Money Matters

Money is a major stressor that affects our mental health, yet it remains a taboo topic many avoid discussing. Dr. Shannon Matthews joins us to explore the psychological impact of financial stress and how to develop a healthier relationship with money.• Financial stress affects everyone - even those with adequate resources worry about future economic uncertainty• Anxiety and depression are common responses to financial stress, often manifesting in physical symptoms like disrupted sleep and poor eating habits• "Retail therapy" does release feel-good endorphins but serves as a temporary fix to deeper issues• Planning purchases rather than emotional spending helps maintain financial control while still enjoying occasional treats• Childhood experiences shape our adult relationship with money through learned behaviors and attitudes• Creating shopping lists before entering stores helps prevent impulse purchases driven by emotional needs• News consumption can trigger financial anxiety - limit exposure to maintain perspective• Seeking help for financial stress should be normalized just like getting treatment for physical health issues• Surrounding yourself with financially healthy individuals helps develop better money habits• Maintaining dignity in financial conversations by keeping the person in the "driver's seat" of their financesIf you're experiencing financial stress, don't suffer in silence. Talk to a financial counselor, mental health professional, or trusted advisor before things snowball out of control. Visit neighborsfcu.org/financial-wellness for more tools to help you build a strong financial future.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Student loan borrowers face significant changes as collection practices resume and the Department of Education faces potential dismantling by December 2026. Deborah Paul from the Louisiana Office of Student Financial Assistance explains what borrowers need to know about these changes and how to navigate them effectively.• Student loans are considered in default after 270 days without payment• Only 38% of student loans are currently being paid as agreed• Default consequences include wage garnishment (up to 15%), tax refund seizure, and credit damage• Collection activities resume May 5th with at least 30 days notice before garnishment begins• Borrowers can rehabilitate defaulted loans with 9 consecutive monthly payments• Income-driven repayment plans calculate payments based on what borrowers can afford• Deferment options exist for those returning to school, serving in military, or facing economic hardship• Forbearance provides temporary relief for short-term financial difficulties• The Department of Education dismantling would transfer functions to Treasury, HHS, and Justice departments• Check your loan status at studentaid.gov by accessing the National Student Loan Data System• Dual enrollment programs allow high school students to earn college credits, potentially graduating with associate degrees• Future changes may include eliminating PLUS loans, increasing Pell Grant requirements, and decreasing loan limitsContact Federal Student Aid at studentaid.gov to check your loan status and explore your options. Default can severely impact your financial future, so take action now before collection activities intensify.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Thrifting isn't just about stretching your budget – it's a legitimate way to generate extra income with minimal time investment. We explore how to turn other people's castoffs into your cash flow with experts Betty and Johnny Manella from the Fellowship Center.• Developing an eye for valuable items – look for quality materials, weight, and craftsmanship• Starting with items already in your home – if you bought it once, someone else probably wants it• Using Google Lens to quickly identify potential treasures and determine market values• Finding niche markets like vintage clothing or specialty collectibles• Creating effective eBay listings with detailed photos and descriptions• Recognizing authentic designer items versus counterfeits• Moving inventory quickly by setting competitive prices rather than holding out for maximum profit• Success stories including a $2 teapot that sold for over $250• Unexpected sources for resellable items – from grandparents' attics to neighborhood curbsidesIf you're ready to make income from thrifting, start small and experiment. Begin with items around your house, research prices first, and use tools like Google Lens to help set the right price. You can definitely make income from doing it – drop us a line if this episode helps you get into the market!Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

We explore the transformative world of thrifting with Betty Mahika Milano and Steve Isaacs from America's Thrift Store, uncovering how secondhand shopping can dramatically stretch your dollar while supporting sustainability efforts.• Thrift stores source merchandise through donations and many contribute proceeds to community organizations• America's Thrift Store puts approximately 10,000 new items on the floor weekly• Popular thrift items include clothing, accessories, housewares, furniture, and even brand-new products• Most thrift stores offer additional discounts for seniors, military personnel, and often run special promotions• Pricing at thrift stores is typically 80-95% lower than retail, with many high-quality and designer items available• Common misconceptions include that thrift stores only serve low-income customers or offer poor-quality merchandise• Thrifting has evolved to attract diverse shoppers including budget-conscious families, sustainability-focused young people, and resellers• For beginners, start with smaller thrift stores and focus on housewares before tackling clothing sections• America's Thrift Store offers a 30-day return policy with receipt, challenging the assumption that thrift purchases are final• Beyond saving money, thrifting supports environmental sustainability by keeping millions of pounds of goods out of landfillsHave an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Carmen Million, President of the Better Business Bureau of South Louisiana, shares critical insights on protecting ourselves from financial predators targeting our money through sophisticated scams and identity theft tactics.• Grandparent scams are resurging with AI voice cloning technology that makes scammers sound like real family members in distress• The IRS will never call demanding immediate payment or gift cards - they always send official mail correspondence first• Tax identity theft is increasing, with criminals filing fraudulent returns to steal refunds before legitimate taxpayers file• When choosing tax preparation services, avoid those promising unusually large refunds or same-day payments through loans• Vacation scams often feature too-good-to-be-true deals - always verify reservations directly with hotels and cruise lines• Identity thieves can reconstruct documents torn into pieces, making professional cross-shredding essential• The BBB hosts a free document shredding event on April 5th at the Baton Rouge Police Department from 9am-12pm• Anything containing personal information should be properly disposed of, including bank statements, tax documents, and credit card offersTo stay protected, be skeptical of unexpected calls and emails, verify before making payments, choose trusted financial service providers, and stay updated on scams through resources like the BBB Scam Tracker.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Dreaming of turning your talent or passion into a profitable business? This episode of Money Matters takes you behind the scenes with three successful entrepreneurs who've done exactly that.SCORE mentor Bob Breaux reveals why so many new businesses fail—and it's not what you might expect. "If it doesn't work on paper, it's not going to work in real life," he explains, emphasizing the critical importance of business planning before risking everything. His practical breakdown of the "six M's" of marketing provides a roadmap any aspiring business owner can follow.Deidre Detelier shares how she built a 40-year Mary Kay business by prioritizing relationships over transactions. What began with a little suitcase of products evolved into a dedicated home-based storefront with loyal customers spanning decades. Her insights on adapting to technological changes while maintaining personal connections offer valuable lessons for any service-based business.Hair stylist and salon owner Cody brings a refreshing perspective on authentic entrepreneurship. "It's like 60% how you make them feel and 40% hair," he reveals, explaining how he transformed his creative skill into a thriving business despite naysayers. His candid discussion about navigating licensing requirements, overcoming self-doubt, and building a business during COVID demonstrates the resilience required for entrepreneurial success.Whether you're considering your first side hustle or ready to scale an existing business, this episode delivers actionable strategies from those who've weathered the entrepreneurial journey successfully. The consensus? Success requires passion, persistence, and people skills—plus the courage to ask for help when needed.Ready to transform your talent into profit? Subscribe now and join us for more financial insights that help you use the money you have, make the money you need, and save the money you want.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

In this engaging episode, we delve into the inspiring journey of Caroline Merryman, the creative force behind Caroline's Cookies. What began as a delightful pastime during the pandemic has flourished into a successful cookie business with multiple locations, capturing the hearts of cookie lovers everywhere. Caroline shares how she transformed her passion for baking into a bustling brand, navigating the challenges of entrepreneurship with innovation and creativity.From her initial cookie deliveries to friends during lockdown to launching her storefront, Caroline's story is a testament to resilience and adaptability. Listeners will gain valuable insights into building a brand, managing growth, and maintaining a passion for one's craft. Additionally, Caroline discusses her evolving cookie flavors, each inspired by her culinary creativity and the support of her community.Discover the joys and realities of entrepreneurship in the food industry as Caroline offers practical advice for aspiring bakers and business owners alike. If you've ever dreamed of turning a hobby into a thriving business, this episode is a must-listen! Join us, and don't forget to check out Caroline's Cookies for a taste of her delightful creations. Please share your thoughts with us and remember to subscribe for more inspiring stories!Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Uncover the evolving world of financial scams in 2025 with insights from financial crimes expert Sergeant Brian Lashua. As we navigate the intricate web of scams, you'll learn how AI plays a pivotal role in these fraudulent activities and why the infamous gift card scam remains a favorite among fraudsters. Discover which groups are most at risk and why no legitimate business ever demands gift cards as payment. With the holiday season and natural disasters often triggering spikes in certain scams, vigilance and quick action become your best defenses.Our conversation takes a heartfelt turn as we focus on protecting our senior citizens from financial fraud. Discover practical ways families can shield their elderly loved ones from scams like romance fraud. Explore the dynamic partnerships between law enforcement and financial institutions that work tirelessly to combat these crimes and recover lost funds. We shed light on the vulnerabilities inherent in traditional banking practices, such as check writing, and advocate for secure online transactions to thwart mail theft and fraud.When financial crime strikes, knowing what to do can make all the difference. We guide you through the critical steps for reporting incidents and discuss the emotional complexities that emerge when family members are involved. From safeguarding personal information to ensuring caregivers are trustworthy, we cover all bases. Moreover, we emphasize building a robust financial foundation with simple security practices like strong passwords and regular account monitoring. Equip yourself with the knowledge to protect your financial future and stay one step ahead of scammers.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Unlock the secrets to financial empowerment and take control of your future with insights from Jason Knapps, a seasoned LPL financial advisor. We promise you'll learn how personalized financial planning can bolster your confidence and help you realize your dreams. Jason takes us through his journey from Hibernia Bank to becoming a wealth management expert, sharing valuable strategies for assessing your financial profile, including income, spending habits, and risk tolerance. Dive into the practical steps that can transform your approach to financial success and prepare you for a prosperous future.Our conversation progresses to the critical aspects of debt management and retirement planning. Understand why tackling high-interest credit card debt is a priority before making investment moves. We offer practical advice for those new to the workforce, highlighting the importance of enrolling in a 401k and setting realistic retirement goals. With the compounding power of time in your arsenal, create a solid financial foundation that empowers you beyond relying solely on social security. Discover how early financial literacy and long-term planning can set you on the path to a secure financial future.Choosing the right financial advisor can significantly impact your financial journey. We guide you through evaluating potential advisors, emphasizing the need for trust and relatability. Explore different communication options with Neighbors Wealth Management that accommodate your busy schedule, whether through virtual, phone, or in-person meetings. Our goal is to empower you with the knowledge and resources needed to achieve financial independence and a healthy retirement. With Jason's expert guidance, take the necessary steps today to ensure a comfortable and well-planned financial future.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Elevate your financial game in 2025 with actionable insights on credit health improvement. Join me, Kim Chapman, alongside Tricia Arroyo from Confluent Strategies, as we unlock the secrets to mastering your credit score. From understanding why January is the perfect month to reassess your financial goals to deciphering the mysteries behind credit score variations among different bureaus, this episode is packed with strategies that will set you on the path to financial empowerment.Curious about how to build and maintain a robust credit foundation? Learn the essential habits such as timely bill payments and managing credit utilization effectively. Tricia and I shed light on the intricacies of credit reports, and delve into navigating credit disputes without the need for costly credit clinics. We also tackle common misconceptions about credit scores, such as the myth of needing a perfect score, and highlight the significance of alternative data like rent payments in evaluating creditworthiness.And it doesn't stop there. We dive into how life events, including natural disasters, impact your credit report and provide tips on minimizing the effects of credit inquiries. Whether you're planning a big purchase or simply want to ensure financial stability, our conversation equips you with the knowledge and steps to take charge of your financial future. Tune in to chart a course towards achieving your credit-related goals and set a strong financial foundation for the year ahead.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Uncover the secrets to a scam-free holiday season with insights from Carmen Million of the Better Business Bureau. As scammers grow more cunning, especially during the holidays, we're here to help you stay one step ahead. From sophisticated AI-driven tactics to classic scams like fake prize notifications and deceptive package alerts, Carmen and I break down how to identify and avoid these traps. You'll learn invaluable strategies to keep your finances secure, from verifying suspicious communications to recognizing red flags in emails and texts.Gift cards and online shopping are holiday staples, but they come with risks if you're not careful. We share essential tips for ensuring your gift cards remain untouched and your online shopping experiences are safe. For those who prefer shopping locally, we discuss how this can be a more secure option while still requiring vigilance against misleading advertisements and phishing schemes. Additionally, we address the emotional impact of scams, reminding listeners to report incidents and seek support without shame.In the spirit of giving, we explore how to make charitable donations wisely, so your generosity goes where it's needed most. Discover how to spot legitimate charities and protect yourself from fraudulent solicitations, with guidance from the Better Business Bureau Wise Giving Guide. We round off the episode with a blueprint of scam prevention tactics, from checking website security to inspecting gift cards, ensuring you and your loved ones enjoy a joyful and secure holiday season.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Discover the secrets to stress-free holiday cooking with our special guest Anne Milneck, the savvy owner of Red Stick Spice. Anne brings her expertise to help you conquer the kitchen this holiday season, whether you're whipping up a small family feast or hosting a Friendsgiving extravaganza. From freezing portions of classic dishes to choosing smaller proteins like turkey breasts, Anne shares innovative ways to keep your meals delightful and your budget intact. We'll also explore how global spices can transform any side dish into an extraordinary culinary experience.Unleash your creativity with Thanksgiving leftovers as we tackle the art of reinventing cranberry sauce and turkey. Imagine turning cranberry sauce into an exquisite charcuterie spread or adding leftover turkey to a soul-warming soup. We also offer practical tips on saving time during Thanksgiving prep, including planning ahead and using handy gadgets like air fryers and potato peelers. Efficiency is key, and with our guidance, you'll breeze through your holiday preparations with ease.In our final segment, we focus on kitchen efficiency and the art of enhancing store-bought foods. From ensuring uniformity with cookie scoops to elevating frozen apple pie with a spiced topping, learn how to make the most of pre-made items. We also prepare for the new year with simple meal prep and budgeting strategies to keep you on track with healthy habits and sustained motivation. Join us for an episode packed with practical advice that promises to make your holidays as enjoyable as they are budget-friendly!Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Join me, Kim Chapman, as I engage in an enlightening conversation with Leslie Tayne, a veteran debt attorney with over two decades of experience in navigating the complicated world of debt management. Ever wondered why quick fixes for debt are often too good to be true? Leslie helps unravel this mystery, revealing why each financial dilemma requires a tailored approach and highlighting the critical role of budgeting in avoiding the debt trap. Our discussion also sheds light on the precarious reliance on credit by individuals and small businesses, often leading to spiraling debt issues, and explores the serious implications of bankruptcy as a necessary but consequential option.We then transition into a thorough examination of strategies like debt settlement, consolidation, and refinancing. Leslie offers her expert insights, warning of the pitfalls of debt consolidation loans and the importance of maintaining stellar credit for refinancing. She stresses the value of professional guidance from a debt attorney to steer clear of misleading promises and ensure a well-mapped-out path toward financial freedom. Listeners are encouraged to seek professional counsel early to dodge common missteps and seize opportunities in resolving their financial obligations.In our final segment, we explore how the COVID-19 pandemic has shifted the financial landscape, emphasizing the importance of responsible debt management and achieving financial independence. Leslie shares her inspiring journey as a single parent and financial expert, underscoring the need for adaptability in financial strategies during life's transitions. We also discuss the significance of cultivating a positive relationship with money and being resourceful with financial education opportunities. Tune in to discover actionable steps and resources to help build a solid financial foundation and secure your path to financial stability and success.How to contact Leslie:https://attorney-newyork.com/about-us/leslie-tayne-bio/Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Tanya Taylor embodies the American dream, and her journey from arriving in the United States at just 16 with $100 to becoming a millionaire by the age of 48 is nothing short of extraordinary. Join us as we unravel her story—a tale of resilience, determination, and strategic financial planning. Tanya, a dynamic CPA, shares how she skillfully navigated her roles as a wife, mother, author, and entrepreneur, all while staying present for her children. Learn how her passion for personal finance led her to leave the corporate world and pursue entrepreneurship, driven by a desire to educate and inspire others through practical financial literacy strategies.Tanya's path was filled with hurdles, from entering a new country without a green card to overcoming educational and financial challenges. Yet, her focus on her goals never wavered. Discover the power of mentorship in her life, including her decision to start an investment club, and how early investments in a 401k and rental income paved the way for her success. Tanya candidly recounts financial missteps, such as the consequences of co-signing loans, illustrating the importance of cautious financial decisions. Her story is a testament to the strength and tenacity required to turn adversity into opportunity.The road to financial prosperity wasn't always smooth, as Tanya faced trials like a car accident and her daughter's medical expenses, which tested her financial resilience. She emphasizes the need for an emergency fund and disability insurance, crucial elements of her financial strategy. As Tanya looks to the future, her commitment to philanthropy and financial education shines through, with a focus on leaving a legacy for future generations. Tap into Tanya's wealth of knowledge and discover the resources she offers, including her website and TED talk, filled with insightful advice for anyone eager to build a secure financial foundation.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Unlock the secrets to leveraging your career for maximum financial gain with Money Matters! I'm thrilled to be joined by Yolanda Whitmore, a seasoned expert in career advancement strategies, as we explore the art of negotiating a raise. Get ready to master the skills needed to confidently present your case based on performance, understand the timing, and avoid common pitfalls like ultimatums. This episode promises to equip you with actionable insights that can help transform your financial trajectory.Curious about your role in career development? We tackle the often-debated topic of who holds the reins of career progression—employees or employers. Dive into a lively discussion on self-improvement, from taking on additional duties in a contact center to pursuing further education. With insights from my personal experiences at Neighbors, learn how mentorship, training programs, and organizational support can propel your career forward, ensuring you're always one step ahead in a competitive job market.Finally, we emphasize the importance of maintaining an up-to-date professional presence, from your resume to your LinkedIn profile. Discover how these tools can open doors to unexpected opportunities and how networking plays a crucial role in career growth. The evolution of job titles and their impact on career development is also on the agenda, offering practical advice on how to position yourself for success. Tune in for an episode packed with strategies and real-world advice to navigate the ever-changing landscape of professional growth.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Unlock the secrets to making the right career move with our latest Money Matters episode! Dive into a wealth of knowledge as we chat with Yolanda Whitmore, VP of Human Resources at Neighbors, who brings decades of HR expertise to our discussion. Discover the top three factors to consider when evaluating job offers: aligning company values with your own, exploring benefits beyond just health and dental, and ensuring your new role supports a healthy work-life balance. This episode is packed with actionable insights for anyone navigating the job market.Gain the tools you need to master salary negotiations and understand the full spectrum of benefits that come with job offers. Yolanda and I emphasize the importance of addressing salary expectations early in the interview process to save time and avoid misunderstandings. Learn about the substantial value of healthcare, vacation, and retirement plans, and how elements like bonuses, profit sharing, and equity become increasingly relevant as you commit to an organization. Whether you're eyeing a long-term career move or a temporary position, understanding these benefits can make a significant difference.Equip yourself with the knowledge to evaluate multiple job offers effectively. Yolanda offers expert advice on negotiating salaries and benefits, identifying potential red flags, and asking the right questions during interviews. Understand the importance of cultural fit, company reputation, and growth opportunities when choosing between job offers. With practical tips from Yolanda, you'll be ready to make informed decisions about your professional future. Join us and take charge of your career path with confidence and clarity.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Ever wondered what makes a top-notch property manager? In our latest episode of Money Matters, Grace Nabasabala spills the beans on her journey from necessity to mastery in the world of property management. From handling those midnight maintenance crises to screening tenants like a pro, Grace shares her wealth of experience and the intricacies of a role that goes far beyond mere rent collection. Whether you're a seasoned real estate investor or just stepping into the game, Grace's insights will arm you with the knowledge to navigate the complexities of property management successfully.Considering hiring a property manager but confused about the fee structures and screening criteria? Unlock the secrets behind the costs and the importance of maintaining clear communication with your property manager. Grace breaks down why these managers charge for maintenance and the significance of securing quality contractors. She also discusses the critical role of certifications to guard against legal pitfalls and outlines the standard tenant criteria, ensuring you stay compliant with fair housing laws. Stay informed and protect your investment with the strategic advice offered in this episode.Choosing the right property management company can make or break your real estate venture. Through engaging discussions, we explore how to set realistic expectations and avoid common misconceptions. Grace and I delve into the importance of effective communication and the nuances behind different fee rates based on the level of involvement required. We also provide practical tips on how to research and verify potential property managers to avoid scams. For additional resources, don't forget to check out websites like neighborsfcu.org. Tune in for a treasure trove of practical advice and expert tips that will elevate your real estate management game.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Unlock the secrets to navigating the FAFSA process with ease as we explore the recent changes with financial aid expert Deborah Paul. Have you ever wondered how the shift from Expected Family Contribution (EFC) to the Student Aid Index (SAI) could impact your eligibility for aid? Join us on Money Matters as Deborah breaks down these updates, including the simplified FAFSA form and the integration of the IRS data retrieval system, designed to streamline your application experience and potentially increase need-based aid.Discover how to maximize your financial aid opportunities with practical tips for finding local scholarships, which often present better odds than national awards. Deborah and I shed light on the nuances of student loan application periods, especially how different schools like LSU handle summer sessions. We also discuss the importance of understanding the timing of financial aid awards and the valuable resources available to students and parents navigating the FAFSA process.Get empowered with essential knowledge on student loans, from disbursements and refunds to managing repayment options and exploring loan forgiveness. Deborah shares crucial advice on responsible borrowing, understanding loan obligations, and staying financially literate. Whether you're curious about deferment, forbearance, or public service loan forgiveness, this episode offers a comprehensive guide to help you optimize your financial aid and loan management, supporting your academic journey every step of the way.Have an idea for a show or a question for Kim? Send us a text messageSupport the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

What if you were never taught how to manage money but were suddenly thrown into financial independence? Join us as Ambrose Gabriel and Narin Sanders share their eye-opening experiences and reveal the challenges of navigating the financial maze of college life. They candidly rate their initial financial readiness at a mere two or three out of ten, shedding light on the pressing need for better financial education. Discover their stories of struggle and resilience as they learned to prioritize spending and handle financial responsibilities, from paying rent to budgeting for essentials like food.Ever wondered how friendship and determination could ignite a passion for financial literacy? We explore pivotal moments where a simple introduction to a financial course by a friend sets the stage for a transformative journey. The episode delves into the importance of humility, seeking mentors, and leveraging resources like YouTube and Google to expand financial knowledge. Through honest discussions, we emphasize the role of hard work and networking in finding credible financial guidance, ultimately leading to a deeper understanding and control over personal finances.Brick by Brick Empire stands as a beacon of hope in this narrative. Founded by Ambrose Gabriel, this organization aims to break the "broke college student" stereotype and empower students with essential financial skills. From understanding credit to investing, we discuss the critical financial knowledge every young adult needs. Listen to inspiring stories and practical advice encouraging young adults to seize opportunities and take actionable steps toward financial success. Whether you're a high school student eager to get ahead or a college student navigating financial independence, this episode is packed with insights and resources to guide your financial journey.Have an idea for a show or a question for Kim? Send us a text messageSupport the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Could your financial habits be the key to unlocking your dreams of homeownership or debt freedom? Join us on this special episode of Money Matters as we flip the script on our host, Kim Chapman, who unveils her innovative Blueprint for Financial Success program. You'll gain exclusive insights into how personalized financial counseling can transform your financial life, whether it's improving your credit score, budgeting more effectively, or even buying your first home.We dive deep into the nuts and bolts of the Blueprint for Financial Success, starting with a soft pull from Equifax to gauge your current standing, and progressing to a comprehensive review if you're eyeing homeownership. Kim's non-judgmental, solution-focused approach helps dismantle psychological barriers to financial health. With continuous support from financial counselors and cutting-edge tracking software, you'll learn how to stay on course and achieve your goals. Discover the importance of setting realistic, incremental goals and celebrating each small win along the way.Accessibility is key, and Kim's program offers flexible options for those juggling busy schedules, including phone consultations during your commute. We encourage you to visit neighborsfcu.org for more information and to reach out with any questions. Special thanks to our guest hosts Betty and Cynthia for stepping in, and to Kim for her invaluable insights. This episode is packed with practical advice and inspiration to turn your financial dreams into reality. Tune in and take the first step toward your financial success!Have an idea for a show or a question for Kim? Send us a text messageSupport the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Imagine facing higher interest rates, difficulty in loan approvals, and strained personal relationships all because of one simple thing: bad credit. On this episode of Money Matters, I, Kim Chapman, promise to demystify credit and its substantial influence on various facets of our lives, from job hunting to renting apartments. You'll gain a clear understanding of what credit is and its critical role in securing better financial opportunities. I'll walk you through how to access and review your credit reports from Experian, TransUnion, and Equifax, emphasizing the significance of regular checks to ensure they're accurate.Reflecting on a personal experience, I share the mistakes of acquiring multiple credit cards without comprehending their long-term consequences, highlighting the importance of maintaining a balanced credit mix. Learn practical strategies for effective credit management, such as budgeting, automatic payments, and discerning between hard and soft inquiries. Additionally, discover how to leverage free credit monitoring services like Credit Karma to stay vigilant about your credit health. Equip yourself with actionable insights to not only maintain but also enhance your credit score, setting the stage for a brighter financial future. Listen in and take control of your financial destiny!Have an idea for a show or a question for Kim? Send us a text messageSupport the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

What if there was a single phone number that could connect you to essential community services 24/7, 365 days a year? Join us, Kim Chapman, as we reveal the powerful impact of 2-1-1, a lifeline for individuals seeking vital health and human services. This episode features Edie Edison, Vice President of Community Impact at Capital Area United Way, John Hudson, Community Impact Manager for 2-1-1, and LaDuan Butler, 2-1-1 Referral and Care Coordinator. Together, we break down how 2-1-1 connects communities to critical resources like food, shelter, and employment assistance, and the comprehensive care coordination efforts that go beyond just referrals.Ever wondered what happens when you call 2-1-1? We'll take you through the process, from connecting with a local call specialist to the collection of demographic information to ensure you receive the most appropriate resources. During times of disaster, calls might be routed to other states, but the focus remains on identifying specific needs and offering the right support. Learn about the innovative care coordination program that guarantees follow-up and personalized assistance, ensuring that repeat callers receive the continuous support they need to navigate their challenges effectively.Discover the vast network of community partners working with 2-1-1, including the Greater Baton Rouge Food Bank, Salvation Army, and Catholic Charities. We'll distinguish 2-1-1 from other important three-digit numbers like 3-1-1 for non-emergency government services and the new 9-8-8 for mental health crises. Hear a heartwarming success story of a client who found stability after moving to Baton Rouge, thanks to ongoing support from 2-1-1. This episode is packed with invaluable insights and information to help you and your community thrive.Have an idea for a show or a question for Kim? Send us a text messageSupport the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

What if you could cut your energy bills in half this summer? Learn how simple changes and smart strategies can make your home more energy-efficient than ever before! In this episode of Money Matters, I, Kim Chapman, am joined by Emma Myerkoff and Jessica Hendricks from the Alliance for Affordable Energy to share life-changing tips on keeping your home cool and your wallet full. From sealing windows and doors to using Energy Star-rated appliances, we cover the essentials of home insulation and appliance efficiency. Emma and Jessica emphasize that good insulation and the right appliances play a crucial role in maintaining comfort and reducing energy consumption.But that's not all—we also dive into everyday household chores to reveal how small tweaks can yield big savings. Discover why washing full loads with cold water, checking your refrigerator seals, and fully loading your dishwasher are game changers. Additionally, we discuss federal initiatives and programs designed to help low-income households, the elderly, and renters improve their energy efficiency. We wrap up with exciting news about "Jammin' for Justice," a community event celebrating sustainable energy efforts. Tune in to start saving money and making a positive impact on the environment!Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Ever wondered if that towering oak in your yard could be a ticking time bomb during hurricane season? Join Kim Chapman in this vital episode of Money Matters, featuring Ricky Vincent, the expert owner of Tree Surgery by Ricky Vincent. Ricky shares invaluable insights into identifying hazardous trees, emphasizing the particular dangers posed by red oaks with shallow root systems. This episode promises to equip you with the knowledge you need to protect your property and loved ones from the devastating effects of a storm.We'll explore the crucial importance of timely tree assessments, especially for pecan trees which can show signs of life as late as June. Ricky gives us a no-nonsense guide to recognizing the warning signs of tree death, exacerbated by recent droughts, and offers practical advice on hiring licensed and insured tree service contractors. You'll learn to spot unreliable providers and verify insurance coverage, ensuring you avoid financial pitfalls during emergency situations. Finally, we address legal rights concerning overhanging branches and provide clear cost considerations for tree removal services. Listen to Ricky's harrowing experiences dealing with neglected trees during hurricanes, highlighting the real dangers they pose. With hurricane season fast approaching, this episode is packed with essential advice on maintaining tree safety, ensuring you're prepared for whatever Mother Nature throws your way. Tune in and arm yourself with the expert knowledge to safeguard your home and family!Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Ever wonder how scammers craft such convincing schemes? Dive into the dark world of financial fraud with us as we're joined by experts Carmen Million of the Better Business Bureau, Adrienne from the Fraud and Forgery Department, and Cheri with Deposit Operations Network. We're tearing down the facade of those too-good-to-be-true offers and revealing how artificial intelligence has become a tool for deception in the scammer's toolkit. Our guests unpack the latest in fraudulent antics, offering you the insight needed to spot a scam from a mile away.Your financial safety is precious; we're here to arm you with protective gear. This episode isn't just a wake-up call; it's a battle plan. We discuss the significance of keeping your details current with your financial institutions, why scrutinizing account activities can be your saving grace, and how a complex password stands between you and disaster. The truth is, no one is invincible against fraud, but with our guidance, you'll be far from an easy target. And if you do find yourself caught in a scammer's web, we'll walk you through the immediate steps to free yourself and fight back.Lastly, let's spotlight your cell phone – that little device that's an extension of ourselves but also a beacon for scams. We cover practical ways to reduce spam calls and safeguard your number like it's a treasure. Plus, we'll point you in the direction of resources to not only protect but also grow your finances. With the National Do Not Call Registry and call-blocking apps in your arsenal, we're ensuring those pesky scam calls don't stand a chance. Join us as we lay down the law on financial fraud and turn the tables on scammers.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Ever dreamt of traversing the globe without the fear of a dwindling bank account? Let Amy Lytle from House of Travel be your guide to mastering the fine art of budget travel. Our latest adventure in podcasting uncovers the myths of booking vacations, the surprising shifts in travel trends post-COVID, and the strategic timing for snagging the best deals on flights and accommodations. With Amy's wisdom, forged from her grandmother's wanderlust and honed through years of crafting itineraries for savvy seniors, you'll learn how to transform your holiday dreams into reality and navigate peak seasons with ease.Who knew the secret ingredient to a fulfilling journey was often hidden in the expertise of a travel agent? Discover the magic behind the curated experiences Amy and her team can provide, from the welcome parties awaiting you at exotic destinations to advice on how to handle unexpected travel hiccups. Whether you're plotting a solo excursion or a family retreat, this episode equips you with the insider knowledge to tailor a trip that aligns with your interests, all while keeping your wallet intact. We peel back the curtain on the true value of personalized travel planning and even share some local gems for those looking for adventure close to home.Finally, we're serving up golden nuggets of travel wisdom with practical advice on maximizing your luggage space and finding the balance between a jam-packed itinerary and spontaneous exploration. Learn how to pack like a pro using space-saving techniques and why sometimes the best travel moments come from the unplanned detours. From the savannas of Africa to the tranquil waters of the South Pacific, we'll make sure you're prepared for the journey ahead. So, grab your passport, tune in, and prepare to elevate your travel game with tips from the one and only Amy Lytle.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Can you imagine being the CEO of your own company at 13 years old? That's the reality Caden Harris is crafting with his innovative 'Caden Teaches' initiative, a project captivating youngsters with the allure of financial wisdom through flashcards, books, and a mobile classroom experience. Caden has been featured on Good Morning America and spoken at institutions such as Rutgers University.During our heartfelt conversation, Caden tells us about his financial literacy bus—a classroom on wheels that ignites children's imaginations and encourages them to reach for entrepreneurial stars. His stories underscore the significant roles that schools, parents, and mentors play in shaping financially savvy citizens.We are joined by Nyla Lawrence, a local high school student who recently completed a similar financial BootCamp experience. Nyla and Kim take this opportunity to pick the brain of this 13-year-old high school graduate phenom and learn what drives Caden to teach other young people about financial literacy. Join us for an inspiring episode that's bursting with the triumphs and aspirations of this remarkable young man, as he navigates and redefines the landscape of financial literacy and entrepreneurship.Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Get ready to unlock the secrets to savvy cooking and smart budgeting with Anne Milneck of Red Stick Spice. We traverse Anne's inspiring leap from culinary aficionado to the proprietor of a gourmet grocery haven, serving up indispensable advice for enhancing your meals without breaking the bank. As food costs rise, our conversation is more timely than ever—packed with tips that will transform your kitchen practices, from reducing waste to creative meal planning that makes every dollar count.Ever find yourself dismayed by the amount of food that ends up in the trash? Anne and I tackle this head-on, revealing how a 'stock bag' can turn scraps into rich homemade stock and discussing the power of proper food storage and labeling—techniques that not only minimize waste but also maximize flavor and freshness. We also unpack the art of managing bulk purchases, the merits of glass containers, and the glory of a well-utilized sheet pan to make your cooking routine as efficient as it is delicious.If you're longing to keep your meals exciting without constantly reaching for the takeout menu, we've got you covered. Anne offers up her strategy for themed meals and the importance of a reliable fallback recipe, ensuring you've always got something up your sleeve for those hectic nights. We also step into the Red Stick Spice classroom, where cooking techniques are demystified for novices and food enthusiasts alike, proving that gourmet grocery stores are a treasure trove for anyone eager to learn. With these lessons in your apron pocket, you'll be cooking with confidence, reducing waste, and savoring every bite of your budget-friendly creations.Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Get ready to redefine your shopping strategy with the queen of thrift, Betty, as we uncover the secrets to turning thrifting into your wallet's best friend. With inflation nibbling away at our wallets, Betty shares a goldmine of tips on how to score big savings and keep your expenses in check. We journey down memory lane with her, from her humble beginnings as a teenage thrift enthusiast to her current status as a thrifting mastermind, navigating the fine line between thrifting, vintage hunting, and retail shopping. She's not just talking the talk but walking us through the ins and outs of snagging those unique finds and why the best time to thrift might just be when you least expect it.If you've ever doubted the thrill of the thrift, this episode is here to turn skeptics into believers. Learn how Betty's strategic moves, like scoping out thrift stores in affluent neighborhoods for high-quality treasures, can lead to the wardrobe revamp of your dreams. But it's not just about the clothes; we'll talk about the ins and outs of online thrifting, where Betty's savvy has unearthed luxury items from Japanese sellers that seem too good to be true. Yet, it's not all sunshine and rainbows; we tackle the potential pitfalls to avoid, highlighting the importance of staying vigilant with strict return policies and the necessity of vetting electronics before making the purchase.As if thrifting wasn't exciting enough, imagine turning it into a lucrative side hustle. In the final segment, Betty opens up her playbook on the art of reselling. She reveals how your forgotten closet items could be your ticket to an extra income stream. We'll share the secrets to picking out items with high resale value and discuss the best strategies for turning a modest investment into a significant profit. From a $2 steal to a $300 turnaround, the potential is staggering. So join us as we promise to not just talk about these strategies but put them to the test in a few months' time, when we'll bring our thrifting chronicles to life on YouTube, sharing the spoils of our money-saving, money-making adventures.Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Get ready to navigate the complexities of tax season with confidence as we bring CPA extraordinaire Ms. Jody Buckner into the Money Matters fold. This episode is a must-listen for anyone looking to avoid common pitfalls and make the most of their tax returns. We're not just talking about crunching numbers; we delve into the art of timing your filings, organizing your financial life like a pro, and the savvy moves that can enhance your financial well-being throughout the year. With Jody's expert guidance, you'll understand why sometimes a big refund isn't the win you might think it is and how adjusting your withholdings could be the smarter play.When it's time to tackle those tax forms, do you find yourself swimming in a sea of receipts and regulations? Fear not, our discussion with Jody Buckner is your lifeline. She shares the secrets of a stress-free tax season with year-round strategies that go beyond the typical shoebox of receipts. We're talking about the power of digital organization and the overlooked credits that could be game-changers for your finances. Plus, we get into the nitty-gritty of whether to itemize or not to itemize—that is the question we answer, along with a peek into investment strategies that could defer your tax liabilities.For the entrepreneurial spirits and small business owners tuning in, we've tailored this episode with your unique challenges in mind. Jody's tips on meticulous tracking and staying current with tax law changes are invaluable. We demystify the IRS, transform audit anxieties into audit preparedness, and underscore the peace of mind that comes from a strong CPA relationship. From choosing the right filing status to strategizing your deductions, this episode equips you with the tools to keep your finances flourishing. So, join us as we turn what could be your most dreaded time of the year into an opportunity for financial optimization.Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Prepare to transform a dream windfall into a lasting legacy as attorney Kurt Panouses joins us to chart a course through the exhilarating, yet treacherous, terrain of sudden lottery wealth. Hitting the jackpot might be a one-in-a-million chance, but squandering that newfound fortune is all too common. Kurt, wielding his dual expertise in accounting and law, equips us with an arsenal of tools to fend off financial fiascos. From the critical choice between lump sum and annuity options to the subtleties of sharing wealth and navigating office pools, this episode is a treasure map to maintaining your fortune for generations.Chances are you've never considered joining two country clubs for the sake of privacy, but for lottery winners, such maneuvers are part of a new reality fraught with unique challenges. We explore the personal transformations that come with massive cash inflows, emphasizing the importance of a spending plan that secures your future while allowing for enjoyment. The 'six-month rule' is dissected, showcasing the art of balancing the thrill of a jackpot with the prudence of financial planning. Kurt shares poignant anecdotes and stern warnings, revealing that the most formidable opponent of a lottery winner is often their impulsive generosity.As we sail towards the episode's conclusion, we tackle the dark underbelly of lottery winnings—the scams. Our gratitude goes out to Kurt, whose sage advice leaves us not just wise to the ways of wealth management, but also vigilant against those who prey on the unsuspecting millionaire-next-door. You'll leave armed with the knowledge to distinguish between legitimate lotteries and fraudulent fantasies, ensuring that when it comes to your ticket to paradise, you won't be left holding a counterfeit. Tune in to this episode to forge your financial savvy in the fires of fortune's favor.Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Who says frugality can't be fun? Jen and Jill, the dynamic duo from the Frugal Friends podcast, join us to flip the script on saving pennies and show how it's truly about managing resources with intention. Our conversation promises to redefine your spending habits, ensuring you get the most bang for your buck without sacrificing the things that bring you joy. We tackle the big-ticket items in life—homes, cars, and daily sustenance—with a focus on aligning purchases with personal values, ensuring that each dollar spent is a step toward financial wellness and happiness.Prepare to be armed with strategies that will transform your approach to impactful purchases. It's not just about the initial price tag; it's about the art of avoiding emotional spending and paying attention to the details that can save you thousands in the long run. Jen and Jill share their wisdom on how they saved big on vehicles and homes by researching, preparing, and staying unattached. They also get real about their own experiences and how those lessons have fueled their frugal living philosophy, from rejecting needless add-ons to strategically timing purchases to maximize savings.As we wrap up, don't miss the scoop on Jen and Jill's Frugal Friends podcast and newsletter, which are treasure troves of financial wisdom and savvy spending tips. Their approach to value-based spending is not just about finding the lowest price, but investing in quality and utility. We discuss the pitfalls of impulse buying, especially during the tax refund season when temptations run high. Plus, they tease their upcoming book and recommend a podcast episode that's a must-listen for anyone looking to curb impulsive spending. Trust us, after this chat, you'll view your wallet and your life through a fresh, frugal lens.Visit the Frugal FriendsGet the FriendletterSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Navigate the financial fog with expert guidance from Atalia Williams and Cynthia Marshall, the vice presidents who help to steer the ship at Neighbors Federal Credit Union's Collections and Support Center. Imagine a roadmap that not only helps you steer clear of fiscal pitfalls but also shines a light on the hidden alleys of credit union intricacies. That's what you'll get in this empowering episode, where Atalia charts her 17-year odyssey through the financial trenches and reveals why an in-house collections team spells triumph for both the credit union and its members. Cynthia, on the other hand, opens the vault on the Support Center's diverse operations, from IRAs to handling sensitive matters like deceased accounts, all while prioritizing an exceptional member experience. This financial quest doesn't end there. Prepare to delve into the thorny thicket of cross-collateralization where loans, deposits, and personal rights intersect. We unravel a real-world scenario that spotlights the ripple effects of loan defaults on your assets. But fear not, for we also arm you with the tools to connect with collection agents who are ready to throw you a lifeline, be it through a reassuring phone chat or a face-to-face branch visit. The episode is a treasure trove of strategies to help you break free from monetary constraints, ensuring you're well-informed and prepared to navigate the choppy waters of your financial journey.Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Unlock the untapped potential within your high schooler as we traverse the exhilarating world of youth entrepreneurship with Dana Schloterer, from the Young Entrepreneurs Academy (YEA), and the inventive Caroline Sanchez of Crazy Cajun Confections. Our engaging dialogue not only peels back the curtain on YEA's inception and its symbiotic alliances with academia and commerce but also sets the stage for the meteoric rise of teen business savvy. Dana paints a vivid picture of the academy's nurturing environment, where bright young minds are refined into business owners, armed with real-world experience and seed funding. Caroline, a YEA alumna, brings to the table her appetizing narrative of transforming a hobby into a buzzing enterprise, serving up a slice of inspiration for any budding entrepreneur.Feel the pulse of ambition as we share the limelight with YEA's spirited graduates, who have pivoted from humble beginnings to strategic, profit-conscious magnates. The air crackles with the energy of success stories, including a fashion brand catching the public's eye and a service business scaling new heights. The conversation segues into the high-stakes pitch competitions that have become a launchpad for these young tycoons, with Caroline's experience accentuating the invaluable life skills honed in the process. As we touch upon these narratives, we illustrate the profound transformation experienced by the students—growing in confidence and eloquence, ready to take on the world of business.Ever noticed a child who seems to operate on a different wavelength, brimming with innovative ideas and a relentless drive? This episode is where you'll find out how these traits can be the early indicators of an entrepreneurial spirit waiting to be sculpted. We delve into the nurturing process at YEA that helps young minds channel their creativity, independence, and strategic thinking into successful business ventures. As Caroline recounts her ascent with Crazy Cajun Confections and the influential role of social media in her enterprise, it's clear that the entrepreneurial journey begins with recognizing potential—and YEA is where potential flourishes into excellence. Join us for a conversation that might just spark the entrepreneurial fire in a young mind near you.Visit the Young Entrepreneurs Academy site.Apply to participate in YEACrazy Cajun Confections: Facebook | InstagramTwo Sistas Pepper Jelly: Facebook | InstagramSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Unlock the secrets to entrepreneurship with business consultant extraordinaire Mr. Bob Breaux, our distinguished guest on Money Matters. His journey from a paper route to owning several companies brings a unique perspective to the show, where he candidly shares the highs and lows of his business ventures. As we unpack each chapter, seasoned and aspiring entrepreneurs alike will gain invaluable advice on creating robust business plans and the importance of resilience in overcoming the trials of entrepreneurship.Venture into the world of business ownership as we dissect the recent surge in post-pandemic start-ups and the entrepreneurial spirit that drives them. Together with Mr. Breaux, we expose common myths about entrepreneurship, like the fallacy that starting a business always requires a hefty bankroll. Our conversation traverses the practical steps of selecting a business structure and the critical role of personal financial health. The stories of persistent founders and the realities of long work hours shed light on the dedication needed to thrive.In our final chapter, we discuss the transformative shift from working in your business to working on it. This episode isn't just about fueling passion but also about cultivating efficient business systems that are key to sustainable growth. Mr. Breaux and I provide a roadmap for anyone ready to embark on their entrepreneurial quest, from assessing market demand to understanding your financial readiness. Join us to harness the collective wisdom of those who've navigated the entrepreneurial landscape and emerged victorious.Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Have you ever considered what happens when a person re-enters society after being incarcerated, particularly from a financial perspective? Today's episode of Money Matters brings this often-overlooked issue to the forefront of our conversations. We're joined by Christie Cheramie, Aaron Hauser, and Demetricy Moore who bravely recount their personal experiences with financial management, banking, and technology before, during, and after their periods of incarceration. They give us a first-hand look at the importance of financial literacy amongst those who have been behind bars and shed light on the incredible work carried out by the Louisiana Parole Project.The revolution in banking technology hasn't left anyone untouched, and our guests aren't an exception. They take us back to their younger days, sharing memories of their initial encounters with banking and how the digital era has transformed their financial practices. The conversation doesn't stop there - we also examine the financial world within the prison walls, understanding the intricacies of earning minimal wages and managing money while incarcerated. As we step beyond those walls, we learn about the significant hurdles faced by our guests when they attempted to re-establish themselves in the banking system, and how financial education made all the difference.As we wrap up this insightful episode, we turn our focus to the financial trials and hardships that those who have served time often encounter. We discuss the essence of credit scores, budgeting, and investing, and the urgent need for financial education and support for those reintegrating into society. To close, we arm our listeners with some practical financial advice and resources for formerly incarcerated individuals, including setting financial goals, making a budget, and building an emergency fund, setting them on the pathway to financial independence. We're confident you'll find these stories impactful and the discussions illuminating, casting a light on a critical issue that deserves more attention. So, tune in, and let's talk Money Matters!Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Have you ever pondered the possibility of a debt-free college education for yourself or maybe your child? Join us on this enlightening journey with seasoned academic strategist Jeannie Burlowski, author of "Launch: How to Get Your Kids Through College Debt-Free and Into Jobs They Love Afterward." Together, we'll investigate the staggering realities of student loan debt and celebrate some astounding success stories of students who've attained that coveted university degree without a penny of debt. Get ready to rethink college financing as we explore the invaluable role of an academic strategist in helping students achieve their dreams without a financial nightmare.We spare no detail in our pursuit of comprehensive financial planning. We'll take a deep dive into the impact of a child's college education on parents' retirement savings. Let us equip you with tips on choosing the right college, starting to save early, and even using non-saving methods like UPromise.com - all while steering clear of debt pitfalls. Our mission is to prove that with careful planning and a dash of resourcefulness, it's entirely feasible to financially prepare for a college education.We cap off our discussion with a thorough guide on the scholarship application process, offering practical advice on where to scout for them and how to write successful essays. We underscore the importance of understanding the financial aid system's evaluation period and how to strategically manage your assets during that time. Moreover, we'll explore abundant alternatives to student loans. From scholarships, grants, part-time work, employer tuition assistance to joining the military for education benefits - the options are plentiful. So, tune in, and let's rewrite the story of your child's college journey together!Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Ever wonder what it would be like to dive headfirst into the electrifying world of cryptocurrency trading? We're thrilled to be joined by Jamar James, a seasoned trader and influencer who has not only done it, but thrived. We break down the simple and complex aspects of digital currency, from its volatile nature to its potential for wealth creation. Jamar pulls back the curtain on his journey and the benefits of living off cryptocurrency. Plus, he offers a glimpse into his DCG Trading Mastermind community that offers a platform for like-minded traders to connect and learn.We're going beyond trading cryptocurrency in this episode. How secure is your crypto? We tackle this burning question and delve into the scams lurking in the crypto space. With the rise of decentralized finance, we forecast the potential impact of digital currency on traditional financial institutions, detailing the higher returns for users and strategies to transition users into the crypto world. Jamar offers invaluable insights on the future of cryptocurrency, its security, adoption, and the shift towards decentralized finance.Transitioning from traditional currency to cryptocurrency can feel like a daunting task, but it doesn't have to be. We share tips for a smooth transition, including educating yourself about blockchain technology, starting with a small portion of your savings, and investing in a reputable hardware wallet to secure your assets. If you're a beginner, Jamar's seven-day challenge is a game-changer. It's designed to help you understand the basics of crypto, from understanding tokens and coins to trading and securing your assets. This episode is a must-listen for anyone intrigued by or interested in the world of cryptocurrency. Expect discussions on the future of crypto, government regulation, and mass adoption that will surely stimulate your crypto curiosity.Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

When it comes to divorce, most people envision a battlefield of emotions and legal terms. We dive into the complexities of this life-altering event with our guest, Seth Nelson, an experienced divorce attorney. Seth unravels the intricate financial implications of divorce, reminding us that viewing separation as a win-lose situation will only lead to losses on both sides. He offers crucial insights into local laws and equitable distribution - a concept that can dramatically shape a divorce's outcome.A divorce doesn't only affect the couple involved, but also the innocent bystanders - the children. Seth sheds light on the often overlooked financial impacts on children's futures, discussing effective strategies for planning for significant future expenses like college fees. He also broadens the conversation by touching upon same-sex couples and the financial challenges they too face during a divorce. Indeed, no one is immune to the financially turbulent waters of divorce, and Seth's expert advice provides some much-needed guidance.Finally, the episode takes an unexpected turn as we delve into Seth's personal experience with divorce. His candid recounting of negotiating with his attorney shines a light on the importance of legal counsel during this tumultuous period. Seth also emphasizes the significance of understanding alimony implications, particularly when considering remarriage, and provides tips for living within your means during the recovery process. It's not every day you get advice from an attorney who's been in the trenches, making this episode an invaluable resource for those navigating the financial labyrinth of divorce. Tune in and equip yourself with knowledge and strategies to handle divorce more effectively.Our guest Seth Nelson is the managing partner at NLG Divorce & Family Law as well as the host of the terrific How to Split a Toaster podcast.Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Ever wondered how to navigate the labyrinth of life insurance? Well, strap in as we break down the complexities of policies, premiums, and payouts and make it as simple as ABC. We're joined by the seasoned life insurance expert, John Ensley, whose wealth of knowledge will empower you to make informed decisions around your financial security. We delve into the three primary types of life insurance - term life, whole life, and universal life - giving you the tools to decide which coverage best suits your needs.Are you curious about the nitty-gritty of life insurance? Brace yourselves as John peels back the layers on insurance companies' data requests, the boons of a whole life policy, and the frequency of policy reviews. We'll also shed light on the stringent regulations insurance companies must comply with when investing premiums and the fate of a policy if you have a loan against it at the time of your demise. We guarantee you'll walk away with a deeper understanding of life insurance and the myriad of options at your disposal.Fear not, we've got your back when it comes to life insurance red flags. Together with John, we navigate the fine print of insurance policies, from contestability periods and suicide clauses to grace periods and hidden fees and costs. We'll also scrutinize the specifics of different policies and how they can be terminated or changed during their term. Plus, we'll guide you through the claims process and discuss considerations for those aged 80 and above. We wrap up with John offering a free 30-minute strategy session for listeners who want to dig deeper. Join us to gain the confidence and competence to select the right life insurance policy for you!John Ensley, ChFC®John Ensley FinancialJumpOnWithJohn.comSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Who says gourmet meals are restricted to restaurant dining only? Tune in as we unravel the secret to crafting restaurant-quality meals right in your comfort zone with the Louisiana Culinary Institute's very own, Chef Dave Tiner! Dave will introduce you to the affordable and delightful cooking classes offered by the institute, designed to suit everyone from beginners to culinary experts. Here's the cherry on top - you won't just learn to whip up delicious meals, you'll take home enough to feed a family of four!Beyond the cooking classes, we plunge deeper into the world of culinary education at the Louisiana Culinary Institute, which offers degrees and certifications in international cuisine, charcuterie, and American regional. Chef Dave, like a true culinary gem, will share his invaluable tips for enhancing your cooking skills. So, if you're itching to push your culinary prowess up a notch, this episode is your perfect recipe! Grab your apron, and let's get cooking!Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Have you ever thought about the psychological impact your relationship with money has on your life? Money, our guest Myiesha Beard, a licensed professional counselor, points out, is deeply entangled with our emotions and family dynamics - and it's high time we explore this profound connection. A fascinating journey awaits you as we discuss everything from family dynamics affecting our money habits to financial trauma and its signs.The conversation gets intriguing as we delve into the complex world of financial stress, anxiety, and how these elements influence our money management strategies. With Myiesha's expertise guiding us, we uncover the varied money personalities, the impact of fear of money, and the intricacies of compulsive spending and saving. Information-packed and eye-opening, this discussion could be your ticket to understanding and improving your relationship with money.Finally, we conclude the podcast with valuable advice on addressing financial issues promptly and understanding the importance of preventive measures. Myiesha helps us understand the psychological aspects of ignoring creditors and why it's essential to seek help before it's too late. With practical tips and valuable insights, this episode transforms the daunting world of finance into a realm of understanding and control, leaving you equipped to embrace a healthier financial future. Get ready to shatter preconceived notions and embark on a journey of financial enlightenment with Myiesha Beard.Guest:Myiesha Beard, Licensed professional counselorRestore Counseling ServicesSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Guest:Jerry LinebaughFounder, CEO, Financial Advisor and FiduciaryGame Changer WealthEver wondered how you can retain absolute control over your assets, both in life and beyond? Well, you're in the right place. We welcome back our astute guest, Jerry Linebaugh, a guru in wealth management, to unravel this mystery. Jerry expertly illuminates the often-overlooked significance of having a power of attorney to prevent costly blunders and keep your assets in the right hands. He further breaks down complex concepts related to wills and trusts, giving you a comprehensive understanding of how they shield your assets from falling into the state's hands.Isn't it disheartening to think that your hard-earned assets may end up in the wrong hands due to a mere oversight? This episode reveals a compelling narrative of a couple who encountered unintended consequences due to outdated beneficiary information. Jerry also accentuates how pivotal it is to routinely review your beneficiary designations on key documents like wills, 401ks, life insurance policies, and several others. We also take a shot at busting common estate and financial planning myths, reinforcing the importance of a well-crafted plan to evade heavy costs and complications for your loved ones.As we wrap up this enriching conversation, Jerry paves the path for you with specific pointers to kickstart your estate planning journey. He drives home the point that it's never too early to initiate this dialogue and the importance of roping in all essential family members. Understand each relative's desires and establish mutual understanding within the family about the proposed plan. This action-packed episode leaves you with the know-how to safeguard your assets effectively and guarantee your family's financial stability. Tune in and take the first step towards ensuring a secure financial future for yourself and your loved ones!Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Are you aware that teachers often spend hundreds of dollars from their own pockets to set up classrooms? We unravel the remarkable programs offered by Neighbors FCU that aim to alleviate this burden. From the unique Mascot Checking Program to Project Grants for Public Schools, Betty Mujica-Milano of Neighbors lays out how these initiatives not only help schools financially but also promote financial literacy among students.We are also joined by Jason St Pierre, the Principal of Walker High School, who shares how having a Neighbors branch on campus has helped fund innovative educational projects. Imagine, every swipe of a card contributing to the funding of exciting initiatives like a TV program, a drone program, or a robotics team! Also, Hagar Brown Anderson, the Vice President of the McKinley High School Alumni Association, gives us an insight into how Alumni Associations can significantly contribute to schools through the use of the Mascot Checking program.In the final part of our conversation, we delve into the details of securing a grant from Neighbors Federal Credit Union. Betty demystifies the application process and outlines the types of projects that the grants can fund. Jason and Hagar further enrich our discussion by sharing their firsthand experiences with the programs and how the programs have been instrumental in providing resources to students. Whether you're a teacher, parent, or an alumni wanting to support their alma mater, this episode has something for you. Tune in, and let's collectively make a difference to our schools and our future!Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Are you feeling overwhelmed by the recent developments in student loans? Well, we've got you covered. In our latest episode, we welcome Deborah Paul, Scholarship and Grant Director from the Louisiana Office of Student Financial Assistance, to break down the complexities of student loan management. What does the Supreme Court's decision to block one-time student loan debt relief mean for you? How will the resumption of payments and interest accumulation in September affect your financial planning? We've got the answers. We also delve into critical information for those new to loan repayments, explaining the purpose of exit counseling and providing tips to locate your loan servicer.We're not stopping there. We'll guide you through the Save Repayment Plan - a lifesaver for those earning less than $32,800 a year for single earners and $67,500 a year for families of four. We'll demystify the terms 'deferment' and 'forbearance' and shed light on the requirements for loan forgiveness. And if you're starting to feel the pinch of repayment, we'll share practical tips on managing it, like adjusting your payment plan to minimize monthly outgoings or recertifying your income-driven repayment plan. To ensure you're well-informed, we've curated a list of government websites, including studentaid.gov, nslds.ed.gov, and mylosfa.la.gov, which can be indispensable tools in your student loan journey. Join us in this crucial conversation. Together, let's demystify student loan debt.Guest Deborah Paul, scholarship and grant director with the Louisiana Office of Student Financial AssistancemyLOSFA.la.govSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Have you thought about how to make the most out of your Medicare benefits? We promise you that this episode of Money Matters will equip you with all the knowledge you need to make informed decisions about your Medicare plans. We have the pleasure of hosting John Stockwell and Jennifer Lindsay from Stockwell Insurance, as they simplify the often complex world of Medicare. They give us a clear understanding of the eligibility criteria, various parts of the program, as well as the deductibles and copays involved.The devil is in the details, and when it comes to Medicare enrollment, it's no different. Have you wondered about the implications of not enrolling at 65? Or, have you ever asked what the 10-year or 40-quarter requirement for eligibility means for you? There's no need to worry. We address all these topics and more, including other enrollment periods, waivers for low-income individuals, and valuable information contained within the Medicare handbook.Lastly, but definitely not least, we want to ensure that you are safeguarded against Medicare fraud. You'll find out why it's crucial to delve into your plan's network of doctors and prescriptions. We also shed light on the warning signs of fraudulent activity. Grab a notepad because we also share resources for further research and discuss the benefits of five-star rated Medicare Advantage plans. Also, discover the benefits of early enrollment and the advantages of attending a free class to better understand how your Medicare benefits work. Get ready for a deep dive into everything Medicare!Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Ever wondered about the ins and outs of notarization? Well, you're in luck! We sat down with the incredibly knowledgeable Kirsten Roberson, a seasoned Notary Public, who demystified the world of notarized documents. We examined the role of a Notary, the crucial part they play in deterring fraud, and the weight of notarized documents in court proceedings. Kirsten also brought to light the intriguing differences in the notarization process in Louisiana versus other states. If you've ever been curious about what it takes to become a Notary, Kirsten detailed the challenging process.As we navigated deeper into the conversation, we discovered the exciting era of digital notarization. We talked about the various types of notarization, the necessary documents for notarization, and the precise steps involved in notarizing a document. The advent of remote notarization, its stringent rules, and the implications of double transferred documents were also touched upon, painting a detailed picture of the evolving landscape.Lastly, we delved into the practical aspects of notarization. From discerning tips on choosing a reliable notary to the benefits of mobile notarization, Kirsten shared much-needed advice. We also talked about her enterprise, KRow on the Go Notary, providing an insight into the workings of a mobile notary business. Don't miss out on this enlightening episode that unveils the crucial role of a Notary, the importance of notarized documents, and tips to ensure your documents are correctly notarized.Kirsten RobersonMobile Notary/Loan Signing AgentKROONTHEGONOTARY.COMKRISTEN@KROONTHEGONOTARY.COM@KROONTHEGONOTARY - on facebook@KROONTHEGONOTARY - on Instagram225-406-1226Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Do you fantasize about your perfect wedding day but get instantly overwhelmed by the planning process? We've got you covered! Tune into this episode of Money Matters where we unravel the intricate business of wedding planning. Joined by our panel of experts, we delve into the highs and lows of wedding organization. From unique Louisiana traditions to the underrated justice of the peace ceremonies, you'll be spoilt for choice with our array of wedding styles.Imagine planning your own nuptials. With the advice from our experts, we uncover how to manage your time to plan a memorable wedding that doesn't result in burnout. Also, we couldn't resist discussing the unique features of Indian weddings and important considerations when snapping up a wedding photographer.Let's not forget the importance of budgeting. We understand how easily costs can skyrocket, which is why we ventured into alternative options like justice of the Peace weddings. Our experts share their wisdom on adjusting expectations and working within a budget, and how it doesn't have to compromise on your special day's charm. Finally, we touch upon the importance of negotiating with vendors and being flexible with your budget, because creating a memorable wedding shouldn't break the bank! Join us on this episode of Money Matters for an enlightening and entertaining deep dive into the world of weddings.How to contact our guests:Rachel Erin, photographer and proprietor of GEAUXWeddings.comwww.rachelerinphotography.com/  or geauxweddings.com/Christie Mayeux, Justice of the Peacewww.facebook.com/MayeuxJOP/Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Your home is probably the biggest investment you'll ever make and buying your first home can be daunting. How much can I afford? How should I or do I have to put down? How much do I have to have at closing? These are all questions that first-time homebuyers find themselves asking.Join us as Kim sits down with Bridgette and Matthew, of the Neighbors mortgage team, to talk about all aspects of being a first-time homebuyer. They discuss what to expect and what kind of products are out there to help you make your dream of homeownership a reality.Learn more:https://www.neighborsfcu.org/mortgage/Neighbors Federal Credit Union is an equal housing lender.Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Have you ever wondered how much credit card debt is too much? Or how to use your cards to improve your credit score? What is the difference between a secured and unsecured credit card? Kim visits with Lauren Simon, of GreenPath Financial, to discuss the ins and outs of credit cards. From discussing what a credit card is to how it can positively or negatively affect your credit and more.Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Are real estate agents really necessary? Can't you just sell your house on your own? How hard could it really be? Well, it turns out that it's pretty hard.  From knowing how to prep your home and price your home to getting the paperwork right, selling or buying without a real estate agent can be a challenge.Join Kim and guest Vernay Sanders, of Keller Williams, as they discuss the benefits of using a real estate agent. From what real estate agents can offer you to how to find the right agent for you, Kim and Vernay cover what you'll need to know in Real Estate Agents 101.For more information about our guest:Vernay SandersVernaySanders@KW.comKW.com225-335-8634Support the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.