Podcasts about pfp

SpaceX. Anthropic. OpenAI. Everyone is talking about investing in these IPOs. Here is what Warren Buffett would say and what you need to know before you touch any of them. 

Overweighted S&P 500. Accidental landlords. Early retirement in Japan.

Pastor Femi Paul continued in the place of prayer with an exhortation titled Send David to Deliver Us From Reproach! Drawing from 1 Samuel 17, we reflected on how fear and hopelessness gripped Israel as Goliath continually challenged God's people. Yet the story changed with two powerful words: "Enter David!" We were reminded that when God's people seem overwhelmed by reproach, shame, opposition, or impossible circumstances, God is able to raise a deliverer and send help at the appointed time. Reading scriptures from Luke 1:74–75 and Psalm 22:19–20, PFP led the church in prayers for rescue, deliverance, and divine intervention. The message emphasised that God delivers His people from the hand and power of their enemies so they may serve Him without fear. Together, we declared that evil will not triumph over our lives, families, church, state, or nation, and that God will hasten to help His people. Confession: Lord, thank You for being my Deliverer and Helper. When fear or trouble arise, I choose to trust in You. Rescue me from every reproach, strengthen my faith, and let Your victory be evident in every area of my life. Amen.

Two retirees. Same portfolio. Same returns. One ran out of money at 87. The only difference was when the bad years hit. Here is how to make sure you are not the unlucky one. 

Pastor Femi Paul led the church in fervent prayers for the church and our nation through a stirring exhortation titled Deliver Us From Evil! Anchored on Matthew 6:13, the final petition in the Lord's Prayer, we were reminded that the reality of evil is something believers must confront through prayer and dependence on God. Drawing from Jeremiah 8:15, Pastor highlighted the frustration of hoping for relief, breakthrough, and good fortune only to be met with trouble and terror instead. The message identified three dimensions from which evil may arise: evil from above through spiritual wickedness in heavenly places, evil from around through hostile and malicious forces, and evil from within through betrayals and opposition from unexpected quarters. Yet, in the midst of these realities, God remains our refuge, defender, and deliverer. Drawing from Psalm 50:15, Psalm 140, Psalm 125, and 2 Thessalonians 3, we were encouraged to call upon God in times of trouble with confidence, knowing that He hears, rescues, and preserves His people. PFP reminded us that evil may take many forms, whether spiritual, systemic, or personal, but none is greater than the power and authority of God. Our Senior Pastor led the church in prayers for divine protection, deliverance from wicked and unreasonable people, and preservation from every satanic scheme and violent agenda. The service concluded with the comforting assurance from 2 Thessalonians 3:16 that the Lord Himself is able to give us peace at all times, in every way, and under every circumstance. Our confidence remains in God, whose Kingdom, Power, and Glory endure forever. Confession: Lord, I thank You for being my refuge, protector, and deliverer. Preserve me from every evil plan, every wicked influence, and every attack seen or unseen. Let Your peace guard my heart, Your power defend my life, and Your presence surround me and my loved ones in every circumstance. Amen.

What does the future of the CPA profession look like as advisory, financial planning, and AI reshape client expectations? In this episode of the AICPA Personal Financial Planning Podcast, Cary Sinnett sits down with Sue Coffey, CEO of Public Accounting at the American Institute of Certified Public Accountants, to discuss the profession's transformation from compliance-focused work to holistic trusted advisory. Sue shares why trust has become one of the profession's greatest competitive advantages, how technology and complexity are accelerating change, and why CPA financial planners are uniquely positioned to lead multigenerational client relationships. The conversation also explores how education, credentialing, AI, and evolving firm models are shaping the next generation of CPA advisors. Whether you are building an advisory practice, expanding into financial planning, or thinking about the future direction of the profession, this episode provides an inside look at where the CPA profession is headed and why the opportunity for planners has never been greater. Questions Answered Why is the CPA profession shifting from compliance toward advisory services?  What makes CPA financial planners uniquely valuable to clients and families?  How are AI and technology changing the future of CPA advisory work?  What separates firms that successfully transition into advisory services?  Why did financial planning become part of the CPA exam evolution? How can firms prepare for the future of trusted advisory relationships?  Key Takeaways Trust remains one of the CPA profession's greatest differentiators in an increasingly complex world.  Financial planning is becoming more integrated into the CPA identity and educational pipeline.  AI is expected to enhance CPA capabilities rather than replace advisors.  Successful advisory firms combine technical expertise, relationships, governance, and talent development.  CPA financial planners are well-positioned to serve as the "quarterback" coordinating broader client advice teams. AICPA Resources: Pathways to Practicing Personal Financial Planning Rise2040: Co-creating our profession's future National Accounting Day: What Trust Looks Like in Action Celebrating CPAs This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.

He lost $50 million in 2008 and built it all back. Here is exactly what he did and what he would never do again.

Real millionaires do not look rich. They look boring on purpose, and that is exactly how they got there.

What if the biggest barrier to client action is not the quality of the financial plan, but the lack of purpose behind it? In this episode, Cary Sinnett sits down with Andrea Millar to explore how life planning helps financial planners move beyond technical recommendations and uncover what truly matters most to clients. Andrea shares how deeper conversations around purpose, relationships, fulfillment, and meaning can lead to stronger engagement, clearer decision-making, and more intentional financial behavior. Together, Cary and Andrea discuss how CPA financial planners can integrate life planning concepts into existing client relationships without abandoning technical precision. Questions Answered Why do some clients fail to follow through on financial advice?  How can planners uncover what truly matters most to clients?  Why do "soft skills" often improve technical planning outcomes?  How can advisors begin incorporating life planning concepts into their existing process?  Key Takeaways Clients are more likely to act on recommendations when financial advice connects to personal meaning and purpose.  Technical expertise becomes more powerful when paired with deeper discovery conversations.  Human-centered guidance may become even more valuable as AI advances in technical planning. Resources: The why, what, and how behind legacy planning for your clients Kinder Institute of Life Planning Financial Gratitude: The Behavioral Advantage Every CPA Planner Should Leverage Guide to Practical Retirement Planning This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.

Eight questions. Eight real financial situations. Eight answers that might change the way you think about your money.  

Most people try to retire early by saving more and spending less. The people who actually pull it off use these six strategies instead. 

Millennials and Gen Z are not broke because of laziness but a broken system. Here is what is actually going on and what you can do about it. 

The store already knows how much you are willing to pay. They are just waiting for the right moment to charge you that exact amount.

What if the secret to spending more on what you love is not making more money but having better rules for how you spend it? 

Sometimes the biggest client wins start with a simple question. In this episode, Cary Sinnett and Jackie Cummings Koski share five fast, high-impact planning ideas that can instantly deepen client conversations and uncover bigger opportunities.  From forgotten 401(k)s and Roth-funded 529 strategies to overlooked HSA and charitable planning moves, these are the kinds of insights that make clients stop and say, "Wait… I didn't know that." If you want practical ideas you can use immediately to create value, strengthen relationships, and spark more meaningful planning engagements, this episode is for you. Questions answered: Can clients really use 529 plans for professional credentials and Roth IRA funding?  How can clients access retirement money before age 59½ without the 10% penalty?  Are advisors overlooking powerful HSA planning opportunities for families?  What charitable giving strategies work best for non-itemizers?  How do clients find forgotten 401(k)s and abandoned accounts? Resources: Retirement Savings Lost and Found Database National Association of State Treasurers Health Savings Accounts Beyond the Basics 529 plan expansion boosts education and CPA access Slott and Keebler on what to watch out for with SECURE 2.0 This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.

Nobody teaches you that financial independence is a spectrum. Here is the mindset shift that changed everything.

The skills required to start a business are not the same skills you'll need to grow and scale. In this episode, Andrew Simpson talks about the three phases of his leadership journey so far while building PFP, a gym and coaching experience for young athletes. He explains how he moved from hustling, to growth, to scaling the business, and then shares his experience with deciding to explore a new role for himself outside of the CEO position. He also reflects on the strengths that helped him navigate each stage of growth and the ways God has shaped him personally and professionally. Information isn't the gap between failure and success—action is. Path for Growth's 1-on-1 coaching helps you create a plan and execute on what matters most for your business. Apply today at pathforgrowth.com/coaching.Episode Recap:How would you define the phases of your leadership journey? What strengths helped you through the hustle stage, and what weaknesses can you see now? How was God shaping you during the early years of your company?  How do you move past feelings of regret over past mistakes? What did the growth stage look like for your business?  What new strengths did you uncover as the business grew?  How would you define the tipping point between growth and scaling? How was God forming you personally as you scaled the business? Can you talk about your process of considering a new role for yourself? If you're ready to move beyond just gathering information and start executing on what truly matters, Path for Growth's 1-on-1 coaching can help. Apply now at pathforgrowth.com/coaching.Resources:Follow the podcast on Apple or SpotifySchedule a call to learn more about Path for Growth Coaching and CommunityDownload the Free Reading GuideConnect with our Founder Alex Judd on LinkedIn and Instagram

Managing money does not have to mean giving up the things you love. Here is the system that lets you do both at the same time. 

What if the thing keeping you out of the housing market is not the market at all but the advice you have been given? 

The retirement equation is simpler than most people think. The problem is nobody ever told them which variables they actually get to decide. Here is the framework that fixes that. 

Cary Sinnett sits down with Jackie Koski to challenge a core assumption in financial planning: strategy isn't the starting point—literacy is. They explore how foundational knowledge shapes better decisions, why behavior often overrides logic, and how financial professionals can expand their impact beyond client engagements. Questions Answered How does financial literacy change a client's path to financial independence?  Why do money beliefs derail sound financial decisions?  How can advisors scale their impact beyond their client base?  Key Themes Literacy as the foundation for better planning outcomes  Behavior, beliefs, and decision-making gaps  Rethinking FIRE for real-world clients  The late starter journey: from shame to action  Expanding your role from advisor to educator  Why It Matters Better-informed clients make better decisions—and better clients. Your knowledge doesn't need to stop at your client list. AICPA Resources: Financial Literacy resources  Financial Literacy Month Spotlight CPAs role in Financial Literacy PFP Champion Program This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.

Most new investors start building their portfolio completely backwards. Here is the exact framework to build it the right way from the very first dollar. 

Saving $10,000 is a milestone. Investing it correctly is a life changer. Here is the step-by-step plan to do it right.

Single, married, kids, divorced, retired. Every stage of life has a completely different set of financial rules. Here is exactly what to prioritize at every stage of your financial life.

What if the biggest financial threat of 2026 is not a recession or a market crash, but a technology that is already quietly replacing people in your industry?

In this episode, Cary Sinnett sits down with Dr. Brianne Smith to explore how CPAs can turn tax work into fully integrated personal financial planning. Drawing on decades of experience leading both a CPA firm and an advisory practice, Brianne breaks down what really changes when you move beyond compliance and step into ongoing client relationships. They unpack the real barriers holding professionals back, how the PFS credential accelerates the shift, and why the future belongs to advisors who can connect tax and planning into one seamless client experience. Key answers you'll get: How can financial planning shift from an add-on to a core part of a CPA's value proposition? What is one of the pricing models that can reshape both client behavior and advisor relationships?  What practical first steps could a CPA take to integrate planning without disrupting their existing practice?  AICPA resources: Pathways to Practicing Personal Financial Planning Checklist: Building a PFP business Analysis of a Tax Return for Financial Planning Opportunities Guide to Investment Advisory Business Models This episode is brought to you by the  AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.

Car insurance premiums are up 30% and most people have no idea they have the power to push back. This episode gives you that power in 10 steps.

This week discuss the women's and men's  Roubaix!!! A whole lot of Jumbo is discussed as well as MvDP's pedal issue, Pog, Voss and PfP being human and explaining ebay.  This podcast is also supported by the generous and amazing donors to the Wide Angle Podium Network, and buy Hammerhead cycling! Visit hammerhead.io to check out the Karoo cycling computer, and use code SLOWRIDE at checkout to get a Heart Rate strap for free! Find us, and other fantastic cycling podcasts on the Wide Angle Podium Network, at wideanglepodium.com! Check out the brand new WAP app available in the Apple and Android app stores! You can email us at theslowridepodcast@gmail.com

*Bonus Episode* What does it really mean to invest in nature—and why does it matter? In this special crossover episode of Nature Breaking and The Pew Charitable Trusts' After The Fact podcast, WWF's Seth Larson and Pew's Giuliana Pence explore the growing field of nature finance. Joined by experts from both organizations, they tackle a big question: how much does it cost to protect nature, and where does that money come from? You'll hear from Matthew Cranford of WWF and Shubash Lohani of Pew as they explain why the world needs roughly $1.2 trillion per year by 2030 to halt biodiversity loss—and why current funding falls short. They also break down innovative financing tools like Project Finance for Permanence, debt‑for‑nature swaps, and market-based models that are helping fund and secure long‑term protection for forests, oceans, and wildlife. From supporting Indigenous‑led conservation to restoring degraded landscapes, this episode shows why conservation isn't just a cost—it's an investment in healthy ecosystems, resilient communities, and a stable global economy that can also yield financial returns, in addition to nature benefits. If you've ever wondered how conservation actually gets funded, this episode offers a clear, accessible look at what happens when nature gets the investment it deserves. Links for More Info: Matthew Cranford bio Shubash Lohani bio Pew's After The Fact podcast WWF's Nature Finance & Investment strategy Enduring Earth Chapters: 0:00 Intro – Welcome to a special crossover episode with Pew & WWF 1:29 Today's topic: nature finance 3:46 How much does it cost to save nature? 6:28 What does that money pay for? 12:17 What is "nature finance" and how does it work? 16:33 WWF's Nature Finance & Investment strategy 22:07 Project Finance for Permanence (PFP) & the Enduring Earth coalition 26:07 PFP results for nature and people 29:34 Connecting funders with high-quality projects 32:18 Quick Pitch: Why should funders invest in nature? 35:10 Matthew and Shubash reflect on each other's work 37:09 Seth and Giuliana's final thoughts

$10,000. $100,000. $1,000,000. Three numbers. Three moments where your entire financial life shifts. Here is what to do at each one.

You make six figures. You should feel ahead. So why does it still feel like you're barely getting by?

Retirement is not an age. It is a number. However, most people have no idea what their retirement number actually is. What if you could calculate it clearly and know exactly where you stand every year? Andrew will walk you through the complete process of finding that number, adjusting it every year, and taking the right steps at every stage of life to hit it in this episode. 

This is a pivotal moment for CPA financial planners. In this episode, Leonard Wright joins Cary to break down why the convergence of tax, technology, and client expectations is accelerating the shift toward integrated financial planning. They explore how AI is reshaping compliance, why tax is the natural gateway to deeper planning conversations, and what the PFP movement means for firms of all sizes. Leonard also shares the work happening behind the scenes at the AICPA, from global fiduciary standards to the evolution of financial planning frameworks and offers a clear call to action for CPAs ready to expand their role and impact. Key Questions Answered: What are the best firms doing differently that others still haven't figured out? Why do so many clients say, "I wish my CPA would go further," and what does "further" actually look like? What actually changes when you move from giving answers to guiding decisions? If you started over today, how would you build financial planning into your practice from day one? AICPA Resources: Pathways to Practicing Personal Financial Planning Five tips for generating new service opportunities during busy season PFP Resources From Busy Season to Better Seasons: A CPA's Path to Planning with Deb Meyer This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.

At our Warfare Wednesday Midweek Service, Pastor Femi Paul led the church in prayers with a prophetic exhortation declaring Sweet Surprises Only. Drawing from Job 5:8, we were reminded that God is famous for astonishing and unexpected wonders, and that His surprises never run out. The charge was clear and faith stirring: no more agonising, expensive, or terrible surprises. Instead, the church was called to expect divine interventions that turn situations around for good. Using the story in Luke 7:11 to 15, PFP shared how a grieving widow who expected only sorrow suddenly received an unimaginable miracle when Jesus raised her son and presented him back to her. Her traumatic news was intercepted and neutralised by the Lord, and a sweet surprise was activated in the presence of family, friends, and even foes. The message encouraged us that God still sees His people, remains mindful of them, and is able to turn mourning into dancing. As we prayed, we stood on the promise that the Lord will bless His people and increase us more and more. Confession: Lord, I receive Your intervention in every area of my life. Let every bad report be intercepted, and let sweet surprises replace every form of sorrow in Jesus' name.

During our Holy Communion Service, Pastor Femi Paul ministered a prophetic word titled You're In For a Sweet Surprise, reminding us that God is renowned for extraordinary and unending surprises. Drawing from Job 5:9, we were encouraged to expect divine interventions beyond human calculation. Through the story of the widow in 2 Kings 4, we were reminded that even when situations appear empty, God often begins miracles with what is already within our reach . What looked like just a jar of oil became the very source of provision that cleared debts and secured a future for her family. The message emphasised a powerful truth: there is often a miracle already present in what we have, whether in our house or in our hands. PFP also reminded us through the stories of Naomi, Moses, and Sarah that circumstances never have the final say over God's promises. Naomi returned feeling empty, Moses saw only an ordinary rod in his hand, and Sarah faced the impossibility of age, yet God transformed each situation. The same God still works today, turning emptiness into abundance and disappointment into joy. As we received communion, we were encouraged to believe that God can change any circumstance for the better and that in His timing, laughter and unexpected blessings can still arise. Confession: Lord, I receive fresh strength today and I believe that You are turning my circumstances for the better and preparing a sweet surprise for my life.

Join Andrew's FREE Investing for Beginner's Masterclass. Click the Link Here  

Your client's kid just signed a D1 scholarship and an NIL deal. Now what? In this episode, Cary Sinnett sits down with Cameron Caprio, CPA/PFS and Founder of Venture Multi-Family Office, to unpack one of the fastest-growing planning challenges in the profession: helping young athletes (and their families) manage sudden, complex wealth before it slips through their fingers. The numbers are staggering. The NIL market is projected to top $2.5 billion in 2026. Yet 60% of former NBA players are reportedly broke within two years of retirement. The opportunity and the urgency couldn't be clearer. You'll hear Cameron and Cary dig into: What NIL actually is and why it's exploding The ideal advisory team for a rising athlete client How to build values-based plans that outlast the contract Why "self-limiting liquidity" might be the smartest move you make The behavioral risks that sink even the biggest payday Whether your client is an NIL athlete, a founder closing a liquidity event, or a spouse inheriting life-changing money, this episode is your playbook for sudden wealth done right. AICPA Resources: Article: The quarterback for client services Learning: Estate Planning Article: CPAs shape the future of financial planning Article: Don't Waste that Windfall! This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.  

Join Andrew's FREE Investing for Beginner's Masterclass. Click the Link Here  

Join Andrew's FREE Investing for Beginner's Masterclass. Click the Link Here  

Financial literacy is not just a client issue; it is a national opportunity for CPA financial planners to lead. With only half of Americans understanding basic financial principles and many households living paycheck to paycheck, the profession is uniquely positioned to step beyond the conference room and into classrooms, community groups, and public conversations. In this episode, Host Cary Sinnett discusses with Julia Bush how CPAs can turn technical expertise into measurable impact. Julia explains why financial literacy remains one of the most critical life skills Americans are often expected to "teach themselves" and why that model continues to fall short, particularly for students. While 30 states now require personal finance education in high schools, funding and implementation gaps persist. The conversation explores: The behavioral gap between knowing and doing in personal finance Why accountability and small actionable steps matter How CPAs can partner with schools, nonprofits, and community groups The impact of organizations like Junior Achievement Practical first steps financial professionals can take to create measurable change For CPA financial planners, this episode is both a call to action and a roadmap for engagement. AICPA Resources: Financial Literacy Junior Achievement Volunteer Invest in girls Institute for Financial Education and Prosperity This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.  

What is really happening with the PFS? In this episode, Cary Sinnett talks with Matt Kidd, Chair of the AICPA PFS Credential Committee, about the modernization of the PFS Credential, including updating the PFS experienced exam, building the PFP Champions program, expanding avenues to earn the PFS Credential like the PFS Live workshop, growing the visibility of the PFS credential nationwide by highlighting CPA/PFS Financial Planners. They discuss why tax is becoming the gravitational center of financial planning, how CPA financial planners are uniquely positioned to deliver integrated advice, and what both seasoned CPAs and the next generation should understand about the power of adding the PFS. Top Takeaways •    The PFS exam and Body of Knowledge are being updated to reflect real-world, tax-integrated planning. •    CPA financial planners have a structural advantage in delivering holistic advice. •    Raising awareness starts with proudly displaying the CPA/PFS credential. PFS Resources: •    PFS Credential •    PFS Live Workshop •    PFS Handbook  •    PFS Business Experience •    PFS Infographic •    Earning your credential info •    Engage 2026  This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.      

Pastor Femi Paul brought a strong declaration of assurance from Psalm 32:3–8, emphasising that God is both our hiding place and our guide. In every storm of life, financial, career, medical, relational, or otherwise, the Lord preserves, protects, and surrounds us with songs of victory. More profoundly, God promises not merely to observe our efforts or struggles, but to watch our progress. This reveals divine supervision over advancement, not stagnation. Progress for the believer is intentional and guaranteed by Jehovah. The message reinforced that real progress is not accidental; it is guided along the best pathway ordained by God. PFP led us into thanksgiving, acknowledging God's visible hand in our lives and declaring that great and amazing opportunities for progress are guaranteed. The service concluded with prayers from Jude 1:20, charging us to build ourselves up in faith as we advance into tangible, measurable, and sustained progress. Confession: My progress is guaranteed by the Lord. I walk in real and great advancement.

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Trump Accounts are here, and they come with a mix of opportunity and complexity. In this episode, Cary Sinnett (PFP Podcast) and April Walker (Tax Odyssey) team up with Sebrina Ivey, CPA/PFS, to break down the key rules and planning implications CPA Financial Planners need to understand. What's covered: ·       What Trump Accounts are and how they differ from 529s, UTMA/UGMA, and ABLE accounts ·       The contribution, investment, and trustee rules during the "growth period" ·       Key decisions at age 18, and how estate and tax planning converge ·       How to compare Trump Accounts with traditional irrevocable trusts ·       Planning actions to consider before the tax-free window closes If you're advising families, this is one account structure you can't afford to overlook.  AICPA Resources: ·       Trump Accounts under Sec. 530A — Timeline and insights ·       IRS Form 4547 ·       IRS Notice 2025-68 ·       Planning for tax changes This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.  

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Join the Free Master Your Money Workshop here. Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Non-grantor trusts are stepping into the spotlight, not for estate tax, but for income tax planning. In this episode, Cary Sinnett sits down with tax expert Bob Keebler to explore how the One Big Beautiful Act (H.R.1) reshapes the planning landscape. You'll hear how you can use trusts to reclaim lost SALT deductions, stack §199A benefits, shift income across generations, and even layer in QSBS exemptions. If your clients are hitting phaseouts or facing high state taxes, this episode delivers advanced strategies to optimize their tax position now and into the future. Non-Grantor Trusts: Keebler explains how trust structures can sidestep phaseouts and help clients reclaim deductions previously lost due to high AGI. The "Tax Trifecta Trust" Explained: Learn how to stack SALT deductions, layer multiple §199A deductions, and shift income strategically using non-grantor trust planning. Five Strategies You Can Use Today Income shifting to lower-bracket heirs Stacking SALT deductions across multiple trusts Boosting §199A deductions with trust-level taxpayers Expanding QSBS exemptions via strategic trust ownership Reducing or deferring state income tax through out-of-state trust situs Real-World Implementation Advice: Bob outlines guardrails around IRC §643(f) to avoid having multiple trusts collapsed into one. Hear how to structure trusts legally and practically for high-impact planning, and how to identify ideal client profiles for this approach. What CPA Financial Planners Need to Watch For: Bob discusses state-specific issues, kiddie tax complications, trust drafting must-haves, and how CPAs can lead the planning process with confidence. AICPA Resources: Video: Decoding Trusts and Wills: Provisions for PFP Practitioners Video: Year-End Planning Through the Lens of H.R. 1 Resource: Charitable planning post OBBBA rules This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.  

Join the Free Master Your Money Workshop on January 14, 2026 here!   Join the community built to help you master your money, stay accountable, and reach financial freedom.