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3 episodes with chartered life underwriter
3 episodes with chartered life underwriter
3 episodes with chartered life underwriter
3 episodes with chartered life underwriter
2 episodes with chartered life underwriter
2 episodes with chartered life underwriter
6 episodes with chartered life underwriter
2 episodes with chartered life underwriter
2 episodes with chartered life underwriter
Meet Dwight Geddes, founder of Metro Claims & Risk Mgmt and The Geddes Mgmt Group in Floral Park, New York. Born in Kingston, Jamaica, Dwight originally wanted to be a firefighter and studied pre-law in college before "falling into insurance" over 25 years ago.Today, his company handles claims and catastrophic events nationwide. As Co-Dean of CLM Claims College and national board member of the National African American Insurance Association, Dwight is a certified mediator, expert witness, and Financial Industry Regulatory Authority arbitrator who's published extensively on fraud, risk management, and diversity, equity & inclusion topics.A true thought leader, he is passionate about recruiting people of color into the insurance industry. Dwight advocates for active recruitment and mentorship, noting that many talented professionals leave due to lack of representation in senior leadership... All because he found the most underrated industry in business today!Website: Geddes Management GroupWebsite: Metro Claims and Risk ManagementLinkedIn: Dwight on LinkedInInstagram: Geddes on IGAbout You Should Get A LicenseYSGAL Podcast is the number #1 source for anyone looking to learn about or join the most underrated opportunity in business today...a career in the Insurance industry. Get educated, motivated, and inspired for your journey, as you learn How and Why..."You Should Get A License"Get the Book: 'You Should Get A License' https://a.co/d/cgjRqNTHost Social Media: IG: https://www.instagram.com/ysgetalicense/Tik Tok: https://www.tiktok.com/@ysgetalicenseLinkedIn: https://www.linkedin.com/company/78299851 Rod's Social Media IG: https://www.instagram.com/therodpowell/LinkedIn: https://www.linkedin.com/in/jarrard-a-rod-powell-sr-86801616/About me: Greetings! My name is Rod Powell. I'm an insurance and financial services professional and Author, and University Professor based in the DMV. I'm multi-state licensed in Life & Health and Virginia licensedin Property & Casualty Insurance, a Chartered Life Underwriter, Registered Employee Benefits Consultant, and a Commercial Lines Coverage Specialist. This channel is not for me to offer my services directly, but to educate you oncareers in the industry that has allowed me to bring a ton of value to others and has been very good to me as well. Hope you enjoy and heard something that makes you think..."You Should Get A License"
Meet Diandra Nims, a Senior Underwriter specializing in E&O risk for video and film, and the Creative Director of Limitless Visions, LLC. This multi-talented professional has carved a unique path in both the insurance and creative industries. Starting as a self-taught videographer and cinematographer, Diandra's journey led her to become a powerful voice in professional liability underwriting while maintaining her passion for storytelling and advocacy.An accomplished industry leader and an active member of the National African American Insurance Association's New York Tri-State Chapter, Diandra was a participant in the Professional Liability Underwriter Society's LAMP 2024 Cohort, and continues to break barriers and create opportunities for underrepresented voices.Today, she combines her insurance expertise with her creative vision, advocating for Black & Queer creatives while excelling in risk assessment and underwriting... All because she found the most underrated industry in business today!Website: LimitLessVisionsLinkedIn: Diandra Nims on LinkedInInstagram: @LimitlessVisionsLLCYSGAL Podcast is the number #1 source for anyone looking to learn about or join the most underrated opportunity in business today...a career in the Insurance industry. Get educated, motivated, and inspired for your journey, as you learn How and Why..."You Should Get A License"Get the Book: 'You Should Get A License' https://a.co/d/cgjRqNTHost Social Media: IG: https://www.instagram.com/ysgetalicense/Tik Tok: https://www.tiktok.com/@ysgetalicenseLinkedIn: https://www.linkedin.com/company/78299851 Rod's Social Media IG: https://www.instagram.com/therodpowell/LinkedIn: https://www.linkedin.com/in/jarrard-a-rod-powell-sr-86801616/About me: Greetings! My name is Rod Powell. I'm an insurance and financial services professional and Author, and University Professor based in the DMV. I'm multi-state licensed in Life & Health and Virginia licensedin Property & Casualty Insurance, a Chartered Life Underwriter, Registered Employee Benefits Consultant, and a Commercial Lines Coverage Specialist. This channel is not for me to offer my services directly, but to educate you oncareers in the industry that has allowed me to bring a ton of value to others and has been very good to me as well. Hope you enjoy and heard something that makes you think..."You Should Get A License"
Portfolio Pulse: The Money Podcast for Medical Professionals & Entrepreneurs
In this episode of Portfolio Pulse, host Steven welcomes Justin Nabity — a Certified Financial Planner, Chartered Life Underwriter, and Chartered Financial Consultant — to discuss the pivotal moments that shaped his entrepreneurial journey. Justin shares how joining Entrepreneurs Organization (EO) transformed his approach to business through mentorship, peer support, and deep, honest conversations. He also dives into the founding stories of Physicians Thrive, Doc Nation, and his work with Insight Surgical, revealing a passionate commitment to supporting doctors and improving healthcare systems. Tune in to hear how community, advocacy, and innovation drive lasting impact in business and beyond.
Lavaisha Davis is a Managing Partner at Ell Wess Advisors. With offices in Ohio and Georgia, she's transforming how families build and preserve generational wealth. A wife and mother of four, she began her journey with a biology background, and she built and sold several successful businesses with her husband before discovering her calling in financial services during the pandemic. Through her unique combination of analytical thinking and empathy, Lavaisha has won multiple awards as a professional and has coached many others to success. With over a decade of experience, she specializes in helping clients manage their "leaky wealth buckets" by implementing family office structures that convert income into lasting wealth...all because she got a license!Website: https://lavaishadavis.com/Linked: https://www.linkedin.com/in/lavaisha-davis-27094b208/Instagram: https://www.instagram.com/lavaishadavis/YSGAL Podcast is the number #1 source for anyone looking to learn about or join the most underrated opportunity in business today...a career in the Insurance industry. Get educated, motivated, and inspired for your journey, as you learn How and Why..."You Should Get A License"Get the Book: 'You Should Get A License' https://a.co/d/cgjRqNTHost Social Media: IG: https://www.instagram.com/ysgetalicense/Tik Tok: https://www.tiktok.com/@ysgetalicenseLinkedIn: https://www.linkedin.com/company/78299851 Rod's Social Media IG: https://www.instagram.com/therodpowell/LinkedIn: https://www.linkedin.com/in/jarrard-a-rod-powell-sr-86801616/About me: Greetings! My name is Rod Powell. I'm an insurance and financial services professional and Author, and University Professor based in the DMV. I'm multi-state licensed in Life & Health and Virginia licensedin Property & Casualty Insurance, a Chartered Life Underwriter, Registered Employee Benefits Consultant, and a Commercial Lines Coverage Specialist. This channel is not for me to offer my services directly, but to educate you oncareers in the industry that has allowed me to bring a ton of value to others and has been very good to me as well. Hope you enjoy and heard something that makes you think..."You Should Get A License"
Sandra Moody-Gresham is the owner of Dehan Insurance in Columbus, OH., with over 40 years of experience in the insurance industry. Recently celebrating 25 years in business, Dehan has become one of the most successful and respected multi-line insurance brokerage firms in the country. Sandra herself is an inspiring leader, innovator, and industry expert who has chaired professional and charitable boards, is a university professor, and co-founder of The B Fund—a partnership with Columbus Foundation that supports career awareness in the insurance industry by amplifying its opportunities within predominantly African-American communities.Before all this success, she was a young girl from Chicago who wanted to be a servant of the people and maybe even have an ice cream shop. However, after graduate school, she began to learn about money while working in a bank and started serving in a capacity that became just as sweet in what she considers the most underrated industry in business today—all because she got a license.Website: Dehan Enterprises THE B-FUND: Learn About The B-FUNDLinkedIn: Sandra Moody-Gresham on LinkedInFacebook: Dehan on Facebook: YSGAL Podcast is the number #1 source for anyone looking to learn about or join the most underrated opportunity in business today...a career in the Insurance industry. Get educated, motivated, and inspired for your journey, as you learn How and Why..."You Should Get A License"Get the Book: 'You Should Get A License' https://a.co/d/cgjRqNTHost Social Media: IG: https://www.instagram.com/ysgetalicense/Tik Tok: https://www.tiktok.com/@ysgetalicenseLinkedIn: https://www.linkedin.com/company/78299851 Rod's Social Media IG: https://www.instagram.com/therodpowell/LinkedIn: https://www.linkedin.com/in/jarrard-a-rod-powell-sr-86801616/About me: Greetings! My name is Rod Powell. I'm an insurance and financial services professional and Author, and University Professor based in the DMV. I'm multi-state licensed in Life & Health and Virginia licensedin Property & Casualty Insurance, a Chartered Life Underwriter, Registered Employee Benefits Consultant, and a Commercial Lines Coverage Specialist. This channel is not for me to offer my services directly, but to educate you oncareers in the industry that has allowed me to bring a ton of value to others and has been very good to me as well. Hope you enjoy and heard something that makes you think..."You Should Get A License"
Frank M. Campbell is a financial services veteran with over 30 years of experience in the insurance industry. He holds designations as a Chartered Life Underwriter, Licensed Life & Disability Analyst, and Chartered Financial Consultant. Frank's primary focus is ensuring his clients' life insurance policies deliver the necessary protection and financial stability, providing peace of mind to families nationwide. -- Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County.
As CEO of Benefyx and BRM Specialty Systems, Roman McDonald leads the nation's only minority-owned medical stop-loss firm, underwriting self-insured healthcare plans nationwide. Based in Philadelphia, he's transformed from being a distribution outlet to becoming the distributor himself.Though he now commands a multimillion-dollar underwriting empire, McDonald's journey began differently. While he dreamed in his youth of a career in football, his early passion for debate and communication initially pointed him toward law, but after majoring in International Finance, he entered the world of stockbroking. Seeking more impact beyond processing trades, he pivoted to wealth strategy planning, using life insurance as a wealth-building vehicle. His evolution into employee benefits opened doors to both work efficiency and scalability.Discover how McDonald turned benefits education into big business—all because he got a license.BRM Speciality Markets Website: https://www.brmuw.com/Roman McDonald LinkedIn: https://www.linkedin.com/in/roman-mcdonald-970b155/YSGAL Podcast is the number #1 source for anyone looking to learn about or join the most underrated opportunity in business today...a career in the Insurance industry. Get educated, motivated, and inspired for your journey, as you learn How and Why..."You Should Get A License"Get the Book: 'You Should Get A License' https://a.co/d/cgjRqNTHost Social Media: IG: https://www.instagram.com/ysgetalicense/Tik Tok: https://www.tiktok.com/@ysgetalicenseLinkedIn: https://www.linkedin.com/company/78299851 Rod's Social Media IG: https://www.instagram.com/therodpowell/LinkedIn: https://www.linkedin.com/in/jarrard-a-rod-powell-sr-86801616/About me: Greetings! My name is Rod Powell. I'm an insurance and financial services professional and Author, and University Professor based in the DMV. I'm multi-state licensed in Life & Health and Virginia licensedin Property & Casualty Insurance, a Chartered Life Underwriter, Registered Employee Benefits Consultant, and a Commercial Lines Coverage Specialist. This channel is not for me to offer my services directly, but to educate you oncareers in the industry that has allowed me to bring a ton of value to others and has been very good to me as well. Hope you enjoy and heard something that makes youthink..."You Should Get A License"
Gertha "Gigi" Jean is the CEO of One Way InsuranceGroup and Founder of BLB Global Consulting, in Seaford, DE and specializes in Commercial Insurance solutions for Non-Profit organizations. A product of a Haitian household living in the Bahamas, she was raised in a home with no indoor plumbing or electricity. With childhood dreams of becoming a Broadway performer, she decided to honor her parents' dream of pursuing education after the passing of her father. While in college, she began working for a localinsurance agency, helping to translate for French and Creole speakers for the agency owners. Gigi found herself enjoying the conversations and decided to pursue a career in the industry, eventually opening an agency with her husbandwhile pregnant with her first child. Nearly a decade later, she runs a thriving family-owned firm, has become a thought leader, influencer, and a mentor to others who want to maximize brand authenticity, using her creativity andexpertise to shine a new light on the most underrated industry in business today... All because she got a license. One Way Insurance Group Website: https://www.onewayinsurancegroup.comOne Way Insurance Group Instagram: https://www.instagram.com/o.w.i.g/BLB Global LinkedIn: https://www.linkedin.com/company/blb-globalLinkedIn: https://www.linkedin.com/in/gertha-jean YSGAL Podcast is the number #1 source for anyone looking to learn about or join the most underrated opportunity in business today...a career in the Insurance industry. Get educated, motivated, and inspired for your journey, as you learn How and Why..."You Should Get A License"Get the Book: 'You Should Get A License' https://a.co/d/cgjRqNTHost Social Media: IG: https://www.instagram.com/ysgetalicense/Tik Tok: https://www.tiktok.com/@ysgetalicenseLinkedIn: https://www.linkedin.com/company/78299851 Rod's Social Media IG: https://www.instagram.com/therodpowell/LinkedIn: https://www.linkedin.com/in/jarrard-a-rod-powell-sr-86801616/About me: Greetings! My name is Rod Powell. I'm an insurance and financial services professional and Author, and University Professor based in the DMV. I'm multi-state licensed in Life & Health and Virginia licensedin Property & Casualty Insurance, a Chartered Life Underwriter, Registered Employee Benefits Consultant, and a Commercial Lines Coverage Specialist. This channel is not for me to offer my services directly, but to educate you oncareers in the industry that has allowed me to bring a ton of value to others and has been very good to me as well. Hope you enjoy and heard something that makes youthink..."You Should Get A License"
Nick Allen is the CEO of Blue Raven Actuarial. Over the last two decades, he has exemplified excellence in the healthcare actuarial consulting industry. Moving to Virginia as a teenager, he attended Virginia Tech University graduating with a Degree in Mathematics. Initially, he wasn't quite sure where his interest would lead until a family member mentioned actuarial science. This led him on a journey that would see him become a Fellowship in the Society of Actuaries and eventually serve as Chief Actuary for USI's retail brokerage business before founding Blue Raven Actuarial. He now combines his passion for actuarial science with technology to make healthcare expertise accessible to all. A dedicated husband and father, he continues to influence the industry through innovative solutions and thought leadership, all because... he found the most underrated industry in business today! Blue Raven Actuarial Website: https://www.blueravenactuarial.com LinkedIn: https://www.linkedin.com/in/nickallenfsa YSGAL Podcast is the number #1 source for anyone looking to learn about or join the most underrated opportunity in business today...a career in the Insurance industry. Get educated, motivated, and inspired for your journey, as you learn How and Why..."You Should Get A License" Buy the 'You Should Get A License' Book: https://a.co/d/cgjRqNT Looking to get into the industry?: https://Bit.ly//Ysgetalicense Support this podcast: https://anchor.fm/ysgetalicense/support Host Social Media: IG: https://www.instagram.com/ysgetalicense/ Tik Tok: https://www.tiktok.com/@ysgetalicense Linked In: https://www.linkedin.com/groups/12524487/ About me: Greetings! My name is Rod Powell. I'm an insurance and financial services professional and Author based in the DC, Maryland, and Virginia areas. I'm multi-state licensed in Life & Health and Virginia licensed in Property & Casualty Insurance, a Chartered Life Underwriter, Registered Employee Benefits Consultant, and a Commercial Lines Coverage Specialist. This channel is not for me to offer my services directly, but to educate you on careers in the industry that has allowed me to bring a ton of value to others and has been very good to me as well. Hope you enjoy and heard something that makes you think..."You Should Get A License" Rod's Social Media IG: https://www.instagram.com/therodpowell/ Linked In: https://www.linkedin.com/in/jarrard-a-rod-powell-sr-86801616/
Freddie Rappina spent years building extensive experience and qualifications, including becoming a Chartered Financial Consultant™ Accredited Investment Fiduciary™, Retirement Income Planning Specialist™ and Chartered Life Underwriter™. He also amassed a comprehensive set of certifications, including Series 7, Series 63, Series 65, Series 22, and Series 6 registrations. He talks about financial players in terms of "checkers players" and "chess players". He chats with Josh about how he has been able to find financial success and pass on that knowledge to others. If you're ready to level up your financial game, this episode is for you. Get Freddie's book here: https://www.amazon.com/Playing-Wealth-Game-Strategies-Financial-ebook/dp/B0D27RDL4F
Playing the Wealth Game: The Strategies Behind Financial Moves That Win by Freddie Rappina Amazon.com Optafinancial.com Do you want to transform your financial future? Build the kind of wealth you've always dreamed of having? Create a brighter financial future simply by changing your wealth game? Wealth-building isn't just luck or happenstance—it's a series of strategic moves that take you from where you are today to where you dream of being tomorrow. It's all about playing the right game, and playing it well. Just as you would develop a strategy to win at Chess or Checkers, you need to do that for your money. This book outlines the strategies and mindset the biggest companies and the wealthiest people are using to build their fortunes so that you can do the same. By elevating your own game, you can do more than fund a retirement plan—you can create a long-lasting financial fortune and design the life of your dreams!About the author Freddie Rappina spent years building extensive experience and qualifications, including becoming a Chartered Financial Consultant™ Accredited Investment Fiduciary™, Retirement Income Planning Specialist™ and Chartered Life Underwriter™. He also amassed a comprehensive set of certifications, including Series 7, Series 63, Series 65, Series 22, and Series 6 registrations. This education and experience have given him the skills to conduct thorough assessments of his clients' financial situations and craft tailored recommendations to optimize their wealth management strategies.About the author Freddie Rappina spent years building extensive experience and qualifications, including becoming a Chartered Financial Consultant™ Accredited Investment Fiduciary™, Retirement Income Planning Specialist™ and Chartered Life Underwriter™. He also amassed a comprehensive set of certifications, including Series 7, Series 63, Series 65, Series 22, and Series 6 registrations. This education and experience have given him the skills to conduct thorough assessments of his clients' financial situations and craft tailored recommendations to optimize their wealth management strategies.
Mr. Sacchetta is the president of Westport-based CFIG Wealth Management, LLC. He is president and an investment adviser representative of Continental Five Investment Group, LLC. He is a CERTIFIED FINANCIAL PLANNER® practitioner, an Accredited Estate Planner professional, and a Chartered Life Underwriter designee. He specializes in retirement planning, estate planning, and business planning.Mr. Sacchetta is a member of the Estate Planning Council of Lower Fairfield County and the National Association of Estate Planners & Councils (NAEPC). He is a qualifying member of the Million Dollar Round Table, the Premier Association of Financial Professionals®.Mr. Sacchetta was born and raised in Connecticut. He graduated magna cum laude from Connecticut State University in New Britain, received his MBA from Fordham University in New York City, and his Chartered Life Underwriter (CLU) designation from the American College in Bryn Mawr, Pennsylvania. He is a life member of the U.S. Tennis Association and a member of the U.S. Golf Association. He is fluent in Italian.Mr. Sacchetta was recently named in the newly released editions and has been named in multiple previous editions, of the Marquis Who's Who in Finance and Business, the Marquis Who's Who in the East, the Marquis Who's Who in America and in the Marquis Who's Who in the World. He has earned numerous industry awards and distinctions. He has been quoted in local and national media.Learn More: https://www.cfig-wealth.com/Investment advisory services are offered through Continental Five Investment Group, LLC, a Registered Investment Adviser, 1555 Post Road East, Suite 206, Westport, Connecticut 06880.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-pasquale-sacchetta-president-of-cfig-wealth-management-discussing-tax-risk
Mr. Sacchetta is the president of Westport-based CFIG Wealth Management, LLC. He is president and an investment adviser representative of Continental Five Investment Group, LLC. He is a CERTIFIED FINANCIAL PLANNER® practitioner, an Accredited Estate Planner professional, and a Chartered Life Underwriter designee. He specializes in retirement planning, estate planning, and business planning.Mr. Sacchetta is a member of the Estate Planning Council of Lower Fairfield County and the National Association of Estate Planners & Councils (NAEPC). He is a qualifying member of the Million Dollar Round Table, the Premier Association of Financial Professionals®.Mr. Sacchetta was born and raised in Connecticut. He graduated magna cum laude from Connecticut State University in New Britain, received his MBA from Fordham University in New York City, and his Chartered Life Underwriter (CLU) designation from the American College in Bryn Mawr, Pennsylvania. He is a life member of the U.S. Tennis Association and a member of the U.S. Golf Association. He is fluent in Italian.Mr. Sacchetta was recently named in the newly released editions and has been named in multiple previous editions, of the Marquis Who's Who in Finance and Business, the Marquis Who's Who in the East, the Marquis Who's Who in America and in the Marquis Who's Who in the World. He has earned numerous industry awards and distinctions. He has been quoted in local and national media.Learn More: https://www.cfig-wealth.com/Investment advisory services are offered through Continental Five Investment Group, LLC, a Registered Investment Adviser, 1555 Post Road East, Suite 206, Westport, Connecticut 06880.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-pasquale-sacchetta-president-of-cfig-wealth-management-discussing-tax-risk
Mr. Sacchetta is president of Westport based CFIG Wealth Management, LLC. He is president and an investment adviser representative of Continental Five Investment Group, LLC. He is a CERTIFIED FINANCIAL PLANNER® practitioner, an Accredited Estate Planner professional and a Chartered Life Underwriter designee. He specializes in retirement planning, estate planning, and business planning.Mr. Sacchetta is a member of the Estate Planning Council of Lower Fairfield County and the National Association of Estate Planners & Councils (NAEPC). He is a qualifying member of the Million Dollar Round Table, the Premier Association of Financial Professionals®.Mr. Sacchetta was born and raised in Connecticut. He graduated magna cum laude from Connecticut State University in New Britain, received his MBA from Fordham University in New York City, and his Chartered Life Underwriter (CLU) designation from the American College in Bryn Mawr, Pennsylvania. He is a life member of the U.S. Tennis Association and a member of the U.S. Golf Association. He is fluent in Italian.Mr. Sacchetta was recently named in the newly released editions and has been named in multiple previous editions, of the Marquis Who's Who in Finance and Business, the Marquis Who's Who in the East, the Marquis Who's Who in America and in the Marquis Who's Who in the World. He has earned numerous industry awards and distinctions. He has been quoted in local and national media.Learn More: https://www.cfig-wealth.com/Investment advisory services are offered through Continental Five Investment Group, LLC, a Registered Investment Adviser, 1555 Post Road East, Suite 206, Westport, Connecticut 06880.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-pasquale-sacchetta-president-of-cfig-wealth-management-discussing-interest-rate-inflation-risk
Mr. Sacchetta is president of Westport based CFIG Wealth Management, LLC. He is president and an investment adviser representative of Continental Five Investment Group, LLC. He is a CERTIFIED FINANCIAL PLANNER® practitioner, an Accredited Estate Planner professional and a Chartered Life Underwriter designee. He specializes in retirement planning, estate planning, and business planning.Mr. Sacchetta is a member of the Estate Planning Council of Lower Fairfield County and the National Association of Estate Planners & Councils (NAEPC). He is a qualifying member of the Million Dollar Round Table, the Premier Association of Financial Professionals®.Mr. Sacchetta was born and raised in Connecticut. He graduated magna cum laude from Connecticut State University in New Britain, received his MBA from Fordham University in New York City, and his Chartered Life Underwriter (CLU) designation from the American College in Bryn Mawr, Pennsylvania. He is a life member of the U.S. Tennis Association and a member of the U.S. Golf Association. He is fluent in Italian.Mr. Sacchetta was recently named in the newly released editions and has been named in multiple previous editions, of the Marquis Who's Who in Finance and Business, the Marquis Who's Who in the East, the Marquis Who's Who in America and in the Marquis Who's Who in the World. He has earned numerous industry awards and distinctions. He has been quoted in local and national media.Learn More: https://www.cfig-wealth.com/Investment advisory services are offered through Continental Five Investment Group, LLC, a Registered Investment Adviser, 1555 Post Road East, Suite 206, Westport, Connecticut 06880.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-pasquale-sacchetta-president-of-cfig-wealth-management-discussing-interest-rate-inflation-risk
Physician Empowerment Masterclass Faculty Member Simon Wong joins Dr. Wing Lim for a conversation about financial freedom. Simon dissects how the interchangeable terms of financial freedom, financial independence, and financial security actually hold rather different meanings and how there are philosophical mindset factors that affect where people see themselves as finally achieving freedom or security. What are the quality of living goals, retirement goals, and wealth ambitions? Simon walks Wing through how all of these affect financial freedom. Dr. Wing Lim asks the question “When are we free?” which leads Simon to explain that financial freedom is almost impossible to 100% achieve because life will always contain risk. Even a passive income real estate portfolio carries the innate risk of rising interest rates or damage to a property due to fire. But Simon also points out that feeling 100% secure in whatever the projected “freedom” rate is for each individual isn't necessary because one can experience a sense of financial freedom at 70% certainty or 90% certainty. Simon and Wing discuss all the factors that affect financial freedom, how to think about it, what to set up to make it a future reality, and why a financial planner can assist in setting the right goalposts for hitting that freedom.–About Simon Wong:As an Integrated Wealth Planner, Simon's expertise lies in simplifying complex financial concepts into clear, actionable insights, forming the cornerstone of his Financial Plans. He specializes in navigating individuals and businesses through the intricate landscape of finance, utilizing his extensive knowledge and experience to foster their financial success and stability.Simon's academic and professional credentials, including an MBA in Accounting and a prestigious trio of designations - Certified Financial Planner, Chartered Investment Manager, and Chartered Life Underwriter - empower him to provide holistic and strategic financial advice. His career spans beyond traditional wealth planning, enriched by collaborations with elite asset management firms and a notable tenure at a leading accounting firm. __Physician Empowerment: Attend an upcoming Empowerment RetreatJoin the Physician Empowerment Masterclass nowWebsite: PhysEmpowerment.ca
Mr. Sacchetta is president of Westport based CFIG Wealth Management, LLC. He is president and an investment adviser representative of Continental Five Investment Group, LLC. He is a CERTIFIED FINANCIAL PLANNER® practitioner, an Accredited Estate Planner professional, and a Chartered Life Underwriter designee. He specializes in retirement planning, estate planning, and business planning.Mr. Sacchetta is a member of the Estate Planning Council of Lower Fairfield County and the National Association of Estate Planners & Councils (NAEPC). He is a qualifying member of the Million Dollar Round Table, the Premier Association of Financial Professionals®.Mr. Sacchetta was born and raised in Connecticut. He graduated magna cum laude from Connecticut State University in New Britain, received his MBA from Fordham University in New York City, and his Chartered Life Underwriter (CLU) designation from the American College in Bryn Mawr, Pennsylvania. He is a life member of the U.S. Tennis Association and a member of the U.S. Golf Association. He is fluent in Italian.Mr. Sacchetta was recently named in the newly released editions and has been named in multiple previous editions, of the Marquis Who's Who in Finance and Business, the Marquis Who's Who in the East, the Marquis Who's Who in America and in the Marquis Who's Who in the World. He has earned numerous industry awards and distinctions. He has been quoted in local and national media.Learn More: https://www.cfig-wealth.com/Investment advisory services are offered through Continental Five Investment Group, LLC, a Registered Investment Adviser, 1555 Post Road East, Suite 206, Westport, Connecticut 06880.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-pasquale-sacchetta-president-of-cfig-wealth-management-discussing-market-risk
Mr. Sacchetta is president of Westport based CFIG Wealth Management, LLC. He is president and an investment adviser representative of Continental Five Investment Group, LLC. He is a CERTIFIED FINANCIAL PLANNER® practitioner, an Accredited Estate Planner professional, and a Chartered Life Underwriter designee. He specializes in retirement planning, estate planning, and business planning.Mr. Sacchetta is a member of the Estate Planning Council of Lower Fairfield County and the National Association of Estate Planners & Councils (NAEPC). He is a qualifying member of the Million Dollar Round Table, the Premier Association of Financial Professionals®.Mr. Sacchetta was born and raised in Connecticut. He graduated magna cum laude from Connecticut State University in New Britain, received his MBA from Fordham University in New York City, and his Chartered Life Underwriter (CLU) designation from the American College in Bryn Mawr, Pennsylvania. He is a life member of the U.S. Tennis Association and a member of the U.S. Golf Association. He is fluent in Italian.Mr. Sacchetta was recently named in the newly released editions and has been named in multiple previous editions, of the Marquis Who's Who in Finance and Business, the Marquis Who's Who in the East, the Marquis Who's Who in America and in the Marquis Who's Who in the World. He has earned numerous industry awards and distinctions. He has been quoted in local and national media.Learn More: https://www.cfig-wealth.com/Investment advisory services are offered through Continental Five Investment Group, LLC, a Registered Investment Adviser, 1555 Post Road East, Suite 206, Westport, Connecticut 06880.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-pasquale-sacchetta-president-of-cfig-wealth-management-discussing-market-risk
Physician Empowerment Masterclass Faculty Members Nick Giovannetti and Simon Wong, both Certified Financial Planners, join Dr. Wing Lim as he referees a battle royale between T4s (represented by Nick) and T5s (represented by Simon). What's best for incorporated professionals to pay themselves and why? What are the features of T4s and T5s? What do two financial planners advise? This episode will answer all these questions and prepare for more in-depth explorations in a future Masterclass. Accountants historically didn't offer choices between T4s and T5s but the wind is changing, and now there are different champions for each camp. Nick Giovannetti explains Canada Pension Plan benefits that come with a T4 while Simon explores the potential to do better investing on their own, as made possible by a T5. Nick and Simon debate the benefits, challenges, expenses, and lower personal tax rates between the T4 and T5, showcasing both pros and cons from a financial and accounting perspective. This episode seeks to break down in simple terms who would be best served by a T4 versus who would do better with a T5 and why there is such a split between accountants. The information here is expansive, solid, and based on extensive mutual experience. Don't miss this episode or the Masterclasses each Faculty Member contributes to in the future.–About Nick Giovannetti:Nick is a Certified Financial Planner® with a fully Integrated Wealth Planning Team. His approach to financial planning centers around a deep understanding of clients' goals and objectives, fostering long-term relationships built on trust and transparency.About Simon Wong:As an Integrated Wealth Planner, Simon's expertise lies in simplifying complex financial concepts into clear, actionable insights, forming the cornerstone of his Financial Plans. He specializes in navigating individuals and businesses through the intricate landscape of finance, utilizing his extensive knowledge and experience to foster their financial success and stability.Simon's academic and professional credentials, including an MBA in Accounting and a prestigious trio of designations - Certified Financial Planner, Chartered Investment Manager, and Chartered Life Underwriter - empower him to provide holistic and strategic financial advice. His career spans beyond traditional wealth planning, enriched by collaborations with elite asset management firms and a notable tenure at a leading accounting firm. __Interested in going further in your financial journey? Join our national conference and meet the PhE team live in Toronto this May 25 and 26th: https://www.physempowerment.ca/live __Physician Empowerment: Register for the Physician Empowerment Live Conference in Toronto on May 25 - 26, 2024Join the Physician Empowerment Masterclass now
Download “How To Find Ultra High Net Worth Clients" from https://financialadvisorsworkshop.com/ Brett Nelson (https://prevailiws.com/) is a financial advisor at Prevail Innovative Wealth Strategies dedicated to helping his clients achieve long-term financial security through effective risk management strategies. He is a Chartered Life Underwriter, and he believes in empowering his clients through education and transparent communication, ensuring they have the tools and understanding to achieve their financial dreams. In this episode, Brian and Brett discuss: 1. Optimizing Investment Portfolios 2. Achieving Financial Harmony Through Comprehensive Planning 3. Adapting Investment Strategies to Market Volatility 4. The Role of Life Insurance in Estate Planning LinkedIn: https://www.linkedin.com/in/brett-nelson-clu%C2%AE-5219b322/ Website: https://prevailiws.com/ YouTube: https://www.youtube.com/@prevailinnovativewealthstr4181 Facebook: https://www.facebook.com/bretteugene To see short videos of all our best FA Business Growing tips follow us on: Instagram: https://www.instagram.com/FinancialAdvisorsWorkshop TikTok: https://www.tiktok.com/@faworkshop YouTube: https://www.youtube.com/@financialadvisorsworkshop Facebook: https://www.facebook.com/FinancialAdvisorsWorkshop Twitter: https://twitter.com/FAsWorkshop iTunes: https://podcasts.apple.com/us/podcast/financial-advisors-workshop-with-brian-kasal/id1614768408 Spotify: https://open.spotify.com/show/4OB78889GRx2FHjvWtsyeE Website: https://www.financialadvisorsworkshop.com/ Work with FourStar: https://financialadvisorsworkshop.com/Advisors DISCLAIMER: This content is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at www.adviserinfo.sec.gov
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John Crane is an author, financial advisor, retirement income planner, and registered representative and financial advisor at Park Avenues Securities LLC. Before serving in the financial services industry, John held several posts at Sprint, including a Senior Government Account Executive role. In his book, The One-Number Budget, he helps readers with staying on track with a budget, simplifies the budgeting process, and explains lifetime cash flow. John holds a Master of Business Administration degree from George Mason University and received his Chartered Financial Consultant, Chartered Life Underwriter, and Retirement Income Certified Professional designations from The American College. John joins me today to discuss The One-Number Budget and how financial advisors can help clients shift their perspectives on budgeting for retirement. He describes his background and his path to the financial services industry. He details the disadvantages of traditional budgeting. John also highlights the lifetime perspective on cash flow to keep in mind when budgeting and underscores the power of serving others as your authentic self. “Traditional budgeting is a snapshot in time that only addresses the month, but there's a lifetime perspective on cash flow you need to take into account.” - John Crane This week on The Model FA Podcast: The beginning stages of Crane Financial What made John look at budgeting from a different perspective How traditional budgeting elicits the feeling of scarcity from clients Executing the One-Number Budget in reality Why financial advisors are like psychologists How John guides clients who are unsure about the One-Number Budget The disadvantages of traditional budgeting The 30-year earning time Helping clients who have not or can't save 20% of their income Working with the One-Number Budget worksheet Serving as your authentic self Resources Mentioned: Book: Relentless: From Good to Great to Unstoppable by Tim S. Grover Book: Winning: The Unforgiving Race to Greatness by Tim S. Grover One-Number Budget Worksheet Our Favorite Quotes: “I'm turning 33 shortly, and it's like I'm so young and I've got plenty of time; but no, I'm 3 years into my ‘true' earning years and I need to ensure I'm planning for the last 30 years of my life.” - David DeCelle “Advisors look for tips, tricks, and tactics, but often the biggest breakthroughs come when there's a shift in mindset as opposed to using a new tool.” - David DeCelle “Once I got that permission slip to be myself and focus on helping people the way I think it should be done, my business started growing quickly. I started having more fun and became more effective.” - John Crane Connect with John Crane: Crane Financial Book: The One-Number Budget: Why Traditional Budgets Fail and What to Do About It Crane Financial on LinkedIn John Crane on LinkedIn Email: John.Crane@CraneFinancial.com About the Model FA Podcast The Model FA podcast is a show for fiduciary financial advisors. In each episode, our host David DeCelle sits down with industry experts, strategic thinkers, and advisors to explore what it takes to build a successful practice — and have an abundant life in the process. We believe in continuous learning, tactical advice, and strategies that work — no “gotchas” or BS. Join us to hear stories from successful financial advisors, get actionable ideas from experts, and re-discover your drive to build the practice of your dreams. Did you like this conversation? Then leave us a rating and a review in whatever podcast player you use. We would love your feedback, and your ratings help us reach more advisors with ideas for growing their practices, attracting great clients, and achieving a better quality of life. While you are there, feel free to share your ideas about future podcast guests or topics you'd love to see covered. Our Team: President of Model FA, David DeCelle If you like this podcast, you will love our community! Join the Model FA Community on Facebook to connect with like-minded advisors and share the day-to-day challenges and wins of running a growing financial services firm.
Sandy Pollack is the founder of Trimaran Advisory Group Ltd., a financial advisory firm that goes beyond traditional business and estate planning. Serving as both principal and Lead Financial Advisor, Sandy is an advocate for values-based legacy planning—believing that building wealth and managing wealth are not the same thing. Sandy is certified as a Family Enterprise Advisor, Certified Financial Planner, Chartered Life Underwriter, and Trust and Estate Practitioner. During the show we discuss: What Estate Planning is Why Estate Planning is Important What a Will is Why You Need a Will The Typical Problems That a Will Resolves And/Or Avoids How do I start planning and creating my will What a Well-Thought-Out Will Contains How Often Should You Revisit and Update Your Will The Next Steps After You've Created Your Will What Happens to Your Estate if You Pass and Don't Leave a Will The Other Estate Planning Documents You Should Consider Having Aside From a Will Why You Should Consider Having an Estate Planner The Qualities You Should Look For in an Estate Planner Resources:https://www.dontleaveamess.ca/
Nick's Bio:Nick Nauta has been practicing financial planning since moving to the Lansing area in 2006. After studying Financial Management and Economics at Northern Michigan University, Nick ventured into the financial planning industry. Having a young daughter and wife, Nick wanted to stay in Michigan. At the time he graduated, one of the few jobs available for a finance major was as a financial advisor.Nick struggled through his first few years in the profession. He relates the struggle to his early memories of money living in Spring Lake, Michigan. One of the things he learned about money when he was growing up was the people who seemed to have the most of it, weren't inherently happier than those who didn't. When he started in the financial advising industry, the profession appeared to be all about making money, something he didn't hold in high esteem.Some years later, around the time his son was born, Nick finally started to figure out his place in the financial planning world. He was challenged to answer the question of why he did what he did. Thinking back on his early memories of money, he concluded he was in the financial planning profession to help people realize their life goals.Nick enjoys giving back to the community as well as his profession. He is currently the past president of the Davies Project, Treasurer of Loaves and Fishes homeless shelter, President of Delta-side business association, and Secretary of Kiwanis of Delta Township. Nick is a Certified Financial Planner™, Chartered Life Underwriter™, Registered Life Planner™, board member of the Greater Lansing Estate Planning Council, and a member of the following professional associations:CFP® BoardNational Association of Personal Financial Advisors (NAPFA)Financial Planning Association (FPA)Fee-Only NetworkXY Planning Network (XYPN)Kinder Institute of Life PlanningGreater Lansing Estate Planning CouncilNick's Social: https://www.linkedin.com/in/nicknautacfp/
In this episode with Greg Goff, let's dive into different insurance choices and what might work for you. Listen to how Greg's friend lost a large sum of his retirement savings on taxes. If you don't want to make the same mistake, tune in and start planning your finances today! Key takeaways to listen for The advantage of diversified long-term investments under economic volatility How much emergency fund should you save More reasons to reach out and work with a financial professional Roth IRA: What it is and how it can benefit your kids How a background knowledge in investment can lead you to best decisions Resources mentioned in this episode Jim Cramer Roth IRA About Greg Goff Greg is a CERTIFIED FINANCIAL PLANNER™. Greg learned the value of comprehensive financial planning while working as a Financial Advisor at a Fortune 500 firm. Knowing there was a disconnect between financial planning and entrepreneurship, Greg founded Sound Wealth Management, a financial planning firm focused on serving business owners. Greg is also a Certified Investment Management Analyst®, Chartered Financial Consultant®, and a Chartered Life Underwriter®. Greg enjoys spending time with his wife, Kinsley, their daughter, and their two rescue pups, Marlow and Cooper. They enjoy exploring all Greenville, SC, offers and visiting family in Hilton Head and Charlotte. Connect with Greg Website: Sound Wealth Management LinkedIn: Gregory Goff, CFP® Facebook Page: Sound Wealth Management Instagram: @soundwealthmanagement YouTube: Sound Wealth Management Email: greg@soundwealthm.com Connect with Leigh Please subscribe to this podcast on iTunes or the Podcasts App on your phone, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown. Subscribe to Leigh's other podcast Real Estate From The Rooftops Sponsors Leigh Brown University – New On-Demand Training How to Dominate During This Recession! Enroll Now to get ahead of the curve and learn how to manage changing markets, the action steps for what to do, and most importantly, what to say so that you can secure listings, assist more buyers, and grow your business no matter what the market is doing. Link: http://dominatethisrecession.com
In this episode, we take a deep dive into the inspiring story of Tom Laune, a former music industry titan turned finance expert. After experiencing hearing loss which would prevent Tom from continuing his career in the music industry, Tom transitioned into finance and developed a revolutionary strategy called Bulletproof Wealth. This strategy helps protect others' ability to earn a living by combining long-term disability insurance, specially designed life insurance, and a revolutionary investing strategy. Tune in to learn how you can implement the Bulletproof Wealth strategy into your financial plans. HIGHLIGHTS: Here's a breakdown of what to expect in this episode: ✅ Tom's background in the music industry and transition into finance due to hearing loss ✅ The Bulletproof Wealth strategy that Tom created to protect one's ability to earn a living through long-term disability insurance, specially designed life insurance, and a revolutionary investing strategy ✅ Tom's advice for W2 employees to max out their long-term disability policies and the importance of being knowledgeable in a subject ✅Tom's specialization in working with real estate investors who want to be in control of their money and create passive income ✅Various topics discussed by Tom, including banking, real estate investing, whole life policies, farming, and overcoming limiting beliefs ✅And so much more!
In this episode, we take a deep dive into the inspiring story of Tom Laune, a former music industry titan turned finance expert. After experiencing hearing loss which would prevent Tom from continuing his career in the music industry, Tom transitioned into finance and developed a revolutionary strategy called Bulletproof Wealth. This strategy helps protect others' ability to earn a living by combining long-term disability insurance, specially designed life insurance, and a revolutionary investing strategy. Tune in to learn how you can implement the Bulletproof Wealth strategy into your financial plans. HIGHLIGHTS: Here's a breakdown of what to expect in this episode: ✅ Tom's background in the music industry and transition into finance due to hearing loss ✅ The Bulletproof Wealth strategy that Tom created to protect one's ability to earn a living through long-term disability insurance, specially designed life insurance, and a revolutionary investing strategy ✅ Tom's advice for W2 employees to max out their long-term disability policies and the importance of being knowledgeable in a subject ✅Tom's specialization in working with real estate investors who want to be in control of their money and create passive income ✅Various topics discussed by Tom, including banking, real estate investing, whole life policies, farming, and overcoming limiting beliefs ✅And so much more!
Today's show: Answering your biggest investing and retirement questions. Farnoosh and special guest Sara Benton, Prudential Financial Planner, review audience questions about how to start, the best ways to maximize your 401(k) and the ins and outs of Roth IRA rollovers. For a free financial checklist from Prudential go to join.farnoosh.tv. More about Sara Benton: She has been a Financial Planner at The Prudential Insurance Company of America for over 10 years. Sara is passionate about financial wellness and helping her clients achieve their goals through education, guidance and crafting custom strategies for their financial future. Ensuring her clients are confident about their goals and are prepared for unexpected challenges, whatever the life stage, is her primary focus. Sara holds the Certified Financial Planner, Chartered Financial Consultant, and Chartered Life Underwriter designations and is constantly looking for ways to grow and learn more to better assist her clients. She leads worksite education programs aimed to empower employees to take hold of their finances and understand the impacts of their financial decisions. Prudential Disclosure: Our financial advisors offer financial planning and investment advisory services and programs through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS), pursuant to a separate client agreement. A financial advisor or financial planner offers insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jennifer Hensley is a marketing strategist and the owner of Playmaker Coaching & Consulting LLC— dedicated to changing the game for referral-based business owners. By creating and implementing 90-day marketing plans with her clients, Jennifer helps them scale sustainably without the hassle or hustle. Jennifer worked with Northwestern Mutual for over 18 years before becoming the owner of Playmaker Coaching & Consulting in 2019. She graduated from the University of Missouri-Columbia with a Bachelor's in Marketing and earned her Chartered Financial Consultant and Chartered Life Underwriter designation from The American College of Financial Services. Jennifer joins me today to offer advice on branding for financial advisors. She outlines the SVC branding framework and discusses what factors financial advisors need to consider when creating a branding strategy. She explains how financial advisors can elevate their branding if they're not active on social media. She also highlights how advisors can avoid getting overwhelmed when beginning marketing work for their business and underscores the value of creating a playbook for branding success. “Start by showing up: comment on others' content, give free resources, or add value. Starting there can make a huge difference, and you wouldn't have to worry about how much you need to post every day.” - Jennifer Hensley This week on The Model FA Podcast: Jennifer's background and career at Northwestern Mutual The “Strategy, Value, and Consistency” framework for branding Tracking and identifying client segmentation and ideal clients Jennifer's advice for being more consistent with branding work The three circles of people who will see your content The importance of adding free value to other people How financial advisors can elevate their branding if they're not active on social media Creating a library of content for repurposing and reusing The branding minimum viable product every financial advisor needs to have Resources Mentioned: Book: One Word that will Change Your Life by Dan Britton, Jimmy Page, and Jon Gorden Book: The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better (and Other People's Lives Better, Too) by Gretchen Rubin Book: Find Your Yellow Tux: How to Be Successful by Standing Out by Jesse Cole Our Favorite Quotes: “The reality is if you want people to care about your stuff, it starts by you caring about theirs. You need to interact with them first to make interaction happen.” - David DeCelle “It's important to not just put together a plan but also a plan of execution, and a plan around how you're going to review and reassess.” - David DeCelle “Being strategic, value-based, and consistent helps advisors create aim and focus, rather than just going all over the board and hoping something will work out.” - Jennifer Hensley “Advisors often have a lot of ideas all the time and immediately take it all and adopt it all, at which point they struggle. Trying to make it manageable makes it more consistent.” - Jennifer Hensley Connect with Jennifer Hensley: Playmaker Coaching & Consulting Email: jennifer@PlaymakerCoach.com Jennifer Hensley on LinkedIn Jennifer Hensley on Instagram About the Model FA Podcast The Model FA podcast is a show for fiduciary financial advisors. In each episode, our host David DeCelle sits down with industry experts, strategic thinkers, and advisors to explore what it takes to build a successful practice — and have an abundant life in the process. We believe in continuous learning, tactical advice, and strategies that work — no “gotchas” or BS. Join us to hear stories from successful financial advisors, get actionable ideas from experts, and re-discover your drive to build the practice of your dreams. Did you like this conversation? Then leave us a rating and a review in whatever podcast player you use. We would love your feedback, and your ratings help us reach more advisors with ideas for growing their practices, attracting great clients, and achieving a better quality of life. While you are there, feel free to share your ideas about future podcast guests or topics you'd love to see covered. Our Team: President of Model FA, David DeCelle If you like this podcast, you will love our community! Join the Model FA Community on Facebook to connect with like-minded advisors and share the day-to-day challenges and wins of running a growing financial services firm.
What's the secret to taking every Friday off, so you can spend more time with your family and doing the things you love? My guest on the podcast today is Dustin Serviss, and he appears to have cracked the code for work/life balance! Dustin built a wildly successful businesses in the wealth and lifestyle design space. He's a Certified Financial Planner, Chartered Life Underwriter, Chartered Investment Manager, and Certified Health Specialist. In this conversation, we chat about his secret for never working on a Friday, how this is linked to his money mindset, and the importance of a 'never retire' strategy. Here's my conversation with Dustin Serviss in episode 589 of Informed Choice Radio.
Tom Laune had a unique path to creating the Bulletproof Wealth® strategy. He enjoyed a 30-year career in the music industry as a recording engineer and producer, working with acts as diverse as R.E.M., Bruce Springsteen, and Amy Grant. Early in his career, his financial professional recommended a disability income policy, something he didn't even know existed. Several decades later, Tom suffered a high-frequency hearing loss while mixing a record and was no longer able to continue the job he loved. At that time, his disability income policy became the most valuable possession he owned. It provided consistent, tax-free, monthly income payments that allowed him to go back to school and learn how to help others protect their financial future by becoming a Chartered Financial Consultant, Chartered Life Underwriter, and a Chartered Special Needs Consultant. He also became an authorized Infinite Banking Practitioner. After many years of education and research, Tom created the Bulletproof Wealth® strategy to help others protect their income and grow wealth. The secret to his strategy is teaching people to use money like banks do to earn much higher rates of return than the average investor! In this episode, Tom discusses how banks make money and how life insurance can be a better way to save money and protect your family at the same time. He explains that by using a convertible term policy, which is a specially designed policy that allows you to lock in your health and qualify for life insurance now. To learn more about Tom, listeners can visit his website at Bulletproof Wealth! [00:01 - 01:24] Opening Segment Tom talks about how he transitioned into financial planning after experiencing partial hearing loss and learned about savings in life insurance to use a bank [01:25 - 20:44] A Holistic Approach To Financial Planning He teaches others how to use banks to make money, primarily full-time real estate investors and W2 who invest part-time in real estate He talks about how he was defrauded by three financial and how one was the least aggressive How banks make money and how a deposit is considered an asset while a loan is considered an asset The key to making money through fractional reserve lending Lending through life insurance policies is a way to use your own money while still having the security of creditor and predator protection [20:45 - 27:07] How To Make Money And Protect Your Family Banks make money by charging interest, and life insurance companies can charge a very minimal fee for the use of their money A life insurance line of credit allows you to have your money working for you at two places at once By using a convertible term policy, you can lock in your health and qualification for life insurance now, and then switch to a banking-style policy when you're ready The strategy of using your own money, combined with high returns on investment [27:08 - 32:48] Closing Segment Tom discusses his teaching style and how it can be applied to real estate investing Tom shares where you can get in contact with him (links below) Quote/s: “I don't want to blow people's minds on this, but I want people to understand that banks are making way more returns than anybody realizes. And all I'm doing is helping people position their capital so that they can make returns like banks.” – Tom Laune You can connect with Tom through: Website: Bulletproof Wealth Facebook: Bulletproof Wealth LinkedIn: Tom Laune WANT TO LEARN MORE? Connect with me through LinkedIn Or send me an email at sujata@luxe-cap.com Visit my website www.luxe-cap.com or my YouTube channel Thanks for tuning in! If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!
Tom had a unique path to creating the Bulletproof Wealth® strategy. He enjoyed a 30-year career in the music industry as a recording engineer and producer, working with acts as diverse as R.E.M., Bruce Springsteen, and Amy Grant. Early in his career, his financial professional recommended a disability income policy, something he didn't even know existed. Several decades later, Tom suffered a high-frequency hearing loss while mixing a record and was no longer able to continue the job he loved. At that time, his disability income policy became the most valuable possession he owned. It provided consistent, tax-free, monthly income payments that allowed him to go back to school and learn how to help others protect their financial futures by becoming a Chartered Financial Consultant, a Chartered Life Underwriter, and a Chartered Special Needs Consultant. He also became an authorized Infinite Banking Practitioner. After many years of education and research, Tom created the Bulletproof Wealth® strategy to help others protect their income and grow wealth. The secret to his strategy is teaching people to use money like banks do to earn much higher rates of return than the average investor! In this episode, Tom recommends being on the lookout for people who can add value to your work, and then seeking out their help to up-level your skills. These types of relationships can be beneficial in any area of life, as they allow you to grow in areas in which you may not be experts. He shares that he has been involved in a lot of successful businesses and has found that being around highly effective people has had a positive impact on her growth. To learn more about Tom, listeners can visit his website at Bulletproof Wealth®! [00:01 - 03:40] Opening Segment Tom shares how he's been able to grow his business through referrals from other successful entrepreneurs [03:41 - 07:27] Building A Recession Resistant Real Estate Business He talks about mindset and how it's important to have a positive outlook in order to be successful He has been involved in a lot of high-impact projects and has had great results from being around highly effective people The more you are around professionals, the better you will be able to learn and grow There are a variety of organizations and people that can provide you with the opportunities and mind expansion you need to reach your goals He shares his story of how he became successful in real estate and how he's able to help others achieve the same goals [07:28 - 11:01] Closing Segment Tom encourages listeners to learn more about him and his strategy of Bulletproof Wealth Tom shares where you can get in contact with him (links below) Quote/s: “If I was going to get into multi-family investing, for example, I would never want to do it on my own. I would want to be working with somebody who's done it before and has closed many successful deals.” – Tom Laune You can connect with Tom through his: Website: Bulletproof Wealth® Facebook: Bulletproof Wealth® LinkedIn: Tom Laune WANT TO LEARN MORE? Connect with me through LinkedIn Or send me an email at sujata@luxe-cap.com Visit my website www.luxe-cap.com or my YouTube channel Thanks for tuning in! If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!
Today, on this episode of The Sub2Deals Show, we welcome Special Guest Sarah Carlson and talk about having the proper mindset and financial planning. Although many think money can't buy happiness, Sarah knows from experience that it certainly can help. With wealth often comes anxiety, especially for those with complicated situations. Sarah strives to work closely with you, breaking it all down so it's simple, easy to understand—and oriented toward the life you aspire to live. In the financial industry her entire career. she founded Fulcrum Financial Group in 1997 to help individuals and families navigate the many complexities that money can bring and move them closer to their goals. A graduate of Yale University with a degree in Economics, a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Life Underwriter®, and Chartered Financial Consultant®, Sarah is passionate about education, viewing it as a lifelong endeavor. She holds security registrations 24, 7, 6, 63, 65 through LPL Financial. What You Will Learn How to change your money mindset Why is it that finances create so much fear in modern life? How much money should people be trying to set aside for retirement? Mentioned in This Episode Just Getting Started & on a Budget? Get the BEST Deal on Creative Finance & Sub2 Coaching on the PLANET! http://www.7dollarcoaching.com Get Sarah's New Book Here! http://www.FacingFinancialFears.com Looking for the Absolute BEST Sub2 & Creative Financing Training on the PLANET? Check out https://www.Sub2University.com
To learn more and to order visit: https://nationalalliancebooks.com/collections/new-products/products/fundamentals-of-life-health-insuranceTom Faulconer, JD, CFP(r), CASL, ChFC, CPCU is a 1985 graduate of Butler University and a 1988 graduate of the Indiana University School of Law at Indianapolis. He began his career at Indiana Farm Bureau Insurance as Advanced Sales Counsel, was promoted to Manager of Agent Training, and Director of Agent Development, and was named Senior Vice President and Chief Marketing Officer in 2010. While at Indiana Farm Bureau Insurance, in addition to continuing his legal work and education, Tom earned several professional designations including the Certified Financial Planner®, Chartered Life Underwriter, Chartered Financial Consultant, Chartered Advisor for Senior Living, and the Chartered Property and Casualty Underwriter. He also earned Series 6, 7, 63 and 26 securities registrations, served as the Office of Supervisory Jurisdiction in Indiana for EquiTrust Marketing Services (Broker-dealer), and introduced variable products to the company's field force. His insurance training courses have been taken by hundreds of insurance professionals and he has presented numerous continuing education courses. Tom is currently a member of the faculty of Risk Management and Insurance at Butler University.
We welcome back Michael Kitces, who was one of our first guests on The Long View. Michael is the head of planning strategy for Buckingham Wealth Partners. In addition, he is a co-founder of the XY Planning Network, AdvicePay, New Planner Recruiting, fpPathfinder, and XY BeanCounters. Kitces also oversees the leading industry blog for financial advisors, Nerd's Eye View at kitces.com, which reaches more than 250,000 readers each month. He also has two podcasts, Financial Advisor Success and Kitces & Carl, the latter of which he produces with Carl Richards. He has received numerous financial planning designations, including the Certified Financial Planner, Chartered Financial Consultant, and Chartered Life Underwriter designations. He received his bachelor's degree in psychology from Bates College and subsequently earned master's degrees in taxation and financial planning.BackgroundBioXY Planning NetworkAdvicePayNew Planner RecruitingfpPathfinderXY BeanCountersNerd's Eye ViewFinancial Advisor Success podcastKitces & Carl podcastBuckingham Strategic WealthTime Management and Productivity"Resolving the Paradox—Is the Safe Withdrawal Rate Sometimes Too Safe?" by Michael Kitces, kitces.com, May 6, 2008."To Roth or Not To Roth," by Michael Kitces, kitces.com, May 2009.Jeffrey LevineInoreaderJoshua BrownBarry RitholtzTadas Viskanta"Maximizing Your Productivity by Leveraging Your Time Not Your Technology, With Patty Kreamer," Financial Advisor Success podcast, kitces.com, June 15, 2021."7 Big Rocks—The Productivity System," by Stephen Covey, youtube.com, Dec. 27, 2013.Advice Business"Financial Advisor Fee Trends and the Fee Compression Mirage," by Derek Tharp, kitces.com, Feb. 8, 2021."The 3 Domains of Financial Advisor Value: Why Human Advisors Continue to Thrive Amid Competition From Robos," by Adam Van Deusen, kitces.com, May 23, 2022.Direct Indexing and Taxes"The Four Types of Direct Indexing and Technology Solutions for Advisors," by Michael Kitces and Adam Van Deusen, kitces.com, Feb. 16, 2022."Why Tax-Loss Harvesting During Down Markets Isn't Always a Good Idea," by Ben Henry-Moreland, kitces.com, July 13, 2022."Financial Advisor Trends in Constructing Mutual Fund vs. ETF Investment Portfolios," by Michael Kitces, kitces.com, July 25, 2018.ParametricAperio"What This Week's Market Volatility Teaches About Making Customized Portfolios for Every Client," by Michael Kitces, kitces.com, Feb. 8, 2018."Kitces & Carl Ep 65: Handling Clients Who Bring Their Own 'Hot' Investment Ideas," Kitces & Carl podcast, kitces.com, July 29, 2021."10 Key Performance Indicators for Financial Advisory Firms to Compare With Industry Benchmarking Studies," by Ben Henry-Moreland, kitces.com, March 28, 2022.
Victor Godinho is a serial entrepreneur and wealth management & strategic financial planning professional. His work and insights have been featured by the Globe & Mail, Toronto Star, HuffPost Business, Canadian Wealth Professional, Global News, CBC, and the Financial Post, among other notable media outlets. Victor is the Managing Partner at Kismet Wealth Group, overseeing the firm's strategic growth in their Wealth Management and Family Office services. Victor holds Certified Financial Planner, Chartered Life Underwriter, and Chartered Investment Manager designations. Victor is also a recently published author. His first book, “Enterprise Your Wealth: How To Manage Your Wealth Like A Business,” is now available on Amazon. In this episode, we talked about the importance of paying it forward, growing up in Scarborough, wisdom from Jay Z, the hustler's mentality, Parkinson's Law, and doing whatever it takes to turn your dreams into reality. Connect with Victor here: Website: www.kismetgroup.ca Instagram: @kismetgrp & @officialvtag --- Support this podcast: https://anchor.fm/hamzakhan/support
Tom had a unique path to creating the Bulletproof Wealth® strategy. He enjoyed a 30-year career in the music industry as a recording engineer and producer, working with acts as diverse as R.E.M., Bruce Springsteen, and Amy Grant. Early in his career, his financial professional recommended a disability income policy, something he didn't even know existed. Several decades later, Tom suffered high-frequency hearing loss while mixing a record and was no longer able to continue the job he loved. At that time, his disability income policy became the most valuable possession he owned. It provided consistent, tax-free, monthly income payments that allowed him to go back to school and learn how to help others protect their financial future by becoming a Chartered Financial Consultant, Chartered Life Underwriter, and a Chartered Special Needs Consultant. He also became an authorized Infinite Banking Practitioner. After many years of education and research, Tom created the Bulletproof Wealth® strategy to help others protect their income and grow wealth. The secret to his strategy is teaching people to use money like banks do to earn much higher rates of return than the average investor! Connect with Tom Website - https://bulletproofwealth.info/ LinkedIn - https://www.linkedin.com/in/tom-laune-chfc-clu-chsnc-7a821129/ Facebook - https://www.facebook.com/bulletproofwealthstrategy Connect with David Hill Website- http://www.davidihill.com/ Facebook- https://www.facebook.com/davidihill/ YouTube- https://www.youtube.com/user/hillteam17 LinkedIn- https://www.linkedin.com/in/davidihill Book: https://www.amazon.com/Sales-Playbook-Simple-Strategies-Close/dp/1628652861 Free Gift: https://callreluctance.davidihill.com/ Free 30-minute Coaching Call https://www.trycoaching.net Monthly Training with David- https://35callchallenge.com/ David's Monthly Article – http://www.davidihill.com/5mistakes/ FACEBOOK COMMUNITY Please follow and join my Group- https://www.facebook.com/groups/ptmastery/ OUR LEAD PROVIDER SPONSORS VULCAN7 https://www.vulcan7.com/pathtomastery/
Untold studies reveal that the majority of women have a fear of money and an even greater fear of managing it themselves. In this episode, Lesley is joined by financial planner and wealth management specialist, Sarah Lynn Carlson. With 28 years of experience in the industry and 18 years leading the company she founded, she helps women overcome money fear and anxiety, to be able to enjoy their assets and their lives. Sarah reveals how great numbers of women would rather be seen naked than expose their finances to a professional who could be of great support. She revels in walking a woman from the terror of falling into what Sarah calls, the bag lady syndrome, into a place of calm, confidence around their ability to adeptly manage their financial lives. Sarah explains how building a successful financial planning, wealth management business has allowed her to positively impact the lives of hundreds of women, one at a time. Throughout the conversation Sarah shares tips and insights on how she supports women to gain clarity and focus by examining their stories around finance and the goals they want to achieve. She speaks of how to unlock unhealthy patterns around money and create a new mindset of calm assurance. Sarah also speaks to the listeners about the importance of continually transforming their goals, over time. We welcome you to join Lesley and Sarah on this adventure of bring money fears out of the shadows to create a foundation for comfort and fulfillment. Sarah Lynn Carlson is a thought leader, writer, and financial planner. She helps successful people work toward the goal of living their very best lives. Although many people think money can't “buy” happiness, Sarah knows from experience that it certainly can help. With wealth often comes anxiety, however, especially for those who don't know the ins and outs of financial planning, investments, and money management. A financial planner for 18 years and wealth management specialist for 28 years, Sarah founded her own company, Fulcrum Financial Group, to help people navigate the many complexities that money can bring to life. Sarah works to help simplify the process, whatever a client's dream may be—early retirement, traveling the world, leaving a legacy for future generations, or something else. A graduate of Yale University and a Certified Financial Planner™, Chartered Life Underwriter®, and Chartered Financial Consultant®, Sarah is passionate about education, viewing it as a lifelong process. Her areas of experience include securities, trust, wills, investments, and retirement planning. Many of Sarah's clients came to her during times of transition such as divorce, widowhood, and retirement, wanting to make the most of their resources. Sarah sees herself as a “change agent,” helping people prepare for and weather the tumult that life presents, and to work toward their objectives through financial planning. Sarah's uniquely holistic approach incorporates a variety of securities and insurances. She strives to help clients master the “big picture” that is their incredible overall journey, and to embrace the many pleasures they'll encounter along the way—to work toward their goal of living the “good life” in every sense. Sarah's four children, two sets of twins, and husband Andy, fuel her with the passion and support to be her best self. She recently completed her book: Facing Financial Fear: 8 Step to Financial Freedom for Women. Watch video version HERE Website: www.fulcrumfinancialgroup.com Preferred contact information: email : scarlson@fulcrumfinancialgroup.com Book Links: Book will be in print this October. LinkedIn: https://www.linkedin.com/feed/ Instagram: @lovemoneyjournal_ Twitter: @SarahCarlsonCFP Facebook: @FulcrumFinancialGroup
As CEO of Ascendant Financial, and Chairman of the Lowe Family Group of Companies, Jayson Lowe has built a portfolio of active profitable businesses in the Financial and E-Commerce Spaces. Originally from Timmins, Ontario, a small mining and forestry town, Jayson Lowe is a true Canadian success story! Jayson is an engaging Speaker, a Chartered Life Underwriter, and Co-Author. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators of Becoming Your Own Banker, The Infinite Banking Concept. Jayson is regularly featured and interviewed on the Corus Radio Network, 630 Ched's Talk to the Experts, News talk 770, Success Magazine, Global AM 740, Equitable Life of Canada, to name just a few. Jayson is also a Top of the Table Member of the Million Dollar Roundtable, the most prestigious association of Financial Professionals in the world. An important part of Jayson's life is to give back. Especially dear to his heart are Children's charities, and non-profit agencies providing food, shelter and spiritual care to others less fortunate. When he's not building the business and developing his People, Jayson spends quality time with his Family and dear Friends. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big! Connect with Jayson Lowe: Website: www.easyfda.com Twitter: https://www.twitter.com/jaysonlowe Instagram: https://www.instagram.com/learnwithjayson LinkedIn: https://www.linkedin.com/in/jayson-lowe-11056620 Facebook: https://www.facebook.com/ascendantfinancialinc
Today we're joined by Carlos Miranda. Carlos is a 20 year veteran with State Farm. He's a Chartered Financial Consultant as well as Chartered Life Underwriter. He's created a culture inside of his agency that is built on personal relationships and connections. He specializes in home, auto, life, and also works with small business owners with insurance and planning needs. In our conversation we talk about daily success habits for peak performance in life and the insurance business, we discuss Carlo's approach to creating a thriving culture in his agency and that culture helped him and his team navigate the COVID-19 pandemic. We also talk about how faith has been a driving force in helping Carlos build a legacy that is sure to last. Connect With Carlos CLU, ChFC 12415 Bandera Road, Suite 118 Helotes, TX 78023 Bus 210-695-2880 Fax 210-695-6902 carlos@sfmiranda.com www.sfmiranda.com Make sure you stop by http://www.rllinsure.com. Learn why multi-family property owners, property managers, and investors chose RLL. Are you an insurance agent that writes habitational risk? Stop by http://www.rllinsure.com to learn why agents around the country recommend RLL and how they get paid well to do it.
Dale Alexander - Founder & President of Alexander & Company - talks about the Million Dollar Wagon, Saving for Retirement, and Helping Your Children Learn About Money. This is episode 455 of Teaching Learning Leading K12, an audio podcast. Dale Alexander is a blessed man, having married way out of his league and being a father of three. Born and raised in South Georgia, he is also the son of former educators. His father, Warren, was a 22-year superintendent and his mother was a teacher for 26 years. Dale is the President and founder of Alexander & Company, an insurance brokerage firm entirely focused on the educational community. Thousands of school employees' families are benefiting from the design, communication and management of employee benefits within their numerous school districts nationwide. He holds the Chartered Life Underwriter, Chartered Financial Consultant and Certified Financial Planner designations. He has been featured in numerous business periodicals and is a past recipient of the National Employee Benefit Adviser of the Year by Employee Benefit Adviser magazine. Dale has had the opportunity to speak to tens of thousands on the topics of inspiration, motivation and financial well-being, including a Main Platform speech at the Million Dollar Round Table annual conference. Today we are talking about the Million Dollar Wagon, Saving for Retirement, and Helping Your Children Learn About Money. Thanks for listening. So much to learn! But wait... Could you do me a favor? Please go to my website at https://www.stevenmiletto.com/reviews/ or open the podcast app that you are listening to me on and would you rate and review the podcast? That would be Awesome. Thanks! Ready to start your own podcast? Podbean is an awesome host. I have been with them since 2013. Go to https://www.podbean.com/TLLK12 to get 1 month free of unlimited hosting for your new podcast. Remember to take a look at NVTA (National Virtual Teacher Association) The NVTA Certification Process was created to establish a valid and reliable research-based teacher qualification training process for virtual teachers to enhance their teaching and develop their ongoing reflective skills to improve teaching capacity. NVTA is an affiliate sponsor of Teaching Learning Leading K12, by following the link above if you purchase a program, Teaching Learning Leading K12 will get a commission and you will help the show continue to grow. Don't forget to go to my other affiliate sponsor Boone's Titanium Rings at www.boonerings.com. When you order a ring use my code - TLLK12 - at checkout to get 10% off and help the podcast get a commission. Oh by the way, you can help support Teaching Learning Leading K12 by buying me a soft drink (actually making a donation to Teaching Learning Leading K12.) That would be awesome! You would be helping expand the show with equipment and other resources to keep the show moving upward. Just go to https://www.buymeacoffee.com/stevenmiletto Thanks! Connect & Learn More: https://alexanderandcompany.com/ https://milliondollarwagon.com/ Contact@AlexanderandCompany.com Alexander & Company 291 Heritage Walk • Woodstock, GA 30188 770.517.5622 877.817.5622 Length - 58:26
In this episode, I've invited Jayson Lowe, Founder of Ascendant Financial Inc. to talk about the concept of becoming your own banker and how he helps entrepreneurs find financial prosperity. He also shares his journey through life and bravely finding the path he wants to take to get to his desired destination.Jayson Lowe is the founder of Ascendant Financial Inc. A visionary, a gifted leader, Jayson has over 22 years of experience as a highly regarded coach, speaker, and advisor to individuals and business owners nationwide. Jayson leads a Team of Professionals, highly sought after for their strong belief in and commitment to the process of Becoming Your Own Banker, developed by the late R. Nelson Nash. This is evident in all areas of Ascendant Financial and its successful process, which works to help people achieve financial prosperity in both their personal and business lives. Jayson works closely with Accountants, Lawyers, and Strategic Partners to provide unique and unrivaled solutions that maximize our client's wealth.He is recognized as one of Canada's top overall Advisors, author of several publications, and co-author of The Bankers' Secret, a Simple Guide to Creating Personal Wealth for Canadians. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators and implementers of Becoming Your Own Banker, The Infinite Banking Concept.Jayson is a Chartered Life Underwriter, an Authorized Infinite Banking Practitioner with the Nelson Nash Institute, maintains multiple affiliations, and is very active in the financial services industry. He has been in the life insurance industry for more than 11 years, has been educating clients, and personally practicing the Infinite Banking Concept for more than a decade.Connect with Jayson at:Website: https://www.ascendantfinancial.ca/LinkedIn: https://www.linkedin.com/in/jayson-lowe-11056620IG: https://www.instagram.com/learnwithjayson/FB: https://www.facebook.com/thebankernextdoor/Show notes:[3:21] How'd it happen for Jason?[6:27] Surrounding himself with like-minded people[9:08] Everybody needs a coach[13:32] What he dreamt of in his childhood[18:34] The kind of work that he did before starting his career[24:31] The opportunities he had while working at Staples[31:02] Leaving Staples and starting anew at Dell[34:32] How he started helping people who are in debt[40:38] Transitioning to wealth-creation[43:11] Connecting with his mentor, Nelson Nash[45:25] What is Becoming Your Own Banker and The Infinite Banking concept?[56:38] Jayson's six-week sabbatical[1:04:35] Where to find Jayson[1:06:35] OutroCheck the accompanying blog post of this episode at:https://mikemalatesta.com/podcast/jayson-lowe-how-to-be-the-banker-in-your-life-today-241/If you like this episode and want to be the first to know when new ones are released? Make sure you subscribe! Also, a review will be much appreciated, so make sure you give us a 5-star (or whatever one makes the most sense to you).Connect with Mike:Website: https://mikemalatesta.com/LinkedIn: https://www.linkedin.com/in/mikemalatesta/
In this episode, I've invited Jayson Lowe, Founder of Ascendant Financial Inc. to talk about the concept of becoming your own banker and how he helps entrepreneurs find financial prosperity. He also shares his journey through life and bravely finding the path he wants to take to get to his desired destination.Jayson Lowe is the founder of Ascendant Financial Inc. A visionary, a gifted leader, Jayson has over 22 years of experience as a highly regarded coach, speaker, and advisor to individuals and business owners nationwide. Jayson leads a Team of Professionals, highly sought after for their strong belief in and commitment to the process of Becoming Your Own Banker, developed by the late R. Nelson Nash. This is evident in all areas of Ascendant Financial and its successful process, which works to help people achieve financial prosperity in both their personal and business lives. Jayson works closely with Accountants, Lawyers, and Strategic Partners to provide unique and unrivaled solutions that maximize our client's wealth.He is recognized as one of Canada's top overall Advisors, author of several publications, and co-author of The Bankers' Secret, a Simple Guide to Creating Personal Wealth for Canadians. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators and implementers of Becoming Your Own Banker, The Infinite Banking Concept.Jayson is a Chartered Life Underwriter, an Authorized Infinite Banking Practitioner with the Nelson Nash Institute, maintains multiple affiliations, and is very active in the financial services industry. He has been in the life insurance industry for more than 11 years, has been educating clients, and personally practicing the Infinite Banking Concept for more than a decade.Connect with Jayson at:Website: https://www.ascendantfinancial.ca/LinkedIn: https://www.linkedin.com/in/jayson-lowe-11056620IG: https://www.instagram.com/learnwithjayson/FB: https://www.facebook.com/thebankernextdoor/Show notes:[3:21] How'd it happen for Jason?[6:27] Surrounding himself with like-minded people[9:08] Everybody needs a coach[13:32] What he dreamt of in his childhood[18:34] The kind of work that he did before starting his career[24:31] The opportunities he had while working at Staples[31:02] Leaving Staples and starting anew at Dell[34:32] How he started helping people who are in debt[40:38] Transitioning to wealth-creation[43:11] Connecting with his mentor, Nelson Nash[45:25] What is Becoming Your Own Banker and The Infinite Banking concept?[56:38] Jayson's six-week sabbatical[1:04:35] Where to find Jayson[1:06:35] OutroCheck the accompanying blog post of this episode at:https://mikemalatesta.com/podcast/jayson-lowe-how-to-be-the-banker-in-your-life-today-241/If you like this episode and want to be the first to know when new ones are released? Make sure you subscribe! Also, a review will be much appreciated, so make sure you give us a 5-star (or whatever one makes the most sense to you).Connect with Mike:Website: https://mikemalatesta.com/LinkedIn: https://www.linkedin.com/in/mikemalatesta/
The Danger Of Social Security “Short-Term” Thinking Welcome to episode #12 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Dave Freitag and they discuss his educated views on all sorts of retirement and Social Security issues, and expose many options that people have available to them unknowingly. David Freitag, an industry veteran in financial services and wealth management, brings a deep passion and unparalleled expertise in Social Security filing strategies and retirement income planning to his current role as a financial planning consultant with Massachusetts Mutual Life Insurance Company (MassMutual). He has been featured in Market Watch, CNBC, USA Today Money, and The Street.Com. David holds Chartered Life Underwriter, Chartered Financial Consultant, Chartered Retirement Planning Consultant designations, and his Series 7 and 24 securities licenses. He also holds a Master of Education and Bachelor of Science degrees from the University of Maryland. Here is what to expect on this week's show: A little bit about Dave's background and how he came to be a financial planner who is so interested in Social Security. The common mistakes that Dave's sees people making as they plan for retirement. An example of how a holistic approach to Social Security decisions is the right way to go, showing that everyone's story is different. Shocking statistics of assumptions that people have about their Social Security benefits. Martha and Dave discuss the errant belief that “Social Security is broke”. How would Dave extend Social Security, in a healthy way, if he had the power to do so. How the baby boomer retirement experience differs from previous generations. Some interesting information about Dave you may expect from his job description. The importance of planning for one partners death affect upon the other financially early on. Connect with Dave: LinkedIn: https://www.linkedin.com/in/dave-freitag-4a71093/ Twitter: https://twitter.com/DavidFreitag1 Email: DaveFreitag@Verizon.net Learn more about your ad choices. Visit megaphone.fm/adchoices
The new book, CARPENTERS: The Musical Legacy (Princeton Architectural Press, November 2021) tells the Carpenters story through the first-person perspective of Richard Carpenter. Written by AP Entertainment Reporter Mike Cidoni Lennox and long-time Carpenters Historian Chris May, it chronicles the trials and triumphs of their long running legacy. Mike Cidoni Lennox has been a nationally syndicated journalist for nearly 40 years and currently serves as a Senior Entertainment Reporter for the Associated Press. He lives in Suburban Los Angeles, CA. https://papress.com/pages/carpentersJae W. Oh, MBA, CFP®, CLU® ChFC® is the Managing Principal of GH2 Benefits, LLC. He is a Certified Financial Planner, Chartered Life Underwriter, a Chartered Financial Consultant, and a licensed insurance producer in multiple states. He is a nationally-recognized Medicare expert, frequently quoted in the national media, including USAToday.com, thestreet.com, Fox Radio News contributor and expert contributor to medicareresoureces.org. https://www.maximizeyourmedicare.com
Jon and Jeff talk with Gary Rosenberg – Director, Life, and Benefits Division at Paragon Underwriters, Inc., about the insurance needs every company needs to be thinking about as they grow their business. Gary Rosenberg, a native Detroiter, holds the Certified Financial Planner® designation from The College for Financial Planning as well as Chartered Life Underwriter from The American College. In 2004, he earned the designation Certified in Long Term Care. Promoted to Manager of Paragon's Life and Benefits Division in 2004, then named Director in 2008, Gary's areas of practice include disability insurance, life insurance, long-term care, employee benefits, Medicare supplements, business continuity planning, and estate planning. He especially enjoys working with closely held businesses and professionals. Gary is a sought-after speaker for accounting, legal and financial planning groups. He led the team that developed the Internet's first self-serve, instant-fulfillment disability and life insurance website. After attending Michigan State University, Gary enjoyed a career as a musician and entertainer for a decade. Gary and his highly intelligent, dynamic, and beautiful wife of 35+ years, Jan, live in Huntington Woods where they raised three good-looking, insightful, and talented children. He focuses his leisure time on family and songwriting since he crushed his golf goals. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big! Connect with Gary Rosenberg: Website: https://www.paragonunderwriters.com/ Facebook: https://www.facebook.com/Paragon-Underwriters-Inc-96757911587/ LinkedIn: https://www.linkedin.com/company/1221847/ Twitter: https://twitter.com/proinsure?lang=en
Josh Jalinski, The Financial Quarterback, is joined by Jae W. Oh, a nationally recognized Medicare expert. Jae's book, Maximize Your Medicare (2019 edition), is available in print and ebook formats. Jae is the Managing Principal of GH2 Benefits, LLC, a full-provider of the widest range of financial products and services. He is a Certified Financial Planner, Chartered Life Underwriter, a Chartered Financial Consultant, and a licensed insurance producer in multiple states. He is the founder and current Chairman of the Great Humanity Healthcare Foundation, created to provide financial relief to insured persons that are overburdened by medical debt. Jae has served in management roles in securities markets on three continents. In this segment, Josh and Jae say that if you're struggling and living on social security, medicare advantages are much better than they used to be. Listen to the Financial Quarterback live every Sat/Sun 9am EST on WOR AM710. Follow Josh on Facebook, Twitter, and YouTube. Visit Jalinski.org for more information, and pick up his latest book, Retirement Reality Check now.
Josh Jalinski, The Financial Quarterback, is joined by Jae W. Oh, a nationally recognized Medicare expert. Jae's book, Maximize Your Medicare (2019 edition), is available in print and ebook formats. Jae is the Managing Principal of GH2 Benefits, LLC, a full-provider of the widest range of financial products and services. He is a Certified Financial Planner, Chartered Life Underwriter, a Chartered Financial Consultant, and a licensed insurance producer in multiple states. He is the founder and current Chairman of the Great Humanity Healthcare Foundation, created to provide financial relief to insured persons that are overburdened by medical debt. Jae has served in management roles in securities markets on three continents. In this segment, Josh and Jae discuss how the pandemic has affected medicare and what the government has done to change the timeline for retirement. Listen to the Financial Quarterback live every Sat/Sun 9am EST on WOR AM710. Follow Josh on Facebook, Twitter, and YouTube. Visit Jalinski.org for more information, and pick up his latest book, Retirement Reality Check now.
Josh Jalinski, The Financial Quarterback, is joined by Jae W. Oh, a nationally recognized Medicare expert. Jae's book, Maximize Your Medicare (2019 edition), is available in print and ebook formats. Jae is the Managing Principal of GH2 Benefits, LLC, a full-provider of the widest range of financial products and services. He is a Certified Financial Planner, Chartered Life Underwriter, a Chartered Financial Consultant, and a licensed insurance producer in multiple states. He is the founder and current Chairman of the Great Humanity Healthcare Foundation, created to provide financial relief to insured persons that are overburdened by medical debt. Jae has served in management roles in securities markets on three continents. In this segment, Josh and Jae continue their discussions about Medicare and break down the Biden administration's 3.5 trillion dollar infrastructure plan and how it affects Medicare. Listen to the Financial Quarterback live every Sat/Sun 9am EST on WOR AM710. Follow Josh on Facebook, Twitter, and YouTube. Visit Jalinski.org for more information, and pick up his latest book, Retirement Reality Check now.
Josh Jalinski, The Financial Quarterback, is joined by Jae W. Oh, a nationally recognized Medicare expert. Jae's book, Maximize Your Medicare (2019 edition), is available in print and ebook formats. Jae is the Managing Principal of GH2 Benefits, LLC, a full-provider of the widest range of financial products and services. He is a Certified Financial Planner, Chartered Life Underwriter, a Chartered Financial Consultant, and a licensed insurance producer in multiple states. He is the founder and current Chairman of the Great Humanity Healthcare Foundation, created to provide financial relief to insured persons that are overburdened by medical debt. Jae has served in management roles in securities markets on three continents. In this segment, Josh and Jae talk about the Medicare advantages and disadvantages in lieu of recent changes since the pandemic. Listen to the Financial Quarterback live every Sat/Sun 9am EST on WOR AM710. Follow Josh on Facebook, Twitter, and YouTube. Visit Jalinski.org for more information, and pick up his latest book, Retirement Reality Check now.
Josh Jalinski, The Financial Quarterback, is joined by Jae W. Oh, a nationally recognized Medicare expert. Jae's book, Maximize Your Medicare (2019 edition), is available in print and ebook formats. Jae is the Managing Principal of GH2 Benefits, LLC, a full-provider of the widest range of financial products and services. He is a Certified Financial Planner, Chartered Life Underwriter, a Chartered Financial Consultant, and a licensed insurance producer in multiple states. He is the founder and current Chairman of the Great Humanity Healthcare Foundation, created to provide financial relief to insured persons that are overburdened by medical debt. Jae has served in management roles in securities markets on three continents. In this segment, Josh and Jae discuss why Medicare seems likes it's overlooked but also how the options are totally within the buyer's favor. Listen to the Financial Quarterback live every Sat/Sun 9am EST on WOR AM710. Follow Josh on Facebook, Twitter, and YouTube. Visit Jalinski.org for more information, and pick up his latest book, Retirement Reality Check now.
Josh Jalinski, The Financial Quarterback, is joined by Jae W. Oh, a nationally recognized Medicare expert. Jae's book, Maximize Your Medicare (2019 edition), is available in print and ebook formats. Jae is the Managing Principal of GH2 Benefits, LLC, a full-provider of the widest range of financial products and services. He is a Certified Financial Planner, Chartered Life Underwriter, a Chartered Financial Consultant, and a licensed insurance producer in multiple states. He is the founder and current Chairman of the Great Humanity Healthcare Foundation, created to provide financial relief to insured persons that are overburdened by medical debt. Jae has served in management roles in securities markets on three continents. In this segment, Jae explains Advanced premium tax credits and how they can benefit your health insurance in retirement. Listen to the Financial Quarterback live every Sat/Sun 9am EST on WOR AM710. Follow Josh on Facebook, Twitter, and YouTube. Visit Jalinski.org for more information, and pick up his latest book, Retirement Reality Check now.
Amy Shore is Chief Customer Officer for Nationwide. Previously she served as President, Nationwide P&C Sales & Distribution Amy has over 30 years of experience in the P&C industry, including over 20 years in varying leadership positions across Nationwide. She served as executive sponsor for Nationwide's All Women's Associate Resource Group and national chair of the company's United Way campaign. Amy holds a bachelor's degree in business administration from Bowling Green State University. She also is a Chartered Property/Casualty Underwriter and Chartered Life Underwriter. Amy serves on the boards of trustees of Bowling Green State University and the Columbus Symphony. Highlights from the Show Nationwide sees two customers, their distribution partner and the end customer They need to speak to customers with one voice, not treating every interaction as a discrete - a lesson COVID made very clear A push to move seamlessly between interaction methods, being multichannel and multi-experience The quality of human interaction is rising in importance In the Financial Services side of the business, there was a lot of uncertainty and need for helping customers understand what it all means to them The future is all about digital access People are more values-conscious (not just value conscious) in that they care about what the company they do business with is like, what it stands for, what it supports, how it behaves, etc. It's a “flight to purpose” by consumers Telematics (or IoT) helps Nationwide deliver safety and monitor how safe people are being 1/3 of customers have adopted telematics Can help with Property coverage a lot, driving underwriting and loss prevention Nationwide is looking at how technology can enable their associates, especially as they move to 50% work-from-home and 50% hybrid They're thinking about holistic protection - what can they do beyond marketing and selling products? It all comes down to being intentional in their culture and supporting their people who support customers How we may work in Insurance may change, but it's still people showing empathy and understanding to those who depend on them This episode is brought to you by Medallia (Medallia.com), and the book series, "The Future of Insurance: From Disruption to Evolution" by Bryan Falchuk (future-of-insurance.com). Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of UPbeat Music, available to stream on Spotify, Apple Music, Amazon Music and Google Play. Just search for "UPbeat Music".
Having grown up around family business, Phil Harriman has dedicated his career to helping family businesses. In this episode, Phil shares how he guides his clients using his head, heart and stomach approach. Find out what he recommends for strategizing for the future, whether passing the business on to the next generation or preparing to sell. Listen as Phil describes what he learned while serving in public office. 3:45 – Phil explains how he wanted to go into his family's supermarket business and why he had to find a new dream. 14:47 – Phil describes how he navigates family businesses' financial issues with clients. 18:11 – Phil talks about how he helps families strategize how to help the next generation run the family business or prepare it for sale. 21:39 – Phil shares how he has used public relations to spread the word about what he does while maintaining client confidentiality. 25:54 – Phil describes his time on the Yarmouth Town Council and in the Maine Senate 31:13 – Phil shares his recommendations for family-owned businesses when branding and promoting themselves. 34:24 – Phil talks about the second and third-generation future leadership in place at Lebel & Harriman ~ Financial Advisors. 36:06 – For his resource, Phil shares that he likes to read biographical writing. Quote “Everyone has a unique story. It's their story and it's not my place to judge their story or tell them how their story should end, rather to understand.” – Philip Harriman, founding partner at Lebel & Harriman ~ Financial Advisors Links: Start with Why by Simon Sinek: https://www.amazon.com/Start-Why-Leaders-Inspire-Everyone/dp/1591846447 Related podcast episodes: Listen to Kate Vickery's PR Maven® Podcast episode. Listen to Craig Marshall's PR Maven® Podcast episode. Listen to Chip Carey's PR Maven® Podcast episode. Grow Your Audience, Grow Your Brand: https://growyouraudiencegrowyourbrand.com/ Activate the PR Maven® Flash Briefing on your Alexa Device. Join the PR Maven® Facebook group page. About the guest: For more than 40 years, Phil Harriman has worked with hundreds of family-held and non-profit businesses in the areas of retirement planning, business continuation planning and estate planning. He started his career with Maine Governor James B. Longley's insurance agency in 1977. Phil is a graduate of Husson University earning a degree in Business Administration, majoring in Insurance. He was awarded the Chartered Life Underwriter and Chartered Financial Consultant designations from The American College in Bryn Mawr, PA. Phil is the Past President of the Million Dollar Round Table, an international association of financial and life insurance advisors. He is a past executive committee member of the Maine Estate Planning Council. Phil has spoken to international audiences worldwide including Australia, Japan, Korea, Taiwan, Hong Kong, India, Malaysia, Mexico, Singapore, Brazil, Europe, Philippines, Canada and Thailand. He has also appeared on CNN Financial, Sky Tel and Bloomberg Radio Network. Lebel & Harriman is one of the largest retirement and business succession planning firms in New England. They manage over 1.3 billion dollars in retirement and investment accounts and serves family businesses in all areas of succession planning, key employee retention and legacy planning. His community service includes serving on numerous boards including Chairperson of Make A Wish- Maine and a trustee of Husson University. Phil's civic involvement includes serving four terms in the Maine Senate. Phil delivers political analysis for the NBC television network in his home state of Maine. Looking to connect: Email: pharriman@lebelharriman.com LinkedIn: https://www.linkedin.com/in/phil-harriman-a664027/ Twitter: @phil6_2
Ep 34 – Advanced Exit Planning for the Family Business We've got another great show for you! Listen as Josh Patrick & John Brown discuss advanced exit planning for the family business. Josh and John will be focused on the following: What is business exit planning anyway and why does it matter? How John Brown identified exit planning as a need for family business and what's changed over the last 25 years. Why are business owners not interested in business exit planning, but always interested in increasing business profit? How to identify a PERMA-5 and why it's so dangerous. This Weeks Guests: Josh Patrick Founder; The Sale Ready Company* Josh calls himself a ”forever student”, an entrepreneur and a curious observer of life. Here's the roll of honor: Certified Financial Planner ®, Certified Financial Transitionist ®, a Chartered Financial Consultant ®, Chartered Life Underwriter ®, Contributor to the New York Times' ”You're the Boss” blog. Written for American Express Open, Inc.com, and Huffington Post, Forbes.com. Josh still consults with businesses he cares about, and spends as much time as he likes riding his bike, skiing and watching Grateful Dead concerts (100 and counting). John Brown Founder; Business Enterprise Institute* John started his career in Exit Planning 30+ years ago as an estate-planning attorney. He created The BEI Seven Step Exit Planning Process™ and successfully tested it on hundreds of his own business-owner clients. In 1990, he wrote How to Run Your Business So You Can Leave It in Style and in 2008 wrote Cash Out Move On: Get Top Dollar—and More—Selling Your Business. With hundreds of thousands of copies sold, John is the No. 1 selling author on Exit Planning for business owners. In 2016, John released his newest book, Exit Planning: The Definitive Guide, which lays out the steps business owners must take to achieve all of their aspirations as they exit their businesses. John started BEI in 1996 for the express purpose of helping owners benefit from their lives' work by supporting business advisors who share the same vision. CRN-3586548-051121 Michael Palumbos is a registered representative of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer (member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Family Wealth and Legacy LLC is not an affiliate of Lincoln Financial Advisors Corp. *Not affiliated with Lincoln Financial Advisors Corp.
Sarah Carlson is the owner of Fulcrum Financial Group based in Spokane, Washington. Sarah has a system to help people navigate the many complexities that money can bring to life. She works to help simplify the process, whatever the dream may be, from early retirement or traveling the world, to leaving a legacy for future generations, or something else. Sarah’s credentials include being a graduate of Yale University, a Certified Financial Planner™, Chartered Life Underwriter®, and Chartered Financial Consultant®. Her areas of experience include securities, trust, wills, investments, and retirement planning. In our conversation, Sarah talks about her system and other topics including: · Find the proper financial people with right tools to help you. · The difference choices available for retirement planning. · Understanding a client’s tolerance to investment risk. · Elder abuse–when parents do too much for their adult children. · Using her systematic process (software) to integrate with all your investments. Sarah’s process is a bullet proof plan to help clients understand and meet their individual investment needs. Get ready to take notes. Enjoy the show! Connect with Sarah: Website: http://www.fulcrumfinancialgroup.com Facebook: https://www.facebook.com/FulcrumFinancialGroup LinkedIn: https://www.linkedin.com/in/sarah-carlson-cfp%C2%AE-chfc-clu/ Connect with Gary: Website: sbadvisors.cc/ Facebook: facebook.com/SmallBusinessAdvisors LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Brian Crombie speaks to Ennio Longo and the team of Fintech Cadence. Ennio Longo a Certified Financial Planner and Chartered Life Underwriter at Financial Wealth Builders Inc., a boutique financial planning firm in Toronto. His investment style is not to speculate on the latest fad, as the latest fad can make you broke as much as it can make you rich. It's a steady approach combined with good decisions and discipline.Fintech Cadence is a non-profit based out of Montreal Quebec that is on a mission to support entrepreneurs in Canada's financial technology ecosystem, and help make Canada a global leader in financial technology. Elvis Wong is the Director of Financial Health at Fintech Cadence, and Molly Willats is the Head of Programs and Research. They are joined by Zak Kanji, co-founder of altruWisdom a Calgary-based Fintech company they financed.
LinksClick here to download the slides from the presentation.If you'd like to have Chris Bixby and the team over at Mariner Wealth Advisors help offer a second opinion on your portfolio head to: https://www.reallocate.com/get-invite.Chris Bixby, Senior Wealth Advisor at Mariner Wealth Advisors, joined us for a webinar to discuss incorporating real estate into your financial plan.Chris is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Life Underwriter, Certified Advisor for Senior Living, Retired Income Certified Professional® and an Enrolled Agent with the IRS.Chris has a particular focus on tax, estate and retirement planning. He helps families manage tax and estate tax ramifications related to achieving their financial goals. He has more than two decades of industry experience.
Are you ready to take control of your finances this year? Helping us kick-off 2021 in our weekly New Year's Resolution Series is Lloyd Mitchell (Certified Financial Planner, Chartered Life Underwriter and Certified Health Insurance Specialist) of Castle Financial Group. We talk to Lloyd all about financial planning, how to save for retirement, risk management, best thing to do this year to get your finances under control and more! Contact Lloyd Mitchell directly at 403-266-2500 and lloyd@castlefinancial.net. For the first three people to call or email, Lloyd will send you the book “The Wealthy Barber Returns” by David Chilton for free! Learn more about Lloyd online at https://www.castlefinancial.net/castle-associates-1. Please do us a favour and subscribe, rate and review our show on Apple Podcasts: https://podcasts.apple.com/ca/podcast/prosecco-party-podcast/id1485131666. Also available on Spotify, Castbox, Google Podcasts, Anchor and more. Prosecco Party Podcast is the fun-loving talk show that gives you expert interviews and our unsolicited advice to help you look good and feel fantastic. So stay tuned for some unfiltered and relatable high jinks with Isabel Valoria Rao and Lyndee Free!
Join me and my guest, Jayson Lowe, as we discuss the process of Becoming Your Own Banker and how stress-free it would be to get the bankers out of your life. Jayson is the founder and CEO of Ascendant Financial Inc, and the co-host of the Wealth Without Bay Street podcast. His company coaches and mentors their clients on how to implement the process of Becoming Your Own Banker, The Infinite Banking Concept, and recapturing the money that is currently flowing away from you permanently and instead having it flow towards you, for ultimate control and liquidity of your wealth. Welcome and Enjoy!In this episode, you'll learn about:· How Jayson was introduced to the process of Becoming Your Own Banker.· Business owners with surplus money have limited options. · The money that lands in your bank account is not your money; you're just next in line to spend it.· The four characters in the financial play by Nelson Nash.· This process of Becoming Your Own Banker significantly reduces the business owner's exposure to tax.· And more! About Jayson Lowe:A visionary, a gifted leader, Jayson has over 22 years experience as a highly regarded coach, speaker and advisor to individuals and business owners nationwide. Jayson leads a Team of Professionals, highly sought after for their strong belief in and commitment to the process of Becoming Your Own Banker, developed by the late R. Nelson Nash. This is evident in all areas of Ascendant Financial and its successful process, which works to help People achieve financial prosperity in both their personal and business lives. Jayson works closely with Accountants, Lawyers, and Strategic Partners to provide unique and unrivaled solutions that maximize our Client's wealth.He is recognized as one of Canada's top overall Advisors, author of several publications, and co-author of The Bankers' Secret, a Simple Guide to Creating Personal Wealth for Canadians. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators and implementers of Becoming Your Own Banker, The Infinite Banking Concept.Jayson is a Chartered Life Underwriter, an Authorized Infinite Banking Practitioner with the Nelson Nash Institute, maintains multiple affiliations, and is very active in the financial services industry. He has been in the life insurance industry for more than 12 years, has been educating clients and personally practicing the Infinite Banking Concept™ for more than a decade. You can find Jayson Lowe on:· LinkedIn: https://www.linkedin.com/in/jayson· Website: https://www.ascendantfinancial.ca/· Podcast: https://wealthwithoutbaystreet.com/· Youtube: YouTube - Wealth Without Bay Street· Youtube: YouTube - Ascendant Financial Inc.
Tyler Bayley (Virtual Speaker) and PowerUp Leadership co-sponsor the production of the Inspired Leadership Podcast. This podcast highlights how to inspire performance and leadership in our workplaces. Jayson Lowe is founder of Ascendant Financial Inc headquartered in Edmonton, Alberta with locations across Canada. Jayson has over 22 years experience as a highly regarded coach, speaker and advisor to individuals and business owners nationwide. Jayson leads a team of professionals, highly sought after for their strong belief in and commitment to the process of Becoming Your Own Banker, developed by the late R. Nelson Nash. Ascendant Financial works to help People achieve financial prosperity in both their personal and business lives. Jayson works closely with Accountants, Lawyers, and Strategic Partners to provide unique and unrivaled solutions that maximize our Client’s wealth. Jayson is recognized as one of Canada’s top overall Advisors, author of several publications. Jayson is internationally recognized as one of the leading educators and advisors of Becoming Your Own Banker, The Infinite Banking Concept. Jayson is a Chartered Life Underwriter, an Authorized Infinite Banking Practitioner with the Nelson Nash Institute, maintains multiple affiliations and is very active in the financial services industry. Thank you to our listeners for your ongoing support and suggestions! Please share this podcast, like it, and if you would like to be a guest on the Inspired Leadership podcast or have a suggestion for a topic for a future episode, email susan@powerupleadership.ca. Until next time, stay inspired!!!
Our guest today, Eric Brotman, is a Certified Financial Planner and the CEO of BFG Financial Advisors, an independent firm that assists clients with wealth creation, preservation, and distribution.Eric and his team of highly qualified specialists provide investment, retirement, estate, insurance, and comprehensive financial planning services for families, professionals, executives, and business owners.In addition to holding a master's degree in financial services, Eric is also an Accredited Estate Planner, a Certified Private Wealth Advisor, a Chartered Life Underwriter, a Chartered Financial Consultant, a Chartered Advisor in Senior Living, and a Retirement Income Certified Professional.He is currently serving a four-year term on the Board of Trustees for the Maryland State Retirement & Pension System as an appointee of Governor Larry Hogan. Eric is the host of the Don't Retire… Graduate! podcast and the author of several publications, the most recent entitled Don't Retire-Graduate: Building a Path to Financial Freedom at Any Age, published in October of this year.What you'll learn about in this episode:Eric talks about some of the greatest concerns his clients are grappling with going into 2021. The current K-shaped recovery and the growing disparity between businesses and individuals. Why – when you have your health and your income – you have beat the pandemic. How Eric advises his clients on preparing for uncertainty from a tax and economic perspective. The four places you can put your money and never pay tax on it again. The need for more financial literacy education among the younger generations.Why, despite consensus, financial literacy is still not being taught in schools. Leveraging the Roth 401(k), Roth IRA, and a Health Saving Account (HSA) for tax benefits. Suggestions for how a 529 College Saving Plan can be used to keep money sheltered from tax. Those who are eligible for 529 plans and what they should know when deciding to get one. What the term ‘tax-deferred' means and when taxable income becomes due and payable. Hear how whole life insurance policies are a means of keeping wealth within families. The most basic steps you should take to protect and grow what you have. The importance of breaking through the scarcity mentality passed down generationally. How people of all income levels can get access to financial planning and coaching. Additional Resources:Website: https://bfgfa.comLinkedIn: https://www.linkedin.com/in/ebrotman/Twitter: https://twitter.com/brotmanplanning?lang=enBook: https://www.amazon.com/Dont-Retire-Graduate-Financial-Retirement/dp/1734970103Podcast: brotmanmedia.com Links Mentioned:Jean Chatsky: https://twitter.com/JeanChatzkySaving for College: http://savingsforcollege.com/Pay Less Taxes Now: http://www.lowtaxbook.com/optin1590159551607Financial Coaching: https://www.microstuff.com/Acknowledge Media: https://www.acknowledgemedia.comForbes: https://www.forbes.com/
On this episode of The Dental Student Vibes Podcast, Seth and Matt sit down with Treloar & Heisel’s very own Jamie Fehrs and Shawn Johnson. Jamie is Treloar & Heisel’s Manager of the Financial Services Associate Division. She has an MBA in Financial Planning and is a licensed insurance professional in several states. Jamie is the point of contact if you would like to schedule a complimentary review with a Financial Services Associate in your area. Shawn Johnson, Chartered Financial Consultant® and Chartered Life Underwriter®, is the Vice President of Business Development at Treloar & Heisel and has been with the firm for nearly 20 years.Today we discuss everything you need to know concerning insurance as a dental professional. Tune in for pearls on the types of insurance a practicing dentist should never leave home without and what to look for when buying insurance. If you are interested in what amazing services Treloar & Heisel have to offer, check out https://www.treloaronline.com for more information. Please leave a review on Apple Podcasts or your podcast platform, we always read your feedback! Awesome merchandise & cool gifts: VIBES SHOP Be sure to check out our new Amazon E-Book:7 Hacks to Boost Your Dental School Application! Youtube:Dental Student Vibes Instagram:@dental.student.vibes Facebook:Dental Student Vibes Twitter:@DSVpodcast Go Fund Me:DSV Go Fund Me Treloar & Heisel, Treloar & Heisel Wealth Management, and Treloar & Heisel Risk Management are all divisions of Treloar & Heisel, Inc. Investment Advice offered through WCG Wealth Advisors, LLC a Registered Investment Advisor doing business as Treloar & Heisel Wealth Management since 2016. As representatives of WCG Wealth Advisors, LLC, Treloar & Heisel Wealth Management financial professionals have a fiduciary duty to always act in the best interest of their clients. Treloar & Heisel Wealth Management is a separate entity from The Wealth Consulting Group and WCG Wealth Advisors, LLC TH-200103
Randy Kitzmiller finds strength is his ability to simplify complex problems and solutions. With more than 25 years of experience, he works with advisors to help their clients find protection and security in their retirement planning. He is a Chartered Financial Consultant®, Chartered Life Underwriter®, Retirement Income Certified Professional®, Fellow of the Life Management Institute® and a National Social Security Advisor®.
In this episode of Leafy Podcast, our hosts talk with Josh Patrick, CEO of https://sustainablebusiness.co/. Josh is a Certified Financial Planner®, a Certified Financial Transitionist®, a Chartered Financial Consultant®, a Chartered Life Underwriter®, a serial entrepreneur, and writer, contributing to The New York Times’, Inc.com, Huffington Post and Forbes.com. He is also the host of a podcast called “The Sustainable Business” where he talks with thought leaders who will help you think about your business or your clients’ business twenty, thirty or more years into the future. Josh tells us that you need humbleness and vulnerability to truly become a successful business owner and lead from the back, meaning you ask great questions that make all of your employees think outside the box and shift mindsets. Josh also tells us that successful companies have clearly articulated values, used as a tool, not just something you hang on the wall. A business owner also has to become operationally irrelevant to create a sustainable business. He says you will always stay small if you think tactically, not strategic. Listen to the whole episode to hear the additional major components to create a sustainable business. To learn more about Josh Patrick, visit: https://sustainablebusiness.co/You can find Josh’s financial freedom cheat sheet here: www.sustainablebusiness.co/cheatsheet
Josh Patrick is a Certified Financial Planner, Chartered Financial Consultant, Chartered Life Underwriter, serial entrepreneur, and writer. He is also founder of The Financial Freedom Project, The Sustainable Business, and AskJoshPatrick. Episode Sponsor:More Clients More Fun is a lead generation and content marketing agency, focused on helping financial advisors, life insurance producers, and elite CPAs land high-value clients using LinkedIn. What you’ll learn from this episode:Why Josh recommends “Book Yourself Solid” to his clients and believes it’s the best book on marketing out thereHow marketing and sales are two completely different activitiesHow public speaking and podcasts build a rapport with listeners which leads to business connectionsWhy Josh considers mistakes beneficialHow to gain business by being known as an expert and identifying a problem you can help fixHow sustainability is about creating excess cash in a businessWhy being on a podcast increases businessWhy it’s beneficial to start a podcast or project when only 70% readyHow podcasts can repeat topics by discussing many different approachesResources:Book Yourself Solid by Michael PortSustainable by Josh PatrickConnect with Josh Patrick:Website Linkedin Twitter Connect with Paul G. McManus at:LinkedIn WebsiteSupport the show (https://www.milliondollarproducershow.com)
Welcome to the forth of our bonus episodes of the Planned Solutions Incorporated Podcast. Shannon Druivenga joined Planned Solutions in 2000 and has spent a majority of his tenure building and nurturing the client services and culture of Planned Solutions. He is a graduate of CSUS and holds a Chartered Life Underwriter designation from the American College of Financial Services, and CA Insurance License #0F24746. He has extensive experience working as the firm’s Insurance expert helping individuals and families mitigate financial risks and plan for a secure financial future. When he is not coaching his kids’ sports teams, he enjoys relaxing and taking family vacations along the coast. He is also a huge Sacramento Kings fan. To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast) please e-mail Katie@PlannedSolutions.com The Personal Finance Review is published and distributed on a biweekly basis by Planned Solutions, Inc. for informational purposes only. Please seek the advice of a qualified financial planner before taking any action. Planned Solutions, Inc. ADDRESS: PHONE: 1130 Iron Point Road, Suite 170 (916) 361-0100 Folsom, CA 95630 (800) 750-2111 E-MAIL: FAX: Shannon@PlannedSolutions.com (916) 361-0191 WEB SITE: www.PlannedSolutions.com #finance #invest #investment #stocks #interestrate #bonds
My guest for this episode is Jan Berthold. Janice is a Senior Vice President with Heffernan Insurance and one of the few brokers who works with clients on a "Referral Only" basis. Prior to merging her firm with Heffernan, Janice was President and CEO of J. Berthold Insurance Service Inc. and a Principal of All West Insurance Brokers, one of the top five closely held insurance brokerage firms in Silicon Valley. She has over 25 years of commercial insurance experience and holds the insurance designations of Professional Workers’ Compensation Advisor, Chartered Property Casualty Underwriter, Chartered Life Underwriter, and Chartered Financial Consultant. She has been an Advisor for the California State Senate Committee on Insurance and is a featured writer for the Business Journal. Janice has received numerous awards. In 1999, she was named Small Business Owner of the Year by the San Jose Mercury News and the Women's Fund. In addition, The Business Journal named her Enterprising Woman of the Year in 2003. In 2016 she was the YWCA’s Silicon Valley 2016 Tribute to Women Honoree Janice is a graduate of the University of San Francisco. She sits on Santa Clara University Board of Fellows, Opportunity International Board of Governors and Housing Industry Forum Board & Advisors. Today we tap into Janice’s extensive expertise and experience working with nonprofits on insurance. Be sure to subscribe to Inspired Nonprofit Leadership so that you don’t miss a single episode, and while you’re at it, won’t you take a moment to write a short review and rate our show? It would be greatly appreciated! Let me know the topics or questions you would like to hear about in a future episode. You can do that, and follow us, on Facebook. To get the free guide I created for you go to: How to Engage Your Board in Fundraising To learn more about our previous guests, listen to past episodes, and get to know your host, go to www.hilandconsulting.org. You can connect with Janice via email: janiceb@heffins.com.
My guest today is Josh Patrick. Josh is a Certified Financial Planner®, a Certified Financial Transitionist®, a Chartered Financial Consultant®, a Chartered Life Underwriter®, a serial entrepreneur, a writer, reader, and a thinker. Josh Patrick is a contributor to The New York Times' You're the Boss blog, as well as the author of Stage 2 blog Creating Value. Josh's main focus in life is helping private business owners create extraordinary value with their businesses and their lives. He draws on rich life experiences during his almost forty years of working with his favorite people, private business owners, to help them create great outcomes. On his podcast (called “The Sustainable Business”), Josh Patrick interviews thought leaders from many industries to help you think about your business twenty, thirty, or even more years into the future. In this conversation, we discuss how your firm fits into the future of the financial services industry. I have enjoyed this conversation. The wealth management industry is about as dysfunctional as an industry could be, and without its ridiculous margins most people in this business would fail. Josh Patrick makes a case for niche marketing, and looks forward into the future with ideas on how to make your business sustainable in an industry that's likely to become even more regulated. Don't miss one of our favorite moments, when Josh breaks down the importance of mind-mapping to define the kinds of clients you should be working with. It's a simple exercise that you can do on a piece of paper right as you listen to the podcast, and it might turn out to be the most valuable thing you've done for your business this year. Do you have the mindset that you can't afford to not service somebody? Or do you have the mindset that you can't afford to service somebody? How would your capacity grow if you were able to know which clients you should be serving? I hope you will find many practical ideas to try. Looking for more ideas about video blogging for financial advisors? Join the Model FA advisor community, where you will find expert advice on how to launch, grow, scale, and transform your firm. Resource Links Connect with The Model FA Web Social Did you enjoy the Model FA Podcast? Never miss an episode! Subscribe to get automated updates about all future episodes. Enter your email address here
Caring, listening, and problem solving, Anthony is an invaluable resource and advocate for his clients. Having had a wide variety of industry experiences, Anthony feels equally as comfortable advising professionals, business owners and families alike. Anthony was born and raised in Northeastern PA. He obtained his undergraduate degree in Business Administration and Finance from Pennsylvania State University. He also has a Masters in Business Administration from Misericordia University. After college, Anthony furthered his education and obtained the following professional designations to better serve his clients. He is a Certified Financial Planner, Enrolled Agent, Chartered Financial Consultant, Chartered Life Underwriter, Chartered Advisor for Senior Living, Retirement Income Certified Professional, Registered Employee Benefits Consultant, Chartered Healthcare Consultant, Chartered Advisor In Philanthropy, Chartered Special Needs Consultant, Accredited Estate Planner and Accredited Investment Fiduciary. Anthony has over a decade of industry experience. Prior to founding Forthright Wealth Planning, his most recent employer was a very large Registered Investment Advisory firm based out of Camas, Washington. Anthony believes in quality over quantity. He prides himself on having open and honest conversations in which clients feel that he understands their values and goals. Anthony works with clients all around the country both in person and virtually. https://www.forthrightwp.com/ Securities and Advisory Services offered through Centaurus Financial Inc., Member FINRA and SIPC and a Registered Investment Advisor. Forthright Wealth Planning and Centaurus Financial, Inc. are not affiliated companies.
On this episode of The Hustle, Ben talks to Chad Shaw. Chad is a financial advisor and founding partner of MST Financial, based out of Newport Beach, CA. He and his team approach wealth management by taking a comprehensive and integrated look at their client's balance sheets, cash flow, investment strategies, risk mitigation strategies, estate planning, and tax strategies. Having personally held over 7,000 meetings ranging from broke to billionaires, Chad has thoroughly researched and observed what it takes to truly be elite when it comes to building, maintaining, and transferring wealth over sustained periods of time. He is often brought in as a specialist to develop or enhance financial plans for clients with privately held business interests, real estate investors and developers, and tax-sensitive individuals. His personal philosophy is that to be above average at anything, one must be willing to think and act differently from the average. Chad is a Certified Financial Planner, Chartered Financial Consultant, Chartered Life Underwriter, and Accredited Estate Planner
Long-term-care plans are not one-size-fits-all. But with so much to consider when choosing a plan, how can you know which options are best suited for your needs? In part two of her life-care insurance mini-series, Esther Szabo is back with licensed life analyst, Chartered Life Underwriter®, and Chartered Financial Consultant® Kirk Dryden to dive into … Continue reading 03/27/19 Episode 14 – Secrets & Strategies of Long-Term-Care Part 2: Surviving a Changing Environment—With Guest Kirk Dryden, CLU®, ChFC® →
Understanding your long-term-care insurance can be confusing and hard to keep up with when you consider the industry’s ever-changing structure, bad reputation, and rising rates. Today, Esther Szabo joins licensed life analyst, Chartered Life Underwriter®, and Chartered Financial Consultant® Kirk Dryden to cover what you need to know about long-term-care insurance. In this episode, you’ll … Continue reading 03/13/19 Episode 13 – Secrets & Strategies of Long-Term-Care Part 1: Surviving a Changing Environment—With Guest Kirk Dryden, CLU®, ChFC® →
In today’s show we have a very special returning guest, Mr. Nelson Nash. Mr. Nash is the discoverer and developer of The Infinite Banking Concept™ and the author of Becoming Your Own Banker. Nash remains a popular teacher and lecturer on the Infinite Banking Concept™ through dividend-paying whole life insurance. A native of Georgia, Nash received a B.S. Degree in Forestry from the University of Georgia, 1952. From 1954-1963, Nash worked as a Consulting Forester in eastern North Carolina. During more than 35 years experience as a Life Insurance Agent, Nash worked with The Equitable Life Assurance Society of the U.S. and with The Guardian. Recognized for his high achievements, Nash was inducted as a Hall of Fame Member by Equitable, a Chartered Life Underwriter, and Life Member of the Million Dollar Round Table. A pilot for 60 years, Nash flew with the Army National Guard, and earned Master Aviator Wings during his 30 years of military service. Nelson Nash is a national treasure and I have been honored to learn from him and continue to learn from him. I interviewed him on episode 112 where we covered the Infinite Banking Concept and in today's show we are going to talk about the lessons Nelson learned on his journey and the legacy he is leaving and living. If you are interested in joining our investor's group, you can go to cashflowninja.com/investorsgroupand fill out an application form to see if you are a good fit for our group.
One thing that has become clear is how much the banking system controls most people. What are the origins of this system, and what are some of the specific ways it actually works against us? Why should we opt to become our own bankers? What shift needs to take place for this to happen? On this episode, I talk with IBC founder, author, financial expert, and veteran, Nelson Nash, about what it takes for us to get real financial freedom and why we shouldn’t trust banks. If you're going to be a banker, you should be your biggest customer, and don’t lend money to a fool. -Nelson Nash Three Things We Learned From This Episode The only way to learn about money is to educate ourselves Everything Nelson learned about money and economics wasn’t taught in college. It was learned through mentors, real world experience, and reading after college. We’re not going to get the information from the system. We have to empower ourselves by self-educating and seeking the knowledge that will help us make better decisions. How much money the banks really make from us The average American is paying 34.5% of every net dollar they earn for interest rates. On a $300,000 mortgage over 30 years, you’re going to pay about $0.48 of every dollar you pay to the bank. This should tell us just how much the bank owns us. How the bank takes our financial power The typical American has been made a slave of the bankers through low interest rates. Because everything is financed, a lot of people have stopped saving money, and this gets them into trouble. Few of them learn the facts of money and how it flows, because keeping us ignorant allows the banking system to control us. If we want a shot at financial freedom, the first thing we need to do is shift our mindset. We must learn the truth of the banking systems and empower ourselves. We need to read books that show what’s really going on. Some people don't care about the interest rates they are paying, but if you consider that you’re giving almost half of your money to the bank, you’re going to start caring. Infinite banking is a participatory sport; we can't just sit back and hope someone else will do that for us. Guest Bio Nelson Nash is the discoverer and developer of The Infinite Banking Concept™ and the author of Becoming Your Own Banker. Nash remains a popular teacher and lecturer on the Infinite Banking Concept™ through dividend-paying whole life insurance. A native of Georgia, Nash received a B.S. Degree in Forestry from the University of Georgia, 1952. From 1954-1963, Nash worked as a Consulting Forester in eastern North Carolina. During more than 35 years experience as a Life Insurance Agent, Nash worked with The Equitable Life Assurance Society of the U.S. and with The Guardian. Recognized for his high achievements, Nash was inducted as a Hall of Fame Member by Equitable, a Chartered Life Underwriter, and Life Member of the Million Dollar Round Table. Go to https://infinitebanking.org/ for more information.
https://www.youtube.com/watch?v=X1_CmCHh1RM Nelson Nash is an exceptional thinker who discovered a secret to prosperity that was too good to keep to himself. The Infinite Banking Concept® was born when he noticed what was already possible inside cash value life insurance; the ability to earn interest, gain access to capital and take control of your financial life. Since then, he's poured his life into providing education about life insurance, making it plain so that others could prosper. Through his life and work, Nelson has woven a rich legacy that continues to empower.After reading his book, Becoming Your Own Banker, my husband and I quickly implemented these ideas in our own lives. We secured a dividend-paying whole life insurance policy that we've since used to invest in ourselves and our company. Our financial education journey led to meeting Bruce's team, where we also met Nelson in person. We took him out to lunch, and I told him that someday, we would have a podcast, and wanted to interview him before he finished his speaking career. Looks like we made it! We are so honored and grateful for the opportunity to share Nelson Nash's story and wisdom with you. Table of contentsWhere Nelson Nash and The Infinite Banking Concept Fit in The Bigger PictureWho Is R Nelson Nash?R Nelson Nash Conversation Highlights (Partial Transcript)Life Insurance Cash Value Provides AccessibilityHistory, Austrian Economics, and BankingNelson Nash on Life Insurance Policies and The Infinite Banking ConceptOther Topics DiscussedNelson Nash and Becoming Your Own BankerBe Your Own Banker Where Nelson Nash and The Infinite Banking Concept Fit in The Bigger Picture Inside The Money Advantage Cash Flow System, you first increase cash flow by keeping more of the money you make. Next, protect your money. And finally, you increase and make more. Using the Infinite Banking Concept (also known as Privatized Banking) is part of protecting your money in stage 2. But it's also a golden key that improves every other area of your financial life. Here's how: It helps you be more efficient with money you already make, keeping and controlling more of it.The insurance component protects your human life value by providing a death benefit to your loved ones, even if you didn't get the chance to create wealth during your lifetime.The accessibility supports your abundance mindset with an emergency/opportunity fund that provides safety and no-loss provisions.It supplies the capital to invest in cash-flowing assets like real estate and business.Your cash value serves as a storage tank while money is waiting to be used.You earn uninterrupted compound interest on your money, so you don't chisel away your wealth potential by resetting the compounding.The opportunity to have your money working in 2 places at the same time.Tax-advantaged growth and a tax-free death benefit to take care of your family and maintain your legacy. Who Is R Nelson Nash? R Nelson Nash is the founder of The Infinite Banking Concept and the author of Becoming Your Own Banker, Building Your Warehouse of Wealth, and co-author of The Case for IBC (along with Carlos Lara and Robert P Murphy). A native of Georgia, Nash received a B.S. Degree in Forestry from the University of Georgia, 1952. From 1954-1963, Nash worked as a Consulting Forester in eastern North Carolina. During more than 35 years' experience as a Life Insurance Agent, Nash worked with The Equitable Life Assurance Society of the U.S. and with The Guardian. Recognized for his high achievements, Nash was inducted as a Hall of Fame Member by Equitable, a Chartered Life Underwriter, and Life Member of the Million Dollar Round Table. A pilot for 71 years, Nash flew with the Army National Guard and earned Master Aviator Wings during his 30 years of military service. He has been married to Mary W. Nash for more than 65 years. The couple lives in Birmingham,
Building your own practice can be a delicate balancing act. You want to give your clients the best service possible while also expanding your client base and making enough money to cover your own needs and expenses. Today’s guest understands what it’s like to grow a business that does both: maintains high standards for serving clients and benefits from meeting those standards. Jamie List is the co-founder of the wealth management firm Bearing Capital Partners. Bearing Capital is a multi-disciplinary, team-based financial consulting practice. Jamie has many credentials and accreditations: he is a Certified Financial Planner, Canadian Investment Manager, Fellow of the Canadian Securities Institute, Chartered Life Underwriter, Financial Management Advisor, and Chartered Professional — Strategic Wealth. Listen to the episode to hear about how Jamie’s firm works, how he developed high service standards, and what he believes helped him achieve success in his career. Topics Discussed in This Episode: What Jamie’s firm does and what kind of clients they serve How Jamie founded his firm How Jamie decided to focus on his particular niche How the fees work in Jamie’s firm How Jamie thinks about serving clients Designing and developing a high level of service standards The benefits of having a high level of service standards How Jamie handles conversations about expanding services for clients Whether it’s preferable to do financial planning up front or spread it out over a longer period of time How to keep clients accountable and on track Some of Jamie’s biggest challenges What Jamie is excited about right now What Jamie believes made him successful in his career Jamie’s advice for listeners Links and Resources: Bearing Capital Quotes from Jamie: “I think I’ve always thought about the challenge, if you will, of maintaining a client as a conversation that you have to maintain over a very long period of time.” “Service tends to beget new clients.” “Let’s just say that the service model obviously speaks very much toward keeping people happy, but deals less with the transactional and business-building nature of what we do.” Jamie’s firm Bearing Capital is all about serving clients’ needs, as the clients themselves define the
Kathleen Thomas "KT" has more than 23 years of experience in the financial services industry and holds several professional designations. She is a Certified Investment Management Analyst, Chartered Life Underwriter and a Certified Financial Planner™ practitioner and a leader at NewDay Solutions. In addition to financial planning, Kathleen offers expertise in many other key areas, such as retirement planning, estate planning, investment management, insurance planning, tax strategies and employee benefits. She works diligently to bring all elements of each client’s financial life cohesively together and to help ensure that their assets are well-aligned with their overall plan. KT hosts KTs Money Matters Podcast and her book The Hardworking Woman's Guide to Money make KT a thought leader in the investment space. Hear her share her story, focus and passion with Lou on Thrive LOUD.
Rao Garuda, ChFC, CLURao is the President of Associated Concepts Agency Inc., founded in 1978. He came from India with $7 and a scholarship to the University of Colorado to pursue his Master’s degree in engineering. Rao is also a graduate of American College from Bryn Mawr, PA. Rao has more than 30 years of experience in the financial services industry. He is also a principal of First Financial Resources with over 120 partners located in all 50 states and co-founded The American Tax Planning Institute.Rao is frequently invited to conduct seminars on financial planning techniques, asset protection, how to significantly reduce taxes, retirement income planning, charitable giving and estate planning. His expertise also includes being a Chartered Financial consultant and Chartered Life Underwriter. Rao’s main passion in life is making a difference using charitable planning ideas and he is a life and qualifying member of MDRT for the past 30 years. He has consecutively qualified for Top of the Table for 21 years and is also a member of the International Forum and Director of the Forum 400.Rao has authored three books: ‘Meaning of Money’, ‘America’s Savings Challenge’ and ‘Ten Most Common Tax Mistakes.’ He takes 3 months each year to attend seminars and educate himself and another 3 months for charitable activities and travel.Rao is married to a physician (retired), who also values and promotes philanthropy; they have donated over one million dollars to various charitable causes and Rao has dedicated his life to assisting successful individuals with making a transition from success to significance, as outlined in his book ‘Meaning of Money.’ Rao and his wife have two sons who are highly accomplished in their own fields. One son is a physician who is married to another physician and the other son is managing director for a major financial services firm. Rao has been a resident of Shaker Heights, Ohio, since 1965.http://www.americantaxplanninginstitute.com/mentors/The Thought Leaders Showhttps://businessinnovatorsradio.com/the-thought-leaders-show/
Rao Garuda, ChFC, CLURao is the President of Associated Concepts Agency Inc., founded in 1978. He came from India with $7 and a scholarship to the University of Colorado to pursue his Master’s degree in engineering. Rao is also a graduate of American College from Bryn Mawr, PA. Rao has more than 30 years of experience in the financial services industry. He is also a principal of First Financial Resources with over 120 partners located in all 50 states and co-founded The American Tax Planning Institute.Rao is frequently invited to conduct seminars on financial planning techniques, asset protection, how to significantly reduce taxes, retirement income planning, charitable giving and estate planning. His expertise also includes being a Chartered Financial consultant and Chartered Life Underwriter. Rao’s main passion in life is making a difference using charitable planning ideas and he is a life and qualifying member of MDRT for the past 30 years. He has consecutively qualified for Top of the Table for 21 years and is also a member of the International Forum and Director of the Forum 400.Rao has authored three books: ‘Meaning of Money’, ‘America’s Savings Challenge’ and ‘Ten Most Common Tax Mistakes.’ He takes 3 months each year to attend seminars and educate himself and another 3 months for charitable activities and travel.Rao is married to a physician (retired), who also values and promotes philanthropy; they have donated over one million dollars to various charitable causes and Rao has dedicated his life to assisting successful individuals with making a transition from success to significance, as outlined in his book ‘Meaning of Money.’ Rao and his wife have two sons who are highly accomplished in their own fields. One son is a physician who is married to another physician and the other son is managing director for a major financial services firm. Rao has been a resident of Shaker Heights, Ohio, since 1965.http://www.americantaxplanninginstitute.com/mentors/The Thought Leaders Showhttps://businessinnovatorsradio.com/the-thought-leaders-show/
Alvin Begnoche started his insurance career in 1998 as an Independent Life Insurance Agent and is currently Marketing Vice-President of Trinity Life and Family Benefit Life Insurance Companies. He holds a Bachelor of Science in Business Administration in Marketing / Management from Kansas State University and has earned his Chartered Life Underwriter, CLU® and Chartered […]
My guest in this episode is Jayson Lowe. Jayson is an engaging Speaker, a Chartered Life Underwriter, and Co-Author of the Canadian Best Selling Book “The Bankers’ Secret, A Simple Guide to Creating Personal Wealth for Canadians”. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators and implementers of Becoming Your Own Banker, The Infinite Banking Concept. Shortly after the devastating loss of his Parents, Jayson’s first marriage dissolved and as a result, he was left on the brink of financial ruin. And while forging a path to a better future, Jayson met Rebecca and his life changed. Jayson and Rebecca were later married, started a Family, have 4 beautiful Children under the age of 9, and now reside in Leduc, Alberta. Jayson's been featured and interviewed on the Corus Radio Network, 630 Ched’s Talk to the Experts, News talk 770, Success from Home Magazine, Equitable Life of Canada, to name just a few. Jayson is also a Court of the Table Member of the Million Dollar Roundtable, the most prestigious association of Financial Professionals in the world. An important part of Jayson’s life is to give back. Especially dear to his heart are Children’s charities, and non-profit agencies providing food, shelter and spiritual care to others less fortunate. A big part of Jayson’s inspiration to be in the financial services industry comes from his late parents. Interview Links: McGuire Financial Group If you have enjoyed our podcast, please share with friends and family Please Subscribe, Rate, and Review on Itunes so more people can find us! so more people can find us! Please Support Us by Becoming A Patron on Patreon Support Our Sponsors Cashflow Tactics, will show you how to collapse time in your financial plan and become financially in 10 years or less. You can register for a free webinar to show you exactly how to do that at: https://cashflowtactics.com/ninja The Real Asset Investor, create value for investors looking for higher yield returns from real estate ventures domestically and also internationally and other real asset classes such as ATM's. www.therealassetinvestor.com Joint Ops Properties, have designed a system to take any beginner to an experienced deal making investor in the least amount of time, offering opportunities from basic education, coaching, bridge investing to turn-key investments in the cash flowing market of St. Louis, MO. www.jointopsproperties.com Valhalla Wealth Financial, reclaim the banking function within your own life with the premier strategies of the Wealthy. www.valhallawealth.com Audible, download any audio book for FREE when you try Audible for 30 days www.cashflowninjabook.com Thanks so much for joining me again. Have some feedback you’d like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post! Also, please leave an honest review for the Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don’t forget to subscribe to the show on iTunes to get automatic updates, please follow me on twitter @mclaubscher and Instagram, @cashflowninjapodcast. Until next time! Live a life of passion and purpose on YOUR terms, M.C. Laubscher
Good Morning Ladies with Candi Bryan: Encouraging Women Worldwide!
ABOUT KIMBERLY R. STEWART of KRS Wealth Management https://www.ameripriseadvisors.com/team/krs-wealth-management/ Helping people work towards the goals of financial stability and financial independence is what motivatesKimberly. She is passionate about helping individuals make sense of their financial picture. She enjoyshelping others become financially literate and conducts seminars on the importance of investing for thefuture. She has the ability to impart this knowledge to individuals in an understandable, non-intimidating,fun, and motivational manner. She is an experienced professional with a "hands on" approach to financialguidance. Not only will you find her knowledgeable, but you will also discover that she truly cares abouthelping you work towards your dreams. Kimberly says, "this is what I was created to do...it is mypurpose. I could not do anything else and be fulfilled." Kimberly R. Stewart has over 20 years of financial services experience and is a CERTIFIED FINANCIALPLANNERTM Professional and a Chartered Life Underwriter. Before she founded KRS WealthManagement, Kimberly worked for Charles Schwab & Co., Inc., State Farm, and Edward Jones.She is the Financial Expert for Central Florida News 13 and Bay News 9. Originally from Kansas City, Missouri, Kimberly has been a resident of Central Florida for over 25 years.She is a graduate of the University of Central Florida. She is a member of Alpha Kappa Alpha SororityInc. and has served on the UNCF Advisory Council, the Negro Spiritual Scholarship Foundation Board,and the Orlando Philharmonic Orchestra Board. Her passions beyond the world of finance includetraveling, music, reading, and spending time with family and friends. Kimberly R. Stewart. CFP®, CLU Financial AdvisorKRS Wealth Management11 North Summerlin AvenueSuite 285-AOrlando, FL 32801(407) 425-9101kimberly@krswm.com
As a younger man and with his first child on the way, Mark realized his career choice and real passion – fiction writing – would have to be put temporarily on hold because it wasn’t going to provide for his family. So he chose to embark on a career in life insurance and ultimately achieved...
Tom is a specialist in dental transitions planning and practice coaching. He is fee-based and NOT a broker. Tom has been coaching dentists, exclusively, for over eighteen years. The goal at Thomas M. Cooper & Associates is to help doctors increase the wealth in their practices. This doesn't mean just increasing the monetary value of the practice; but increasing the life freedom of the doctor and the team. Tom co-developed the Mercer Transitions Company; making it the premier transitions planning company. After MTC was acquired by a private equity firm, Tom formed Thomas M. Cooper & Associates and has continued to work with private clients. Tom earned his BA at the University of Southern California (Phi Beta Kappa) and his law degree from Loyola Law School. He also earned his Chartered Life Underwriter and Chartered Financial Consultant degrees from the American College. www.thomasmcooperandassociates.com
In today's show we have a very special guest, Mr. Nelson Nash. Mr. Nash is the discoverer and developer of The Infinite Banking Concept™ and the author of Becoming Your Own Banker. Nash remains a popular teacher and lecturer on the Infinite Banking Concept™ through dividend-paying whole life insurance. A native of Georgia, Nash received a B.S. Degree in Forestry from the University of Georgia, 1952. From 1954-1963, Nash worked as a Consulting Forester in eastern North Carolina. During more than 35 years experience as a Life Insurance Agent, Nash worked with The Equitable Life Assurance Society of the U.S. and with The Guardian. Recognized for his high achievements, Nash was inducted as a Hall of Fame Member by Equitable, a Chartered Life Underwriter, and Life Member of the Million Dollar Round Table. A pilot for 60 years, Nash flew with the Army National Guard, and earned Master Aviator Wings during his 30 years of military service. We are going to talk about many topics and concepts including, economic philosophies and approaches, how it's all about how you think, navigating your environment that you and your family operate in, the idea and concept of retirement, how important a journey of life long learning is, the constant noise of the environment we operate in and how to get your own personal financial noise canceling headphones, the infinite banking concept strategy and much much more. Share your thoughts with me on Twitter @mclaubscher and Instagram @cashflowninjapodcast Click To Tweet: Unlock The Infinite Banking Concept If you have enjoyed our podcast, please share with friends and family Please Subscribe, Rate, and Review on Itunes so more people can find us! so more people can find us! Interview Links: Nelson Nash Institute Foundation for Economic Education Mises Institute Lew Rockwell Support Our Sponsors Joint Ops Properties, have designed a system to take any beginner to an experienced deal making investor in the least amount of time, offering opportunities from basic education, coaching, bridge investing to turn-key investments in the cash flowing market of St. Louis, MO. www.jointopsproperties.com International Coffee Farms, Sustainable Income Through Offshore Sustainable Agriculture www.internationalcoffeefarms.com Audible, download any audio book for FREE when you try Audible for 30 days www.cashflowninjabook.com Thanks so much for joining me again this week. Have some feedback you'd like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post! Also, please leave an honest review for the Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don't forget to subscribe to the show on iTunes to get automatic updates, please follow me on twitter @mclaubscher and instagram, @cashflowninjapodcast. Until next time! Live a life of passion and purpose on YOUR terms, M.C. Laubscher
The WealthPlan is a comprehensive financial services and wealth management practice serving individuals, families, and businesses across the generations. The firm has office locations in Long Island & Manhattan; advising over 200 clients nationally. David Warshaw, CHFC®, CLU® founded The WealthPlan to bring clients an incredible financial planning experience by serving as their chief financial officer - allowing clients to focus on the things they enjoy. David graduated from Washington University of St. Louis in 2003, majoring in both finance and accounting. After becoming fully licensed, he started building his financial planning practice in early 2004. David is a Chartered Financial Consultant® and a Chartered Life Underwriter®. His combined education and experience position him to offer broad-based financial advice that our clients can count on. On a personal level, David enjoys reading books on economics, financial planning, and politics. He is an avid consumer of media – including television, movies, and music. Last but not least, he loves to travel and dance! To meet with David Warshaw, contact us by phone at 516-400-7111 or email us at david@thewealthplan.com. We are always here to answer any of your questions and be a valuable resource to you and your family. David graduated from Washington University of St. Louis in 2003, majoring in both finance and accounting. After becoming fully licensed, he started building his financial planning practice in early 2004. David is a Chartered Financial Consultant® and a Chartered Life Underwriter®. His combined education and experience position him to offer broad-based financial advice that our clients can count on. On a personal level, David enjoys reading books on economics, financial planning, and politics. Steven has established TheTradersPlan.com as a distinctively unique ETF & Growth stock newsletter that focuses on trends in the market indices. Being a former Financial Advisor at a large broker dealer (and watching portfolios crash in 2008) forced Steven to create a Simple, Powerful Market Timing Strategy That Consistently Outperforms the Market Indicies that anyone can follow. To watch a free training webinar where Steven shares with you the secrets to his easy to follow ETF trading system simply go to TheTradersPlan.com On the Podcast Steven brings together trading systems experts, Professional Traders, and financial authorities to share with you how they help their clients make profitable trades and you can too.
David johnson is a Chartered Life Underwriter and financial advisor with over 20 years of experience. He graduated from Wheaton College and joined his father's financial practice in 1996. David is an award winning professional and is passionate about helping people protect their families and plan for the best possible retirement. David focusses on - Personal life insurance and retirement planning, along with business buy/sell and key person insurance planning In this episode, David share the story about how his own father planned for and entered retirement. His father understood long ago that the purpose of planning for retirement is not just to accumulate assets but to ultimately, as Forbes states, turn those into income. Thankfully David's father had this in mind years ago. In planning for retirement, David's father put together a portfolio that not only included some liquid assets, real estate, and retirement accounts, but also permanent life insurance that was equal in value to his retirement accounts. David explains that his father was then able to leverage his life insurance to create significant lifetime income from his retirement assets.
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