In Her Wallet

Job hunting in 2025 looks different — and for many women, it comes with added challenges: layoffs, confidence gaps, career pivots, and navigating a job market that's constantly evolving. In this episode, I'm joined by Amanda Sayfy, Executive Director of Dress for Success Vancouver, to break down how women can rebuild their confidence, advocate for themselves, and land meaningful work.We talk about:The biggest mistakes women make in job searches — and how to avoid themHow to prepare for interviews and negotiate your salary with confidenceCareer pivots after layoffs or life changesBuilding a strong professional network and finding mentorshipWhy financial independence is more than just a paycheckThe real power of community, resilience, and support programs like Dress for SuccessWhether you're reentering the workforce, switching careers, or just feeling stuck in your current role, this episode will give you the mindset shifts and tools to move forward.

Is the economy in trouble? Headlines are swirling about inflation, new tariffs, market dips, and global trade tensions — and if you're feeling overwhelmed, you're not alone. In this episode of In Her Wallet, I'm joined by Seth Allen, Senior Portfolio Manager at Cadence Financial Group with Raymond James, who brings over 25 years of experience breaking down the markets and helping investors stay calm during times of uncertainty.We cover:What tariffs actually are (and why governments use them)How trade tensions affect prices at the grocery store, in fashion, and beyondWhat Canadian consumers and investors need to knowHow to stay informed without spiraling from scary headlinesThe #1 money habit to build financial resilience in volatile timesWhether you're a beginner or a seasoned investor trying to make sense of it all, Seth shares practical advice for staying grounded, spotting meaningful economic trends, and making smart money moves in any environment.

Can a luxury handbag actually make you money? In this episode of In Her Wallet, I sit down with Courtney Watkins, founder of Canada's leading pre-loved designer fashion store, Mine & Yours, to talk about turning handbags into smart financial investments.You'll learn:✅Which designer bags hold their value best✅ How to spot a good investment bag✅ What to know before you buy or resell a luxury handbag✅ Tips for maximizing resale value (yes, receipts matter!)✅ How to shop more sustainably through resale✅ Red flags to avoid when buying secondhand designer bagsWhether you're eyeing your first Chanel or considering selling a bag from your closet, this episode is packed with real, actionable advice on how to make fashion work for your wallet.

What happens if your engagement ring gets lost, stolen, or the diamond falls out? Would you be covered—or would you be out thousands of dollars?In this episode, I sit down with Dustin Lemick, a third-generation jeweler and founder/CEO of BriteCo, to break down everything you need to know about engagement ring insurance and how to protect your jewelry the right way.Topics covered:How much does engagement ring insurance cost? (And what it actually covers)Should you add your ring to homeowners or renters insurance? (Pros & cons)The biggest myths about jewelry insurance (What most people get wrong)Why so many couples forget to insure their engagement ringWhat's the minimum value of jewelry worth insuring?If you have an engagement ring, wedding band, or fine jewelry, this episode is a MUST-watch!

Self-employed? Learn how to save money on taxes, maximize write-offs, and avoid CRA mistakes in this episode of In Her Wallet!In this episode, host Sofiia sits down with Chartered Professional Accountant Cindy Kumar to break down self-employment taxes and how freelancers, consultants, and small business owners can navigate tax season with confidence.Topics covered:Key differences between taxes for employees vs. self-employed individualsSmart tax deductions & common write-off mythsAudit triggers & how to avoid red flags with the CRAShould you incorporate? The pros & cons for tax savingsHow accountants add value beyond tax software like TurboTaxMaximizing retirement plans (RRSP) for self-employed individualsWhether you're a freelancer, consultant, or small business owner, this comprehensive guide will help you avoid tax pitfalls, save money, and stay compliant.Listen now on Spotify, Apple Podcasts & YouTube!Have a tax question? Drop it in the comments!Cindy's resources:100 Tax Write-Offs Cheat SheetBook a Free 20-Min Financial Clarity Session with CindyRegister for 4-Week Tax Course for Self-EmployedIn Her Wallet's resources:Listen to EP64 You Guide to Filing Personal Income Taxes with Wealthsimple's Caroline CorbeilGet Your Monthly Budget Planner for $20Watch Episodes on YouTube!

In episode 91 of In Her Wallet, we're talking about something just as important as love in a relationship—money. Financial compatibility can make or break a relationship, yet so many people ignore the warning signs until it's too late.In this episode, we're diving into:

In episode 90 of In Her Wallet podcast, I'm tackling one of the biggest financial questions: How do you invest your first $1,000? If you've been wanting to start investing but feel overwhelmed by where to begin, this episode is for you!! I'm breaking down everything step by step—how to define your investment goal, whether to choose a TFSA, RRSP, or FHSA, and the best beginner-friendly options like ETFs, robo-advisors, or individual stocks. Plus, I'll share a funny story about how my husband and I took very different approaches to investing in Uber, and what that taught me about patience in the market. I'll also cover common investing mistakes to avoid, so you can start building wealth with confidence. By the end of this episode (in just 25 minutes…), you'll know exactly where to put your first $1,000 and how to make your first investment. Tune in now and take the first step toward growing your money! Start Managing Your Money Like a Pro with This Tool! Ep50 "How to Not Get (Fin)fluenced with Bad Financial Advice?"

In Episode 89 of the In Her Wallet podcast, I'm sharing how I'm building my Personal Board of Directors this year—a concept that could be a total game-changer for your career, personal growth, and life goals. You'll hear: What a Personal Board of Directors is and why it matters. The step-by-step process I used to define my goals, identify key roles, and select the right people for my board. How to approach potential members with clarity and intention, and set up a framework that works for both sides. Tips on how to engage regularly and create a meaningful, mutually beneficial relationship with your board. Whether you're navigating a big career pivot, planning a major life event, or just looking for guidance and support to achieve your goals, this episode will help you level up your life with the help of your own dream team!

In episode 88 of In Her Wallet podcast, I'm diving into the 7 financial red flags that might be holding you back in 2025. These could be personal habits or behaviors you've noticed in yourself or others—like your partner or family members—that silently sabotage financial health. I'll share personal stories for each red flag and the solutions that have worked for me, giving you practical steps to tackle them head-on. This episode is all about helping you reflect, reset, and make smarter financial decisions this year—starting today! Resources referenced: Check out Monthly Budget Template by In Her Wallet Start investing with Wealthsimple

Welcome to the first In Her Wallet episode of 2025! In this solo episode, I'm sharing my ultimate “Ins and Outs” list for the new year, diving into everything from wellness habits and mindset shifts to fashion upgrades and personal growth tools. Plus, I kick things off with a little life update—it's been a month since we last caught up, and so much has happened!

In Episode 86 of In Her Wallet podcast, I'm joined by my friend and fellow vision board enthusiast, Jaiya Varshney. She's the co-founder of Tydra Labs, a startup in the sustainable fashion and textile space, and she has some incredible fresh insights about vision boards that completely changed how I think about them—including why she keeps a laminated one in her shower! Together, we chat about: How vision boards work and why they're more than just pretty pictures. How to balance big dreams with realistic goals. How to find the right images and choose between physical or digital board. What is surface area of luck and how to unlock it Whether you've been making vision boards for years or are curious about starting one, this episode is packed with practical tips and fresh ideas to help you create a vision board that works. Tune in to hear how Jaiya and I are creating our vision boards for 2025—and why you might want to put yours in the shower, too!

In episode 85 of In Her Wallet podcast, Sofiia sits down with Michelle Munro, Director of Tax and Retirement Research at Fidelity Investments Canada, to help you prepare for a financially successful 2025. Together, they explore practical steps for building wealth, creating financial security, and navigating life's big money decisions with confidence. Michelle shares actionable insights on starting your investment journey, balancing short- and long-term financial goals, and planning for retirement—all tailored to the unique challenges women face today. Whether you're just starting to invest or looking to refine your financial strategy, this episode is packed with expert advice to set you up for success in the new year. Get the Monthly Budget Planner by In Her Wallet Connect with Michelle Munro on LinkedIn Check out Fidelity Investments Canada Disclaimer: The views in this recording are the personal views of both speakers and should not be taken as the views of Fidelity Investments Canada. This commentary is provided for general informational purposes only and does not constitute financial, investment, tax, legal or accounting advice nor does it constitute an offer or solicitation to buy or sell any securities referred to. Individual circumstances and current events are critical to sound investment planning; anyone wishing to act on this article should consult with his or her advisor. Neither Fidelity Investments Canada nor any of its affiliates, nor any other person accepts any liability whatsoever for any direct or consequential loss arising from any use of this podcast, the information contained herein or the associated report on which this podcast is based.

In episode 84 of the In Her Wallet podcast, my sister Aleksa takes over the mic to interview me ahead of my 29th birthday! We're talking about my favourite life hacks, what's on my dopamine menu, behind-the-scenes insights from wedding planning, and my plans and vision for 2025. It's a mix of reflection, vulnerability, and inspiration that I hope will resonate with you. My hope is that the lessons and hacks I share in this episode will inspire you and give you some fresh ideas as you plan for your own 2025 goals. Let's celebrate growth, new beginnings, and embracing life fully—together! Links: Try Open App with my 30-day free trial link Get the Monthly Budget Planner by In Her Wallet

In this episode of In Her Wallet, I'm excited to welcome back Olessia Lapina for an insightful chat about how to ask for what you want at work. Whether it's going for that big promotion, taking on exciting new opportunities, or even giving feedback to senior management, we're breaking it all down. We're also diving into some of the challenges women face—like feeling overlooked or undervalued, especially in male-dominated industries. Olessia shares her expert advice on how to stand out, build strong relationships with decision-makers, and tackle those tricky conversations with confidence. If you've ever wondered how to step up and advocate for yourself at work, this episode is packed with tips and stories to inspire you.  Episode links: Listen to Episode 60 'The Power of Personal Brand to Advance Your Career' Connect with Olessia on Instagram Connect with Olessia on LinkedIn

In episode 82 of the In Her Wallet podcast, Sofiia sits down with Liza Spirit to talk about a topics that's been requested many times: day trading! From breaking down the basics to sharing her personal strategy, Liza pulls back the curtain on what it's like being a futures day trader. We chat about how day trading stacks up against investing, how much money you need to get started, and whether it can be done as a side hustle or required to be a full time gig. Liza also opens up about her biggest lessons learned, the challenges she faced starting out, and her ambitious goal of turning $5,000 into $100,000. So, if you've ever been curious about the fast-paced world of day trading, this episode is packed with insights, stories, and tips you don't want to miss! Links: Get the Monthly Budget Planner by In Her Wallet Connect with Liza on her Instagram

In Episode 81 of the In Her Wallet podcast, I sit down with my friend Tara Osipoff for a real and raw conversation about money, career, and resilience. Tara's journey is anything but ordinary, and one of her most powerful insights is that she's not afraid of being poor—a mindset that has allowed her to take bold, calculated risks and continuously evolve her life. In this episode, we dive into the lessons Tara has learned from her life's highs and lows, how she built her financial habits, and her advice for anyone looking to take charge of their career and financial future. If you're curious about how a fearless mindset can drive success, this episode is for you! Episode's resources: ⁠Get the Monthly Budget Planner by In Her Wallet⁠ ⁠Listen to You're Meant to Be Here podcast with Tara Osipoff⁠ ⁠Follow Tara on Instagram⁠ ⁠Connect with Tara on LinkedIn⁠

In episode 80 of the In Her Wallet podcast, Shannon Terrell from NerdWallet is joining Sofiia for a conversation about the rising impact of social media on our spending habits! With platforms like TikTok and Instagram fueling a culture of overconsumption through viral hauls and unboxing videos, many of us feel the constant urge to shop for the latest must-haves. But there's a new trend challenging this: 'underconsumption core. So, if you're ready to rethink your relationship with spending and embrace a lifestyle that aligns with your financial goals, this episode is for you! Favourite resources: Get the Monthly Budget Planner with Subscription Tracker by In Her Wallet Check out the Locker App for fun and mindful shopping Check out Opal App, the #1 Screen Time App Visit NerdWallet to choose the right credit card for you

In episode 79 of the In Her Wallet podcast, host Sofiia welcomes back Robyn Thompson, an award-winning financial advisor and founder of Castlemark Wealth Management! As one of our most popular guests from Season 1, Robyn brings her expertise back to the show with fresh insights into building financial habits that actually work. If you've been wanting to reset your money habits or make impactful changes toward financial independence, this episode is for you. Links: Monthly Budget Planner by In Her Wallet Free Managing Multiple Financial Goals Checklist Check out Robyn's Instagram

In episode 78 of the In Her Wallet podcast, host Sofiia dives into the often tricky world of managing finances in relationships, including how she and her fiancé, Roman, manage their finances. Join Sofiia as she discusses when to start talking about money with your partner, the three approaches to handling finances as a couple, when to open a joint bank account, and the common mistakes couples make, and how to avoid them. Whether you're just starting out your relationship, moving in together, or planning for the future, this episode will help you navigate finances as a team!Links mentioned:Episode 42 with Stephanie Wolfe "How to Get Financially Naked with Your Partner" listen hereIn Her Wallet siteSofiia's InstagramSupport the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 77 of the In Her Wallet podcast, we're diving into the world of Exchange-Traded Funds, or ETFs, and how you can use them to build a strong and diversified investment portfolio. Join Sofiia as she walks you through what ETFs are and how they work, the four main types of ETFs to include in your portfolio (with examples), and some common mistakes to avoid when buying ETFs. Whether you're just starting out on your investment journey or looking to enhance your existing portfolio, this episode is packed with valuable insights to help you achieve your investment goals. Support the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In Episode 76 of the 'In Her Wallet' podcast, Sofiia explores the powerful concept of money manifestation and how you can attract more abundance into your life through cognitive restructuring. Learn how to identify and challenge limiting beliefs about money, reframe negative thoughts, and set clear financial goals to achieve success.Tune in to discover:The basics of money manifestation and the Law of AttractionPractical steps to reframe your mindset and overcome limiting beliefsHow to set specific, achievable financial goalsTune into this episode for actionable insights and personal stories Sofiia shares that will inspire you to cultivate a wealth mindset and manifest more money into your life.Support the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 75 of the In Her Wallet podcast, we're sharing an entrepreneurial success story and all the behind-the-scenes details of what it takes to build a business from the ground up. Host Sofiia welcomes Jessi, a dynamic entrepreneur who started her own butcher and catering business at just 23 years old and sold it successfully only four years later. In this episode, Jessi shares how she secured financing despite having 100 doors shut, crafted a business plan, and tackled the biggest challenges she faced along the way, like hiring and managing people who are 10-15 years older than her. This episode is a must-listen for anyone looking to start their own business or seeking motivation to achieve their goals!Connect with Jessi on LinkedInSupport the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 74 of the In Her Wallet Podcast, we're diving into Hot Girl Summer Prep - Money Edition to ensure your summer is as financially fabulous as it is fun! Join host Sofiia as she explores essential topics like managing work-life balance with reduced summer hours, creating a budget for summer splurges, and planning for big ticket events without the stress. Discover smart fashion and beauty savings tips—including how to snag the best deals during Canada Day and July 4th sales—and learn how to make smart investment decisions during the market's summer shifts. Whether you're planning a local staycation or aiming to refresh your summer wardrobe, this episode is packed with practical advice to help you enjoy a sensational and financially smart summer. Support the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 73 of the In Her Wallet podcast, we talk about how to show up on social media in 2024 to create community and drive sales. Our host Sofiia is joined by Daria Ast, a Vancouver-based personal branding coach who helps creators with less than 10,000 followers monetize their platforms (yes, that's possible!). Whether you're just starting to build your Instagram presence or looking to boost an existing account, Daria shares invaluable insights and strategies that are essential for anyone aiming to make a significant impact online. From crafting a brand that resonates with your audience to various ways of monetizing your social media, this episode is packed with actionable tips to help you show up authentically and achieve your business goals. Tune in to discover how you can transform your social media presence into a thriving community and a profitable venture.Episode resources:Daria's InstagramDaria's website15 ways to make money on InstagramSupport the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 72 of the In Her Wallet podcast, join host Sofiia as she explores effective strategies to significantly lower your expenses on flights, accommodations, and transportation. Whether you're planning a tropical getaway, a cultural tour in Europe, or an adventurous journey across Asia, discover how to expertly use booking platforms, maximize loyalty programs, and select travel dates that lead to substantial savings.  Tune into this episode for practical tips that ensure you enjoy a luxurious trip without the luxurious price tag. Support the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 71 of the In Her Wallet Podcast, our host Sofiia invites Rachel Wong, Co-Founder of Monday Girl, first-of-its-kind digital networking platform in North America, to discuss mastering networking as a modern professional woman. Together, they explore how to cultivate the right mindset, make memorable first impressions, and find the time to attend networking events. Tune in for invaluable strategies that will empower you to build connections and propel your career forward.Join Monday Girl at mondaygirl.caFollow Monday Girl on InstagramSupport the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 70 of the In Her Wallet Podcast, our host Sofiia explores the powerful connection between financial health and mental well-being. Many of us know the anxiety that comes with managing money, and research shows a strong link between financial stress and mental health challenges like feelings of anxiety and overwhelm. Join Sofiia as she explains what common financial stressors are, helps you recognize the signs of financial stress in your life, and shares six practical tips to improve both your financial and mental health. Check out our new Monthly Budget Planner template!Support the Show.If this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!

In episode 69 of the In Her Wallet Podcast, our host Sofiia dives into one of the most common financial dilemmas faced by car shoppers: should you buy, finance, or lease your new car? We explore everything from the upfront costs and monthly payments to the long-term financial implications of buying vs financing vs leasing. Sofiia also covers important considerations like depreciation, maintenance responsibilities, and the potential for equity building. We've done all the number crunching for you, so this episode offers realistic comparison to guide you  through the financial mechanics behind each choice.  Tune in to navigate your car buying journey with confidence!Low No Drinker Magazine PodcastMeeting the people & brands leading the low-&-no-alcohol revolution!Listen on: Apple Podcasts SpotifySupport the showIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!

In episode 68 of the In Her Wallet Podcast, we peel back the layers on why filling up your grocery cart or dining out suddenly feels like a luxury splurge. Our host Sofiia is joined by Sang Le, the founder of Peko Produce, Western Canada's first delivery service for "peculiar" and surplus groceries, offering savings of up to 40% off regular grocery store prices. Together, they discuss questions like why food prices seem to be on an endless climb and what happens to food that doesn't make it off the shelves. This episode is rich with practical tips on how to navigate rising grocery and restaurant bills without sacrificing quality of your meals or lifestyle.As a special treat for our listeners, use code 'inherwallet50' for an exclusive 50% off your first order with Peko Produce. Let us know how you like it!Low No Drinker Magazine PodcastMeeting the people & brands leading the low-&-no-alcohol revolution!Listen on: Apple Podcasts Spotify Reverie Nature PodcastNature lore, Wilderness essentials, Bushcraft, stories, soundscapes, environmental talks.Listen on: Apple Podcasts SpotifySupport the showIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you!

In episode 67 of the In Her Wallet Podcast, join Sofiia on a deep dive into the world of TFSA, RRSP, and the newly introduced FHSA. We discuss key benefits, differences, and strategic uses of each account to supercharge your financial journey. Whether you're saving for that dream holiday, planning a majestic retirement, or gearing up for your first home purchase, understanding all three accounts is crucial to take advantage of the huge tax benefits they offer. Tune in as Sofiia shares clear, actionable tips tailored to women managing multiple financial goals at a time, empowering you to leverage these tools to their fullest potential. Support the showFollow the show, leave us a 5-star review, and join our growing community of women building the futures they've always dreamed of.

In episode 66 of the In Her Wallet Podcast, we're diving deep into the world of credit cards - the good, the bad, and the fine print that banks might not be so keen on sharing. Joined by Shannon Terrell from NerdWallet, we discuss how to choose the right credit card that doesn't just fit your needs, but also empowers your financial independence and goals. Whether you're aiming to boost your credit score, earn rewards, or find a low-interest lifeline, this conversation explores strategies to navigate the credit card maze confidently. Perfect for young professionals looking to make smart financial decisions, this episode is your guide to making credit cards a powerful ally in your financial journey.Support the showFollow the show, leave us a 5-star review, and join our growing community of women building the futures they've always dreamed of.

In episode 65 of the In Her Wallet Podcast, we're diving into the world of tipping culture. It's a tradition with deep roots that's facing rapid changes in today's society. Sofiia takes you on a journey to discover the origins of tipping and why it's sparking debates now more than ever. Ever wondered about the 'right' amount to tip or why we're suddenly tipping in places we never thought we would? We've got you covered. This episode tackles these burning questions and provides actionable tips for consumers and businesses alike, aiming to ease the stress around tipping practices. Join Sofiia as she tackles the critical question: Has tipping culture gone too far?Support the showFollow the show, leave us a 5-star review, and join our growing community of women building the futures they've always dreamed of.

In episode 64 of the In Her Wallet Podcast, Sofiia is joined by Wealthsimple's Tax Expert Caroline Corbeil for a conversation on filing personal income taxes in Canada. From learning the difference in filing taxes as employed vs self-employed, to understanding tax brackets and strategies to maximize deductions, this episode covers everything you need to know to file taxes in 2024! Plus, we explore how significant life changes, such as getting married, buying a home, or becoming parents, can impact your tax filings. If you want to be equipped with actionable tips and insights relevant to most recent tax system changes, this episode is for you! Support the showFollow the show, leave us a 5-star review, and join our growing community of women building the futures they've always dreamed of.

In this debut episode of Season 3, our host Sofiia dives deep into the heart of the gender wealth gap, a challenge that touches every woman's financial journey (whether you know it or not). We explore the multifaceted reasons behind this disparity—from the infamous pink tax to the time spent in the workforce—and bring to light actionable strategies that each of us can utilize, in our own lives, to shrink that frustrating wealth gap. Whether you're navigating the workforce, managing household finances, or looking to grow your investments, this episode is your guide to understanding and overcoming the obstacles to financial success.Support the showFollow the show, leave us a 5-star review, and join our growing community of women building the futures they've always dreamed of.

Season 3 of In Her Wallet is on the horizon, and we're kicking things off with a bang! This special trailer episode offers a sneak peek into what's in store for you, our community. Hosted by Sofiia, a Vancouver-based financial educator and the founder of "In Her Wallet", this season is set to explore the intricacies of how money works, uncover the factors influencing our financial decision-making, and demonstrate how we can leverage behavioural psychology to live our best lives without sacrificing our financial futures—all through the lens of real-life stories and actionable advice tailored for women.New episode drops on Wednesday, March 6.Support the showFollow the show, leave us a 5-star review, and join our growing community of women building the futures they've always dreamed of.

Welcome to the final episode of Season 2 of the In Her Wallet Podcast! In this episode, we celebrate 47 episodes released in 2023 and reflect on the valuable lessons learnt along the way. Join Sofiia and 25 guests as we share the best takeaways on topics like your relationship with money, managing finances as a couple, taking care of aging parents, maximizing workplace benefits, negotiating, starting a business, where to start in your financial journey, how to choose companies to invest in, and more!*Watch this episode in video format on YouTube*This episode is a heartfelt thank you to our listeners and guests for their continued support. Tune in for valuable insights and wisdom gained from 47 consecutive weeks of sharing stories, experiences and advice with our amazing community!If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Key takeaways:00:00 What to expect from Season 2 Finale03:33 Financial wellbeing series04:00 Your relationship with money (EP52 Leisse Wilcox)06:40 Money and mental health (EP47 Janine Rogan)09:16 How to gain control of your life (EP51 Arunie Saldhi)11:55 How to value your time (EP54 Lindsay Sparrow)14:42 Money in relationships (EP42 Stephanie Wolfe)18:00 Talking to aging parents about money (EP33 Leanne Kaufman)20:40 Birth control and our finances (EP30 Dallas Barnes)22:56 Career and business series23:58 Understanding workplace benefits (EP20 Katrina Sinclair)25:46 How to prepare for negotiations (EP60 Olessia Lapina)27:30 How to negotiate post pandemic (EP22 The Thoughtful Co)30:30 What to do when losing employment (EP26 Erin Brandt)32:29 How to prepare financially to leave a job (EP34 Liza Akhvledziani)35:43 Employee vs entrepreneur mindset (EP24 Lorin Winata)38:05 One page business plan (EP44 Staci Millard)40:00 Understanding government grants (EP17 Brianna Blaney)42:27 Self-employed vs incorporated (EP43 Jami Monte)46:17 Advice to new entrepreneurs (EP29 Olivia Lovenmark)48:42 How to be productive as a solo founder (EP16 Kristine Locker)51:13 Personal finance and investing series52:10 How to fight math anxiety (EP45 Ms. Money & Math)54:17 Where to start in your financial journey (EP56 Scheherazade Hasan)56:38 How to choose companies to invest in (EP39 Lyndell Grey)57:47 Be careful with taking advice from banks (EP28 Simran Kang)01:00:00 Real estate investing formula for success (EP46 Victoria Cluney)01:06:00 What is insurance (EP19 Cove Advisors)01:07:00 One day goals system (EP48 Ashley Meadahl)01:10:00 Message from Sofiia & Season 3 announcementSupport the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 61 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode about 8 money lessons she learnt before turning 28. Sofiia is someone who moved countries at 17 on her own, studied economics in university, worked in the wealth management sector, reads finance books, holds an official accreditation in the investment management space, and has gone through lot of general trial and error on her own, she is sharing these money lessons based on things she did well, and some that she wishes she had done differently.*Watch this episode in video format on YouTube*Celebrate Sofiia's birthday with us! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Support the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 60 of the In Her Wallet Podcast! This week Sofiia is joined by Olessia Lapina, a seasoned talent leader with 10 years of experience holding key roles in renowned global organizations like Tiffany&Co, Louis Vuitton Moet Hennessy and Fairmont Hotels. In this episode, Sofiia and Olessia talk about building a strong personal brand, ways it can advance your career, help grow network and increase personal income.Key takeaways:00:00 What we're talking about today02:10 Get to know Olessia05:47 What is a personal brand in workplace08:49 How to leverage personal brand for your career 10:04 Using online platforms like LinkedIn14:47 For those just starting out & navigating a change16:07 For those building brand within a company18:30 Strategically using your brand to career transition21:00 Does HR or Hiring Manager look at your Instagram?23:07 How to navigate walking into new position/new company26:45 How to communicate unique value you bring 28:48 Two real-life cases of career change & personal branding33:37 Tip to start building your brand35:09 What is financial freedom to you & how to achieve it*Watch this episode in video format on YouTube*If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Episode resources:Olessia Lapina on Instagram and LinkedInLapina Consulting WebsiteSupport the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 59 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode covering 6 tips to make the most of Black Friday and holiday shopping. How to avoid buying things 'just because they are on sale', maximize your cash back earned, and navigate the sea of deals seamlessly? Tune in for answers to these questions!*Watch this episode in video format on YouTube*If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Episode resources:Access Locker Black Friday Cyber Monday Sales GuideGet $30 Cash Bonus When You Join Rakuten via This LinkSupport the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 58 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode about how you can prepare to buy your first home in Canada! In this episode, Sofiia walks you through the exact steps to take to prepare to buy your first home, like figuring out what home you can actually afford, getting pre-approved for a mortgage and understanding the government programs designed to help you.*Watch this episode in video format on YouTube*If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Episode resources:Borrowing capacity calculatorSupport the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 57 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode on the topic many of her fellow brides can relate to, but often find it difficult to discuss openly - the cost of weddings! In this episode, Sofiia shares the actual costs of her own wedding, the average budget of a lavish wedding you see on Instagram, and some of the practices her and her partner are using to stay budget conscious while bringing their wedding vision to life.*Watch this episode in video format on YouTube*If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Support the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 56 of the In Her Wallet Podcast! This week, our host Sofiia is joined by Scheherazade Hasan, Advisor and Associate Portfolio Manager at Wealthsimple, to answer the #1 question they both get: "Where do I start?!" In this episode, we are walking you through the steps that will help you build a solid financial foundation, set achievable goals, and create a roadmap tailored to your unique dreams and aspirations. *Watch this episode in video format on YouTube*If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Key takeaways:00:00 What we're talking about today02:28 Get to know Scheherazade Hasan06:11 Where do I start?10:33 Paying off debt vs saving for emergency12:33 How to use sinking funds15:14 How to avoid diluting your emergency fund18:40 Key tips for investing24:48 RRSP vs TFSA vs FHSA29:54 How to create a financial game plan36:06 When should I start saving for retirement40:01 Examples of financial goals42:42 Scheherazade's resource recommendations43:52 What is financial freedom to you45:25 How to connect with ScheherazadeEpisode resources:Scheherazade Hasan LinkedInTFSA vs. RRSP vs. FHSA ResourceBrown Girl Problems Podcast on SpotifyDisclaimer: The views in this recording are the personal views of the Investment Advisor and should not be taken as the views of Wealthsimple Investments Inc. This commentary is provided for general informational purposes only and does not constitute financial, investment, tax, legal or accounting advice nor does it constitute an offer or solicitation to buy or sell any securities referred to. Individual circumstances and current events are critical to sound investment planning; anyone wishing to act on this podcast episode should consult with his or her advisor.Support the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 55 of the In Her Wallet Podcast! This week Sofiia is bringing you a short solo episode about paying off your credit card debt (in fact, any type of debt) as efficiently as possible! Tune in to learn about the two things you need to have to set yourself up for success before starting to pay off debt, the golden rule of using credit cards, the 2 proven strategies for debt repayment, and easy-to-follow practices to be a responsible credit card user.*Watch this episode in video format on YouTube*If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Support the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 54 of the In Her Wallet Podcast! This week, we are discussing the hidden costs of household chores (which women tend to do more of) and their profound impact on our financial futures and career paths. Sofiia is joined by Lindsay Sparrow, one of the premiere investment advisors in Alberta at Wellington-Altus Private Wealth. As a Certified Financial Planner (CFP) and a Certified Divorce Financial Analyst (CDFA), Lindsay knows firsthand about the invisible tax that women pay for household labour. In this episode, Sofiia and Lindsay explore practical solutions for achieving a more equitable future. *Watch this episode in video format on YouTube*If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Key takeaways:00:00 What we're talking about today03:21 Get to know Lindsay08:35 Gender norms around household chores06:56 Are household chores unpaid work08:39 What is emotional labour09:40 Splitting household chores with your partner12:07 Why we put off hiring help13:53 If you are a stay at home parent..16:50 How a prenup can help18:28 Work from home makes you miss out on...21:30 How to value your time29:52 Lindsay's three money tips for women30:00 What is financial freedom to youEpisode resources:Lindsay Sparrow Website: https://advisor.wellington-altus.ca/sparrowwealth/Lindsay Sparrow Instagram: https://www.instagram.com/buythelatte/Disclaimer: The views in this recording are the personal views of the Investment Advisor and should not be taken as the views of Wellington-Altus Private Wealth. This commentary is provided for general informational purposes only and does not constitute financial, investment, tax, legal or accounting advice nor does it constitute an offer or solicitation to buy or sell any securities referred to. Individual circumstances and current events are critical to sound investment planning; anyone wishing to act on this article should consult with his or her advisor.Support the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 53 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode about the 5 smart money moves to make this fall to prevent the overwhelm and avoid the overspend with all the fun stuff happening at this time of the year, like Thanksgiving dinners, Halloween parties, Black Friday deals and, of course, pumpkin spice lattes. Our goal is that after listening to this episode, you leave feeling equipped with knowledge on how to make progress towards building the financial future you deserve without feeling guilty for the seasonal fun that awaits ahead.*Watch this episode in video format on YouTube*If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Support the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 52 of the In Her Wallet Podcast! This week, we got a question for you: have you ever struggled with keeping money, making it, or even enjoying it? The answer to dealing with any of the above might be simpler than you think - it's our emotional intelligence. In this episode, Sofiia is joined by Leisse Wilcox, a Strategic Business Coach and 2x best-selling author, for a conversation about how emotional intelligence defines our relationship with money. *Watch this episode in video format on YouTube*If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Key takeaways:00:00 What we're talking about today02:45 Get to know Leisse08:35 What is wealth EQ11:26 What the Stanley Mug says about you15:02 How to evaluate your wealth EQ18:03 This question will improve your relationship with money20:44 How your earning capabilities are affected by EQ23:27 I seek change. What should I do?25:25 Lessie recommended resources27:50 What is financial freedom to youEpisode resources:Leisse Wilcox WebsiteUse code INHERWALLET for $20 off the "Money Loving" courseSupport the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 51 of the In Her Wallet Podcast! Did you know that Fall season is the time you are most likely to experience burnout at work? In this episode, Sofiia is joined by Arunie Saldhi, a Registered Provisional Psychologist and Workplace Mental Health Expert, for a conversation about early signs of burnout and how women professionals can deal with it whilst building their careers.*Watch this episode in video format on YouTube* If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM! You can also support the production of In Her Wallet Podcast via this link.Key takeaways:00:00 What we're talking about today02:13 Get to know Arunie06:20 What is burnout & how it shows up08:20 Sharing our personal burnout experiences11:40 How to recognize early stage of burnout15:30 Work performance and burnout16:45 How to deal with burnout at work 19:14 Ways to recover from burnout22:28 Are women more likely to experience burnout25:25 Gaining control of your life back29:52 Arunie's final recommendations31:40 What is financial freedom to you32:40 Connect with ArunieEpisode resources:Arunie Saldhi WebsiteBrown Girl Problems PodcastSupport the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 50 of the In Her Wallet Podcast! Join our host Sofiia for a solo episode as she talks about the financial education industry and how it has recently seen the rise of (f)influencers - financial influencers giving advice on money management via platforms like YouTube, TikTok and Instagram. How can you tell if you're getting bad money advice from these (f)influencers, and how to protect your hard-earned money in digital age? Tune in for answers to these questions!*Watch this episode in video format on YouTube*If you like this solo episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM!Support the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 49 of the In Her Wallet Podcast! Join our host Sofiia for a solo episode featuring a controversial discussion around home ownership and renting. Does the societal norm of buying your first home before you're in your mid-30s still hold in 2023 when the median household income is $66,000, while average home price in cities like Vancouver and Toronto is over $1,000,000? *Watch this episode in video format on YouTube*If you like this solo episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories @sofiiasalimova & @inherwalletpodcast, or simply send her a DM!Support the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome back to Episode 48 of In Her Wallet Podcast! If you're anything like us and want to finish this year strong, today's episode on mid year resets and goal setting is for you! Our host Sofiia is joined by Ashley Meadahl, a business coach, top-charting podcast host and creator behind The Glow Getter Conference. In this episode, Ashley shares best practices on doing a mid year reset, her tips for vision board that will actually motivate you to take action, how to review goals without feeling overwhelmed, and actionable tips on how to feel proud of your accomplishments when December 31 comes.*If you like this episode, support In Her Wallet Podcast by leaving us a 5-star review, sharing on your social media, or via Buy-Me-A-Coffee**Watch this episode on YouTube*Key takeaways:00:00 What we're chatting about today02:00 Get to know Ashley04:30 On working with Jenna Kutcher 09:20 Best practices for mid year reset12:53 How to make the most of mid year reset15:33 Goal review and tracking21:44 How to show up for yourself consistently25:33 What are one-day goals29:00 What is financial freedom to you30:12 On achieving financial freedomEpisode resources:Attend The Glow Getter Conference & use code INHERWALLET for $50 offAshley Meadahl InstagramListen to The Glow Getter PodcastSupport the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads

Welcome to Episode 47 of In Her Wallet Podcast! Today we are talking about the connection between money and mental well-being. Joining our host Sofiia is Janine Rogan, CPA and Author of The Pink Tax book. From discussing everyday emotions associated with money and 'mental load', to practical approaches for fostering a healthier mindset around money, this episode helps you find balance between money, self-worth and emotional well-being. *Watch this episode in video format on YouTube**If you like this episode, support the show production via Buy-Me-A-Coffee Link*Key takeaways:00:00 Welcome remarks02:08 Get to know Janine Rogan05:21 Connection between money and mental health07:08 How mental well-being affects our finances12:57 Tips to foster good mindset around money15:01 How financial stress affects our well-being17:25 How mental load impacts us daily21:04 How wealthy people look at debt25:01 Net worth and self worth29:56 Social media and financial well-being33:41 Financial freedom & how to achieve it35:29 Message from SofiiaEpisode resources:Check out The Wealth Lab Course by Janine RoganBuy The Pink Tax BookFinancial Fitness ChecklistJanine Rogan InstagramSupport the showThank you for listening! If you like the show, please leave us a 5-star review and follow us on your podcast platform of choice. It's a free way to support what we do and help us grow to reach more women on path to financial success. Subscribe to In Her Wallet on YouTube In Her Wallet Instagram, TikTok and Threads