Podcast appearances and mentions of dan leonard

BOSSes Anne Ganguzza and George the Tech unveil a powerful collaboration designed to equip voiceover professionals with essential technical prowess. Their discussion highlights the evolution of VO BOSS to include comprehensive tech support, recognizing that pristine audio and a smoothly running studio are fundamental pillars of your voiceover business success. They introduce the new VIP + Tech membership tiers, which offer direct access to George's expertise through monthly meetups, personalized sound checks, and an innovative AI-powered knowledge base, the "George the Tech Bot." By democratizing access to top-tier technical guidance, Anne and George empower voice actors to overcome studio hurdles, optimize their sound, and ultimately elevate their professional presence, ensuring they can confidently navigate the technical landscape of the voiceover industry.   00:04 - Anne (Host) Hey guys, it's Anne from VOBOSS here. 00:06 - George (Guest) And it's George the Tech. We're excited to tell you about the VOBOSS VIP membership, now with even more benefits. 00:13 - Anne (Host) So not only do you get access to exclusive workshops and industry insights, but with our VIP plus tech tier, you'll enjoy specialized tech support from none other than George himself. Enjoy specialized tech support from none other than George himself. 00:27 - George (Guest) You got it. I'll help you tackle all those tricky tech issues so you can focus on what you do best: voice acting. It's tech support tailored for voiceover professionals like you. 00:35 - Anne (Host) Join us, guys, at VO Boss and let's make your voiceover career soar. Visit VOBOSS.com/VIP-membership to sign up today. 00:46 - Speaker 3 (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent1 today. Rock your business like a boss, a VO boss. Now2 let's welcome your host, Anne Ganguzza. 01:10 - Anne (Host) Hey, hey everyone. Welcome to the VO Boss podcast. I'm your host, Anne Ganguzza, and I am so excited today to have one of my favorite human beings on the planet here with me, and that is George the Tech, George Whittam. George, thank you so much for being with us today. 01:23 - George (Guest) Oh, it's great to be here. It must be the East Coast vibes or something, you know. We're from the same sort of corner of the country. 01:30 - Anne (Host) I think so. I think so. Gosh, bosses, if you are not familiar with George, you should be, number one. I'm so excited to talk to George today because we have come together in a collaborative effort, so to speak, and we're excited to kind of talk about that and talk about how you can boss up your tech and your audio in your studio and in your business. So, for those people that don't know George, gosh, since 2005, George has dedicated, and in George's bio it says that you've dedicated your career to serving the technical needs of voice actors, podcasters, and recording studio owners. 02:08 Guys, actually, George has dedicated probably his life, not just his career. I mean, since I've been in voiceover, George has helped me umpteen billion times, and he has been the audio engineer technician to the stars, to all of my voiceover heroes. And literally, if you've got a tech issue, George can solve it. And so I'm just excited that he's here to talk to us about things that we can do to boss up our studios and boss up our audio. And in 2017, you launched georgethetech.com, which expanded your business like a boss, from just yourself to an entire team of people which can assist anybody with training, studio design, audio processing, stacks—anything you can think about it. You're a '97 graduate from Virginia Tech, woo-hoo, East Coast, with a bachelor's degree in music and audio technology and a minor in communications, and that's pretty darn awesome, because not only are you a geek, but you can talk to people about it. 03:15 - George (Guest) I can communicate, that's right, that's right. 03:18 - Anne (Host) And gosh, if you haven't ever heard of... well, it was E-Webs and then it was VOBS, the voiceover body shop, George and Dan Leonard. For 13 years now, I've had a podcast for gosh, going on nine now, but 13 years they ran their podcast and video. Actually, what did we call it back then? 03:39 - George (Guest) It was a podcast, but it was a vlog, podcast, live stream, live stream. Yeah, it was all of it. 03:45 - Anne (Host) But all of that amazing content is still on YouTube. And now you are the co-host and producer of the Pro Audio Suite, which is wherever your favorite podcasts are located, right next to VO Boss. So after that long-winded introduction, George, I am so glad to have you. Thank you so much for taking the time to be with us. 04:10 - George (Guest) Absolutely, and believe it or don't, that was definitely the abridged version. There are very, very long-winded versions of that that I've described on many podcasts if you want to hear more about all of the background. 04:24 - Anne (Host) But yeah, it's just so much. 04:26 - George (Guest) I mean, yeah, you're my people. Voice actors are my people. I love working with creative talent, and I have found that, through a test that I took not so long ago, that I'm exactly split left and right brain. 04:37 - Anne (Host) Oh my gosh, I'm right down the center. That's why we get along, I'm quite sure, because I feel that I'm left and right brain too, 50-50. 04:44 - George (Guest) Yeah, yeah, so there's this ability to balance those two worlds, and you know, we brand ourselves as performer-friendly techs because we feel we get actors and performers and that we're not here to talk directly to tech engineers. We have helped engineers solve problems, but that's not our main tribe. Our main tribe are creatives, actors, podcasters—well, creators, people that have to deal with technology to do what they do, and we just enjoy working with folks like that. You are our people. 05:18 - Anne (Host) Well, I like being your people. So, George, let's talk a little bit about your business right now, George the Tech, and what it is that you do. And I mean, obviously you serve the voice acting community, but you also serve anybody that has an audio need or a tech need. Tell us a little bit about your business. 05:38 - George (Guest) Yeah, George the Tech is framed around supporting voice actors, and now we've added into that tribe. We've brought in the tent to now really include content creators and podcasters, because we've been dealing with more and more podcast-specific studios. But how we do that is in many different ways, from one-on-one consulting time with me, which is really kind of like—I wouldn't say the first place to start, because it's the most expensive to work with me one-on-one, but because it's going to be always the most expensive to work with the CEO—we have a tremendous number of services at much more friendly price points, down to the most popular and, I would say, best value bang for your buck service, which is called a soundcheck. And so soundchecks are where we listen to the audio. Oh, really, me? I'm still hoarding all the soundchecks. 06:29 I don't let anybody else do the soundchecks. I personally listen to every sample that comes in and I give notes. I'll look at your pictures of your studio. I'll even look at a video of how your room is set up. I want to see you at your microphone. I want a selfie of you at the mic so I know exactly what you're doing with your mic, and I evaluate all of that stuff with you. There we go. Selfies! Need a selfie on the mic, it's really important. Selfie on the mic. 06:53 And I don't mean a selfie like cheesing at the camera like this. I mean, I want you to be on mic and I want you to send me a picture of you at the mic in the position you read your scripts. It's so critical, and I'll look at all that. I'll listen to the audio, and I'll even listen to your processed audio if you do that in the production workflow as well. I'll take all of that and give back my notes about how you're doing and what could be improved, and if everything's great, I'll tell you everything's great, and all that under one price. Great, I'll tell you everything is great, and all that under one price. So that is now something that our members that we're going to talk about are going to get access to, among many other things. So we provide sound checks, and then from there we have more technical services like processing presets. So when you're doing an audition and you want that audio to sound a little more polished, it's the perfect nail polish, it's the French tip, it's just the right smoky eyes. 07:48 - Anne (Host) Now you're talking my language there, George, I love it. Oh my gosh, I must have it now. 07:56 - George (Guest) It's having just the right touch of all those things for the kind of work that you're doing. That's appropriate for the kind of work you're doing. I like to say you don't want to show up in theater makeup for your first date unless you're dating another theater actor. 08:10 But otherwise, you want to show up appropriately, and so these processing settings are very much custom to your voice. They're not cookie cutter, they're not templates. They become a template you can use, but of those templates to your voice, the sound of your room and your studio, and the style and genre of voiceover that you're actually working. So the kind of processing I'll do in an audiobook is going to be very different from the processing I'm going to do on a commercial. So that's what the processing presets are all about. 08:44 - Anne (Host) I love that. I'm going to add to your story here. So back in, I'm going to say 2010, maybe it was, maybe it was 2009. George, my father had built me a studio. I had moved to the West Coast and my father had built me a studio, and at the time we didn't really know anything about what was required in building a good sound studio. So we did what we could and it was passable. But I needed to upgrade and I needed it to sound better, and so I found George, and George paid a visit to me back in Irvine, California, and really helped me to level up my studio with a lot of things. And I ended up after your assessment, and we took your advice and we put everything together, literally. I had engineers that were like, they were like, "Oh my God, your studio sound is just amazing," and I had so many compliments on that studio, which basically was my father's studio. But then it was blessed by George and enhanced by George, it was juiced. 09:47 - George (Guest) It was juiced. 09:48 - Anne (Host) With, like you did, the French tip. So it's like we added acoustic panels, we added a bunch of things. We had, I remember, the studio clouds, and so all those things made my sound so good that I for years after that would have people complimenting me, asking me if I had like a studio brick studio or—because this was before—asking me if I had like a Studio Bricks studio or because this was before. 10:07 - George (Guest) Some fancy brand name. 10:08 - Anne (Host) Yeah, this was actually before those were even a thing. 10:12 And not only did you help me with my physical studio, but you helped me with stacks, and I remember I think I wrote you a testimonial back in the day, like you saved me like 50% of my editing time just by those stacks that you created for me, because I was able to take those and process my audio that I was sending to my clients and literally half of my work was done for me already, like a little bit of EQ, some compression, getting rid of some of the breaths, and that was back in 2010. 10:41 And so literally, George, I still have—like, I have a new studio and I got one more set from you, but literally I used those for years. I was in the same studio, had the same mic, and honestly, like they just worked amazingly well for years. And so they're very, very valuable, those sound checks and the stacks that you created and any sort of help. And it amazed me because, even though you came to see me in Irvine, when I then moved and then created a new studio, you could do everything remotely. I mean, what you can do remotely is really wonderful, like you can listen to somebody's audio and then you can make recommendations based on that. And you said you want selfies of "where's your mic, what does your studio look like," and so, based upon all that, you can actually just do consulting from remote. 11:28 You don't have to actually be on site, although you could be if it was local, right? And I guess, if the client wanted you to just come and do a full-scale like build of studios... yeah, once in a while we do that. 11:39 - George (Guest) Yeah, once in a while it happens. 11:40 - Anne (Host) So I mean, I firsthand have had George for the longest time helping me with my audio, and also back in the day, and this goes into what we're going to be collaborating with. When I started VOPeeps, bosses, I don't know if you've heard of VOPeeps—hopefully you have—but I've run VOPeeps since 2010. And in 2010, I created a networking group that was physical, like people came to my house. 12:03 - George (Guest) Can you imagine? 12:04 - Anne (Host) Yeah, people came to my house for meetups, for meetups, and ultimately first it was just a bunch of voiceover actors and, you know, it was a get-together and we kind of like—we either had a little potluck and then it turned into something a little more extravagant where my husband would start making food and kind of catered it for us, and ultimately it was like-minded people getting together. And then I decided that I wanted to branch out and make it even bigger, and so I started inviting all my heroes, all my VO heroes, and I would interview them in my living room. I would interview mine in the living room, and ultimately people would come to the house and it would be a really cool local networking meetup. 12:44 - George (Guest) I remember helping to figure out some of the tech and stuff to make that work. It was quite an adventure. 12:50 - Anne (Host) I started streaming back in... 12:52 I want to say 2010 for sure, when streaming technology was just beginning, and I had had some experience working in technology from my previous job, and so I first started streaming those meetups live on the internet from my laptop computer on my coffee table with a blue snowball microphone and a little, I think it was a Logitech webcam. But the cool thing was is that I now went from a local meetup to a global meetup. And then, as we grew and I did these gosh, once a month for almost six years, and as we grew, I said, "Who's the person that can help me to really make this stand out and have great audio and stream my networking meetups over the internet?" Well, who better than George? So I hired George to come stream my meetups on the internet and take care of all the video recording and the audio. And it was great because you came with all your equipment and I had equipment. You helped set it up, and gosh, we had a good time, didn't we? We did. 14:00 - George (Guest) We did. It was such great memories. 14:02 - Anne (Host) Yeah, they grew and grew, and so that's pretty much my VO peeps. I have lots of great memories of it being physically in my house, and I think in 2017—was it 2016 or 2017—was when, finally, once a month, it became a lot because they grew. I had up to 55 people in my home that my husband was making themed meals. It was packed. 14:23 - George (Guest) It was sold out all the time. Themed drinks. 14:25 - Anne (Host) We started selling tickets to it, and gosh, we would definitely stream it live. We would have Zoom. We would have people working out via Zoom, and so we would actually have them piped in, piped in. We have Zoom piped in to my TV. 14:40 - George (Guest) It was sophisticated, it really was back in the day. I mean, you know, it was the closest to like having hybrid training where you've got people in the room and you've got people online, all at the same time. Yeah, it was very, very ahead of its time. 14:53 - Anne (Host) All across the globe. And so George was that tech geek that was there to like, put it together and help me. And I'd be like, "I want to do this." And George would be like, "Okay, let's—we can do this, we can do this." And so if you guys need outside of just audio—I mean George, the tech, right—any kind of tech, and I know bosses, as

Originally uploaded October 31st, re-edited November 14th. Chris Holman welcomes back Andria Romkema, Senior Vice President of Marketing and Communications, The Right Place, Grand Rapids, MI. Welcome back Andria, congratulations on the Crains GR 40 under 40 designation, ... remind the Michigan business community about The Right Place? The Right Place played a big role last month in GR's Tech Week, how did that event go? Lost in all the activities but crucial to your region is the "10-year update on Tech Strategy" tell us more? In a few weeks The Right Place has "The Place Matters Summit" can you tell us about that? Always popular is December's Western Michigan Economic Forecast Breakfast what details can you share about this year's event? Some more details about November 13th: Placemaking means many things to different people – but we can all agree that positive, proactive and strategic placemaking is essential for our communities to prosper. Our Place Matters Summit will gather community leaders spanning the local government, business, non-profit and association spaces to discuss, learn about and be inspired by ways to actively cultivate their communities and neighborhoods as vibrant places. Featured Keynote: "Redefining Community: People, Places, Purpose" - Allyson Brunette Our social institutions are deteriorating due to digital-induced isolation, poor urban design, and weakened human connections, which impact both community and mental health. To reverse this trend, we need to focus on revitalizing public spaces, redefining 21st-century service, and fostering genuine offline connections. We CAN restore our social fabric and civic engagement! Lightning Talks: "Vibrancy Through Activation: Ways to Make Your Public Spaces Come Alive!" Gregg Hampshire, Executive Director of Creston Neighborhood Association Megan Lavell, Executive Director of Thornapple Arts Council Haley Stichman, Director of Ada Township DDA Panel Discussion: Growth, Development, and Community Character: You Can Have it All! Dan Leonard, Redevelopment Services Director at Michigan Economic Development Corporation Emily Petz, Community Housing Expert at W.E. Upjohn Institute Ryan Schmidt, Partner at Indigo Design + Development Andy Wenzel, Vice President/Senior Development Integration Leader at Fishbeck. Some details about December 5, 2024, 7:30AM–10:00AM Location JW Marriott Downtown Grand Rapids 235 Louis Street NW Grand Rapids, MI 49503 The Economic Outlook will provide critical perspective for what may lie ahead for the Greater Grand Rapids region, the State of Michigan, and the nation, so you can prepare yourself and your business for success. Speakers Randy Thelen, President & CEO, The Right Place, Inc. Michael Horrigan, President, W.E. Upjohn Institute Jeffrey Korzenik, Chief Economist, Fifth Third Bank Susan N. Houseman, Senior Economist, W.E. Upjohn Institute Registration Fees Early Bird Registration: $99 Ends November 8, 2024 General Admission: $149 Table Purchase: $899 10 seats per table » Visit MBN website: www.michiganbusinessnetwork.com/ » Watch MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

Join host Andrea Stokes as we explore Margaritaville's impressive journey from a restaurant chain to a global hospitality titan, featuring Dan Leonard, president, and Amy Noland, senior director of reputation and quality assurance, of Margaritaville Hospitality. Discover how in just more than a decade, Margaritaville launched 40+ lodging experiences and became #1 in the Upper Upscale segment. Learn about the brand's focus on exceptional guest experiences and the culture of loving your job, which have been pivotal to their success. Get insights into their use of NPS and OSAT for quality assurance and guest satisfaction.

Tonight, we are joined by 603 Brewery's Dan Leonard and will be highlighting Lounge Cruiser, a beer done in collaboration with Twins that was brewed to pair with cigars and specifically with 7-20-4. Of Course, Dan never brings just one so it promises to be an interesting night! We will be pairing the selection with the 7-20-4 Original Churchill and Two Friends Homeward Bound, a new addition to the Two Friends line from Greg Pease and Jeremy Reeves. Recorded live from the 7-20-4 Lounge!

We are ready to go with another preview podcast in the final month of 2023, as Ryan Garcia returns, Devin Haney talks with Dan and much more on the "Big Fight Weekend Preview Podcast."Host T.J. Rives and Dan Rafael of BigFightWeekend.com return and are ready to go over it all. That includes the Golden Boy / DAZN show from Houstonas Ryan Garcia takes on Oscar Duarte in a junior welterweight return. Will it be a big night for Ryan? Also earlier in the day on DAZN from Belfast, Northern Ireland former WBA featherweight champ Michael Conlan meets Jordan Gill in a junior lightweight battle. Does Conlan have anything left after a couple of knockout losses. Then, Dan talks with the former undisputed 135 lb. champ Haney on the week before he battles Regis Prograis for the WBC junior lightweight crown. Will this be a real battle with the outspoken Prograis? What are Haney's plans for the future? Hear him discuss it.There's news on Haney's vacant titles and how they will be filled, including Vasiliy Lomachenko taking on George Kambosos for IBF and Dan has learned it will probably be April 14 in Australia (April 13 US time).And, Top Rank wins a purse bid for vacant WBA featherweight title between Otabek Kholmatov and Raymond Ford and Dan is reporting that Top Rank has signed Kholmatov to a promotional deal. Finally some Nostalgia on this weekend 44 years ago, as Sugar Ray Leonard becoming a world champ with his TKO 15 over Wilfred Benitez to win the WBC welterweight title. And, on the undercard, Marvin Hagler gets jobbed in a draw vs. Vito Antuofermo, who retained the undisputed middleweight title. The bouts were live on ABC in prime time!And it was 23 years ago on Saturday that Dan believes was the greatest 154 title fight ever, This, as "Tito" Trinidad scored a rousing 12th round TKO over a valiant, tough Fernando Vargas to unify the WBA and IBF titles. Dan was ringside for it and it culminated a slew of fights that weekend that he covered in Las Vegas right around that bout.It's all part of the "Big Fight Weekend Preview Podcast" and make sure to follow/subscribe on Apple, Spreaker, Spotify, Google, etc.

We are ready to go with another preview podcast in the final month of 2023, as Ryan Garcia returns, Devin Haney talks with Dan and much more on the "Big Fight Weekend Preview Podcast."Host T.J. Rives and Dan Rafael of BigFightWeekend.com return and are ready to go over it all. That includes the Golden Boy / DAZN show from Houstonas Ryan Garcia takes on Oscar Duarte in a junior welterweight return. Will it be a big night for Ryan? Also earlier in the day on DAZN from Belfast, Northern Ireland former WBA featherweight champ Michael Conlan meets Jordan Gill in a junior lightweight battle. Does Conlan have anything left after a couple of knockout losses. Then, Dan talks with the former undisputed 135 lb. champ Haney on the week before he battles Regis Prograis for the WBC junior lightweight crown. Will this be a real battle with the outspoken Prograis? What are Haney's plans for the future? Hear him discuss it.There's news on Haney's vacant titles and how they will be filled, including Vasiliy Lomachenko taking on George Kambosos for IBF and Dan has learned it will probably be April 14 in Australia (April 13 US time).And, Top Rank wins a purse bid for vacant WBA featherweight title between Otabek Kholmatov and Raymond Ford and Dan is reporting that Top Rank has signed Kholmatov to a promotional deal. Finally some Nostalgia on this weekend 44 years ago, as Sugar Ray Leonard becoming a world champ with his TKO 15 over Wilfred Benitez to win the WBC welterweight title. And, on the undercard, Marvin Hagler gets jobbed in a draw vs. Vito Antuofermo, who retained the undisputed middleweight title. The bouts were live on ABC in prime time!And it was 23 years ago on Saturday that Dan believes was the greatest 154 title fight ever, This, as "Tito" Trinidad scored a rousing 12th round TKO over a valiant, tough Fernando Vargas to unify the WBA and IBF titles. Dan was ringside for it and it culminated a slew of fights that weekend that he covered in Las Vegas right around that bout.It's all part of the "Big Fight Weekend Preview Podcast" and make sure to follow/subscribe on Apple, Spreaker, Spotify, Google, etc.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/4124899/advertisement

Dan is the newly appointed Executive Director of We Work For Health, bringing more than two decades of experience in advocacy, policy, and public affairs to this role. He previously headed the Association for Accessible Medicines (AAM) and the National Pharmaceutical Council (NPC). In this podcast, we discuss the ten drugs selected for negotiation under the IRA and their unintended consequences on the availability and access of generic and biosimilar medicines. We also highlight the desire for many regulators to broaden government negotiations within Medicare under the Smart Pricing Act and the recently introduced bill by Congressman Frank Pallone, Jr. (NJ-06). See omnystudio.com/listener for privacy information.

603 Brewery's Dan Leonard joins us as we review the Just released Aladino Limited Edition Toro and the new 7-20-4 Briary Blends: Little Gold Dust. Recorded live from the 7-20-4 Lounge!

Londonderry based microbrewery founder and co-owner of 603 Brewery, Dan Leonard, joins us fresh off 603's 10th anniversary block party celebration with a selection of brews being paired with the newly released West Tampa Red Toro. Recorded live at the 7-20-4 Lounge in Londonderry, NH.

Welcome back to Powering Your Retirement Radio. I am Dan Leonard, your host. Today I am joined by Ed Sanders. Ed Sanders is a financial strategist with over 19 years of experience in the finance industry. Originally from Akron, Ohio, Ed attended the University of Arizona before moving to the Bay Area to work for Wells Fargo after graduation. In 2004, Ed made the decision to leave the corporate world behind and pursue his passion for helping people achieve financial freedom. As a financial strategist, Ed specializes in college planning, risk reduction, creating tax-free income sources, and eliminating debt. In this episode, Ed will share answers to many problems people face including: Debt as a hindrance to accumulating wealth. What is your effective interest rate, and why it matters. Eliminating Debt Forever. The snowball strategy. Paying cash for cars and what that costs you. Ed's Webinars Series. Thank you for tuning in to today's podcast with a financial strategist, Ed Sanders. We hope you found his insights and advice on college planning, risk reduction, creating tax-free income sources, and debt elimination helpful and informative. If you have any further questions or would like to learn more about Ed's services, please visit his website and other links below. Don't forget to subscribe to our podcast for more expert insights and advice on a variety of topics. Thank you again for listening, and we'll talk with you in the next episode. Ed's Contact Information:   LinkedIn: https://www.linkedin.com/in/edwardfsanders Website: www.edwardfsanders.com Enter debt for immediate effective interest cost: www.eliminatedebtforever.com To book a time to talk to Ed →  http://esanders.youcanbook.me For more episodes, please visit the Podcasts website: https://poweringyourretirement.com/2023/04/29/edward-f-sanders-financial-strategist

Dan Leonard, Professor at Chapman University, joins Karen Conti to discuss the criminal charges against actor Alec Baldwin for the fatal shooting on the set of the movie “Rust.” Dan goes over the rules for firearms on a film set, the charges against Alec Baldwin in the shooting, and more.

This week we have skateboarder Dan Leonard on the pod. Dan talks about how skateboarding saved his life and his feelings on the most recent supreme court decision.

What the heck? There are so many things that make us scratch our heads when we hear how they work. In this episode, I will share with you what Filial Laws are, what the Hold Harmless provision between Social Security and Medicare is, and finally I wrap up with why the self-employed have to file returns to avoid a very negative effect on their Social Security benefits. 1. Filial Laws In 29 states and Puerto Rico, there are Filial Laws on the books. The short version is that children can be held responsible for certain expenses incurred by their parents. When I heard about Filial Laws and did a little research I was shocked that these laws are on the books. Now, let's be realistic, I don't think this is going to see widespread enforcement any time soon. With a little Googling, I found that Pennsylvania may have been the last state to actually enforce these laws. That was in 2012. Given state budgets, it wouldn't shock me to see this topic crop up from time to time over the next decade. I do help the occasional client with Extended Care policies. These are clients that have experienced the decline of a parent and want coverage or are driven by the desire to not be a burden to their children. 2. Hold Harmless agreement between Social Security and Medicare Anyone collecting Social Security who is 65 or older is hopefully aware that Medicare premiums are automatically deducted from Social Security payments. As you are also likely aware that every year there is a Cost of Living Adjustments (COLA) for both Social Security and Medicare.  Occasionally, the Medicare increase can be greater than the Social Security increase. Since Social Security payments are larger than Medicare payments everything works out okay most of the time. In recent years, with very little or no COLA on Social Security, you could end up with a larger Medicare premium increase than a Social Security payout increase. The Hold Harmless Provision says if the Medicare bill increases more than the Social Security payment increases, they can not lower your Social Security payment to cover the cost. As you might guess, there are exceptions to this. The one I hear of the most often is for those deferring Social Security payments until age 70. Since they are paying Medicare premiums out of pocket, they pay for the increase since they are not collecting Social Security yet, and their payment can't be reduced.  3. Unfiled returns and their negative effect on your Social Security Haven't filed a tax return in a while? If you're self-employed or have a side-gig, you could be losing out on Social Security. Because self-employed taxpayers pay both the employer and employee portion of the social security tax, they are personally responsible for reporting their earnings to the Social Security Administration. They do this by filing Schedule SE with their 1040. However, there is a limited amount of time in which to do so. Namely, three years, three months, and 15 days following the end of the calendar year in which they earn the income. Self-employed taxpayers who for whatever reason fall behind in their filing requirement, or need to amend a previously filed return, will not get credit for their self-employment income if the earnings aren't reported within this time period.  As a reminder, the Social Security Administration no longer mails out annual Social Security statements. If you haven't done so yet, you should register on the Social Security Administration's website to view a record of your earnings. Check the website periodically to ensure that your wages and net self-employment earnings are properly reflected. If there is an error, you must act before the three-year time limit expires to ensure you get credit for all your earnings. That is it for this episode, if you knew about all this, good for you. I know a lot of advisors that don't. I am always interested in topics you may have an interest in feel free to drop me an email with your suggestions. I will have a series of podcasts over the summer focused on Digital Assets, stay tuned for more on that in one of my upcoming episodes. Until the next episode, be well, and stay safe.  Dan Leonard

Direct Relief President and CEO Thomas Tighe joins CEO Dan Leonard to talk about the humanitarian support Direct Relief is providing at the request of Ukraine's Ministry of Health in the war-torn country and to millions of its refugees in border countries. “We're so thankful for the [generic industry's] responsiveness. They don't have to do this, it's not their job. That they did it means a lot. It means a lot for people in Ukraine.”

Welcome back to Powering Your Retirement Radio. I am Dan Leonard your host. You can take a few steps to set yourself up for 401k success. You can take these steps to maximize your 401(k) regardless of your age.  Steps: Enroll! Stop procrastinating - the sooner you start, the bigger your balance will be later. Contributions Start with any amount, just start Annual Automatic Increase - most plans allow you to automatically increase your contribution rate annually. Time it to when you get your annual pay raise. For my PG&E clients, that would be on your March check. Shoot for 10% or 15% Don't overdo it when you are younger - under 35-year-olds usually have competing goals like getting married, having kids, and buying a home. Target maxing out your match. Prioritize savings once life goals are achieved Take advantage of the Catch-Up Contribution amounts at age 50. Matching - Try to contribute enough to maximize company matching. Spillover - If you can afford to contribute more and the plan allows for excess contributions. Mega-back Door Roth - In 2021, you could have contributed $58,000 plus the 6,500 Catch-Up contributions (for those 50 and older). The $58,000 includes your elective deferral, company matching, plan allocations of forfeitures, and after-tax employee contributions (spillover). Higher Wage Earners - take advantage of when you hit the wage base for Social Security of $147,000(2022) and the 6.2% Social Security tax stops being deducted. Increase your contribution rate for the rest of the year. Other: Start early and be consistent. Use the Catch-Up contribution when you reach 50. You control how much you save and how long. Until the next Episode, stay safe! For more information visit the podcasts website: https://poweringyourretirementradio.com/set-yourself-up-for-401k-success/

Welcome back to Powering Your Retirement Radio. I am Dan Leonard your host. In the last episode on Top 10 Tax Facts, you should know, I got a fair amount of downloads and got more comments than normal. In this episode, I thought I address how to read your tax return. As a financial advisor, I get asked, Why do you need to see my tax return? When I ask for documents. As a tax preparer, I get a different question, did I give you everything? The answer to this is how should I know? Did you fill out the tax organizer completely? Which is usually followed up with I have to? Yes, if you want me to know for sure. Before you turn in your documents to your tax preparer, pull out your prior year's return. It will tell you if you have forgotten anything. I need to make a confession, prior to becoming an Enrolled Agent and starting to prepare returns for clients, I was a horrible tax client. I didn't fill out organizers, I never was sure I had all my documents. So, this episode reminds me of how I have learned to organize tax documents. I want to walk you through your 1040 form which will tell you what documents you should have.  If you want extra credit print out Form 1040 and take some notes. How to read a tax return On the top half of page one, you have the following Filing Status Address Crypto Question - This is important. Standard Deduction Dependants  All are straightforward. As Preparer, I need to know about your relationship status, where you reside, if you own any cryptocurrency, if there are any issues with your deductions, and if you have dependents. As a financial advisor, I know how many people I am planning for, that you are potentially an aggressive investor if you have a mortgage if you have kids, or dependents to include in the planning. Either way, I know a fair bit without even seeing a form. The income numbers Let's look at the bottom half of page 1.  Line 1 - W-2 go here - You have a job and you are an employee Line 2 - 1099-Int or a Consolidated 1099 - You have savings that are earning interest = Sch B Line 3 - 1099-Div or a Consolidated 1099 - You own investments that pay dividends = Sch B Line 4 - 1099-R - You rolled over a retirement account or you took a distribution from a retirement account or it goes on Line 5 Line 5 - 1099-R - You collect on a pension or an Annuity Line 6 - SSA-1099 - You are collecting Social Security Line 7 - You sold an investment or a property. The Capital Gain is reported on a 1099-B or 1099-S or a Consolidated 1099 Line 8 - This is other income. See Part I of Schedule 1 - State Refunds (1099-G), Jury Duty, Alimony, Unemployment, and since the Olympics are going on your Olympic, ParaOlympic Medals, and USOC prize money, too. Line 9 - Phew - it is just math Deductions Line 10 - Now Adjustments to income - Part II of Schedule 1 - Educator Expense, Self Employed Health Care Expense, Self Employment Tax, Student Loan Interest, IRA Deductions, and of course the nontaxable amounts of your Olympic, ParaOlympic Medals, and USOC prize money. Line 11 - More Math Line 12a - Schedule A Deductions or Standard Deduction Line 12b - If you claim a Standard Deduction you can claim up to $300 in Charitable Deductions Line 12c - Math Line 13 - Qualified Business Deductions (QBI) for Business Owners Line 14 - Math, again. Taxable Income Line 15 - Math and this is your Taxable Income On to page 2 Line 16 - Tax Calculation, the painful math Adjustments Line 17 - Come from Part I of Schedule 2. Alternative Minimum Tax and Excess Advance Premium Tax Credit Line 18 - Math Line 19 - Nonrefundable Child Tax Credit Line 20 - Schedule 3 - Credits and Payments. Dependent Care Credits, Residential Energy Credits, Adoption credits, etc. Line 21 and Line 22 - More Math Line 23 - More Taxes, like additional taxes on HSA distributions, accumulated distributions from Trust, Golden Parachute payments. (Not as common for many) Line 24 - More Painful Math - Your Total Tax Taxes you have paid already Line 25a - W-2 Withholdings Line 25b - 1099 Withholdings Line 25c - Any other form showing withholdings Line 25d - Totals Line 26 - Total of your Estimated Tax Payments  Line 27a - Earned Income Tax Credit Line 27b - Noncombat Taxable Pay Election Line 27c - 2019 Income which may qualify and expand credit due to Coronavirus Line 28 - Refundable portion of Child Tax Credit or Additional Child Tax Credit Line 29 - Form 8863 - American Opportunity Tax Credit Line 30 - Recovery Rebate Credits (Stimulus Checks) Line 31 - Part II of Schedule 3 - Extension Payments, Excess Social Security, Health Care Tax Credits Line 32 - Math Line 33 - Math - Your Total Payments Refund or Tax Due Line 34 - The happy line, which is the amount of your refund if you are getting one Line 35 - What do you want to be refunded Line 36 - What do you want to pay toward next years taxes Line 37 - The unhappy line, What you owe. Line 38 - The insult line, any penalties for underpayment At the bottom of page 2 3rd Party Designee, who you'll allow to talk to the IRS on your behalf. Signatures, sign your return Paid Preparer, if you paid someone to make sure their information is there, otherwise don't pay them. So as a preparer, if I have your return from last year, I can tell what you had on your return based on what lines are filled in. Without the schedules, I may not know everything, but I know where I need to ask more questions. Recap As a Financial Planner, with Lines 1 to 8, I have a pretty good idea if you have investment assets or are drawing income from retirement accounts. If all you have is a 401k I can see that from your W-2. Line 12 gives me a hint if you own or rent your home. Line 13 tells me if you have a business, even if it is a side hustle. Page 2 of Form 1040, lets me know about the credits you collect, and where your withholdings are coming from. Finally, if you are retired and you owe, I know I can help by increasing your withholdings or lowering them if you get a big refund. So, if I am doing your return do I need you to fill out the organizer? If I am trying to build a financial plan do I need you to answer a bunch of questions? In both cases, probably not, but it does make sense for you to give the professionals you are paying to help you as much information as possible. Reality All preparers and planners know most people are stressed about taxes and planning, having a copy of your return makes our job a little easier and allows us to ask intelligent questions. That is it for this episode, and know you know why planners and preparers what to see your return. In true Jerry McGuire fashion, it helps me help you! Until next time, look for your tax documents, find your 2020 return,  be well and stay safe! Visit my podcast website for more information: https://poweringyourretirementradio.com/how-to-read-your-tax-return

Michael "Skitch" Schiciano tasks a few key members of Shardpoint Academy's faculty to investigate a strange occurrence at the school's waste management center.   Pooh debuts as Timothy A. Salamander the Warforged Alchemist. Dan Leonard returns as Night Shift the Human Warlock. Joa joins the crew as Sin the Fairy Inquisitive Rogue.   Twitter handles: Dan: https://twitter.com/MarvelousMrD  Pooh: https://twitter.com/PoohPlays  Joa: https://twitter.com/pussyfullawasps    Support: Pooh: https://linktr.ee/nat1pod  Joa: https://linktr.ee/joajin    FANART BY -  Jade - https://twitter.com/JadeTheThief  Cosmignon - https://twitter.com/cosmignon 

Dan Leonard & Rob Onofrietti Discuss The State Of The District. --- Send in a voice message: https://anchor.fm/radicalfreedomusa/message

Hello, welcome back to Powering Your Retirement Radio. I'm your host, Dan Leonard. And this week, we'll look at 7 items to review to make sure you're starting the year off strong financially and on track for a great year. 1. 401k contributions Determine how much money you want to save for the year. The actual dollar amount. Divide that amount by your annual salary, or salary plus bonus, if bonuses are included(They are not at PG&E, base salary only). The answer is the percentage you need to save to reach your goal. 2. Tax Withholdings Determine what your annual income will be. The most common way is to multiply your first paycheck of the year by however many checks you will receive for the year(4, 12, 24, 26, and 52 are the standard options). If married, add your spouse's income to your own. Pull up your Federal and State (CA) Tax Tables, reduce your taxable income by deductions, and calculate your tax liability. Divide the tax liability by the number of paychecks, and compare that number to what was withheld on your check. This is not foolproof but should give you an idea if you are on track. If you still have questions, you can ask me questions. 3. Beneficiaries & Estate Plan Check your beneficiaries on all your accounts and in your will and trust documents. If you, a parent or a loved one, had a baby, passed away, got married, or got divorced, you may have some updating to do. 4. Subscription Billing Everyone gets an automatic renewal from time to time. It is hard to track every payment in today's digital age. Pull three months' worth of receipts and see what you can do without. Or use a service like Privacy.com that lets you control what can be charged. 5. Paying Down Debt Paying down debt can be difficult. There are many ways to do that, but Dave Ramsey has a pretty straightforward way. Watch this short video to hear it from Dave himself. 6. QCDs (Qualified Charitable Distributions) If you are 70.5 years old and giving to charity, you must learn about Qualified Charitable Distributions. 7. Review Your Social Security Statement Go to SSA.gov and download your statement. Review how much you are on track for. Have a great start to your year. I look forward to helping you over the year understand financial concepts and ideas that will help you prepare for retirement the right way. For more information, you can visit the podcast website HERE.

Hello, and welcome back to Powering Your Retirement Radio. I'm Dan Leonard, your host. This week I'm gonna go back to square one. After doing some consulting with some other podcasters and their podcasts, they said looking through your catalog of episodes; you don't really see anything on you. Everyone had some kind of an about me type of episode. I figured here on New Year's Eve; you'll probably be sitting there watching the ball drop, listening to this, and just having a grand old time. Happy New Year, have a great evening. And, if you listen to the whole episode, God bless you. Background We'll just start with some basic background facts. I've been in the industry for over 30 years. My first job in the financial service industry was back in 1988 while I was still in college. I had a chance to work for Merrill Lynch on the floor of the American Stock Exchange, which was exciting and meaningful for me since both my grandfather and great-grandfather were members of the American Stock Exchange. So that was a great thrill to get to walk in their footsteps. Since graduating college, I've worked as a financial advisor in New York, Canada, and California; I've had the opportunity to live in five states in two countries. In addition to being an advisor, I've also worked in the financial services industry in the mutual fund and annuity area as what they call a wholesaler, which is the representative for the individual products. If you think of mutual funds like Franklin, Fidelity, or American, they all have sales forces. Their sole job is to market to financial advisors to raise brand awareness, and like anything else, the things that get on the end caps at a grocery store or Home Depot don't get there magically. There are product representatives that are in there talking to the store manager. You get this on the end of your aisle, and you'll sell more, and your store revenue will be up. Wholesalers use the same concept, except we were fighting for the mental headspace of financial advisors. And even to this day, this still persists. A lot more of that is done virtually these days. But the funds that I put in client portfolios and the representatives I know make sure we know everything going on. I personally use an outside third party to help me build those models. So I get support from the reps after selling the product. They're not proactively promoting their product to me, they're doing it more in a support role, but there are different ways that different people run their businesses. So I've been both retail, meaning client-facing, and then wholesale, institution-facing in my career. On the institutional side, you know, I've done presentations to literally hundreds of brokers at one time in conference format, down to individual meetings with clients and advisors. At the same time, I've also been an instructor where we would go into offices and offer continuing education. I've lived it. I've worked. I've been in every facet of the financial industry, as far as providing advice, whether it be coaching people, giving advice, or dealing with the end-user in the client space. During that time, I've actually had the opportunity to work in 20 different states. I've met with thousands of advisors. I've been in hundreds of brokerage offices, primarily in my career, early on when I was doing what I was working in, what is called the wirehouse environment, which would be the Merrill Lynch Smith, Barney, formerly PaineWebber, those typed up of firms on a national level. When I was in the mutual fund industry, I worked with over 20 different actual portfolio managers, running individual mutual funds. I've gotten to see how several different managers run their businesses. Probably the two biggest names would be Louis Navieller out of Reno. He was a manager for one of the companies I worked for in the late nineties and then Charles Brandis in La Jolla, which makes international investments and value investing. I've had chances to work with those people individually when they'd be out to travel. On a roadshow, we would go to offices to talk about their investing style. It's been a fun career because there are opportunities where I'm sitting down with clients like I do today, helping 'em with their personal financial situation. And then on the other end, being at a big conference where you're presenting to hundreds of advisors, and you've got one of the top money managers that just got off of a call with CNN driving around with you in your car, talking about the markets with you. Concepts and Principles Disciplined Process Focused Approach Make it Understandable Limit Decisions 3 H's Be Humble Be Human Be Honest Why you? Come for Performance Stay for Service Lost Trust or Ignored What is important The number one rule, I think all people have to keep in mind when it comes to investing, is that investments are important. The money is important because that's what you're gonna live on. But ultimately, it's your family. It's your health and your happiness. Your well-being is the most important part of it. So if you're in a relationship with an advisor that's suffering because you're concerned about stuff, and things aren't working, that's the reason to consider looking for a new advisor. And that goes if you're one of my clients or looking to be one of my clients. If you're in a relationship where you never hear from your advisor, and you don't feel like you can get answers from them, then you need to look for a new advisor. So that's where I try to make sure there's lots of outbound communication from me to who my clients are now, not all clients are gonna engage in it all, but that's on their end. I'm making sure that they know what we do and why we're doing it. So that's a little bit about me, my background, some of my philosophies, and thoughts on the market, hopefully, that was useful.  I just want to wish everybody a happy new year. And I look forward to talking with you in 2022. Thanks so much. Stay safe until next time. For more information please visit the Podcast Webpage. https://poweringyourretirement.com/2021/12/31/background-and-principles/

Hello, and welcome back to Powering Your Retirement Radio. I am Dan Leonard, your host, and a PG&E Retirement Specialist. This week, we will talk about the Social Security clawback, which happens when you earn money and draw Social Security benefits before Full Retirement Age. What is a PG&E Retirement Specialist? I receive a question, “What is a PG&E Retirement Specialist?”  A PG&E Retirement Specialist focuses on helping PG&E employees plan for and retire from PG&E. Why do you need a PG&E Retirement Specialist? Think about going to the Doctor; any competent Doctor can identify many different ailments. Likewise, most competent advisors can advise you on retirement. If you require a specialist, you likely do not want your General Practitioner helping you with major surgery. Instead, you want them to refer you to a Specialist. You can get good advice from many financial advisors if you work with a specialist. However, they have expertise in that particular area. In short, it is easier for a specialist to offer general advice than for a generalist to offer specialized advice. For instance, understanding the cost of your medical insurance. A PG&E Retirement Specialist will know to ask about your Retiree Medical Savings Account and know how it works, and a generalist may ask if you know what your health care will cost in retirement. Hopefully, that helps to clear that up. Social Security clawback Let's move on to today's topic of the Social Security clawback, which happens when you earn money while collecting Social Security. It is an issue until you reach full retirement age. Until the year you reach FRA, Social Security will claw back $1 for every $2's you earn above the earnings cap, currently $18,960 in 2021, and it is adjusted annually based on inflation. When you reach FRA, the limit is raised to $50,520. Most people will avoid working to avoid the Social Security clawback. However, there are a few options. If you decide to go back to work and it has been less than a year, you can take advantage of the one-time do-over and pay back all money paid out on your benefit, which is like it never happened. You can also keep collecting Social Security and limit your income to avoid the Social Security clawback. Neither of these two options is all that popular. Option three is to keep working, earn whatever you can, and know that the Social Security clawback will be calculated over the earnings limit. The key is they are clawed back, not forfeited.  NOT A FORFEITURE What happens is the money that is clawed back is kept track of. When you reach your full retirement age, Social Security will automatically recalculate your benefits and adjust your payment to redistribute the clawed-back money over your lifetime, affective raising your benefits. For instance, let's take round numbers to illustrate the concept. Your experience would be different. Let's say you have $30,000 clawed back as part of the Social Security clawback and your remaining life expectance happened to be 30 years. Your benefit would increase by $1,000 a year. That is oversimplified because interest and other things go into the calculation, but it is the basic idea. You have to consider that some people will live past life expectations, and others won't. In short, unless you know when you are going to die, you can't know if it is this calculation will work out in your favor or not. Conclusion In the last episode, I said that most people take the money when they want it, not necessarily when needed. If you decided to collect Social Security early, but have an excellent opportunity to earn income, don't turn it down because there is a clawback on your Social Security. Be aware you will have a Social Security clawback and plan for it. You can be proactive and let Social Security know. You will get the money back but once your benefit is recalculated at Full Retirement Age. So while many people have strong feelings about the Social Security clawback, they know that it is only a clawback and a forfeiture. I hope that helps clear up the Social Security clawback and the earning limit for you. As always, I welcome your question on the Podcast Website, PoweringYourRetirement.com, and you are welcome to reach out if you want to talk in person on my office line, too. 924-726-4015. For more information, visit the show notes at https://poweringyourretirement.com/2021/09/10/social-security-clawbacks

Ever wonder why people claim Social Security at age 62? Many people do, even though they should wait until age 70. Is it fear, greed, poor planning, or lack of knowledge? There are many mistakes people make, and I will touch on six other mistakes people often make. Welcome back to Powering Your Retirement Radio. I am your host Dan Leonard, and I am a PG&E Retirement Specialist. I have made it to Episode 10, which means I have now published more episodes than half of all podcasts. Six Common Mistakes People Make 1. Worrying about dying too young - Longevity Insurance 2. Waiting too long to claim -Disability Benefits 3. Not working because of the earnings limit - Losing money from working 4. Not filing for widow's or widower's benefits - Collect at age 60 5. Getting divorced - Married for 10 years, you are eligible 6. Hitting tax torpedoes - RMD's & IRMAA charges Collecting at age 62 or waiting until age 70 There are two paths people follow. One is to collect as soon as possible because you think Social Security will disappear. Two is to collect the biggest pile of money over your lifetime. Collect ASAP – Age 62 Collecting at age 62 usually means you are collecting because you can't work anymore due to health issues, or you lost your job and couldn't replace it, and you need the income. The other option is to collect Social Security at 62. Finally, you can reach the number you need to retire at 62. The first path is more common than you might think. The second option is not uncommon if you have done an excellent job with your 401k and you have a pension. The biggest pile of money The biggest pile of money is available to all. The key is planning. If you wait until age 70 to collect your benefits, you will receive between 70 to 75% more at age 70 than you would have received at age 62. You will also have missed 8 years of payments. Many calculators can calculate the cross-over point where waiting makes more sense. Depending on the marital status, that point is usually between 77 and 83. That is not a big stretch to break even in today's world. What are you to do? There is no one correct answer. In the claiming at 62 examples, if you can reclaim your life, replace your income and retire, it is hard to convince someone they need to keep working. On the other hand, if you can afford to go without Social Security and still retire at age 70, you will get the most money possible. It is hard to argue that maximizing the one source of lifetime income will continue to grow over time. This decision is why it makes sense to talk with your advisor and determine what works best for you. In some cases, you may regret going without the money when you finally get it but don't have the desire to spend it. You may also regret taking Social Security at 62, and you are in your late 80s, and your income is feeling the effects of inflation. Regarding Social Security, consider it longevity insurance, and planning for the worst-case scenario is not bad. For more information, visit the show notes at https://poweringyourretirement.com/2021/08/13/6-social-security-mistakes-why-people-claiming-at-age-62

Welcome back to Powering Your Retirement Radio. I am your host Dan Leonard, and I am a PG&E Retirement Specialist. Social Security is one of the most popular and confusing programs around.  In Season two of Powering Your Retirement Radio, I will talk about Social Security Fundamentals. In addition, we will cover claiming, spousal benefits, delayed retirement credits, and various other topics in the coming episode. Today I will start with a startling study by Vanguard, in which the results are heartbreaking. The survey of 5 million households with investments at Vanguard illustrates how little the average investor has saved. It also shows how few assets they own. If someone that makes $50,000 a year with a 3% growth rate in their income will earn over $3.5 million in their career, the low savings rate is not because they do not make enough money. The moral of the story is it doesn't matter when you start saving, but you need to start. The earlier, the better. Social Security is so popular because people don't save enough while they are working. Then I focus on how Social Security was never designed to be an income-replace vehicle. After that, I will cover a few key terms you should know when you look at your Social Security record. Finally, I will leave you with some thoughts about claiming Social Security. There are a lot of unknowns when making your claiming decision. How long will you live? How well will your other investments do? What do you want to do with your assets when you pass? The way I look at it is this. You either want the largest possible payout from Social Security over your lifetime. Or you want to retire and reclaim your life sooner rather than later. There is no one correct answer. I find decisions around retirement and retirement income are rarely based on facts. Most of the time, money decisions are based on emotions. I don't want to work anymore! I can't leave until I have 40 years on the job. And sadly, many more people retire early because they have to rather than they want to. Early retirement due to health concerns is more common than you might think. Conclusion Saving for retirement doesn't have to be complicated. Pay yourself first. Once you have done that, you are on your way to prosperity. If you were 20 years old today and could save $371 a month, you would be a millionaire at age 65. That is 540 months, and the $371 seems easy when you are 40 to 50 years old. At 20, it is a little intimidating. It is a total investment of just over $200,000. Yet Vanguard says their average investor has just under $61,000. If you are listening to this, you can do better. The average person isn't listening to a financial podcast, so keep up the excellent work! For more information, visit the show notes at: https://poweringyourretirement.com/2021/07/30/social-security-fundamentals-2/

Hello and Welcome to Powering Your Retirement Radio. I am Dan Leonard. I have been in the financial industry for over 30 years. From working on the Floor of the American Stock to being a mutual fund and annuity representative marketing to financial advisors, I covered 16 different states. Not surprisingly, Hawaii was my favorite destination. I lived and worked in Victoria, BC, for 5 years, and in 2012, I had the opportunity to return to the San Francisco Bay Area, which led to this show nine years later! Over that 30 years, I have been in hundreds of advisors' offices and talked with thousands of individual advisors. The advisors that always seemed to be at the top of their profession had a few things in common; one thing that always stood out to me was they had an area of expertise. This is why I feel ready to start this podcast after 9 years of focusing on PG&E employees and retirees. In those 9 years, I have worked specifically with a focus on PG&E and learned all aspects of the PG&E Retirement Benefits package. I have you covered whether it is the 401(k), New or Old Pension, Retiree Medical Benefits, or understanding the Employee Assistance Program. Like anything you repeatedly do, you improve with time and experience. You only want to retire once. I've seen the PG&E retirement process over 100 times. If you are getting advice from a financial advisor that does not specialize in PG&E retirement, you are dealing with what I would call a retirement generalist, and I am a PG&E Retirement Specialist. Whether you are looking for an advisor to help you over the long term or just want a few questions answered, I hope you will consider this show a valuable source of information. Please hit the subscribe button so that when the first episodes are released on April 23, 2021, you will get a notification where you subscribe to your podcasts. You can also follow the link in the show notes to sign up for notifications directly from me, and as an extra incentive up until the 4th episode is released on May 21, 2021, I will be running a contest for people who rate and review this podcast.  I encourage you to sign up, To give you a feel for the format, it will be mainly me. Occasionally I will bring in a subject expert for certain topics. I will do a season format, which will be a series of shows on a specific topic. I will start with Season 1, which will be 8 episodes focused on the PG&E Retirement Plan or the 401(k). I will talk about a recent article or answer a listener's question, discuss a specific aspect of the PG&E Benefits Plan, and then talk about a Financial Planning Concept, a way to maximize your benefits. Thank you for taking the time to listen to this introduction. I am Dan Leonard, and I am a Certified Financial Planner™ and an Enrolled Agent. I look forward to talking with you and answering your questions in the coming months and years. Until my first episode on April 23, 2021 - stay safe. Visit the podcast website: https://poweringyourretirement.com/2021/04/07/welcome-to-powering-your-retirement-radio-5/

Ok disclaimer...... if you can't handle biden using the n word don't listen. But it's funny. We also have my man Dan Leonard in studio. Awesome random conversation. Finally we have a canasta fantastic news segment highlighted by our real thoughts on Cuomo. All that and more in number 78. Get some --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this episode we have a plethora of topics we discuss. From the Christmas day bomb, to the stimulus package. The highlight is Dan Leonard came back on the program and that's can't miss. We also debut a new song titled " the covid is gonna get ya". All that and much much more in the 65 edition of Caldarise Unleashed. Enjoy --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Chris returns to the DM throne. Buckle up for a holiday story that takes some dark turns.   Brennan Blank debuts as Herjolf the Human Ranger. Dan Leonard introduces Gorbo the Goblin Artificer. Joa returns as Olli the Rogue Gnome.   STARRING - Brennan Blank: @Glock3bb  Chris "RolloT" Larios: @rollot Dan Leonard: @MarvelousMrD  Joa: @pussyfullawasps   SUPPORT LINKS - Patreon.com/austinyorski Patreon.com/weeklymangarecap Skitch.Bandcamp.com   ART, AUDIO, & MUSIC - Michael "Skitch" Schiciano: @skitchmusic OC ReMix #3282: Super Mario 64 'Frosty Britches' [Snow Mountain] by LongBoxofChocolate: https://www.youtube.com/watch?v=B6FDYlDzbUQ    DISCORD - https://discord.gg/YMU3qUH

In this episode we discuss the election from the angle of what solutions can be done so we can have full confidence our votes are counted correctly. Its not who casts the votes its who counts them that matters. My mom Kathy joins us to discuss her experiences voting and how South Carolina got it correctly. Then my man Dan Leonard joins the program to give further solutions to this mess. And quickly becoming our favorite segment the knucklehead news. Enjoy the 59th edition of CaldariseUnleashed. Get some. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

The Association for Accessible Medicines' new president and CEO, Dan Leonard, goes behind the mic to talk about the pathway to his new gig, the promise of biosimilars, what the 2020 election means for the generic drug industry, and why COVID-19 has underscored the public health impact of generic drugs.  Keep up with Dan on Twitter. 

In Episode 5, Jeff and Mel discuss the recent, devastating loss of Mel's partner (and Jeff's brother-in-law), Richard (Rich), as well as the different ways people deal with death around the world and throughout history. Welcome to Dan Leonard, our new producer.Today's Episode:00:47 - Segment 1: Mel's experience with losing her partner, Rich on July 20, 2020.08:55 - Segment 2: How people face death and grief around the world.17:46 - "Fun" Game: "What does the religion believe happens after death"?27:15 - Segment 3: Grief Advice (for those grieving & for those supporting someone who's grieving).36:28 - Segment 4: Grief Resources (helpful books, speakers, support groups, etc...).44:07 - Outro: Mel's final thoughts & recording of Rich.Thank you all for listening, we love you. **Download, Subscribe, Rate & Comment to support us!**Instagram: @obsessmuchpodcastFacebook: Obsess Much PodcastEmail: obsessmuchpodcast@gmail.com

Claudio chats with Mike Shina and Dan Leonard

The one and only Dan Leonard joins the conversation! We discuss photography, @Withtoysinmind, and keeping a positive mindset. Absolutely one of the nicest people around. Grab your coffee, your favorite action figure, and listen to the newest episode of @Toyphotocast! Dan | Dakota | Exclu | We Are Storytellers T-Shirt Join our Patreon to get bonus episodes, fan requests, and early access to each episode! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/toyphotocast/message Support this podcast: https://anchor.fm/toyphotocast/support

Building a legit home studio is a dream goal for many voice actors. To finally have a place to work in that isn't a closet! Before you dive into a build, there are a lot of factors you need to consider. Many things you need to plan for. If you're going to finally build your space, you want to build something you're happy with. A place you're excited to spend your days. While I am not a home studio expert, I did go through a complete build from scratch and certainly learned a few lessons along the way. In this weeks episode I share some of the story of my build, some of the most important considerations that are often overlooked, and with a little hindsight, I talk about a few things I may have done differently if given the chance. PS: If you're planning a build, don't consult Facebook Groups. You'll get too many opinions and many of them may not be that helpful. Skip that step and go straight to the pros. Reach out to someone like "Uncle" Roy Yokelson, George Whittam or Dan Leonard. Their input will be so much more valuable to you!   RESOURCES * Want 3 months of VoiceZam for the price of 1?Visit https://voicezam.com/marcscott * Free Mini eBook - 5 Steps to Marketing Like a VOpreneurDownload now at https://marcscottcoaching.com/5marketingstepsebook  * Need a voice over?Visit https://marcscottvoiceover.com * Want VOpreneur Swag?Visit https://teespring.com/stores/vopreneur * Join the VOpreneur Facebook Community.Visit https://facebook.com/groups/vopreneur EVERYDAY VOPRENEURS IN THIS EPISODE * Thanks to "Uncle Roy" for production assistance!Visit https://antlandproductions.com * Thanks to Christy Harst for VO contributions!Visit https://christyharst.com * Thanks to Krysta Wallrauch for VO contributions!Visit http://krystawallrauch.com Do you need help determining your next steps in your voice over business? Book a 15 minute free consultation with me and I'll guide you in the right direction. Book Your Consult

Podcast of tonight's Tosa Mural Project that was brought together by the city, tourism dollars and a love of art. Listen up for all the hard work that went into this and some fun quotes by the artists themselves. The North Ave. project cam about as The City of Wauwatosa selected six (seven) artists to create murals this mid July near the intersection of 68th Street and North Avenue in East Tosa arranged by Wallpapered City. The artists and their murals can be found at the locations below. Christina Thomas of Wauwatosa, who will paint a mural on the Heartland Information Services building Dan Leonard of Ireland, Cranky Al's Eric Ricks of Liberia (now a Maryland resident), Nobleman Ivan Roque of Miami, Florida, TosaYoga Adam Hernandez of Columbus, Ohio, BelAir Cantina Matthew Mederer and Max Komorov, of Chicago, Voline gas station Nykoli Koslow, Alfa Florist Thanks to everyone that made it happen! #TosaTalks

Dan Leonard is the president and chief executive officer of the National Pharmaceutical Council (NPC), where he leads NPC in bringing the pharmaceutical industry’s technical expertise and applied scientific knowledge to considerations of evidence-based medicine, comparative effectiveness reviews, evaluation and application. Prior to coming to NPC, Mr. Leonard served as executive vice president of advocacy and professional services for America’s Health Insurance Plans, and is also a veteran communications and media strategist with more than 20 years of experience in strategic communications, legislative management, politics and broadcast journalism. The National Pharmaceutical Council (NPC) is a health policy research organization dedicated to the advancement of good evidence and science, and to fostering an environment in the United States that supports medical innovation.

This week on the podcast I interviewed Dan Leonard, the UK-based toy photographer behind the #WithToysInMind hashtag on Instagram.   I've written before about my own struggle with depression and how I've used toy photography as a therapy. So it should come as no surprise that my ears perked up when I first discovered #WithToysInMind on Instagram. I truly believe in what Dan's trying to accomplish with this hashtag. He wants to raise awareness about mental health, fight against the stigmas that keep people from seeking or receiving help, and creating a safe space to open up about their own struggles. I was happy when he said he'd be willing to discuss the project, and his own history with depression.   You can find new episodes of this podcast and daily articles on creativity and toy photography on our website, toyphotographers.com. Find us on Facebook and on Instagram. 

State Representative Dan Leonard joins The Gary Snyder Show on FM 100.1 Talks on Monday from 6-7 p.m. Representative Leonard opines on the closing of the Roush Lake beach, biking trails and model plane area and just as I picked up biking again, damn! Benjamin Lanka, writer for the Journal Gazette, makes his first appearance on The Gary Snyder Show and will expand on his column from Sunday's Journal Gazette, Workers do double duty for city cash . Finally, Ian Hulette, The Gary Snyder Show Purdue football guru will make his first appearance of the year and give us his take on the Boilers and their upcoming season. All this and since it's Monday, FREE Golf from Frazanda Golf Course. Where politics and sports collide in Northeast Indiana!

Dan Leonard of Units Mobile Storage talks with host Ric Franzi about how he and his wife have built their franchise business from startup to a going concern.  Dan also talks about how life as an entrepreneur diifers from his successful executive career. Liz Goodgold talks about how important brand marketing is for business owners in this economy. Liz is a published author  and her latest book is Red Fire Branding.