Podcasts about junk fees

Jon Hartley and Neale Mahoney (Stanford Economics Professor) discuss Neale's career, Neale's research on consumer sentiment, junk fees, and medical debt, as well as Neale's time in the Biden Administration National Economic Council and the future of economic policy. Recorded on January 8, 2025.  ABOUT THE SPEAKERS: Neale Mahoney is the Trione Director of Stanford Institute for Economic Policy Research (SIEPR), a Professor of Economics at Stanford University, the George P. Shultz Fellow at SIEPR, a Research Associate at the National Bureau of Economic Research, and an Affiliated Professor at J-PAL. In 2022-2023, he was a Special Policy Advisor for Economic Policy in the White House National Economic Council. Mahoney is an applied micro-economist with an interest in healthcare and consumer financial markets. He is a member of the Consumer Financial Protection Bureau (CFPB) Academic Research Council. He received the ASHEcon Medal in 2021 (given to an economist age 40 or under who has made the most significant contributions to the field of health economics) and a Sloan Research Fellowship in 2016.  Before joining Stanford, Mahoney was a professor of Economics and David G. Booth Faculty Fellow at the University of Chicago Booth School of Business. He was also a Robert Wood Johnson Fellow in health policy research at Harvard University and worked for the Obama Administration on healthcare reform. Mahoney received a PhD and MA in economics from Stanford University and an ScB in applied mathematics-economics from Brown University. Follow Neale Mahoney on X: @nealemahoney Jon Hartley is a policy fellow, the host of the Capitalism and Freedom in the 21st Century Podcast at the Hoover Institution and an economics PhD Candidate at Stanford University, where he specializes in finance, labor economics, and macroeconomics. He is also currently an Affiliated Scholar at the Mercatus Center, a Senior Fellow at the Foundation for Research on Equal Opportunity (FREOPP), and a Senior Fellow at the Macdonald-Laurier Institute. Jon is also a member of the Canadian Group of Economists, and serves as chair of the Economic Club of Miami. Jon has previously worked at Goldman Sachs Asset Management as well as in various policy roles at the World Bank, IMF, Committee on Capital Markets Regulation, US Congress Joint Economic Committee, the Federal Reserve Bank of New York, the Federal Reserve Bank of Chicago, and the Bank of Canada.  Jon has also been a regular economics contributor for National Review Online, Forbes, and The Huffington Post and has contributed to The Wall Street Journal, The New York Times, USA Today, Globe and Mail, National Post, and Toronto Star among other outlets. Jon has also appeared on CNBC, Fox Business, Fox News, Bloomberg, and NBC, and was named to the 2017 Forbes 30 Under 30 Law & Policy list, the 2017 Wharton 40 Under 40 list, and was previously a World Economic Forum Global Shaper. ABOUT THE SERIES: Each episode of Capitalism and Freedom in the 21st Century, a video podcast series and the official podcast of the Hoover Economic Policy Working Group, focuses on getting into the weeds of economics, finance, and public policy on important current topics through one-on-one interviews. Host Jon Hartley asks guests about their main ideas and contributions to academic research and policy. The podcast is titled after Milton Friedman‘s famous 1962 bestselling book Capitalism and Freedom, which after 60 years, remains prescient from its focus on various topics which are now at the forefront of economic debates, such as monetary policy and inflation, fiscal policy, occupational licensing, education vouchers, income share agreements, the distribution of income, and negative income taxes, among many other topics. For more information, visit: capitalismandfreedom.substack.com/

State Sen. Stella Pekarsky (D–Fairfax) carried SB 1212 this session, which would require companies to disclose any hidden fees before consumers pay.    Plus: Former Del. Dave LaRock has filed to run for governor — potentially setting up a GOP primary against Lt. Gov. Winsome Earle-Sears.    In the podcast: Richmond DPU hires permanent director and former Del. Dave LaRock files to run for governor. 

In this episode of The Consumer Finance Podcast, Chris Willis is joined by Jason Manning and Joe DeFazio, partners in Troutman Pepper Locke's Consumer Financial Services practice group. They provide crucial updates on two significant litigation topics: the ongoing litigation surrounding so-called junk fees, particularly convenience fees, and the implications of New York's Foreclosure Abuse Prevention Act (FAPA). They delve into the recent Eleventh Circuit decision on convenience fees, the broader impact of the Consumer Financial Protection Bureau's stance on junk fees, and the challenges posed by FAPA for mortgage lenders and servicers. Listeners will gain insights into the current legal landscape, potential future developments, and practical advice for navigating these complex issues. Don't miss this essential discussion for anyone in the consumer financial services industry.

Governor Glenn Youngkin will soon consider a bill aimed at cracking down on junk fees. Michael Pope has the details.

Feeling Anxious About the FTC Lawsuit Against Greystar? The recent FTC lawsuit against Greystar has sent shockwaves through the property management industry, leaving many property managers feeling uncertain and anxious about the future.In this episode, Marc Cunningham provides clarity and guidance on navigating the evolving landscape of fee transparency and compliance.   Discover the potential implications of the Greystar lawsuit for your business and learn actionable strategies to protect yourself.   Marc shares best practices for disclosing fees, setting fair application fees, and building trust with tenants. Gain valuable insights and alleviate your anxiety surrounding the FTC's crackdown on hidden fees and deceptive advertising.   Links to out resources:   Press release from FTC https://www.ftc.gov/news-events/news/press-releases/2025/01/ftc-state-colorado-take-action-against-greystar-nations-largest-multi-family-rental-property-manager?   Grace Property Management Fee Transparency Policy https://www.rentgrace.com/fee   Reconcile Daily - A daily reconciliation service ensuring your trust accounts are accurate and compliant https://www.reconciledaily.com Manage more doors with less stress with LeadSimple!   Grow your property management business with PMW.   Join us at the NARPM Broker Owner Conference.   To find out more about Marc's coaching services click here.   Follow this link to spend 2 days with Marc and learn how to run a property management business   Join Marc's new property management Facebook group This podcast is produced by Two Brothers Creative.

In this third episode of the Year in Review series of The Consumer Finance Podcast, host Chris Willis is joined by Lori Sommerfield, a partner in Troutman Pepper Locke's Consumer Financial Services Practice Group, to discuss significant fair lending and Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) developments during 2024 and what to expect in 2025. They delve into aggressive redlining enforcement actions by federal regulators under the "Combatting Redlining Initiative" during the Biden administration, federal and state regulators' increasing scrutiny of the use of artificial intelligence in consumer lending and potential discrimination claims, the Consumer Financial Protection Bureau's war on "junk fees," and the current status of the Section 1071 final rule. They also offer predictions concerning anticipated changes in the federal agencies' approach to fair lending and UDAAP enforcement under the Trump administration. Tune in for a comprehensive overview and expert insights into these pivotal areas of law, which pose significant regulatory, legal, and reputational risk.

Herb Weisbaum, The ConsumerMan and Contributing Editor at Checkbook.org, joins Jon Hansen on Your Money Matters to discuss junk fees. Herb talks about the FTC's new junk fees rule, what it means for companies, and more.

Members of the General Assembly are debating a bill to crack down on junk fees. Michael Pope reports.

On today's episode of AD Nauseam, Amy and Daniel are back with special guest, Randy Shaheen, a fellow partner at BakerHostetler, to discuss the passing of the FTC's new Junk Fees Rule.Questions & Comments: amudge@bakerlaw.com, dkaufman@bakerlaw.com and rshaheen@bakerlaw.com

Independent investigative journalism, broadcasting, trouble-making and muckraking with Brad Friedman of BradBlog.com

New Rule Will Force Hotels and Others to Disclose ‘Junk Fees' Upfront by Lehto's Law

Minnesota's ban on junk fees kicks in tomorrow. Will it make you happier to see all fees rolled into the listed price or do you prefer seeing that price a little lower before the fees are added?

Minnesota is eliminating junk fees beginning tomorrow. Chad opens the show talking about what that will mean for business owners and consumers before we catch up with Adam Carter for the weekly fun with Ask Adam Anything.

Rumors are swirling about the number of H-2B visas being issued for truckers, but a look at the facts shows a very different situation. Also, the week's news was led by a court ruling on beneficial ownership information reporting, as well as emission rules and a junk fee regulation. Then, years ago, longtime trucking writer Bill Hudgins created some trucking versions of classic Christmas carols. We'll bring you several today. And OOIDA tour truck driver Marty Ellis says bad signage is behind a trend he's seen of trucks going down a wrong road after finding a main route blocked. 0:00 – Fact check: Number of trucking H-2B visas is small 10:06 – You don't have to file beneficial ownership information – for now 25:00 – Trucking Christmas Carols 39:51 – Avoid those ill-considered truck detours

Hour 2: Jason hosts another edition of his game show: Card DeSharks with a $50 gift card from Jester Concepts on the line. Then he talks with Angie Whitcomb, CEO of Hospitality Minnesota, about why restaurants want to be exempted from Minnesota's new "junk fee" law.

On this episode of Bounced From The Roadhouse:Special Guests in 4B:Hard CandyTom CruiseMichelob Ultra Beat Bud LightNational Film RegistryDon't Buy Me AnythingFuneral Liquor LicenseJunk FeesMidwestern WrappingUSS EnterpriseHealth UpdateLive Chicken for DinnerDronesPlumbing During ChristmasQuestions? Comments? Leave us a message! 605-343-6161Don't forget to subscribe, leave us a review and some stars Hosted on Acast. See acast.com/privacy for more information.

Topics discussed on today's show: Rodney at the Holiday Inn Express, TB Chicken Nugs, National Film Registry, Bluey Movie, Pig Kidney, Cannibals, Nissonda, Junk Fees, Walmart Cameras, Starbucks Workers, White House Guests, Birthdays, History Quiz, Christmas Traditions To Get Rid Of, New Traditions, 20 in 24, Holiday Office Parties, Good Deed Backfired, Are you on the Naughty List?, Deep Cut Face Off, and Apologies.

 AM Radio Effort Hits Snag as Proposed Dashboard Requirement Left Out of Year-End Budget/ NASA Astronauts Stuck in Space Hit with Another Delay Before Return Home. // Titan Submersible Implosion Documentary in the Works/ What is ‘brain rot'? The science behind what too much scrolling does to our brains. // Drones spotted across Northeast likely coming from 'inside the US / Trump considers privatizing US Postal Service. // New federal rule that bans 'junk fees' on hotels, live-event tickets could save you money, time/ California has sweeping new rules for home insurance 

Independent investigative journalism, broadcasting, trouble-making and muckraking with Brad Friedman of BradBlog.com

Henry says even though he doesn't need a White Christmas, he knows it's important to a lot of people, it's nice to see the "junk fees” at restaurants going away on January 1st, and we have leave sexist headlines in 2024.

Today we begin the countdown as Dave Shrader fills in for Chad Hartman. A lot to take from Santa's list still with a week left until Christmas as well as avoiding junk fees and extra charges! Then we talked to Dr. Carole Lieberman about her book Bad Boys: Why We Love Them, How to Live with Them and When to Leave Them?

The FTC banned hidden junk fees on tickets and short-term lodging purchases, Threads is working on scheduled posts, and Apple Maps' Look Around is now available on the web. It's Wednesday, December 18th and this is Engadget News. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Customers want more transparency around junk fees that come with hotel bookings, airlines, concert tickets and more. Why are companies fighting the up-front pricing model in the courts? Debbie and Greg discuss the most common types of junk fees and how the fed is looking to address them.

Hilton plans to grow its luxury hotel portfolio in Asia-Pacific by leveraging long-term owner relationships and a tailored regional approach rather than acquisitions, despite strong local competition. Meanwhile, the U.S. Federal Trade Commission has introduced a rule banning junk fees in travel, requiring upfront disclosure of total costs for hotels, short-term rentals, and online travel agencies. Lastly, new OAG data highlights Asia-Pacific's dominance in both international and domestic air routes, with Hong Kong-Taipei and Jeju-Seoul Gimpo ranking as the busiest routes for 2024. Hilton is adopting a tailored regional approach to attract luxury hotel owners The Federal Trade Commission unveiled on Tuesday a rule banning so-called junk fees Data from aviation analytics firm OAG has revealed key trends in the airline industry Connect with Skift LinkedIn: https://www.linkedin.com/company/skift/ WhatsApp: https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/ Facebook: https://facebook.com/skiftnews Instagram: https://www.instagram.com/skiftnews/ Threads: https://www.threads.net/@skiftnews Bluesky: https://bsky.app/profile/skiftnews.bsky.social X: https://twitter.com/skift Subscribe to @SkiftNews and never miss an update from the travel industry.

We're back. Some technical issues took us off the air on Monday but all fixed and glad to be back with you and thank you for coming back. This is the Business News Headlines for Tuesday the 17th day of December.  And should you want to follow us  on social media you can find us all day on Twitter or "X" @IOB_NewsHour and on Instagram. Facebook? Sure were there too.  And our website is just a click away where you can scroll through all of our newscasts. Here's what we've got for you today: You, the U.S. consumer continue to drive the economy; The Fed will announce what many believe to be a rate cut tomorrow; But, there is a but to all of that; What do Americans think of the economy today and tomorrow? And, yes we've got a question about that as well; Amazon is breaking out the checkbook in Ohio; The Wall Street Report; Junk Fees are an issue now Washington wants to fix that. Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

Travel industry insiders anticipate that another Trump term could impact their business, though reactions range from neutral to positive – and personal concerns linger. New regulatory obstacles complicate the future of the FTC's junk fee rule, and state-level actions are stepping in. Meanwhile, Saudi Arabia's 2034 World Cup plans may boost tourism but face ongoing human rights scrutiny, despite promising accommodations across five host cities. Story Links What the Trump administration could mean for the travel industry Will the Federal Trade Commission ever carry out their rule on junk fees? Saudi Arabia is getting ready to host the World Cup in 2034 Connect with Skift LinkedIn: https://www.linkedin.com/company/skift/ WhatsApp: https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/ Facebook: https://facebook.com/skiftnews Instagram: https://www.instagram.com/skiftnews/ Threads: https://www.threads.net/@skiftnews Bluesky: https://bsky.app/profile/skiftnews.bsky.social X: https://twitter.com/skift Subscribe to @SkiftNews and never miss an update from the travel industry.

Chuck Zodda and Mike Armstrong discuss the ongoing battle between Senators and Airlines over the use of junk fees. Sarah Foster from Bankrate joins the show to chat about workers that got raises in 2024. What are the challenges and joys of employing Gen Z workers? How can parents help their boomerang children without derailing their own retirement?

Booking Holdings has laid off around 60 employees at Rocket Travel by Agoda to streamline operations, while reaffirming its overall business-to-business strategy. Meanwhile, U.S. Senators criticized airline executives over excessive fees, with executives defending practices like unbundling fares to make travel more accessible. Lastly, Hyatt is expanding its luxury and lifestyle portfolio by courting independent hotel owners, offering operational support while allowing them to maintain their unique identities. Booking Holdings has laid off around 60 employees Airline executives faced a grilling from U.S. Senators Hyatt is courting independent owners Connect with Skift LinkedIn: https://www.linkedin.com/company/skift/ WhatsApp: https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/ Facebook: https://facebook.com/skiftnews Instagram: https://www.instagram.com/skiftnews/ Threads: https://www.threads.net/@skiftnews Bluesky: https://bsky.app/profile/skiftnews.bsky.social X: https://twitter.com/skift Subscribe to @SkiftNews and never miss an update from the travel industry.

Today on America in the Morning   Healthcare CEO Killed In NYC The UHC CEO was gunned down in New York City, in what police believe was a targeted killing. Correspondent Ed Donahue has details. SCOTUS Hears Transgender Case The U.S. Supreme Court, led by its conservative majority, appears likely to let stand Tennessee's ban on gender-affirming medical care for transgender minors. Washington correspondent Sagar Meghani reports.    GOP Clashes On Policy There may be a Republican trifecta in the Senate, House and White House in 2025, but already there are clashes over President-Elect Donald Trump's aggressive legislative agenda. Pamela Furr has more.     DOJ's Tyre Nichols Report The Justice Department has released its findings in the death of Tyre Nichols and the Memphis Police force. Correspondent Shelley Adler reports.    Trump Wants Georgia Case Dumped President-elect Donald Trump wants the Georgia election interference case against him dismissed. Correspondent Mike Hempen reports.    Sinkhole Rescue Emergency crews in Pennsylvania are trying to figure out the best way to rescue a woman who may have fallen into a sinkhole. Correspondent Haya Panjwani reports.   SCOTUS Debates Tennessee Transgender Case In a major case regarding transgender rights, the Supreme Court heard arguments over whether Tennessee's state ban on certain gender-affirming care for minors was unconstitutional. John Stolnis has more from Washington.     Hegseth On The Hot Seat Pete Hegseth's defense secretary nomination is under pressure amid misconduct allegations as he spent the day on Capitol Hill meeting with Senators who will decide his fate. As Washington correspondent Sagar Meghani reports, President-elect Donald Trump is reported to be looking at alternatives as the former Fox News host's nomination hangs in the balance.     Last House Race Complete A Democrat has won the last outstanding US House race, by a razor-thin recount margin. As correspondent Jennifer King reports, this will also leave House Republicans with a very narrow majority as they get set to hold leadership of both sides of Congress and the White House.    Montana Votes Against Transgender Bathrooms A measure to bar Montana's first transgender legislator from using women's restrooms in the State Capital building failed to pass a State House Committee, after a handful of Republicans balked at its passage. Sue Aller has more.    Senate Scolds Airlines Over Junk Fees Those airlines that are charging for everything from baggage and seat selection to when you board your plane isn't just frustrating passengers. Correspondent Ed Donahue reports airlines are being called out on so-called "junk fees" in Congress.    Biden Wraps Up Africa Trip President Joe Biden is heading back to Washington following his trip to the African nation of Angola, a first for a sitting president, where he promoted a major US-backed rail project. Correspondent Charles de Ledesma reports.   Finally   It was a better-than-expected charity day when it came to Giving-Tuesday donations. Correspondent Shelley Adler reports.    Prince Harry was in New York where he talked about a number of topics, including alleged marital strife with the Duchess of Sussex. Kevin Carr reports.    The list is out on the most mispronounced names of 2024.  Correspondent Margie Szaroleta reports. Learn more about your ad choices. Visit podcastchoices.com/adchoices

President Joe Biden made remarks about what's to come for Israel and Lebanon after a ceasefire agreement. Experts say the challenge for President-elect Donald Trump's picks for top public health roles will be keeping politics out of science. We'll tell you how a federal judge ruled on whether a transgender volleyball player can compete in a tournament. Airfares aren't the only way US airlines are raking in the cash. Plus, we'll take a look at a prominent billionaire's will. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Israel-Lebanon close to ceasefire deal Oh deer! Deer-collisions more deadly than sharks How to buy less stuff  Is high-speed rail worth the cost? Donald Trump promises significant tariffs on Mexico, Canada, and China Stores with the deepest discounts on Black Friday

18 million people expected through TSA this Thanksgiving weekend and, as popular as airline travel is, so goes junk fees. D2 takes an in-depth look at a new congressional report that exposes what junk fees cost you and discuss some of the most outrageous junk fees like added leg room. Listeners are invited to call in with the junk fees they've paid and some tips to avoid them.

Lindsey Johnson, CEO and president of the Consumer Bankers Association, talks about how the CFPB may change under the second Trump administration. Will a Trump-appointed CFPB director roll back the recently finalized open data rule? What happens for banks and consumers if that rule is left to stand? She also tackles the future of the agency's overdraft proposal and small business lending rule. 

In the wake of a crackdown on so-called junk fees, more companies are making the unpopular charges easier for consumers to spot. But the fees still aren't going away. Wall Street Journal reporter Allison Pohle joins host J.R. Whalen to discuss why, and what consumers can do about them. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Junk fees have made, and continue to make, state attorney general headlines with recent actions by Maryland and Rhode Island relating to consumer transportation. The rubber met the road when Maryland Attorney General Anthony Brown brought charges against a car dealership and its owners, and Rhode Island Attorney General Peter Neronha filed a lawsuit against a parking management company. https://www.kelleydrye.com/viewpoints/blogs/ad-law-access/state-ags-and-junk-fees-where-the-rubber-meets-the-road Paul Singer psinger@kelleydrye.com (202) 342-8672 www.kelleydrye.com/Our-People/Paul-L-Singer Abigail Stempson astempson@kelleydrye.com (202) 342-8678 www.kelleydrye.com/Our-People/Abigail-Stempson Beth Chun bchun@kelleydrye.com (202) 342-8671 www.kelleydrye.com/Our-People/Beth-Bolen-Chun Subscribe to the Ad Law Access blog - www.kelleydrye.com/subscribe Subscribe to the Ad Law News Newsletter - www.kelleydrye.com/subscribe View the Advertising and Privacy Law Resource Center - www.kelleydrye.com/advertising-and-privacy-law Find all of our links here linktr.ee/KelleyDryeAdLaw Hosted by Simone Roach

Send us a textMehr als drei Jahre nach der erzwungenen Landung von Ryanair Flug FR4978 in Minsk erhebt Polen Anklage gegen drei belarussische Staatsbürger. Am 23. Mai 2021 wurde die Boeing 737-800 unter dem Vorwand einer Bombendrohung nach Minsk umgeleitet, wo der regimekritische Blogger Roman Protassewitsch verhaftet wurde. Die polnische Staatsanwaltschaft wirft den Beschuldigten die erzwungene Kontrolle über das Flugzeug und Freiheitsberaubung vor.#Ryanair #FlugFR4978 #Protassewitsch #Belarus #Minsk #Polen #Justiz #MenschenrechteFrage des Tages: Wehrt ihr euch gegen “Junk Fees”? Macht ihr euch mehr Gedanken über die Flugroute?00:00 Willkommen zu Frequent Traveller TV01:44 Ural Airlines A320 wird zerlegt04:02 Delta A330 muss landen wegen Biomüll06:28 Hotel Manager erklärt wie man die “Junk Fees” erlassen bekommt12:00 Ryanair Flug  FR4978 Juristisches Nachspiel16:40 Fragen des TagesTake-OFF 07.09.2024 – Folge 210-2024Stammtisch Termine: https://FQTWorld.as.me/meetupKanalmitglied werden und exklusive Vorteile erhalten:https://www.youtube.com/channel/UCQyWcZxP3MpuQ54foJ_IsgQ/joinHier geht es zu eurem kostenlosen Consulting Link - https://FTCircle.as.me/Damit Du von unserem Wissen profitieren kannst, kannst du ein mindestens 60 minütiges und vor allem auf dich zugeschnittenes Punkte, Meilen, Status Coaching buchen. Nach dem Call bekommst du ein Jahr Zugang zu dieser Gruppe und zahlst so nur 10 Euro pro Monat und kannst sofort profitieren. Hier ist nun der Link zu deinem neuen Punkte, Meilen und Status Deals.MY SOCIALSWhatsApp - https://wa.me/message/54V7X7VO3WOVF1FACEBOOK | Lars F Corsten - https://www.facebook.com/LFCorsten/FACEBOOK | FQT.TV - https://www.facebook.com/FQTTVFACEBOOK | FTCircle - https://www.facebook.com/FTCircleTWITTER | Lars F Corsten - https://twitter.com/LFCorstenINSTAGRAM | Lars F Corsten - https://www.instagram.com/lfcorsten/LINKEDIN - https://www.linkedin.com/in/lfcorsten/Clubhouse - @LFCorsten

Junk fees are those unexpected, often hidden charges that can turn a seemingly good deal into a costly affair. Whether you're booking a flight, renting a car, or signing up for a new service, these fees can sneak up on you, adding significant costs to your final bill. Fortunately, there are ways to recognize and avoid many common junk fees if you know where to look first. Links: Find fee-free Triangle ATMs when you're out Check out TCU University for more financial education tips and resources!  Follow us on Facebook, Instagram and Twitter!  Learn more about Triangle Credit Union View episode transcript Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.   Junk fees are known as hidden or unsuspected fees that pop up at the final checkout point raising the final price of the product or service.   If you're looking for a practical way to cut down on the number of junk fees you pay or avoid paying them entirely, then it's worth it to recognize the most common types of junk fees.  Some of the more common fees people end up paying are as follows:   Service charges for event tickets   Resort fees at hotels  Late payment fees  Overdraft fees  Termination fees  Out of network ATM fees  So how does one avoid paying additional junk fees when purchasing a product or service?  When it comes to purchasing items like event tickets, there aren't too many ways to avoid service charges and fees. The best thing to do is to make sure you're aware of the cost of the fees beforehand so you won't be surprised at checkout.   When it comes to resort or hotel fees, make sure you explore the listing before you purchase and read all the booking information. Get a good understanding of what's included and what's not. Will you need to pay extra for wifi, breakfast, certain amenities? Make sure that you've reviewed all the information when you purchase so you're fully aware of all the additional charges you might have to pay when booking.  For late payment fees, the most important way to avoid paying them is to, you guessed it, avoid missing payments altogether.  The best way to make sure you no longer miss payments is to stay organized and set up automatic payments. With online and mobile banking you can use bill pay tools to easily automate payments to different payees. Setting this up will ensure your payment will be sent on time every month and you won't get slammed with additional fees. It'll also help your credit score!   An overdraft fee is a charge imposed by a bank when you spend more money than you have in your account, causing your balance to go negative. This fee compensates the bank for covering the shortfall and allows the transaction to proceed. To avoid overdraft fees, set up overdraft protection with your financial institution so the missing funds will be drawn from another one of your accounts. Also, set up account balance notifications that will send an automatic message to alert you when your account balance dips below a set dollar amount of your choice so you always know your account balance before initiating a transaction.  Termination fees are another way people get charged extra in ways they didn't quite expect. Some companies like gym memberships, phone services, internet and more have written contracts where they charge you a fee to cancel your subscription before the contract ends. The best ways to avoid paying too much to cancel a membership is to make sure to review the FAQs and fine print cancellation policy before signing up to learn how much the company will charge to cancel the service.   And our final fee is one you may encounter when getting cash from ATM. ATM transaction fees are common but can easily be avoided with a little planning. Try to find and use ATM locations that don't charge fees like ones at your banks branch location or others that might be part of an ATM co-op. If you're a credit union member, your institution likely participates in a co-op system that allows any credit union member to use another credit union's ATM fee free. You can also check your institutions' website for a list or map of fee free ATM locations in your area like some gas station chains and other locations.  When it comes to paying junk fees it's important to stay vigilant and informed on the most common types of junk fees so you can take measured actions to reduce their impact on your finances.   Have you recently encountered junk fees? Do you have a special strategy you use to avoid them? Feel free to share your thoughts with us and other listeners on our social media and podcast pages!  If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org.  Like and follow our Making Money Personal FB and IG page, and look for our sponsor, Triangle Credit Union, on social media to share your thoughts.    Thanks for listening to today's Money Tip Tuesday. Check out our other tips and episodes on the Making Money Personal podcast.    Have a great day! 

  The Friday Five for August 23, 2024: Ritter Insurance Marketing Summits Next Week Instagram Testing Rectangular Profile Grid FTC Ban on Noncompete Agreements Overturned "Time is Money" Initiative from Biden-Harris Administration CMS Announces First 10 Part D Negotiated Drug Prices   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Register for Ritter Insurance Marketing Annual Summits: https://summits.ritterim.com/   Instagram Testing Rectangular Profile Grid: Hutchinson, Andrew. “Instagram Chief Flags Coming Changes to Profile Grid Displays.” Social Media Today, Social Media Today, 18 Aug. 2024, www.socialmediatoday.com/news/instagram-chief-flags-coming-changes-profile-grid-displays/724532/. Moon, Mariella. “Instagram's Experimental Profile Grid Has Rectangular Images Instead of Squares.” Engadget, Engadget, 17 Aug. 2024, www.engadget.com/social-media/instagrams-experimental-profile-grid-has-rectangular-images-instead-of-squares-160007086.html. Mishra, Prakruti. “Instagram Explores Vertical Profile Grid in Shift from Classic Squares.” Business Standard, Business Standard, 19 Aug. 2024, www.business-standard.com/technology/tech-news/instagram-explores-vertical-profile-grid-in-shift-from-classic-squares-124081900317_1.html. Peters, Jay. “Instagram Is Testing Vertical Profile Grids - and Knows That Might Mess up Layouts.” The Verge, The Verge, 16 Aug. 2024, www.theverge.com/2024/8/16/24222022/instagram-vertical-profile-grids-mess-up-layouts.   FTC Ban on Noncompete Agreements Overturned: “FTC's Bid to Ban Noncompete Agreements Rejected by Federal Judge in Texas.” Dallas News, 21 Aug. 2024, www.dallasnews.com/news/2024/08/21/ftcs-bid-to-ban-noncompete-agreements-rejected-by-federal-judge-in-texas/. Freedman, Robert. “FTC Exceeded Its Authority with Noncompete Ban, Judge Says.” Legal Dive, Legal Dive, 21 Aug. 2024, www.legaldive.com/news/ftc-exceeded-authority-noncompete-ban-judge-ada-brown/724871/. Stoddart, Michelle, and Elizabeth Schulze. “FTC Ban on Worker Noncompete Agreements Blocked by Federal Judge.” ABC News, ABC News Network, 20 Aug. 2024, abcnews.go.com/Politics/federal-trade-commissions-ban-worker-noncompete-agreements-blocked/story?id=113001832. Hsu, Andrea. “Federal Judge Throws out U.S. Ban on Noncompetes.” NPR, NPR, 21 Aug. 2024, www.npr.org/2024/08/21/g-s1-18376/federal-judge-tosses-ftc-noncompetes-ban. Weatherbed, Jess. “The FTC's Noncompete Agreements Ban Is Blocked.” The Verge, The Verge, 21 Aug. 2024, www.theverge.com/2024/8/21/24225112/ftc-noncompete-agreement-ban-blocked-judge.   “Time is Money” Initiative from Biden-Harris Administration: “Biden-Harris Administration Announces Broad New Actions to Protect Consumers from Billions in Junk Fees.” The White House, The United States Government, 11 Oct. 2023, www.whitehouse.gov/briefing-room/statements-releases/2023/10/11/biden-harris-administration-announces-broad-new-actions-to-protect-consumers-from-billions-in-junk-fees/. Haslett, Cheyenne. “Canceling Subscriptions Should Be as Easy as Signing up, Newly Proposed Federal Rule Says.” ABC News, ABC News Network, 12 Aug. 2024, abcnews.go.com/Politics/canceling-subscriptions-easy-signing-new-federal-rule/story?id=112724977. “Fact Sheet: Biden-Harris Administration Launches New Effort to Crack down on Everyday Headaches and Hassles That Waste Americans' Time and Money.” The White House, The United States Government, 13 Aug. 2024, www.whitehouse.gov/briefing-room/statements-releases/2024/08/12/fact-sheet-biden-harris-administration-launches-new-effort-to-crack-down-on-everyday-headaches-and-hassles-that-waste-americans-time-and-money/. Rosalsky, Greg. “The White House Plan to Stop Companies from Wasting Our Time.” NPR, NPR, 20 Aug. 2024, www.npr.org/sections/planet-money/2024/08/19/g-s1-17604/the-white-house-plan-to-stop-companies-from-wasting-our-time.   CMS Announces First Part D Negotiated Drug Prices: “Factsheet: Medicare Drug Price Negotiation Program.” CMS.Gov, Centers for Medicare & Medicaid Services, Aug. 2023, www.cms.gov/files/document/fact-sheet-medicare-selected-drug-negotiation-list-ipay-2026.pdf. “Fact Sheets Medicare Drug Price Negotiation Program: Negotiated Prices for Initial Price Applicability Year 2026.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Aug. 2024, www.cms.gov/newsroom/fact-sheets/medicare-drug-price-negotiation-program-negotiated-prices-initial-price-applicability-year-2026. “HHS Selects the First Drugs for Medicare Drug Price Negotiation.” HHS.Gov, Department of Health & Human Services, 8 Feb. 2024, www.hhs.gov/about/news/2023/08/29/hhs-selects-the-first-drugs-for-medicare-drug-price-negotiation.html. “Negotiating for Lower Drug Prices Works, Saves Billions.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Aug. 2024, www.cms.gov/newsroom/press-releases/negotiating-lower-drug-prices-works-saves-billions.   Resources: 2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://link.chtbl.com/ASGN20240808 CMS Announces Part D Savings & 2026 Maximum Fair Prices for First 10 Medicare-Negotiated Drugs: https://ritterim.com/blog/cms-announces-part-d-savings-and-2026-maximum-fair-prices-for-first-10-medicare-negotiated-drugs/ How Insurance Agents Can Use Stories to Sell Insurance: https://link.chtbl.com/ASG613 LinkedIn Basics for Insurance Agents: https://link.chtbl.com/ASG612 Supreme Court Overrules Chevron Deference: https://link.chtbl.com/ASGF20240705   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Imagine you are renting a property and your grass dies and gets brown (this is the Pacific Northwest, where, aside from some unseasonable August rain, it's pretty dry all summer). Then you get a note from your management company that letting that grass die violates the property's rules and fines you $125. Then, on top of that, the company charges you an additional $125 for the trouble it took to put that note on your door.  These fines, so called “junk fees,” are allowed in Washington State.  A few cities like Seattle and Olympia have banned them. But those living outside areas with regulations can be subjected to a myriad of fines.  Renters claim it is a way to penalize them to the point of moving.  Thank you to the supporters of KUOW, you help make this show possible! If you want to help out, go to kuow.org/donate/soundsidenotes Soundside is a production of KUOW in Seattle, a proud member of the NPR Network.  Guests: Kelsey Turner, reporter at InvestigateWest Relevant Links: InvestigateWest: WA renters say unregulated ‘junk fees' are being used to retaliate, discriminate See omnystudio.com/listener for privacy information.

In June, we summarized a number of new and pending laws specifically designed to regulate how companies display prices and fees. Although it's important for companies to focus on those, we also noted that even in states without specific laws on point, enforcers could still rely on laws that more generally outlaw deceptive and unfair acts and practices to challenge how companies display their prices. A new lawsuit filed this week by the DC Attorney General against StubHub provides yet another perfect example. https://www.kelleydrye.com/viewpoints/blogs/ad-law-access/from-grubhub-to-stubhub-dc-sues-stubhub-for-deceptive-pricing-and-junk-fees Gonzalo Mon gmon@kelleydrye.com (202) 342-8576 www.kelleydrye.com/people/gonzalo-e-mon Paul Singer psinger@kelleydrye.com (202) 342-8672 www.kelleydrye.com/Our-People/Paul-L-Singer Abigail Stempson astempson@kelleydrye.com (202) 342-8678 www.kelleydrye.com/Our-People/Abigail-Stempson Beth Chun bchun@kelleydrye.com (202) 342-8671 www.kelleydrye.com/Our-People/Beth-Bolen-Chun Subscribe to the Ad Law Access blog - www.kelleydrye.com/subscribe Subscribe to the Ad Law News Newsletter - www.kelleydrye.com/subscribe View the Advertising and Privacy Law Resource Center - www.kelleydrye.com/advertising-and-privacy-law Find all of our links here linktr.ee/KelleyDryeAdLaw Hosted by Simone Roach

In this episode of the STR Daily Podcast powered by Boostly, we dive into the latest developments in the travel and hospitality industry. We explore Valencia's new regulations on short-term rentals as the city grapples with the challenges of overtourism. We also discuss the ongoing fight against junk fees in the travel sector and the impact these hidden charges have on travelers and service providers. Stay informed and ahead of the curve with these critical insights. Are you new and want to start your own hospitality business? Join our ⁠⁠⁠⁠Facebook group⁠⁠⁠⁠ Follow Boostly and join the discussion: ⁠⁠⁠⁠YouTube⁠⁠⁠⁠ ⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠ ⁠⁠⁠⁠Facebook⁠⁠⁠⁠ Want to know more about us? Visit our ⁠⁠⁠⁠website⁠⁠⁠⁠ Stay informed and ahead of the curve with the latest insights and analysis

Friday's jobs report sent stocks plunging. Is there an easy fix for Starbucks? And a trade group is taking up the flight on junk fees.

The federal government has its own problematic junk fees, according to Cato's Nick Anthony. Hosted on Acast. See acast.com/privacy for more information.

On today's episode, Editor in Chief Sarah Wheeler talks with CFPB Director Rohit Chopra about junk fees, the new AVM rule, the public orders registry and more. Related to this episode: Rohit Chopra | CFPB CFPB issues info request for mortgage closing costs in assault on ‘junk fees‘ CFPB turns rulemaking eye toward AI use in automated home appraisals HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

The latest data from the Federal Reserve’s favorite inflation measure hinted that inflation is cooling. But the Fed is still on guard, meaning higher interest rates for longer than many had expected. We’ll get into how that will likely be felt differently by Americans at opposite ends of the income spectrum. Then, we’ll get into the risky return of zero-down mortgages. Plus, we’ll weigh in on Chevy Malibus and merch during a round of Half Full/Half Empty! Here’s everything we talked about today: “Inflation Remains Steady, With Signs of Further Cooling” from The New York Times “Zero-down mortgages are making a comeback” from CNN “CFPB Launches Inquiry into Junk Fees in Mortgage Closing Costs” from the Consumer Financial Protection Bureau “GM to discontinue the Chevy Malibu later this year” from Marketplace “Zoom cashiers may signal a new era of digital offshoring and remote work” from Marketplace “Venice's new admission fee cannot curb overtourism” from The Economist “Chobani Yogurt Founder Buys Anchor Brewing Company” from The New York Times “The End of Merch” from GQ We love to hear from you. Send your questions and comments to makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

The latest data from the Federal Reserve’s favorite inflation measure hinted that inflation is cooling. But the Fed is still on guard, meaning higher interest rates for longer than many had expected. We’ll get into how that will likely be felt differently by Americans at opposite ends of the income spectrum. Then, we’ll get into the risky return of zero-down mortgages. Plus, we’ll weigh in on Chevy Malibus and merch during a round of Half Full/Half Empty! Here’s everything we talked about today: “Inflation Remains Steady, With Signs of Further Cooling” from The New York Times “Zero-down mortgages are making a comeback” from CNN “CFPB Launches Inquiry into Junk Fees in Mortgage Closing Costs” from the Consumer Financial Protection Bureau “GM to discontinue the Chevy Malibu later this year” from Marketplace “Zoom cashiers may signal a new era of digital offshoring and remote work” from Marketplace “Venice's new admission fee cannot curb overtourism” from The Economist “Chobani Yogurt Founder Buys Anchor Brewing Company” from The New York Times “The End of Merch” from GQ We love to hear from you. Send your questions and comments to makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

The latest data from the Federal Reserve’s favorite inflation measure hinted that inflation is cooling. But the Fed is still on guard, meaning higher interest rates for longer than many had expected. We’ll get into how that will likely be felt differently by Americans at opposite ends of the income spectrum. Then, we’ll get into the risky return of zero-down mortgages. Plus, we’ll weigh in on Chevy Malibus and merch during a round of Half Full/Half Empty! Here’s everything we talked about today: “Inflation Remains Steady, With Signs of Further Cooling” from The New York Times “Zero-down mortgages are making a comeback” from CNN “CFPB Launches Inquiry into Junk Fees in Mortgage Closing Costs” from the Consumer Financial Protection Bureau “GM to discontinue the Chevy Malibu later this year” from Marketplace “Zoom cashiers may signal a new era of digital offshoring and remote work” from Marketplace “Venice's new admission fee cannot curb overtourism” from The Economist “Chobani Yogurt Founder Buys Anchor Brewing Company” from The New York Times “The End of Merch” from GQ We love to hear from you. Send your questions and comments to makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

This week, Nick and Goldy sit down with Rohit Chopra, the Director of the Consumer Financial Protection Bureau, to explore the agency's efforts to lower financial costs for working Americans. From cracking down on credit card late fees to tackling medical debt on credit reports and regulating bank overdraft charges, Director Chopra sheds light on the CFPB's various initiatives to promote transparency and competition in financial products and services. Chopra argues that by advocating for consumer rights and protections, the CFPB is shaping a more equitable economic landscape for all Americans. UPDATE: This episode was recorded before yesterday's breaking news that a Texas judge issued a last-minute order temporarily blocking the CFPB's plan to cap credit card late fees. Find more information about the injunction, and the Chamber of Commerce's case against the cap, here: https://www.cnn.com/2024/05/11/business/credit-card-late-fees-regulation-cfpb/index.html Rohit Chopra is the Director of the Consumer Financial Protection Bureau (CFPB), a federal agency dedicated to protecting consumers in the financial marketplace. Prior to leading the CFPB, he served as a Commissioner at the Federal Trade Commission, where he focused on promoting fair competition and protecting consumers from deceptive practices. Twitter: @chopracfpb, @CFPB Further reading:  www.consumerfinance.gov  Submit a complaint about a financial product or service CFPB Bans Excessive Credit Card Late Fees, Lowers Typical Fee from $32 to $8 Website: http://pitchforkeconomics.com Twitter: @PitchforkEcon Instagram: @pitchforkeconomics Nick's twitter: @NickHanauer

Will Trump face stronger contempt charge for violating gag order while sitting in court? And - if Trump is jailed - will there be mass protests? And does anyone care? Why does the GOP want banks to "squeeze customers" with "junk fees?" Plus Ukraine may lose by the end of 2024 - will our Congress stand up to the Putin caucus or let down Democracy?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Junk fees are being imposed all over the place in all manner of ways these days. A new California law is going to end that practice in the state, with nationwide implications. Meantime, your Clark smart approach to purchases can help protect your wallet. Also - First TurboTax, now H&R Block is in trouble for pressuring customers to overpay. There's a better way! Anti Junk Fee Law: Segment 1 Ask Clark: Segment 2 Tax Filing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What does a service fee ban mean for diners? Expect higher menu prices — a lot higher Inflation is cooling, but small businesses are still suffering NYTimes: It's a Great Deal, Before the ‘Drip Pricing' ENERGY STAR® | Department of Energy FTC says H&R Block pressures people into overpaying for tax prep New York Post: H&R Block used deceptive ads, pressured users into overpaying, deleted tax data: FTC FTC finds TurboTax “free” is not free for most 8 Free Federal and State Tax Filing Services for 2024 Free File: Do your taxes for free | Internal Revenue Service Direct File | Internal Revenue Service When Should You Get an Accountant To Do Your Taxes? Why co-signing a loan can be bad on almost every financial level New York launches probe into nationwide AT&T network outage 16 Items To Pack in Your Financial Emergency Kit Amateur Radio Service / Amateur radio National Credit Union Administration (NCUA) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices