGBTQ+ entrepreneurs, and investing in LGBTQ+ startups or small businesses. Topics covered:00:00 Introduction: The Challenge of Generational Wealth in the LGBTQ+ Community01:12 The Impact of HIV/AIDS on Wealth Transfer03:11 The Importance of Creating a Wealth Transfer System05:59 1. Building Wealth Through Scholarships and Grants09:15 2. Establishing Family or Community Trusts12:45 3. Offering Low-interest Loans and Microfinancing14:25 4. Investing in LGBTQ+ Startups and Small Businesses17:39 5. Supporting LGBTQ+ Real Estate Co-ops 20:19 Understanding Different Financial Support Options21:59 Recap and Final Thoughts22:46 Outro and Upcoming EpisodesFollow us:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Where can I live that is accepting of me as an LGBTQ+ person?The political climate in the United States is difficult right now for many folks, but especially for LGBTQ+ folks who feel like we're being attacked right and left by media, politicians and in some cases even family. So where can we live that is better for us, whether that's a place to go to college, a city that has protections or states that historically have been on our side?This week on Queer Money, we break down the top 10 states based on several factors.Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

We all love stories, but how about stories of career and money mistakes, comebacks and successes?In this Queer Money Podcast episode, hosts David and John discuss their favorite financial stories from their new show 'Living Not So Fabulously' by Yahoo Finance, offering insights into the financial challenges and successes of various individuals. Highlights include Ruth Jacks' journey from poverty to EVP at Wells Fargo, lessons from Jane Sasseen's Black Monday investing missteps, Patrick L Riley's recovery after a devastating fire, a financially strategic coming out story from Eric Berger and Dan Amboyer, as well as a career transition that helped Todd Sears beat financial stagnancy.This episode emphasizes resilience, the importance of financial planning, and aims to inspire listeners by showcasing that everyone has a unique money story. Tune in weekly on Yahoo platforms for more on financial wellness, LGBTQ+ retirement, and generational wealth. Topics covered:01:15 Listener Survey and New Show Concept 01:34 Challenges in Sharing Personal Money Stories 02:05 Yahoo Finance Collaboration and Celebrity Stories 02:46 Promoting Financial Literacy Through Celebrity Stories 05:09 Introducing Ruth Jacks: From Poverty to Corporate Leader 08:42 Jane Sasseen's Investment Lessons from Black Monday 12:40 Patrick L. Riley's Gut-Wrenching Story16:14 Eric Berger and Dan Amboyer's Financial Journey 19:33 Michael Seldtich's Career Pivot 22:06 Todd Sears' Resilience and Success 24:45 Conclusion and Upcoming EpisodesTune in to Living Not So Fabulously by Yahoo FinanceYoutube | Apple Podcasts | SpotifyFollow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

What will your living arrangement look like in retirement? What are the options?On this Queer Money, we dive into the 7 most fabulous gay retirement living arrangements you need to know about. From retiring in place to communal living to LGBTQ+ focused retirement communities, we share the 7 most common ways of finding your special place to call home while in retirement. Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Is being an entrepreneur more difficult for LGBTQ+ folks?Even though the Right won't admit it, business is more challenging for LGBTQ entrepreneurs, and this shocking story on Twitter/X will anger you.In this episode of Queer Money, hosts David and John discuss the myriad challenges faced by LGBTQ+ businesses on social media with guest Matt Skallerud, founder, and CEO of Pink Media. The dialogue encompasses the abrupt suspension of key LGBTQ+ accounts on X (formerly Twitter) and broader financial struggles linked to restrictive social media policies. The episode highlights the systemic biases in social media algorithms, changes under Elon Musk's Twitter leadership, and the necessity for adaptive marketing strategies. The hosts also share personal anecdotes of unjust ad rejections and endpoint the evolving landscape of digital advertising for LGBTQ+ entities. With an optimistic look towards future elections, they emphasize the continued fight for visibility and fair treatment online. Resources and insights for better engagement on platforms like LinkedIn and Twitter are shared, along with the importance of sustaining an email list. Matt Scalar provides closing advice on connecting with Pink Media.Topics covered:00:00 Introduction: The Challenges for Queer Businesses00:11 Guest Introduction: Matt Scalar and Pink Media01:30 The Power of Social Media for LGBTQ Businesses04:09 The Impact of Twitter's Changes Under Elon Musk07:36 The Sudden Suspension: A Coordinated Attack12:31 Financial Impact and Business Adaptation15:37 Similar Struggles: Our Battle with Facebook19:56 Challenges for LGBTQ+ Businesses in Social Media20:17 Navigating Social Media Monopolies21:30 The Politicization of LGBTQ+ Ads22:45 Corporate Equality and Its Flaws23:32 The Political Nature of LGBTQ+ Existence24:11 The Role of Businesses in Politics25:31 Advocating for LGBTQ+ Businesses on Social Media27:10 Strategies for Overcoming Social Media Challenges31:04 The Importance of Engagement on LinkedIn35:19 The Future of Social Media for LGBTQ+ Businesses39:17 Final Thoughts and Optimism for the FutureFollow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

How will you fund your fabulous retirement?Pensions are rare, Social Security isn't enough, and retirement accounts are small. Let's talk about how to fund your fabulous gay retirement.In this Queer Money, we share a new tool that we are working on, which we will eventually share with folks in our Fabulous Gay Retirement Club. More to come on that soon. We use this tool as a way to determine who/what income streams we will use to fund our retirement. We think everyone will need more than one, especially if the primary is Social Security.Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

Can a Co-op business model help your business grow?Episode 550 of the Queer Money podcast features guest Annie Winkler discussing the benefits of employee ownership in businesses. Annie explains how becoming part-owner of a company can lead to increased productivity, job satisfaction, and the establishment of LGBTQ generational wealth. They recount their experience transitioning Real Pickles into a worker-owned cooperative and delve into the impacts of democratic member control in co-ops versus ESOPs. The episode highlights the advantages for both business owners considering succession planning and employees seeking greater investment in their workplace.Topics Covered00:00 Introduction to Bare Minimum Mondays and Lazy Fridays00:10 The Concept of Employee Ownership00:28 Introducing Annie Winkler and Queerness in Business00:53 Welcome to the Queer Money Podcast01:52 Discussion on Pronouns and Non-Binary Identity02:30 Exploring Employee Stock Purchase Plans02:53 Challenges Faced by Employees Today04:41 The Impact of Baby Boomers on the Economy05:23 Statistics on Baby Boomers and Retirement06:47 The Role of Wealth and Power in Employment07:43 Annie Winkler's Journey to Employee Ownership08:40 The Real Pickles Cooperative Experience12:08 The Benefits of Worker-Owned Cooperatives17:07 Comparing ESOPs and Worker Co-ops20:25 Challenges and Benefits of Employee Ownership26:09 Legacy Planning for Business Owners29:57 Introduction to ESOPs30:29 Trust and Control in ESOPs31:41 Ownership and Leadership Transitions32:57 Optimal Company Size for ESOPs and Co-ops34:27 Financial Considerations and Valuation35:41 Starting the Transition to Employee Ownership41:53 Generational Wealth and Queer Community48:03 VEOC and Employee Ownership Support50:36 Dragon Boat Team and Personal Joys52:35 Conclusion and ResourcesFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Subscribe to the Queer Money Weekly NewsletterSubscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.Subscribe to the Queer Money weekly newsletter

What will a fabulous retirement cost me?Many of us fear retirement because we don't know what it'll cost us. Let's discuss how much you need to retire fabulously these days.In this episode, John and David break down what it will take for them to fund a basic, happy and fabulous retirement. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

What are ABLE accounts and how can they help disabled folks save money?On episode 548 of the Queer Money Podcast, hosts John and David welcome back Brynn Conroy, founder of Femme Frugality and Disability Finance. They discuss the challenges Americans face in qualifying for social security disability benefits and how the system often forces poverty. Conroy delves into the details of ABLE accounts, designed to help those with disabilities achieve a better quality of life by offering tax advantages and allowing savings without jeopardizing benefits like SSI and SSDI. The conversation also touches on the impact of ableism in the workplace, systemic issues, and how the pandemic has strained systems for people with disabilities. Conroy provides insights from her lived experience and emphasizes the importance of financial education and legislative advocacy for improving disability finance.Topics Discussed00:00 Introduction to Social Security Disability Benefits 00:46 Welcome to Queer Money Podcast01:45 Introducing Brynn Conroy and Disability Finance04:47 Challenges Faced by Disabled Individuals06:56 Understanding Disability Definitions and Models19:15 Income and Asset Restrictions for Disabled Individuals23:30 Political and Social Issues Surrounding Disability26:37 The Impact of ADAPT on Disability Laws27:13 Understanding ABLE Accounts29:04 ABLE Accounts and Inheritance29:58 Medicaid Payback and Trusts31:20 Housing Benefits of ABLE Accounts31:58 Challenges and Resources for Disability Finance35:51 Expanding Eligibility for ABLE Accounts37:49 Disability in the Queer Community42:23 Real-Life Benefits of ABLE Accounts45:26 How to Open an ABLE Account47:42 Global Perspectives on Disability49:33 Final Thoughts and ResourcesFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

What do you want your fabulous retirement to look like?The reality is that each of us has a different picture in mind when we think about what a fabulous retirement looks like. For that reason cookie-cutter retirement plans that may or may not work for our straight friends probably will not work for us. So how do you know what will work for you?Today we introduce step 1 in the retirement planning process that we recommend to all our clients. Since this episode does have some visual aids, we suggest you also check out the video recording of this episode on YouTube here. Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

How will you fund your fabulous retirement?In this episode of Queer Money, David and John address the tough reality that many LGBTQ+ individuals feel uncertain about their retirement preparedness. They discuss the concerning statistics of 64% of LGBTQ+ individuals not being on track or unsure about their retirement plans. So they've outlined 12 potential income sources to help secure a comfortable retirement. The episode covers social security, employer-sponsored retirement plans like 401k, annuities, real estate investments, small businesses, and other financial strategies. Emphasis is placed on the importance of diversified income streams and financial planning to achieve a 'fabulous' retirement. Additionally, the hosts offer practical advice and insights on how to tap into these income sources while considering factors like inflation, market performance, and individual control over investments.Topics Covered 00:00 Introduction: LGBTQ Retirement Concerns00:56 Queer Money Podcast Overview01:25 Community Poll Insights01:54 Importance of Multiple Income Sources02:27 Source 1: Social Security04:25 Source 2: Employer-Sponsored Retirement Plans06:44 Source 3: Pensions09:33 Source 4: Annuities12:37 Source 5: Real Estate Income14:37 Source 6: Life Insurance16:50 Source 7: Taxable Investments18:49 Source 8: Part-Time Work in Retirement20:08 Source 9: Paid-Off House22:52 Source 10: Small Business Income24:39 Source 11: Inheritance26:36 Source 12: Health Savings Account (HSA) Withdrawals27:30 Conclusion: Planning for a Fabulous RetirementFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

Why can't gays save for retirement?Last week we dug into 3 systemic reasons that many gays are not able to save for retirement. This week we share 3 more reasons, but these are a bit closer to home and are affected by our own decisions. Let us know if you feel any of these are things you too have struggled with like we did early on in our retirement saving journey. Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

Can you be out at work and be successful?In this episode of Queer Money, David and John are joined by LinkedIn's career expert Andrew McCaskill. The discussion centers around a recent Forbes report stating that 60% of U.S. workers hide their true selves at work, and a LinkedIn survey revealing only 35% of queer professionals feel safe being out at work. McCaskill provides insights into the complexities faced by LGBTQ+ employees, the importance of authenticity, and how companies can foster inclusive environments. He also shares strategies for queer professionals to navigate their careers, leverage professional networks, and identify inclusive workplaces. Listeners are encouraged to embrace their true selves and seek out supportive professional communities.Topics Covered in How to Successfully Be Out at Work00:00 Introduction: The Hidden Self at Work00:23 Meet Andrew McCaskill: LinkedIn's Career Expert01:45 The Reality of Being Out at Work05:18 Challenges and Misconceptions06:52 The Importance of Authenticity10:09 Corporate Support and Representation22:24 Personal Stories and Experiences27:18 The Impact of Being Out at Work28:48 Understanding Cascading Homophobia30:12 Building a Professional Community30:50 Leveraging LinkedIn for Career Advancement32:52 The Importance of Transparency and Vulnerability38:13 Identifying Safe Work Environments43:33 Accessing the Out at Work Guide45:23 Final Thoughts and ResourcesFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

Brian Thompson chats with Queer Money podcast hosts and Debt Free Guys founders David and John Auten-Schneider. David and John have more than a decade of experience helping the queer community thrive financially through their podcast, website, and emails. On the episode, they discuss the importance of being intentional with how you choose to grow and engage with your audience. They also open up about some setbacks they've experienced as entrepreneurs and tips they've learned in their decade-long entrepreneurial journey. Episode Highlights Mission-driven businesses have a purpose beyond profit. David and John both define a mission-driven business as one that is focused on a greater purpose than just making a profit. Whether it's using the income from the business to contribute to a cause or running the business itself to create an impact, mission-driven entrepreneurs know they are putting in the work for a reason higher than just financial success. “What is the motivation behind getting up and putting in the 16-hour days or 60-hour weeks?” David asked. “Everyone should have the right to be able to achieve financial success and be able to have fulfillment with that, but when you have another mission that is contributing to the reason that you get up and do what you do, that is what makes your business a mission-driven business.” For David and John, the mission of Queer Money is to try and improve the financial security of the LGBTQ+ community. “The stronger we are as individuals, including our financial strength, the stronger we are as a community, and the more time, money, and resources we have to be able to protect and fight for our rights,” John said. Build your audience before your product. Before David and John started their Debt Free Guys brand, they wanted to write a book but were told by agents that they first needed to build an audience. They launched the Debt Free Guys blog as a way to share smart debt management advice while also growing an audience. In doing so, they realized the need for LGBTQ+ voices in the personal finance community, which in turn led to the Queer Money podcast. “‘Build it, and they will come' only works in the movies,” David said. “You will not survive if you create a product and you don't have a built-in audience who has a desire and need for it.” Don't forget to create an email list. In the fast-paced world of modern entrepreneurship, it's easy to get distracted by new opportunities or social media trends as a way to grow a business. Unfortunately, success on most platforms is determined by the current algorithm and chasing success on every platform is a losing game. “There are so many shiny disco balls to go at,” David said. “Find out what you can do to stay in the center of your world, or your business is going to look like a scribbly mess because you keep chasing after everybody else's center of the world instead of your own.” David and John recommend focusing on one or two platforms that connect with your mission and your audience. They also tout building a good, old-fashioned email list as a consistent and reliable way to reach your audience. “What has consistently been a great money driver for most folks over the greatest duration has been growing your email list,” John added. “I would suggest that anybody who's going to go down the virtual business path focus as much energy and attention on growing your email list. That's your list. You can take that list anywhere.” Resources + Links Queer Money Podcast Episode 11: 4 Keys to Winning the Midlife Career Change Queer Money Podcast Episode 31: 3 Surprises, 3 Ah-has, and an Awesome Money Quote Queer Money Podcast: Website, Instagram, Apple Podcasts, Spotify, YouTube Debt Free Guys: Website, Instagram, Facebook, LinkedIn, X, Pinterest Brian Thompson Financial: Website, Newsletter, Podcast Follow Brian Thompson Online: Instagram, Facebook, LinkedIn, X, Forbes About Brian and the Mission Driven Business Podcast  Brian Thompson, JD/CFP, is a tax attorney and certified financial planner who specializes in providing comprehensive financial planning to LGBTQ+ entrepreneurs who run mission-driven businesses. The Mission Driven Business podcast was born out of his passion for helping social entrepreneurs create businesses with purpose and profit. On the podcast, Brian talks with diverse entrepreneurs and the people who support them. Listeners hear stories of experiences, strength, and hope and get practical advice to help them build businesses that might just change the world, too.

Why can't gays seem to save for retirement? You're not imagining it. Forces are working against your best interest. This is Queer Money episode 543 and today we're kicking off part 1 of a 2 parter addressing some reasons why gays can't save for retirement.Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

How does having HIV or AIDS impact your finances?In this episode of the Queer Money Podcast, hosts David and John explore the financial impact of living with HIV with Dr. Loraine Dean, an associate professor of epidemiology at Johns Hopkins University. Dr. Dean shares findings from her studies, highlighting the economic challenges faced by those diagnosed with HIV, such as additional healthcare costs, loss of employment, and lack of financial planning among those who expected shorter lifespans. The discussion also covers the benefits of PrEP in preventing HIV and reducing future financial burdens. The episode emphasizes the need for universal healthcare and policy changes to support those living with chronic conditions, as well as the importance of addressing broader economic and social issues affecting the LGBTQ+ community.For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Join us in Columbus, September 19th at 5:30 pm for Queer Money Bingo.Queer Money Bingo - Columbus - September 19th

How we started to win at retirement.Less than 20 years ago, we had a negative net worth because of our $51k in credit card debt. Today, we have over $1MM in retirement savings. How did we make that transformation?This is Queer Money episode #541, and today we're sharing how we went from buried in debt and living in a basement apartment to serial entrepreneurs w/a $1.3MM net worth for our “How Gays Retire Fabulously” bonus series. Now, on with the show.Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Join us in Columbus, September 19th at 5:30 pm for Queer Money Bingo.Queer Money Bingo - Columbus - September 19th

Understanding the Benefits of HSAs for Healthcare SavingsIn episode 540 of the Queer Money Podcast, David and John discuss how Health Savings Accounts (HSAs) can help save money on healthcare costs. They provide a detailed explanation of what HSAs are, their benefits, and how they can reduce healthcare costs. Key topics include the tax advantages of HSAs, portability of accounts, who qualifies for HSAs, and how to open one. They also cover specific costs that can be paid using HSAs and give examples of their personal experiences with healthcare expenses. Additionally, upcoming podcast topics and resources were mentioned, such as the financial impact of HIV and retirement planning for LGBTQ individuals.Topics Covered00:00 Dramatic Opening: Stop the Insanity00:12 Introduction to Queer Money Podcast01:58 Understanding Health Savings Accounts (HSAs)04:54 Eligibility and Qualifying for an HSA08:30 Contributions and Covered Expenses11:29 Tax Advantages and Retirement Benefits13:53 Where to Open an HSA AccountFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

Are Gays Losing at Retirement?Data suggests that the LGBTQ+ community is falling further and further behind the general population when it comes to retirement planning and saving for the future, yet as a community, we are seeing more of us close the wage gap. What can we do to better prepare for and win at retirement?This is Queer Money episode 539 and this week we are kicking off a new series focused on helping you retire fabulously, whether that be 5 years or 55 years away. Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

What is financial fawning and why do I need to be cautious about it?In this episode of the Queer Money® Podcast, David and John share a personal story of feeling compelled to make a significant donation despite financial constraints. The story leads the two into an interview with writer and personal finance educator Jackie Lam, who discusses the challenges of balancing financial expectations, and community and family obligations with personal financial goals. The three discuss the concept of 'financial fawning,' setting boundaries for charitable giving, and creating a budget that accommodates both planned and spontaneous generosity. Jackie also shares her personal journey of addressing cultural and familial pressures while working towards her goal of semi-retirement in her 50s.Topics Covered on financial fawningA Night at the LGBTQ EventIntroducing Jackie LamThe Pressure to Help FamilyCultural and Familial ExpectationsFinancial Fawning and Personal BoundariesBalancing Generosity and Financial GoalsThe Invisible Pain of Financial StrugglesPersonal Finance and Hidden WealthUnderstanding Financial AnxietyGenerosity and Financial BoundariesPlanned and Spontaneous GivingCommunity and Personal JoyConclusion and Contact InformationFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

Diversity is the spice of life and makes our cities better! But what are the best cities that are both diverse when it comes to race, age, income and levels of education?This is Queer Money episode 537, and today we're breaking the top 7 most diverse cities for queer folks.Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YoutubeWatch last week's episode on YoutubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off433: Top 10 Cities Part 1485: Top 10 Cities Part 2385: Wisconsin397: Texas407: Pennsylvania419: New York467: Florida459: Illinois487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on Tiktok

Want to make even more out of your MBA?In this episode of Queer Money, David and John welcome Aidan Currie, Executive Director of Reaching Out MBA (ROMBA), to discuss how their organization supports LGBTQ+ MBA students and professionals. Reaching Out MBA is dedicated to empowering LGBTQ+ individuals through networking opportunities, such as their annual ROMBA conference, which boasts a high success rate for job and internship placements. The episode explores the importance of networking, the changing office culture post-pandemic, and how ROMBA fosters a supportive environment for career growth. Additionally, David, John, and Aidan delve into events like the Out Women in Business conference and the PRISM program for experienced professionals, emphasizing the value of building a strong queer professional network.Topics Covered00:00 Introduction: Unlocking Career Potential01:44 Guest Introduction: Aidan Curry from Reaching Out MBA02:49 The Power of Networking and Conferences03:15 Navigating the Post-Pandemic Work Environment05:40 The Importance of In-Person Connections09:32 Unique Value of Queer Networking16:50 Reaching Out MBA: Programs and Opportunities21:52 PRISM: A New Initiative for Experienced Professionals23:56 Personal Stories and Career Advice34:46 Conclusion and Contact InformationFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence