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October News You Can Use AI, Junk Fees, and the Pope—Just Another Month in Healthcare Topics include: My primary care practice just went “concierge,” which apparently means paying extra for the same impossible-to-get appointments; Meanwhile, health tech conferences are overflowing with AI hype and “bro-tastic” startups promising to fix everything by listening to us; The AI scribe craze is spreading—automating medical notes that might include imaginative details; Even the Pope is weighing in on AI ethics, confirming that healthcare's tech obsession has officially gone global; And in the grand finale, Medicare Advantage remains the ultimate scam—where insurers profit by denying care, proving the healthcare “future” is a dark comedy. To stream our Station live 24/7 visit www.HealthcareNOWRadio.com or ask your Smart Device to “….Play Healthcare NOW Radio”. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Rene discusses the exciting opportunities in the Mexican real estate market, emphasizing the low barrier to entry and the potential for high returns. He shares insights on the importance of local knowledge and building a team to navigate the market effectively. Rene also invites listeners to connect with him for resources and collaboration. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Welcome back to America's #1 Daily Podcast, featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris? Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. ******************* 2025's Real Estate Rollercoaster: Dodge the Career-Killers with THIS Mastermind!
Keaton Ross reports on the cancellation of a $74M prison food contract. Paul Monies covers Treasurer Todd Russ' push against DEI/ESG in state investments. Jennifer Palmer and Maria Guinnip examine hidden fees in school lunch payments. Hosted by Ted Streuli.
In this special crossover episode between Moving the Metal and The Consumer Finance Podcast, Brooke Conkle, Chris Capurso, and Chris Willis analyze the first 100 days of the second Trump administration, focusing on its impact on the auto-finance industry. They discuss the anticipated enforcement slowdown by the Consumer Financial Protection Bureau (CFPB), unexpected halts in supervisory activities, and leadership changes at the Federal Trade Commission and CFPB. The conversation highlights the administration's focus on consumer fees, the evolving role of state regulators, and shifts in discrimination theories impacting compliance practices. This episode provides insights into strategic regulatory changes and offers guidance for navigating the complexities of the auto-finance sector in 2025.
NBC's Brian Cheung takes a closer look at junk fees — how to spot them and what to do when the price you agreed to suddenly shoots up. Also, the story behind a woman who built her own hugely successful beauty brand by solving common problems women face every day. Plus, Retta stops by to catch up and talk about her new HGTV show ‘Ugliest House in America.' And, best-selling author John Searles shares his list of summer reading picks.
While credit access improved in May and vehicle prices were steady, affordability remained a concern, especially for credit-challenged consumers who face multiple forms of debt. The Dealertrack Credit Availability Index increased 2% year over year in May to 96.7 as credit unions and banks loosened standards and approval rates improved. At the same time, the average new-vehicle transaction price ticked up 1% YoY but was nearly flat month over month at $48,799. But as student loan payments resume and that debt is again reported to credit reporting agencies, some nonprime borrowers are turning to credit-builder loans and buy now, pay later programs to improve their credit history and finance downpayments for vehicle purchases. Meanwhile, in one of the first actions since the Consumer Financial Protection Bureau undertook a more limited approach to supervision under the new administration, the California State Senate passed a bill that would allow dealers to increase document fees to a maximum of $500. The current processing charges, in effect since 2019, are $85 for new cars and $70 for used cars. The change would align the state's processing fees with that of other states but has received backlash from some consumer advocacy groups that claim the uptick is another “junk fee.” In other news, Arra Finance acquired Crescent Bank's $815 million auto portfolio and plans to grow originations by leveraging the bank's technology stack and dealer base. Other auto finance companies have also seen growth in the first part of the year, including Carvana and Global Lending Services. In this episode of “Weekly Wrap,” Auto Finance News Editor Amanda Harris, Senior Associate Editor Truth Headlam and Associate Editor Aidan Bush discuss trends in affordability and compliance along with company updates for the week ended June 13.
Hotels are seeking financial compensation from Booking.com over rate parity clauses that restricted lower pricing on their own sites from 2004 to 2024, with recent court decisions improving their chances. In Congress, several bipartisan bills could impact the travel industry, including legislation on hotel pricing transparency, tax deductions for tipped employees, and limits on airport facial recognition technology. Meanwhile, the new CEO of chauffeured services company Carey plans to use AI and a new tech platform to attract younger customers and compete with rideshare companies. Junk Fees, Airport Security, No Tax on Tips: 7 Travel Bills in Congress We're Tracking Carey Hires New CEO, Pushes Strategy Shift for Elite Limo Service – Exclusive Hotels Escalate Long-Running Battle Against Booking.com's Pricing Rules Connect with Skift LinkedIn: https://www.linkedin.com/company/skift/ WhatsApp: https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/ Facebook: https://facebook.com/skiftnews Instagram: https://www.instagram.com/skiftnews/ Threads: https://www.threads.net/@skiftnews Bluesky: https://bsky.app/profile/skiftnews.bsky.social X: https://twitter.com/skift Subscribe to @SkiftNews and never miss an update from the travel industry.
As of today, when you buy a ticket or book a hotel room you should notice a change when you make the purchase online ... Dave and Debbie discuss what to look out for as a new rule surrounding junk fees goes into effect.
Chris and Amy look at Pres Trump's executive order aimed at drug prices; Matt Pauley with commentary on the Cards winning-streak; junk fees.
Republican Governor Glenn Youngkin and Democrats who run the General Assembly are working together to go after junk fees. Michael Pope reports.
We are seeing some swirling changes to the marketplace and international trade that affect prices of goods and services in our daily lives. How can economics help us cope and understand underlying concepts such as cost pass-through? Anne Catherine Faye, Vice President at Analysis Group, speaks to James Hunsberger and Anora Wang about inflation, tariffs, and junk fees, as well as her experience as the first economist to serve as Counsel to the Chair of the ABA Antitrust Section. Listen to this episode to see key antitrust issues on the horizon through an economic lens. With special guest: Anne Catherine Faye, Vice President, Analysis Group, Inc. Related Links: Robert A Ritz, Does competition increase pass-through? The RAND Journal of Economics, 55: 140-165 (2024) Jason Douglas et al., How Much Do Tariffs Raise Prices? The Wall Street Journal (Mar. 2, 2025) Hosted by: Anora Wang, Arnold & Porter Kaye Scholer LLP and James Hunsberger, Axinn, Veltrop & Harkrider LLP
Members of the General Assembly are returning to the Capitol next week to consider all the amendments Governor Glenn Youngkin added to their bills. Michael Pope has this report on how he amended a bill on junk fees.
The Capitalism and Freedom in the Twenty-First Century Podcast
Jon Hartley and Neale Mahoney (Stanford Economics Professor) discuss Neale's career, Neale's research on consumer sentiment, junk fees, and medical debt, as well as Neale's time in the Biden Administration National Economic Council and the future of economic policy. Recorded on January 8, 2025. ABOUT THE SPEAKERS: Neale Mahoney is the Trione Director of Stanford Institute for Economic Policy Research (SIEPR), a Professor of Economics at Stanford University, the George P. Shultz Fellow at SIEPR, a Research Associate at the National Bureau of Economic Research, and an Affiliated Professor at J-PAL. In 2022-2023, he was a Special Policy Advisor for Economic Policy in the White House National Economic Council. Mahoney is an applied micro-economist with an interest in healthcare and consumer financial markets. He is a member of the Consumer Financial Protection Bureau (CFPB) Academic Research Council. He received the ASHEcon Medal in 2021 (given to an economist age 40 or under who has made the most significant contributions to the field of health economics) and a Sloan Research Fellowship in 2016. Before joining Stanford, Mahoney was a professor of Economics and David G. Booth Faculty Fellow at the University of Chicago Booth School of Business. He was also a Robert Wood Johnson Fellow in health policy research at Harvard University and worked for the Obama Administration on healthcare reform. Mahoney received a PhD and MA in economics from Stanford University and an ScB in applied mathematics-economics from Brown University. Follow Neale Mahoney on X: @nealemahoney Jon Hartley is a policy fellow, the host of the Capitalism and Freedom in the 21st Century Podcast at the Hoover Institution and an economics PhD Candidate at Stanford University, where he specializes in finance, labor economics, and macroeconomics. He is also currently an Affiliated Scholar at the Mercatus Center, a Senior Fellow at the Foundation for Research on Equal Opportunity (FREOPP), and a Senior Fellow at the Macdonald-Laurier Institute. Jon is also a member of the Canadian Group of Economists, and serves as chair of the Economic Club of Miami. Jon has previously worked at Goldman Sachs Asset Management as well as in various policy roles at the World Bank, IMF, Committee on Capital Markets Regulation, US Congress Joint Economic Committee, the Federal Reserve Bank of New York, the Federal Reserve Bank of Chicago, and the Bank of Canada. Jon has also been a regular economics contributor for National Review Online, Forbes, and The Huffington Post and has contributed to The Wall Street Journal, The New York Times, USA Today, Globe and Mail, National Post, and Toronto Star among other outlets. Jon has also appeared on CNBC, Fox Business, Fox News, Bloomberg, and NBC, and was named to the 2017 Forbes 30 Under 30 Law & Policy list, the 2017 Wharton 40 Under 40 list, and was previously a World Economic Forum Global Shaper. ABOUT THE SERIES: Each episode of Capitalism and Freedom in the 21st Century, a video podcast series and the official podcast of the Hoover Economic Policy Working Group, focuses on getting into the weeds of economics, finance, and public policy on important current topics through one-on-one interviews. Host Jon Hartley asks guests about their main ideas and contributions to academic research and policy. The podcast is titled after Milton Friedman‘s famous 1962 bestselling book Capitalism and Freedom, which after 60 years, remains prescient from its focus on various topics which are now at the forefront of economic debates, such as monetary policy and inflation, fiscal policy, occupational licensing, education vouchers, income share agreements, the distribution of income, and negative income taxes, among many other topics. For more information, visit: capitalismandfreedom.substack.com/
State Sen. Stella Pekarsky (D–Fairfax) carried SB 1212 this session, which would require companies to disclose any hidden fees before consumers pay. Plus: Former Del. Dave LaRock has filed to run for governor — potentially setting up a GOP primary against Lt. Gov. Winsome Earle-Sears. In the podcast: Richmond DPU hires permanent director and former Del. Dave LaRock files to run for governor.
In this episode of The Consumer Finance Podcast, Chris Willis is joined by Jason Manning and Joe DeFazio, partners in Troutman Pepper Locke's Consumer Financial Services practice group. They provide crucial updates on two significant litigation topics: the ongoing litigation surrounding so-called junk fees, particularly convenience fees, and the implications of New York's Foreclosure Abuse Prevention Act (FAPA). They delve into the recent Eleventh Circuit decision on convenience fees, the broader impact of the Consumer Financial Protection Bureau's stance on junk fees, and the challenges posed by FAPA for mortgage lenders and servicers. Listeners will gain insights into the current legal landscape, potential future developments, and practical advice for navigating these complex issues. Don't miss this essential discussion for anyone in the consumer financial services industry.
Governor Glenn Youngkin will soon consider a bill aimed at cracking down on junk fees. Michael Pope has the details.
Feeling Anxious About the FTC Lawsuit Against Greystar? The recent FTC lawsuit against Greystar has sent shockwaves through the property management industry, leaving many property managers feeling uncertain and anxious about the future.In this episode, Marc Cunningham provides clarity and guidance on navigating the evolving landscape of fee transparency and compliance. Discover the potential implications of the Greystar lawsuit for your business and learn actionable strategies to protect yourself. Marc shares best practices for disclosing fees, setting fair application fees, and building trust with tenants. Gain valuable insights and alleviate your anxiety surrounding the FTC's crackdown on hidden fees and deceptive advertising. Links to out resources: Press release from FTC https://www.ftc.gov/news-events/news/press-releases/2025/01/ftc-state-colorado-take-action-against-greystar-nations-largest-multi-family-rental-property-manager? Grace Property Management Fee Transparency Policy https://www.rentgrace.com/fee Reconcile Daily - A daily reconciliation service ensuring your trust accounts are accurate and compliant https://www.reconciledaily.com Manage more doors with less stress with LeadSimple! Grow your property management business with PMW. Join us at the NARPM Broker Owner Conference. To find out more about Marc's coaching services click here. Follow this link to spend 2 days with Marc and learn how to run a property management business Join Marc's new property management Facebook group This podcast is produced by Two Brothers Creative.
Herb Weisbaum, The ConsumerMan and Contributing Editor at Checkbook.org, joins Jon Hansen on Your Money Matters to discuss junk fees. Herb talks about the FTC's new junk fees rule, what it means for companies, and more.
Members of the General Assembly are debating a bill to crack down on junk fees. Michael Pope reports.
On today's episode of AD Nauseam, Amy and Daniel are back with special guest, Randy Shaheen, a fellow partner at BakerHostetler, to discuss the passing of the FTC's new Junk Fees Rule.Questions & Comments: amudge@bakerlaw.com, dkaufman@bakerlaw.com and rshaheen@bakerlaw.com
Independent investigative journalism, broadcasting, trouble-making and muckraking with Brad Friedman of BradBlog.com
New Rule Will Force Hotels and Others to Disclose ‘Junk Fees' Upfront by Lehto's Law
Minnesota is eliminating junk fees beginning tomorrow. Chad opens the show talking about what that will mean for business owners and consumers before we catch up with Adam Carter for the weekly fun with Ask Adam Anything.
Minnesota's ban on junk fees kicks in tomorrow. Will it make you happier to see all fees rolled into the listed price or do you prefer seeing that price a little lower before the fees are added?
Rumors are swirling about the number of H-2B visas being issued for truckers, but a look at the facts shows a very different situation. Also, the week's news was led by a court ruling on beneficial ownership information reporting, as well as emission rules and a junk fee regulation. Then, years ago, longtime trucking writer Bill Hudgins created some trucking versions of classic Christmas carols. We'll bring you several today. And OOIDA tour truck driver Marty Ellis says bad signage is behind a trend he's seen of trucks going down a wrong road after finding a main route blocked. 0:00 – Fact check: Number of trucking H-2B visas is small 10:06 – You don't have to file beneficial ownership information – for now 25:00 – Trucking Christmas Carols 39:51 – Avoid those ill-considered truck detours
Hour 2: Jason hosts another edition of his game show: Card DeSharks with a $50 gift card from Jester Concepts on the line. Then he talks with Angie Whitcomb, CEO of Hospitality Minnesota, about why restaurants want to be exempted from Minnesota's new "junk fee" law.
On this episode of Bounced From The Roadhouse:Special Guests in 4B:Hard CandyTom CruiseMichelob Ultra Beat Bud LightNational Film RegistryDon't Buy Me AnythingFuneral Liquor LicenseJunk FeesMidwestern WrappingUSS EnterpriseHealth UpdateLive Chicken for DinnerDronesPlumbing During ChristmasQuestions? Comments? Leave us a message! 605-343-6161Don't forget to subscribe, leave us a review and some stars Hosted on Acast. See acast.com/privacy for more information.
Topics discussed on today's show: Rodney at the Holiday Inn Express, TB Chicken Nugs, National Film Registry, Bluey Movie, Pig Kidney, Cannibals, Nissonda, Junk Fees, Walmart Cameras, Starbucks Workers, White House Guests, Birthdays, History Quiz, Christmas Traditions To Get Rid Of, New Traditions, 20 in 24, Holiday Office Parties, Good Deed Backfired, Are you on the Naughty List?, Deep Cut Face Off, and Apologies.
AM Radio Effort Hits Snag as Proposed Dashboard Requirement Left Out of Year-End Budget/ NASA Astronauts Stuck in Space Hit with Another Delay Before Return Home. // Titan Submersible Implosion Documentary in the Works/ What is ‘brain rot'? The science behind what too much scrolling does to our brains. // Drones spotted across Northeast likely coming from 'inside the US / Trump considers privatizing US Postal Service. // New federal rule that bans 'junk fees' on hotels, live-event tickets could save you money, time/ California has sweeping new rules for home insurance
Independent investigative journalism, broadcasting, trouble-making and muckraking with Brad Friedman of BradBlog.com
Henry says even though he doesn't need a White Christmas, he knows it's important to a lot of people, it's nice to see the "junk fees” at restaurants going away on January 1st, and we have leave sexist headlines in 2024.
Today we begin the countdown as Dave Shrader fills in for Chad Hartman. A lot to take from Santa's list still with a week left until Christmas as well as avoiding junk fees and extra charges! Then we talked to Dr. Carole Lieberman about her book Bad Boys: Why We Love Them, How to Live with Them and When to Leave Them?
The FTC banned hidden junk fees on tickets and short-term lodging purchases, Threads is working on scheduled posts, and Apple Maps' Look Around is now available on the web. It's Wednesday, December 18th and this is Engadget News. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Customers want more transparency around junk fees that come with hotel bookings, airlines, concert tickets and more. Why are companies fighting the up-front pricing model in the courts? Debbie and Greg discuss the most common types of junk fees and how the fed is looking to address them.
Hilton plans to grow its luxury hotel portfolio in Asia-Pacific by leveraging long-term owner relationships and a tailored regional approach rather than acquisitions, despite strong local competition. Meanwhile, the U.S. Federal Trade Commission has introduced a rule banning junk fees in travel, requiring upfront disclosure of total costs for hotels, short-term rentals, and online travel agencies. Lastly, new OAG data highlights Asia-Pacific's dominance in both international and domestic air routes, with Hong Kong-Taipei and Jeju-Seoul Gimpo ranking as the busiest routes for 2024. Hilton is adopting a tailored regional approach to attract luxury hotel owners The Federal Trade Commission unveiled on Tuesday a rule banning so-called junk fees Data from aviation analytics firm OAG has revealed key trends in the airline industry Connect with Skift LinkedIn: https://www.linkedin.com/company/skift/ WhatsApp: https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/ Facebook: https://facebook.com/skiftnews Instagram: https://www.instagram.com/skiftnews/ Threads: https://www.threads.net/@skiftnews Bluesky: https://bsky.app/profile/skiftnews.bsky.social X: https://twitter.com/skift Subscribe to @SkiftNews and never miss an update from the travel industry.
We're back. Some technical issues took us off the air on Monday but all fixed and glad to be back with you and thank you for coming back. This is the Business News Headlines for Tuesday the 17th day of December. And should you want to follow us on social media you can find us all day on Twitter or "X" @IOB_NewsHour and on Instagram. Facebook? Sure were there too. And our website is just a click away where you can scroll through all of our newscasts. Here's what we've got for you today: You, the U.S. consumer continue to drive the economy; The Fed will announce what many believe to be a rate cut tomorrow; But, there is a but to all of that; What do Americans think of the economy today and tomorrow? And, yes we've got a question about that as well; Amazon is breaking out the checkbook in Ohio; The Wall Street Report; Junk Fees are an issue now Washington wants to fix that. Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.
Chuck Zodda and Mike Armstrong discuss the ongoing battle between Senators and Airlines over the use of junk fees. Sarah Foster from Bankrate joins the show to chat about workers that got raises in 2024. What are the challenges and joys of employing Gen Z workers? How can parents help their boomerang children without derailing their own retirement?
President Joe Biden made remarks about what's to come for Israel and Lebanon after a ceasefire agreement. Experts say the challenge for President-elect Donald Trump's picks for top public health roles will be keeping politics out of science. We'll tell you how a federal judge ruled on whether a transgender volleyball player can compete in a tournament. Airfares aren't the only way US airlines are raking in the cash. Plus, we'll take a look at a prominent billionaire's will. Learn more about your ad choices. Visit podcastchoices.com/adchoices
18 million people expected through TSA this Thanksgiving weekend and, as popular as airline travel is, so goes junk fees. D2 takes an in-depth look at a new congressional report that exposes what junk fees cost you and discuss some of the most outrageous junk fees like added leg room. Listeners are invited to call in with the junk fees they've paid and some tips to avoid them.
Israel-Lebanon close to ceasefire deal Oh deer! Deer-collisions more deadly than sharks How to buy less stuff Is high-speed rail worth the cost? Donald Trump promises significant tariffs on Mexico, Canada, and China Stores with the deepest discounts on Black Friday
Lindsey Johnson, CEO and president of the Consumer Bankers Association, talks about how the CFPB may change under the second Trump administration. Will a Trump-appointed CFPB director roll back the recently finalized open data rule? What happens for banks and consumers if that rule is left to stand? She also tackles the future of the agency's overdraft proposal and small business lending rule.
In the wake of a crackdown on so-called junk fees, more companies are making the unpopular charges easier for consumers to spot. But the fees still aren't going away. Wall Street Journal reporter Allison Pohle joins host J.R. Whalen to discuss why, and what consumers can do about them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
The federal government has its own problematic junk fees, according to Cato's Nick Anthony. Hosted on Acast. See acast.com/privacy for more information.
The latest data from the Federal Reserve’s favorite inflation measure hinted that inflation is cooling. But the Fed is still on guard, meaning higher interest rates for longer than many had expected. We’ll get into how that will likely be felt differently by Americans at opposite ends of the income spectrum. Then, we’ll get into the risky return of zero-down mortgages. Plus, we’ll weigh in on Chevy Malibus and merch during a round of Half Full/Half Empty! Here’s everything we talked about today: “Inflation Remains Steady, With Signs of Further Cooling” from The New York Times “Zero-down mortgages are making a comeback” from CNN “CFPB Launches Inquiry into Junk Fees in Mortgage Closing Costs” from the Consumer Financial Protection Bureau “GM to discontinue the Chevy Malibu later this year” from Marketplace “Zoom cashiers may signal a new era of digital offshoring and remote work” from Marketplace “Venice's new admission fee cannot curb overtourism” from The Economist “Chobani Yogurt Founder Buys Anchor Brewing Company” from The New York Times “The End of Merch” from GQ We love to hear from you. Send your questions and comments to makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.
The latest data from the Federal Reserve’s favorite inflation measure hinted that inflation is cooling. But the Fed is still on guard, meaning higher interest rates for longer than many had expected. We’ll get into how that will likely be felt differently by Americans at opposite ends of the income spectrum. Then, we’ll get into the risky return of zero-down mortgages. Plus, we’ll weigh in on Chevy Malibus and merch during a round of Half Full/Half Empty! Here’s everything we talked about today: “Inflation Remains Steady, With Signs of Further Cooling” from The New York Times “Zero-down mortgages are making a comeback” from CNN “CFPB Launches Inquiry into Junk Fees in Mortgage Closing Costs” from the Consumer Financial Protection Bureau “GM to discontinue the Chevy Malibu later this year” from Marketplace “Zoom cashiers may signal a new era of digital offshoring and remote work” from Marketplace “Venice's new admission fee cannot curb overtourism” from The Economist “Chobani Yogurt Founder Buys Anchor Brewing Company” from The New York Times “The End of Merch” from GQ We love to hear from you. Send your questions and comments to makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.
The latest data from the Federal Reserve’s favorite inflation measure hinted that inflation is cooling. But the Fed is still on guard, meaning higher interest rates for longer than many had expected. We’ll get into how that will likely be felt differently by Americans at opposite ends of the income spectrum. Then, we’ll get into the risky return of zero-down mortgages. Plus, we’ll weigh in on Chevy Malibus and merch during a round of Half Full/Half Empty! Here’s everything we talked about today: “Inflation Remains Steady, With Signs of Further Cooling” from The New York Times “Zero-down mortgages are making a comeback” from CNN “CFPB Launches Inquiry into Junk Fees in Mortgage Closing Costs” from the Consumer Financial Protection Bureau “GM to discontinue the Chevy Malibu later this year” from Marketplace “Zoom cashiers may signal a new era of digital offshoring and remote work” from Marketplace “Venice's new admission fee cannot curb overtourism” from The Economist “Chobani Yogurt Founder Buys Anchor Brewing Company” from The New York Times “The End of Merch” from GQ We love to hear from you. Send your questions and comments to makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.
This week, Nick and Goldy sit down with Rohit Chopra, the Director of the Consumer Financial Protection Bureau, to explore the agency's efforts to lower financial costs for working Americans. From cracking down on credit card late fees to tackling medical debt on credit reports and regulating bank overdraft charges, Director Chopra sheds light on the CFPB's various initiatives to promote transparency and competition in financial products and services. Chopra argues that by advocating for consumer rights and protections, the CFPB is shaping a more equitable economic landscape for all Americans. UPDATE: This episode was recorded before yesterday's breaking news that a Texas judge issued a last-minute order temporarily blocking the CFPB's plan to cap credit card late fees. Find more information about the injunction, and the Chamber of Commerce's case against the cap, here: https://www.cnn.com/2024/05/11/business/credit-card-late-fees-regulation-cfpb/index.html Rohit Chopra is the Director of the Consumer Financial Protection Bureau (CFPB), a federal agency dedicated to protecting consumers in the financial marketplace. Prior to leading the CFPB, he served as a Commissioner at the Federal Trade Commission, where he focused on promoting fair competition and protecting consumers from deceptive practices. Twitter: @chopracfpb, @CFPB Further reading: www.consumerfinance.gov Submit a complaint about a financial product or service CFPB Bans Excessive Credit Card Late Fees, Lowers Typical Fee from $32 to $8 Website: http://pitchforkeconomics.com Twitter: @PitchforkEcon Instagram: @pitchforkeconomics Nick's twitter: @NickHanauer
Junk fees are being imposed all over the place in all manner of ways these days. A new California law is going to end that practice in the state, with nationwide implications. Meantime, your Clark smart approach to purchases can help protect your wallet. Also - First TurboTax, now H&R Block is in trouble for pressuring customers to overpay. There's a better way! Anti Junk Fee Law: Segment 1 Ask Clark: Segment 2 Tax Filing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What does a service fee ban mean for diners? Expect higher menu prices — a lot higher Inflation is cooling, but small businesses are still suffering NYTimes: It's a Great Deal, Before the ‘Drip Pricing' ENERGY STAR® | Department of Energy FTC says H&R Block pressures people into overpaying for tax prep New York Post: H&R Block used deceptive ads, pressured users into overpaying, deleted tax data: FTC FTC finds TurboTax “free” is not free for most 8 Free Federal and State Tax Filing Services for 2024 Free File: Do your taxes for free | Internal Revenue Service Direct File | Internal Revenue Service When Should You Get an Accountant To Do Your Taxes? Why co-signing a loan can be bad on almost every financial level New York launches probe into nationwide AT&T network outage 16 Items To Pack in Your Financial Emergency Kit Amateur Radio Service / Amateur radio National Credit Union Administration (NCUA) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
A new hotel fee is showing up for something a lot of people aren't even using. How to book a room without getting ripped off. Also, knowledge is power when it comes to navigating funeral costs. The FTC has a new warning out about shady practices in the funeral industry that take advantage of grieving families. Hotel Rates + Junk Fees: Segment 1 Ask Clark: Segment 2 Funeral Home Rip-offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Hotel parking fees take a turn for the worse How to spot hidden resort fees when you're booking travel Why Structured Notes Might Not Be Right for You What Is Full Coverage Car Insurance? NYTimes: F.T.C. Warns Dozens of Funeral Homes to Provide Accurate Costs to Callers How the Funeral Industry Got the FTC to Hide Bad Actors Funeral Consumers Alliance: Home - Clark.com - Funeral Planning How to have that end-of-life financial discussion with your elderly loved ones Funeral Consumers Alliance - Wills & Funerals Archives - Clark Howard You Can Save Big Money on Caskets at Costco, Walmart and Amazon Low-Cost Cremation Services: 5 Things to Know Funeralocity - Lantern - Cake - Parting - Empathy 4 Things To Consider Before You Buy a New Cell Phone Buying a Cell Phone at Costco Wholesale: 4 Things To Know Should You Buy Cell Phone Insurance? Cell Phones & Smartphones Archives - Clark Deals Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices