Podcasts about decrease

Episode 162: In this episode of Critical Thinking - Bug Bounty Podcast Justin and Joseph sit down with HackerOne Founder & CTO Alex Rice to discuss concerns of Using Hacker Data for AI and decreasing bounties.Follow us on twitter at: https://x.com/ctbbpodcastGot any ideas and suggestions? Feel free to send us any feedback here: info@criticalthinkingpodcast.ioShoutout to YTCracker for the awesome intro music!====== Links ======Follow your hosts Rhynorater, rez0 and gr3pme on X: https://x.com/Rhynoraterhttps://x.com/rez0__https://x.com/gr3pmeCritical Research Lab:https://lab.ctbb.show/ ====== Ways to Support CTBBPodcast ======Hop on the CTBB Discord at https://ctbb.show/discord!We also do Discord subs at $25, $10, and $5 - premium subscribers get access to private masterclasses, exploits, tools, scripts, un-redacted bug reports, etc.You can also find some hacker swag at https://ctbb.show/merch!Today's Sponsor: Join Justin at Zero Trust World in March and get $200 off registration with Code ZTWCTBB26https://ztw.com/Today's Guest: https://x.com/senorarroz====== This Week in Bug Bounty ======XML external entity: The ultimate Bug Bounty guide to exploiting XXE vulnerabilitieshttps://www.yeswehack.com/learn-bug-bounty/xml-external-entity-guide-xxe?utm_source=Critical_Thinking&utm_medium=Youtube&utm_campaign=XXE_Critical_Thinking&utm_id=XXE_CTBug Bounty Maturity Frameworkhttps://bugbountymaturity.com/====== Resources ======Confidential Information and Confidentiality Obligationshttps://www.hackerone.com/terms/general#:~:text=HackerOne%20may%20use%20Confidential%20Information%20to%20develop%20and/or%20improve%20its%20Services%20(for%20example%2C%20to%20identify%20trends%2C%20and%20to%20train%20AI%20models)%20provided%20such%20use%20does%20not%20result%20in%20disclosure%20of%20Confidential%20Information%20to%20unauthorized%20third%20partiesOwnership and Licenseshttps://www.hackerone.com/terms/community#:~:text=8.%20Ownership%20and%20LicensesI argued with an AI regarding HackerOne using Hacker reports to train PtaaShttps://bugbounty.forum/post/183ff0fc-eb9e-47f8-991d-c0aa5b0bba71HackerOne PTaaS (likely training their AI on private reports data)https://www.reddit.com/r/bugbounty/comments/1r5hixk/hackerone_ptaas_likely_training_their_ai_on/What Makes Agentic PTaaS Different in Real Environmentshttps://www.hackerone.com/blog/agentic-penetration-testing-as-a-service#:~:text=Our%20agents%20are,real%20enterprise%20constraints====== Timestamps ======(00:00:00) Introduction(00:08:44) HackerOne AI Terms of Service (00:24:56) Agentic PTaaS(00:38:09) Selling data(00:43:49) Decrease in Bounties

Send a textThis episode is the first in our series on the book of Colossians. IN this episode, Pastor Dom teaches us about Pauls conversion and entrance into the faith.Colossians 4:33“…for which I am in prison.”Colossians 4:18“Remember my chains.”Colossians 1:1-121 Paul, an apostle of Jesus Christ by the will of God, and Timothy our brother, 2 To the saints and faithful brethren in Christ who are in Colosse:  Grace to you and peace from God our Father and the Lord Jesus Christ. 3 We give thanks to the God and Father of our Lord Jesus Christ, praying always for you, 4 since we heard of your faith in Christ Jesus and of your love for all the saints; 5 because of the hope which is laid up for you in heaven, of which you heard before in the word of the truth of the gospel, 6 which has come to you, as it has also in all the world, and is bringing forth fruit, as it is also among you since the day you heard and knew the grace of God in truth; 7 as you also learned from Epaphras, our dear fellow servant, who is a faithful minister of Christ on your behalf, 8 who also declared to us your love in the Spirit. 9 For this reason we also, since the day we heard it, do not cease to pray for you, and to ask that you may be filled with the knowledge of His will in all wisdom and spiritual understanding; 10 that you may walk worthy of the Lord, fully pleasing Him, being fruitful in every good work and increasing in the knowledge of God; 11 strengthened with all might, according to His glorious power, for all patience and longsuffering with joy; 12 giving thanks to the Father who has qualified us to be partakers of the inheritance of the saints in the light.Acts 9:1-61 Then Saul, still breathing threats and murder against the disciples of the Lord, went to the high priest 2 and asked letters from him to the synagogues of Damascus, so that if he found any who were of the Way, whether men or women, he might bring them bound to Jerusalem. 3 As he journeyed he came near Damascus, and suddenly a light shone around him from heaven. 4 Then he fell to the ground, and heard a voice saying to him, “Saul, Saul, why are you persecuting Me?” 5 And he said, “Who are You, Lord?” Then the Lord said, “I am Jesus, whom you are persecuting. It is hard for you to kick against the goads.” 6 So he, trembling and astonished, said, “Lord, what do You want me to do?” Then the Lord said to him, “Arise and go into the city, and you will be told what you must do.”Ephesians 2:8-98 For by grace you have been saved through faith, and that not of yourselves; it is the gift of God, 9 not of works, lest anyone should boast.Psalm 119:105105 Your word is a lamp to my feetAnd a light to my path.Colossians 3:1515 And let the peace of God rule in your hearts, to which also you were called in one body; and be thankful.Philippians 4:6-76 Be anxious for nothing, but in everything by prayer and supplication, with thanksgiving, let your requests be made known to God; 7 and the peace of God, which surpasses all understanding, will guard your hearts and minds through Christ Jesus.

Segment 1: Ilyce Glink, owner of Think Glink Media, and publisher of Love, Money + Real Estate on Substack, joins John Williams to talk about why existing home sales are decreasing, the reason why Gen Z and Alpha are putting their money in the stock market, and a new survey that shows many Americans are feeling financial stress. Segment […]

What if greatness in the Kingdom of God doesn't come from adding more—but from letting go? In this message, we explore John the Baptizer's powerful words: “He must become greater and greater, and I must become less and less.” As we begin the journey of Lent and 40 Days of Decrease, we learn that spiritual growth isn't about earning God's love—it's about clearing away what competes with it. Discover the freedom and joy that comes from making room for Jesus.

Dr Kenneth Bruce He Must Increase, But I Must Decrease So That You May Believe John 3:22 - 36

Dr Kenneth Bruce He Must Increase, But I Must Decrease So That You May Believe John 3:22 - 36

Existing home sales utterly crashed in January. Yes, January is not a great month for real estate shopping and there was obviously less than ideal weather, however those don't explain the 8.4% plunge in transactions. Analysts who were already factoring those other excuses only thought there would be a modest impact from them, not the biggest monthly drop in housing in four years. So much for that supposedly strong payroll report. Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------NAR Existing-Home Sales Report Shows 8.4% Decrease in Januaryhttps://www.nar.realtor/newsroom/nar-existing-home-sales-report-shows-8-4-decrease-in-januaryHousehold Debt and Credit Reporthttps://www.newyorkfed.org/microeconomics/hhdc.htmlWhere Are Mortgage Delinquencies Rising the Most?https://libertystreeteconomics.newyorkfed.org/2026/02/where-are-mortgage-delinquencies-rising-the-most/https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Successes against serious local crimes, the use of high technology in solving crimes and disappearances, and recruiting gains with Alachua Co. Sheriff's Office Public Information Officer Chris Sims

This episode of Practice Makes Parent will give you and your family a fresh take on the Lenten season. Don't just fast chocolate or screen time this year. Decrease life's unnecessary details and increase your relationship with the Lord so you can live in awe of Christ's resurrection! Danny and Rebecca speak with Dr. Alicia Britt Chole about 40 Days of Decrease, a guide for those hungering for a fresh Lenten/Easter experience. We also take a listener question about the gentile parenting movement. 40 Days of Decrease: A Different Kind of Hunger. A Different Kind of Fast Take The 7 Traits of Effective Parenting Assessment Tool! It's Free! Support the show! Ask Us Your Question via Voicemail or Email If you enjoyed listening to Practice Makes Parent with Dr. Danny Huerta and Rebecca St. James, please give us your feedback.

Send a textIn this episode, Pastor Dom teaches us about the enemy of increase in our lives. Psalm 115:13-1513 He will bless those who fear the Lord, Both small and great. 14 May the Lord give you increase more and more, You and your children. 15 May you be blessed by the Lord, Who made heaven and earth.3 John 2 2 Beloved, I pray that you may prosper in all things and be in health, just as your soul prospers.Deuteronomy 28:1313 And the Lord will make you the head and not the tail; you shall be above only, and not be beneath, if you heed the commandments of the Lord your God, which I command you today, and are careful to observe them.Exodus 20:33 “You shall have no other gods before Me.Ephesians 4:2727 and do not give the devil an opportunity.2 Corinthians 10:55 …bringing every thought into captivity to the obedience of Christ,John 10:1010 The thief does not come except to steal, and to kill, and to destroy.John 8:4444 …for he is a liar and the father of it.Jeremiah 1:55 “Before I formed you in the womb I knew you;2 Corinthians 5:1717 Therefore, if anyone is in Christ, he is a new creation; old things have passed away; behold, all things have become new. Romans 8:3131 …If God is for us, who can be against us?2 Corinthians 10:55 …bringing every thought into captivity to the obedience of Christ, 1 Peter 5:88 Be sober, be vigilant; because your adversary the devil walks about like a roaring lion, seeking whom he may devour.Hebrews 12:22 looking unto Jesus, the author and finisher of our faith,John 3:3030 He must increase, but I must decrease.Psalm 34:10 …But those who seek the Lord shall not lack any good thing.

Our joy in Christ deepens as our self-life decreases. 

Plans don't fail because you're lazy; they fail because life pulls your attention away at the exact moment choices are made.Today we explore a practical, research-backed shift: deliver the right reminder at the right time so the goal you cared about is still vivid at action time. From slashing no-shows at early-morning events to nudging better hiring decisions and strengthening everyday habits, we map out how simple, timely cues can drive behavior change without adding complexity.You'll learn how to build your own just-in-time nudges: short, identity-linked prompts before the moment of action. We also tackle why resolutions fade and how a daily why makes consistency easier than you think.Whether you lead teams, organize events, or want your personal habits to finally stick, these tools help you turn intention into execution with minimal friction and maximum effect.If this resonates, follow the show, share it with someone who needs a nudge that lasts, and leave a quick review so more people find these practical, science-backed strategies.Text Me Your Thoughts and IdeasSupport the showBrought to you by Angela Shurina Behavior-First, Executive, Leadership and Optimal Performance Coach 360, Change Leadership & Culture Transformation Consultant

Episode Description On this episode of the MTM Travel travel show Mark discusses his Spring Break bookings and trip to Bermuda. While this isn't the most popular miles/points destination it offers a ton of value and beauty. We also discuss: the debate on resort fees and costs, why you should "rake" your bookings to save even more & how Southwest has finally ended their infamous "cattle call" boarding process. 0:00 Welcome to MTM Travel 0:17 Southwest officially ends "cattle call" boarding 5:35 Will banning resort fees increase or decrease prices? 11:52 "Raking" bookings - How not to leave a lot on the table 16:05 How AA has been better under dynamic pricing 18:07 Mark's Spring Break Bermuda planning 23:15 Points options for Bermuda hotels 28:15 See Bermuda for yourself! Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

Paperwork doesn't just take time. It takes up mental space. In this episode, we're kicking off a 4-part series to help you reduce paperwork overwhelm by building a simple planning system that supports your deadlines (and your sanity). You'll learn how to map out what's coming, spot your busiest months, and create realistic weekly goals so you're not carrying every IEP and eval in your head at once.In this episode, you'll learn how to:Do a quick paperwork inventory to identify your biggest stress pointsAudit upcoming IEPs/evals by month to plan ahead with confidenceSet weekly paperwork goals that reduce decision fatigue and mental loadProtect focus time using simple schedule boundariesTry the SLP Now free trial at slpnow.com/pod to access the Paperwork Course + workbook and start building your system.

Send us a textIn this episode, Pastor Dom dives into the principal of increasing by decreasing. Psalm 115:13-1513 He will bless those who fear the Lord, Both small and great. 14 May the Lord give you increase more and more, You and your children. 15 May you be blessed by the Lord, Who made heaven and earth.3 John 22 Beloved, I pray that you may prosper in all things and be in health, just as your soul prospers.John 3:3030 He must increase, but I must decrease.James 1:2222 But be doers of the word, and not hearers only, deceiving yourselves.Matthew 6:3333 But seek first the kingdom of God and His righteousness, and all these things shall be added to you.Luke 11:28 28…blessed are those who hear the word of God and keep it!”Luke 6:3838 Give, and it will be given to you: good measure, pressed down, shaken together, and running over will be put into your bosom. For with the same measure that you use, it will be measured back to you.”Deuteronomy 8:1818 “And you shall remember the Lord your God, for it is He who gives you power to get wealth, that He may establish His covenant which He swore to your fathers, as it is this day.1 Corinthians 6:19-2019 Or do you not know that your body is the temple of the Holy Spirit who is in you, whom you have from God, and you are not your own? 20 For you were bought at a price; therefore glorify God in your body and in your spirit, which are God's.Romans 12:22 And do not be conformed to this world, but be transformed by the renewing of your mind, that you may prove what is that good and acceptable and perfect will of God.1 Peter 5:77 casting all your care upon Him, for He cares for you.Colossians 3:22 Set your mind on things above, not on things on the earth.Psalm 46:1010 Be still, and know that I am God;

Text: John 3:22-30This sermon is part of our current series: John: Life in His NameWe are continuing our series on the book of John.Recorded live at Bethany Bible Church on: February 1, 2026Bethany Radio is a production of Bethany Bible Church in LeRoy, MN.More content and info is available on our website: bethanybibleleroy.com 2026 — Bethany Radio

It's YOUR time to #EdUp with Alvin F. Meredith III, President, & Rob Garrett, Chief of Staff, Brigham Young University–IdahoIn this episode, President Series #441, powered by ⁠⁠⁠Ellucian⁠⁠⁠, & sponsored by StudiosityYOUR cohost is Troy Burnett, SVP & General Manager, StudiosityYOUR host is ⁠⁠Dr. Joe SallustioHow does a 25 year old university use a 3 track calendar system to maximize campus utilization year round while keeping teaching focused faculty 100% dedicated to student success at low cost?What happens when teachers speak only 40% of class time while students actively engage 60% through questions, presentations & application based learning that gives graduates workforce advantages?How does a university prepare students for AI driven workforce by fostering intellectual curiosity about emerging technology while focusing on collaboration, critical thinking & problem solving skills?Listen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Elvin Freytes⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dr. Joe Sallustio⁠⁠⁠⁠● Join YOUR EdUp community at The EdUp ExperienceWe make education YOUR business!P.S. Want to get early, ad-free access & exclusive leadership content to help support the show? Become an #EdUp Premium Member today!

Help decrease commercial database licensing costs using Intel® Xeon® processors with high performance per core. By upgrading to servers with...

Have you ever noticed how certain lighting instantly makes you feel edgy - like your eyes get tired, your head feels busy, and your patience disappears faster than usual?This episode wasn't part of the original plan for the Safety Series, but it felt important enough to add.Because in this one, I'm talking about something we rarely connect to hormones, or PMS: the way your eyes take in light all day long. You might be surprised to learn how that small light bulb in your bedroom can actually keep your brain working overtime. The screens we stare at, even just to relax, and the constant visual input our brains are trying to process, can quietly pile on stress without us ever connecting the dots.Over time, that extra demand can show up as irritability, low energy, and even ADHD-like symptoms, especially later in your cycle.A few things I talk through in this episode:Why your eyes can keep your nervous system switched on even when you're restingHow certain types of light quietly make PMS and overwhelm feel worseSimple, affordable changes that can help your brain wind down at nightThis conversation is practical, gentle, and very doable. No perfection needed. And no expensive bio hacks either.Listen in, take what feels doable, and remember: even small changes in what your eyes take in can make a meaningful difference over time.Download the new 20-min private podcast training - Simply Nourished CyclesBook a FREE Hormone Strategy Call with meNEED HELP FIXING YOUR HORMONES? CHECK OUT MY RESOURCES:Hormone Imbalance Quiz - Find out which of the top 3 hormone imbalances affects you most!Join Nourish Your Hormones Coaching for the step-by-step and my eyes on YOUR hormones for the next 4 months.Send us a text with episode feedback or ideas! (We can't respond to texts unless you include contact info but always read them)Don't forget to subscribe, share this episode, and leave a review. Your support helps us reach more women looking for answers.Disclaimer: Nothing in this podcast is to be taken as medical advice, please take informed accountability and speak to your provider before making changes to your health routine.This podcast is for women and moms to learn how to balance hormones naturally in motherhood, to have pain-free periods, increased fertility, to decrease PMS mood swings, and to increase energy without restrictive diet plans. You'll learn how to balance blood sugar, increase progesterone naturally, understand the root cause of estrogen dominance, irregular periods, PCOS, insulin resistance, hormonal acne, post birth-control syndrome, and conceive naturally. We use a pro-metabolic, whole food, root cause approach to functional women's health and focus on truly holistic health and mind-body connection.If you listen to any of the following shows, we're sure you'll like ours too! Pursuit of Wellness with Mari Llewellyn, Culture Apothecary with Alex Clark, Found My Fitness with Rhonda Patrick, Just Ingredients Podcast, Wellness Mama, The Dr Josh Axe Show, Are You Menstrual Podcast, The Model Health Show, Grounded Wellness By Primally Pure, Be Well By Kelly Leveque, The Freely Rooted Podcast with Kori Meloy, Simple Farmhouse Life with Lisa Bass

Send us a text message if you have a question you want answered on the podcast.Ever feel overwhelmed and just wonder why you can't get it together?In this Ask A Therapist episode, Niki and Julie talk honestly about what overwhelm actually looks like in real life. Not the Instagram version. The real version.Things like, why anxiety sometimes shows up without a clear reason, why “trying harder” usually backfires, and how small changes can bring real relief. Niki also shares a little of her story of joining the church at 19 and how that has given her a huge perspective on mental health.So come listen in. Check your body before blaming your faith. And stop thinking you need a full life overhaul to feel better._______________________________Links from this episode:Join today while registration is open!The LDS Mental Health Membership: https://www.ldsmentalhealthco.com/LDS-Mental-Health-SkillsHear Him in the Chaos Class: https://www.ldsmentalhealthco.com/hearhim_______________________________Stick around for more Mental Health support & resources:

Sunday Sermon - 3rd Sunday Tobe @ St. Mary Coptic Orthodox Church - Atlanta, GA ~ January 25, 2026 | Tobe 17, 1742

Acts 19:1-7 | 01.25.2026

This is message 10 in Gospel Record of John John 3:22-36 True spiritual life is marked by humility that gladly steps aside so Christ can be exalted. God's work is never about preserving personal influence, reputation, or success, but about faithfully pointing others to Jesus and rejoicing when He takes center place. All authority, truth, and life belong to the Son who came from heaven, speaks the very words of God, and holds all things in His hands. Eternal life is found only in believing Him and refusing Him leaves a person where they already stand, under judgment. The heart of true faith is not self-promotion, but joyful surrender that allows Christ alone to increase. Don't forget to download our app for more from the Riverview Baptist Church. http://onelink.to/rbcapp Find more at https://riverviewbc.com/ Donate through Pushpay https://pushpay.com/pay/riverviewbc

The US housing market seemed like it was moving in the right direction recently, some better results people said were lower mortgage rates finally starting to work. But then reality dropped like a hammer today when the nation's largest realtor group reported a massive 9.3% drop in pending home sales for December, biggest monthly decline since 2020. Stunned analysts are trying to figure out why lower rates aren't stimulating housing and what these latest results mean.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------US Pending-Home Sales Plunge by Most Since Start of Pandemichttps://www.bloomberg.com/news/articles/2026-01-21/us-pending-home-sales-plunge-by-most-since-start-of-pandemicNAR Pending Home Sales Report Shows 9.3% Decrease in Decemberhttps://www.nar.realtor/newsroom/nar-pending-home-sales-report-shows-9-3-decrease-in-decemberNAR First-Time Home Buyer Share Falls to Historic Low of 21%, Median Age Rises to 40https://www.nar.realtor/newsroom/first-time-home-buyer-share-falls-to-historic-low-of-21-median-age-rises-to-40BlackRock and Housing: Setting the Record Straighthttps://www.blackrock.com/corporate/literature/brochure/blackrock-and-housing-setting-the-record-straight.pdfTrump Signs Order Targeting Institutional Housing Investorshttps://www.bloomberg.com/news/articles/2026-01-21/trump-signs-order-targeting-institutional-housing-investorshttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Dr. Josie Traub-Dargatz, Professor Emeritus of Internal Medicine (retired) from Colorado State University College of Veterinary Medicine and Biomedical Sciences in 2017.   In this episode - learn about: Neonatal Isoerythrolysis (N.I.) A life-threatening condition that is more common in mule foals. Learn how to prevent it.Clinical signs recognized in the first few days of the foal's life and perhaps up to 12 days of age include: a) Weakness and lethargy, b) Decrease in suckling the mare c) Rapid breathing, d) Pale or yellow discoloration of the mucous membranes. e) Red color to the urine f) In severe cases collapse and death can occur. 1 in 10 mule foals is at risk for this disease.How to determine if the foal is at risk for N.I. Learn how N.I. can be prevented.Mule Talk is an Every Cowgirl's Dream production - www.EveryCowgirlsDream.Com www.MuleTalk.Net Meredith Hodges Interviews: www.LuckyThreeRanch.Com/Podcast-Appearances/

The mortgage lock-in effect may be starting to ease.   There are more mortgage holders with 6%+ rates than sub 3% mortgages for the first time since 2020.    As more existing homeowners have higher interest rates they may be more willing to sell their homes. More houses for sale likely will lead to reduced prices.   Lennar, then second largest homebuilder in the US, were selling homes for $500,000+ in 2022. Now, they are selling new homes for $375,000. This is is a 27% price drop in 3 years.   Inventory influences housing prices.   Housing prices are projected to decline an additional 10% in areas that inventory is at or above pre-pandemic levels. Pandemic boom areas are projected to decline an additional 20%.

He Must Increase, I Must Decrease He Must Increase, . . . The Homily weaves together the Letter of St. John and the Gospel's encounter . . . . . . with John the Baptist to confront a central Christian tension: believers are truly begotten of God and called to freedom from sin, yet they still struggle daily with weakness and divided hearts. St. John's stark claim that those begotten of God do not sin is not naïve or dismissive of human frailty; rather, it holds before us the full vision of what God's grace is meant to accomplish over time . . . a gradual but real transformation into holiness. This struggle is most clearly expressed in the warning, “Beware of idols.” Idolatry is not merely the worship of false gods in stone or wood, but the subtler temptation to fashion God in our own image—to follow Him on our terms, according to our preferences, fears, and egos. Such self-made gods quietly displace the true God and fracture the heart. As surrender to Christ deepens, these idols lose their power. . . . I Must Decrease The Gospel illustrates this truth through John the Baptist's humility. Faced with questions about ritual washings and concerns about his diminishing prominence, John redirects attention away from himself and toward Christ. Rituals, ministries, and even religious figures have meaning only insofar as they prepare the way for Jesus. John's defining posture . . . “He must increase; I must decrease” . . . is not self-negation but right ordering: Christ must be central, and everything else finds its place in relation to Him. As the Christmas season draws to a close with the Baptism of the Lord, the reflection culminates sacramentally in the Eucharist. Christ, once an infant in the manger, now comes to dwell within the believer. Each “Amen” becomes a renewed rejection of idols and a consent to Christ's growth within the heart. Slowly, faithfully, this diminishing of self allows believers to approach the freedom and joy of true children of God. Listen to this Meditation Media. Listen to: He Must Increase, I Must Decrease -------------------------------------------------------------------------- Art Work St John the Baptist in the Wilderness: Spanish Artist and Painter: Diego Velazquez: 1620

What if scaling your business didn't require hiring, hustling harder, or stacking endless clients?In this episode, Brett sits down with Pia Silva (No BS Mastery) to break down a simple model for building a highly profitable solo (or two-person) business — built around intensives, clear boundaries, and pricing for outcomes (not hours).Pia shares how she and her husband went from $40K in debt to $500K in revenue by shifting from long, drawn-out projects to a focused, high-value intensive model. Then she explains her signature framework — the 50-25-25 Rule — and how to reverse-engineer your pricing based on the life you actually want.If you're a corporate escapee (or future one) trying to make real money without recreating the corporate grind… this is the blueprint.Join the Escapee Collective!What you'll learn • Why most “big ticket” projects are often the least profitable • Pia's 50-25-25 Rule for profit + freedom (and how to use it to price your offers) • How to design offers so you make your monthly revenue in 50% of your client hours • The two levers to grow profit without working more: • Increase value (real + perceived) • Decrease time (intensify delivery) • A smarter version of “good / better / best” packaging (without selling deliverables) • How to use a Lead Product (paid) instead of free proposals to build trust fast • Why warm networks beat websites and content in the early stages • How to build boundaries that prevent scope creep (without sounding rigid) • The mindset shift escapees must make: sell outcomes, not timeKey frameworks + concepts mentioned • The Intensives Model: Focused delivery in a compressed timeframe vs. dragging projects out for months • 50-25-25 Rule: Make your total revenue in 50% (or less) of your client-working hours so you have time for life • Lead Product Method: A paid diagnostic/strategy step that replaces proposals and tees up an easy upsell • Boundaries via Process: Clear steps + expectations reduce pushback and scope creepResources from Pia • Scale Solo Playbook: NoBSMastery.com/playbook • Price to Freedom CalculatorConnect with Pia • Instagram: @pialovesyourbiz • LinkedIn: Pia Silva

CR18 X2M.240 — Qōm קוֹם (The Standing Pattern · Authority Acts Without Announcement) Authority does not culminate in survival. It culminates in motion that no longer needs permission. Qōm names the moment when endurance becomes action. In its biblical usage, קוֹם does not describe ascent under pressure, but standing into action. It is the verb of arising to speak, arising to judge, arising to move history forward. The strain remains, but the posture changes. What endured now advances.¹ If Yāqûm is authority that refuses collapse, Qōm is authority that no longer waits. CR18 assigns X2M.240 to the phase where coherence stops merely absorbing disturbance and begins shaping the field again. The apparatus is still unreliable. Opposition has not vanished. But the sovereign no longer defines himself in relation to resistance. He stands and acts because standing has become stable. Scripture consistently frames Qōm as the transition from hidden fidelity to visible execution. “Arise, O Lord,” is not a request for proof. It is a declaration that the time for proof has passed.² In narrative terms, this is the shift from Micaiah in prison to Elijah calling fire, from Joseph enduring confinement to Joseph administering famine, from David hunted to David governing. The authority that endured silence now speaks, and the speaking rearranges reality. Qōm does not seek consensus. It does not explain itself. It does not ask whether the field is ready. It stands and by standing, compels alignment. This is not escalation. It is inevitability. The compression here reverses direction: what was previously internalized now externalizes, what was borne now issues, what was tested now governs.³ Here coherence no longer merely survives noise. It imposes structure upon it. In CR18 terms, Qōm marks the first lawful re-extension of authority after total withdrawal. This is not apparatus restoration. Titles are still suspect. Spectacle is still forbidden. But authority is now operative rather than merely recognizable. The Canon treats this as a dangerous moment not because authority might fail, but because it might overreach. Qōm therefore carries restraint. Standing does not mean seizing. Action does not mean domination. Authority moves, but only as coherence permits. This is why Qōm follows Yāqûm and not before it. Only what has refused collapse is permitted to advance. In system terms, this is where coherence recovery becomes coherence projection. The system does not merely return to equilibrium after disturbance; it shapes the trajectory of the field itself.⁴ Noise still exists. Opposition still mutters. But the axis has shifted. Qōm is not glory. It is lawful motion. It is the first step taken without apology. The first word spoken without defense. The first action that assumes continuity rather than risk. This is standing that moves history. And once it occurs, retreat is no longer an option. Glorification | The Final Frontier Going boldly where the last man has gone before! Decrease time over target: PayPal or Venmo @clastronaut Cash App $clastronaut ⸻ ENDNOTES ¹ Ludwig Koehler and Walter Baumgartner, Hebrew and Aramaic Lexicon of the Old Testament, vol. 2 (Leiden: Brill, 2001), 1088–90. ² Representative usage: Psalm 3:7; Psalm 7:6; Isaiah 33:10. ³ On phase transitions from constraint absorption to field reconfiguration, see Ilya Prigogine and Isabelle Stengers, Order Out of Chaos (New York: Bantam, 1984), 141–63. ⁴ Karl Friston, “The Free-Energy Principle: A Unified Brain Theory?” Nature Reviews Neuroscience 11 (2010): 127–38.

Today, Sam Ward continues his series in John, this week looking at John 3:22-30 and how John models how we should decrease so Jesus can increase.

Saturday after Epiphany

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National Law Enforcement Officers Memorial Fund CEO Bill Alexander gives a 2025 End of Year Officer Fatalities Report Recap.

National Law Enforcement Officers Memorial Fund CEO Bill Alexander gives a 2025 End of Year Officer Fatalities Report Recap.See omnystudio.com/listener for privacy information.

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A Hospital Room Reminder About What Really Matters When Bruce recorded this episode, I was in the hospital. He carried the podcast solo while I was headed into yet another surgery connected to pregnancy complications—a storyline some of you know has been part of our family's journey for years. https://www.youtube.com/live/Fbq412_k_mU That day was a harsh reminder: life is fragile, the future is never guaranteed, and your family's financial stability cannot depend on “hoping it all works out.” It has to be built on purpose. And that's exactly what cash flow vs accumulation is really about: not numbers on a statement, but whether the people you love will be equipped, protected, and provided for—no matter what happens to you. A Hospital Room Reminder About What Really MattersWhy Cash Flow vs Accumulation Matters More Than a NumberWhy Cash Flow vs Accumulation: How to Build Multigenerational Wealth Matters NowWhat Is the Difference Between Cash Flow and Accumulation Investing?How to Shift from Accumulation to Cash Flow in Personal FinanceHow to Manage Cash Flow Like a Business in Your Personal FinancesHow to Create a Personal Cash Flow Strategy That Supports Your LifeCash Flow vs Accumulation: How to Build Multigenerational Wealth in PracticeBest Cash Flowing Assets for Families and Business OwnersShould You Use a HELOC to Fund Life Insurance Premiums and Cash Flow Investments?From a Pile of Money to a Living Financial SystemGo Deeper With the Full Cash Flow vs Accumulation EpisodeFAQ – Cash Flow vs Accumulation and Multigenerational WealthWhat is the difference between cash flow and accumulation investing?How can I shift from accumulation to cash flow in my personal finances?How do I create a personal cash flow strategy that supports my lifestyle?What are the best cash flowing assets for families and business owners?How can focusing on cash flow vs accumulation help build multigenerational wealth? Why Cash Flow vs Accumulation Matters More Than a Number Most financial conversations revolve around a number. “How much do I need to retire?”“What should my net worth be at this age?”“What's my freedom number?” Those questions all assume one thing: that a bigger pile of assets automatically equals security. But it doesn't. A big balance that doesn't produce reliable cash flow can disappear quickly. You start selling assets, paying taxes, and hoping the market cooperates. That's not peace of mind. That's pressure. In this article, I want to walk you through a different way of thinking: cash flow vs accumulation and how to build multigenerational wealth with a system instead of a guess. You'll see: What is the difference between cash flow and accumulation investing in real life How to shift from accumulation to cash flow in your personal finances How to manage cash flow like a business in your personal economy The role of cash flowing assets, Infinite Banking, and trusts in building multigenerational wealth How Secure Act 2.0 and current tax rules affect inherited accounts and cash flow My goal is not to make you feel behind, but to help you feel equipped. You can design a personal cash flow strategy that supports your lifestyle now and continues to bless your family long after you're gone. Why Cash Flow vs Accumulation: How to Build Multigenerational Wealth Matters Now At the simplest level, accumulation is about growing a balance; cash flow is about growing an income stream. Most people are taught the accumulation mindset from day one. Work hard, spend less than you make, and stash the difference in a 401(k), IRA, or brokerage account. You watch the balance grow over time and hope it's enough. Cash flow asks a different set of questions. Instead of “How much do I have?” it asks, “What is this money doing? How much sustainable income does it produce? How easily can my family access it? And how long will it last?” Accumulation is about mass; cash flow is about motion. Mass can look impressive on paper. Motion is what pays the bills, funds opportunities, and supports your heirs without forcing them to sell assets at the worst possible time. When you start thinking this way, your focus shifts from chasing the biggest number to designing the strongest system. What Is the Difference Between Cash Flow and Accumulation Investing? Let's make this practical. Accumulation investing looks like this: your paycheck comes in, your bills go out, and whatever is left—if anything—gets swept into a savings account, retirement plan, or investment account. You might reinvest dividends automatically, but you're mostly watching the line go up and down on a graph and hoping the long-term trend is favorable. Cash flow investing is more intentional. You still earn income, still pay expenses, but you do one crucial thing differently: you give that surplus a job. Instead of leaving it to drift, you send it into assets that are designed to pay you on a regular basis. That might be a rental property, a share in a business, a private lending fund, a dividend-paying stock portfolio, or a policy loan strategy built on whole life insurance. The key is that these assets put money back into your personal economy as a dependable stream, not just a fluctuating account value. Accumulation is “I hope this is enough someday.”Cash flow is “I know what this produces every month, and I can plan around it.” How to Shift from Accumulation to Cash Flow in Personal Finance The shift doesn't happen with one dramatic move; it happens through a series of decisions. The first step is awareness. You need to see your personal economy the way a CFO sees a business. That means tracking not just your balance, but your flow. How much truly comes in? Where exactly does it go? What is the consistent surplus? Once you know the surplus, you can stop letting it evaporate. This is where Bruce's idea of a Wealth Coordination Account becomes powerful. Instead of leaving extra money in the same checking account that pays your groceries and subscriptions, you move it to a separate, dedicated account. That account becomes the home base for your cash flow strategy. It's where you hold cash temporarily while you decide: do we pay down a debt that's draining us? Do we fund a life insurance premium that will expand our long-term options? Do we step into a strategic rental, a business partnership, or a dividend-focused portfolio? Shifting from accumulation to cash flow is less about wild new investments and more about refusing to let surplus be accidental. You become intentional about directing it toward assets that feed you back. How to Manage Cash Flow Like a Business in Your Personal Finances Bruce shared a simple but powerful idea: Run your personal economy the way a healthy business runs its economy. A good business watches: Revenue in Expenses out Profit (cash flow) How quickly profit is redeployed to either increase revenue or decrease expenses You can do the same at home. Track your cash flow clearlyDon't just “check your balance.” Know exactly what's coming in, what's going out, and what's left. Increase income where you canSide business, consulting, a raise, better pricing in your current business—anything that adds more revenue to your personal economy. Decrease unnecessary expensesLook at both:Discretionary spending (the “nice to haves”) Non-discretionary spending (insurance, utilities, groceries) where you can shop, renegotiate, or restructure. Capture the surplus in a separate “Wealth Coordination Account”This is something Bruce and I teach often:Create a separate account for excess cash flowDon't let it disappear into your normal spending Use this account to fund your cash flow strategy, pay premiums, and invest in new opportunities This is the heart of cash flow planning—directing every dollar on purpose. How to Create a Personal Cash Flow Strategy That Supports Your Life A personal cash flow strategy isn't just a budget. It's a design for how money moves through your life: Income sources W-2 income Business income Rental income Dividends and distributions Core expenses Lifestyle (home, food, transportation, education) Taxes Debt payments Surplus (profit) This is what flows into your Wealth Coordination Account Redeployment planYou decide in advance: What percentage goes to debt reduction What percentage goes to cash flowing assets What percentage goes to premiums on your whole life policies What percentage stays liquid for opportunities This is how you manage your cash flow instead of reacting to it. Over time, this system builds stability for you and creates a foundation for multigenerational wealth planning. Cash Flow vs Accumulation: How to Build Multigenerational Wealth in Practice So how do we make cash flow vs accumulation truly multigenerational? Bruce and his wife use a simple repeatable framework: Cash flowing assets (businesses, rentals, funds) send income into a Wealth Coordination Account. That account pays premiums for permanent life insurance policies. As cash value grows, they borrow against policies to purchase more cash flowing investments. The new cash flow goes back to: Repay policy loans Rebuild the Wealth Coordination Account Fund additional opportunities Rinse and repeat. On the legacy side: Trusts are structured so that death benefits and cash flowing assets pass in an organized, tax-aware way to nieces, nephews, and charities. The trust language gives guidance and guardrails for how the next generation should use policy loans, pay them back, and take out new policies on their own lives and their children's lives. This is how building generational wealth with cash flow becomes a repeatable family system, not just a one-time event.

CR18 X2M.239 — Yāqûm יָקוּם (The Persistence Pattern · Authority Refuses Collapse) The final test of ascent is not height, but endurance. Yāqûm names what remains standing when pressure does not relent. In its ancient usage, יָקוּם denotes rising that persists—not momentary elevation, but standing that survives strain. It is ascent proven by time rather than spectacle, authority verified by refusal to yield.¹ CR18 assigns X2M.239 to the moment when authority is no longer reactive. The sovereign has risen, been established, and drawn direction. Now the field presses back—and he does not fall. This is the phase Scripture dramatizes with unusual clarity in 1 Kings 22. In that account, the prophetic field is saturated with affirmation. Four hundred voices speak coherence to power, reinforcing momentum, certainty, and institutional alignment. Yet the narrative pivots not on volume but on persistence. Micaiah son of Imlah stands alone, absorbing pressure without collapse. He does not prevail by force, nor by majority, nor by institutional sanction. He prevails by remaining upright when the apparatus turns hostile.² This is Yāqûm. Micaiah's authority does not rest on outcome; he is struck, imprisoned, and ignored but on endurance under compression. His word stands even as the king falls. The narrative resolves not by persuasion but by reality itself returning a verdict. Authority that cannot be dislodged by opposition is revealed not at the moment of power, but after the apparatus has moved on. This track carries compression: the narrowing of options, the weight of expectation, the quiet decision to remain rather than retreat.³ Here, endurance replaces explanation. In the Canon, Yāqûm marks the crossing from ascent into proof. Authority ceases to ask whether it is permitted to stand. It simply continues to do so. Coherence absorbs disturbance and returns intact. This movement completes the CR18 arc and corresponds to U.9, the final Crown directive. U.9 resolves the question of legitimacy not by argument, but by persistence. What survives pressure without collapse no longer needs validation. X2M.239 is that resolution made structural. Here the Coherence-Recovery Rate holds above one. Noise rises. Control tightens. And yet coherence remains.⁴ No spectacle accompanies this moment. Only steadiness. This is the last standing without adornment. The final posture before the crown. The proof that authority can outlast resistance. Yāqûm is not glory. It is refusal to collapse. And because of that, everything that follows becomes possible. ⸻ Glorification | The Final Frontier Going boldly where the last man has gone before! Decrease time over target: PayPal or Venmo @clastronaut Cash App $clastronaut ⸻ ENDNOTES ¹ Ludwig Koehler and Walter Baumgartner, Hebrew and Aramaic Lexicon of the Old Testament, vol. 2 (Leiden: Brill, 2001), 1094–95. ² 1 Kings 22:1–38; on Micaiah as solitary prophetic endurance under institutional pressure, see Walter Brueggemann, First and Second Kings (Louisville: Westminster John Knox, 2000), 269–77. ³ Hermann Haken, Synergetics (Berlin: Springer, 1983), 167–85. ⁴ Claude E. Shannon, “A Mathematical Theory of Communication,” Bell System Technical Journal 27 (1948): 379–423.

Opinion columnist Elizabeth New (Hovde) examines Washington's Paid Family and Medical Leave program, arguing that the rising payroll tax functions as a regressive paycheck penalty that disproportionately impacts low-income workers as the rate increases again on Jan. 1. https://www.clarkcountytoday.com/opinion/opinion-ready-for-another-pay-decrease-from-the-state-it-happens-jan-1/ #Opinion #WashingtonPolicyCenter #PFML #StateTaxes #WorkerPay

This is the 4PM All-Local update on Monday, December 29, 2025.

Today I'm sharing all about my favorite books from 2025. Resources from this episode: Every Moment Holy  Rhythms Reset  Nancy Ray Book Club  Work & Play Episode 266 : 2025 Book List  On Moonberry Lake by Holly Varni  The Blooming of Delphinium by Holly Varni  Smart Brevity by Jim VandeHei  The Opt-Out Family by Erin Loechner The Let Them Theory by Mel Robbins 40 Days of Decrease by Alicia Britt Chole Anonymous by Alicia Britt Chole Underestimated by Mary Marantz Work & Play Episode 269 : Underestimated with Mary Marantz Born to Eat by Leslie Schilling  Women of the Word by Jen Wilkin The If I Run Series by Terri Blackstock Restoration Series by Terri Blackstock How to Stop Worrying and Start Living by Dale Carnegie How to Win Friends and Influence People by Dale Carnegie I Just Wish I Had a Bigger Kitchen by Kate Strickler Work & Play Episode 283 : I Just Wish I Had a Bigger Kitchen with Kate Strickler  Love Your Life by Rachel Awtrey Work & Play Episode 282 : Love Your Life with Rachel Awtrey  My Name is Ashler Lev by Chaim Potok  When Crickets Cry by Charles Martin A Cross-Country Christmas Echo Mountain by Lauren Wolk The Wild Robot by Peter Brown Polyanna by Eleanor H. Porter The Mystwick School of Musicraft by Jessica Khoury The Timeless Series Book 1 by Gabrielle Meyer Follow me on Goodreads!  Send Nancy an audio message!  Dwell Bible App Discount Join my email list!  Visit my Amazon Cornerstore! Nancy Ray Website Nancy Ray on Instagram Affiliate links have been used in this post! I do receive a commission when you choose to purchase through these links, and that helps me keep this podcast up and running—I truly appreciate when you choose to use them!

How good are finger sandwiches right? Best thing since the invention of the wheel, which I also talk about today, and a terrible hair dying story and my two friends that are ghosts.

There are a lot of extra things this holiday season and that can add overwhelm to your life. Use these tips to help you through!  Email me at: positivityinpregnancy@gmail.com **Morning Sickness Mini Course for Mental Health (Formerly the Positive Pregnancy Program)**: This self-led video program, made to help foster positivity durning pregnancy. It is for women who have or do struggle with pregnancy and who want to have strong mental health during and specifically the first trimester of pregnancy during the nausea! This Mini Course will help you mentally navigate the hardships of the physical changes of pregnancy, especially that morning sickness phase. Direct link to Morning Sickness Mini Course for Mental Health Positivity in Pregnancy and Motherhood website: Positiveinpregnancy.com Other Episodes you might like: Anxiety? Stressed in pregnancy? Podcast episode Strategies to Calm Fears and Worries in Pregnancy Success in Second Trimester INTIMACY Episodes on Dealing with Nausea in the first trimester: Puking and Feeling Like I Can't Coping with Nausea in Pregnancy Intimacy in the First Trimester Episode YouTube for Positivity in Pregnancy: https://www.youtube.com/@PregnancyisHardwithJosly-nd8wd Here is the Facebook Page for Pregnancy is hard: I have documented my journey of my fourth baby on this page and have other juicy and good tips for enjoying pregnancy better. https://www.facebook.com/pregnancyishard Here is the Pregnancy is Hard Support Group on Facebook: Let's offer support, help and fun for those in the trenches of pregnancy! https://www.facebook.com/groups/165102315544693 Instagram: @positivityinpregnancy

In Episode 446, John Q. Khosravi, Esq. sits down with Bob Webber, Esq. for a candid breakdown of the state of employment-based immigration going into 2026. From Trump-era shifts to visa backlogs, AI disruption, declining F-1 numbers, stricter NIW standards, and rising USCIS fees — Bob explains why this is the most challenging landscape the field has seen in decades. A must-watch for immigration lawyers navigating H-1Bs, PERM, EB categories, consultation demand, and practice strategy during a rapidly changing political and economic climate. Spotify | iTunes | YouTube Music | YouTube Timestamps 00:00 — Opening 00:33 — Introduction 04:36 — How Bob Webber Entered Employment-Based Immigration 05:22 — Impact of the Trump Administration on Immigration Law 06:45 — Three Categories Affecting Employment-Based Immigration 06:59 — Quotas 08:14 — Economic Factors 09:58 — How AI Is Changing Employment-Based Practice 14:06 — Projected Immigration Growth for 2026 15:01 — Biden Administration Filing Fee Increase 17:02 — How 2025 Played Out 18:29 — H-1B Processing Delays 19:19 — Growing Demand for Employment-Based Lawyers in Law Firms 22:40 — Decrease in Domestic Nurses 26:13 — The F-1 Feeder System 29:20 — Self-Care for U.S. Immigration Attorneys 34:44 — Adapting to Immigration Challenges Under the Trump Administration 37:20 —  LinkedIn marketing 41:09 — Outro Live Consular Processing training for lawyers Dec 18, 10:00–11:45 a.m. PT - NVC packets & DS-260 - Interview prep & follow-up - Timelines, fees, and real-world workflows Register here!  Follow eimmigration by Cerenade: Facebook | Instagram | LinkedIn Start your Business Immigration Practice! (US LAWYERS ONLY - SCREENING REQUIRED): E-2 Course EB-1A Course Get the Toolbox Magazine!  Join our community (Lawyers Only) Get Started in Immigration Law! The Marriage/Family-Based Green Card course is for you Our Website: ImmigrationLawyersToolbox.com Not legal advice. Consult with an Attorney. Attorney Advertisement. #podcaster #Lawyer #ImmigrationLawyer #Interview #Immigration #ImmigrationAttorney #USImmigration #ImmigrationLaw #ImmigrationLawyersToolbox

In this solo episode, I'm sharing 10 science-backed, practical ways to foster gratitude and prevent entitlement in kids. As the season of giving approaches, it's the perfect time to reflect on how we can help our children appreciate what they have while staying grounded. I'll cover everything from modeling gratitude in everyday moments to teaching kids the value of chores, delayed gratification, and empathy.I WROTE MY FIRST BOOK! Order your copy of The Five Principles of Parenting: Your Essential Guide to Raising Good Humans Here: https://bit.ly/3rMLMsLSubscribe to my free newsletter for parenting tips delivered straight to your inbox: https://dralizapressman.substack.com/Follow me on Instagram for more:@raisinggoodhumanspodcast Sponsors:Kendra Scott: Visit kendrascott.com/gifts and use code RGH20 at checkout for 20% off ONE full-priced jewelry itemSuvie: Check out Suvie's Black Friday Sale for extra savings while it lasts. Go to Suvie.com/Humans to get $150 off plus 16 free meals when you order during their saleMonarch: That's 50% off your first year at monarch.com with code HUMANSSaks: Head to saks.comSkims: Shop SKIMS Fits Everybody collection at SKIMS.comLaundry Sauce: Get Up to 40% Off Your entire order at https://laundrysauce.com/HUMANS Don't miss their Biggest Sale of the Year! #laundrysaucepodTia: -bit.ly/asktia-humansPlease note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We're all addicted to our phones - but how can we decrease our phone use? Even the word "addiction" could be part of why you are hooked. Today we break down the top scientific backed tips to GET OFF YOUR PHONE! Listen now and thank us later. Hosted on Acast. See acast.com/privacy for more information.

What if I told you that strategically lowering your prices could be the smartest financial move you make this year? Every stylist comes to me wanting to raise their rates, but the truth is, sometimes you are simply overpriced for your market. If you are experiencing a drop in demand or struggling to keep your long-term clients, you have to diagnose the real issue before making a knee-jerk mistake. Today, we are having the conversation you never hear: When is it actually appropriate to decrease your prices? This is something I've never talked about on the podcast before, and I'm revealing the big questions you must answer before changing a single price. Most importantly, I'll share the key mistake I made in my own salon and show you exactly how to insulate your business with a marketing plan and confident client verbiage, ensuring you secure your market position and come out financially ahead.  Let's stop guessing on pricing and start strategizing!  If you need a tool to keep your numbers (and business!) organized, you'll want to check out our Wealthiest Year Yet Planner. Get yours now at www.thrivingstylist.com/wealthiestyearyet/! The beauty industry is changing faster than ever. What worked in 2022 or even 2024 won't cut it in 2026, so are you ready? Grab our FREE 2026 TREND REPORT, The 2026 Must-Know Business Realities, Strategies & Trends for Stylists and Salon Owners now at https://thrivingstylist.com/mustknow/. Thriving Leadership Method hands salon owners a step-by-step strategy to implement an irresistible culture and create a powerful growth path…all while setting themselves up for structure and profit, and you can join the waitlist NOW at www.thrivingstylist.com/thrivingleadershipmethod/!  With Grow My Clientele Calculator, you'll get instant clarity on how many new clients you'll need to hit your 2025 financial goals! Enter just four numbers, and this tool will show you exactly how many new guests you need monthly and yearly to reach your target income. No guesswork or complicated math required, and you can get it now at www.thrivingstylist.com/growmyclientele/.   Do you have a question for me that you'd like answered in a future episode like this one? A great way to do that is to head over to Apple Podcasts and leave a rating and review with your question. I'm looking forward to answering your question on a future episode on the podcast!  If you're not already following us, @thethrivingstylist, what are you waiting for? This is where I share pro tips every single week, along with winning strategies, testimonials, and amazing breakthroughs from my audience. You're not going to want to miss out on this. Learn more at: https://thrivingstylist.com/podcast/ 

Letting Go Makes You UNDENIABLY Magnetic! The more you want something, the more you push it away. In this video I'll share how to release attachment, stop self-sabotage, and finally feel free to receive what's meant for you. If you're a coach or aspire to be one, I'm running a FREE 3-week online program called Conscious Coaches Accelerator (normally $1,997) to help you start and scale your online business. It starts on November 3rd. Grab your spot here: