Podcast appearances and mentions of Tiffany Grant

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Tiffany Grant

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Best podcasts about Tiffany Grant

Latest podcast episodes about Tiffany Grant

Money Talk With Tiff
How Family Offices Help the Rich Get Richer — And What You Can Learn | Ep. 376

Money Talk With Tiff

Play Episode Listen Later May 1, 2025 17:00 Transcription Available


In this episode, Tiffany Grant sits down with Mark Miller, who manages the prestigious Hilton Family Office, to demystify the concept of a “family office.” Mark shares the fascinating origins of family offices, explains how they serve ultra-wealthy families, and reveals how his firm is bringing these powerful wealth-building strategies to “Main Street” investors. Whether you're curious about behind-the-scenes money management for the rich or looking for new ways to coordinate your own financial team, you won't want to miss this insightful conversation.Check out the full episode show notes: https://moneytalkwitht.com/podcast-show-notes/family-offices-wealth-management/TakeawaysA family office is a centralized management structure that helps wealthy families manage their finances more efficiently. The Rockefeller family pioneered the family office concept back in the 1890s to deal with their financial chaos. Today, family offices are evolving into virtual models, enabling multiple families to collaborate on wealth management strategies. Hilton Tax and Wealth Advisors aim to bring family office strategies to Main Street investors, making advanced wealth management accessible to more people. Effective wealth management requires advisors to communicate and collaborate, which is a major advantage of the family office structure. By integrating financial advisors under one roof, families can maximize their wealth-building potential and minimize conflicts in advice.Resources MentionedHilton Wealth: hiltonwealth.comRequest a complimentary copy of Mark Miller's book: Hilton Wealth – How to Invest Like an American DynastyConnect with TiffanyWebsite: moneytalkwitht.comSocial Media: @moneytalkwitht on all platformsNew episodes every Thursday!Can't wait? Listen to previous episodes and dive deeper at moneytalkwitht.com

Money Talk With Tiff
The Power of Enough: Feeling Wealthy Through Satisfaction | Ep. 275

Money Talk With Tiff

Play Episode Listen Later Apr 25, 2025 17:46 Transcription Available


In this episode of Money Talk With Tiff, Tiffany Grant sits down with Elizabeth Husserl to dive deep into the “satiation paradigm”—a fresh approach to how we define and experience wealth. Instead of focusing solely on accumulating money, Elizabeth invites us to consider what it means to feel wealthy by cultivating satisfaction and fulfillment in all areas of life, not just our bank accounts.Takeaways The satiation paradigm suggests that feeling satisfied is more important than just accumulating wealth. We need to recognize that money is a tool, not the same as wealth itself. To feel wealthy, we should focus on holistic well-being, including health, belonging, and purpose. Connect With ElizabethWebsite: elizabethhusserl.com — Free downloads, exercises, and more.Instagram: @elizabethhusserlDon't miss future episodes of Money Talk With Tiff—subscribe and follow @moneytalkwitht on all platforms for more money wisdom every Thursday!Visit moneytalkwitht.com for more!Support this PodcastCopyright 2025 Tiffany Grant

Money Talk With Tiff
Death is Expensive: Why We Need to Talk Life Insurance | Ep. 374

Money Talk With Tiff

Play Episode Listen Later Apr 10, 2025 18:39 Transcription Available


In this insightful episode of Money Talk With Tiff, host Tiffany Grant is joined by Basiliso Moreno to tackle the often delicate topic of discussing life insurance with loved ones. They dive into the challenges faced in having these important conversations, especially within black and brown communities, where such discussions might be met with skepticism or anxiety. Basiliso shares his personal experiences with life insurance and offers practical tips for initiating and navigating these discussions, including role-playing and addressing underlying anxieties or hesitations that family members might have.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/life-insurance-conversations/Takeaways Life insurance can be a touchy topic, but it's crucial to discuss openly with loved ones. Initiating conversations about life insurance without making it feel ominous is key to family comfort. Understanding the true cost of death can motivate families to prioritize life insurance discussions. Role-playing conversations about life insurance can help ease anxiety and make the discussions smoother. Connect with Basiliso MorenoWebsite: basmorenoconsulting.comSocial Media: Instagram, Threads, TikTok at Bass Moreno ConsultingTune in every Thursday for new episodes of Money Talk With Tiff, where Tiffany Grant shares her financial expertise and insightful conversations with guests.Support this PodcastCopyright 2025 Tiffany Grant

Money Talk With Tiff
Demystifying Cryptocurrency Taxes with Janna Scott | Ep. 373

Money Talk With Tiff

Play Episode Listen Later Apr 3, 2025 19:11 Transcription Available


In this episode of Money Talk with Tiff, host Tiffany Grant dives deep into the world of crypto taxes with special guest Janna Scott. If you've ever wondered about the tax implications of trading or holding cryptocurrency, this episode is a must-listen!TakeawaysIn this episode, we dove deep into the fun and sometimes tricky world of crypto taxes, covering everything from capital gains to income and how they affect your wallet. Janna Scott, our guest guru, explained that short term capital gains tax rates can range from 28% to 37%, which is a big bite out of your profits if you're flipping crypto like pancakes! We learned that everything is reportable when it comes to crypto transactions, regardless of how small, so don't go hiding those pennies under your mattress! Janna also shared some eye-opening insights about the IRS's ability to track crypto transactions through exchanges, so think twice before assuming your crypto is anonymous and safe! The episode highlighted the importance of keeping track of your transactions, especially if you're trading regularly, as neglecting this can lead to some serious tax headaches later on. Finally, we touched on the upcoming Defi Tax product, designed to help crypto users easily navigate their tax obligations without losing their minds or their money! Companies mentioned in this episode Coinbase Kraken Gemini Robinhood Moonpay Defi TaxFor more updates on Defi Tax and crypto tax solutions, follow them on social media:Instagram, X, Facebook, LinkedIn: @DefiTaxWebsite: DefiTax.usStay connected with Money Talk with Tiff for more insightful episodes every Thursday. Visit MoneyTalkwithT.com and follow Tiff on all your favorite social media platforms @MoneyTalkWithT.Support this PodcastCopyright 2025 Tiffany Grant

Money Talk With Tiff
Why Your Investment Strategy Needs a Science Upgrade | Ep. 372

Money Talk With Tiff

Play Episode Listen Later Mar 20, 2025 18:07 Transcription Available


Join host Tiffany Grant in this informative episode of "Money Talk With Tiff" as she sits down with Thomas Blattenberger. Together, they delve into the science behind building a robust investment portfolio. While the mindset behind investing is a frequent topic, Thomas brings a fresh perspective by focusing on the scientific principles that should guide investment decisions.Thomas explains the concept of an investment portfolio and highlights the importance of distinguishing between scientifically backed investments like stocks and bonds versus speculative ventures like crypto. They discuss the efficient market hypothesis, emphasizing the market's inherent efficiency driven by collective buying and selling actions. Thomas also shares insights into how supply and demand influence pricing and how a disciplined approach to investing can prevent financial losses.TakeawaysAn investment portfolio is your money at work, but it can also lead to losses, so understanding the balance is key. Investing isn't just about the latest trends like crypto; we focus on stocks and bonds with proven data and theories. The efficient market hypothesis suggests that markets are generally efficient, meaning predicting future prices is a risky gamble. Knowing the science behind investing, like efficient market hypothesis and modern portfolio theory, helps in making informed decisions. Psychology plays a huge role in investing; without discipline, even the best portfolio can be ruined by 'shiny object syndrome'. Always ask your financial advisor about the scientific principles behind your investments to avoid blindly trusting their advice. Resources Mentionedparadigmshift.adxleader.commoneytalkwitht.comConnect with TiffanyFollow Tiffany on all social media platforms @moneytalkwitht for more insights and episodes. Visit MoneyTalkWithT.com to explore past episodes and gather more financial wisdom.Tune in every Thursday for new episodes of "Money Talk with Tiff," where you can continue to learn about making sound financial decisions. Don't miss out on the guidance to spend wisely by spending less than you make!

Money Talk With Tiff
The Secret to Introducing Financial Concepts to Children Ages 4-8 | Ep. 371

Money Talk With Tiff

Play Episode Listen Later Mar 6, 2025 13:39 Transcription Available


In this episode of Money Talk With Tiff, host Tiffany Grant sits down with Anthony Delauney, a financial planner with over two decades of experience and a dedicated author focused on financial literacy for children. Anthony shares his unique approach to teaching kids about money through engaging children's picture books. Discover how stories like "Dash and Nikki and the Jelly Bean Game" incorporate financial lessons such as delayed gratification and interest through relatable, everyday scenarios.Anthony and Tiffany discuss the vital principles of financial education tailored for young minds and how life lessons play a crucial part in understanding finances. Anthony also highlights the significance of overcoming the fear of judgment in financial decision-making, a topic he explores in another of his works, "Akash and Mila and the Big Jump".Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/teaching-money-to-kids/Takeaways Teaching kids about money is crucial, and it can begin with fun stories that resonate with their experiences. Using children's picture books is a creative way to introduce financial concepts without overwhelming them with adult lessons. Financial literacy for kids should focus on foundational principles, like delayed gratification and empathy in money decisions. Parents should model positive reactions to mistakes, as this builds confidence in their kids when facing financial decisions.For parents and educators looking to introduce or enhance financial literacy education for young children, this episode is a treasure trove of insights and practical advice.Resources MentionedExplore the Owning the Dash series: OwningTheDash.comFollow Money Talk With Tiff for updates and more episodes.Connect with Tiffany Grant on social media @MoneyTalkWithTSupport this PodcastCopyright 2025 Tiffany Grant

Money Talk With Tiff
Understanding Canadian Disability Benefits with Minnie St. Claire | Ep. 370

Money Talk With Tiff

Play Episode Listen Later Feb 27, 2025 23:33 Transcription Available


In this episode of the Money Talk With Tiff podcast, Tiffany Grant hosts Minnie St. Claire, an entrepreneur and disability advocate from Canada. Minnie shares her inspiring journey from being on disability in Canada to becoming a successful entrepreneur. The conversation covers the intricacies of the disability support system in Canada, including income thresholds, government benefits, and the challenges faced by those on disability. Minnie discusses the complex process of navigating these systems, the importance of understanding policy and advocating for oneself, and her own path to entrepreneurship in the adult entertainment industry. She also sheds light on how she uses platforms like X (formerly Twitter) for advocacy work. This episode aims to encourage listeners, especially those dealing with disability systems, to be informed and proactive about their rights and resources.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/navigating-canadas-disability-system-with-minnie-st-claire/Takeaways Navigating disability benefits in Canada can be tricky, especially with confusing policies and paperwork. The Ontario Disability Support Program allows individuals to earn up to $1,000 while still receiving support, which is quite helpful. Entrepreneurship can be a viable path for those on disability, as it offers flexibility and potential for higher income. It's essential to read and understand the policies regarding disability support to advocate effectively for oneself. Mentioned In This EpisodeOntario Disability Support Program Ontario Works Disability Tax CreditRegistered Disability Savings Plan Service CanadaCanadian Independent Living CenterCanadian Emergency Response Benefit CERBFollow Minnie St. ClaireTwitter (X): @minnieoncamYouTube: @minnieoncamFollow TiffanyInstagram: @moneytalkwithtFacebook: @moneytalkwithtLinkedIn: https://www.linkedin.com/in/tiffanygrant1/Support this PodcastCopyright 2025 Tiffany Grant

What Are You Made Of?
Building Wealth with Confidence: A Conversation with Tiffany Grant of Money Talk with Tiff

What Are You Made Of?

Play Episode Listen Later Feb 24, 2025 34:39


Mike C-Roc sits down with Tiffany Grant, accredited financial counselor, award-winning personal finance blogger, podcaster, coach, and educator behind Money Talk with Tiff. Tiffany shares her inspiring journey from growing up in New York to moving to North Carolina, navigating culture shifts, and discovering her passion for financial education.She opens up about her early dreams of becoming a chef, how an unexpected life event changed her career path, and the lessons she's learned along the way. From working multiple jobs as a teenager to building a thriving business helping others take control of their finances, Tiffany proves that resilience and adaptability are key to success.Tune in as she and C-Roc discuss financial empowerment, overcoming setbacks, and the mindset needed to turn challenges into opportunities.Website-https://moneytalkwitht.comSocial Media Links/Handles:https://www.facebook.com/moneytalkwithT/https://www.facebook.com/tiffany.grant.399https://www.instagram.com/moneytalkwitht/https://www.linkedin.com/in/tiffanygrant1/https://www.youtube.com/c/MoneyTalkWithTiffhttps://www.tiktok.com/@moneytalkwitht

Money Talk With Tiff
How Business Owners Can Get Grant Ready with Stormi Banks | Ep. 369

Money Talk With Tiff

Play Episode Listen Later Feb 20, 2025 12:03 Transcription Available


In this exciting episode of the Money Talk With Tiff podcast, Tiffany Grant is joined by grant expert Stormi Banks, founder of Pink Print Firm. Together, they delve into the essential steps business owners need to take to become grant-ready and secure funding opportunities. Stormi shares her valuable insights on business registration, digital presence, grant proposals, and establishing a business bank account. She also explains the types of grants available, ranging from micro-grants to those from major corporations, and highlights the importance of having a certified grant writer on board. Listen in to learn more about how Pink Print can assist small businesses in accessing funding without adding financial burdens.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/get-grant-ready-guide/TakeawaysTo get grant-ready, business owners need to have their business registered, either as a nonprofit or for-profit entity. This registration opens up a world of grant opportunities. Having a solid online presence is essential; creating social media accounts and a simple website helps showcase your mission and connect with potential funders. Crafting a compelling grant proposal is key; it's less about a business plan and more about telling your unique story to grab attention from grantors. A business bank account is non-negotiable for receiving grants; funders only transfer money to business accounts, not personal ones, so set it up right away! There's a wide range of grants available, from small micro-grants of $500 to larger ones that can reach up to $500,000, depending on your business status and needs. Minority certifications can help access specific grants, but they're not essential to start applying; focus on getting your business ready first. Resources MentionedPink Print Firm: A full-service grant writing agency founded by Stormi Banks, helping small business owners access non-dilutive, debt-free funding.Galaxy of Stars Grant: An easy-application grant with a prize of $2,450.Join Tiffany Grant every Thursday for a new episode of Money Talk With Tiff, and catch up on previous episodes at moneytalkwitht.com. Follow Tiffany on all social media platforms @moneytalkwitht for more money tips and insights.Support this PodcastCopyright 2025 Tiffany Grant

Money Talk With Tiff
Importance of Financial Intimacy in Relationships with Ashley Silberfeld | Ep. 368

Money Talk With Tiff

Play Episode Listen Later Feb 14, 2025 16:00 Transcription Available


In this episode of Money Talk With Tiff, Tiffany Grant welcomes Ashley Silberfeld, a partner at Blank Rome and a seasoned divorce lawyer, to explore the concept of financial intimacy. Ashley provides insights into why financial intimacy is integral to a healthy relationship, especially in the context of marriage in California where financial transparency is crucial by law.Takeaways Financial intimacy is all about open and honest conversations regarding your finances with your partner. Knowing where your partner keeps their financial information is crucial to maintaining trust and intimacy. Having regular 'money dates' can help couples stay aligned financially and build intimacy over time. If your partner keeps financial secrets or avoids questions about money, that's a big red flag! It's important to discuss financial circumstances early on in a relationship to avoid future surprises. Lack of transparency in finances is a major contributor to relationship issues and can lead to divorce. Connect with Ashley SilberfeldAshley is a partner at Blank Rome, and you can find her on LinkedIn for further assistance with legal matters.Connect with TiffanyWebsite: https://moneytalkwitht.com@moneytalkwitht on all social media platformsFinancial intimacy is essential for a successful partnership, and this episode provides valuable insights and tips for ensuring transparency and trust in financial dealings within a relationship.Support this PodcastCopyright 2025 Tiffany Grant

Money Talk With Tiff
Product Development Insights from Amy Vale | Ep. 367

Money Talk With Tiff

Play Episode Listen Later Feb 6, 2025 14:23 Transcription Available


In this episode of Money Talk with Tiff, Tiffany Grant sits down with Amy Vale, the innovative founder behind For the Cubs. Amy shares the heartfelt inspiration and meticulous process behind creating her product-based business with a cause, focusing on her hero product, the weighted bear named Percy.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/mastering-product-development/TakeawaysThe podcast features Amy Vail, who shares her inspiring journey of starting a product-based business for a meaningful cause. Percy, the weighted bear, is designed to mimic a hug and provide emotional support through deep pressure therapy. Developing a product takes time and numerous iterations to ensure it meets the needs of customers effectively. Customer feedback is crucial; it helps entrepreneurs pivot and refine their products based on real-world experiences. Starting a business requires humility and the willingness to adapt constantly to feedback and changing circumstances. Creating a character like Percy involved thoughtful design and emotional connections that resonate with both children and adults. Resourcesforthecubs.commoneytalkwitht.comSupport this PodcastCopyright 2025 Tiffany Grant

Money Talk With Tiff
Why You Should Plan Your Business Exit Now with Adam Koos | Ep. 366

Money Talk With Tiff

Play Episode Listen Later Jan 30, 2025 17:00 Transcription Available


In this episode of Money Talk With Tiff, Tiffany Grant is joined by Adam Koos to discuss the often overlooked topic of exit planning for business owners. Adam emphasizes the importance of preparing for the eventual transition of one's business, whether that means selling it, passing it to a family member, or another form of exit. Adam shares that one of the biggest mistakes business owners make is starting too late on their exit strategy.He dives deep into what exit planning entails, how business owners can begin thinking about it regardless of where they are in their business journey, and the critical steps to take. From succession planning, valuation of the company, preparing for potential unplanned events such as illness or disability, to ensuring the business is scalable and attractive to potential buyers, Adam covers key elements that need attention.Through actionable insights and real-world examples, Adam shares why and how business owners should start planning their exit strategy today to maximize the future value and ensure a seamless transition.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/business-exit-planning/Takeaways Exit planning is crucial for business owners, yet many start the process too late. Most entrepreneurs neglect exit planning because they're too focused on daily operations. Starting exit planning early can significantly increase a business's market value and reduce risks. Succession planning ensures that your business can thrive even in your absence or unexpected events. 80% of businesses never sell, highlighting the importance of a solid exit strategy. The earlier you plan for exiting your business, the more options and value you'll have. Resources Mentionedelevateandexit.commoneytalkwitht.comlibertaswealth.comFor continued insights on financial strategies and business tips, tune in every Thursday for a new episode of Money Talk With Tiff. Connect with Tiffany Grant on all social media platforms @MoneyTalkWithT.Support this PodcastCopyright 2025 Tiffany Grant

Money Talk With Tiff
How to Make Lead Generation Easy with Pia Silva | Ep. 365

Money Talk With Tiff

Play Episode Listen Later Jan 23, 2025 18:01 Transcription Available


In this episode of Money Talk With Tiff, Tiffany Grant sits down with Pia Silva to dive deep into the often misunderstood world of lead generation. Pia, an expert in helping small service businesses maximize their lead generation strategies, breaks down the fundamental principles and actionable steps essential for effective lead generation. The conversation spans various topics, including the importance of networking, refining your messaging, and the tactical use of content creation and paid advertising to build what Pia calls an "authority machine." Both Tiffany and Pia offer practical insights and personal anecdotes, making this episode a must-listen for business owners at any stage of their entrepreneurial journey.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/lead-generation/Takeaways Lead generation is about ensuring more people know you exist and trust you. Talking to your warm network can be the most effective lead generation strategy. Many entrepreneurs find lead generation daunting, but it's simpler than they think. Networking events can be a great way to connect and introduce your services. Introverts can succeed in lead generation by focusing on one-on-one relationships. Creating a clear message about what you do is crucial for effective networking.Special OffersPia Silva offers a free copy of her book, "Badass Your Brand: The Impatient Entrepreneur's Guide to Turning Expertise into Profit."To get your free copy, visit: No BS Agencies - Free BookGuest Contact InfoInstagram: @pialovesyourbizWebsite: No BS AgenciesFor continued insights on financial strategies and business tips, tune in every Thursday for a new episode of Money Talk With Tiff. Connect with Tiffany Grant on all social media platforms @MoneyTalkWithT.Thank you for listening!Support this PodcastCopyright 2025 Tiffany Grant

The Money Exchange
From the US to Jamaica: How Budgeting and Bold Choices Transformed Tiffany Grant's Life - Eps. 154

The Money Exchange

Play Episode Listen Later Jan 23, 2025 53:52


In this episode, we have an inspiring conversation with Tiffany Grant, who shares her remarkable journey of relocating from the United States to Jamaica. Tiffany dives into the pivotal moments and decisions that led her to make this life-changing move, including how her divorce and health concerns played a role. Here's what we cover in our chat: What inspired her relocation: The personal and financial motivations behind her decision to start a new chapter in Jamaica. How she made it happen: The critical role of budgeting and financial planning in facilitating the move. Supporting her children through the transition: How her family adapted to a new environment and culture. Her future plans in Jamaica: Including ambitions to buy land and build a home. Tune in to hear Tiffany's story of resilience, financial savvy, and bold life changes. It's a testament to the power of intentional living and making dreams a reality. Resources Qube Money - Digital Budgeting Envelopes  https://dashboard.qubemoney.com/register/start?affiliate_id=24875&utm_term=24875&coupon=SURECHAIR76&utm_campaign=referral    Connect with the host, Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoneyjournal.info/    Connect with guest, Tiffany Grant  +Website https://moneytalkwitht.com/ 

Money Talk With Tiff
Harnessing Kaizen for Business Excellence with Rick Yvanovich | Ep. 364

Money Talk With Tiff

Play Episode Listen Later Jan 16, 2025 15:14 Transcription Available


In this episode, Tiffany Grant and Rick Yvanovich discuss the concept of kaizen, which translates to "change for good. " Kaizen emphasizes continuous improvement in processes and personal growth. Rick explains how this Japanese philosophy, popularized by Toyota, can significantly enhance business operations and personal development. Tune in to learn how incorporating Kaizen can lead to lifelong learning, adaptability, and resilience.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/kaizen-for-business/Takeaways Kaizen, which means constant improvement, emphasizes the importance of lifelong learning for personal and professional growth. Businesses should focus on empowering employees to embrace continuous skills acquisition and personal development every day. Utilizing technology effectively helps streamline processes, making it essential for modern businesses to adapt and improve. An infinite mindset encourages ongoing self-improvement and a commitment to learning new skills throughout life. Reflecting on our actions and knowledge allows us to adapt and enhance our understanding over time. Maintaining an open mind is crucial; we must be willing to let go of old beliefs when new information arises. Resources Mentioned (Affiliate Links)Rick Yvanovich's book, Business as UnusualSimon Sinek's book, The Infinite GameCarol Dweck's book, Mindset: The New Psychology of SuccessConnect with Rick YvanovichWebsite: rickyvanovich.comTwitter: @RickYvanovichConnect with Tiffany GrantWebsite: Money Talk with TiffTwitter: @MoneyTalkWithTInstagram: @MoneyTalkWithTFacebook: Money Talk with TiffThank you for tuning into this episode of Money Talk With Tiff. Join us every Thursday for new insights and expert advice on financial and business growth. For more episodes, visit moneytalkwitht.com. Remember, spend wise by spending less than you make.Be sure to subscribe, rate, and leave a review if you enjoyed this episode!Support this PodcastCopyright 2025 Tiffany Grant

Money Talk With Tiff
The Purpose Code with Dr. Jordan Grumet | Ep. 363

Money Talk With Tiff

Play Episode Listen Later Jan 9, 2025 13:28 Transcription Available


In this engaging episode of Money Talk With Tiff, host Tiffany Grant welcomes back Dr. Jordan Grumet, also fondly known as Doc G, to discuss his latest book, The Purpose Code. Previously featured on episode 322 where they explored the concept of "Redefining Rich" through Dr. Grumet's experiences as a hospice doctor, this episode shifts focus to understanding and creating one's purpose.Dr. Grumet delves into what he calls "purpose anxiety", the struggle many face in finding their purpose and how it can lead to anxiety and depression. He unpacks his approach to solving this paradox by advocating for an active creation of purpose rather than searching endlessly for it. Tiffany and Dr. Grumet talk about identifying "purpose anchors," small activities or interests that bring joy and meaning on a daily basis.Throughout the conversation, they touch upon practical strategies to find these purpose anchors, how to overcome common obstacles in the journey of creating purpose, and how societal pressures can often derail us from our authentic paths.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/the-purpose-code/Takeaways Finding your purpose isn't about searching; it's about actively creating it through your passions. Purpose can come from everyday activities that bring you joy, not just lofty goals. People often feel pressure to find a singular purpose, leading to anxiety and frustration. Purpose anchors are the small things that excite you and can guide your life direction. Social media can skew our perception of purpose, making it seem glamorous instead of personal. Reflecting on childhood interests can reveal valuable clues about your true purpose today. Resources MentionedDr. Jordan Grumet's website: jordangrumet.comPurchase links for his books: The Purpose Code and Taking StockEarn and Invest podcastSubscribe to his Purpose Code SubstackConnect with Tiffany GrantWebsite: moneytalkwitht.comSocial Media: @moneytalkwitht on all platformsSupport this PodcastCopyright 2025 Tiffany Grant

Money Talk With Tiff
Financial Stress Management for Entrepreneurs | Ep. 362

Money Talk With Tiff

Play Episode Listen Later Jan 2, 2025 15:21 Transcription Available


In this compelling episode of Money Talk with Tiff, Tiffany Grant sits down with financial expert Hurley Fox to discuss the weighty topic of financial stress among business owners. With the current economic climate, small business owners are under increasing financial pressure, making this conversation particularly timely. Hurley and Tiffany delve into defining financial stress, identifying its signs, and actionable strategies to alleviate it. From understanding the importance of clean data to building a reliable financial team, Hurley offers invaluable insights applicable to both personal and business finances. Tune in for practical advice and learn how to make your finances work for you, not against you.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/financial-stress-for-owners/Takeaways Financial stress can manifest in various ways, such as sleepless nights and constant anxiety. Understanding your financial situation and documenting it can significantly alleviate stress levels. It's crucial for business owners to have a strong financial team for support. Personal financial health directly impacts business performance, so they should be aligned. Paying yourself first ensures personal financial needs are met and reduces stress. Knowledge of accounting basics empowers business owners to make informed decisions. Resources MentionedHurley Fox on LinkedInFox and Partners Official Website: foxandpartners.comConnect with TiffanyWebsite: Money Talk with TiffSocial Media: @MoneyTalkWithTSupport this PodcastCopyright 2025 Tiffany Grant

Journey To Launch
Episode 405: 10 Life & Financial Lessons from Running My First Half Marathon in Jamaica

Journey To Launch

Play Episode Listen Later Dec 19, 2024 51:05


This week on the Journey to Launch Podcast, I am sharing my journey of running my first half marathon at the Reggae Marathon in Negril, Jamaica, drawing the parallels between the lessons learned from running and those from my financial freedom journey. This race aligned with the one-year anniversary of my book “Your Journey to Financial Freedom” and had me reflect on the power of setting ambitious goals, embracing challenges, and finding joy in the journey. I also share the pleasure I had to be able to stay at two boutique, family-owned resorts—Rondel Village and Travelers Beach Resort, and being able to reunite with former podcast guests, Tiffany Grant and Tanya Taylor. Through the lessons drawn from the race, I talk about the importance of community, preparation, and maintaining an optimistic mindset, while celebrating serendipitous moments that reflect life's magic.  In this episode I share:  The race details, waking up at 3:45 AM for the shuttle to the starting line, starting the race at 5:15 AM, shared moments with other runners & the thrill of crossing the finish line with a sense of accomplishment. How training for the race paralleled the financial independence journey since both require preparation, perseverance, incremental progress & community support Why you should avoid assumptions about others and comparing yourself to others, instead focus on your progress Serendipitous moments like reuniting with family and connecting with podcast listeners can remind us of life's wonder and interconnectedness + more. Other Links Mentioned in episode: ReggaeMarathon.com Kinisha Correia from About Her Culture Resorts I stayed at: Rondel Village and Travellers Tanya Taylor's episode Tiffany Grant Episode Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Money Talk With Tiff
Why Everyone Needs an Estate Plan With Elizabeth Acevedo | Ep. 361

Money Talk With Tiff

Play Episode Listen Later Dec 19, 2024 13:07 Transcription Available


In this insightful episode of Money Talk With Tiff, Tiffany Grant sits down with estate planning expert Elizabeth Acevedo to dissect the intricacies of estate planning. Whether you're new to the concept or looking to refine your existing plans, this episode is packed with essential tips and common pitfalls to avoid.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/demystifying-estate-planning/TakeawaysEstate planning is essential for everyone, regardless of wealth, to ensure your wishes are honored. Many people mistakenly believe estate planning is only for the wealthy or complex situations. It's crucial to participate actively in the estate planning process to avoid confusion later. Having a complete list of assets and liabilities is vital for effective estate planning discussions. Choosing trusted individuals to make decisions on your behalf is a significant aspect of estate planning. Estate planning can be straightforward, and professionals can help simplify the process for you. ResourcesWeinstock Manion Law Firm - Learn more about Elizabeth Acevedo's work and how to contact her.Connect with TiffanyWebsite: Money Talk With TiffSocial Media: Follow @MoneyTalkWithT on all platformsSupport this PodcastCopyright 2024 Tiffany Grant

Journey To Launch
Episode 404: Entrepreneurship & Relocation: Building a Sustainable Lifestyle in Jamaica with Tiffany Grant

Journey To Launch

Play Episode Listen Later Dec 11, 2024 55:17


In this episode of the Journey to Launch podcast, I had an amazing conversation with Tiffany Grant, an accredited financial counselor and entrepreneur, about her journey to achieving financial freedom and her decision to relocate from the United States to Jamaica. Tiffany shares how she created a career in personal finance through her blog, podcast, and coaching business, Money Talk with Tiff and recounts the challenges of transitioning from corporate America to full-time entrepreneurship. Tiffany also dives into her life in Jamaica and talks about the cultural, educational, and healthcare differences compared to the U.S. She shares how her move was motivated by a desire for a simpler, more community-focused lifestyle and better opportunities for her children. Tiffany emphasizes the importance of financial preparedness, adaptability, and building a support system when making a significant life change. In this episode, Tiffany shares: The impact of becoming a teenage mother at 17, which motivated her to get serious about her finances and debt payoff, making it a goal to be debt free by 35.  The financial considerations of living in Jamaica, the importance of understanding the local culture, safety concerns and how she has built a support system, including friends who helped her navigate the new environment. The visa process for staying in Jamaica, the process for relocating and for obtaining citizenship by descent  Why anyone relocating to another country should think about how they can contribute to the local community and the need to know your financial numbers and understand the legal requirements for living in a new country. Other Links Mentioned in episode: See Jamayka site - https://seejamayka.com/ Article/episode with moving abroad tips - https://moneytalkwitht.com/podcast-show-notes/tips-for-moving-abroad/ Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Tiffany: Website: MoneyTalkWithT.com Instagram:@MoneyTalkWithT Facebook:@MoneyTalkWithT Twitter: @MoneyTalkWithT Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Money Talk With Tiff
Behind the Mic with Tiffany Grant & Anthony Weaver | Ep. 360

Money Talk With Tiff

Play Episode Listen Later Dec 10, 2024 12:34 Transcription Available


In this special episode of "Money Talk With Tiff," Tiffany Grant treats her listeners to a feed drop from her guest appearance on Podcast360. Podcast360 offers a unique 360-degree view of podcasting, featuring three questions answered in 60 seconds each by various podcast hosts. In this episode, Anthony Weaver, the host of "About That Wallet," interviews Tiffany Grant about her podcasting journey, favorite tools, and how podcasting has influenced her life. Tiffany also plays a round of "Two Truths and a Lie," adding a fun twist to the conversation—strap in for insightful tips, personal stories, and much more.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/behind-the-micKey TopicsTiffany's discovery of her desire to start Money Talk With Tiff podcast (3:32)Favorite podcasting tools: Riverside, Cast Magic, and WordPress (5:02)The impact of traveling on Tiffany's approach to podcasting (5:56)The value of understanding your process before adopting technology (7:29)The importance of outsourcing tasks that you dislike to maintain consistency (9:00)Tiffany's advice on protecting your audience and being selective with guest interviews (10:42)Game SegmentTwo Truths and a Lie (2:34)Tools MentionedRiversideCastMagicWordPressEddy from HeadlinerAnthony Weaver is the Host of "About That Wallet" podcastTwitter: @aboutthatwalletConnect with TiffanyWebsite: moneytalkwitht.comSocial Media: @MoneyTalkWithT on all platformsIf you enjoyed this episode, let Tiffany know so she can bring you more exciting feed drops!Follow the show on social media and subscribe wherever you get your podcasts to stay updated.Have questions for Tiffany or want to suggest future topics? Visit moneytalkwitht.com/asktiffany to submit.

Money Talk With Tiff
Pros and Cons of Denationalizing with Christoph Heuermann | Ep. 359

Money Talk With Tiff

Play Episode Listen Later Dec 5, 2024 10:37 Transcription Available


In this episode of Money Talk With Tiff, Tiffany Grant invites Christoph Heuermann from Denationalize Me to discuss the fascinating concept of denationalization. Christoph explains what it means to denationalize oneself, the benefits and potential downsides, and how varying aspects like flag theory, tax optimization, and lifestyle choices come into play. Whether you're a location-independent freelancer, an entrepreneur, or someone curious about diversifying globally, this episode provides insightful perspectives on living and operating beyond traditional national boundaries.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/flag-theory-denationalize/TakeawaysDenationalizing allows individuals to optimize their responsibilities and assets across multiple countries for greater freedom. Flag theory is a strategic approach to optimize business, banking, and residency locations worldwide. The concept of denationalizing can benefit location-independent freelancers and entrepreneurs the most. There are various pros and cons to denationalizing, including potential tax benefits and loss of social security. Individuals need to consider their legal obligations when relocating or shifting assets internationally. Christoph offers holistic consulting that covers everything from taxes to residency and citizenship issues. Connect with Christoph HeuermannWebsite: https://denationalize.meInstagram: @denationalize.meConnect with Tiffany GrantWebsite: Money Talk With TiffInstagram: Money Talk With TiffTwitter: @MoneyTalkWithTFacebook: Money Talk With TiffIf you enjoyed this episode, please rate and review us on your favorite podcast platform. Don't forget to subscribe for more insightful episodes on financial literacy and personal finance!

Money Talk With Tiff
Save Money This Holiday Season | Ep. 358

Money Talk With Tiff

Play Episode Listen Later Dec 3, 2024 13:40 Transcription Available


In this episode of Money Talk With Tiff, Tiffany Grant dives into practical ways to manage holiday spending without breaking the bank. As the holidays are in full swing, it's crucial to focus on what truly matters: quality time with loved ones and creating memorable experiences. Tiffany shares her personal tips and strategies to ease financial stress while still celebrating the season with joy.Key Points DiscussedShifting Focus from Material Gifts to Meaningful MomentsBlack Friday and Cyber Monday are over – now's the time to think beyond the sales.Importance of spending quality time with family and friends, or nurturing yourself if alone.Tip 1: Adding Value with ExperiencesOrganize family game nights, cookie decorating sessions, or holiday hikes.Gift experiential coupons like homemade dinners or breakfast in bed.Tip 2: Creative and Affordable GiftsDIY gifts: homemade candles, personalized ornaments, recipe jars.Budget-friendly custom items: photo books, printed calendars, themed gift boxes.Tip 3: Saving on Everyday ExpensesHost holiday potlucks to share costs.Use Facebook Marketplace to declutter and make extra cash.Compare prices for everyday items and prescription needs to save more.Real-Life ExamplesTrips with family instead of multiple toys and how these experiences create lasting memories.Fun and creative traditions that are low-cost but highly memorable.SponsorsLensPricer: Save over 50% on contact lenses by comparing prices from major retailers. Visit Lenspricer.com for the best deals.Subscribe to the Money Talk With Tiff podcast, leave a review, and share the episode with those looking to save money during the holidays.Follow Tiffany on social media @MoneyTalkWithT to share your own holiday saving tips.Submit your money questions at www.moneytalkwitht.com/asktiffany for a chance to be featured on the podcast.Connect with TiffanyWebsite: MoneyTalkWithT.comSocial Media: @MoneyTalkWithT on all platforms

Money Talk With Tiff
How Minority Certifications Can Boost Your Business | Ep. 357

Money Talk With Tiff

Play Episode Listen Later Nov 28, 2024 18:08 Transcription Available


On this episode of Money Talk With Tiff, Tiffany Grant dives into the world of minority business certifications and government contracting with special guest, Susanne Mariga. Susanne brings her expert insights on how these certifications can benefit minority and women-owned businesses, and shares actionable advice on how to navigate the often complex certification process. Listen in to learn about the various levels of certifications, the benefits they offer, and how to leverage them for government contracts. Additionally, Susanne discusses best practices, potential pitfalls, and the importance of building relationships in the business world.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/minority-business-certificationKey PointsIntroduction to Minority Business Enterprise (MBE) and Women Business Enterprise (WBE) certificationsDifferent levels of certifications: city, state, federal, and private sectorThe certification process and its benefits, including educational programs, funding opportunities, and networking eventsExamples of real-world benefits, such as access to grants during the COVID-19 pandemicUnderstanding government contracting terminology and the role of certifications in securing contractsSteps for finding and bidding on government contractsThe critical importance of understanding costs and realistic pricing for successful bidsImportance of leveraging unique skills and expertise to stand out in competitive environmentsCollaboration and partnership strategies for winning contractsGet Susanne's Book: Profit First for Minority Business Enterprises by Susanne MarigaA dollar from every copy sold supports the education of girls in Zimbabwe through a partnership with Hope Worldwide.Connect with SusanneLinkedIn: Susanne Mariga LinkedIn ProfileFollow Tiffany GrantWebsite: Money Talk With TiffSocial Media: @MoneyTalkWithT on all platformsFollow Tiffany Grant for more financial wisdom and join the Money Talk with Tiff community to stay informed and empowered on your financial journey.Support this PodcastCopyright 2024 Tiffany Grant

Money Talk With Tiff
What Type of Business Funding is Best For You? | Ep. 356

Money Talk With Tiff

Play Episode Listen Later Nov 26, 2024 11:31 Transcription Available


In this informative episode of Tiffany's Take, host Tiffany Grant dives into various business funding options to help entrepreneurs and small business owners understand the best choices for their ventures. From bootstrapping to grants, Tiffany breaks down the pros and cons of six popular funding methods, offering valuable insights and practical advice to ensure you make informed financial decisions for your business.If you want your question answered on the podcast, go to moneytalkwitht.com/asktiffany.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/business-funding-options/Takeaways Bootstrapping is a common way to start a business, using personal savings or revenue. Venture capital can provide significant funding but may lead to loss of control. Angel investors offer funding and mentorship, but you may face conflicting visions. Crowdfunding allows raising money from many people, but requires strong marketing efforts. Bank loans retain ownership, but require good credit and repayment commitments. Grants are non-repayable funds but often come with strict application processes and usage restrictions. ResourcesPrevious episode on business grants myths: What You're Getting WRONG About Grants For Small Businesses… | Ep. 221Website: https://moneytalkwitht.comFollow UsInstagram: @MoneyTalkWithTTwitter: @MoneyTalkWithTFacebook: Money Talk With TiffDon't forget to subscribe to the Money Talk with Tiff podcast and leave a review on your favorite podcast platform!Thank you for tuning in to this week's episode of Tiffany's Take. We hope you found the information on business funding options useful and insightful. Be sure to join us Thursday for another exciting episode, and until then, spend wise by spending less than you make.

Money Talk With Tiff
How to Secure a Business Loan with Craig Calafati | Ep. 355

Money Talk With Tiff

Play Episode Listen Later Nov 21, 2024 20:40 Transcription Available


In this episode of Money Talk With Tiff, Tiffany Grant sits down with Craig Calafati, an experienced small business lender. Craig brings over 30 years of experience in lending to small businesses, sharing invaluable advice on what successful business owners do and don't do. This episode is packed with insights on the importance of networking with successful entrepreneurs, coming prepared to financial meetings, and understanding the intricacies of business lending.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/successful-small-business-loans/Key TakeawaysNetworking and MentorshipSurround yourself with successful entrepreneurs.Seek advice and learn from others who have been in similar situations.Preparation for LendingKnow exactly how much money you need and why.Be able to clearly articulate your business needs and repayment plan.Business Plans and FinancialsHave a detailed business plan, whether you're starting a new business or running an existing one.Ensure your financial records are accurate and transparent.Real Estate ConsiderationsConsider leasing rather than buying property initially.Save your cash and park it for unexpected expenses rather than tying it up in real estate.Lending No-NosAvoid starting any projects or signing leases before loan approvals.Stay open to feedback and be prepared to adapt.Tax Returns and ProfitabilityAim for profitability on paper when possible; tax returns are crucial for lending decisions.Engage a good accountant to maintain the integrity of your financial records.Connect with CraigEVP, Director of Lending at Arkansas Capital (CDFI)Website: arcapital.comConnect with Tiffany GrantWebsite: moneytalkwitht.comSocial Media: @MoneyTalkWithTIf you enjoyed this episode, consider subscribing and leaving a review on your favorite podcast platform. Thank you for listening, joining, and being a part of the Money Talk With Tiff podcast!

Money Talk With Tiff
How to Invest in Bitcoin Without Day Trading with Lark Davis | Ep. 354

Money Talk With Tiff

Play Episode Listen Later Nov 14, 2024 13:24 Transcription Available


Tiffany Grant welcomes Lark Davis, a seasoned cryptocurrency expert, to discuss the fascinating world of bitcoin and investment strategies in the crypto market. Lark shares his journey into crypto, starting in 2017, and emphasizes the importance of viewing bitcoin as a hedge against inflation and fiat currency devaluation. He introduces the concept of dollar-cost averaging as a simple and effective strategy for investing in bitcoin, highlighting its impressive long-term returns compared to traditional assets. With the recent availability of Bitcoin ETFs, Lark provides insights on how new investors can easily get involved without the need for constant trading. Join Tiffany and Lark as they explore the potential of bitcoin and how to navigate this exciting asset class.Check out the full show notes: https://moneytalkwitht.com/investing/bitcoin-insights-from-lark-davis/Takeaways Lark Davis emphasizes the importance of understanding the fundamentals before investing in cryptocurrencies like Bitcoin. Dollar cost averaging is a practical and effective strategy for investing in Bitcoin over time. The cryptocurrency market is a new asset class that has created many millionaires amid its volatility. Investing in Bitcoin can serve as a hedge against inflation and the debasement of fiat currencies. Learning about Bitcoin through podcasts and books is essential for informed investing decisions. Bitcoin offers unique advantages over gold, including verifiability and scarcity, making it an attractive asset. Links referenced in this episodecoinbase.com (affiliate link)binance.comkraken.comSupport this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Investing Beyond Basics: Options, Short Selling, and Hedge Funds | Ep. 353

Money Talk With Tiff

Play Episode Listen Later Nov 12, 2024 9:26 Transcription Available


In this episode of Money Talk With Tiff, host Tiffany Grant dives deep into advanced investment strategies tailored for experienced investors looking to diversify and enhance their portfolios. From options trading and short selling to margin trading and hedge funds, Tiffany breaks down complex strategies, their benefits, and associated risks. She also provides actionable tips for listeners aiming to integrate these strategies into their investment plans. If you've mastered the basics and are ready for the next level, this episode is a must-listen!Check out the full show notes: https://moneytalkwitht.com/investing/advanced-investment-strategies/Key TakeawaysOptions TradingDefinition: Investors gain the right, but not the obligation, to buy or sell an asset at a predetermined price before a specific date.Benefits: Offers leverage and flexibility, enhances returns, and manages risk.Risks: Complex to learn, volatile with potential for significant losses.Tip: Gain a solid understanding and use it as part of a diversified strategy.Episode on options: https://moneytalkwitht.com/podcast/introduction-to-options-trading-unpacking-the-basics-with-jason-brown-ep-264/Short SellingDefinition: Selling borrowed stocks with the intention of buying them back at a lower price.Benefits: Potential to profit in a falling market, serves as a hedge against other portfolio risks.Risks: Unlimited loss potential if the stock price rises, requires precise market timing and insight.Tip: Use cautiously and pair with other risk management techniques.Interactive Learning: Tiffany may reintroduce the stock market challenges, providing a risk-free way to practice these strategies.Margin TradingDefinition: Trading with borrowed funds to increase the size of a position.Benefits: Enhances purchasing power and potential returns.Risks: Magnified losses, margin calls may force sales at unfavorable times.Tip: Only for those with high-risk tolerance and solid risk management plans.Hedge FundsDefinition: Pooled investment vehicles that use various strategies to earn active returns.Benefits: Access to sophisticated strategies and professional management, potential for high returns.Risks: High fees, less liquidity, complex and sometimes opaque strategies.Tip: Thoroughly research hedge funds and managers, align investments with goals and risk tolerance.Resources MentionedEpisode featuring Options ExpertAccredited Investor episode linkGot a question for Tiffany? Visit Ask Tiffany to submit your money inquiries, and potentially have them featured in an...

Money Talk With Tiff
Investment Pitfalls to Avoid | Ep. 351

Money Talk With Tiff

Play Episode Listen Later Nov 5, 2024 9:41 Transcription Available


In this episode of Money Talk with Tiff, Tiffany Grant delves into the common investment mistakes that can hinder your financial growth and how you can avoid them. Tiffany discusses the importance of diversification, avoiding emotional investments, the pitfalls of trying to time the market, and much more. If you're looking to stabilize your returns and enhance your investment success, this episode will provide you with valuable insights and strategies.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/common-investment-mistakes/Key Points DiscussedLack of DiversificationAvoid putting all your money into one investment or asset class.Spread investments across different asset classes and even international opportunities to mitigate risk and stabilize returns.Emotional InvestingDon't make investment decisions based on emotions such as fear or greed.Develop a clear investment plan and stick to it irrespective of market conditions.Trying to Time the MarketPredicting market highs and lows is incredibly challenging.Focus on a consistent investment strategy like dollar-cost averaging to reduce impact of market volatility.Neglecting ResearchUnderstand the fundamentals of assets or the market before investing.Educate yourself through financial news, market trends, educational courses, and podcasts.Ignoring Fees and CostsBe aware of management fees, trading costs, and other charges that can eat into your returns.Seek low-cost investment options and compare fees across different platforms.Not Having a PlanDefine your financial goals and create a strategy to achieve them.Regularly review and adjust your plan to stay aligned with your objectives and risk tolerance.Ignoring Risk ToleranceAssess your comfort level with risk before investing.Choose investments that match your risk profile and adjust your portfolio accordingly.Resources MentionedUnlocking the Potential of Financial Planning with Empathy and Strategy | Ep. 346Connect with TiffanyWebsite: moneytalkwitht.comInstagram: @MoneyTalkWithTTwitter: @MoneyTalkWithTFacebook: @MoneyTalkWithTHave a question for Tiffany to answer on the podcast? Submit it at moneytalkwitht.com/asktiffanyDon't forget to like, subscribe, review, and share the podcast.Rate the podcast to help others find and benefit from the content.Thank you for joining us for this week's episode. Remember, investing is a journey of continuous learning. By avoiding common investment mistakes and adopting a disciplined, informed approach, you can achieve your financial goals. Until next time, spend wise by spending less than you make—a word...

Money Talk With Tiff
Boost Your Productivity with John Briggs' 3.3 Rule | Ep. 350

Money Talk With Tiff

Play Episode Listen Later Oct 31, 2024 17:49 Transcription Available


In this episode of Money Talk with Tiff, host Tiffany Grant dives deep into productivity hacks with John Briggs, a CPA and productivity expert. John discusses his revolutionary "3.3 Rule," which is designed to help individuals enhance their productivity by working up to three hours at a time followed by a 30% recovery period. This flexible rule allows for personal adaptation and helps you maintain a flow state without burning out. John also shares interesting historical insights behind our conventional work schedules and provides actionable tips tailored for both employees and business owners.Check out thee full show notes: https://moneytalkwitht.com/podcast-show-notes/3-3-rule-productivity/Key TakeawaysThe Origin of the 40-Hour Work Week: The traditional work schedule was created by Henry Ford to sell more automobiles, not based on scientific evidence of productivity.Understanding the 3.3 Rule: Work for up to three hours, followed by a 30% break to reset and rejuvenate your mind.Adapting the Rule: The rule is flexible and can be adapted to one's individual tasks and flow state.Science Behind the Rule: Insights from Alejandro Lleras' research on attention and the need for periodic breaks to maintain focus and productivity.Effective Break Activities: Engage in activities that don't stimulate the brain in the same way as work, such as tactile tasks, nature walks, or watching comedy.Benefits of the Rule: John shares testimonials, including a story of someone who incorporated the rule and experienced not just increased productivity but also health benefits.Resources MentionedBook: "The 3.3 Rule: New Workday Standard to Get More Done by Working Less" by John Briggs (https://amzn.to/3BY3Qpd)Book Website: 33rulebook.comWhere to Find John BriggsLinkedIn: John Briggs, CPAYouTube Channel: Insights Tax on YouTubeConnect with TiffanyWebsite: moneytalkwitht.comSocial Media: @MoneyTalkWithT on all platformsThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Essential Investment Tips for Beginners with Tiffany Grant | Ep. 349

Money Talk With Tiff

Play Episode Listen Later Oct 29, 2024 9:20 Transcription Available


Welcome to another episode of Money Talk with Tiff! In this episode, Tiffany Grant dives deep into essential investment tips for beginners. Following up on last week's discussion of the pros and cons of investing, Tiffany provides a practical guide to help you start your investment journey. From setting clear financial goals to understanding your risk tolerance and diversifying your portfolio, Tiffany covers it all. Whether you're saving for retirement, a house, or just looking to grow your wealth, this episode is packed with actionable advice!Key Points:Set Clear Financial Goals: Know what you're investing for to guide your investment decisions.Understand Your Risk Tolerance: Determine your comfort level with risk and how much you can invest.Diversify Your Portfolio: Spread investments across various asset classes to minimize risk.Start Small: It's okay to begin with a small amount. Consistent, automatic deposits can help.Keep Learning: Stay informed by reading financial news, listening to podcasts, and taking courses.Monitor Market Trends: Keep an eye on market changes to identify opportunities and threats.Think Long Term: Investing is not a get-rich-quick scheme. Patience and a long-term perspective are key.Seek Professional Advice: Consult with a financial advisor if you're uncertain.Resources MentionedPlatforms for Investing: Fidelity, Charles SchwabYouTube Video on InvestingConnect with Tiffany:Website: Money Talk With TiffSocial Media: @MoneyTalkWithT on all platformsMake sure to subscribe, rate, review, and share this episode if it was helpful for you! Tune in every Tuesday and Thursday for a new episode of Money Talk with Tiff.Have a question for Tiffany to answer in an upcoming episode? Submit your questions at www.moneytalkwitht.com/asktiffany.This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Shifting from Scarcity to Abundance with Scarlett Stanhope

Money Talk With Tiff

Play Episode Listen Later Oct 24, 2024 16:51 Transcription Available


In this episode of Money Talk With Tiff, Tiffany Grant dives deep into the concept of scarcity with special guest Scarlett Stanhope, also known as "The Biz Hippie." Scarlett and Tiffany explore how scarcity mindset affects financial decisions, ways to identify if you're operating in scarcity, and actionable steps to shift towards an abundance mentality.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/understanding-scarcity-mindset/About Our GuestScarlett Stanhope, aka The Biz Hippie, teaches coaches to conquer their finances and own their worth so they can be fully supported by the work they love! Scarlett harnessed the power of money to break free from her workaholic career path and pursue her dreams. She uses a combination of tangible money management strategies as well as a variety of coaching techniques to help her clients transform their mindset and relationship to money, allowing them to strategically achieve their goals and live their best lives. Key TakeawaysUnderstanding Scarcity: Scarcity is the belief in "not enoughness," impacting daily actions and decisions, particularly around money.Identifying Scarcity: Recognize actions driven by fear, stress, or anxiety. It's often not based in reality but in perception.Combating Scarcity: Awareness is the first step—get clear on your financial reality and create your safety.Impact of Society and Family: Cultural norms and family teachings heavily influence scarcity mindsets.Scarcity vs. Abundance: Abundance isn't dependent on a specific amount of money but on your relationship with money. It's about natural growth and possibilities.Actionable StepsNotice Scarcity: Pay attention to decisions driven by fear or stress.Pause and Reflect: Understand what's causing the fear and if it's grounded in reality.Get Real: Review your finances to see the true picture and eliminate fear of the unknown.Seek Safety: Create safety in your financial choices.Special OfferScarlett is offering a free 30-minute Abundance Activation Session. Dive deep into recognizing scarcity blocks and get a roadmap towards abundance. Visit www.thebizhippie.com/activate to book your session.Connect with Scarlett StanhopeInstagram: @thebizhippieWebsite: www.thebizhippie.comConnect with TiffanyWebsite: moneytalkwitht.comSocial Media: @moneytalkwitht on all platformsThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Exploring the Pros and Cons of Various Investment Options | Ep. 347

Money Talk With Tiff

Play Episode Listen Later Oct 22, 2024 13:19 Transcription Available


In this insightful episode of "Money Talk With Tiff," host Tiffany Grant dives deep into the pros and cons of various investment options. From the dynamic world of stocks to the stability of bonds, the tangibility of real estate, the convenience of mutual funds, and the high potential yet volatile nature of cryptocurrencies, Tiffany offers a comprehensive overview to help you make informed investment decisions. Whether you're a seasoned investor or just starting, this episode provides valuable insights to guide your financial journey.Check out the full shownotes: https://moneytalkwitht.com/podcast-show-notes/pros-and-cons-investments/Key Points DiscussedStocks: Ownership in companies and potential for high returns but with volatility and emotional stress from market fluctuations.Bonds: Steady income and lower risk, ideal for diversification, but with lower returns and interest rate risks.Real Estate: Tangible asset with rental income potential and tax benefits, though requiring significant capital and management costs.Mutual Funds: Diversification and professional management with accessibility for small investors, balanced with management fees and lower control over individual investments.ETFs (Exchange Traded Funds): Traded like stocks with generally lower fees but come with market risk and possible complexity.Cryptocurrencies: High potential returns and increasing acceptance but highly volatile and with regulatory uncertainties and security risks.Resources MentionedWebsite: moneytalkwitht.comAsk Tiffany a question: moneytalkwitht.com/asktiffanyJoin the community: https://academy.moneytalkwitht.com/offers/vXQV4zb2Become a host on AirBnB: https://moneytalkwitht.com/airbnbBuy Real Estate on Fundrise: https://moneytalkwitht.com/fundriseIf you have a question you want Tiffany to answer on the podcast, visit the website to submit your question. Don't forget to share this episode, subscribe, and leave a review to support the podcast!Connect with TiffanyTwitter: @moneytalkwithtInstagram: @moneytalkwithtFacebook: Money Talk with TiffDisclaimer: The content provided in this podcast is for informational purposes only and should not be considered as financial advice. Please consult with a financial professional before making any investment decisions.This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Insights into Financial Health with Expert Justin Chastain

Money Talk With Tiff

Play Episode Listen Later Oct 17, 2024 17:16 Transcription Available


In this insightful episode, Tiffany Grant welcomes Justin Chastain, a seasoned Certified Financial Planner (CFP) and Accredited Financial Counselor (AFC). With a blend of personal anecdotes and professional expertise, Justin shares his journey into the world of financial planning, punctuated by the emotional experiences that shaped his career path—most notably, the impactful lessons from his late mother.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/financial-planning-with-empathy/Key Topics DiscussedJustin's JourneyJustin's personal story and why he chose to become a financial planner.The emotional drive behind his mission to help others manage their finances.Living with PurposeThe importance of aligning financial habits with personal values.The philosophy of “Don't buy green bananas” and its meaning in financial planning.Mental and Physical HealthThe interconnectedness of mental, physical, and financial health.How life events can influence financial habits and the importance of balanced living.Choosing a Financial PlannerKey questions to ask potential financial planners.Understanding fiduciary duty and transparency in financial advisory services.Insights for Financial Well-beingBalancing debt freedom with living a fulfilling life.Strategies for ensuring your financial choices align with your life goals.Episode HighlightsJustin emphasizes the importance of giving your dollar a purpose and empowering it to work for you.His expertise on making financial planning enjoyable and less daunting for clients.How to identify a trustworthy financial advisor and ensure their interests align with yours.Tiffany and Justin discuss the significance of being authentic both in life and in financial planning.Justin Chastain, CFP, AFCEmail: justin@parallelfinancial.comLinkedIn: Justin ChastainCompany: Parallel FinancialTiffany GrantWebsite: Money Talk With TiffSocial Media: @moneytalkwithtAdditional ResourcesLearn more about financial planning at Parallel FinancialSubscribe to the podcast for more financial insights and advice.Don't forget to subscribe, rate, and review the Money Talk With Tiff podcast. Share this episode with friends and family who might benefit from Justin's valuable financial planning insights.This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Breaking Down Biblical Money Lessons with Justin Buonomo | Ep. 345

Money Talk With Tiff

Play Episode Listen Later Oct 15, 2024 11:29 Transcription Available


In this enlightening episode, Tiffany Grant is joined by financial expert Justin Buonomo, who delves into the topic of biblical principles regarding money. Justin shares profound insights on how viewing money through the lens of spirituality can create clarity and direction in our financial lives.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/financial-prosperity/About Our GuestJustin Buonomo is the visionary CEO & Founder of Journey to Financial Freedom, dedicated to empowering business owners to achieve their dream lifestyle through financial mastery. With a passion for helping business owners live their dream lives fueled and funded by their dream business, Justin believes in the transformative power of taking control of your financial destiny.Episode HighlightsPrinciple #1: The Love of Money vs. Money ItselfJustin explains the often misconstrued Bible verse that states, "Money is the root of all evil," clarifying that it is the "love of money" or idolizing money over God that leads to problems.Principle #2: StewardshipJustin discusses the vital concept of stewardship, emphasizing that managing your current finances responsibly is key to being blessed with more. He asserts that God will not bless you with more until you can handle what you currently have properly.Principle #3: Money as a MagnifierFurther, Justin elaborates on how money magnifies one's existing character and values. He encourages using money as a tool to further good causes and expand God's kingdom.Personal Stories and ExamplesJustin shares personal experiences, including his support for a school in Kenya that helps refugee girls, illustrating how properly managed finances can make a significant impact.Key Bible Verses Referenced1 Timothy 6:10 - "For the love of money is the root of all evil..."Matthew 6:24Luke 6:38Matthew 25:29Connect with Justin BuonomoFollow Justin on Instagram: @justin_buonomoTiffany and Justin tie together the principles discussed, emphasizing the importance of understanding and applying these biblical concepts to foster not only personal financial success but also to contribute positively to the community and God's kingdom.Connect with TiffanyWebsite: MoneyTalkWithT.comSocial Media: @MoneyTalkWithTVisit MoneyTalkWithT.com for access to all past episodes and resources.If you enjoyed this episode, please subscribe and leave a review on your favorite podcast platform!Support this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Steve Stewart's Guide to Mortgages Without Traditional Credit Scores | Ep. 344

Money Talk With Tiff

Play Episode Listen Later Oct 10, 2024 18:50 Transcription Available


In this episode of Money Talk With Tiff, Tiffany Grant welcomes her mentor and friend, Steve Stewart. Steve delves into the intricacies of qualifying for a traditional mortgage without relying on a traditional credit score. Listen in as Steve shares his personal journey of securing a mortgage with a zero credit score and the tools and strategies he used to achieve this. From leveraging utility payments to using tech solutions like eCredible and Experian Boost, Steve breaks down alternative pathways to building creditworthiness and securing a mortgage.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/mortgage-without-a-credit-score/About Our GuestSteve Stewart is the Podcast Editor for some of the biggest indie personal finance podcasts like the Stacking Benjamins Show, Afford Anything, and the MilMo Show.He also created the Podcast Editors Club, now with over 9,000 members, and co-founded the Podcast Editor Academy - which helps individuals build their own podcast services business.If you're looking for help with your podcast, Steve is there to support!Key Points DiscussedWhat constitutes a traditional mortgage and the role of a FICO score.Steve's personal experience of maintaining zero consumer debt since 2007.Importance of payment history and amounts owed as components of a FICO score.Introduction to tools like eCredable and Experian Boost to report alternative payment histories.The benefits and security of using debit cards for travel and daily expenses.Practical advice on focusing less on traditional credit scores and more on financial responsibility.Resources MentionedeCredable: eCredable Website (affiliate link)Experian Boost: Experian Boost WebsiteFollow Steve StewartWebsite: SteveStewart.MeSocial Media: @SteveStewartMe on all platformsFollow Tiffany GrantWebsite: Money Talk With TiffSocial Media: @MoneyTalkWithT on all platformsWhat's Next?Explore the options available through eCredable and Experian Boost to build a non-traditional credit score.Review your current debts and consider strategies to pay them off promptly.Evaluate the benefits of using debit cards over credit cards for your personal spending habits.Share this episode with someone who might benefit from understanding alternative ways to build creditworthiness.Support this PodcastThanks for joining us on this insightful episode with Steve Stewart. Be sure to subscribe, rate, and review Money Talk With Tiff on your favorite podcast platform! If you have any questions or topics you'd like us to cover, drop us a message on social media.This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Essential Expat Tips: Tiffany Shares Her Journey and Advice on Moving Abroad | Ep. 343

Money Talk With Tiff

Play Episode Listen Later Oct 8, 2024 15:22 Transcription Available


In this episode of "Tiffany's Take," Tiffany Grant delves into the topic of moving out of the United States and becoming an expat. She shares her personal experiences, insights, and tips for those considering a similar move, using her own move to Jamaica as a reference point. This episode is packed with practical advice on legal requirements, cost of living, healthcare, cultural differences, employment opportunities, and much more.See full show notes here: https://moneytalkwitht.com/podcast-show-notes/tips-for-moving-abroad/Key Points CoveredVisa and Legal RequirementsImportance of understanding visa regulations and residency/work permit requirements.Specifics about Jamaica's visa policies and Tiffany's journey to obtaining citizenship by descent.Cost of LivingCompare the cost of living between your current location and the new country.Importance of budgeting for housing, food, healthcare, transportation, and unexpected expenses.Tiffany's personal experience with school costs in Jamaica.HealthcareResearching the healthcare system and insurance needs in the new country.Tiffany's positive experience with healthcare in Jamaica, compared to the US.Language and CultureThe necessity of learning the local language and understanding cultural norms.The concept of the "American tax" and managing cultural perceptions.Employment OpportunitiesResearching job prospects and understanding work permits in the new country.Considerations regarding tax implications of moving abroad.Quality of LifeEvaluating factors like climate, safety, and recreational activities.Conducting a trial visit to experience living in the new country before making a final decision.Social ConnectionsBuilding a social network through visits, local connections, and Facebook groups.Benefits of having local friends to assist with negotiations and integration.Legal and Financial PlanningEnsuring legal compliance, estate planning, and setting up banking arrangements.Tips on managing exchange rates and choosing the right currency for transactions.Resources MentionedWebsite: moneytalkwitht.com/asktiffanyCapital of Casual Facebook group for those interested in Negril, Jamaica.My new project for those interested in traveling to or moving to Jamaica: seejamayka.comWhat's Next?Visit moneytalkwitht.com/asktiffany to submit your questions for future episodes.Consider joining local or expat Facebook groups like Capital of Casual for information and networking.Conduct thorough research and plan extensively before making an international move.Connect with Tiffany GrantWebsite:

Money Talk With Tiff
Grad School Without the Debt with Dr. Darla Bishop | Ep. 342

Money Talk With Tiff

Play Episode Listen Later Oct 3, 2024 17:15 Transcription Available


In this enlightening episode of Money Talk With Tiff, host Tiffany Grant engages in a deep conversation with Dr. Darla Bishop on how she navigated through graduate school without incurring any new debt. Dr. Darla Bishop, a recognized authority in public health, shares her invaluable insights and actionable tips for anyone looking to save money while furthering their education.See full episode show notes: https://moneytalkwitht.com/podcast-show-notes/navigating-grad-school/About Our GuestDr. Darla Bishop, affectionately known as the FinanSis, is the Founder of Finansis LLC, a boutique consulting firm based in Lansing, Michigan, and the author of How To Afford Everything.Motivated by her own challenging childhood in Detroit, Dr. Bishop's unique gift lies in her ability to motivate individuals to transcend limiting beliefs about wealth and cultivate a positive financial mindset. She firmly believes that empowering individuals with financial knowledge is pivotal in creating prosperous and resilient communities.Episode HighlightsChoosing the Right ProgramDr. Bishop emphasizes the importance of selecting a program that accommodates full-time work and schooling. She shares her personal journey of choosing a doctoral program built around working professionals.Working for Your UniversityDiscover how working for your university can significantly reduce tuition costs. Dr. Bishop explains how her university's employee benefits could have covered 96% of her tuition.Utilizing Scholarships and AssistantshipsLearn how to continuously seek out new scholarships, assistantships, and fellowships throughout your academic journey. Dr. Bishop provides tips on maintaining a strong GPA to unlock additional funding opportunities.Covering Additional ExpensesFrom books to travel for conferences, Dr. Bishop discusses the importance of seeking funds to cover non-tuition expenses. She encourages building relationships within your department to tap into available resources.Leveraging Campus Housing and Resident Director RolesExplore the option of becoming a resident advisor or hall director to save on living expenses. Dr. Bishop outlines how these roles can provide free housing and additional stipends.Bonus Tips from TiffanyTiffany adds her own experiences on how to ask employers for support in attending conferences and other professional development opportunities.Resources MentionedDr. Darla Bishop's website: HowToAffordEverything.comDownloadable email templates for requesting uncommitted fundsConnect with Dr. Darla BishopWebsite: How to Afford EverythingInstagram: @my_finansisAdditional Resources: DarlaBishop.comConnect with Tiffany GrantWebsite: Money Talk With TiffSocial Media:

Money Talk With Tiff
Practical Tips for Financial Stability in Uncertain Times | Ep. 341

Money Talk With Tiff

Play Episode Listen Later Oct 1, 2024 14:24 Transcription Available


In this episode of "Tiffany's Take", Tiffany Grant delves into practical strategies to manage financial goals amidst economic uncertainties. A listener's question sparks an in-depth conversation on balancing budgeting, saving for emergencies, and investing for the future, even when expenses are high.Check out the full show notes: https://moneytalkwitht.com/financial-planning/get-help/stability-in-economic-uncertainty/Key TakeawaysPrioritizing Financial GoalsList your financial goals according to urgency and importance.Focus on what's critical first—be it building an emergency fund, paying off debt, or investing.Resource: Goal Podcast SeriesCreating a Flexible BudgetStart with essentials like housing and utilities, then work down to other expenses.Implement the 50/30/20 rule or adjust percentages as needed.Resource: Budget Spreadsheet/Budgeting Blog PostAutomating Savings and InvestmentsSet up automatic transfers to make consistent contributions without temptation.Pay yourself first, a principle even small amounts can embody.Utilizing Financial Tools and AppsBudgeting apps like Mint, YNAB, or EveryDollar.Investment platforms such as Acorns for incremental investing.Resource: YNAB Affiliate LinkStaying Informed and EducatedStay updated on economic trends to adjust strategies.Example: Impact of changes in the Fed Funds Rate.Resource: Fed Funds Rate ExplanationBuilding an Emergency FundAim for 3-6 months of living expenses, but smaller incremental goals are also beneficial.Understand the peace of mind savings accounts offer.Diversifying InvestmentsSpread investments across different asset classes for risk mitigation and potential returns.Staying MotivatedBreak down goals into manageable tasks and celebrate small victories.Practice mindfulness and stress relief techniques to combat financial anxiety.Seeking Professional GuidanceConsider consulting a financial counselor for personalized advice.Confidentiality in handling financial situations.Actionable TipsStart listing and prioritizing financial goals today.Use available tools and automation to simplify your financial management.Stay aware of economic changes and adjust your strategies accordingly.Resources MentionedGoal Series Episodes/Blog Posts: https://player.captivate.fm/collection/f541b716-4e97-4d19-b6da-a1e4d833877dBudget Spreadsheet/Budgeting Blog Post: https://moneytalkwitht.com/blog/budgeting-basics/Budgeting Apps:Mint,

Money Talk With Tiff
Understanding the Four Pillars of Wealth with Ray'Chel Wilson | Ep. 340

Money Talk With Tiff

Play Episode Listen Later Sep 26, 2024 10:30 Transcription Available


In this enlightening episode of Money Talk With Tiff, Tiffany Grant is joined by Ray'Chel Wilson, a CEO, consultant, and keynote speaker, to discuss the concept of stewardship and its significance in our lives. Ray'Chel breaks down stewardship into internal and external facets and emphasizes the importance of taking good care of what we have been given, ranging from our bodies to our finances and the institutions we support.For the full show notes: https://moneytalkwitht.com/podcast-show-notes/stewardship-raychel-wilson/About Our GuestRay'Chel Wilson is not your regular teacher. She is a self proclaimed Teacher 2.0, challenging the norms of education and what it means to teach the whole person.Honored as one of the top “20 Under 20” teachers across the state of Oklahoma for excelling on the front lines of the classroom, Ray'Chel finds educating about holistic financial wellness and closing the racial & gender wealth gaps, as a central part of her mission. Originally from Ohio, Ray'Chel moved to Black Wall Street, Tulsa, in order to teach high school biology to over 500 students and counting, while also blazing her own path to wealth as a first-generation entrepreneur. After achieving huge financial milestones, like leveraging cryptocurrency profits to pay off her undergraduate student loans, Ray'Chel birthed Raise the Bar Investments. Key Topics CoveredIntroduction to StewardshipDefinition and importance of stewardship from an internal and external perspective.Internal StewardshipTreating our bodies well by giving them the necessary vitamins and minerals.Developing a healthy money mindset.Financial StewardshipRay'Chel's Black Wealth Freedom series, which focuses on holistic personal finance education and its impact.Four Pillars of Wealth Building:Healthy Money MindsetValue-Based BudgetingUpskilling for Higher Earned IncomeInvesting for Wealth CreationUpskilling for SuccessImportance of continuous learning and adapting to emerging trends like SEO and artificial intelligence.Ray'Chel's Work and ServicesHow Ray'Chel helps corporate and nonprofit teams with productivity, team communication, and personal finance through workshops and keynote speeches.For Our Last Names AppIntroduction to the For Our Last Names app, which aims to empower first-generation wealth builders.Mentioned ResourcesFor Our Last Names Website: https://forourlastnames-io.ck.page/sign-upBlack Wealth Freedom Series: https://rtbinvestments.org/products/black-wealth-freedom-series-3-book-bundleRay'Chel Wilson Contact Information Email: info@ourlastnames.io | admin@raychelwilson.comFollow Tiffany GrantWebsite: MoneyTalkWithT.comInstagram: @moneytalkwithtTwitter:

Money Talk With Tiff
Tips for Managing Boomerang Kids and Family Finances | Ep. 339

Money Talk With Tiff

Play Episode Listen Later Sep 24, 2024 8:11 Transcription Available


In this episode of Money Talk with Tiff, Tiffany Grant dives into the increasingly common phenomenon of boomerang kids—young adults who return to live with their parents after a period of independence. Tiffany answers a listener's question about what boomerang kids are and explores the financial and emotional implications of this living situation for both parents and young adults. She provides valuable advice on setting clear boundaries, creating financial plans, encouraging independence, balancing support with responsibility, and maintaining open communication. Whether you're a parent or a boomerang kid yourself, this episode is packed with practical tips and insights to help navigate this family dynamic smoothly.For full show notes: https://moneytalkwitht.com/financial-planning/teaching-kids/boomerang-kids-strategies/Episode HighlightsIntroduction to Boomerang Kids: Understanding who they are and why this phenomenon is becoming more common.Financial Impact on the Family: How having boomerang kids can affect the family's finances and what parents can do to manage this.Tips for Parents and Boomerang KidsSet Clear Boundaries: Importance of establishing expectations and ground rules early.Create a Financial Plan: Encouraging boomerang kids to have clear financial goals and timelines.Encourage Independence: Helping young adults work towards regaining their independence.Balance Support with Responsibility: Finding a balance between offering financial help and ensuring accountability.Open Communication: Keeping the dialogue open to address concerns and adjust plans.Strengthening Family Bonds: Viewing the situation as an opportunity to strengthen family relationships and teach valuable financial lessons.What's Next?If you have a financial question you'd like Tiffany to answer, visit: www.moneytalkwitht.com/asktiffany.Share your experiences with boomerang kids by reaching out to Tiffany on social media @moneytalkwitht or via email.Don't forget to subscribe and leave a review if you enjoyed today's episode.Follow Tiffany GrantWebsite: moneytalkwitht.comSocial Media: @moneytalkwithtSupport this PodcastThank you for tuning in to Money Talk with Tiff. Until next time, spend wisely and take care!Copyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
From Messy Books to Profitable Business with Octavia Conner | Ep. 338

Money Talk With Tiff

Play Episode Listen Later Sep 19, 2024 11:32 Transcription Available


In this enlightening episode of Money Talk With Tiff, Tiffany Grant sits down with Octavia Conner, a seasoned expert in business accounting and finance, to discuss essential tips for business owners who may have neglected their books. Whether you're a newbie entrepreneur or a seasoned business owner, this episode is packed with valuable insights to help you maintain accurate and reliable financial records. Discover how to choose the right accounting system, the importance of training, and how understanding your business structure can impact your finances and taxes.Check out the full shownotes here: https://moneytalkwitht.com/podcast-show-notes/small-business-finance-seasoned-entrepreneurs/Key Topics CoveredImportance of having an accounting systemTips for choosing the right accounting softwareWhy professional training or hiring out accounting tasks is crucialUnderstanding business structures and their tax implicationsImportance of having a financial strategy and cash flow forecastGuest Bio Octavia Conner is a Fractional CFO and the leading business finance expert behind Say Yes to Profits. She specializes in helping small business owners maintain financial health and profitability. Octavia brings a wealth of knowledge and actionable tips to the table, aimed at helping entrepreneurs thrive financially.Resources MentionedSay Yes To Profits WebsiteFree Cash Flow Mastery ToolkitSay Yes To Profits PodcastFollow Octavia Conner on Instagram: @octaviaconnorCFOOctavia's YouTube Channel: https://www.youtube.com/c/OctaviaConner/shortsFollow Tiffany GrantWebsite: Money Talk With TiffInstagram: @moneytalkwithtTwitter: @moneytalkwithtFacebook: Money Talk With TiffEpisode Highlights[00:00] Tiffany introduces the topic and guest, Octavia Conner.[00:54] Octavia discusses the importance of having an accounting system for all businesses.[02:33] Tips for choosing the right accounting software.[05:04] The importance of hiring a professional for accounting tasks.[06:05] Understanding business structures and their financial implications.[08:10] Octavia's tip on having a financial strategy and cash flow forecast.[09:34] Final words and how to connect with Octavia Conner.If you enjoyed this episode, please subscribe to the Money Talk With Tiff podcast and leave a review on your favorite podcast platform. Your feedback helps us improve and reach more listeners.

Money Talk With Tiff
Financial Lessons from the Sky: Applying Flight Attendant Wisdom to Money Management | Ep. 337

Money Talk With Tiff

Play Episode Listen Later Sep 17, 2024 8:12 Transcription Available


In this episode of Tiffany's Take, Tiffany Grant draws powerful lessons from flight attendants' vital safety instructions and applies them to personal finance. Join Tiffany as she explores how securing your own financial "oxygen mask" first can help you manage your money more effectively and sustainably. Discover practical tips and essential strategies to ensure financial stability while responsibly helping others.Check out the full shownotes: https://moneytalkwitht.com/podcast-show-notes/lessons-from-flight-attendants/Key TakeawaysPrioritize Your Financial SafetyThink of an emergency fund as your personal oxygen mask.It's a safety net for unexpected expenses like job loss or medical bills.Budget for StabilityConsider your budget as a seatbelt that keeps you financially secure.Track your spending to understand where your money goes and make it work for you.Invest in Yourself FirstContribute to your retirement and savings plans before offering financial help to others.Even small, consistent savings can make a big difference.Learn to Say NoIt's okay to decline financial requests that don't align with your goals.Offer advice or other forms of support instead of financial help if necessary.Stay Informed and CalmEducate yourself on financial matters to make informed decisions.Knowledge is your co-pilot to financial freedom.What's Next?Ask Tiffany a QuestionHave a money question? Submit it at www.moneytalkwitht.com/asktiffany and you might hear it answered on the podcast!Voice Memo FeatureLeave a voice memo with your question or story to be featured on the podcast.Subscribe and ReviewDon't forget to subscribe to the podcast and leave a review! Also, sign up for the newsletter on the website for more great financial tips.Connect with TiffanyWebsite: moneytalkwitht.comSocial Media: Follow Tiffany on all social media platforms @moneytalkwithtNewsletter: Tiffany is back to sending a weekly newsletter packed with valuable information. Sign up on the website to stay updated.Thank you for tuning in to this week's episode of Money Talk With Tiff! Keep your finances flying high and steady, and we'll catch you again next week.Support this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
How to Attract Investors for Your Startup with Leslie Danford | Ep. 336

Money Talk With Tiff

Play Episode Listen Later Sep 12, 2024 18:22 Transcription Available


In this episode, Tiffany Grant, host of Money Talk with Tiff, sits down with Leslie Danford, founder of Vitaminis, to discuss an intriguing topic—attracting investors for your startup. Leslie shares her invaluable insights on what investors are looking for and how you can pitch your business successfully, whether running a tech company or opening a retail shop.Check out the full shownotes: https://moneytalkwitht.com/podcast-show-notes/attracting-investors-for-your-startup/Key Points DiscussedDefining Startups: Leslie gives a broad definition of startups, emphasizing that they are more about the mentality of creating something new than the type of business.Basic Unit Economics: Leslie highlights the importance of breaking down your business to its most basic unit and ensuring it is profitable at that level.Confidence and Sales: The significance of having confidence and treating your pitch as a sales presentation, even when you're unsure.Investor Trust: The role of personal grit and determination, relationships, and the importance of being seen as trustworthy by investors.Relationship Nurturing: Building and nurturing relationships with investors over time to establish a stronger foundation for future investment.About Our GuestLeslie Danford, founder and CEO of Vitaminis, a clean-label functional food and beverage brand. She has always been passionate about nutrition, but she is not a foodie. For her, it's like a math equation, and it's important to cover all of your nutritional bases. In 2020 she combined her personal interests with her formal business training to launch Vitaminis. Previously she worked in beverages and consumer products at large corporations. She earned her MBA from Harvard University and BA from the University of Chicago.Resources MentionedVitaminis Website: vitaminisbrand.comVitaminis on Amazon: https://amzn.to/3Xp9JT7 (affiliate link)Connect with LeslieWebsite: vitaminisbrand.comSocial Media: @vitaminisbrand on all platformsRetail Availability: Fresh Thyme Farmers Market and The Fruitful Yield (Midwest)Connect with TiffanyWebsite: moneytalkwitht.comSocial Media: @moneytalkwitht on all platformsIf you enjoyed this episode, please take a moment to rate and review us on your favorite podcast platform. Don't forget to subscribe to Money Talk with Tiff so you never miss an episode!Thank you for tuning in! Be sure to visit the show notes for all links and mentioned resources. Until next time, spend wisely by spending less than you make!Support this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Health is Wealth: Tiffany's Journey and Discoveries Abroad | Ep. 335

Money Talk With Tiff

Play Episode Listen Later Sep 10, 2024 17:15 Transcription Available


In this episode, Tiffany Grant dives into the profound connection between health and wealth, inspired by her personal journey of living abroad in Jamaica and traveling to Africa. She shares how these experiences have reshaped her understanding of a healthier lifestyle and financial well-being.Check out the full shownotes here: https://moneytalkwitht.com/podcast-show-notes/living-abroad-health-wealth/Key TakeawaysHealth Transformation: Tiffany's health improvements after moving to Jamaica and eating locally.Cultural Insights: Differences in food quality and taste between the US, Jamaica, and Africa.Simple Living: The benefits of a more active and stress-reduced lifestyle.Actionable Tips: Practical advice for improving health and wealth, even if you stay in the US.Resources and Links MentionedPrevious Episode: Tiffany's Life UpdatesSubmit your questions at www.moneytalkwitht.com/asktiffanyListener Support:Rate, review, and subscribe to the podcast. Your feedback is invaluable!Follow Tiffany on social media at @moneytalkwitht on all platforms.Catch new episodes every Tuesday & Thursday and visit moneytalkwitht.com for more resources. Thanks for tuning in to Money Talk With Tiff!This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Nicole Stanley's Tips for Moms Starting Their Own Business | Ep. 334

Money Talk With Tiff

Play Episode Listen Later Sep 6, 2024 17:27 Transcription Available


In this Money Talk With Tiff episode, Tiffany Grant sits down with financial coach and entrepreneur Nicole Stanley to discuss the intersection of motherhood and business ownership. Nicole shares her journey from corporate sales and youth ministry to becoming a stay-at-home mom and eventually launching her financial coaching business in 2020. Tiffany and Nicole delve into the challenges and triumphs of balancing entrepreneurship and motherhood, offering valuable insights and tips for moms who are looking to start their own businesses. Tune in for an inspiring conversation about pursuing your passions while managing family life.Check out the blog post: https://moneytalkwitht.com/podcast-show-notes/motherhood-and-entrepreneurship/About Our GuestNicole Stanley, the visionary founder of Arise Financial Coaching, has profoundly impacted countless lives through her innovative Money Momentum Method. Her journey began with a personal struggle against debilitating financial anxiety in her early twenties. Determined to overcome this, she enrolled in a personal finance course, transforming her situation from $30,000 in debt to a thriving net worth exceeding a quarter-million dollars by just 27—achieved solely through her dedication and strategic planning.Connect with NicoleWebsite: https://www.arise.financial/Instagram: @arise.financial.coachingFacebook: Arise Financial CoachingConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtSubscribe & FollowSubscribe on your favorite podcast platform.Follow on all social media platforms.What's Next?Leave a review on Apple Podcasts or your platform of choice.Join the conversation online with #MoneyTalkWithTiff.Disclaimer: The contents of this podcast are for informational purposes only and do not constitute professional financial advice. Always consult a financial advisor before making financial decisions.Support this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Tiffany's Big Moves: Exiting PhD, Embracing Jamaican Life, and African Volunteer Work | Ep. 333

Money Talk With Tiff

Play Episode Listen Later Sep 3, 2024 12:03 Transcription Available


Tiffany Grant reconnects with her audience after a significant hiatus in this heartfelt episode of Tiffany's Take. Tune in as Tiffany opens up about her life transitions, including why she left her PhD program, her bold move from the U.S. to Jamaica, and her inspiring volunteer experience in Guinea. Tiffany delves deep into the complexities of her health journey, the impact of lifestyle changes, and her newfound perspectives on simpler living.Key PointsTiffany's reasons for leaving her PhD program in social work.Her life-altering move to Jamaica and the positive changes it has brought.The health issues that motivated her to relocate and the remarkable improvements since her move.A glimpse into her volunteer work in Guinea, helping small business owners and entrepreneurs.The profound cultural connections between Jamaica and Guinea, and the emphasis on community in both places.Encouragement for listeners to visit Africa and explore different lifestyles.Exciting content plans moving forward and a call-to-action for listeners to submit questions.Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtHave any questions for Tiffany? Want to know more about her life updates or need some financial advice? Send in your questions through the website! And don't forget to subscribe, share, and leave a review if you enjoyed the episode.This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
From Self-Doubt to Real Estate Mogul with Chrissy Grigoropoulos | Ep. 332

Money Talk With Tiff

Play Episode Listen Later Aug 29, 2024 15:07 Transcription Available


In this episode of Money Talk with Tiff, Tiffany Grant sits down with the inspiring Chrissy Grigoropoulos to discuss her journey from self-doubt to a successful career in real estate. Chrissy shares her insights on overcoming self-doubt, faking it until you make it, and pushing through discomfort to achieve success. She also dives into the strategies she used to build her financial literacy and the key decisions she made in her real estate ventures. This episode is packed with valuable advice for anyone looking to overcome their insecurities and achieve their financial goals.About Our GuestChrissy Grigoropoulos, Esq. is the founding attorney of The Grigoropoulos Law Group, PLLC, a Personal Injury/Workers' Compensation, No-Fault Recovery, Criminal defense firm and a Full-Service per diem firm, providing coverage for other New York law firms needing attorney coverage.Ms. Grigoropoulos is admitted to practice law in New York State. She is also admitted to the United States District Courts for the Southern District and Eastern District of New York. Ms. Grigoropoulos handles legal matters in Federal Courts, State Courts, Appellate Courts and at the Workers' Compensation Boards in all five (5) boroughs of New York City, as well as Nassau, Suffolk & Westchester counties.Connect with ChrissyWebsite: https://grigorlaw.com/Instagram: @chrissygofficialConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtKey ThemesOvercoming self doubtPath to real estateFinancial literacy basicsFake it till you make itReal estate investmentsLaw versus real estateMentorship and guidanceSubscribe & Review: If you enjoyed this episode, please subscribe and leave a review on your favorite podcast platform. Your feedback helps us bring more inspiring content to listeners like you!Support this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Money Talk With Tiff
Avoiding Costly Mistakes in Divorce with Nikki Tucker | Ep. 331

Money Talk With Tiff

Play Episode Listen Later Aug 22, 2024 17:54 Transcription Available


On today's episode, Tiffany Grant is joined by Nikki Tucker, a Certified Divorce Financial Analyst (CDFA), to discuss common financial mistakes to avoid during a divorce. Having recently gone through a divorce herself, Tiffany finds Nikki's insights timely and invaluable. Together, they explore vital points such as the importance of organization, balancing reliance on attorneys, and understanding your financial position post-divorce.About our GuestNikki Tucker, a Speaker and founder of The FIIRM Approach, is known as a problem solver since her experience and her time involves helping women strategically exiting their marriage and work on their new financial life post-divorce, as a Personal Financial Strategist. As a 20+ year financial professional, she firmly believes that all women deserve financial security and she enjoys teaching new ideas about money, and reinforcing sound ones. Nikki finds joy in connecting her clients to great resources to help them gain clarity, confidence and control of their finances through live workshops and digital resources.Connect with NikkiWebsite: https://thefiirmapproach.com/Instagram: @thefiirmapproachFacebook: The Fiirm ApproachConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtKey Discussion PointsGetting OrganizedNikki emphasizes that one of the biggest mistakes is not being organized during a divorce. While organization doesn't have a direct monetary cost, it impacts the overall cost and timeline of the divorce process.Having documents related to assets, especially your home, organized is crucial for smooth negotiations.Over-Reliance on AttorneysWhile attorneys are valuable, relying on them for every minor issue can quickly become expensive. Nikki suggests incorporating other support systems, such as therapists, divorce coaches, or a CDFA, to handle certain aspects of the divorce process more cost-effectively.Understanding Your Financial PositionUnderstanding that your household income and financial dynamics will change post-divorce is imperative. Knowing your expenses relative to your income and planning accordingly is crucial.Emotional decisions can cloud financial judgment; having a clear financial strategy helps make informed decisions.Certified Divorce Financial Analyst (CDFA)Nikki explains the role and importance of a CDFA in the divorce process and how they can help ensure a financially...

Money Talk With Tiff
How Small Businesses Can Leverage Google and Facebook Ads for Growth | Ep. 328

Money Talk With Tiff

Play Episode Listen Later Jul 18, 2024 17:08 Transcription Available


In this informative episode of Money Talk With Tiff, Tiffany Grant welcomes Zaid Ammari to the show. With 300+ episodes under her belt, Tiffany is thrilled to delve into the realm of digital advertising for small businesses—an untouched subject on her podcast until now! Zaid, an expert in online advertising, divulges the essentials of setting up and running successful Google and Facebook Ads. From understanding costs, margins, and conversion rates to practical steps in creating ads, this episode is packed with indispensable insights for entrepreneurs eager to explore the vast opportunities digital ads offer. Zaid also shares handy tools like the Google Keyword Planner and offers a free audit for listeners. Tune in to discover how to navigate the complex world of Google and Facebook Ads and maximize your business's potential!About Our GuestZaid is a leading expert on data-driven digital marketing, focusing on analytics and actionable insights from data. As the founder of PPC Masterminds, he helps businesses build and run profitable data-driven digital campaigns.Connect with ZaidZaid's Website: http://ppcmasterminds.comLinkedIn: Zaid AmmariConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Assess margins, calculate ad costs, plan ahead.[03:53] Analyze conversion rate, costs, and tools for advertising.[08:56] Google offers keyword targeting or product uploading. Facebook's targeting options range from broad to specific. Mistake: too many or too broad campaigns.[12:05] Invest in optimized account for higher returns.[14:09] Facebook and Google Ads daily budgets explained.Key TopicsTypes of Google and Facebook adsImportance of profit marginsCalculating conversion rates and costsSetting up and tracking adsBudgeting for ad campaignsSpecific targeting strategiesAdditional Links & ResourcesGoogle Keyword PlannerSpreadsheet for Ad Cost CalculationsSupport this PodcastMake sure to subscribe and leave a review if you enjoyed this episode! See you next time on Money Talk With Tiff!This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy