Podcasts about think enriched

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Ep. 122 - Adapt and Succeed Thanks for joining us on Think Enriched.  I’m delighted to have you here! Welcome to Your Monday Maxim with Amy: This your mental Vitamin B. Each Monday I share a little motivation & insight to start the week. You’ve got a lot of people depending on you. There is big work for you to do. So here’s a maxim for you, the smart, ambitious woman, to help you SHINE. Today’s Monday Maxim Oh my gosh!  My friend, we’ve got it all wrong…  that quote, the classic Darwin theory that tells you, “Survival of the fittest…” is WRONG. Do you know what he really said?   “It is not the strongest of the species that survives, nor the most intelligent. It is the one that is more adaptable to change.” - Charles Darwin  As smart, ambitious women, we are continually adapting.  That is our power skill!  If we were all playing Super Heroes, wearing our capes, masks, and tights, we could always use our superpower of adaptability to make the situation work for all those involved.  And we do it without even thinking about it. Just this morning at the bank, because the internet was down, the computer system at the bank was down.  They were working slow.  I was there right as the bank opened and there were about 12 people in front of me in line.  And people were freaking out.   The young girl in front of me texting like her life depended on it and rolling her eyes at everyone around her...just stopped, huffed out loud and stormed out of the bank. Some people cannot adapt to change. We see people around us stuck.  What they did 3 months ago… or 3 years ago… or when they were 23… is exactly what they plan to do right now.  And tomorrow.  And forever. These people aren’t happy.  They aren’t looking forward to making things work.  They are unwilling or don’t know that they need to adapt. The big secret?  You can’t change them. You will not change them.  The change willingness to adapt comes from within. What about when you find yourself stuck? You can always yell, “Plot twist…” and move on.  “And the most successful people are those who accept, and adapt to constant change. This adaptability requires a degree of flexibility and humility most people can’t manage.” - Paul Lutus

Thanks for joining us today!  I’m delighted to have you here. You can show your support for the show by going to Think Enriched on Patreon.  This is a simple way support the show for as little as $1 a month.  You’ll get insider information, direct contact with me and even a monthly meeting us to talk about what we achieve together. Click on the link and support the show. Welcome to Your Monday Maxim with Amy: This your mental Vitamin B. Each Monday I share a little motivation & insight to start the week. You’ve got a lot of people depending on you. There is big work for you to do. So here’s a maxim for you, the smart, ambitious woman, to help you SHINE. “Act as if what you do makes a difference. It does.”  - William James  Support the show on Patreon.

We’ve had some real growth in our audience and I want to welcome new listeners to the show.  There are things that you, the long-time listener may not know about me. So in an invitation to you, new friends today, and in the future, we are taking a moment to let you in. My purpose is simple. Smart, ambitious women are rarely thinking about themselves. What do they spend time thinking about?  Their family's needs; aging parents; work responsibilities; the community; and more. Stress can fill our minds and consume our lives. These women, like us, have forgotten to think about and take care of themselves.  I’ve worked in marketing and sales for years.  So those are topics we address.  But it’s not a regular sales kind of show. This podcast, Think Enriched, is the place for smart, ambitious women. We come together to share, enjoy some self-care, laugh, and be kinder to ourselves. We learn new strategies for success, then go and do tremendous good in the world.  It is that simple. Where has your experience led you? As a child we lived hand-to-mouth.  Started off as a money blog As my journey has grown, the show has changed.  This is my second version of a podcast. The friends I’ve made through this podcast are exceptional (online marketers & the listeners) Where is this going? What’s your vision for this podcast? Women are starving. Physically. Mentally. Emotionally. Beat the army of burnt out women.  Single moms, single women, married, gay, straight, or otherwise, there is too much to take care of in our role. "the exclusive site for smart, ambitious women." CEOs, & power moms have more in common than they realize. Managing multiple people, projects and items have the same principles. Create the system to conquer our little should self-critic. We work so hard to avoid failing others we can easily fail ourselves. I imagine this group of power women that have met for weeks/months at a time online.  That when we come together for our retreat/experience…and finally meet in person at this power event. We learn business strategies, networking skills, keeping your vision fresh, support for women, trusting your intuition and emotions at the same damn time. There's not a business conference that I know of that meet the needs of women. It's like feminist women trying to fit in the man's world. Which is crap. Our world is different. We lead and nurture. It's not about bringing home the bacon like it was before. It's more than that. Putting feelings and emotion in a process doesn't make you weak, it add passion.  it increases the energy, giving you momentum and power, and staying true The vision in my heart is BIG. Are you a family person? Family is the most important for me. My siblings are in different parts of the world and like any family, we have struggles. Military family which feels like, half-time 2 parents and half-time of single parenting. Support, love, and strength really is where it’s at. Home is our little bit of heaven. Are you all about the hustle and the grind? This is has been a big one for me… finding the balance. I like to jump in the pool, or whatever it is, and then think, “Huh.  That was kind of a big decision.  It just felt right at the time.” Being Mom & wife and still being able to give to this business can be stressful. Turning off my mind to business ideas doesn’t seem to work.  I’m constantly searching for solutions and applying my life to my business and vice-versa. Do you happily work 18 hours a day or get it all done in just six? I’ve struggled with this a lot. My husband said to me, “I can’t deal with talking about this all the time. I need you.  Not the business right now.” I had to find a mentor/coach/mastermind/ colleague to discuss the business topics. Turning it off is as important, if not more so, than keeping the business ideas going. What do you do for fun? My favorite, FAVORITE thing to do is to share stories. I am down for a good game night. I love to play with markers, hand lettering, and color. Make-up is part of that. It’s so fun to try new looks.  I feel really good when I My Mom had a beauty shop in our home.  Doing hair is a lot of fun. Braiding hair is really fun, but I’m really slow. Twice a week I share a show so it’s here when and where you need it. Because let's be real, girl, those moments you need a podcast show up.    Moments like when you are: Focusing on work projects all day long.  Your brain feels like mush afterward. Driving and pretending to keep calm even though your kids are screaming non-stop. Feeling low after a day when it all went bad. So bad. Needing a laugh to help you have a break. Trying to remember the last time you had a girls’ night and need some social time.  You're not Mom, the boss, or the spouse. You are simply YOU. Wanting to have a conversation that is real and makes you feel good. Just because. Wishing a good friend would pop right in and cheer you on! We all have felt like this at some point. For a long time, I thought I was extra needy. I’m not. You are not. We are smart, ambitious and kind. Those specific qualities make us powerful. But powerful does not mean you’re a superhero. None of us are. The REASON I make this podcast is this: Because You DESERVE to love yourself right now. You NEED to give yourself YOUR BEST. Even though you don’t think you have time. Especially when you don’t think you are worthy of it. Self-care is not selfish. You fill up your own cup so you have more to give. Because what the world needs is you and your best. That’s why I put so much work to craft and share different podcast episodes each week. I’m there for you. I understand how lonely it can to be to support all those around you and still feel so empty. It’s something no one wants to talk about and yet we can do something about it right now. It takes time to prepare the show each week.  5 minute Monday Maxims, that quick shot of your mental Vitamin B can take up to 1 hour of time to produce. Longer episodes take 8-10 hours for production.  I want you to feel confident. Cared for. Secure. Successful. And oh, so sexy! When you feel good on the inside it radiates in all you do. Can you imagine if all smart, ambitious women in the world felt this way? We would change the world. We can change the world as we work together. Now, you have a decision to make. You could just move on and forget this page. Nothing will happen. Things will probably remain exactly the same as they have been in your life. Nothing happens unless you decide to make it happen. Or you can do something different. You can contribute and become part of the movement. You can help move this force of powerful women forward. You will be first to know when we get together, in real life.  Imagine the chance to hug one another, laugh, learn and work together to do even more good in the world. By contributing to the show, you’ll be sharing part of the quality and consistency others count on. You are becoming part of the team.  Your insight will help shape the show for others who need it. When you contribute, you’ll be doing something special. You’ll help us keep the podcast free.  You'll help keep it out there in the world for another person who is struggling and really needs it. You are paying it forward, literally, so others can join us. Click on the link and let me know how much this means to you. Your support at any level means a lot to me and to all the listeners who cannot give $1 a month. You are a star. Shine on.

 This episode continues to explain the RICH Life Framework.  Today    Newsflash: Adding a new segment to the show, occasionally we'll be sharing a newsflash or interesting tip that applies to all of us.   Today's newsflash is, the good people at Podcast Movement mentioned me and Think Enriched, as one of 10 women you should know at PM17. See the post here. Speak the Lingo: Today's Leadership Lingo Term: Network Too many of us are concerned to start an income stream because, "I don't want to be too salesy..." Or, "I don't know anyone." Oh please.  Consider the people you see at: school drop off kids' activities the gym church groups the same checker at the grocery store that is so friendly neighbors Use your skills and gently reach out to those in your daily routine.  Those tiny conversations build the seed of trust with others.   This is how you begin to plant the seeds of your  network. Habits of Excellence: This week's Habit of Excellence: The Power Nap. WebMD shares why a power nap is more effective than caffeine.  When's the last time you've had a power nap? 20-minute nap :(Stage 2 nap) is good for alertness & motor learning skills like typing and playing the piano. 30 to 60-minute naps helps decision-making skills, vocabulary memorization and direction recall. 60 to 90-minute naps allow you to make new brain connection and creative problem solving. How to Nap.  Yes, really.  We need to re-learn to energize ourselves: Be consistent. Keep a napping schedule.  (1 to 3pm is prime time.) Go dark. Nap in a dark room if you can. Stay warm. Use a blanket, as your body temp drops while you snooze. Today's focus: Here's how to have happy, successful business relationships. Be genuinely interested. Learn about them because it's fun. Unexpected surprises. The best way to grow a new business relationship is to plant the seed. Next time you are working to create a solid business relationship, remember the acronym PLANT.  What is PLANT?  Simply, it is this: P: PLAN. "When you don't know where you are headed, any path will take you there."   L: LISTEN. The best networkers know more about others.  Show that you are listening (active listening skills.)  Ask smart questions.   A: AUTHENTIC. Let people know that who you are at the dinner table is who you are in the office.  Let them see you. N: NEED.  Watch for needs that you can fill.  We're not talking money, here.  Small needs that pop up. T: TRUST. Trust is credit which builds over TIME.  You need to consistently be working on the first four skills to build that trust.   A few ways to incorporate the PLANT strategy: Listen more intently. Fill a need that you can.   Surprise people along the way. Turn a daily acquaintance into a business colleague.      You can now start your own podcast and get your first two months of hosting.  Go to libsyn.com/amy for your discount code. Let’s connect!   On Facebook, Instagram.

Ah, money! This week, I'm continuing my New Year's Resolution series on Raise Your Hand Say Yes and am talking with Amy Robles all about money! Amy is a former client who not only turned her own money story around by getting rid of debt (she'll tell you how today!) but also now works as a money coach and educator. And she's whip-smart and REAL. Because we don't need any more money lectures, do we? (Nope.) In this episode, we discuss the importance of getting your money house in order (hint: it has waaaaay more to do with your life than money!) and Amy's three simple steps to get started. Are you ready to figure out your money stuff or get out of debt and actually have a savings account in 2016? This episode is for you! After you listen, be sure to enter the great notebook giveaway over on Instagram too! (And if you have notebooks of your own to pass along, play along!) This episode is sponsored by Mazuma USA, a book-keeping and accounting firm for small businesses. Get more information here. (PS. If you're tired of struggling with your business accounting, Mazuma will change everything. I adore working with them!) Show Notes: Connect with Amy: Website | Facebook | Instagram | Twitter Amy's podcast, Think Enriched   Join the RYHSY Fb group  Subscribe in itunes

 Make 2016 your Enriched Year!    "How you think matters."  When you are talking to yourself, you make all the difference in your life. This podcast is part personal journal of my ups and downs as we are paying off all of our debt and getting our finances completely in order; and, in big part, it is learning from those who have been successful with money.  We talk to money experts and regular Joes that have made significant strides with their financial situations.  Imagine a pie chart of life, all the important things in your life are in there.  Money is like an oval that touches every aspect of that pie chart.  When your finances are in order it directly impacts other parts of your life.  What you are learning from money management strategies? Christmas 2013, we made the goal to pay of $5,000 of credit card debt in 2014. We are a single income family household and we have been able to: Learn how to set up our own budget We made a budget, worked through trial & error.  And the fights.  Oooh, the fights... (we've talked about those fights on this episode.) I was on a "shopping detox" and didn't even realize it. We held each other accountable even on the tough days and paid off $25,000 of debt in 2014. We traveled, visited family, and were able to still pay off another $15,000 of debt in 2015. An additional phase of Thinking Enriched in my personal life, weight loss and tracking my calories, steps and workouts. Thinking about the goal is the first step.  Getting off your hiney is the other part of the equation to achieve any goal. Monthly challenges are part of listening in to Think Enriched. January's Challenge is the Pantry Challenge. It's basically 30 days to help you: avoid waste in the kitchen; ensure you are eating healthy well-balanced meals; and clearly, save money. The basic steps are: Make an inventory of your pantry, freezer, and dry goods that you have stocked up throughout the years. Plan meals around these items so to eat up some of that food and avoid waste or continuous shopping of items you or your family doesn't eat much. Spend as little as possible at the grocery store for the time frame allotted (the month of January.) Share your Friday Wins in the Crew.  When you write down your goal, you have your mind in order and focused on achieving it.  When you get to work on that goal, you exercise the discipline to make it possible.  Having both parts of this equation makes you unstoppable! Goals are like dominoes.  Set and achieve one and it will roll you right on to the next.  And the next. That's what Think Enriched is all about.  Will you join me on this journey?  You know about the Think Enriched Crew, but are you in yet? Subscribe in iTunes.  Or Stitcher Radio. Rate & Review the show. Have a question.  Send me an email:  amy@thinkenriched.com.

Chris Peach, of MoneyPeach, joins Think Enriched today.    We discuss:  Chris, first is a firefighter & paramedic, then started looking at his finances & found they were out of money. When they started doing the opposite of what everyone else was doing it started to work! In 2011, they had $52K in debt: credit card debt, auto debt & student loans. "I thought that's how life was: you worked; money came in; you spent it all." They paid off all $52K in 7 months! "When you stop your life, and you re-start it, and you do things so outside of normal, you can do these kinds of things!" "That light that you hear about at the end of the tunnel?  It is way brighter than you believe it is!" Student loan debt: refinance to be smart & get a lower interest rate.   Why Chris recommends SoFi; they work for the people, not just the bank and interest rates. Debit cards are not the Red-Headed Step Child of the finance world! The thing about car payments?  They SUCK. Hear Chris's thoughts on car payments. How old of a car should you buy?  Chris believes 4 years is about right.  Opportunity cost in deciding on their next car.  A lot of us are immature with money: "There is financial illiteracy in this country with money."   We just haven't been taught the proper principles in handling finances.   "No one ever talks about what happens when you finance your entire life into payments.  I tell you what happens, you run out of money at the grocery store." This whole "getting out of debt thing is starting to become cool." Chris will send you the budget.  You don't take a road trip without a fuel gage. "Everything we do in life, money interacts in it." Being on a budget is not like being walked on a leash- you create the boundaries that work for you.  The one thing Chris would tell you:  "Start on a budget." How every police officer & firefighter in the state of Arizona can take the Financial Peace University course for free. His wife is on TV several times a week and she shops wisely:  You won't believe how much she pays for clothes now!   Resources mentioned in this episode: MoneyPeach.com Sofi.com The Millionaire Next Door, by Thomas J. Stanley Dave Ramsey The 100 Club of Arizona Think Enriched Virtual Tip Jar You've heard of the Think Enriched Crew, but are you in yet? You can win 1 of 3 copies to be given away of Gallup Strengths Finder 2.0. Give the show a RATING & REVIEW. That's it!  You are now entered to win 1 of 3 copies being given away (just in time for the holidays.) Don't forget to join me & Steve Stewart on BLAB next week: BLAB Session: November 18, 7pm, Pacific Subscribe in iTunes.  Or Stitcher Radio. Rate & Review the show.  

 Amy Robles is the host of Think Enriched Podcast, a show where she talk about money, the way it affects every aspect of your life, and how to make it work for you.  Amy and her family have gotten out of $25,000 in debt within a year and is on course to becoming debt free by November of 2016. She has made appearances on many podcasts and was featured in the Huffington Post Website: www.thinkenriched.com Twitter: @itsAmyRobles

Cesar Abeid joins Think Enriched today to share his insight on how you can use project management skills to maximize your family finances.   Cesar also shares how you can get his new audio book, Project Management for You, for free! We discuss: How one decides to become a project manager. Project management for families?  Think of a family wedding. Consider your stakeholders:  Who has a dog in the fight? A project has a definite beginning, a definite end, and creates a unique result. By creating a project, you can see the outcome, the risks, the budgets, and the big picture to make it work. You decide the project.  Then you apply the principles of project management. Step 1:  Composing.  Define the project.  Make it as detailed as you can to see the finished project.  Answer the question:  What do we want to do? Step 2:  Decomposing.  Take the requirements of the project.  Break it down to manageable chunks.  Don't create actions, create things.  Make lists of nouns, not verbs. Use a mind map, or a sticky note.  Make it visual. To motivate your partner/spouse, you'll have champions and those against the project.   "90% of the work of project management is communication." Help others realize that you are on the same team. Present the problem in the language that they will understand.  Don't talk budget.  Talk results:  the vacation.  Or the car you can buy. His book, Project Management for You, for the person trying to take on a major task: write a book, start a business.  Someone creating a new product, setting up a new website, creating a more in-depth project. Even as professional project manager, Cesar admits that he still struggles with organization and how this process has helped him personally & professionally. "This something we can learn. We can also not be limited by the fear of starting something new. But our limitations should the ideas we have, and how many ideas we can have and handle, and not the fear of uncertainty.  There is a system you can use to methodically, systematically turn those ideas into reality." When you break down the project into smaller chunks and you can create the budgets.  You can predict the time investment of a project, and the financial investment of the project.   Resources mentioned in this episode: Project Management for You Jared Easley, Starve the Doubts Cesar's Frozen tribute on YouTube You've heard of the Think Enriched Crew, but are you in yet? You can win a $50 Amazon gift card! Take the survey. Give the show a RATING & REVIEW. Email me amy@thinkenriched.com.  In the subject line, simply put DONE + your iTunes Username. That's it!  You are now entered to win $50 gift card to Amazon (just in time for the holidays.) Don't forget to join me & Steve Stewart on BLAB this week: BLAB Session: October 21st, 7pm Subscribe in iTunes.  Or Stitcher Radio. Rate & Review the show. Have a question.  Send me an email:  amy@thinkenriched.com.

Amy Robles, the voice behind Think Enriched, is joined by friends to dive into building a local podcast community. In the session, they discuss the importance of building a local community with fellow podcasters, why we need to put time into such a group, and some tips and tricks for creating a meetup community.

Amy Robles is the host of Think Enriched, a podcast about money management. Amy and her husband were able to pay off $25,000 of debt in 2014 just by making some simple, but smart financial decisions. Amy talks a little bit on her background and the importance of connecting with family and those around you. Show Highlights 03:35 – Amy and I geek out about Podcast Movement. 11:00 – Amy talks about playing piano. 18:30 – You can learn so much at a nursing home. 21:05 – How does Amy connect with her family? 24:35 – Amy talks about where she’s from and where she’s traveled to. 29:55 – Amy started a local podcast meet up in the Seattle area. 35:25 – Why did Amy start podcasting? 40:00 – Amy asks me why I started podcasting. 45:20 – Has the podcast opened doors for Amy? 50:16 – I go on a mini rant about how bad soda is for you. 54:20 – People can relate to Amy’s struggles. 01:00 – Where does Amy get her fun-loving vibe?   FULL SHOW NOTES: http://www.podcastjunkies.com/59    ★ Support this podcast on Patreon ★

This episode is to give you the scoop as to what is happening here at Think Enriched! Our first listener email has arrived to Think Enriched!   Send in your insights & feedback to amy@thinkenriched.com; with your permission, we'll share them on the show and reach out to more people! September 30, 2015 is international Podcast Day! What is International Podcast Day Where you can join in the live Podcast Day Broadcast. Talk with Amy & Jody Maberry on Sept. 30, 8pm to discuss podcasting & MeetUps. Have your podcasting questions ready to ask. You've heard of the Think Enriched Crew, but are you in yet? You can win a $50 Amazon gift card! Take the survey. Give the show a RATING & REVIEW. Email me amy@thinkenriched.com.  In the subject line, simply put DONE + your iTunes Username. That's it!  You are now entered to win $50 gift card to Amazon (just in time for the holidays.)    Subscribe in iTunes.  Or Stitcher Radio. Rate & Review the show. Have a question.  Send me an email:  amy@thinkenriched.com.

Site: http://www.audiobooks.com/podcast  | Email: podcast@audiobooks.com Welcome back to the Audiobooks.com Podcast! This week we are joined by Amy Robles of Think Enriched, a podcast dedicated to money management. As a self-described former spender, Amy attributes the motivation to getting a handle on debt largely to some very influential audiobooks. We are so excited to share Amy's insight into the unique experience audiobooks afford and her recommendations for books in a new genre. MONEY MANAGEMENT The spectrum of a single genre is tremendous and we love to explore new realms of those spectrums here on the Audiobooks.com Podcast. This is the first opportunity we've had to dive into the money and wealth management genre, but it is interesting to see how relevant previous discussions have been to where the conversation takes us this week. Coming off of audiobooks like Do the Work by Steven Pressfield and Purple Cow by Seth Godin, Amy's experiences with money management books is familiar. Although books and audiobooks relate the same core material, the experience we have while absorbing the information can be extraordinarily different. The most obvious differences are factors like the act of listening versus reading or having someone else manufacture intonation of the narrator and characters, but there also is the factor of sharing the listening experience with one or more people. Amy shares a great story about a long drive home after a vacation, shared with a close friend, in which they listened to a chapter of You're Broke Because You Want To Be by Larry Winget. Her story is such a great example of how sharing the experience of listening to an audiobook can both help pass the time and instigate conversation that might not happen otherwise. There is something about that shared experience that creates a different level of conversation than a typical book club. We love hearing stories about how listening to an audiobook opened up opportunities for discussion. Got one to share with us? BRAIN CANDY We absolutely love this new genre of books Amy introduced to us! Brain candy books, as Amy describes them, are books that can help pass the time while performing tedious tasks. In her situation, she had taken up quilting and in one week made it through all four Twilight books. Imagine all the books we could listen to while doing basic household chores! From mowing the lawn to vacuuming to dishes, pop in an audiobook and make those multi-tasking braincells do some work. The mention of Twilight got us talking about a host of fantasy and science fiction brain candy books! While neither Amy nor Addy are big science fiction fans, they can appreciate books like Twilight and Harry Potter, even if their preferences are in other genres. And, as Amy says, it's okay to like what's good for you! TAKEAWAY As usual, we ask our guest about what she'd spend that one credit on if she had it. In line with other recommendations like The Miracle Morning by Hal Elrod, Total Money Makeover by David Ramsey and E-Myth by Michael E. Gerber, Amy pulls up a tasty morsel for us: The Wealthy Barber by David Chilton. Go show Amy's podcast some love and pick up an audiobook she recommended! Then report back and tell us how your experience was. Show us some love! Tweet this episode: http://ctt.ec/3eLZ5 Subscribing, rating and reviewing the show: iTunes Books & Resources Mentioned You're Broke Because You Want To Be by Larry Winget The Richest Man in Babylon by George S. Clason As A Man Thinketh by James Allen The E-Myth Revisted by Michael E. Gerber Think and Grow Rich by Napoleon Hill Total Money Makeover by Dave Ramsey Dr. Wayne W. Dyer Books Joel Osteen Books Zig Ziglar Books Star Wars Twilight by Stephenie Meyer Amy Robles - ThinkEnriched.com

Alex Barker, of the 66 Day Experiment, shares his story of beating debt, learning to work together as a team with his wife, and the importance of willpower. Interview Notes: It all started with a fight. They have paid off over $60K in 2 years of student loan The power of reading personal development books in his life Working as a resident pharmacist they were able to pay off $11,000 (on a $40,000 income) How they learned to live as cheaply as possible. Listen how we determine what is appropriate to discuss about money. How they chose to live like they were still on student loans once Alex received a full pharmacist's salary. How they chose to buy the home and invest in it over the long-term The first paycheck of the month goes to expenses Second paycheck of the month goes to debt The side business he works on every morning. The habits he has created to run his business and life. "We are what we repeatedly do.  Excellence, then, is not an act but a habit."  Aristotle He has allocated 20% of the business income to pay off debt And allocated 10% for an upcoming surprise for his wife (Ssssh!  Don't tell.) What has the been the hardest thing for him to do to get out of debt.  (And, telling his wife "no" is it.) How his parents taught him money management skills.  The power of $2.50 for him. How they balance as a couple between the spender and the saver. "Willpower is one of the most difficult qualities to build, but once created, big change can happen." Teaching the importance of work to make money to his daughter. Busy people remain busy & productive to make things happen. The power of delegation to help him stay working on his projects. The 66 Days Project:  Creating habits in love, wealth and health. Working with his mentor, determining to achieve the satisfaction of life. When something truly scares him and he does it- that's where he finds contentment. The power of a coach, and how that has helped him. His advice to grads with student loans?  Invest in yourself first.How much he spent on his first coach while he was a resident to move forward in business. Resources mentioned: YNAB 66 Day Experiment Kimanzi Constable Univ of London Study, Build a Habit Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review   The episode "Alex Barker | Has willpower. Beats debt.," first appeared on Think Enriched.  

Today we talk about a book, a Blab, and big things coming your way! Friday Favor:  Essentialism, the Disciplined Pursuit of Less, by Greg McKeown. "Less but Better." Discipline of pursuing less to have better quality items, relationships, and income streams in your life. Less buying gives you better quality. Less ingredients, healthier meals. Come talk with us! Upcoming Blab session with Steve Stewart on September 23, 2015 at 6PM (PST)  Bring your questions on money or Share you success with finances or new perspective on money. Join us at the Money Blabstermind Big things are coming your way! This show will have a new format. Thank YOU.  Thank you.  Thank you for joining us! Think Enriched FB Group (Share your secrets & help others to find the best way to save money, improve your finances, and live your Enriched Life.) Resources: Essentialism, Greg McKeown Blab.im Steve Stewart Think Enriched FB Group   Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review   The episode "Friday Favor for You," first appeared on Think Enriched. 

Doc Kennedy, of Filmmakers Focus, shares how freelancing to create his business has worked for him. What does it mean to be a freelancer.  His work is usually set by contract to make his income. The challenge of working as a freelancer with seasonal work. Why a small business, or online business, would consider hiring video work. How important people skills are with the video process. How Doc builds trust with his clients.  Time invested in his clients adds value. Explaining work with the church to his clients & builds trust How he decided to become a comedian.  The all or nothing point. How those tough growing up years have given him strength & allowed him to build quality relationships. How he helps others through filmmaking & how his past experiences has taught him compassion. How he uses filmmaking as a service. Where he finds inspiration from his work. How he lives an enriched life.  "Art is never finished.  It is only abandoned."  Leonardo Da Vinci Build a life for yourself. Resources: Doc Kennedy Filmmakers Focus Dan Miller, 48 Days Dean Curry, Pastor Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review   The episode "Doc Kennedy | Freelance Your Finances," first appeared on Think Enriched. 

Finding a good financial advisor is important.  Finding the right one for you can be extremely beneficial.  Consider: Who your friends' financial advisor is (similar life experience gives you knowledge.) Find out if the advisor if fee-based (paid for the advice they give) or commission based (paid for the products they sell.) Which compliance standards they follow Fiduciary Standards or Suitability Standards. Follow your gut instinct if this should be the advisor that is right for you. Also, let's talk!  I want to connect with you personally! Wednesday, Sept 9th, 6pm, Pacific (9pm, Eastern) Go to Blab.im look for Amy Robles, Money Management    Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review   The episode "How to Find the Right Financial Advisor for You," first appeared on Think Enriched. 

Joe Saul-Sehy, from Stacking Benjamins, comes to Think Enriched! A former financial advisor, he knows how to help you find an advisor who is the best fit for your family. Today we talk about: How to find a quality financial advisor in a new location How do you know when you are ready to have an investor What kinds of questions to ask him/her. What kinds of questions he should be asking you. Why you are the rock star & he is the agent Why you should be driving your own Money Bus Why it can be dangerous to follow a money guru without seeing where you are in your financial journey. Joe tells us how he has ran at least one mile for 1,000 days How he won a Plutus Award and what that means for him in the financial community Joe shares a special link just for you, the Think Enriched community:   StackingBenjamins.com/amy Resources Mentioned: The Truth About Money, Ric Edelman The Wealthy Barber, David Chilton The Automatic Millionaire, David Bach Guide to Investing, Robert Kiyosaki Sane Investing in an Insane World, Jim Cramer Stacking 101 Cash Car Convert, James Kinson Steve Stewart stackingbenjamins.com/amy Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review   The episode "Joe Saul-Sehy| How to Find a Good Financial Advisor," first appeared on Think Enriched. 

Bankruptcy.  Sure, we all know someone who has gone through a bankruptcy.  This episode gives you the ins and outs so you can intelligently discuss it and help others understand the decision.  Note:  This show is for informational purposes only.  If you are considering bankruptcy, seek legal counsel. Chapter 7: Called the Straight Bankruptcy All your personal assets are collected & liquidated to pay off as much debt as possible. Process takes 4 -6 months  Chapter 13: Called the Reorganization Bankruptcy A court-appointed debt repayment plan is established. You can still keep your assets during the bankruptcy Repayment time of 3-5 years Once approved, creditors can no longer contact you   We also discuss: How often you can file for Chapter 7 or Chapter 13 (they are not the same)  Roll of a trustee in the bankruptcy process Pros & Cons of the decision The amount of time the bankruptcy will be on your credit report Who is responsible to get the bankruptcy lifted from your credit report once the time has passed. How the decision impacts your life in other ways My personal opinion on the bankruptcy decision.   Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review   The episode "Bankruptcy Breakdown," first appeared on Think Enriched. 

Debbi King, learned about personal finance the hard way, with over $200,000 of personal debt.  Now she teaches financial literacy to people across the US. How she had the dreams in her mind, but had no idea how to get there. When she hit the wall, she found herself with over $200,000 of debt, making $12,000 a year. Why she was looking in the wrong places for quick-fix answers. How she decided to start completely over. And why she would never recommend bankruptcy for someone else.   Even after bankruptcy, she was going back to same habits that got her into the massive amount of debt. Personal finance is 10% math and 90% emotions.   When she started asking herself the tough questions about, "Why was she buying all this stuff?" People want the magic pill- The way to fix a major financial problem without any discomfort. How "Keeping Up with the Joneses" got her. "I identified myself a lot with what I owned." She wasn't a fixer on things, she just replaced them. People are afraid of judgment and would prefer to live with the stress.  It's not worth it. When you get the habits and emotions in order, your life will completely change. Financial freedom only comes when you set healthy boundaries of your emotions and habits. Personal finance is personal.  What worked for me- may not work for you. How you know you are ready for a finance coach. Figure out where you internally to match the budget. It's good to take time and enjoy the journey of getting out of debt.   Don't feel like a failure if you take time for yourself while paying off that debt. You have to find a plan that works for you. Resources mentioned: ABCs of Personal Finance DebbiKing.com @debbiking Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review   The episode "Debbi King | Hit the wall.  And came out swinging," first appeared on Think Enriched.    

  Do you really NEED an emergency fund?   YES.   How much do I really need?   Trends say start with $1,000, but if a job loss/ crisis arises how soon will that money last for you?   Figure out your number.  Consider: Job loss ER visit Insurance deductible... Dental situation Pet injury Replace a water heater (Major home repair) Family situation/ funeral/ travel Moving costs Car trouble.  More than oil change.   Major car trouble.   Where to put that money? Freezer?  Undies drawer? Savings account?  Most likely Money Market account?  Provided that you will have some cash directly.   How to create it? Set up that account.  (trip to the bank/ online) Set up automatic savings  Think (Out of sight. Out of mind.  Ready for the clutch.)  ($50/check at 26 pay periods per year =$1,300)   Bump that up ($100/check at 26 pay periods a year = $2,600 + $1,300 = $3,900 in two years without thinking about it.)  Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review   The episode "Cash in the Clutch," first appeared on Think Enriched. 

Megan Pangan, from Get in the Lab, gives some incredible insight on the work that needs to be done on the inside to enrich your life and finances in ways unimagined before. Why Megan starts every episode with Plato's Quote: "Know Thyself." How she came to understand her power to make her life better. How personal development helps her financially. How she brought back the voice that she had quieted for so, so long. When she started asking the big questions: "Why am I here?" and "What am I doing on here on this earth?" and what that changed. How she found herself giving to the point of being taken advantage of- and how that showed up in  here finances. What that final point that led her to turn it around.  How the stress & anxiety of her finances became a back pain issue. She shares the story of her being Teacher's Pet, but never got the gold. How she realized that she never really landed her punch. We discuss how being a woman may or may not make it easier to be passive about following your own ambitions. How working with her fiancee and watching their business grow; yet still having a desire to build her own thing. Why she believes you have to believe in yourself before you can ever make a sale. We discuss the line between being confident and genuine or being cocky and insincere, and how to recognize that in the online space. How she has determined a selling/ marketing strategy that rings true to her moral compass. The importance of meaning what you say.  How she had to teach that to someone. VEDA: Vlog Every day in August or April.  A challenge/process of answering questions online to make a video. B2CVEDA, Megan's branch of VEDA. How she is an introvert and works on camera regularly.  Bonus:  Her secret to bring out the performer in her introverted self! Create something with heart. Resources mentioned today: Gary Vaynerchuck The Secret James Altucher #VEDA Amy Schmittauer, Savvy Sexy Social B2CVEDA @meganjphoto GetintheLab.me Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review The episode "Mind Your Own Beeswax," first appeared on Think Enriched.   

It's Friday!  Let's put the Fun back into the fundamentals of finance! Shout out to part of our Think Enriched Nation (TE Nation), Dave Lee, for giving some insight on how he Invests in Himself. Do you know how the phrase, "Mind your own Beeswax," actually came to be?  I'll share the story with you and how it applies to financial wisdom. I share how this summer we have been reminded that, "What is measured is improved," and why tracking your money is key to making major strides in your financial situation. Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review The episode "Mind Your Own Beeswax," first appeared on Think Enriched.   

Josh Cook, of Family Finance Works, shares his story on Think Enriched!  We look at: Josh shares his story The low feeling he experienced when making poor money choices Kids bring an extra layer of financial accountability Why he decided to get a blog out into the world (it wasn't his choice) Avoiding the "Squirrel Syndrome."  Distractions are everywhere. Saving is a discipline.   You've got to be future oriented to achieve your goals. Find those people who help you improve your life. You can improve the lives of those around you.  Build those friends up.  Serve others and build them up. How they do The Family Budget.  The routine they use to incorporate the goals within the budget. Pay the bills manually.  See the money go out.  "Make the spending hurt and the saving easy." Have a relationship with your money.  Watch the small things- they add up and can bite ya at month's end. He's a spread sheets guy with a less detail-oriented wife.  How does that work? The toughest conversation to get going is a money conversation. Don't take it personally.  It's teamwork situation. "Small improvement is progress." "It takes time to build the discipline." A budget does not mean you're being punished. How an abundance mindset affects your budget. Generosity is important to implement in the process.  Teaching the kids to give to others helps develop that abundance mindset. Give children opportunity to decide how to use money.  Example:  Josh's children's success with a lemonade stand.   And what they did with the money they earned. The blanket of negativity that holds you back. How to become a more positive person. Too many are hopeless with their finances.  How that person can get the perspective. "Keep it simple.  Spend less than you make.  There's always hope and help for you." Resources mentioned: Family Finance Works Contact him at:  josh@familyfinanceworks.com Mint Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review The post:  Think Enriched | Episode 25 first appeared on Think Enriched.

While you are saving money, paying off debt and focusing on your future, it's easy to forget to invest in yourself.  Don't make this mistake.   Here are five reasons why you should invest in yourself: Because NO ONE else will. You will only improve if you choose to do so and are willing to work at it. You can improve your mind, skill set, body and it helps in every other facet of your life. When you broaden your horizons you can set your own financial path. You determine how much money you will pay to invest in yourself. Resources mentioned: Podcast Movement Meron Bareket Lou Mongello Pat Flynn Aisha Tyler Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review The post:  Think Enriched | Episode 25 first appeared on Think Enriched.

Scott Barlow and wife, Alyssa, creators of Happen to Your Career, share their real-life story of how they learned to manage money, paid off a tremendous amount of debt, and created a business helping others navigate their career path while being able to stay at home with their family. This dynamic couple made me laugh, look deeper and enjoy our time together.  We cover: High school sweethearts figured out money in the world. Scott built his first business in college. Their first career move and settled into the house, dream cars and then lost a job. How they determined to get serious about finances. Finding themselves in the "Bad Spot."  And how he told her it was time to fix it. The numbers were more surprising than they realized. "Counting your debt in airline miles..." is not the best way to evaluate it. It was not easy. How they work as business team and still maintain marital bliss. "I can create things that are valuable for other people...and make money!" Asking for a raise is possible.   How do you take control of your income, your health, your life...?  They are all interrelated. When they stopped moving up the career ladder and decided to make his business- to their business. Working at their company, balancing the details with big picture perspective. How to balance the business and their regular life. Create value and create the life you want.  Chats over coffee offered value to others, that led to Scott's business model. How kids changed their perspective on money management, life, and overall goals for them. Their business, "Happen to Your Career" can help you find your career path. A bonus created just for Think Enriched listeners is found at:  http://happentoyourcareer.com/enriched Links mentioned: Happen to Your Career  Happen to Your Career Podcast Think Enriched Bonus  Work You Love One Stop on FB Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review The post:  Think Enriched | Episode 25 first appeared on Think Enriched.    

Lee Cockerell, former VP of Operations of Walt Disney World, shares his powerful story of he learned to manage money, train others how to do so, and where we are headed financially. We discuss: Banquet worker to management working in major hotel chains and the Disney organization. People recognize a great attitude, hard work, and doing your best. How he & his wife learned how to manage money. How much money he would leave for his family to survive in New York. Why it's too easy to spend, and why discipline matters. Why it is so important to do the hard things. How hard work builds self-esteem. How time management compares to money management. We don't know how disorganized we are. How he ran a major business by using paper files to verify the details. Automatic payments can kill your budget.  You've got to pay attention. How they planned to make their cars work for them. His personal account of helping others to figure out the finances. The United Way has helped employees. How money affects your performance as an employee. What employees need to know about management. How his podcast with Jody Maberry, Creating Disney Magic, got started. The power of storytelling that brings reality. Thrive15 for education and training. Links mentioned: Lee Cockerell United Way Thrive15  (For a free trial, use the promo code: MAGIC)   Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review The post:  Think Enriched | Episode 25 first appeared on Think Enriched.    

The Debt Free Guys visit Think Enriched today! David Auten & John Schneider, share their story of how they were both working in the financial industry and found themselves with $51K of credit card debt.  Hear how they went from that point to now teaching others to live their motto:  Be debt free.  Have fun.  And be money conscious.   We'll look at: How they earned that debt That Aha moment that changed their lives Their 4 Principles of a Debt Free Life Why it's important to be Money Conscious What triggered David to track every dollar for an entire year. How they decided what they really want in life  Why it's important to have fun while you are living debt free. What is NSE (Not so Expensive) is their lifestyle How they use coupons and live fabulously How they deliberately chose to stay away from being "house poor." What it means to visualize and socialize their debt free commitment. How they told friends and family what they were doing How many friends and family are in the exact situation you are- but never talk about it How you can talk about money with friends and family What they learned from The Road to Wellness Why you should subscribe to Monday Money Minute How you can avoid budget creep. How to connect with Debt Free Guys You can have a good life and live debt free.   Links mentioned:  Phroogal Jason Vitug Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review The post:  Think Enriched | Episode 23 first appeared on Think Enriched.