Podcasts about Redlining

At the Texas Tribune Festival, Maryland Governor Wes Moore joins Chuck Todd for a wide-ranging conversation about leadership in the Trump era, the future of Democratic politics, and the policy challenges shaping the next decade. Moore reflects on governing a state uniquely positioned at the crossroads of America’s north and south — and uniquely impacted by Donald Trump’s presidency. He and Chuck dig into the shutdown’s political fallout, why the legal theory behind shutdowns has always been flimsy, and how Maryland worked to blunt its effects. Moore also lays out why kicking people off healthcare is an indefensible shutdown tactic, what Democrats got right and wrong in their approach, and how states can tackle crime without relying on the myths surrounding the National Guard. The conversation turns toward the issues that will define 2026 and beyond, including skyrocketing electric bills, the urgent need to rapidly diversify energy production, and the responsibility tech companies bear as AI and data centers reshape local communities. Moore challenges Democrats to rethink their discomfort with Wall Street, argues that poverty is the result of deliberate policy design, and explains how racial wealth theft — from redlining to inequitable lending — continues to hold the economy back. Chuck also presses him on 2028 rumors, his vision for restoring bipartisanship in a polarized country, and why national service might help rebuild trust in American institutions. Packed with policy, perspective, and political strategy, it’s a candid look at how one of the party’s rising stars sees the road ahead. Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Timeline: (Timestamps may vary based on advertisements) 02:00 Introduction 02:45 Chuck Todd is joined by Maryland Governor Wes Moore 05:00 Balancing optimism in pessimism in the current political climate 06:30 No state has felt the impact of Trump more than Maryland 08:30 Maryland is where America’s north and south blend & clash 09:15 Confronting Trump vs. preparing for a post-Trump world 13:00 Did the Democrats take the right approach to the shutdown? 13:45 Shutdowns are predicated on a legal theory, not the constitution 15:30 Maryland took steps to mitigate damage from the shutdown 16:45 Kicking people off healthcare is an indefensible position for shutdown 18:00 Does Donald Trump have a point about crime in major cities? 19:30 How Maryland was able to significantly lower crime rate 21:15 Trump uses the military like they’re childish toy soldiers 22:15 There’s no data to support claim that national guard lowers crime 25:15 Advice Wes Moore gave to Zohran Mamdani for dealing with Trump 27:45 What does Trump do well that got him elected twice? 29:00 Donald Trump doesn’t wait to act 30:45 The electric bill will be the “price of eggs” issue in 2026 32:00 What can government do to alleviate high electricity prices? 34:15 We need to diversify energy projects and bring online faster 36:15 What is the responsibility of tech companies building data centers 37:45 AI & tech advancement must be done in partnership with communities 38:30 Why should Democrats not be overly skeptical of Wall Street? 39:30 Poverty exists due to deliberate policy choices 44:15 Why do Democrats have a net negative view of capitalism? 47:15 Does the socialist label create a branding problem? 48:15 The racial wealth gap has cost the economy $16T over two decades 48:45 Why haven’t reparations happened? 50:15 Redlining was one of the greatest wealth thefts in American history 53:00 Why should we believe Wes isn’t running in 2028? 55:45 What is one policy he supports that the Democratic party avoids? 59:00 How do we bring back bipartisanship when the middle doesn’t exist? 1:02:15 Message to people in their 20’s watching the upheaval in institutions? 1:06:15 Support for mandatory national service? 1:07:45 Best route for Maryland to overcome redistricting roadblocks? 1:11:15 Pitch to convince people to move from Texas to Maryland?See omnystudio.com/listener for privacy information.

On this episode of The Chuck ToddCast, Chuck previews the Democratic prospects for the 2028 presidential election, highlighting why Gavin Newsom has shot to the top of the field and debates which candidate is most likely to win the “centrist” lane. Then, at the Texas Tribune Festival, Maryland Governor Wes Moore joins Chuck Todd for a wide-ranging conversation about leadership in the Trump era, the future of Democratic politics, and the policy challenges shaping the next decade. Moore reflects on governing a state uniquely positioned at the crossroads of America’s north and south — and uniquely impacted by Donald Trump’s presidency. He and Chuck dig into the shutdown’s political fallout, why the legal theory behind shutdowns has always been flimsy, and how Maryland worked to blunt its effects. Moore also lays out why kicking people off healthcare is an indefensible shutdown tactic, what Democrats got right and wrong in their approach, and how states can tackle crime without relying on the myths surrounding the National Guard. The conversation turns toward the issues that will define 2026 and beyond, including skyrocketing electric bills, the urgent need to rapidly diversify energy production, and the responsibility tech companies bear as AI and data centers reshape local communities. Moore challenges Democrats to rethink their discomfort with Wall Street, argues that poverty is the result of deliberate policy design, and explains how racial wealth theft — from redlining to inequitable lending — continues to hold the economy back. Chuck also presses him on 2028 rumors, his vision for restoring bipartisanship in a polarized country, and why national service might help rebuild trust in American institutions. Packed with policy, perspective, and political strategy, it’s a candid look at how one of the party’s rising stars sees the road ahead. Finally, he answers listeners’ questions in the “Ask Chuck” segment. Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s Introduction 01:00 Big takeaways from interview with Wes Moore 03:15 Gavin Newsom has shot to the top of Dem presidential candidates 04:15 Gavin Newsom won 2025 on Dem side, Vance on GOP side 06:00 Dems need to win governor races in red states to have good midterm 07:15 Will Shapiro, Moore or Beshear win the centrist lane? 10:30 If Dems are successful in ‘26 they may not want a partisan warrior 14:45 Texas Tribune introduction 15:30 Chuck Todd is joined by Maryland Governor Wes Moore 17:45 Balancing optimism in pessimism in the current political climate 19:15 No state has felt the impact of Trump more than Maryland 21:15 Maryland is where America’s north and south blend & clash 22:00 Confronting Trump vs. preparing for a post-Trump world 25:45 Did the Democrats take the right approach to the shutdown? 26:30 Shutdowns are predicated on a legal theory, not the constitution 28:15 Maryland took steps to mitigate damage from the shutdown 29:30 Kicking people off healthcare is an indefensible position for shutdown 31:15 Does Donald Trump have a point about crime in major cities? 32:45 How Maryland was able to significantly lower crime rate 34:00 Trump uses the military like they’re childish toy soldiers 35:00 There’s no data to support claim that national guard lowers crime 38:00 Advice Wes Moore gave to Zohran Mamdani for dealing with Trump 40:30 What does Trump do well that got him elected twice? 41:45 Donald Trump doesn’t wait to act 43:30 The electric bill will be the “price of eggs” issue in 2026 44:45 What can government do to alleviate high electricity prices? 47:00 We need to diversify energy projects and bring online faster 49:00 What is the responsibility of tech companies building data centers 50:30 AI & tech advancement must be done in partnership with communities 51:15 Why should Democrats not be overly skeptical of Wall Street? 52:15 Poverty exists due to deliberate policy choices 57:00 Why do Democrats have a net negative view of capitalism? 1:00:00 Does the socialist label create a branding problem? 1:01:00 The racial wealth gap has cost the economy $16T over two decades 1:01:30 Why haven’t reparations happened? 1:03:00 Redlining was one of the greatest wealth thefts in American history 1:05:45 Why should we believe Wes isn’t running in 2028? 1:08:30 What is one policy he supports that the Democratic party avoids? 1:11:45 How do we bring back bipartisanship when the middle doesn’t exist? 1:15:00 Message to people in their 20’s watching the upheaval in institutions? 1:19:00 Support for mandatory national service? 1:20:30 Best route for Maryland to overcome redistricting roadblocks? 1:24:00 Pitch to convince people to move from Texas to Maryland? 1:24:45 Chuck’s thoughts on interview with Wes Moore 1:27:00 Ask Chuck 1:27:15 Is there hope for both sides setting aside the culture war? 1:32:30 Which 5 members of congress are most likely to retire? 1:37:45 Thoughts on Dems losing the midwest post-Obama? 1:40:45 Why do voters keep signaling they want change but elect boomers? 1:47:00 DINO and RINO candidates keep winning, is this a good strategy?See omnystudio.com/listener for privacy information.

It's difficult for many people to buy a home in Milwaukee, even if they have a stable job. WUWM is examining the systemic problems that contribute to this challenge – and some potential solutions – in our series called “Seeking Solutions: Keys to Homeownership.” Today, we look at how redlining has created barriers to homeownership for people of color. Redlining was a discriminatory practice that labeled homes in Black and brown communities as too risky for loans. WUWM's Eddie Morales spoke with Dr. Kirk Harris. Harris is a UW-Milwaukee professor and director of the Center for Equity Practice and Planning Justice.

Milwaukee County Judge Hannah Dugan's legal team considers whether to go to trial or take a plea deal. How redlining affects access to homeownership today. The changing market of Christmas trees, and how sellers are adapting.

Learn about the history and impact of redlining on homeownership as part of WUWM's series, "Seeking Solutions: Keys to Homeownership."

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Schenta D. Randolph.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Schenta D. Randolph.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Schenta D. Randolph.

Affirmative action and DEI have become lightning rods in today's culture wars, but how much do we really know about where they came from and why they exist? In this episode, Sergio breaks down the long history of systemic racism in America, from slavery and Jim Crow to redlining and modern hiring bias. You'll learn what affirmative action actually is, what DEI really means, and how both have shaped access, opportunity, and fairness for everyone not just a few. This isn't about guilt. It's about awareness. Because when you understand the history, you start to see the patterns. And once you see them, you can't unsee them.1.Intro2. America's Original Construction Project3. The Evolution of Inequality4. Who's Really Getting the Handout?5. Before Affirmative Action, There Was Just...Discrimination6. DEI for Dummies: The Part They Never Told YouSources & References:• Bertrand, M., & Mullainathan, S. (2004). Are Emily and Greg more employable than Lakisha and Jamal? A field experiment on labor market discrimination. National Bureau of Economic Research. https://doi.org/10.3386/w9873• Equal Employment Opportunity Commission. (n.d.). EEOC history: 1964–1969. U.S. Equal Employment Opportunity Commission. https://www.eeoc.gov/history/eeoc-history-1964-1969• National Park Service. (n.d.). Equal Pay Act of 1963. U.S. Department of the Interior. https://www.nps.gov/articles/equal-pay-act.htm• Pittsburgh Press Co. v. Pittsburgh Commission on Human Relations, 413 U.S. 376 (1973). https://en.wikipedia.org/wiki/Pittsburgh_Press_Co._v._Pittsburgh_Commission_on_Human_Relations• University of Washington. (n.d.). Racial restrictive covenants: Enforcing neighborhood segregation in Seattle. Civil Rights & Labor History Consortium. https://depts.washington.edu/civilr/covenants_report.htm• Jones-Correa, M. (2000). Origins and diffusion of racial restrictive covenants. Political Science Quarterly, 115(4), 541–568. https://www.jstor.org/stable/2657609• Urban Institute. (2023). Addressing the legacies of historical redlining. https://www.urban.org/sites/default/files/2023-01/Addressing%20the%20Legacies%20of%20Historical%20Redlining.pdf• Nardone, A., Casey, J. A., Morello-Frosch, R., Mujahid, M., Balmes, J., & Thakur, N. (2020). Associations between historical residential redlining and current age-adjusted rates of emergency department visits due to asthma across eight cities in California. The Lancet Planetary Health, 4(1), e24–e31. https://pmc.ncbi.nlm.nih.gov/articles/PMC9901820/• Pager, D., Western, B., & Bonikowski, B. (2009). Discrimination in a low-wage labor market: A field experiment. American Sociological Review, 74(5), 777–799. https://pmc.ncbi.nlm.nih.gov/articles/PMC2915472/• Corrigan v. Buckley, 271 U.S. 323 (1926). https://en.wikipedia.org/wiki/Corrigan_v._Buckley• ADA National Network. “Timeline of the Americans with Disabilities Act.” adata.org. Accessed October 2, 2025. https://adata.org/ada-timeline• Administration for Community Living. “Origins of the ADA.” acl.gov. Accessed October 2, 2025. https://acl.gov/ada/origins-of-the-ada• U.S. Department of Justice. “Introduction to the Americans with Disabilities Act.” ada.gov. Accessed October 2, 2025. https://www.ada.gov/topics/intro-to-ada/• Section508.gov. “IT Accessibility Laws and Policies.” section508.gov. Accessed October 2, 2025. https://www.section508.gov/manage/laws-and-policies/• BrownGold. “DEI & A: The Effect of Donald Trump's DEI Executive Order on Accessibility.” browngold.com. Accessed October 2, 2025. https://browngold.com/blog/dei-a-the-effect-of-donald-trumps-dei-executive-order-on-accessibility/• Wikipedia. “Architectural Barriers Act of 1968.” Wikipedia.org. Accessed October 2, 2025. https://en.wikipedia.org/wiki/Architectural_Barriers_Act_of_1968• Michigan State University Libraries. “Advancing Accessibility: A Timeline.” lib.msu.edu. Accessed October 2, 2025. https://lib.msu.edu/exhibits/advancing-accessibility/timeline• Duane Morris LLP. “ADA Considerations for Neurodiversity Hiring Programs.” duanemorris.com. August 3, 2023. https://www.duanemorris.com/articles/ada_considerations_for_neurodiversity_hiring_programs_0803.html• Autism Spectrum News. “Neurodiversity Hiring Programs: A Path to Employment.” autismspectrumnews.org. Accessed October 2, 2025. https://autismspectrumnews.org/neurodiversity-hiring-programs-a-path-to-employment/Institute for Diversity Certification. “What Does It Mean to Provide Reasonable Workplace Accommodations for Your Neurodiverse Employees?” diversitycertification.org. Accessed October 2, 2025. https://www.diversitycertification.org/deia-matters-blog/what-does-it-mean-to-provide-reasonable-workplace-accommodations-for-your-neurodiverse-employeesKatznelson, I. (2005). When affirmative action was white: An untold history of racial inequality in twentieth-century America. W. W. Norton & Company. (See summary: History & Policy).• Onkst, D. H. (1998). “'First a negro… incidentally a veteran': Black World War II veterans and the G.I. Bill of Rights in the Deep South, 1944–1948.” Journal of Social History, 32(3), 517–543.• Blakemore, E. (2019; updated 2025). “How the GI Bill's promise was denied to a million Black WWII veterans.” History.com. https://www.history.com/articles/gi-bill-black-wwii-veterans-benefits.• Heller School, Brandeis University. (2023). “Not all WWII veterans benefited equally from the GI Bill” (impact report). https://heller.brandeis.edu/news/items/releases/2023/impact-report-gi-bill.html.• Perea, J. F. (2014). [Law review article on GI Bill and race]. University of Pittsburgh Law Review (available as PDF).• NBER working paper(s). (2024–2025). “Quantifying Racial Discrimination in the 1944 GI Bill” (authors and links in NBER repository). 

In episode 581 of Lawyerist Podcast, Zack Glaser talks with Drew Bloom of Affinity Consulting Group about how artificial intelligence is evolving from assistants into agents that can act on a lawyer's behalf. Instead of just suggesting edits or answers, agentic AI can redline contracts, search multiple documents, and connect across platforms to finish tasks before asking for approval.   Drew explains what this shift means for law firms, what tools are likely to appear in the next 12–24 months, and why preparing your data—through structure, metadata, and integrations—matters more than ever. He also shares practical ways to start experimenting with AI connectors in tools you already use, so you're ready when agentic features become standard in everyday legal work.    Listen to our other episodes on AI in Law:  #577: Rethinking Law Firm Growth in the Age of AI, with Sam Harden Apple | Spotify | LTN  #565: Becoming the AI Driven Leader, with Geoff Woods Apple | Spotify | LTN  #562: Beyond ChatGPT: The AI Revolution Happening Inside Your Firm, with Charreau Bell Apple | Spotify | LTN  #553: AI Tools and Processes Every Lawyer Should Use, with Catherine Sanders Reach Apple | Spotify | LTN  #543: What Lawyers Need to Know About the Ethics of Using AI, with Hilary Gerzhoy Apple | Spotify | LTN  #538: AI Is Making Law Firms Obsolete, with Alistair Vigier Apple | Spotify | LTN    If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.    Access more resources from Lawyerist at lawyerist.com.    Chapters/Timestamps:  0:00 – Introduction & Conferences Recap  2:48 – From SEO to AEO: The New Search Frontier  6:34 – Meet Drew Bloom: AI for Law Firms  8:48 – What Makes AI “Agentic”?  13:47 – Assistants vs. Agents: How They Differ  16:00 – Redlining & Real-World Use Cases  20:41 – MCPs and Custom AI Connections  27:30 – The Future: Multi-Tool AI & Mobility  29:48 – Preparing Your Firm: Data & Metadata  34:38 – Where Lawyers Can Experiment Safely   

In episode 581 of Lawyerist Podcast, Zack Glaser talks with Drew Bloom of Affinity Consulting Group about how artificial intelligence is evolving from assistants into agents that can act on a lawyer's behalf. Instead of just suggesting edits or answers, agentic AI can redline contracts, search multiple documents, and connect across platforms to finish tasks before asking for approval.   Drew explains what this shift means for law firms, what tools are likely to appear in the next 12–24 months, and why preparing your data—through structure, metadata, and integrations—matters more than ever. He also shares practical ways to start experimenting with AI connectors in tools you already use, so you're ready when agentic features become standard in everyday legal work.    Listen to our other episodes on AI in Law:  #577: Rethinking Law Firm Growth in the Age of AI, with Sam Harden Apple | Spotify | LTN  #565: Becoming the AI Driven Leader, with Geoff Woods Apple | Spotify | LTN  #562: Beyond ChatGPT: The AI Revolution Happening Inside Your Firm, with Charreau Bell Apple | Spotify | LTN  #553: AI Tools and Processes Every Lawyer Should Use, with Catherine Sanders Reach Apple | Spotify | LTN  #543: What Lawyers Need to Know About the Ethics of Using AI, with Hilary Gerzhoy Apple | Spotify | LTN  #538: AI Is Making Law Firms Obsolete, with Alistair Vigier Apple | Spotify | LTN    If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.    Access more resources from Lawyerist at lawyerist.com.    Chapters/Timestamps:  0:00 – Introduction & Conferences Recap  2:48 – From SEO to AEO: The New Search Frontier  6:34 – Meet Drew Bloom: AI for Law Firms  8:48 – What Makes AI “Agentic”?  13:47 – Assistants vs. Agents: How They Differ  16:00 – Redlining & Real-World Use Cases  20:41 – MCPs and Custom AI Connections  27:30 – The Future: Multi-Tool AI & Mobility  29:48 – Preparing Your Firm: Data & Metadata  34:38 – Where Lawyers Can Experiment Safely    Learn more about your ad choices. Visit megaphone.fm/adchoices

Redlining was the government sanctioned practice of segregating and devaluing property in Black neighborhoods, often to the benefit of white neighborhoods. Outlawed in the 60's, a new study finds more fallout from redlining continues to impact historically Black communities to this day.   Brad Kutner has more.

On this episode of Big Blend Radio, longtime fair lending and CRA expert Josh Silver discusses his new book, Ending Redlining: Through a Community-Centered Reform of the Community Reinvestment Act (Armin Lear Press, March 25, 2025). With the first major overhaul of CRA rules in nearly three decades set to take effect in January 2026, Silver explains what these changes mean for banks, communities, and the future of economic justice. From the rise of online banking and cryptocurrency to the challenges of gentrification and housing affordability, Silver shares why a community-centered approach to banking reform is essential to ensuring fair lending and reinvestment in historically underserved neighborhoods. He also highlights the role of community banks, the power of documenting success stories, and how everyday citizens can take action to foster lasting change. Learn more about Josh Silver and his work: Website: https://www.endredline.com/  Substack: https://joshsilver.substack.com/ 

Send us a textGOOD LUCK AMERICANS. REDLINING! Stealing Wealth. Lawsuit - Part 2Wells Fargo Discimination Lawsuit. Redlining: https://finance.yahoo.com/news/wells-fargo-wont-face-mortgage-155632148.html

Chuck Todd begins with a scathing assessment of RFK Jr.'s dangerous tenure as health secretary, detailing how Kennedy has systematically dismantled America's public health infrastructure through lies, conspiracy theories, and decisions that will harm low-income children for decades to come. Todd chronicles Kennedy's destructive timeline from canceling $500 million in mRNA vaccine contracts to funding the largest anti-vaccination organization while lying during his Senate confirmation hearings, culminating in his role in triggering a massive measles outbreak that disproportionately affects vulnerable communities. The episode also covers Seattle's recent elections and Derek Dooley's Senate candidacy announcement in Georgia, while Todd warns that being an incumbent anywhere will be politically treacherous in the current climate. Throughout the discussion, Todd expresses frustration with Congress's silence on Kennedy's actions and the White House's nervousness about confronting what he calls "the least qualified person to lead public health," arguing that there needs to be far more public outrage over Kennedy's "menace" to American public health and the generational consequences of his anti-science agenda.Then, Dr. Terence Lester, an Atlanta-based community activist and educator, joins Chuck Todd to explore how America's growing inequality and resegregation are creating cycles of poverty that trap entire communities despite urban economic booms. Lester explains how Atlanta's prosperity has left many neighborhoods behind, with interstate highways deliberately used to segregate cities and redlining policies affecting not just housing but educational opportunities for generations. He argues that the resegregation of schools and society has contributed to America's current polarization, as many people never truly experienced integration and lack the diverse experiences necessary to build empathy across racial and economic lines. The conversation examines whether property taxes remain a viable method for funding schools, the critical role of impactful teachers in breaking cycles of poverty, and how top-down approaches often fail where community-stakeholder partnerships succeed.The discussion takes on urgent contemporary relevance as Lester warns that current affordability crises will create a "third era of mass homelessness" while communities increasingly criminalize rather than address the root causes of housing insecurity, which he argues violates the Eighth Amendment's prohibition on cruel and unusual punishment. He emphasizes education as the pathway to empathy and highlights the crucial role faith communities can play in restoring local connections, while addressing how the dismantling of the Department of Education has strained public school systems that could serve as 24-hour community resource centers. Throughout the conversation, Lester advocates for grassroots solutions that combine public policy with community engagement, arguing that sustainable change requires both faith in humanity and practical action to ensure schools and nonprofits can provide the wraparound services that struggling families need to break generational cycles of poverty and homelessness.Finally, he answers listeners' questions in the “Ask Chuck” segment!Timeline:(Timestamps may vary based on advertisements)00:00 Introduction04:30 Elections held in Seattle06:30 Being an incumbent anywhere will be tough07:45 Derek Dooley announces senate candidacy in Georgia09:00 RFK Jr. is a menace to American public health10:00 Timeline of Kennedy dismantling American public health system12:30 RFK canceled $500 million in MRNA vaccine contracts13:45 RFK lied during senate confirmation hearings14:45 Kennedy funded largest anti-vax organization16:30 Kennedy is responsible for massive measles outbreak17:45 Low income children will pay the price for Kennedy's decisions18:45 The consequences will last for decades19:30 Congress has been silent on Kennedy, WH is nervous22:15 There needs to be more public outrage over Kennedy25:30 Kennedy is the least qualified person to lead public health27:00 Dr. Terence Lester joins the Chuck ToddCast! 29:00 Dr. Lester's origin story 32:00 How did so many areas of Atlanta fall behind as the city boomed? 34:00 Poverty was hard to escape in Atlanta in the 80's 34:30 The interstates were used to segregate cities 36:30 The importance of diversity of experience 37:45 Kids suffering from poverty can't connect with diverse experiences 39:15 The school system has resegregated 40:00 Redlining didn't just affect housing, it affected schooling 41:45 The ressegregation of society has led to polarization 43:15 Many people didn't really experience desegregation 45:00 The feeling of progress is relative 48:30 Is property tax an outdated way of funding schools? 50:15 The stakeholder approach vs the top-down approach 52:30 The importance of an impactful teacher for struggling students 54:00 The need to provide students with work readiness 56:30 Is the solution to homelessness public policy, or the community 57:30 Affordability will create a third era of mass homelessness 59:00 The rise of criminalizing homelessness 1:00:30 Punishing homelessness is a violation of the 8th amendment 1:01:45 The two narratives surrounding homelessness 1:03:00 The lack of empathy for the homeless 1:04:45 Education is the pathway to empathy 1:06:00 The role of the faith community in restoring local communities 1:10:00 Faith in humanity vs faith in the divine 1:11:45 How much strain has dismantling the Department of Education caused? 1:15:30 The role of nonprofits and foundations in working with public schools 1:17:00 Schools can be a 24 hour resource and center of a community 1:18:00 How can viewers/listeners contribute if they want to help? 1:19:15 Which Atlanta sports team affects the mood of the city most?1:21:45 Chuck's thoughts on conversation with Dr. Lester 1:22:15 Ask Chuck 1:22:30 Should congress outlaw political parties and create a wealth tax? 1:24:15 Why don't we have a "Meet the Press" for sports? 1:29:30 When will Republicans stop clinging to Trump? 1:33:30 Did Trump flip on Epstein over a real estate deal? 1:37:45 Insights on Brady House?

 Did you know Congress passed the Community Reinvestment Act (CRA) in 1977 with the objective of ending redlining, the decades-old practice of neighborhood discrimination by banks against African Americans and others based on race and income? The race-based rejection of loans to creditworthy residents of redlined neighborhoods delayed the American dream of homeownership and small business ownership for generations. Senator William Proxmire, the main Congressional sponsor of CRA, along with advocacy organizations, believed that segregated neighborhoods would not successfully revitalize themselves if banks continued to refuse to make loans in them. Therefore, the CRA was devised to make banks accountable for serving the needs of entire communities.Based on a comprehensive analysis of half a century of CRA-related legislation and banking regulation, this book takes a hard look at the effectiveness of the CRA and clearly lays out what needs to be done to CRA and its regulation to improve outcomes. The author addresses whether CRA is an effective response to racial injustice, whether CRA has effectively empowered communities, whether the federal agencies have developed regulations that conform with and further the statutory objectives of CRA, and whether the law appropriately addresses and rectifies market failures in our economy.He is the author of the informative book, "Ending Redlining through a Community-Centered Reform of the Community Reinvestment Act." https://www.endredline.com/http://www.yourlotandparcel.org

We can't have a full democracy without financial justice. Host Alex Lovit speaks with Arlo Washington, a banker creating access to loans, credit, and financial literacy training for his underbanked community in Little Rock, Arkansas. Arlo Washington is a barber, entrepreneur, and the founder and president of People Trust Community Federal Credit Union, a Community Development Financial Institution in Little Rock, Arkansas. People Trust is the first Black-owned financial institution established in Arkansas. Washington is also the subject of the 2024 Oscar-nominated short documentary, The Barber of Little Rock. https://www.newyorker.com/culture/the-new-yorker-documentary/barber-of-little-rock-arlo-washington-wealth-gap https://www.peopletrustloans.org/

Josh Silver, author of "Ending Redlining- through a community-centered reform of the Community Reinvestment Act." We talk about the practice of 'Redlining' as it has occurred through history- and the most effective ways of combating it.

Welcome, Angelina Alanis! Angelina is the Communications & Partnerships Coordinator at Festival Beach Food Forest. She talks about the importance of food forests and urban green spaces in general. The Festival Beach Food Forest, based in Austin, Texas, was founded on Indigenous land stewardship practices. It's filled with edible plants, rest spaces, and a communal gathering area under the tree canopy where different events are held, including weekly yoga sessions and monthly plant ID walks. This abundant space was intentionally designed to build community and foster a connection to the Earth. It sits next to a large highway, I-35, and is situated in a historically redlined neighborhood. The Festival Beach Food Forest illustrates the power of healing through community and urban green spaces, and is a great example for cities everywhere. We acknowledge that Austin, Texas lies on unceded Sana, Comanche, Coahuiltecan, and Jumanos land. ResourcesFestival Beach Food Forest WebsiteAddress: 25-1/2 Waller Street, Austin, Texas 78702Donate to Festival Beach Food ForestInstagramFacebookDefinitionsFood forest: a type of garden where you grow many different fruits, nuts, herbs, and vegetables. It is designed to mimic a natural forest and has many different layers, from trees to shrubs, ground cover plants, vines, and more.Redlining: typically refers to the practice of creating and enforcing discriminatory policies or laws, particularly in relation to housing, lending, and access to resources. The term originates from the practice of drawing red lines on maps to outline areas that were deemed too risky for investment, often based on the racial or ethnic composition of the neighborhood.Permaculture: a type of agriculture intended to be self-sufficient, based on traditional practices that use natural resources and minimize waste.Topography: features of land surfaces or landformsSwales: a sunken or marshy place with gently sloping sides designed to manage water runoff, filter pollutants, and increase rainwater infiltration. Bioswales are swales that involve the inclusion of plants or vegetation.Natives or native plants: a plant is native if it has occurred naturally for thousands of years in a region, ecosystem, or habitat without human introduction.Biodiverse: Biodiversity is the variability of life on Earth. The more biodiverse an area, the more species variety there is. If you liked this episode, please rate and review the podcast on your favorite streaming platform. We appreciate your feedback.

Redlining is a hidden obstacle affecting players at every level. This episode breaks down how staying too amped up impacts performance, limits mental flexibility, and leads to critical mistakes. Learn how to recognize when you're redlining and discover practical tools to regulate your emotional energy for more consistent, composed play on the pickleball court. Show Notes:  https://betterpickleball.com/243-how-redlining-holds-you-back-and-what-to-do-about-it

How does the legacy of racial covenants impact housing equity and even fire recovery?   Host Curtis Chang welcomes Jasmin Shupper, visionary founder and CEO of Greenline Housing Foundation, to explore how racial injustice magnifies the impact of natural disasters. Together, they dive into the devastating effects of the LA fires—particularly the Eaton Fire in Altadena—where Black homeowners have faced disproportionate losses due to historical practices like redlining and racially restrictive covenants. Jasmin shares how her mission to close the racial wealth gap and prevent mass displacement offers a path toward real estate justice, resilience, and renewal. She also reflects on her personal journey from Chicago's South Side to leading national efforts for housing equity and disaster recovery.   Resources mentioned in this episode: Remembering the subprime mortgage crisis 40 Acres and a Mule (video) Pasadena Community Foundation: the Altadena Builds Back Foundation Richard Rothstein's The Color of Law Richard Rothstein on Fresh Air: How The U.S. Government Segregated America Stanford uses AI to find: Racially Restrictive Covenants  Redlining in real estate: How discriminatory practices still affect Black communities   Aftermath of the Eaton Fire in Altadena: All Altadena Land Owners Impacted by Eaton Fire Have Turned in Right of Entry Forms Looting Fuels 250% Crime Surge in Fire-Devastated Altadena These theater kids rise from the ashes of the Eaton fire   More from Jasmin Shupper & Greenline Housing: Learn More about Greenline Housing Foundation Greenline's work with Eaton Fire victims: https://greenlinehousing.org/eaton-fire/ PBS features Greenline's work after the wildfires LAist features Greenline's development work to keep Altadena diverse CBS News features Greenline and real estate after the Eaton Fire   Follow Us: Good Faith on Instagram Good Faith on X (formerly Twitter) Good Faith on Facebook   Sign up: Redeeming Babel Newsletter

In this episode of The Consumer Finance Podcast, Chris Willis is joined by Troutman Pepper Locke colleagues Lori Sommerfield and Lane Page to dissect two unexpected fair lending developments under the new Trump administration. First, we unpack the Consumer Financial Protection Bureau's (CFPB) surprising move to vacate its own redlining consent order with Townstone Financial, Inc. We then analyze the Federal Housing Finance Agency's (FHFA) dramatic policy shift requiring two government sponsored enterprises (GSEs, namely Fannie Mae and Freddie Mac) to terminate special purpose credit programs (SPCPs), as well as the broader implications for mortgage lenders. Join us for the twists and turns of this evolving fair lending regulatory landscape and learn what steps institutions should consider taking to mitigate risks.

This week, Donna and Orlando sat down with Cartographer and founder of Detroitography, Alex B. Hill to discuss how data-driven neighborhood classification aids in the discrimination of Detroiters. Detroitography is a project started by Alex to bring together Detroit cartographers and their work. In 2021, he wrote that although over the past decade, redlining has received increased attention in popular press and across academic disciplines, there's a larger story of spatial racism before and after redlining. Alex argues that spatial racism is not limited to a single set of maps, but is embedded within institutions. Now, he wants the long history of spatial racism teased out and examined as new data-driven practices have resulted in “orange lining” that generates inequitable opportunities for Detroiters. To read Alex's full write up of how spacial racism is impacting Detroit, click here. FOR HOT TAKES:DETROIT CHAMPION, FATHER, HUSBAND, DIES AFTER CORONAVIRUS DIAGNOSIS DETROIT 67 EXHIBIT BECOMES PERMANENT, DEDICATED TO MARLOWE STOUDAMIRESupport the showFollow us on Instagram, Facebook and Twitter.

The crypto world is rife with smart contracts that have been outsmarted by attackers, with consequences in the millions of dollars (and more!). Shashank shares his research into scanning contracts for flaws, how the classes of contract flaws have changed in the last few years, and how optimistic we can be about the future of this space. Segment Resources: https://scs.owasp.org https://scs.owasp.org/sctop10/ https://solidityscan.com/web3hackhub https://www.web3isgoinggreat.com Visit https://www.securityweekly.com/asw for all the latest episodes! Show Notes: https://securityweekly.com/asw-322

The crypto world is rife with smart contracts that have been outsmarted by attackers, with consequences in the millions of dollars (and more!). Shashank shares his research into scanning contracts for flaws, how the classes of contract flaws have changed in the last few years, and how optimistic we can be about the future of this space. Segment Resources: https://scs.owasp.org https://scs.owasp.org/sctop10/ https://solidityscan.com/web3hackhub https://www.web3isgoinggreat.com Show Notes: https://securityweekly.com/asw-322

The crypto world is rife with smart contracts that have been outsmarted by attackers, with consequences in the millions of dollars (and more!). Shashank shares his research into scanning contracts for flaws, how the classes of contract flaws have changed in the last few years, and how optimistic we can be about the future of this space. Segment Resources: https://scs.owasp.org https://scs.owasp.org/sctop10/ https://solidityscan.com/web3hackhub https://www.web3isgoinggreat.com Visit https://www.securityweekly.com/asw for all the latest episodes! Show Notes: https://securityweekly.com/asw-322

The crypto world is rife with smart contracts that have been outsmarted by attackers, with consequences in the millions of dollars (and more!). Shashank shares his research into scanning contracts for flaws, how the classes of contract flaws have changed in the last few years, and how optimistic we can be about the future of this space. Segment Resources: https://scs.owasp.org https://scs.owasp.org/sctop10/ https://solidityscan.com/web3hackhub https://www.web3isgoinggreat.com Show Notes: https://securityweekly.com/asw-322

In this episode of the Contract Playbook Podcast, Casey Handy-Smith delves into how artificial intelligence (AI) is revolutionizing the contract review process for creators and talent managers. AI not only saves valuable time but also enhances contract accuracy, providing a powerful tool for streamlining negotiations and protecting rights. Timestamps: 00:00 - Introduction to Season 4Casey welcomes listeners back to Season 4, where the focus is on how AI is changing contract review and negotiation for creators and talent managers. 00:54 - Why Time Matters in Contract ReviewCasey emphasizes the importance of saving time during the contract review process, especially for creators and managers who may not have the luxury of hours to spend on tedious tasks like contract redlining. 02:11 - Combining AI and Lawyers for EfficiencyThe episode explores how AI can work alongside lawyers to create a highly efficient contract review process. AI tools can flag risky clauses and suggest alternative language, while lawyers can focus on the more complex aspects of the contract, reducing billable hours and cutting costs. 04:48 - How AI Reduces Review TimeAI-driven tools can reduce the time spent on contract review by up to 80%. What once took an hour may now only take 10-15 minutes, freeing up more time for strategic thinking and creativity. 05:50 - Improving Accuracy with AI ToolsCasey shares data showing that AI tools can identify contract risks with up to 94% accuracy, compared to just 85% for human lawyers. This improved accuracy not only saves time but also ensures that critical risks are flagged early, offering more reliable contract assessments. 07:27 - How to Get Started with AI-Powered ToolsCasey explains how easy it is to start using AI-powered contract tools, especially those designed specifically for the influencer and brand partnership industry. With AI tools like the Contract Collective's playbook, you can simply upload your contract, click a button, and get a detailed review that highlights risks and suggests alternative language. 09:36 - Conclusion and Final ThoughtsCasey wraps up by reiterating that AI is not replacing lawyers but rather enhancing their capabilities and saving time. By combining AI and legal expertise, you can streamline the process, reduce costs, and negotiate better deals with confidence. Key Takeaways: AI + Lawyers = Efficiency: AI tools help identify risks and suggest improvements, allowing lawyers to focus on more critical aspects of contract review. This combination saves time and reduces billable hours. Time-Saving Benefits: AI can reduce contract review time by up to 80%, enabling creators and managers to focus on higher-level tasks and strategy instead of getting bogged down in the details. Increased Accuracy: AI tools are significantly more accurate in identifying potential risks, making the contract review process both faster and more reliable. AI can identify contract risks with 94% accuracy compared to 85% for human-only reviews. Easy Integration with AI Tools: Casey discusses how easy it is to get started with AI-powered tools, such as the Contract Collective's AI-powered influencer agreement playbook, which provides a seamless review process without the need for complicated prompts. Empowering Creators & Managers: AI enables creators and talent managers to feel more empowered in their contract negotiations, giving them the confidence to manage brand deals effectively without relying solely on lawyers. Links & Resources: The Contract Collective™ – Join the membership for access to our AI-powered Influencer Agreement Playbook and a supportive community of influencer talent managers and creators. Boss Contract Society – Find lawyer-drafted contract templates to protect your business and intellectual property. Connect with Casey on LinkedIn – Stay up to date with more contract tips and insights from the entertainment and influencer marketing worlds.

In this podcast, Dean and Len discuss potential regulatory changes in 2025, particularly concerning the Community Reinvestment Act (CRA) and Section 1071 of Dodd-Frank. Len outlines five ways regulations can change: congressional legislation, regulatory agency amendments, enforcement changes, litigation, and the Congressional Review Act. He predicts that legislative action is unlikely due to political gridlock but sees regulatory amendments, enforcement shifts, and litigation as probable paths for change, especially with the Trump Administration's focus on deregulation. Len critiques the 2023 CRA Rule for its complexity and rigidity in assessment areas, and he argues that Section 1071 exceeds congressional intent by mandating excessive data collection. Despite potential regulatory rollbacks, he warns that compliance remains critical since future administrations could reinstate stricter policies. He advises banks to maintain proactive compliance strategies to mitigate risks amid ongoing regulatory uncertainty.  Brought to you by GeoDataVision and M&M Consulting

Susan Pendergrass speaks with Tim DeRoche from Available to All about the importance of open enrollment in public schools, particularly in Missouri, where strict residential assignment policies limit access to quality education. They discuss the issue of educational redlining, the impact of district boundaries, and the need for policy changes to ensure equitable access for all families. DeRoche highlights transportation challenges, funding models, and successful open enrollment policies in other states that Missouri could learn from. Read Tim's full report here: https://bit.ly/41b2eRC Learn more about Available to All: availabletoall.org Timestamps: 00:00 Introduction 03:11 The Case for Open Enrollment 06:02 Missouri's Unique Challenges 09:07 The Impact of District Lines 12:13 Educational Redlining and Its Consequences 15:03 Resistance to Change in Missouri 17:58 Comparative Analysis with Other States 20:51 Transportation and Accessibility Issues 24:03 Funding Models and Their Implications 27:08 The Future of Education in Missouri Produced by Show-Me Opportunity

In this AJPH podcast episode, Vickie Mays and Alfredo Morabia speak with Caroline R. Efird, Derek M. Griffith, and Jonathan Metzl about the often-overlooked concept of whiteness as a determinant of health. They discuss their article, 'Whiteness: A Fundamental Determinant of the Health of Rural White Americans,' exploring what whiteness is, why it should be considered a health determinant, and whether racism within whiteness can backfire. The conversation also addresses how public health professionals can navigate the current pushback against anti-racist health initiatives.

2.20.2025 #RolandMartinUnfiltered: Dismantling DOE, USDA land-grant scholarships pulled, Meta's digital redlining, Kash Patel confirmed The vetting committee has voted to advance Trump's nominee for the Education Department for confirmation votes on the Senate floor. I will speak with the president of the National Education Association, who will explain why Linda McMahon should not be appointed as Secretary of Education. The USDA's 1890 National Scholars Program, which partners with 19 HBCUs to provide full scholarships in agriculture, food sciences, and natural resources, gets cut. Civil rights groups are suing the tech company META for digital redlining. One of the lawyers involved in the case will join us to explain the situation. We will discuss how Musk is pressuring advertisers. Kash Patel has been confirmed to lead the FBI. A California Congressman gets a letter from the Justice Department because of his comments about Elon Musk. And the White Missouri man who shot an unarmed black teen who rang his doorbell dies just weeks before his sentencing. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

In this week's episode of the PolicyViz Podcast, I speak with Braden Crooks, co-founder of Designing the We, about their project Undesign the Redline, an interactive exhibit that explores the history and lasting impact of redlining in the U.S. Braden shares how his background in landscape architecture and urban design led him to develop this project, which combines research, storytelling, and community engagement. He discusses the importance of making history tangible through physical exhibits, the role of public participation in shaping the narrative, and the upcoming digital expansion of the project. We also discuss how organizations can bring Undesign the Redline to their communities, using it as a tool for education, dialogue, and activism.Keywords: data, data visualization, Redlining, Undesign the Redline, Urban policy, Structural inequality, Community engagement, Designing the We, Interactive exhibit, Storytelling in policy, Housing discrimination, Urban history, Social justice, Data visualization, Public participation, Community organizing, Historical inequities, Urban renewal, Environmental advocacy, Fair housing, Policy storytelling, Systemic racismSubscribe to the PolicyViz Podcast wherever you get your podcasts.Become a patron of the PolicyViz Podcast for as little as a buck a monthCheck out Braden's work and Designing the We on their websiteFollow me on Instagram, LinkedIn, Substack, Twitter, Website, YouTubeEmail: jon@policyviz.com

Three of our favorite segments from the week, in case you missed them.The State of Crime in the City  (First) | 100 Years of 100 Things: Housing Inequality (Starts at 35:17) | Adam Gopnik's Insomnia (Starts at 1:11:4 0)If you don't subscribe to the Brian Lehrer Show on iTunes, you can do that here.

Podcast 87 explores the evolving regulatory approach to redlining enforcement, focusing on shifts since the DOJ launched its “Combatting Redlining Initiative” in 2021. Historically, redlining was assessed based on intent and loan denials, transitioning in 2009 to statistical analyses using "Reasonably Expected Market Areas" (REMA). Recently, regulators have expanded REMAs to entire metropolitan areas or states, raising concerns about fairness and accuracy. A notable development evidenced in some recent examinations is a new peer definition for banks under examination, limiting comparisons to banks and credit unions with deposit-taking branches in the REMA. This adjustment, which excludes mortgage companies operating under different models, has shown more realistic results, often improving banks' minority penetration metrics. Banks are encouraged to incorporate this method into internal analyses, leveraging data from HMDA and regulatory websites, as it may mitigate potential DOJ referrals amidst intensified enforcement. Brought to you by GeoDataVision and M&M Consulting

# 24 Overtraining Syndrome: How to Recognize Signs of OTS and Prevent Athletes from Redlining.

In this third episode of the Year in Review series of The Consumer Finance Podcast, host Chris Willis is joined by Lori Sommerfield, a partner in Troutman Pepper Locke's Consumer Financial Services Practice Group, to discuss significant fair lending and Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) developments during 2024 and what to expect in 2025. They delve into aggressive redlining enforcement actions by federal regulators under the "Combatting Redlining Initiative" during the Biden administration, federal and state regulators' increasing scrutiny of the use of artificial intelligence in consumer lending and potential discrimination claims, the Consumer Financial Protection Bureau's war on "junk fees," and the current status of the Section 1071 final rule. They also offer predictions concerning anticipated changes in the federal agencies' approach to fair lending and UDAAP enforcement under the Trump administration. Tune in for a comprehensive overview and expert insights into these pivotal areas of law, which pose significant regulatory, legal, and reputational risk.

As our centennial series continues, Bernadette Atuahene, property rights scholar, professor at USC's Gould School of Law and leader of the grassroots Coalition for Property Tax Justice and Black Homes Matter campaigns, and the author of Plundered: How Racist Policies Undermine Black Homeownership in America (Little, Brown, 2025), explains the long history of inequality in property tax burdens rooted in redlining.

It's Just Bodybuilding Podcast CHAPTERS BELOW Big Ron Partlow, Dusty Hanshaw, Scott McNally 3:45 Show intro 6:00 Ron gives up on life 14:00 Regan Grimes at 303 16:14 Shortest Prep Ever 17:30 Will Regan Beat Nick Walker 21:25 Egglife Egg White Wraps 26:00 Arnold Classic 26:30 Carlos Thomas Jr 29:00 Samson 30:40 Andrew Jacked 31:20 James Hollingshead 38:20 Shaun Clarida in top 5 39:10 Patrick Moore Gossip 42:25 Arnold Classic Plans 44:35 Scott joined a cult with David Lynch 57:00 Listener Questions and trolling Lee Priest 58:45 Redlining your training 1:07:20 Mentalist Show in Vegas 1:14:30 New school cycles vs old school 1:40:45 Gear talk after Bodybuilding Seminars 1:41:45 MK 6 7 7 issues 1:43:45 T3 and T4 timing 1:47:00 Scott's house almost burnt down?! 1:53:00 Red Flags for dating

Happy New Queer!

How Redlining Negatively Impacts Food Environments for Minorities by Stephanie Frias at Balanced.org   Original post: https://www.balanced.org/post/how-redlining-negatively-impacts-food-environments-for-minorities    NPR Segment on Redlining: https://www.npr.org/2017/05/03/526655831/a-forgotten-history-of-how-the-u-s-government-segregated-america    They're Trying to Kill Us Documentary: https://www.theyretryingtokillus.com/    Balanced is a network of public health professionals, nutrition science experts, and everyday people from around the world fighting for a healthier food system one menu at a time. Their community-led campaigns and institutional support programs have influenced nutrition policy in schools, hospitals, and offices in cities around the world, impacting the healthfulness of millions of meals annually.   How to support the podcast: Share with others/ recommend the podcast on your social media. Buy some vegan/plant based merch: https://www.plantbasedbriefing.com/shop  Rate/review the podcast. Follow/subscribe to the show wherever you listen.   Follow Plant Based Briefing on social media: Twitter: @PlantBasedBrief YouTube: YouTube.com/PlantBasedBriefing  Facebook: Facebook.com/PlantBasedBriefing  LinkedIn: Plant Based Briefing Podcast Instagram: @PlantBasedBriefing   #vegan #Plantbased #plantbasedbriefing #redlining #fooddeserts #nutritioninsecurity  

10.15.2024 #RolandMartinUnfiltered: Mich. GOP Ad's Wrong Election Date, $8M for Ala. Redlining, Black Fla Teen Harassed By White Men A Michigan Republican Congressional candidate is accused of misleading voters after running an ad with the wrong election date.  We'll talk to one of the black lawmakers who filed a complaint.  Record-setting numbers were cast on Georgia's first day of early voting, as a judge ruled that county election boards must certify elections. I have a few thoughts about how Fox News and Black MAGAs say the Harris-Walz campaign is pandering to black men.  North Carolina gubernatorial candidate Mark Robinson is suing CNN for their report on his comments on adult websites.  Justice Department agrees to a $8M settlement from Fairway Independent Mortgage Corporation for its redlining in Birmingham, Alabama's black communities. And Florida cops say a white man who may have pulled a gun on a black teen walking in a neighborhood did nothing wrong.  We'll show you the video. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox  http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platforms covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

In a major victory for Birmingham's Black communities, the Department of Justice has secured an $8 million settlement from Fairway Independent Mortgage Corporation for discriminatory lending practices known as redlining. Fairway also faces a $1.9 million civil penalty. The settlement includes $7 million for affordable loan programs to help Black residents in Birmingham purchase or improve homes and an additional $1 million for community investment. This is part of the Justice Department's broader Combatting Redlining Initiative, which has now surpassed $150 million in relief for impacted communities nationwide. Attorney General Merrick Garland emphasized that these actions aim to reverse historic discrimination and build wealth through home ownership in Black communities. Fairway's practices show they directed less than 3 percent of advertising to majority Black areas. The case marks the 15th redlining settlement in three years. Learn more about your ad choices. Visit megaphone.fm/adchoices

【伊利諾州 Illinois】誕生的時候是邊疆地帶，後來卻變成整個國家的樞紐。一把大火燒毀了所有，卻也孕育了最具特色的湖岸高樓天際線。一言不合就拿河流動刀，先是反轉流向，又每年定期把河流染成綠色。芝加哥的非裔社群是爵士音樂被發揚光大的地方，也是前總統歐巴馬踏入政壇的起點。州府春田是林肯之城，影響19世紀美國歷史最大的總統曾經生活在這裡。最後最重要的，芝加哥的熱狗可以加芥末，但不能放番茄醬，甚至連店家都刻意拒絕提供。 ✅ 本集重點： (00:00:33) 開場閒聊，活動宣傳：12/7、12/14台灣實體活動，11/30演講，11/30-12/20歡迎邀約 (00:04:43) 關於伊利諾：名字怎麼念，從邊疆地帶到國家樞紐，人口就是整個美國的縮影 (00:08:59) 關於芝加哥：名字怎麼念，綽號怎麼來，核心景點「雲門」（Cloud Gate）的奧義，水流被反轉的芝加哥河，熱狗加番茄醬是邪教 (00:19:10) 都會區結構：紅線制度（Redlining）如何影響族群界線，改變美國的芝加哥非裔社群：爵士音樂的搖籃、前總統歐巴馬的起家厝 (00:25:37) 芝加哥以外：19世紀採礦小鎮Galena、66號公路懷舊旅行、玉米田裡的大學城、林肯之城與首府春田（Springfield） (00:29:25) 不專業選情分析，都會區與非都會區的差異 Show note https://ltsoj.com/podcast-ep200 Facebook https://facebook.com/travel.wok Instagram https://instagram.com/travel.wok Thread https://www.threads.net/@travel.wok Youtube https://www.youtube.com/@travelwok 意見回饋 https://forms.gle/4v9Xc5PJz4geQp7K7 寫信給主廚 travel.wok@ltsoj.com 旅行熱炒店官網 https://ltsoj.com/ 《米國放大鏡》聽眾問卷 https://forms.gle/BtzQCx2xDHUoGjAUA

This week in Fraud. 300 Mill Large Ponzi scheme and advertising at a Baseball Game.   Woke History…Modern Day Redlining… Bank of America has some explaining to do, given its involvement in multiple Cases of Redlining that Disappeared in 2018 and Its Search for excuses to say no. So now that #dakprescott got his coins, is he on some Romo -ish... Dude you making it hard to be #CB4L   #RHOC Rated G for Garbage Humans…John Janssen may not be a supervillain, but we need #jesusjugs to have a seat and pipe down. #TamaraJudge has seen a lot, and she is not here for the pity party. Will Shannon Storms Beador take over her narrow or wallow in pity?     https://www.instagram.com/reel/C_82NGIRKq-/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== Stop 3 on the #bigbackshenanigans tour Aborted at #flyy3k @flyy3k Don't open until 2p, line snaking entire length of store and no online ordering and guaranteed to run out of food before everybody served..:smh Sooo… I came back home ordered #potroast from #goldencorral added fried noodles, and seafood from #volcanocrabbar #atlfoodie in Chattanooga Now for a nap… #atlanta #atlfoodblogger #atlfoodies #atlfoodie #foodstagram #foodtoeatatlanta #foodstalker #_atlantaeats #devstayeatin. #atlantafoodguy #halalfood #soul.halal #smokehouseatlbbq     @Lettucegrow Get into it use code: FRIEND-YFO35A for percentage off your first order Navigate to  https://www.lettucegrow.com/shop?pc=FRIEND-YFO35A     Actively seeking partners, sponsors, or sponsorships to continue to provide amazing content. So become a Melanated Nerd on Podbean by clicking https://patron.podbean.com/TheTalkingFro https://patron.podbean.com/tnfroisreading Apple Subscriptions  

Best In Fraud… A scam is a scam There are some frauds so well conducted that it would be stupid not to be deceived by them.—Charles Caleb Colton 19th Century British Cleric and Scammer (wonder if he was referring to himself) Inch High Private Eye Fraud in the News Graceland Scams and other Flim Flam Artist Lisa Jeanine Findley. Woke History FDR and Racially Restrictive Covenants and FDR   RHONJ on Final Supper  RHONJ is on pause and the cast needs fixing. Theresa and Dolo from Patterson should stay, the rest…meh. Like spades...I got 2 with several possible "bookings"... Possibles:  Jen Aydin blogger collabs not cool, Danielle is a baby Theresa but a bit of self-control and pick her fights more carefully, Marge is a villain but went too far. Marge calculated the info shared by Jackie Goldschneider was only useful to piss off Theresa. Gone. Melissa gambled and lost. Unless they inked another deal (doubtful) how are they going to make those house notes?  I thought Jen Fessler was going to be a voice of reason but I don't know what show she thought she was on but in Jersey,  they throw parties and hands and break bread and glass. Jackie G. not made for the stress, and Fuda and her duck lips can have a seat. I said what I said. (Nene Leakes, RHOA)       Doodool Tala and other #shahofsunset euphemisms we will never see. Join TNFro as she is reading and commenting on Pop Culture and Unreality TV… Full Episodes and Notes are available! Click here to peruse! Check Out Snippets of the show on my YouTube Channel: https://www.youtube.com/c/FeliciaBaxter_TNFroIsReading   #podcasthost #podcastersunite #applepodcast #podcasting #podcast #spotifypodcast #podcasters #podbean #podcastshow #podcastersofinstagram #podcaster@_realityrecords @blacksuccessgoal #podcast #tennessee #podcastersofinstagram #britonmedia #monday #blackownedbusiness #ukraine #blackexcellence #creative #1billionblackgirls #tnfroisreading #podbean

Springtime is a great reminder of just how beautiful trees can be. Cherry blossoms and magnolias put on a gorgeous show, but trees aren't just there to look good. They play an important role in absorbing heat, sequestering carbon dioxide, and preventing soil erosion.Dr. Mike Alonzo, assistant professor of environmental science at American University, is using satellites to determine just how effective urban trees are at keeping neighborhoods cool. He's been able to track changes to the tree canopy over time, and identify when during the day trees do their best cooling work.In Baltimore, Ryan Alston with the Baltimore Tree Trust has been working with the community to help residents understand the importance of planting trees. The city has a history of redlining, which affected the number of big trees in historically Black neighborhoods, leading to major differences in how hot certain neighborhoods get in the summer.Alonzo and Alston join Ira Flatow live on stage at George Washington University to discuss the power of urban trees.The transcript for this segment will be available the week after the show airs on sciencefriday.com. Subscribe to this podcast. Plus, to stay updated on all things science, sign up for Science Friday's newsletters.

In episode 1651, Jack and Miles are joined by affordable housing advocate, Yusuf Dahl, to discuss… Yusuf's Work On Overturning The Thurmond Amendment, Modern Day Redlining and more! LISTEN: AMAMA by CrumbSee omnystudio.com/listener for privacy information.

In 2023, The Federal Reserve and other banking regulators announced they were making changes to how they grade banks on servicing local communities. This all stems from a 1977 law called the Community Reinvestment Act, which was designed to encourage banks to better meet the needs of moderate and low-income borrowers. However, major banking trade groups weren't too excited about the new rules and filed a lawsuit against the banking regulators last week. Today on the show, we explain the history of racist housing policies in the United States and how that history informs the banks' fight with the government today.Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy