Podcast appearances and mentions of Rod Griffin

I'm joined by Rod Griffin, Senior Director of Public Education and Advocacy at Experian, to unpack some surprising insights from their latest survey on paying off debt. You'd think paying down debt would instantly feel like a weight lifted – but for many, it's not that simple. Rod shares why some people don't feel that immediate impact and what you can do to make the most of your financial progress. In this episode we discuss:  The unexpected emotional disconnect some people experience after paying off debt. Why a three-month period may be key to fully feeling the benefits of being debt-free. How mindset shifts – not just willpower – are essential for staying out of debt. Why having cash on hand might not prevent people from taking on more debt. How social media can fuel unnecessary spending and financial pressure. The concept of quiet debt and why so many people struggle to talk about it. How open conversations about money can alleviate shame and guilt. The critical difference between credit and debt – and why that distinction matters. You'll walk away knowing: Paying off debt can have emotional benefits, but not everyone feels a significant change immediately. A three-month period is often needed to fully feel the impact of paying off debt. Mindset shifts are crucial for staying out of debt; willpower alone isn't enough. Having cash on hand may not prevent people from taking on debt. Social media can create pressure to keep up with others, leading to unnecessary spending. Finding personal anchors and understanding true needs can help manage debt. People are looking for ways to both reduce expenses and increase income to manage debt. Quiet debt refers to hidden financial struggles that people often don't discuss. Shame around money is common, but open conversations can relieve that pressure. Credit and debt are different; understanding this can help manage finances better. Follow the show so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney. Learn more about your ad choices. Visit megaphone.fm/adchoices

00:00 Show open/ Audiologist M.J. Desousa on youth hearing loss. 6:38 Kathy Stokes, Director of Fraud Prevention Programs at AARP, online fraud and seniors. 14:12 Rod Griffin, Senior Director of Consumer Education at Experian on people turning to "side hustles" in order to manage debt. 21:20 Face the State: Mental health in schools with Dublin City Schools Superintendent Dr. John Marschhausen. 31:05 Face the State: Sen Bernie Moreno (R- OH) on the Pixelle paper mill in Chillicothe and auto tariffs. A new program to help first responders deal with stress from the job.

Rod Griffin shares how credit impacts your daily life! As a consumer education and advocacy expert at Experian, Rod discuss the critical role of credit in financial health, particularly during the holiday season. This conversation covers best practices for managing credit and credit scores, including maintaining low credit utilization, paying bills on time, and understanding credit reports. He also talk tips to avoid holiday overspending. Today we discuss... Rod Griffin, with 27 years at Experian, shares insights into the company's diverse services beyond credit scores, including fraud prevention, identity theft recovery, and automotive history. Rod's journey from journalism to consumer advocacy at Experian, highlighting the role of information as a key driver of global economies. The importance of using credit as a financial tool during the holiday season to avoid overspending and access better financial opportunities. Rod advises on planning and budgeting, including making lists and avoiding impulse purchases, to manage holiday spending effectively. Key tips for maintaining strong credit scores include paying bills on time, keeping credit card balances low, and avoiding the myth of needing to carry a balance. Using tools like free credit reports and risk factors from credit scores to understand and improve their financial standing. How credit scores assess payment history, credit utilization, credit mix, and recent behavior to gauge risk for lenders. Consistency in financial habits—such as paying in full and maintaining low utilization—is essential for building good credit over time.   Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Phil Weiss | Apprise Wealth Management Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/credit-impacts-your-daily-life-rod-griffin-668   

KMOX Virtual Consumer Editor Megan Lynch spoke with Rod Griffin, Senior Director of Consumer Education and Advocacy with Experian about having a spending plan before shopping on Black Friday or Cyber Monday

Rod Griffin.  He is the Senior Director of Public Education and Advocacy at Experian, to unpack the essentials of financial health and identity protection. Griffin dives into savvy strategies for improving your credit score, understanding fraud prevention, and managing personal finances for lasting success. This episode is a must-listen for anyone looking to take control of their financial future and gain peace of mind in today's digital world. Perfect for listeners eager to unlock financial freedom and protect what matters most. Talking Points/Questions * From your perspective and career in the financial services industry, what does it mean to be financially savvy? What role does credit play in a consumer's overall financial health? What are some of the common misconceptions about credit and credit scores? What advice would you give to someone who is looking to establish or rebuild their credit history? Many people know your credit score can impact your ability to access credit cards, loans, etc. but what else can your credit history influence? What are ways consumers can save on everyday expenses like car insurance? What are your top tips for people looking to be more financially savvy in 2025? What tools and resources are available from Experian for consumers who are looking to improve their overall financial health and save money? #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Rod Griffin.  He is the Senior Director of Public Education and Advocacy at Experian, to unpack the essentials of financial health and identity protection. Griffin dives into savvy strategies for improving your credit score, understanding fraud prevention, and managing personal finances for lasting success. This episode is a must-listen for anyone looking to take control of their financial future and gain peace of mind in today's digital world. Perfect for listeners eager to unlock financial freedom and protect what matters most. Talking Points/Questions * From your perspective and career in the financial services industry, what does it mean to be financially savvy? What role does credit play in a consumer's overall financial health? What are some of the common misconceptions about credit and credit scores? What advice would you give to someone who is looking to establish or rebuild their credit history? Many people know your credit score can impact your ability to access credit cards, loans, etc. but what else can your credit history influence? What are ways consumers can save on everyday expenses like car insurance? What are your top tips for people looking to be more financially savvy in 2025? What tools and resources are available from Experian for consumers who are looking to improve their overall financial health and save money? #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.

Rod Griffin.  He is the Senior Director of Public Education and Advocacy at Experian, to unpack the essentials of financial health and identity protection. Griffin dives into savvy strategies for improving your credit score, understanding fraud prevention, and managing personal finances for lasting success. This episode is a must-listen for anyone looking to take control of their financial future and gain peace of mind in today's digital world. Perfect for listeners eager to unlock financial freedom and protect what matters most. Talking Points/Questions * From your perspective and career in the financial services industry, what does it mean to be financially savvy? What role does credit play in a consumer's overall financial health? What are some of the common misconceptions about credit and credit scores? What advice would you give to someone who is looking to establish or rebuild their credit history? Many people know your credit score can impact your ability to access credit cards, loans, etc. but what else can your credit history influence? What are ways consumers can save on everyday expenses like car insurance? What are your top tips for people looking to be more financially savvy in 2025? What tools and resources are available from Experian for consumers who are looking to improve their overall financial health and save money? #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.

Rod Griffin from Experian Credit Scoring in with TJ and what you can't bring to Trumps event tomorrow on News Radio KKOBSee omnystudio.com/listener for privacy information.

In this NGPF Podcast episode, Yanely welcomes Rod Griffin from Experian to discuss the significant changes in the credit industry since 2019, including the rise of "Buy Now, Pay Later" services. Rod shares insights from his career and personal experiences with credit management. The discussion covers strategies for building and maintaining credit health, the importance of financial education, and recent updates in credit reporting practices. This episode provides essential guidance for navigating credit complexities and improving financial literacy.

In this enlightening episode of Money Talk With Tiff, Tiffany Grant sits down with Rod Griffin from Experian to discuss common misconceptions about credit scores and reports. Rod Griffin, who is the Director of Consumer Education and Advocacy at Experian, provides valuable insights into how credit works and shares tips for maintaining a healthy credit score.About Our GuestRod Griffin is Senior Director of Consumer Education and Advocacy for Experian, where he manages the award-winning national consumer education and advocacy program in North America. With more than 25 years of experience in the credit reporting and information services industry, he is an expert on consumer issues, particularly credit reporting, credit scoring and identity theft. He frequently appears in national television, print, radio and online media and presents regularly at regional and national financial literacy events. Connect with RodTwitter (X): @Rod_GriffinCredit Chat on Twitter (X): https://twitter.com/hashtag/creditchatConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Responsibly using credit for financial advantage.[03:20] Credit is essential for financial opportunities and success.[06:49] Credit score doesn't affect credit report.[10:43] Credit bureau provides Fico scores to lenders.[14:38] Understand credit score factors, pay on time.[16:45] Dispute information, but it has risks.Key Topics Covered1. Introduction to Experian:Rod explains that Experian is a global information services company known for being one of the big three credit bureaus in the U.S.Highlights of Experian's diverse services, including credit reporting, fraud and identity theft prevention, automotive history, and healthcare financial services.2. Common Credit Misconceptions:Credit isn't bad; debt mismanagement is: Credit is a tool, and debt is the problem if not managed properly.Credit report checks: Checking your credit report does not hurt your credit score.Credit report vs. Credit score: The importance of understanding the difference between them.Credit score variability: Reasons for having multiple credit scores due to different scoring models and lenders' criteria.3. Improving Your Credit Score:First steps: Obtain your credit report and identify risk factors impacting your score.Two key practices: Always pay your bills on time and keep your credit card...

Matthew sits down with Rod Griffin, the Senior Director of Consumer Education at Experian. Rod Griffin and the team over at Experian recognize the importance of financial literacy and educating people on credit at a young age. During Matthew's conversation with Rod Griffin, they delve into the root of financial knowledge, what makes some generations seem more financially literate than others, and what the role of credit is in gaining wealth today. Learn more about Gen-Z for Financial Literacy & Experian: https://www.experian.com/ https://www.genzforfinlit.org/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/genzforfinlit/message Support this podcast: https://podcasters.spotify.com/pod/show/genzforfinlit/support

Experian Identity Report Special Segment with Radio host David Cogan interviewing Rod Griffin, Senior Director, Consumer Education and Advocacy, Experian, Kathleen Peters Chief Innovation Officer at Experian Decision Analytics, and Michael Brummer, Head of Experian Global Data Breach Resolution. visit 

Millennials and Gen Zers want to be financially independent from their parents. But financial life skills aren't taught and life is more expensive. Rod Griffin from Experian was apart of a recent survey in which Millennials and Gen Zers said: My parents didn't teach me about personal finances (37%).My parents avoided talking about money with me (16%).My parents have/had bad spending habits (44%).Listen to a conversation about how to get a right mindset with money as well as details on credit score with Rod Griffin.Go to experian.com/consumereducation to get educational infoFollow @moneyvisionu on Instagram and Tiktok

In the wake of a tumultuous economic climate, the conversation around financial security has never been more relevant. A recent survey by Bankrate reveals that Americans believe they need to earn an average of $233,000 per year to feel financially secure, a figure significantly higher than the average earnings of a full-time worker in 2021, which was about $75,000. The survey also shows that only 28% of Americans feel entirely financially secure, with high inflation, the economic environment, and rising interest rates cited as the main obstacles to financial comfort.What does it take to feel financially secure in today's disrupted world?Welcome to DisruptED: Education and Upskilling Edition, hosted by Ron J Stefanski. In this episode to discuss the concept of financial security and its redefinition in today's rapidly changing world, Joining Stefanski is Rod Griffin, Senior Director of Public Education and Advocacy at Experian.Stefanski and Griffin discuss several topics, including the following:• The findings of a recent survey on financial security among Gen Z and Millennials• The role of financial literacy in empowering individuals to navigate the complexities of today's economy• The challenges and opportunities presented by the digital age in disseminating financial educationRod Griffin is a renowned figure in the field of financial literacy. With over 26 years at Experian, he has dedicated his career to consumer education and financial literacy. He is the co-author of “Credit Report for Dummies” and a regular on the national speaking circuit, offering his perspective on financial literacy. His work at Experian involves helping people understand how to engage in the industry and use their credit reports for financial benefit.

Experian Identity Report with Rod Griffin, Lifes Big Moments Buying a Car. Rod Griffin is the Sr Director of Public Education for Experian. Extremely valuable information for making sure you know what to do when purchasing your first, or any car. Listen as David Cogan, Host of the Heroes Show and Founder of Eliances entrepreneur community learns all the facts about this important topic.   

Experian Identity Report with Rod Griffin, Lifes Big Moments Buying a Home. Rod Griffin is the Sr Director of Public Education for Experian. Extremely valuable information for making sure you know what to do when purchasing your first, or any home. Listen as David Cogan, Host of the Heroes Show and Founder of Eliances entrepreneur community learns all the facts about this important topic.

Experian Identity Report with Rod Griffin, Lifes Big Moments Graduation. Rod Griffin is the Sr Director of Public Education for Experian. Extremely valuable information for making sure you know what to do when graduating and heading out into the world of adulthood. Listen as David Cogan, Host of the Heroes Show and Founder of Eliances entrepreneur community.   

Experian Identity Report with Rod Griffin, Lifes Big Moments Divorce. Rod Griffin is the Sr Director of Public Education for Experian. Extremely valuable information for making sure you know what to do when disolving a marriage. Listen as David Cogan, Host of the Heroes Show and Founder of Eliances entrepreneur community.

Experian Identity Report with Rod Griffin, Lifes Big Moments Having Children. Rod Griffin is the Sr Director of Public Education for Experian. Extremely valuable information for making sure you know what to do when expanding your family. Listen as David Cogan, Host of the Heroes Show and Founder of Eliances entrepreneur community. 

Experian Identity Report with Rod Griffin, Lifes Big Moments Getting Married. Rod Griffin is the Sr Director of Public Education for Experian. Extremely valuable information for making sure you know what to do when getting married. Listen as David Cogan, Host of the Heroes Show and Founder of Eliances entrepreneur community. 

Experian Identity Report with Rod Griffin, Lifes Big Moments Taxes. Rod Griffin is the Sr Director of Public Education for Experian. Extremely valuable information for making sure you know what to do when filing taxes. Listen as David Cogan, Host of the Heroes Show and Founder of Eliances entrepreneur community.      

Experian Identity Report with Rod Griffin, Lifes Big Moments When Someone Passes Away. Rod Griffin is the Sr Director of Public Education for Experian. Be sure you are not sharing too much information when a loved one passes. Listen as David Cogan, Host of the Heroes Show and Founder of Eliances entrepreneur community interviews Rod who shares all you need to know for Lifes Big Moments.   

Experian Identity Report with Rod Griffin, Safeguarding Your Child Identity. Rod Griffin is the Senior Director of Public Education for Experian. He is interviewed by David Cogan Host of the Heroes Show discussing how families can better protect against fraud and identity theft.  

Experian Identity Report with Rod Griffin, Behind the Scenes How Your Identity is Protected. Rod leads the National Consumer Education Programs for Experian. He works with consumer advocates and financial educators to help consumers increase their ability to understand and manage their personal finances to protect themselves from fraud and identity theft, interviewed by David Cogan, host of the Heroes Show and founder of Eliances entrepreneur community. www.experian.com.

Experian Identity Report with Rod Griffin, Senior Director of Public Education for Experian DataLabs in North America. You're a victim of identity theft, so what do you do now? Learn the secrets to protect and manage your identity with experts from Experian.  

Experian Identity Report, What is Identity Theft with Rod Griffin, Sr Director of Public Education for Experian. Rod leads Experian's consumer education programs and works with consumer advocates, and financial institutions; helping consumers increase their ability to understand and manage their personal finances and protect themselves from fraud and identity theft.

Join Kim and guest Rod Griffin, Senior Director of Consumer Education & Advocacy at Experian, as they discuss how you can take care of your credit so that your credit can take care of you. Learn about changes in how your credit score is being calculated and how you can be proactive in improving your score today. So whether you're just getting started with your credit or you want to learn more about how your credit score is derived, this episode has information for you.You can learn more at:experian.comWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need, and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. 

Today, Tanya will be speaking with Blair Blanchard, Rod Griffin and Darius about building credit in the US. This is the second half of the conversation so if you haven't heard the first one yet, please have a listen to last week's episode. This series is brought to you by Connetics USA. Connetics is a nursing recruitment agency that offers International Nurse Candidates the best placement options for direct hire positions in the United States' healthcare industry. As one of the leading healthcare recruitment agencies, specialising in international nursing jobs in the United States alongside permanent resident green card acquisition, Connetics partners with healthcare facilities across the US to find the best fit for our nurses. We work personally with each candidate to create a successful, long term partnership between client and candidate, and our service always comes free of charge to our nurses. If you're thinking about making the step to living and working as a nurse in the USA, then why not enlist the help of one of the top medical staffing agencies? Head over to https://conneticsusa.com/ (conneticsusa.com) to find out more.

Today, Tanya will be speaking with Blair Blanchard, Rod Griffin and Darius about building credit in the US. This is part 1 of 2 so tune in next week for the other half. This series is brought to you by Connetics USA. Connetics is a nursing recruitment agency that offers International Nurse Candidates the best placement options for direct hire positions in the United States' healthcare industry. As one of the leading healthcare recruitment agencies, specialising in international nursing jobs in the United States alongside permanent resident green card acquisition, Connetics partners with healthcare facilities across the US to find the best fit for our nurses. We work personally with each candidate to create a successful, long term partnership between client and candidate, and our service always comes free of charge to our nurses. If you're thinking about making the step to living and working as a nurse in the USA, then why not enlist the help of one of the top medical staffing agencies? Head over to https://conneticsusa.com/ (conneticsusa.com) to find out more.

On this episode of Coffee with Closers, we speak with financial literacy expert Rod Griffin, who serves as the Senior Director of Consumer Education and Advocacy at Experian. With gas prices continuing to increase and inflation at an all-time high, Rod speaks with us about some of the best ways consumers can build and maintain good credit, while boosting their credit scores. And with approximately 64% of Americans living paycheck to paycheck, he also discusses the state of financial literacy in the United States today. 

With April being Financial Literacy Month, the focus of this week's podcast is education. Rod Griffin, who leads consumer education at Experian, joins us to talk about what Americans need to know financially, and how banks can help them learn.

Rod Griffin gives tips on how to deal with rising car insurance rates and how to keep your rates down.

Like everything else, consumers are paying more for car insurance. What's driving the spike and what are ways to save? The experts from Experian are providing insight into inflation's affect on rates and 7 simple things consumers can do to pay less.

Marty Fridson, chief investment officer at Lehmann Livian Fridson Advisors, says that the war in Ukraine has become integrated along with other concerns -- most notably heightened inflation -- which may not stop the Federal Reserve from going ahead with planned interest rate hikes this month, but make it likely that any rate moves will be smaller and more controlled. Mish Schneider, director of trading education at MarketGauge.com says that while the stock market has been volatile throughout the first few days of fighting, she expects it to be stuck in a range for a while as the situation plays out and while the potential fallout remains murky. She sees long-term opportunities, but urges caution now. Also on the show, Rod Griffin of Experian  explains how 'credit invisibles' now have more and different tools (such as Experian Go) to help build credit and get on the radar screen of the credit bureaus and establish a personal history, and Lance Canon of Hood River Capital Management talks about investing in small-cap stocks during the Market Call.

Rod Griffin is Senior Director of Public Education and Advocacy for Experian.He leads Experian's national consumer education programs and works with consumer advocates, financial educators, media and others to help consumers increase their ability to understand and manage their personal finances and protect themselves from fraud and identity theft.

Great stories from a member of the "Greatest Generation"

BRN AM  | Checking your credit report and protecting yourself from fraud |  Rod Griffin, Senior Director of Public Education an Advocacy, Experian   | Visit www.broadcastretirementnetwork.com

From the basics of opening a bank account to learning the importance of saving from an early age, this week's episode of Making it Count focuses on money lessons made just for teenagers. Cristina and Will are joined by Rod Griffin, Senior Director of Consumer Education & Advocacy at Experian, and Karina Rodriguez, Youth Ambassador here at Addition Financial. They both share great tips for parents with teens on what to teach their kids to help them grow into financially responsible adults (hopefully with minimal eyerolls). Links: Email Karina at Addition Financial: krodriguez-penalver@additionfi.com Youth Accounts from Addition Financial: https://www.additionfi.com/youth-accounts Join Experian's weekly #CreditChat: ex.pn/creditchat Addition Financial's TikTok: https://www.tiktok.com/@additionfinancial? Learn more about Addition Financial: https://hubs.la/H0zbJ0W0

What’s the difference between a credit report and a credit score? Can COVID-19 have an impact on my score? How often should I be checking my credit?You've got credit scores and we have answers! On this week’s episode of Real Money, Real Experts. Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson dig deep into all things credit. With guest Rod Griffin, Senior Director of Consumer Education and Advocacy for Experian, they talk through what every consumer should know about credit and how to help counsel clients through issues.Show Notes:00:52 Rod Introduction3:58 History of Experian and the Big Three (Credit Agencies)7:50 Difference between US Credit Industry and the Credit Industry Abroad10:38 Differences Between a Credit Score and a Credit Report12:24 Good Credit Score and its Impact on your Financial Wellness15:05 Common Myths about Credit20:00 Checking your Credit Report22:49 Using Experian Boost with your Clients25:39 Identity Theft29:43 Filing a Dispute Show Notes:Credit Repair Kit for Dummies-5th edition : https://www.wiley.com/en-us/Credit+Repair+Kit+For+Dummies%2C+5th+Edition-p-9781119771067Rod is donating any proceeds he receives to nonprofits that promote financial education and financial inclusionHistory of Experian: https://www.experianplc.com/media/1323/8151-exp-experian-history-book_abridged_final.pdf Free credit report through Experian:  https://www.experian.com/consumer-products/free-credit-report.htmlAnnual Credit Report.com: Get 1 free credit report each year from all 3 credit reporting agencies (weekly during the pandemic): https://www.annualcreditreport.com/index.actionExperian Boost: https://www.experian.com/boostFile Fraud Report: https://www.experian.com/fraud/center.htmlFiling a dispute via Experian: https://www.experian.com/disputes/main.html'Connect with Experian: Twitter or on InstagramConnect with Rod: Twitter or on LinkedIn Ways to connect with Experian via credit chats and education: www.experian.com/crediteducation#CreditChat (ex.pn/creditchat)#CreditChatLive (ex.pn/creditchatlive)AFCPE Membership: https://www.afcpe.org/membership/AFCPE Education and Training: https://www.afcpe.org/education-and-training/

This week Shelly talks with Rod Griffin, Lead Educator on Credit at Experian. Rod shares about his journey with credit and the steps someone should take to improve their credit score. He also mentions some common myths around it and how your money moves can create an impact on it.

Welcome back to Making it Count's first episode of 2021 where our hosts uncover the secrets to dating bliss – at least financially speaking! On this part one of our Money + Love mini series we ask our financial experts how couples can know if they are financially compatible. Cristina and Will are joined by returning guest Rod Griffin from Experian, as well as newlyweds Katie and Jordan from Addition Financial. Plus, stay tuned for a surprise segment at the end of the episode where producer Lauren jumps behind the mic to quiz our hosts and guests on how well they know their significant others! Links: the ascent Survey: https://hubs.ly/H0D05tf0 The Principal Guide to Achieving Financial Security When Settling Down: https://hubs.ly/H0D02hw0 Learn more about Addition Financial: https://hubs.la/H0zbJ0W0

It's officially here – the first episode of season two of your favorite money smarts podcast, Making it Count! This episode is all about ways to prepare financially before the holidays and is part one of our Money + The Holidays mini series. Hear from guests Heidi Pauley from Addition Financial and Rod Griffin from Experian as they share expert tips for getting through the holidays without spending all your savings. Links The Holiday Season Financial Preparation Guide for Families: https://hubs.la/H0zbK-Y0 The Savvy Seasonal Shopping Guide to Prevent Overspending: https://hubs.la/H0zbH_y0 Experian #CreditChatLive: ex.pn/creditchatliveYT Learn more about Addition Financial: https://hubs.la/H0zbJ0W0

On this episode of Millennial Debt Domination, Katie talks all about credit and credit score and why it’s important for millennials and gen z-ers to get on the right credit track. Katie is joined by Rod Griffin, who is the Senior Director of Consumer Education and Advocacy at Experian. Experian is one of the three credit reporting bureaus and they offer some great resources for those in need of credit help. Having an excellent credit score if you ever want to make big purchases in life. Not only do you need to have excellent credit, but you need to maintain a good credit standing. Katie and Rod discuss why less millennials are using credit cards, how not using credit will affect millennials, and what advice Rod gives to gen z-ers about credit. You can follow Rod on Twitter @Rod_Griffin and follow Experian @Experian. Visit Experian's website: https://www.experian.com/ Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @NavicoreSolutions Facebook: NavicoreSolutionsPR More questions for Katie: E-mail us at olm@navicoresolutions.org

Have you ever wondered why there are three credit reporting bureaus? How is credit and credit scores differ in other countries? In this episode, Rod shares his journey that led him to his path at Experian and breaks down difference between the credit reporting bureaus, how credit is different around the world, and resources at Experian you can leverage during COVID-19.Rod Griffin is the Senior Director of Consumer Education and Advocacy for Experian. He is responsible for Experian's national consumer education programs and outreach. Rod serves as an expert spokesperson on consumer issues, particularly credit reporting, credit scoring and identity theft, and is frequently quoted by national television, print, radio and online media including the New York Times, Washington Post, CBNBC.com, MSNBC.com, Time Magazine, and other national media outlets.  He currently represents Experian on the Jump$tart Coalition for Personal Financial Literacy Board of Trustees and previously served on the LifeSmarts Corporate Advisory Board, which he chaired in 2016. 

00:00 Show Open and Lisa Hamler-Fugitt, Executive Director of the Ohio Association of Foodbanks, discussing her organizations efforts and struggles during the pandemic. 16:00 . Rey Saldaña, President and CEO of Columbus-based Communities in Schools, discussing distance learning while also highlighting struggles that many students endure. 30:00 Courtesy of our sister station, WBNS 10-TV, Scott Light reviews the state's response to the coronavirus pandemic. 50:45 Rod Griffin with Experian discussing credit scores and unstable finances during the pandemic.

[vc_row][vc_column][vc_column_text] Establishing good credit is a critical part of navigating the 21st century culture, whether you are a business owner, entrepreneur, or rabid consumer. However, many Americans are still in the dark when it comes to their credit scores and general financial well-being. In this episode, host Dennis Wisco speaks with credit expert and passionate financial wellness educator, Rod Griffin, who currently serves as Experian's Senior Director of Consumer Education and Advocacy, to divulge critical tools to the mastering of the language of consumer credit, considerations of risk management, and tips to help folks plan for the future. Rod Griffin has worked at Experian for 23 years. This extensive history with the same company makes Rod not only an expert on the organization's structure and culture, but also on a breadth of topics within his position, such as public education, public relations, community involvement, and government affairs. Rod's consistency has helped to grow the company from a small organization with a single-digit number of employees to a large multinational group with offices spread across the globe. Holding a Bachelor's Degree in Journalism from the University of Kansas, Rod is a keen communicator and considers educating the public at large on personal finance management among his favorite initiatives at Experian. Experian is a multinational consumer credit reporting company that collects and aggregates credit data to create a bigger picture of consumer trends for individual consumers, small businesses, and industry leaders. In addition to providing marketing, data analysis, consulting, and more to help businesses reach their full potential, Experian offers a wide range of consumer-centered services, such as generating credit reports and scores, providing identity theft protection, and wrap-around services to help better educate the public on financial management. Perhaps one of their biggest initiatives is to help consumers boost their FICO credit score through their free and secure online platform. Tune in to this episode to hear industry-insider advice on how consumers can maximize their credit score through practicing good financial literacy, reflections on the current state of credit and consumer debt, and how we can learn from previous financial crises in navigating this current crisis. [/vc_column_text][/vc_column][/vc_row]

[vc_row][vc_column][vc_column_text] Establishing good credit is a critical part of navigating the 21st century culture, whether you are a business owner, entrepreneur, or rabid consumer. However, many Americans are still in the dark when it comes to their credit scores and general financial well-being. In this episode, host Dennis Wisco speaks with credit expert and passionate financial wellness educator, Rod Griffin, who currently serves as Experian’s Senior Director of Consumer Education and Advocacy, to divulge critical tools to the mastering of the language of consumer credit, considerations of risk management, and tips to help folks plan for the future. Rod Griffin has worked at Experian for 23 years. This extensive history with the same company makes Rod not only an expert on the organization’s structure and culture, but also on a breadth of topics within his position, such as public education, public relations, community involvement, and government affairs. Rod’s consistency has helped to grow the company from a small organization with a single-digit number of employees to a large multinational group with offices spread across the globe. Holding a Bachelor’s Degree in Journalism from the University of Kansas, Rod is a keen communicator and considers educating the public at large on personal finance management among his favorite initiatives at Experian. Experian is a multinational consumer credit reporting company that collects and aggregates credit data to create a bigger picture of consumer trends for individual consumers, small businesses, and industry leaders. In addition to providing marketing, data analysis, consulting, and more to help businesses reach their full potential, Experian offers a wide range of consumer-centered services, such as generating credit reports and scores, providing identity theft protection, and wrap-around services to help better educate the public on financial management. Perhaps one of their biggest initiatives is to help consumers boost their FICO credit score through their free and secure online platform. Tune in to this episode to hear industry-insider advice on how consumers can maximize their credit score through practicing good financial literacy, reflections on the current state of credit and consumer debt, and how we can learn from previous financial crises in navigating this current crisis. [/vc_column_text][/vc_column][/vc_row]

Learn about some of the benefits of budgeting and just how easy it can be to start saving your money today!

In the first new episode of the year, Ellie and Bethany discuss their New Year's goals. Rod Griffin from Experian joins them to discuss why buying a new car at the beginning of the year could be beneficial. They also discuss average car payments for new vs. used cars, and Bethany and Ellie share why they only buy used cars. For more information, visit the show notes at https://themoneymillhouse.com/new-year-new-car-with-rod-griffin-of-experian

Welcome to day 2 of our look back at the lessons we've learned from the past decade. This year we took a special look at credit and family finances, take a look at our original show description below: There are TONS of takeaways from 2014, and Rod Griffin from Experian joins us in the basement to tackle his top five that had to do with your credit and family finances. You'll be surprised how easily Rod takes current events and shows you what impact they have on your financial picture. Fidelity may be creating their own robo-advisory arm? Joe & OG share that headline plus others. PK gives some of the BEST advice you've heard during 2014 during his segment. Doug gives the gift of trivia, and much, much more. Thank you to MagnifyMoney.com for sponsoring our podcast. Have a careful and safe New Year everyone! Thanks for being part of the SB family in 2014!  

If you want to learn about credit scores and credit reports, there is no better teacher than Rod Griffin of Experian. Attend this webinar and you will learn how credit scores are determined, the educational tools available on the Experian website and recent changes that are helping to boost scores in certain situations. Enjoy! 

Spring cleaning is one thing. However, there’s something to be said for cleaning up your finances this fall. Your wallet is going to get a workout in the next few months (hello holidays), so I turned to Rod Griffin from Experian to share with you 5 tips to help you ace your fall financial checkup.What You'll LearnWhat steps should you be taking to clean up your finances this fallHow to give your credit a fall overhaulTips to revisit your spending and cash flowThe best ways to raise your credit scoreOpportunities to bank additional retirement savings this yearLinksExperianExperian BoostSUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet SocialShannah on TwitterShannah on Instagram

Host Cyrus Webb welcomes Rod Griffin, Director of Cosumer Education for Experian, to #ConversationsLIVE for #GetSmartAboutCreditDay to discuss results from a recent study that shows how young people in America feel about financial literacy and how to plan for the future.

Simon Rego explains fear of the unknown, Clark Merkley discusses coding for kids, Rebecca Hershberg talks about parents posting their kids, Judith Orloff teaches about self-care for empaths, Lindsey Wimmer discusses losing a baby, Rod Griffin gives financial tips for young people.

Do you want to improve your credit? Ever thought about doing credit repair? In this episode, Rod Griffin of Experian shares dispels the myths and shares the truth about credit, credit scores and credit repair companies.  --- Support this podcast: https://anchor.fm/madam-money/support

Rod is a retired geologist and meteorologist

Building and maintaining great credit is a cornerstone of a successful financial life. Money Girl and Rod Griffin from Experian discuss how you can manage credit wisely and raise scores instantly for free! Read the transcript at https://quickanddirtytips.com/money-finance/credit/raise-fico-score Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

Rod Griffin of Experian explained the company's new Boost program, a free method for adding recurring bill payments for mortgages, utility bills and more to credit files, allowing them to be factored into credit scores. Griffin explained that while the service is designed to help consumers with thin credit files, even people with solid scores should consider signing up. Also on the show, Tom Lydon of ETFTrends.com makes a regional bank fund his 'ETF of the Week,' Peter Kellner of Richmond Global Compass fund talks sustainable global investing, and Jason Herried of Johnson Financial Group makes his debut in the Market Call, talking stocks.

Rod Griffin: Experian Boost Your Credit Score is Featured Guest on AYRIAL TalkTime (AYRIAL TalkTime) What are the secrets to good credit for women? April is financial literacy month. Host Victoria lynn Weston talks with  expert Rod Griffin, Director of Public Education for Experian.  Learn new innovative ways to boost a score, [...] The post How to Boost Your Credit Score appeared first on AYRIAL Association of Vetted Lifestyle Consultants.

Dr. Ken Redcross, M.D., author of, “Bond: The 4 Cornerstones of a Lasting and Caring Relationship with Your Doctor. Rod Griffin, Director Consumer Education and Awareness for Experian gives insights to help those consumers who struggle with building credit and keeping a good score. Terry Redican is Vice President of AP Program Delivery. Redican is responsible for managing the Advanced Placement Program's annual cycle for College Boards.This show is broadcast live on Thursday's 2PM ET on W4CY Radio – (www.w4cy.com) part of Talk 4 Radio (http://www.talk4radio.com/) on the Talk 4 Media Network (http://www.talk4media.com/

Building your credit or improving your credit score all starts with your credit report. It’s what lenders look at when you need to borrow money. Having a lower credit score could mean paying more to borrow money or not being able to borrow money at all. But more and more places are looking at your credit score before they will do business with you...cell phone companies, utilities, or apartment rentals. So having a good credit score is essential. In this episode, I talk with the Director of Consumer Education and Awareness for Experian, Rod Griffin. He shares some great advice for improving or building your credit. We also talk about Experian’s new program Experian Boost to help many improve their credit score by being able to use their positive utility payments. Stick around for What's on Lacey's Ming to hear us talk deeper about Boost. In this episode: What’s a credit score? What a credit score is made up of What is a good and a bad score range? Steps people can take to improve their credit score How to read and interpret a credit report The difference between collections vs charged off Experian Boost

"Smishing is a funny term to describe a very serious problem that's going to be more and more prevalent" Rod Griffin is Director of Public Education at Experian, a leading credit reporting agency which aggregates information on over 1 billion individuals and businesses around the world. Speaking from the company's head office in Texas, Rod tells AICPA & CIMA's Orlando-based Samantha Delgado about how people can protect themselves against fraud and identity-theft and disrupt them right back. OUR GUEST:  Rod Griffin leads Experian's US education initiatives and oversees their financial literacy grant programme. Catch up with his blog on the Experian website. WE DISCUSS:  "smishing", "vishing" and "phishing". the most common types of scams. how fraudsters work. how they steal information. what to watch out for. how to defend against scams. basic, practical ways to protect yourself and your business against potentially fraudulent activity. RESOURCES: Skill up with our AICPA COSO Enterprise Risk-Management Certificate Programme. See Experian's Fraud and Credit Education portal. In London later this year? Come along to our AICPA & CIMA CyberSecurity Europe conference on the 11th and 12th December.  == MORE ABOUT OUR PODCAST ==  It's recorded by a growing team of AICPA & CIMA staff from offices across the world.  DON'T MISS OUT. Get the latest show every week, automatically and free, at https://www.aicpa-cima.com/disruption.html. Share it easily with colleagues and friends by using the icons on the media player.  TAKE IT FURTHER. Find related CPD/CPE resources at https://www.aicpastore.com/GoBeyondDisruption and https://www.cgmastore.com/GoBeyonddisruption. STAY CONNECTED. Follow #GoBeyondDisruption, @AICPANews and @CIMA_News on social."   ©2018 Association of International Certified Professional Accountants (AICPA & CIMA). All rights reserved 

The Money Millhouse is  taking a break for the summer, but they are revisiting their very first episode with Rod Griffin talking about credit and their new show. Stick around until the end to hear a little behind the scenes from The Money Millhouse Team. 

Join Bethany and Ellie as they talk to Rod Griffin as he talks about what your credit report and scores affect lots of different parts of your life, the myths of credit reports,  the difference between bad and good credit scores in the cost of credit of their lifetime, and the most powerful word in credit. Also in the show, Ellie gives Bethany a present, they talk about Date Night ideas, and a special secret is revealed at the end of the episode.

Brad has over 25 years of addressing the financial concerns of retirees and business owners.  Add his strong communication skills and Brad, after first listening to his clients’ needs and concerns, is able to simplify and explain in everyday language even the most complex concepts and alternatives. He treasures the trust his clients place in him and safeguards it by his words and actions.  His reputation for unquestioned integrity is far more important to him than any fee or commission.  For these reasons and more, Brad often forms a close personal relationship with his clients. While he can be described as a personable and caring person with a passion for his work, Brad’s most accurate characterization might be “the consummate professional.” His singular goal is to treat his clients “as if they were my own parents” and help them build a sound foundation for their financial house.  By any measure, some say, he is an advisor worth standing in line to do business with. Build Credit In Case of A Divorce Divorce can be hard on your personal finances, particularly if you haven't established credit in your own name. If you have no credit, or a thin credit file, getting credit when you need it, perhaps to rent a car, buy an airline ticket or shop online, could be challenging. This happens more often to older women who weren't the primary income earners in their household while they were married, says Ronit Rogoszinski, a wealth adviser at Arch FinancialGroup in New York's Long Island. "A lot of women just never got the Visa or MasterCard or American Express,"Rogoszinski says.Separate while married The best way to fix the problem is to avoid it by establishing separate credit while your marriage is still happy, says Rod Griffin, director of public education at the credit bureau Experian. "Ideally, you maintain an individual account or 2 in your own name in the event that something unexpected happens," Griffin says. That could be a divorce or some other financial calamity. A small purchase every few months typically is enough to keep an account open and active. In some states, new separate credit isn't an option for married couples because state law automatically deems new credit accounts established during the marriage to be jointly held. You'll have to check to see if that's the case in your state. Splitting up Another approach is to establish separate credit during the divorce, using the primary wage-earner's income and credit history to qualify, says Lili Vasileff, founder of Divorce and Money Matters, a divorce financial planning firm in Greenwich,Connecticut. The 1st step is to obtain your own credit report. This report can help you find out: ·      Credit that's open in your name. ·      Debts you don't know about(if any). ·      Credit reporting errors that can be corrected. It's also a good idea to find what points, airline miles and other perks are associated with various accounts. Vasileff says these are marital assets and can be subject to negotiation during the divorce. The next step is to open a major credit card in your own name "as if everything is normal," Vasileff says. Then get a car loan, open a bank account, sign a rental agreement or take other actions to establish separate personal finances. "These little,small steps are very key," Vasileff says. "Because then, by the time you're divorced, you're up and running and have things you can point to." Some couples split up their credit accounts before they untie the knot. This separation can be easier if your accounts have small balances and payments have been made on time, Griffin says. In those cases, creditors might be more willing to work with you to remove 1 spouse from an account. Don't expect creditors to honor your agreements with your soon-to-be ex, however. "A divorced ecree doesn't change the contract you have with the lender," Griffin says. Over and onward The other option is to establish your own credit after the divorce is finalized. "In that situation, you're faced with the same kinds of challenges as anyone who is establishing credit for the first time," Griffin says. You might need to start out with a joint account that you open with a co-signer or a secured credit card that requires a deposit. A credit union or regional bank might be more willing to open a credit account for someone without much credit history, Rogoszinski suggests. "I don't believe anything is hopeless," she says. "If the 1st bank turns you down or the 1st store doesn't offer credit to you, try another one." One challenge for people who are recently divorced can be a lack of income to qualify for credit. "The only income these individuals have to show is spousal support," Vasileff says."Spousal support generally (can't be used to qualify for) at least 6 to 12months, so these people are sort of out of luck for a gap in time,post-divorce." If you rent your home, you can ask your landlord to report your positive payments to a credit bureau. That can help you establish credit as well, Griffin says. It can take several months or longer to establish enough credit to generate a credit score. It's generally easier to start from 0 than to repair credit that has been trashed. Take care Once you've established credit, do whatever you can to nurture, build and protect it. "Manage that credit card like it's gold," Rogoszinski says."Don't take on balances you can't pay because the interest alone could spiral you into a pit you don't want to be in. When you get the bill, review every entry (looking for) identity theft and fraud. Keep your receipts and make sure the receipts match the statement. And always, always, always, always make the payment on time." Visit ExitCoachRadio.com for Audio, Videos, Books and Interactive Tools to Grow Your Business Value, Protect Your Family and Prepare for your Future Transition. New! Get our iPhone app at the App Store  - search for Exit Coach Radio. Grow your business value by up to 71% - take a free assessment at www.BizGrowth123.com  

Credit is a financial tool.  Debt is a financial problem.Rod Griffin with credit reporting company Experian discusses what goes into your credit score and how banks and lenders use it to evaluate you.

Laura interviews Rod Griffin, Experian's director of public education, about a variety of important topics that will help you build and maintain excellent credit, no matter your financial situation. Read the full transcript here: http://bit.ly/1M6sseF

 Today I had the pleasure of talking with Rod Griffin, the Director of Public Education of Experian, a man who has awarded over $1,000,000 in grants throughout the last 3 years. In this episode, Rod breaks down what goes into your credit score, your credit report, and what you can do to improve both of them. By the end of this episode you will have an actionable plan in place to improve your credit report and boost your credit score. Enjoy! Want to learn how to start your own SMMA? I created a free training to get you started! -->www.go.AppleCrider.com/smm Follow me on Instagram --> @AppleCriderOfficial For 250+ videos subscribe to my YouTube channel --> YouTube.com/AppleCrider P.S. I have an Alexa Skill! Look up Apple Crider on the Alexa Store! P.P.S Don't forget to leave a 5-star review if you enjoyed the show Want to advertise on this podcast? Go to https://redcircle.com/brands and sign up.