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The second of a series of episodes that we recorded at Pay360 London 2025. We produced this episode in partnership with BPC, a payments processor that builds digital ecosystems that enable seamless payment experiences. Our guests were: 1/ Adam Moulson, Chief Commercial Officer, Griffin Bank 2/ Melanie Ockerse, VP Account Management EMEA, Entersekt 3/ Peter Harmston, Partner, Head of Payments Consulting, KPMG 4/ Ian Povey, CIO Payments Technology, NatWest 5/ Melinda Roylett, Managing Director, Merchant Services, Lloyds Banking Group 6/ David Abbott, VP Card Payments & strategic Accounts, Tuum
Kirjastuse Tuum eestvõttel toimub kolmapäeval Kirjanike Majas uuema Eesti kirjanduse kobaresitlus.
FinovateEurope Best of Show winner Tuum on the value of flexibility in core banking.
Strap in for a fintech merry-go-round with the Fintech Daydreaming squad, where the latest episode cuts through the February frost with hot takes that could melt even the iciest Nordic winter. Janne, Pål, and Ville are at it again, dissecting the month's juiciest fintech drama from the comfort of their virtual studio. First, Pål waxes poetic about TUUM's latest cash infusion. Because, apparently, what the world needs is yet another cloud banking platform to save us from the tyranny of traditional banking. Then, Janne gushes over Saxo Bank cozying up to MasterCard like it's the fintech version of a royal wedding. Open banking payments for investment accounts? Groundbreaking, if you've been living under a rock for the past five years. Ville can't resist joining the hype train, flaunting Enfuce's shiny new e-money license in the UK. Move over, Beatles and fish & chips—there's a new British invasion in town, and it's all about cards - from Finland. All this boils down to a no-holds-barred brawl over the fate of physical payment cards. Are they destined for the museum, or is there life in the old dog yet? Opinions fly faster than unfriended credit cards, and consensus is as elusive as a fee-free ATM. If you love your fintech news served with a side of dry Nordic humor and aren't afraid of a little debate, this episode is your spirit animal. Tune in to witness our hosts joust over whether fintech's future is "game on" or "game over" for the humble payment card. Spoiler alert: They agree on nothing. - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/fintech-daydreaming/message
First episode on the new time slot! The top stories this week include Hedera's hybrid stablecoin studio, WorldPay's partnership with Mastercard & Visa leveraging Hedera, a new president, ESG & ReFi, domains, Amazon breadcrumbs and more!Tune in live on
Learn to sing the Gradual with a step by step approach using solfege with repetitions at sections and clauses then applying the texts. Suitable for beginners.
Learn to sing the Introit with a step by step approach using solfege with repetitions at sections and clauses then applying the texts. Suitable for beginners
Myles Bertrand, Chief Executive Officer, TuumThe aim of the game is to have banks replace their legacy systems quickly and safely, reduce maintenance spending and create exciting new digital opportunities. Welcome to the world of next generation core banking! Tuum offers a smart migration approach, the ability to operate multiple business lines from a single system, and allows for business transformation. Robin Amlôt of IBS Intelligence speaks to Myles Bertrand, Chief Executive Officer of Tuum.
Peter Nordberg (tõlge Mart Metsala) Valguse Tee Jumalateenistus 09.07.2023 Pühapäev Kristluse tuum (CC) Avalikuks ja kommertskasutuseks küsida luba
Minu seekordseks vestluskaaslaseks on Eesti üks hinnatumaid IT ja tehnoloogia valdkonna tippjuhte Sergei Anikin. Teda tuntakse vast kõige paremini pikaaegse Pipedrive'i tehnoloogiajuhina, viimati töötas Sergei aga finantstehnoloogia ettevõtte Tuum tegevjuhina. Varasemalt on ta olnud võtmetegija ka Hansapanga ja Skype'i tehnoloogiatiimides. Mul on ütlemata hea meel, et mul avanes võimalus Sergeiga põrgatada mõtteid, kuidas tema tippjuhiks kujunemise teekond on lahti rullunud ning mida ta oma kogemuste põhjal juhtimise juures kõige olulisemaks peab. “Sa panid mind juba eelnevalt mõtlema küsimusele – mis on juhi roll – ja ma kirjutasin isegi mitu erinevat versiooni sellele vastuseks. Mulle meeldib alustada võib-olla sellest, et mis on üldse organisatsiooni eksisteerimise põhjus. Me võime teatud tasandil rääkida, et selleks on raha teenimine, klientide teenindamine, inimestele töö pakkumine ja nii edasi, aga iga organisatsioon teeb seda ju mingil omal spetsiifilisel moel ja viisil. Mina usun, et see sügavam tunnetus organisatsiooni peaeesmärgist ongi tema põhjus eksisteerimiseks. Ja see ei pruugi alati olla see, mis on missioonina ametlikult kuhugi dokumenti kirja pandud versioon, vaid see on midagi enamat. Kui minna kergelt esoteeriliseks, siis võib ette kujutada, et igal organisatsioonil on nö oma hing, mis väljendabki organisatsiooni peaeesmärki ja on aluseks tema eksistentsile. Nüüd juhi roll, tema esmane roll, on kõigepealt ise aru saada, mis on selle konkreetse organisatsiooni eksisteerimise peaeesmärk ning seejärel see võimalikult selgelt ja järjepidevalt kõikidele asjaosalistele nende keelde tõlkida. Aga pahatihti jääb juhtidel see esmane ülesanne nõrgaks või lausa vahele. Ei ole tavatu, kui uus juht tuleb majja ja hakkab nö oma eesmärke kujundama ettevõtte eesmärkideks. Ta ei püüagi sügavamalt mõista, mis tegelikult on selle organisatsiooni peaeesmärk, et siis oma eesmärke nende järgi joondada, vaid nö asetab oma eesmärgid selle organisatsiooni eesmärkide asemele. Ja loomulikult tekib siit ka kohe konflikt organisatsiooni olemusliku peaeesmärgi ja ettevõtte juhi eesmärkide vahel.” – Sergei Anikin Kuulake ikka ...
Minu seekordseks vestluskaaslaseks on pikaaegse tippjuhi ja finantstehnoloogia sariettevõtluskogemusega Vilve Vene. Vilve on ehitanud üles kunagise Hansapanga IT süsteemid ning seejärel loonud koos kaasasutajatega ettevõtted Icefire (mis osteti checkout.com poolt), RevRight, Pocopay ning pangaplatvorm Tuum (endise nimega Modularbank). Hetkel toimetab ta lisaks elu nautimisele ja enesearendamisele gestaltteraapias ka Funderbeam'i nõukogus. Sel aastal figureeris Vilve ka EY Eesti Aasta Ettevõtja finalistina. Mind hakkas huvitama, mis inimene see Vilve on ja mida ta oma senisel teekonnal on õppetundidena kõrva taha pannud. Vestlus sai väga mitmekesine, vabalt voolav ja eks me eksleme erinevatel radadel – samas on mul siiralt hea meel, et õppisin Vilvet natuke paremini tundma. Kuulake ikka ...
Hansapäevad on kohe ukse ees. TÜ VKA kultuurikorralduse III kursuse tudeng Elisabeth Teener, kes on ühtlasi ka teist aastat Hansapäevade peakorraldaja, räägib kuidas tal eelmine aasta läks ja mis on Hansapäevadel sel aastal tulekul. 3. juunil esietendub Kondase Keskuses visuaalne luulelavastus "NAISTE TUUM, MEESTE KUUB". Sõnadest saavad helid, helidest muusika, muusikast sünnib hetk ja hetkest teater. Kaks meest naiste riimiteatris: mida nad seal näevad, keda? Ega ometi ennast? Milline on see valu, see rõõm, mis on neil ühine? Lavastuses “Naiste tuum, meeste kuub” ei otsita sõnadele rütme ja riimidele viibimist. Ei - hetk oli küsimus. Luuletus oli vastus. Kas me leiame selle luuletuseks sündinud hetke üles? Lavastusest räägivad Adeele ja Jaan Jaago. Saadet juhib Peep Maasik.
[LA] De prece "Sub tuum praesidium" locuturi sumus quae christianis cordi est. [EN] In this video we will talk about the prayer called "Sub tuum praesidium" in honor of the Virgin Mary.
"Avec Lazare, je m'en suis sortie, j'ai gagné 1,5 cm, je n'en croyais pas mes yeux". Tum Tuum est une ancienne coloc Lazare. Elle a vécu dans la rue pendant 10 ans. Quand elle découvre Lazare , elle découvre une colocation de jeunes actifs et d'anciens sans-abris. A Nantes, ils sont alors une vingtaine, partagent des diners solidaires et des moments de vie. "C'est comme dans une famille" explique Tum Tuum, "il y a des moments extraordinaires et des moments où ça vrille un peu. Il faut créer un lien." Le constat, pour Aliénor de Sentenac, responsable de la communication de Lazare et ancienne coloc, c'est que "ceux qui sortent de la rue ont besoin d'un toit, mais surtout de relations sociales". Lazare leur offre "un contexte bienveillant et familial". Grâce à l'association, Tum Tuum a embrassé le Pape, est montée sur le mât d'un bateau et s'est fait des amies pour la vie. Un témoignage touchant, passionnant et un peu différent des épisodes précédents, que je vous invite à découvrir dans cet épisode spécial Podcasthon ! Bonne écoute !
Seda, et Eesti idufirmadest pakub internetipankadele platvormi Tuum, teavad ilmselt kõik meie saate kuulajad, aga täna on Restardis külas veel üks kodumaine finantsplatvormi pakkuja. Räägime firmaga Fintech Market, mis pole küll väga suur, aga nad teevad oma väikese tiimiga finantsteenuste SaaS-platvormi, mis firma juhi sõnul võiks vabalt ka suuremaid panku teenindada ja millel on juba täna ette näidata tuntud kliente. Restardi külaliseks on Fintech Marketi kaasasutaja ning tegevjuht Siim-Erik Paju. Saatejuhid on Henrik Roonemaa ja Taavi Kotka. Tunnusmuusika Paul Oja. Restarti toetab Fractory: pilvepõhine platvorm metallitöödeks.
Energia Eestile Päike Tuul Ja Väike Tuum by Arvamusfestival
https://www.buymeacoffee.com/robdarbyhttps://www.paypal.com/paypalme/robertdarby902https://www.facebook.com/robert.darby.902https://www.youtube.com/channel/UCEzLGIpPGLVUdDkZXEbiaTwhttps://www.youtube.com/channel/UCtqCX7Mx7mb4ep4enSUp3qwhttps://www.youtube.com/watch?v=HvV8BNjk9dk
The disruption of the financial industry has come in waves. First there was the Fintech wave, where those taking the pulse of the market were worried that banks and other financial institutions would die by a thousand cuts as a myriad of fintechs took nibbles at their marketshare. Then there was the Big Tech wave, where Google, Facebook Amazon and Apple appeared to be readying themselves for an offensive play with their sleek customer experiences, deep pockets, massive user bases and superior technology capabilities. And then came the technology enablers who equipped financial institutions with spanking brand new cloud technology, able to sidestep banks clunky legacy and enable incumbents and new market entrants to develop fast, customer centric new services. We had the pleasure of speaking to Vilve Vene, a uniquely experienced financial services executive turned entrepreneur and Co-founder of Tuum. Vilve has a remarkable background and track record in building banking technology from scratch as one of the main technologists behind no less than 15 banking platforms deployed in Banks across the region. I this insightful conversation with Vilve we get to hear how by combining deep financial services expertise and technology capabilities, Vilve and her co-founders developed a state of the art, modular API first banking platform, able to adapt to complex use cases and functional requirements of everyday banking. Listen to Vilve's priceless insights on the future of banking, the trends the most excite her and her vision on building seamless backend operations so that banks can focus on their key asset, their customers. We are sure you'll be blown away by her vast knowledge and experience.
Link to MusicIn this episode, we learn the Sub Tuum Praesidium, the oldest existing hymn to Mary as "Theotokos" or "God-Bearer." Although the church didn't definitively teach that Mary was the Mother of God until the council of Ephesus in 431, this hymn predates that council by at least 150 years! We fly to thy protection,O Holy Mother of God;Do not despise our petitionsin our necessities,but deliver us alwaysfrom all dangers,O Glorious and Blessed Virgin.Sub tuum praesidiumconfugimus,Sancta Dei Genitrix.Nostras deprecationes ne despiciasin necessitatibus nostris,sed a periculis cunctislibera nos semper,Virgo gloriosa et benedicta
Salvum fac populum tuum, Anton Bruckner, VOICES - Landesjugendchor Vorarlberg at the concert "Voices for kids" on October the 30th, 2016 --- Send in a voice message: https://anchor.fm/jlio4/message
The Fintech & Digital Banking Podcast by Annika Melchert & Nora Hocke - presented by BCG Platinion
What makes an Estonian fintech cooler than a Californian one? Probably not just the weather! It's time to get to know Tuum and its mission to help banks stay in the current digital age. Listen in on this episode with Ove Kreison, CTO and Co-founder of Tuum—formerly known as Modularbank—about what characterizes a state-of-the-art core banking system and why modern APIs are even more important for incumbent banks.
Samedi 19 mars, Frédéric Simottel a reçu Pascal Houillon, CEO chez Cegid Group, Octavia Kawase, UX Researcher chez Ferpection, Julien Douve, responsable des partenariats chez Tuum, Émile Leclerc, directeur d'études chez Odoxa, Benjamin Grange, président de Mascaret, Benoît Floutier, directeur du développement RH chez Leyton et Mehdi Chouiten, co-fondateur de Datategy, dans l'émission 01 Business Forum sur BFM Business. Retrouvez l'émission le samedi et réécoutez la en podcast.
A Hallgass Hazait rádióműsor vendége Girincsi Fruzsina és Takács Dániel a perpētuum zenekarból. A Hallgass Hazait rádióműsor célja, hogy a hazai előadóművészek, zenekarok számára bemutatkozási lehetőséget biztosítson – hetente egy alkalommal, két órában kerül sugárzásra 20 frekvencián.
Kui kaks erinevast valdkonnast muusikainimest, kes mõlemad olid asjade üldisest seisust tüdinenud, kokku said, mindi Itaalia futurismi inspiratsioonil sõdima popmuusikaga. Tulemuseks üks ebatõenäolisema rostriga plaadifirma, kes muutis mitte ainult muusikat, vaid promo, disaini, video tegemist ja muud.
Tuum is a next-generation core banking platform. It underpins the aims of both regulated banks and other businesses in meeting customer needs and aspirations by enabling the rapid rollout of new financial services. In September, the company — formerly known as Modularbank — changed its name to Tuum, which means “core” in Estonian, highlighting both its native roots and its goal to help customers supercharge their business from within through the use of its banking technology. The company was founded in 2019 by a small group of Estonian financial IT pioneers and entrepreneurs who have a strong background in banking, including Vilve Vene, now the firm's CEO. In the two years that the company has been operating, it has seen rapid growth and has already acquired an impressive customer base throughout Europe. It currently employs over 60 people across Europe with offices now in Tallinn, Berlin and Malaga. In December 2020, it closed a funding round of four million euros. Vene speaks with Andrew Wrobel about the development of fintech during her career, which now spans more than two decades, about women in tech, and about her own successes and failures on the way. __________ Redesigning public services and supporting digital transformation with automation — click here to download a free copy of the white paper.
Keelevõistlus "Tuum" on saanud kümneaastaseks ja kutsub jälle nuputama. Keelemees ja tulihingeline eestvedaja Tiit Hennoste räägib lähemalt kell 9.15.
My guest today is Donald E. Bullers, the founder of Tuum Technology. Tuum Technology is Tuum Technologies is the world's leading Elastos software company. Tuum enables a global network of entrepreneurs, developers, academics, industry experts, and users to access the decentralized internet. Through their network, they empower teams with the necessary resources to build revolutionary applications and launch decentralized platforms. Elastos is the largest Web3 provider of open source solutions, employing not only blockchain technology, but a peer-to-peer network for communication, decentralized data storage services, and a decentralized ID system. With Elastos, Tuum aims to revolutionize the internet. Tuum is fully decentralized and serverless, all communication runs through Elastos Peer-to-Peer Network(Carrier). Prior to Tuum, Donald's career consisted of 10+ years of positive leadership in the field of technology that spans from a digital marketing agency to Vice President to Founder of a global software development company. With interest in data rights and personal cloud computing, he advances teams developing software for an entirely decentralized internet using Elastos Web 3.0 technology. You will find my conversation with Donald to be eye-opening and thought-provoking. In our discussion, we cover Tuum Technology, Elastos, the future of digital identities, building infrastructure for Web3.0, and much more. Donald explains what makes Elastos unique and how Tuum is building tools to empower people to become sovereign individuals. Donald dives deep into the suite of products Tuum is building to provide the infrastructure layer needed to bring Web3.0 to the mainstream. We also discuss the importance of digital identities (DID) and how identity is the killer app to unlock the true potential of crypto and Web3.0. Donald goes on to discuss real-world examples of how DIDs are being used and how they can be integrated into society. One of the most important topics discussed during my conversation with Donald was how Web3.0 tech will fundamentally disrupt the Web2.0 tech-stack leading to reorganization of value creation and society more broadly. Towards the end of our conversation, we discuss how the content one consumes influences their thoughts and actions. We finish our conversation by urging listeners to consciously curate the content they consume. Please enjoy my conversation with Donald Bullers. -- Kava connects the world's largest cryptocurrencies, ecosystems and financial applications on DeFi's most trusted, scalable and secure earning platform. Built to scale on the largest decentralized PoS network, Kava lets you mint stablecoins, lend, borrow, earn and swap safely and efficiently across the world's biggest crypto assets with a simple and intuitive user experience and the full confidence of institutional-grade security and quality . To learn more visit https://untoldstories.link/kava -- Ledn provides financial products to help you unlock the power of digital assets. With a secure and easy-to-use platform, it's the simplest way to earn interest, borrow, and trade your BTC and USDC. For maximum accountability, Ledn offers Proof of Reserves attestations to give you peace of mind while you make the most of your Bitcoin. Untold Stories listeners can receive $50 in free BTC when you create a new loan. More info at https://untoldstories.link/LEDN -- This podcast is powered by Blockworks. For exclusive content and events that provide insights into the crypto and blockchain space, visit them at https://blockworks.co
1... Jesús, la muestra persistente del amor como actitud de vida. 2... Jesús muestra la sencillez y esencia del amor. 3... Jesús y firmeza del propósito, fiel al mandamiento. Oración. Bendición. Segundo domingo de mayo 2021.
1... Jesús, modelo de dependencia a seguir. 2... Jesús dice: "Porque sin mí nada podéis hacer" una consigna en labios del Maestro. 3... Dependencia absoluta en Jesús nuestra esperanza activada y Segura... Conclusión.. bendición... primer domingo de mayo, adns 2021
1...Jesús el autentico pastor de las ovejas y el psedo pastor. 2... Jesús nuestro buen y seguro pastor está presto en nuestros peligros contra hombres de malas intenciones. 3... Jesús ofrece su vida voluntaria y libremente... Conclusión... Oración de un pastor al pastor bueno... San Juan Damasceno, Doctor de la iglesia oriental. S. VIII. Bendición...4o domingo de Pascua de resurrección.
1... La resurrección anunciada afectó a sus adversarios más que a sus seguidores. 2... La fe, resurrección, vida de Cristo es demostración que nos entregamos para la vida, al bien de otros. Conclusiones, oración, bendición. DOMINGO DE PASCUA DE RESURRECCIÓN. 2021.
Primer domingo de febrero 2021. 1... Jesús construye relaciones para el reino... 2. Jesús y su entrega a la oración, ejemplo de interrelación divina... 3. Recorría la región predicaba en las sinagogas y expulsaba los demonios... Conclusiones... oración... Bendición.
Il regno della Divina Volontà si può e si deve chiamare il regno della beata Vergine. Seguire gli atti della Divina Volontà nella creazione rende l'anima partecipe delle loro proprietà. Splendida lezione di Gesù al riguardo e meditazione su tali effetti. Libro di cielo volume 20, 10 Novembre 1926, 9 Dicembre 2020
1. .. los caminos del Evangelio siempre presentes. 2... Juan profeta que allana el camino del Señor. 3.. D nos trae salvación desde lo inhóspito. 4.. esperemos confiados a Jesús con humildad de corazón y sencillez de espíritu. Conclusión, oración, bendición.
1.. preámbulo de su manifestación. 2.. estar alertas y en oración. 3.. reconociendo tiempos cruciales. 4.. llamado a todas las generaciones.. conclusiones, oración, bendición.
Short Inspiration The oldest prayer to Mary we have. Sub Tuum Praesidium (Under Your Protection). http://www.diocesefwsb.org On Facebook On YouTube Hear more interviews on Youtube: kyleheimann.com/youtube Subscribe to the DAILY Podcast: Apple Podcasts | Android Podcast | Other Android Apps | SoundCloud | Stitcher | RSS | Spotify follow us on social media: Facebook, Twitter, Instagram, YouTube @KyleHeimannShow Theme Song: -Custom music written by Shawn Williams (www.musicbyshawnwilliams.com) for The Kyle Heimann Show -Licensed via The Sound Cabin Inc. (www.thesoundcabin.com)
Reflection on Mich. 7:14-20, leader, Jesus Christ
info + tracklist: https://radio.syg.ma/episodes/guests-116-tuum-spirit-meat-metal https://portals-editions.bandcamp.com https://soundcloud.com/xorzyzt
Latin Quotes In Latin - Latin Quotes read out loud! I scrap out Latin Quotes about Death, Latin Quotes about War and Latin Quotes about Life from around the Web and Books and read them out loud. First in latin, then in english. Twice. I also read out loud Audiobooks in Latin. If you Love Latin just as much as we do, and if you are grateful for this Podcast, and want us to keep us producing it, make a donation or buy now all 2000 Latin Quotes In Latin WITHOUT ANY ADS for little bucks bound together in Audiobook Format here: payhip.com/lqil
Stephen Cowan came to Connor this morning up update us on his work in Tuum, Kenya
Sub Tuum Praesidium - Original Composition By SMA by Shrine of the Most Blessed Sacrament - OLAMShrine
Vikerraadios oli juba seitsmendat korda keelevõistlus TUUM, kus žürii antud tekstist tuli üles leida selle tuum ja teha kuni 200-sõnaline kokkuvõte. Nüüd on aeg käes teada saada, kuidas võistlus lõppes. Zürii esimees Tiit Hennoste kuulutab saates välja võitjad.
Vikerraadios oli juba seitsmendat korda keelevõistlus TUUM, kus žürii antud tekstist tuli üles leida selle tuum ja teha kuni 200-sõnaline kokkuvõte. Nüüd on aeg käes teada saada, kuidas võistlus lõppes. Zürii esimees Tiit Hennoste kuulutab saates välja võitjad.
Juba 6. aastat toimub keelevõistlus Tuum, milles saab panna proovile oma oskust teha kokkuvõte mahukast tekstist. Tartu Ülikooli õppejõud Tiit Hennoste räägib, kuidas žürii sobiva teksti välja valib, missugused on levinumad probleemid, kas lühisõnumeid kirjutama harjunud tviterdajatel on kokkuvõtte tegemine hõplsam või hoopis raskem. Ja annab kasulikke nõuandeid. Tuuma saab teha siin!
Juba 6. aastat toimub keelevõistlus Tuum, milles saab panna proovile oma oskust teha kokkuvõte mahukast tekstist. Tartu Ülikooli õppejõud Tiit Hennoste räägib, kuidas žürii sobiva teksti välja valib, missugused on levinumad probleemid, kas lühisõnumeid kirjutama harjunud tviterdajatel on kokkuvõtte tegemine hõplsam või hoopis raskem. Ja annab kasulikke nõuandeid. Tuuma saab teha siin!
Are 'Friends' Electric? - Episode 35 - Zang Tumb Tuum by Oliver Rockside
Here's a hint: music hot off the presses…
Here’s a hint: music hot off the presses…