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The Holy Scripture says that the "effective, fervent prayer of a righteous man accomplishes much." (James 5:16 MEV) God wants us to learn to pray effective, powerful prayers that accomplish much, not mealy-mouthed, weak prayers that accomplish nothing. This video gives keys from the Word of God that open our understanding of how to pray with power. Listen and receive! Audio Four keys to pray with power: Find another believer to agree with you in prayer. Pray in faith based on the Word of God. Be honest with God and others about your failures and weaknesses. Use the authority God has given you in prayer. Recent Videos How to Pray with Power [Audio & Video] The Power of Speaking God's Word [Audio & Video] Use the Name of Jesus [Audio & Video] 2025: A New Year, A New Beginning! [Audio & Video] BSOM263: Activating the Holy Spirit in Your Ministry [Audio] How to Receive Eternal Life [Audio & Video] Pray for the Heart of America [Audio & Video] Finding the Purpose for Your Church [Audio with Telugu Translation] Come to the Father [Audio & Video] Totally Cleansed of Sin [Audio & Video] Who Are You Following? [Audio & Video] What the Resurrection Means to You [Audio & Video] What Do You Need from the Lord? [Audio & Video] Wisdom IV: Using Wisdom in Your Speech [Audio & Video] Wisdom III: Wisdom—A Gospel Benefit [Audio & Video] Wisdom II: Prayers That God Answers [Audio & Video] Wisdom I: How God Got Me Out of Debt [Audio & Video] God ALWAYS Causes Us to Triumph in Christ [Audio & Video] Grace Helps Us to Live Right [Audio & Video] Jesus: The Christmas Gift [Audio & Video] It's Time for Change! [Audio] God is Pouring Out His Spirit [Audio & Video] Outpourings of the Holy Spirit [Audio & Video] When Heaven Comes Down [Audio & Video] How to Experience Personal Revival [Audio & Video] Don't Forget to Preach the Cross [Audio] Expect a Miracle! [Audio] Preachers Need Mercy Too [19 Minute Audio] Activating the Benefits of the Gospel [Audio & Video] Is Jesus the Only Way to God? [Audio & Video] Miracles Prove that Jesus is Alive! [Audio & Video] BSOM231: Cooperating with Your Calling [Audio & Video] BSOM232: God Has a Special Purpose for Your Life [Video & Audio] How to Find Help in Time of Need [Video & Audio] Why is the Blood of Christ Precious? [Audio & Video] No More Bitter Waters [Audio] Do You Want To Be Healed? [Audio & Video] How to Be Like Jesus [Audio & Video] You Have a Bright Future [Audio] Overcoming Condemnation [Audio & Video] BSOM304: Sharpening Yourself for Effective Ministry with Michael Lusk [Audio & Video] The Key to Every Blessing [Audio and Video] Proof of the Resurrection [Audio & Video] Jesus Died to Bring Us to God [Audio] How to Treat Jesus [Audio & Video] How to Have Peace in the End Times [Audio & Video] An Encounter with Jesus [Audio & Video] Touching Jesus [Audio &...
In this sermon, Pastor Andrew Coleman continues our 1 Peter series. In 1 Peter 2, believers are reminded that though the world may reject Christ, He is the Cornerstone—chosen and precious in God's sight. Those who belong to Him are not ordinary; rather, Christians are a chosen race, a royal priesthood, a holy nation, a people for His own possession. Peter calls believers to remember who they once were: lost in darkness, stumbling in unbelief. BUT now, through Christ, Christians are God's redeemed people, brought into His marvelous light. This identity isn't earned by works but is given by God's sovereign choice, His mercy, and the blood of Christ that purchases sinners. As living stones built on Christ the Cornerstone, Christians are called to live holy lives, proclaim His excellencies, and show the world what it means to belong to God. This truth gives believers confidence, security, and purpose, even in a world hostile to the Christian faith. ________________________________________ Links to Sermon Notes & Answers: ➤Sermon Notes (Blank): https://www.sheridanhills.org/_files/ugd/30fec2_93313fdc7c134c119d55fe3850e1d6ec.pdf ➤Sermon Notes (Answers): https://www.sheridanhills.org/_files/ugd/30fec2_3c619281182149b0a4587854e3a7e69b.pdf ________________________________________ Subscribe to this channel to catch weekly expositional sermons from the Bible. ________________________________________ Explore more sermons and information: https://www.sheridanhills.org/watch-new ________________________________________ Follow us: ➤Facebook: https://www.facebook.com/sheridanhills/ ➤Twitter: https://twitter.com/sheridanhills01 ➤Instagram: https://www.instagram.com/sheridanhills/
Val and Mike come in studio to talk about a new coffee shop in South Fargo, open and serving Thunder Coffee and delicious desserts and lunches! See omnystudio.com/listener for privacy information.
A Special Purpose Psalm 150:6
Special Purpose Acquisition Companies (SPACs) are looked at as an alternative to IPOs but there are many details associated. How does it work? Can a regular investor gain exposure to them? Do the pros outweigh the cons? In today's episode discuss all of that in more.
Lisa fills Amy in on special purpose properties.
Praising God lifts our eyes from our problems to the certainty of our heavenly Father's care.
In this episode of The Consumer Finance Podcast, Chris Willis is joined by Troutman Pepper Locke colleagues Lori Sommerfield and Lane Page to dissect two unexpected fair lending developments under the new Trump administration. First, we unpack the Consumer Financial Protection Bureau's (CFPB) surprising move to vacate its own redlining consent order with Townstone Financial, Inc. We then analyze the Federal Housing Finance Agency's (FHFA) dramatic policy shift requiring two government sponsored enterprises (GSEs, namely Fannie Mae and Freddie Mac) to terminate special purpose credit programs (SPCPs), as well as the broader implications for mortgage lenders. Join us for the twists and turns of this evolving fair lending regulatory landscape and learn what steps institutions should consider taking to mitigate risks.
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we discuss the FHFA's new stance on Special Purpose Credit Programs. Plus, Robbie sits down with Servbank's JoAnne Gonzalez to discuss howservicers invest in technology and people to drive the best outcomes and results. And we go through if declining consumer sentiment can lead to lower interest rates.Thank you to this week's podcast sponsor, ICE. The mortgage landscape has never been more competitive. Stand out in a crowded market with configurable technology, extensive data and comprehensive analytics that span the entire loan life cycle. ICE offers an interconnected digital mortgage ecosystem to help clients improve productivity, reduce costs and deliver a meaningful customer experience.
After years on the sidelines, Apple is finally making a move in the data center race, according to Loop Capital. The shift could have implications for AI spending—just as Wall Street grows skeptical—while also reshaping its partnership with OpenAI and serving as a last-ditch effort to revive Siri. Plus, CNBC's Kate Rooney reports on the rise of special purpose vehicles and private market access for smaller investors.
Jake Claver is a pioneering force in digital assets and family office innovation, serving as Managing Director of Digital Ascension Group, a multi-family office specializing in digital wealth strategies for clients. He is the co-author of "Wealth in Numbers: The Ultimate Dealmaker's Guide to SPVs, Syndication, and Private Investment" and founder of both Digital Wealth Partners and Syndicately, a Special Purpose Vehicle investment management platform. As a Qualified Family Office Professional and R3 Corda Certified Business Professional in tokenization, Jake combines traditional wealth management expertise with cutting-edge blockchain implementation. His work focuses on transforming family offices for the digital age, creating sustainable multi-generational legacies that are digitally savvy and anti-fragile. A respected thought leader, Jake has been featured in MarketWatch, Bloomberg, and Yahoo! Finance. He studied Finance at the University of North Texas and has developed world-class educational programs for family offices and digital asset professionals.
Jake Claver is a pioneering force in digital assets and family office innovation, serving as Managing Director of Digital Ascension Group, a multi-family office specializing in digital wealth strategies for clients. He is the co-author of "Wealth in Numbers: The Ultimate Dealmaker's Guide to SPVs, Syndication, and Private Investment" and founder of both Digital Wealth Partners and Syndicately, a Special Purpose Vehicle investment management platform. As a Qualified Family Office Professional and R3 Corda Certified Business Professional in tokenization, Jake combines traditional wealth management expertise with cutting-edge blockchain implementation. His work focuses on transforming family offices for the digital age, creating sustainable multi-generational legacies that are digitally savvy and anti-fragile. A respected thought leader, Jake has been featured in MarketWatch, Bloomberg, and Yahoo! Finance. He studied Finance at the University of North Texas and has developed world-class educational programs for family offices and digital asset professionals.
Original Air Date: July 21, 2021 Eckhart Tolle touches on the purpose of human existence which he sees as evolutionary, awakening, to become fully human. He then answers related questions from a live audience on a wide range of topics: How much of our lives are within our control? Can we really plan for the future? How do we deal with the pain-body and also stay conscious? Eckhart says if we align with the “is-ness” of the present moment and pay attention to our state of consciousness, the future will look after itself. It's only by embracing the here and now that we have the opportunity to lead lives with clarity and purpose. We also must learn to accept each moment as if we had chosen it. Because we did.
Today InPerspective with Dr. Harry Reeder December 9, 2024
Recorded live on wegetliftedradio 2024.11.04 where I play Mondays from 3-6a GMT. Risks were taken. Adventures were had. Some bumps, no bruises, some clues, but no answers. I hope you like it :)
Primary & Secondary ModCastThe panel discusses Special Purpose Rifles, their use, and advancements.Host: Matt LandfairPanel:Alex HartmannDuane LiptakFred LucasClay MartinEric ZurfaceEpisode sponsors:Lucky Gunner - https://www.luckygunner.com/Overwatch Precision - https://www.overwatchprecision.comPhlster - https://www.phlsterholsters.com/Primary Arms - https://www.primaryarms.com/Walther Arms - https://www.waltherarms.com/Our Patreon can be found here:https://www.patreon.com/PrimaryandSecondaryPrimary & Secondary:YouTube: https://youtube.com/c/PrimarySecondaryNetworkWebsite: https://primaryandsecondary.com/Facebook: https://facebook.com/primaryandsecondary/Forum: https://primaryandsecondary.com/forumComplete Audio Podcasts: https://spreaker.com/show/primary-secondary-podcast
In this episode I talk about how we don't have to work at a church or as a missionary to do God's work...we can do it right were we are!Trying to connect your faith to God's work?...read this book! Every Good Endeavor by Tim KellerLink to devo hereSign up for the Sunday Send and you can see all of our previous Newsletters! Click HereSubscribe to watch our Podcast on YouTube!Links to Talks with Tori!InstagramYoutubeApple PodcastsSpotifyFind us on YouTube and IG:YouTubeToriChad
If you continue on your current path where will you be in 5 years..? How about 10 years..? Is your current path going to put you where you really want to be or are you headed - the wrong way..?
WWJ auto analyst John McElroy says SPACS have been bad for the auto industry, in part because the EV market is growing slower than expected.
Special purpose entities (SPEs) are frequently employed in commercial real estate transactions to mitigate bankruptcy risks associated with borrowers or their properties. To qualify as bankruptcy remote, these entities must meet specific requirements, such as appointing "independent directors" and "springing members." With the Corporate Transparency Act (CTA) now in effect, mandating the disclosure of beneficial owners, SPEs must ensure compliance to avoid severe penalties for non-reporting or false reporting. In this episode, Cameron Weil and Dustin Lauermann join Jay Wardlaw to explore the intersection of the CTA and SPEs and discuss how those affected can ensure compliance.
Welcome to Beyond the Numbers with McKissock Appraisal, where we continue our series on "Commercial Properties." This week, we're excited to welcome back Rich Correll from Correll Commercial Real Estate Services. Together, we'll explore how commercial buildings are being utilized in today's evolving economy. From innovative uses to market trends, Rich provides expert analysis and valuable perspectives on the current state and future of commercial real estate. Don't miss this opportunity to deepen your understanding of the commercial property landscape.
This week was relatively slow in market news…..until the Trump verdict came out. Donald Trump was found guilty on all 34 counts brought against him in the hush money trial, which throws more uncertainty into upcoming election cycle. The financial world changed on Tuesday as well, as the stock settlement cycle was shortened from T+2 to T+1. We cover what all this means for you, how the markets reacted to the Trump verdict, and whether the investment vehicle Trump used to take Truth Social public is something you should consider for your portfolio. Resources: https://www.jpmorgan.com/insights/securities-services/regulatory-solutions/t-plus-1
Have you ever wondered about the special purpose districts that operate behind the scenes in South Carolina? In this episode, we sit down with C.D. Rhodes to shine a light on these little-known but vitally important entities. From fire protection to water and sewer services, special purpose districts play a crucial role in our communities - but their origins and operations remain a mystery to most. Join us as we explore the history and complex challenges facing these districts today, and discover how they shape the future of local governance in our state. Links: C. D. Rhodes Episode on Home Rule _ Produced by Podcast Studio X. Simple Civics: Greenville County is a project of Greater Good Greenville. Support Simple Civics with a tax-deductible contribution.
Psalm 103 tells us to not forget the benefits of the Lord. One of the greatest benefits of knowing Jesus is godly wisdom. When you receive Jesus, you receive wisdom. However, you must learn to draw upon that wisdom in order for it to help you. Wisdom will help you in so many areas, including your finances, your health, your family, your business or profession, and more. Enjoy this message on video or audio and be encouraged that wisdom belongs to you, in Jesus' name. Notes: WISDOM—A GOSPEL BENEFIT But because of Him you are in Christ Jesus, whom God made unto us wisdom, righteousness, sanctification, and redemption. (1Corinthians 1:30, MEV). MT: When you receive Jesus, you receive the wisdom of God, which comes by the Holy Spirit. One of the ways He redeems your life from destruction is through wisdom. Benefits of Wisdom: Avoid mistakes and their consequences, understanding of truth and how to apply it (finances, relationships, physical, mental, and emotional health), how-to anything, guidance). Paul prayed for the church to have a “spirit of wisdom and revelation in the knowledge of Him.” God gives us wisdom to apply knowlege for success in the Christian life. I. He Saves by the Foolishness of Preaching 1 Corinthians 1:18 II. Not by the Wisdom of Man 1 Corinthians 2:1-5 Truly I say to you, whoever does not receive the kingdom of God as a little child shall not enter it.” (Mark 10:15, MEV). For I am jealous over you with godly jealousy. For I have espoused you to one husband, that I may present you as a chaste virgin to Christ. But I fear that somehow, as the serpent deceived Eve through his trickery, so your minds might be led astray from the simplicity that is in Christ. (2Corinthians 11:2-3, MEV). Let no one deceive himself. If anyone among you seems to be wise in this world, let him become a fool that he may be wise. (1Corinthians 3:18, MEV). III. The Wisdom of God Comes by the Holy Spirit 1 Corinthians 2:6-16 Mystery—something hidden to the unitiated. 2 Cor. 4: If our gospel be hid … John 3:3 Except you be born again, you cannot see. The Holy Spirit is Your Teacher But you have an anointing from the Holy One, and you know all things. (1John 2:20, MEV). Conclusion: Come to Jesus and Receive Wisdom (Jn 1:12) More from the Wisdom Series Wisdom I: How God Got Me Out of Debt [Audio & Video] Wisdom II: Prayers That God Answers [Audio & Video] More Posts Wisdom III: Wisdom—A Gospel Benefit [Audio & Video] Wisdom II: Prayers That God Answers [Audio & Video] Wisdom I: How God Got Me Out of Debt [Audio & Video] God ALWAYS Causes Us to Triumph in Christ [Audio & Video] Grace Helps Us to Live Right [Audio & Video] Jesus: The Christmas Gift [Audio & Video] It's Time for Change! [Audio] God is Pouring Out His Spirit [Audio & Video] Outpourings of the Holy Spirit [Audio & Video] When Heaven Comes Down [Audio & Video] How to Experience Personal Revival [Audio & Video] Don't Forget to Preach the Cross [Audio] Expect a Miracle! [Audio] Preachers Need Mercy Too [19 Minute Audio] Activating the Benefits of the Gospel [Audio & Video] Is Jesus the Only Way to God? [Audio & Video] Miracles Prove that Jesus is Alive! [Audio & Video] BSOM231: Cooperating with Your Calling [Audio & Video] BSOM232: God Has a Special Purpose for Your Life [Video & Audio] How to Find Help in Time of Need [Video & Audio] Video: Why is the Blood of Christ Precious? [Audio & Video]
GOD Provides JESUS SavesPatreonhttps://www.patreon.com/GoodShepherdTrainingGoodShepherdTraining.comI'm Humbled by Your Support, Thanks and Have a Blessed DayServant Milito
To get the latest from Nik Talreja, you can follow him below!LinkedIn - https://www.linkedin.com/in/niktalreja/Sydecar.io - https://www.sydecar.io/ Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.com And don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood
In der Mittagsfolge sprechen wir heute mit Maximilian Zoller, Principal von HV Capital, über die Herausforderungen und Chancen der Gründung von Special Purpose Vehicles.HV Capital unterstützt Internet- und Technologieunternehmen über verschiedene Fondsgenerationen und ist einer der finanzstärksten Frühphasen- und Wachstums-Risikokapitalgeber in Europa. Die Fonds des VCs haben bereits in rund 200 Unternehmen investiert, wozu auch Zalando, Delivery Hero, FlixBus und SumUp gehören. Das Gesamtkapital der Fonds beläuft sich auf 1,7 Milliarden Euro. Der Kapitalgeber unterstützt Startups mit einem Kapital zwischen 500.000 Euro und 50 Millionen Euro. Der Fonds wurde im Jahr 2000 als Investment-Arm der Verlagsgruppe Georg von Holtzbrinck unter dem Namen HV Holtzbrinck Ventures ins Leben gerufen.Maximilian Zoller ist Principal bei HV Capital und hat bei Thermondo eine Zweckgesellschaft gegründet sowie geleitet. Außerdem hat er den Erfolg von Special Purpose Vehicles (SPVs) in Startups miterlebt und kann einen Überblick über die Herausforderungen und Chancen von SPV-Strukturen darstellen. Ein SPV ist eine Tochtergesellschaft, die dazu dienen kann, finanzielle Risiken zu isolieren, Vermögenswerte zu verbriefen und separate Finanztransaktionen durchzuführen. Die Praxis erfährt regelmäßig öffentliche Kritik, da die konsolidierungsfreie Ausgliederung von bedeutenden Vermögenswerten und Liquiditätsrisiken in Zweckgesellschaften missbräuchlich dazu genutzt werden können, um Jahresabschlüsse durch Bilanzverkürzung von Risiken zu befreien, die eine Unternehmenskrise auslösen oder verstärken würden. Chancen bestehen allerdings auch darin, beispielsweise den Klimawandel zu bekämpfen, indem durch eine SVP-Struktur erneuerbare Anlagen einfacher finanziert werden können.
Joshua 21: Scattered People, Special Purpose | Joshua 24 | Andy Morris
What up party people. If you're not living under a rock, which I assume you aren't since you're listening to this show, then you probably have already heard about Keegan Swenson's record smashing ride from Leadville last weekend. So we figured why not bring you even more gossip about the topic. We base the entire show around listener questions but per usual, there's heaps of banter mixed in. Oh and don't forget to stick around to the very end where we talk about helping Dizzle find his special purpose in the big wide world of YouTube creation. If you have any feedback or questions for the show drop us a note at bonkbrospodcast@gmail.com or hit us up on the Insta machine (@bonkbros @scottmcgilljr @dylanjawnson @adamsaban6 @tylerclouti). If you're interested in supporting the show, head over to http://patreon.com/patreon_bonkbros . And if you want a sick Bonk Bros dad hat, hit up the link in the show notes to find our basic merch store (https://my-store-e1e3c4.creator-spring.com/listing/hat-7287 | https://my-store-e1e3c4.creator-spring.com/listing/sticker-3974). Alright lets get this party started. Patreon: http://patreon.com/patreon_bonkbros For more Dylan Johnson content: https://www.youtube.com/channel/UCIf1xvRN8pzyd_VfLgj_dow Intro/ Outro music by AlexGrohl on Pixabay.com: https://pixabay.com/music/id-111445/
Host Gary J. Ross talks with Jeremy Neilson, Founder/CEO of Assure, the Fintech platform pioneer that supported Special Purpose Vehicles (SPVs) and PE/VC funds. Jeremy discusses the basics of special purpose vehicles (SPVs), such as their structure and common use cases. Jeremy & Gary also touch on the cost-saving benefits of forming master-series vehicles; fees and expenses involved in forming an SPV; the differences and similarities between SPVs and funds; and the pros & cons of SPVs. Gary concludes the podcast by asking Jeremy about the recent winding down of Assure and what Jeremy is thinking about doing next.
#Prometheum #tokenization #digitalasset Tune in to this episode of the Security Token Show where this week Kyle Sonlin and Herwig Konings talk about special purpose broker dealers! Herwig's Company of the Week: Broadridge: https://www.broadridge.com/ Kyle's Company of the Week: BlockInvest: https://blockinvest.it/ = Stay in touch via our Social Media = Kyle: https://www.linkedin.com/in/kylesonlin/ Herwig: https://www.linkedin.com/in/herwigkonings/ Opinion articles, interviews, and more: https://medium.com/security-token-group Find the video edition of this episode on our Youtube Channel: https://www.youtube.com/channel/UCTKdeN3ElyPeqtROWUp0CmQ All articles that were discussed were sourced from https://STOmarket.com/news Check out our medium blog for more news! #STSTOP5 Articles of the Week Marubeni RE STO's with MUFG Progmat: https://www.ledgerinsights.com/marubeni-security-token-real-estate-mufg-progmat/ Prometheum Approved as Special Purpose Broker: https://www.crowdfundinsider.com/2023/05/207554-prometheum-approved-as-special-purpose-broker-for-digital-asset-securities-following-ats-approval/ OCBC Bank Tokenized Structured Note for US BigTech with ADDX: https://www.ledgerinsights.com/ocbc-bank-tokenized-structured-equity-note-addx/ BlockInvest Selected by Bank of Italy to Create Tokenized Debt Instruments Platform: https://thetokenizer.io/2023/05/19/blockinvest-selected-by-bank-of-italy-among-milan-hub-projects-to-create-a-platform-for-issuing-tokenized-debt-instruments/ Broadridge New Trades on Intraday Repo Platform: https://www.securitiesfinancetimes.com/securitieslendingnews/repoarticle.php?article_id=226288&navigationaction=home&page=1&newssection=Repo Institutional Update: BlockInvest: https://thetokenizer.io/2023/05/19/blockinvest-selected-by-bank-of-italy-among-milan-hub-projects-to-create-a-platform-for-issuing-tokenized-debt-instruments/ KB Securities: https://pulsenews.co.kr/view.php?sc=30800020&year=2023&no=396602 Bank of India: https://www.forbes.com/sites/patrickmoorhead/2023/05/22/small-industries-development-bank-of-india-pilots-tokenized-collateral-network-on-blockchain/?sh=518f70b4499b Broadridge: https://www.securitiesfinancetimes.com/securitieslendingnews/repoarticle.php?article_id=226288&navigationaction=home&page=1&newssection=Repo Market Update: MUFG Progmat: https://www.ledgerinsights.com/mufg-progmat-security-token-digital-asset-joint-venture/ GlobiancePay STO: https://globiancepay.com/ = Check out our Companies = Security Token Group: http://securitytokengroup.com/ Security Token Advisors: http://www.securitytokenadvisors.com/ Security Token Market: https://stm.co InvestReady: https://www.investready.com ⏰ TABLE OF CONTENTS ⏰ 0:49 Introduction: Special Purpose Broker Dealers Explained 2:10 Marubeni & MUFG, Prometheum, OCBC Bank & ADDX, BlockInvest, Broadridge | STSTOP5 5:55 BlockInvest, KB Securities, Bank of India, Broadridge | Institutional Updates 8:13 INX Financials | Market Updates 10:36 Main Topic: Special Purpose Broker Dealers Explained 18:46 Companies of The Week: BlockInvest, BroadRidge
3 Minutes Audio Devotional: Wrapped Up in God's Word is All You Need for Your Change to Come
To serve God according to His pattern, we need to be filled with the Holy Spirit.
Offering praise to God for who He is and all He's done leads us to peace and joy.
Remote Work Another sign that workers will be coming back to the office was a report that showed tech companies over-hired and that working from home did not prove to be that effective. Year to date, tech companies have laid off approximately 168,000 people and the layoffs are occurring for a couple reasons. First, they discovered that people were working only 4 to 5 hours a day logging in at 11 o'clock in the morning and wrapping up and logging off by 4:30 that same day. It was also discovered that some tech companies did become overzealous and looked at hiring more people as an ego boost and an indication that they felt business was going to grow rapidly in the future and they would need a lot of employees. Part of the hiring was done to keep talented employees from going to the competition, a hoarding of employee talent so to speak. No matter how you slice it, this is not a problem with the economy, but more with tech companies and people working from home. Special Purpose Acquisition Companies Another year has passed, and more data is in on what a bad investment Special Purpose Acquisition Companies, also known as SPACs, were. I hate to tell people I told you so but back when these blind investment pools were hot, we warned people. In 2022 the total write downs amounted to $11.6 billion a huge increase from $2.7 billion in 2021. The reason for the write downs is based on what is known as goodwill. This comes about when a business is acquired for more than the value of its assets. Accounting rules require the measurement of fair value to the assets annually. If that figure is less than the amount recorded in the books, the value of goodwill must be reduced. I have been in the investment world for 40 years, and I continue to see these hype investments that make Wall Street a lot of money. Unfortunately, in many cases the average investor loses money. This is why I continue to be a value investor and invest in a company when it's on sale and sell it when it's overpriced. Value Stocks I know people are fearful about investing now and when I tell them I expect to have a very good year come December 31st, I think they question my thoughts. Currently value stocks are very inexpensive compared to growth stocks. They are discounted more than they have been for four-fifths of the time in the history of the stock market. Another study also showed when inflation runs between 4% and 8% per year value stocks outperform growth stocks by 6 to 8%. People may be afraid of inflation, but it actually is a benefit to value stocks. I will keep investing!
For many small business owners, the first step on the credit ladder is the hardest, and they may miss opportunities to build business credit and grow their business while relying on personal credit instead. On the latest episode of the ABA Banking Journal Podcast — sponsored by R&T Deposit Solutions — Amegy Bank EVP Jevaughn Sterling talks about Zions Bancorporation's Small Business Diversity Banking Program, organized as an “special-purpose credit program” under Equal Credit Opportunity Act. Sterling discusses: What defines an SPCP and how it is designed to improve access to capital by helping small business owners build business credit instead of relying on personal credit. How Zions designed the Diversity Banking Program to be tailored to the needs of disadvantaged small business borrowers. How loan terms may look similar and different for Diversity Banking Program participants. The nuts and bolts of designing, getting regulatory approval for, launching and marketing the Diversity Banking Program. Results seen, lessons learned and tips for other banks considering a special-purpose credit program. His own career journey as a commercial lender. View ABA resources on special purpose credit programs.
Life insurance is most important to have for middle aged adults, but there are specialized types of life insurance that are designed for people both young and old that can make a meaningful impact during challenging times. Donna explains how life insurance for children and for long term care have grown in popularity, and discusses the universal importance of social security to public welfare.Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 4/3/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.
The MK12 / Special Purpose Rifle was instrumental to the development of most modern accurized AR pattern rifles. What many now call the "SPR" or "RECCE Rifle" comes from a long lineage of research and development within the US Special Operations community. The MK12 has a rich history and helped to progress the AR15 into what is it today. In this episode we are joined by "Brown Rocket Actual" to discuss the history and concepts behind the MK12 SPR, and how it is still a viable platform today. The MK12 concept is also very cohesive with the "modern minuteman" mission and mentality. Additional Information: MK12 SPR History & Information Recommended MK12 Manufacturers: Centurion Arms Precision Reflex Inc Thoroughbred Armament Bravo Company
Brad Hibbard Program Manager for America's VetDogs presents and interesting story of not only assisting Veterans with Service Dogs but also providing Combat Stress Control Dogs to active duty units, many of whom have been raised by prison inmates, who have benefited from the puppy-raising process. Listen in to hear about the variety of Service Dogs and how the dog and the vet are paired up. If you think you need a dog, he explains the process and what happens once you are accepted into the program. Veterans are not charged for the services they provide and the organization is a 501 c3 not-for-profit and is supported by donors who care about veterans. Tune in to hear about the 5 different categories of dogs they raise and what they are trained to do. You will be amazed. Our library of shows can be found at www.veteranscornerradio.comJoin us on Facebook at the page Veterans Corner RadioYou can contact our host William (Bill) Hodges at bill@billhodges.com
You may have noticed that most weeks in our ‘rapid fire' questions to featured authors, we ask if they have a favorite author. Little secret: Sometimes we are looking for ideas. A few weeks ago, John Irving told us he would read anything John Boyne has written just because Boyne wrote it. So we got busy reading John Boyne. It turns out he has a new book released just this past November, All the Broken Places, that is a continuation of sorts of a book released many years ago that was made into a terrific movie, The Boy in the Striped Pajamas, that we both saw and admired. All the Broken Places centers around a now 91 year old woman who deals with the shame she feels knowing her father was commandant of Auschwitz, having tried to hide her past for decades. How that haunts her makes for an engrossing read. Thank you to John! Our book store this week is Joseph-Beth Booksellers in Lexington, Kentucky and Cincinnati, Ohio. Books Mentioned in the Podcast: The Boy in the Striped Pajamas by John Boyne All the Broken Places by John Boyne The Heart's Invisible Furies by John Boyne The Absolutist by John Boyne My Brother's Name is Jessica by John Boyne A History of Loneliness by John Boyne Stay Where You Are and Then Leave by John Boyne The Boy At The Top Of The Mountain by John Boyne A Ladder to the Sky by John Boyne The House of Special Purpose by John Boyne The Echo Chamber by John Boyne The Book Thief by Markus Zusak The Cider House Rules by John Irving The Silver Sword by Ian Serraillier Snow by John Banville The Singularities by John Banville The Sea by John Banville Horse by Geraldine Brooks Clay's Quilt by Silas House Southernmost by Silas House Lark Ascending by Silas House Not Your Average Hot Guy by Gwenda Bond The Date from Hell by Gwenda Bond Dhalgren by Samuel R. Delany
Special guest Adam Maxwell recently took a Special Purpose Rifle class at the 2022 Shooter's Symposium. Find out what his biggest takeaway was and a… The post 365: Biggest Lesson from Special Purpose Rifle Class with Adam Maxwell first appeared on The 3-Gun Show.
Special guest Adam Maxwell recently took a Special Purpose Rifle class at the 2022 Shooter's Symposium. Find out what his biggest takeaway was and a little history on the AMU's contribution in the development of the SPR.
Katie Neilson is the co-founder and president of Assure, the leading provider of Special Purpose Vehicles (SPVs), which are transforming how venture capital investment is structured and administered. As lifelong entrepreneurs, Katie and her co-founder and husband, Jeremy Neilson, quickly realized that the venture capital industry was slow to adopt technological developments despite being focused on funding the most forward-thinking innovations. The irony was not lost on Katie and Jeremy, and they knew by experience that if a business didn't find a way to adapt to market conditions, it would quickly be left behind. One of Katie's missions is the unlocking of funding for underrepresented founders, including women, people of color, veterans, and those in the LGBTQ+ community. They are seeing barriers crumble through innovation and technology spark growth in these areas for two reasons. First, it has become easier for founders to access investors through virtual events and meeting platforms such as Zoom. The pandemic lockdowns have eliminated the requirement to be physically based in traditional VC hubs, like Silicon Valley. Second, Assure's SPV product has made it possible for a broader range of investors to now participate in supporting these businesses. Today, founders can affordably find investors that have similar passions to their own and nothing is standing in the way of turning those passions into investment capital. assure.co https://structured.assure.co/the-assure-podcast https://www.linkedin.com/company/assureco/ https://www.linkedin.com/in/katieneilson/ https://twitter.com/assureco --- Support this podcast: https://anchor.fm/jay-feldman5/support
How a SPAC operates
We kicked off this episode with book picks. Eric is fascinated by the incredible Dolly Parton and her best-selling book with James Patterson, Run Rose Run. Nayla is loving The House of Special Purpose by John Boyne which is about the Romanov family (no, not Natasha's origin story)- highly recommended Getting into today's topic, we discuss a listener/client question about “HOW to prioritize?” and the mini-epidemic we've noticed around our worries about not being able to manage our responsibilities and being too busy. The goal of prioritizing isn't to create a better list. We question the assumptions and biases that lead us to overcommit, how the “post-it-note” method/massive to-do list might be a casual disregard of our time, and the critical questions to ask yourself to add more awareness of what is and what should be on the “list”. To learn more about the ideas and resources discussed in this episode, us and our work, and to join our mailing list, visit the show notes. You can continue the conversation with us through our new, free, online Inside Job Podcast Community, which you can find here: https://insidejobthecommunity.mn.co/feed Inside Job is brought to you by Nayla Bahri and Eric Johnson. Let's connect! Community Instagram Facebook Email We'd love to hear from you.