Podcast appearances and mentions of Sarah Foster

Sarah Foster, School Medicaid Program Manager, NW Regional ESD, covers the costs of physical, mental, and behavioral health services through Medicaid for schools, along with strategies to streamline billings and minimize the challenges presented towards optimizing them.

How prevalent is wildlife smuggling in Canada? Guest: Dr. Sarah Foster, Research Associate and Program Manager at UBC's Institute for the Oceans and Fisheries Learn more about your ad choices. Visit megaphone.fm/adchoices

How would Trump's Golden Dome work? Guest: Iain Boyd, Director of the Center for National Security Initiatives at the University of Colorado Does the government really have $300 million in savings? Guest: Brenda Bailey, BC's Minister of Finance How is Vancouver's convention sector doing? Guest: Royce Chwin, President & CEO of Tourism Vancouver Wild chimpanzees give each other first aid Guest: Dr. Emily Freymann, Postdoctoral Affiliate at Oxford University Where do kids go for Mental Health support? Guest: Alisa Simon, Executive Vice President, E Mental Health Transformation, Kids Help Phone How prevalent is wildlife smuggling in Canada? Guest: Dr. Sarah Foster, Research Associate and Program Manager at UBC's Institute for the Oceans and Fisheries Learn more about your ad choices. Visit megaphone.fm/adchoices

If Walmart, the low-cost giant, is saying they're raising prices -- and soon -- because of tariffs, what does that mean for the rest of the stores ... and above all to our family budgets? Senior Economist with Zions Bank, Robert Spendlove shares his analysis. Sarah Foster with Bankrate, shares items that have risen in price. Listeners chime in with what they have noticed has changed in price recently.

"I feel like a cat trying to chase a laser pointer" following inflation developments, says Eric Pachman. He isn't worried about future CPI prints after today's report but notes gasoline's deflationary moves as signs of a pinched consumer. Sarah Foster agrees, adding that there are other signals pointing to discretionary spending pullback. They also turn to inflation's impact on the Fed's interest rate path.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

We've officially reached the 100th episode of Beyond the Water Cooler! It's a perfect moment to pause and reflect on not just how far we've come, but where we're headed when it comes to the future of work.To celebrate this milestone, I've brought together three brilliant guests, each an industry leader from a different sector: Sarah Foster from law (Freeths Oxford), Jamie Purcell from hospitality (Le Manoir aux Quat'Saisons), and Crissie Gizzi from construction (Morgan Sindall). Together, we open the lid on how leadership and work culture are evolving across fields that may appear worlds apart but share strikingly similar challenges and opportunities.A common thread emerges throughout our discussion: uncertainty is both a reality and a catalyst for change. Skills shortages, technology integration, evolving employee expectations, and the unknowns ahead make it more important than ever for leaders to foster cultures built on curiosity, empathy, and adaptability. Our guests share practical insights: from running meaningful check-ins and supporting wellbeing, to investing in learning, embracing hybrid working, and designing innovative ways to retain and develop people.We talk candidly about what keeps us up at night—wellbeing, resilience, and how to prepare for the skills and confidence gaps of tomorrow. Yet there's real excitement too, especially around diversity, inclusion, and learning from other industries. Whether it's making workplaces accessible by investing in new transport routes, or shaping firm strategies that are truly influenced by staff voice, the future of work will belong to those who listen, adapt, and lead with openness.If you want a glimpse into the challenges and joys of steering your team through uncertainty, and inspiration to build a thriving, high-performing culture—whatever your sector—this episode is for you. Here's to being curious, empathetic, and, above all, human… even as the future keeps us on our toes.More about my guests:Sarah Foster Sarah manages Freeths Oxford office, is Joint National Head of the Freeths Private Client Services team and sits on their management board. She has 30 years' post-qualification experience of dealing with contentious trust and probate disputes and professional negligence claims. She is well known for her firm but fair approach to the resolution of disputes.Sarah is a member of the Association of Contentious Trusts and Probate Specialists (ACTAPS) and the Professional Negligence Lawyers Association (PNLA). She is also an affiliate member of the Society of Trust and Estate Practitioners (STEP).She is listed as an Eminent Practitioner in Chambers and Partners (2025 edition) for both professional negligence and private wealth disputes. She is also a Recommended Lawyer in the Legal 500 (2025 edition) being recognised as a Leading Partner for Private Client – Contentious Trusts and Probate.Jamie PurcellHaving grown up in the Cotswolds and beginning his career in country house hotels, Jamie moved to London for 12 years to take up sales roles in hotels such as Rocco Forte Hotels, The Langham London and Corinthia London. He has recently returned to his country roots, assuming the role of Director of Sales at Le Manoir Aux Quat'Saisons, a

Bankrate's Sarah Foster tells Megan Lynch how money worries are impacting American's mental health.

We opened the episode with a continuation of our Villains Month coverage, diving into the more nuanced territory of morally gray characters. In this third week, we shifted from examining outright villains to exploring the blurred lines between villains and antiheroes.While often confusing, this distinction can help deepen our understanding of literary characters and narrative structure. We discussed how selfish motives and chaotic actions typically define villains, whereas antiheroes may lack traditional heroic qualities but are still driven by noble or relatable goals.What Is On Our NightstandsBefore diving into the main theme, we shared what's currently on our nightstands. Arthur has just finished Transmentation | Transcience by Darkly Lem, a multi-universe sci-fi thriller recently released by Blackstone Publishing. He's moving on to Rhino: The Rise of a Warrior by Nicholas Sainsbury Smith, which is being described as a Conan-meets-Mad-Max-style story set in the Hell Divers universe. A book review will be published soon.Meaghan, on the other hand, is juggling a few books. She's reading an advanced copy of When She Was Gone by Sarah Foster, a psychological thriller that explores family estrangement and disappearance through multiple POVs.She's also in the early chapters of Grady Hendrix's Witchcraft for Wayward Girls, which touches on the dark history of homes for “troubled” girls, wrapped in Hendrix's signature dark humor. Additionally, she's reading Scythe and Sparrow by Brynn Weaver on her subway commutes - the final installment in the Ruinous Love trilogy, known for its dark romance and black comedy. The first book, Butcher and Blackbird, is even getting a film adaptation.Defining Villains vs. AntiheroesOur main discussion centered around defining the differences between villains and antiheroes. We agreed that villains are typically characterized by outright selfishness, chaos, and harm with little to no regard for others. They oppose the protagonist and often revel in destruction or dominance.Antiheroes, in contrast, may lack traditional heroic qualities - like moral clarity, compassion, or honor - but are usually driven by a personal code or a higher, sometimes noble, purpose. Their actions might be questionable, but their motives often aim toward the greater good. For example, they may take morally ambiguous paths to achieve just ends.We used Patrick Bateman from American Psycho and Joe Goldberg from You to illustrate this line. While both offer internal justifications for their actions, we agree that their intentions and outcomes mark them more as villains than antiheroes. They may rationalize what they do, but ultimately their actions are self-serving and destructive.Another great example we discussed was Zayden from Fourth Wing. Though initially perceived as a villain by the protagonist, Violet, his motivations are revealed to be much more layered, shifting his status into antihero territory. Similar shifts occur in characters like Rhysand from ACOTAR, who is misunderstood early on but ultimately acts with benevolent intentions.The Complexity of Character Roles in Narrative StructureWe examined how literary structure, especially multiple POV storytelling, can alter our perceptions of characters. With multiple viewpoints, we often gain deeper insight into the inner motivations of a character who might otherwise appear villainous from another perspective.Meaghan made the point that antiheroes don't need to be the main character. In stories with multiple perspectives, an antihero can be a supporting or secondary character whose actions significantly impact the narrative, even if they're not the protagonist.We discussed characters like Captain Ahab from Moby Dick, Jay Gatsby, and Shakespearean figures like Macbeth and Hamlet. These figures blur the lines between heroism and villainy by embodying both admirable and damning traits. Captain Ahab is fueled by vengeance but is also driven by deeper human emotions, while Gatsby's immoral actions are motivated by love and longing.We touched on how world-building can influence a character's perceived morality. In tightly defined universes, a single action might shift a character from hero to villain or vice versa. The broader and more complex the setting, the easier it becomes to justify or criticize those actions.Modern Obsession with Antiheroes and Reader RelatabilityA recurring theme in our talk was the rising popularity of antiheroes, especially in BookTok communities and modern literature. Meaghan emphasized how modern readers are drawn to nuanced characters who reflect the gray morality of real life. Straightforward good-versus-evil narratives feel outdated to many readers who want complexity and inner conflict in their characters.Romance novels, particularly dark romance, often play with this dynamic. Characters like Zade Meadows from Haunting Adeline or those in Lights Out by Navetta Allen operate with morally questionable methods but are driven by well-intentioned motives, making them compelling and controversial at the same time.We also reflected on Joe Goldberg's character arc and how the show's clever use of internal narration makes viewers uncomfortably sympathetic toward someone who is clearly a villain. This blurring creates tension and complicates our engagement with the story, prompting us to question our moral compass.Characters like Tyrion Lannister in Game of Thrones were also mentioned. While initially self-serving, he evolves over the series into someone with more noble intentions, even if he doesn't fit the typical heroic mold. He shifts from a villain to a morally gray character and eventually a reluctant hero in some people's eyes.Genre Examples and Pop Culture InfluenceWe highlighted how genres like comic books and dark fantasy frequently feature antiheroes. Characters like Deadpool, Daredevil, The Punisher, and Batman exemplify this model. These characters challenge traditional morality, often operating outside the law but still striving to uphold a personal sense of justice. Meaghan noted that even characters like Geralt from The Witcher are often misclassified as antiheroes when they may just be grumpy or reluctant heroes.Arthur brought up the Murderbot Diaries as another upcoming example - an android that hacks its programming to gain autonomy while also occasionally killing humans. It's complex, emotionally resonant, and set to become an Apple TV series.We also briefly touched on Silo's Juliet, who represents a reluctant hero more than an antihero. Her role highlights how characters are shaped by the world around them and are often pulled into heroism unwillingly.We examined situations where antiheroes may shift into villain territory, such as Tamlin from ACOTAR, whose descent into darker behavior between books one and two sparked significant conversation among readers. While some hope for redemption, others see the character's trajectory as complete.Finally, we discussed how some stories allow villains or antiheroes to win. Meaghan noted that this feels more realistic because, in life, good doesn't always triumph. These narratives, while less conventional, often leave a more lasting impact on readers.Final Thoughts and What's NextWe wrapped up by affirming our shared preference for morally complex characters over one-dimensional heroes or villains. Antiheroes, with their flaws, motivations, and layered choices, make for more engaging narratives. Readers want characters that mirror real-life complexity, and antiheroes offer that depth in spades.In the closing segment, we teased our next episode, where we'll focus on different portrayals of a famously adapted villain character across books, films, and shows. We plan to compare portrayals, potentially do a ranking, and analyze how this character has changed across time and mediums.In the meantime, we encouraged listeners to check out our latest reviews and ARCs on our website, FullyBooked.ca, and subscribe to the Bookish newsletter to stay up to date with all our content.

Sarah Foster, Principal U.S. Economy and Federal Reserve Reporter at Bankrate, joins Ilyce Glink, filling in for Jon Hansen on Your Money Matters, to discuss financial scams. Sarah breaks down how to spot a scam, what to do if you have been scammed, and how to stay alert.

Chuck Zodda and Mike Armstrong discuss the Treasury Department's recent moves and the guys wonder if they are intentionally trying to slow the economy down. Sarah Foster, Bankrate.com, joins the show to chat about some of the financial frauds you need to be aware of. Which states are likely to see home values tumble? Are egg producers inflating prices during the bird flu outbreak to boost profits? Is Apple falling too far behind on AI?

Segment 1: Sarah Foster, Economic Analyst, Bankrate, joins John in-studio to talk about Fed policy and what we can expect from interest rate cuts, why the inflation target is still at 2%, and why high prices are still a problem. Segment 2: Bree Fowler, Senior Writer, CNET, joins John Williams to talk about Gov. JB Pritzker joining the […]

Sarah Foster, Principal US Economy and Federal Reserve Reporter at Bankrate, joins the show to discuss their latest survey on wages and the cost of living.

Sarah Foster, BankRate Senior Industry Analyst, joins Megan Lynch following reports that more than 1/2 of loan applicants have been rejected over the past year-plus.

Chuck Zodda and Mike Armstrong discuss the ongoing battle between Senators and Airlines over the use of junk fees. Sarah Foster from Bankrate joins the show to chat about workers that got raises in 2024. What are the challenges and joys of employing Gen Z workers? How can parents help their boomerang children without derailing their own retirement?

Segment 1: Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about what you should know about your charitable gifts. And as always, Terry answers all of your financial questions. Segment 2: Emily Stewart, Senior Correspondent, Business Insider, tells John about the decline of on-the-job training. Segment 3: Sarah Foster, Economic Analyst, Bankrate, talks to John about a […]

The social media trend of 'de-influencing' has been on the rise lately, mainly as a response to overconsumption. What is de-influencing, is it beneficial to personal finances, and how can someone partake in it? Bankrate Economic Analyst, Sarah Foster, joins the show to discuss this trend. In a similar effort, membership of 'no-buy' groups are surging on social media and Dave and Debbie discuss Jeff Caplan's recent Minute of News which breaks down what the goal is for these groups and how you can be a part of the "buy nothing" trend.

Today Hoppy is joined by Travis Jones, Ryan Schmelz, Tony Caridi, Sarah Foster, Luke Wiggs, and Jonathan Savage.

Higher education, like earning a college degree, is supposed to help students land jobs with higher salaries. But a new study reveals that's not necessarily the case. Turns out, recent college graduates are somewhat disappointed with their new paychecks and are now struggling financially. On this episode, Sarah Foster joins us. She's an analyst with Bankrate.com which just released some surprising information regarding Generation Z, their college degrees, and the salaries they're getting. 

Inflation is coming back down to earth and it's rising at a lower rate than before. That's the good news. The bad newes is that today's inflation - while better - piles on top of the high inflation over the past few years. A new report says what most of us already feel: wages have not kept up with inflation. In other words, we've fallen behind and it could take years for many people to catch up financially. In this discussion, Bankrate.com's Sarah Foster explains what the new study found and what it means to our personal finances. For more information: https://www.bankrate.com/banking/federal-reserve/wage-to-inflation-index/

Mike Ferguson in the Morning 09-23-24 Sarah Foster, principal U.S. Economy and Federal Reserve reporter with Bankrate.com, talks about how wages are not keeping up with inflation. Story here: https://www.bankrate.com/banking/federal-reserve/wage-to-inflation-index/ (https://www.bankrate.com/authors/sarah-foster/) (@sarahffoster)    NewsTalkSTL website: https://newstalkstl.com/ Rumble: https://rumble.com/c/NewsTalkSTL Twitter/X: https://twitter.com/NewstalkSTL Facebook: https://www.facebook.com/NewsTalkSTL Livestream 24/7: bit.ly/NEWSTALKSTLSTREAMSSee omnystudio.com/listener for privacy information.

Mike Ferguson in the Morning 09-23-24 (6:05am) Sarah Foster, principal U.S. Economy and Federal Reserve reporter with Bankrate.com, talks about how wages are not keeping up with inflation. Story here: https://www.bankrate.com/banking/federal-reserve/wage-to-inflation-index/ (https://www.bankrate.com/authors/sarah-foster/) (@sarahffoster)    (6:20am) Missouri Supreme Court releases details on the decision to place Amendment 3 back on the Nov. 5 ballot. They voted 4-3 to keep it on the ballot. Story here: https://missouriindependent.com/2024/09/20/missouri-supreme-court-opinions-amendment-3-abortion/   St. Louis City Police Officer David Lee was hit and killed in the line of duty as he was hit by a car as he was investigating a previous crash on eastbound I-70 near Grand. Story here: https://www.firstalert4.com/2024/09/22/crash-closes-portion-eb-i-70-st-louis-city/ Follow-up story here: https://www.firstalert4.com/2024/09/23/suspect-charged-st-louis-officers-death/   (6:35am) A Satanic library book titled "At Satan's Altar" was pulled from a Metro East library. The Mississippi Valley Library District oversees the Collinsville Public Library and the Fairmont City Public Library. Story here: https://www.firstalert4.com/2024/09/20/satanic-library-book-pulled-metro-east-library/   (6:50am) MORNING NEWS DUMP The metro area is mourning the loss of another police officer. St. Louis City Police Officer David Lee was working an accident on Sunday morning on eastbound I-70 near Grand when another car spun out and hit him. Officer Lee was an 18-year police veteran and leaves behind his wife and two children. Story here: https://www.firstalert4.com/2024/09/22/crash-closes-portion-eb-i-70-st-louis-city/ Follow-up story here: https://www.firstalert4.com/2024/09/23/suspect-charged-st-louis-officers-death/   Texas Gov. Abbott comments on the lower border crossing numbers which he attributes to efforts by the Lone Star State to stop illegal aliens on the Rio Grande River and other crossover points.    The lawsuit against Missouri's generally weak law against gender mutilation of children goes to court today. Story here: https://missouriindependent.com/2024/09/20/lawsuit-seeking-to-block-missouri-ban-on-gender-affirming-care-for-minors-heads-to-trial/   Rep. Scott Perry (R-PA) comments on the situation in Israel with Hezbollah and Hamas.   Rep. Pat Fallon (R-TX) comments that the "US Secret Service has a no-fail mission. Lives are at stake if they make mistakes. Simple security preparations would've prevented the events of July 13 from ever happening. These are inexcusable lapses and we can't afford another tragedy."   Cardinals won their final home game of the season, beating the Cleveland Guardians 2-1. Day off today. They kick off their final 6-game road trip tomorrow night with the first of 3 in Denver against the Colorado Rockies at 7:40pm.    NewsTalkSTL website: https://newstalkstl.com/ Rumble: https://rumble.com/c/NewsTalkSTL Twitter/X: https://twitter.com/NewstalkSTL Facebook: https://www.facebook.com/NewsTalkSTL Livestream 24/7: bit.ly/NEWSTALKSTLSTREAMSSee omnystudio.com/listener for privacy information.

On this airing of Your Money Matters: Segment 1: Sarah Foster, Principal U.S. Economy and Federal Reserve Reporter at Bankrate joins the show to discuss what a cooling job market means for wages. Sarah talks about how slowing inflation doesn’t mean falling prices in stores. Segment 2: Jon Hansen replays a clip of a conversation he […]

New numbers show wages are struggling to keep up with inflation. Bankrate's Sarah Foster tells us more.

On the second hour of the show, Chuck Zodda and Mike Armstrong take a look at an Bloomberg opinion piece discussing how consumer staples stocks are seeing more attention. Plus, Sarah Foster of Bankrate joins the show to talk about their updated wage to inflation index. Which Apple product is getting more attention that the iPhone 16? Plus, stack roulette.

Send us a textDr. Sarah Foster is an integrative medicine specialist who specializes in the Hakomi Method and IFS. I had the pleasure of meeting her when I went to Costa Rica earlier this year and got the opportunity to sit with her in ceremony. I'm blessed to be able to sit down and have this conversation with her. The conversation begins with a discussion about  the importance of being present in each moment.  The conversation then shifts to the topic of medicine work, specifically ayahuasca, and the transformative experiences it can bring. Dr. Sarah Foster shares her journey of disillusionment with traditional medicine and her decision to explore alternative healing modalities. This helped her come to the realization that decisions should come from the heart first and analysis can follow.  Sarah and Cam discuss the importance of self-work and holding space for others. They explore the concept of untriggered grounded nervous systems and the journey of finding balance and growth. They also touch on the tension between traditional medicine and alternative healing practices, and the need for trust and acceptance in the process. Sarah shares her experience with IFS and Hakomi as powerful modalities for healing and integration. They discuss the critical period after a deep medicine journey and the challenges of measuring and understanding the effects of psychedelics. Lastly, Sarah mentions her upcoming retreats in Costa Rica.If you are interested in learning more about her upcoming retreat, you can find more details here: https://yoxonim.com/costa-ricaConnect with Sarah:Website: https://yoxonim.com/Instagram: https://www.instagram.com/yoxon_im/If you are interested in sponsoring an episode of The TripSitting Podcast, send an email to tripsittingblog@gmail.comBe sure to share with a friend and subscribe so you never miss my latest posts :) Watch on YouTubeFollow on InstagramFollow on TikTok

Jeanette Garretty, chief economist at Robertson Stephens Wealth Management, says that the economic fundamentals haven't changed despite recent headlines and heightened market volatility, but she says the time has come for the Federal Reserve to acknowledge that the economy has slowed but that inflation will remain above the 2 percent target for a while. She notes that whoever wins the presidential election likely will be presiding over an economy in recession, though she expects it to be mild, but she does point out that there are potential issues that could make the troubles worse. Gregory Harmon, president of Dragonfly Capital Management, says the market's recent volatility spike was just a summer non-event, and that the real move was the expanded breadth the market saw in July; he expects that to return, potentially bringing the market back to new highs, as the market regains its footing. Sarah Foster discusses a recent Bankrate.com survey in which more than one-third of U.S. workers say they're living paycheck to paycheck, with little to no money left for savings after paying their monthly expenses. Plus, Ron Lieber, money columnist at The New York Times, discusses his recent piece on why — despite all of the technology updates around money and payments — paper checks just won't go away.

Segment 1: Tom Gimbel, job expert and founder of LaSalle Network, joins John to talk about why some people are finding it tougher to find a job right now, and how he feels AI is impacting the job market. Segment 2: Sarah Foster, Analyst, Bankrate, talks to John about a new survey that shows the average American feels they […]

A recent survey from Bankrate.com shows how many Americans do not feel like they are successful when it comes to personal finances and financial goals. What might surprise some is the percentage who say they don't think they can achieve financial success in the years ahead. Bankrate's Sarah Foster analyzes the results of the survey and offers advice. For more information: https://www.bankrate.com/banking/savings/financial-success-survey/

Americans do not feel financially secure. New data from Bankrate shows that Americans say they need $186k per year to feel financially secure. Sarah Foster, Bankrate Analyst joins the show to discuss the numbers and what is behind these financial insecurities.

Bankrate analyst Sarah Foster joins Lisa Dent to talk about their Financial Freedom Survey which revealed what most Americans believe they would need to earn per year to feel financially secure. Follow The Lisa Dent Show on Twitter:Follow @LisaDentSpeaksFollow @SteveBertrand Follow @kpowell720 Follow @maryvandeveldeFollow @LaurenLapka

Tommy talks with Sarah Foster, a Bankrate analyst

Jose Torres, senior economist at Interactive Brokers, expects consumers to keep spending and to help power the economy through at least the end of the year without a recession, but he notes that if the Federal Reserve ultimately decides that it's going to 2 percent inflation or bust, there will be a bust for the consumer and the economy, with the current party ending in a potentially protracted period of struggles. Jack Nelson, portfolio manager of the global emerging markets sustainability strategy at Stewart Investors, says that while many investors are avoiding China, it's important to not be so fearful as to miss out on the opportunity that a number of companies there represent, due to valuations that are more compelling in much hotter markets like India. Sarah Foster, analyst at Bankrate.com discusses the site's latest survey showling that while nearly nine of 10 Americans know what financial success looks like in their life, only one in four think they will achieve it. Plus, Chuck answers a listener's question about whether it's time to convert traditional long-term retirement savings into Roth IRA accounts.

Mike Armstrong and Marc Fandetti wonder how the Fed officials that are speaking this week will address future rate cuts. Goldman says equity investors are bracing for a return of volatility. The unlikely stocks that became a hot bet on AI. Sarah Foster, Bankrate.com, joins the show to share the results of a recent survey on financial success and what it means to different generations. 

Segment 1: Sarah Foster, Analyst, Bankrate, talks to John about a new Bankrate survey that shows 89% of Americans do not consider themselves financially successful. Segment 2: Philippe Weiss, President, Seyfarth at Work, tells John how work discrimination lawsuits and damages are twice as likely to result when a manager or company has previously “flip-flopped” on statements made to […]

In this week's episode, Tracy speaks to Sarah Foster from 20/20 Seed Labs about “20/20 Seed Labs & Celebrating 35 Years In Business.” In this episode, Tracy and Sarah discuss: Sarah's background, her immigration to Canada, and why she decided to launch 20/20 Seed Labs. Sarah shares more about 20/20 Seed Labs including who they are, what they do, and who their core customers are. They then delve into the unique aspects of Sarah's entrepreneurial journey, including the biggest challenges, best things, and most surprising things about starting a business. 20/20 Seed Labs is on the brink of a significant milestone-35 years in business, a remarkable achievement. Tracy asks Sarah, “What are you personally most proud of as you reflect on these 35 years of business?” Looking forward, Tracy asks Sarah what she sees as the biggest opportunities and challenges for her company and the agriculture industry as a whole. Sarah discusses the crucial role of seed testing in the context of feeding a growing population, adapting crops to changing climates, and the future of agriculture. In true entrepreneurial style, Sarah shares some words of wisdom with other business owners and aspiring business owners. If you are curious about seed testing and love a great entrepreneurial story, you should tune into this episode. Thanks for tuning in, Tracy *********** RESOURCES Excellence in Accredited Seed Testing Services Learn More   *********** SIGN UP If you enjoyed this episode, don't forget to sign up as an Insider so that you are first to know about all-new Impact Farming episodes, Expert Corner Segments, fantastic contests, and new promotions https://www.farmmarketer.com/impact_farming_show/sign-up

Our guest on the podcast today is Greg McBride. Greg is chief financial analyst for Bankrate.com, where he has worked for more than 25 years. He received his bachelor's in finance from the University of Florida. He is also a CFA charterholder.BackgroundBioBankrateState of the Economy/Outlook for Interest Rates“Survey: Despite a Resilient Economy, Experts Still See a Near 1-in-2 Chance of a Recession,” by Sarah Foster, bankrate.com, Jan. 3, 2024.“Bankrate's Interest Rate Forecast for 2024: Mortgages, Credit Cards and More Will Stay Pricey, Even if the Fed Cuts Rates,” by Sarah Foster, bankrate.com, Jan. 2, 2024.“Credit Card Debt Is at a Record High as Fed Raises Rates Again,” by Cora Lewis, apnews.com, March 22, 2023.“Take These 12 Steps as the Federal Reserve Keeps Interest Rates High,” by Sarah Foster, bankrate.com, May 1, 2024.Saving“Survey: Two-Thirds of Savers Still Earn a Savings Account APY of Less Than 4%,” by Karen Bennett, bankrate.com, March 27, 2024.“How the Federal Reserve Impacts Savings Account Interest Rates,” by Karen Bennett, bankrate.com, May 1, 2024.“CD Ladder: What It Is and How to Build One,” by Rene Bennett, bankrate.com, Feb. 27, 2024.“Why Now Might Be a Good Time to Consider Longer-Term CDs,” by Matthew Goldberg, bankrate.com, April 2, 2024.“How to Start (and Build) an Emergency Fund,” by Karen Bennett, bankrate.com, Feb. 29, 2024.“The Best Places to Keep Your Emergency Fund,” by Greg McBride, bankrate.com, Feb. 27, 2024.“Greg McBride's 2023 Guide: How to Prioritize Emergency Savings, Retirement Savings and Debt Repayment,” by Greg McBride, bankrate.com, Feb. 28, 2023.“Is My Money Safe? What You Need to Know About Bank Failures,” by Adriana Morga, apnews.com, April 28, 2023.“Pros and Cons of a Money Market Account,” by Greg McBride, bankrate.com, March 26, 2024.Mortgages, Homebuying, and Auto Loans“Forecast: Mortgage Rates to Gradually Decline in 2024,” by Jeff Ostrowski, bankrate.com, Jan. 2, 2024.“What the Fed's Moves Mean for Mortgages, Credit Cards and More,” by Tara Siegel Bernard, nytimes.com, March 20, 2024.“Housing Market Predictions for 2024,” by Ruben Caginalp, bankrate.com, April 4, 2024.“Auto Loan Forecast for 2024: Rates Should Ease for Good-Credit Borrowers,” by Rebecca Betterton, bankrate.com, Jan. 2, 2024.OtherRose Foundation's Consumer Financial Education Fund

  My guest this week is Sarah Foster [54:15], executive director of The American Museum of Fly Fishing, on why she thinks learning about the history and traditions surrounding fly fishing are important and add to our enjoyment.  She talks about recent exhibits and acquisitions, and what is in store for the future of the museum.  It's a must-see for anyone visiting southern Vermont.   In the Fly Box this week, we have some especially interesting questions and tips from listeners, including: Why do I keep getting strikes on nymphs while stripping them upstream like a streamer? Is the throat of a pool a common place to find trout feeding? At what temperature does a brown trout start to actively feed? When I see a pod of rising trout, why can I only fool one fish even though the other ones continue to feed? How do older Orvis bamboo fly rods compare to contemporary models? I found eggs in holdover brown trout in the spring.  Were these fish that never found a mate? I have trouble with rabbit's foot hair coming loose on my flies.  How do I secure it better? If you only had one line for striped bass from shore, what line would you choose? How much time before the incoming or outgoing tide should I fish for striped bass? Can you explain exactly what a shock tippet is? What is your "last fly" during the evening hatch when it gets tough to see? Do polarized sunglasses lose their effectiveness over time? A listener gives a tip for an easier way to tie a surgeon's knot A listener gives a caution about fishing below sewage treatment plants after a major flood event My 70-denier thread keeps breaking.  What could be the problem? What feathers from a chicken are useful in fly tying? I fish a 6-weight rod and want a different rod for smaller streams.  What should I pick? I always use a wading staff.  Is the metal tip on the staff an alarm clock for trout, and have you ever put on a rubber tip to prevent this?

Segment 1: Sarah Foster, Analyst, Bankrate, talks to John about a new report that shows young people surprisingly feel the most optimistic about their money despite their finances sometimes telling a different story. Segment 2: Bree Fowler, Senior Writer, CNET, joins John to talk about a bill passed by the Pennsylvania state House where consumers would need to be notified when […]

Today on the Jimmy Barrett Show:Student loan forgiveness.Sarah Foster on the optimism of the younger generations.

Rising interest rates have made all kinds of loans more expensive. They've also made lenders pickier about who actually gets money. A recent Bankrate survey shows half of people who've applied for a financial product have been denied since the Fed started raising rates in march of 2022. So today, we're talking with Bankrate's Sarah Foster about this trend. We discuss who's mostly likely to be denied for loans and new credit cards and the ways you can improve your credit score to make you more credit-worthy. 

Bankrate analyst Sarah Foster joins Lisa Dent to explain why half of Americans who've applied for a loan or financial product since the Fed started raising its key benchmark rate in March 2022 have been denied, and if there’s light at the end of the tunnel for borrowers. Follow The Lisa Dent Show on Twitter:Follow […]

Chuck Zodda and Mike Armstrong discuss why Americans have lost faith in the value of college. Sarah Foster from Bankrate.com joins the show to chat about why young Americans are starting to figure out how to build wealth at a younger age. What does the future hold for Spirit Airlines? Paul LaMonica stops by to discuss the latest news surrounding TSMC and the chip manufacturer's competitors.

Segment 1: Sarah Foster, Analyst, Bankrate, talks to John about a new Bankrate survey that shows how younger Americans are building financial wealth. Segment 2: Bree Fowler, Senior Writer, CNET, joins John to talk about Samsung launching its Galaxy S24 and S24 Plus phones that will have generative AI capability directly on the device, Apple saying it will start selling its […]

This is such a light and  relatable conversation with my special guest, Sarah Foster. Self-Validation has been talked about a lot on this podcast in many ways, and this way is a fresh new take as Sarah shares part of her journey and experience in this very topic.Meet Sarah Foster,Sarah is a harmonizer, relationship builder and idea generator. As a self-starter and a coachable individual, she is socially fast and outgoing. After graduating with a Bachelor's in Public Relations from Ball State University, Sarah made the leap from Ohio, to Orlando in January 2020 to amplify her career. There, she has crafted her expertise in a variety of industries, including fine cuisine & hospitality, performing arts, and even Walt Disney World Resort.Beyond the professional realm, Sarah thrives in performance spaces. She is a dedicated member of Central Florida Community Arts' Choir, the largest community choir in America. She frequents Musical Mondays at Renaissance Theater Company, performing in their open mic nights. This summer, Sarah jumped into volunteering at The Orlando International Fringe Festival and will continue volunteering at Fringe ArtSpace in Downtown Orlando. Her passion for the performing arts is an extension of her dream to be a public relations specialist for theatre companies. Sarah is an optimist, so she will always find the light in the darkest of situations. Her mission is to allow others look in-between the spectrum, rather than see black and white opportunities, outcomes or results. She wants people to remember her as the person who helped them up as they were falling down. Connect with her:www.linkedin.com/in/sarah-foster0205Want to stay connected with me? Check below for ways to get in touch! DeniseMarsh.netDeniseMarshRAW@gmail.comFB: Denise MarshIG: DeniseMarsh_ Are you a woman willing to learn how to prioritize yourself, heal and grow from past issues so they no longer play a role in your present and future life, and develop a healthy self-friendship, which will have you feeling OH SO GOOOOOOOD about yourself? Let's talk about it on a complimentary Love Chat to see if I'm able to support you on this journey. Click the link below to choose a date and time. https://calendly.com/denisemarshraw/let-s-connectWant to join my weekly newsletter and stay up to date with EVERYTHING? If that's a YES, then please click the link below. https://dashboard.mailerlite.com/forms/141412/65423631947138907/share?fbclid=IwAR1LvIxM35KFDeUzRbLsEXor-6brTw1Y-_y-6Klnm_hc1md24tLB1Gshhk4 Also, grab a copy of my book, Do It For Your SELFIE, from my website for a signed copy, or from your favorite online retailer, such as Target.com, Barnesandnoble.com, Amazon.com, and more!As always, THANK YOU for listening, sharing, and supporting! Please share a review on Apple Podcast, or you are able to email me a review at DeniseMarshRAW@gmail.com that I can share with others. -Denise Marsh

Segment 1: Sarah Foster, Bankrate’s Principle U.S. economy reporter joins Steve Dale, filling in for John Williams, to talk about the “silent recession” that US consumers are dealing with Segment 2: John Rizvi, AKA The Patent Professor joins Steve Dale to talk about the patents that are coming to an end at the end of […]

How do 2023 prices of holiday essentials compare to 2022? Entertaining: While last year's holiday season boasted a slew of the most inflated items in Bankrate's index, this year, food inflation isn't as troublesome.Eggs were the single most inflated item in last year's analysis at +49.1% from 2021, but now are down 22.3% compared to 2022. 5 of the top 10 most inflated items this year still belong to the entertaining category, including sugar and sweets (+5.4%), turkey (+5%), bakery products (+4.1%), and meats (+3.6%).For those hosting this year, utility costs are up just 0.02% compared to 2022, after a 14.3% burst last year. Other items in this category include: housekeeping supplies (+3.1%) and household equipment and furnishings, which include Christmas trees and seasonal decor (-2%). See omnystudio.com/listener for privacy information.

Bryan Cannon, chief portfolio strategist at Cannon Advisors, says we're in a secular bull market right now, but he notes that a secular bear -- usually not recognizable until it's in the rearview mirror -- could be close, because "you've never had inflation without a secular bear market." Cannon expects the current rally to continue into the new year, but he notes the charts and the trends could change along with the calendar, making it hard to read 2024. Also on the show, Sarah Foster discusses the latest Bankrate.com survey showing that some 60 percent of Americans say that their income has not kept pace with inflation. In The NAVigator segment, Adam Sparkman -- part of the team running the Thornburg Income Builder Opportunity Trust -- says "it's a different menu within fixed income entering 2024 than it was a couple of years ago," which has him increasing credit quality, taking less risk and lengthening maturity as we start seeing how potential rate cuts take shape.  Plus Daniel Kern, chief investment officer at Nixon Peabody Trust Co., talks stocks and funds/ETFs in the Market Call.

Chuck Zodda shares his love of Elon Musk of the release of the Cybertruck. Mike Armstrong chats with Sarah Foster, Bankrate.com, about pay raises in 2023 and how most Americans wages increased pass inflation, but sentiment remains low. Four lucrative tax deductions that seniors often overlook. The big risk causing investors to shun China. McDonald's overhauls its biggest item. Paul LaMonica joins the show to talk about Charlie Munger's greatest contribution to the investment world.

Sarah Foster, Bankrate Analyst joins the program discussing how younger workers are pushing for 4-day work weeks.    (Photo by Uriel Sinai/Getty Images)

David Kelly, chief global strategist at J.P. Morgan Asset Management, says there is a less than 50 percent chance of a recession this year, but adds that it looks like the economy could actually push off the downturn until 2025, with the strong job market and low unemployment basically balancing out bad inflation to keep economic troubles at bay. Also on the show, Sarah Foster of Bankrate.com discusses the growing crisis in student-loan debt and the steps consumers are hoping legislators will take as they face the re-start to loan payments beginning in October. Plus, Jenn Tracy discusses a Craftjack.com survey on the way remote workers think their bosses are checking their work habits and productivity and, in the Danger Zone segment, Kyle Guske, investment analyst at New Constructs, revisits a zombie stock that has little left to chew on and just months left before it runs out of capital.