Mindfully Rich Podcast

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Send us a textIn this episode of The Mindfully Rich Podcast, I break down the stages of financial wellness: Financially Healthy, Financially Coping, and Financially Vulnerable. Drawing from her experience as a Financial Educator, she explains how high-income earners can unexpectedly slip from Financially Healthy into Financial Vulnerability due to life events such as job loss, medical expenses, or lifestyle inflation.I want you to understand critical strategies for avoiding and recovering from financial setbacks, including diversifying income streams, tightening budgets, and building emergency savings. Gina provides eye-opening statistics about how many high earners live paycheck to paycheck and actionable tips for long-term financial stability and recovery.Whether you're thriving or struggling financially, this episode will help you understand where you stand on the spectrum and guide you in making informed decisions to secure your financial future.Key Takeaways:Recognize your current financial phaseDiversify your income streamsLive lean, even when income increasesBuild and maintain an emergency fundInvest in your skills for long-term stabilityDon't miss out on strategies to rebuild and protect your financial well-being! Visit www.iammindfullyrich.com for more tips and to schedule your consultation with me!

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Send us a Text Message.Welcome Back to Season 4 of The Mindfully Rich Podcast!Did ya'll miss me? Well, I missed ya'll too, but I had to take time to focus my thoughts and get real with myself—and with ya'll. After spending some time in prayer with The Holy Spirit, I felt led to share my most authentic series yet, one that dives into topics I've never touched on before because of my own shame. But this isn't about me; it's about YOU. My goal has always been for you to feel seen, heard, and inspired by real stories and truth. So, let's get into it!This season, I'm kicking things off with a brand-new series: "From Six Figures to Scraping By Rebuilding After Financial Distress." We're talking about the emotional and practical aspects of going from a high income to financial hardship, using savings to survive, and finding your way back to financial stability.Episode 1: "The Fall: From Six Figures to Scraping By"In this raw and real episode, we explore how quickly financial stability can vanish, even for those earning six figures. Whether it's due to job loss, medical emergencies, economic downturns, or poor financial decisions, anyone can find themselves struggling. Today, I'm giving you three actionable tips to help you navigate financial distress:Tip 1: Assess the Damage—Get real about your finances. Calculate what you owe, what's in savings, and your essential monthly expenses.Tip 2: Trim the Fat—Cut unnecessary expenses immediately. Key steps include downsizing, selling assets, and eliminating non-essentials.Tip 3: Reach Out for Help—Don't let pride delay your recovery. Seek assistance through government programs, family, or financial advisors.Closing Thought: Hitting rock bottom is tough, but the first step toward recovery is recognizing where you are, what needs to be done, and making a plan to change it!Connect with MeIf you're ready to take your finances to the next level in 2024, visit my website at www.iammindfullyrich.com to schedule a complimentary consultation. Let's rise together!Follow the PodcastInstagram: @mindfully_rich_podcast

Welcome back to Mindfully Rich Podcast for Part 2 of our special series, "Is The Check Engine Light On In Your Finances?" I'm your host, Gina RichE Richardson. Today, I'll continue the conversation we started last week, moving on to preventative maintenance, which you can do to prevent severe damage to your finances.Drawing parallels between car maintenance and financial health, I stress the importance of regular financial check-ups, even when everything seems to run smoothly. Just as you wouldn't wait for the warning light in your car before taking action, proactive financial management is key to avoiding financial crises.In this episode, I'll share three essential strategies for maximizing your financial health:1. Prevention is Key: Similar to how regular oil changes and tire rotations prevent major issues with your car, staying on top of your finances can prevent small problems from escalating. I'll make sure to emphasize the importance of regularly reviewing your financial plan, budget, expenses, debts, and goals to catch potential issues early and take corrective action.2. Maximize Your Financial Health: I'll highlight the significance of securing more income to increase wealth. Waiting until your financial situation reaches a critical point before seeking help is akin to waiting until you're seriously ill before seeing a doctor. Gina encourages listeners to assess their income streams and align them with their current and future financial goals.3. Empower Yourself with Knowledge: Ignorance is not bliss regarding finances. I'll make sure to emphasize the importance of staying informed about your financial situation through regular check-ups. This knowledge empowers you to make informed decisions and take control of your financial future.Through practical insights and actionable advice, I plan on equipping you with the tools to maintain your financial health and avoid waiting for the "Check Engine" light to come on in your finances. Proactive planning and regular check-ups are the keys to financial success.Tune in to Mindfully Rich Podcast and take control of your financial future today!Remember to subscribe, share, and leave a review!]Book Me As Your Financial GuideOver the past three years, my podcast has been a treasure trove of valuable money tips, with each of its 100 episodes packed with unique insights and strategies. PERIODT!!!If you're ready to take your finances to the next level in 2024 and need a winning strategy to achieve your goals, I encourage you to visit my website, www.iammindfullyrich.com. You can schedule a complimentary consultation with me, during which we can discuss your financial situation and explore how my wealth of experience can benefit you. Let's rise together!Connect With The Podcast on Instagram Keep up with the pod on Instagram - @mindfully_rich_podcast 

It's National Financial Capabilities Month, and of course, as your financial guide, I have some new insight to share with ya'll! Welcome back to The Mindfully Rich Podcast, your weekly dose of financial wisdom with a twist! Join me, your host, Gina RichE Richardson, as I  explore real-life situations and offer practical advice to help you improve your relationship with money and build better financial habits.In this episode, I'll dive into a crucial question: Is the check engine light on in your finances? Drawing inspiration from a recent experience with her car's warning light, I'll relate this to the importance of regular maintenance checks for vehicles and finances. Just as a check engine light alerts us to potential issues under the hood, specific symptoms in our finances indicate the need for immediate attention.From living paycheck to paycheck and accumulating credit card debt to experiencing stress and anxiety about finances, I'll be identifying common triggers that signal financial distress. She emphasizes the importance of promptly addressing these warning signs to prevent further damage, likening financial health to maintaining a car engine.Through candid discussion and relatable anecdotes, I encourage listeners to confront financial challenges head-on and seek tailored solutions for their unique situations. Join her as she unpacks the complexities of personal finance and offers insights to help you navigate your financial journey with confidence and resilience.Tune in to The Mindfully Rich Podcast for valuable tips, empowering conversations, and a fresh perspective on achieving financial well-being. Don't miss out—your financial future starts here!Be sure to subscribe, share, and leave a review!Book Me As Your Financial GuideOver the past three years, my podcast has been a treasure trove of valuable money tips, with each of its 100 episodes packed with unique insights and strategies. PERIODT!!!If you're ready to take your finances to the next level in 2024 and need a winning strategy to achieve your goals, I encourage you to visit my website, www.iammindfullyrich.com. There, you can schedule a complimentary consultation with me, during which we can discuss your financial situation and explore how my wealth of experience can benefit you. Let's rise together!Connect With The Podcast on Instagram Keep up with the pod on Instagram - @mindfully_rich_podcast 

Hello, Hello & Welcome back to The Mindfully Rich Podcast! It's Financial Literacy Month, and of course, as your financial guide, I have some new stuff to get you literacy up! Today's hot topic is "Financial Seasons"! Everybody loves when times are good, but in Chile, when those times are bad, what should you be doing to find a way back?  I got you!  Tune in to find out!   Book Me As Your Financial GuideFor the last three years, I've shared many valuable money tips on my podcast, which has over 100 episodes packed with gems! PERIODT!!!If you're looking to supercharge your finances in 2024 and develop a winning strategy to achieve your goals, I invite you to visit my website, www.iammindfullyrich.com. There, you can schedule a complimentary consultation with me, where we can explore if my wealth of experience aligns with your needs. Let's rise together!Connect With The Podcast on Instagram Keep up with the pod on Instagram - @mindfully_rich_podcast 

Hello Hello! Welcome back to The Mindfully Rich Podcast, where I believe that financial success is not just a dream—it's a tangible reality I'm claiming in each of your lives this year!  Today, I'm diving deep into a crucial topic that can transform your finances in 2024!Question: Do you know if you currently have financial boundaries in place? If not, it's time to change that because for you to win with your money and finances this year, discipline is the key to unlocking that success, and it all starts with establishing clear financial boundaries for yourself and the people in your life.In this episode, I'll guide you toward financial empowerment by establishing clear boundaries for your financial goals. We're saying goodbye to dreaming big and taking tangible steps to turn those dreams into reality. This year, the Mindfully Rich Podcast is dedicated to arming you with the knowledge, motivation, and strategies you need to create a roadmap for success and establish the financial boundaries that will set you on the path to victory.This year, we're not just talking about financial goals; we're making them happen. So, prepare for a transformational episode today to explore the five essential steps to financial boundary setting. It's time to kickstart your journey towards financial freedom and make 2024 the year you achieve those long-desired financial dreams.Book Me As Your Financial Guide:Everyone's financial journey is unique, and I emphasize the importance of research when tailoring strategies to your specific goals. Whether you're looking to save for a home, invest for retirement, or pay off debt, customizing your approach is critical.But the guidance continues! I want to introduce the option of working with you as your financial guidance coach. To kick things off, I invite you to a no-cost discovery call to explore if we're the perfect fit to work together. I'll also explain how my expertise can complement your efforts, offering personalized strategies and support on your financial path. Click Here to book an appointment with me!Above all, I want YOU to win in your finances. To achieve this victory, we delve into the significance of using vision boards to keep your goals at the forefront of your mind. It's not just about setting goals; it's about seeing them, believing in them, and taking actionable steps to turn them into reality.Please tune in to Episode 125 as we embark on a financial empowerment journey, setting SMART goals, crafting strategies that lead to success, and solidifying your financial boundaries.  Don't forget to check out the link below for your no-cost discovery call—I'm here to help you achieve your 2024 financial goals. Let's make it happen together!Connect With The Podcast on Instagram |  @Mindfully_Rich_Podcast 

Hello Hello!  Welcome Back to The Mindfully Rich Podcast!Are you ready to transform your financial situation this year?   Well, that's what we on over here on the podcast, and I want you to win with your money, too, in 2024. That's why I'm taking you on a personal journey through the power of intention and the beauty of a well-crafted financial goal to add to your vision board.Today, I'm laying out the blueprint to help you visualize and actualize your 2024 money moves. From dreamy aspirations to concrete steps, let this episode be your financial compass, giving you the clarity and direction to navigate the path to success and confidence to achieve your financial goals this year!This year, it's out of there for just dreaming big because this year, The Mindfully Rich Podcast is making those financial dreams you have a tangible reality!  I'm arming you with the knowledge and motivation to create successful strategies for your goals!Book Me As Your Financial Guide:Everyone's financial journey is unique, and I emphasize the importance of research when tailoring strategies to your specific goals. Whether you're looking to save for a home, invest for retirement, or pay off debt, customizing your approach is key.But the guidance continues! I'd like to introduce the option of working with you as your financial guidance coach. To kick things off, I invite you to a no-cost discovery call to explore if we're the perfect fit to work together. I'll also explain how my expertise can complement your efforts, offering personalized strategies and support on your financial path. Click Here to book an appointment with me!Above all, I want YOU to win in your finances. To achieve this victory, we delve into the significance of using vision boards to keep your goals at the forefront of your mind. It's not just about setting goals; it's about seeing them, believing in them, and taking actionable steps to turn them into reality.Please tune in to Episode 124 as we embark on a journey of financial empowerment, setting SMART goals, and crafting strategies that lead to triumph. Your financial success story starts here! Don't forget to check out the link below for your no-cost discovery call—I'm here to help you achieve your 2024 financial goals. Let's make it happen together!Connect With The Podcast on Instagram |  @Mindfully_Rich_Podcast 

Hello Hello!  Welcome Back to The Mindfully Rich Podcast!  It's a new year, and I have a new hot topic to discuss with you today!  Vision Boards!  Are ya'll hip on them?  Do you prioritize your financial goals on your vision board?  Great, if you do, you'll love today's episode, but I'm hoping to convince you if you don't!  Today's episode I dive into the following: The five reasons why a Vision Board can assist you with accomplishing your goals faster this yearHow to assemble your homemade or digital vision boardWhy you're worth achieving every financial goal you aspire to this year!Book Me As Your Financial GuideI've shared many valuable money tips on my podcast for the last three years. Over 100 episodes packed with gems!  PERIODT!!!If you're seeking a guide to boost your finances in 2024 and craft a strategy to reach your goals, visit my website, www.iammindfullyrich.com, to book a no-cost consultation with me, and let's see if my expertise matches your needs! Let's elevate together!"Connect With The Podcast on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 

Join me in this episode as I dive deep into the world of financial empowerment through unconventional faith-driven methods. Throughout this engaging discussion, we'll navigate unorthodox yet powerful approaches to boost your financial standing while embracing faith. From weathering tough times to aligning faith with action, we'll explore the synergy between belief and practicality, trusting in divine guidance while actively working toward financial success.Discover the transformative potential of having faith during challenging moments and aligning your efforts with a higher purpose. We'll explore the synergy of trusting in a higher power to steer our paths while taking tangible steps toward our financial dreams. Dive into utilizing prayer as the catalyst for financial blessings and leveraging faith as the cornerstone for crafting a secure and prosperous future.

In recognition of National Domestic Violence Awareness Month, my latest episode delves deep into the shadows of financial abuse, an insidious form of control and manipulation within domestic violence situations.Join me as I shed light on the covert tactics abusers use to maintain power and keep their partners financially dependent. We'll explore three key aspects:

Welcome to Another Great Episode of The Mindfully Rich Podcast!Today I'm discussing what you think would be a deal but cost you more. I want to discuss some helpful realities to assist you the next time you decide to purchase any of the things I mention in today's episode.  Get Into This Episode Ya'll! The Goal Of The Mindfully Rich Podcast My goal is to make these episodes; you share them so that collectively, everyone is educated and can find solutions to improve everyone's relationship with money! 

Welcome to Another Great Episode of The Mindfully Rich Podcast!Today I'm discussing the Pre-Broke Stage.  You know where you're not yet broke, but see it on the horizon.  Yes, I know I'm not the only one who's been there today and I want to discuss some helpful tips to assist you if your experiencing this stage in your finances now.    Get Into This Episode Ya'll! The Goal Of The Mindfully Rich Podcast My goal is for you to share these episodes and educate the masses. We can get everybody talking about money to find solutions to improve everyone's relationship with money! 

Welcome to Another Great Episode of The Mindfully Rich Podcast!Today I'm discussing "Credit Habits or Sayings I Had To Unlearn." Like the money habits I talked about last week that I had to unlearn, there are some credit habits and saying that I had to unlearn too. I get it; we probably learned it in childhood or growing up, picked it up from our environment, and made these myths true, but it's okay. I'll help you debunk those habits and sayings so we can all walk truthfully and give you my reasoning.Here are today's Credit Sayings I had to unlearn; "No Credit Is Good Credit""Checking Your Credit Will Lower Your Score""If Your A Person Of Color, Your Credit Score Will Be Low""You Don't Need A Credit Card" "You Have To Spend On Your Credit Cards To Build Credit""Marrying Someone With Bad Credit Give Your Bad Credit Too""Loaning Money To Family & Friends Even When You Don't Have It"Get Into This Episode Ya'll! The Goal Of The Mindfully Rich Podcast My goal is for you to share these episodes and educate the masses. We can get everybody talking about money to find solutions to improve everyone's relationship with money! 

Welcome to Another Great Episode of The Mindfully Rich Podcast!Today I'm discussing "Money Lessons or Sayings I Had To Unlearn." You may have learned something about money in your childhood or growing up that may be untrue, and that's okay because I learned some things that aren't in agreement with reality, so today, I'll debunk those habits and go into the details of the whys.  The Money Habits or sayings I had to unlearn include; "Money Isn't Everything""Cash Is King""Keep Your Money In A Safe""Money Doesn't Grow On Trees""Find A Company With Good Benefits, Stay There And Retire" Get Into This Episode Ya'll! The Goal Of The Mindfully Rich Podcast My goal is for you to share these episodes and educate the masses. We can get everybody talking about money to find solutions to improve everyone's relationship with money! 

Today is Juneteenth, marking 158 years after federal troops arrived in Galveston, Texas, to take control of the state and ensure all enslaved black Americans were freed; This was two and a half years after President Abraham Lincoln signed the Emancipation Proclamation to free those enslaved.  I pride myself on being your financial accountability partner from afar, and with that, I have a responsibility to talk about financial health and wealth matters in my black community. My goal is for you to share this episode so we can continue educating the masses to one day crush the systems that have made black wealth a barrier. Today's focus is educating ya'll on Juneteenth and how it setback the Black community; Let's get into it!The Goal Of The Mindfully Rich Podcast Please share these episodes far and wide to educate the masses on these topics; my goal is to get everybody talking about money to share perspectives and create solutions to improve everyone's relationship with money! Do you need 1:1 financial coaching? Well, you're in luck; Gina's a Certified Financial Educator & Coach; click the link below to see how she can assist you with making your finances feel more manageable and remove the shame you feel dealing with it.   

Welcome to another great episode of The Mindfully Rich Podcast!You'll know I've switched up the tempo with my new series Mindfully Rich Conversations About Money! I talked with Attorney & Mindfulness Practioner Chadwick J. Johnson, Esq, in this episode.   Chad blessed the podcast with well-rounded wisdom in money, finance, and career changes and even dropped some gems for couples managing money!Make sure you subscribe ✅ and turn on your alerts. 

Welcome to another episode of" Mindfully Rich Conversations About Money."So for all of The Mindfully Rich Podcast, I decided to switch up the tempo a bit and bring ya'll something different to the podcast, so I'm a big fan of Oprah and her Super Soul Sunday conversations she does on her podcast, so this is my money version of that where I have deep conversations with my guest about money and finance.  I'm fortunate to know and have some phenomenal people in my life who've trusted me with their vulnerability about money and finance. They are dropping some impactful gems I know will give you a new perspective on your financial life.This episode features my boy, Mental Health Coach, and Licenced Clinical Therapist, Anthony Joshua, LCSW our conversation was super well-rounded, and I can't wait for ya'll to hear it! To follow Ant on Social Media, search @mentalwlthcoachTo work with Ant, go to his website https://msha.ke/mentalwealthcoachingTo purchase Ant's E-Book, "Day 1 Looks Different Than Day 30," go to https://www.mentalwealthcoaching.com/store/p/day1day30To watch this episode, subscribe to The Mindfully Rich Podcast YouTube page, and turn your alerts on to be notified when episodes are released.

Allow me to introduce ya'll to my new visual series.”Mindfully Rich Conversations About Money” After releasing 113 solo episodes on The Mindfully Rich Podcast, I decided to slightly switch up the tempo a bit and bring ya'll something different on the podcast, so I'm a big fan of Oprah and her Super Soul Sunday conversations she does on her podcast, so this is my money version of that, and I hope ya'll like it! I'm fortunate to know and have some phenomenal people in my life who've trusted me with their vulnerability about money and finance. They are dropping some impactful gems I know will give you a new perspective on your financial life. My first episode features my boy Entrepreneur, Author, and Self Proclaimed Poverty Escape Artist, Rico Beans.  Our conversation was dope, and I can't wait for ya'll to hear it!  To follow Rico on Social Media search @ricobeanscoachingTo work with Rico go to his website https://www.ricobeanscoaching.com/home To purchase Rico's book "You Don't Have To Die Broke" go to https://www.ricobeanscoaching.com/booksTo watch this episode go to The Mindfully Rich Podcast YouTube page and make sure you subscribe and turn your alerts on to be notified when episodes are released.

March is National Women's History Month, so I wanted to make a special episode focused on the cost of being a woman and dissect the disparities women experience due to the PINK Tax.  The PINK Tax refers to gender-based pricing, where women pay more for the same products and services made for men.  Yup, it's a trip, and I got a lot to say about it, so tune in to see how much more women pay for personal care products, clothing, and health care, and some solutions women should consider to make more money and stretch their money to afford their needs. The Goal Of The Mindfully Rich Podcast My goal is for you to share these episodes and educate the masses. We can get everybody talking about money to find solutions to improve everyone's relationship with money! Links from the episode: https://mint.intuit.com/blog/relationships-2/pink-tax-5397/#:~:text=Tariffs%20charged%20on%20the%20import,is%20taxed%20at%2011.9%20percent.

February is National Black History Month, so this month on the podcast, I'll focus on educating ya'll on systematic barriers. Black people have faced in obtaining wealth, some perspectives that need to take place to build black financial health and wealth, systematic reforms to close the wealth gap amongst Black Americans, and the allyship required to make these changes.  This month's theme:  Building Wealth & Financial Health In The Black Community This week's Topic: Systematic Changes To Close The Racial Wealth Gap Episode I pride myself on being your financial accountability from afar, but I also have a responsibility to talk about matters pertaining to financial health and wealth! My goal is for you to share these episodes and educate the masses so that we can crush the systems that have made black wealth a barrier.  Links from the episode: https://www.marketplace.org/2021/08/03/new-research-shows-racial-discrimination-in-hiring-is-still-happening-at-the-earliest-stages/https://www.eeoc.gov/initiatives/e-race/significant-eeoc-racecolor-casescovering-private-and-federal-sectorsMindfully Rich Workshops Do you need help improving your Financial Well-Being in 2023? Let's develop a plan to provide your audience with financial well-being and education! Click Here to schedule a call with me to discuss options that fit your organizational goals in 2023!If you'd like to advertise your business or sponsor a segment here on The Mindfully Rich Podcast, Click Here to email my team at mindfullyrich@iammindfullyrich.com to get the details and rates sheet!

February is National Black History Month, so this month on the podcast, I'll focus on educating ya'll on systematic barriers. Black people have faced in obtaining wealth, some perspectives that need to take place to build black financial health and wealth, systematic reforms to close the wealth gap amongst Black Americans, and the allyship required to make these changes.  This month's theme:  Building Wealth & Financial Health In The Black Community This week's Topic: Black Wealth: The Black Wall Street Episode I pride myself on being your financial accountability from afar, but I also have a responsibility to talk about matters pertaining to financial health and wealth! My goal is for you to share these episodes and educate the masses so that we can crush the systems that have made black wealth a barrier.  Mindfully Rich Workshops Do you need help improving your Financial Well-Being in 2023? Let's develop a plan to provide your audience with financial well-being and education! Click Here to schedule a call with me to discuss options that fit your organizational goals in 2023!If you'd like to advertise your business or sponsor a segment here on The Mindfully Rich Podcast, Click Here to email my team at mindfullyrich@iammindfullyrich.com to get the details and rates sheet!

January is National Financial Wellness Month, so this month on the podcast, I'll focus on educating ya'll on improving your finances and overall financial well-being.  Reminders are necessary to keep us on track, so this month our series:  How To Transform Your Financial Well-Being In 2023, will deliver financial wellness concepts and strategies to put the concept into practice in your finances.  So what is your financial well-being; this determines your comfortability in life, meaning: Are you making a liveable or comfortable wage?  Are you able to save monthly, or are you constantly overspending?  Are your expenses and debt higher than your income?  Is your credit score in the lendable range to purchase a home(s), car(s), higher education cost, etc.?  I pride myself on being your financial accountability from afar through this podcast because more than half of Americans are living paycheck to paycheck, so I know there's a need for the good news I'm spreading!  So listen all this month as I focus on financial well-being topics to help you transform your Finance in 2023!Do you need help improving your Financial Well-Being in 2023?  Click Here to schedule your Clarity Call with Mindfully Rich to see how we can work side by side to improve your financial well-being!Mindfully Rich is looking for 30 business partners in 2023 who want to provide financial empowerment workshops to their employees, students, and/or audience. If  you are a gatekeeper at a:➖Large, Medium, or Small Businesses➖Non-Profit or Community Organization➖College or University➖High School or College Prep ProgramLet's develop a plan to provide your audience with financial well-being and education!  Click Here to schedule a call with me to discuss options that fit your organizational goals in 2023!If you'd like to advertise your business or sponsor a segment here on The Mindfully Rich Podcast, Click Here to email my team at mindfullyrich@iammindfullyrich.com to get the details and rates sheet!

Welcome Back To Another Great Episode of The Mindfully Rich Podcast, Ya'll!How many of you have a gratitude ritual?  Maybe not a ritual, but do you do it sometimes?  In today's episode, we'll talk about why you need to add gratitude to your life and how this can increase the abundance you receive in your finances!  Mindsets can make or break your joy in life and financially, so jump on into today's episode to find out how to get your mind right and increase your gratitude to increase your coins!   Don't go into the new year lacking your finances. Come on to Mindfully Rich, and let me help you financially plan your year, lower your debt, increase your credit score, manage your money better, or assist you with changing your mindset so you can elevate your finances in the new year! Click Here to schedule your Clarity Call with Mindfully Rich.Are you a gatekeeper at the following:➖Large, Medium, or Small Businesses➖Non-Profit or Community Organization➖College or University➖High School or College Prep ProgramI want to partner with you next year to provide financial empowerment workshops to your employees, students, and or audience. Click Here to schedule a call with me to discuss options that fit your organizational goals in 2023!If you'd like to advertise your business or sponsor a segment here on The Mindfully Rich Podcast, Click Here to email my team at mindfullyrich@iammindfullyrich.com to get the details and rates sheet!

Welcome Back To Another Great Episode of The Mindfully Rich Podcast, Ya'll!It's the holiday season, and I know lots of ya'll are buying gifts while many of ya'll be providing an experience.  You are probably wondering what you mean by an experience.  Well, check out the episode as we dive into some other ways you can make memories this holiday for you and your loved ones!Don't go into the new year lacking your finances. Come on to Mindfully Rich, and let me help you financially plan your year, lower your debt, increase your credit score, manage your money better, or assist you with changing your mindset so you can elevate your finances in the new year! Click Here to schedule your Clarity Call with me.Are you a gatekeeper at the following:➖Large, Medium, or Small Businesses➖Non-Profit or Community Organization➖College or University➖High School or College Prep ProgramI want to partner with you next year to provide financial empowerment workshops to your employees, students, and or audience. Click Here to schedule a call with me to discuss options that fit your organizational goals in 2023!If you'd like to advertise your business or sponsor a segment here on The Mindfully Rich Podcast, Click Here to email my team at mindfullyrich@iammindfullyrich.com to get the details and rates sheet!

Welcome Back To Another Great Episode of The Mindfully Rich Podcast, Ya'll!I know ya'll have been patiently waiting for me to drop a new episode; well, here I go. Baby, I needed a refill of something because I've been completely unmotivated, but I'm back and ready to drop these gems! It's the holiday season, and I said, what a great time to remind ya'll to be on the lookout for your family and friends who may try to manipulate you financially during the holidays. Today's episode focuses on ways to recognize financial manipulation, how to combat financial manipulation, and forming boundaries to ensure you don't get got in the future!You don't want to go into the new year lacking your finances. Come on to death row, and let me help you financially plan your year, lower your debt, increase your credit score, manage your money better, or assist you with changing your mindset so you can elevate your finances in the new year! Click Here to schedule your Clarity Call with me.Are you a gatekeeper at the following:➖Large, Medium, or Small Businesses➖Non-Profit or Community Organization➖College or University➖High School or College Prep ProgramI want to partner with you next year to provide financial empowerment workshops to your employees, students, and or audience. Click Here to schedule a call with me to discuss options that fit your organizational goals in 2023!If you'd like to advertise your business or sponsor a segment here on The Mindfully Rich Podcast, Click Here to email my team at mindfullyrich@iammindfullyrich.com to get the details and rates sheet!

Welcome Back To Another Great Episode of The Mindfully Rich Podcast, Ya'll!After the news of Biden's student loan cancellation and forgiveness plan, I became just as invested in student loans as ya'll, so I'm back with the Somebody Come Get These Student Loans: The Series, which focuses on assisting you with comprehending, managing, lowering and paying down your student loan debt.  Chile, I've been waiting to go all in on this topic, so I promise ya'll the content will give everything it is supposed to give, so chile, you will want this wisdom I'm sharing during this series! Stay tuned for all these digestible student loan facts with no chaser, and I promise you'll get a new perspective on sustaining and maintaining your student loans.  In episode #3 of the series (Conversation #105) The Student Loan Forgiveness, Cancellation, & Discharge Episode  I'll discuss: What Your Student Loan Forgiveness, Cancellations, & Discharge  OptionsHow To Apply For These PlansWhere To Get More DetailDon't forget I'm hosting a no-cost "Lower My Student Loan Payments Workshop" this Thursday, October 20th, 2022, where I'll go more in-depth on: Strategies To Lower Student Loan PaymentsRefinancing Your Student LoansIf Your Student Loans Qualify For Federal & Private Consolidation PlansFederal Income-Driven Repayment Plans & QualificationsStudent Loan Forgiveness Programs Explained Click Here to Register (spaces limited)If you'd like to advertise your business or sponsor a segment here on The Mindfully Rich Podcast, please email my team at themindfullyrichpodcast@gmail.com to get all the details and the rate sheet to get started. Thank you for listening, sharing, and supporting me throughout this podcast journey; share these episodes with ERRRRBody, keep writing reviews, and remember, ya'll are my marketing team and support system, so thank you for supporting my black business!

Welcome Back To Another Great Episode of The Mindfully Rich Podcast, Ya'll!After the news of Biden's student loan cancellation and forgiveness plan, I became just as invested in student loans as ya'll, so I'm back with the Somebody Come Get These Student Loans: The Series, which focuses on assisting you with comprehending, managing, lowering and paying down your student loan debt.  Chile, I've been waiting to go all in on this topic, so I promise ya'll the content will give everything it is supposed to give, so chile, you will want this wisdom I'm sharing during this series! Stay tuned for all these digestible student loan facts with no chaser, and I promise you'll get a new perspective on sustaining and maintaining your student loans.  Episode #2 of the series (Conversation #104) What You Know About Lowering Your Student Loan Payment discusses; When Are Your Student Loan Payments Due?Student Loan Refinances Vs. Consolidation & Which One Is Better For You?Are Your Student Loans Eligible For A Income-Driven Repayment Plan?Stay tuned, listen, share this episode with everybody, and subscribe to the Rich Gang at www.iammindfullyrich.com to get all The Mindfully Rich Podcast updates, rich tips, and money motivation!Now, if the podcast gems aren't enough for you, don't forget I'm a whole financial coach over here, and I offer a no-cost Clarity Call to determine what service I can provide to you, which is either my Breakthrough Call or One-on-One Coaching.  To book a Clarity Call with me, schedule your appointment here!  Click Here Don't forget I'm hosting a no-cost "Lower My Student Loan Payments Workshop" on October 20th, 2022, where I'll go more in-depth on: Strategies To Lower Student Loan PaymentsRefinancing Your Student LoansIf Your Student Loans Qualify For Federal & Private Consolidation PlansFederal Income-Driven Repayment Plans & QualificationsStudent Loan Forgiveness Programs Explained Click Here to Register (spaces limited)If you'd like to advertise your business or sponsor a segment here on The Mindfully Rich Podcast, please email my team at themindfullyrichpodcast@gmail.com to get all the details and the rate sheet to get started. Thank you for listening, sharing, and supporting me throughout this podcast journey; share these episodes with ERRRRBody, keep writing reviews, and remember, ya'll are my marketing team and support system, so thank you for supporting my black business!

Welcome Back To Another Great Episode of The Mindfully Rich Podcast, Ya'll! After the news of Biden's student loan cancellation and forgiveness plan, I became just as invested in student loans as ya'll, so I'm back with the Somebody Come Get These Student Loans: The Series, which focuses on assisting you with comprehending, managing, and paying off your student loans.  Chile, I've been waiting to go all in on this topic, so I promise ya'll the content will give everything it is supposed to give, so chile, you will want this wisdom I'm sharing during this series! Stay tuned for all these digestible student loan facts with no chaser, and I promise you'll get a new perspective on sustaining and maintaining your student loans.  Episode #1 of the series (Conversation #103) starts with student loan basics in the What You Know About Student Loans discussion; The history of Student LoansWhy We Get Student LoansWhere To Find Your Student Loans & ServicerThe Differences Between Private & Federal Student LoansSubsidized vs. Unsubsidized Student LoansStay tuned, listen, share this episode with everybody, and subscribe to the Rich Gang at www.iammindfullyrich.com to get all The Mindfully Rich Podcast updates, rich tips, and money motivation!Now, if the podcast gems aren't enough for you, don't forget I'm a whole financial coach over here, and I offer Breakthrough Calls and One on One coaching for ya'll (booking information below)What are Breakthrough Calls, and Is This Service Right For You? If you're having a problem with your credit, money, debt, or finances in general, and you're tired of trying to figure it out on your own, I'm your girl! I'm here to give you honest advice to get your desired results!Click Here to book a Breakthrough Call and schedule your appointment with me now!How Does Your One-on-One Coaching Work, And Is This Service Right For You? I don't know, do you? If you're having a problem with your credit, money, debt, or finances in general and free gems aren't hitting for you, or you've paid others to assist you with no real change, or if you need a coach to guide you through the root of your situation and keep you accountable, then I'm your girl. Click Here to reserve your 1:1 Coaching and schedule your first appointment with me now!Advertising & Sponsorships With The Mindfully Rich Podcast If you want to advertise your service or business here on the podcast, sponsor a show, or sponsor the "Let's Talk About Money" segment, email themindfullyrichpodcast@gmail.com  to get the details and rate sheet today.  Thank you for listening, sharing, and supporting me throughout this podcast journey; share these episodes with ERRRRBody, keep writing reviews, and remember ya'll are my marketing team and support system, so thank you for supporting my black business!

Welcome Back to another great episode of The Mindfully Rich Podcast, ya'll! Always have to start with gratitude; thank ya'll so much for listening and supporting me in keeping this podcast's listeners up!  For those of you that are new, welcome; I'm the new best friend in your head who likes to talk about money and your newest unofficial money accountability partner!  Sit back; you'll love it here!Today I'm ending the How to Survive Financially During A Recession Series, which focused on assisting you with sustaining and maintaining this economy that's giving uncertainty energy with a large side of inflation.  Today I'm talking about your credit and the three habits you may be doing that are killing your score, especially during inflated times.  If your credit habits have your credit coming up short, I have two solutions to assist you: First, my Breakthrough Calls;  So is this service right for you? If you have a problem with your credit, money, or finances in general, and you're tired of trying to figure it out on your own and want honest advice to get the results you need and don't want a long-term commitment, then this service is for you.  My Breakthrough Calls are an hour, and the call is structured to analyze your problem, and develop your plan of action, so you can move forward on your own to execute.  Click Here to book a Breakthrough Call and schedule your appointment with me now!Last, my 1:1 Coaching: Is this service right for you? So just like my breakthrough calls, if you have a problem with your credit, money, or finances and the podcast gems aren't enough for you, or you've paid others to assist you with no real change to your problems, or if you need a coach to guide you through the root of your situation to maximize your solution results, keep you accountable, and build your self-discipline, then my 1:1 coaching is the right fit for you!  This three-month commitment will help you make healthier financial habits after our 90-day time together.   Click Here to reserve your 1:1 Coaching and schedule your first appointment with me now!If you want to advertise your service or business on the podcast, sponsor a show, or sponsor the "Let's Talk About Money" segment, email themindfullyrichpodcast@gmail.com  to get the details and rate sheet today.  #TheMindfullyRichPodcast #Moneymindset #Recession #Inflation #MultipleIncomeStreams #PassiveIncome  #SavingMoney Thank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen and share this episode with ERRRRBody; keep writing those reviews too, and remember ya'll, my marketing team and support system, so please support my black business!

Welcome Back to The Mindfully Rich Podcast! Always have to start with gratitude; thank ya'll so much for listening and supporting me in keeping this podcast going!  For those of you that are new, welcome; I'm the new best friend in your head who likes to talk about money and your newest unofficial money accountability partner!     Today I'm jumping back into the: How to Survive Financially During A Recession Series, which focuses on assisting you with sustaining and maintaining this economy that's giving recession energy with a large side of too much inflation.  Today I'm talking about inflation and skrinkflation and three ways to stretch your dollars longer!   There will be a lot to cover throughout this nine-part series, hell, maybe ten-part series, but I guarantee that this information will resonate with you and hopefully increase your coins during these inflated times.   Stay tuned for each episode of the series as my guest, and I will give you our perspective on how you can save and build your wealth during the recession!#TheMindfullyRichPodcast #Moneymindset #Recession #Inflation #MultipleIncomeStreams #PassiveIncome  #SavingMoney Thank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen and share this episode with ERRRRBody; keep writing those reviews too, and remember ya'll, my marketing team and support system, so please support my black business!

Welcome to The Mindfully Rich Podcast! Today's a special occasion ya'll; It's my 100th Episode!!!!!  Thank ya'll so much for listening and supporting me to achieve this milestone!Today I'm jumping back into the: How to Survive Financially During A Recession Series; which focuses on assisting you with sustaining and maintaining in this economy that's giving recession energy with a large side of too much inflation.  Today topic covers an important question; can your money afford being in a recession?  While some people may not see the affects of our slowing economy, others are feeling it in their bank accounts. There's a lot to cover throughout this series this nine maybe ten part series; and I  guarantee you that this information will resonate with you and hopefully increase your coins during these inflated times.   Stay tuned for each episode of the series as me and my guest give you our perspective on how you can save and build your wealth during the recession!#TheMindfullyRichPodcast #Moneymindset #Recession #Inflation #MultipleIncomeStreams #PassiveIncome #SurvivingDuringARecession #SavingMoney Thank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen and share this episode with ERRRRBody; keep writing those reviews too, and remember ya'll, my marketing team and support system so please support my black business!

Welcome to The Mindfully Rich Podcast! This month I'm back with the: How to Survive Financially During A Recession Series; In this series, I'm focused on assisting you with sustaining and maintaining in this economy that's giving recession energy with a large side of too much inflation.  Today I'm starting the series with how to create passive income and build multiple income streams.  I'm confident that building wealth requires passive income to create the stability, security, and freedom in your financial life you seek!  Because there's a lot to cover on this topic, I'm doing a nine-part series that covers so many areas that are guaranteed to resonate with you and hopefully increase your coins during these inflated times.   Stay tuned for each episode of the series as me and my guest give you our perspective on how you can save and build your wealth during the recession!#TheMindfullyRichPodcast #Moneymindset #Recession #Inflation #MultipleIncomeStreams #PassiveIncome #SideHustle #SurvivingDuringARecession #SavingMoney #RecessionProofThank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen and share this episode with ERRRRBody; keep writing those reviews too, and remember ya'll, my marketing team and support system so please support my black business!

Welcome to The Mindfully Rich Podcast! This month I'm back with: The Dreams & Nightmares Mindset Series; In this series, I'm focused on shifting ones scarcity mindset to an abundance mindset.  So let's start there, your mindset, the beliefs you've developed that shape how you make sense of everything.   Your mindset can also influence how you think, feel, act, and manage your money and overall finances?  When someone has a scarcity mindset, they've eliminated the possibility of any abundance in their lives because they've limited themselves from ever having more, which makes them believe they'll never be enough for them to prosper.When someone has an abundance mindset, they've opened themselves to expecting greatness in their life.  Their aware that there is enough for everyone out here and that they, too, are deserving of success just like anyone else!  An abundance mindset increases possibilities and critical decision-making.     Today I'm going into detail on the financial benefits of having an abundance mindset, so tune in for this impactful last episode of the series as I give you my perspective on how your mindset has the power to give your finances life!  #MindfullyRichPodcast #Mindset #Moneymindset #Manifestation #Scarcitymindset #AbundancemindsetThank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen and share this episode with ERRRRBody; keep writing those reviews too, and remember ya'll, my marketing team and support system, so please support my black business!Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast Check out my consulting & coaching services:  https://linktr.ee/mindfullyrichCheck out my website - www.iammindfullyrich.com

Welcome to The Mindfully Rich Podcast! This month I'm back with: The Dreams & Nightmares Mindset Series; In this series, I'm focused on shifting a scarcity mindset and discussing the opportunity cost of an abundance mindset as it pertains to managing your finances.  Today I'm starting the series off with how to shift your mind from a scarcity mindset and how this mindset contributes to lack and limiting financial beliefs.   So let's start with what your mindset is; It's the beliefs you've developed that shape how you make sense of everything.   Your mindset can also influence how you think, feel, act, and manage your money and overall finances?  When someone has a scarcity mindset, they've eliminated the possibility of any abundance in their lives because they've limited themselves from ever having more than they have ….they pretty much believe they'll never be enough for them to prosper.Because there's a lot to cover on this topic, I'm doing a two-part series that covers: Part One: Shifting From A Scarcity MindsetPart Two:  The Opportunity Cost of An Abundance Mindset Stay tuned for each episode of the series as I give you my perspective on how your mindset has the power to give your finances life!  #MindfullyRichPodcast #Mindset #Moneymindset #Manifestation #Scarcitymindset #AbundancemindsetThank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen and share this episode with ERRRRBody; keep writing those reviews too, and remember ya'll, my marketing team and support system so please support my black business!Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast Check out my link to all my services:  https://linktr.ee/mindfullyrichCheck out my website - iammindfullyrich.com

May is National Mental Health Awareness Month, and ya'll know I love to put together a series so I decided to educate ya'll on the effects of money strain and stress on your mental health this month on my podcast.   My goal for my podcast has always been to remove the taboo stereotypes that revolve around talking about money because we all know that money and finances aren't the easiest topics to discuss openly.  Here on The Mindfully Rich Podcast, I'm here to build your familiarity with various financial topics and influence a better relationship between you, your money, and your overall finances, and that's why I'm talking about mental health and its relation to finances.  I'm handling this topic delicately to ensure I inform you about the severity of mental health effects on our finances and how it can also make life situations more difficult to make logical decisions and control stress, especially with our money.   Because there's a lot to cover on this topic, I'm doing a three-part series that covers: Part One: Money Problems Are Their Link To Your Mental Health Part Two:  Depressions Mental Fog On Your FinancesPart Three: Rich Tips To Lower Money Stress and Increase Your Mental Health Stay tuned all month as I give you my perspective on how money stress is related to mental health!#MindfullyRichPodcast #MentalHealthAwareness #MentalHealth #MentalHealthandMoneyThank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen, and share this with ERRRRBody; keep writing those reviews, and remember ya'll, my marketing team!Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast Check out my website - iammindfullyrich.com

May is National Mental Health Awareness Month, and ya'll know I love to put together a series, so I decided to educate ya'll on the effects of money strain and stress on your mental health this month on my podcast.   My goal for my podcast has always been to remove the taboo stereotypes that revolve around talking about money because we all know that money and finances aren't the most straightforward topics to discuss openly.  Here on The Mindfully Rich Podcast, I'm here to build your familiarity with various financial topics and influence a better relationship between you, your money, and your overall finances, and that's why I'm talking about mental health and its relation to finances.  I'm handling this topic delicately to ensure I inform you about the severity of mental health effects on our finances and how it can also make life situations more difficult to make logical decisions and control stress, especially with our money.   Because there's a lot to cover on this topic, I'm doing a three-part series that covers: Part One: Money Problems That Are Linked To Your Mental Health Part Two: The Effect of Depression and Its Mental Fog On Your Finances   Part Three: Rich Tips That Can Lower Your Money Stress and Upgrade Your Mental Health Stay tuned all month as I give you my perspective on how money stress is related to mental health!#MindfullyRichPodcast #MentalHealthAwareness #MentalHealth #MentalHealthandMoneyThank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen, and share this with ERRRRBody; keep writing those reviews, and remember ya'll, my marketing team!Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast Check out my website - iammindfullyrich.com

May is National Mental Health Awareness Month, and ya'll know I love to put together a series so I decided to educate ya'll on the effects of money strain and stress on your mental health this month on my podcast.    My goal for my podcast has always been to remove the taboo stereotypes that revolve around talking about money because we all know that money and finances aren't the easiest topics to discuss openly.  Here on The Mindfully Rich Podcast, I'm here to build your familiarity with various financial topics and influence a better relationship between you, your money, and your overall finances, and that's why I'm talking about mental health and its relation to finances.  I'm handling this topic delicately to ensure I inform you about the severity of mental health effects on our finances and how it can also make life situations more difficult to make logical decisions and control stress, especially with our money.   Because there's a lot to cover on this topic, I'm doing a three-part series that covers: Part One: How Money Problems Are Linked To Your Mental Health Part Two: Mental Fog and Its Effects On Your Income & Saving   Part Three: Rich Tips That Can Lower Your Money Stress and Upgrade Your Mental Health Stay tuned all month as I give you my perspective on how money stress is related to mental health!#MindfullyRichPodcast #MentalHealthAwareness #MentalHealth #MentalHealthandMoneyThank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen, and share this with ERRRRBody; keep writing those reviews, and remember ya'll, my marketing team!Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast Check out my website - iammindfullyrich.com

April is Financial Literacy Month, so I'm continuing to educate ya'll on credit cards and how they affect your overall credit score this month on my podcast.   We all know that credit can be complex as hell, but as your resident money girl and financial accountability partner, I promise I got you!  Let's start from the beginning; A healthy credit score is necessary if you're going to apply for loans to finance expenses in your lifetime. Did you know that the higher your credit score, the lower interest you pay overall for the loan?   That's right, and that's why I'm taking time this month to educate you on how you can improve your credit standing by managing your credit cards the Mindfully Rich way! Credit is power and serves as your face card to lenders and employers, utility, phone, and companies overall needing your history of how you move in repaying debts that you borrowed.  That three-digit credit score you may or may not care about has the power to improve your life and make living easier for you financially in the future.   Stay tuned all month as I give you my perspective on how credit cards can increase and decrease your credit score in this 5 part series.   Today I'm tackling the new age lay-a-way systems; Klarna, Afterpay, Affirm, and Sezzle, and how they affect your credit!#MindfullyRichPodcast #CreditEducationMonth #CreditTips #Klarna #Afterpay #Affirm #SezzleThank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen, and share this with ERRRRBody; keep writing those reviews, and remember ya'll, my marketing team!Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast Check out my website - iammindfullyrich.com

March was National Credit Education Month & April is Financial Literacy Month, so I'm continuing to educate ya'll on credit cards and how they affect your overall credit score this month on my podcast.   We all know that credit can be complex as hell, but as your resident money girl and financial accountability partner, I promise I got you!  Let's start from the beginning; A healthy credit score is necessary if you're going to apply for loans to finance expenses in your lifetime. Did you know that the higher your credit score, the lower interest you pay overall for the loan?   That's right, and that's why I'm taking time this month to educate you on how you can improve your credit standing by managing your credit cards the Mindfully Rich way! Credit is power and serves as your face card to lenders and employers, utility, phone, and companies overall needing your history of how you move in repaying debts that you borrowed.  That three-digit credit score you may or may not care about has the power to improve your life and make living easier for you financially in the future.    Stay tuned all month as I give you my perspective on how credit cards can increase and decrease your credit score in this 5 part series.   #MindfullyRichPodcast #CreditEducationMonth #CreditTips Listening to my podcast is a dope, straightforward resource to learn about credit cards and how it affects your credit. I would encourage y'all to check out Experian's website because first, that's my favorite credit bureau, and you can find a lot of credit education directly from the source and get real answers to the credit questions you are seeking just in case you don't believe what ya girl is talking about over here!Thank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen, and share this with ERRRRBody; keep writing those reviews, and remember ya'll, my marketing team!Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast Check out my website - iammindfullyrich.com

March was National Credit Education Month & April is Financial Literacy Month, so I'm continuing to educate ya'll on credit cards and how they affect your overall credit score this month on my podcast.   We all know that credit can be complex as hell, but as your resident money girl and financial accountability partner, I promise I got you!  Let's start from the beginning; A healthy credit score is necessary if you're going to apply for loans to finance expenses in your lifetime. Did you know that the higher your credit score, the lower interest you pay overall for the loan?   That's right, and that's why I'm taking time this month to educate you on how you can improve your credit standing by managing your credit cards the Mindfully Rich way! Credit is power and serves as your face card to lenders and employers, utility, phone, and companies overall needing your history of how you move in repaying debts that you borrowed.  That three-digit credit score you may or may not care about has the power to improve your life and make living easier for you financially in the future.    Stay tuned all month as I give you my perspective on how credit cards can increase and decrease your credit score in this 5 part series.   #MindfullyRichPodcast #CreditEducationMonth #CreditTips Listening to my podcast is a dope, straightforward resource to learn about credit cards and how it affects your credit. I would encourage y'all to check out Experian's website because first, that's my favorite credit bureau, and you can find a lot of credit education directly from the source and get real answers to the credit questions you are seeking just in case you don't believe what ya girl is talking about over here!Thank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen, and share this with ERRRRBody; keep writing those reviews, and remember ya'll, my marketing team!Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast Check out my website - iammindfullyrich.com

March is National Credit Education Month, so this month on my podcast, I'll focus on educating ya'll on credit cards and how they affect your overall credit score.  Credit can be complex as hell, but as your resident money girl and financial accountability partner, I promise I got you!  Let's start from the beginning; A healthy credit score is necessary if you're going to apply for loans to finance expenses in your lifetime. Did you know that the higher your credit score, the lower interest you pay overall for the loan?   That's right, and that's why I'm taking time this month to educate you on how you can improve your credit standing by managing your credit cards the Mindfully Rich way! Credit is power and serves as your face card to lenders and employers, utility, phone, and companies overall needing your history of how you move in repaying debts that you borrowed.  That three-digit credit score you may or may not care about has the power to improve your life and make living easier for you financially in the future.    Stay tuned all month as I give you my perspective of how credit cards can increase and decrease your credit score in this 5 part series.   #MindfullyRichPodcast #CreditEducationMonth #CreditTips Listening to my podcast is a dope, straightforwardresource to learn about credit cards and how it affects your credit. I would encourage y'all to check out Experian's website because first, that's my favorite credit bureau, and you can find a lot of credit education directly from the source and get real answers to the credit questions you are seeking just in case you don't believe what ya girl is talking about over here!Thank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen, and share this with ERRRRBody; keep writing those reviews, and remember ya'll, my marketing team!Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast Check out my website - iammindfullyrich.com

March is National Credit Education Month, so this month on my podcast, I'll focus on educating ya'll on credit cards and how they affect your overall credit score.  Credit can be complex as hell, but as your resident money girl and financial accountability partner, I promise I got you!  Let's start from the beginning; A healthy credit score is necessary if you're going to apply for loans to finance expenses in your lifetime. Did you know that the higher your credit score, the lower interest you pay overall for the loan?   That's right, and that's why I'm taking time this month to educate you on how you can improve your credit standing by managing your credit cards the Mindfully Rich way! Credit is power and serves as your face card to lenders and employers, utility, phone, and companies overall needing your history of how you move in repaying debts that you borrowed.  That three-digit credit score you may or may not care about has the power to improve your life and make living easier for you financially in the future.    Stay tuned all month as I give you my perspective of how credit cards can increase and decrease your credit score in this 5 part series.   #MindfullyRichPodcast #CreditEducationMonth #CreditTips Listening to my podcast is a dope, straightforward resource to learn about credit cards and how it affects your credit. I would encourage y'all to check out Experian's website because first, that's my favorite credit bureau, and you can find a lot of credit education directly from the source and get real answers to the credit questions you are seeking just in case you don't believe what ya girl is talking about over here!Thank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen, and share this with ERRRRBody; keep writing those reviews, and remember ya'll, my marketing team!Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast Check out my website - iammindfullyrich.com

It's Black History Month, so I decided to educate everyone on the cost of being Black in America.  Being your resident money girl, I would be doing a disservice if I didn't take this opportunity to use my platform to give insight to a topic that needs the attention of everyone if it's ever going to change.The purpose of this conversation is not to make my non-black listeners feel guilty, but to educate everyone on the discriminatory practices my community has endured and still faces in today's employment market. Today I'm giving ya'll a super-focused discussion on the systematic employment discrimination practices that black workers are experiencing.  Stay tuned all this month as I give you my perspective along with researched facts of the cost of being Black in America. Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 

This month on Mindfully Rich Podcast, I'm focusing on creating money boundaries.  You're probably wondering, what are money boundaries?   They're lines that mark your limit, meaning rules you set in place to balance the relationship between you, your money, and your relationships.  Setting healthy money boundaries for your life help manage and set savings goals for your finances.  I know that's deep right, but this conversation is necessary to get your year started right and as your resident money girl and accountability partner, I'll be dropping gems all month to help you cultivate healthy boundaries with yourself, your friends, family, and even in your romantic relationship.  Stay tuned all month as I give you my perspective of setting up healthy money boundaries in your life. Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 

This month on Mindfully Rich Podcast, I'm focusing on creating money boundaries.  You're probably wondering, what are money boundaries?   They're lines that mark your limit, meaning rules you set in place to balance the relationship between you, your money, and your relationships.  Setting healthy money boundaries for your life help manage and set savings goals for your finances.  I know that's deep right, but this conversation is necessary to get your year started right and as your resident money girl and accountability partner, I'll be dropping gems all month to help you cultivate healthy boundaries with yourself, your friends, family, and even in your romantic relationship.  Stay tuned all month as I give you my perspective of setting up healthy money boundaries in your life. Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 

This month on Mindfully Rich Podcast, I'm focusing on creating money boundaries.  You're probably wondering, what are money boundaries?   They're lines that mark your limit, meaning rules you set in place to balance the relationship between you, your money, and your relationships.  Setting healthy money boundaries for your life help manage and set savings goals for your finances.  I know that's deep right, but this conversation is necessary to get your year started right and as your resident money girl and accountability partner, I'll be dropping gems all month to help you cultivate healthy boundaries with yourself, your friends, family, and even in your romantic relationship.  Stay tuned all month as I give you my perspective of setting up healthy money boundaries in your life. Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 

This month on Mindfully Rich Podcast, I'm focusing on creating money boundaries.  You're probably wondering, what are money boundaries?   They're lines that mark your limit, meaning rules you set in place to balance the relationship between you and your money.  Setting healthy money boundaries for your life help manage and set savings goals for your money.  I know that's deep right, but this conversation is necessary to get your year started right and as your resident money girl and accountability partner, I'll be dropping gems all month to help you cultivate healthy boundaries with yourself, your friends, family, and even in your relationship.  Stay tuned all month as I give you my perspective of setting up healthy money boundaries in your life. Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 

Today's episode closes out the year, so I hope y'all enjoy this recap of 2021!Thank you, everyone for listening and making the podcast a success!Mindfully Rich Savings Challenge Begins January 1st, 2021 #mindfullyrichpodcastsavingschallengeMusic Inspiration - New Edition - Is This The EndConnect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast